<SEC-DOCUMENT>0001140361-24-026827.txt : 20240520
<SEC-HEADER>0001140361-24-026827.hdr.sgml : 20240520
<ACCEPTANCE-DATETIME>20240520151829
ACCESSION NUMBER:		0001140361-24-026827
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		127
CONFORMED PERIOD OF REPORT:	20231231
FILED AS OF DATE:		20240520
DATE AS OF CHANGE:		20240520

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BROADWAY FINANCIAL CORP \DE\
		CENTRAL INDEX KEY:			0001001171
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				954547287
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39043
		FILM NUMBER:		24964040

	BUSINESS ADDRESS:	
		STREET 1:		5055 WILSHIRE BLVD STE 500
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90036
		BUSINESS PHONE:		3236341700

	MAIL ADDRESS:	
		STREET 1:		5055 WILSHIRE BLVD STE 500
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90036
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>ef20016744_10k.htm
<DESCRIPTION>10-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:srt="http://fasb.org/srt/2023" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:us-gaap="http://fasb.org/us-gaap/2023" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:country="http://xbrl.sec.gov/country/2023" xmlns:currency="http://xbrl.sec.gov/currency/2023" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:naics="http://xbrl.sec.gov/naics/2023" xmlns:sic="http://xbrl.sec.gov/sic/2023" xmlns:stpr="http://xbrl.sec.gov/stpr/2023" xmlns:exch="http://xbrl.sec.gov/exch/2023" xmlns:cef="http://xbrl.sec.gov/cef/2023" xmlns:ecd="http://xbrl.sec.gov/ecd/2023" xmlns:byfc="http://broadwayfed.com/20231231" xmlns="http://www.w3.org/1999/xhtml">
<head>
    <title></title>
    <!-- Licensed to: Broadridge
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
    <meta http-equiv="Content-Type" content="text/html"/>
</head>

<body style="background-color: #ffffff; color: #000000;">
<div id="DSPFiXBRLHidden" style="display: none;"><ix:header><ix:hidden><ix:nonNumeric name="dei:AmendmentFlag" id="Fact_03eab761db9c47059cac318bb3d47a65" contextRef="c20230101to20231231" format="ixt:fixed-false">false</ix:nonNumeric><ix:nonNumeric name="dei:CurrentFiscalYearEndDate" id="Fact_50453a2175684ed69f93d5c929034124" contextRef="c20230101to20231231" format="ixt:date-month-day">12-31</ix:nonNumeric><ix:nonNumeric name="dei:DocumentFiscalYearFocus" id="Fact_a766f80b40244dec951b70687313b4d2" contextRef="c20230101to20231231">2023</ix:nonNumeric><ix:nonNumeric name="dei:DocumentFiscalPeriodFocus" id="Fact_ce481f85ed72429b8dfe093b28dd6512" contextRef="c20230101to20231231">FY</ix:nonNumeric><ix:nonNumeric name="dei:EntityCentralIndexKey" id="Fact_dedb250a0a49469f8223770146054108" contextRef="c20230101to20231231">0001001171</ix:nonNumeric><ix:nonNumeric name="dei:EntityInteractiveDataCurrent" id="Fact_e385ff7c09c04243a7789637cfb33a43" contextRef="c20230101to20231231">No</ix:nonNumeric><ix:nonFraction name="us-gaap:StockholdersEquityNoteStockSplitConversionRatio1" id="Fact_bd2955a2d3594d208c540edc19d47667" contextRef="c20231101to20231101" unitRef="U004" decimals="INF">0.125</ix:nonFraction><ix:nonFraction name="us-gaap:StockholdersEquityNoteStockSplitConversionRatio1" id="Fact_75fe5815725e403b8f6c0d9f2512b896" contextRef="c20231101to20231101" unitRef="U004" decimals="INF">0.125</ix:nonFraction><ix:nonFraction name="us-gaap:StockholdersEquityNoteStockSplitConversionRatio1" id="Fact_f064ef0cd23f4a90a5b7373c0f990ef6" contextRef="c20231101to20231101" unitRef="U004" decimals="INF">0.125</ix:nonFraction><ix:nonFraction name="us-gaap:StockholdersEquityNoteStockSplitConversionRatio1" id="Fact_14268ee7464a4c1f9ca228eba7a134aa" contextRef="c20231101to20231101" unitRef="U004" decimals="INF">0.125</ix:nonFraction><ix:nonNumeric name="us-gaap:AccountingStandardsUpdateExtensibleList" id="Fact_46e3faf1717d4167be83c47c750932c0" contextRef="c20230101to20231231">http://fasb.org/us-gaap/2023#AccountingStandardsUpdate201613Member</ix:nonNumeric><ix:nonFraction name="us-gaap:StockholdersEquityNoteStockSplitConversionRatio1" id="Fact_108df240e00047dea5984caac3d887e0" contextRef="c20231031to20231031" unitRef="U004" decimals="INF">0.125</ix:nonFraction><ix:nonFraction name="us-gaap:StockholdersEquityNoteStockSplitConversionRatio1" id="Fact_91379155f1684b0ebba44d78bc68bab1" contextRef="c20231031to20231031" unitRef="U004" decimals="INF">0.125</ix:nonFraction><ix:nonNumeric name="us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" id="Fact_6426b83fa8ea4fd99004b9059ef12c92" contextRef="c20231231">http://fasb.org/us-gaap/2023#InterestReceivable</ix:nonNumeric><ix:nonNumeric name="us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" id="Fact_2d6f98a5aaad4cb0baec5a545821eb79" contextRef="c20221231">http://fasb.org/us-gaap/2023#InterestReceivable</ix:nonNumeric><ix:nonNumeric name="byfc:FinancingReceivableTerm" id="Fact_04958e61d38a4ae6b69a249b58b2ad94" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember_RangeAxis_MinimumMember">P2Y</ix:nonNumeric><ix:nonNumeric name="us-gaap:OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" id="Fact_2632c99bbee849d2a67fcc7873fb9c10" contextRef="c20231231">http://fasb.org/us-gaap/2023#PropertyPlantAndEquipmentNet</ix:nonNumeric><ix:nonNumeric name="us-gaap:OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" id="Fact_6a15f88fc5fa47698c0b367f10dc10df" contextRef="c20231231">http://fasb.org/us-gaap/2023#AccruedLiabilitiesAndOtherLiabilities</ix:nonNumeric><ix:nonFraction name="us-gaap:StockholdersEquityNoteStockSplitConversionRatio1" id="Fact_0b9e0c9c4b61463aa4931c525d2e5b1c" contextRef="c20210101to20211231" unitRef="U004" decimals="INF">0.125</ix:nonFraction><ix:nonNumeric name="dei:SecurityExchangeName" id="Fact_2f8aff7e36504cf1a089edefe5eb4ac9" contextRef="c20230101to20231231">NASDAQ</ix:nonNumeric><ix:nonNumeric name="dei:AuditorFirmId" id="Fact_c7f1512600d24d1887166bf9bbdb99ee" contextRef="c20230101to20231231">659</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:href="byfc-20231231.xsd" xlink:type="simple"/></ix:references><ix:resources><xbrli:context id="c20230101to20231231"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230630"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2023-06-30</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20240430_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassBCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-04-30</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20240430_StatementClassOfStockAxis_VotingClassACommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingClassACommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-04-30</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20240430_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassCCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-04-30</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassCCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingClassACommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassBCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassCCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingClassACommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassBCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231101to20231101"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-11-01</xbrli:startDate><xbrli:endDate>2023-11-01</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20211231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_StatementEquityComponentsAxis_TreasuryStockCommonMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementEquityComponentsAxis_RetainedEarningsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_StatementEquityComponentsAxis_RetainedEarningsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_RetainedEarningsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_NoncontrollingInterestMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_TreasuryStockCommonMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_StatementEquityComponentsAxis_NoncontrollingInterestMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_StatementEquityComponentsAxis_RetainedEarningsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementEquityComponentsAxis_RetainedEarningsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231001to20231231"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-10-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20230930"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-09-30</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230701to20230930"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-07-01</xbrli:startDate><xbrli:endDate>2023-09-30</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MaximumMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MinimumMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureFixtureAndEquipmentMember_RangeAxis_MinimumMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">byfc:FurnitureFixtureAndEquipmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureFixtureAndEquipmentMember_RangeAxis_MaximumMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">byfc:FurnitureFixtureAndEquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_OwnershipAxis_AffordableHousingLimitedPartnershipMember_RangeAxis_MaximumMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:OwnershipAxis">byfc:AffordableHousingLimitedPartnershipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-06-07</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-06-07</xbrli:startDate><xbrli:endDate>2022-06-07</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220331_StatementClassOfStockAxis_SeriesAPreferredStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-03-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20220101to20220331_StatementClassOfStockAxis_CommonClassAMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-03-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220331_StatementClassOfStockAxis_CommonClassAMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-03-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231031_StatementClassOfStockAxis_CommonClassAMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-10-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231031_StatementClassOfStockAxis_CommonClassBMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassBMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-10-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231031_StatementClassOfStockAxis_CommonClassCMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassCMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-10-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231031to20231031"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-10-31</xbrli:startDate><xbrli:endDate>2023-10-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231031to20231031_StatementClassOfStockAxis_VotingClassACommonStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingClassACommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-10-31</xbrli:startDate><xbrli:endDate>2023-10-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231031to20231031_RangeAxis_MaximumMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-10-31</xbrli:startDate><xbrli:endDate>2023-10-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_DepositsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:DepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_DepositsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:DepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:PaycheckProtectionProgramMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:PaycheckProtectionProgramMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember_RangeAxis_MinimumMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:PaycheckProtectionProgramMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember_RangeAxis_MaximumMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:PaycheckProtectionProgramMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedChurchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230401to20230630"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-04-01</xbrli:startDate><xbrli:endDate>2023-06-30</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20230630"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-06-30</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20221231_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_NonAccrualStatusMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">byfc:NonAccrualStatusMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_AccrualStatusMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">byfc:AccrualStatusMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_DoubtfulMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_DoubtfulMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_DoubtfulMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_DoubtfulMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_DoubtfulMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_DoubtfulMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_DoubtfulMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_InternalCreditAssessmentAxis_DoubtfulMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_DoubtfulMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_PropertyPlantAndEquipmentByTypeAxis_RightOfUseAssetsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">byfc:RightOfUseAssetsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_RightOfUseAssetsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">byfc:RightOfUseAssetsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_LandMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_PropertyPlantAndEquipmentByTypeAxis_LandMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20211231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CounterpartyNameAxis_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CounterpartyNameAxis">byfc:ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CounterpartyNameAxis_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CounterpartyNameAxis">byfc:ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_CounterpartyNameAxis_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CounterpartyNameAxis">byfc:NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByTypeAxis">us-gaap:CustomerConcentrationRiskMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByBenchmarkAxis">byfc:DepositsTotalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember_MajorCustomersAxis_FiveCustomersMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:MajorCustomersAxis">byfc:FiveCustomersMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByTypeAxis">us-gaap:CustomerConcentrationRiskMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByBenchmarkAxis">byfc:DepositsTotalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember_MajorCustomersAxis_FiveCustomersMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByBenchmarkAxis">byfc:DepositsTotalMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByTypeAxis">us-gaap:CustomerConcentrationRiskMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:MajorCustomersAxis">byfc:FiveCustomersMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_CollateralAxis_CommercialRealEstateMember_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalHomeLoanBankAdvancesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralWithoutRightMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_CollateralAxis_CommercialRealEstateMember_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalHomeLoanBankAdvancesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralWithoutRightMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20240311to20240311_PledgingPurposeAxis_FederalReserveBankAdvancesMember_SubsequentEventTypeAxis_SubsequentEventMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-03-11</xbrli:startDate><xbrli:endDate>2024-03-11</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231227to20231227_PledgingPurposeAxis_FederalReserveBankAdvancesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-12-27</xbrli:startDate><xbrli:endDate>2023-12-27</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalReserveBankAdvancesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralWithoutRightMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_LineOfCreditFacilityAxis_OtherFinancialInstitutionsMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LineOfCreditFacilityAxis">byfc:OtherFinancialInstitutionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_DebtInstrumentAxis_NotesPayableBMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableBMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_DebtInstrumentAxis_NotesPayableAMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableAMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_DebtInstrumentAxis_NotesPayableAMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableAMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_DebtInstrumentAxis_NotesPayableBMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableBMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20240101to20240131_DebtInstrumentAxis_NotesPayableAMember_SubsequentEventTypeAxis_SubsequentEventMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableAMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-01-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20240101to20240131_DebtInstrumentAxis_NotesPayableBMember_SubsequentEventTypeAxis_SubsequentEventMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableBMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-01-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:RetirementPlanNameAxis">byfc:CityFirstBank401KPlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:RetirementPlanNameAxis">byfc:CityFirstBank401KPlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:DomesticCountryMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_IncomeTaxAuthorityAxis_StateAndLocalJurisdictionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:StateAndLocalJurisdictionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember_TaxCreditCarryforwardAxis_GeneralBusinessMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:TaxCreditCarryforwardAxis">us-gaap:GeneralBusinessMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:DomesticCountryMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230621_PlanNameAxis_AmendedAndRestatedLtipMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-06-21</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230620_PlanNameAxis_TwoThousandEighteenLtipMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-06-20</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230621to20230621_PlanNameAxis_AmendedAndRestatedLtipMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-06-21</xbrli:startDate><xbrli:endDate>2023-06-21</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20221231_AwardTypeAxis_EmployeeStockOptionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_AwardTypeAxis_EmployeeStockOptionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_AwardTypeAxis_EmployeeStockOptionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:AwardDateAxis">byfc:GrantDateAsOfFebruary242016Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20220201to20220228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-02-01</xbrli:startDate><xbrli:endDate>2022-02-28</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230201to20230228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-02-01</xbrli:startDate><xbrli:endDate>2023-02-28</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220301to20220331_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-03-01</xbrli:startDate><xbrli:endDate>2022-03-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230621to20230621_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-06-21</xbrli:startDate><xbrli:endDate>2023-06-21</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_RangeAxis_MinimumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_RangeAxis_MinimumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_RangeAxis_MaximumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_RangeAxis_MaximumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_PlanNameAxis_AmendedAndRestatedLtipMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_AwardTypeAxis_RestrictedStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_AwardTypeAxis_RestrictedStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_AwardTypeAxis_RestrictedStockMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_UnusedLinesOfCreditMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:UnusedLinesOfCreditMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_UnfundedConstructionLoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:UnfundedConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_FinancialInstrumentAxis_UnfundedConstructionLoansMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:UnfundedConstructionLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_UnusedLinesOfCreditMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:UnusedLinesOfCreditMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember_RangeAxis_MaximumMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20211231_ConsolidatedEntitiesAxis_ParentCompanyMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c20230101to20231231_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_EmployeeStockOptionMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c20210101to20211231"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001001171</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2021-01-01</xbrli:startDate><xbrli:endDate>2021-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:unit id="U001"><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unit><xbrli:unit id="U002"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit><xbrli:unit id="U003"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit><xbrli:unit id="U004"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><xbrli:unit id="U005"><xbrli:measure>byfc:Office</xbrli:measure></xbrli:unit><xbrli:unit id="U006"><xbrli:measure>byfc:Segment</xbrli:measure></xbrli:unit><xbrli:unit id="U007"><xbrli:measure>byfc:Loan</xbrli:measure></xbrli:unit><xbrli:unit id="U008"><xbrli:measure>byfc:Option</xbrli:measure></xbrli:unit><xbrli:unit id="U009"><xbrli:measure>byfc:Customer</xbrli:measure></xbrli:unit><xbrli:unit id="U010"><xbrli:measure>byfc:Note</xbrli:measure></xbrli:unit><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_0599795c0f87467b83cd13ec35b6d955" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_9c419266a7794059b897ee46babd0775" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_dc04ed0867e441298622bace498c407e" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_08c89e14bc6d4dd4bbd714790ecff5db" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_e73ea8c3d9424f129319e9f26cd27e8d" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_c764941cbef9464e83715821b4ea5632" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_955c25c31bdd406db84e4bf3f44cd634" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_c471d3cbc9a740969426b3bed9752a46" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_57eca0510c5d4c48b4f89d5b043b8c2c" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_4d5dba36274d4bee86e8240092660061" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_14e2d871831c41dba7680cfbb0801825" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_f8dd4b098dee4772a709d4d854a4ad78" toRefs="Foot_4ae60b0ac27c4568813ba13c0189d7e2" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_2af14269d2574c6abd6f08d91d9cb243" toRefs="Foot_1acda786e61e475681b49299822ae593" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_5c6a2b6bbaa94972946fbe2cfb18c9d4" toRefs="Foot_1acda786e61e475681b49299822ae593" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_c5519eaeb07e41eab92c1305ef605a11" toRefs="Foot_1acda786e61e475681b49299822ae593" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_bbb10ecd41fc485ab3c1ebd06dbd0b7c" toRefs="Foot_1acda786e61e475681b49299822ae593" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_3f5a49d41983457b844078c50914868e" toRefs="Foot_918a556703a2406cb2f48b3f6362d8fc" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_eede4a0042484d9db38f2f6f2255793f" toRefs="Foot_918a556703a2406cb2f48b3f6362d8fc" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_b2de6c13b97440ac92933cc169c9e47b" toRefs="Foot_156768d9022c47c390189a4bb71b8ea6" linkRole="http://www.xbrl.org/2003/role/link"/><ix:relationship order="1.0" arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" fromRefs="Fact_34093baca27d459aa1b6230e41ac9c31" toRefs="Foot_156768d9022c47c390189a4bb71b8ea6" linkRole="http://www.xbrl.org/2003/role/link"/></ix:resources></ix:header></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <div style="text-align: center; font-weight: bold;">
      <hr style="border: none; border-bottom: 1px solid black; border-top: 4px solid black; height: 10px; color: #ffffff; background-color: #ffffff; margin-left: auto; margin-right: auto;"/>
<div><span style="font-size: 14pt;">UNITED STATES<br/>
      </span></div>
</div>

    <div style="text-align: center; font-size: 14pt; font-weight: bold; font-family: 'Times New Roman';">SECURITIES AND EXCHANGE COMMISSION</div>

    <div style="text-align: center; font-size: 12pt; font-weight: bold; font-family: 'Times New Roman';">Washington, D.C. 20549</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: center; font-size: 18pt; font-weight: bold; font-family: 'Times New Roman';">FORM <ix:nonNumeric name="dei:DocumentType" id="Fact_9f2a83b67fbd4d919abfb98c87d66e65" contextRef="c20230101to20231231">10-K</ix:nonNumeric></div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">(Mark one)</div>

    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 27pt; vertical-align: top; align: right; font-weight: bold;"><ix:nonNumeric name="dei:DocumentAnnualReport" id="Fact_c4cb250aba92483687fcdb31edb64546" contextRef="c20230101to20231231" format="ixt-sec:boolballotbox">&#9746;</ix:nonNumeric><br/>
          </td>

    <td style="width: auto; vertical-align: top;">
            <div style="font-weight: bold;">ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</div>
          </td>

  </tr>


</table>
    <div style="text-indent: 0pt; margin-left: 27pt; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
    </div>

    <div style="text-indent: 0pt; margin-left: 27pt; font-family: 'Times New Roman'; font-size: 10pt;">
      <div style="text-align: center;">For the fiscal year ended <ix:nonNumeric name="dei:DocumentPeriodEndDate" id="Fact_f1982e32ca224273941a03cc12513a35" contextRef="c20230101to20231231" format="ixt:date-monthname-day-year-en">December 31, 2023</ix:nonNumeric> </div>

      <div><br/>
      </div>

    </div>

    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 27pt; vertical-align: top; align: right; font-weight: bold;"><ix:nonNumeric name="dei:DocumentTransitionReport" id="Fact_c80e5307885f483db4569eff4fc597e2" contextRef="c20230101to20231231" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/>
          </td>

    <td style="width: auto; vertical-align: top;">
            <div style="font-weight: bold;">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">For the transition period from <span style="text-decoration: underline;">&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; </span> to___________</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Commission file number <span style="font-weight: bold;"><ix:nonNumeric name="dei:EntityFileNumber" id="Fact_9c9d11ea9eef4bb6aff61f81a77c075e" contextRef="c20230101to20231231">001-39043</ix:nonNumeric></span></div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: center; font-size: 24pt; font-weight: bold; font-family: 'Times New Roman';"><ix:nonNumeric name="dei:EntityRegistrantName" id="Fact_ae73f19467794717a4041b0f39881e4e" contextRef="c20230101to20231231">BROADWAY FINANCIAL CORPORATION</ix:nonNumeric><br/>
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(Exact name of registrant as specified in its charter)</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center; font-weight: bold;"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="Fact_511be8fc08c7479087daea6ebcb8ac62" contextRef="c20230101to20231231" format="ixt-sec:stateprovnameen">Delaware</ix:nonNumeric><br/>
            </div>
          </td>

    <td style="width: 2%; vertical-align: top;">&#160;</td>

    <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center; font-weight: bold;"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="Fact_24e1d2a387fe43aa927e0c4085b0ce39" contextRef="c20230101to20231231">95-4547287</ix:nonNumeric><br/>
            </div>
          </td>

  </tr>

  <tr>

    <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center;">(State or other jurisdiction of</div>
            <div style="text-align: center;"> incorporation or organization)</div>
          </td>

    <td style="width: 2%; vertical-align: top;">&#160;</td>

    <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center;">(I.R.S. Employer</div>
            <div style="text-align: center;"> Identification No.)</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
    </div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="Fact_8f7e21b3ab56421d94c15774fb82d93e" contextRef="c20230101to20231231">4601 Wilshire Boulevard, Suite 150</ix:nonNumeric><br/>
            </div>
            <div style="text-align: center; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressCityOrTown" id="Fact_9ee1d8a798db47238de16b6a194d19c6" contextRef="c20230101to20231231">Los Angeles</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="Fact_1b8e17c506b34402af67b287eceeee12" contextRef="c20230101to20231231" format="ixt-sec:stateprovnameen">California</ix:nonNumeric></div>
          </td>

    <td style="width: 2%; vertical-align: top;">&#160;</td>

    <td style="width: 49%; vertical-align: middle;">
            <div style="text-align: center; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="Fact_097a4a4004a140a184b391f5a4770ecc" contextRef="c20230101to20231231">90010</ix:nonNumeric><br/>
            </div>
          </td>

  </tr>

  <tr>

    <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center;">(Address of principal executive offices)</div>
          </td>

    <td style="width: 2%; vertical-align: top;">&#160;</td>

    <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center;">(Zip Code)</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
    </div>

    <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonNumeric name="dei:CityAreaCode" id="Fact_0caf3d4c8ebf437d9712e67e0b5743ed" contextRef="c20230101to20231231">323</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" id="Fact_d1cf6ab3cacd47fba337a634612f93b6" contextRef="c20230101to20231231">634-1700</ix:nonNumeric></div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(Registrant&#8217;s Telephone Number, Including Area Code)</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#160;</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Securities registered under Section 12(b) of the Act:</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
    </div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 35%; vertical-align: top;">
            <div style="text-align: center;"><span style="text-decoration: underline;">Title of each class:</span></div>
          </td>

    <td style="width: 30%; vertical-align: top;">
            <div style="text-align: center;"><span style="text-decoration: underline;">Trading Symbol(s)</span></div>
          </td>

    <td style="width: 35%; vertical-align: bottom;">
            <div style="text-align: center;"><span style="text-decoration: underline;">Name of each exchange on which registered:</span></div>
          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top;">
            <div style="text-align: center;"><ix:nonNumeric name="dei:Security12bTitle" id="Fact_7530d0097027448d8ea60aa082d0221d" contextRef="c20230101to20231231">Common Stock, par value $0.01 per share</ix:nonNumeric><br/>
            </div>
            <div style="text-align: center;">(including attached preferred stock purchase rights)</div>
          </td>

    <td style="width: 30%; vertical-align: top;">
            <div style="text-align: center;"><ix:nonNumeric name="dei:TradingSymbol" id="Fact_9885276275434f388784fb009f5eb8ac" contextRef="c20230101to20231231">BYFC</ix:nonNumeric><br/>
            </div>
          </td>

    <td style="width: 35%; vertical-align: top;">
            <div style="text-align: center;"><span style="-sec-ix-hidden:Fact_2f8aff7e36504cf1a089edefe5eb4ac9">Nasdaq Capital Market</span></div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Securities registered pursuant to Section 12(g) of the Act: None</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark if the registrant is a well&#8209;known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes &#9744; <ix:nonNumeric name="dei:EntityWellKnownSeasonedIssuer" id="Fact_9ede780254bd458f80cea5fbcf7693e1" contextRef="c20230101to20231231">No</ix:nonNumeric> &#9746;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes &#9744; <ix:nonNumeric name="dei:EntityVoluntaryFilers" id="Fact_59c3225580e2474896b834386fbde94b" contextRef="c20230101to20231231">No</ix:nonNumeric> &#9746;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the
      preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes &#9744; <ix:nonNumeric name="dei:EntityCurrentReportingStatus" id="Fact_c63394eb90ab451f9c828d8c27010013" contextRef="c20230101to20231231">No</ix:nonNumeric> &#9746;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S&#8209;T
      during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes &#9744; <ix:nonNumeric name="dei:EntityCurrentReportingStatus" id="Fact_c0fcc292e3864b3cb50c1c1270dfd2d0" contextRef="c20230101to20231231">No</ix:nonNumeric> &#9746;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non&#8209;accelerated, a smaller reporting company, or an emerging growth
      company. See the definition of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company,&#8221; and &#8220;emerging growth company&#8221; in Rule 12b&#8209;2 of the Exchange Act.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 5%; vertical-align: top;" colspan="1">&#160;</td>

    <td style="width: 45%; vertical-align: top;">
            <div>Large accelerated filer &#9744;</div>
          </td>

    <td style="width: 50%; vertical-align: top;">
            <div>Accelerated filer &#9744;</div>
          </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;" colspan="1">&#160;</td>

    <td style="width: 45%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;" colspan="1">&#160;</td>

    <td style="width: 45%; vertical-align: top;">
            <div><ix:nonNumeric name="dei:EntityFilerCategory" id="Fact_de91748b55884991b82afef4f88d5707" contextRef="c20230101to20231231" format="ixt-sec:entityfilercategoryen">Non-accelerated filer</ix:nonNumeric> &#9746;</div>
          </td>

    <td style="width: 50%; vertical-align: top;">
            <div>Smaller reporting company <ix:nonNumeric name="dei:EntitySmallBusiness" id="Fact_fd1defc4343f48739261ca10c74f917d" contextRef="c20230101to20231231" format="ixt-sec:boolballotbox">&#9746;</ix:nonNumeric></div>
          </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;" colspan="1">&#160;</td>

    <td style="width: 45%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">
            <div>Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_2aa63f431e6a431bb234a64713e167cb" contextRef="c20230101to20231231" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised
      financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b&#8209;2 of the Exchange Act). Yes <ix:nonNumeric name="dei:EntityShellCompany" id="Fact_1a3f5d599d3e4e31a6e00b9369cc0d07" contextRef="c20230101to20231231" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric> No &#9746;<br/>
      <br/>
    </div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">
<div>Indicate by check mark whether the registrant has filed a report on and attestation to its management&#8217;s assessment of the effectiveness of its internal control over
      financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. <ix:nonNumeric name="dei:IcfrAuditorAttestationFlag" id="Fact_1459321fc97b436d8a91f0d038f32899" contextRef="c20230101to20231231" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/></div>

      <div><br/>
      </div>

      <div>
        <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">If securities are registered pursuant to Section 12(b) of the Act, indicate by
            check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. &#9744;</span></div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">Indicate by check mark whether any of those error corrections are restatements
            that required a recovery analysis of incentive-based compensation received by any of the registrant&#8217;s executive officers during the relevant recovery period pursuant to &#167;240.10D-1(b). <ix:nonNumeric name="dei:DocumentFinStmtErrorCorrectionFlag" id="Fact_08a040eaeb9f4ab6b9c05511a32933c0" contextRef="c20230101to20231231" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></span></div>

      </div>

      <div><br/></div>

    </div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Aggregate market value of the voting and non&#8209;voting common stock held by non&#8209;affiliates as of June 30, 2023: $<ix:nonFraction name="dei:EntityPublicFloat" id="Fact_7476ef75f344408781ed565478b7aac5" contextRef="c20230630" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">65.4</ix:nonFraction> million.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">As of April 30, 2024, <ix:nonFraction name="dei:EntityCommonStockSharesOutstanding" id="Fact_82a21b35b5dd421a97482bf76c4d90a0" contextRef="c20240430_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U002" decimals="INF" scale="0" format="ixt:num-dot-decimal">6,033,212</ix:nonFraction> shares of the
        registrant&#8217;s Class A voting common stock, <ix:nonFraction name="dei:EntityCommonStockSharesOutstanding" id="Fact_232874e8acf444e0b8471d74ce96a02c" contextRef="c20240430_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U002" decimals="INF" scale="0" format="ixt:num-dot-decimal">1,425,574</ix:nonFraction> shares of the registrant&#8217;s Class B non-voting common stock and <ix:nonFraction name="dei:EntityCommonStockSharesOutstanding" id="Fact_f9b168a36cb644ab953f771c804b355c" contextRef="c20240430_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U002" decimals="INF" scale="0" format="ixt:num-dot-decimal">1,672,562</ix:nonFraction> shares of the registrant&#8217;s Class C non&#8209;voting common stock were outstanding.</div>

      <div>&#160;</div>

    </div>

    <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">DOCUMENTS INCORPORATED BY REFERENCE</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">None.</div>

    <div>
<div>&#160;<br/></div>

      <div>
        <hr style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"/></div>

    </div>

    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after:always;">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

    </div>

    <!--PROfilePageNumberReset%LCR%1%%%--> </div>

</div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <div>
          <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"><a id="TABLEOFCONTENTS"><!--Anchor--></a>TABLE OF CONTENTS</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td colspan="2" style="width: 15%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">PART I</div>
                </td>

    <td style="width: 80%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">&#160;</td>

    <td style="width: 80%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 1.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM1.BUSINESS">Business</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                  <div style="text-align: right; color: rgb(0, 0, 0);">1</div>
                </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 1A.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="font-weight: bold;"><a href="#ITEM1A.RISKFACTORS">Risk Factors</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom;">
                  <div style="text-align: right; color: rgb(0, 0, 0);">20<br/>
                  </div>
                </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 1B.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM1B.UNRESOLVEDSTAFFCOM">Unresolved Staff Comments</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                  <div style="text-align: right; color: rgb(0, 0, 0);">26<br/>
                  </div>
                </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 1C.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="font-weight: bold;"><a href="#ITEM1C.CYBERSECURITY">Cybersecurity</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; text-align: right;">26</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 2.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM2.PROPERTIES">Properties</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;">27</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 3.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="font-weight: bold;"><a href="#ITEM3.LEGALPROCEEDINGS">Legal Proceedings</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; text-align: right;">27</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 4.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM4.MINESAFETYDISCLOSUR">Mine Safety Disclosure</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                  <div style="text-align: right; color: rgb(0, 0, 0);">27<br/>
                  </div>
                </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">&#160;</td>

    <td style="width: 80%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td colspan="2" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">PART II</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">&#160;</td>

    <td style="width: 80%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 5.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM5.MARKETFORREGISTRANT">Market for Registrant&#8217;s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                  <div style="text-align: right; color: rgb(0, 0, 0);">27<br/>
                  </div>
                </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 6.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><a href="#ITEM6.RESERVED">Reserved</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; text-align: right;">28<br/>
                </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 7.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM7.MANAGEMENTSDISCUSSI">Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;">29</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 7A.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><a href="#ITEM7A.QUANTITATIVEANDQUA">Quantitative and Qualitative Disclosures About Market Risk</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; text-align: right;">37</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 8.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM8.FINANCIALSTATEMENTS">Financial Statements and Supplementary Data</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;">38</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 9.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="font-weight: bold;"><a href="#ITEM9.CHANGESINANDDISAGRE">Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom;">
                  <div style="text-align: right; color: rgb(0, 0, 0);">38 </div>
                </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 9A.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM9A.CONTROLSANDPROCEDU">Controls and Procedures</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;">38</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 9B.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="font-weight: bold;"><a href="#ITEM9B.OTHERINFORMATION">Other Information</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; text-align: right;">39<br/>
                </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 9C.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM9C.DISCLOSUREREGARDIN">Disclosure Regarding Foreign Jurisdictions that Prevent Inspections</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;">39<br/>
                </td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">&#160;</td>

    <td style="width: 80%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td colspan="2" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">PART III </div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">&#160;</td>

    <td style="width: 80%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 10.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM10.">Directors, Executive Officers and Corporate Governance</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;">40</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 11.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="font-weight: bold;"><a href="#ITEM11.">Executive Compensation</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; text-align: right;">44</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 12.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM12.">Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;">49</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 13.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="font-weight: bold;"><a href="#ITEM13.">Certain Relationships and Related Transactions, and Director Independence</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; text-align: right;">50</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 14.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM14.">Principal Accountant Fees and Services</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;">51</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">&#160;</td>

    <td style="width: 80%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td colspan="2" style="width: 15%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">PART IV</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">&#160;</td>

    <td style="width: 80%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 15.</div>
                </td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="font-weight: bold;"><a href="#ITEM15.EXHIBITSANDFINANCI">Exhibits and Financial Statement Schedules</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;">52</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 10%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">Item 16.</div>
                </td>

    <td style="width: 80%; vertical-align: top;">
                  <div style="font-weight: bold;"><a href="#ITEM16.FORM10-KSUMMARY">Form 10-K Summary</a></div>
                </td>

    <td style="width: 5%; vertical-align: bottom; text-align: right;">53</td>

  </tr>

  <tr>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 80%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 5%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

  </tr>

  <tr>

    <td colspan="2" style="width: 15%; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><a href="#SIGNATURES">Signatures</a></div>
                </td>

    <td style="width: 80%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: top; text-align: right;">54</td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Forward&#8209;Looking Statements</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Certain statements herein, including without limitation, certain matters discussed under &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; in Part II,
            Item 7 of this Form 10&#8209;K, are forward&#8209;looking statements, within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), and Section 27A of the Securities Act of 1933, as amended, that reflect our
            current views with respect to future events and financial performance. Forward&#8209;looking statements typically include the words &#8220;expect,&#8221; &#8220;estimate,&#8221; &#8220;project,&#8221; &#8220;budget,&#8221; &#8220;forecast,&#8221; &#8220;anticipate,&#8221; &#8220;intend,&#8221; &#8220;plan,&#8221; &#8220;may,&#8221; &#8220;will,&#8221; &#8220;could,&#8221;
            &#8220;should,&#8221; &#8220;believes,&#8221; &#8220;predicts,&#8221; &#8220;potential,&#8221; &#8220;continue,&#8221; &#8220;poised,&#8221; &#8220;optimistic,&#8221; &#8220;prospects,&#8221; &#8220;ability,&#8221; &#8220;looking,&#8221; &#8220;forward,&#8221; &#8220;invest,&#8221; &#8220;grow,&#8221; &#8220;improve,&#8221; &#8220;deliver&#8221; and similar expressions, but the absence of such words or expressions does
            not mean a statement is not forward-looking. These forward&#8209;looking statements are subject to risks and uncertainties, including those identified below, which could cause actual future results to differ materially from historical results or from
            those anticipated or implied by such statements. Readers should not place undue reliance on these forward&#8209;looking statements, which speak only as of their dates or, if no date is provided, then as of the date of this Form 10&#8209;K. We undertake no
            obligation to update or revise any forward&#8209;looking statements, whether as a result of new information, future events or otherwise, except to the extent required by law.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following factors, among others, could cause future results to differ materially from historical results or from those indicated by forward&#8209;looking statements included in this Form 10&#8209;K:
            (1) the level of demand for mortgage and commercial loans, which is affected by such external factors as general economic conditions, market interest rate levels, tax laws and the demographics of our lending markets; (2) the direction and
            magnitude of changes in interest rates and the relationship between market interest rates and the yield on our interest&#8209;earning assets and the cost of our interest&#8209;bearing liabilities; (3) the rate and amount of loan losses incurred and
            projected to be incurred by us, increases in the amounts of our nonperforming assets, the level of our loss reserves and management&#8217;s judgments regarding the collectability of loans; (4) changes in the regulation of lending and deposit
            operations or other regulatory actions, whether industry-wide or focused on our operations, including increases in capital requirements or directives to increase loan loss allowances or make other changes in our business operations; (5)
            legislative or regulatory changes, including those that may be implemented by the current Administration in Washington, D.C. and the Federal Reserve Board; (6) possible adverse rulings, judgments, settlements and other outcomes of litigation;
            (7) problems that may arise in integrating the businesses of our pre-merger companies, which may result in the combined company not operating as effectively and efficiently as expected, or that we may not be able to successfully integrate the
            businesses of our pre-merger companies; (8) actions undertaken by both current and potential new competitors; (9) the possibility of adverse trends in property values or economic trends in the residential and commercial real estate markets in
            which we compete; (10) the effect of changes in economic conditions; (11) the effect of geopolitical uncertainties; (12) an inability to obtain and retain sufficient operating cash at our holding company; (13) the discontinuation of LIBOR as an
            interest rate benchmark; (14) the impact of COVID-19 or other health crises on our future financial condition and operations; (15) the impact of recent volatility in the banking sector due to the failure of certain banks due to high levels of
            exposure to liquidity risk, interest rate risk, uninsured deposits and cryptocurrency risk; (16) other risks and uncertainties detailed in this Form 10&#8209;K, including those described in Part I. Item 1A. &#8220;Risk Factors&#8221; and Part II, Item 7
            &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations.&#8221;</div>

          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <!--PROfilePageNumberReset%Num%1%%%--> <a id="ITEM1.BUSINESS"><!--Anchor--></a>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 1.</td>

    <td style="width: auto; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">BUSINESS</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">General</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Broadway Financial Corporation (the &#8220;Company&#8221;) was incorporated under Delaware law in 1995 for the purpose of acquiring and holding all of the outstanding capital stock of Broadway Federal
            Savings and Loan Association as part of the bank&#8217;s conversion from a federally chartered mutual savings association to a federally chartered stock savings bank. In connection with the conversion, the bank&#8217;s name was changed to Broadway Federal
            Bank, f.s.b. (&#8220;Broadway Federal&#8221;). The conversion was completed, and the Broadway Federal became a wholly&#8209;owned subsidiary of the Company, in January 1996.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">On April 1, 2021, the Company completed its merger (the &#8220;Merger&#8221;) with CFBanc Corporation (&#8220;CFBanc&#8221;), with the Company continuing as the surviving entity. Immediately following the Merger,
            Broadway Federal merged with and into City First Bank of D.C, National Association with City First Bank of D.C., National Association continuing as the surviving entity (combined with Broadway Federal, &#8220;City First&#8221; or the &#8220;Bank&#8221;). Concurrently
            with the Merger, the Bank changed its name to City First Bank, National Association.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Concurrently with the completion of the Merger, the Company converted to become a public benefit corporation. The Company works to spur equitable economic development with a mission to
            strengthen the overall well-being of historically excluded communities and has deployed loans and investments in the communities we serve that we believe has helped close funding gaps, preserved or increased access to affordable housing,
            created and preserved jobs, and expanded critical social services. We believe our status as a Delaware public benefit corporation aligns our business model of creating social, economic, and environmental value for underserved communities with a
            stakeholder governance model that allows us to give careful consideration to the impact of our decisions on workers, customers, suppliers, community, the environment, and our impact on society; and to align further our mission and values to our
            organizational documents.</div>

          <div><br/>
          </div>

          <div>
            <div style="text-align: justify; color: rgb(0, 0, 0);">On June 7, 2022, the Company closed a private placement (the &#8220;Private Placement&#8221;) of shares of the Company&#8217;s Senior Non-Cumulative Perpetual Preferred Stock, Series C (the &#8220;Series C
              Preferred Stock&#8221;), pursuant to a Letter Agreement (collectively with the annexes, exhibits and schedules thereto, including the Securities Purchase Agreement - Standard Terms, the &#8220;Purchase Agreement&#8221;), dated as of June 7, 2022, with the
              United States Department of the Treasury (the &#8220;Purchaser&#8221;). The Purchase Agreement was entered into pursuant to the Purchaser&#8217;s Emergency Capital Investment Program.</div>

            <div style="text-align: justify;"><span style="color: rgb(0, 0, 0);"> </span><br/>
            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Pursuant to the Purchase Agreement, the Purchaser acquired an aggregate of 150,000 shares of Series C Preferred Stock, for an aggregate purchase price equal to $150.0 million in cash. The
            liquidation value of the Series C Preferred Stock is $1,000 per share.</div>

          <div><br/>
          </div>

          <div style="text-align: justify;">In June 2022, the Company down streamed $75.0 million of the proceeds from the Private Placement to the Bank to enhance capital of the Bank.</div>

          <div><br/>
          </div>

          <div style="color: rgb(0, 0, 0); font-weight: bold;">Reverse Stock Split</div>

          <div><br/>
          </div>

          <div>
            <div style="text-align: justify; color: #000000;">On October 31, 2023, the Company effected a reverse stock split of the Company&#8217;s outstanding shares of Class A common stock, Class B common stock, and Class C common stock, par value $0.01 per
              share, at a ratio of 1-for-8 (the &#8220;Reverse Stock Split&#8221;). The shares of Class A Common Stock listed on The Nasdaq Capital Market commenced trading on The Nasdaq Capital Market on a post-Reverse Stock Split adjusted basis at the open of
              business on November 1, 2023.&#160; As a result of the Reverse Stock Split, the number of issued and outstanding shares of common stock immediately prior to the Reverse Stock Split was reduced such that every 8 shares of common stock held by a
              stockholder immediately prior to the Reverse Stock Split were combined and reclassified into one share of common stock.&#160; All common stock share amounts and per share numbers discussed herein have been retroactively adjusted, as applicable,
              for the Reverse Stock Split.</div>

            <div><br/>
            </div>

            <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Share Repurchase</div>

            <div><br/>
            </div>

          </div>

          <div style="text-align: justify;">On October 31, 2023 the Company purchased 244,771 shares of its Class A (voting) Common Stock (adjusted for the 1-for-8 reverse stock split effective November 1, 2023) from the Federal Deposit Insurance
            Corporation (&#8220;FDIC&#8221;), which obtained the shares when it was appointed receiver for First Republic Bank upon its closure earlier in 2023. The purchased shares represented just under 4.0% of the Company&#8217;s total voting shares prior to the
            purchase, and over 2.6% of the Company&#8217;s total common equity. The Company purchased the shares at a price of $7.2760 per share (adjusted for the 1-for-8 reverse stock split effective November 1, 2023), which represented the 20-day volume
            weighted average price for the Class A shares over the period ended October 24, 2023. The purchase was financed from cash on hand and the shares were retired.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Company is currently regulated by the Board of Governors of the Federal Reserve System (the &#8220;FRB&#8221;). The Bank is currently regulated by the Office of the Comptroller of the Currency (the
            &#8220;OCC&#8221;) and the Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;). The Bank&#8217;s deposits are insured up to applicable limits by the FDIC. The Bank is also a member of the Federal Home Loan Bank of Atlanta (the &#8220;FHLB&#8221;). See &#8220;Regulation&#8221; for
            further descriptions of the regulatory systems to which the Company and the Bank are subject.</div>

          <div style="text-align: justify; color: #000000;"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">1</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Available Information</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our internet website address is www.cityfirstbank.com. Our annual reports on Form 10&#8209;K, quarterly reports on Form 10&#8209;Q, current reports on Form 8&#8209;K and all amendments to those reports are
            available on our website as soon as reasonably practicable after we file such material with, or furnish such material to, the Securities and Exchange Commission (the &#8220;SEC&#8221;) and can be obtained free of charge by sending a written request to
            Broadway Financial Corporation, 4601 Wilshire Boulevard, Suite 150, Los Angeles, California 90010 Attention: Audrey Phillips.&#160; The SEC also maintains an internet site at <span style="text-decoration: underline;">www.sec.gov</span> that contains reports, proxy and information
            statements, and other information filed electronically by us with the SEC.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Business Overview</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Company is headquartered in Los Angeles, California and our principal business is the operation of our wholly&#8209;owned subsidiary, City First, which has three offices: two in California (in
            Los Angeles and the nearby city of Inglewood) and one in Washington, D.C. City First&#8217;s principal business consists of attracting deposits from the general public in the areas surrounding our branch offices, loan customers, large non-profit
            entities, local municipalities, and depositors who believe in the Bank&#8217;s mission-driven focus. These deposits, together with funds generated from operations and borrowings, primarily in loans secured by residential properties with five or more
            units (&#8220;multi&#8209;family&#8221;) and commercial real estate. Our assets also include loans secured by commercial business assets as well as residential properties with one&#8209;to&#8209;four units (&#8220;single-family&#8221;). In addition, we invest in securities issued by
            federal government agencies, residential mortgage&#8209;backed securities and other investments.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our revenue is derived primarily from interest income on loans and investments. Our principal costs are interest expenses that we incur on deposits and borrowings, together with general and
            administrative expenses. Our earnings are significantly affected by general economic and competitive conditions, particularly monetary trends, and conditions, including changes in market interest rates and the differences in market interest
            rates for the interest-bearing deposits and borrowings that are our principal funding sources and the interest yielding assets in which we invest, as well as government policies and actions of regulatory authorities.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Lending Activities</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">General</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our loan portfolio is comprised primarily of mortgage loans which are secured by multi&#8209;family residential properties, single-family residential properties and commercial real estate,
            including charter schools, community facilities, and churches. The remainder of the loan portfolio consists of commercial business loans, loans guaranteed by the Small Business Administration (the &#8220;SBA&#8221;) and construction-to-permanent loans. At
            December 31, 2023, our net loan portfolio totaled $880.5 million, or 64.0% of total assets.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We emphasize the origination of adjustable&#8209;rate loans, most of which are hybrid loans (loans having an initial fixed rate period which are initially 5 years, followed by an adjustable rate
            period), for our portfolio of loans held for investment. We originate these loans in order to maintain a high percentage of loans that have provisions for periodic repricing, thereby reducing our exposure to interest rate risk. At December 31,
            2023, more than 82% of our loans had adjustable rate features. However, most of our adjustable rate loans behave like fixed rate loans for periods of time because the loans may still be in their initial fixed&#8209;rate period or may be subject to
            interest rate floors.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The types of loans that we originate are subject to federal laws and regulations. The interest rates that we charge on loans are affected by the demand for such loans, the supply of money
            available for lending purposes and the rates offered by competitors. These factors are in turn affected by, among other things, economic conditions, monetary policies of the federal government, including the FRB, and legislative tax policies.
            See &#8220;Regulation&#8221; for more information on the government regulations to which we are subject.</div>

          <div style="text-align: justify; color: #000000;"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">2</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table details the composition of our portfolio of loans held for investment by type, dollar amount and percentage of loan portfolio at the dates indicated:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="38" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2021</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2020</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2019</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="38" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Single-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">24,702</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">2.79</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">30,038</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">3.89</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">45,372</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">6.96</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">48,217</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">13.32</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">72,883</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">18.23</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Multi&#8209;family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">561,447</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">63.33</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">502,141</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">65.08</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">393,704</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">60.36</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">272,387</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">75.24</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">287,378</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">71.90</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Commercial real estate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">119,436</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">13.47</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">114,574</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">14.85</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">93,193</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">14.29</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">24,289</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">6.71</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">14,728</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">3.68</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Church</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">12,717</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1.43</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">15,780</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">2.04</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">22,503</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">3.45</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">16,658</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">4.60</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">21,301</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">5.33</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Construction</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">89,887</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">10.14</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">40,703</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">5.27</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">32,072</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">4.92</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">429</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">0.11</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">3,128</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">0.78</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Commercial</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">63,450</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">7.16</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">64,841</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">8.40</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">46,539</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">7.13</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">57</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">0.02</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">262</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">0.07</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">SBA Loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">14,954</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">1.68</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">3,601</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">0.47</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">2.89</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">2.89</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Consumer</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">13</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">11</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">-</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">7</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">-</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">21</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">0.01</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Gross loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">886,606</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">771,689</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">652,220</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">362,044</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">399,701</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Plus:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Premiums on loans purchased</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">32</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">35</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">58</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">88</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">171</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Deferred loan costs, net</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1,940</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1,723</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1,471</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1,218</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1,211</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Less:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Credit and interest marks on purchased loans, net</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">772</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1,010</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1,842</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Unamortized discounts</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">1</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">3</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">3</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">6</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">54</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Allowance for credit/loan losses</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">7,348</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">4,388</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">3,391</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">3,215</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">3,182</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Total loans held for investment</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">880,457</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">768,046</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">648,513</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">360,129</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">397,847</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table presents loan categories by maturity for the period indicated. Actual repayments historically have, and will likely in the future, differ significantly from contractual
            maturities because individual borrowers generally have the right to prepay loans, with or without prepayment penalties.</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="18" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31, 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">One Year or Less</div>
                </td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">More Than One Year to Five Years</div>
                </td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">More Than Five Years to 15 Years</div>
                </td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">More Than 15 Years</div>
                </td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Total</div>
                </td>

    <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="18" style="vertical-align: middle;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">Loans receivable held for investment:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: middle;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Single-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">3,342</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">8,623</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">2,778</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">9,959</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">24,702</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Multi-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">15,216</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">12,829</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">8,253</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">525,149</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">561,447</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial real estate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">8,107</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">66,331</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">35,608</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">9,390</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">119,436</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Church</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">4,113</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">3,934</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">4,670</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">12,717</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Construction</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">26,299</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">37,082</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">26,506</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">89,887</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial - other</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">27,703</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">26,659</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">6,707</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">2,381</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">63,450</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">SBA loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">16</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">3,020</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">109</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">11,809</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">14,954</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Consumer</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">13</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">13</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">84,809</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">158,478</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">84,631</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">558,688</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">886,606</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">Loans maturities after one year with:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0); font-weight: bold;">Fixed rates</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Single-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">8,137</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">1,686</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">6,085</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">15,908</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Multi-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">8,831</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">4,223</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">13,054</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial real estate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">59,736</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">22,864</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">82,600</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Church</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">2,441</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">2,441</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Construction</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">10,458</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">22,573</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">33,031</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial - other</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">11,659</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">5,643</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">180</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">17,482</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">SBA loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">2,453</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">2,453</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Consumer</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">103,715</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">56,989</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">6,265</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">166,969</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 40%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">Variable rates</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Single-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">486</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">1,092</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">3,874</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">5,452</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Multi-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">3,998</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">4,030</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">525,149</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">533,177</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial real estate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">6,595</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">12,744</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">9,390</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">28,729</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Church</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">1,493</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">4,670</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">6,163</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Construction</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">26,624</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">3,933</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">30,557</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial - other</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">15,000</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">1,064</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">2,201</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">18,265</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">SBA loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">567</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">109</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">11,809</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">12,485</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Consumer</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">54,763</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">27,642</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">552,423</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">634,828</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; padding-bottom: 4px;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">158,478</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">84,631</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">558,688</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">801,797</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">3</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Multi&#8209;Family and Commercial Real Estate Lending</div>

          <div><br/>
          </div>

          <div style="text-align: justify;"><span style="color: rgb(0, 0, 0);">Our primary lending emphasis has been on the origination of loans for multi-family with five or more units. These multi&#8209;family loans amounted to $561.4 million and $502.1
              million at December 31, 2023 and 2022, respectively. Multi&#8209;family loans represented 63.33% of our gross loan portfolio at December 31, 2023 compared to 65.08% of our gross loan portfolio at December 31, 2022. Most of our multi&#8209;family loans
              amortize over 30 years. As of December 31, 2023, our single largest multi&#8209;family credit had an outstanding balance of </span>$11.6 million, was current, and was collateralized by a 53-unit apartment complex in Downey, California<span style="color: rgb(0, 0, 0);">. At December 31, 2023, the average balance of a loan in our multi&#8209;family portfolio was $1.3 million.</span></div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our commercial real estate loans amounted to $119.4 million and $114.6 million at December 31, 2023 and 2022, respectively. Commercial real estate loans represented 13.47% and 14.85% of our
            gross loan portfolios at December 31, 2023 and 2022, respectively. Most commercial real estate loans are originated with principal repayments on a 25- to 30-year amortization schedule but are due in 5 years or 10 years. As of December 31, 2023,
            our single largest commercial real estate credit had an outstanding principal balance of $10.6 million, was current, and was collateralized by a charter school located in Washington, D.C. At December 31, 2023, the average balance of a loan in
            our commercial real estate portfolio was $2.0 million.</div>

          <div><br/>
          </div>

          <div style="text-align: justify;"><span style="color: rgb(0, 0, 0);">The interest rates on multi&#8209;family and commercial adjustable-rate mortgage loans (&#8220;ARM Loans&#8221;) are based on the Secured Overnight Financing Rate (&#8220;SOFR&#8221;). </span>The interest
            rates on commercial real estate loans are based on<span style="color: rgb(0, 0, 0);"> a variety of indices, including</span> two-year Treasury, five-year Treasury, seven-year Treasury and ten-year Treasury and the 5-year FHLB (Federal Home Loan
            Bank of Atlanta).</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">All loans previously indexed to LIBOR were converted to SOFR as of December 31, 2022. We currently offer adjustable rate loans with interest rates that adjust either semi&#8209;annually or
            semi&#8209;annually upon expiration of an initial three&#8209; or five&#8209;year fixed rate period. Borrowers are required to make monthly payments under the terms of such loans.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Loans secured by multi&#8209;family and commercial properties are granted based on the income producing potential of the property and the financial strength of the borrower. The primary factors
            considered include, among other things, the net operating income of the mortgaged premises before debt service and depreciation, the debt service coverage ratio (the ratio of net operating income to required principal and interest payments, or
            debt service), and the ratio of the loan amount to the lower of the purchase price or the appraised value of the collateral.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We seek to mitigate the risks associated with multi&#8209;family and commercial real estate loans by applying appropriate underwriting requirements, which include limitations on loan&#8209;to&#8209;value
            ratios and debt service coverage ratios. Under our underwriting policies, loan&#8209;to&#8209;value ratios on our multi&#8209;family and commercial real estate loans usually do not exceed 75% of the lower of the purchase price or the appraised value of the
            underlying property. We also generally require minimum debt service coverage ratios of 120% for multi&#8209;family loans and commercial real estate loans. Properties securing multi&#8209;family and commercial real estate loans are appraised by
            management&#8209;approved independent appraisers. Title insurance is required on all loans.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Multi&#8209;family and commercial real estate loans are generally viewed as exposing the lender to a greater risk of loss than single-family residential loans and typically involve higher loan
            principal amounts than loans secured by single-family residential real estate. Because payments on loans secured by multi&#8209;family and commercial real properties are often dependent on the successful operation or management of the properties,
            repayment of such loans may be subject to adverse conditions in the real estate market or general economy. Adverse economic conditions in our primary lending market area could result in reduced cash flows on multi&#8209;family and commercial real
            estate loans, vacancies and reduced rental rates on such properties. We seek to reduce these risks by originating such loans on a selective basis and generally restrict such loans to our general market area. In 2008, Broadway Federal ceased
            out&#8209;of&#8209;state lending for all types of loans. As a result of the Merger, in 2021 we resumed out-of-state lending on a selective basis; however, we currently do not have any loans outstanding that are outside of our market area, which consists of
            Southern California and the Washington, D.C. area (including parts of Maryland and Virginia).</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Certain multi-family loans have adjustable-rate features based on SOFR but are fixed for the first five years. Depending on interest rate trends, some multi-family loans may pay-off during
            the first five years, while others continue into the adjustable rate phase. The interest rates on loans that continue into the adjustable rate phase are adjusted semi-annually subject to interest rate caps.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our church loans totaled $12.7 million and $15.8 million at December 31, 2023 and 2022, respectively, which represented 1.43% and 2.04% of our gross loan portfolio at December 31, 2023 and
            2022, respectively. Broadway Federal ceased originating church loans in 2010 in Southern California; however, City First originates loans to churches in the Washington, D.C. area as part of its community development mission. As of December 31,
            2023, our single largest church loan had an outstanding balance of $2.2 million, was current, and was collateralized by a church building and parcel of land in Baltimore, Maryland. At December 31, 2023, the average balance of a loan in our
            church loan portfolio was $636 thousand.</div>

          <div style="text-align: justify; color: #000000;"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">4</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Single-Family Mortgage Lending</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">While we have historically been primarily a multi&#8209;family and commercial real estate lender, we also have purchased or originated loans secured by single-family residential properties,
            including investor&#8209;owned properties, with maturities of up to 30 years. Single-family loans totaled $24.7 million and $30.0 million at December 31, 2023 and 2022, respectively. Of the single-family residential mortgage loans outstanding at
            December 31, 2023, more than 23% had adjustable rate features. We did not purchase any single-family loans during 2023 and 2022. Of the $24.7 million of single-family loans at December 31, 2023, $17.7 million are secured by investor&#8209;owned
            properties.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The interest rates for our single-family ARM Loans are indexed to COFI, SOFR, 12&#8209;MTA and 1&#8209;Yr. CMT. All loans previously indexed to LIBOR were converted to SOFR as of December 31, 2022. We
            currently offer loans with interest rates that adjust either semi&#8209;annually or semi&#8209;annually upon expiration of an initial three&#8209; or five&#8209;year fixed rate period. Borrowers are required to make monthly payments under the terms of such loans. Most
            of our single-family adjustable rate loans behave like fixed rate loans because the loans are still in their initial fixed rate period or are subject to interest rate floors.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We qualify our ARM Loan borrowers based upon the fully indexed interest rate (SOFR or other index plus an applicable margin) provided by the terms of the loan. However, we may discount the
            initial rate paid by the borrower to adjust for market and other competitive factors. The ARM Loans that we offer have a lifetime adjustment limit that is set at the time that the loan is approved. In addition, because of interest rate caps and
            floors, market rates may exceed or go below the respective maximum or minimum rates payable on our ARM Loans.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The mortgage loans that we originate generally include due&#8209;on&#8209;sale clauses, which provide us with the contractual right to declare the loan immediately due and payable if the borrower
            transfers ownership of the property.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Construction Lending</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Construction loans totaled $89.9 million and $40.7 million at December 31, 2023 and 2022, respectively, and represented 10.14% and 5.27% of our gross loan portfolio at December 31, 2023 and
            2022.&#160; We provide loans for the construction of quality, affordable single-family, multi&#8209;family and commercial real estate projects and for land development. We generally make construction and land loans at variable interest rates based upon
            the applicable Treasury Index plus a margin. Generally, we require a loan&#8209;to&#8209;value ratio not exceeding 75% and a loan&#8209;to&#8209;cost ratio not exceeding 85% on construction loans.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Construction loans involve risks that are different from those for completed project lending because we advance loan funds based upon the security and estimated value at completion of the
            project under construction. If the borrower defaults on the loan, we may have to advance additional funds to finance the project&#8217;s completion before the project can be sold. Moreover, construction projects are affected by uncertainties inherent
            in estimating construction costs, potential delays in construction schedules due to supply chain or other issues, market demand and the accuracy of estimates of the value of the completed project considered in the loan approval process. In
            addition, construction projects can be risky as they transition to completion and lease&#8209;up. Tenants who may have been interested in leasing a unit or apartment may not be able to afford the space when the building is completed, or may fail to
            lease the space for other reasons such as more attractive terms offered by competing lessors, making it difficult for the building to generate enough cash flow for the owner to obtain permanent financing. We specialize in the origination of
            construction loans for affordable housing developments where rents are subsidized by housing authority agencies. During 2023, we originated $40.0 million of construction loans, compared to $29.6 million of construction loan originations during
            2022.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Commercial Lending</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000;">Our commercial lending portfolio consists of loans and lending activities to businesses in our market area that are secured by business assets including inventory, receivables, machinery, and
            equipment. As of December 31, 2023 and 2022, non-real estate commercial loans totaled $63.5 million and $64.8 million, respectively. Commercial loans represented 7.16% of our loan portfolio as of December 31, 2023. For the year ended December
            31, 2023, we originated $43.3 million of commercial loans. As of December 31, 2023, our single largest commercial loan had an outstanding balance of $15.0 million. At December 31, 2023, the average balance of a loan in our non-real estate
            commercial loan portfolio was $2.0 million.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The risks related to commercial loans differ from loans secured by real estate and relate to the ability of borrowers to successfully operate their businesses and the difference between
            expected and actual cash flows of the borrowers. In addition, the recoverability of our investment in these loans is also dependent on other factors primarily dictated by the type of collateral securing these loans. The fair value of the
            collateral securing these loans may fluctuate as market conditions change. In the case of loans secured by accounts receivable, the recovery of our investment is dependent upon the borrower&#8217;s ability to collect amounts due from customers.</div>

          <div style="text-align: justify; color: #000000;"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">5</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">SBA Guaranteed Loans</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000;">City First is an approved SBA lender. We originate loans in Washington, D.C, Maryland, and Virginia under the SBA&#8217;s 7(a), SBA Express, International Trade and 504(a) loan programs, in conformity
            with SBA underwriting and documentation standards. SBA loans are similar to commercial business loans but have additional credit enhancement provided by the U.S. Federal Government with guarantees between 50-85%. Certain loans classified as SBA
            are secured by commercial real estate property. All other SBA loans are secured by business assets. As of December 31, 2023 and 2022, SBA loans totaled $15.0 million and $3.6 million, respectively. Our December 31, 2023 SBA loans included $2.5
            million of loans issued under the Paycheck Protection Program (&#8220;PPP&#8221;) loans. PPP loans have terms of two to five years and earn interest at 1%. PPP loans are fully guaranteed by the SBA and have virtually no risk of loss. The Bank expects the
            vast majority of the PPP loans to be fully forgiven by the SBA. SBA loans totaled 1.68% of our total loan portfolio as of December 31, 2023.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Loan Originations, Purchases and Sales</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table summarizes loan originations, purchases, sales, and principal repayments for the periods indicated:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2021</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="10" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Gross loans: <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Beginning balance</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">771,689</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">652,220</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">362,044</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Loans acquired in the Merger</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">225,885</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Loans originated:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Multi&#8209;family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">78,873</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">141,625</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">167,097</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial real estate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">28,282</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">75,302</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">43,567</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">PPP Loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">26,497</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Construction</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">39,950</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">29,628</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">24,884</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">15,000</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">26,877</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">4,942</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 25.2pt; color: rgb(0, 0, 0);">Total loans originated</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">162,105</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">273,432</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">266,987</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Less:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Principal repayments</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">47,188</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">153,963</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">202,696</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Sales of loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Ending balance</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">886,606</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">771,689</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">652,220</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>


</table>
          <div> <br/>
          </div>

          <div>
            <div style="color: rgb(0, 0, 0);">
<div><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup></div>

              <hr style="height: 2px; width: 10%; color: #000000; background-color: #000000; border: none; margin-left: 0px; margin-right: auto;"/></div>

            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 27pt; vertical-align: top;"><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></td>

    <td style="width: auto; vertical-align: top;">
                    <div style="color: #000000;">Amount is before deferred origination costs, purchase premiums and discounts, and the allowance for credit losses.</div>
                  </td>

  </tr>


</table>
          </div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Loan originations are derived from various sources including our loan personnel, local mortgage brokers, and referrals from customers. More than 85% of multi-family loan originations during
            2023, 2022 and 2021 were sourced from wholesale loan brokers. All commercial real estate loans, construction loans, commercial loans and SBA loans were derived from our loan personnel, except that we partner with a third-party certified
            development company to originate and underwrite certain SBA 504 loans. No single-family or consumer loans were originated during the last three years. For all loans that we originate, upon receipt of a loan application from a prospective
            borrower, a credit report is ordered, and certain other information is verified by an independent credit agency. If necessary, additional financial information is requested. An appraisal of the real estate intended to secure the proposed loan
            is required to be performed by an independent licensed or certified appraiser designated and approved by us. The Bank&#8217;s Board of Directors (the &#8220;Board&#8221;) annually reviews our appraisal policy. Management reviews annually the qualifications and
            performance of independent appraisers that we use.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">It is our policy to obtain title insurance on collateral for all real estate loans. Borrowers must also obtain hazard insurance naming the Bank as a loss payee prior to loan closing. If the
            original loan amount exceeds 80% on a sale or refinance of a first trust deed loan, we may require private mortgage insurance and the borrower is required to make payments to a mortgage impound account from which we make disbursements to pay
            private mortgage insurance premiums, property taxes and hazard and flood insurance as required.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Each loan requires at least two signatures for approval. The Board has authorized loan approval limits for various management team members up to $7 million per individual, and up to $12
            million for the Chief Executive. Loans in excess of $7 million require review and approval by members of the Board&#8217;s Loan Committee. In addition, it is our practice that all loans approved be reported to the Loan Committee no later than the
            month following their approval and be ratified by the Board.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">From time to time, we purchase loans originated by other institutions based upon our investment needs and market opportunities. The determination to purchase specific loans or pools of loans
            is subject to our underwriting policies, which consider, among other factors, the financial condition of the borrowers, the location of the underlying collateral properties and the appraised value of the collateral properties. We did not
            purchase any loans during the years ended December 31, 2023, 2022 or 2021.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">During 2023 and 2022, we did not originate or sell any loans that were classified as held for sale.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">6</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Asset Quality</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">General</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The underlying credit quality of our loan portfolio is dependent primarily on each borrower&#8217;s ability to continue to make required loan payments and, in the event a borrower is unable to
            continue to do so, the value of the collateral securing the loan, if any. A borrower&#8217;s ability to pay, in the case of single-family residential loans and consumer loans, typically is dependent primarily on employment and other sources of
            income. Multi&#8209;family and commercial real estate loan borrowers&#8217; ability to pay is typically dependent on the cash flow generated by the property, which in turn is impacted by general economic conditions. Commercial business and SBA loan
            borrowers&#8217; ability to pay is typically dependent on the successful operation of their businesses or their ability to collect amounts due from their customers. Other factors, such as unanticipated expenditures or changes in the financial
            markets, may also impact a borrower&#8217;s ability to make loan payments. Collateral values, particularly real estate values, are also impacted by a variety of factors, including general economic conditions, demographics, property maintenance and
            collection or foreclosure delays.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Delinquencies</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We perform a weekly review of all delinquent loans and a monthly loan delinquency report is made to the Internal Asset Review Committee of the Board of Directors. When a borrower fails to
            make a required payment on a loan, we take several steps to induce the borrower to cure the delinquency and restore the loan to current status. The procedures we follow with respect to delinquencies vary depending on the type of loan, the type
            of property securing the loan, and the period of delinquency. In the case of residential mortgage loans, we generally send the borrower a written notice of non&#8209;payment promptly after the loan becomes past due. In the event payment is not
            received promptly thereafter, additional letters are sent, and telephone calls are made. If the loan is still not brought current and it becomes necessary for us to take legal action, we generally commence foreclosure proceedings on all real
            property securing the loan. In the case of commercial real estate loans, we generally contact the borrower by telephone and send a written notice of intent to foreclose upon expiration of the applicable grace period. Decisions not to commence
            foreclosure upon expiration of the notice of intent to foreclose for commercial real estate loans are made on a case&#8209;by&#8209;case basis. We may consider loan workout arrangements with commercial real estate borrowers in certain circumstances.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table shows our loan delinquencies by type and amount at the dates indicated:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: #000000; font-weight: bold;">December 31, 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: #000000; font-weight: bold;">December 31, 2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: #000000; font-weight: bold;">December 31, 2021</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="14" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Loans delinquent</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="14" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Loans delinquent</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="14" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Loans delinquent</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 60-89 Days</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">90 days or more</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">60-89 Days</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">90 days or more</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">60-89 Days</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">90 days or more</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Number</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Number</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Number</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Number</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Number</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Number</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="46" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 16%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Commercial real estate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2,423</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 16%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Multi- family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">1</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">401</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 16%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">401</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2,423</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 16%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">% of Gross Loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">
                  <div style="color: rgb(0, 0, 0);">0.05</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">
                  <div style="color: rgb(0, 0, 0);">-</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">
                  <div style="color: rgb(0, 0, 0);">0.37</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 4%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Non&#8209;Performing Assets</div>

          <div><br/>
          </div>

          <div style="text-align: justify;"><span style="color: rgb(0, 0, 0);">Non&#8209;performing assets (&#8220;NPAs&#8221;) include non&#8209;accrual loans and real estate owned through foreclosure or deed in lieu of foreclosure (&#8220;REO&#8221;).&#160; </span>We had no NPAs at December
            31, 2023 compared to $<span style="color: rgb(0, 0, 0);">144</span> thousand, or 0.01% of total assets, at December 31, 2022.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Non-accrual loans consist of delinquent loans that are 90 days or more past due and other loans, including loans modified in response to a borrower&#8217;s financial difficulty, that do not qualify
            for accrual status. The $144 thousand decrease in non&#8209;accrual loans during the year ended December 31, 2023 was the result of the payoff of one non-accrual loan.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table provides information regarding our non&#8209;performing assets at the dates indicated:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2021</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2020</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2019</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="18" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Non&#8209;accrual loans:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 25.2pt; color: rgb(0, 0, 0);">Single-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">18</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 25.2pt; color: rgb(0, 0, 0);">Church</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">144</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">684</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">786</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">406</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 34.2pt; color: rgb(0, 0, 0);">Total non&#8209;accrual loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">144</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">684</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">787</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">424</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Loans delinquent 90 days or more and still accruing</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Real estate owned acquired through foreclosure</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px;">
                  <div style="text-indent: -7.2pt; margin-left: 34.2pt; color: rgb(0, 0, 0);">Total non&#8209;performing assets</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">144</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">684</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">787</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">424</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Non&#8209;accrual loans as a percentage of gross loans, including loans receivable held for sale</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">-</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.02</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.10</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.22</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.11</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Non&#8209;performing assets as a percentage of total assets</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">-</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">0.01</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">0.06</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">0.16</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">0.10</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">7</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">There were no accrual loans that were contractually past due by 90 days or more at December 31, 2023 or 2022. We had no commitments to lend additional funds to borrowers whose loans were on
            non&#8209;accrual status at December 31, 2023.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We discontinue accruing interest on loans when the loans become 90 days delinquent as to their payment due date (three missed payments). In addition, we reverse all previously accrued and
            uncollected interest for those loans through a charge to interest income. While loans are in non&#8209;accrual status, interest received on such loans is credited to principal, until the loans qualify for return to accrual status. Loans are returned
            to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Classification of Assets</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Federal regulations and our internal policies require that we utilize an asset classification system as a means of monitoring and reporting problem and potential problem assets. We have
            incorporated asset classifications as a part of our credit monitoring system and thus classify potential problem assets as &#8220;Watch&#8221; and &#8220;Special Mention,&#8221; and problem assets as &#8220;Substandard,&#8221; &#8220;Doubtful&#8221; or &#8220;Loss.&#8221; An asset is considered &#8220;Watch&#8221;
            if the loan is current but temporarily presents higher than average risk and warrants greater than routine attention and monitoring. An asset is considered &#8220;Special Mention&#8221; if the loan is current but there are some potential weaknesses that
            deserve management&#8217;s close attention. An asset is considered &#8220;Substandard&#8221; if it is inadequately protected by the current net worth and paying capacity of the obligor or the collateral pledged, if any. &#8220;Substandard&#8221; assets include those
            characterized by the &#8220;distinct possibility&#8221; that the insured institution will sustain &#8220;some loss&#8221; if the deficiencies are not corrected. Assets classified as &#8220;Doubtful&#8221; have all the weaknesses inherent in those classified &#8220;Substandard&#8221; with the
            added characteristic that the weaknesses make &#8220;collection or liquidation in full,&#8221; on the basis of currently existing facts, conditions, and values, &#8220;highly questionable and improbable.&#8221; Assets classified as &#8220;Loss&#8221; are those considered
            &#8220;uncollectible&#8221; and of such little value that their continuance as assets without the establishment of a specific loss allowance is not warranted. Assets which do not currently expose us to sufficient risk to warrant classification in one of
            the aforementioned categories, but that are considered to possess some weaknesses, are designated &#8220;Special Mention.&#8221; Our Internal Asset Review Department reviews and classifies our assets and independently reports the results of its reviews to
            the Internal Asset Review Committee of our Board of Directors monthly.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table provides information regarding our criticized loans (Watch and Special Mention) and classified assets (Substandard) at the dates indicated:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31, 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31, 2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0);"><span style="font-weight: bold;">(Dollars in thousands)</span></div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Watch loans</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">124,208</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">65,717</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Special mention loans</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">5,841</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">16,590</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Total criticized loans</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">130,049</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">82,307</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Substandard loans</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">21,684</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">5,750</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Total classified assets</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">21,684</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">5,750</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                  <div style="text-indent: -7.2pt; margin-left: 25.2pt; color: rgb(0, 0, 0);">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">151,733</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">88,057</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Criticized assets increased to $130.0 million at December 31, 2023, from $82.3 million at December 31, 2022. City First has historically classified all newly originated construction loans as
            Watch loans until a history of loan performance can be established or until the construction project is complete, which is the main driver for the increase in total criticized loans of $47.7 million during 2023.&#160; In addition, certain loans were
            downgraded as part of the internal review process, which also caused the increase in substandard loans of $15.9 million.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Allowance for Credit Losses</div>

          <div><br/>
          </div>

          <div>
            <div style="text-align: justify; color: rgb(0, 0, 0);">In originating loans, we recognize that losses may be experienced on loans and that the risk of loss may vary as a result of many factors, including the type of loan being made, the
              creditworthiness of the borrower, general economic conditions and, in the case of a secured loan, the quality of the collateral for the loan. Effective January 1, 2023, the Company accounts for the ACL on loans in accordance with ASC 326. ASC
              326 requires the Company to recognize estimates for lifetime losses on loans and off-balance sheet loan commitments at the time of origination or acquisition. The recognition of losses at origination or acquisition represents the Company&#8217;s
              best estimate of the lifetime expected credit loss associated with a loan, given the facts and circumstances associated with the particular loan, and involves the use of significant management judgment and estimates, which are subject to
              change based on management&#8217;s on-going assessment of the credit quality of the loan portfolio and changes in economic forecasts used in the model. The Company uses the weighted-average remaining maturity (&#8220;WARM&#8221;) method when determining
              estimates for the ACL for each of its portfolio segments. The weighted average remaining life, including the effect of estimated prepayments, is calculated for each loan pool on a quarterly basis. The Company then estimates a loss rate for
              each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004 through the most recent quarter.</div>

            <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
            </div>

          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">8</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Company&#8217;s ACL model also includes adjustments for qualitative factors, where appropriate. Qualitative adjustments may include, but are not limited to, factors such as: (i) changes in
            lending policies and procedures, including changes in underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in the nature and volume
            of the portfolio and terms of loans; (iv) changes in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the quality of the
            organization&#8217;s loan review system; (vii) changes in the value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such concentrations; and (ix)
            the effect of other external factors (i.e., competition, legal and regulatory requirements) on the level of estimated credit losses. These qualitative factors incorporate the concept of reasonable and supportable forecasts, as required by ASC
            326.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Company has a credit portfolio review process designed to detect problem loans. Problem loans are typically those of a substandard or worse internal risk grade, and may consist of loans
            on nonaccrual status, loans that have recently been modified in response to a borrower&#8217;s deteriorating financial condition, loans where the likelihood of foreclosure on underlying collateral has increased, collateral dependent loans, and other
            loans where concern or doubt over the ultimate collectability of all contractual amounts due has become elevated. Such loans may, in the opinion of management, be deemed to no longer possess risk characteristics similar to other loans in the
            loan portfolio, because the specific attributes and risks associated with the loan have likely become unique as the credit quality of the loan deteriorates. As such, these loans may require individual evaluation to determine an appropriate ACL
            for the loan. When a loan is individually evaluated, the Company typically measures the expected credit loss for the loan based on a discounted cash flow approach, unless the loan has been deemed collateral dependent. Collateral dependent loans
            are loans where the repayment of the loan is expected to come from the operation of and/or eventual liquidation of the underlying collateral. The ACL for collateral dependent loans is determined using estimates of the fair value of the
            underlying collateral, less estimated selling costs.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The estimation of the appropriate level of the ACL requires significant judgment by management. Although management uses the best information available to make these estimates, future
            adjustments to the ACL may be necessary due to economic, operating, regulatory, and other conditions that may extend beyond the Company&#8217;s control. Changes in management&#8217;s estimates of forecasted net losses could materially change the level of
            the ACL. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#8217;s ACL and credit review process. Such agencies may require the Company to recognize additions to the ACL based
            on judgments different from those of management.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Company has segmented the loan portfolio according to loans that share similar attributes and risk characteristics. Each segment possesses varying degrees of risk based on, among other
            things, the type of loan, the type of collateral, and the sensitivity of the borrower or industry to changes in external factors such as economic conditions. The Company determines the ACL for loans based on this more detailed loan segmentation
            and classification. These segments, and the risks associated with each segment, are as follows:</div>

          <div><br/>
          </div>

          <div style="text-align: justify; text-indent: 36pt; color: #000000;"><span style="font-style: italic;">Real Estate: Single-Family</span> &#8211; Subject to adverse employment conditions in the local economy leading to increased default rate, decreased
            market values from oversupply in a geographic area and incremental rate increases on adjustable-rate mortgages which may impact the ability of borrowers to maintain payments.</div>

          <div style="text-align: justify; text-indent: 36pt;"><span style="color: rgb(0, 0, 0);"> </span><br/>
          </div>

          <div style="text-align: justify; text-indent: 36pt; color: #000000;"><span style="font-style: italic;">Real Estate: Multi&#8209;Family</span> &#8211; Subject to adverse various market conditions that cause a decrease in market value or lease rates, changes
            in personal funding sources for tenants, oversupply of units in a specific region, population shifts and reputational risks.</div>

          <div style="text-align: justify; text-indent: 36pt;"><span style="color: rgb(0, 0, 0);"> </span><br/>
          </div>

          <div style="text-align: justify; text-indent: 36pt; color: #000000;"><span style="font-style: italic;">Real Estate: Commercial Real Estate</span> &#8211; Subject to adverse conditions in the local economy which may lead to reduced cash flows due to
            vacancies and reduced rental rates, and decreases in the value of underlying collateral.</div>

          <div style="text-align: justify; text-indent: 36pt;"><span style="color: rgb(0, 0, 0);"> </span><br/>
          </div>

          <div style="text-align: justify; text-indent: 36pt; color: #000000;"><span style="font-style: italic;">Real Estate: Church</span> &#8211; Subject to adverse economic and employment conditions, which may lead to reduced cash flows from members&#8217;
            donations and offerings, and the stability, quality, and popularity of church leadership.</div>

          <div style="text-align: justify; text-indent: 36pt;"><span style="color: rgb(0, 0, 0);"> </span><br/>
          </div>

          <div style="text-align: justify; text-indent: 36pt; color: #000000;"><span style="font-style: italic;">Real Estate: Construction</span> &#8211; Subject to adverse conditions in the local economy, which may lead to reduced demand for new commercial,
            multi&#8209;family, or single-family buildings or reduced lease or sale opportunities once the building is complete.</div>

          <div style="text-align: justify; text-indent: 36pt;"><span style="color: rgb(0, 0, 0);"> </span><br/>
          </div>

          <div style="text-align: justify; text-indent: 36pt; color: #000000;"><span style="font-style: italic;">Commercial and SBA Loans</span> &#8211; Subject to industry and economic conditions including decreases in product demand.</div>

          <div style="text-align: justify; text-indent: 36pt;"><span style="color: rgb(0, 0, 0);"> </span><br/>
          </div>

          <div style="text-align: justify; text-indent: 36pt; color: #000000;"><span style="font-style: italic;">Consumer</span> &#8211; Subject to adverse employment conditions in the local economy, which may lead to higher default rates.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We determined that an ACL of $7.3 million, or 0.84% of net loans held for investment, was appropriate at December 31, 2023, compared to the allowance for loan and lease losses &#8220;ALLL&#8221;) of $4.4
            million, or 0.57% of loans held for investment at December 31, 2022.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">9</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div>
            <div style="text-align: justify; color: rgb(0, 0, 0);">Prior to the Company&#8217;s adoption of ASC 326 on January 1, 2023, the Company maintained an ALLL in accordance with ASC 310 and ASC 450 that covered estimated credit losses on individually
              evaluated loans that were determined to be impaired, as well as estimated probable incurred losses inherent in the remainder of the loan portfolio.</div>

          </div>

          <div>
            <div><br/>
            </div>

          </div>

          <div>
            <div style="text-align: justify; color: rgb(0, 0, 0);">Beginning on January 1, 2023, the Company evaluates loans collectively for purposes of determining the ACL in accordance with ASC 326. Collective evaluation is based on aggregating loans
              deemed to possess similar risk characteristics. In certain instances, the Company may identify loans that it believes no longer possess risk characteristics similar to other loans in the loan portfolio. These loans are typically identified
              from those that have exhibited deterioration in credit quality, since the specific attributes and risks associated with such loans tend to become unique as the credit deteriorates. Such loans are typically nonperforming, downgraded to
              substandard or worse, and/or are deemed collateral dependent, where the ultimate repayment of the loan is expected to come from the operation of or eventual sale of the collateral. Loans that are deemed by management to no longer possess risk
              characteristics similar to other loans in the portfolio, or that have been identified as collateral dependent, are evaluated individually for purposes of determining an appropriate lifetime ACL. The Company uses a discounted cash flow
              approach, using the loan&#8217;s effective interest rate, for determining the ACL on individually evaluated loans, unless the loan is deemed collateral dependent, which requires evaluation based on the estimated fair value of the underlying
              collateral, less estimated selling costs. The Company may increase or decrease the ACL for collateral dependent loans based on changes in the estimated fair value of the collateral.</div>

            <div><br/>
            </div>

          </div>

          <div style="text-align: justify; color: #000000;">Prior to the adoption of ASC 326 on January 1, 2023, the Company classified loans as impaired when, based on current information and events, it was probable that the Company would be unable to
            collect all amounts due according to the contractual terms of the loan agreement or it was determined that the likelihood of the Company receiving all scheduled payments, including interest, when due was remote. Credit losses on impaired loans
            were determined separately based on the guidance in ASC 310. Beginning January 1, 2023, the Company accounts for credit losses on all loans in accordance with ASC 326, which eliminates the concept of an impaired loan within the context of
            determining credit losses, and requires all loans to be evaluated for credit losses collectively based on similar risk characteristics. Loans are only evaluated individually when they are deemed to no longer possess similar risk characteristics
            with other loans in the loan portfolio.&#160; At December 31, 2022, impaired loans totaled $1.7 million and had an aggregate specific allowance allocation of $7 thousand.</div>

          <div style="text-align: justify;"><span style="color: rgb(0, 0, 0);"> </span><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">A federally chartered bank&#8217;s determination as to the classification of its assets and the amount of its valuation allowances is subject to review by the OCC. The OCC, in conjunction with the
            other federal banking agencies, provides guidance for financial institutions on the responsibilities of management for the assessment and establishment of adequate valuation allowances, as well as guidance for banking agency examiners to use in
            determining the adequacy of valuation allowances. It is required that all institutions have effective systems and controls to identify, monitor and address asset quality problems, analyze all significant factors that affect the collectability
            of the portfolio in a reasonable manner and establish acceptable allowance evaluation processes that meet the objectives of the guidelines issued by federal regulatory agencies. While we believe that the ACL has been established and maintained
            at adequate levels, future adjustments may be necessary if economic or other conditions differ materially from the conditions on which we based our estimates at December 31, 2023. In addition, there can be no assurance that the OCC or other
            regulators, as a result of reviewing our loan portfolio and/or allowance, will not require us to materially increase our ACL, thereby affecting our financial condition and earnings.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table details our allocation of the ACL/ALLL to the various categories of loans held for investment and the percentage of loans in each category to total loans at the dates
            indicated:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="38" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2021</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2020</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2019</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of loans</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">in each</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">category</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">to total</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of loans</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">in each</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">category</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">to total</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of loans</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">in each</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">category</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">to total</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of loans</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">in each</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">category</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">to total</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of loans</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">in each</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">category</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">to total</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="34" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Single-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">260</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.79</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">109</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3.89</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">145</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">6.96</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">296</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">13.32</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">312</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">18.23</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Multi&#8209;family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">4,413</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">63.33</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">3,273</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">65.08</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">2,657</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">60.36</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">2,433</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">75.24</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">2,319</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">71.90</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Commercial real estate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1,094</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">13.47</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">449</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">14.85</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">236</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">14.29</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">222</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">6.71</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">133</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3.68</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Church</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">72</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1.43</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">65</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">2.04</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">103</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">3.45</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">237</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">4.60</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">362</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">5.33</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Construction</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">932</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">10.14</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">313</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">5.27</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">212</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">4.92</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">22</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.11</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">48</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.78</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Commercial</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">529</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">7.16</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">175</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">8.87</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">23</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">10.02</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">4</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">0.02</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">7</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">0.07</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">SBA loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">48</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1.68</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Consumer</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">4</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">15</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">1</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">1</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">0.01</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Total allowance for credit losses</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">7,348</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">4,388</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,391</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,215</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,182</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">10</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <!--PROfilePageNumberReset%Num%11%%%-->
          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table shows the activity in our ACL/ALLL related to our loans held for investment for the years indicated:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2021</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2020</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2019</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="18" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Allowance balance at beginning of year</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">4,388</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,391</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,215</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,182</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2,929</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Charge&#8209;offs:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Single-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Multi-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial real estate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Church</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Construction</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">SBA Loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Consumer</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 25.2pt; color: rgb(0, 0, 0);">Total charge&#8209;offs</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Recoveries:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Single-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">4</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Multi-family</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">109</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial real estate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">107</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Church</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">260</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Construction</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Commercial</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">SBA Loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Consumer</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 25.2pt; color: rgb(0, 0, 0);">Total recoveries</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">216</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">4</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">260</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Impact of CECL adoption</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1,809</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Loan loss provision (recapture)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">935</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">997</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">176</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">29</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">(7</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Allowance balance at end of year</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">7,348</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">4,388</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,391</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,215</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,182</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Net charge&#8209;offs (recoveries) to average loans, excluding loans receivable held for sale</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">(0.07</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">ACL/ALLL as a percentage of gross loans, excluding loans receivable held for sale <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.83</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.57</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.52</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.88</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.79</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">ACL/ALLL as a percentage of total non&#8209;accrual loans</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">3,047.22</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">495.76</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">408.51</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">750.47</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">ACL/ALLL as a percentage of total non&#8209;performing assets</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3,047.22</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">495.76</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">408.51</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">750.47</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>


</table>
          <div>
            <div style="color: rgb(0, 0, 0);"><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;"> <br/>
              </sup></div>

            <div style="color: rgb(0, 0, 0);">
<div><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup></div>

              <hr style="height: 2px; width: 10%; color: #000000; background-color: #000000; border: none; margin-left: 0px; margin-right: auto;"/></div>

            <div>
              <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr style="vertical-align: top;">

    <td style="text-align: right; vertical-align: top; width: 27pt;">
                      <div style="color: rgb(0, 0, 0); text-align: left;"><sup style="color: rgb(0, 0, 0); vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                    </td>

    <td style="text-align: left; vertical-align: top; width: auto;">
                      <div style="color: rgb(0, 0, 0);">The ACL/ALLL as of December 31, 2023 and 2022 does not include any ACL/ALLL for the remaining balance of loans acquired in the City First Merger, which totaled $126.8 million and $146.3 million,
                        respectively.</div>
                    </td>

  </tr>


</table>
            </div>

          </div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Investment Activities</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The main objectives of our investment strategy are to provide a source of liquidity for deposit outflows, repayment of our borrowings and funding loan commitments, and to generate a favorable
            return on investments without incurring undue interest rate or credit risk. Subject to various restrictions, our investment policy generally permits investments in money market instruments such as federal funds sold, certificates of deposit of
            insured banks and savings institutions, direct obligations of the U.S. Treasury, securities issued by federal and other government agencies and mortgage&#8209;backed securities, mutual funds, municipal obligations, corporate bonds, and marketable
            equity securities. Mortgage&#8209;backed securities consist principally of securities issued by the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation and the Government National Mortgage Association which are backed by
            30&#8209;year amortizing hybrid ARM Loans, structured with fixed interest rates for periods of three to seven years, after which time the loans convert to one&#8209;year or six&#8209;month adjustable rate mortgage loans. At December 31, 2023, our securities
            portfolio, consisting primarily of federal agency debt, mortgage&#8209;backed securities, bonds issued by the United States Treasury and the SBA, and municipal bonds, totaled $317.0 million, or 23.0% of total assets.</div>

          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">11</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We classify investments as held&#8209;to&#8209;maturity or available&#8209;for&#8209;sale at the date of purchase based on our assessment of our internal liquidity requirements. Securities purchased to meet
            investment&#8209;related objectives such as liquidity management or mitigating interest rate risk and which may be sold as necessary to implement management strategies, are designated as available&#8209;for&#8209;sale at the time of purchase. Securities in the
            held&#8209;to&#8209;maturity category consist of securities purchased for long&#8209;term investment in order to enhance our ongoing stream of net interest income. Securities deemed held&#8209;to&#8209;maturity are classified as such because we have both the intent and
            ability to hold these securities to maturity. Held&#8209;to&#8209;maturity securities are reported at cost, adjusted for amortization of premium and accretion of discount. Available&#8209;for&#8209;sale securities are reported at fair value. We currently have no
            securities classified as held&#8209;to&#8209;maturity securities.</div>

          <div><br/></div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Company&#8217;s assessment of available-for-sale investment securities as of December 31, 2023, indicated that an ACL was not required. The Company analyzed available-for-sale investment
            securities that were in an unrealized loss position and determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market conditions. As such, no ACL was
            recorded for available-for-sale securities as of December 31, 2023.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table sets forth the amortized cost and fair value of available-for-sale securities by type as of the dates indicated. At December 31, 2023, our securities portfolio did not
            contain securities of any issuer with an aggregate book value in excess of 10% of our equity capital, excluding those issued by the United States Government or its agencies.</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">&#8203;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="22" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">At December 31,</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">&#8203;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2021</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">&#8203;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amortized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Cost</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Value</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amortized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Cost</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Value</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amortized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Cost</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Value</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">&#8203;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="22" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Federal agency mortgage-backed securities</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">76,091</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">66,778</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">84,955</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">74,169</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">70,078</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">70,030</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Federal agency collateralized mortgage obligations (&#8220;CMO&#8221;)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">24,720</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">23,339</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">27,776</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">26,100</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">9,391</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">9,287</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Federal agency debt</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">50,893</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">47,836</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">55,687</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">51,425</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">38,152</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">37,988</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Municipal bonds</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">4,833</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">4,373</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">4,866</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">4,197</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">4,898</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">4,915</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">U.S. Treasuries</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">167,055</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">163,880</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">165,997</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">160,589</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">18,169</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">17,951</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">SBA pools</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">12,386</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">10,744</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">14,048</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">12,269</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">16,241</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">16,225</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">335,978</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">316,950</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">353,329</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">328,749</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">156,929</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">156,396</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The table below presents the carrying amount, weighted average yields and contractual maturities of our securities as of December 31, 2023. The table reflects stated final maturities and does
            not reflect scheduled principal payments or expected payoffs.</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="38" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">At December 31, 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">One year</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">or less</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">More than one</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">year to five years</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">More than five</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">years to ten years</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">More than</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">ten years</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Weighted</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">yield</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Weighted</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">yield</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Weighted</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">yield</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Weighted</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">yield</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Weighted</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">yield</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="38" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Available&#8209;for&#8209;sale:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Federal agency mortgage&#8209;backed securities</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">4,946</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.84</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1,115</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1.57</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">9,934</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1.50</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">50,783</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.54</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">66,778</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.39</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Federal agency CMO</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">564</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">0.89</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">10,574</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">4.47</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">12,201</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">3.32</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">23,339</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">3.78</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Federal agency debt</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">8,815</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.82</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">34,321</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1.83</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">4,700</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">4.47</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">47,836</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.27</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Municipal bonds</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">2,850</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1.60</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1,523</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1.73</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">4,373</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
                  <div style="color: rgb(0, 0, 0);">1.65</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">U.S. Treasuries</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">88,501</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.94</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">75,379</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.59</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">163,880</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.78</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">SBA pools</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">70</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0);">6.91</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">2,070</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0);">2.73</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">8,604</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0);">2.75</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">10,744</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0);">2.78</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">102,262</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.92</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">114,299</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.32</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">27,278</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3.26</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">73,111</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.68</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">316,950</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.68</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Sources of Funds</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">General</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Deposits are our primary source of funds for supporting our lending and other investment activities and general business purposes. In addition to deposits, we obtain funds from the
            amortization and prepayment of loans and investment securities, sales of loans and investment securities, advances from the FHLB, and cash flows generated by operations.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">12</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Deposits</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We offer a variety of deposit accounts featuring a range of interest rates and terms. Our deposits principally consist of savings accounts, checking accounts, interest checking accounts,
            money market accounts, and fixed&#8209;term certificates of deposit. The maturities of term certificates generally range from one month to five years. We accept deposits from customers within our market area based primarily on posted rates, but from
            time to time we will negotiate the rate based on the amount of the deposit. We primarily rely on customer service and long&#8209;standing customer relationships to attract and retain deposits. We seek to maintain and increase our retail &#8220;core&#8221;
            deposit relationships, consisting of savings accounts, checking accounts and money market accounts because we believe these deposit accounts tend to be a stable funding source and are available at a lower cost than term deposits. However,
            market interest rates, including rates offered by competing financial institutions, the availability of other investment alternatives, and general economic conditions significantly affect our ability to attract and retain deposits.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We participate in a deposit program called the Certificate of Deposit Account Registry Service (&#8220;CDARS&#8221;). CDARS is a deposit placement service that allows us to place our customers&#8217; funds in
            FDIC&#8209;insured certificates of deposit at other banks and, at the same time, receive an equal sum of funds from the customers of other banks in the CDARS Network (&#8220;CDARS Reciprocal&#8221;). These deposits totaled $114.8 million and $74.6 million at
            December 31, 2023 and 2022, respectively and are not considered to be brokered deposits.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">As of December 31, 2023 and 2022, approximately $286.4 million and $212.9 million of our total deposits were not insured by FDIC insurance.</div>

          <div><br/>
          </div>

          <div>
            <div style="text-align: justify; color: rgb(0, 0, 0);">The following table presents the maturity of time deposits as of the dates indicated:</div>

            <div><br/>
            </div>

          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Three</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Months or Less</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Three to Six Months</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Six Months</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">to One Year</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Over One Year</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="18" style="vertical-align: middle;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">December 31, 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: middle;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Time deposits of $250,000 or less</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">36,931</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">26,248</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">63,118</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">18,202</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">144,499</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Time deposits of more than $250,000</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">4,609</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">3,904</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">6,895</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">8,128</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">23,536</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">41,540</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">30,152</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">70,013</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">26,330</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">168,035</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Not covered by deposit insurance</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">3,109</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">2,154</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">4,395</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">6,628</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">16,286</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">December 31, 2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Time deposits of $250,000 or less</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">30,244</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">23,155</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">49,461</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">4,281</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">107,141</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Time deposits of more than $250,000</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">27,912</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">27,912</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; padding-bottom: 4px;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">58,156</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">23,155</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">49,461</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">4,281</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                  <div style="color: rgb(0, 0, 0);">135,053</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 40%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Not covered by deposit insurance</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">17,913</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">17,913</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table details the maturity periods of our certificates of deposit in amounts of $100 thousand or more at December 31, 2023.</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31, 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Weighted</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Average Rate</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Certificates maturing:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Less than three months</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">36,101</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">2.81</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Three to six months</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">25,278</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">2.97</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Six to twelve months</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">61,475</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3.59</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Over twelve months</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">21,254</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0);">2.33</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">144,108</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3.10</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table presents the distribution of our average deposits for the years indicated and the weighted average interest rates during the year for each category of deposits presented.</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 6%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="34" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">For the Years Ended December 31,</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 6%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2021</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 6%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Balance</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Weighted</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Cost of Funds</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Balance</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Weighted</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Cost of Funds</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Balance</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Percent</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">of Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Weighted</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Average</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Cost of Funds</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 6%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="34" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 6%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Money market deposits</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">126,831</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">21.97</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">3.37</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">192,835</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">26.34</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.67</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">159,157</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">24.77</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.41</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 6%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Savings deposits</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0);">59,928</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0);">10.38</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0);">0.25</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0);">66,033</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">9.02</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0);">0.09</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0);">67,660</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">10.53</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0);">0.30</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 6%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Interest checking and other demand deposits</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">236,244</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">40.92</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.15</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">291,114</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">39.77</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.08</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">223,003</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">34.70</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.05</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 6%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">Certificates of deposit</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">154,275</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">26.73</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0);">1.77</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">182,050</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">24.87</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0);">0.30</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;">
                  <div style="color: rgb(0, 0, 0);">192,795</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0);">30.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0);">0.37</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 6%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">577,278</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1.30</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">732,032</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.29</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">642,615</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0);">100.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">0.26</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">13</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Borrowings</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We utilize short&#8209;term and long&#8209;term advances from the FHLB as an alternative to retail deposits as a funding source for asset growth. FHLB advances are generally secured by mortgage loans and
            mortgage&#8209;backed securities. Such advances are made pursuant to several different credit programs, each of which has its own interest rate and range of maturities. The maximum amount that the FHLB will advance to member institutions fluctuates
            from time to time in accordance with the policies of the FHLB. At December 31, 2023, we had $209.3 million in outstanding FHLB advances and had the ability to borrow up to an additional $117.0 million based on available and pledged collateral.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following table summarizes information concerning our FHLB advances at or for the periods indicated:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">At or For the Years Ended December 31,</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2021</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="10" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0);">FHLB Advances:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Average balance outstanding during the year</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">177,261</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">61,593</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">100,471</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Maximum amount outstanding at any month&#8209;end during the year</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">210,242</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">128,823</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">113,580</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Balance outstanding at end of year</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">209,319</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">128,344</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">85,952</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Weighted average interest rate at end of year</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">4.91</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">3.74</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">1.85</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Average cost of advances during the year</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">4.70</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1.74</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0);">1.96</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                  <div style="text-indent: -7.2pt; margin-left: 16.2pt; color: rgb(0, 0, 0);">Weighted average maturity (in months)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">2</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">7</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                  <div style="color: rgb(0, 0, 0);">22</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify;">On December 27, 2023, the Bank borrowed $100 million from the Federal Reserve under the Bank Term Funding Program (&#8220;BTFP&#8221;), all of which was outstanding as of December 31, 2023. The interest rate on this
            borrowing is fixed at 4.84% and the borrowing matures on December 29, 2024. Investment securities with a book value of $107.3 million and a fair value of $98.3 million were pledged as collateral for this borrowing as of December 31, 2023. There
            are no prepayment penalties for early payoff. As the BTFP ended on March 11, 2024, no additional borrowings can be made under the program.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Bank enters into agreements under which it sells securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the Bank may transfer legal
            control over the assets but still retain effective control through an agreement that both entitles and obligates the Bank to repurchase the assets. As a result, these repurchase agreements are accounted for as collateralized financing
            agreements (i.e., secured borrowings) and not as a sale and subsequent repurchase of securities. The obligation to repurchase the securities is reflected as a liability in the Bank&#8217;s consolidated statements of financial condition, while the
            securities underlying the repurchase agreements remain in the respective investment securities asset accounts. In other words, there is no offsetting or netting of the investment securities assets with the repurchase agreement liabilities. As
            of December 31, 2023, securities sold under agreements to repurchase totaled $73.5 million at an average rate of 2.60%. These agreements mature on a daily basis. The fair value of securities pledged totaled&#160;$89.0 million as of December 31, 2023
            and included $47.8 million of U.S. Treasuries, $30.2 million of federal agency debt, and $11.0 million of federal agency mortgage-backed securities. As of December 31, 2022, securities sold under agreements to repurchase totaled $63.5 million
            at an average rate of 0.38%. The fair value of securities pledged totaled $64.4 million as of December 31, 2022 and included $33.3 million of federal agency debt, $19.2 million of U.S. Treasuries and $11.9 million of federal agency
            mortgage-backed securities</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We participate in and have previously been an &#8220;Allocatee&#8221; of the New Markets Tax Credit Program of the U.S. Department of the Treasury&#8217;s Community Development Financial Institutions Fund. In
            connection with the New Market Tax Credit activities of the Bank, CFC 45 is a partnership whose members include CFNMA and City First New Markets Fund II, LLC. In December 2015, a national brokerage firm made a $14.0 million non-recourse loan to
            CFC 45, whereby CFC 45 was the beneficiary of the loan from the brokerage firm and passed the proceeds from that loan through to a Qualified Active Low-Income Community Business (&#8220;QALICB&#8221;). The loan to the QALICB is secured by a Leasehold Deed
            of Trust from which the funds for repayment of the loan will be derived. Debt service payments received by CFC 45 from the QALICB are passed through to the brokerage firm, less a servicing fee which is retained by CFC 45.&#160; This note was paid
            off during January 2024.&#160; The financial statements of CFC 45 are consolidated with those of the Bank and the Company.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">14</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Market Area and Competition</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Bank is a Community Development Financial Institution (&#8220;CDFI&#8221;) and a certified B Corp, offering a variety of financial services to meet the needs of the communities it serves. Our retail
            banking network includes full-service banking offices, automated teller machines and internet banking capabilities that are available using our website at www.ciytfirstbank.com. We have three banking offices as of December 31, 2023: two in
            California (in Los Angeles and in the nearby City of Inglewood) and one in Washington, D.C.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Both the Washington, D.C. and the Los Angeles metropolitan areas are highly competitive banking markets for making loans and attracting deposits. Although our offices are primarily located in
            low&#8209;to&#8209;moderate income communities that have historically been under&#8209;served by other financial institutions, we face significant competition for deposits and loans in our immediate market areas, including direct competition from mortgage
            banking companies, commercial banks and savings and loan associations. Most of these financial institutions are significantly larger than we are and have greater financial resources, and many have a regional, statewide, or national presence.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Human Capital Management</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Human Capital</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We are a unified, commercial CDFI with a focused vision, mission, and strategy that equitably drives economic, social, and environmental justice for our clients and communities in which we
            work making them better places to be. We believe that employees are one of our most important resources and in order to fulfill future and sustainable growth, our key objectives include attracting, selecting, retaining, and developing top
            talent in the marketplace that closely align our employees&#8217; personal values with the organization&#8217;s values. As such, our culture is defined by our <span style="font-weight: bold; font-style: italic;">Shared Values </span>principles: &#8220;Clients
            and Communities First&#8221;; &#8220;We Think Big&#8221;; &#8220;We Model Excellence&#8221;; and &#8220;ONE City First.&#8221;</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">City First&#8217;s Shared Values principles are derived from critical beliefs and ingrained principles that guide the organization&#8217;s actions, behaviors, and culture towards our primary objectives.
            Our Shared Values mean that we stand for something in how we view each other, the world, and our place of service in it. With these values centered in all that we do, we work collaboratively with mission-aligned customers looking to make an
            impact in under-resourced communities through affordable housing, charter schools, community health centers, nonprofits, and small to medium-sized businesses. Our employees behave in a manner that is consistent with these beliefs.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">While the Board of Directors oversees the strategic management of our human capital management, our internal Human Resources team drives the day-to-day management of our human capital
            operations and strategy.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">As of December 31, 2023, we employed 98 full-time employees. Our employees are primarily located in Los Angeles, California and Washington, D.C. in our corporate offices, branches, and
            operating facilities. We also employ several remote workers who are in various locations throughout the U.S.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Compensation and Benefits</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our market competitive total employee compensation (salaries, bonuses and all benefits and rewards) is a critical tool enabling us to attract and retain talented people. In addition to base
            compensation, these programs include commission-based incentives, corporate incentive compensation plans, restricted stock awards, a 401(k) Plan with an employer matching contribution, an employee stock ownership plan, healthcare, and insurance
            benefits including telehealth connection services, health savings accounts, employee assistance program, will prep services, college tuition benefit programs, and vacation/sick/family leave.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our methodology is to provide pay levels and pay opportunities that are internally fair, cost-effective, and externally competitive to market-based salaries. To determine competitive market
            compensation levels, we use market surveys and economic research to benchmark our positions utilizing salary and compensation data of companies with similar positions, asset size and geographical locations. We annually review our salary
            structures and grade ranges to keep pace with changes in the marketplace. With the support of third-party experts in this field and within the banking industry, we conduct regular job evaluations to meet changing business needs or when the
            scope of existing positions or organizational changes occur. Our standard pay practices are designed to honor and adhere to pay equity analysis.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Diversity, Equity, and Inclusion</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our legacy and history matter at City First. We are proud of our expanded 75-year history with the merger with Broadway Federal. Our founders in Los Angeles and Washington, D.C. were local
            leaders who saw a need in the community for a bank that addressed the lack of access to capital for historically excluded and disinvested urban majority minority communities.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Merger formed one of the largest Black-led Minority Depository Institutions (&#8220;MDI&#8221;) in the nation in the midst of a national reawakening to the systemic racial and economic disparities
            persisting and growing in our society. The Merger maintains the legacy of the constituents and honors the legacy of African American-led MDI&#8217;s across the country that were founded to address the unmet financing needs of the community. Our
            intent, purpose, and execution are grounded in our 75-year history of deep commitment to economic justice through the targeted provision of capital for historically excluded and disinvested urban majority minority communities.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">15</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our ownership, responsibility, and commitment to diversity, equity, and inclusion is reflected in the composition of our workforce, executive leadership team, and board of directors. As of
            December 31, 2023, more than 80% of the Company&#8217;s employees self-identified as minority, approximately 62% of our employees were women, and other diverse groups such as veterans and people with disabilities were also represented.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Workforce Training and Development</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We align our talent strategy with our business strategy to provide guidance on the proper mix of skills, emerging talent and business needs or issues. This investment to allow employees to
            learn, grow, and be fulfilled in their work stems from our development of providing a multi-dimensional approach to curriculum design and competency-based learning centered around culture and technical skills. Learning and development play a
            critical and strategic role as we prepare our organization for the future by recognizing continuous needs to upskill or reskill in order to scale our business.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our employees receive continuing education courses relevant to their respective roles within the organization, as well as access to on-demand learning solutions to enhance leadership
            capabilities, advance communications skills and techniques, college credit courses, seminars, and training deeply embedded in cultural dynamics and awareness. To support employees who wish to continue their development and education, we provide
            reimbursement to employees who seek development to upskill or reskill while employed at the company.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Regulation</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">General</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">City First and Broadway Financial Corporation are subject to comprehensive regulation and supervision by several different federal agencies. City First is regulated by the OCC as its primary
            federal regulator. The Bank&#8217;s deposits generally are insured up to a maximum of $250,000 per account; the Bank also is regulated by the FDIC as its deposit insurer. The Bank is a member of the Federal Reserve System and is subject to certain
            regulations of the FRB, including, for example, regulations concerning reserves required to be maintained against deposits and regulations governing transactions with affiliates, Broadway Financial Corporation is regulated, examined, and
            supervised by the FRB and the Federal Reserve Bank of Richmond (&#8220;FRBR&#8221;) and is also required to file certain reports and otherwise comply with the rules and regulations of the SEC under the federal securities laws. The Bank also is subject to
            consumer protection regulations promulgated by the Consumer Financial Protection Bureau (&#8220;CFPB&#8221;).</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The OCC regulates and examines the Bank&#8217;s business activities, including, among other things, capital standards, investment authority and permissible activities, deposit taking and borrowing
            authority, mergers and other business combination transactions, establishment of branch offices, and the structure and permissible activities of any subsidiaries of the Bank. The OCC has primary enforcement responsibility over national banks
            and has substantial discretion to impose enforcement actions on an institution that fails to comply with applicable regulatory requirements, including capital requirements, or that engages in practices that examiners determine to be unsafe or
            unsound. In addition, the FDIC has &#8220;back-up&#8221; enforcement authority that enables it to recommend enforcement action to the OCC with respect to a national bank and, if the recommended action is not taken by the OCC, to take such action under
            certain circumstances. In certain cases, the OCC has the authority to refer matters relating to federal fair lending laws to the U.S. Department of Justice (&#8220;DOJ&#8221;) or the U.S. Department of Housing and Urban Development (&#8220;HUD&#8221;) if the OCC
            determines violations of the fair lending laws may have occurred.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Changes in applicable laws or the regulations of the OCC, the FDIC, the FRB, the CFPB, or other regulatory authorities, or changes in interpretations of such regulations or in agency policies
            or priorities, could have a material adverse impact on the Bank and our Company, our operations, and the value of our debt and equity securities. We and our stock are also subject to rules issued by The Nasdaq Stock Market LLC (&#8220;Nasdaq&#8221;), the
            stock exchange on which our voting common stock is traded. Failure to conform to Nasdaq&#8217;s rules could have an adverse impact on us and the value of our equity securities.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The following paragraphs summarize certain laws and regulations that apply to the Company and the Bank. These descriptions of statutes and regulations and their possible effects do not
            purport to be complete descriptions of all the provisions of those statutes and regulations and their possible effects on us, nor do they purport to identify every statute and regulation that applies to us. In addition, the statutes and
            regulations that apply to the Company and the Bank are subject to change, which can affect the scope and cost of their compliance obligations.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Dodd&#8209;Frank Wall Street Reform and Consumer Protection Act</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">In July 2010, the Dodd&#8209;Frank Wall Street Reform and Consumer Protection Act (the &#8220;Dodd&#8209;Frank Act&#8221;) was signed into law. The Dodd&#8209;Frank Act is intended to address perceived weaknesses in the
            U.S. financial regulatory system and prevent future economic and financial crises.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">16</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Dodd&#8209;Frank Act established increased compliance obligations across a number of areas in the banking business. In particular, pursuant to the Dodd-Frank Act, the federal banking agencies
            (comprising the FRB, the OCC, and the FDIC) substantially revised their consolidated and bank-level risk&#8209;based and leverage capital requirements applicable to insured depository institutions, depository institution holding companies and certain
            non&#8209;bank financial companies. Under an existing FRB policy statement, bank holding companies with less than $3 billion in total consolidated assets are not subject to consolidated capital requirements provided they satisfy the conditions in the
            policy statement. The Dodd&#8209;Frank Act requires bank holding companies to serve as a source of financial strength for any subsidiary of the holding company that is a depository institution by providing financial assistance in the event of the
            financial distress of the depository institution.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Dodd&#8209;Frank Act also established the CFPB. The CFPB has broad rule&#8209;making authority for a wide range of consumer protection laws that apply to banks and savings institutions of all sizes,
            including the authority to prohibit &#8220;unfair, deceptive or abusive&#8221; acts and practices. At times during the past several years, the CFPB has been active in bringing enforcement actions against banks and nonbank financial institutions to enforce
            federal consumer financial laws and has developed a number of new enforcement theories and applications of these laws. The CFPB&#8217;s supervisory authority does not generally extend to insured depository institutions, such as the Bank, that have
            less than $10 billion in assets. The federal banking agencies, however, have authority to examine for compliance, and bring enforcement action for non-compliance, with respect to the CFPB&#8217;s regulations. State attorneys general and state banking
            agencies and other state financial regulators also may have authority to enforce applicable consumer laws with respect to institutions over which they have jurisdiction.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Capital Requirements</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Bank&#8217;s capital requirements are administered by the OCC and involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under applicable
            regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by the OCC. Failure to meet capital requirements can result in regulatory action.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">As a result of the Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies have developed a &#8220;Community Bank Leverage Ratio&#8221; (&#8220;CBLR&#8221;) (the ratio of a
            bank&#8217;s tier 1 capital to average total consolidated assets) for financial institutions with assets of less than $10 billion. A &#8220;qualifying community bank&#8221; that exceeds this ratio will be deemed to be in compliance with all other capital and
            leverage requirements, including the capital requirements to be considered &#8220;well capitalized&#8221; under Prompt Corrective Action statutes. The federal banking agencies have set the Community Bank Leverage Ratio at 9%. Actual and required capital
            amounts and ratios as of the dates indicated are presented below:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Actual</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Minimum Required to be</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Well Capitalized Under</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Prompt Corrective</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Action Provisions</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Ratio</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Ratio</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="14" style="vertical-align: bottom;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(Dollars in thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">December 31, 2023:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">Community Bank Leverage Ratio</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">
                    <div style="text-align: right; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">185,773</div>
                  </div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">
                    <div style="text-align: right; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">14.97</div>
                  </div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">111,696</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">9.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">%</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">December 31, 2022:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-weight: bold;">Community Bank Leverage Ratio</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">181,304</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">15.75</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">%</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">103,591</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">9.00</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">%</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">At December 31, 2023, the Company and the Bank met all the capital adequacy requirements to which they were subject. In addition, the Bank was &#8220;well capitalized&#8221; under the regulatory
            framework for prompt corrective action. Management believes that no conditions or events have occurred that would materially adversely change the Bank&#8217;s capital classifications. From time to time, we may need to raise additional capital to
            support the Bank&#8217;s further growth and to maintain the &#8220;well capitalized&#8221; status.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Deposit Insurance</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The FDIC is an independent federal agency that insures deposits of federally insured banks, including national banks, up to prescribed statutory limits for each depositor. Pursuant to the
            Dodd&#8209;Frank Act, the maximum deposit insurance amount has been permanently increased to $250,000 per depositor, per ownership category.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The FDIC charges an annual assessment for the insurance of deposits based on the risk a particular institution poses to the FDIC&#8217;s Deposit Insurance Fund (&#8220;DIF&#8221;). The Bank&#8217;s DIF assessment is
            calculated by multiplying its assessment rate by the assessment base, which is defined as the average consolidated total assets less the average tangible equity of the Bank. The initial base assessment rate is based on an institution&#8217;s capital
            level, and capital adequacy, asset quality, management, earnings, liquidity, and sensitivity (&#8220;CAMELS&#8221;) ratings, certain financial measures to assess an institution&#8217;s ability to withstand asset related stress and funding related stress, and in
            some cases, additional discretionary adjustments by the FDIC to reflect additional risk factors.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The FDIC&#8217;s overall premium rate structure is subject to change from time to time to reflect its actual and anticipated loss experience. The financial crisis that began in 2008 resulted in
            substantially higher levels of bank failures than had occurred in the immediately preceding years. These failures dramatically increased the resolution costs incurred by the FDIC and substantially reduced the available amount of the DIF.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">17</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Consistent with the requirements of the Dodd&#8209;Frank Act, the FDIC adopted its most recent DIF restoration plan in September 2020; that plan is designed to enable the FDIC to achieve the
            statutorily required reserve ratio of 1.35% by September 30, 2028. The FDIC Board has set the designated reserve ratio for each of the years 2023 and 2022 at 2%. The statute provides that in setting the amount of assessments necessary to meet
            the designated reserve ratio requirement, the FDIC is required to offset the effect of this provision on insured depository institutions with total consolidated assets of less than $10 billion, so that more of the cost of raising the reserve
            ratio will be borne by institutions with more than $10 billion in assets. Accordingly, the FDIC has provided assessment credits to insured depository institutions, like the Bank, with total consolidated assets of less than $10 billion for the
            portion of their regular assessments that contribute to growth in the reserve ratio between 1.15% and 1.35%. The FDIC has applied the credits each quarter that the reserve ratio was at least 1.38% to offset the regular deposit insurance
            assessments of institutions with credits. The Bank did not receive any assessment credits during 2023 or 2022.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Although it rarely does so, the FDIC has the authority to terminate a depository institution&#8217;s deposit insurance upon a finding that the institution&#8217;s financial condition is unsafe or unsound
            or that the institution has engaged in unsafe or unsound practices that pose a risk to the DIF or that may prejudice the interest of a bank&#8217;s depositors.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Guidance on Commercial Real Estate Lending</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">In December 2015, the federal banking agencies released a statement titled &#8220;Statement on Prudent Risk Management for Commercial Real Estate Lending&#8221; (the &#8220;CRE Statement&#8221;). The CRE Statement
            expresses the banking agencies&#8217; concerns with banking institutions that ease their commercial real estate underwriting standards, directs financial institutions to maintain underwriting discipline and exercise risk management practices to
            identify, measure and monitor lending risks, and indicates that the agencies will continue to pay special attention to commercial real estate lending activities and concentrations going forward. The banking agencies previously issued guidance
            titled &#8220;Prudent Commercial Real Estate Loan Workouts&#8221; which provides guidance for financial institutions that are working with commercial real estate (&#8220;CRE&#8221;) borrowers who are experiencing diminished operating cash flows, depreciated collateral
            values, or prolonged delays in selling or renting commercial properties and details risk&#8209;management practices for loan workouts that support prudent and pragmatic credit and business decision&#8209;making within the framework of financial accuracy,
            transparency, and timely loss recognition. The banking agencies had also issued previous guidance titled &#8220;Interagency Guidance on Concentrations in Commercial Real Estate&#8221; stating that a banking institution will be considered to be potentially
            exposed to significant CRE concentration risk, and should employ enhanced risk management practices, if total CRE loans represent 300% or more of its total capital and the outstanding balance of the institution&#8217;s CRE loan portfolio has
            increased by 50% or more during the preceding 36 months.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">In October 2009, the federal banking agencies adopted a policy statement supporting workouts of CRE loans, which is referred to as the &#8220;CRE Policy Statement.&#8221; The CRE Policy Statement
            provides guidance for examiners, and for financial institutions that are working with CRE borrowers who are experiencing diminished operating cash flows, depreciated collateral values, or prolonged delays in selling or renting commercial
            properties. The CRE Policy Statement details risk&#8209;management practices for loan workouts that support prudent and pragmatic credit and business decision&#8209;making within the framework of financial accuracy, transparency, and timely loss
            recognition. The CRE Policy Statement states that financial institutions that implement prudent loan workout arrangements after performing comprehensive reviews of the financial condition of borrowers will not be subject to criticism for
            engaging in these efforts, even if the restructured loans have weaknesses that result in adverse credit classifications. In addition, performing loans, including those renewed or restructured on reasonable modified terms, made to creditworthy
            borrowers, will not be subject to adverse classification solely because the value of the underlying collateral declined. The CRE Policy Statement reiterates existing guidance that examiners are expected to take a balanced approach in assessing
            an institution&#8217;s risk&#8209;management practices for loan workout activities.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">In October 2018, the OCC provided Broadway Federal with a letter of &#8220;no supervisory objection&#8221; permitting it to increase the non&#8209;multi-family commercial real estate loan concentration limit
            to 100% of Tier 1 Capital plus ALLL, including a sublimit of 50% for land/construction loans, which brought the total CRE loan concentration limit to 600% of Tier 1 Capital plus ALLL.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Loans to One Borrower</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Bank is in compliance with the statutory and regulatory limits applicable to loans to any one borrower. As of December 31, 2023, the lending limit for City First is $30.2 million. At
            December 31, 2023, our largest loan to a single borrower was $15.0 million; that loan was performing in accordance with its terms and was otherwise in compliance with regulatory requirements.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">18</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Community Reinvestment Act and Fair Lending</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Community Reinvestment Act, as implemented by OCC regulations (&#8220;CRA&#8221;), requires each national bank to make efforts to meet the credit needs of the communities it serves, including low&#8209;
            and moderate&#8209;income neighborhoods. The CRA requires the OCC to assess an institution&#8217;s performance in meeting the credit needs of its communities as part of its examination of the institution, and to take such assessments into consideration in
            reviewing applications for mergers, acquisitions, and other transactions. An unsatisfactory CRA rating may be the basis for denying an application. Community groups have successfully protested applications on CRA grounds. In connection with the
            assessment of a savings institution&#8217;s CRA performance, the OCC assigns ratings of &#8220;outstanding,&#8221; &#8220;satisfactory,&#8221; &#8220;needs to improve&#8221; or &#8220;substantial noncompliance.&#8221; The Company&#8217;s CRA performance was rated by the OCC as &#8220;outstanding&#8221; in their
            most recent CRA examination which was completed in 2022.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Bank is also subject to federal fair lending laws, including the Equal Credit Opportunity Act (&#8220;ECOA&#8221;) and the Federal Housing Act (&#8220;FHA&#8221;), which prohibit discrimination in credit and
            residential real estate transactions on prohibited bases, including race, color, national origin, gender, and religion, among others. A lender may be liable under one or both acts in the event of overt discrimination, disparate treatment, or a
            disparate impact on a prohibited basis. The compliance of national banks with these acts is primarily supervised and enforced by the OCC. If the OCC determines that a lender has engaged in a pattern or practice of discrimination in violation of
            ECOA, the OCC refers the matter to the DOJ. Similarly, HUD is notified of violations of the FHA.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">The USA Patriot Act, Bank Secrecy Act (&#8220;BSA&#8221;), and Anti&#8209;Money Laundering (&#8220;AML&#8221;) Requirements</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The USA PATRIOT Act was enacted after September 11, 2001 to provide the federal government with powers to prevent, detect, and prosecute terrorism and international money laundering, and has
            resulted in the promulgation of several regulations that have a direct impact on savings associations. Financial institutions must have a number of programs in place to comply with this law, including: (i) a program to manage BSA/AML risk; (ii)
            a customer identification program designed to determine the true identity of customers, document and verify the information, and determine whether the customer appears on any federal government list of known or suspected terrorists or terrorist
            organizations; and (iii) a program for monitoring for the timely detection and reporting of suspicious activity and reportable transactions. Failure to comply with these requirements may result in regulatory action, including the issuance of
            cease and desist orders, impositions of civil money penalties and adverse changes in an institution&#8217;s regulatory ratings, which could adversely affect its ability to obtain regulatory approvals for business combinations or other desired
            business objectives.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Privacy Protection</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">City First is subject to OCC regulations implementing the privacy protection provisions of federal law. These regulations require the Bank to disclose its privacy policy, including
            identifying with whom it shares &#8220;nonpublic personal information,&#8221; to customers at the time of establishing the customer relationship and annually thereafter. The regulations also require City First to provide its customers with initial and
            annual notices that accurately reflect its privacy policies and practices. In addition, to the extent its sharing of such information is not covered by an exception, the Bank is required to provide its customers with the ability to &#8220;opt&#8209;out&#8221; of
            having City First share their nonpublic personal information with unaffiliated third parties.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">City First is also subject to regulatory guidelines establishing standards for safeguarding customer information. The guidelines describe the agencies&#8217; expectations for the creation,
            implementation, and maintenance of an information security program, which would include administrative, technical, and physical safeguards appropriate to the size and complexity of the institution and the nature and scope of its activities. The
            standards set forth in the guidelines are intended to promote the security and confidentiality of customer records and information, protect against any anticipated threats or hazards to the security or integrity of such records and protect
            against unauthorized access to or use of such records or information that could result in substantial harm or inconvenience to any customer.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Bank Holding Company Regulation</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">As a bank holding company, we are subject to the supervision, regulation, and examination of the FRB and the FRBR. In addition, the FRB has enforcement authority over the Company. Applicable
            statutes and regulations administered by the FRB place certain restrictions on our activities and investments. Among other things, we are generally prohibited, either directly or indirectly, from acquiring more than 5% of the voting shares of
            any depository or depository holding company that is not a subsidiary of the Company.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Change in Bank Control Act prohibits a person, acting directly or indirectly or in concert with one or more persons, from acquiring control of a bank holding company unless the FRB has
            been given 60 days prior written notice of such proposed acquisition and within that time period the FRB has not issued a notice disapproving the proposed acquisition or extending for up to another 30 days the period during which a disapproval
            may be issued. The term &#8220;control&#8221; is defined for this purpose to include ownership or control of, or holding with power to vote, 25% or more of any class of a bank holding company&#8217;s voting securities. Under a rebuttable presumption contained in
            the regulations of the FRB, ownership or control of, or holding with power to vote, 10% or more of any class of voting securities of a bank company will be deemed control for purposes of the Change in Bank Control Act if the institution (i) has
            registered securities under Section 12 of the Exchange Act, or (ii) no person will own, control, or have the power to vote a greater percentage of that class of voting securities immediately after the transaction. In addition, any company
            acting directly or indirectly or in concert with one or more persons or through one or more subsidiaries would be required to obtain the approval of the FRB under the Bank Holding Company Act of 1956, as amended, before acquiring control of a
            bank holding company. For this purpose, a company is deemed to have control of a bank holding company if the company (i) owns, controls, holds with power to vote, or holds proxies representing, 25% or more of any class of voting shares of the
            holding company, (ii) contributes more than 25% of the holding company&#8217;s capital, (iii) controls in any manner the election of a majority of the holding company&#8217;s directors, or (iv) directly or indirectly exercises a controlling influence over
            the management or policies of the national bank or other company. The FRB may also determine, based on the relevant facts and circumstances, that a company has otherwise acquired control of a bank holding company.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">19</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Restrictions on Dividends and Other Capital Distributions</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">In general, the prompt corrective action regulations prohibit a national bank from declaring any dividends, making any other capital distribution, or paying a management fee to a controlling
            person, such as its parent holding company, if, following the distribution or payment, the institution would be within any of the three undercapitalized categories set out in the regulations. In addition to the prompt corrective action
            restriction on paying dividends, OCC regulations limit certain &#8220;capital distributions&#8221; by national banks. Capital distributions are defined to include, among other things, dividends and payments for stock repurchases and payments of cash to
            stockholders in mergers.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Under the OCC capital distribution regulations, a national bank that is a subsidiary of a bank holding company must notify the OCC at least 30 days prior to the declaration of any capital
            distribution by its national bank subsidiary. The 30&#8209;day period provides the OCC an opportunity to object to the proposed dividend if it believes that the dividend would not be advisable.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">An application to the OCC for approval to pay a dividend is required if: (i) the total of all capital distributions made during that calendar year (including the proposed distribution)
            exceeds the sum of the institution&#8217;s year&#8209;to&#8209;date net income and its retained income for the preceding two years; (ii) the institution is not entitled under OCC regulations to &#8220;expedited treatment&#8221; (which is generally available to institutions
            the OCC regards as well run and adequately capitalized); (iii) the institution would not be at least &#8220;adequately capitalized&#8221; following the proposed capital distribution; or (iv) the distribution would violate an applicable statute, regulation,
            agreement, or condition imposed on the institution by the OCC.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Bank&#8217;s ability to pay dividends to the Company is also subject to a restriction if the Bank&#8217;s regulatory capital would be reduced below the amount required for the liquidation account
            established in connection with the conversion of the Bank from the mutual to the stock form of organization.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">See Item 5 &#8220;Market for Registrant&#8217;s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities&#8221; for a further description of dividend and other capital distribution
            limitations to which the Company and the Bank are subject.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Tax Matters</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Federal Income Taxes</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We report our income on a calendar year basis using the accrual method of accounting and are subject to federal income taxation in the same manner as other corporations. See Note 14 &#8220;Income
            Taxes&#8221; of the Notes to Consolidated Financial Statements for a further description of tax matters applicable to our business.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">California Taxes</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">As a bank holding company filing California franchise tax returns on a combined basis with its subsidiaries, the Company is subject to California franchise tax at the rate applicable to
            &#8220;financial corporations.&#8221; The applicable statutory tax rate is 10.84%.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic; font-weight: bold;">Washington, D.C. Taxes</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">As a bank holding company filing Washington, D.C. franchise tax returns on a combined basis with its subsidiaries, the Company is subject to Washington, D.C. franchise tax at the rate
            applicable to &#8220;financial corporations.&#8221; The applicable statutory tax rate is 8.25%.</div>

          <div><br/>
          </div>

          <a id="ITEM1A.RISKFACTORS"><!--Anchor--></a>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 1A.</td>

    <td style="width: auto; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">RISK FACTORS</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic;">We are exposed to a variety of risks, some of which are inherent to the financial services industry and others of which are more specific to our businesses. The discussion
            below addresses material factors, of which we are currently aware, that could have a material and adverse effect on our businesses, results of operations, and financial condition. These risk factors and other forward-looking statements that
            relate to future events, expectations, trends and operating periods involve certain factors that are subject to change, and important risks and uncertainties that could cause actual results to differ materially. These risks and uncertainties
            should not be considered a complete discussion of all the risks and uncertainties that we might face. Although the risks are organized by headings and each risk is discussed separately, many are interrelated.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic;"> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">20</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="color: rgb(0, 0, 0); font-weight: bold;"><span style="text-decoration: underline;">Risks Relating to Our Business</span></div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">The macroeconomic environment could pose significant challenges for the Company and could adversely affect our financial condition and results of operations.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Inflation poses risk to the economy overall and could indirectly pose challenges to our clients and to our business. Elevated inflation can impact our business customers through loss of
            purchasing power for their customers, leading to lower sales. Rising inflation can also increase input and inventory costs for our customers, forcing them to raise their prices or lower their profitability. Supply chain disruption, also leading
            to inflation, can delay our customers&#8217; shipping ability, or timing on receiving inputs for their production or inventory. Inflation can lead to higher wages for our commercial customers, increasing costs. All of these inflationary risks for our
            commercial customer base can be financially detrimental, leading to increased likelihood that the customer may default on a loan.</div>

          <div><br/>
          </div>

          <div style="text-align: justify;"><span style="color: rgb(0, 0, 0);">In addition, sustained inflationary pressure led the Federal Reserve to raise interest rates seven times in 2022, and four times in 2023, which increased our interest rate risk.
            </span>The failure of three regional banks in March 2023 and the resultant negative outlook on the banking sector has created concern regarding the exposure of banks to interest rate risk, and the exposure of banks to unrecognized investment
            losses due to investments classified as &#8220;held to maturity&#8221; on the balance sheet. Also, analysts have been monitoring the level of uninsured deposits in banks due to the liquidity risk associated with high levels of uninsured deposits. <span style="color: rgb(0, 0, 0);">To the extent such conditions exist or worsen, we could experience adverse effects on our business, financial condition, and results of operations.</span></div>

          <div><br/>
          </div>

          <div style="color: rgb(0, 0, 0);">Additionally, financial markets may be adversely affected by the current or anticipated impact of military conflict, including hostilities between Russia and Ukraine and the conflict in the Middle East,
            terrorism, or other geopolitical events.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Our future success will depend on our ability to compete effectively in the highly competitive financial services industry in the greater Washington, D.C. and Los Angeles
            metropolitan areas.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We face strong competition in the Washington, D.C. metropolitan area and the Southern California Market. We compete with many different types of financial institutions, including commercial
            banks, credit unions, savings and loan associations, mortgage banking firms, consumer finance companies, insurance companies, and money market funds, as well as other local and community, super-regional, national, and international financial
            institutions that operate offices in our primary market areas and elsewhere. Our future growth and success will depend on our ability to compete effectively in this highly competitive financial services environment. Many of our competitors in
            the greater Washington, D.C. and Los Angeles metropolitan areas are well-established, larger financial institutions that have greater name recognition and market presence that benefit them in attracting business. Failure to compete effectively
            and to attract new or to retain existing clients may have an adverse effect on our financial condition, results of operations, assets, or business.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">A downturn in the real estate market could seriously impair our loan portfolio and operating results.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Most of our loan portfolio consists of loans secured by various types of real estate located in Southern California and in Washington, D.C., and surrounding areas. If economic factors cause
            real estate values in the markets we serve to decline, higher vacancies to occur, or the deterioration of other factors, then the financial condition of the Bank&#8217;s borrowers could be harmed, and the collateral for loans will provide less
            security. In addition, a decline in real estate values in the regions served could result in the Bank experiencing increases in loan delinquencies and defaults, which result in increases in the amounts of nonperforming assets and which would
            likely cause the Bank to suffer losses.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Our allowance for credit losses may not be adequate to cover actual loan losses.</div>

          <div>
            <div style="text-align: justify; color: rgb(0, 0, 0);">Our provision for credit losses is based on estimates of expected lifetime credit losses for loans at the time of origination which may not cover actual future credit losses. Management
              utilizes a variety of inputs in the calculation of its estimate, including historical losses based on peer data, economic conditions and trends, the value and adequacy of collateral, volume and mix of the portfolio, and internal loan
              processes. We use historical loss data provided by our third-party service provider in the calculation of our ACL which may not approximate our own historical loss data. Our ability to accurately forecast and react to future losses may be
              impaired by significant uncertainties which could result in loan losses and other exposures that could exceed our allowance. Furthermore, if the models, estimates and assumptions we use to establish our ACL or the judgments we make in
              extending credit to our borrowers prove inaccurate in predicting future events, the result may also be losses in excess of our ACL. As economic conditions change, we may have to increase our ACL, which could adversely affect our results of
              operations, earnings, and financial condition.</div>

          </div>

          <div><br/>
          </div>

          <div style="color: rgb(0, 0, 0); font-weight: bold;">Changes in interest rates affect profitability.</div>

          <div style="text-align: justify;"><span style="color: rgb(0, 0, 0);">Changes in prevailing interest rates adversely affect our business. We derive income mainly from the difference or &#8220;spread&#8221; between the interest earned on loans, securities and
              other interest-earning assets, and interest paid on deposits, borrowings and other interest-bearing liabilities. In general, the wider the spread, the more we will earn. When market rates of interest change, the interest the Bank receives on
              assets and the interest paid on liabilities will fluctuate. In addition, the timing and rate of change in the interest that the Bank earns on assets do not necessarily match the timing and rate of change in the interest that it must pay on
              deposits and other interest-bearing liabilities, even though most of the loans have </span>adjustable-rate features<span style="color: rgb(0, 0, 0);">. This causes increases or decreases in the spread and can greatly affect income. When the
              interest rates paid on deposits and borrowings increase faster than the interest rates earned on loans and securities, the Bank&#8217;s spread decreases which has a negative impact on profitability. Also, the carrying value of our
              available-for-sale investment portfolio will continue to decrease due to increases in interest rates. In addition, interest rate fluctuations can affect how much money the Bank may be able to lend and its ability to attract and retain
              customer deposits, which are an important source of funds for making and holding loans.</span></div>

          <div style="text-align: justify;"><span style="color: rgb(0, 0, 0);"> <br/>
            </span></div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">21</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="color: rgb(0, 0, 0); font-weight: bold;">Changes in governmental regulation may impair operations or restrict growth.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We are subject to substantial governmental supervision and regulation, which are intended primarily for the protection of depositors rather than our stockholders. Statutes and regulations
            affecting our business may be changed at any time, and the interpretation of existing statutes and regulations by examining authorities may also change. Within the last several years, Congress and the federal bank regulatory authorities have
            made significant changes to these statutes and regulations. There can be no assurance that such changes to the statutes and regulations or in their interpretation will not adversely affect our business. We are also subject to changes in other
            federal and state laws, including changes in tax laws, which could materially affect the banking industry. If we fail to comply with federal bank regulations, our regulators may limit our activities or growth, assess civil money penalties
            against us or place the Bank into conservatorship or receivership. Bank regulations can hinder our ability to compete with financial services companies that are not regulated or are less regulated.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Negative public opinion regarding us or the failure to maintain our reputation in the communities we serve could adversely affect our business and prevent us from growing
            our business.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our reputation within the communities we serve is critical to our success. We believe we have built strong personal and professional relationships with our customers and are an active member
            of the communities we serve. If our reputation is negatively affected, including as a result of actions of our employees or otherwise, we may be less successful in attracting new customers or talent or may lose existing customers, and our
            business, financial condition and earnings could be adversely affected.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">We may not be successful in retaining key employees.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our success will depend in part on its ability to retain the talents and dedication of key employees. If key employees unexpectedly terminate their employment, our business activities may be
            adversely affected and management&#8217;s attention may be diverted from successfully integrating operating our business to hiring suitable replacements, which may cause our business to suffer. In addition, we may not be able to identify or recruit
            suitable replacements in a timely manner if at all for any key employees who leave the Company.</div>

          <div><br/>
          </div>

          <div style="color: rgb(0, 0, 0); font-weight: bold;"><span style="text-decoration: underline;">General Risk Factors</span></div>

          <div><br/>
          </div>

          <div style="color: rgb(0, 0, 0); font-weight: bold;">We identified a material weakness in our internal control over financial reporting which, if not remediated appropriately or timely, could affect our ability to record, process, and report
            financial information accurately, impair our ability to prepare financial statements, negatively affect investor confidence, and cause reputational harm.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Effective internal controls are necessary for the Company to provide reliable and accurate financial reporting and financial statements for external purposes in accordance with generally
            accepted accounting principles. A failure to maintain effective internal control over financial reporting could lead to violations, unintentional or otherwise, of laws and regulations. As disclosed in Part I, Item 4 &#8220;Controls and Procedures,&#8221;
            of our Quarterly Report on Form 10-Q for the Quarter Ended September 30, 2023, we determined that there is a material weakness in our internal control over financial reporting and as a result, our disclosure controls and procedures and internal
            control over financial reporting were not effective as of September 30, 2023. While the Company is actively engaged in the planning for, and implementation of, remediation efforts to address the material weakness, there can be no assurance that
            the efforts will fully remediate the material weakness in a timely manner. If the Company is unable to remediate the material weakness, or is otherwise unable to maintain effective internal control over financial reporting or disclosure
            controls and procedures, the Company&#8217;s ability to record, process, and report financial information accurately, and to prepare financial statements within required time periods, could be adversely affected. Litigation, government
            investigations, or regulatory enforcement actions arising out of any such failure or alleged failure could subject us to civil and criminal penalties that could materially and adversely affect our reputation, financial condition, and operating
            results. The material weakness, remediation efforts, and any related litigation, government investigations, or regulatory enforcement actions will require management attention and resources and cause us to incur unanticipated costs, and could
            negatively affect investor confidence in our financial statements, cause us reputational harm, and raise other risks to our operations.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">The market price of our common stock is volatile. Stockholders may not be able to resell shares of our common stock at times or at prices they find attractive.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The trading price of our common stock has historically and will likely in the future fluctuate significantly as a result of a number of factors, including the following:</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">actual or anticipated changes in our operating results and financial condition;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">actions by our stockholders, including sales of common stock by substantial stockholders and/or directors and executive officers, or perceptions that such actions may occur;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">the limited number of shares of our common stock that are held by the general public, commonly called the &#8220;public float,&#8221; and our small market capitalization;</div>
                </td>

  </tr>


</table>
          <div> <br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">22</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">failure to meet stockholder or market expectations regarding loan and deposit volume, revenue, asset quality or earnings;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">failure to meet Nasdaq listing requirements, including failure to satisfy the $1.00 minimum closing bid price requirement;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">speculation in the press or the investment community relating to the Company or the financial services industry generally;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">fluctuations in the stock price and operating results of our competitors;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">proposed or adopted regulatory changes or developments;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">investigations, proceedings, or litigation that involve or affect us;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">the performance of the national, California and Washington, D.C. economies and the real estate markets in Southern California and Washington, D.C.;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">general market conditions and, in particular, developments related to market conditions for the financial services industry;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">additions or departures of key personnel;</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">changes in financial estimates or publication of research reports and recommendations by financial analysts with respect to our common stock or those of other financial institutions; and</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt;"><br/>
                </td>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0);">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0);">actions taken by bank regulatory authorities, including required additions to our loan loss reserves or the issuance of cease and desist orders, based on adverse evaluations of our loans and other assets,
                    operating results, or management practices and procedures or other aspects of our business.</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">We have not paid cash dividends on our common stock since 2010 and we may not pay any cash dividends on our common stock for the foreseeable future.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">We have not declared or paid cash dividends on our common stock since June 2010, initially due, in part, to regulatory restrictions and the operating losses we have previously experienced. We
            have not determined to pay cash dividends on our common stock at any time in the near future.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Stock sales by us or other dilution of our equity may adversely affect the market price of our common stock.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The issuance of additional shares of our common stock, or securities that are convertible into our common stock, may be determined to be necessary or advisable at times when our stock price
            is below book value, which could be substantially dilutive to existing holders of our common stock. The market value of our common stock could also decline as a result of sales by us of a large number of shares of our common stock or any future
            class or series of stock or the perception that such sales could occur.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Anti-takeover provisions of our certificate of incorporation and bylaws, federal and state law and our stockholder rights plan may limit the ability of another party to
            acquire the Company, which could depress our stock price.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Various provisions of our certificate of incorporation and bylaws and certain other actions that we have taken could delay or prevent a third-party from acquiring control of the Company even
            if such a transaction might be considered beneficial by our stockholders. These include, among others, our classified board of directors, the fact that directors may only be removed for cause, advance notice requirements for stockholder
            nominations of director candidates or presenting proposals at our annual stockholder meetings, super-majority stockholder voting requirements for amendments to our certificate of incorporation and bylaws, and for certain business combination
            transactions, and the authorization to issue &#8220;blank check&#8221; preferred stock by action of our board of directors, without obtaining stockholder approval. In addition, we approved a stockholder rights plan in September 2019, the purpose of which
            was to protect our stockholders against the possibility of attempts to acquire control of or influence over the Company through open market or privately negotiated purchases of our common stock without payment of a fair price to all of our
            stockholders or through other tactics that do not provide fair treatment to all stockholders. These provisions and the stockholder rights plan could be used by our board of directors to prevent a merger or acquisition that would be attractive
            to stockholders and could limit the price investors would be willing to pay in the future for our common stock.</div>

          <div><br/>
          </div>

          <div style="color: rgb(0, 0, 0); font-weight: bold;">Our common stock is not insured and stockholders could lose the value of their entire investment.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">An investment in shares of our common stock is not a deposit and is not insured against loss or guaranteed by the Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;) or any other government
            agency or authority.</div>

          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">23</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <!--PROfilePageNumberReset%Num%24%%%-->
          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">If we were to lose our status as a CDFI, our ability to obtain grants and awards as a CDFI similar to those received in the past may be lost.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The Bank and the Company are certified as CDFIs by the United States Department of the Treasury. CDFI status increases a financial institution&#8217;s potential for receiving grants and awards
            that, in turn, enable the financial institution to increase the level of community development financial services that it provides to communities. Broadway Federal Bank received over $3 million in Bank Enterprise Awards from the CDFI Fund over
            the last ten years. We reinvest the proceeds from CDFI-related grants and awards back into the communities we serve. While we believe we will be able to meet the certification criteria required to continue our CDFI status, there is no certainty
            that we will be able to do so. If we do not meet one or more of the criteria, the CDFI Fund, in its sole discretion, may provide an opportunity for us to cure deficiencies prior to issuing a notice of termination of certification. A loss of
            CDFI status, and the resulting inability to obtain certain grants and awards received in the past, could have an adverse effect on our financial condition, results of operations or business.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">Systems failures, interruptions and cybersecurity breaches in our information technology and telecommunications systems and of third-party service providers could have a
            material adverse effect on us.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our business is dependent on the successful and uninterrupted functioning of our information technology and telecommunications systems and the systems of its third-party service providers.
            The failure of these systems, or the termination of a third-party software license or service agreement on which any of these systems is based, could interrupt our operations. Because our information technology and telecommunications systems
            interface with and depend on third-party systems, we could experience service denials if demand for such services exceeds capacity, or such third-party systems fail or experience interruptions. If significant, sustained, or repeated, a system
            failure or service denial could compromise our ability to operate effectively, damage our reputation, result in a loss of customer business, and/or subject us to additional regulatory scrutiny and possible financial liability, any of which
            could have a material adverse effect on our business, financial condition and results of operations.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Our information technology systems and of our third-party service providers may be vulnerable to unauthorized access, computer viruses, phishing schemes and other security breaches. We likely
            will expend additional resources to protect against the threat of such cybersecurity incident, or to alleviate problems caused by such cybersecurity incident. However, there can be no certainty that these measures will be sufficient in
            safeguarding against any such threats. Security breaches and viruses potentially exposing sensitive data, including our proprietary business information and that of our customers, suppliers and business partners, as well as personally
            identifiable information about our customers and employees, could expose us to claims, regulatory scrutiny, litigation costs and other possible liabilities and reputational harm. Further, there can be no assurance that our insurance coverage
            will be sufficient to cover any losses that may result from a cybersecurity incident or breach of our systems.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">The financial services industry is undergoing rapid technological change, and we may not have the resources to effectively implement new technology or may experience
            operational challenges when implementing new technology.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The financial services industry is undergoing rapid technological changes with frequent introductions of new technology-driven products and services. The effective use of technology increases
            efficiency and enables financial institutions to reduce costs while increasing customer service and convenience. Our future success will depend, at least in part, upon our ability to address the needs of our customers by using technology to
            provide products and services that will satisfy customer demands for convenience, as well as create additional efficiencies in our operations as we continue to grow and expand our products and service offerings. We may experience operational
            challenges as we implement these new technology enhancements or products, which could result in us not fully realizing the anticipated benefits from such new technology or incurring significant costs to remedy any such challenges in a timely
            manner.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Many of our larger competitors have substantially greater resources to invest in technological improvements. As a result, they may be able to offer additional or superior products compared to
            those that we are able to provide, which may put us at a competitive disadvantage. Accordingly, we may lose customers seeking new technology-driven products and services to the extent we are unable to provide such products and services.</div>

          <div><br/></div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">The markets in which we operate are susceptible to natural disasters, including earthquakes, fires, drought, flooding, extreme heat, and other severe weather or
            catastrophic events, any of which could result in a disruption of our operations and increases in loan losses.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">A significant portion of our business is generated from markets that have been, and will continue to be, susceptible to damage by earthquakes, fires, drought, major seasonal flooding, and
            other severe weather or catastrophic events. In addition, natural disasters and other adverse external events can disrupt our operations, cause widespread property damage, and severely depress the local economies in which we operate. The value
            of real estate or other collateral that secures our loans could be materially and adversely affected by a disaster, resulting in decreased revenue and loan losses that could have a material adverse effect on our business, financial condition or
            results of operations. If the economies in our primary markets experience an overall decline as a result of a natural disaster, severe weather, or other catastrophic event, demand for loans and our other products and services could be reduced.
            In addition, the rates of delinquencies, foreclosures, bankruptcies, and loan losses may increase substantially, as uninsured property losses or sustained job interruption or loss may materially impair the ability of borrowers to repay their
            loans.</div>

          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">24</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="color: rgb(0, 0, 0); font-weight: bold;"><span style="text-decoration: underline;">Risks Relating to the Company Being a Public Benefit Corporation</span></div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">We cannot provide any assurance that we will achieve our public benefit purposes.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">As a public benefit corporation, we are required to seek to produce a public benefit or benefits and to operate in a responsible and sustainable manner, balancing our stockholders&#8217; pecuniary
            interests, the best interests of those materially affected by our conduct, and the public benefit or benefits identified by our certificate of incorporation. There is no assurance that we will achieve our public benefit purposes or that the
            expected positive impact from being a public benefit corporation will be realized, which could have a material adverse effect on our reputation, which in turn may have a material adverse effect on our financial condition, results of operations,
            assets, or business. As a public benefit corporation, we are required to report publicly at least biennially on the overall public benefit performance and on the assessment of our success in achieving our specific public benefit purpose. If we
            are not timely in providing this report or are unable to provide this report, or if the report is not viewed favorably by parties doing business with us or who are regulators or others reviewing its credentials, our reputation and status as a
            public benefit corporation may be harmed.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">As a Delaware public benefit corporation, our focus on specific public benefit purposes and producing a positive effect for society can negatively impact our financial
            performance.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Unlike traditional corporations, which have a fiduciary duty to focus primarily on maximizing stockholder value, directors of the Company (as a public benefit corporation) have a fiduciary
            duty to consider not only our stockholders&#8217; interests, but also the Company&#8217;s specific public benefit purposes and the interests of other stakeholder constituencies and to balance those interests in making business decisions. As a result,
            actions we take that we believe to be in the best interests of those stakeholders and to help achieve our specific benefit purposes do not always fully align with our stockholder&#8217;s pecuniary interests. While we intend our status as a public
            benefit corporation to provide an overall net benefit to the Company, our customers, employees, community, and stockholders, this could result in actions or decisions that may not maximize the income generated from our business. In addition,
            our pursuit of longer-term or non-pecuniary benefits may not materialize within the timeframe we expect or at all. Accordingly, our corporate form as a public benefit corporation and compliance with the related obligations can have an adverse
            effect on our financial condition, results of operations, assets or business.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Furthermore, as a public benefit corporation, we may be less attractive as a takeover target than a traditional company would be and, therefore, our stockholders&#8217; ability to realize their
            investment through an acquisition may be reduced. Public benefit corporations may also not be attractive targets for activists or hedge fund investors because directors are required to balance our stockholders&#8217; pecuniary interests, the best
            interests of those materially affected by our Company&#8217;s conduct, and the public benefit or benefits identified by the Company&#8217;s certificate of incorporation, and stockholders committed to the public benefit can bring a suit to enforce this
            balancing requirement. Further, because the board of directors of a public benefit corporation considers additional constituencies rather than just maximizing stockholder value, Delaware public benefit corporation law could make it easier for a
            board to reject a hostile bid, even if the takeover would provide the greatest short-term financial gain to stockholders.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">As a Delaware public benefit corporation, the Company&#8217;s directors have a fiduciary duty to consider not only our stockholders&#8217; interests, but also the specific public
            benefit purposes we have committed to promote and the interests of other stakeholder constituencies. If a conflict between such interests arises, there is no guarantee such conflict would be resolved in favor of the interests of our
            stockholders.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">While directors of traditional corporations are required to make decisions they believe to be in the best interests of their stockholders, directors of a public benefit corporation have a
            fiduciary duty to consider not only the stockholders&#8217; interests, but also the company&#8217;s specific public benefit purposes and the interests of other stakeholder constituencies. Under Delaware law, directors are shielded from liability for breach
            of their fiduciary duties if they make informed and disinterested decisions that serve a rational purpose. Unlike traditional corporations which must focus exclusively on stockholder value, as a public benefit corporation, our directors are not
            merely permitted, but obligated, to consider, in addition to the interests of stockholders, the Company&#8217;s specific public benefit purposes and the interests of other stakeholder constituencies in making business decisions. In the event of a
            conflict between the interests of our stockholders and the specific public benefit purposes, we have a commitment to consider the interests of other stakeholder constituencies, and therefore, our directors are obligated to balance those
            interests, and are deemed to have satisfied their fiduciary duties as long as their decisions are informed and disinterested and are not decisions that no person of ordinary, sound judgment would approve. As a result, there is no certainty that
            a conflict would be resolved in favor of our stockholders, which could have a material adverse effect on our financial condition, results of operations, assets or business.</div>

          <div><br/></div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold;">As a Delaware public benefit corporation, we may be subject to increased derivative litigation concerning our duty to balance stockholder and public benefit interests, the
            occurrence of which may have an adverse impact on its financial condition and results of operations.</div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Stockholders of a Delaware public benefit corporation (if they, individually or collectively, own at least two percent of the company&#8217;s outstanding shares or, in the case of a corporation
            with shares listed on a national securities exchange, the lesser of such percentage or shares with a market value of at least $2 million as of the date the action is filed) are entitled to file a lawsuit (individual, derivative, or any other
            type of action) claiming the directors failed to balance stockholder and public benefit interests. This potential claim does not exist for traditional corporations. Therefore, we are subject to the possibility of increased derivative
            litigation, which would require the attention of our management, and, as a result, may adversely impact management&#8217;s ability to effectively execute our strategy. Additionally, such derivative litigation may be costly, which may have an adverse
            impact on our financial condition, results of operations, assets, or business.</div>

          <div><br/>
          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">25</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <a id="ITEM1B.UNRESOLVEDSTAFFCOM"><!--Anchor--></a>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 1B.</td>

    <td style="width: auto; vertical-align: top;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">UNRESOLVED STAFF COMMENTS</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">Not applicable.</div>

          <div><br/>
          </div>

          <a id="ITEM1C.CYBERSECURITY"><!--Anchor--></a>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 1C.</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">CYBERSECURITY</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">In the ordinary course of business, we rely on electronic communications and information systems to conduct our operations and to store sensitive data. We employ an in&#8209;depth, layered,
            defensive approach that leverages people, processes, and technology to manage and maintain cybersecurity controls. We employ a variety of preventative and detective tools to monitor, block, and provide alerts regarding suspicious activity, as
            well as to report on any suspected persistent threats. Notwithstanding the strength of our defensive measures, the threat from cybersecurity attacks is severe, attacks are sophisticated and increasing in volume, and attackers respond rapidly to
            changes in defensive measures. While to date we have not experienced a significant compromise, significant data loss or any material financial losses related to cybersecurity attacks, our systems and those of our customers and third&#8209;party
            service providers are under constant threat and it is possible that we could experience a significant event in the future. Risks and exposures related to cybersecurity attacks are expected to remain high for the foreseeable future due to the
            rapidly evolving nature and sophistication of these threats, as well as due to the expanding use of internet banking, mobile banking and other technology&#8209;based products and services by us and our customers.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0);">The security and maintenance of our information technology systems is important to our operations and business strategy.&#160; To this end, we have implemented processes designed to assess,
            identify, and manage risks from potential unauthorized occurrences on or through our information technology systems that may result in adverse effects on the confidentiality, integrity, and availability of these systems and the data residing
            therein.&#160; These processes are managed and monitored by a dedicated information technology team, which is led by our Chief Information Security Officer, and includes mechanisms, controls, technologies, systems, and other processes designed to
            prevent or mitigate data loss, theft, misuse, or other security incidents or vulnerabilities affecting the data and to maintain a stable information technology environment.&#160; For example, we conduct penetration and vulnerability tests, data
            recovery tests, security audits, and ongoing risk assessments, including due diligence on our key technology vendors, contractors, and suppliers. We conduct regular employee training on cybersecurity and information security, among other
            topics.&#160; In addition, we consult with outside advisors and experts, when appropriate, on a regular basis to assist with assessing, identifying, and managing cybersecurity risks, including anticipated future threats and trends, and their
            estimated impact on the Company&#8217;s risk environment.</div>

          <div><br/>
          </div>

          <div style="text-align: justify;"><span style="color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Our
              Chief Information Security Officer, who reports to the Chief Operating Officer, has over 27 years of experience managing information technology and cybersecurity matters and is experienced in cloud, infrastructure management, business
              operations, and cybersecurity, and, together with our Information Technology Steering Committee, is responsible for assessing and managing cybersecurity risks.&#160; We consider cybersecurity, along with other significant risks that we face,
              within our overall enterprise risk management framework.&#160; We have not identified risks from known cybersecurity threats, including as a result of prior cybersecurity incidents, that have materially affected us, and we face ongoing
              cybersecurity risks threats that, if realized, are reasonably likely to materially affect us.&#160; Additional information on cybersecurity risks we face is discussed in Part I, Item 1A &#8220;Risk Factors.&#8221; under the heading &#8220;Systems failures,
              interruptions and cybersecurity breaches in our information technology and telecommunications systems and of third-party service providers could have a material adverse effect on us.&#8221;</span></div>

        </div>

        <div> <div><br/></div>

          <div>
            <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: justify; color: rgb(0, 0, 0);">The Board of Directors, as a whole and at the committee level, has oversight for the most significant risks facing us and for our processes to identify, prioritize, assess, manage, and
                mitigate cybersecurity risks. The Risk and Compliance Committee is a board-level committee designated by our board to oversee cybersecurity risks. The Risk and Compliance Committee receives updates on cybersecurity matters at least
                quarterly, and our processes require ad hoc updates within two days of a breach as part of the Bank&#8217;s cybersecurity risk management strategy designed to protect the information and assets that are critical to our business.&#160; The full Board
                of Directors receives an Annual Report from the Chief Information Security Officer on the Bank&#8217;s Information Technology Systems, including cybersecurity risk.</div>

            </div>

          </div>

          <div><br/></div>

        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">26</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div> <a id="ITEM2.PROPERTIES"><!--Anchor--></a>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 2.</td>

    <td style="width: auto; vertical-align: top;">
                  <div style="color: #000000; font-weight: bold;">PROPERTIES</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000;">We conduct our business through two administrative offices, one in Washington, D.C. and one in Los Angeles, California. We have three branch offices, one in Washington, D.C., one in Los Angeles,
            California, and one in Inglewood, California. Our loan service operation is also conducted from our Inglewood, California branch. There are no mortgages, material liens or encumbrances against any of our owned properties. We believe that all
            the properties are adequately covered by insurance, and that our facilities are adequate to meet our present needs.</div>

          <div><br/>
          </div>

          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 40%; vertical-align: bottom; border-bottom: #000000 2px solid;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">Location</div>
                </td>

    <td style="width: 20%; vertical-align: bottom; border-bottom: #000000 2px solid;">
                  <div style="text-align: center; color: #000000; font-weight: bold;">Leased</div>
                  <div style="text-align: center; color: #000000; font-weight: bold;">or Owned</div>
                </td>

    <td style="width: 20%; vertical-align: bottom; border-bottom: #000000 2px solid;">
                  <div style="text-align: center; color: #000000; font-weight: bold;">Original Date</div>
                  <div style="text-align: center; color: #000000; font-weight: bold;">Leased or Acquired</div>
                </td>

    <td style="width: 20%; vertical-align: bottom; border-bottom: #000000 2px solid;">
                  <div style="text-align: center; color: #000000; font-weight: bold;">Date of Lease</div>
                  <div style="text-align: center; color: #000000; font-weight: bold;">Expiration</div>
                </td>

  </tr>

  <tr>

    <td style="width: 40%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">East Coast Administrative Offices &amp; Branch</div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">1432 U Street NW</div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">Washington, D.C. 20009</div>
                </td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-align: center; color: #000000;">Owned</div>
                </td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-align: center; color: #000000;">2003</div>
                </td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-align: center; color: #000000;">&#8211;</div>
                </td>

  </tr>

  <tr>

    <td style="width: 40%; vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">Employee Parking Lot</div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">14 T Street NW</div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">Washington, D.C. 20009</div>
                </td>

    <td style="width: 20%; vertical-align: top;">
                  <div style="text-align: center; color: #000000;">Owned</div>
                </td>

    <td style="width: 20%; vertical-align: top;">
                  <div style="text-align: center; color: #000000;">2018</div>
                </td>

    <td style="width: 20%; vertical-align: top;">
                  <div style="text-align: center; color: #000000;">&#8211;</div>
                </td>

  </tr>

  <tr>

    <td style="width: 40%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">West Coast Administrative Offices/Loan Origination Center</div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">4601 Wilshire Blvd, Suite 150</div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">Los Angeles, CA 90010</div>
                </td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-align: center; color: #000000;">Leased</div>
                </td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-align: center; color: #000000;">2021</div>
                </td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-align: center; color: #000000;">Oct. 2026</div>
                </td>

  </tr>

  <tr>

    <td style="width: 40%; vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">Branch Office/Loan Service Center</div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">170 N. Market Street</div>
                </td>

    <td style="width: 20%; vertical-align: top;">
                  <div style="text-align: center; color: #000000;">Owned</div>
                </td>

    <td style="width: 20%; vertical-align: top;">
                  <div style="text-align: center; color: #000000;">1996</div>
                </td>

    <td style="width: 20%; vertical-align: top;">
                  <div style="text-align: center; color: #000000;">&#8211;</div>
                </td>

  </tr>

  <tr>

    <td style="width: 40%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">Inglewood, CA 90301</div>
                </td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

  </tr>

  <tr>

    <td style="width: 40%; vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">Exposition Park Branch Office</div>
                </td>

    <td style="width: 20%; vertical-align: top;">
                  <div style="text-align: center; color: #000000;">Owned</div>
                </td>

    <td style="width: 20%; vertical-align: top;">
                  <div style="text-align: center; color: #000000;">1996</div>
                </td>

    <td style="width: 20%; vertical-align: top;">
                  <div style="text-align: center; color: #000000;">&#8211;</div>
                </td>

  </tr>

  <tr>

    <td style="width: 40%; vertical-align: top; background-color: rgb(204, 238, 255);">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">4001 South Figueroa Street</div>
                </td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 20%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

  </tr>

  <tr>

    <td style="width: 40%; vertical-align: top;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; color: #000000;">Los Angeles, CA 90037</div>
                </td>

    <td style="width: 20%; vertical-align: top;">&#160;</td>

    <td style="width: 20%; vertical-align: top;">&#160;</td>

    <td style="width: 20%; vertical-align: top;">&#160;</td>

  </tr>


</table>
          <div><br/>
          </div>

          <a id="ITEM3.LEGALPROCEEDINGS"><!--Anchor--></a>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 3.</td>

    <td style="width: auto; vertical-align: top;">
                  <div style="color: #000000; font-weight: bold;">LEGAL PROCEEDINGS</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000;">In the ordinary course of business, we are defendants in various litigation matters from time to time. In our opinion, the disposition of any litigation and other legal and regulatory matters
            currently pending or threatened against us would not have a material adverse effect on our financial position, results of operations or cash flows.</div>

          <div><br/>
          </div>

          <a id="ITEM4.MINESAFETYDISCLOSUR"><!--Anchor--></a>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 4.</td>

    <td style="width: auto; vertical-align: top;">
                  <div style="color: #000000; font-weight: bold;">MINE SAFETY DISCLOSURES</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="color: #000000;">Not Applicable</div>

          <div style="text-align: center; color: #000000; font-weight: bold;">PART II</div>

          <div><br/>
          </div>

          <a id="ITEM5.MARKETFORREGISTRANT"><!--Anchor--></a>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 5.</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div style="color: #000000; font-weight: bold;">MARKET FOR REGISTRANT&#8217;S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000;">Our common stock is traded on the Nasdaq Capital Market under the symbol &#8220;BYFC.&#8221;</div>

          <div><br/>
          </div>

          <div style="text-align: justify;">The closing sale price for our common stock on the Nasdaq Capital Market on April 30, 2024 was $4.96 per share. As of April 25, 2024, we had 5,805 stockholders of record. As of April 30, 2024, we had 6,033,212
            shares of Class A voting common stock outstanding, 1,425,574 shares of Class B non&#8209;voting common stock outstanding and 1,672,562 shares of Class C non-voting stock outstanding. Our non&#8209;voting common stock (Class B and Class C) is not listed for
            trading on the Nasdaq Capital Market, but our Class C stock is convertible into our voting common stock in connection with certain sale or other transfer transactions.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000;">In general, we may pay dividends out of funds legally available for that purpose at such times as our Board of Directors determines that dividend payments are appropriate, after considering our
            net income, capital requirements, financial condition, alternate investment options, prevailing economic conditions, industry practices and other factors deemed to be relevant at the time. We suspended our prior policy of paying regular cash
            dividends in May 2010 in order to retain capital for reinvestment in the Company&#8217;s business.</div>

          <div><br/>
          </div>

          <div>
            <div style="text-align: justify; color: #000000;">
              <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">On October 31, 2023, the Company effected a reverse stock split of the Company&#8217;s outstanding shares of Class A common stock, Class B common stock, and Class C
                common stock, par value $0.01 per share, at a ratio of 1-for-8 (the &#8220;Reverse Stock Split&#8221;). The shares of Class A Common Stock listed on The Nasdaq Capital Market commenced trading on The Nasdaq Capital Market on a post- Reverse Stock Split
                adjusted basis at the open of business on November 1, 2023. As a result of the Reverse Stock Split, the number of issued and outstanding shares of common stock immediately prior to the Reverse Stock Split was reduced such that every 8
                shares of common stock held by a stockholder immediately prior to the Reverse Stock Split were combined and reclassified into one share of common stock. All common stock share amounts and per share numbers discussed herein have been
                retroactively adjusted, as applicable, for the Reverse Stock Split.</div>

              <div>&#160;</div>

            </div>

          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">27</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: justify; color: #000000; font-weight: bold;">Unregistered Sales of Equity Securities</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000;">None.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-weight: bold;">Repurchases of Equity Securities</div>

          <div><br/>
          </div>

          <div style="text-align: justify;">
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Period</div>
                  </td>

    <td style="vertical-align: bottom; padding-bottom: 2px; text-align: center;" colspan="1">&#160;</td>

    <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" colspan="2">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">(a) Total number of share purchased</span><sup>(1)</sup></div>
                  </td>

    <td style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td style="vertical-align: bottom; padding-bottom: 2px; text-align: center;" colspan="1">&#160;</td>

    <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" colspan="2">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">(b) Average price paid per share</span><sup>(1)</sup></div>
                  </td>

    <td style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td style="vertical-align: bottom; padding-bottom: 2px; text-align: center;" colspan="1">&#160;</td>

    <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" colspan="2">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(c) Total number of share purchased as part of publicly announced plans or programs</div>
                  </td>

    <td style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td style="vertical-align: bottom; padding-bottom: 2px; text-align: center;" colspan="1">&#160;</td>

    <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" colspan="2">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(d) Maximum number (or approximate dollar value) or shares that may yet be purchased under the plans or programs</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; border-right: #000000 solid 2px; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; padding-bottom: 2px; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">October 2023</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">244,771</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><sup>(2)</sup>&#160;</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                    </div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">$7.2760</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><sup>(2)</sup>&#160;</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; border-right: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; padding-bottom: 2px; border-left: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">November 2023</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; border-right: #000000 solid 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; padding-bottom: 2px; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">December 2023</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; border-right: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; padding-bottom: 2px; border-left: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Total</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">244,771</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                    </div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">$7.2760</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;">&#8212;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; border-right: #000000 solid 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
            <div style="text-align: justify;"><sup>(1)</sup>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<span style="font-size: 10pt; font-family: 'Times New Roman';"><sup>Share and per share amounts have been retroactively adjusted, as applicable, for the 1-for-8 reverse stock split
                  effective November 1, 2023.</sup></span></div>

            <div style="text-align: justify;"><sup>(2)</sup>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<span style="font-size: 10pt; font-family: 'Times New Roman';"><sup>On October 31, 2023 the Company purchased 244,771 shares of its Class A (voting) Common Stock (adjusted for the
                  1-for-8 reverse stock split effective November 1, 2023) from the Federal Deposit Insurance Corporation (&#8220;FDIC&#8221;), which obtained the shares when it was appointed receiver for First Republic Bank upon its closure earlier in 2023. The
                  purchased shares represented just under 4.0% of the Company&#8217;s total voting shares prior to the purchase, and over 2.6% of the Company&#8217;s total common equity. The Company purchased the shares at a price of $7.2760 per share (adjusted for
                  the 1-for-8 reverse stock split effective November 1, 2023), which represented the 20-day volume weighted average price for the Class A shares over the period ended October 24, 2023. The purchase was financed from cash on hand and the
                  shares were retired.</sup></span></div>

          </div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-weight: bold;">Equity Compensation Plan Information</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000;">The following table provides information about the Company&#8217;s common stock that may be issued under equity compensation plans as of December 31, 2023.</div>

          <div style="text-align: justify; color: #000000;"> <br/>
          </div>

          <div style="text-align: justify; color: #000000;">
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 46%;">
                    <div style="text-align: center; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Plan category</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">securities to be</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">issued upon exercise</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">of outstanding</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">options, warrants </div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">and rights</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(a)</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Weighted average</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">exercise price of</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">outstanding options, </div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">warrants and rights</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(b)</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Number of securities</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">remaining available for</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">future issuance under</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">equity compensation</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">plans (excluding securities </div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">reflected in column (a))</div>
                    <div style="text-align: center; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(c)</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 46%;">
                    <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Equity compensation plans approved by security holders:</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 46%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: justify; text-indent: 1.8pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt;">2008 Long Term Incentive Plan</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8211;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8211;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8211;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 46%;">
                    <div style="text-align: justify; text-indent: 1.8pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt;">2018 Long Term Incentive Plan</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">31,250</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">12.96</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">449,871</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 46%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Equity compensation plans not approved by security holders:</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 46%; padding-bottom: 2px;">
                    <div style="text-align: justify; text-indent: 1.8pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt;">None</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8211;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8211;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8211;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 46%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                    <div style="text-align: justify; text-indent: 10.8pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Total</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">31,250</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">12.96</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">449,871</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
          </div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">On June 21, 2023, the Company issued 92,720 shares of restricted stock to its officers and employees under the Amended and Restated 2018 Long-Term
            Incentive Plan (&#8220;LTIP&#8221;), of which 11,237 shares have been forfeited as of December 31, 2023. Each restricted stock award was valued based on the fair value of the stock on the date of the award. These awarded shares of restricted stock fully
            vest over periods ranging from 36 months to 60 months from their respective dates of grant. Stock-based compensation is recognized on a straight-line basis over the vesting period. During the year ended December 31, 2023, the Company recorded
            $104 thousand of stock-based compensation expense related to these restricted stock awards.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">In February 2023 and 2022, the Company awarded 9,230 and 5,898 shares of common stock, respectively, to its directors under the LTIP, which are
            fully vested. The Company recorded $95 thousand and $84 thousand of compensation expense in the years ended December 31, 2023 and December 31, 2022, respectively, based on the fair value of the stock on the date of the award.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In March 2022, the Company issued 61,908 shares of restricted stock to its officers and employees under the LTIP, of which 17,012 shares have
            been forfeited as of December 31, 2023. Each restricted stock award was valued based on the fair value of the stock on the date of the award. These awarded shares of restricted stock fully vest over periods ranging from 36 months to 60 months
            from their respective dates of grant. Stock-based compensation is recognized on a straight-line basis over the vesting period.&#160; During 2023 and 2022, the Company recorded $139 thousand and $133 thousand of stock-based compensation expense
            related to shares awarded to employees. </div>

          <div><br/>
          </div>

          <div> <a id="ITEM6.RESERVED"><!--Anchor--></a>
            <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr style="vertical-align: top;">

    <td style="text-align: right; vertical-align: top; width: 54pt;">
                    <div style="text-align: justify;"><span style="font-weight: bold; color: #000000;">ITEM 6.</span>&#160;&#160;</div>
                  </td>

    <td style="text-align: left; vertical-align: top; width: auto;">
                    <div style="text-align: justify;"><span style="font-weight: bold; color: #000000;">RESERVED</span></div>
                  </td>

  </tr>


</table>
          </div>

        </div>

        <div> <br/>
        </div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">28</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <a id="ITEM7.MANAGEMENTSDISCUSSI"><!--Anchor--></a>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 7.</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000; font-weight: bold;">MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The following discussion is intended to provide a reader of our financial statements with a narrative from the perspective of our management on our financial condition, results of operations,
          liquidity and other factors that have affected our reported results of operations and financial condition or may affect our future results or financial condition. The following discussion should be read in conjunction with the Consolidated
          Financial Statements and related Notes included in Item 8, &#8220;Financial Statements and Supplementary Data,&#8221; of this Annual Report on Form 10-K.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-weight: bold;">Overview</div>

        <div><br/>
        </div>

        <div>
          <div style="text-align: justify; color: #000000;">Total assets increased by $191.1 million to $1.4 billion at December 31, 2023, compared to $1.2 billion at December 31, 2022, primarily due to growth in net loans of $112.4 million and growth in
            interest-bearing deposits in other banks of $91.1 million, partially offset by a decrease of $12.0 million in investment securities available-for-sale.</div>

        </div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Total liabilities increased by $188.7 million to $1.1 billion at December 31, 2023 from $904.6 million at December 31, 2022. The increase in total liabilities during 2023 resulted primarily from
          increases in borrowings of $100.0 million from the Bank Fund Term Program, as well as increases of $81.0 million in FHLB advances and $10.0 million in securities sold under agreements to repurchase, offset by a net $4.3 million decrease in total
          deposits.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">We recorded net income of $4.5 million for the year ended December 31, 2023 or $0.51 per share compared to net income of $5.6 million or $0.62 per share for the year ended December 31, 2022.&#160; The
          $1.6 million decrease in pretax net income during the year ended December 31, 2023 compared to the prior year was primarily due to a decline in net interest income of $3.4 million and an increase in non-interest expense of $2.4 million, which
          were primarily offset by an increase in grant income of $4.2 million.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The following table summarizes the return on average assets, the return on average equity and the average equity to average assets ratios for the periods indicated:</div>

        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; color: #000000; font-weight: bold;">For the Years Ended December 31,</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;"> 2023</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">2022</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">2021</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Return on average assets</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">0.37</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">0.52</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">(0.54</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Return on average equity</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">1.62</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">2.19</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(4.46</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Average equity to average assets</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">22.60</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">23.60</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">11.54</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-weight: bold;">Comparison of Operating Results for the Years Ended December 31, 2023 and 2022</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">General</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Our most significant source of income is net interest income, which is the difference between our interest income and our interest expense. Generally, interest income is generated from our loans and
          investments (interest earning assets) and interest expense is incurred from deposits and borrowings (interest-bearing liabilities). Typically, our results of operations are also affected by our provision for credit losses, non-interest income
          generated from service charges and fees on loan and deposit accounts, gains or losses on the sale of loans and REO, non-interest expenses, and income taxes.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Net Interest Income</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">For the year ended December 31, 2023, net interest income before provision for credit losses decreased by $3.4 million, or 10.3%, to $29.5 million, compared to $32.9 million for the year ended
          December 31, 2022. The decrease resulted from higher interest expense, primarily due to an increase in the cost of borrowings and deposits.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Interest income and fees on loans receivable increased by $8.4 million during the year ended December 31, 2023, compared to the year ended December 31, 2022. This increase was primarily due to an
          increase of $134.0 million in the average balance of loans receivable which increased interest income by $6.0 million. In addition, there was an increase in the average loan yield from 4.26% for the year ended December 31, 2022, to 4.59% for the
          year ended December 31, 2023, which increased interest income by $2.4 million.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Interest income on securities increased by $3.1 million to $8.7 million for the year ended December 31, 2023, compared to $5.6 million for the year ended December 31, 2022. The increase in interest
          income on securities primarily resulted from an increase of $70.5 million in the average balance of securities, which increased interest income by $1.8 million. In addition, we had an increase of 47 basis points in the average interest yield
          earned on investment securities during 2023, which reflected the rising interest rate environment and increased interest income by $1.3 million.</div>

        <div><br/>
        </div>

        <div style="text-align: justify;"><span style="color: #000000;">Other interest income decreased by $0.6 million in 2023, compared to the same period in 2022, </span>primarily due to a decrease of $133.5 million in the average balances of
          interest-earning deposits which was partially offset by a 2.95% increase in the average yield on interest-earning deposits during the year ended<span style="color: #000000;"> December 31, 2023, compared to the year ended December 31, 2022. The
            Company also recorded $551 thousand in higher interest income on regulatory stock during 2023, primarily due to </span>an $8.1 million increase in average balances of FRB &amp; FHLB stock.</div>

        <div><br/></div>

        <div style="text-align: justify; color: #000000;">Interest expense on deposits increased by $5.4 million during calendar 2023, compared to calendar 2022, due to an increase of 99 basis points in the average cost of deposits. The average cost of
          deposits increased to 1.30% for 2023, compared to 0.31% for 2022, which increased interest expense by $6.1 million. This increase was offset by a decrease of $104.1 million in the average balance of deposits, which decreased interest expense by
          $684 thousand.</div>

        <div><br/>
        </div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">29</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <!--PROfilePageNumberReset%Num%31%%%-->
        <div style="text-align: justify; color: #000000;">Interest expense on borrowings increased by $8.9 million to $10.3 million during the year ended December 31, 2023, compared to $1.3 million during the year ended December 31, 2022. The increase was
          primarily due to an increase in the average balance of outstanding FHLB advances of $115.7 million, which increased interest expense by $3.8 million, and a 296 basis point increase in the average rate paid on FHLB advances which increased
          interest expense by $3.5 million. Further, an increase in the average rate paid on securities sold under agreements to repurchase of 229 basis points compared to the prior year increased interest expense by $1.7 million.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The net interest margin decreased to 2.55% for the year ended 2023 from 3.05% for the year ended 2022, primarily due to the average cost of funds increasing to 2.15% for the year ended 2023 from
          0.42% for the year ended 2022 due to rate increases by the Federal Reserve.&#160; This increase was partially offset by an improvement of 72 basis points in the average yield earned on average interest-earning assets.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;"><span style="text-decoration: underline;">Analysis of Net Interest Income</span></div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Net interest income is the difference between income on interest earning assets and the expense on interest-bearing liabilities. Net interest income depends upon the relative amounts of interest
          earning assets and interest-bearing liabilities and the interest rates earned or paid on them. The following table sets forth average balances, average yields and costs, and certain other information for the years indicated. All average balances
          are daily average balances. The yields set forth below include the effect of deferred loan fees, deferred origination costs, and discounts and premiums that are amortized or accreted to interest income or expense. We do not accrue interest on
          loans that are on non-accrual status; however, the balance of these loans is included in the total average balance, which has the effect of reducing average loan yields.</div>

        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 27.87%;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" colspan="33">
                <div style="text-align: center; color: #000000; font-weight: bold;">For the Years Ended December 31,</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 27.87%;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="8">
                <div style="text-align: center; color: #000000; font-weight: bold;"> 2023</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
                <div style="text-align: center; color: #000000; font-weight: bold;">2022</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="11">
                <div style="text-align: center; color: #000000; font-weight: bold;">2021</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 27.87%;">
                <div style="color: rgb(0, 0, 0); font-style: italic; text-indent: -9pt; margin-left: 9pt;">(Dollars in thousands)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000;">Average</div>
                <div style="text-align: center; color: #000000;">Balance</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000;">Interest</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000;">Average</div>
                <div style="text-align: center; color: #000000;">Yield/</div>
                <div style="text-align: center; color: #000000;">Cost</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000;">Average</div>
                <div style="text-align: center; color: #000000;">Balance</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000;">Interest</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000;">Average</div>
                <div style="text-align: center; color: #000000;">Yield/</div>
                <div style="text-align: center; color: #000000;">Cost</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000;">Average</div>
                <div style="text-align: center; color: #000000;">Balance</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000;">Interest</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; color: #000000;">Average</div>
                <div style="text-align: center; color: #000000;">Yield/</div>
                <div style="text-align: center; color: #000000;">Cost</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Assets</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Interest-earning assets:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Interest-earning deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 5%;" colspan="1">
                <div style="color: #000000;">14,013</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 4.59%;" colspan="1">
                <div style="color: #000000;">573</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 4.7%;" colspan="1">
                <div style="color: #000000;">4.09</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 5%;" colspan="1">
                <div style="color: #000000;">147,482</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 4.59%;" colspan="1">
                <div style="color: #000000;">1,677</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 4.7%;" colspan="1">
                <div style="color: #000000;">1.14</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 5.28%;" colspan="1">
                <div style="color: #000000;">203,493</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 4.47%;" colspan="1">
                <div style="color: #000000;">302</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 4.7%;" colspan="1">
                <div style="color: #000000;">0.15</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Securities</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">322,764</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">8,697</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">2.69</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">252,285</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">5,596</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">2.22</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%;" colspan="1">
                <div style="color: #000000;">121,623</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%;" colspan="1">
                <div style="color: #000000;">1,396</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">1.15</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Loans receivable <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">808,850</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">37,143</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">4.59</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">674,837</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">28,732</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup>&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">4.26</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">537,872</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">22,831</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup>&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">4.24</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">FRB and FHLB stock</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">11,860</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">815</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">6.87</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">3,732</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">264</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">7.07</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">3,862</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">223</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">5.77</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total interest-earning assets</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1,157,486</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">47,228</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">4.08</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1,078,336</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">36,269</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">3.36</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">866,850</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">24,752</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">2.86</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Non-interest-earning assets</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">74,138</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">65,213</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">51,386</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total assets</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1,231,624</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1,143,549</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">918,236</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Liabilities and Stockholders&#8217; Equity</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Interest-bearing liabilities:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Money market deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">126,831</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">4,269</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">3.37</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">192,835</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">1,288</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">0.67</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%;" colspan="1">
                <div style="color: #000000;">159,157</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%;" colspan="1">
                <div style="color: #000000;">660</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">0.41</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Savings deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">59,928</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">147</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">0.25</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">66,033</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">58</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">0.09</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">67,660</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">204</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">0.30</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Interest checking and other demand deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">236,244</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">360</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">0.15</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">240,380</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">220</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">0.08</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%;" colspan="1">
                <div style="color: #000000;">213,286</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%;" colspan="1">
                <div style="color: #000000;">105</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">0.05</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Certificate accounts</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">154,275</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">2736</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1.77</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">182,050</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">538</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">0.30</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">192,795</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">707</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">0.37</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">577,278</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">7,512</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">1.30</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">681,298</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">2,104</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">0.31</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%;" colspan="1">
                <div style="color: #000000;">632,898</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%;" colspan="1">
                <div style="color: #000000;">1,676</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">0.26</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">FHLB advances</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">177,261</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">8,331</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">4.70</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">61,593</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1,071</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1.74</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">100,471</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1,968</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1.96</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Junior subordinated debentures</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%;" colspan="1">
                <div style="color: #000000;">2,335</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%;" colspan="1">
                <div style="color: #000000;">60</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">2.57</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">BTFP borrowing</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">822</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">40</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">4.87</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Other borrowings</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">72,465</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">1,883</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">2.60</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">61,106</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">234</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">0.38</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">46,836</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">45</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">0.10</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total borrowings</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">250,548</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">10,254</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">4.09</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">122,699</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1,305</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1.06</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">149,642</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">2,073</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1.39</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total interest-bearing liabilities</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">827,826</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">17,766</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">2.15</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">803,997</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">3,409</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">0.42</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">782,540</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">3,749</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">
                <div style="color: #000000;">0.48</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Non-interest-bearing liabilities</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">125,401</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">115,665</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">29,767</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Stockholders&#8217; equity</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">278,397</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">223,887</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="color: #000000;">105,929</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total liabilities and stockholders&#8217; equity</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1,231,624</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1,143,549</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">918,236</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 2px; white-space: nowrap;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Net interest rate spread <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">29,462</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">1.93</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">32,860</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">2.94</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">21,003</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">2.38</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Net interest rate margin <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">2.55</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">3.05</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%;" colspan="1">
                <div style="color: #000000;">2.42</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 27.87%; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Ratio of interest-earning assets to interest-bearing liabilities</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">139.82</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.59%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">134.12</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5.28%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.47%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.95%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 0.69%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 4.7%; background-color: rgb(204, 238, 255);" colspan="1">
                <div style="color: #000000;">110.77</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.49%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div style="color: #000000;">%</div>
              </td>

  </tr>


</table>
        <div> <br/>
        </div>

        <div>
          <hr style="height: 2px; width: 10%; color: #000000; background-color: #000000; border: none; margin-left: 0px; margin-right: auto;"/></div>

        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top;"><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000;">Amount is net of deferred loan fees, loan discounts and loans in process, and includes deferred origination costs, loan premiums and loans receivable held for sale.</div>
              </td>

  </tr>


</table>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top;"><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000;">Includes non&#8209;accrual interest of $102 thousand, reflecting interest recoveries on non&#8209;accrual loans that were paid off for the year ended December 31, 2022.</div>
              </td>

  </tr>


</table>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top;"><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000;">Includes non&#8209;accrual interest of $162 thousand, reflecting interest recoveries on non&#8209;accrual loans that were paid off for the year ended December 31, 2021.</div>
              </td>

  </tr>


</table>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top;"><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000;">Net interest rate spread represents the difference between the yield on average interest&#8209;earning assets and the cost of average interest&#8209;bearing liabilities.</div>
              </td>

  </tr>


</table>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top;"><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000;">Net interest rate margin represents net interest income as a percentage of average interest&#8209;earning assets.</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">30</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: justify; color: #000000;">Changes in our net interest income are a function of changes in both rates and volumes of interest earning assets and interest-bearing liabilities. The following table sets forth information
          regarding changes in our interest income and expense for the years indicated. Information is provided in each category with respect to (i) changes attributable to changes in volume (changes in volume multiplied by prior rate), (ii) changes
          attributable to changes in rate (changes in rate multiplied by prior volume), and (iii) the total change. The changes attributable to the combined impact of volume and rate have been allocated proportionately to the changes due to volume and the
          changes due to rate.</div>

        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
                <div style="text-align: center; color: #000000; font-weight: bold;">Year Ended December 31, 2023</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Compared to</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Year Ended December 31, 2022</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
                <div style="text-align: center; color: #000000; font-weight: bold;">Year Ended December 31, 2022</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Compared to</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Year Ended December 31, 2021</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
                <div style="text-align: center; color: #000000; font-weight: bold;">Increase (Decrease) in Net</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Interest Income</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
                <div style="text-align: center; color: #000000; font-weight: bold;">Increase (Decrease) in Net</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Interest Income</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Due to</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Volume</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Due to</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Rate</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Total</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Due to</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Volume</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Due to</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Rate</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Total</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="22">
                <div style="text-align: center; color: #000000; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Interest&#8209;earning assets:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Interest&#8209;earning deposits and other short&#8209;term investments</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">(2,536</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">1,432</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">(1,104</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">(105</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">1,480</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">1,375</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Securities</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">1,753</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">1,348</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">3,101</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">2,248</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">1,952</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">4,200</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Loans receivable, net</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">6,027</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">2,384</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">8,411</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">5,831</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">70</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">5,901</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 2px;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">FRB and FHLB stock</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">559</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">(8</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">551</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">(8</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">49</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">41</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total interest&#8209;earning assets</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">5,802</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">5,157</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">10,959</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">7,966</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">3,551</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">11,517</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Interest&#8209;bearing liabilities:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Money market deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">(580</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">3,561</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">2,981</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">162</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">466</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">628</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Savings deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(6</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">95</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">89</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(5</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(141</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(146</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Interest checking and other demand deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">(4</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">144</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">140</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">39</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">76</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">115</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 2px;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Certificate accounts</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">(94</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">2,292</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">2,198</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">(38</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">(131</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">(169</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">(684</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">6,092</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">5,408</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">158</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">270</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">428</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">FHLB advances</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">3,807</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">3,453</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">7,260</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(695</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(202</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(897</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">BTFP borrowing</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">40</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">-</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">40</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">-</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">-</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">-</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Junior subordinated debentures</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(60</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">(60</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Other borrowings</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">51</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">1,598</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">1,649</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">18</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">171</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">189</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 2px;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total borrowings</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">3,898</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">5,051</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">8,949</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">(737</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">(31</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">(768</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Total interest&#8209;bearing liabilities</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">3,214</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">11,143</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">14,357</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">(579</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">239</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">(340</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 4px;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Change in net interest income</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">2,588</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">(5,986</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">(3,398</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">8,545</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">3,312</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div style="color: #000000;">11,857</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Provision for Credit Losses</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">During the year ended December 31, 2023, we recorded a provision for credit losses under the Current Expected Credit Loss (&#8220;CECL&#8221;) methodology of $933 thousand, compared to a loan loss provision
          under the previously used incurred loss model of $997 thousand during the same period in 2022.&#160; No loan charge-offs were recorded during the year ended December 31, 2023 or 2022. The Bank recorded a recovery of $216 thousand during the fourth
          quarter of 2023.&#160; See &#8220;Allowance for Credit Losses&#8221; for additional information.</div>

        <div><br/></div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Non&#8209;Interest Income</div>

        <div><br/>
        </div>

        <div style="text-align: justify;"><span style="color: #000000;">For the year ended December 31, 2023, non-interest income totaled $5.4 million, compared to $1.2 million for the year-ended December 31, 2022. The increase of $4.2 million in
            non-interest income was primarily </span>the result of non-recurring income of $3.7 million from a special grant from the U.S. Treasury&#8217;s Community Development Financial Institutions Fund recognized during 2023 and a $437 thousand recurring
          Bank Enterprise Award grant.</div>

        <div><br/>
        </div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">31</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Non&#8209;Interest Expense</div>

        <div><br/>
        </div>

        <div style="text-align: justify;"><span style="color: #000000;">Non-interest expenses totaled $27.4 million for the year ended December 31, 2023, compared to $24.9 million for the year ended December 31, 2022, primarily due to </span>increases in
          compensation and benefits expenses of $1.4 million, professional fees of $368 thousand, occupancy expense of $255 thousand and supervisory costs of $200 thousand, partially offset by a decrease in information services expense of $156 thousand.</div>

        <div><br/>
        </div>

        <div style="text-align: justify;"><span style="color: #000000;">The increase of $1.4 million in compensation and benefits expense during 2023 compared to 2022 was primarily </span>attributable to additional full-time employees that the Bank hired
          over the past twelve months in various production and administrative support positions.&#160; These hires were part of the Company&#8217;s overall efforts to expand its operational capabilities to strategically grow its balance sheet and fulfill the
          intersecting lending objectives of the Company&#8217;s mission and the funding received from the Emergency Capital Investment Program of the United States Department of the Treasury.&#160; A portion of the increase in compensation expenses during the year
          ended December 31, 2023 pertained to recruiting expenses.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Income Taxes</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Income tax expense or benefit is computed by applying the statutory federal income tax rate of 21%. State taxes are recorded at the State of California tax rate and Washington, D.C. tax rate,
          according to the state apportionment calculation as Bank&#8217;s operations are conducted in both California and the Washington, D.C. area. The Company recorded an income tax expense of $2.0 million for the year ended December 31, 2023, representing an
          effective tax rate of 30.4%, compared to an income tax expense of $2.4 million for the year ended December 31, 2022, representing an effective tax rate of 29.7%.&#160; The effective tax rate for each year differs from the 21% federal statutory rate
          due to the impact of state taxes as well as various permanent tax differences, vesting of stock-based compensation and other discrete items.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The effective tax rate for 2023 increased from 2022 primarily due to the effect of certain permanent tax differences and discrete items.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Our deferred tax asset totaled $9.5 million at December 31, 2023 and $11.9 million at December 31, 2022. See Note 1 &#8220;Summary of Significant Accounting Policies&#8221; and Note 14 &#8220;Income Taxes&#8221; of the
          Notes to Consolidated Financial Statements for a further discussion of income taxes and a reconciliation of income tax at the federal statutory tax rate to the actual income tax benefit.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-weight: bold;">Comparison of Financial Condition at December 31, 2023 and 2022</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Securities Available-For-Sale</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">As of December 31, 2023, we had $317.0 million of investment securities classified as available-for-sale, compared to $328.7 million at December 31, 2022. The decrease during 2023 was primarily due
          to $18.4 million of principal payments and maturities, partially offset by a $5.6 million increase in the fair value of investment securities available-for-sale during the year ended December 31, 2023.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Loans Receivable Held for Investment</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Loans receivable held for investment, net of the allowance for credit losses, totaled $880.5 million at December 31, 2023, compared to $768.0 million at December 31, 2022. The increase of $112.4
          million in loans receivable held for investment during 2023 was primarily due to originations of $162.1 million in new loans, $78.9 million of which were multi-family loans, $40 million of which were construction loans, $26.8 million of which
          were commercial loans, and $16.4 million of which were commercial real estate loans. Loan repayments during 2023 totaled $47.2 million.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">During 2022, the Bank originated $273.4 million in new loans, $141.6 million of which were multi-family loans, $75.3 million of which were commercial real estate loans, $29.6 million of which
          construction loans, and $26.6 million of which were commercial loans.</div>

        <div><br/>
        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">32</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Allowance for Credit Losses</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Effective January 1, 2023, the Company accounts for credit losses on loans in accordance with ASC 326, which requires the Company to record an estimate of expected lifetime credit losses for loans
          at the time of origination or acquisition. The ACL is maintained at a level deemed appropriate by management to provide for expected credit losses in the portfolio as of the date of the consolidated statements of financial condition. Estimating
          expected credit losses requires management to use relevant forward-looking information, including the use of reasonable and supportable forecasts. The measurement of the ACL is performed by collectively evaluating loans with similar risk
          characteristics. The Company measures the ACL for each of its loan segments using the WARM method. The weighted average remaining life, including the effect of estimated prepayments, is calculated for each loan pool on a quarterly basis. The
          Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004 through the most recent quarter.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Our ACL was $7.3 million or 0.83% of our gross loans receivable held for investment at December 31, 2023 compared to $4.4 million, or 0.57% of our gross loans receivable held for investment at
          December 31, 2022. The increase was primarily due to the implementation of the CECL methodology adopted by the Bank effective January 1, 2023, which increased the ACL by $1.8 million.&#160; In addition, the Bank recorded an additional provision for
          credit losses of $935 thousand for the twelve months ended December 31, 2023.&#160; CECL methodology includes estimates of expected loss rates in the future, whereas the former ALLL methodology did not.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Our non-performing loans consist of delinquent loans that are 90 days or more past due and other loans, including loans modified in response to a borrower&#8217;s financial difficulty, that do not qualify
          for accrual status. At December 31, 2023, NPLs totaled $0 compared to $144 thousand (or 0.02% of gross loans) at December 31, 2022. The decrease in NPLs was the result of payments received from borrowers that were applied to the outstanding
          principal balance. The Bank did not have any REO at December 31, 2023 or 2022. There were no&#160; loans that were modified in response to a borrower&#8217;s financial difficulty during 2023.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">We believe the ACL is adequate to cover expected losses in the loan portfolio as of December 31, 2023, but because of uncertainty regarding the future value of the loan portfolio, there can be no
          assurance that actual losses will not exceed the estimated amounts. In addition, the OCC and the FDIC periodically review the ACL as an integral part of their examination process. These agencies may require an increase in the ACL based on their
          judgments of the information available to them at the time of their examinations.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">See Note 1 &#8220;Summary of Significant Accounting Policies&#8221; to the Company&#8217;s Consolidated Financial Statements for further discussion.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Office Properties and Equipment, Net</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Net office properties and equipment decreased by $451 thousand to $9.8 million at December 31, 2023 from $10.3 million as of December 31, 2022. Depreciation expense was $385 thousand and $376
          thousand for the years 2023 and 2022, respectively.</div>

        <div><br/>
        </div>

        <div style="color: #000000; font-style: italic; font-weight: bold;">Goodwill and Core Deposit Intangible</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">As a result of the Merger, the Company recorded $25.9 million of goodwill. Goodwill acquired in a purchase business combination that is determined to have an indefinite useful life is not amortized,
          but is tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed. During the year ended December 31, 2023, the Company recorded no change in
          the deferred tax estimate expense related to the goodwill asset.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">No impairment charges were recorded during 2023 for goodwill impairment. Management&#8217;s assessment of goodwill is performed in accordance with ASC 350-20 &#8211; <span style="font-style: italic;">Intangibles-Goodwill











































            and Other</span>, which allows the Company to perform a qualitative assessment of goodwill to determine if it is more likely than not the fair value of the Company&#8217;s equity is below its carrying value. The Company performed its qualitative
          assessment as of December 31, 2023.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The Company recorded $3.3 million of core deposit intangible asset as a result of the Merger. The core deposit intangible asset is amortized on an accelerated basis reflecting the pattern in which
          the economic benefits of the intangible asset are consumed or otherwise used up. The estimated life of the core deposit intangible is approximately 10 years. During the year ended December 31, 2023, the Company recorded $390 thousand of
          amortization expense related to the core deposit intangible asset.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The following table outlines the estimated amortization expense related to the core deposit intangible asset during the next five fiscal years and thereafter:</div>

        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">2024</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">336</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">2025</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">315</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">2026</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">304</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">2027</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">291</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">2028</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">279</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; padding-bottom: 2px;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Thereafter</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">586</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">2,111</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
        <div><br/>
        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">33</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Deposits</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Deposits at December 31, 2023 were $682.6 million compared to $686.9 million at December 31, 2022. The decrease in deposits of $4.3 million was primarily caused by some depositors leaving the Bank
          for higher interest rates available elsewhere, even after management made reasonable attempts to be responsive to the higher interest rate environment.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Five customer relationships accounted for approximately 28% of our deposit balances at December 31, 2023. We expect to maintain these relationships with these customers for the foreseeable future.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">As of December 31, 2023 and 2022, approximately $286.4 million and $212.9 million of our total deposits were not insured by FDIC insurance.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Borrowings</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Total borrowings at December 31, 2023 consisted of advances to the Bank from the FHLB of $209.3 million, repurchase agreements of $73.5 million, and borrowings associated with the BTFP borrowing
          activities of $100.0 million, compared to advances from the FHLB of $128.3 million and repurchase agreements of $63.5 million at December 31, 2022.</div>

        <div><br/>
        </div>

        <div style="text-align: justify;"><span style="color: #000000;">Balances of outstanding FHLB advances increased to $209.3 million at December 31, 2023, from $128.3 million at December 31, 2022, primarily due to $456.1</span> million in advances
          from the FHLB of Atlanta, offset by repayments of $375.1 million of advances from the FHLB of Atlanta. <span style="color: #000000;">The weighted average rate on FHLB advances was 4.91% at December 31, 2023, compared to 3.74% at December 31,
            2022.</span></div>

        <div><br/>
        </div>

        <div style="text-align: justify;">Borrowings under the BTFP with the Federal Reserve were $100 million as of December 31, 2023. The interest rate was fixed at 4.84% and the borrowing matures on December 29, 2024. Investment securities with a book
          value of $107.3 million and a fair value of $98.3 million were pledged as collateral for this borrowing as of December 31, 2023. There are no prepayment penalties for early payoff.&#160; As the BTFP ended on March 11, 2024, no additional borrowings
          can be made under the program.</div>

        <div><br/>
        </div>

        <div style="text-align: justify;"><span style="color: #000000;">The Bank enters into agreements under which it sells securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the Bank may transfer
            legal control over the assets but still retain effective control through an agreement that both entitles and obligates the Bank to repurchase the assets. As a result, these repurchase agreements are accounted for as collateralized financing
            agreements (i.e., secured borrowings) and not as a sale and subsequent repurchase of securities. The obligation to repurchase the securities is reflected as a liability in the Bank&#8217;s consolidated statements of financial condition, while the
            securities underlying the repurchase agreements remain in the respective investment securities asset accounts. In other words, there is no offsetting or netting of the investment securities assets with the repurchase agreement liabilities. As
            of December 31, 2023, securities sold under agreements to repurchase totaled $73.5 million at an average rate of 2.60%. These agreements mature on a daily basis. The fair value of securities pledged totaled $89.0 million as of December 31, 2023
            and included $47.8 million of U.S. Treasuries, $30.2 million of federal agency debt, and $11.0 million of federal agency mortgage-backed securities. As of December 31, 2022, securities sold under agreements to repurchase totaled $63.5 million
            at an average rate of 0.38%. The fair value of securities pledged totaled $</span>64.4<span style="color: #000000;"> million as of December 31, 2022 and included $33.3 million of federal agency debt, $19.2 million of U.S. Treasuries and $11.9
            million of federal agency mortgage-backed securities.</span></div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">One customer relationship accounted for 85% of our balance of securities sold under agreements to repurchase. We expect to maintain this relationship for the foreseeable future.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">In connection with the New Market Tax Credit activities of City First Bank, CFC 45 is a partnership whose members include CFNMA and City First New Markets Fund II, LLC. This CDE acts in effect as a
          pass-through for a Merrill Lynch allocation totaling $14.0 million that needed to be deployed. In December 2015, Merrill Lynch made a $14.0 million non-recourse loan to CFC 45, whereby CFC 45 passed that loan through to a QALICB. The loan to the
          QALICB is secured by a Leasehold Deed of Trust that, due to the pass-through, non-recourse structure, is operationally and ultimately for the benefit of Merrill Lynch rather than CFC 45. Debt service payments received by CFC 45 from the QALICB
          are passed through to Merrill Lynch in return for which CFC 45 receives a servicing fee. This note was paid off during January 2024. The financial statements of CFC 45 are consolidated with those of the Bank and the Company.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Stockholders&#8217; Equity</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Stockholders&#8217; equity was $281.9 million, or 20.5% of the Company&#8217;s total assets, at December 31, 2023, compared to $279.5 million, or 23.6% of the Company&#8217;s total assets, at December 31, 2022.&#160; In
          2022, the Company sold $150 million in preferred stock to the U.S. Government under the ECIP Program.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">During the first quarter of 2022, the Company completed the exchange of all the Series A Fixed Rate Cumulative Redeemable Preferred Stock, with an aggregate liquidation value of $3.0 million, plus
          accrued dividends, for 149,164 shares of Class A Common Stock at an exchange price of $2.51 per share of Class A Common Stock.</div>

        <div><br/></div>

        <div style="text-align: justify; color: #000000;">During December of 2022, the Company issued a $5 million line of credit to the ESOP Plan for the purchase of additional shares. As of December 31, 2023, the trustee for the ESOP had purchased
          428,327 shares at a total cost of $3.9 million.</div>

        <div><br/>
        </div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">34</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: justify;">On October 31, 2023 the Company purchased 244,771 shares of its Class A (voting) Common Stock (adjusted for the 1-for-8 reverse stock split effective November 1, 2023) from the Federal Deposit Insurance Corporation
          (&#8220;FDIC&#8221;), which obtained the shares when it was appointed receiver for First Republic Bank upon its closure earlier in 2023. The purchased shares represented just under 4.0% of the Company&#8217;s total voting shares prior to the purchase, and over
          2.6% of the Company&#8217;s total common equity. The Company purchased the shares at a price of $7.2760 per share (adjusted for the 1-for-8 reverse stock split effective November 1, 2023), which represented the 20-day volume weighted average price for
          the Class A shares over the period ended October 24, 2023.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The Company&#8217;s book value per common share was $14.65 at December 31, 2023, and its tangible book value per common share was $11.55 at December 31, 2023. Tangible book value per common share is a
          non-GAAP measurement that excludes goodwill and the net unamortized core deposit intangible asset, which were both originally recorded in connection with the Merger. The Company uses this non-GAAP financial measure to provide meaningful
          supplemental information regarding the Company&#8217;s financial condition and operational performance, and to enhance comparability with banks that have not recorded goodwill and core deposit intangibles in a merger transaction. A reconciliation
          between common book value (calculated in accordance with GAAP) and tangible book value per common share December 31, 2023 is shown as follows:</div>

        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: middle; padding-bottom: 2px; white-space: nowrap;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Common</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Equity Capital</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Shares</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Outstanding</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Per Share</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Amount</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="10">
                <div style="text-align: center; color: #000000;">(Dollars in thousands)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Common book value</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">131,903</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">9,001,613</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">14.65</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 64%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Less:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 18pt;">Goodwill</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">25,858</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 64%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 18pt;">Net unamortized core deposit intangible</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">2,111</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Tangible book value</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">103,934</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">9,001,613</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">
                <div style="color: #000000;">11.55</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-weight: bold;">Capital Resources</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Our principal subsidiary, City First, must comply with capital standards established by the OCC in the conduct of its business. Failure to comply with such capital requirements may result in
          significant limitations on its business or other sanctions. As a &#8220;small bank holding company&#8221;, we are not subject to consolidated capital requirements under the new Basel III capital rules. The current regulatory capital requirements and possible
          consequences of failure to maintain compliance are described in Part I, Item 1 &#8220;Business&#8209;Regulation&#8221; and in Note 16 &#8220;Regulatory Matters&#8221; of the Notes to Consolidated Financial Statements.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-weight: bold;">Liquidity</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The objective of liquidity management is to ensure that we have the continuing ability to fund operations and meet our obligations on a timely and cost-effective basis. The Bank&#8217;s sources of funds
          include deposits, advances from the FHLB, other borrowings, proceeds from the sale of loans and investment securities, and payments of principal and interest on loans and investment securities. The Bank is currently approved by the FHLB of
          Atlanta to borrow up to 25% of total assets to the extent the Bank provides qualifying collateral and holds sufficient FHLB stock. This approved limit and collateral requirement would have permitted the Bank to borrow an additional $117.0 million
          at December 31, 2023 based on pledged collateral. In addition, the Bank had additional lines of credit of $10.0 million with other financial institutions as of that date.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The Bank has a significant concentration of deposits with five long&#8209;time customers that accounted for approximately 28% of its deposits as of December 31, 2023. In addition, the Bank has a
          significant concentration of short-term borrowings from one customer that accounted for 85% of out the outstanding balance of securities sold under agreements to repurchase as of December 31, 2023. The Bank expects to maintain these relationships
          with the customers for the foreseeable future.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">As of December 31, 2023, approximately $286.4 million of our total deposits (including deposits from affiliates) were not insured by FDIC insurance, which represented 37% of total deposits.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">The Bank&#8217;s primary uses of funds include withdrawals of and interest payments on deposits, originations of loans, purchases of investment securities, and the payment of operating expenses. Also,
          when the Bank has more funds than required for reserve requirements or short&#8209;term liquidity needs, the Bank invests excess cash with the Federal Reserve Bank or other financial institutions. The Bank&#8217;s liquid assets at December 31, 2023 consisted
          of $105.2 million in cash and cash equivalents and $186.0 million in securities available&#8209;for&#8209;sale that were not pledged, compared to $16.1 million in cash and cash equivalents and $250.3 million in securities available&#8209;for&#8209;sale that were not
          pledged at December 31, 2022. We believe that the Bank has sufficient liquidity to support growth over the foreseeable future.</div>

        <div><br/></div>

        <div style="text-align: justify; color: #000000;">The Company&#8217;s liquidity, separate from the Bank, is based primarily on the proceeds from financing transactions, such as the preferred stock sold to the U.S. Treasury in 2022 and the private
          placements completed in December 2016, and April 2021 and dividends received from the Bank in 2022 and 2023.</div>

        <div><br/>
        </div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">35</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: justify;"><span style="color: #000000;">The Company recorded consolidated net cash inflows from operating activities of $7.6 million and $6.3 million during the years ended December 31, 2023 and 2022, respectively. Net cash
            inflows from operating activities during 2023 were primarily attributable to </span>net income of $4.5 million and a $2.3 million net increase in accrued expenses and other liabilities<span style="color: #000000;">. Net cash inflows from
            operating activities during 2022 were primarily attributable to net income of $5.7 million and a $1.5 million increase in deferred taxes.</span></div>

        <div><br/>
        </div>

        <div style="text-align: justify;"><span style="color: #000000;">The Company recorded consolidated net cash outflows from investing activities of $100.0 million and $324.0 million during the years ended December 31, 2023 and 2022, respectively. Net
            cash outflows from investing activities during 2023 were primarily attributable to $115.3 million of net loan originations. Net cash outflows from investing activities during 2022 were primarily attributable </span>to $215.5 million of
          purchases of available-for-sale securities and $120.0 of net loan originations<span style="color: #000000;">.</span></div>

        <div><br/>
        </div>

        <div style="text-align: justify;"><span style="color: #000000;">The Company recorded consolidated net cash inflows from financing activities of $181.5 million and $102.2 million during the years ended December 31, 2023 and 2022, respectively. Net
            cash inflows from financing activities during 2023 were primarily attributable </span>to $456.1 million of proceeds from FHLB advances and $100.0 million of proceeds from the BTFP, partially offset by $375.1 million of FHLB repayments.<span style="color: #000000;"> Net cash inflows from financing activities during 2022 were primarily&#160; attributable </span>to $150.0 million from the issuance of preferred stock and $95.5 million of proceeds from FHLB advances, offset by $101.1
          million of net outflow of deposits and $53.1 million of FHLB repayments</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">We believe that the Company&#8217;s existing cash, cash equivalents and marketable securities will be sufficient to meet our liquidity requirements and capital expenditure needs over at least the next 12
          months.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-weight: bold;">Off&#8209;Balance&#8209;Sheet Arrangements and Contractual Obligations</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">We are party to financial instruments with off&#8209;balance&#8209;sheet risk in the normal course of our business, primarily in order to meet the financing needs of our customers. These instruments involve, to
          varying degrees, elements of credit, interest rate and liquidity risk. In accordance with GAAP, these instruments are either not recorded in the consolidated financial statements or are recorded in amounts that differ from the notional amounts.
          Such instruments primarily include lending commitments and lease commitments as described below.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Lending commitments include commitments to originate loans and to fund lines of credit. Commitments to extend credit are agreements to lend to a customer if there is no violation of any condition
          established in the commitment. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee by the borrower. Since some of the commitments are expected to expire without being drawn upon, the
          total commitment amounts do not necessarily represent future cash requirements. We evaluate creditworthiness on a case&#8209;by&#8209;case basis. Our maximum exposure to credit risk is represented by the contractual amount of the instruments.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">In addition to our lending commitments, we have contractual obligations related to operating lease commitments. Operating lease commitments are obligations under various non&#8209;cancellable operating
          leases on buildings and land used for office space and banking purposes. The following table details our contractual obligations at December 31, 2023.</div>

        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Less Than</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">One Year</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">More Than</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">One Year to</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Three</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Years</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">More Than</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Three Years to</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Five Years</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">More Than</div>
                <div style="text-align: center; color: #000000; font-weight: bold;">Five Years</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div style="text-align: center; color: #000000; font-weight: bold;">Total</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">
                <div style="margin-left: 9pt; text-indent: -9pt;">&#160;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="18">
                <div style="text-align: center; color: #000000; font-weight: bold;">(Dollars in thousands)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Certificates of deposit</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">141,705</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">26,002</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">188</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">140</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">168,035</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">FHLB advances</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">176,638</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">32,681</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">209,319</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Commitments to originate loans</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">7,560</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">7,560</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Commitments to fund construction loans</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">42,678</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div style="color: #000000;">42,678</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Commitments to fund unused lines of credit</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">3,302</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">3,302</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px;">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Operating lease obligations</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">242</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">423</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">&#8211;</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000;">665</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 18pt;">Total contractual obligations</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">372,125</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">59,106</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">188</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">140</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000;">431,559</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-weight: bold;">Impact of Inflation and Changing Prices</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Our consolidated financial statements, including accompanying notes, have been prepared in accordance with GAAP which require the measurement of financial position and operating results primarily in
          terms of historical dollars without considering the changes in the relative purchasing power of money over time due to inflation. The impact of inflation is reflected in increased costs of our operations. Unlike industrial companies, nearly all
          our assets and liabilities are monetary in nature. As a result, interest rates have a greater impact on our performance than do the effects of general levels of inflation. Interest rates do not necessarily move in the same direction or to the
          same extent as the price of goods and services.</div>

        <div><br/>
        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">36</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: justify; color: #000000;">As a result, the Bank&#8217;s performance is influenced by general macroeconomic conditions, both domestic and foreign, the monetary and fiscal policies of the federal government, and the policies of the
          regulatory agencies. The Federal Reserve implements national monetary policies (such as seeking to curb inflation and combat recession) by its open-market operations in U.S. government securities, by adjusting the required level of reserves for
          financial institutions subject to its reserve requirements, and by varying the discount rate applicable to borrowings by banks from the Federal Reserve Banks. The actions of the Federal Reserve in these areas can influence the growth of loans,
          investments, and deposits, and also affect interest rates charged on loans, and deposits. The nature and impact of any future changes in monetary policies cannot be predicted.</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-weight: bold;">Critical Accounting Estimates</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Critical accounting estimates are those that involve a significant level of estimation uncertainty , and which have had or are reasonably likely to have a material impact on the financial condition
          or results of operations of the registrant. This discussion highlights those accounting estimates that management considers critical. All accounting policies are important, however, and therefore you are encouraged to review each of the policies
          included in Note 1 &#8220;Summary of Significant Accounting Principles&#8221; of the Notes to Consolidated Financial Statements to gain a better understanding of how our financial performance is measured and reported. Management has identified the Company&#8217;s
          critical accounting estimates as follows:</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000; font-style: italic; font-weight: bold;">Allowance for Credit Losses</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">
          <div>
            <div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">In originating loans, we recognize that losses may be experienced on loans and that the risk of loss may vary as a result of many
              factors, including the type of loan being made, the creditworthiness of the borrower, general economic conditions and, in the case of a secured loan, the quality of the collateral for the loan. Effective January 1, 2023, the Company accounts
              for the ACL on loans in accordance with ASC 326. ASC 326 requires the Company to recognize estimates for lifetime losses on loans and off-balance sheet loan commitments at the time of origination or acquisition. The recognition of losses at
              origination or acquisition represents the Company&#8217;s best estimate of the lifetime expected credit loss associated with a loan, given the facts and circumstances associated with the particular loan, and involves the use of significant
              management judgment and estimates, which are subject to change based on management&#8217;s on-going assessment of the credit quality of the loan portfolio and changes in economic forecasts used in the model. The Company uses the weighted-average
              remaining maturity (&#8220;WARM&#8221;) method when determining estimates for the ACL for each of its portfolio segments. The weighted average remaining life, including the effect of estimated prepayments, is calculated for each loan pool on a quarterly
              basis. The Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004 through the most recent quarter.</div>

          </div>

          <div>
            <div><br/>
            </div>

          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The Company&#8217;s ACL model also includes adjustments for qualitative factors, where appropriate. Qualitative adjustments may include,
            but are not limited to, factors such as: (i) changes in lending policies and procedures, including changes in underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and
            local conditions; (iii) changes in the nature and volume of the portfolio and terms of loans; (iv) changes in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar
            conditions; (vi) changes in the quality of the organization&#8217;s loan review system; (vii) changes in the value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in
            the levels of such concentrations; and (ix) the effect of other external factors (i.e., competition, legal and regulatory requirements) on the level of estimated credit losses. These qualitative factors incorporate the concept of reasonable and
            supportable forecasts, as required by ASC 326.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The Company has a credit portfolio review process designed to detect problem loans. Problem loans are typically those of a
            substandard or worse internal risk grade, and may consist of loans on nonaccrual status, loans that have recently been modified in response to a borrower&#8217;s deteriorating financial condition, loans where the likelihood of foreclosure on
            underlying collateral has increased, collateral dependent loans, and other loans where concern or doubt over the ultimate collectability of all contractual amounts due has become elevated. Such loans may, in the opinion of management, be deemed
            to no longer possess risk characteristics similar to other loans in the loan portfolio, because the specific attributes and risks associated with the loan have likely become unique as the credit quality of the loan deteriorates. As such, these
            loans may require individual evaluation to determine an appropriate ACL for the loan. When a loan is individually evaluated, the Company typically measures the expected credit loss for the loan based on a discounted cash flow approach, unless
            the loan has been deemed collateral dependent. Collateral dependent loans are loans where the repayment of the loan is expected to come from the operation of and/or eventual liquidation of the underlying collateral. The ACL for collateral
            dependent loans is determined using estimates of the fair value of the underlying collateral, less estimated selling costs.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The estimation of the appropriate level of the ACL requires significant judgment by management. Although management uses the best
            information available to make these estimations, future adjustments to the ACL may be necessary due to economic, operating, regulatory, and other conditions that may extend beyond the Company&#8217;s control. Changes in management&#8217;s estimates of
            forecasted net losses could materially change the level of the ACL. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#8217;s ACL and credit review process. Such agencies may
            require the Company to recognize additions to the ACL based on judgments different from those of management.</div>

        </div>

        <div><br/>
        </div>

        <a id="ITEM7A.QUANTITATIVEANDQUA"><!--Anchor--></a>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 7A.</td>

    <td style="width: auto; vertical-align: top;">
                <div style="color: #000000; font-weight: bold;">QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">As a smaller reporting company, we are not required to provide the information requested by this item pursuant to Item 305(e) of Regulation S-K.</div>

        <div><br/>
        </div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">37</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <a id="ITEM8.FINANCIALSTATEMENTS"><!--Anchor--></a>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 8.</td>

    <td style="width: auto; vertical-align: top;">
                <div style="color: #000000; font-weight: bold;">FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">See Index to Consolidated Financial Statements of Broadway Financial Corporation and Subsidiaries below.</div>

        <div><br/>
        </div>

        <a id="ITEM9.CHANGESINANDDISAGRE"><!--Anchor--></a>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 9.</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000; font-weight: bold;">CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">None.</div>

        <div><br/>
        </div>

        <a id="ITEM9A.CONTROLSANDPROCEDU"><!--Anchor--></a>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 9A.</td>

    <td style="width: auto; vertical-align: top;">
                <div style="color: #000000; font-weight: bold;">CONTROLS AND PROCEDURES</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="color: #000000; font-weight: bold;">Evaluation of Disclosure Controls and Procedures</div>

        <div><br/>
        </div>

        <div style="color: rgb(0, 0, 0); text-align: justify;">
<div>As of December 31, 2023, an evaluation was performed under the supervision of the Company&#8217;s Principal Executive Officer (&#8220;PEO&#8221;) and Principal Financial Officer (&#8220;PFO&#8221;) of the effectiveness of
          the design and operation of the Company&#8217;s disclosure controls and procedures. Based on that evaluation, the Company&#8217;s PEO and PFO concluded that the Company&#8217;s disclosure controls and procedures were not effective as of December 31, 2023 due to a
          material weakness in the Company&#8217;s internal control over financial reporting, as further described below.
          </div>
<div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Management&#8217;s Annual Report on Internal Control Over Financial Reporting</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">The management of Broadway Financial Corporation is responsible for establishing and maintaining adequate internal control over financial reporting
            for the Company as defined in Rule 13a 15(f) under the Exchange Act. This system, which management has chosen to base on the criteria for effective internal control over financial reporting established in &#8220;Internal Control&#160;&#8212; Integrated
            Framework (2013),&#8221; issued by the Committee of Sponsoring Organizations of the Treadway Commission (&#8220;COSO&#8221;), and which is effected by the Company&#8217;s Board of Directors, management and other personnel, is designed to provide reasonable assurance
            regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with GAAP.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">The Company&#8217;s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that,
            in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the Company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in
            accordance with generally accepted accounting principles, and that receipts and expenditures of the Company are being made only in accordance with authorizations of management and the Directors of the Company; and (3) provide reasonable
            assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the Company&#8217;s assets that could have a material effect on the financial statements.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Because of its inherent limitations, a system of internal control over financial reporting can provide only reasonable assurance and may not
            prevent or detect misstatements. Further, because of changes in conditions, effectiveness of internal controls over financial reporting may vary over time.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">With the participation of the Company&#8217;s PEO and PFO, management has conducted an evaluation of the effectiveness of the Company&#8217;s system of
            internal control over financial reporting. Based on this evaluation, management determined that the Company&#8217;s system of internal control over financial reporting was not effective as of December 31, 2023.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">A material weakness is a control deficiency, or combination of deficiencies, in internal control over financial reporting, such that there is a
            reasonable possibility that a material misstatement of the Company&#8217;s annual or interim financial statements will not be prevented or detected on a timely basis.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">The Company did not maintain a sufficient complement of personnel with appropriate levels of knowledge, experience, and training in internal
            control matters to perform assigned responsibilities and have appropriate accountability for the design and operation of internal control over financial reporting. The lack of sufficient appropriately skilled and trained personnel contributed
            to the Company&#8217;s failure to: (i) design and implement certain internal controls; and (ii) consistently operate its internal controls. This matter was considered to be a material weakness in the Company&#8217;s control environment.</div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">The control environment material weaknesses contributed to other material weaknesses within the Company&#8217;s system of internal control over financial
            reporting in the following COSO Framework components such that the Company did not design and implement effective controls, including the following:</div>

          <div><br/>
          </div>

          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 36pt; vertical-align: top; text-align: right;">
                    <div style="text-align: left; margin-left: 18pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#9679;</div>
                  </td>

    <td style="width: auto; vertical-align: top;">
                    <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Risk assessment &#8211; The Company did not appropriately identify and analyze risks to achieve its control objectives. This ineffective risk
                      assessment process limited the Company&#8217;s ability to identify and remediate the weaknesses in the control activities, as described below.</div>
                  </td>

  </tr>


</table>
          </div>

          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 36pt; vertical-align: top; text-align: right;">
                    <div style="text-align: left; margin-left: 18pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#9679;</div>
                  </td>

    <td style="width: auto; vertical-align: top;">
                    <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Control activities &#8211; The Company did not design and implement effective controls over the consolidation, financial statement reporting,
                      and the monthly close processes, including the lack of effectively designed and implemented controls related to the preparation and review of account reconciliations with appropriate supporting documentation. Specifically, several
                      general ledger account reconciliations were discovered to have unidentified or stale reconciling items. The investigation and resolution of this matter caused the Company to delay its filing of the required Form 10-K for the fiscal
                      year ended December 31, 2023, past its due date.</div>
                  </td>

  </tr>


</table>
          </div>

          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 36pt; vertical-align: top; text-align: right;">
                    <div style="text-align: left; margin-left: 18pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#9679;</div>
                  </td>

    <td style="width: auto; vertical-align: top;">
                    <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Monitoring activities &#8211; The Company&#8217;s ongoing evaluation of internal controls failed to detect the issues described above, and as a
                      result limited management&#8217;s ability to correct and remediate the internal control issues in a timely manner.</div>
                  </td>

  </tr>


</table>
          </div>

          <div><br/>
          </div>

          <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">This annual report does not include an attestation report of the Company&#8217;s registered public accounting firm regarding internal control over
            financial reporting. Management&#8217;s report was not subject to attestation by the Company&#8217;s registered public accounting firm pursuant to rules of the SEC that permit the Company to provide only management&#8217;s report in this annual report.</div>

        </div>

        <div><br/>
        </div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">38</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: justify; color: #000000; font-style: italic;">Remediation Plan</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">
          <div style="text-align: justify; color: #000000;">
<div>In response to the material weakness that was identified, the Company has hired additional senior personnel with relevant experience and training in finance and accounting that will be able to
            assist the Company with appropriately assessing the risks of the Company and designing, implementing, and monitoring a system of internal control over financial reporting to address those risks. Related to the control over account
            reconciliations, the Company engaged a third-party firm to assist with reviewing general ledger account reconciliations to identify the population of account balance differences that were in need of correction. Such corrections have been made
            to the consolidated financial statements. Going forward, the Company&#8217;s controls over general ledger account reconciliations will be strengthened to require the use of a reconciliation checklist, with a formal signoff by the preparer and
            reviewer on each reconciliation, as well as by a separate member of management as evidence that every account reconciliation was reviewed each month. In addition, the Company will also request that its internal audit firm perform additional
            testing on the enhanced controls over general ledger account reconciliation during its audits.
            </div>
<div><br/>
            </div>

            <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Management is actively engaged in the planning for, and implementation of, remediation efforts to address the material weakness. Additional time
              is required to complete the design and test the operating effectiveness of the applicable controls to demonstrate the effectiveness of the remediation efforts. The material weakness cannot be considered remediated until the applicable
              remedial controls operate for a sufficient period of time and management has concluded, through testing, that these controls are operating effectively.</div>

            <div><br/>
            </div>

            <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Changes in Internal Control Over Financial Reporting</span><br/>
              <br/>
              There were no other changes in the Company&#8217;s internal control over financial reporting (as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act) that occurred during the year ended December 31, 2023, that have materially affected,
              or are reasonably likely to materially affect, the Company&#8217;s internal control over financial reporting. However, management did implement changes in internal controls over financial reporting during the fourth quarter of 2023 while preparing
              the interim financial information for the third quarter of 2023, designed to remediate the material weakness that was identified.<br/>
              <br/>
            </div>

            <div style="text-align: justify; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Inherent Limitations on Effectiveness of Controls</div>

            <div><br/>
            </div>

            <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Our disclosure controls and procedures are designed to provide reasonable assurance of achieving their objectives as specified above. Management
              does not expect, however, that our disclosure controls and procedures will prevent or detect all error and fraud. Any control system, no matter how well designed and operated, is based upon certain assumptions, and can provide only
              reasonable, not absolute, assurance that its objectives will be met. Further, no evaluation of controls can provide absolute assurance that misstatements due to error or fraud will not occur or that all control issues and instances of fraud,
              if any, within the Company have been detected.</div>

          </div>

        </div>

        <div><br/>
        </div>

        <!--PROfilePageNumberReset%Num%39%%%--> <a id="ITEM9B.OTHERINFORMATION"><!--Anchor--></a>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 9B.</td>

    <td style="width: auto; vertical-align: top;">
                <div style="color: #000000; font-weight: bold;">OTHER INFORMATION</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;"><ix:nonNumeric name="ecd:NonRule10b51ArrAdoptedFlag" id="Fact_bf0ccf050c30452782b9440a91fcc624" contextRef="c20231001to20231231" format="ixt:fixed-false"><ix:nonNumeric name="ecd:Rule10b51ArrTrmntdFlag" id="Fact_bc27b3c94f7b40738607da9241c844aa" contextRef="c20231001to20231231" format="ixt:fixed-false"><ix:nonNumeric name="ecd:Rule10b51ArrAdoptedFlag" id="Fact_697ad8b54bc448a99e4843ca8598bf04" contextRef="c20231001to20231231" format="ixt:fixed-false"><ix:nonNumeric name="ecd:NonRule10b51ArrTrmntdFlag" id="Fact_0c599050bfcd4c7d9ab154dfdf066aa4" contextRef="c20231001to20231231" format="ixt:fixed-false">None</ix:nonNumeric></ix:nonNumeric></ix:nonNumeric></ix:nonNumeric>.</div>

        <div><br/>
        </div>

        <a id="ITEM9C.DISCLOSUREREGARDIN"><!--Anchor--></a>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 9C.</td>

    <td style="width: auto; vertical-align: top;">
                <div style="color: #000000; font-weight: bold;">DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Not applicable.</div>

        <div style="text-align: justify; color: #000000;"> <br/>
        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">39</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <!--PROfilePageNumberReset%Num%40%%%-->
        <div>
          <div>
            <div>
              <div>
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><a id="PARTIII"><!--Anchor--></a></div>

                <div>
                  <div>
                    <div style="text-align: center; color: #000000; font-weight: bold;">PART III<br/>
                    </div>

                    <div><br/>
                    </div>

                    <a id="ITEM10."><!--Anchor--></a>
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">ITEM 10.</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">DIRECTORS, EXECUTIVE OFFICERS, AND CORPORATE GOVERNANCE</div>
                          </td>

  </tr>


</table>
                    <div><br/>
                    </div>

                    <div style="text-align: justify; color: #000000;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The Company&#8217;s certificate of incorporation provides that the board of directors of the Company (the &#8220;Board&#8221;) shall be divided into three classes of directors, with the term of one class of directors to expire
                        each year. The class whose terms expire in 2024, currently consisting of Mr. Wayne-Kent A. Bradshaw, Ms. Marie C. Johns and Mr. David J. McGrady, is to be elected at the Company&#8217;s 2024 Annual Meeting of Shareholders.&#160; The membership
                        of the Board and the membership of the board of directors of the Company&#8217;s wholly-owned banking subsidiary, City First Bank, National Association (the &#8220;Bank&#8221;) are identical.</span><br/>
                    </div>

                    <div><br/>
                    </div>

                    <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Information Concerning Directors</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">The following table sets forth the names and information regarding the persons who are currently members of the
                      Board.</div>

                    <div><br/>
                    </div>

                    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 35%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Name</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Age as of</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">March 31,</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2024</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; padding-bottom: 2px; white-space: nowrap;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; padding-bottom: 2px; white-space: nowrap;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Director</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Since</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Current</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Term</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Expires</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; padding-bottom: 2px; white-space: nowrap;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; padding-bottom: 2px; white-space: nowrap;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Positions Currently Held with the</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Company and the Bank</div>
                          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">DIRECTORS<br/>
                            </div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Wayne-Kent A. Bradshaw</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">77</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2012</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2024</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Director, Vice Chair</div>
                          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Marie C. Johns</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; background-color: #CCEEFF; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">72</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; background-color: #CCEEFF; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2014*</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; background-color: #CCEEFF; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2024</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top; background-color: #CCEEFF;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Lead Independent Director</div>
                          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">David J. McGrady</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">68</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">1997*</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2024</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Director</div>
                          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Brian E. Argrett<sup>(1)</sup></div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">60</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2011*</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2026</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Chair of the Board, President and Chief</div>
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Officer</div>
                          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Mary Ann Donovan</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">59</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2020*</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2026</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Director</div>
                          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">William A. Longbrake</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">81</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2011*</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2026</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Director</div>
                          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Robert C. Davidson, Jr.</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">78</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2003</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2025</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Director</div>
                          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Dutch C. Ross III</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">77</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2016</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; background-color: rgb(204, 238, 255); white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2025</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Director</div>
                          </td>

  </tr>

  <tr>

    <td style="width: 35%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">John M. Driver</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.32%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">59</div>
                          </td>

    <td style="width: 0.9%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.71%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2022</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 7.48%; vertical-align: top; white-space: nowrap;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">2025</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 0.91%; vertical-align: middle;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td style="width: 34.64%; vertical-align: top;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Director</div>
                          </td>

  </tr>


</table>
                    <div><br/>
                    </div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">*</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Including service as a director of CFBanc Corporation prior to the Merger.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">(1)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Argrett was elected as Chair of the Board, effective April 1, 2023.</div>
                          </td>

  </tr>


</table>
                    <div><br/>
                    </div>

                    <div style="text-align: justify; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="text-decoration: underline;">Directors</span></div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">Wayne-Kent A.
                        Bradshaw</span> was President and Chief Executive Officer of the Company and Broadway Federal Bank until the Merger of the Company with CFBanc, whereupon he became Chair of the Board of the Company and City First Bank, National
                      Association. He relinquished his position as Chair of the Company in March 2023 and became Vice Chair effective April 1, 2023. Mr. Bradshaw joined the Company in February of 2009 as President and Chief Operating Officer and was
                      appointed Chief Executive Officer in January 2012. He was elected to serve as a director of both the Company and Broadway Federal Bank in September 2012. Prior to joining the Company, Mr. Bradshaw was the Regional President for
                      Community and External Affairs of Washington Mutual Bank from 2003 to 2009. He was President and Chief Executive Officer of Los Angeles-based Family Savings Bank from 1989 until 2002 and Chief Deputy Superintendent for the California
                      State Banking Department from 1981 to 1983. Mr. Bradshaw has served on many community and educational boards. He most recently served on the boards of directors of California State University Northridge, Northridge Hospital Medical
                      Center, California Community Reinvestment Corporation, and the Western Bankers Association. He currently serves on the boards of the Federal Reserve Bank of San Francisco - Los Angeles Branch and Louisville High School.</div>

                    <div><br/></div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Bradshaw has over 52 years of experience in financial management and banking. He has the proven ability to plan and
                      implement programs that optimize opportunities to accelerate profitable growth in highly competitive environments. Mr. Bradshaw has extensive experience in community banking, commercial banking, and as a bank regulator, and his
                      knowledge and experience qualify him to serve on the Board and as its Vice Chair.</div>

                    <div><br/>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">40</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">Marie C. Johns </span>has


























                      over 30 years&#8217; experience as a leader in business, civic, and government service. Ms. Johns focuses on community service in the areas of education and economic development. She served as President of Verizon Washington and was
                      nominated by President Barack Obama to serve as Deputy Administrator of the U.S. Small Business Administration, (&#8220;SBA&#8221;). In 2011, under Ms. Johns&#8217; leadership and initiatives, the SBA lent more than $30 billion to more than 60,000
                      small businesses, a record in the history of the SBA. Over 10 years ago, Ms. Johns founded L&amp;L Consulting, LLC (now PPC-Leftwich LLC), a business development, organizational effectiveness and public policy consulting practice,
                      which is based in Washington, D.C. and where she continues to serve as CEO. Ms. Johns has served on several boards of directors, including the Federal City Council, the Economic Club of Washington, D.C., the Washington, D.C. Chamber
                      of Commerce, WLR Foods (a poultry producer), Kaiser Permanente of the Mid-Atlantic Region, Hager Sharp (a communications and marketing firm), Document Systems Inc. (a document imaging and storage firm) and Harvest Bank of Maryland.
                      Ms. Johns is a Trustee of Howard University where she chairs the Student Life Committee and serves as vice chair of the Governance Committee. Ms. Johns is a member of the Greater Washington, D.C. Business Hall of Fame, one of the
                      Greater Washington Board of Trade&#8217;s &#8220;Leaders of the Year&#8221; and the recipient of over 100 awards from different organizations for her community service. Ms. Johns received her B.S. and M.P.A. degrees from the O&#8217;Neill School of Public
                      and Environmental Affairs at Indiana University where she currently serves as a member of the Dean&#8217;s Council and she formerly served as a Board member for the Tobias Center for Leadership Excellence. Prior to the Merger, Ms. Johns,
                      served as a Director of CFBanc since 2014 and as Chair of the Board of CFBanc since 2018. She was appointed to be the Lead Independent Director of the Company in 2021.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Ms. Johns has over 30 years executive management experience in the public and corporate sectors. She has served on a variety of
                      private company and not-for-profit boards and her expertise in governance, regulatory issues, business development, and the Washington D.C. market qualify her to serve on the Board as our Lead Independent Director.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">David J. McGrady</span>
                      is a consultant specializing in community development issues and is a nationally recognized expert on the New Markets Tax Credit program. He has been a key advisor on more than 30 successful New Markets Tax Credit applications, with
                      allocations totaling more than $1.7 billion, and has assisted those recipients in developing and implementing capitalization and deployment plans in their respective markets. He also advises banks, investors, foundations,
                      municipalities and CDFIs, on a range of issues, including corporate structure and governance, capitalization, market and risk assessment, product development, underwriting loans and investments, portfolio management, and tax credit
                      programs. Mr. McGrady was Director of Commercial Programs for the Center for Community Self-Help in Durham, North Carolina. Under his leadership, the Center for Community Self-Help originated over 1,300 higher risk business loans
                      totaling more than $80 million. He is also a director of City First Enterprises, which is the bank holding company of the Company, chair of City First Enterprises&#8217; Directors Loan Committee and a member of Calvert Impact Capital&#8217;s
                      Investment Committee. Mr. McGrady received his bachelor&#8217;s degree from King University and law degree from Harvard University. Prior to the completion of the Merger, Mr. McGrady, served as a Director on the Board of CFBanc since 1998,
                      and was appointed to be a director of the Company upon completion of the Merger.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. McGrady&#8217;s experience in corporate governance and community development matters and legal expertise, as well as his
                      background in finance and the real estate, mortgage, and tax credit industries, qualify him to serve as a member of the Board.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">Brian E. Argrett</span>
                      was Director, President and Chief Executive Officer of CFBanc and its wholly owned banking subsidiary from 2011 until the completion of the Merger, at which time he became Vice Chair, President and Chief Executive Officer of both the
                      Company and the Bank. Effective April 1, 2023, he became Chair of the Company and the Bank.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Formerly, Mr. Argrett was founder and managing partner of both Fulcrum Capital Group, an investment manager, and Fulcrum
                      Capital Partners, L.P., an institutionally-backed private equity limited partnership. He also served as President, Chief Executive Officer, and director of Fulcrum Venture Capital Corporation, a federally licensed and regulated Small
                      Business Investment Company. Prior to joining the Fulcrum entities, Mr. Argrett was an attorney with the real estate law firm of Pircher, Nichols &amp; Meeks in Los Angeles, California. Mr. Argrett has served as chair, been a member,
                      or held observer rights on numerous Fulcrum portfolio company boards, as well as having served on the boards of directors of other financial industry companies. Mr. Argrett was a presidential appointee to the Community Development
                      Advisory Board of the U.S. Treasury Department under the Obama administration. Mr. Argrett has held leadership positions at the National Association of Investment Companies and the National Conference for Community and Justice and has
                      been an elder at the Knox Presbyterian Church.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Currently, Mr. Argrett serves as Chairman of the Board of Directors of City First Enterprises, which is a bank holding company
                      that holds equity in the Company. Mr. Argrett is a recent appointee to the Board of IntraFi Network, and he also serves on the Board of the California Bankers Association. Mr. Argrett is a past Chairman and continues to serve on the
                      Board of Directors of the Community Development Bankers Association. He also serves as a member of the Global Alliance on Banking on Values, and is a member of the Board of the Expanding Black Business Credit Initiative.</div>

                    <div><br/></div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Argrett served as a director of the Board of Directors of the Federal Home Loan Bank of Atlanta from 2016 through December
                      of 2021, during which time he served as the Vice Chair of the Board, Chair of its Enterprise Risk and Operations Committee, as well as a member of its Finance Committee and its Audit and Compliance Committee.</div>

                    <div><br/>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">41</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Argrett is a member of The Economic Club of Washington, D.C., the Federal City Council, and the Leadership Greater
                      Washington Class of 2014. In addition, Mr. Argrett is a 2014 recipient of the Washington Business Journal Minority Business Leader Award. Mr. Argrett holds J.D. and M.B.A. degrees from the University of California, Berkeley, and a
                      bachelor&#8217;s degree from the McIntire School of Commerce at the University of Virginia.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Argrett&#8217;s extensive experience in the financial services and banking industries, public and private company board
                      experience, knowledge and experience in the Washington D.C. and Southern California markets, and knowledge of the Bank&#8217;s business, history, organization, and mission, and executive management experience qualify him to serve as a
                      member of the Board.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">Mary Ann Donovan</span>
                      has served as President and Chief Executive Officer of Raza Development Fund, a Latino-led and focused Community Development Financial Institution, since August 1, 2022. Prior positions held by Ms. Donovan include Chief Operating
                      Officer of Local Initiatives Support Corporation, Director of the United States Department of the Treasury&#8217;s Community Development Financial Institutions (&#8220;CDFI&#8221;) Fund, CEO of CoMetrics, Inc. (a social enterprise that provides
                      affordable business intelligence tools to small businesses and nonprofit entities), Senior Policy Advisor to the White House from 2012-2013, working collaboratively with the Office of Social Innovation and the Council on Environmental
                      Quality, and Chief Operating Officer of Capital Impact Partners, a certified CDFI. Ms. Donovan has been a thought leader and a board member of many of the highest performing organizations in the community development sector. Ms.
                      Donovan has been a Senior Fellow at the Center for Community Investment. She has published papers and articles for the National Academy for Public Administration, the Federal Reserve Bank of San Francisco, the Federal Reserve Bank of
                      Boston, Forbes, the Skoll World Forum on Social Entrepreneurship, and the Milken Review. Ms. Donovan has a B.A. degree in Economics from Allegheny College and an M.B.A. degree from the University of Maryland. Prior to the completion
                      of the Merger, Ms. Donovan was a director of CFBanc, and was appointed to be a director of the Company upon completion of the Merger.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Ms. Donovan&#8217;s operational experience, federal government public service, and community development knowledge and expertise, as
                      well has her experience with corporate governance, marketing, and business development matters, all qualify her to serve on the Board.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">William A.
                        Longbrake</span> has served as an Executive in Residence at the Robert H. Smith School of Business at the University of Maryland since June 2009 where he participates in the Center for Financial Policy, the Ed Snider Center and the
                      Smith Enterprise Risk Consortium and writes a monthly economic newsletter for &#8220;Brain Trust.&#8221; Dr. Longbrake is active in numerous academic, business, and community service organizations, particularly those involving issues surrounding
                      affordable housing and education. He is a current director of City First Enterprises. Dr. Longbrake is a former Chairman of the Board of Trustees of the College of Wooster, a residential four-year liberal arts college, and a former
                      Chairman of the Board of HOPE LoanPort, a not-for-profit organization that provided a data management and communications web portal to housing counselors and home mortgage servicers. Dr. Longbrake is a director of the Boeing Employees
                      Credit Union, President of the Seattle First Foundation, and a member of the Mortgage Markets Committee of the American Bankers Association. Dr. Longbrake was a Director of First Financial Northwest, a community bank located in
                      Renton, Washington, from 2008-2010&#894; a Director of the Federal Home Loan Bank of Seattle from 2002-2010&#894; a Director of the Washington Financial League from 2002-2010 and a Director of the Washington State Investment Board from
                      2010-2023. He taught courses in business administration and finance at the University of Maryland and Seattle University. In 2007 Dr. Longbrake received the Distinguished Alumnus of the Year award from the Robert H. Smith School of
                      Business of the University of Maryland. Dr. Longbrake began his career in Washington, D.C. where he served in various government positions, including Acting Senior Deputy Comptroller for Policy and Senior Deputy Comptroller for
                      Resource Management for the Office of the Comptroller of the Currency and financial economist, chief financial officer, and deputy to the Chairman of the FDIC. He earned his B.A. degree in Economics from the College of Wooster and
                      earned his master&#8217;s degree in Monetary Economics and his M.B.A. degree from the University of Wisconsin. He received his Ph.D. degree in finance from the University of Maryland. Prior to the completion of the Merger, Dr. Longbrake was
                      a director of CFBanc, and was appointed to be a director of the Company upon completion of the Merger.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Dr. Longbrake has extensive experience in finance and investments, macroeconomics and monetary policy, risk management,
                      housing, and public policy. His extensive experience in accounting, banking, community development, and corporate governance experience, along with his regulatory, finance, and capital markets experience with both public and private
                      companies qualify him to serve as a member of the Board.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">Robert C.
                        Davidson, Jr.</span> served, until his retirement in 2007, in the position of Chairman and Chief Executive Officer of Surface Protection Industries, a paint and specialty coatings manufacturing company he founded in 1978, that
                      became one of the leading African American-owned manufacturing companies in the United States and the largest in California. Previously, from 1972 to 1974, he co-founded and served as Vice President of Urban National Corporation, a
                      private venture capital corporation that was focused specifically on investing in minority-controlled businesses. Mr. Davidson currently also serves on the boards of directors of Smithsonian American Art Museum (Chairman-Elect),
                      Diversity Advisory Board at Toyota Motor North America, Morehouse College (Chairman Emeritus), Art Center College of Design (Chairman Emeritus), Cedars-Sinai Medical Center (Lifetime Member), and the University of Chicago Graduate
                      School of Business Advisory Council.</div>

                    <div><br/>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">42</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Davidson has extensive entrepreneurial experience in developing and managing small and medium-sized businesses. He has
                      hands-on experience in marketing and sales, human resources and strategic planning and implementation. He has a long history with, and extensive knowledge of the Company and of the markets and communities in which the Company
                      operates. We believe that this history, knowledge, and overall experience qualify him to serve on the Board.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">Dutch C. Ross III</span>
                      is the former President and Chief Executive Officer of Economic Resources Corporation (&#8220;ERC&#8221;), a non-profit corporation with a mission of promoting economic development and job creation in underserved communities. Mr. Ross served in
                      that capacity from 1996 until his retirement in August 2020. Prior to joining ERC, Mr. Ross held a variety of managerial, financial, and planning positions in the corporate headquarters, divisional, and subsidiary operations of
                      Atlantic Richfield Company (&#8220;ARCO&#8221;) from January 1975 to December 1995. From 1971 to 1975, Mr. Ross was employed in financial analysis positions with The Wickes Corporation. Mr. Ross has been active in a number of community
                      organizations in the Los Angeles area that are devoted to building stronger communities and has served on the board of directors of several such organizations, including Genesis L.A. Economic Growth Corporation, where he currently
                      serves on the Audit and Finance Committees. He has served on the Board since 2016.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Ross received his B.S. degree in Industrial Economics and a Masters in Industrial Management from Purdue University.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Ross is a financial executive with over 45 years of managerial experience with Fortune 500 companies and non-profit
                      economic development organizations and has extensive knowledge of the Company. Mr. Ross&#8217; knowledge and experience qualifies him to serve on the Board.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">John M. Driver</span>
                      is a technology entrepreneur and innovator with leadership experience in large, public and privately-held multinational companies and early-stage startups. He has a foundation in software marketing &amp; sales and direct experience in
                      new product launches for first-to-market categories. Navigating complexity, delivering innovation, and creating new opportunities within the IoT (Internet-of-Things) market are hallmarks of his career. As CEO, he currently leads Lynx
                      Technology, a digital media technology company he founded through a management <span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold; font-style: italic;">&#160;</span>buyout of the multinational Connected
                      Home operations of PacketVideo, a subsidiary of NTT DoCoMo. Previously, Mr. Driver served as Chief Operating Officer and Chief Marketing Officer of PacketVideo, co-founder and Chief Executive Officer of JoynIn and in senior marketing
                      leadership roles for Serena Software and Sun Microsystems.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Driver is currently an Independent Director at Vital Energy, Inc. (NYSE: VTLE). Additionally, he serves as Chair of the
                      Board of Trustees of the Fleet Science Center in San Diego and is a former Board Member of the San Diego YMCA Overnight Camps. He is actively involved with Stanford University, serving as former Chair of the Stanford Associates Board
                      of Governors, a guest lecturer for Stanford&#8217;s Department of Management Science and Engineering, is the former President of the Stanford Multicultural Alumni Club of San Diego and a recipient of the Stanford Governor&#8217;s Award in
                      recognition of exemplary and long-standing volunteer service. He is NACD Directorship Certified<sup>TM</sup> and earned the NACD Certificate in Cybersecurity Oversight. Mr. Driver earned a Bachelor of Science in Industrial Engineering
                      from Stanford University and a Master of Business Administration from The Tuck School of Business at Dartmouth College.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Driver has expertise in corporate governance, strategy, finance, acquisitions, international operations; enterprise,
                      consumer, and mobile application software; enterprise computer systems &amp; services, Internet-of-Things, global sales &amp; marketing strategy, developing and patenting award-winning technologies, and corporate governance. Mr.
                      Driver&#8217;s knowledge and experience qualifies him to serve on the Board.</div>

                    <div><br/>
                    </div>

                    <div>
                      <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">EXECUTIVE OFFICERS</div>

                      <div><br/>
                      </div>

                      <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">The following table sets forth information with respect to current executive officers of the Company and the Bank who are not
                        directors. Except as noted, all references to the Bank refer to City First Bank, National Association. Officers of the Company and the Bank serve at the discretion of, and are elected annually by, the respective Boards of Directors.</div>

                      <div> <br/>
                      </div>

                      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">


  <tr>

    <td style="width: 22%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                              <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Name</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; padding-bottom: 2px;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; padding-bottom: 2px;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                              <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Age<sup>(1)</sup></div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; padding-bottom: 2px;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; padding-bottom: 2px;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                              <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Principal Occupation during the Past Five Years</div>
                            </td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top;" rowspan="1">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;" rowspan="1">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;" rowspan="1">&#160;</td>

    <td style="width: 5.18%; vertical-align: top;" rowspan="1">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;" rowspan="1">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;" rowspan="1">&#160;</td>

    <td style="width: 69.2%; vertical-align: top;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">Brenda J. Battey</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt;">66</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: justify; font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President and Chief Financial Officer of the Company since June 2013 and the Bank<sup>(2)</sup> since April 2013. Senior
                                Vice President and Senior Controller of the Bank of Manhattan from September 2011 to June 2012.</div>
                            </td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top;">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: top;">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">Ruth McCloud</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt;">75</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: justify; font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President and Chief Operating Officer of the Company and Bank since April 2021. Previously Executive Vice President of
                                the Company, and Executive Vice President and Chief Retail Banking Officer of the Bank<sup>(2)</sup> since July 2014.</div>
                            </td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top;">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: top;">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">John Tellenbach</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt;">57</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: justify; font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President, West Commercial Regional Executive of the Company since February of 2023. Senior Vice President and Chief
                                Credit Officer of Malaga Bank beginning in 2015.</div>
                            </td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top;">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: top;">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">LaShanya Washington</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt;">49</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: justify; font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President, Chief Credit Officer of the Company since April 2023 and Senior Vice President, Deputy Chief Credit Officer
                                since August 2022. Senior Vice President and Senior Credit Officer of the Bank since April 2022 and Credit Risk Officer since February 2019. Senior Credit Analyst at United Bank from November 2018 to February 2019, and
                                Manager for Loan Servicing and Accounting for Capital Impact Partners from November 2015 until August 2018.</div>
                            </td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top;">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: top;">&#160;</td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle;">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 22%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">Sonja S. Wells</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 5.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt;">69</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 1.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="width: 69.2%; vertical-align: top; background-color: rgb(204, 238, 255);">
                              <div style="text-align: justify; font-family: 'Times New Roman', serif; font-size: 10pt;">Executive Vice President, East Commercial Regional Executive of the Company, and of the Bank since April 2023. Previously Executive Vice
                                President and Chief Lending Officer of the Bank since January of 2021. Senior Vice President and Interim Chief Lending Officer of the Bank from May 2020 to January 2021 and prior to that Senior Vice President and
                                Relationship Manager of the Bank from July 2015.</div>
                            </td>

  </tr>


</table>
                      <div><br/>
                      </div>

                      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman', serif; font-size: 10pt;">(1)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                              <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">As of March 31, 2024.</div>
                            </td>

  </tr>


</table>
                      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman', serif; font-size: 10pt;">(2)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                              <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">Refers to Broadway Federal until April 1, 2021, the date on which Broadway Federal merged with and into City First, and to City First from and after that
                                date.</div>
                            </td>

  </tr>


</table>
                      <div><br/>
                      </div>

                      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                        <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">43</span></div>

                        <div style="page-break-after: always;" class="BRPFPageBreak">
                          <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                        <div class="BRPFPageHeader" style="width: 100%;">
                          <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                        </div>

                      </div>

                    </div>

                    <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Code of Ethics<br/>
                    </div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">We have adopted a Code of Ethics that applies to all of our directors, officers and employees, including our
                      principal executive, principal financial and principal accounting officers, or persons performing similar functions. Our Code of Ethics is posted on our website at <span style="font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="text-decoration: underline;">www.cityfirstbank.com</span></span>.
                      We intend to disclose future amendments to certain provisions of the Code of Ethics, and waivers of the Code of Ethics granted to executive officers and directors, on the website within four business days following the date of the
                      amendment or waiver.</div>

                    <div><br/></div>

                    <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-weight: bold;">Audit Committee</span><span style="text-decoration: underline;"><br/>
                      </span></div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">The <span style="font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"><span style="font-weight: normal;">Audit Committee</span> </span>consists of Dr. Longbrake (Chair), Ms. Donovan, Mr. Driver, and Ms. Johns. This committee is responsible for the engagement and oversight of the Company&#8217;s independent
                      registered public accounting firm. The Audit Committee, together with the corresponding committee of the Bank&#8217;s Board of Directors, is also responsible for oversight of the internal audit function of the Company, and assessment of
                      accounting and internal control policies. All the members of the Audit Committee are independent directors as defined under the Nasdaq listing standards. In addition, the Board has determined that Dr. Longbrake&#8217;s experience with
                      accounting principles, financial reporting and evaluation of financial results qualifies him as an &#8220;audit committee financial expert,&#8221; as defined by the SEC.</div>

                    <div><br/></div>

                    <a id="ITEM11."><!--Anchor--></a>
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">ITEM 11.</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">EXECUTIVE COMPENSATION</div>
                          </td>

  </tr>


</table>
                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">The Summary Compensation Table includes information concerning the compensation paid to or earned by our Chief Executive
                      Officer (&#8220;CEO&#8221;) and our two other most highly compensated executive officers. Each executive is referred to herein as a named executive officer (&#8220;NEO&#8221;).</div>

                    <div><br/>
                    </div>

                    <div style="font-family: 'Times New Roman'; font-size: 10pt;">
                      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 28%;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Name and Principal Position</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Year</div>
                            </td>

    <td valign="bottom" style="vertical-align: middle; padding-bottom: 2px; width: 1%;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Salary</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Stock</div>
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Awards<sup>(1)</sup></div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Non-Equity</div>
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Incentive Plan</div>
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Compensation<sup>(2)</sup></div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">All Other</div>
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Compensation<sup>(3)</sup></div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; padding-bottom: 2px; width: 1%;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Total</div>
                              <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">($)</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" rowspan="2">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Brian E. Argrett,</div>
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Chief Executive Officer</div>
                            </td>

    <td valign="bottom" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);" rowspan="2" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);" rowspan="2" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2023</div>
                            </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">577,500</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">275,000</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">114,883</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">75,876</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">1,043,259</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2022</div>
                            </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">550,000</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">210,000</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">206,250</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">66,463</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">1,032,713</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="background-color: rgb(255, 255, 255); vertical-align: top; width: 28%;" rowspan="2">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Brenda J. Battey</div>
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Chief Financial Officer</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: top; width: 1%;" rowspan="2" colspan="1">&#160;</td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: top; width: 1%;" rowspan="2" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top; width: 9%; white-space: nowrap;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2023</div>
                            </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">278,250</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">75,286</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">43,858</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">54,710</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">452,104</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="background-color: rgb(255, 255, 255); vertical-align: top; white-space: nowrap; width: 9%;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2022</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: middle; width: 1%;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: right;" colspan="1">&#160;</td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 9%; text-align: right;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">265,000</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">&#160;</td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: right;" colspan="1">&#160;</td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 9%; text-align: right;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">61,900</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">&#160;</td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: right;" colspan="1">&#160;</td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 9%; text-align: right;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">75,287</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">&#160;</td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: right;" colspan="1">&#160;</td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 9%; text-align: right;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">40,206</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">&#160;</td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: middle; width: 1%;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 9%; text-align: right;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">442,393</div>
                            </td>

    <td style="background-color: rgb(255, 255, 255); vertical-align: bottom; white-space: nowrap; width: 1%; text-align: left;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" rowspan="2">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Ruth McCloud</div>
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Chief Operating Officer</div>
                            </td>

    <td valign="bottom" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);" rowspan="2" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);" rowspan="2" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2023</div>
                            </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">270,000</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">73,736</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">42,621</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">38,263</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">424,620</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2022</div>
                            </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">260,000</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">52,700</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">73,736</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">26,270</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                              <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                            </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                              <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">412,706</div>
                            </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
                    </div>

                    <div><br/>
                    </div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman', serif; font-size: 10pt;">(1)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">This column reports the grant date fair value of restricted stock granted during each year reported. The amounts reported in this column have been calculated
                              in accordance with FASB ASC Topic 718. A description of the methodologies and assumptions we use to value equity awards and the manner in which we recognize the related expense are described in Note 17 to our consolidated
                              financial statements, Stock-Based Compensation.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman', serif; font-size: 10pt;">(2)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">The amounts shown represent the cash incentive compensation awards earned by each NEO under the Bank&#8217;s Incentive Plan for Management (&#8220;Incentive Plan&#8221;), based
                              on the objective criteria established by the Board at the beginning of each year. The Company&#8217;s achievement of such objective criteria is determined by the Board&#8217;s compensation and benefits committee (&#8220;Compensation
                              Committee&#8221;). The Compensation Committee evaluates the performance results at the beginning of the following year and approves the amounts of bonuses to be paid.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman', serif; font-size: 10pt;">(3)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">Includes amounts paid by the Company to the 401(k) account of the NEO and allocations under the City First Bank, National Association Employee Stock Ownership
                              Plan. Also includes perquisites and other benefits consisting of automobile and telephone allowances, health benefits and life insurance premiums.</div>
                          </td>

  </tr>


</table>
                    <div><br/>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">44</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="text-decoration: underline;">Employment Agreements</span></div>

                    <div><br/>
                    </div>

                    <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="text-decoration: underline;">Brian Argrett</span></div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">The Company and Mr. Argrett are parties to an employment agreement effective November 17, 2021 (the &#8220;Employment Agreement&#8221;),
                      providing for Mr. Argrett&#8217;s continued service as the Company&#8217;s President and Chief Executive Officer and a member of the Board and the board of directors of the Bank. The Employment Agreement has a five-year term beginning on April 1,
                      2021, subject to annual one-year automatic extensions thereafter unless the Company or Mr. Argrett provides at least 90-days&#8217; prior written notice. Under the agreement, Mr. Argrett was entitled to a base salary of $520,000 per year
                      for the 2021 calendar year, which increased to $550,000 effective January 1, 2022, and $577,500 effective January 1, 2023, which may be further increased but not decreased (other than in connection with an across-the-board reduction
                      in salary applicable to other executive officers) in the Board&#8217;s discretion. Mr. Argrett&#8217;s target bonus is equal to 30% of his base salary based on the degree of achievement of specified business plan objectives as evaluated annually
                      by the Compensation Committee. No bonus will be paid if the degree of achievement of the business plan objectives is less than 80%. The cash bonus will range from 24% of base salary if the degree of achievement of the business plan
                      objectives is 80% up to a maximum of 37.5% of base salary if the degree of achievement of the business plan objectives is 125% or more.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Argrett is eligible for annual opportunities to receive grants of restricted stock, with the grant date value determined by
                      the Compensation Committee based on the degree of achievement of specified performance metrics determined by the Company. The target grant date value of such grants for each year is 40% of base salary. No equity grants will be made if
                      the degree of achievement of specified business plan objectives is less than 80%, and the grants will range in grant date value from 32% of base salary if the degree of achievement of the business plan objectives is 80% up to a
                      maximum of 50% of base salary if the degree of achievement of the business plan objectives is 125% or more. All such awards will vest as to 33% on the first anniversary of grant, with the remainder vesting in equal monthly
                      installments over the following 24 months, or in full in the event of Mr. Argrett&#8217;s death, disability, termination for Good Reason, or termination by the Company without Cause. &#8220;Cause&#8221; includes Mr. Argrett&#8217;s failure to substantially
                      perform duties or material breach of the Employment Agreement or Company policy by Mr. Argrett (each after a permitted cure period); willful violation of law or regulation; conviction of a felony and certain other events of a
                      comparable nature. &#8220;Good Reason&#8221; includes the demotion of Mr. Argrett or reduction of his authority or responsibilities; reduction of his salary (other than a reduction described above); failure to reelect him to the Board or the
                      board of directors of the Bank; relocation of his current primary work location by more than 20 miles; or the Company&#8217;s material breach of the Employment Agreement (after a permitted cure period).</div>

                    <div><br/></div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Under the Employment Agreement, Mr. Argrett is entitled to: (i) vacation of 30 days annually, with right to carry over up to 15
                      days of vacation; (ii) automobile allowance of $1,500 per month; (iii) medical, dental, life and long-term disability insurance, and other benefit programs provided to other senior executives of the Company; (iv) 401(k) plan
                      participation with current Company matching contribution policy; and (v) social club dues in accordance with Company policy, including dues currently paid by the Company of $1,500 per month.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Mr. Argrett would be entitled to receive the following severance payments upon termination of his employment by the Company
                      without Cause, by Mr. Argrett for Good Reason, or due to Disability. &#8220;Disability&#8221; under the agreement means that either (A) Mr. Argrett is deemed disabled for purposes of any group or individual long-term disability policy maintained
                      by the Company that covers Mr. Argrett, or (B) in the good faith judgment of the Board, Mr. Argrett is substantially unable to perform his duties under the Employment Agreement for more than one hundred twenty (120) days, whether or
                      not consecutive, in any twelve (12) -month period, by reason of a physical or mental illness or injury. Such payments would include the amount of any earned but unpaid bonus for services rendered by Mr. Argrett during the previous
                      calendar year, plus 36 months of the base salary and other benefits summarized above (to the extent permitted under the applicable benefit plans) payable over that period in accordance with the Company&#8217;s normal payroll practices. If
                      Mr. Argrett&#8217;s employment is terminated by the Company upon his death or due to Disability, Mr. Argrett will also receive any earned but unpaid bonus for services rendered during the calendar year of termination, provided that he was
                      employed by the Company for at least six months during the calendar year of termination. If he is employed by the Company for less than the full calendar year in which the termination occurs, the bonus will be prorated based on the
                      ratio of the number of days he is employed during the calendar year to 365 days. Payment of the severance payment is conditioned on the execution of a release of claims against the Company. If Mr. Argrett&#8217;s employment is terminated by
                      the Company without Cause or by Mr. Argrett for Good Reason within two years after a Change in Control (as defined in the Employment Agreement), he will be entitled to receive the discounted present value of the severance in a lump
                      sum payable within 10 days after a release of claims against the Company becomes effective. The Employment Agreement also contains customary prohibitions against solicitation of customers and employees and prohibitions against
                      disclosure of confidential information of the Company.</div>

                    <div><br/>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">45</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">The Employment Agreement replaced in its entirety the prior employment agreement, dated December 29, 2017, by and among the
                      Bank, CFBanc Corporation, and Mr. Argrett that was assumed by the Company in connection with the Merger.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="text-decoration: underline;">Brenda Battey and Ruth McCloud</span></div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Each of Brenda Battey and Ruth McCloud serve in their respective positions pursuant to employment agreements (the &#8220;Executive
                      Employment Agreements&#8221;) entered into with the Company and the Bank effective in May 2017 and subsequently amended in certain respects. The Executive Employment Agreements provided for an initial term of employment of three years,
                      subject to annual one-year extensions by mutual agreement of the parties. The Executive Employment Agreements provide for the payment of an annual base salary, which is currently $278,250 for Ms. Battey, and $270,000 for Ms. McCloud,
                      which are subject to annual review and possible increase by the Board. The Executive Employment Agreements also provide for participation in the Bank&#8217;s Employee Stock Ownership Plan, eligibility to receive equity-based awards pursuant
                      to the Company&#8217;s 2018 Long-Term Incentive Plan of such types and in such amounts as are determined by the Board, and eligibility to participate in all employee benefit plans applicable to senior executive officers, including the
                      Bank&#8217;s Incentive Plan, the Company&#8217;s 401(k) plan (with continuation of the Company&#8217;s employee contribution matching policy as of the effective date of the employment agreements), and medical, dental, life and long-term disability
                      programs.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Each Executive Employment Agreement may be terminated by the Company with or without Cause (including failure by the Company to
                      request an annual extension of an agreement&#8217;s term) and following the Merger may be terminated by the executive for any reason and will also terminate in the event of the death or Disability (as defined in the Executive Employment
                      Agreement) of the executive. &#8220;Cause&#8221; is defined in each Executive Employment Agreement to include the executive&#8217;s failure substantially to perform her duties, or material breach by her of her employment agreement or any material
                      written policy of the Company, in each case if not cured within 30 days after notice from the Board requiring such cure; willful violation of any law, rule or regulation (excluding traffic violations and similar offenses); entry of a
                      final regulatory cease and desist order against her; and other offenses involving fraud, moral turpitude, or dishonesty involving personal profit.</div>

                    <div><br/></div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">In the event of any termination of employment by the Company of the executive&#8217;s employment (excluding a termination of
                      employment for Cause), or any termination by the executive, the executive would be entitled to receive all amounts accrued for payment to her to the date of termination and not previously paid, including base salary, unreimbursed
                      business expenses, vested amounts under the Company&#8217;s 401(k) Plan and other employee benefit plans (collectively, the &#8220;Accrued Obligations&#8221;). The executive would also be entitled to continue to receive an amount equal to her monthly
                      base salary for a specified period (the &#8220;Severance Period&#8221;) and would continue during the Severance Period to be entitled to receive her automobile allowance and payment by the Company of her life, long-term disability, medical and
                      dental insurance premiums provided for in her employment agreement (such payments during the Severance Period being collectively referred to as the &#8220;Severance Payments&#8221;). The Severance Periods specified in the Executive Employment
                      Agreements are 24 months for Ms. Battey, and 18 months for Ms. McCloud. In the event of termination of employment for Cause or due to death, the executive&#8217;s estate would only be entitled to receive payment of the Accrued Obligations.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Each Executive Employment Agreement provides that if the executive&#8217;s employment is terminated by the Company without Cause, or
                      by the executive for any reason, within two years after a Change in Control of the Company has occurred, she will be entitled to receive a single lump sum payment equal to the present value of the Severance Payments described above,
                      subject to execution of a general release. The present value of the Severance Payments would be calculated using the Applicable Federal Rate published by the Internal Revenue Service from time to time. &#8220;Change in Control&#8221; is defined
                      in each Executive Employment Agreement to include: events that would be required to be reported as such pursuant to the Exchange Act or federal banking laws and regulations; any person or entity acquiring beneficial ownership of 50%
                      or more of the Company&#8217;s outstanding securities; and changes in the composition of the Board that result, with certain exceptions, in directors who were members of the board as of the effective date of the employment agreements
                      ceasing to constitute a majority of the Board.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Each Executive Employment Agreement contains post-employment non-solicitation provisions pursuant to which, for a period of
                      twelve months following termination the executive is prohibited from (i) attempting to influence any customer of the Company or the Bank to discontinue use of the Company&#8217;s or the Bank&#8217;s services, or (ii) attempting to disrupt the
                      relationship between the Company or the Bank and any of their respective employees, customers or other persons having specified relationships with the Company or the Bank.</div>

                    <div><br/>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">46</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <div>
                      <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;"><span style="text-decoration: underline;">Incentive Compensation</span></div>

                      <div><br/>
                      </div>

                    </div>

                    <div>
                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">The Bank&#8217;s Incentive Plan is designed to reward management for productivity, high performance, and
                        implementing the business plan and vision of the Bank. The Compensation and Benefits Committee establishes performance objectives in advance of each year. These performance objectives are derived from the Company&#8217;s Strategic Plan,
                        which is reviewed and approved by the Board annually, and typically covers the ensuing three years. The compensation payable under the Incentive Plan is tied directly to the attainment of the pre-established performance objectives.
                        The Incentive Plan provides for a minimum, target, and maximum incentive opportunity equal to cash awards of 24%, 30%, and 37.5%, respectively, of base salary for the CEO, and cash awards of 20%, 25%, and 31%, respectively, of base
                        salary for the other senior executive officers, and lower percentages of base salary for other managers.</div>

                      <div><br/>
                      </div>

                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">In order for the Incentive Plan participants to receive any form of payout, a minimum financial threshold of
                        80% of the Board approved consolidated net earnings for the Incentive Plan year must be achieved. For each year, the Board establishes specific objectives in the following areas:</div>

                    </div>

                    <div>&#160;</div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt;"><br/>
                          </td>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8226;</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Net Earnings</div>
                          </td>

  </tr>


</table>
                    <div>
                      <div><br/>
                      </div>

                    </div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt;"><br/>
                          </td>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8226;</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Capital</div>
                          </td>

  </tr>


</table>
                    <div>&#160;</div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt;"><br/>
                          </td>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8226;</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Compliance</div>
                          </td>

  </tr>


</table>
                    <div>
                      <div><br/>
                      </div>

                    </div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt;"><br/>
                          </td>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8226;</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Net Loan Growth</div>
                          </td>

  </tr>


</table>
                    <div>
                      <div><br/>
                      </div>

                    </div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt;"><br/>
                          </td>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8226;</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Asset Quality</div>
                          </td>

  </tr>


</table>
                    <div>&#160;</div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt;"><br/>
                          </td>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8226;</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Core Deposit Growth</div>
                          </td>

  </tr>


</table>
                    <div>&#160;</div>

                    <div>
                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">For 2023 and 2022, the specific goals related to Net Earnings, Mission Execution, Asset Quality, Net
                        Portfolio Growth, Operational Efficiency, Net Interest Margin Improvement, Capital Management, and Compliance Risk Management. At the end of the Incentive Plan year, each goal is assessed, and results calculated. The Compensation
                        Committee, pursuant to the terms of the Incentive Plan, determined that the pre-established objectives for 2023 and 2022 were achieved at least in part, and those achievements were used by the Committee to determine the payouts for
                        the annual incentive awards for the respective year and the restricted stock awards that were granted in 2023 and 2022.</div>

                      <div><br/>
                      </div>

                    </div>

                    <div>
                      <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Grants of Plan-Based Awards in 2023 and 2022</div>

                      <div><br/>
                      </div>

                    </div>

                    <div>
                      <div style="text-align: left; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">During 2023, a restricted stock award totaling 32,126 Class A shares was granted to Mr. Argrett under the
                        Amended and Restated 2018 Long Term Incentive Plan. During 2022, a restricted stock award totaling 17,156 Class A shares was granted to Mr. Argrett under the 2018 Long Term Incentive Plan.</div>

                      <div><br/></div>

                    </div>

                    <div>
                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">During 2023, restricted stock awards totaling 8,795 and 8,614 shares were granted to each of Ms. Battey and
                        Ms. McCloud, respectively, under the Amended and Restated 2018 Long Term Incentive Plan. During 2022, restricted stock awards totaling 5,057 and 4,305 shares were granted to each of Ms. Battey and Ms. McCloud, respectively, under
                        the 2018 Long Term Incentive Plan.</div>

                      <div><br/>
                      </div>

                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">There were no grants of restricted stock units or stock options to the NEOs for the years ended December 31,
                        2023 or 2022.</div>

                    </div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Outstanding Equity Awards at Fiscal Year-End</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">The following table sets forth information concerning outstanding equity awards held by each NEO as of December
                      31, 2023.</div>

                    <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;"> <br/>
                    </div>

                    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: middle; padding-left: 24%; padding-bottom: 2px; width: 17%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="21">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Option Awards</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="9">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Restricted Stock Awards</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 17%; border-bottom: 2px solid rgb(0, 0, 0);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Name</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Number of</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Securities</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Underlying</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Unexercised</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options (#)</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Exercisable)</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Number of</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Securities</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Underlying</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Unexercised</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Options (#)</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(Unexercisable)<sup>(1)</sup></div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Option</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Exercise</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Price ($)<sup>(2)</sup></div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Option</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Expiration</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Date<sup>(3)</sup></div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Number</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">of Shares</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">That Have</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Not Vested</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(#)</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Market</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Value of</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Shares</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">That Have</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Not Vested</div>
                            <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">($)</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 17%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Brian E. Argrett</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">45,851</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">311,328</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 17%;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Brenda J. Battey</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">18,750</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">12.96</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="3">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">02/24/2026</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">12,841</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">87,190</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); width: 17%;">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Ruth McCloud</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">12,500</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">12.96</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="3">
                            <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">02/24/2026</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">12,058</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; background-color: rgb(204, 238, 255); width: 1%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); width: 9%; white-space: nowrap;" colspan="1">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">81,874</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
                    <div>&#160;</div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">(1)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Options became fully vested on February 24, 2021.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">(2)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Based upon the fair market value of a share of Company common stock on the date of grant.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">(3)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Terms of outstanding stock options are for a period of ten years from the date the option is granted.</div>
                          </td>

  </tr>


</table>
                    <div>
                      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">(4)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                              <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">7,149 of these shares vest ratably over the following 15 months after December 31, 2023, and 32,126 of these shares vest 33.3% on the one
                                year anniversary of the grant date of June 21, 2023, and the remaining 66.6% of these shares vest ratably over the succeeding 24 months after the anniversary date.<br/>
                              </div>
                            </td>

  </tr>


</table>
                      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">(5)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                              <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">4,046 of the shares for Ms. Battey and 3,444 of the shares for Ms. McCloud vest on each of March 16, 2024, 2025, 2026, and 2027 and 8,795 of
                                the shares for Ms. Battey and 8,614 of the shares for Ms. McCloud vest in five equal annual installments on each anniversary of June 21, 2023.<br/>
                              </div>
                            </td>

  </tr>


</table>
                    </div>

                    <div> <br/>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">47</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <div>
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); font-style: normal; font-variant: normal; text-transform: none;">Anti-Hedging




















                        Policy</div>

                      <div><br/>
                      </div>

                    </div>

                    <div>
                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;"><span style="font-weight: normal;">Our employees, officers, and directors are prohibited from engaging in any
                          kind of hedging transaction that could reduce or limit such person&#8217;s holdings, ownership, or interest in or to any securities of the Company. Prohibited transactions include the purchase of financial instruments such as prepaid
                          variable forward contracts, instruments for short sale or purchase or sale of call or put options, equity swaps, collars, or units of exchangeable funds, that are designed to, or that may reasonably be expected to, have the effect
                          of hedging or offsetting a decrease in the market value of any securities of the Company.</span></div>

                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">
                        <div><br/>
                        </div>

                        <div style="text-align: left; text-indent: -9pt; margin-left: 9pt;"><span style="font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Clawback Policy</span><br/>
                        </div>

                        <div>
                          <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;"> <br/>
                          </div>

                          <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">In October of 2023, we adopted a clawback policy intended to comply with the requirements of Nasdaq
                            Listing Standard 5608 implementing Rule 10D-1 under the Exchange Act. In the event the Company is required to prepare an accounting restatement of the Company&#8217;s financial statements due to material non-compliance with any
                            financial reporting requirement under the federal securities laws, the Company will seek to recover, on a reasonably prompt basis, the excess incentive-based compensation received by any covered executive, including our named
                            executive officers, during the prior three fiscal years that exceeds the amount that the executive otherwise would have received had the incentive-based compensation been determined based on the restated financial statements.</div>

                        </div>

                      </div>

                    </div>

                    <div><br/>
                    </div>

                    <div>
                      <div style="text-align: center; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">DIRECTOR COMPENSATION</div>

                      <div><br/>
                      </div>

                    </div>

                    <div>
                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Effective January 1, 2022, the non-employee directors of the Company are entitled to a quarterly fee of
                        $12,500 (&#8220;Board Service Retainer&#8221;). In addition, outside directors who serve as Chair of one or more committees receive an additional quarterly fee of $1,500 (&#8220;Committee Chair Service Retainer&#8221;). In lieu of the Board Service
                        Retainer payments, any outside director who serves as Lead Independent Director receives a quarterly fee of $14,000, and any outside director who serves as Chair of the Board receives a quarterly fee of $15,000. In addition, each
                        calendar year the Company issues $12,000 in unrestricted stock to each outside director for service during such year.</div>

                      <div><br/>
                      </div>

                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">Members of the Board do not receive separate compensation for their service on the board of directors of the
                        Bank.</div>

                      <div><br/></div>

                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">The following table summarizes the compensation paid to non-employee directors for the year ended December
                        31, 2023.</div>

                      <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">.</div>

                    </div>

                    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 61.01%; border-bottom: 2px solid rgb(0, 0, 0);">
                            <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">Name</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1.03%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Times New Roman',serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.03%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="2">
                            <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">Fees Earned</div>
                            <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">or Paid in Cash<sup>(1)</sup></div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.03%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="2">
                            <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">Stock</div>
                            <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">Awards<sup>(2)</sup></div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1.03%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="2">
                            <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">Total</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 61.01%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">Wayne-Kent A. Bradshaw</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1.03%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman',serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">58,500</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.15%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">12,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">70,500</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 61.01%;">
                            <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">Robert C. Davidson</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1.03%;">
                            <div style="text-align: left; font-family: 'Times New Roman',serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">56,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.15%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">12,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">68,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 61.01%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">Mary Ann Donovan</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1.03%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman',serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">50,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.15%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">12,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">62,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 61.01%;">
                            <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">John Driver</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1.03%;">
                            <div style="text-align: left; font-family: 'Times New Roman',serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">50,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.15%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">12,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">62,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 61.01%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">Marie C. Johns</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1.03%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman',serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">62,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.15%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">12,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">74,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 61.01%;">
                            <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">William A. Longbrake</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1.03%;">
                            <div style="text-align: left; font-family: 'Times New Roman',serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">56,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.15%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">12,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">68,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 61.01%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">David J. McGrady</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1.03%; background-color: rgb(204, 238, 255);">
                            <div style="text-align: left; font-family: 'Times New Roman',serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">56,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.15%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">12,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">68,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 61.01%;">
                            <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">Dutch C. Ross III</div>
                          </td>

    <td valign="bottom" style="vertical-align: middle; width: 1.03%;">
                            <div style="text-align: left; font-family: 'Times New Roman',serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">56,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.15%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">12,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.52%; white-space: nowrap;" colspan="1">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">68,000</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.03%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
                    <div>
                      <div><br/>
                      </div>

                    </div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">(1)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">Includes payments of annual retainer fees, and retainer fees paid to chairs of Board committees.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">(2)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">The amounts shown reflect the aggregate fair value of stock awards on the grant date, as determined in accordance with
                              FASB ASC Topic 718. For each director, the number of shares of Common Stock was determined by dividing the grant date value of the award, $12,000, by $10.40, the closing price of the Company&#8217;s Common Stock on February 21,
                              2023, the date of grant (adjusted for the reverse stock split on October 31, 2023.) As of December 31, 2023, none of the directors held any outstanding equity awards.</div>
                          </td>

  </tr>


</table>
                    <div> <br/>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">48</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <div>
                      <div>
                        <a id="ITEM12."><!--Anchor--></a>
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">ITEM 12.</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                                <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS (NOT FULLY UPDATED)</div>
                              </td>

  </tr>


</table>
                        <div><br/>
                        </div>

                        <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">The following table sets forth information as of April 30, 2024 concerning the shares of the Company&#8217;s common stock owned
                          by each person known to the Company to be a beneficial owner of more than 5% of the Company&#8217;s Voting Common Stock, each director or director nominee, each Named Executive Officer, and all current directors and executive officers
                          as a group. Except as otherwise indicated, and subject to any interests of the reporting person&#8217;s spouse, we believe that the beneficial owners of common stock listed below, based on information furnished by such owners, have sole
                          voting and investment power with respect to such shares. As of April 30, 2024, we had 6,033,212 shares of Voting Common Stock outstanding.</div>

                      </div>

                      <div><br/>
                      </div>

                      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
                        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 34%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Beneficial Owner</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Number of</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Shares of</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Voting</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Common</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Stock</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Beneficially</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Owned</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Percent of</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Voting</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Common</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Stock</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Number of</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Shares of</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Non-Voting</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Common</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Stock, Class B</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Beneficially</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Owned<sup>(1)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Number of</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Shares of</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Non-Voting</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Common</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Stock, Class C</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Beneficially</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Owned<sup>(2)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Percent of</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Total Common</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Stock</div>
                                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Outstanding<sup>(3)</sup></div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">5% Beneficial Owners:</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">City First Enterprises<sup>(4)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">827,778</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">13.72</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">9.07</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">City First Bank, National Association Employee Stock Ownership Trust <sup>(5)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">607,608</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">10.07</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">6.65</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Cedars-Sinai Medical Center<sup>(6)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">351,123</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">5.82</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">3.85</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">The Vanguard Group</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">326,102</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">5.41</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">3.57</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Directors and Executive Officers<sup>(7)</sup>:</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Brian E. Argrett<sup>(8)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">80,464</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">1.33</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">% <br/>
                                </div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Wayne-Kent A. Bradshaw<sup></sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">35,746</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Robert C. Davidson<sup>(9)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">13,069</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Mary Ann Donovan</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2,165</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">John M. Driver</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">1,153</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Marie C. Johns</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2,165</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">William A. Longbrake</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">9,665</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">David J. McGrady</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2,165</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Dutch C. Ross III</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">6,004</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Brenda J. Battey<sup>(10)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">49,254</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Ruth McCloud<sup>(11)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">40,782</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">John F. Tellenbach</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">5,298</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">LaShanya D. Washington<sup>(12)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">12,177</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Sonja S. Wells<sup>(13)</sup></div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">23,940</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">*</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

  </tr>

  <tr>

    <td style="width: 34%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Current directors and executive officers as a group (15 persons)</div>
                              </td>

    <td style="width: 0.53%; vertical-align: middle; background-color: #CCEEFF;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8203;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 9.68%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">284,047</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">4.70</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 0.53%; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                              </td>

    <td style="width: 10%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: right; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">3.11</div>
                              </td>

    <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;">
                                <div style="text-align: left; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">%</div>
                              </td>

  </tr>


</table>
                      </div>

                      <div><br/>
                      </div>

                    </div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">*</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">Less than 1%.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(1)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">The Class B non-voting common stock may not be converted to Voting Common Stock.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(2)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">The Class C non-voting common stock may be converted to Voting Common Stock only upon the occurrence of certain prescribed forms of sales
                              to third parties that are not affiliated with the holders thereof.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(3)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">The total number of outstanding common shares as of April 30, 2024 was 9,131,348, which includes all outstanding shares of Class A voting
                              common stock, Class B non-voting common stock, and Class C non-voting common stock.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(4)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">The address for City First Enterprises is 1 Thomas Circle, NW, Suite 700, Washington, D.C. 20005.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(5)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">
                              <div>The address for the City First Bank, National Association Employee Stock Ownership Trust (&#8220;ESOP&#8221;) is 1432 U Street, N.W. Washington, DC 20009-3916.</div>
                            </div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(6)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">
                              <div>The address for Cedars-Sinai Medical Center is 8700 Beverly Boulevard, TRES 6500, Los Angeles, CA 90048.</div>
                            </div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(7)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">The address for each of the directors and named executive officers is 4601 Wilshire Boulevard, Suite 150, Los Angeles, CA 90010.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(8)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">
                              <div>Includes 1,798 allocated shares under the ESOP.</div>
                            </div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(9)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">Includes [[8,750]] shares that are held by the Robert and Alice Davidson Trust, dated August 11, 1982. Robert Davidson and Alice Davidson
                              share investment and voting power with respect to the shares held by the Robert and Alice Davidson Trust in their capacities as trustees of the trust.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(10)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">Includes 5,488 allocated shares under the ESOP and 18,750 shares subject to options granted under the LTIP, which options are all currently
                              exercisable.</div>
                          </td>

  </tr>


</table>
                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(11)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">Includes 4,969 allocated shares under the ESOP and 12,500 shares subject to options granted under the LTIP, which options are all currently
                              exercisable.</div>
                          </td>

  </tr>


</table>
                    <div style="text-align: justify;">
                      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(12)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                              <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">
                                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Includes 1,286 allocated shares under the ESOP.</div>
                              </div>
                            </td>

  </tr>


</table>
                      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">(13)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                              <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">
                                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Includes 1,678 allocated shares under the ESOP.</div>
                              </div>
                            </td>

  </tr>


</table>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">49</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <a id="ITEM13."><!--Anchor--></a>
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">ITEM 13.</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE</div>
                          </td>

  </tr>


</table>
                    <div>
<div><br/></div>

                      <div style="background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">
                        <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Certain Relationships and Related Transactions</div>

                      </div>

                      <div><br/></div>

                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">Transactions by us with related persons are subject to formal written policies, as well as regulatory requirements and
                      restrictions. These requirements and restrictions include Sections 23A and 23B of the Federal Reserve Act and the Federal Reserve&#8217;s Regulation W (which govern certain transactions by us with our affiliates) and the Federal Reserve&#8217;s
                      Regulation O (which governs certain loans by the Bank to its executive officers, directors, and principal stockholders). We have adopted policies to comply with these regulatory requirements and restrictions. The Company&#8217;s current
                      loan policy provides that all loans made by the Company or its subsidiary to its directors and executive officers or their associates must be made on substantially the same terms, including interest rates, collateral and repayment
                      terms, as those prevailing at the time for comparable transactions with other persons of similar creditworthiness who are not related to the Company and must not involve more than the normal risk of collectability or present other
                      unfavorable features. As of December 31, 2023, the Company did not have any loans to related parties or affiliates. Loans to insiders and their related interests require approval by the Board, or a Board designated committee. We also
                      apply the same standards to any other transactions with an insider. Personal loans made to any executive officer or director must comply with Regulation O. Additionally, loans and other related party transactions are subject to Audit
                      Committee review and approval requirements.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; font-family: 'Times New Roman',serif; font-size: 10pt;">From time to time, City First Enterprises and the Bank will each make an investment in the same community development project. These loans by the
                      Bank are made in the ordinary course of business on substantially the same terms, including interest rate and collateral, as those prevailing at the time for comparable loans with persons not related to the Bank, and do not involve
                      more than the normal risk of collectability or present other unfavorable features. All such loans are reviewed, approved, or ratified by the Director&#8217;s Loan Committee of the Bank and are made in accordance with the Bank&#8217;s lending and
                      credit policies.</div>

                    <div><br/></div>

                    <div>
                      <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Parents of Smaller Reporting Company</div>

                      <div><br/>
                      </div>

                      <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt;">City First Enterprises is the owner of 827,778 shares of our Voting Common Stock, which represents approximately 13.72% of
                        our Voting Common Stock outstanding. In addition, four members of our board &#8211; Mr. Argrett, our President and CEO, Dr. Longbrake, Mr. McGrady, and Ms. Donovan &#8211; are also members of the Board of Directors of City First Enterprises.</div>

                      <div style="text-align: left;"><span style="font-family: 'Times New Roman', serif; font-size: 10pt; color: #000000;"> </span><br/>
                      </div>

                    </div>

                    <div style="text-align: left; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">Director Independence</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt;">We have adopted standards for director independence pursuant to the Nasdaq listing standards. The Board has
                      considered relationships, transactions, and/or arrangements with each of its directors, and has determined that all of the Company&#8217;s non-employee directors (Mr. Bradshaw, Mr. Davidson, Ms. Donovan, Mr. Driver, Ms. Johns, Dr.
                      Longbrake, Mr. McGrady, and Mr. Ross) are &#8220;independent&#8221; under applicable Nasdaq listing standards and Securities and Exchange Commission (&#8220;SEC&#8221;) rules.</div>

                    <div><br/>
                    </div>

                    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                      <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">50</span></div>

                      <div style="page-break-after: always;" class="BRPFPageBreak">
                        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                      <div class="BRPFPageHeader" style="width: 100%;">
                        <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                      </div>

                    </div>

                    <!--PROfilePageNumberReset%Num%55%%%-->
                    <a id="ITEM14."><!--Anchor--></a>
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman',serif; font-size: 10pt; font-weight: bold;">ITEM 14.</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="color: #000000; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">PRINCIPAL ACCOUNTANT FEES AND SERVICES</div>
                          </td>

  </tr>


</table>
                    <div><br/></div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">The Audit Committee reviews and pre-approves all audit and non-audit services performed by its independent registered public
                      accounting firm, as well as the fees charged for such services, in accordance with the pre-approval policies and procedures that have been established by the Audit Committee. All fees incurred in the years ended December 31, 2023 and
                      2022 for services rendered by Moss Adams were approved by the Audit Committee. No non-audit services were provided by Moss Adams for the years indicated.</div>

                    <div><br/>
                    </div>

                    <div style="text-align: justify; text-indent: 20pt; font-family: 'Times New Roman', serif; font-size: 10pt;">The following table sets forth the aggregate fees billed to us by Moss Adams for the years indicated, inclusive of
                      out-of-pocket expenses.</div>

                    <div> <br/>
                    </div>

                    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: middle; padding-left: 24%; padding-bottom: 2px;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                            <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2023</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                            <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">2022</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; padding-left: 24%;">
                            <div style="text-align: left; font-family: 'Cambria Math', serif; font-size: 10pt;">&#8203;</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                            <div style="text-align: center; font-family: 'Times New Roman', serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">Audit fees<sup>(1)</sup></div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">474</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">409</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">Audit-related fees</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">Tax fees</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">All other fees</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">&#8212;</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
                            <div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;">Total fees</div>
                          </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">474</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">$</div>
                          </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                            <div style="font-family: 'Times New Roman', serif; font-size: 10pt;">409</div>
                          </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
                    <div><br/>
                    </div>

                    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman', serif; font-size: 10pt;">(1)</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                            <div style="font-family: 'Times New Roman',serif; font-size: 10pt; text-align: justify;">Aggregate fees billed for professional services rendered for the audit of the Company&#8217;s consolidated annual financial statements included
                              in the Company&#8217;s Annual Report on Form 10-K and for the reviews of the Company&#8217;s consolidated financial statements included in the Company&#8217;s Quarterly Reports on Form 10-Q. The services provided by the independent accounts are
                              for SEC-related filings only.</div>
                          </td>

  </tr>


</table>
                    <div><br/></div>

                  </div>

                </div>

              </div>

            </div>

          </div>

        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">51</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: center; color: #000000; font-weight: bold;">PART IV</div>

        <div><br/>
        </div>

        <a id="ITEM15.EXHIBITSANDFINANCI"><!--Anchor--></a>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 15.</td>

    <td style="width: auto; vertical-align: top;">
                <div style="color: #000000; font-weight: bold;">EXHIBITS AND FINANCIAL STATEMENT SCHEDULES</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 22.5pt;"><br/>
              </td>

    <td style="width: 27pt; vertical-align: top; color: #000000;">(a)</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000;">1. See Index to Consolidated Financial Statements.</div>
                <div style="color: rgb(0, 0, 0);">
                  <div style="text-align: justify; color: rgb(0, 0, 0);">2. Financial Statement Schedules have been omitted because they are not applicable or the required information is shown in the Consolidated Financial Statements or Notes thereto
                    included under Item 8, &#8220;Financial Statements and Supplementary Data.&#8221;</div>
                </div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 22.5pt;"><br/>
              </td>

    <td style="width: 27pt; vertical-align: top; color: #000000;">(b)</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000;">List of Exhibits</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">


  <tr>

    <td style="width: 10.18%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">Exhibit</div>
                <div style="text-align: center; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">Number*</div>
              </td>

    <td style="width: 1.1%; vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td style="width: 88.72%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">&#160;</td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011567/brhc10022765_ex3-1.htm">3.1</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Amended and Restated Certificate of Incorporation of Registrant (Exhibit 3.1 to Form 8-K filed by Registrant on April 5, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036123050802/ef20013758_ex3-1.htm">3.2</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Certificate of Amendment to Certificate of Incorporation of Registrant (Exhibit 3.1 to Form 8-K filed by the Registrant on November 1, 2023)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000110465920097959/tm2026212d2_ex3-2.htm">3.3</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Bylaws of Registrant (Exhibit 3.2 to Form 8&#8209;K filed by Registrant on August 24, 2020)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000110465919049704/a19-18521_1ex3d1.htm">3.4</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Certificate of Designations for the Series B Junior Participating Preferred Stock (Exhibit 3.1 to Form 8-K filed by Registrant on September 11, 2019)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036122022257/brhc10038548_ex3-1.htm">3.5</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Certificate of Designations of Senior Non-Cumulative Perpetual Preferred Stock, Series C (Exhibit 3.1 to Form 8-K filed by Registrant on June 8, 2022)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036122014670/brhc10036345_ex4-1.htm">4.1</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Description of Registrant&#8217;s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934 (Exhibit 4.1 to Form 10-K filed by Registrant on April 15, 2022)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000110465919049704/a19-18521_1ex4d1.htm">4.2</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Rights Agreement, dated as of September 10, 2019, entered between Broadway Financial Corporation and Computershare Trust Company, N.A., as rights agent (Exhibit 4.1 to Form 8-K filed by Registrant on
                  September 11, 2019)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000110465920098621/a20-29334_2ex4d1.htm">4.3</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Amendment to Rights Agreement, dated as of August 25, 2020, entered between Broadway Financial Corporation and Computershare Trust Company, N.A. (Exhibit 4.1 to Form 8-K file by Registrant on August 26,
                  2020)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036122022257/brhc10038548_ex10-1.htm#ANNEXE">4.4</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Registration Rights Agreement (Exhibit 10.2 to Form 8-K filed by Registrant on June 8, 2022)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000104746916011660/a2227960zex-10_1.htm">10.1**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Broadway Federal Bank Employee Stock Ownership Plan (Exhibit 10.1 to Form 10&#8209;K filed by Registrant on March 28, 2016)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000110465916139308/a16-11507_1ex10d3.htm">10.2**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Amended and Restated Broadway Financial Corporation 2008 Long Term Incentive Plan (Exhibit 10.3 to Form 10&#8209;Q filed by Registrant on August 12, 2016)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000110465916139308/a16-11507_1ex10d1.htm">10.3**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Amended Form of Award Agreement for stock options granted pursuant to Amended and Restated Broadway Financial Corporation 2008 Long&#8209;Term Incentive Plan (Exhibit 10.1 to Form 10&#8209;Q filed by Registrant on
                  August 12, 2016)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="ef20016744_ex10-4.htm">10.4**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">
                  <div style="text-align: left;">Broadway Financial Corporation Amended and Restated 2018 Long&#8209;Term Incentive Plan</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="ef20016744_ex10-5.htm">10.5**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">
                  <div style="text-align: left;">Form of Award Agreement for restricted stock granted pursuant to Broadway Financial Corporation Amended and Restated 2018 Long&#8209;Term Incentive Plan</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000104746919001784/a2238270zex-10_7.htm">10.6**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Employment Agreement, dated as of March 22, 2017, for Wayne&#8209;Kent A. Bradshaw (Exhibit 10.7 to Form 10-K filed by Registrant on March 29, 2019)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000104746919001784/a2238270zex-10_10.htm">10.7**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Award Agreement, dated as of February 27, 2019 for grant of restricted stock to Wayne&#8209;Kent A. Bradshaw pursuant to Broadway Financial Corporation 2018 Long&#8209;Term Incentive Plan (Exhibit 10.10 to Form 10-K
                  filed by Registrant on March 29, 2019)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000104746919001784/a2238270zex-10_11.htm">10.8**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Employment Agreement, dated as of May 1, 2017, for Brenda J. Battey (Exhibit 10.11 to Form 10-K filed by Registrant on March 29, 2019)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121001184/brhc10018952_ex10-1.htm">10.9**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Amendment to Employment Agreement for Brenda J. Battey, dated as of January 14, 2021 (Exhibit 10.1 to form 8-K filed by Registrant on January 14, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000104746919001784/a2238270zex-10_12.htm">10.10**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Employment Agreement, dated as of May 1, 2017, for Norman Bellefeuille (Exhibit 10.12 to Form 10-K filed by Registrant on March 29, 2019)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121001184/brhc10018952_ex10-2.htm">10.11**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Amendment to Employment Agreement for Norman Bellefeuille, dated as of January 14, 2020 (Exhibit 10.2 to form 8-K filed by Registrant on January 14, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000104746919001784/a2238270zex-10_13.htm">10.12**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Employment Agreement, dated as of May 1, 2017, for Ruth McCloud (Exhibit 10.13 to Form 10-K filed by Registrant on March 29, 2019)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;"><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121001184/brhc10018952_ex10-3.htm">10.13**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Amendment to Employment Agreement for Ruth McCloud, dated as of January 14, 2020 (Exhibit 10.3 to form 8-K filed by Registrant on January 14, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011100/brhc10022486_ex10-14.htm">10.14**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Broadway Federal Bank Incentive Compensation Plan (Exhibit 10.14 to Form 10-K filed by the Registrant on March 31, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121038570/brhc10030976_ex10-1.htm">10.15**</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Employment Agreement, dated and effective as of November 17, 2021, between Registrant and Brian E. Argrett (Exhibit 10.1 to Form 8-K filed by Registrant on November 18, 2021)</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">52</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">


  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000104746917002044/a2231455zex-10_8.htm">10.16</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of December 21, 2016, entered between First Republic Bank and Registrant (Exhibit 10.8 to Form 10&#8209;K filed by Registrant on March 27, 2017)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000104746917002044/a2231455zex-10_12.htm">10.17</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">ESOP Loan Agreement and ESOP Pledge Agreement, each dated as of December 19, 2016, entered into between Registrant and Miguel Paredes, as trustee for the Broadway Federal Bank, f.s.b., Employee Stock
                  Ownership Plan Trust, and related Promissory Note, dated as of December 19, 2016 (Exhibit 10.12 to Form 10&#8209;K filed by Registrant on March 27, 2017)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121001342/nt10015880x1_ex10-15.htm">10.18</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of November 23, 2020, entered between Banc of America Strategic Investments Corporation and Registrant (Exhibit 10.15 to Registration Statement on S-4 filed by Registrant
                  on January 19, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121001342/nt10015880x1_ex10-14.htm">10.19</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of November 23, 2020, entered between Cedars-Sinai Medical Center and Registrant (Exhibit 10.14 to Registration Statement on S-4 filed by Registrant on January 19, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121001342/nt10015880x1_ex10-16.htm">10.20</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of November 24, 2020, entered between Wells Fargo Central Pacific Holdings, Inc. and Registrant (Exhibit 10.16 to Registration Statement on S-4 filed by Registrant on
                  January 19, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011100/brhc10022486_ex10-24.htm">10.21</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of February 19, 2021, entered between Ally Ventures, a business unit of Ally Financial Inc., and Registrant (Exhibit 10.24 to Form 10-K filed by Registrant on March 31,
                  2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011100/brhc10022486_ex10-25.htm">10.22</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of February 19, 2021, entered between Banner Bank and Registrant (Exhibit 10.25 to Form 10-K filed by Registrant on March 31, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011100/brhc10022486_ex10-26.htm">10.23</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of February 19, 2021, entered between Citicorp Banking Corporation and Registrant (Exhibit 10.26 to Form 10-K filed by Registrant on March 31, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000104746917002044/a2231455zex-10_8.htm">10.24</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of February 19, 2021, entered between First Republic Bank and Registrant (Exhibit 10.8 to Form 10&#8209;K filed by Registrant on March 31, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011100/brhc10022486_ex10-28.htm">10.25</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of February 19, 2021, entered between Gerald I. White and Registrant (Exhibit 10.28 to Form 10-K filed by Registrant on March 31, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011100/brhc10022486_ex10-29.htm">10.26</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of February 19, 2021, entered between Gerald I. White, in his capacity as the trustee for the Grace &amp; White, Inc. Profit Sharing Plan, and Registrant (Exhibit 10.29 to
                  Form 10-K filed by Registrant on March 31, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011100/brhc10022486_ex10-30.htm">10.27</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of February 19, 2021, entered between Registrant and Butterfield Trust (Bermuda) Limited as trustee of each of the following: The Lorraine Grace Will Trust, The Anne Grace
                  Kelly Trust 99, The Gwendolyn Grace Trust 99, The Lorraine L. Grace Trust 99, and The Ruth Grace Jervis Millennium Trust (Exhibit 10.30 to Form 10-K filed by Registrant on March 31, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011100/brhc10022486_ex10-31.htm">10.28</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of February 19, 2021, entered between Texas Capital Community Development Corporation and Registrant (Exhibit 10.31 to Form 10-K filed by Registrant on March 31, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036121011100/brhc10022486_ex10-32.htm">10.29</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Stock Purchase Agreement, dated as of February 20, 2021, entered between J.P. Morgan Chase Community Development Corporation and Registrant (Exhibit 10.32 to Form 10-K filed by Registrant on March 31, 2021)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="https://www.sec.gov/Archives/edgar/data/1001171/000114036122022257/brhc10038548_ex10-1.htm">10.30</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Letter Agreement and Securities Purchase Agreement, dated June 7, 2022 (Exhibit 10.1 to Form 8-K filed by Registrant on June 8, 2022)</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="ef20016744_ex21-1.htm">21.1</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">List of Subsidiaries</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="ef20016744_ex23-1.htm">23.1</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Consent of Moss Adams LLP</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="ef20016744_ex31-1.htm">31.1</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes&#8209;Oxley Act of 2002</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="ef20016744_ex31-2.htm">31.2</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes&#8209;Oxley Act of 2002</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="ef20016744_ex32-1.htm">32.1</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Certification of Chief Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes&#8209;Oxley Act of 2002</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div><a href="ef20016744_ex32-2.htm">32.2</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>Certification of Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes&#8209;Oxley Act of 2002</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div><a href="ef20016744_ex97-1.htm">97.1</a></div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div>Compensation Clawback Policy</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div>101.INS</div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Inline XBRL Instance Document</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>101.SCH</div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Inline XBRL Taxonomy Extension Schema Document</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div>101.CAL</div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Inline XBRL Taxonomy Extension Calculation Linkbase Document</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>101.DEF</div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Inline XBRL Taxonomy Extension Definitions Linkbase Document</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div>101.LAB</div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">Inline XBRL Taxonomy Extension Label Linkbase Document</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div>101.PRE</div>
              </td>

    <td style="width: 1.1%; vertical-align: top; background-color: rgb(204, 238, 255);">&#160;</td>

    <td style="width: 88.72%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify;">Inline XBRL Taxonomy Extension Presentation Linkbase Document</div>
              </td>

  </tr>

  <tr>

    <td style="width: 10.18%; vertical-align: top;">
                <div>104</div>
              </td>

    <td style="width: 1.1%; vertical-align: top;">&#160;</td>

    <td style="width: 88.72%; vertical-align: top;">
                <div style="text-align: justify;">The cover page from this Annual Report on Form 10-K, formatted in Inline XBRL (included as Exhibit 101).</div>
              </td>

  </tr>


</table>
        <div> <br/>
        </div>

        <div style="text-align: justify;">
          <hr style="height: 2px; width: 10%; color: #000000; background-color: #000000; text-align: left; border: none; margin-left: 0px; margin-right: auto;"/></div>

        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 27pt; vertical-align: top; color: #000000;">**</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="color: #000000;">Management contract or compensatory plan or arrangement.</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <a id="ITEM16.FORM10-KSUMMARY"><!--Anchor--></a>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 54pt; vertical-align: top; color: rgb(0, 0, 0); font-weight: bold;">ITEM 16.</td>

    <td style="width: auto; vertical-align: top;">
                <div style="color: #000000; font-weight: bold;">FORM 10-K SUMMARY</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">None.</div>

        <div><br/>
        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">53</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <div style="text-align: center; color: #000000; font-weight: bold;"><a id="SIGNATURES"><!--Anchor--></a>SIGNATURES</div>

        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly
          authorized.</div>

        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;" colspan="2">
                <div style="color: #000000;">BROADWAY FINANCIAL CORPORATION</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;" colspan="2">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: top;">
                <div style="color: #000000;">By:</div>
              </td>

    <td style="width: 45%; vertical-align: bottom; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">/s/ <span style="font-variant: small-caps;">BRIAN ARGRETT</span></div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 45%; vertical-align: bottom;">
                <div style="text-align: center; color: #000000;">&#160;Brian Argrett</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: top;">&#160;</td>

    <td style="width: 45%; vertical-align: bottom;">
                <div style="text-align: center; color: #000000;">&#160;Chief Executive Officer</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 5%; vertical-align: top;">
                <div style="color: #000000;">Date:</div>
              </td>

    <td style="width: 45%; vertical-align: bottom;">
                <div style="text-align: center; color: #000000;">May 20, 2024</div>
              </td>

  </tr>


</table>
        <div><br/>
        </div>

        <div style="text-align: justify; color: #000000;">Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates
          indicated.</div>

        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">/s/ <span style="font-variant: small-caps;">BRIAN ARGRETT</span></div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Brian Argrett</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Chief Executive Officer and President</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;(Principal Executive Officer)</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">/s/ <span style="font-variant: small-caps;">BRENDA J. BATTEY</span></div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Brenda J. Battey</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Chief Financial Officer</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">(Principal Financial Officer and Principal Accounting Officer)</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">&#160;/s/ WAYNE-KENT A. BRADSHAW</div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Wayne-Kent A. Bradshaw</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Chairman of the Board</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>


</table>
        <div><br/>
        </div>

        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">/s/ MARIE C. JOHNS</div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Marie C. Johns</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Lead Independent Director</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">&#160;/s/ WILLIAM A. LONGBRAKE</div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">William A. Longbrake</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Audit Committee Chairman</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">/s/ ROBERT C. DAVIDSON, JR.</div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Robert C. Davidson, Jr.</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Director</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">/s/ MARY ANN DONOVAN</div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Mary Ann Donovan</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Director</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">&#160;/s/ DAVID J. MCGRADY</div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">David J. McGrady</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Director</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">&#160;/s/ DUTCH C. ROSS III</div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Dutch C. Ross III</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Director</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; border-bottom: #000000 2px solid;">
                <div style="text-align: center; color: #000000;">&#160;/s/ JOHN M. DRIVER</div>
              </td>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">Date: May 20, 2024</div>
              </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;John M. Driver</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top;">
                <div style="text-align: center; color: #000000;">&#160;Director</div>
              </td>

    <td style="width: 50%; vertical-align: top;">&#160;</td>

  </tr>


</table>
        <div> <br/>
        </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">54</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">BROADWAY FINANCIAL CORPORATION AND SUBSIDIARY</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"><!--Anchor-->Index to Consolidated Financial Statements</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Years ended December 31, 2023 and 2022</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 93.8%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -10pt; margin-left: 10pt;"><a href="#ReportofIndependentRegist">Report of Independent Registered Public Accounting Firm</a> (PCAOB ID #<span style="text-indent: 0pt;"><span style="-sec-ix-hidden:Fact_c7f1512600d24d1887166bf9bbdb99ee">659</span></span>)<br/>
                </div>
              </td>

    <td style="width: 6.2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: center;">F&#8209;1</div>
              </td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top;" rowspan="1">&#160;</td>

    <td style="width: 6.2%; vertical-align: bottom; text-align: center;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -10pt; margin-left: 10pt;"><a href="#ConsolidatedStatementsofF">Consolidated Statements of Financial Condition</a></div>
              </td>

    <td style="width: 6.2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: center;">F&#8209;3</div>
              </td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top;" rowspan="1">&#160;</td>

    <td style="width: 6.2%; vertical-align: bottom; text-align: center;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -10pt; margin-left: 10pt;"><a href="#ConsolidatedStatementsofO">Consolidated Statements of Operations and Comprehensive Income (Loss)</a></div>
              </td>

    <td style="width: 6.2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: center;">F&#8209;4</div>
              </td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top;" rowspan="1">&#160;</td>

    <td style="width: 6.2%; vertical-align: bottom; text-align: center;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -10pt; margin-left: 10pt;"><a href="#StatementsofChangesinStoc">Consolidated Statements of Changes in Stockholders&#8217; Equity</a></div>
              </td>

    <td style="width: 6.2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: center;">F&#8209;5</div>
              </td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top;" rowspan="1">&#160;</td>

    <td style="width: 6.2%; vertical-align: bottom; text-align: center;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -10pt; margin-left: 10pt;"><a href="#StatementsofCashFlows">Consolidated Statements of Cash Flows</a></div>
              </td>

    <td style="width: 6.2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: center;">F&#8209;6</div>
              </td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top;" rowspan="1">&#160;</td>

    <td style="width: 6.2%; vertical-align: bottom; text-align: center;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="width: 93.8%; vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -10pt; margin-left: 10pt;"><a href="#NotestoConsolidatedFinanc">Notes to Consolidated Financial Statements</a></div>
              </td>

    <td style="width: 6.2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: center;">F&#8209;7</div>
              </td>

  </tr>


</table>
        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="width: 100%;" class="BRPFPageFooter"></div>

          <div style="page-break-after:always;" class="BRPFPageBreak">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <!--PROfilePageNumberReset%Num%1%F-%%--> </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><!--Anchor--><!--Anchor--> <div><a id="ReportofIndependentRegist"><!--Anchor--></a><span style="font-weight: bold;"></span></div>

          <div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Report of Independent Registered Public Accounting Firm</div>

            <div>&#160;</div>

            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">To the Shareholders and the Board of Directors of</div>

            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Broadway Financial Corporation</div>

            <div>&#160;</div>

            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold;">Opinion on the Financial Statements</div>

            <div><br/>
            </div>

            <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">We have audited the accompanying consolidated statements of financial condition of Broadway Financial Corporation and<span style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#160;</span>subsidiaries (the &#8220;Company&#8221;) as of December 31, 2023<span style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#160;</span>and 2022<span style="font-size: 10pt; font-family: 'Times New Roman';">,</span> the related consolidated statements of operations<span style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#160;</span>and<span style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#160;</span>comprehensive income (loss)<span style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">, </span>changes in stockholders&#8217; equity<span style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">,&#160;</span>and cash flows for the years then ended, and the related notes (collectively, referred to as the &#8220;consolidated financial statements&#8221;). In our opinion, the <span style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">consolidated financial statements present fairly, in all material respects, the consolidated financial position of the Company as of December 31, 2023 and 2022, and the consolidated results of its
                operations and its cash flows for the years then ended, in conformity with accounting principles generally accepted in the United </span><span style="font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; color: rgb(0, 0, 0);">States of America.</span></div>

            <div>&#160;</div>

            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold;">Change in Accounting Principle</div>

            <div>&#160;</div>

            <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">As discussed in Note 1 to the consolidated financial statements, the Company changed its method of accounting for the allowance for credit losses in the year
              ended December 31, 2023 due to the adoption of Accounting Standards Update 2016-13 Financial Instruments &#8211; Credit Losses (Topic 326): Measurement of Credit Losses on Financial Statements. The Company adopted the new credit loss standard using
              the modified retrospective approach such that prior period amounts are not adjusted and continue to be reported in accordance with previously applicable generally accepted accounting principles.</div>

            <div>&#160;</div>

            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold;">Basis for Opinion</div>

            <div>&#160;</div>

            <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">These consolidated financial statements are the responsibility of the Company&#8217;s management. Our responsibility is to express an opinion on the Company&#8217;s
              consolidated financial statements based on our audits. <span style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">We are a public accounting firm registered with the Public Company Accounting Oversight Board (United
                States) (&#8220;PCAOB&#8221;) and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.</span></div>

            <div>&#160;</div>

            <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance
              about whether the consolidated financial statements are free of material misstatement, whether due to error or fraud. The Company is not required to have, nor were we engaged to perform, an audit of its internal control over financial
              reporting in accordance with the standards of the PCAOB. <span style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">As part of our audits we are required to obtain an understanding of internal control over financial
                reporting but not for the purpose of expressing an opinion on the effectiveness of the Company&#8217;s internal control over financial reporting in accordance with the standards of the PCAOB. Accordingly, we express no such opinion.</span></div>

            <div>&#160;</div>

            <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Our audits included performing procedures to assess the risks of material misstatement of the consolidated<span style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#160;</span>financial statements, whether due to error or fraud, and performing procedures to respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and
              disclosures in the consolidated financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the consolidated
              financial statements. We believe that our audits provide a reasonable basis for our opinion.</div>

            <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt;"><br/>
            </div>

          </div>

          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div class="BRPFPageFooter" style="width: 100%;"></div>

            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-1</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

            <div class="BRPFPageHeader" style="width: 100%;">
              <div style="text-align: left;"><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold;">Critical Audit Matter</div>

          <div style="text-align: justify;">&#160;</div>

          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The critical audit matter communicated below are matters arising from the current period audit of the consolidated financial statements that were communicated or
            required to be communicated to the audit committee, and that (1) relate to accounts or disclosures that are material to the consolidated financial statements, and (2) involved our especially challenging, subjective, or complex judgments. The
            communication of critical audit matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing a separate opinion on the
            critical audit matter or on the accounts or disclosures to which it relates.</div>

          <div style="text-align: justify;">&#160;</div>

          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">As described in Note 1 and 4 to the consolidated financial statements, the Company&#8217;s allowance for credit losses for loans balance was $7.3 million at December 31,
            2023. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of loans held for investment to present the net carrying value at the amount expected to be collected. The allowance for credit losses
            for loans is maintained at a level sufficient to provide for expected credit losses over the lives of the loans based on evaluating historical credit loss experience and making qualitative reserve factor adjustments to historical loss
            information for each loan category for differences in the specific risk characteristics in the current loan portfolio based on reasonable and supportable forecasts. These qualitative reserve factors include (i) changes in lending policies and
            procedures, including changes in underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in the nature and volume of the portfolio and
            terms of loans; (iv) changes in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the quality of the organization&#8217;s loan review
            system; (vii) changes in the value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such concentrations; and (ix) the effect of other external
            factors (i.e., competition, legal and regulatory requirements) on the level of estimated credit losses.</div>

          <div style="text-align: justify;">&#160;</div>

          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">We identified the estimation of the qualitative reserve factors used in the allowance for credit losses for loans receivable held for investment, as a critical
            audit matter. The qualitative reserve factors are used to estimate credit losses related to matters that are not captured in the historical loss component of the allowance for credit losses for loans receivable held for investment and require
            significant management judgement based on management&#8217;s evaluation of available internal and external data. Auditing management&#8217;s judgements regarding the qualitative reserve factors applied to the allowance for credit losses for loans
            receivable held for investment involved challenging and subjective auditor judgement when performing audit procedures and evaluating the results of those procedures.</div>

          <div style="text-align: justify;">&#160;</div>

          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The primary procedures we performed to address this critical audit matter included:</div>

          <div style="text-align: justify;">&#160;</div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">&#8226;</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Obtaining management&#8217;s analysis and supporting documentation related to the qualitative reserve factors, and testing whether the qualitative reserve
                    factors used in the calculation of the allowance for credit losses for loans are supported by the analysis provided by management.</div>
                </td>

  </tr>


</table>
          <div style="text-align: justify;">&#160;</div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">&#8226;</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Evaluating the reasonableness of the assumptions used for adjustments to the qualitative reserve factors.</div>
                </td>

  </tr>


</table>
          <div style="text-align: justify;">&#160;</div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">&#8226;</td>

    <td style="width: auto; vertical-align: top; text-align: left;">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Evaluating the methodology and assumptions used in the calculation of the allowance for credit losses for loans, and testing the calculation itself,
                    including completeness and accuracy of the data used in the calculation, application of the qualitative reserve factors determined by management and used in the calculation, and recalculation of the allowance for credit losses balance.</div>
                </td>

  </tr>


</table>
          <div><br/>
          </div>

          <div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';">/s/ <ix:nonNumeric name="dei:AuditorName" id="Fact_80714aee53d843b1a68867db54624e37" contextRef="c20230101to20231231">Moss Adams LLP</ix:nonNumeric></div>

          <div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><br/>
          </div>

          <div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><ix:nonNumeric name="dei:AuditorLocation" id="Fact_676c3950f9b74bd18e6597999bf4f838" contextRef="c20230101to20231231">Sacramento, California</ix:nonNumeric><br/>
          </div>

          <div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">May 20, 2024</div>

          </div>

          <div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><br/>
          </div>

          <div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';">We have served as the Company&#8217;s auditor since 2014.</div>

          <div><span style="font-weight: bold;"> </span></div>
 </div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-2</span></div>

          <div class="BRPFPageBreak" style="page-break-after:always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
   <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

    <div>
      <div>
        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">BROADWAY FINANCIAL CORPORATION AND SUBSIDIARY</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"><a id="ConsolidatedStatementsofF"><!--Anchor--></a><!--Anchor-->Consolidated Statements of Financial
          <!--Anchor-->Condition</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
<div><span style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</span></div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px; white-space: nowrap;">
                  <div style="text-align: left; color: rgb(0, 0, 0);">&#160;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31, </div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2023</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2022</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0);">&#160;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;" colspan="6">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands, except share and per share)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Assets:</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Cash and due from banks</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CashAndDueFromBanks" id="Fact_66212a3f41024a948ecf066d9f22f332" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,460</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CashAndDueFromBanks" id="Fact_2cee6ae1319345d7bccc61891756dfad" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,459</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; padding-bottom: 2px;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Interest-bearing deposits in other banks</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:InterestBearingDepositsInBanks" id="Fact_ad9d9b21416c4a4da97c73991d428301" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">99,735</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:InterestBearingDepositsInBanks" id="Fact_b7a1aee77dc94667baa53a4ed78c6835" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,646</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 18pt;">Cash and cash equivalents</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" id="Fact_3759f74c97e54191831d87a93b052777" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">105,195</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" id="Fact_ce5da95a278b450bbd47a79f998eb87e" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,105</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Securities available-for-sale, at fair value</div>
                  </div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_32fea39e420e4519848ab32f297a7d0c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">316,950</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_631b2ff752b044a9a2f38b817c45fc3e" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">328,749</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment, net of allowance of $<span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_8c5de1ecba3e47dfad80edf9e3d7f34c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,348</ix:nonFraction></span> and $<span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_d2767e88e13648ea9dc5bb2aa4a647fa" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,388</ix:nonFraction></span></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_28e41b4dd3d74d688b62b45895a18bc8" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">880,457</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_0f64f718ea564ada839ecfcdd7912ee5" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">768,046</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Accrued interest receivable</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:InterestReceivable" id="Fact_d98fc07773cc4b5db056409f12c17346" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,938</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:InterestReceivable" id="Fact_9572b8b5dc494061992f4a92146314f6" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,973</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Federal Home Loan Bank (FHLB) stock</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:FederalHomeLoanBankStock" id="Fact_98d5a025ecd24c248f08342b98664c9e" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,156</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:FederalHomeLoanBankStock" id="Fact_7cffdb400c354d35b28b1c7e0b205072" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,535</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Federal Reserve Bank (FRB) stock</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:FederalReserveBankStock" id="Fact_a98e37af48d94d89aedd00b4ea34d2dd" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,543</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:FederalReserveBankStock" id="Fact_19494a07796a4288a34a94ba2a09b4d2" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,264</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Office properties and equipment, net</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentNet" id="Fact_b72f840ddf204f0d95defe95bfb4b178" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,840</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentNet" id="Fact_a81a5ddfc7a9476b9b22c856ca349caa" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,291</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Bank owned life insurance</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:BankOwnedLifeInsurance" id="Fact_9bc86805591b4c239697b24dd028e483" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,275</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:BankOwnedLifeInsurance" id="Fact_7a937ef28960446fa53506a1bf497bdc" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,233</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Deferred tax assets, net</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DeferredIncomeTaxAssetsNet" id="Fact_92ff5d2236b242a39e087aceb56570d5" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,538</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DeferredIncomeTaxAssetsNet" id="Fact_0b8d5be45cbb4ad3a819e3c2128562e6" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,872</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Core deposit intangible, net</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_a86ba9fe8bc64eadbe7173378fa95c2c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,111</ix:nonFraction><br/>
                  </div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_45114ffbde594f48a5790226bbf6ca57" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,501</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Goodwill</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:Goodwill" id="Fact_4a6cfc1b36114e2caed1055cf47948d5" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,858</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:Goodwill" id="Fact_2b76c4e7083e44eb872a4f1b12e15ba4" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,858</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; padding-bottom: 2px;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Other assets</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:OtherAssets" id="Fact_45565fbb6a654bd99d6b86fda9ecd21f" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,543</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:OtherAssets" id="Fact_9faec2dc132b4833b8b4aa22c26587aa" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,866</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 18pt;">Total assets</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:Assets" id="Fact_81c4b508ffd24cb489da28ae97940698" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,375,404</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:Assets" id="Fact_1597bd69a1274bddb7a590e3a17cf7aa" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,184,293</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Liabilities and stockholders&#8217; equity</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Liabilities:</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Deposits</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:Deposits" id="Fact_59b22725ea6848e4beb0dfec0902917e" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">682,635</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:Deposits" id="Fact_4979f11c9b434a04b4b4b97b68efc0e2" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">686,916</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;" rowspan="1">Securities sold under agreements to repurchase<br/>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchase" id="Fact_5337118e2c5a41fa88d81cbbf58ed379" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">73,475</ix:nonFraction></td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchase" id="Fact_21a1af1959574a6990559e74d8fed4b5" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">63,471</ix:nonFraction></td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">FHLB advances</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AdvancesFromFederalHomeLoanBanks" id="Fact_ca7fd3087cde4185a37cd57ff6cbb5e1" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">209,319</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AdvancesFromFederalHomeLoanBanks" id="Fact_7174984b4acc49d48dac3cc54ed94673" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">128,344</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: #CCEEFF;" rowspan="1">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Bank Term Funding Program borrowing</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:FederalFundsPurchased" id="Fact_439f788eacd14d0fa540831738079614" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">100,000</ix:nonFraction></td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:FederalFundsPurchased" id="Fact_b4e20445bdca41e3bd46aa61d24ac303" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;" rowspan="1">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Notes payable</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesPayable" id="Fact_db2764e847b64a44bbe47931bad4ee81" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,000</ix:nonFraction></td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesPayable" id="Fact_ca860a1dacfd46f0b3c0fb00ab05fc6f" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,000</ix:nonFraction></td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" rowspan="1">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Accrued expenses and other liabilities</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:AccruedLiabilitiesAndOtherLiabilities" id="Fact_e33f5d932b16428581f2f0df9c189236" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,878</ix:nonFraction></td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:AccruedLiabilitiesAndOtherLiabilities" id="Fact_8f2a83dd721442749f7c51e39d6c694b" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,910</ix:nonFraction></td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; padding-bottom: 2px;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 18pt;">Total liabilities</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:Liabilities" id="Fact_ee3a553f05574e27951a209b88821054" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,093,307</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:Liabilities" id="Fact_e0e4bda5236c4900869056e88650878b" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">904,641</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Stockholders&#8217; equity:</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><br/>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1"><br/>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1"><br/>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1"><br/>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><br/>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">Non-Cumulative Redeemable Perpetual Preferred stock,
                        Series C; authorized <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:PreferredStockSharesAuthorized" id="Fact_c19dd89e745f41e2a747bdeacb39772f" contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:PreferredStockSharesAuthorized" id="Fact_2fdb02efcca542409336a7bb8a5dbf42" contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">150,000</ix:nonFraction></ix:nonFraction></span> shares at December 31, 2023 and December 31, 2022; issued and outstanding <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:PreferredStockSharesOutstanding" id="Fact_c1b4c6da1d0743208e443019a48dcee9" contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:PreferredStockSharesOutstanding" id="Fact_617b33adfc584925a15e6f2ba21a125d" contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:PreferredStockSharesIssued" id="Fact_522123560aca41598c7327a068876f2d" contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:PreferredStockSharesIssued" id="Fact_0d984e98f2e74a1da211feb074a9bff2" contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">150,000</ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></span> shares at December 31, 2023 and December 31, 2022; liquidation value $<span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:PreferredStockLiquidationPreference" id="Fact_db431a06c8b14a8a801ed5e47b7c982b" contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U003" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:PreferredStockLiquidationPreference" id="Fact_51a70919eff149359ca085d878de5564" contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U003" decimals="0" scale="0" format="ixt:num-dot-decimal">1,000</ix:nonFraction></ix:nonFraction></span> per share</span></div>
                  </div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PreferredStockValue" id="Fact_a938d5585ab64d62970c1b3bc4e51af0" contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">150,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PreferredStockValue" id="Fact_15859db20741483a8cae308d0f077ebd" contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">150,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(204, 238, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">Common stock, Class A, $<span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact_bcbacb7790bb40579783f8859ae4de5b" contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact_053101842af5462db1e8796a182c1ee1" contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.01</ix:nonFraction></ix:nonFraction></span> par value, voting; authorized <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" id="Fact_52f694c9eef7403b8a11b05014160403" contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" id="Fact_3bd684bcfb6840e2bf05793229693939" contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">75,000,000</ix:nonFraction></ix:nonFraction></span>
                        shares at December 31, 2023 and December 31, 2022; issued <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockSharesIssued" id="Fact_e7b8b6654d374d93a6c064b4aaa52f40" contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">6,230,705</ix:nonFraction></span> shares at December 31, 2023 and <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockSharesIssued" id="Fact_e73ea8c3d9424f129319e9f26cd27e8d" contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">6,408,151</ix:nonFraction></span></span><sup style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(204, 238, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(204, 238, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">&#160;shares at December 31, 2022; outstanding <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockSharesOutstanding" id="Fact_d731af5c41564db9afcd12306cfcfc0a" contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">5,914,861</ix:nonFraction></span>
                        shares at December 31, 2023 and <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockSharesOutstanding" id="Fact_c764941cbef9464e83715821b4ea5632" contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">6,080,745</ix:nonFraction></span></span><sup style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(204, 238, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(204, 238, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"> shares at December 31, 2022</span></div>
                  </div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CommonStockValue" id="Fact_b3ca3c6b3f3a4616a8679fea65eaefc5" contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">62</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CommonStockValue" id="Fact_7b2f0138c29145c98e4596c7a3ab853a" contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">64</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">Common stock, Class B, $<span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact_ae192222bd604049bfd67587ba5164a2" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact_039ea9ba600942839c7149e532e76be0" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.01</ix:nonFraction></ix:nonFraction></span> par value, non-voting; authorized <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" id="Fact_7b570ee77e7249a6a0db6ad15ec7426e" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" id="Fact_56752f6f3da74cd29e32e0444469e194" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">15,000,000</ix:nonFraction></ix:nonFraction></span> shares at December 31, 2023 and December 31, 2022; issued and outstanding <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockSharesIssued" id="Fact_9c419266a7794059b897ee46babd0775" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockSharesOutstanding" id="Fact_955c25c31bdd406db84e4bf3f44cd634" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockSharesOutstanding" id="Fact_4d5dba36274d4bee86e8240092660061" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockSharesIssued" id="Fact_08c89e14bc6d4dd4bbd714790ecff5db" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">1,425,574</ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></span></span><sup style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">&#160;shares at December 31, 2023 and December 31, 2022</span></div>
                  </div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CommonStockValue" id="Fact_efb113f2164c4198af58db132409fc74" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CommonStockValue" id="Fact_d45153d0c3ed4c6080fe10a1c21db217" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: left; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(204, 238, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">Common stock, Class C, $<span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact_ec104113b61046d9af3977c9b243ce2a" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact_12f2fb41bf3a462a8400ea297a8eff8b" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.01</ix:nonFraction></ix:nonFraction></span>
                      par value, non-voting; authorized <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" id="Fact_df009482afb6429a8237372cb4fcff11" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockSharesAuthorized" id="Fact_4516d5a463694a6391201505fee7c59e" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">25,000,000</ix:nonFraction></ix:nonFraction></span> shares at December 31, 2023 and December 31, 2022; issued and outstanding
                      <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:CommonStockSharesIssued" id="Fact_dc04ed0867e441298622bace498c407e" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockSharesOutstanding" id="Fact_c471d3cbc9a740969426b3bed9752a46" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockSharesOutstanding" id="Fact_57eca0510c5d4c48b4f89d5b043b8c2c" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockSharesIssued" id="Fact_0599795c0f87467b83cd13ec35b6d955" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">1,672,562</ix:nonFraction></ix:nonFraction></ix:nonFraction></ix:nonFraction></span></span><sup style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: left; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(204, 238, 255); text-decoration-style: initial; text-decoration-color: initial; vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: left; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(204, 238, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">&#160;at December 31, 2023 and December 31, 2022</span></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CommonStockValue" id="Fact_8bf78ccba6e64dd3a11af3ac43353713" contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">17</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:CommonStockValue" id="Fact_20226be8d7b34beaaf41bb6b8436c87d" contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">17</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Additional paid-in capital</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AdditionalPaidInCapital" id="Fact_a95895ade7934da5b8699668ff062d47" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">142,601</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AdditionalPaidInCapital" id="Fact_39d623e0988f4c70a9f3e3cb87f6979c" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">144,157</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Retained earnings</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:RetainedEarningsAccumulatedDeficit" id="Fact_292314269c414b78beb80504fd96b239" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,552</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:RetainedEarningsAccumulatedDeficit" id="Fact_eaec25a4b6b6452a8e1fb2f2734c1fae" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,294</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Unearned Employee Stock Ownership Plan (ESOP) shares</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="byfc:UnearnedESOPSharesCost" id="Fact_f7ff48f5ae8b49b9ae97abf58498773a" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,492</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="byfc:UnearnedESOPSharesCost" id="Fact_562cb7bdb1804afeaae2e4ab3dd8a271" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,265</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Accumulated other comprehensive loss, net of tax</div>
                  </div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax" id="Fact_9b1dfc9fb2704fb7b14580652727a26e" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">13,525</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax" id="Fact_be912ab3387a4c51a53f9da0cb2e3ab4" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">17,473</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; padding-bottom: 2px;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); text-indent: -9pt; margin-left: 9pt;">Treasury stock-at cost, <span style="text-indent: 0pt;"><ix:nonFraction name="us-gaap:TreasuryStockCommonShares" id="Fact_f8dd4b098dee4772a709d4d854a4ad78" contextRef="c20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:TreasuryStockCommonShares" id="Fact_14e2d871831c41dba7680cfbb0801825" contextRef="c20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">327,228</ix:nonFraction></ix:nonFraction></span><sup>(1)</sup>
                    shares at December 31, 2023 and at December 31, 2022</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:TreasuryStockValue" id="Fact_6675f5a84ac747d6b01a4feb5448252f" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,326</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:TreasuryStockValue" id="Fact_2e1cc12fc058429c87c60596e269819a" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,326</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                  <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 18pt;">Total Broadway Financial Corporation and Subsidiary stockholders&#8217; equity</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:StockholdersEquity" id="Fact_221e7f759e734147bd70f3a36d4fa110" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">281,903</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:StockholdersEquity" id="Fact_c91355a7044a42b4988bd8b30b9e17b2" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">279,482</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; padding-bottom: 4px;">
                  <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold; margin-left: 18pt;">Non-controlling interest</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:MinorityInterest" id="Fact_91dd35d15cda489db4db9d333989e356" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">194</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:MinorityInterest" id="Fact_7dc20ee6fd094879a6139d463b095905" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">170</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                  <div style="text-align: justify; color: rgb(0, 0, 0); font-weight: bold; text-indent: -9pt; margin-left: 27pt;">Total liabilities and stockholders&#8217; equity</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" id="Fact_35bf2b4db99047dbb1fe671533cb2d12" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,375,404</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-weight: bold;"><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" id="Fact_7b05499d1a044ece80b4e48ebc98634a" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,184,293</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
        </div>

        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%;" class="DSPFListTable">


  <tr style="vertical-align: top;">

    <td style="text-align: right; vertical-align: top; width: 9pt;">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left;"><sup>(1)</sup></div>
                </td>

    <td style="text-align: left; vertical-align: top; width: auto;">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:footnote id="Foot_4ae60b0ac27c4568813ba13c0189d7e2" footnoteRole="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">Retroactively adjusted, as applicable, for the <span style="-sec-ix-hidden:Fact_f064ef0cd23f4a90a5b7373c0f990ef6">1-for-8</span> reverse stock split effective November 1, 2023 - see Note 2</ix:footnote></div>
                </td>

  </tr>


</table>
        </div>

        <div style="text-align: center; font-style: italic; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

        <div style="text-align: center; font-style: italic; font-family: 'Times New Roman'; font-size: 10pt;">See accompanying notes to consolidated financial statements.</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-3</span></div>

          <div class="BRPFPageBreak" style="page-break-after:always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

      </div>

    </div>

    <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">BROADWAY FINANCIAL CORPORATION AND SUBSIDIARY</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><a id="ConsolidatedStatementsofO"><!--Anchor--></a><!--Anchor-->Consolidated Statements of Operations and
            <!--Anchor-->Comprehensive Income (Loss)</div>

        </div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Years Ended December 31,</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold;">(In thousands, except per share)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Interest income:</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest and fees on loans receivable</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:InterestAndFeeIncomeLoansAndLeases" id="Fact_39cf4b58471a4ef3829096b7ad3c8b6b" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">37,143</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:InterestAndFeeIncomeLoansAndLeases" id="Fact_daec7ec000c14dda95944ff91045280f" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">28,732</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Interest on available-for-sale securities</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:InterestAndDividendIncomeSecurities" id="Fact_1b6c7c92d05742c7af8dc14a767b62f9" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,697</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:InterestAndDividendIncomeSecurities" id="Fact_168183c3d5bb412c98b85b0b938c5857" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,596</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Other interest income</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:OtherInterestAndDividendIncome" id="Fact_15f5b2fb5bcb43a2aebb0771e25387c2" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,388</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:OtherInterestAndDividendIncome" id="Fact_119fcf2a747547e7a825c9001e280ea0" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,941</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="margin-left: 9pt;">Total interest income</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:InterestAndDividendIncomeOperating" id="Fact_9abb1394235149b8afc94296f2c58cf4" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">47,228</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:InterestAndDividendIncomeOperating" id="Fact_db3c9c06c09e4fb3abeaece89e1dd8a9" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">36,269</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Interest expense:</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest on deposits</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:InterestExpenseDeposits" id="Fact_fc14ca3d8f914a0cb9c18f95ac2238a5" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,512</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:InterestExpenseDeposits" id="Fact_3d06901e694b457a8b5063fe41fe8501" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,104</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest on borrowings</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:InterestExpenseBorrowings" id="Fact_c05baf7025a94fdf9ff8e3dbe9e402fd" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,254</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:InterestExpenseBorrowings" id="Fact_9d8cac6d8cab4415b2996b0076e66411" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,305</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="margin-left: 9pt;">Total interest expense</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:InterestExpense" id="Fact_58a710ea063447d8b4a526bed6564f39" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">17,766</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:InterestExpense" id="Fact_0044d746825847c7a1a2d8fa4d86b644" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,409</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Net interest income</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:InterestIncomeExpenseNet" id="Fact_6e4ba9cc4c1744f0a0c2e8481678bee1" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,462</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:InterestIncomeExpenseNet" id="Fact_cb0775f7b6854444aebf63ab9a077256" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">32,860</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: -9.6px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">Provision for credit losses</span></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" id="Fact_d0ed7b2ec7dc45a9bf8371ebdd54b63b" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">933</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" id="Fact_7a27eeba05f646bc89da858c236cfc02" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">997</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                <div style="margin-left: 9pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: left; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(204, 238, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">Net
                    interest income after provision for credit losses</span> </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss" id="Fact_8e1a7a960653440aadfc91d2dca385cc" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">28,529</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss" id="Fact_a4b8a3d72d334559a48e04dc828227f0" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">31,863</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Non-interest income:</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Service charges</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" id="Fact_e0fbbc0e7f914db8b720dd8b2095071d" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">179</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax" id="Fact_9a77d5e9a8c541b29ec57673348575a3" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">145</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Grants</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:RevenueNotFromContractWithCustomer" id="Fact_0564a0140b5242b9b9690a1aa328ba2d" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,156</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:RevenueNotFromContractWithCustomer" id="Fact_13bff1450f754ff783fe0118eb9cf627" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Other</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:NoninterestIncomeOtherOperatingIncome" id="Fact_379f3d49c1d3452785170a4a57772c97" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,022</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:NoninterestIncomeOtherOperatingIncome" id="Fact_d1d862732a0543fcbb0e7910016b1ef6" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,050</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 27pt;">Total non-interest income</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:NoninterestIncome" id="Fact_60431e839a144d339a2c8a8b39e0fddc" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,357</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:NoninterestIncome" id="Fact_9c320fc6f6544084be360f8dc8c80b53" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,195</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Non-interest expense:</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Compensation and benefits</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:LaborAndRelatedExpense" id="Fact_c1e2d21ffbb947508e7b6bf130e792bc" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,653</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:LaborAndRelatedExpense" id="Fact_428e23d560ca4841a2725e556e4ab203" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,303</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Occupancy expense</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:OccupancyNet" id="Fact_283d0090f3bd44d0b4111939fca0c9ac" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,870</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:OccupancyNet" id="Fact_d8e1681376a54ed79e4216152154fcee" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,615</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Information services</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:InformationTechnologyAndDataProcessing" id="Fact_5a0924961c5d4a07b75e2f2a4f4162e6" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,777</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:InformationTechnologyAndDataProcessing" id="Fact_a88d973cf70748cf8af1d618670a899d" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,933</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Professional services</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ProfessionalFees" id="Fact_90a84a205d3744afbc64add6a7e5ba41" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,126</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ProfessionalFees" id="Fact_cf08d828ad714c93838db6a620683fed" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,758</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%;">
                <div style="margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Supervisory costs</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="byfc:SupervisoryCost" id="Fact_5047909bc17949b596d51126c2bd35a0" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">613</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="byfc:SupervisoryCost" id="Fact_1148db06e9364ac7afa02f8c6d4081fe" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">413</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="margin-left: 9pt;">Office services and supplies<br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="byfc:OfficeServicesAndSuppliesExpense" id="Fact_b8460c6e01fc4ddcaf01cb7ab722365e" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">101</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="byfc:OfficeServicesAndSuppliesExpense" id="Fact_51dabd9448ed4f55b1cc50f3858dfe21" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">174</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Corporate insurance</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:GeneralInsuranceExpense" id="Fact_fadc38f0bde84eccadb08eddef677e12" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">245</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:GeneralInsuranceExpense" id="Fact_1b244fa33e164328b20dd29a1bbd0b63" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">231</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="margin-left: 9pt;">Amortization of core deposit intangible<br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:AmortizationOfIntangibleAssets" id="Fact_86c7eaa560fb46a08dcc3ef7f5594e3e" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">390</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:AmortizationOfIntangibleAssets" id="Fact_2ab28e695a864e8dab4193858c6ede4f" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">435</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;" rowspan="1">
                <div style="margin-left: 9pt">Advertising and promotional expense<br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1"><ix:nonFraction name="us-gaap:MarketingAndAdvertisingExpense" id="Fact_daad5783c26a44838ebbd3436626f598" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">168</ix:nonFraction></td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1"><ix:nonFraction name="us-gaap:MarketingAndAdvertisingExpense" id="Fact_83af142b968e4abea35de0401d5cf031" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">137</ix:nonFraction></td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);" rowspan="1">
                <div style="margin-left: 9pt">Travel expense</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" rowspan="1"><ix:nonFraction name="byfc:TravelExpense" id="Fact_b0a72d3941ab4ef5a4300e38bc0103f0" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">221</ix:nonFraction></td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" rowspan="1"><ix:nonFraction name="byfc:TravelExpense" id="Fact_7b13c35be9c546c58996825983240429" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">188</ix:nonFraction></td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Other</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:OtherNoninterestExpense" id="Fact_00e2024df7774cf19aad1fd345c745ad" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,199</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:OtherNoninterestExpense" id="Fact_3ce453fff92241ecbbd18d9032ec2907" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,752</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 27pt;">Total non-interest expense</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:NoninterestExpense" id="Fact_15502b44f959440e961bdc35b712d5df" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,363</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:NoninterestExpense" id="Fact_4f72357d62e24c3c9861616433054f58" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,939</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Income before income taxes</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" id="Fact_c17373d482dd48d1bb89fd4f0a378e2e" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,523</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" id="Fact_6b0a3c8707d241d99f2b30c51871d171" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,119</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div></div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Income tax expense</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" id="Fact_f1774f86afd34bc69e9b1bceae75a9aa" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,985</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" id="Fact_1a9ef2200820483186500228e9889ab1" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,413</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div>
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Net income</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_8d748e245eb14e7abaa09120f9b78cc9" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,538</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_6ce29f87fcac417db3e9e1c18f7b94ba" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,706</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                <div style="margin-left: 9pt; text-indent: -9pt;">Less: Net income attributable to non-controlling interest<br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:NetIncomeLossAttributableToNoncontrollingInterest" id="Fact_5a4272f45bea41edafac2fbb028ffaab" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:NetIncomeLossAttributableToNoncontrollingInterest" id="Fact_6aa1882286d24a2d9640e4dbdd4b5a72" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">70</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div>
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 18pt;">Net income attributable to Broadway Financial Corporation</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">$</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NetIncomeLoss" id="Fact_4951303526c04c67b7bfa10b81875889" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,514</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">$</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NetIncomeLoss" id="Fact_b7e0f35052ff4ca68415655047336567" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,636</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;"/>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Other comprehensive income (loss), net of tax:</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Unrealized gains (losses) on securities available-for-sale arising during the period</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" id="Fact_c917d7b65f674a7cb23e1eb05fefebb2" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,552</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>(<ix:nonFraction name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" id="Fact_dc82a76ca4a84470a654325ca14fac75" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">24,047</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Income tax expense (benefit)</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" id="Fact_99f8747e08dc4cc19e2e5b94c1beb680" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,604</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                <div>
                  <div></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" id="Fact_21151ea7d9144ea7ae305b18c7651a5f" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">7,125</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 27pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Other comprehensive income (loss), net of tax</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_fc38b845c39e40ee9f3e9580815a4544" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,948</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                <div>
                  <div></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_edb5af1569ab4b8e97f898e19d1ed054" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">16,922</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Comprehensive income (loss)<br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:ComprehensiveIncomeNetOfTax" id="Fact_735edf2d3f444585bdfc3ec71132687c" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,462</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                <div>
                  <div></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:ComprehensiveIncomeNetOfTax" id="Fact_74ec6a9786c64bfc96779d99f45b1637" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">11,286</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Earnings per common share-basic</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:EarningsPerShareBasic" id="Fact_dde5bba95c4b44f69eeaa99e20c31390" contextRef="c20230101to20231231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.52</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:EarningsPerShareBasic" id="Fact_4d66f2b021564aa38f0ad122233549a7" contextRef="c20220101to20221231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.62</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;"> Earnings per common share-diluted<br/>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" id="Fact_9928d1ded8694c96870038f96151c50a" contextRef="c20230101to20231231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.51</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" id="Fact_95574815a57545c2865fa42013fe8a18" contextRef="c20220101to20221231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.62</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>


</table>
        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="text-align: center; font-style: italic; font-family: 'Times New Roman'; font-size: 10pt;">See accompanying notes to consolidated financial statements</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" class="BRPFPageBreakArea">
          <div style="width: 100%;" class="BRPFPageFooter"></div>

          <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-4</span></div>

          <div style="page-break-after:always;" class="BRPFPageBreak">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
   <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

    <div>
      <div>
        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">BROADWAY FINANCIAL CORPORATION AND SUBSIDIARY</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Consolidated <a id="StatementsofChangesinStoc"><!--Anchor--></a>Statements of
          <!--Anchor-->Changes in
          <!--Anchor-->Stockholders&#8217; Equity</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">(In thousands, except share and per share)</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
<div>&#160;<br class="Apple-interchange-newline"/></div>

          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; letter-spacing: normal; text-transform: none; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Preferred Stock Non-Voting</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Common Stock Voting</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Common Stock Non-Voting</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Additional Paid in Capital</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Accumulated Other Comprehensive Loss</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Retained Earnings <br/>
                  </div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Unearned ESOP Shares</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Treasury Stock</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Non-</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Controlling Interest</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Total</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Stockholders&#8217;</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Equity</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Balance at December 31, 2021</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_094618c4c78a413f90051ef7b23cb2ab" contextRef="c20211231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_0bcbf33d19d8439080674116b12ce504" contextRef="c20211231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">58</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_a8593467ad0c405bb94e1253b5a52eb4" contextRef="c20211231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">35</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_c37af1ddf8284b65949e62f00615b2ad" contextRef="c20211231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">140,940</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_7598354abf0f4db28c34dc9be7648334" contextRef="c20211231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">551</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_72162ff28fe24487b8e277c11b0d129d" contextRef="c20211231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,673</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_ddf03ce1f00c49c2a81a62bc596c9fd5" contextRef="c20211231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">829</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_2da8e3f06fdc4efb8c278909e86c4553" contextRef="c20211231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">5,326</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_b352cabb67624c029641b7198a75f5e8" contextRef="c20211231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">100</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_a49c2eb6fc55468fae5a3caf684a2204" contextRef="c20211231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">141,100</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 18pt; text-indent: -9pt;">Net income<br/>
                  </div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_4046b268f1f94b34ac80766bf69a68b7" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_202ecc0850f84cb7ac24f7e1a17d29cb" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_52d19e9e25e04d2798caa773f6e33200" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_92fc5408dbe5402ebdec5377b9e1e420" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_f4d8f28dccd64bc98ba9ffb29c218999" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_4a36e8057ab341d5b95961ef9c28f667" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,636</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_e5339eaccb4c497b92df62cfa5405757" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_625a598ad6d9412a8b80d82f9fac772d" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_94e50f896570456a9d493df14397f35d" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">70</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_4f7fc30e19d746e8ac50ebaeab497cf2" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,706</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 27pt; text-indent: -18pt;">Preferred shares issued</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_d1ce26541a6e43e4bd446570481d1191" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">150,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_0d6a717f3ad7485fa715b96d814737c9" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_e399ac95d168469da3283309479b72b6" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_579d11c589ec452fb1a88d5810df5b51" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_23092fc219ac4771b9ba282de500f78e" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_b92ed387bf9d46049ed45f75da55033c" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_d8bc66b0d8e948749b8f103e104b447c" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_c05ba89c7d1a4c43a73e2c12f56b6919" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_ccfa1e1ac9f942c6ba4a85659e746aed" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FairValueOfPreferredSharesIssued" id="Fact_5660867e4c1a4dc186613ebb56ce4a7b" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">150,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 27pt; text-indent: -18pt;">Increase in unreleased shares</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_4563367e6996439dbc6b8b383bc3ebfb" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_1ff19aa1ed754c62abed8280b58c286e" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_755bcb7110584febbc31f77c902780cc" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_069f7944a0c34f7688ec2c16900edf50" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_d155ac18d44640da8c993ee02962064c" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_7d01172aac4a419fb60576fa80585588" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_acd90c91b6884caca75a513d80ecf912" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">500</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_aab2c4723a804b6caface6e236285aa5" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_32feda397f9d48f8adf5ff8dc335424f" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_53645d0b182646d8a097985a169f7168" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">500</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 27pt; text-indent: -18pt;">Release of unearned ESOP shares</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_a9067ed548b347eeb6492366084f6ba7" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_734f2f829407428d9614448cf3963751" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_d7997b770955438ea58e0ebdc7839829" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_8f3ad11478d145428aea6a35f2b19608" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_d09490d374754d2e8fde24f859643f3b" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_b619281a9ecd4815b8961e989eedbc34" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_db1cca7fde95494790197568a11f6c42" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">64</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_50adf51d74d644b8ba401954ef088efc" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_17716deeff0e4c7484ed6e444308000d" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_2d8b2efd293f46a5a4ecf1028a5416ee" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">66</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 27pt; text-indent: -18pt;">Stock-based compensation expense</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_a0631468cc9e4351871efd0f34bc8552" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_67d1a9cad1624665a6bfbf47ec247033" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_2a7753b10922493f8cb0315521951a87" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_b54b0fcededa44b98a8073776b8779e6" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">133</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_ce091ac9dd7c480aa3786fd2958f958e" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_8d10854acb204ee58a0814da8b1d3184" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_8b123fe586794e1587a762fed61ff31e" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_a374ee37c07944029acfa2f7b2c7f4b0" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_99b2b4662ec247ceb67c82fa9236495b" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_1ac5aa9ff543429caae9d2bcf9662f2c" contextRef="c20220101to20221231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">133</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 27pt; text-indent: -18pt;">Director stock compensation expense</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_2bdd238e8a1b4f08a7447ffe93952bbb" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_d32c1cca4dee4822a6e540a0652e04f7" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_dfe490e0d18a4fb6a92edcf041e3c1b4" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_c6ea8c2a15ca4cd7bab0076ffc921439" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">84</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_c0d0289c67ed40818da73da6d58a0211" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_47fc5abd6d084fef857d2d13bbc7593d" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_7b621277dc3e4490bdb85f5a83de2766" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_beb45990af4e43429eaefd01bf55b50a" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_957f1eb97d40408195ba3044961e29db" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_e0d5224918bd4eb1b17feb3a5decb1e0" contextRef="c20220101to20221231_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">84</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 27pt; text-indent: -18pt;">Conversion of preferred shares to common shares</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_e373f8834cd14c3db757e4ab3c40fb8e" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">3,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_c1c3322515ef477f9da27a4f9cb596a5" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_82aabd43c1e14334919e0d72ec8d5661" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_cbceac0e8bdd414190f70413d988915c" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,998</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_83e4f2dfbacb491a95c2c53a02696dc6" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_169ece2fd33748a8baffa60ecee81d5e" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_52649429a6ac41cc964c37fd6a9abdc2" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_811109883350447681d880374ae3289f" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_65e038dabc1546e9805327732f8d60d8" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" id="Fact_b519ac8c212d4355986815362827f9e6" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 27pt; text-indent: -18pt;">Conversion of non-voting shares into voting shares</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_9be6d94d7ea34e1eb0c90617f331f564" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_055dd9cdb5c442099dad3e02691b904a" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_9f6021c15d994ef1b95e0486fd24dbd6" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_cc672829d1014c2a97b7951905ec5bc2" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_09690ba612744f789c17f87384d1edb7" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_a2c26d42ab1a4751813d2ee96ce634e9" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_bce1cb4439ee4004b1e1ea108ee5bb7a" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_9c070afb101043da89bb90ad51b86904" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_8474fe51d7d949398b43278e5f05fdfb" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="Fact_f10d0a998fed46e6ad65474323f54a60" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 27pt; text-indent: -18pt;">Dividends paid on preferred stock</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_da58d52962ec48518e87ebc84a383c18" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_2a65b2bd2bf84478a73631912f7cf6a9" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_df1a38812d964a40871572d909aad437" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_ddaf5e21c9f54cfb9649281eba9af0ce" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_0ace007bba044ad1a53d7009ab252f41" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_d1529519b2e94cf18c36893ab821a844" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_0c64b81044df4f6ea73f5ddb48c34282" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_328faf1ae2744f3787362ff8c0b312e3" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_8d12478c542840caae443a500f5c11c5" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:DividendsPreferredStock" id="Fact_c54914186ced41e59ceab7d7e1cf50c2" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 27pt; text-indent: -18pt;">Other comprehensive loss, net of tax</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_13ebd56adf2f4609874ae3516a55c638" contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_c7b67b5b1d814175ae2b65daf065478d" contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_3d763eb09ba24b7da3870119279884e6" contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_4892760353934d25ab9b2ac2531fd6f6" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_57bc761f64304730bbd2b610cf1a657c" contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">16,922</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_0b7fcb36e1224a9e91ae28ee47197af7" contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_b2680d2e35a94c9fba6439d1e3a1e48d" contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_a292311d51fc48dc950549053d3683c4" contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_3e37987c20e6404baf54557929e001c2" contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_6b3215389ac748f4bb9421b43b79f1a5" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">16,922</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Balance at December 31, 2022</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_c15bd59a15ac4891abe465427144253f" contextRef="c20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">150,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_69015ae8883b4112ae1d8ec3444a1549" contextRef="c20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">64</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_b0e334be05b045b081fcadfef0720564" contextRef="c20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">31</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_ea5b1e2da0e44a2aabdc8564bb96eea8" contextRef="c20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">144,157</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_8370a6832cf2451eb492267f473df941" contextRef="c20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">17,473</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_310fc43a1a1c473d91fc7d2e51e90f85" contextRef="c20221231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,294</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_633b5f1a77ea4fd488c4e5c80a172781" contextRef="c20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">1,265</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_eb1e941a1f0441fd992a83ecd8481e39" contextRef="c20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">5,326</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_62bd86430aa241349b33ef70c6037643" contextRef="c20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">170</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_f563244fec474eb6a13912395b0ce34b" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">279,652</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Cumulative effect of change related to adoption of <span style="text-indent: 0pt;"><span style="-sec-ix-hidden:Fact_46e3faf1717d4167be83c47c750932c0">ASU 2016-13 </span></span></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_bc0f436a1fae41d890bd9709cd9b3ecc" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">1,256</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_5bca77c4771e4d0d9caf774c338def42" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">1,256</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Adjusted balance, January 1, 2023</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_e0476b718f3e47f886dc259cf7f6e0a0" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">150,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_99063901bc814c89b5023d9893b96e0e" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">64</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_5e8c44981acf476285f719927e823335" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">31</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_5217754194694189ba437d9ac5234df6" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">144,157</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_16f66162fa2e41dd862d7952ab344808" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">17,473</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_ce216bf4f7054ac4ab3b6aea5242004c" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,038</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_41cea6d925694f0fa1b08203b5471676" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">1,265</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_0fdef48ea37e40ee9024bc711bd089c4" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">5,326</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_1e10a44450b84ada832fd90aad6d52af" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">170</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_bcf28a804440456ea9ded773574f8c30" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">278,396</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Net income<br/>
                  </div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_f9effb20c8d748c7a7448999af7dc044" contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_03d7bb3e8d574c95b1f0d2e125a282ee" contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_082afbae39324f9497241c74c4a341ec" contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_6495be6fabaa4ff59685962c01cf3e93" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_33ccd5fa18af46c988cee7287b4e94bc" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_c2318e56fc52406caeef92806df57670" contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,514</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_a3cd677802ad413482449c049cf00464" contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_fbae588f0ffb444a9423a2fe90550d53" contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_47768914ec0344ef87af389c796e2e65" contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_f45903a2e4824ad6b252e92ac646f8e2" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,538</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Release of unearned ESOP shares</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_360de118d61541ab8614331ce52ed446" contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_6badd7499f6a445fbd91d23194a99946" contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_d47a0d7762ed4b4b9f394a72ad42908d" contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_25cb6080fe7a4f64bc56ec258a8ff867" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">80</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_1429540959ab4692aa6fb5def775ad17" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_405caac636624432b55a19d799626e93" contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_f60adeb796404212a11847f4991e66fb" contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">173</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_413af72156f04c49a74f8e829d9a3437" contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_167d32f1543b47c99169184e669ff358" contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="Fact_fbd779ffef9447e896cb7715051cb5e8" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">93</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Increase in unreleased shares</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_9c486c6276c54a848d798cef440c3063" contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_5eb726f0ba984352a1a4a61a9517c261" contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_aec1020cb52242dd946604e51fb5f388" contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_b7ce4932e3d5431fa8413b4f351129a7" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_7efe1fa0df3344c99648039cb0cd93bb" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_84042f95a7924079806cdfe93aebd2a6" contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_98d7e186f84f4bbbb047ef962d714f35" contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">3,400</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_f86fd882f05b498b90ded9c1e763c3ea" contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_192d05ff33cf4ad8836febfeaf90dcf8" contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="Fact_3eec4b9e8725494d92d0eb048ad4c56f" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">3,400</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Stock-based compensation expense</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_605f1e28ef8b443ba1bc7dbc5964eeb5" contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_4681f653b47a4a99860cc0a428beca2c" contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">2</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_2df94388a8614ee0a8f5036880ceabad" contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_35bb76d035b44b29a0b8e2894d69c169" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">210</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_878e5a312fc64b1f81b95348abd06a99" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_4e633d12fe534bfb9a126e365ae90079" contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_c8a8197d0e5f434983810c8b0e1127bb" contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_4f8bd452d4cd4293b6fb202ba29104d4" contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_05af164e1706498c9bf6b27aed165478" contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_7b3daf0a01f14e4f9095f7b9c141a078" contextRef="c20230101to20231231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">208</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Director stock compensation expense</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_b32ff3de672e456fbd26b58ecf32d4a1" contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_0b3b498b06524bf1b33db952eaef51cb" contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_84116da38bfd4dbca117f56a630994f2" contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_312193c4fcdb4f21aee9b5a5c51c6491" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">95</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_5cea50bc3fde4471a0aa806958461ff7" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_c70b52b01d254678a7f4425f2365dfd3" contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_67178c9fa423446c8f73e78fd4cc402e" contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_8f9b5058836549f6a9d9aedf009a8d14" contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_95bae0762a0b4419b9575ee64362bc7e" contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" id="Fact_6e0846a1da5e49d795006220669e4e31" contextRef="c20230101to20231231_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">95</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Share repurchase - FDIC</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_622a6539ea2844dd8111f55c120c553c" contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_e3b761f3e55c4383bb13361aa51d3197" contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_a4c69acb591146fd83789c13cef08f54" contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_dc4d93cf91d84e1f96f4e1dff8ecd937" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,781</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_5451d94ff22a4de9b3daeb629efce7fd" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_907ba2ccccd243dc98e1e28fce93c6f3" contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_cf9c56e6152046b6a1b0ec72888f1b66" contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_0b93b1b5f25945769504fc3d8f6cf9fa" contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_5adcaef8de2f46da93c09700771a1bc3" contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:FederalDepositInsuranceCorporationStockRepurchased" id="Fact_6caad67e5c084b68b3e221535bdbad1c" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,781</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Other comprehensive income, net of tax</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_007ab1ef48814671859a19b8ce515a3c" contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_8c340edbb538483b8b895d7c022d03c9" contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_29839a61c9df4c84a233d3c81391a1f8" contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_227c077522864ea3a5f95a7d488d3cf3" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_756c33ffb3f541ac961ddb30d9826b51" contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,948</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_08311dbe2c754d60976a208d80b2d350" contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_bf0b0faeeaff45c7ad1031fd6dacfd4e" contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_64de69c0790841e2827859adeedd339a" contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_1c23d2e645b744b3b6eb9803d7ecd48f" contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" id="Fact_4d6a658c2a3c49ab8428c90ffa0f8b01" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,948</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 20%; padding-bottom: 4px;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Balance at&#160;<span style="font-size: 10pt;">December 31, 2023</span></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_3a85fde1c5ce4249ba2ec9b9a5db3544" contextRef="c20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">150,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_1d4ebdbff3824888af195216263279f9" contextRef="c20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">62</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_1cf876fdf13d4579a6df59ab04dc0647" contextRef="c20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">31</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_4c7d67e9e9eb42ffb16b9421d1f7ce29" contextRef="c20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">142,601</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_abb4945a15e24a2aa716cd9b0beb9f36" contextRef="c20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">13,525</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_4ff91e79dc7b4e35af620e2708f68a43" contextRef="c20231231_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,552</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_f444d08e644846fb8e0e11b7af3efd8e" contextRef="c20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">4,492</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_12745ccbd5534b7ea3a4657f16697dc5" contextRef="c20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">5,326</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_8c2fd9b825fe423cac46975cb41396da" contextRef="c20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">194</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 double 4px;" colspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" id="Fact_f9150a05d31647b1bb9a0dbb507bc48c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">282,097</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
          <div><br class="Apple-interchange-newline"/></div>

        </div>

        <div style="text-align: center; font-style: italic; font-family: 'Times New Roman'; font-size: 10pt;">See accompanying notes to consolidated financial statements.</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" class="BRPFPageBreakArea">
          <div style="width: 100%;" class="BRPFPageFooter"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-5</span></div>

          <div style="page-break-after:always;" class="BRPFPageBreak">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

      </div>

    </div>

    <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
   <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

    <div>
      <div>
        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">BROADWAY FINANCIAL CORPORATION AND SUBSIDIARY</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Consolidated <a id="StatementsofCashFlows"><!--Anchor--></a>Statements of
          <!--Anchor-->
          <!--Anchor-->Cash Flows</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"> <span style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
          </span></div>

        <div><br/></div>

        <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; letter-spacing: normal; text-transform: none; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" rowspan="1" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;">
                <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Years Ended December 31</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;">
                <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2023</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;">
                <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2022</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; font-family: 'Times New Roman';">
                <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Cash flows from operating activities:</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Net income</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_fb351e301d08494bb91754d99e357e6d" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,538</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProfitLoss" id="Fact_8e4c14b1cec14b6b93cbc69fc47423a6" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,706</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Adjustments to reconcile net income to net cash provided by operating activities:</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Provision for credit losses<br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" id="Fact_2311672dc6bf44869add7a0c038d01d2" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">933</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" id="Fact_3e72aa8a0f04424daf36f7c8fcbe5802" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">997</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Depreciation and amortization<br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DepreciationDepletionAndAmortization" id="Fact_7267ef3f89244022abecee119287f228" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">385</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DepreciationDepletionAndAmortization" id="Fact_7738121cce364deab1f7dfd4e0681a76" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">376</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Net change of deferred loan origination costs</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AmortizationOfDeferredLoanOriginationFeesNet" id="Fact_ae6e810d531c405b8ee0a7a05528c09d" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">413</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AmortizationOfDeferredLoanOriginationFeesNet" id="Fact_10bd3051d88e49fea654ae8082cbc54f" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">229</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Net amortization of premiums &amp; discounts on available-for-sale securities</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments" id="Fact_952ee7133a0543dcaba65154ec2875c0" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,044</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments" id="Fact_cf322ec0573243d1b650c039bce0cb88" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">225</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Accretion of purchase accounting marks on loans</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:AmortizationAccretionOfPurchaseAccountingMarksOnLoans" id="Fact_bde95f3853d24ed1bd5863a9de9488e9" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">235</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:AmortizationAccretionOfPurchaseAccountingMarksOnLoans" id="Fact_efea47c287ba4a9e972473dbb36ed4de" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">831</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Amortization of core deposit intangible</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AmortizationOfIntangibleAssets" id="Fact_07ea12e61e4f49ed80079972bf398c30" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">390</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AmortizationOfIntangibleAssets" id="Fact_adf5cbdc6abc40b6be720621ac3ac678" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">435</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Director compensation expense-common stock</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensation" id="Fact_1ba7aaffd46a42d4825afc70e4ac828e" contextRef="c20230101to20231231_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">95</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensation" id="Fact_a778e8268f08490fbba202c609d00210" contextRef="c20220101to20221231_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">84</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Accretion of premium on FHLB advances</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" id="Fact_cf10cd49d54a4431a167e5fe7a5ac8a7" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">23</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" id="Fact_799d5159d52f46dda90b6c0fe564c151" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">38</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Stock-based compensation expense</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensation" id="Fact_1feef3919aea4dbdb43aa15faf69b4a4" contextRef="c20230101to20231231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">208</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensation" id="Fact_30d76f3568034322af5bfb00cef1c71e" contextRef="c20220101to20221231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">133</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">ESOP compensation expense</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" id="Fact_5ea8b17f81aa4539824d4b123244c445" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">93</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" id="Fact_febaf59524954d14ac6ddfee3b0a3693" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">66</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Earnings on bank owned life insurance</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:BankOwnedLifeInsuranceIncome" id="Fact_930d8d409b9940519e2a87a06c905278" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">42</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:BankOwnedLifeInsuranceIncome" id="Fact_4e3ce1bbf1ed457dbf7f149458d72e5c" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">43</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Net change in assets and liabilities:</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 21.6pt; color: rgb(0, 0, 0); font-size: 10pt;">Deferred tax assets<br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:IncreaseDecreaseInDeferredIncomeTaxes" id="Fact_52bafb0506cc4b3aa902c75054fdfec6" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">1,238</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:IncreaseDecreaseInDeferredIncomeTaxes" id="Fact_8859d3171b484a7fb3b804dc9ad440af" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">1,492</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 21.6pt; color: rgb(0, 0, 0); font-size: 10pt;">Accrued interest receivable</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInInterestAndDividendsReceivable" id="Fact_50ed0e54e98547b2ab8e227a133200b9" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">965</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInInterestAndDividendsReceivable" id="Fact_aa8072c25b4a4921aae974a790374edf" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">601</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 21.6pt; color: rgb(0, 0, 0); font-size: 10pt;">Other assets</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" id="Fact_096e34bef70e452abfd80a201af78ffa" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">677</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" id="Fact_a4ea59ff2aea499fad3dbdcbc975773b" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">995</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; padding-bottom: 2px;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 21.6pt; color: rgb(0, 0, 0); font-size: 10pt;">Accrued expenses and other liabilities</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" id="Fact_755665ce0d664743b99f9ad9e2f4f837" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,287</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" id="Fact_032ef47baa7949d597bd17232f199ff1" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">461</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 28.8pt; color: rgb(0, 0, 0); font-size: 10pt;">Net cash provided by operating activities</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:NetCashProvidedByUsedInOperatingActivities" id="Fact_84c654679d784b67a1b40a599a8682ef" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,594</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:NetCashProvidedByUsedInOperatingActivities" id="Fact_ebfd13376f654bd990fc773b1c4b5053" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,324</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Cash flows from investing activities:</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Net change in loans receivable held for investment</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:PaymentsForProceedsFromLoansAndLeases" id="Fact_c9bc886d3d0647678419a8252a2cb2ea" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">115,331</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:PaymentsForProceedsFromLoansAndLeases" id="Fact_33299170867a453a8cf46cef6cdb3523" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">119,928</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Principal payments and maturities on available-for-sale securities</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" id="Fact_3f563ab14c794f8ea90e77fb71e10b65" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">18,395</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" id="Fact_629e7ef557a9450c93d021a51e9f80b1" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,325</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Purchase of available-for-sale securities</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt" id="Fact_625445079c924b75a5f79fc86550e37b" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt" id="Fact_1f39e51f753e4f55aebda27f7e9d33d6" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">215,500</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Purchase of FRB stock</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:PaymentsToAcquireFederalReserveStock" id="Fact_5169de971c2a41e8944d6d5bbdb59f38" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:PaymentsToAcquireFederalReserveStock" id="Fact_d308f32750dd4e1da9b68b032c3c77da" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,571</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Purchase of FHLB stock</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:PaymentsToAcquireFederalHomeLoanBankStock" id="Fact_c4d513c3c246409286200ed41b3e96c1" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,287</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:PaymentsToAcquireFederalHomeLoanBankStock" id="Fact_7f2b252197324802b5278c6f45fb82d2" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,414</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Proceeds from redemption of FHLB stock</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock" id="Fact_65047366520947bb8efa9cb71fe6fc7c" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,667</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock" id="Fact_ccdc6bbd97b7467ebf6f8381edf00ea4" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,452</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Proceeds from redemption of FRB stock</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromSaleOfFederalReserveStock" id="Fact_2edc55cc649843bc9003a4756cd71dac" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,720</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromSaleOfFederalReserveStock" id="Fact_9f2c5b53361e48269f62821bf572e3e9" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; padding-bottom: 2px;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Purchase of office properties and equipment</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" id="Fact_ce73e14bc44749e1bc6285729837d489" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">208</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" id="Fact_c63cf57078d848f4a81ec63350b2f627" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">323</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Net cash used in investing activities</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInInvestingActivities" id="Fact_e844850a8a4a4dbeac20873d4d2c13ab" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">100,044</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInInvestingActivities" id="Fact_e2d6b4c80be348d7b37beeba1a71e148" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">323,959</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Cash flows from financing activities:</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Net change in deposits</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInDeposits" id="Fact_45734489ea6b4967a0cd41e9eca150fa" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">4,281</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:IncreaseDecreaseInDeposits" id="Fact_22ff3b933c0e4413a27b114e8ada32ea" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">101,136</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Net change in securities sold under agreements to repurchase</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" id="Fact_57382c74f1404f32b2bb1a73658d5ed2" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,004</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" id="Fact_7df26c56e8a44f018c89e2ac3fc7732e" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,511</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Increase in unreleased ESOP shares</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" id="Fact_c06241096203447ea30810796fe1250c" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">3,400</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" id="Fact_c8ae09140ff44679a9e41cf40ab59dc9" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">500</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Proceeds from issuance of preferred stock</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" id="Fact_4631c204af9c4961b05cea2a36141273" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" id="Fact_01ccaa1c962f477cb922b966962cfd59" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">150,000</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Proceeds from Bank Term Funding Program</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:ProceedsFromBankTermFundingProgram" id="Fact_a33b3c7be5914676bd445cb04335ed49" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">100,000</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:ProceedsFromBankTermFundingProgram" id="Fact_9dfd77ddf75e46df87ebecf37a1eeb9f" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Dividends paid on preferred stock</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" id="Fact_b1403a4bc4c940d6811fdba267cbed81" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock" id="Fact_2a9561247d834d488beba6ca95a77c5d" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">Share repurchase - FDIC</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" id="Fact_874ca8f40bc14db4a1203deaed3cd640" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,781</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" id="Fact_0b1df2d772364e2e8a45f12e2127cb12" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Proceeds from FHLB advances</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromFederalHomeLoanBankBorrowings" id="Fact_3437b4028e71454a8b84399c7116ee29" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">456,138</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:ProceedsFromFederalHomeLoanBankBorrowings" id="Fact_0d48c77c50334f6eaca66dd0265a2fbc" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">95,500</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Repayments of FHLB advances</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings" id="Fact_f272c24553a641a6b1271616ef2f2412" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">375,140</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings" id="Fact_aa66ac470fcc4342acf8fdfa701c8765" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">53,140</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; padding-bottom: 2px;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Net cash provided by financing activities</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:NetCashProvidedByUsedInFinancingActivities" id="Fact_ae22825b13bd464ea409e59146ea9d37" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">181,540</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:NetCashProvidedByUsedInFinancingActivities" id="Fact_2eedc15eb54340ad820bac2958b58d1b" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">102,220</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Net change in cash and cash equivalents</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" id="Fact_33f1885d50894345a41a8999d7ab449f" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,090</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" id="Fact_c0cb38afd5af4dc4bf4698b599d6a247" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">215,415</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; padding-bottom: 2px;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Cash and cash equivalents at beginning of the period</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" id="Fact_e9cc664fbc5f49f29b5808535b06c76d" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,105</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" id="Fact_71b138a84c1f40c0b5836312e0c91673" contextRef="c20211231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">231,520</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Cash and cash equivalents at end of the period</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" id="Fact_0aa1ce54d4bb4fd6bf4a4bcaf413cc69" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">105,195</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" id="Fact_bd9bc3b5a22845bcae168eb5c76e6aef" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,105</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Supplemental disclosures of cash flow information:</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Cash paid for interest</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:InterestPaidNet" id="Fact_2571da56a7cd45929bf8fcdece445de6" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,921</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:InterestPaidNet" id="Fact_f65657cf08ff4b95bc5a372cc3b2a46d" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,053</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Cash paid for income taxes</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:IncomeTaxesPaidNet" id="Fact_c7ce1818717a4fd3a831d81e048b023a" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,036</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:IncomeTaxesPaidNet" id="Fact_c13cadeccf324c9695d27073fc40a2d0" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">332</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Supplemental non-cash disclosures:</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; margin-left: 9pt; color: rgb(0, 0, 0); font-size: 10pt;">Common stock issued in exchange for preferred stock</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:CommonStockIssuedInExchangeForPreferredStock" id="Fact_7cf591bd5a524757b98941813b406076" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:CommonStockIssuedInExchangeForPreferredStock" id="Fact_4f4a60c97d0143ae82a4df4ae5845837" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,000</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Assets acquired (liabilities assumed) in acquisition:</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Goodwill</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:NoncashOrPartNoncashAcquisitionGoodwillAcquired" id="Fact_0cc105787ace44b6ac5229c8cec598ee" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="byfc:NoncashOrPartNoncashAcquisitionGoodwillAcquired" id="Fact_425147967aea4ff582ed70ffe393688c" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">138</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: rgb(204, 238, 255);">
                <div style="text-align: justify; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Deferred taxes</div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" id="Fact_1b89ce73bb6440bf990dcb0a0ef92a41" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="byfc:NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" id="Fact_033072e21bb844da834707d0d94c2ecf" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">138</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>


</table>
        <div><br class="Apple-interchange-newline"/></div>

      </div>

      <div>
        <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;"><span style="font-style: italic;">See accompanying notes to consolidated financial statements.</span><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;">
          <div style="width: 100%;" class="BRPFPageFooter"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-6</span></div>

          <div class="BRPFPageBreak" style="page-break-after:always;">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

      </div>

    </div>

    <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">BROADWAY FINANCIAL CORPORATION AND SUBSIDIARY</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"><!--Anchor--><!--Anchor--><a id="NotestoConsolidatedFinanc"><!--Anchor--></a>Notes to Consolidated Financial Statements</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

        <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31, 2023 and 2022</div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>


        <ix:nonNumeric name="us-gaap:SignificantAccountingPoliciesTextBlock" id="Text_4c131233f12d40abbab314bfe485ab6b" contextRef="c20230101to20231231" escape="true" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae1">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 1 &#8211; Summary of Significant Accounting Policies</div>
</ix:nonNumeric>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae1" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae2" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae3"><ix:nonNumeric name="us-gaap:ConsolidationPolicyTextBlock" id="Text_0987a41bf51b47fc89c47cbe8d6dac15" contextRef="c20230101to20231231" escape="true" continuedAt="Text_79437620a7ba46a5b11f1c5f40d7744c1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Nature of Operations and Principles of Consolidation</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae3" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae4"><ix:continuation id="Text_79437620a7ba46a5b11f1c5f40d7744c1" continuedAt="Text_79437620a7ba46a5b11f1c5f40d7744c2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae4" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae5"><ix:continuation id="Text_79437620a7ba46a5b11f1c5f40d7744c2" continuedAt="Text_79437620a7ba46a5b11f1c5f40d7744c3">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">Broadway Financial Corporation (the &#8220;Company&#8221;) was incorporated under Delaware law in 1995 for the purpose of acquiring
          and holding all of the outstanding capital stock of Broadway Federal Savings and Loan Association as part of the bank&#8217;s conversion from a federally chartered mutual savings association to a federally chartered stock savings bank. In connection
          with the conversion, the bank&#8217;s name was changed to Broadway Federal Bank, f.s.b. (&#8220;Broadway Federal&#8221;). The conversion was completed, and Broadway Federal became a wholly&#8209;owned subsidiary of the Company, in January 1996.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae5" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae6"><ix:continuation id="Text_79437620a7ba46a5b11f1c5f40d7744c3" continuedAt="Text_79437620a7ba46a5b11f1c5f40d7744c4">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae6" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae7"><ix:continuation id="Text_79437620a7ba46a5b11f1c5f40d7744c4" continuedAt="Text_79437620a7ba46a5b11f1c5f40d7744c5">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">On April 1, 2021, the Company completed its merger with CFBanc Corporation, with the Company continuing as the surviving
          entity. Immediately following the CFBanc Merger, Broadway Federal merged with and into City First Bank of D.C, National Association with City First Bank of D.C., National Association (the &#8220;Bank&#8221;) continuing as the surviving entity (combined with
          Broadway Federal). Concurrently with the Merger, the Bank changed its name to City First Bank, National Association.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae7" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae8"><ix:continuation id="Text_79437620a7ba46a5b11f1c5f40d7744c5" continuedAt="Text_79437620a7ba46a5b11f1c5f40d7744c6">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae8" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae9"><ix:continuation id="Text_79437620a7ba46a5b11f1c5f40d7744c6" continuedAt="Text_79437620a7ba46a5b11f1c5f40d7744c7">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">The Bank&#8217;s business is that of a financial intermediary and consists primarily of attracting deposits from the general
          public and using such deposits, together with borrowings and other funds, to make mortgage loans secured by residential and commercial real estate located in the Bank&#8217;s market areas. At December 31, 2023, the Bank operated <ix:nonFraction name="byfc:NumberOfRetailBankingOffices" id="Fact_2c5ff94019b4448bb8135f6caa8e68c5" contextRef="c20231231" unitRef="U005" decimals="INF" scale="0" format="ixt-sec:numwordsen">three</ix:nonFraction> retail&#8209;banking offices: Los Angeles and in the nearby city of Inglewood in California, and another in Washington, D.C. The Bank is subject to
          significant competition from other financial institutions and is also subject to regulation by certain federal agencies and undergoes periodic examinations by those regulatory authorities.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae9" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae10"><ix:continuation id="Text_79437620a7ba46a5b11f1c5f40d7744c7" continuedAt="Text_79437620a7ba46a5b11f1c5f40d7744c8">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae10" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae11"><ix:continuation id="Text_79437620a7ba46a5b11f1c5f40d7744c8">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">The accompanying consolidated financial statements include Broadway Financial Corporation and its wholly owned subsidiary,
          City First Bank, National Association (together with the Company, &#8220;City First Broadway&#8221;). Also included in the consolidated financial statements are the following subsidiaries of City First Bank: 1432 U Street LLC, Broadway Service Corporation,
          City First Real Estate LLC, City First Real Estate II LLC, City First Real Estate III LLC, City First Real Estate IV LLC, and CF New Markets Advisors, LLC (&#8220;CFNMA&#8221;). In addition, CFNMA also consolidates CFC Fund Manager II, LLC; City First New
          Markets Fund II, LLC; City First Capital IX, LLC; and City First Capital 45, LLC (&#8220;CFC 45&#8221;) into its financial results. The results of Broadway Service Corporation, a wholly owned subsidiary of the Bank, are also included in the consolidated
          financial statements. All significant intercompany balances and transactions have been eliminated in consolidation.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae11" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae12">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae12" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae13"><ix:nonNumeric name="byfc:OutOfPeriodAdjustmentsPolicyTextBlock" id="Text_07ec0d1df70f4a04be05b6d413b4bd48" contextRef="c20230101to20231231" escape="true" continuedAt="Text_860f9f25d5784eeeb28840b10955d7a31">
<div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Out-of-Period Adjustments</span></div>
</ix:nonNumeric></ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae13" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae14"><ix:continuation id="Text_860f9f25d5784eeeb28840b10955d7a31" continuedAt="Text_860f9f25d5784eeeb28840b10955d7a32">
<div><span style="font-family: 'Times New Roman';">&#160;</span></div>
</ix:continuation></ix:continuation>
          <div>
            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae14" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae15"><ix:continuation id="Text_860f9f25d5784eeeb28840b10955d7a32">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Following the quarter ended September 30, 2023, the Company performed a review of internal controls over financial reporting, encompassing an examination of financial reporting processes. During this assessment and while preparing
                financial statements for the three and nine months ended September 30, 2023, certain previously unrecorded adjustments totaling $<ix:nonFraction name="us-gaap:PriorPeriodReclassificationAdjustment" id="Fact_f6e32c9cea184b618c3e3cd0fcc3729c" contextRef="c20230701to20230930" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:PriorPeriodReclassificationAdjustment" id="Fact_8185d1b56d4a41379fb738c3b72b2744" contextRef="c20230101to20230930" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8</ix:nonFraction></ix:nonFraction>
                thousand, net of tax expense, increasing net income were identified pertaining to prior periods. In accordance with SEC Staff Accounting Bulletin Nos. 99 and 108, these adjustments were evaluated both individually and collectively.
                Following this assessment, management determined these adjustments were immaterial to both historical and current reporting periods. Consequently, the Company determined that no amendment to the previously filed reports was warranted.
                However, recognizing the importance of transparency and accuracy, the Company addressed these prior period adjustments and incorporated them into its financial statements for the three and nine months ended September 30, 2023. These
                adjustments are included in the Other Expense line item on the Consolidated Statements of Operations and Comprehensive Income (Loss).</span></div>
</ix:continuation></ix:continuation>
            </div>

        </div>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae15" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae16">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae16" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae17"><ix:nonNumeric name="us-gaap:UseOfEstimates" id="Text_ce1b9c7b6bbb46a8b64b0c895658fb98" contextRef="c20230101to20231231" escape="true" continuedAt="Text_a09f4ec4ea2c43f18411f2751b5044fa1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><span style="text-decoration: underline;">Use of Estimates</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae17" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae18"><ix:continuation id="Text_a09f4ec4ea2c43f18411f2751b5044fa1" continuedAt="Text_a09f4ec4ea2c43f18411f2751b5044fa2">
<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae18" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae19"><ix:continuation id="Text_a09f4ec4ea2c43f18411f2751b5044fa2" continuedAt="Text_a09f4ec4ea2c43f18411f2751b5044fa3">
<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae19" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae20"><ix:continuation id="Text_a09f4ec4ea2c43f18411f2751b5044fa3" continuedAt="Text_a09f4ec4ea2c43f18411f2751b5044fa4">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae20" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae21"><ix:continuation id="Text_a09f4ec4ea2c43f18411f2751b5044fa4">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">To prepare consolidated financial statements in conformity
          with U.S. generally accepted accounting principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the
          disclosures provided, and actual results could differ from these estimates. The allowance and provision for credit losses, deferred tax asset valuation allowance, and fair values of investment securities and other financial instruments are
          particularly subject to change.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae21" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae22">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae22" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae23"><ix:nonNumeric name="us-gaap:CashAndCashEquivalentsPolicyTextBlock" id="Text_2d7a28c8cead4ce480b1ebc3f018616f" contextRef="c20230101to20231231" escape="true" continuedAt="Text_6399fe013c0b4a5d93a545cd472f25a01">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Cash and Cash Equivalents</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae23" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae24"><ix:continuation id="Text_6399fe013c0b4a5d93a545cd472f25a01" continuedAt="Text_6399fe013c0b4a5d93a545cd472f25a02">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae24" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae25"><ix:continuation id="Text_6399fe013c0b4a5d93a545cd472f25a02">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Cash and cash equivalents include cash on hand, cash items in the process of collection, amounts due from correspondent banks and the Federal Reserve Bank of San
          Francisco (the &#8220;Federal Reserve Bank&#8221;), and interest&#8209;bearing deposits in other banks with initial terms of ninety days or less. The Company may be required to maintain reserve and clearing balances with the Federal Reserve Bank under the Federal
          Reserve Act of 1913, as amended. Effective on March 26, 2020, as a part of Federal Reserve Bank&#8217;s tools to promote maximum employment, Federal Reserve Bank Board reduced reserve requirement ratios to zero. The reserve and clearing requirement
          balance were no longer required at December 31, 2023. Net cash flows are reported for customer loan and deposit transactions, interest&#8209;bearing deposits in other banks, deferred income taxes and other assets and liabilities.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae25" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae26">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; </div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae26" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae27"><ix:nonNumeric name="us-gaap:MarketableSecuritiesPolicy" id="Text_d93434a1fff84b44a6321ae1c19c03ea" contextRef="c20230101to20231231" escape="true" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Investment Securities</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae27" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae28"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d1" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae28" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae29"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d2" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d3">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Debt securities are classified as held&#8209;to&#8209;maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt
          securities are classified as available&#8209;for&#8209;sale when they might be sold before maturity. Securities available&#8209;for&#8209;sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae29" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae30"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d3" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d4">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-7</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae30" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae31"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d4" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d5">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level&#8209;yield method without
          anticipating prepayments. Gains and losses on sales are recorded on the trade date and determined using the specific identification method.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae31" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae32"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d5" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d6">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae32" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae33"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d6" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d7">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Effective January 1, 2023, the Company accounts for the allowance for credit losses (&#8220;ACL&#8221;) on securities in accordance with Accounting Standards Codification Topic
          326 (&#8220;ASC 326&#8221;) &#8211; Financial Instruments-Credit Losses. The ACL on securities is recorded at the time of purchase or acquisition, representing the Company&#8217;s best estimate of current expected credit losses (&#8220;CECL&#8221;) as of the date of the
          consolidated statements of financial condition.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae33" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae34"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d7" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d8">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae34" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae35"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d8" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d9">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> For available-for-sale investment securities, the Company performs a qualitative evaluation for those securities that are in an unrealized loss position to
          determine if the decline in fair value is credit related or non-credit related. In determining whether a security&#8217;s decline in fair value is credit related, the Company considers a number of factors including, but not limited to: (i) the extent
          to which the fair value of the investment is less than its amortized cost; (ii) the financial condition and near-term prospects of the issuer; (iii) any downgrades in credit ratings; (iv) the payment structure of the security; (v) the ability of
          the issuer of the security to make scheduled principal and interest payments; and (vi) general market conditions which reflect prospects for the economy as a whole, including interest rates and sector credit spreads. For investment securities
          where the Company has reason to believe the credit loss exposure is remote, a zero credit loss assumption is applied. Such investment securities typically consist of those guaranteed by the U.S. government or other government enterprises, where
          there is an explicit or implicit guarantee by the U.S. government, that are highly rated by rating agencies, and historically have had no credit loss experience.<br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae35" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae36"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d9" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d10">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae36" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae37"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d10" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d11">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> If it is determined that the unrealized loss, or a portion thereof, is credit related, the Company records the amount of credit loss through a charge to the
          provision for credit losses in current period earnings. However, the amount of credit loss recorded in current period earnings is limited to the amount of the total unrealized loss on the security, which is measured as the amount by which the
          security&#8217;s fair value is below its amortized cost. If the Company intends to sell a security that is in an unrealized loss position, or if it is more likely than not the Company will be required to sell a security in an unrealized loss position,
          the total amount of the unrealized loss is recognized in current period earnings through the provision for credit losses. Unrealized losses deemed non-credit related are recorded, net of tax, in accumulated other comprehensive income (loss).</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae37" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae38"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d11" continuedAt="Text_e1542a4f61744c61b9690ba9d27b248d12">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae38" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae39"><ix:continuation id="Text_e1542a4f61744c61b9690ba9d27b248d12">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> The Company&#8217;s assessment of available-for-sale investment securities as of December 31, 2023, indicated that an ACL was not required. The Company analyzed
          available-for-sale investment securities that were in an unrealized loss position and determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market
          conditions. As such, <ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" id="Fact_700a4f0773734774a9a18a27a4b46c73" contextRef="c20231231" unitRef="U001" decimals="0" scale="0" format="ixt-sec:numwordsen">no</ix:nonFraction> ACL was recorded for available-for-sale securities as of December 31, 2023.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae39" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae40">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae40" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae41"><ix:nonNumeric name="us-gaap:FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" id="Text_6e88e445dd8944d9b5c32d7a6660f0a4" contextRef="c20230101to20231231" escape="true" continuedAt="Text_df2dbedc29ba409abb2373f54b7b316e1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Loans Receivable Held for Investment</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae41" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae42"><ix:continuation id="Text_df2dbedc29ba409abb2373f54b7b316e1" continuedAt="Text_df2dbedc29ba409abb2373f54b7b316e2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae42" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae43"><ix:continuation id="Text_df2dbedc29ba409abb2373f54b7b316e2" continuedAt="Text_df2dbedc29ba409abb2373f54b7b316e3">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding,
          net of allowance for credit losses, deferred loan fees and costs and unamortized premiums and discounts. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct loan origination costs, premiums and
          discounts are deferred, and recognized in income using the level&#8209;yield method without anticipating prepayments.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae43" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae44"><ix:continuation id="Text_df2dbedc29ba409abb2373f54b7b316e3" continuedAt="Text_df2dbedc29ba409abb2373f54b7b316e4">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae44" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae45"><ix:continuation id="Text_df2dbedc29ba409abb2373f54b7b316e4" continuedAt="Text_df2dbedc29ba409abb2373f54b7b316e5">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Interest income on all loans is discontinued at the time the loan is <ix:nonNumeric name="byfc:FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" id="Fact_71fc632d0e06425e8e9bb415d12fe2ef" contextRef="c20230101to20231231" format="ixt-sec:durday">90</ix:nonNumeric>
          days delinquent unless the loan is well&#8209;secured and in process of collection. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on non&#8209;accrual or charged&#8209;off at an earlier date if collection of
          principal or interest is considered doubtful.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae45" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae46"><ix:continuation id="Text_df2dbedc29ba409abb2373f54b7b316e5" continuedAt="Text_df2dbedc29ba409abb2373f54b7b316e6">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae46" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae47"><ix:continuation id="Text_df2dbedc29ba409abb2373f54b7b316e6">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All interest accrued but not received for loans placed on non&#8209;accrual is reversed against interest income. Interest received on such loans is accounted for on the
          cash&#8209;basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae47" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae48">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae48" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae49"><ix:nonNumeric name="us-gaap:ConcentrationRiskCreditRisk" id="Text_0dfbbabb473840c5b9a21c3afc8587fd" contextRef="c20230101to20231231" escape="true" continuedAt="Text_5d55012440ec4932ab58309d3dceea2c1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Concentration of Credit Risk</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae49" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae50"><ix:continuation id="Text_5d55012440ec4932ab58309d3dceea2c1" continuedAt="Text_5d55012440ec4932ab58309d3dceea2c2">
<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae50" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae51"><ix:continuation id="Text_5d55012440ec4932ab58309d3dceea2c2" continuedAt="Text_5d55012440ec4932ab58309d3dceea2c3">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae51" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae52"><ix:continuation id="Text_5d55012440ec4932ab58309d3dceea2c3" continuedAt="Text_5d55012440ec4932ab58309d3dceea2c4">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae52" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae53"><ix:continuation id="Text_5d55012440ec4932ab58309d3dceea2c4">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Concentrations of credit risk arise when several customers are engaged in similar business activities, or activities in the same geographic region, or
            have similar economic features that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. The Company&#8217;s lending activities are predominantly in real estate loans that are secured
            by properties located in Southern California and in Washington, D.C. and many of the borrowers reside in those areas. Therefore, the Company&#8217;s exposure to credit risk is significantly affected by changes in the economy and real estate market in
            the markets in which the Company operates.</div>
</ix:continuation></ix:continuation>
        </div>


        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae53" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae54">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-8</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>


        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae54" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae55"><ix:nonNumeric name="byfc:PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" id="Text_065ba7f640d54f1f857b30ce76cdb01e" contextRef="c20230101to20231231" escape="true" continuedAt="Text_e9b85c91372142a18a49913bce13e19d1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Purchased Credit Deteriorated Loans</span></span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae55" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae56"><ix:continuation id="Text_e9b85c91372142a18a49913bce13e19d1" continuedAt="Text_e9b85c91372142a18a49913bce13e19d2">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </span></span></div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae56" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae57"><ix:continuation id="Text_e9b85c91372142a18a49913bce13e19d2" continuedAt="Text_e9b85c91372142a18a49913bce13e19d3">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Prior to the adoption of ASC 326, loans that were purchased in a business combination that showed evidence of credit deterioration since their origination and for
          which it was probable, at acquisition, that not all contractually required payments would be collected were classified as purchased-credit impaired (&#8220;PCI&#8221;). The Company accounted for PCI loans and associated income recognition in accordance with
          ASC Subtopic 310-30 &#8211; Receivables-Loans and Debt Securities Acquired with Deteriorated Credit Quality. Upon acquisition, the Company measured the amount by which the undiscounted expected future cash flows on PCI loans exceeded the estimated fair
          value of the loan as the &#8220;accretable yield,&#8221; representing the amount of estimated future interest income on the loan. The amount of accretable yield was re-measured at each financial reporting date, representing the difference between the
          remaining undiscounted expected cash flows and the current carrying value of the PCI loan. The accretable yield on PCI loans was recognized in interest income using the interest method.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae57" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae58"><ix:continuation id="Text_e9b85c91372142a18a49913bce13e19d3" continuedAt="Text_e9b85c91372142a18a49913bce13e19d4">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae58" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae59"><ix:continuation id="Text_e9b85c91372142a18a49913bce13e19d4" continuedAt="Text_e9b85c91372142a18a49913bce13e19d5">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> Following the adoption of ASC 326 on January 1, 2023, the Company analyzes all acquired loans at the time of acquisition for more-than-insignificant deterioration
          in credit quality since their origination date. Such loans are classified as purchased credit deteriorated (&#8220;PCD&#8221;) loans. Acquired loans classified as PCD are recorded at an initial amortized cost, which is comprised of the purchase price of the
          loans and the initial ACL determined for the loans, which is added to the purchase price, and any resulting discount or premium related to factors other than credit. PCI loans were considered to be PCD loans at the date of adoption of ASC 326.
          The Company accounts for interest income on PCD loans using the interest method, whereby any purchase discounts or premiums are accreted or amortized into interest income as an adjustment of the loan&#8217;s yield. An accretable yield is not determined
          for PCD loans.<br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae59" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae60"><ix:continuation id="Text_e9b85c91372142a18a49913bce13e19d5">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae60" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae61">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae61" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae62"><ix:nonNumeric name="us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" id="Text_c2bcdba1bcfb44fd9bbaeb20f7ba1e86" contextRef="c20230101to20231231" escape="true" continuedAt="Text_7aa06af4175b449786dead72b2723d7f1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Allowance for Credit Losses - Loans<br/>
          </span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae62" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae63"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f1" continuedAt="Text_7aa06af4175b449786dead72b2723d7f2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae63" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae64"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f2" continuedAt="Text_7aa06af4175b449786dead72b2723d7f3">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Effective January 1, 2023, the Company accounts for credit losses on loans in accordance with ASC 326, which requires the Company to record an estimate of expected
          lifetime credit losses for loans at the time of origination or acquisition. The ACL is maintained at a level deemed appropriate by management to provide for expected credit losses in the portfolio as of the date of the consolidated statements of
          financial condition. Estimating expected credit losses requires management to use relevant forward-looking information, including the use of reasonable and supportable forecasts. The measurement of the ACL is performed by collectively evaluating
          loans with similar risk characteristics. The Company measures the ACL for each of its loan segments using the weighted-average remaining maturity (&#8220;WARM&#8221;) method. The weighted average remaining life, including the effect of estimated prepayments,
          is calculated for each loan pool on a quarterly basis. The Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004
          through the most recent quarter.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae64" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae65"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f3" continuedAt="Text_7aa06af4175b449786dead72b2723d7f4">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae65" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae66"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f4" continuedAt="Text_7aa06af4175b449786dead72b2723d7f5">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company&#8217;s ACL model also includes adjustments for qualitative factors, where appropriate. Since historical information (such as historical net losses) may not
          always, by itself, provide a sufficient basis for determining future expected credit losses, the Company periodically considers the need for qualitative adjustments to the ACL. Qualitative adjustments may include, but are not limited to factors
          such as: (i) changes in lending policies and procedures, including changes in underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in
          the nature and volume of the portfolio and terms of loans; (iv) changes in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the
          quality of the organization&#8217;s loan review system; (vii) changes in the value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such
          concentrations; and (ix) the effect of other external factors (i.e., competition, legal and regulatory requirements) on the level of estimated credit losses.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae66" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae67"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f5" continuedAt="Text_7aa06af4175b449786dead72b2723d7f6">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae67" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae68"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f6" continuedAt="Text_7aa06af4175b449786dead72b2723d7f7">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company has a credit portfolio review process designed to detect problem loans. Problem loans are typically those of a substandard or worse internal risk grade,
          and may consist of loans on nonaccrual status, loans that have recently been modified in response to a borrower&#8217;s deteriorating financial condition, loans where the likelihood of foreclosure on underlying collateral has increased, collateral
          dependent loans, and other loans where concern or doubt over the ultimate collectability of all contractual amounts due has become elevated. Such loans may, in the opinion of management, be deemed to no longer possess risk characteristics similar
          to other loans in the loan portfolio, because the specific attributes and risks associated with the loan have likely become unique as the credit quality of the loan deteriorates. As such, these loans may require individual evaluation to determine
          an appropriate ACL for the loan. When a loan is individually evaluated, the Company typically measures the expected credit loss for the loan based on a discounted cash flow approach, unless the loan has been deemed collateral dependent.
          Collateral dependent loans are loans where the repayment of the loan is expected to come from the operation of and/or eventual liquidation of the underlying collateral. The ACL for collateral dependent loans is determined using estimates of the
          fair value of the underlying collateral, less estimated selling costs.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae68" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae69"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f7" continuedAt="Text_7aa06af4175b449786dead72b2723d7f8">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-9</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae69" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae70"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f8" continuedAt="Text_7aa06af4175b449786dead72b2723d7f9">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The estimation of the appropriate level of the ACL requires significant judgment by management. Although management uses the best information available to make these
          estimates, future adjustments to the ACL may be necessary due to economic, operating, regulatory, and other conditions that may extend beyond the Company&#8217;s control. Changes in management&#8217;s estimates of forecasted net losses could materially
          change the level of the ACL. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#8217;s ACL and credit review process. Such agencies may require the Company to recognize
          additions to the ACL based on judgments different from those of management.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae70" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae71"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f9" continuedAt="Text_7aa06af4175b449786dead72b2723d7f10">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae71" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae72"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f10" continuedAt="Text_7aa06af4175b449786dead72b2723d7f11">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company has segmented the loan portfolio according to loans that share similar attributes and risk characteristics. Each segment possesses varying degrees of
          risk based on, among other things, the type of loan, the type of collateral, and the sensitivity of the borrower or industry to changes in external factors such as economic conditions. The Company determines the ACL for loans based on this more
          detailed loan segmentation and classification. These segments, and the risks associated with each segment, are as follows:</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae72" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae73"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f11" continuedAt="Text_7aa06af4175b449786dead72b2723d7f12">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae73" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae74"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f12" continuedAt="Text_7aa06af4175b449786dead72b2723d7f13">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Real Estate: Single-Family &#8211; <span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Subject to adverse employment conditions in the local economy leading to increased default rate, decreased market values from
              oversupply in a geographic area and incremental rate increases on adjustable-rate mortgages which may impact the ability of borrowers to maintain payments</span></span><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">.</span></div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae74" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae75"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f13" continuedAt="Text_7aa06af4175b449786dead72b2723d7f14">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae75" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae76"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f14" continuedAt="Text_7aa06af4175b449786dead72b2723d7f15">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Real Estate: Multi&#8209;Family</span> &#8211; Subject to adverse various market conditions that cause a decrease in market value or lease
          rates, changes in personal funding sources for tenants, oversupply of units in a specific region, population shifts and reputational risks.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae76" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae77"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f15" continuedAt="Text_7aa06af4175b449786dead72b2723d7f16">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae77" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae78"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f16" continuedAt="Text_7aa06af4175b449786dead72b2723d7f17">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;"><span style="font-style: italic;">Real Estate: </span>Commercial Real Estate</span> &#8211; Subject to adverse conditions in the local
          economy which may lead to reduced cash flows due to vacancies and reduced rental rates and decreases in the value of underlying collateral.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae78" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae79"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f17" continuedAt="Text_7aa06af4175b449786dead72b2723d7f18">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae79" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae80"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f18" continuedAt="Text_7aa06af4175b449786dead72b2723d7f19">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;"><span style="font-style: italic;">Real Estate: </span>Church</span> &#8211; Subject to adverse economic and employment conditions, which
          may lead to reduced cash flows from members&#8217; donations and offerings, and the stability, quality, and popularity of church leadership.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae80" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae81"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f19" continuedAt="Text_7aa06af4175b449786dead72b2723d7f20">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae81" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae82"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f20" continuedAt="Text_7aa06af4175b449786dead72b2723d7f21">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;"><span style="font-style: italic;">Real Estate: </span>Construction</span> &#8211; Subject to adverse conditions in the local economy,
          which may lead to reduced demand for new commercial, multi&#8209;family, or single-family buildings or reduced lease or sale opportunities once the building is complete.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae82" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae83"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f21" continuedAt="Text_7aa06af4175b449786dead72b2723d7f22">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae83" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae84"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f22" continuedAt="Text_7aa06af4175b449786dead72b2723d7f23">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Commercial</span> and SBA Loans&#8211; Subject to industry and economic conditions including decreases in product demand.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae84" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae85"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f23" continuedAt="Text_7aa06af4175b449786dead72b2723d7f24">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae85" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae86"><ix:continuation id="Text_7aa06af4175b449786dead72b2723d7f24">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Consumer</span> &#8211; Subject to adverse employment conditions in the local economy, which may lead to higher default rates.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae86" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae87">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae87" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae88"><ix:nonNumeric name="byfc:ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" id="Text_0ada3c876c5a4557840631f3ecebfda2" contextRef="c20230101to20231231" escape="true" continuedAt="Text_9d10eb83ce2f404285cc49fe54354c711">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <span style="text-decoration: underline;">Modified Loans to Borrowers Experiencing Financial Difficulty</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae88" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae89"><ix:continuation id="Text_9d10eb83ce2f404285cc49fe54354c711">
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="text-decoration: underline;"> </span><br/>
          In certain instances, the Company makes modifications to loans in order to alleviate temporary difficulties in the borrower&#8217;s financial condition and/or constraints on the borrower&#8217;s ability to repay the loan, and to minimize potential losses to
          the Company. Modifications include: changes in the amortization terms of the loan, reductions in interest rates, acceptance of interest only payments, and reductions to the outstanding loan balance (or any combination of such changes). Such loans
          are typically placed on nonaccrual status when there is doubt concerning the full repayment of principal and interest or the loan has been in default for a period of 90 days or more. Such loans may be returned to accrual status when all
          contractual amounts past due have been brought current, and the borrower&#8217;s performance under the modified terms of the loan agreement and the ultimate collectability of all contractual amounts due under the modified terms is no longer in doubt.
          The Company typically measures the ACL on these loans on an individual basis as the loans are deemed to no longer have risk characteristics that are similar to other loans in the portfolio. The determination of the ACL for these loans is based on
          a discounted cash flow approach, unless the loan is deemed collateral dependent, which requires measurement of the ACL based on the estimated expected fair value of the underlying collateral, less selling costs.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae89" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae90">
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"> <br/>
        </div>
</ix:continuation>
        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae90" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae91"><ix:nonNumeric name="us-gaap:BusinessCombinationsPolicy" id="Text_9f39bb23c6414b62bf3d5d17df48e25f" contextRef="c20230101to20231231" escape="true" continuedAt="Text_9e12eefb8f274b2c89eb42d1fec884631">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Business Combinations</span></div>
</ix:nonNumeric></ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae91" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae92"><ix:continuation id="Text_9e12eefb8f274b2c89eb42d1fec884631" continuedAt="Text_9e12eefb8f274b2c89eb42d1fec884632">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"><br/>
            </span></div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae92" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae93"><ix:continuation id="Text_9e12eefb8f274b2c89eb42d1fec884632" continuedAt="Text_9e12eefb8f274b2c89eb42d1fec884633">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Business combinations are accounted for using the acquisition accounting method. Under the acquisition method, the Company measures the identifiable
            assets acquired, including identifiable intangible assets, and liabilities assumed in a business combination at fair value on the acquisition date. Goodwill is generally determined as the excess of the fair value of the consideration
            transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.</div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae93" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae94"><ix:continuation id="Text_9e12eefb8f274b2c89eb42d1fec884633" continuedAt="Text_9e12eefb8f274b2c89eb42d1fec884634">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
          </div>
</ix:continuation></ix:continuation>
          <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">
            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae94" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae95"><ix:continuation id="Text_9e12eefb8f274b2c89eb42d1fec884634" continuedAt="Text_9e12eefb8f274b2c89eb42d1fec884635">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Goodwill and intangible assets acquired in a purchase business combination and that are determined to have an indefinite useful life are not amortized,
              but tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed. The Company has selected December 31st as the date to perform the annual
              impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Company&#8217;s consolidated
              statement of financial condition.</div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae95" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae96"><ix:continuation id="Text_9e12eefb8f274b2c89eb42d1fec884635" continuedAt="Text_9e12eefb8f274b2c89eb42d1fec884636">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
            </div>
</ix:continuation></ix:continuation>
            <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
              <div class="BRPFPageFooter" style="width: 100%;"></div>

              <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-10</span></div>

              <div class="BRPFPageBreak" style="page-break-after: always;">
                <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

              <div class="BRPFPageHeader" style="width: 100%;">
                <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

              </div>

            </div>

            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae96" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae97"><ix:continuation id="Text_9e12eefb8f274b2c89eb42d1fec884636" continuedAt="Text_9e12eefb8f274b2c89eb42d1fec884637">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> Core deposit intangible assets arising from mergers and acquisitions are amortized on an accelerated basis reflecting the pattern in which the
              economic benefits of the intangible asset are consumed or otherwise used up. The estimated life of the core deposit intangible is approximately <ix:nonNumeric name="us-gaap:AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" id="Fact_3be6e67ad4124e99bd6eed7353def62e" contextRef="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" format="ixt-sec:duryear">10</ix:nonNumeric>
              years.</div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae97" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae98"><ix:continuation id="Text_9e12eefb8f274b2c89eb42d1fec884637">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation> </div>
<ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae98" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae99">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span>
          <span style="text-decoration: underline;"></span></div>
</ix:continuation></div>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae99" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae100">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae100" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae101"><ix:nonNumeric name="us-gaap:PropertyPlantAndEquipmentPolicyTextBlock" id="Text_e397442750ad43ca9f13ac7cdaea10f7" contextRef="c20230101to20231231" escape="true" continuedAt="Text_667cf48edba740bd97e73c250413b8ee1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Office Properties and Equipment</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae101" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae102"><ix:continuation id="Text_667cf48edba740bd97e73c250413b8ee1" continuedAt="Text_667cf48edba740bd97e73c250413b8ee2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae102" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae103"><ix:continuation id="Text_667cf48edba740bd97e73c250413b8ee2">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the
          straight&#8209;line method with useful lives ranging from <ix:nonNumeric name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact_8316d353ae774bb6b94ccf2a6585022c" contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MinimumMember" format="ixt-sec:duryear">10</ix:nonNumeric> to <ix:nonNumeric name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact_cd3131181a434754bc5ae12e00dbcc5b" contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MaximumMember" format="ixt-sec:duryear">40</ix:nonNumeric> years. Furniture, fixtures, and equipment are depreciated using the straight&#8209;line method with useful lives ranging from <ix:nonNumeric name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact_af303b5a004b4e3585657d98f4f963a0" contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureFixtureAndEquipmentMember_RangeAxis_MinimumMember" format="ixt-sec:duryear">3</ix:nonNumeric> to <ix:nonNumeric name="us-gaap:PropertyPlantAndEquipmentUsefulLife" id="Fact_9c8563f1eb1d41a7a8d45b60886febd3" contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureFixtureAndEquipmentMember_RangeAxis_MaximumMember" format="ixt-sec:duryear">10</ix:nonNumeric> years. Leasehold improvements are amortized over the lease term or
          the estimated useful life of the asset, whichever is shorter.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae103" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae104">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae104" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae105"><ix:nonNumeric name="byfc:FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" id="Text_516f4cd420c544c2aa62ac6e87a4815c" contextRef="c20230101to20231231" escape="true" continuedAt="Text_06fdab1b8dc043a2b7c981005bd25ef41">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae105" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae106"><ix:continuation id="Text_06fdab1b8dc043a2b7c981005bd25ef41" continuedAt="Text_06fdab1b8dc043a2b7c981005bd25ef42">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae106" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae107"><ix:continuation id="Text_06fdab1b8dc043a2b7c981005bd25ef42">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank is a member of the FHLB and FRB systems. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may
          invest in additional amounts. FHLB and FRB stock are carried at cost, classified as restricted securities, and periodically evaluated for impairment based on ultimate recovery of their par value. Both cash and stock dividends are reported as
          income when declared.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae107" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae108">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;<br/>
        </div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae108" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae109"><ix:nonNumeric name="byfc:BankOwnedLifeInsurancePolicyTextBlock" id="Text_91d27d8366d54c01b5f04d060d886537" contextRef="c20230101to20231231" escape="true" continuedAt="Text_22eae4f7060846cbbd39d85859effe791">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Bank&#8209;Owned Life Insurance</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae109" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae110"><ix:continuation id="Text_22eae4f7060846cbbd39d85859effe791" continuedAt="Text_22eae4f7060846cbbd39d85859effe792">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae110" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae111"><ix:continuation id="Text_22eae4f7060846cbbd39d85859effe792">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank has purchased life insurance policies on a former key executive. Bank owned life insurance is recorded at the amount that can be realized under the
          insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae111" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae112">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae112" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae113"><ix:nonNumeric name="byfc:InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" id="Text_f9ad8785629b4bde8a80fa8351f86919" contextRef="c20230101to20231231" escape="true" continuedAt="Text_f03a0590386a4052b568f532f414ae541">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Investment in Affordable Housing Limited Partnership</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae113" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae114"><ix:continuation id="Text_f03a0590386a4052b568f532f414ae541" continuedAt="Text_f03a0590386a4052b568f532f414ae542">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae114" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae115"><ix:continuation id="Text_f03a0590386a4052b568f532f414ae542">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank owns a less than <ix:nonFraction name="us-gaap:LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" id="Fact_1046736a8673401396a20333b48b1ed5" contextRef="c20230101to20231231_OwnershipAxis_AffordableHousingLimitedPartnershipMember_RangeAxis_MaximumMember" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">5</ix:nonFraction>% interest in an
          affordable housing limited partnership. The investment is recorded using the cost method and is being amortized over the life of the related tax credits. The tax credits are being recognized in income tax expense in the consolidated financial
          statements to the extent they are utilized on the Company&#8217;s income tax returns. The investment is reviewed for impairment on an annual basis or on an interim basis if an event occurs that would trigger potential impairment.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae115" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae116">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae116" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae117"><ix:nonNumeric name="us-gaap:OffBalanceSheetCreditExposurePolicyPolicyTextBlock" id="Text_2f722e4dc44a4056869ae00fca60345f" contextRef="c20230101to20231231" escape="true" continuedAt="Text_9f06b9451db545bd9934781d6abd78bf1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Loan Commitments and Related Financial Instruments</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae117" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae118"><ix:continuation id="Text_9f06b9451db545bd9934781d6abd78bf1" continuedAt="Text_9f06b9451db545bd9934781d6abd78bf2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae118" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae119"><ix:continuation id="Text_9f06b9451db545bd9934781d6abd78bf2">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Financial instruments include off&#8209;balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer
          financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae119" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae120">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae120" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae121"><ix:nonNumeric name="us-gaap:ConsolidationVariableInterestEntityPolicy" id="Text_f48a06067df14ff0a885f269fb4be906" contextRef="c20230101to20231231" escape="true" continuedAt="Text_598205bfba834885b1196cacb765bc491">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Variable Interest Entities (&#8220;VIE&#8221;)</span></div>
</ix:nonNumeric></ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae121" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae122"><ix:continuation id="Text_598205bfba834885b1196cacb765bc491" continuedAt="Text_598205bfba834885b1196cacb765bc492">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation></div>

      </div>

      <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae122" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae123"><ix:continuation id="Text_598205bfba834885b1196cacb765bc492" continuedAt="Text_598205bfba834885b1196cacb765bc493">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);"><br/>
          </span></span></div>
</ix:continuation></ix:continuation>
      <div>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae123" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae124"><ix:continuation id="Text_598205bfba834885b1196cacb765bc493">
<div style="text-align: justify;"><span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);">An entity is considered to be a VIE when it
            does not have sufficient equity investment at risk, the equity investors as a group lack the characteristics of a controlling financial interest, or the entity is structured with disproportionate voting rights and substantially all of the
            entity&#8217;s activities are conducted on behalf of an investor with disproportionately few voting rights. The Company is required to consolidate a VIE when it holds a variable interest in the VIE and is also the primary beneficiary of the VIE. CFC
            45 is a Community Development Entity (&#8220;CDE&#8221;), and is considered to be a VIE. The Company is the primary beneficiary because it has the power to direct activities that most significantly affect the economic performance of CFC 45 and has the
            obligation to absorb the majority of the losses or benefits of its financial performance.</span><br/>
        </div>
</ix:continuation></ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae124" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae125">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span> </div>
</ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae125" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae126">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
              </span></span> </div>
</ix:continuation><ix:nonNumeric name="us-gaap:ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" id="Text_d7fbf939948645168010f66c7d622bca" contextRef="c20230101to20231231" escape="true" continuedAt="Text_384a5e4fc3f1437789b7912867f0bfed1"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae126" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae127">
<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span>
          <span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>
</ix:continuation></ix:nonNumeric>
          <ix:continuation id="Text_384a5e4fc3f1437789b7912867f0bfed1" continuedAt="Text_384a5e4fc3f1437789b7912867f0bfed2"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae127" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae128">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Noncontrolling Interests</span></div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_384a5e4fc3f1437789b7912867f0bfed2" continuedAt="Text_384a5e4fc3f1437789b7912867f0bfed3"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae128" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae129">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"> <br/>
            </span></div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_384a5e4fc3f1437789b7912867f0bfed3"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae129" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae130">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="font-family: 'Times New Roman';">For consolidated subsidiaries that are less than wholly-owned, the third-party holdings of equity interests
              are referred to as noncontrolling interests. The portion of net income attributable to noncontrolling interests for such subsidiaries is presented as net income applicable to noncontrolling interests on the consolidated statements of
              operations and comprehensive income (loss), and the portion of the stockholders&#8217; equity of such subsidiaries is presented as noncontrolling interests on the consolidated statements of financial condition and consolidated statements of changes
              in stockholders&#8217; equity.</span><span style="text-decoration: underline;"> </span></div>
</ix:continuation></ix:continuation><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae130" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae131">
<div><span style="text-decoration: underline;"></span>
          </div>
</ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae131" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae132">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"> <br/>
          </div>
</ix:continuation>
        </div>


        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae132" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae133"><ix:nonNumeric name="us-gaap:RevenueFromContractWithCustomerPolicyTextBlock" id="Text_fee0de9037d34392a90b1825af24e095" contextRef="c20230101to20231231" escape="true" continuedAt="Text_82e664686b8e4072a6a8343dff94711b1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Revenue Recognition</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae133" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae134"><ix:continuation id="Text_82e664686b8e4072a6a8343dff94711b1" continuedAt="Text_82e664686b8e4072a6a8343dff94711b2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae134" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae135"><ix:continuation id="Text_82e664686b8e4072a6a8343dff94711b2">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Accounting Standard Codification (&#8220;ASC&#8221;) 606, Revenue from Contracts with Customers (&#8220;ASC 606&#8221;), establishes principles for reporting information about the nature,
          amount, timing and uncertainty of revenue and cash flows arising from the entity&#8217;s contracts to provide goods or services to customers. The core principle requires the Company to recognize revenue to depict the transfer of goods or services to
          customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. Most of our revenue&#8209;generating transactions are not
          subject to ASC 606, including revenue generated from financial instruments, such as our loans and investment securities, as these activities are subject to other GAAP discussed elsewhere within our disclosures. The Company&#8217;s revenue stream that
          is within the scope of Topic 606 is primarily service charges on deposit accounts, which consist of monthly service fees, check orders, and other deposit account related fees. The Company&#8217;s performance obligation for monthly service fees is
          generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transaction based, and therefore, the Company&#8217;s performance obligation is
          satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers&#8217; accounts.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae135" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae136">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; <br/>
        </div>
</ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-11</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>


        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae136" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae137"><ix:nonNumeric name="us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy" id="Text_bedeb170cea24ce9aab12dc636de7aea" contextRef="c20230101to20231231" escape="true" continuedAt="Text_1faf7c1b9fe14d66aeebff3ba7f6f9a81">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Stock&#8209;Based Compensation</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae137" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae138"><ix:continuation id="Text_1faf7c1b9fe14d66aeebff3ba7f6f9a81" continuedAt="Text_1faf7c1b9fe14d66aeebff3ba7f6f9a82">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae138" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae139"><ix:continuation id="Text_1faf7c1b9fe14d66aeebff3ba7f6f9a82" continuedAt="Text_1faf7c1b9fe14d66aeebff3ba7f6f9a83">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Compensation cost is recognized for stock options and restricted stock awards issued to employees and directors, based on the fair value of these awards at the date
          of grant. A Black&#8209;Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company&#8217;s common stock at the date of grant is used for restricted stock awards.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae139" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae140"><ix:continuation id="Text_1faf7c1b9fe14d66aeebff3ba7f6f9a83" continuedAt="Text_1faf7c1b9fe14d66aeebff3ba7f6f9a84">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae140" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae141"><ix:continuation id="Text_1faf7c1b9fe14d66aeebff3ba7f6f9a84">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Compensation cost is recognized over the required service period, generally defined as the vesting period. Compensation cost is recognized on a straight&#8209;line basis
          over the requisite service period for the entire award. The Company&#8217;s accounting policy is to recognize forfeitures as they occur.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae141" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae142">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae142" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae143"><ix:nonNumeric name="us-gaap:IncomeTaxPolicyTextBlock" id="Text_b54e22789a774db180d8b1e3e3670c51" contextRef="c20230101to20231231" escape="true" continuedAt="Text_8e62a5b310d743fe88c71734f15be01b1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Income Taxes</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae143" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae144"><ix:continuation id="Text_8e62a5b310d743fe88c71734f15be01b1" continuedAt="Text_8e62a5b310d743fe88c71734f15be01b2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae144" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae145"><ix:continuation id="Text_8e62a5b310d743fe88c71734f15be01b2" continuedAt="Text_8e62a5b310d743fe88c71734f15be01b3">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and
          liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the
          amount expected to be realized.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae145" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae146"><ix:continuation id="Text_8e62a5b310d743fe88c71734f15be01b3" continuedAt="Text_8e62a5b310d743fe88c71734f15be01b4">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae146" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae147"><ix:continuation id="Text_8e62a5b310d743fe88c71734f15be01b4" continuedAt="Text_8e62a5b310d743fe88c71734f15be01b5">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">A tax position is recognized as a benefit only if it is &#8220;more likely than not&#8221; that the tax position would be sustained in a tax examination, with a tax examination
          being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the &#8220;more likely than not&#8221; test, no tax benefit is recorded.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae147" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae148"><ix:continuation id="Text_8e62a5b310d743fe88c71734f15be01b5" continuedAt="Text_8e62a5b310d743fe88c71734f15be01b6">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae148" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae149"><ix:continuation id="Text_8e62a5b310d743fe88c71734f15be01b6">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company recognizes interest related to income tax matters in interest expense and penalties related to tax matters in income tax expense.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae149" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae150">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae150" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae151"><ix:nonNumeric name="us-gaap:PensionAndOtherPostretirementPlansPolicy" id="Text_0f0bb422333e4e95a435293259e055d6" contextRef="c20230101to20231231" escape="true" continuedAt="Text_783bc1bb97bb42dd9e55212a4388e2b31">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Retirement Plans</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae151" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae152"><ix:continuation id="Text_783bc1bb97bb42dd9e55212a4388e2b31" continuedAt="Text_783bc1bb97bb42dd9e55212a4388e2b32">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae152" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae153"><ix:continuation id="Text_783bc1bb97bb42dd9e55212a4388e2b32">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Employee 401(k) expense is the amount of matching contributions made by the Company.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae153" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae154">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae154" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae155"><ix:nonNumeric name="us-gaap:EmployeeStockOwnershipPlanESOPPolicy" id="Text_38ef127ace0344608d1a3db70687cfd0" contextRef="c20230101to20231231" escape="true" continuedAt="Text_9c668b4cf45e4f5f9b4ea2a71ea0b7191">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Employee Stock Ownership Plan (ESOP)</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae155" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae156"><ix:continuation id="Text_9c668b4cf45e4f5f9b4ea2a71ea0b7191" continuedAt="Text_9c668b4cf45e4f5f9b4ea2a71ea0b7192">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae156" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae157"><ix:continuation id="Text_9c668b4cf45e4f5f9b4ea2a71ea0b7192">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of stockholders&#8217; equity. Compensation expense is based on the
          market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae157" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae158">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae158" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae159"><ix:nonNumeric name="us-gaap:EarningsPerSharePolicyTextBlock" id="Text_c8aa032f3e9c40fa85d0dafc84493a2a" contextRef="c20230101to20231231" escape="true" continuedAt="Text_36843210913640899689d730a4c49a861">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Earnings Per Common Share</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae159" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae160"><ix:continuation id="Text_36843210913640899689d730a4c49a861" continuedAt="Text_36843210913640899689d730a4c49a862">
<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae160" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae161"><ix:continuation id="Text_36843210913640899689d730a4c49a862" continuedAt="Text_36843210913640899689d730a4c49a863">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae161" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae162"><ix:continuation id="Text_36843210913640899689d730a4c49a863">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Basic earnings per share of common stock is computed
            pursuant to the two&#8209;class method by dividing net income available to common stockholders less dividends paid on participating securities (unvested shares of restricted common stock) and any undistributed earnings attributable to participating
            securities by the weighted average common shares outstanding during the period. The weighted average common shares outstanding includes the weighted average number of shares of common stock outstanding less the weighted average number of
            unvested shares of restricted common stock. ESOP shares are considered outstanding for this calculation unless unearned. Diluted earnings per share of common stock includes the dilutive effect of unvested stock awards. It also includes the
            dilutive effect of additional potential common shares issuable under stock options using the treasury method.</div>
</ix:continuation></ix:continuation>
        </div>


        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae162" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae163">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae163" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae164"><ix:nonNumeric name="us-gaap:ComprehensiveIncomePolicyPolicyTextBlock" id="Text_a87db76b88794479b5ba577fd5aaa4c0" contextRef="c20230101to20231231" escape="true" continuedAt="Text_8e4ca65d62f64f21ab03922e60a4246d1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Comprehensive Income (Loss)</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae164" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae165"><ix:continuation id="Text_8e4ca65d62f64f21ab03922e60a4246d1" continuedAt="Text_8e4ca65d62f64f21ab03922e60a4246d2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae165" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae166"><ix:continuation id="Text_8e4ca65d62f64f21ab03922e60a4246d2" continuedAt="Text_8e4ca65d62f64f21ab03922e60a4246d3">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae166" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae167"><ix:continuation id="Text_8e4ca65d62f64f21ab03922e60a4246d3">
<div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Comprehensive income (loss) consists of the net income
            from operations and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available&#8209;for&#8209;sale, net of tax, which are also recognized as separate components of equity.</div>
</ix:continuation></ix:continuation>
        </div>


        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae167" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae168">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;<br/>
        </div>
</ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-12</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>


        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae168" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae169"><ix:nonNumeric name="us-gaap:CommitmentsAndContingenciesPolicyTextBlock" id="Text_a5753f027b634c509b22debed297e639" contextRef="c20230101to20231231" escape="true" continuedAt="Text_bf6152535c3d4d4a91902f238fa108ff1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Loss Contingencies</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae169" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae170"><ix:continuation id="Text_bf6152535c3d4d4a91902f238fa108ff1" continuedAt="Text_bf6152535c3d4d4a91902f238fa108ff2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae170" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae171"><ix:continuation id="Text_bf6152535c3d4d4a91902f238fa108ff2">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is
          probable, and an amount or range of loss can be reasonably estimated. Management does not believe that any such matters existed as of the balance sheet date that will have a material effect on the consolidated financial statements.</div>
</ix:continuation></ix:continuation>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae171" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae172">
<div>&#160;</div>
</ix:continuation>
          <ix:nonNumeric name="us-gaap:LesseeLeasesPolicyTextBlock" id="Text_7ac7d9a5fe8741e8bc93f643d81d3af9" contextRef="c20230101to20231231" escape="true" continuedAt="Text_eb248b15969d47aea390ca5d5c34de881"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae172" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae173">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">L</span><span style="text-decoration: underline;">eases</span></div>
</ix:continuation></ix:nonNumeric>
          <ix:continuation id="Text_eb248b15969d47aea390ca5d5c34de881" continuedAt="Text_eb248b15969d47aea390ca5d5c34de882"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae173" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae174">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_eb248b15969d47aea390ca5d5c34de882"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae174" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae175">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company determines if an arrangement is a lease at inception. Operating lease right-of-use (&#8220;ROU&#8221;) assets and operating lease liabilities are included in the
            Company&#8217;s consolidated financial statements. ROU assets represent the Company&#8217;s right-of-use of an underlying asset for the lease term, and lease liabilities represent the Company&#8217;s obligation to make lease payments pursuant to the Company&#8217;s
            leases. The ROU assets and liabilities are recognized at commencement of the lease based on the present value of lease payments over the lease term. To determine the present value of lease payments, the Company uses its incremental borrowing
            rate. The lease term may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Lease expense is recognized on a straight-line basis over the lease term.</div>
</ix:continuation></ix:continuation>

          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae175" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae176">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
          </div>
</ix:continuation>
        </div>


        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae176" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae177"><ix:nonNumeric name="us-gaap:FairValueMeasurementPolicyPolicyTextBlock" id="Text_3fcaa8c2729d4c45badab65535bb1c66" contextRef="c20230101to20231231" escape="true" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Fair Value Measurements</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae177" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae178"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e1" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae178" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae179"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e2" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e3">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for
          the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae179" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae180"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e3" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e4">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae180" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae181"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e4" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e5">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae181" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae182"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e5" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e6">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae182" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae183"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e6" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e7">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Level 2: Significant observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not
          active; or other inputs that are observable or can be corroborated by observable market data.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae183" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae184"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e7" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e8">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae184" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae185"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e8" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e9">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Level 3: Significant unobservable inputs that reflect a company&#8217;s own assumptions about the assumptions that market participants would use in pricing an asset or
          liability.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae185" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae186"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e9" continuedAt="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e10">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae186" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae187"><ix:continuation id="Text_d9cd4d3d8a0f45788cb4ef8c81914a0e10">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Fair values are estimated using relevant market information and other assumptions, as more fully disclosed in Note 8 &#8220;Fair Value&#8221;. Fair value estimates involve
          uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could
          significantly affect the estimates.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae187" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae188">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae188" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae189"><ix:nonNumeric name="us-gaap:SegmentReportingPolicyPolicyTextBlock" id="Text_37a666ff70f54d499b5675a68886ee0b" contextRef="c20230101to20231231" escape="true" continuedAt="Text_eb9d0e971e244cc3b9e645ce2fa28eda1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Operating Segments</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae189" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae190"><ix:continuation id="Text_eb9d0e971e244cc3b9e645ce2fa28eda1" continuedAt="Text_eb9d0e971e244cc3b9e645ce2fa28eda2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae190" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae191"><ix:continuation id="Text_eb9d0e971e244cc3b9e645ce2fa28eda2">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company operates as a single segment. The operating information used by management to assess performance and make operating decisions about the Company is the
          consolidated financial data presented in these financial statements. For the years ended 2023 and 2022, the Company has determined that banking is its <ix:nonFraction name="us-gaap:NumberOfReportableSegments" id="Fact_d631dc5b9e474c5dabfb2cdfef1c081a" contextRef="c20230101to20231231" unitRef="U006" decimals="INF" scale="0" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:NumberOfReportableSegments" id="Fact_c5b9c947b759482cba2540636287d2ff" contextRef="c20220101to20221231" unitRef="U006" decimals="INF" scale="0" format="ixt-sec:numwordsen">one</ix:nonFraction></ix:nonFraction> reportable business segment.</div>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae191" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae192">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; <br/>
        </div>
</ix:continuation>

        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae192" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae193"><ix:nonNumeric name="us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock" id="Text_217396c86ae94429beaa67cfc190153d" contextRef="c20230101to20231231" escape="true" continuedAt="Text_4fe21e007837487fab086dcc1e59fe581">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Accounting Pronouncements Recently Adopted</span></div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae193" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae194"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe581" continuedAt="Text_4fe21e007837487fab086dcc1e59fe582">
<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae194" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae195"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe582" continuedAt="Text_4fe21e007837487fab086dcc1e59fe583">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
            </span></span> </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae195" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae196"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe583" continuedAt="Text_4fe21e007837487fab086dcc1e59fe584">
<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae196" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae197"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe584" continuedAt="Text_4fe21e007837487fab086dcc1e59fe585">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">In June 2016, the Financial Accounting Standards Board (&#8220;FASB&#8221;) issued Accounting Standards Update (&#8220;ASU&#8221;) 2016-13 &#8211; Financial Instruments-Credit Losses (Topic
          326): Measurement of Credit Losses on Financial Instruments. This ASU replaces the incurred loss impairment model in previous GAAP with a model that reflects current expected credit losses. The CECL model is applicable to the measurement of
          credit losses on financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. CECL also requires credit losses on available-for-sale debt securities be measured through an allowance for credit
          losses when the fair value is less than the amortized cost basis. The new guidance also applies to off-balance sheet credit exposures. The ASU requires that all expected credit losses for financial assets held at the reporting date be measured
          based on historical experience, current conditions, and reasonable and supportable forecasts. The ASU also requires enhanced disclosures, including qualitative and quantitative disclosures that provide additional information about significant
          estimates and judgments used in estimating credit losses. The provisions of this ASU became effective for the Company for all annual and interim periods beginning January 1, 2023.</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae197" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae198"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe585" continuedAt="Text_4fe21e007837487fab086dcc1e59fe586">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
        </div>
</ix:continuation></ix:continuation>
        <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae198" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae199"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe586" continuedAt="Text_4fe21e007837487fab086dcc1e59fe587">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">In April 2019, the FASB issued ASU 2019-04 &#8211; Codification Improvements to Topic 326, Financial
            Instruments-Credit Losses, Topic 815-Derivatives and Hedging, and Topic 825-Financial Instruments. This ASU was issued as part of an ongoing project on the FASB&#8217;s agenda for improving the Codification or correcting for its unintended
            application. The amendments in this ASU became effective for all interim and annual reporting periods for the Company on January 1, 2023. The Company adopted the provisions within this ASU in conjunction with the implementation of ASC 326,
            including: (i) the election to not measure credit losses on accrued interest receivable when such balances are written-off in a timely manner when deemed uncollectable and (ii) the election to not include the balance of accrued interest
            receivable as part of the amortized cost of a loan or security.</div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae199" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae200"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe587" continuedAt="Text_4fe21e007837487fab086dcc1e59fe588">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae200" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae201"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe588" continuedAt="Text_4fe21e007837487fab086dcc1e59fe589">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
            <!--PROfilePageNumberReset%Num%13%F-%%--> </div>
</ix:continuation></ix:continuation>
          <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div class="BRPFPageFooter" style="width: 100%;"></div>

            <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-13</span></div>

            <div class="BRPFPageBreak" style="page-break-after: always;">
              <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

            <div class="BRPFPageHeader" style="width: 100%;">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae201" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae202"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe589" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5810">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
          <div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-weight: 400; text-align: justify; text-indent: 0px; text-transform: none;">
            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae202" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae203"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5810" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5811">
<div style="display:none;"><br/></div>
<div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;">In May 2019, the FASB issued ASU 2019-05 - Financial Instruments-Credit Losses (Topic 326): Targeted Transition Relief. This ASU was issued to allow entities that have certain financial instruments
              within the scope of ASC 326-20 - Financial Instruments-Credit Losses-Measured at Amortized Cost to make an irrevocable election to elect the fair value option for those instruments in accordance with ASC 825 &#8211; Financial Instruments upon the
              adoption of ASC 326, which for the Company was January 1, 2023. The fair value option is not applicable to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. The Company did not
              elect the <span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">fair value option for any of its financial assets upon the adoption of ASC 326.</span></div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae203" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae204"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5811" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5812">
<div style="display:none;"><br/></div>
<div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </span></span></div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae204" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae205"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5812" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5813">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-family: 'Times New Roman';"> </span> <span style="font-family: 'Times New Roman';"> </span>
            </span></div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae205" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae206"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5813" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5814">
<div style="display:none;"><br/></div>
<div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-family: 'Times New Roman';"> </span>Effective January 1, 2023, the Company adopted the provisions of ASC 326 through the application of the modified retrospective transition approach, and recorded a net decrease of $<ix:nonFraction name="us-gaap:RetainedEarningsAccumulatedDeficit" id="Fact_649cfb81b70d4d74ad6910d925999a56" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember" unitRef="U001" decimals="-5" scale="6" sign="-" format="ixt:num-dot-decimal">1.3</ix:nonFraction> million to the beginning balance of retained earnings as of January 1, 2023 for the cumulative effect adjustment. <ix:nonNumeric name="us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" id="Text_740c111c08584c248eb311611a6e666e" contextRef="c20230101to20231231" escape="true" continuedAt="Text_6f838ff971f0423e802ab859f8127dd21"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;">The
                following table illustrates the impact of the adoption of the CECL model under ASC 326 on the Company&#8217;s consolidated statements of financial position as of January 1, 2023:</span></ix:nonNumeric></span><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
              </span> </div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_6f838ff971f0423e802ab859f8127dd21" continuedAt="Text_6f838ff971f0423e802ab859f8127dd22"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae206" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae207"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5814" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5815">
<div style="display:none;"><br/></div>
<div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255);"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
              </span></div>
</ix:continuation></ix:continuation></ix:continuation>
            <div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;">
              <ix:continuation id="Text_6f838ff971f0423e802ab859f8127dd22"><ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae207" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae208"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5815" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5816">
<table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Pre-CECL </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Adoption</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Impact of CECL<br/>
                        Adoption</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">As Reported </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Under CECL</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="10" style="vertical-align: bottom; font-family: 'Times New Roman';">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(In thousands)</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Assets:</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: top; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on available-for-sale securities</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" id="Fact_7b826d73b47746aa87be8e4def1f9ef3" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" id="Fact_0a4dcb91bb58494eb0cbbcc3fccae00e" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" id="Fact_187831f2ff1f4c2fb8c95d7fb0809f52" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on loans</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_da37b200c7694b4d8deb60f4e92c5377" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,388</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_f5711fbcf0d849e8a96e83c1330f4c87" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,809</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_ec8dcbcf1fa94019920a31224eed988f" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,197</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Deferred tax assets</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DeferredIncomeTaxAssetsNet" id="Fact_8487f381fb254e048fb4391e2e23ed4b" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,872</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DeferredIncomeTaxAssetsNet" id="Fact_1ae876a10d6d4401b4a89c3951775f04" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">508</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:DeferredIncomeTaxAssetsNet" id="Fact_63583508293c453ea58357d079177de9" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,380</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Liabilities:</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on off-balance sheet exposures</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OffBalanceSheetCreditLossLiability" id="Fact_64956c4fda2d4407a6dd03261fa951e8" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">412</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:OffBalanceSheetCreditLossLiability" id="Fact_b88f4fdf3e3a48459afd2fb4a44e87a9" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">45</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:OffBalanceSheetCreditLossLiability" id="Fact_352c0ce470044dd3a4c377501af0bd0f" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">367</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Stockholders&#8217; equity:</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Retained earnings</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:RetainedEarningsAccumulatedDeficit" id="Fact_99f4cf4bc64540689de701ce4d215a4e" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,294</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">(<ix:nonFraction name="us-gaap:RetainedEarningsAccumulatedDeficit" id="Fact_d056ca5a1bec4eb0b00426712f9a4f6f" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">1,256</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:RetainedEarningsAccumulatedDeficit" id="Fact_ce854a60d7364915979877dbab26ff89" contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,038</ix:nonFraction></div>
                    </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation></ix:continuation>

              <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae208" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae209"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5816" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5817">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </span> </div>
</ix:continuation></ix:continuation>
              <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae209" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae210"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5817" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5818">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation></div>

            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae210" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae211"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5818" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5819">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae211" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae212"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5819" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5820">
<div style="text-align: justify;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The Company&#8217;s assessment of
                available-for-sale investment securities as of January 1, 2023 indicated that an ACL was not required. The Company analyzed available-for-sale investment securities that were in an unrealized loss position as of the date of adoption and
                determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market conditions. As such, no ACL was recorded for available-for-sale securities as of January
                1, 2023. </span></div>
</ix:continuation></ix:continuation>
          </div>

          <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">
            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">
              <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae212" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae213"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5820" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5821">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
                </div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae213" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae214"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5821" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5822">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Upon the adoption of ASC 326, the Company did not reassess purchased loans with credit deterioration (previously classified as purchased
                  credit impaired loans under ASC 310-30).</div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae214" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae215"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5822" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5823">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
                </div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae215" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae216"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5823" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5824">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In February 2019, the U.S. federal bank regulatory agencies approved a final rule modifying their regulatory capital rules and providing
                  an option to phase in the adverse regulatory capital effects of the impact of adoption of ASC 326 over a three-year period. As a result, entities have the option to gradually phase in the full effect of CECL on regulatory capital over a
                  three-year transition period. The Company implemented its CECL model commencing January 1, 2023 and elected to phase in the effect of CECL on regulatory capital over the three-year transition period.</div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae216" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae217"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5824" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5825">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
                </div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae217" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae218"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5825" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5826">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">In March 2022, the FASB issued ASU 2022-02 &#8211;
                  Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. The FASB issued this ASU in response to feedback the FASB received from various stakeholders in its post-implementation review process
                  related to the issuance of ASU 2016-13. The amendments in this ASU include the elimination of accounting guidance for troubled debt restructurings (&#8220;TDRs&#8221;) in Subtopic 310-40 &#8211; Receivables-Troubled Debt Restructurings by Creditors, and
                  introduce new disclosures and enhance existing disclosures concerning certain loan refinancings and restructurings when a borrower is experiencing financial difficulty. Under the provisions of this ASU, an entity must determine whether a
                  modification results in a new loan or the continuation of an existing loan. Further, the amendments in this ASU require that an entity disclose current period gross charge-offs on financing receivables within the scope of ASC 326 by year
                  of origination and class of financing receivable. The amendments in this ASU became effective for the Company on January 1, 2023, for all interim and annual periods. The adoption of the provisions in this ASU are applied prospectively and
                  have resulted in additional disclosures concerning modifications of loans to borrowers experiencing financial difficulty, as well as disaggregated disclosure of charge-offs on loans.</div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae218" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae219"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5826" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5827">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae219" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae220"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5827" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5828">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <span style="font-style: normal;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"><br/>
                      </span> </span></span></div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae220" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae221"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5828" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5829">
<div><span style="font-style: normal;"> <span style="text-decoration: underline;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"> </span> </span> </span></div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae221" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae222"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5829" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5830">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-style: normal;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;">Accounting Pronouncements Yet to Be Adopted</span></span></span> </div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae222" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae223"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5830" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5831">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-variant: normal; text-transform: none;"> <br/>
                  </span></div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae223" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae224"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5831" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5832">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae224" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae225"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5832" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5833">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">In March 2023, the FASB issued ASU 2023-02 &#8211;
                  Investments-Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method, a Consensus of the Emerging Issues Task Force. The amendments in this ASU allow the
                  option for an entity to apply the proportional amortization method of accounting to other equity investments that are made for the primary purpose of receiving tax credits or other income tax benefits, if certain conditions are met. Prior
                  to this ASU, the application of the proportional amortization method of accounting was limited to investments in low-income housing tax credit structures. The proportional amortization method of accounting results in the amortization of
                  applicable investments, as well as the related income tax credits or other income tax benefits received, being presented on a single line in the consolidated statements of operations and comprehensive loss (within income tax expense).
                  Under this ASU, an entity has the option to apply the proportional amortization method of accounting to applicable investments on a tax-credit-program-by-tax-credit-program basis. In addition, the amendments in this ASU require that all
                  tax equity investments accounted for using the proportional amortization method use the delayed equity contribution guidance in paragraph 323-740-25-3, requiring a liability be recognized for delayed equity contributions that are
                  unconditional and legally binding or for equity contributions that are contingent upon a future event when that contingent event becomes probable. Under this ASU, low-income housing tax credit investments for which the proportional
                  amortization method is not applied can no longer be accounted for using the delayed equity contribution guidance. Further, this ASU specifies that impairment of low-income housing tax credit investments not accounted for using the equity
                  method must apply the impairment guidance in Topic 323 &#8211; Investments-Equity Method and Joint Ventures. This ASU also clarifies that for low-income housing tax credit investments not accounted for under the proportional amortization method
                  or the equity method, an entity shall account for them under Topic 321 &#8211; Investments-Equity Securities. The amendments in this ASU also require additional disclosures in interim and annual periods concerning investments for which the
                  proportional amortization method is applied, including the nature of tax equity investments and the effect of tax equity investments and related income tax credits and other income tax benefits on the consolidated statements of financial
                  position and results of operations. The provisions of this ASU are effective for the Company for interim and annual periods beginning after December 15, 2023. Early adoption is permitted. The Company is currently evaluating the impact of
                  this ASU on its consolidated financial statements.</div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae225" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae226"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5833" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5834">
<div><br/>
                </div>
</ix:continuation></ix:continuation>
                <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
                  <div class="BRPFPageFooter" style="width: 100%;"></div>

                  <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-14</span></div>

                  <div class="BRPFPageBreak" style="page-break-after: always;">
                    <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

                  <div class="BRPFPageHeader" style="width: 100%;">
                    <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

                  </div>

                </div>

                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae226" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae227"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5834" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5835">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In November 2023, the FASB issued ASU 2023-07 &#8211; Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The
                  amendments in this ASU improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The new ASU adds required disclosure of significant segments expenses that are regularly
                  provided to the chief operating decision maker (&#8220;CODM&#8221;) and included within each reported measure of segment profit or loss, as well as the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of
                  segment profit or loss in assessing segment performance. The ASU also clarifies that if the CODM uses more than one measure of a segment&#8217;s profit or loss in assessing segment performance, an entity may report one or more of those
                  additional measures of segment profit; however, at least one of the reported segment profit or loss measures should be the measure that is most consistent with the measurement principals used in measuring the corresponding amounts in the
                  entity&#8217;s consolidated financial statements. Finally, the new ASU requires that an entity that has only one reportable segment provide all of the disclosures required by this ASU and all existing segment disclosures in Topic 280. The
                  provisions of this ASU are effective, on a prospective basis, for the Company for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. The
                  amendments in this ASU will not affect the Company&#8217;s consolidated statements of financial condition or consolidated statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#8217;s
                  consolidated financial statements after the ASU is adopted.</div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae227" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae228"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5835" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5836">
<div><br/>
                </div>
</ix:continuation></ix:continuation>
                <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae228" continuedAt="Text_946ae4aac9bf4c08941101dbbf424cae229"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5836" continuedAt="Text_4fe21e007837487fab086dcc1e59fe5837">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In December 2023, the FASB issued ASU 2023-09 &#8211; Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments in this
                  ASU address investor requests for more transparency about income tax information through improvements to income tax disclosures. The ASU enhances existing requirements that an entity disclose a tabular reconciliation, using both reporting
                  currency amounts and percentages, of the entity&#8217;s reported income tax expense and the amount computed by multiplying income from continuing operations before income taxes by the applicable statutory Federal income tax rate by including
                  specific categories in the rate reconciliation table and requiring additional information for reconciling items that meet a quantitative threshold (if the effect of those reconciling items is equal to or greater than 5% of the amount
                  computed by multiplying pretax income or loss by the applicable statutory income tax rate). The ASU also includes requirements to disclose the amount of income taxes paid (net of refunds received) disaggregated by Federal, state, and
                  foreign taxes and the amount of income taxes paid (net of refunds received) disaggregated by individual jurisdictions in which income taxes paid are equal to or greater than 5% of total income taxes paid. The amendments in this ASU are
                  effective, on a prospective basis, for annual periods beginning after December 31, 2024. Early adoption is permitted. The amendments in this ASU will not affect the Company&#8217;s consolidated statements of financial condition or consolidated
                  statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#8217;s consolidated financial statements after the ASU is adopted.</div>
</ix:continuation></ix:continuation>
              </div>

            </div>

          </div>

          <ix:continuation id="Text_946ae4aac9bf4c08941101dbbf424cae229"><ix:continuation id="Text_4fe21e007837487fab086dcc1e59fe5837">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation> </div>
<div>

         &#160; </div>
</div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <ix:nonNumeric name="us-gaap:StockholdersEquityNoteDisclosureTextBlock" id="Text_a95da1f0a9244feba7fa051894df0ba2" contextRef="c20230101to20231231" escape="true" continuedAt="Text_054eff234fac43b3af9be98e331bffef1">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-weight: bold;"><span style="font-family: 'Times New Roman'; font-size: 10pt;">Note 2 &#8211; Capital</span><br/>
      </div>
</ix:nonNumeric>
      <ix:continuation id="Text_054eff234fac43b3af9be98e331bffef1" continuedAt="Text_054eff234fac43b3af9be98e331bffef2">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-weight: bold;"><br/>
      </div>
</ix:continuation>
      <ix:continuation id="Text_054eff234fac43b3af9be98e331bffef2" continuedAt="Text_054eff234fac43b3af9be98e331bffef3">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">On June 7, 2022, the Company closed a private placement of shares of the Company&#8217;s Senior Non-Cumulative Perpetual
        Preferred Stock, Series C, par value $<ix:nonFraction name="us-gaap:PreferredStockParOrStatedValuePerShare" id="Fact_a0893669364e44709f57326c91b15b40" contextRef="c20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U003" decimals="INF" scale="0" format="ixt:num-dot-decimal">0.01</ix:nonFraction>, pursuant to a Letter Agreement, dated as of June 7, 2022, with the United States Department
        of the Treasury. The Purchase Agreement was entered into pursuant to the Purchaser&#8217;s Emergency Capital Investment Program.</div>
</ix:continuation>
      <ix:continuation id="Text_054eff234fac43b3af9be98e331bffef3" continuedAt="Text_054eff234fac43b3af9be98e331bffef4">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
      </div>
</ix:continuation>
      <ix:continuation id="Text_054eff234fac43b3af9be98e331bffef4" continuedAt="Text_054eff234fac43b3af9be98e331bffef5">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> Pursuant to the Purchase Agreement, the Purchaser acquired an aggregate of <ix:nonFraction name="us-gaap:StockIssuedDuringPeriodSharesAcquisitions" id="Fact_91d08f024d814751930a0bc8e996b1eb" contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">150,000</ix:nonFraction> shares of Series C Preferred Stock, for an aggregate purchase price equal to $<ix:nonFraction name="us-gaap:SaleOfStockConsiderationReceivedOnTransaction" id="Fact_5ba194a55dbf4861ba3cd5d82313f357" contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">150.0</ix:nonFraction> million in cash. The liquidation value of the Series C Preferred Stock is $<ix:nonFraction name="us-gaap:PreferredStockLiquidationPreference" id="Fact_364f1465e20648cf9063ec2c4b27eec9" contextRef="c20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U003" decimals="0" scale="0" format="ixt:num-dot-decimal">1,000</ix:nonFraction>
        per share. This is non-cumulative redeemable perpetual preferred stock which does not have any voting rights, with the exception of voting rights on certain matters. The holders of Series C Preferred Stock will be entitled to a dividend payable in
        cash quarterly at an annual rate dependent on certain factors as reported by the Company to the Purchaser in a quarterly supplemental report, as set forth in the Purchase Agreement. The initial dividend rate is <ix:nonFraction name="us-gaap:PreferredStockDividendRatePercentage" id="Fact_b9a7704fcd974575b18cd53bbe2398f5" contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U004" decimals="2" scale="-2" format="ixt-sec:numwordsen">zero </ix:nonFraction>percent for the first <ix:nonNumeric name="byfc:PreferredStockPeriodForInitialDividendRate" id="Fact_d10806474c8b4ac895368f5a5f5fd702" contextRef="c20230101to20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember" format="ixt-sec:durwordsen">two years</ix:nonNumeric>
        after issuance, and thereafter the floor dividend rate is <ix:nonFraction name="byfc:PreferredStockDividendRateFloor" id="Fact_e2ba1fc820b84b0f8bf055bbfe8d0ba3" contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">0.50</ix:nonFraction>% and the ceiling dividend rate is <ix:nonFraction name="byfc:PreferredStockDividendRateCeiling" id="Fact_1ba6d9a2b1c24c839bbd3dc2b5377472" contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">2.00</ix:nonFraction>%.<br/>
      </div>
</ix:continuation><ix:continuation id="Text_054eff234fac43b3af9be98e331bffef5" continuedAt="Text_054eff234fac43b3af9be98e331bffef6">
<div>
      &#160; <br class="Apple-interchange-newline"/></div>
</ix:continuation>
    </div>

    <ix:continuation id="Text_054eff234fac43b3af9be98e331bffef6" continuedAt="Text_054eff234fac43b3af9be98e331bffef7">
<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">During the
        first quarter of 2022, the Company completed the exchange of all the Series A Fixed Rate Cumulative Redeemable Preferred Stock, with an aggregate liquidation value of $<ix:nonFraction name="us-gaap:PreferredStockLiquidationPreferenceValue" id="Fact_686f1f0e93354f50b778fcf510a6d850" contextRef="c20220331_StatementClassOfStockAxis_SeriesAPreferredStockMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">3.0</ix:nonFraction> million, plus accrued dividends, for <ix:nonFraction name="byfc:CommonStockSharesUponConversionFromPreferredStock" id="Fact_384f37a61b8f469ca1d050f398038689" contextRef="c20220101to20220331_StatementClassOfStockAxis_CommonClassAMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">149,164</ix:nonFraction> shares of Class A Common
        Stock at an exchange price of $<ix:nonFraction name="byfc:ConversionOfStockExchangePricePricePerShare" id="Fact_44049fbb82ff4e2493a460dbc84992f5" contextRef="c20220331_StatementClassOfStockAxis_CommonClassAMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">20.08</ix:nonFraction> per share of Class A Common Stock.</span><br/>
    </div>
</ix:continuation>
    <div style="text-align: justify;"><ix:continuation id="Text_054eff234fac43b3af9be98e331bffef7" continuedAt="Text_054eff234fac43b3af9be98e331bffef8">
<div><br/></div>
</ix:continuation>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" class="BRPFPageFooter"></div>

        <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-15</span></div>

        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

        <div style="width: 100%;" class="BRPFPageHeader">
          <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

        </div>

      </div>

      <ix:continuation id="Text_054eff234fac43b3af9be98e331bffef8" continuedAt="Text_054eff234fac43b3af9be98e331bffef9">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></div>

    <div style="text-align: justify;"><ix:continuation id="Text_054eff234fac43b3af9be98e331bffef9" continuedAt="Text_054eff234fac43b3af9be98e331bffef10">
<div><br/></div>
</ix:continuation>
      <ix:continuation id="Text_054eff234fac43b3af9be98e331bffef10" continuedAt="Text_054eff234fac43b3af9be98e331bffef11">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">On October 31, 2023, the Company effected a reverse stock split of the Company&#8217;s outstanding shares of Class A common stock, Class B common stock, and Class C common
        stock, par value $<ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact_c7ec2d2c961c4fedb78682032d2c19fc" contextRef="c20231031_StatementClassOfStockAxis_CommonClassAMember" unitRef="U003" decimals="INF" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact_8e4e3d32eaaf4e168345370dd86c9162" contextRef="c20231031_StatementClassOfStockAxis_CommonClassBMember" unitRef="U003" decimals="INF" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:CommonStockParOrStatedValuePerShare" id="Fact_08c40958fd4547959abdebdc3321966f" contextRef="c20231031_StatementClassOfStockAxis_CommonClassCMember" unitRef="U003" decimals="INF" scale="0" format="ixt:num-dot-decimal">0.01</ix:nonFraction></ix:nonFraction></ix:nonFraction> per share, at a ratio of <span style="-sec-ix-hidden:Fact_75fe5815725e403b8f6c0d9f2512b896">1-for-8 </span> (the &#8220;Reverse Stock Split&#8221;). The shares of Class A Common Stock listed on The Nasdaq Capital Market commenced trading on The Nasdaq Capital Market on a post-Reverse Stock Split adjusted basis at the open
        of business on November 1, 2023.&#160; As a result of the Reverse Stock Split, the number of issued and outstanding shares of common stock immediately prior to the Reverse Stock Split was reduced, such that every eight shares of common stock held by a
        stockholder immediately prior to the Reverse Stock Split were combined and reclassified into one share of common stock. <span style="font-size: 10pt; font-family: 'Times New Roman';">A</span>ll common stock share amounts and per share numbers
        discussed herein have been adjusted f<span style="font-size: 10pt; font-family: 'Times New Roman';">or the Reverse Stock Split.</span></div>
</ix:continuation>
      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_054eff234fac43b3af9be98e331bffef11" continuedAt="Text_054eff234fac43b3af9be98e331bffef12">
<div><br/></div>
</ix:continuation>
        <ix:continuation id="Text_054eff234fac43b3af9be98e331bffef12">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">On October 31, 2023 the Company purchased <ix:nonFraction name="us-gaap:StockRepurchasedDuringPeriodShares" id="Fact_2fc158bc4b884180ab84ea4fabdde408" contextRef="c20231031to20231031_StatementClassOfStockAxis_VotingClassACommonStockMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">244,771</ix:nonFraction>
          shares of its Class A (voting) Common Stock (adjusted for the <span style="-sec-ix-hidden:Fact_108df240e00047dea5984caac3d887e0">1-for-8</span> reverse stock split effective November 1, 2023) from the Federal
          Deposit Insurance Corporation (&#8220;FDIC&#8221;), which obtained the shares when it was appointed receiver for First Republic Bank upon its closure earlier in 2023. The purchased shares represented just under <ix:nonFraction name="byfc:PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" id="Fact_1ad429f3388e4a06bc0ab6e34121e24b" contextRef="c20231031to20231031_RangeAxis_MaximumMember" unitRef="U004" decimals="3" scale="-2" format="ixt:num-dot-decimal">4.0</ix:nonFraction>% of the Company&#8217;s total voting shares prior to the purchase, and over <ix:nonFraction name="byfc:PercentageOfPurchasedSharesOfTotalCommonEquity" id="Fact_e7287f5d1cd645d7828a7e59dcc89ae4" contextRef="c20231031to20231031" unitRef="U004" decimals="3" scale="-2" format="ixt:num-dot-decimal">2.6</ix:nonFraction>%
          of the Company&#8217;s total common equity. The Company purchased the shares at a price of $<ix:nonFraction name="byfc:ShareRepurchasePerShare" id="Fact_443a69778ac24159b5e6fd0e12d59df7" contextRef="c20231031to20231031" unitRef="U003" decimals="4" scale="0" format="ixt:num-dot-decimal">7.2760</ix:nonFraction> per share (adjusted for the <span style="-sec-ix-hidden:Fact_91379155f1684b0ebba44d78bc68bab1">1-for-8</span> reverse stock split effective November 1, 2023), which represented the <ix:nonNumeric name="byfc:VolumeWeightedAveragePrice" id="Fact_4e87e56c6a3b48aba6b4a7287f672cc6" contextRef="c20231031to20231031" format="ixt-sec:durday">20</ix:nonNumeric>-day volume weighted average price for the Class A shares over the period ended October 24, 2023. The purchase was financed from cash on hand and the shares were retired.</div>
</ix:continuation>
      </div>

    </div>


    <div> <br/>
    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" id="Text_b28b7b3653694e2f97522b8c9889c724" contextRef="c20230101to20231231" escape="true" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a11">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 3 &#8211; Securities</div>
</ix:nonNumeric>
        <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a11" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a12">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a12" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a13"><ix:nonNumeric name="us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock" id="Text_c6d30dabdad44aa7970494f644bde7dd" contextRef="c20230101to20231231" escape="true" continuedAt="Text_e4d45062ecc74a82a486667db12f7ac51">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table summarizes the amortized cost and fair value of the available&#8209;for&#8209;sale investment securities portfolios at December 31, 2023 and December 31,
          2022 and the corresponding amounts of unrealized gains (losses) which are recognized in accumulated other comprehensive income (loss):</div>
</ix:nonNumeric></ix:continuation>
        <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a13" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a14"><ix:continuation id="Text_e4d45062ecc74a82a486667db12f7ac51" continuedAt="Text_e4d45062ecc74a82a486667db12f7ac52">
<div>&#160; <br/></div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a14" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a15"><ix:continuation id="Text_e4d45062ecc74a82a486667db12f7ac52">
<table cellspacing="0" cellpadding="0" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amortized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Cost</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Gross</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Gains</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Gross</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Losses</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="14">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;">December 31, 2023:</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency mortgage-backed securities</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_4c8b2b251e2f41298ebfebf8610f2d95" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">76,091</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_6523fa46c70443de88757ca0a9a9cbdc" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_3fb761e05d604dcb990db88784a42798" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,316</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_530be271a0e04ef4a49b710084a8ac39" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">66,778</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency Collateralized Mortgage Obligations &#8220;CMOs&#8221;</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_7e0b8029546c4a7886263ba427c73005" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,720</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_22c1f06ef2934cbb941de1aec8d62a9e" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_1c060a22443948e9b55ae42e6d896391" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,381</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_2ded8ec0bb10409b937a7ad3153ec7b2" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">23,339</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency debt</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_a70b56bf78b2479e9d52a32070b6a117" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">50,893</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_9e392c6055eb4892ae84ae0589ee7ceb" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_245bcfe68ca24e5db76778c6003643b7" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,057</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_d26cade948fd4ff3b6f3885e217f9bde" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">47,836</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Municipal bonds</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_87eef173b3f041689764f4ba80b0009f" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,833</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_3f0034e7a7094a8a9e7cddd9bd84dc75" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_0c98ef4580cd4e4b8ab4ed7045ab8c18" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">460</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_6395ccfa4ad34250afc03a33ce75d6de" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,373</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">U. S. Treasuries</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_bc404a08bd08421ab39a56e1751f6858" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">167,055</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_25574e47fa874629a122e6400e3d2d9a" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_fed53ef877a34ff3be2a2f1561448ce0" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,175</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_36c2d8e9ab254d84aa1e5cb95ecae97f" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">163,880</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">SBA pools</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_233928fc2a1e4f268ec71130465c2f56" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,386</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_9366cd6a837643d9a1b5cdafdca76ae5" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_864b20439ddc48c18b9de7914011e62b" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,646</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_b4c03b3b8fac418bb8d01dc525a71138" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,744</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;">Total available-for-sale securities</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_949cae0a94b04ea79a808259a804f496" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">335,978</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_a2a5b1fe03274d53b36e029d13d35220" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_06f06298ffc946439341e9ccf1305756" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,035</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_654370ee02904e1ea9d99d785cec6d5c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">316,950</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;">December 31, 2022:</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency mortgage-backed securities</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_afbb862734a149b7b678c18e3d8851c6" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">84,955</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_efa2f275854940faae35e98a74b4bd5b" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_c7e9446a8a5f417491f2c8aac249c0bf" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,788</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_4efa7ac9dda84dba8b3d6ee5414ee512" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">74,169</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency CMOs</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_8737e977bc204a1e8373380a779be2f0" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,776</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_c7b7e6b7703645219c10fa43bcdc7869" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_ee52f77be975483b8a5fcb5f911e0617" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,676</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_e611b6d691494175aab355d0524f9c8e" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,100</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency debt</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_e7a03de94e294cbf8149694230c49b74" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">55,687</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_d8901ba40cd24254b9b08b716515c4d0" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">26</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_4ad56971589246458d71a9ff6d4fa202" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,288</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_604d8ddb989e4e6eb359e4c170fa346e" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">51,425</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Municipal bonds</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_ab3f014b6afd424b94c2dd78ca44d72d" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,866</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_b6ec0d11a03e4beab934594e08d16dbb" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_458ec23eb580410b9c5d50d1b938eef3" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">669</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_f225358fd693469584b74e589e19bed9" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,197</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">U. S. Treasuries</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_2045f9b5c09d4e8d8d358075c73f29e4" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">165,997</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_8358546f8d394ed4b802e3c9aac64dc9" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_c167cf27f3d649d28ee7bc4f5703ea8a" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,408</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_a9fb97a2c8b8496fbef85f7904689941" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">160,589</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">SBA pools</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_3e1ade87e1e144e49f616c59e34a2262" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,048</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_ac26e62af80a428f876e880c2fe9866c" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_6a6d99e710834f42be3529e3415ebdc4" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,788</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_58bf0a99ca9e4858872b3cb950ac0ef4" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,269</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;">Total available-for-sale securities</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_6f68da5c49a24fbf9fdb2c47229358ad" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">353,329</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_1b294d6e3e974e29bc04da23b29abd1b" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">37</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_e25ef33d06fe4c94aabe6ebb643121f5" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,617</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_ea5df521875947c3aba5886ddf3b3347" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">328,749</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>
        </div>


        <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a15" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a16">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a16" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a17">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">There were <ix:nonFraction name="us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" id="Fact_94d341e2c1cd45c2834520810f5d5a47" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" id="Fact_7c377f3d26ab4e629255660ebc171772" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> sales of securities during the
          years ended December 31, 2023 or 2022.</div>
</ix:continuation>
        <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a17" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a18">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a18" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a19"><ix:nonNumeric name="us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock" id="Text_811bb9fd6f3e47f8ba6cc0fb2262a9fc" contextRef="c20230101to20231231" escape="true" continuedAt="Text_efade424ecd44807b670b69d7ec04a591">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The amortized cost and estimated fair value of all investment securities available-for-sale at December 31, 2023, by contractual maturities are shown below.
            Contractual maturities may differ from expected maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</div>
</ix:nonNumeric></ix:continuation>
        </div>

        <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a19" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a110"><ix:continuation id="Text_efade424ecd44807b670b69d7ec04a591" continuedAt="Text_efade424ecd44807b670b69d7ec04a592">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a110" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a111"><ix:continuation id="Text_efade424ecd44807b670b69d7ec04a592" continuedAt="Text_efade424ecd44807b670b69d7ec04a593">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Amortized</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Cost</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Gross<br/>
                  </div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">&#160;Unrealized</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Gains</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Gross</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Unrealized</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Losses</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Fair Value</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="14">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due in one year or less</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" id="Fact_6239df806f8e4eb19dd093b1ed722513" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">103,441</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" id="Fact_1716edd5fa70400cbc357e9f49364875" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" id="Fact_158ab075f07c4c47b0c4cab55f299ac1" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,179</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" id="Fact_bc1e49e0b03f413c9d461c5c2f5f1f75" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">102,262</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; white-space: nowrap;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due after one year through five years</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" id="Fact_b01a6cd2b80d40978859138cf0984b56" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">119,530</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" id="Fact_4c9a87126d76438791b52ca85d97b28c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" id="Fact_fe9350cb43b041b1bade5499df87152f" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,231</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" id="Fact_dba9e7192f2449c19de518ad586f147f" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">114,299</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due after five years through ten years</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" id="Fact_e80b3290665d4fb685276bdee06dc7de" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,078</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" id="Fact_2cce5ba38ad34ad2abee10844879a683" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" id="Fact_31e59cff6b3d41ba8974691ae2ed6450" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,802</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" id="Fact_d52a821f73354596a12f462955b10f30" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,278</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 2px; white-space: nowrap;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due after ten years&#160;<sup>(1)</sup></div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" id="Fact_2af14269d2574c6abd6f08d91d9cb243" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">83,929</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" id="Fact_c5519eaeb07e41eab92c1305ef605a11" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" id="Fact_bbb10ecd41fc485ab3c1ebd06dbd0b7c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,823</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" id="Fact_5c6a2b6bbaa94972946fbe2cfb18c9d4" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">73,111</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" id="Fact_fb12728aef2c4ce4945430b0dd91445a" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">335,978</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" id="Fact_9b025e54d82e4f4685aef4414462ed57" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" id="Fact_4175142244d846d39a4d9e1074a664f5" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,035</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_df40ed875a98438da762a0f996e4a183" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">316,950</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
        </div>
</ix:continuation></ix:continuation>
        <div>
          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a111" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a112"><ix:continuation id="Text_efade424ecd44807b670b69d7ec04a593" continuedAt="Text_efade424ecd44807b670b69d7ec04a594">
<div><br/>
          </div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_efade424ecd44807b670b69d7ec04a594"><ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a112" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a113">
<div>
            <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);">


  <tr>

    <td style="width: 18pt; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
                  </td>

    <td style="width: auto; vertical-align: top;">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><ix:footnote id="Foot_1acda786e61e475681b49299822ae593" footnoteRole="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">Mortgage-backed securities, CMOs and SBA pools do
                      not have a single stated maturity date and therefore have been included in the &#8220;Due after ten years&#8221; category.</ix:footnote></div>
                  </td>

  </tr>


</table>
            </div>
</ix:continuation></ix:continuation>
        </div>

        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a113" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a114">
<div style="font-family: 'Times New Roman';"> <br/>
          </div>
</ix:continuation>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
            <div style="width: 100%;" class="BRPFPageFooter"></div>

            <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-16</span></div>

            <div style="page-break-after: always;" class="BRPFPageBreak">
              <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

            <div style="width: 100%;" class="BRPFPageHeader">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>


          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a114" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a115"><ix:nonNumeric name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" id="Text_cefb084aced54a6c8a9abdb1bffe57d9" contextRef="c20230101to20231231" escape="true" continuedAt="Text_e239519687f0469f9f9bbc23e295793b1">
<div style="font-family: 'Times New Roman';"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The table below indicates the length of time individual securities had been in a continuous unrealized loss position:<br/>
            </span> </div>
</ix:nonNumeric></ix:continuation>
          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a115" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a116"><ix:continuation id="Text_e239519687f0469f9f9bbc23e295793b1" continuedAt="Text_e239519687f0469f9f9bbc23e295793b2">
<div style="font-family: 'Times New Roman';"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
          </div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_e239519687f0469f9f9bbc23e295793b2"><ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a116" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a117">
<div style="font-family: 'Times New Roman';">
            <table cellspacing="0" cellpadding="0" border="0" style="margin: 0px; padding: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><br/>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="6">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Less than 12 Months</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="6">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">12 Months or Longer</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="6">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Total</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> Losses</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> Losses</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> Losses</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">
                    <div style="color: rgb(0, 0, 0); font-weight: bold;">December 31, 2023:</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="22">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency mortgage-backed securities</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_02c5e9f89593456b8720ccf65adc8639" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_84c7a04733f24c98837729a68b01a2c8" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_de797b6ac9db4d508fdb98a37f242327" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">66,575</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_11db16df512541029bd1f96c874bfb8e" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,316</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_cb22485f6ec94f28856dc489e66431ce" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">66,575</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_061bdd2a321443e09f0995a04f6b51b1" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,316</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency CMOs</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_67455d6dfadf4fdfa06d712f746d52f6" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_f04477a6ba7a4defbca152bdcd1cd84d" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_6e8e43d3aff94a709adc3e9100f8343f" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">23,339</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_39595e92b2dd4df9954abd61f79fcd86" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,381</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_05d8abbb60064358bf3fbf95cdba5cf7" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">23,339</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_56be8c3fbbf14f7c84c3f4da0cdb18a6" contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,381</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency debt</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_9997b936bd334407842f8f3890c609e1" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,018</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_2cae077073154f62b70dd1cd4c8e95aa" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">37</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_fa3079c6ebe7414095af4abba9427308" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">44,818</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_ce7ec530251f4a8294ab42780d12e276" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,020</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_b4ab0aa9adb740478da1d19a3a81e7a0" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">47,836</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_7f3dff3c87414f25a911b0a4d8b6fc3e" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,057</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Municipal bonds</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_05cac45333f14a65a1bf98931d89657a" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_bdbd7b34810d43458bfd55698504ed74" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_aec2f65c7da2458d9ee3114d4400fec7" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,373</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_9e3fb9ec90424158bd926a52cd60e042" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">460</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_8079226096474ff7bd6bba0c72658fe6" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,373</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_77986319ddbd4cd09b5afdedcb35fbe5" contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">460</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">U. S. Treasuries</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_050163a593174f94b0b8a563a5ce8a36" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_091e45bce8b14f3b841f6056a67ff21a" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_896e7232eda245d18f4fa8884bfd15ce" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">163,880</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_a1478bc0185b4dac8834a091d1f3ba7b" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,175</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_2d0b9c977909414189de32fb6051cf9f" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">163,880</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_99138bda8f264cb086b585e7ceb00ef5" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,175</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">SBA pools</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_139f74a9c0d440e1b62c1926963d89cf" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">286</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_97c5f16f61b54700b0d2ad8e751d949f" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_812bcac62b55415e947b2d0dc6040352" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,439</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_878c40d2d19a4bd181f7ade30f41d350" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,645</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_283d5b22fb6341819c9b9c43ea0b6b84" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,725</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_42a7192fe8b743fc88dc49d00f0ea02c" contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,646</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Total<br/>
                    </div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_e674c481284d4299bd5b8506029b4935" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,304</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_8745f12437e6471b95f842e467bcc921" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">38</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_1e46d4abfb2246bfb8bd4dfde6e931bb" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">312,424</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_90bf38f9d4ee4979b18f321fd0fea9b5" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">18,997</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_7a216f18b9554a9a801bd7dda85e640b" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">315,728</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_3d2c945456d14a879466b00e1d157bd7" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,035</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%;">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-weight: bold;">December 31, 2022:</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency mortgage-backed securities</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_43d7e3a5955f48b7abc3f97b36de1eb8" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">38,380</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_8bc294ccd1bf4fb79a984310306632e3" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,807</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_5c2db06aeb9a4091905b2b9756549363" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">35,526</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_e85de47bcfbb431ea1676bc3e8fbfae8" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,981</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_4424bc402cfe45469397ab1592353173" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">73,906</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_8d855e4396b54f24a8d010d8d72f2ea6" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,788</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" rowspan="1">
                    <div style="margin-left: 9pt;">Federal agency CMOs</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_f62440516d314a01a114a7a0be786f22" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">20,997</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_2a5671643ee64b1181df6b4cd79b5f16" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">885</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">)</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_10137b53b29648ddae20ae53deb23fe7" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,103</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_d9aafe6db41148cbb3ce58910e9fddf1" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">791</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">)</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_d253a46de63940b6809fcc292deb4c8f" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,100</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_68a5083b62a94bcbad4180cae5da0828" contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,676</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">)</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency debt</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_c7034cd72deb44b2b3826ce53ee57f37" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,383</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_b0594257b5b14648bfd01d217acb2fbd" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,529</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_7ade37c085154591add0aed2bb5dc1c3" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">21,956</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_cf441024aad746b1bc5b0b7cc2b61d2b" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,759</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_d393c2b80bf2492380345711f96bc6d4" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">48,339</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_62e078cad4594a8bbda8267115971429" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,288</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Municipal bonds</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_763a455cb003449db8c0095c124f51e6" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,176</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_ff259bb4be8842de9f0f822ebaab728b" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">315</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_05fa25eda3db4a818e2cd424b7850890" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,021</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_6677f920d5d74f658015ec95093c7a61" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">354</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_5d1c8c17f6fa4d79b2cbdb7307d4a3b9" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,197</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_ae5fff3fd2c348c8938ce227c155add8" contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">669</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">U. S. Treasuries</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_80fac49f75c5404f9e431620308cd090" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">143,989</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_c481b67b328443e298239444a56396da" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,884</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_1086a588870b4b8dbb9dae9674ea7cdc" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,600</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_0468b591b03b43d182196b341bb33991" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,524</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_f77fa8bfb78c48388b91987546466e02" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">160,589</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_ab31f485ad764b64b97d7ad3d39e07fa" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,408</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;" rowspan="1">
                    <div style="margin-left: 9pt;">SBA pools</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_76324caef25b41949bcb04e139056941" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,743</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_59da73f58c0a4f069fd42fc75109952d" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">365</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">)</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_2965843fb7d14f33ab1427ad9276417d" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,763</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_a9993634c0294fa6afc4ad0a31a8862a" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,423</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">)</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_326715b589d941fe9ad95413fe1ccbad" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,506</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" rowspan="1" colspan="1">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_4cd2ceb7b2ff4e62b3605bdfdc92b4c6" contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,788</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">)</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 28%; padding-bottom: 4px;">
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Total<br/>
                    </div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" id="Fact_b2d34eb4be7f49f08376306a1c934231" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">235,668</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" id="Fact_d188ac1df9b74e4c8d0473c1444b76fd" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,785</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" id="Fact_85a303d14542456c93741659b6127e58" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">87,969</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" id="Fact_e6bc7b821291449ea576bb79af176341" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,832</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" id="Fact_61139f271e36477c82f69e660e2bbd54" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">323,637</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" id="Fact_f867f01ec81341f794feb0a94f396c74" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,617</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>


</table>

            <div style="margin: 0px 0px; padding: 0px 0px;"><br/>
            </div>

          </div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a117" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a118">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">Securities with a market value of $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_6fc0b4fa78e343cfbe58bc852d9a16f0" contextRef="c20231231_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">89.0</ix:nonFraction> million were pledged as collateral for securities sold under agreements to
              repurchase as of December 31, 2023 and included $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_a3b6cf75bec54bd0b4f6a109b1a35e62" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">47.8</ix:nonFraction> million of U.S. Treasuries, $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_46c19acaae8d4292ae2305d768747db3" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">30.2</ix:nonFraction> million of federal agency debt, and $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_ce9ac214c436426681ae29dca39e0555" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">11.0</ix:nonFraction> million of
              federal agency mortgage-backed securities. Securities with a market value of $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_ed440ea839a54ffa82673af5d050719f" contextRef="c20221231_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">64.4</ix:nonFraction> million were pledged as collateral for
              securities sold under agreements to repurchase as of December 31, 2022 and included $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_0c5bd56d926640a1a93e2f88e876c858" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">33.3</ix:nonFraction> million of federal agency debt, $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_eccf2a4eacd742e9bd00a06fad8bd461" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">19.2</ix:nonFraction> million of U.S. Treasuries and $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_2d6c7fb25b3a4038baad758a674f3e61" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">11.9</ix:nonFraction>
              million of federal agency mortgage-backed securities.</span> Investment securities with a book value of $<ix:nonFraction name="byfc:FinancialInstrumentsOwnedAtAmortizedCost" id="Fact_5a59e54cbc284f0aae97d41733fd2f8f" contextRef="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">107.3</ix:nonFraction> million and a fair
            value of $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_4554e5ccccf34f2b8419979f9c528505" contextRef="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">98.3</ix:nonFraction> million were pledged as collateral to the Federal Reserve as of December 31, 2023 for borrowings under the Bank Term
            Funding Program<span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">.<br/>
            </span></div>
</ix:continuation>
          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a118" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a119">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
          </div>
</ix:continuation>
          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a119" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a120">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">At December 31, 2023 and 2022, there were <ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_fd9f65b9279c42c9aa4a885c5304470c" contextRef="c20221231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_DepositsMember" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_a79a8050f3fc4e3892dc0db0e9bdb90e" contextRef="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_DepositsMember" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction>
            securities pledged to secure public deposits since those public deposits are under $250 thousand which are fully insured by FDIC. At December 31, 2023 and 2022, there were <ix:nonFraction name="byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" id="Fact_d936bfcb39e34dc99699f887d6636918" contextRef="c20221231" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen"><ix:nonFraction name="byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" id="Fact_0b86b391ee5a4da69c4026ec0b2620ed" contextRef="c20231231" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> holdings of securities by any one issuer, other than the U.S. Government and its agencies, in an amount greater than 10% of stockholders&#8217; equity. Accrued interest receivable on
            securities was $<ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" id="Fact_5ca44242b42748358446075c38f977b1" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" id="Fact_2895ff90838b4b4ea8f2ddd7f21b33d8" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.2</ix:nonFraction></ix:nonFraction> million at December 31, 2023 and 2022, and is included in the consolidated statement of financial condition
            in <span style="-sec-ix-hidden:Fact_6426b83fa8ea4fd99004b9059ef12c92"><span style="-sec-ix-hidden:Fact_2d6f98a5aaad4cb0baec5a545821eb79">accrued interest receivable</span></span>. </div>
</ix:continuation>
          <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a120" continuedAt="Text_71a49b72655f4f0b87c584b95fdae7a121">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
          </div>
</ix:continuation>
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
            <ix:continuation id="Text_71a49b72655f4f0b87c584b95fdae7a121">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0);">At December 31,
              2023 and 2022, there were <ix:nonFraction name="us-gaap:DebtSecuritiesHeldToMaturityNonaccrual" id="Fact_fdb760fc33ee4ea6a8e04d190e44d996" contextRef="c20221231" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:DebtSecuritiesHeldToMaturityNonaccrual" id="Fact_a53d9f927a914ec6a177c84ed1b9d2c2" contextRef="c20231231" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> securities in nonaccrual status. All securities in the portfolio were current with their
              contractual principal and interest payments. At December 31, 2023 and 2022, there were <ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" id="Fact_a27d497ab251426f9b49ca8d0ea16c8b" contextRef="c20230101to20231231" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" id="Fact_802d228238084c5da46d89158841aef8" contextRef="c20220101to20221231" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> securities purchased with
              deterioration in credit quality since their origination, and there were <ix:nonFraction name="byfc:SecuritiesCollateralDependent" id="Fact_3a0757b92b3f4d4d9388e9d50d4e8ebc" contextRef="c20221231" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen"><ix:nonFraction name="byfc:SecuritiesCollateralDependent" id="Fact_012c24b729be4c0abbf18900eb1a5d5d" contextRef="c20231231" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> collateral dependent securities.</div>
</ix:continuation>
          </div>


          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
          </div>

        </div>

      </div>

    </div>


  </div>
<div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:FinancingReceivablesTextBlock" id="Text_12f258198d684f259c20b92fe7b6dcc6" contextRef="c20230101to20231231" escape="true" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf84311">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 4 &#8211; Loans Receivable Held for Investment</div>
</ix:nonNumeric>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf84311" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf84312">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf84312" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf84313"><ix:nonNumeric name="us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" id="Text_ace74419029545208d6167d8b1b0d8fa" contextRef="c20230101to20231231" escape="true" continuedAt="Text_69ca9e2adc0d483a92c3ddb71c662f5d1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loans receivable held for investment were as follows as of the periods indicated:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf84313" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf84314"><ix:continuation id="Text_69ca9e2adc0d483a92c3ddb71c662f5d1" continuedAt="Text_69ca9e2adc0d483a92c3ddb71c662f5d2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf84314" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf84315"><ix:continuation id="Text_69ca9e2adc0d483a92c3ddb71c662f5d2" continuedAt="Text_69ca9e2adc0d483a92c3ddb71c662f5d3">
<table cellspacing="0" cellpadding="0" border="0" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2023</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2022</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Real estate:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Single-family</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_471e590c3aa14533a9c43d7373cfa169" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,702</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_ba3c8ede8e7d439a92f235359060d335" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,038</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div>
                  <div style="color: rgb(0, 0, 0); text-indent: 0pt; margin-left: 9pt;">Multi-family</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_8ed28e1f5f634083946f0b7a01d70341" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">561,447</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_0d114632fa354b15968a293becd7b25d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">502,141</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Commercial real estate</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_0388ca2509584a2db12323060ba25f20" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">119,436</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_45354be9d5e64af18e21f75ebad0624e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">114,574</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Church</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_c19cdb8c106d49df98f602ab9fa81c2c" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,717</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_8242653e258e416ca91fb10c1ee97cf9" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,780</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Construction</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_658536b718ce43ed94aabc4c8d70a2c9" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,887</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_22789d3875e04373acb725dec0f5e774" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">40,703</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Commercial &#8211; other</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_d4616ec3f684417eba21fb342bf9576b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">63,450</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_1853ff05a93a4b80aee84841705dbf50" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">64,841</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" rowspan="1">SBA loans <sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_34093baca27d459aa1b6230e41ac9c31" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,954</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_b2de6c13b97440ac92933cc169c9e47b" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,601</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Consumer</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_b9d9ee55bc0a4dc39ed5907587a50747" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_a1688f2c565d41cfb026f4757c707347" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Gross loans receivable before deferred loan costs and premiums</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_96e63c66d6184ce7a65ad0bbe87e7eb7" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">886,606</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_db69a1d0c82249e197f621290adb8816" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">771,689</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Unamortized net deferred loan costs and premiums</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" id="Fact_5e5c10eb87744bd883669f55147bee3f" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,971</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" id="Fact_5d218b70985740aaab2093f5fa266254" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,755</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_618e20a14cb143c1bdcbc45297942406" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">888,577</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_074695767baf485bb8ce3bcd882fbe7a" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">773,444</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;" rowspan="1">Credit and interest marks on purchased loans, net<br/>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1">(<ix:nonFraction name="byfc:CreditAndInterestMarksOnPurchasedLoansNet" id="Fact_f96b9b79995d48649eb76a520bbd687b" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">772</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">)</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1">(<ix:nonFraction name="byfc:CreditAndInterestMarksOnPurchasedLoansNet" id="Fact_c867f70ce15a4c1ba80984c68c0d707b" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,010</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">)</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Allowance for credit losses<sup>(2)</sup><br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_eede4a0042484d9db38f2f6f2255793f" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,348</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_3f5a49d41983457b844078c50914868e" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,388</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Loans receivable, net</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_c6b7eb2e617947b69987d55192444732" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">880,457</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_c243ef09d90e485eb3764a437817b3de" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">768,046</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf84315" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf84316"><ix:continuation id="Text_69ca9e2adc0d483a92c3ddb71c662f5d3" continuedAt="Text_69ca9e2adc0d483a92c3ddb71c662f5d4">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <div>
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf84316" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf84317"><ix:continuation id="Text_69ca9e2adc0d483a92c3ddb71c662f5d4" continuedAt="Text_69ca9e2adc0d483a92c3ddb71c662f5d5">
<table cellspacing="0" cellpadding="0" style="width: 100%; font-family: 'Times New Roman'; font-size: 10pt;" class="DSPFListTable">


  <tr style="vertical-align: top;">

    <td style="vertical-align: top; width: 18pt; text-align: left;"> (1) </td>

    <td style="align: left; vertical-align: top; width: auto;">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:footnote id="Foot_156768d9022c47c390189a4bb71b8ea6" footnoteRole="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">Including Paycheck Protection Program (PPP) loans.</ix:footnote></div>
                </td>

  </tr>


</table>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf84317" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf84318"><ix:continuation id="Text_69ca9e2adc0d483a92c3ddb71c662f5d5">
<div>
            <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(2)</td>

    <td style="width: auto; vertical-align: top; text-align: justify; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><ix:footnote id="Foot_918a556703a2406cb2f48b3f6362d8fc" footnoteRole="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.</ix:footnote><br/>
                  </td>

  </tr>


</table>
          </div>
</ix:continuation></ix:continuation>
          </div>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf84318" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf84319">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-17</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf84319" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843110">
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">As of December 31, 2023 and 2022, the commercial loan category above included $<ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_f025adcd214341b884f7452dcb83afe2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">2.5</ix:nonFraction> million and $<ix:nonFraction name="us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee" id="Fact_b410dc986bc44461839bf403ad83f9c2" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">2.7</ix:nonFraction> million of loans issued under the SBA&#8217;s Paycheck
          Protection Program. PPP loans have terms of <span style="-sec-ix-hidden:Fact_04958e61d38a4ae6b69a249b58b2ad94">two</span> to <ix:nonNumeric name="byfc:FinancingReceivableTerm" id="Fact_297a15ccb45a4e389ba35658c6ddaa4e" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember_RangeAxis_MaximumMember" format="ixt-sec:durwordsen">five years</ix:nonNumeric> and earn interest at <ix:nonFraction name="byfc:FinancingReceivableInterestRate" id="Fact_172e70afda8c4194bc457e31a4fc9c79" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">1</ix:nonFraction>%. PPP loans are fully guaranteed by the
          SBA and have virtually no risk of loss. The Bank expects the vast majority of the PPP loans to be fully forgiven by the SBA. </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843110" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843111">
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"> <br/>
        </div>
</ix:continuation>
        <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">
          <div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: left; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';">
            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843111" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843112">
<div style="text-align: justify; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Effective January
              1, 2023, the Company accounts for credit losses on loans in accordance with ASC 326. ASC 326 requires the Company to recognize estimates for lifetime losses on loans and off-balance sheet loan commitments at the time of origination or
              acquisition. The recognition of losses at origination or acquisition represents the Company&#8217;s best estimate of the lifetime expected credit loss associated with a loan given the facts and circumstances associated with the particular loan, and
              involves the use of significant management judgment and estimates, which are subject to change based on management&#8217;s on-going assessment of the credit quality of the loan portfolio and changes in economic forecasts used in the model. The
              Company uses the WARM method when determining estimates for the ACL for each of its portfolio segments. The weighted average remaining life, including the effect of estimated prepayments, is calculated for each loan pool on a quarterly basis.
              The Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004 through the most recent quarter.</div>
</ix:continuation>
            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843112" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843113">
<div style="text-align: justify;"> <br/>
            </div>
</ix:continuation>
            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843113" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843114">
<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The
                Company&#8217;s ACL model also includes adjustments for qualitative factors, where appropriate. Qualitative adjustments may include, but are not limited to factors such as: (i) changes in lending policies and procedures, including changes in
                underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in the nature and volume of the portfolio and terms of loans; (iv) changes
                in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the quality of the organization&#8217;s loan review system; (vii) changes in the
                value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such concentrations; and (ix) the effect of other external factors (i.e.,
                competition, legal and regulatory requirements) on the level of estimated credit losses. These qualitative factors incorporate the concept of reasonable and supportable forecasts, as required by ASC 326.</span><br/>
            </div>
</ix:continuation>
            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843114" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843115">
<div style="text-align: justify;"> <br/>
            </div>
</ix:continuation>

            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843115" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843116"><ix:nonNumeric name="us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" id="Text_62c242002848420eb463dd6da035a3c9" contextRef="c20230101to20231231" escape="true" continuedAt="Text_5b522bb0fff5441b87a625e58f4cddcc1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The following table summarizes the activity in the allowance for credit losses on loans for the period indicated:</span></div>
</ix:nonNumeric></ix:continuation>
            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843116" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843117"><ix:continuation id="Text_5b522bb0fff5441b87a625e58f4cddcc1" continuedAt="Text_5b522bb0fff5441b87a625e58f4cddcc2">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
                </span></span></div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843117" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843118"><ix:continuation id="Text_5b522bb0fff5441b87a625e58f4cddcc2" continuedAt="Text_5b522bb0fff5441b87a625e58f4cddcc3">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843118" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843119"><ix:continuation id="Text_5b522bb0fff5441b87a625e58f4cddcc3" continuedAt="Text_5b522bb0fff5441b87a625e58f4cddcc4">
<div style="text-align: justify;">
              <table cellspacing="0" cellpadding="0" border="0" style="letter-spacing: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="22">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">
                        <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">For the Year Ended December 31, 2023</div>
                      </div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" colspan="2">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Beginning</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Balance</div>
                    </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" colspan="2">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Impact of</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">CECL</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Adoption</div>
                    </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">Charge-offs</div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">Recoveries</div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" colspan="2">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Provision</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">(Recapture)<br/>
                      </div>
                    </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" colspan="2">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Ending </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Balance</div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; white-space: nowrap;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; white-space: nowrap;" colspan="22">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(In thousands)</div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">Loans receivable held for investment:</div>
                    </td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" rowspan="1">Real estate:</td>

    <td valign="bottom" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" rowspan="1" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" rowspan="1" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" rowspan="1" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" rowspan="1" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" rowspan="1" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" rowspan="1" colspan="2">&#160;</td>

    <td valign="bottom" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 28%; background-color: #CCEEFF;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Single-family</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_6db1531bf12e4f829b588978f465d6c2" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">109</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_4ebe78ee4dbb4c0a9a0f2a6a9d30e308" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">214</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_ac7b83a0e1a34330b12ee43188424867" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_1d979f4ecf3a4fba9e99859ed654198a" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(<ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_7b91d8c172634461bf83f886d86adc6a" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">63</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">)</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_765f0fe56e5a46ce869cc57463d4d901" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">260</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 28%;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Multi-family</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_e9a11f1d0be2464eb42bd67ec68c3a49" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,273</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_f7d9c32f2a6543a199f5119dee5ac97b" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">603</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_b4c105b431754244a15eb67652bd7605" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_93e6ac25fb6d42fca024844110ece726" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">109</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_704bf92c7b30412cb488f1e2f071350d" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">428</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_79b4cc1fc1764393a2d66c39af845485" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,413</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 28%; background-color: #CCEEFF;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Commercial real estate</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_c0efe39fc0c34ee88a04d65e9078463e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">449</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_2f856fa5ee2f48469bf924841c3a0bfe" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">466</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_56086a11dc48484abbb551dd7560df7b" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_189eadd4a9ce40deb759f375973a571d" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">107</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_7768853337dc4f648fe358977bb77d65" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">72</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_55155eaf4eb64560b146c14db6038f08" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,094</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 28%;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Church</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_a12b8a1dda2f415e95685e21b9d0a3d7" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">65</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_e229ec5a1508497ea6b909001e354999" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">37</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_6764f8eb0da54321a45289a82b26f4c2" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_3a4880e42c094723ab1b7d198dcc075b" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(<ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_4d67bd170fbf4d6ca1cdb523d3aa2f73" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">30</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">)</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_5cbe7f8948974852b6171ea979cdd88e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">72</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 28%; background-color: #CCEEFF;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Construction</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_728c4dc775884ec188abebf07effccaa" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">313</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_97f1085fa2194aef8af706668a2a08fa" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">219</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_03de5c4d9ec44bac9b77605b75b38f5e" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_5545d5136a8a4d8aab6c6dcccc315df7" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_daac760b8415447aa2aa4f1032b53bd6" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">400</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_37b068f0a5194da9b39da8fbb437e0ce" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">932</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 28%;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Commercial - other</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_27ebd8a86f6c4f55b8024e4acf6b3f0a" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">175</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_e70546462eba452787f5b055ea6da7ab" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">254</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_c43a6b99456042098ed2ce1720e10869" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_fd1dea3ab27e4db78feb1ab99a3e16bb" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_612b90b758444d95a4b07fb2c3a6000a" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">100</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_ab6d791078dc4d8ca42edec5edf5baf2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">529</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 28%; background-color: #CCEEFF;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">SBA loans</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_01ffbd55efff4dc783f7e7afe50092bb" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_3b425947f10c45f9823e524d7d4a151a" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">20</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_61b842cae0e949438031696a667b83c0" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_f5ffa60b8b71443f81fc692d9f5f1637" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_7ef7454836dc46368a7fc335501b5f0b" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">28</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_310074192aa8427db8da81a22ce6b9d1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">48</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 28%; padding-bottom: 2px;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Consumer</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_801f52c669134b2d87b1d4ba1e1561df" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(<ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_fce171d43e994856854788a443eaeafe" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">)</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_3bc14e0d9cd2425084ade9d2679d4ae2" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_192305d309bf42a89f79004182dea1f2" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_3fa786c17a1d4a569fcd8e98a097285c" contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_656104d297eb4780a694bd7e05a4e403" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: middle; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Total</div>
                    </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_4f6d2a768e5f4da69d845fae87d45177" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,388</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_490065bb714d4c7188fc462a1223e576" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,809</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_6bcdeea0d1aa485086f4d2f4a6652842" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_2359b2460df147f69e7482512955503c" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">216</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_dcafdcb6ea614778ab69f06967b0ec68" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">935</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_923c5256ce154f0bb84897c1e270b2ec" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,348</ix:nonFraction></div>
                    </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
            </div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843119" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843120"><ix:continuation id="Text_5b522bb0fff5441b87a625e58f4cddcc4" continuedAt="Text_5b522bb0fff5441b87a625e58f4cddcc5">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843120" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843121"><ix:continuation id="Text_5b522bb0fff5441b87a625e58f4cddcc5" continuedAt="Text_5b522bb0fff5441b87a625e58f4cddcc6">
<div style="text-align: justify;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
            </div>
</ix:continuation></ix:continuation>
            <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
              <div class="BRPFPageFooter" style="width: 100%;"></div>

              <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-18</span></div>

              <div class="BRPFPageBreak" style="page-break-after: always;">
                <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

              <div class="BRPFPageHeader" style="width: 100%;">
                <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

              </div>

            </div>

          </div>

        </div>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843121" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843122"><ix:continuation id="Text_5b522bb0fff5441b87a625e58f4cddcc6" continuedAt="Text_5b522bb0fff5441b87a625e58f4cddcc7">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the activity in the allowance for loan losses by loan type for the period indicated:</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843122" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843123"><ix:continuation id="Text_5b522bb0fff5441b87a625e58f4cddcc7" continuedAt="Text_5b522bb0fff5441b87a625e58f4cddcc8">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843123" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843124"><ix:continuation id="Text_5b522bb0fff5441b87a625e58f4cddcc8">
<table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="30">
                <div>
                  <div style="text-align: center; font-weight: bold;">For the Year Ended December 31, 2022</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="18">
                <div>
                  <div style="text-align: center; font-weight: bold;">Real Estate</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Single-</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Multi&#8209;</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial</div>
                  <div style="text-align: center; font-weight: bold;">real estate</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Church</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Construction</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial&#8211;</div>
                  <div style="text-align: center; font-weight: bold;">other</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Consumer</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="30">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Beginning balance</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_989c50c8d21047dcbc6d38583addd65b" contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">145</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_9867419ebc67464dbda5b071393c00cc" contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,657</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_1d4ced102bb24b3c892c7e1378dfaf37" contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">236</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_ba44b1fa3c97437e9c3c4992a23b3614" contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">103</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_6cd5905f1ef74c1889f1ecaf6854b292" contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">212</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_fd5c17046a6e498587effa17025a49f4" contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">23</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_2d4e1cd1249f4233a4897d151207ba67" contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_3b91dd9e2c1144f69ce2b6fe4aa32b42" contextRef="c20211231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,391</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Provision for (recapture of) loan losses</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div>(<ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_7d81ae5a7e2f4b58b67eeeefc6e73a74" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">36</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div>)</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_d4bcc080c4cc4046b6af5b7f6c23371f" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">616</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_ff0a5aacb3d84eacb603a7eeae225825" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">213</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div>(<ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_cda4c8e1d9f844ecb07f836411dd909b" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">38</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div>)</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_07aea4dbde954e02be34b7cef3935813" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">101</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_4b078ca50f194e89aeb02fd0aa8798b6" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">152</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div>(<ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_2d5c72791b2d4ff19ed157d6bd82b5cf" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">11</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div>)</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_90cee7d7fc7f492fb85ffbf6a4f6fc79" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">997</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Recoveries</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_04d186eea89d4055b387e1345ee21d51" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_135c8e0148db42a0bbd0d4e24266ed4c" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_bb946d8d0a40494a9b3012270c44c087" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_9f37c84359da49a69ed837db46c32809" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_dc5dbe355b8a4d95a24d3e08ebb60fb4" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_168a4e28283c457f8336a2c075008f75" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_5ead075b6a0548e4b887c4e1cfce9c17" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery" id="Fact_4414d38aaf7a4809bce1ecdfdabd4975" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Loans charged off</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_ac88bdc80f7d4822a74581812c95165a" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_5298762d8cbd4cf5a61accd3e30434a2" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_1eaefbcc718f406a9137692c9f385adc" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_7f8f065706db4ed7bd35bbcfef069db5" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_46f3f133f4b446a0a3432c2928a3b3d2" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_e2da0f7d384d484dbb015d34b6571d4b" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_fac945bd9b2e4d5e8ff0a36b6d102210" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs" id="Fact_479b70eeaa884faf8c21141ce9cc8b59" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Ending balance<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_9a4b8491fba7483e9d4c3e44e86fc3f8" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">109</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_c2dead0147b5422794fda20b76a06d87" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,273</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_ba835adc23bc4b8781fbbabe111f4fad" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">449</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_ae0ca42d7f954e19b39435ce9741d2f6" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">65</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_b9232e8e64fa420aa08a4b2d5928ac68" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">313</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_282259e1edca4a1cab7e26abda475992" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">175</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_c3d0e464e6b042689b376e36220a0492" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_a2e5a76e8e1744148d60ab8827a19540" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,388</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843124" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843125">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843125" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843126">
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The ACL increased to $<ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_679518fd03ee4fe6adda678c594ebdbd" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">7.3</ix:nonFraction> million as of December 31, 2023, compared to $<ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_55cc7335ec19411991ad9420a49bd915" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.4</ix:nonFraction> million as of December 31, 2022. The increase was primarily due to the implementation of the CECL methodology adopted by the Bank effective
            January 1, 2023, which increased the ACL by $<ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_8a54b82501b94f81a7eb18a56939243a" contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.8</ix:nonFraction> million. In addition, the Bank recorded an additional provision for credit losses of
            $<ix:nonFraction name="us-gaap:ProvisionForLoanLossesExpensed" id="Fact_4164e9fb37534a87a26229675704e52c" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">935</ix:nonFraction> thousand for the twelve months ended December 31, 2023 due to loan growth of $<ix:nonFraction name="byfc:FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" id="Fact_da033aafceff41a18eb88fb7e1cb5953" contextRef="c20230101to20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">114.9</ix:nonFraction> million. The CECL methodology includes estimates of expected loss rates in the future, whereas the former ALLL methodology did not.</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843126" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843127">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843127" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843128">
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Prior to the Company&#8217;s adoption of ASC 326 on January 1, 2023, the Company maintained ALLL in accordance with ASC 310 and ASC 450 that covered estimated credit losses on individually evaluated loans
            that were determined to be impaired, as well as estimated probable incurred losses inherent in the remainder of the loan portfolio.</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843128" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843129">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843129" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843130">
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> Beginning on January 1, 2023, the Company evaluates loans collectively for purposes of determining the ACL in accordance with ASC 326. Collective evaluation is based on aggregating loans deemed to
            possess similar risk characteristics. In certain instances, the Company may identify loans that it believes no longer possess risk characteristics similar to other loans in the loan portfolio. These loans are typically identified from those
            that have exhibited deterioration in credit quality, since the specific attributes and risks associated with such loans tend to become unique as the credit deteriorates. Such loans are typically nonperforming, downgraded to substandard or
            worse, and/or are deemed collateral dependent, where the ultimate repayment of the loan is expected to come from the operation of or eventual sale of the collateral. Loans that are deemed by management to no longer possess risk characteristics
            similar to other loans in the portfolio, or that have been identified as collateral dependent, are evaluated individually for purposes of determining an appropriate lifetime ACL. The Company uses a discounted cash flow approach, using the
            loan&#8217;s effective interest rate, for determining the ACL on individually evaluated loans, unless the loan is deemed collateral dependent, which requires evaluation based on the estimated fair value of the underlying collateral, less estimated
            selling costs. The Company may increase or decrease the ACL for collateral dependent loans based on changes in the estimated fair value of the collateral.</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843130" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843131">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
          </span></div>
</ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843131" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843132"><ix:nonNumeric name="byfc:FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" id="Text_19efccd8e2024145b10f94365cf8940e" contextRef="c20230101to20231231" escape="true" continuedAt="Text_56ffb3605bba461096b11b03d1072c781">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The following table presents collateral dependent loans by collateral type as of the date indicated:<br/>
          </span></div>
</ix:nonNumeric></ix:continuation>
        <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843132" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843133"><ix:continuation id="Text_56ffb3605bba461096b11b03d1072c781" continuedAt="Text_56ffb3605bba461096b11b03d1072c782">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/></div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_56ffb3605bba461096b11b03d1072c782"><ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843133" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843134">
<div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;">
            <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, 2023</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Single-Family</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><span style="font-family: 'Times New Roman';">Multi-Family<br/>
                      </span></div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><span style="font-family: 'Times New Roman';">Residential<br/>
                      </span></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Church</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Business </div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Assets</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Total</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; white-space: nowrap;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Real estate:</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="18" style="vertical-align: bottom; white-space: nowrap;">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Single-family</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_12641ce07a2d49209159db22c2867824" contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">45</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_cadf784fbc254e1ebcd04e17bc1a8866" contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_abfcd30e8456423d8431896de1124ecf" contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_60aff833fd484728bbcfb94f87429d99" contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_453366fd37ce49828288ca2e96f9779c" contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">45</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 40%;">
                    <div style="margin-left: 9pt;"><span style="font-family: 'Times New Roman';">Multi-family<br/>
                      </span></div>
                  </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><span style="font-family: 'Times New Roman';"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_6d57a5b92adb4c349e300e57d0c8c1bc" contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></span></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_629b021172f8457e8a9122c17aa9e2fa" contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,672</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_857a31690bc84e91ab16e5af04d604bf" contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_4668f3285cf144ee8535c79947e1e117" contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_94b53b55ef7a4087b7c932d4c599a2bb" contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,672</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; margin-left: 9pt;">Commercial real estate</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c2f9d27cb5144813849c0a88cfb1aa54" contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ef418a5c72f7416eb3bded382d145f62" contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_cd9e5e5b017d459b83a22412b80c9cb4" contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">65</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1829d6a2298c4c788a96b185a100b0e1" contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_8f1c90a237e94bd5b91d0ae86eae752c" contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">65</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Church</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f65c996d0eed49928217264f3d632f7f" contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_94f93d0e8ac9417786723d057a1db0c6" contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_dd1f0581870e4fd29d07742036ce21d4" contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">391</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_b1119c3b1b074f94b3665446ec37b795" contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_77f3ecaebdc749a2802aa84f6a98ef1d" contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">391</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left;">Commercial &#8211; other</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ec488fe9032149c7a2b002964094a30f" contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c1b735dd970343c098c0261b9430e31c" contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f634963cdd1149f99c853eb893fc9525" contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ae4b964231e34cc985fba056b67f13a6" contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">268</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_87940ad34f114502bdb9e74689441d5a" contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">268</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 4px;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Total</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_818cdef4498941eea20fee97539f240e" contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">45</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_11509c14dc0f4247b93ee8f5ffd65566" contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,672</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_2b74b52882f34a9f9132b382d6bd5e2f" contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">456</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_813ea90424c7481093f73213c1eb5509" contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">268</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f457daae3ad74fc1a7deef2296c81b75" contextRef="c20231231_CollateralAxis_CollateralPledgedMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,441</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
            </div>
</ix:continuation></ix:continuation>
        </div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843134" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843135">
<div>&#160;
          </div>
</ix:continuation><ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843135" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843136">
<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">At December 31, 2023, $<ix:nonFraction name="byfc:FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" id="Fact_873da1b6a48140cda127a12c38622947" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">6.4</ix:nonFraction> million of individually evaluated loans were evaluated based on the underlying value of the collateral and <ix:nonFraction name="byfc:NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" id="Fact_a1f6a0658d34437eb7ae0a07413c2cfb" contextRef="c20230101to20231231" unitRef="U007" decimals="INF" scale="0" format="ixt-sec:numwordsen">no</ix:nonFraction> individually evaluated loans were evaluated using a discounted cash flow approach. These loans had an associated ACL of $<ix:nonFraction name="byfc:FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" id="Fact_c773eede61cd40849ff7b6aff0abf5b6" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">112</ix:nonFraction> thousand as of December 31, 2023.&#160; <ix:nonFraction name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" id="Fact_7140fa4a4a554384adabc8f43927a124" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">None</ix:nonFraction>
                of these collateral dependent loans were on nonaccrual status at December 31, 2023.<br/>
              </span></span></div>
</ix:continuation>
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843136" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843137">
<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </span></div>
</ix:continuation>
          <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div class="BRPFPageFooter" style="width: 100%;"></div>

            <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-19</span></div>

            <div class="BRPFPageBreak" style="page-break-after: always;">
              <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

            <div class="BRPFPageHeader" style="width: 100%;">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843137" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843138">
<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">As
              part of the CFBanc merger on April 1, 2021, the Company acquired PCD loans. Prior to the CFBanc merger, there were <ix:nonFraction name="byfc:AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" id="Fact_44709b3c68f447baadfb6fd712028a56" contextRef="c20231231" unitRef="U007" decimals="INF" scale="0" format="ixt-sec:numwordsen">no</ix:nonFraction> such
              acquired loans. </span><ix:nonNumeric name="byfc:CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" id="Text_6fa558a701974ebea55e9d025932c8c9" contextRef="c20230101to20231231" escape="true" continuedAt="Text_3d42dca396ad44648e1c0a4c096887d11"><span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;">The carrying amount of those loans was as follows:</span></ix:nonNumeric></div>
</ix:continuation>
          <ix:continuation id="Text_3d42dca396ad44648e1c0a4c096887d11" continuedAt="Text_3d42dca396ad44648e1c0a4c096887d12"><ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843138" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843139">
<div style="text-align: justify;"><br/>
          </div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_3d42dca396ad44648e1c0a4c096887d12"><ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843139" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843140">
<div style="text-align: justify;">
            <table cellspacing="0" cellpadding="0" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="2">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="2">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2022</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="6">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Real estate:</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Single-family</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_b1a15f37f0c047d19d63dd85a2f9ef9b" contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_68641b4343654a69b1ab03ae4afc1f2a" contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">68</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Commercial real estate</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_73a0051cab214951acbed290e8509446" contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_20d30ea1def94e95a60fa5eba93ebfed" contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Commercial &#8211; other</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_96d2ad24882542c798f461776e697eef" contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">47</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_cee74b2c3d8346b6a795b516a7a8f2a4" contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">57</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_dbed3389d13d49f8b3255a18a75e3914" contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">47</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:NotesReceivableNet" id="Fact_5bc693d0e5e54c16ba4cf83c1d7c81cb" contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">125</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
          </div>
</ix:continuation></ix:continuation>

          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843140" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843141">
<div style="text-align: justify;"> <br/>
          </div>
</ix:continuation>

          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843141" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843142"><ix:nonNumeric name="byfc:DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" id="Text_ad723a7037e741f38543ab160fc2f38c" contextRef="c20230101to20231231" escape="true" continuedAt="Text_70d795608a4e4f889d2d27cb0c3a96f61">
<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The following table summarizes the discount on the PCD
            loans for the periods indicated:</div>
</ix:nonNumeric></ix:continuation>
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843142" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843143"><ix:continuation id="Text_70d795608a4e4f889d2d27cb0c3a96f61" continuedAt="Text_70d795608a4e4f889d2d27cb0c3a96f62">
<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
          </div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843143" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843144"><ix:continuation id="Text_70d795608a4e4f889d2d27cb0c3a96f62">
<table cellspacing="0" cellpadding="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2023</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Balance at the beginning of the period</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="byfc:FinancingReceivablePurchasedWithCreditDeterioration" id="Fact_fa0f1970d83d4183a8bdc944e63c7f87" contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">27</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="byfc:FinancingReceivablePurchasedWithCreditDeterioration" id="Fact_4d398cf675964deda76b437e42dc9d0a" contextRef="c20211231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">289</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Deductions due to payoffs</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="byfc:FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" id="Fact_3f661d77c7b04d49bb755044712efb1f" contextRef="c20230101to20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="byfc:FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" id="Fact_543c47ddc76c44cfb47e0d21111bcbb2" contextRef="c20220101to20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Accretion</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" id="Fact_1679af0846f54b8cad4ccb53b0a7ff80" contextRef="c20230101to20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">12</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" id="Fact_b3b94183badd467fb88e7d543b918224" contextRef="c20220101to20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">262</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Balance at the end of the period</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="byfc:FinancingReceivablePurchasedWithCreditDeterioration" id="Fact_6ceaefbdcbec4790a07a9afad6b6d67f" contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="byfc:FinancingReceivablePurchasedWithCreditDeterioration" id="Fact_17dbfa4fcab747feb4d228a34a455a28" contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">27</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843144" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843145">
<div><br/>
          </div>
</ix:continuation>
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843145" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843146">
<div style="font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Prior to the adoption of ASC 326 on January 1, 2023, the Company classified loans as impaired when, based on current information and events, it was probable that the Company
              would be unable to collect all amounts due according to the contractual terms of the loan agreement or it was determined that the likelihood of the Company receiving all scheduled payments, including interest, when due was remote. Credit
              losses on impaired loans were determined separately based on the guidance in ASC 310. Beginning January 1, 2023, the Company accounts for credit losses on all loans in accordance with ASC 326, which eliminates the concept of an impaired loan
              within the context of determining credit losses, and requires all loans to be evaluated for credit losses collectively based on similar risk characteristics. Loans are only evaluated individually when they are deemed to no longer possess
              similar risk characteristics with other loans in the loan portfolio.</span><br/>
          </div>
</ix:continuation>
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843146" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843147">
<div><br/>
          </div>
</ix:continuation>
        </div>


        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843147" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843148"><ix:nonNumeric name="byfc:FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" id="Text_6f207dbf048e480e93400f5e4de7c72f" contextRef="c20230101to20231231" escape="true" continuedAt="Text_d8a6791eaa8e4c2999520fbf724df2481">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the balance in the allowance for loan losses and the recorded investment (unpaid contractual principal balance less charge-offs, less
          interest applied to principal, plus unamortized deferred costs and premiums) by loan type and based on the impairment method as of the date indicated:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843148" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843149"><ix:continuation id="Text_d8a6791eaa8e4c2999520fbf724df2481" continuedAt="Text_d8a6791eaa8e4c2999520fbf724df2482">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843149" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843150"><ix:continuation id="Text_d8a6791eaa8e4c2999520fbf724df2482">
<table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="30">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="18">
                <div>
                  <div style="text-align: center; font-weight: bold;">Real Estate</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Single</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Multi&#8209;</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial</div>
                  <div style="text-align: center; font-weight: bold;">real estate</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Church</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Construction</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial&#8211;</div>
                  <div style="text-align: center; font-weight: bold;">other</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Consumer<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="30">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Allowance for loan losses:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;" rowspan="1">
                <div style="text-indent: -9pt; margin-left: 9pt;">Ending allowance balance attributable to loans:<br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Individually evaluated for impairment</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" id="Fact_c152c9031d254005b6a74a2027ae2dca" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" id="Fact_7a67db79305240e1885520deeb3fc5c5" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" id="Fact_b59b1d44442044459d61beb9381f6a5b" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" id="Fact_bd0697b0b65a4d72b942def31d6ad9a8" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" id="Fact_844a72aee0734dca95f64da75f443372" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" id="Fact_1bfa07a0a0bb4a95a88c1aee64976028" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" id="Fact_74b7f1b2abef47ed872662b4c0c4b52d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" id="Fact_65db21c04f854883af850d5ad3214826" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Collectively evaluated for impairment</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" id="Fact_1572cfbef0a149848a286343478f38db" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">106</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" id="Fact_3006c141614a4c7c9f732ab0fe8e43b7" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,273</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" id="Fact_f1b05dae70994c078ad22faa97753e41" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">449</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" id="Fact_827615d974a74a599ef9032f63e6a419" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">61</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" id="Fact_5a42d340958b444884228fef9bbea913" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">313</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" id="Fact_559a500f52eb4faf905f28e09b9bd882" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">175</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" id="Fact_9010b945e7b54803a05d528a138738ee" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" id="Fact_ca66cdc03b004fb3abd10b5c61fe8e71" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,381</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total ending allowance balance</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_0e60a8acfb8f4a5db0b09489bac5020b" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">109</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_bc982051ed284e53ad4011b398c1d2f1" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,273</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_6a92d3e92f964a1b95a4f6a8221b3bef" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">449</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_20d4dbd143d84191ae08016083cc6f1d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">65</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_af7f599c2b8647acb29dcdb7af2c92b5" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">313</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_745c36f8b8a542ad9b25d023cbf1d5de" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">175</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_9e5dc3e1e62e45a3a2bb902c0577503a" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableAllowanceForCreditLosses" id="Fact_fec154803c4844e5b68451a78e9d8d2a" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,388</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans:</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Loans individually evaluated for impairment</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" id="Fact_7f530f956fd64b4983694a6a178697d1" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">57</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" id="Fact_2001294162904933a19b64785edd8ffc" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" id="Fact_d9f0e9b0dc8c409481b0e42575bfa3db" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" id="Fact_22897e94965945b2b3ba6b04afda3086" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,655</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" id="Fact_8cb5c470a94341df80c02902bf62f72c" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" id="Fact_8998d6023715442bbeb513f0e86b1f0c" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" id="Fact_78edcdc5bf8d419f984c9dcc5b44943c" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment" id="Fact_e730b81541364d70b9ecfba82c21b19d" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,712</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Loans collectively evaluated for impairment</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" id="Fact_589096f8dcf84f1ebd3c149ce3ce45be" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">20,893</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" id="Fact_402478fa77eb4833b00dd2e26cbd8263" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">462,539</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" id="Fact_b7239c80637e4729a264971225fcb4d1" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">63,929</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" id="Fact_44a990584d0544a89554b18bbfcc96a7" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,008</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" id="Fact_11cde37fcc96481ea806ce6458aa55ca" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">38,530</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" id="Fact_a6a8b8c7684f43ff94893a6d590e05a0" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,558</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" id="Fact_9a6c7cd5ea6d4ab889ea927730907c8d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment" id="Fact_4392802e507e41a18540d6306ebf6046" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">624,468</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; background-color: #CCEEFF;" rowspan="1">
                <div style="margin-left: 9pt;">Subtotal<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" id="Fact_68497b97611449c6bbc0016d54f58e9a" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">20,950</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" id="Fact_51d8b1df9a4f41f3ab949bd047fe0265" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">462,539</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" id="Fact_7cdac073014b4655ac85de7086932d26" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">63,929</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" id="Fact_1688d20b6231453cb1f472e336a4b258" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,663</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" id="Fact_bc5cbe265fa946da90a7dfb4d90e8257" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">38,530</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" id="Fact_b4679e30fdc14327be7d0dba19b1884b" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,558</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" id="Fact_329f6cb921b2457b9bd7de1a44de3c8d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" id="Fact_1d61c876907044d7ba98cb0893230e6f" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">626,180</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;" rowspan="1">
                <div style="margin-left: 9pt;">Loans acquired in the Merger<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableAcquiredInMerger" id="Fact_dd8b47e4c6354df4acc0099077ca9db5" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,088</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableAcquiredInMerger" id="Fact_a95a3c1eb2b848089d30a8cdf50ebbdd" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">41,357</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableAcquiredInMerger" id="Fact_fd0b8026bfa943e3b2e7fb053024cabc" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">50,645</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableAcquiredInMerger" id="Fact_1dd500b652684b9ebed212ec15e760b4" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,117</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableAcquiredInMerger" id="Fact_9b77ec6e4bb343a3af9a5a6b49d582e5" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,173</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableAcquiredInMerger" id="Fact_95b219f75bae47bc9d259df6dbeda85d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">38,884</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableAcquiredInMerger" id="Fact_07ca9786354241609015c422e5431acf" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:FinancingReceivableAcquiredInMerger" id="Fact_576eec82d6e14e4db37b8dd1d059ba25" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">147,264</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total ending loans balance</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f69e5d06f27f4ed6824792b14cb6910e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,038</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f54e3db33546493bb7ac40a913b25ecd" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">503,896</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d967831c63e14b19ac9e3dffe1390ffb" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">114,574</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_139c2fb83f174952b56f72a006b85f26" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,780</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9698812dfc214caf81f969a5ef6a8314" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">40,703</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_fd35e098aded41dcb95b78119064d79c" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">68,442</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d0231f07f9dd4f5c850110f64eb5a02e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_573d52dd42cc40b5a1e6198111e5e282" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">773,444</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843150" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843151">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-20</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <!--PROfilePageNumberReset%Num%21%F-%%-->
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843151" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843152"><ix:nonNumeric name="byfc:ImpairedLoansFinancingReceivablesTableTextBlock" id="Text_85549a6c4cae40f8a613d8dcefddc1f8" contextRef="c20230101to20231231" escape="true" continuedAt="Text_e1873f67cbf4498ba2a0ecd4138a14101">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents information related to loans individually evaluated for impairment by loan type as of the period indicated:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843152" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843153"><ix:continuation id="Text_e1873f67cbf4498ba2a0ecd4138a14101" continuedAt="Text_e1873f67cbf4498ba2a0ecd4138a14102">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843153" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843154"><ix:continuation id="Text_e1873f67cbf4498ba2a0ecd4138a14102">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Unpaid</div>
                  <div style="text-align: center; font-weight: bold;">Principal</div>
                  <div style="text-align: center; font-weight: bold;">Balance</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Recorded</div>
                  <div style="text-align: center; font-weight: bold;">Investment</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Allowance</div>
                  <div style="text-align: center; font-weight: bold;">for Loan</div>
                  <div style="text-align: center; font-weight: bold;">Losses</div>
                  <div style="text-align: center; font-weight: bold;">Allocated</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="10" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">With no related allowance recorded:</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Multi-family</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" id="Fact_f3e9ef54839648cbb8d7b36bc835cb9e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" id="Fact_17522fdece6244c7b5f2b14e3aab6183" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div>&#8211;</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" id="Fact_55f3965b19664b0cbc4157b08343ba9f" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,572</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" id="Fact_b3378a473cd1454ca6b2f21b2b41efbd" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,572</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>&#8211;</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: #CCEEFF;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">With an allowance recorded:</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Single-family</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" id="Fact_794f07f5b1064e9aa86e6d4bf1da05f9" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">57</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" id="Fact_9305079875d543b5a872b34157d3c756" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">57</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" id="Fact_e50e05f5bf0f409ab2ac9459db9f2636" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" id="Fact_80900c02507c480ab2035718d8721f8c" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">83</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" id="Fact_6d783de9adf8468aa0600f615d523fa9" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">83</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" id="Fact_fcf660f58dc34d2f8fab86f5fe748b00" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance" id="Fact_2ccb91001f894e4a901ad827e61dd719" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,712</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableRecordedInvestment" id="Fact_a0dfcefb981e45e082b6ec0599f0fa3f" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,712</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableRelatedAllowance" id="Fact_ce4d5369595c455e9ab1351031094d6e" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843154" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843155">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843155" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843156">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The recorded investment in loans excludes accrued interest receivable due to immateriality. For purposes of this disclosure, the unpaid principal balance is not
          reduced for net charge&#8209;offs.</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843156" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843157">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843157" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843158"><ix:nonNumeric name="byfc:ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" id="Text_a34a3a5d8a0447daaa931064286a8ddf" contextRef="c20230101to20231231" escape="true" continuedAt="Text_a25dc9a72b6c4a7dacb64ff98be988d41">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the monthly average of loans individually evaluated for impairment by loan type and the related interest income for the periods
          indicated:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843158" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843159"><ix:continuation id="Text_a25dc9a72b6c4a7dacb64ff98be988d41" continuedAt="Text_a25dc9a72b6c4a7dacb64ff98be988d42">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843159" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843160"><ix:continuation id="Text_a25dc9a72b6c4a7dacb64ff98be988d42">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div>
                  <div style="text-align: center; font-weight: bold;">For the Year Ended </div>
                  <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Recorded</div>
                  <div style="text-align: center; font-weight: bold;">Investment</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Cash Basis</div>
                  <div style="text-align: center; font-weight: bold;">Interest</div>
                  <div style="text-align: center; font-weight: bold;">Income</div>
                  <div style="text-align: center; font-weight: bold;">Recognized</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Single-family</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" id="Fact_b57e41e9703943d0995d497e41861a56" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">83</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod" id="Fact_f429d77902c74a7285803209da334c47" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Multi-family</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" id="Fact_1ed2207728624add9a9fbddcd7e6ba22" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod" id="Fact_257b5708a534420c8d969c07b38a350c" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Church</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" id="Fact_81b5caf7eec84afd9fd2d569a98b6e49" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,381</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod" id="Fact_0a393445ba4a48d4b0fa3cc1c42243ba" contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">103</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment" id="Fact_4c74a3dbe7da4f82afd4dafed073f553" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,464</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod" id="Fact_fd04c27cbea64f8e95c60937fec2dc16" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">106</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843160" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843161">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843161" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843162">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Past Due Loans</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843162" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843163">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843163" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843164"><ix:nonNumeric name="us-gaap:PastDueFinancingReceivablesTableTextBlock" id="Text_5c5182a3cda34580829f569ba68a9562" contextRef="c20230101to20231231" escape="true" continuedAt="Text_af02e960018b42a08933656a0acbc1f81">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following tables present the aging of the recorded investment in past due loans by loan type as of the periods indicated:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843164" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843165"><ix:continuation id="Text_af02e960018b42a08933656a0acbc1f81" continuedAt="Text_af02e960018b42a08933656a0acbc1f82">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843165" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843166"><ix:continuation id="Text_af02e960018b42a08933656a0acbc1f82" continuedAt="Text_af02e960018b42a08933656a0acbc1f83">
<table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="22">December 31, 2023<br/>
              </td>

    <td valign="bottom" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">30&#8209;59</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">60&#8209;89</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: center; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="font-weight: bold;">Greater than</div>
                  <div style="font-weight: bold;">90 Days</div>
                  <div><span style="font-weight: bold;">Past Due</span><br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Current</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="14">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 28%;">Real estate:</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Single-family</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">$ <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_7416b90da9fa4f8fbd35d58e2862b6f3" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_bc99a8ab24be4133abfd4eee63f010a3" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c3939eada0394340aa9a70a696aec7df" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">$<br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_5576dfa97b94455e9e76bbb4820f7512" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ed64fd05fbe94d778fcc0877e2f9693d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,702</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">$ <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_966325c9a6d24d9cb6b48a95fbc68e5f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,702</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Multi-family</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_e832b8fdc59d461a99e9029458379f4f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1cc79ca87fe64b8b990ffbb4eab955a9" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">401</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_40f79d5289764067b6b90e03f2175e54" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ed800ba57cf2476baa2b6fb3c0687bd4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">401</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c420a1652e8040a6ae617f43706c597f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">563,017</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_655bb9ff1a2b4403bf08ebb9fad2312b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">563,418</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Commercial real estate</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_38af18d612d741d595f89952bfacd052" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a6bddb3c34f64f72bd12c2fcd9894c71" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_8d90d702c061401daee530ff37567d76" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_e148591d36304861a6514c7638454ef7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f024b84f316e4393aa7b6eb5964e2219" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">119,436</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9d067a7385524a82a45a192468cb9e28" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">119,436</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_8beb7c23de7b4cf6acb8dbd21652554a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9359e0d13e1842279c93be7cfb058794" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_2d27f11f8c374e42b881494a99b22418" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_8eb35728d20a45da9e8effa5e2febcc4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_990acf8ab7ee4aaabc47ce187c873e17" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,717</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_30d6b4ffff4d4739bce5fd991aafd39b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,717</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Construction</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_cc151ff5642c40dba13016c77f60bc72" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9de266d95f3242b081fd8b15328717b5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_df6812c55a59426887344a3923eff126" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a4a4f5654b9d4f459bd910f7f1bdb708" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9b0d3f5c3d064f47985fee33061fa187" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,887</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_0c328d68508047bca4b0429efc7c16cc" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,887</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Commercial - other</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_0a29ffc315b443a4bb316ee0cd231255" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_0f60478b42cc4b06a9da134406cb30d6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_5117bbab422147ce9f8861eeb21ac715" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_8de2af33c88b4e8a85de5a8c963aac64" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d2099770634e411f9b0712ac45bd60d3" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">63,450</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_25df84408257456f9bd4f9206ea19172" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">63,450</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);">SBA loans<br/>
              </td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a5325abe1d854476b54d4293ed0b346f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">379</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_4dcee66d20ce4bf28b780e04c217678c" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_28b546b971d14492853bad74f693987c" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d57f897159874a3bada144d89ef9e390" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">379</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_7f38a778da1e4b8cb683dcd61549531a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,575</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_991fb1f11f694824ad6a7fb0e411fa96" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,954</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Consumer</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a40b073cc3554331ac97839032bc4c05" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_48ae040a36ff476691f0d98ffa71d6b4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_63afd8c5d6234a6c975f186b9287d64d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ffd3a9191f9c4f09a596a62b8adbaa39" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_01d87d0c47f742f99e95c0a338dc1c00" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_335144dd014b49a39eeae0ed0ca1d33d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">$<br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_eb2bc81578de42c1883ebeee4ed804cf" contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">379</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ad9da7f2f3844368998ceb2aa478d34b" contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">401</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9702d522af18446e8c44d09f629314db" contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">$<br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d10313d3f4c548fa8dff7b8269dc510d" contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">780</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_6925f855b4cf4cef8a3afafe581569ed" contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">887,797</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">$ <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_7066aebc4efe4017b802e9dd0eab857e" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">888,577</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843166" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843167"><ix:continuation id="Text_af02e960018b42a08933656a0acbc1f83" continuedAt="Text_af02e960018b42a08933656a0acbc1f84">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843167" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843168"><ix:continuation id="Text_af02e960018b42a08933656a0acbc1f84">
<table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="22">
                <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">30&#8209;59</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">60&#8209;89</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Greater than</div>
                  <div style="text-align: center; font-weight: bold;">90 Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Current</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="14">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 28%;">Real estate:<br/>
              </td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Single-family</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">$ <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_36949aa9eca64e67827eb9d605b9fe15" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_7263cb02dee74c8e90557be5fff46b7c" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1e8cb4be76d347949a1ae93fe7f677ce" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">$ <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_afc9ea27561846608623514a4822daa8" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">$<br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ddd44613f99947139dc6aa42f1fcc167" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,038</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">$<br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_53ce2c4ed7b84d02b779faf4861a9923" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,038</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Multi-family</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_457c551454e9436baee5ecfa863590d1" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ff533a2faaf1471cbc29611c6b321604" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1895372ecd1946439710a0ea453f5c11" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_12093c8f8e6548028b3d91d657e47d8e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_af1aeb2f340942e0a817485f2c517e5b" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">503,896</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_e4bf1321ee3b4da88c769a9275fef07d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">503,896</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Commercial real estate</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9521a5d5590f4a27b23cb08642c66236" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_4483d5be69f641cda3d7c54680742dfc" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_dabe149cf9e1472c95634339f731874f" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_585a8edcc865467cbf45df2285a8b2b2" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_6226a8ec99f2422f825fef969efacdc0" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">114,574</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_bc0c778737f24caab7ba9bcf8536611e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">114,574</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_e326106bcb56408fb7aeddf196f16d22" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_6ac35f0aeb384a8fbbb4afcad85eece9" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_07b69fe5242847a786bc602ae905bffd" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_b98c723a7d684af4b7b3c303d9a94bb2" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_00965925b70741acb9bf7cf3e5c75f62" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,780</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a58d626fcb2443f1931a092183a92070" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,780</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Construction</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_8fe5ce5a0c97416ab3bd763e57c571db" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_5291a6d1d5734cf7922fa6a9c4907f96" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_74650400baf540dc95c64b7b29e8a221" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ca4cb6533e034f92be25cabe9b828b74" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c2d956de87954507b3d9808da343390f" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">40,703</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_0f60ec9f968347d7ac4fe277b01ebaf8" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">40,703</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%;">
                <div>
                  <div style="color: rgb(0, 0, 0);">Commercial - other</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_85ae79b6b39e453182c06c87a48b724f" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_659766323a574d57a2b50dae7e572034" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_2ea1d720a0814536b1949dda58502ecd" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d155fbd9ffb948f2acab0fe39e7cb5c7" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ace11bdf16e940a89480704d7e64cec5" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">64,841</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c8526fd05d1a40b9a1eca4100b9a449a" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">64,841</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">SBA loans</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_7151617c18ed4a8ea187793330ad4ccc" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_69a37585630949cca070322de413e366" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1a5d076a0bf749389f2c0c4be0161ca9" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_e8de50c0645b4b939bb4d28179f7d8ce" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f9767331b14948cc9ecd6930d35730d3" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,601</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_7a1fc251c9934800897c5719a8c30a73" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,601</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 28%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Consumer</div>
              </td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_86e7679103834a0e90c16b6cce61985f" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d49acdeabcce4d208afe35d6e3110800" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f7237a8c4923449f9730413578d90e3b" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_dd64823e945f4d5d8c2614f5a9e9c9b1" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_fc39e506e77e4549aae6304675937b91" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_5fc59a9559bf4d4e897caa3cdbf18ca3" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">$ <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d2f09ba8bc754e35ad8fd7542767d74a" contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ba5e97c83172406a97ec61b3bb0ecd68" contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_282c0470409244cfb6bb14d19a688792" contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">$<br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_07143a52caf94ca5a78bfba5599bd273" contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">$ <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_145b3a0e03ef41f99fbdcf757194a732" contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">773,444</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">$ <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_0b667e1753044ceba7ab9fbef1c74e25" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">773,444</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843168" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843169">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-21</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <!--PROfilePageNumberReset%Num%22%F-%%-->
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843169" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843170"><ix:nonNumeric name="us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" id="Text_9f7e728df5904f29a412b47207b2ff3a" contextRef="c20230101to20231231" escape="true" continuedAt="Text_132a21f76ce94f0d9e306640585b6a781">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the recorded investment in non&#8209;accrual loans by loan type as of the periods indicated:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843170" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843171"><ix:continuation id="Text_132a21f76ce94f0d9e306640585b6a781" continuedAt="Text_132a21f76ce94f0d9e306640585b6a782">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843171" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843172"><ix:continuation id="Text_132a21f76ce94f0d9e306640585b6a782">
<table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-indent: -9pt; margin-left: 9pt; width: 70%;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2023</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2022</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 70%;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 70%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Church</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" id="Fact_1dd2cc524cd44571aa8c181d737465e8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" id="Fact_200e182e460d4c8d93571d4f66abcc9e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">144</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 70%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total non-accrual loans</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" id="Fact_896d248964ce4bf5bef1ab0a756658a8" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">-</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus" id="Fact_8a228a033f3844a196cdbf336485323d" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">144</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843172" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843173">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843173" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843174">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">There were <ix:nonFraction name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" id="Fact_1c8b534c08bb4de5bbaa971ccdca0cbc" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" id="Fact_1aa07e2fc789459bacfa32f44c2e6b9b" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> loans 90 days or more delinquent
          that were accruing interest as of December 31, 2023 or December 31, 2022. <ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_625a08bbabe94cf488a56a5f1740017e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_54d832b057ce45ea8641938eaf92da01" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">None</ix:nonFraction></ix:nonFraction> of the church non-accrual loans were delinquent,
          but none qualified for accrual status as of the dates indicated.</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843174" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843175">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843175" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843176">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Cash&#8209;basis interest income recognized represents cash received for interest payments on accruing impaired loans and interest recoveries on non&#8209;accrual loans that
          were paid off. Interest payments collected on non&#8209;accrual loans are characterized as payments of principal rather than payments of the outstanding accrued interest on the loans until the remaining principal on the non&#8209;accrual loans is considered
          to be fully collectible or paid off. When a loan is returned to accrual status, the interest payments that were previously applied to principal are deferred and amortized over the remaining life of the loan. Foregone interest income that would
          have been recognized had loans performed in accordance with their original terms amounted to $<ix:nonFraction name="us-gaap:LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" id="Fact_6b2b3f6236b94ef9bf61390090cd3562" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">31</ix:nonFraction> thousand for the year ended December
          31, 2022, and was not included in the consolidated results of operations.</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843176" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843177">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843177" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843178">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold;">Modified Loans to Troubled Borrowers</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843178" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843179">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><br/>
          <span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">On January 1, 2023, the Company adopted
            ASU 2022-02, which introduces new reporting requirements for modifications of loans to borrowers experiencing financial difficulty. GAAP requires that certain types of modifications of loans in response to a borrower&#8217;s financial difficulty be
            reported, which consist of the following: (i) principal forgiveness, (ii) interest rate reduction, (iii) other-than-insignificant payment delay, (iv) term extension, or (v) any combination of the foregoing. The ACL for loans that were modified
            in response to a borrower&#8217;s financial difficulty is measured on a collective basis, as with other loans in the loan portfolio, unless management determines that such loans no longer possess risk characteristics similar to others in the loan
            portfolio. In those instances, the ACL for such loans is determined through individual evaluation. There were <ix:nonFraction name="byfc:FinancingReceivableModifications" id="Fact_ea2de9cbc9b843b290491823b5b689c9" contextRef="c20230101to20230630" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen"><ix:nonFraction name="byfc:FinancingReceivableModifications" id="Fact_4639c25ab89d436e98999aba4bbd1628" contextRef="c20230401to20230630" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> loan
            modifications to borrowers that were experiencing financial difficulty during the year-ended December 30, 2023.</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843179" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843180">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843180" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843181">
<div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: normal;">Troubled Debt Restructurings (TDRs)</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843181" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843182">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843182" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843183">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Prior to the adoption of ASU 2022-02 &#8211; <span style="font-style: italic;">Financial Instruments-Credit Losses: Troubled Debt Restructurings and Vintage Disclosures</span>
          on January 1, 2023, the Company accounted for TDRs in accordance with ASC 310-40. When a loan to a borrower that was experiencing financial difficulty was modified in response to that difficulty, the loan was classified as a TDR. At December 31,
          2022, loans classified as TDRs totaled $<ix:nonFraction name="us-gaap:FinancingReceivableModificationsRecordedInvestment" id="Fact_6993998c11f8415bbc4328644721e02e" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.7</ix:nonFraction> million, of which $<ix:nonFraction name="us-gaap:FinancingReceivableModificationsRecordedInvestment" id="Fact_bd1682f77e0f4830b4e053678205ad35" contextRef="c20221231_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_NonAccrualStatusMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">144</ix:nonFraction> thousand were included in non-accrual loans and $<ix:nonFraction name="us-gaap:FinancingReceivableModificationsRecordedInvestment" id="Fact_b17ec7f8cc0949d59256e9a35503b571" contextRef="c20221231_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_AccrualStatusMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.6</ix:nonFraction>
          million were on accrual status.&#160; The Company had allocated $<ix:nonFraction name="byfc:AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" id="Fact_8b34b9d5ed314df1a7a21fa5831d753d" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7</ix:nonFraction> thousand of specific reserves for accruing TDRs as of December 31, 2022.&#160;
          TDRs on accrual status were comprised of loans that were accruing at the time of restructuring or loans that have complied with the terms of their restructured agreements for a satisfactory period of time and for which the Company anticipates
          full repayment of both principal and interest.&#160; TDRs that were on non-accrual status could be returned to accrual status after a period of sustained performance, generally determined to be <ix:nonNumeric name="byfc:FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" id="Fact_ad74c06a2da94af592237ab5dd1d426f" contextRef="c20230101to20231231" format="ixt-sec:durwordsen">six months</ix:nonNumeric> of timely payments, as modified.</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843183" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843184">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843184" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843185">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">ASU 2022-02 eliminated the concept of TDRs in current GAAP, and therefore, beginning January 1, 2023, the Company no longer reports loans modified as TDRs except for those loans modified and reported
            as TDRs in prior period financial information under previous GAAP.</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843185" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843186">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;<br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843186" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843187">
<div><span style="background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-weight: bold;">Credit
            Quality Indicators</span> </span></div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843187" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843188">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843188" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843189">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial
          information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. For single-family residential, consumer and other smaller balance homogenous loans, a credit grade is
          established at inception, and generally only adjusted based on performance. Information about payment status is disclosed elsewhere herein. The Company analyzes all other loans individually by classifying the loans as to credit risk. This
          analysis is performed at least on a quarterly basis. The Company uses the following definitions for risk ratings:</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843189" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843190">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843190" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843191">
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Watch.</span> Loans classified as watch exhibit weaknesses that could threaten the current net worth and paying capacity of the obligors. Watch graded loans are generally performing
                  and are not more than 59 days past due. A watch rating is used when a material deficiency exists, but correction is anticipated within an acceptable time frame.</div>
              </td>

  </tr>


</table>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843191" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843192">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843192" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843193">
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Special Mention.</span> Loans classified as special mention have a potential weakness that deserves management&#8217;s close attention. If left uncorrected, these potential weaknesses may
                  result in deterioration of the repayment prospects for the loan or of the institution&#8217;s credit position at some future date.</div>
              </td>

  </tr>


</table>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843193" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843194">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843194" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843195">
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Substandard.</span> Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans
                  so classified have a well&#8209;defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</div>
              </td>

  </tr>


</table>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843195" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843196">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843196" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843197">
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Doubtful.</span> Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection
                  or liquidation in full, based on currently existing facts, conditions, and values, highly questionable and improbable.</div>
              </td>

  </tr>


</table>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843197" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843198">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843198" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf843199">
<table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Loss.</span> Loans classified as loss are considered uncollectible and of such little value that to continue to carry the loan as an active asset is no longer warranted.</div>
              </td>

  </tr>


</table>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf843199" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431100">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431100" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431101">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass rated loans. Pass rated loans
          are generally well protected by the current net worth and paying capacity of the obligor and/or by the value of the underlying collateral. Pass rated loans are not more than 59 days past due and are generally performing in accordance with the
          loan terms.<br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431101" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431102">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-22</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>


        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431102" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431103"><ix:nonNumeric name="us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock" id="Text_2004c497f46c4b74bd30bd0bb7db5d8c" contextRef="c20230101to20231231" escape="true" continuedAt="Text_9db95b13382c41f7b334979785f5c4b21">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The following table stratifies the loans held for investment portfolio by the Company&#8217;s internal risk grading, and by year of origination as of December 31, 2023:</span><br/>
          <span style="font-family: 'Times New Roman';"><br/>
          </span></div>
</ix:nonNumeric></ix:continuation>
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431103" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431104"><ix:continuation id="Text_9db95b13382c41f7b334979785f5c4b21" continuedAt="Text_9db95b13382c41f7b334979785f5c4b22">
<table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="22" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Term Loans Amortized Cost Basis by Origination Year</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> <span style="font-family: 'Times New Roman';">2023</span></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2022</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2021</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2020</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2019</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Prior</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Revolving </div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Loans</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="30" style="vertical-align: bottom; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Single-family:</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_285359bec51a4c8caf0b593ff00edfcf" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_0862fd13d18a402190289185187dff89" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,474</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_ae0f85a0b3d545caacab5e79c3b1f8e7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,862</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_a9cfd9f8bf9d4d8286fbec6b7d72a92d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,940</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_165b79da12794af692ebfb97f292a98b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,485</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_50d800b682e5464c862d09ebd725a8ee" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,374</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_8126349e494445d2bd9dd9505423c71f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_6b32e7df860b43e9ab828d97b7dda378" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">21,135</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_62184d4169d241c09e9b12136f72bfd5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_3599d6a4bf7040ef9f329b7924483886" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_415faaea395b430a970ca19aa79dcedf" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">750</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_aaf0002e21d74fbd9622224d971c773e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_8692c6e2dda44d9c8e2a32ff9fe834aa" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_2b105f3e5550451a9c50c7e3f15d6a92" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">999</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_ff4647a941844e5e9748abbf0e235f0b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_87d3e5b278874064845f3e92890d0e5d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,749</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_304e2b997399407a8e26192dea57bdee" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_7dd4e508a4194c8fbefcb1b5f364770a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_744b989fd012460ea5de680013309e13" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_1fc21478e7e249b1a8b41e933e7842be" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_e2bf08a084f24cbabe5cdc524c11b18a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_24c86726cc9b49dabc2966f14a0fffd7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">116</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_5327c614ee6b439985782420c525847b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_18cf550cb81442538e7856c343b78d2d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">116</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_6febc66581014432983f60d45bd2d7a3" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_f9857077172d46798085e103d800b644" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_9acd65ec783942c7aa37ee3c8299b31a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_62faab3d56fe4f7ab0c07dfe35aeaab1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,365</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_40b335154331481ab32c7a66c99c9b90" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_ac88b5409f5442a09bb5e47834891ce8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">337</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_c22fc04a31c349c88d606194bc1d8349" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a6849eb756f1447c82ee2ca20a296225" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,702</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_0409ea082cce4b16b7236e387f826f07" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_60c1ac6f749b4632b87337e6f1948025" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,474</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_29d6893448cd44c7bd5ab6763d085580" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,612</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_0355f3a3c9da4044ab3f0697b63aa4ab" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,305</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_e24f5e5e48214d539feb476d8a3c631b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,485</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_57ca729587384391b79663c35de570ef" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,826</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_be4bfc9a356a46c08b06cd6d61a44ee8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_85da78cda23c4376a6904ab54ea0f27f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,702</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Multi-family:</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_4b1bcda1c14545318d69a526a69a52fa" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">81,927</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_0a7801d0f1c34d5eb5f4c6307309fec8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">183,295</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_72bc43ec3ab6443b8a98634699a97e34" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">145,652</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_1d81a351bfb94e0286b5a121a4a00812" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,356</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_2ecb512d249246ee8f705cec7849a620" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">44,511</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_24f49e582aa44266aac9d25812389ef9" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">47,119</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_b3fb71d5f41348a490c2e72ce143a490" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_947ceae957574b24bec087e59f839395" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">529,860</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_f79e9b40ba1541eaaf8ef55740802377" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_3e14bd500b8e462ba38e034d951ba3ce" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,686</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_0529c5c5337e409d9b2a97a303f59b24" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,203</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_a767f581169f41519a6b91b79ad6a0c7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_42c5404e1960428c88b4ef1f5565980d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,186</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_918887b6f6304176b9185a26a20a5140" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,474</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_f50eb28cd15d4bf6b42eb371be1f953e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_2a1b89eaa51849acb297b10b914f71b3" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">18,549</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_8f16dc263b284d60b086d081d403d770" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_fe64181e51e341e69035a2e86c1d5d55" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_06188cfc88be4f2793868147e0713a7e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">899</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_2b2f9739b263400686d132345330fb78" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_11b7435c0a774f5d8809d15ebe5af36e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_89daeb4bca3e4507ab5d380dacc701a8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,344</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_aae729bf67764368a3552552eacf1fca" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_0ad2b8bf7b7f4b64a7386c661c876511" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,243</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_e8345b94bbf34efaadb5357d23729390" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_80ea2eb86cc8416981f87e46291aa236" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_c6e6580efd0345609ca3d68061829aba" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_3488a2b7f5e14aaaa4b10da7cb877a95" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_44b19676e79f40c982719622922f19f5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">363</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_ecf562f18c6849f48e8c8791917e6cde" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,403</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_0355662a63fe443895626c866dc61475" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d3e9e6f7a74f4f7ab70ea928396be403" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,766</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_3cb1ca3a6f8f4b7fb73dd71122cb4f84" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">81,927</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_1789be5af1ed4c4c8a544723880e05f9" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">187,981</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_bc9a4db954a04d37aeccac8df06ad863" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">152,754</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_ec735b07b29446b4a097612dbea6acd9" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,356</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_7a558ee5f1ab477f90183a7335b1b0aa" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">46,060</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_b4f547d8220e410b8a0cc32f62eec740" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">67,340</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_6dbd385ef47d4d42bb47d1ff4fcb9fec" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_e9fee927814d4195b1a76dd2975ae8c9" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">563,418</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Commercial real estate:</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_322351c0138e43f193d76a08bdabc35d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,881</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_bfca2b0c96b34ea0ba0bf57374b06bc0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">22,131</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_0e0a1c2b7fc742b297036217ac402959" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,019</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_a6bcaf122b3343e4b571405f7274d9a8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">24,684</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_1e0a958da1b0454ca1c476e593bfee0f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,718</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_a4858a8bf3c34ce3b0ead6ac2191a929" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,106</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_72b681479a0a409c9b26941cf307e167" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_3b5194b7b72141b3b241ff456a278d7b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">104,539</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_362d45018b5742d2b2abe6914d9a5e53" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_e074a5be55bd47de8c5e76eebb29684e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">442</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_0a349ce934ee47f7b86871f1225398c5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_410bc1afae8645a3b996bdf0fa45b50a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,286</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_4da4b9342c164c5f8e39c86836a87f08" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_7b07edd79d174cf0ad55711ce3d4d25a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,599</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_880f5ba8f17f49a88dc856e0cd51dbdc" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_5786852627f7411e8affc640d72b1ea6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,327</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_c0b1370bbfe342e8b88d8142128f968c" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_65f448c8e6f243868f055e02ffab911f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_6f74499572874a5fb0c02e87f950d1e0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_71e9482c26744cdba272bf22ebc3a801" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_249c3927153d47d9bf25bbe9bd41b212" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">325</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_ad02a1ca131b41ffb8e81c2bba0152d4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_4d547fd0bc6b4b9cafe77010b015066a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_42d1eede23a24706881164009b0845c0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">325</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_b68b80be2775473dbfae94cd41c0b8ab" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_168961a270f1470787b7cfd65bf1a9e2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_e8f66b4ffaf3448ab69b1df2e02c85f6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_ef3eb88d0af343e9aa0091fa57714a6d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_6a4bb8fd8bcb4d39b07f6c25a855cbdc" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_dd54834396374ed3a05eb557f6a8d088" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,245</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'Times New Roman';"><br/>
                    </span> </div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_4e97fdf403454883baa734694bcb1ab0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ec63689acf024bb3a9f1f9ac52c14f56" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,245</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_fcf4039c89744ef8b11c72075ad260de" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,881</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_f2310a0163e845cbaadec96f3b36e617" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">22,573</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_8be585cd93bb4674946295474fba928e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,019</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_06b9f1727e8d449bb75712a20f873901" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,970</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_127428584b674f669c5e3c3e44235634" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,043</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_ae5d6bb16c0943209487b4a9d2c851c1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">23,950</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_0427c25a96e143909bc91f44620e8d8d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_518ee6e174244cd2b4651c05224a9db2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">119,436</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Church:</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_0b7bd3db77df4e18b6893e70ea2f8ee7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,923</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_5b0593e545d348ca818d774b4547795d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_4e99ee4bb8624528b7e93f93b00e673f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,210</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_324453104fb142b2be03add2bdfc95d7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,748</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_5862cbd140994f6498be15fff1e5b94e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_20f984f2c90a4e1797a443ab212d768f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,704</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_36dbc575c2804811b9329233ec429bc8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1b94a052e7584615ac16fc8fe1b2b88a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,585</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_189faa151e62451dbff211feb9d5250e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_7f24aa9dc7cc4d87901a8bf62abee3f5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_5ffc43b0a9114506a289f18025f5fc6e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_735cdf524d0b4fbfb96b55e2fc09a677" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_8dc18e13830049caa201fde88c44b630" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">636</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_055dc38272ab4b85aba06f34f2e03c02" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,525</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_1f8a73f798b6427e87725897e8a33f78" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_b0e3f33da99b4dd784170ad48766428c" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,161</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_d194036e86554174a6b07be2e04e1470" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_2a3f35b374394d5ab1032bb3d31d2ff0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_79066e60c4f547e8a7c5b8c95dbfdb8f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_57319d451254410d928237f230b97167" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_15a6525813ce45a8823fab1ed8ab3c25" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_9de1f2ad48a8425fa272507873c49cff" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_afb21438eb724ecab7dd33d1d9186704" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_d7746cff8a7741759dc711b8728c4b4d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_2b6f39e7698947b79351ef68deef1454" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_4a1fb0d464b34b30853399e113228a8a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_e1c6a133a1bd4bab93c98319d0d7c95a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_2340319605eb4ee4bc23f228f9800bd5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_5ae938e71b0148638aca987cf6a27c68" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_bd100f4bba324daab36a2819b23bd3dc" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">971</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_a6cdd6c1818b4ab082068093e03c595e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_65fe9193e0ce443ebb512c29bd800371" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">971</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_e7fc16b181f94274ab09f9d0504d8417" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,923</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_35c48ec00fe649b584eca50f8bc13468" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_ad0767d662964036967967a38a021acd" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,210</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_ab1eb6486a504caa9329a575adbe0f2e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,748</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_451e9da3f2f7409d86106b67447952c2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">636</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_cdb968a49d4541e1a79e010db88e7625" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,200</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_e5e25f7e830a4986811d8b5449082727" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_996ba451c71a4549b032513d5d9f0da4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,717</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Construction:</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_eb11bb39e91e41d7a548168cef4f891a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_ada0e785ea974ee1bc3ecd8365aaacb3" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,109</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_332059bfcfc14f028cd2fe6b5f3ee9f3" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,198</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_dd3202dc9d70481da7079e1daab0cdb7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_4df6dc2c1e0a4d12b06915db647daf83" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_1ada1398544d479fa4256932ba7c0730" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_01b9bd275b614ca2a0522005258bfd09" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_8a46359a73e64a75b50355555e5e6289" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,307</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_0fdc142c22c74686ba24a9a9ba1c9658" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">42,300</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_0a9a4522c0e44d50b604c87d249c15e4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">35,179</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_a9b286a183284d60a365e338b4f1eb1f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,484</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_971e72727d4c4f69943c95b54f6c0b13" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_a0517f9a198c456bbeb380e1cc094370" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_2e0570aefd9646638512b398bb58cd9f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,097</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_37b071eaf3f64665a4111a9b77b12ae8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_7e607b58d52641798c4c14e3ddd7d7ed" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">85,060</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_aa6d7a6e7f0a4bde8d499d874582d9b4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_f2f1144f4aa34145acaf28ac863798b7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_4ec895fd948447d49bef81cc34cead66" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,520</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_7985490c461e44eeb86489c001560090" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_9dc2c2072a1d40d28c2b76297406d1ea" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_a6eb4eeb8d11485db29746fd3f7ac301" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_fa66a4adb01b4d938fc554fc1d2216b3" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_2b7318d19708468c8863380070fb19d2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,520</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_8f75524f865f4ed7b6fa40b97ca99ac6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_a71b739288be4e24b16739a13b8722cf" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_c96bbc3cbcd64a8ea263069a877302e5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_81ca7e289e394ccda9b4b3cbb03b47be" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_0bf848c224914bff8426267eafe846fa" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_bfba9244424e4e9c97baf0d2f0d03ab5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_10316967b3b74777bd3bd1580f5567cd" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_64bbe22528e64e98b481f17d43a41592" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_90d2a01ed7ef4b5ebe422d3de15502cd" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">42,300</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_18a06ca8339e48a68c8400d0f7355df6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">36,288</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_20c716d0c91540118515a703157e3f1b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,202</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_d1c4133db98a4ddcbe045f70b5300d4b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_96df601fde7a467e8d7bf771b83abc82" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_c879d1098c994b0a994315da491e73bd" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,097</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_384a9a54d46745e787ef8d70f17b8c25" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_309f44b96bc342e4946f85ae881f77ea" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,887</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Commercial &#8211; other:</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_68590d72844f44009bc1ef7c5c5290b5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_84bfe18bf7e149f3b0d0c03b47fd75a6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,077</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_4e9f36f150bd4b9d9b3540a65caf6277" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">87</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_bb405dcb68034d4f91261fc530237778" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,600</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_00208147da364877b6d6bb816cf033dd" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_4dd232cd6380436fbd4dfe1a375d516b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,154</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_4f8f07647dd74788b5c4a8b8147a067f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c2db0940e7c24f0ab1e81aeef92de9a7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">54,918</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_4c52a43b3ef240429c3916113f2a3c9c" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_0143e49ea745423d8379bfb7431454da" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">312</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_9cb9966ec2554c7fb8b2e53c9bebd906" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_2d5d9d6d1d0c48738c73ddf8b5a46154" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,500</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_3b649280ca7f42ea90250f455deecd90" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,550</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_106a16ec16474baab4c09f411ef3ebc4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_2e3eb181c97447cda50fce05b90b2c18" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_892af46e37c44f6dbbe225d92e973ce0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,362</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_61f0b41740ba479bb6ec1fdcba018270" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_2b0a1ed2ad61498c84267577991b8b11" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_2149ffe08dbd46d99952b166ac26e6be" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">170</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_aff890bd51d3460ba88008c785716ac8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_20bf09926f644badba2637823b8b228c" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_1dba4d90464e4a50b8883e3d8cb66c25" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_4fc6f62077d3476eb8f69823940bca30" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_93990bc8d4554f92ab763d4542a6ada1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">170</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_1f34b0a239cd4c92a06c5651c80ff624" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_09421e13efdf421686217bc0b7596f4d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_8955d4548e8e4ca1930893fdf0f05d8a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_bcdbc1cdaa5249fc8971a62cd6a6c15e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_cb268307d5f54e5dbc29d144a152dc38" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_5ad2e67fc40c42e9bc13047d63cdb46e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_11ea87a0f7144d3db949096b3e612048" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_34561030b7ad4314853322152d9b8f7b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_ee17b220323d4145af5d2d2d45caaf26" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,000</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_82c4465e52bb4801bcb8655347b84ea6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,389</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_7dfd89e1bf464850b117c537f9d24c35" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">257</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_7436d2c016c14343bda1b7d0e61cb6e1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,100</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_2113923d656d4956874b1908d5129f93" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,550</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_52a7a38a46094a8b854057a0911091af" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,154</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_c9ed4a774718421f9105ea7ffbb0f531" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_559298341a724e449eb3b4aeafebc167" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">63,450</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">SBA:</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_8047f509980a4792a8fb44932f924e29" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,809</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_f371ef76514f43b2a0e3e2b1c920bbd1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">109</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_a9627f645924499daa1bb2e550b60a59" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,453</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_6d5943c9ec5049359aa5ec5740ac2488" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_fba15603333b4316978ea09535e1a1d5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_d1cf29e980b4446b9ea20c07d682b403" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">100</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_880aa5183c0a49a98ea9d0e0d90121a5" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a3ed509f6fd34978ac0366e82789b67d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,487</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_3f8711cddb4449bbb0fb7934b71db2c1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_e8fedf61757e4d3da9c9d0a436423ce2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_a3bef2cb7d884949b76460fc2c76c97a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_3bc60ae5601740cfbead324e753df01f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_f94a4ef1425f4cd5b2cd8db9448b699b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_8be16bb79dec4c69b06d94548e1ed78f" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_e40b0d63423f4fdfaf0763886270ea01" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_56e5ede207814fd88f2a454f91fe35a6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_e1704a707bf846459e4f0a85f7e605e2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_a963a5cc43a04f17be562e290b5610db" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_733ca005484747928ad030cb3eb2b6f2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_9d0e4e0862494e21b431fb584fdab7ba" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">467</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_30158ad820cb4e9490e98272a5b6173b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_698c71bf26ad4cd68dca52992380494b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_3fc443473f794b09a84b01bedb42b5b6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ae59ac3f80d34822bc9ee7a2088dd88b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">467</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_0dd55b70647d4056b502452ad96cb9c4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_8948655ca4574f819e7bfc159c2057a0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_28c3efa94db04287953b0a407fe6a4cb" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_7aea93bdefcb4456b35b857fcc95276e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_04e3a0373eee45c6ae6e5d089ecb9ba8" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_082a4307d8904a2394968a11952075eb" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_b7c52f0324f449aea3ce1716a9b2917e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c8dd7ca64be84f9282e940aba15515a4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_48a1f81e640f496db4e3a08d03aadad0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,809</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_b71b6ab8ff9c427f87a2412d315d65ba" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">109</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_b0a79cdb973942daa413ab975c591d46" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,453</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_ddf50df9408d43379b8acbeb229ab58b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">467</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_734335bac0ba4515b03410d6f6dfc2e4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_69ecc7dd26524b2484bf9d81320599bd" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">100</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_cb857720249b4709b05d157f8f736695" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f4350520b05b4f16829a6a97e31fd905" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,954</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Consumer:</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_a876b5d994864fadb2532cb1a944dce6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_40868707f4144238817c3439504f8a01" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_3bfffcf2fbf74d2e81d6bc45f011eaaf" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_4a02f830d3ac404582f6dc055a563bf6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_b533dc283b2f4c14be044bda1cd68c05" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_fff39280dec644718e4bd1053dde2d07" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_d4f70ada88ab495fb822ab94cf3ab1e1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_fc3750dab26146d1a46557e5b3f3c36d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_f42f6112de8e45259c6250004272cc21" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_2b7c66c9ae8d4dedb7bc855027174f6b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_f8c2ec1a61974e2aa6ff2c174ac0b4d9" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_cd82b9aaf72d4e8794294a9e34f618c0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_5fb13b8dbbc84ad2afccbc03694cb0f3" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_8b5256c923b34297b6d0737d6186b68e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_befb0a124b7f4702a834803e339a43e6" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_17d56d45c77f47328620fa123d7151d2" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_764614b711c842038e420a677e327bcf" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_0f08b4dbf948411d90e0cc1ad3d0dd6b" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_afc9d634cc2c46fd9e0bb221e197c14e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_1ba57c6f883f423d91d727c98574ed40" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_72f31dc1bfc64bb28c53af2d0dbc57a0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_7dc901d3b61344968ae750c31f22ff1a" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_89778df32de344019966113f2b681ad0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_5779dbfcff4648e99e224300396f97cd" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_6cac77026e62477486e3ac9a33b65a9d" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_62487200a49e4618a45e8c3cefdae078" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_102948fc583544d48680509db30421fe" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_0dd1dc4d0b674d009294f0127d666b7e" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_859a1df1dc6a4c07a8d43d968f344fe4" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_a10996ad2ceb409db0e0c24c4b8bfbad" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_8cd3cbdcf8aa4dcab4559287bd06ffae" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a3d41cf84ba44bf5a8a8443c9ff6eab0" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_b8a4b48646214aefb62587aec7678ae1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_24191a296197409bb54ac7debeaf3545" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_dc8760299c424aaab744890c6d01dc55" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_41abba6654f6472c9ca0c3800ca4e714" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_c13869b3c30b41f9a6e934e44b6f1e11" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_052af9739cb746f2993166e4bb74ccf1" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_c67a01435c1341ae8ddd380ba5e828af" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_799adfd2a35649768729d3caf84f16f7" contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Total loans:</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_8b7217734f4b4bbe9c5e35d91e78d4ee" contextRef="c20231231_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">121,553</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_730ba806a7d54aa7a6fb814f99e0be8c" contextRef="c20231231_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">218,195</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_9389e3e1197847e38657ddbd04f85048" contextRef="c20231231_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">179,481</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_65f6996e3d0148c5be789c92b2df62df" contextRef="c20231231_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">62,328</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_c0f8d2fd44634a82859879a9a7793030" contextRef="c20231231_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">52,730</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_5420d86c467f49ec9807eadcad85c3f2" contextRef="c20231231_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">102,557</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_80a42eb92026436e81d37a282d877619" contextRef="c20231231_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_e749a0e84ea14e34ba311eba314b70e0" contextRef="c20231231_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">736,844</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_f11fec1d69d1430782960efd7bd818f7" contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">42,300</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_0cd5332aa91c49358081d1150aa9e54d" contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">40,619</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_19619519e7124d49be68b727917cf9d8" contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,437</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_de17810467f34b4d8381ffd468a9c599" contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,786</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_990a4f3884e94907a40072bf79fed257" contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8,372</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_3e45cbd3285a46c39e496abf5e82c088" contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,694</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_74ec3f42994d425db99b93c8b2f0d8e8" contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_6f86c9948d5e43b4b4781e4b1db4f087" contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">124,208</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_c9dcabeef08044aea288f2c1a3cbdf95" contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_75f41ecd23414d2dab2cb9e7f5988194" contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_3b1e9525c58c4e2aa42a6efece0fa945" contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,589</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_4d1fb2b67bf643d28539130f75cb3849" contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">467</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_fedc9f1bca1443658d6f010889779c2e" contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">325</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_11a9c32e6d4a47429effcaa510a24bbd" contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,460</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_71725f4ca57c42cf95ae69ae4f8538a1" contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_eacd4add734440d3ab525c9340c0c0da" contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,841</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_69e8e1d5028745b59c7e4547ad5f462a" contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_73eed22cefb9438aa98335286965e4a7" contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_1fe023c5e41043a3bd1e3c0adeb2d8fc" contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_f63ce9c3489d42528e2768656b561560" contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,365</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_13fbb2235f8d4e8dba6fa32b966c07c0" contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">363</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_34ede11159e44fc2a1942676cd97c297" contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,956</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_173845acdeaf431caf06fe89df584f3f" contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_87c2c364a75d4911b2008f4b6174f940" contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">21,684</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total loans</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear" id="Fact_8aa5fcb56ec14d55b55d6e9dfa1a9b16" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">163,853</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" id="Fact_a0a3884259554371a430707f928996ba" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">258,814</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" id="Fact_bd932c55a30f40e29acdffb00b278798" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">195,507</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" id="Fact_636f3461a806409d960ec25c2c795338" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">70,946</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" id="Fact_7575c56f708047b7b0dcdbf9f5b9d862" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">61,790</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" id="Fact_d29d88ef757c47d78c575ce0636ff7f7" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">137,667</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinancingReceivableRevolving" id="Fact_c3ee7676f9ba43c4bd14d58b451e1552" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_618fec5380f0414e8da4cfe7bd79fac1" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">888,577</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>
        </div>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431104" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431105"><ix:continuation id="Text_9db95b13382c41f7b334979785f5c4b22" continuedAt="Text_9db95b13382c41f7b334979785f5c4b23">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation></ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-23</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431105" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431106"><ix:continuation id="Text_9db95b13382c41f7b334979785f5c4b23" continuedAt="Text_9db95b13382c41f7b334979785f5c4b24">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation></ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431106" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431107"><ix:continuation id="Text_9db95b13382c41f7b334979785f5c4b24" continuedAt="Text_9db95b13382c41f7b334979785f5c4b25">
<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Based on the most recent analysis performed, the risk
            categories of loans by loan type as of the dates indicated were as follows:</div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431107" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431108"><ix:continuation id="Text_9db95b13382c41f7b334979785f5c4b25" continuedAt="Text_9db95b13382c41f7b334979785f5c4b26">
<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
          </div>
</ix:continuation></ix:continuation>
        </div>

        <ix:continuation id="Text_9db95b13382c41f7b334979785f5c4b26"><ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431108" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431109">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <table cellspacing="0" cellpadding="0" border="0" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="26">December 31, 2022</td>

    <td valign="bottom" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px;" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2"> Pass</td>

    <td valign="bottom" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2"> Watch</td>

    <td valign="bottom" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2"> Special Mention</td>

    <td valign="bottom" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2"> Substandard</td>

    <td valign="bottom" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2"> Doubtful</td>

    <td valign="bottom" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2"> Loss</td>

    <td valign="bottom" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2"> Total</td>

    <td valign="bottom" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" colspan="2">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" colspan="22">
                  <div style="text-align: center;">(In thousands)</div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Single-family</div>
                </td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div>$</div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_7dffd24a7ae241909c7673547045dbfb" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">29,022</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div>$</div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1bd086bc71234fd98cd87f874b14d76b" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">354</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div>$</div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f1262a71e3f44c959b069ac1d3e8a742" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">260</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div>$</div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ab0c356ddae848ebbbf59882aa249d7d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">402</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div>$</div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_045762504b5f405296d8152f001dcf5d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div>$</div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_72041773b13b42e8b4df40d9b6a6ad01" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div>$</div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_f6eb13072b974064bff658167cd8c746" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">30,038</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Multi-family</div>
                </td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9af23b481eff49acb9f9d59fcd82221b" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">479,182</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_5ef62608f24e4e1cacf2db1e61ecbbf8" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,855</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ff2714df5f384b3a84a7ed98d81a9817" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,859</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_257c4ecc154e4788846085eb4b77b3bb" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_53a48caaf10348248f1f654677da6e55" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_5b83d42f408d4372a53bf09be07529e2" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a0b31931851544d9b8eee7448e692dc8" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">503,896</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Commercial real estate</div>
                </td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_b8df5ac7d8b54d7b9007a0b71946b274" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">104,066</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="vertical-align: bottom; padding-bottom: 2px;"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_188ed0d391ef4b7d8bc5beee9655d3c9" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,524</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_4343c4bc55144b179b4af50c4f24dbeb" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,471</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_df00420ddb7c4cb0a4fbab8e49e382ac" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,513</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_b1894710c28b411e84048380b6a8a2d7" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_82c6f21ac6434038878551396ce30326" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_152e3e10e14d43fa913c4e1d572fdfd6" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">114,574</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Church</div>
                </td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_6c103f1227da46e0a3ea12a1b45795ec" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,505</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_e27f5ec7534846308f6bb530c2da77a6" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">728</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_2e694911ccfb4407b86ebfc44093ecc7" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_fbd3e5a5862e44e8b53518bba3acccc5" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">547</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_6e997a9565594f12b3efc896c2630b1e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_481e876373674fa7af396146bed6b3ba" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a84b7460b59344d894d1971991910bca" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,780</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Construction</div>
                </td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c3189e63d93e4e4e890c3766dfda2fa2" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,173</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_4ac512a7dd0b4cedbf5e80e8c04f10c8" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">38,530</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a8ecb06f10cb4331a91f5b4380c2b6ba" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_2655f8d9428d43d993ca42cb3153963b" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1120fe79e81c4a158c55daba576c82e6" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_492ad25b221b411786fc533b6cee9d75" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_68d701a2f20444909af1f30ca22a1005" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">40,703</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;">
                  <div>
                    <div style="color: rgb(0, 0, 0);">Commercial &#8211; others</div>
                  </div>
                </td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_43c0e93e38534288b02a8fa72e9ee30d" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">53,396</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_c1dd383dfa0541d58b19a7a4e36eda3f" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,157</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_04858d30d8c44802a2a40c2481c88ff4" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_75572939fa534311bb2b5e8d989c9d7a" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">288</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_a644fe9bf609487c9d7ee552307ff851" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_2eae783610cd4599a80d52e2640df876" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1b91cd5dbaa84e349322973544cd3b62" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">64,841</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: rgb(204, 238, 255);" rowspan="1">SBA</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1da3569fecd949df913b0cad7675df8c" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,032</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_8adcf4a499c94f54aab2e594fe2c5eae" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">569</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_12f904919f254f4d9ebf83186a1b3b61" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9f89f2f2a2da4634bf3c48a03e67a85e" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_fe0558e053a44014a346b09f6e7f9f8c" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_4cd03844ccc24162957b66df0cc785dc" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_daf5c02f37ea499c870f0cf95284eca8" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,601</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 2px;" rowspan="1">Consumer </td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_18bdf20a55974dccb1eda83b23c264d3" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_b3ec4b7da8ab4d898104aa7c6296cf70" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_489b03e0dccd490f9a4ca24fe79a9f90" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_b75b210160894688982cd513b4147f35" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ca44c82fa2414ee4a33ad64e362d29c3" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_92c25eba1ec24d2bafca3a6666bb976c" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_254f91dbeeb34daeaea7322fa9647bce" contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 4px; background-color: #CCEEFF;" rowspan="1">Total <br/>
                </td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">$</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_deb97e809651481dab5d7efb536227be" contextRef="c20221231_InternalCreditAssessmentAxis_PassMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">685,387</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">$</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_54a9bc50228540769c37c38540fb03b6" contextRef="c20221231_InternalCreditAssessmentAxis_WatchMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">65,717</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">$</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_1df616e45dde4e618bef0dc7c17fa39d" contextRef="c20221231_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,590</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">$</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_aa214ce2311d421cbc1b6e097df5d381" contextRef="c20221231_InternalCreditAssessmentAxis_SubstandardMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,750</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">$</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_fdc25542a82d40c08beba2c34d31a07d" contextRef="c20221231_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">$</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_9d37fd786cc04e2cb4f576c1ce2983f4" contextRef="c20221231_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1">$</td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_ff7b239e3e0f48e79dfeca58b7a4d4f0" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">773,444</ix:nonFraction></td>

    <td valign="bottom" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>


</table>
           </div>
</ix:continuation></ix:continuation><ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431109" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431110">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span>
         <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431110" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431111">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431111" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431112">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold;">Allowance for Credit Losses for Off-Balance Sheet Commitments</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431112" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431113">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold;"> <br/>
          </span></div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431113" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431114">
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="font-weight: bold;"><span style="font-weight: normal;"> The Company maintains an allowance for credit losses on off-balance sheet commitments related to
              unfunded loans and lines of credit, which is included in other liabilities of the consolidated statements of financial condition. Upon the Company&#8217;s adoption of ASC 326 on January 1, 2023, the Company applies an expected credit loss
              estimation methodology for off-balance sheet commitments. This methodology is commensurate with the methodology applied to each respective segment of the loan portfolio in determining the ACL for loans held-for-investment. The loss estimation
              process includes assumptions for the probability that a loan will fund, as well as the expected amount of funding. These assumptions are based on the Company&#8217;s own historical internal loan data.</span><br/>
          </span></div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431114" continuedAt="Text_2cb737db2d1040a0a8c9f34fbcdf8431115">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold;"><span style="font-weight: normal;"> <br/>
            </span></span></div>
</ix:continuation>
        <ix:continuation id="Text_2cb737db2d1040a0a8c9f34fbcdf8431115">
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="font-weight: bold;"><span style="font-weight: normal;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The allowance for off-balance sheet commitments was $<ix:nonFraction name="us-gaap:OffBalanceSheetCreditLossLiability" id="Fact_52bdca66524e423185cbfd05beda98b3" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">364</ix:nonFraction> thousand and $<ix:nonFraction name="us-gaap:OffBalanceSheetCreditLossLiability" id="Fact_30277199ede34b1a9aef3e409fc2c8b7" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">412</ix:nonFraction> thousand at December 31, 2023 and
                2022, respectively. These amounts are included in accrued expenses and other liabilities on the consolidated statements of condition.&#160; The recovery of credit losses for off-balance sheet commitments was $<ix:nonFraction name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" id="Fact_ee4ca42c976f4cddbfd0fb431455e9a1" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">2</ix:nonFraction> thousand for the year ended December 31, 2023.</span><br/>
            </span></span></div>
</ix:continuation>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold;"><span style="font-weight: normal;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
              </span></span></span></div>

        <div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
 </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock" id="Text_a4eb900b6cde492da786219cb0ce957a" contextRef="c20230101to20231231" escape="true" continuedAt="Text_0626a7f2a18e407bb6745939a42cab5c1">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 5 &#8211; Office Properties and Equipment, net</div>
</ix:nonNumeric>
        <ix:continuation id="Text_0626a7f2a18e407bb6745939a42cab5c1" continuedAt="Text_0626a7f2a18e407bb6745939a42cab5c2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_0626a7f2a18e407bb6745939a42cab5c2" continuedAt="Text_0626a7f2a18e407bb6745939a42cab5c3"><ix:nonNumeric name="us-gaap:PropertyPlantAndEquipmentTextBlock" id="Text_2be1b1b3bb104532ac3a49aaba42f00b" contextRef="c20230101to20231231" escape="true" continuedAt="Text_e9b0f032ff874ec7ad768d2fd9227b541">
<div style="text-align: justify; font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Year&#8209;end office properties and equipment were as follows:</div>
</ix:nonNumeric></ix:continuation>
          <ix:continuation id="Text_0626a7f2a18e407bb6745939a42cab5c3" continuedAt="Text_0626a7f2a18e407bb6745939a42cab5c4"><ix:continuation id="Text_e9b0f032ff874ec7ad768d2fd9227b541" continuedAt="Text_e9b0f032ff874ec7ad768d2fd9227b542">
<div><br/>
          </div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_0626a7f2a18e407bb6745939a42cab5c4" continuedAt="Text_0626a7f2a18e407bb6745939a42cab5c5"><ix:continuation id="Text_e9b0f032ff874ec7ad768d2fd9227b542">
<table cellspacing="0" cellpadding="0" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2023<br/>
                  </div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022<br/>
                  </div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Land</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_5e637f8c615640749607a9862c02243d" contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_LandMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,322</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_eab0801a478d426e85e8e2ee697cd433" contextRef="c20221231_PropertyPlantAndEquipmentByTypeAxis_LandMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,322</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Office buildings and improvements</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_4c2a6f23c8314062976113f2563d3d1f" contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,433</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_7d3a2014f87242818f8085f727aa7215" contextRef="c20221231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,303</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Right of use assets</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_12ff1c3599b548c8a113597ca44df64d" contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_RightOfUseAssetsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">655</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_b8357046311c4e4abf62d6775374eb78" contextRef="c20221231_PropertyPlantAndEquipmentByTypeAxis_RightOfUseAssetsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">889</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Furniture, fixtures, and equipment</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_542ca71dd6d841faace8d0aea4ad297f" contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,318</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_ad3961039b754e70989dc5666c654ce6" contextRef="c20221231_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,185</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_e528e4bb30cb4b37959d03707028560e" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,728</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentGross" id="Fact_efa244c9a3fc445b94406a6e9346dc2f" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,699</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Less accumulated depreciation</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" id="Fact_878c43a7e8d143bbbffde7e87b3258e0" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,888</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">(<ix:nonFraction name="us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" id="Fact_ec32cc58373f4afaaab13af2807a6c72" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,408</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Office properties and equipment, net</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentNet" id="Fact_f79fe1d9a402439d80fdb577f495238c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,840</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                  <div style="color: rgb(0, 0, 0);"><ix:nonFraction name="us-gaap:PropertyPlantAndEquipmentNet" id="Fact_0d54400668574e0a816169d33e600263" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,291</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>
        </div>


        <ix:continuation id="Text_0626a7f2a18e407bb6745939a42cab5c5" continuedAt="Text_0626a7f2a18e407bb6745939a42cab5c6">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_0626a7f2a18e407bb6745939a42cab5c6">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Depreciation expense was $<ix:nonFraction name="us-gaap:Depreciation" id="Fact_71c1de955e734605a9eba60cf38445f3" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">385</ix:nonFraction> thousand and $<ix:nonFraction name="us-gaap:Depreciation" id="Fact_d87a143ae5e54d378c21ef51622ee443" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">376</ix:nonFraction> thousand for the years 2023 and 2022, respectively.</div>
</ix:continuation>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
   <div><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:LesseeOperatingLeasesTextBlock" id="Text_48f0c65afd8c48a1b6b401f6b302d66d" contextRef="c20230101to20231231" escape="true" continuedAt="Text_56578532f42a49068da162e3fe2b80bf1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Note 6 </span><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">&#8211;<span style="font-weight: bold;"> Leases</span></span></div>
</ix:nonNumeric>
        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf1" continuedAt="Text_56578532f42a49068da162e3fe2b80bf2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">
          <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf2" continuedAt="Text_56578532f42a49068da162e3fe2b80bf3">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Effective October 1, 2021, the Bank entered into an operating lease for its administrative offices at 4601 Wilshire Boulevard in Los Angeles.<br/>
          </div>
</ix:continuation>
        </div>

        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf3" continuedAt="Text_56578532f42a49068da162e3fe2b80bf4">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf4" continuedAt="Text_56578532f42a49068da162e3fe2b80bf5">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The ROU asset represents our right to use the underlying asset during the lease
          term. Operating lease liabilities represent our obligation to make lease payments arising from the lease. ROU assets and lease liabilities are recognized based on the present value of the remaining lease payments using a discount rate that
          represents our incremental borrowing rate at the date of implementation of the new accounting standard. The ROU asset totaled $<ix:nonFraction name="us-gaap:OperatingLeaseRightOfUseAsset" id="Fact_f287a7642441458f81a8f7ba7d62d8f2" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">655</ix:nonFraction>
          thousand as of December 31, 2023 and was included in <span style="-sec-ix-hidden:Fact_2632c99bbee849d2a67fcc7873fb9c10">office properties and equipment, net</span>, on the consolidated statements of financial
          condition. The lease liability totaled $<ix:nonFraction name="us-gaap:OperatingLeaseLiability" id="Fact_b427601aa0c8436886908a3b440b50be" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">655</ix:nonFraction> thousand as of December 31, 2023 and was included in <span style="-sec-ix-hidden:Fact_6a15f88fc5fa47698c0b367f10dc10df">accrued expenses and other liabilities</span> on the consolidated statements of financial condition.</div>
</ix:continuation>
        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf5" continuedAt="Text_56578532f42a49068da162e3fe2b80bf6">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>
</ix:continuation>
        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf6" continuedAt="Text_56578532f42a49068da162e3fe2b80bf7">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The operating lease has <ix:nonFraction name="byfc:LesseeOperatingLeaseNumberOfLeaseExtensionOptions" id="Fact_a1044fa90cd846ebb9dd8372d067716e" contextRef="c20231231" unitRef="U008" decimals="INF" scale="0" format="ixt-sec:numwordsen">one</ix:nonFraction> <ix:nonNumeric name="us-gaap:LesseeOperatingLeaseRenewalTerm" id="Fact_d8d1ad411ec745e2b63b20c2b637b643" contextRef="c20231231" format="ixt-sec:duryear">5</ix:nonNumeric>-year extension option at the then fair market rate. As
          this extension option is not reasonably certain of exercise, it is not included in the lease term. The Bank has no finance leases.</div>
</ix:continuation>
        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf7" continuedAt="Text_56578532f42a49068da162e3fe2b80bf8">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
        </div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">
          <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf8" continuedAt="Text_56578532f42a49068da162e3fe2b80bf9">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The Company recognized rent expense of $<ix:nonFraction name="us-gaap:OperatingLeaseExpense" id="Fact_3ebbc95bf8264997a86ac12c3aecdd2a" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">305</ix:nonFraction>
            thousand in 2023 and $<ix:nonFraction name="us-gaap:OperatingLeaseExpense" id="Fact_4d120e13efef4c1eaccf466173edf021" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">214</ix:nonFraction> thousand in 2022.<br/>
          </div>
</ix:continuation>
        </div>

        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf9" continuedAt="Text_56578532f42a49068da162e3fe2b80bf10">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>
</ix:continuation>

        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf10" continuedAt="Text_56578532f42a49068da162e3fe2b80bf11"><ix:nonNumeric name="us-gaap:LeaseCostTableTextBlock" id="Text_aca81b13a0924b10883f437f7d883225" contextRef="c20230101to20231231" escape="true" continuedAt="Text_accbce2bd78149a684632f5a8234d23e1">
<div style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none; text-align: justify;">Additional information regarding our operating leases is summarized below for
          the periods indicated (dollars in thousands):</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf11" continuedAt="Text_56578532f42a49068da162e3fe2b80bf12"><ix:continuation id="Text_accbce2bd78149a684632f5a8234d23e1" continuedAt="Text_accbce2bd78149a684632f5a8234d23e2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf12" continuedAt="Text_56578532f42a49068da162e3fe2b80bf13"><ix:continuation id="Text_accbce2bd78149a684632f5a8234d23e2">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="color: #000000; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: top; padding-bottom: 2px;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </span></td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-weight: bold;">Year Ended</span></div>
                <span style="font-weight: bold;"> </span>
                <div style="text-align: center; font-style: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-transform: none; font-weight: bold;"> December 31, 2023</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Year Ended</div>
                <div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">December 31, 2022</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Cash paid for amounts included in the measurement of
                  lease liabilities for operating leases:</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:OperatingLeasePayments" id="Fact_fa49c25fcd604c27969389a259546def" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">242</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">$</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;"><ix:nonFraction name="us-gaap:OperatingLeasePayments" id="Fact_09c803a839474a0ea268dfc0745c6580" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">229</ix:nonFraction></td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">ROU assets obtained in exchange for lease liabilities</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" id="Fact_10c59909180b4062ad05b4224ca11c44" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;"><br/>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;"><ix:nonFraction name="us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" id="Fact_1ea8b774b0f741f990d78c088e946b69" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Weighted average remaining lease term in months</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="font-family: 'Times New Roman'; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><ix:nonNumeric name="us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1" id="Fact_1e7e24dd1a8546aa9f737258023d6644" contextRef="c20231231" format="ixt-sec:durmonth">33</ix:nonNumeric></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;"><ix:nonNumeric name="us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1" id="Fact_776c444989124a258e90e44fcd32b63a" contextRef="c20221231" format="ixt-sec:durmonth">45</ix:nonNumeric></td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Weighted average discount rate</div>
              </td>

    <td valign="bottom" colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent" id="Fact_950cb3cd6c9a4633989eee9bbed128a6" contextRef="c20231231" unitRef="U004" decimals="3" scale="-2" format="ixt:num-dot-decimal">1.1</ix:nonFraction></td>

    <td valign="bottom" colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">%</td>

    <td valign="bottom" colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;"><ix:nonFraction name="us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent" id="Fact_2229f98a2a324ec5949fcd548ae2ad35" contextRef="c20221231" unitRef="U004" decimals="3" scale="-2" format="ixt:num-dot-decimal">1.1</ix:nonFraction></td>

    <td valign="bottom" colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">%</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf13" continuedAt="Text_56578532f42a49068da162e3fe2b80bf14">
<div style="clear: both; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>
</ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" class="BRPFPageFooter"></div>

          <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-24</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>


        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf14" continuedAt="Text_56578532f42a49068da162e3fe2b80bf15"><ix:nonNumeric name="us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock" id="Text_8c0e82997ede497ba80424c4449dc574" contextRef="c20230101to20231231" escape="true" continuedAt="Text_8304ed6578524608940b6a4eb0d4d0931">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The future minimum payments for operating leases with remaining terms of one
          year or more as of December 31, 2023 were as follows (in thousands):</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf15" continuedAt="Text_56578532f42a49068da162e3fe2b80bf16"><ix:continuation id="Text_8304ed6578524608940b6a4eb0d4d0931" continuedAt="Text_8304ed6578524608940b6a4eb0d4d0932">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
        </div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_56578532f42a49068da162e3fe2b80bf16"><ix:continuation id="Text_8304ed6578524608940b6a4eb0d4d0932">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Year ended December 31, 2024</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">$ <br/>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" id="Fact_2e431bf4e3bb498cabd4b33b95101bb8" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">242</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 88%;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Year ended December 31, 2025</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" id="Fact_a29607174ff44e839c01b08819bc8870" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">242</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Year ended December 31, 2026</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree" id="Fact_391c8173f2034f5881260f151a6e741d" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">181</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 88%;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 18pt;">Total future minimum lease payments</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue" id="Fact_b59fbd41946247dabda54e125174b128" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">665</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Amounts representing interest</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" id="Fact_daf88c9cd232415ea30dbf25681b149f" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10</ix:nonFraction></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 4px;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Present value of net future minimum lease payments</div>
                </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                  <div><span style="font-size: 10pt; font-family: 'Times New Roman';">$</span></div>
                </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                  <div><span style="font-size: 10pt; font-family: 'Times New Roman';"><ix:nonFraction name="us-gaap:OperatingLeaseLiability" id="Fact_78b8875e53ec41f38b3f455fc28310fe" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">655</ix:nonFraction></span></div>
                </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
        </div>
</ix:continuation></ix:continuation>
        <div><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

        <div style="clear: both; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>

      </div>

    </div>

    <div><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <ix:nonNumeric name="us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock" id="Text_3d04004aad3b436db6fa44f90cee3c86" contextRef="c20230101to20231231" escape="true" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a01">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Note 7 &#8211; Goodwill and Core Deposit Intangible</div>
</ix:nonNumeric>
      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a01" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a02">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
      </div>
</ix:continuation>
      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a02" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a03">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company recognized goodwill of $<ix:nonFraction name="us-gaap:Goodwill" id="Fact_83732b3dd52c400cbae8c1703ab4791c" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">25.9</ix:nonFraction> million and a
        core deposit intangible of $<ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_bfb38056daff413790fa62589c960755" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">2.1</ix:nonFraction> million. <ix:nonNumeric name="us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" id="Text_25b42ce4103b43cea0539031e759b601" contextRef="c20230101to20231231" escape="true" continuedAt="Text_d6bfd6e7641e4812914ae6ba032d82031"><span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;">The following table presents the changes in the carrying
        amounts of goodwill and core deposit intangibles for the year ended December 31, 2023 and 2022:</span></ix:nonNumeric></div>
</ix:continuation>
      <ix:continuation id="Text_d6bfd6e7641e4812914ae6ba032d82031" continuedAt="Text_d6bfd6e7641e4812914ae6ba032d82032"><ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a03" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a04">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
      </div>
</ix:continuation></ix:continuation>
      <ix:continuation id="Text_d6bfd6e7641e4812914ae6ba032d82032" continuedAt="Text_d6bfd6e7641e4812914ae6ba032d82033"><ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a04" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a05">
<table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" rowspan="1">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" rowspan="1">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-weight: bold; white-space: nowrap;" rowspan="1">December 31, 2023</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Goodwill</div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Core</div>
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Deposit</div>
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Intangible</div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the beginning of the period</div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:Goodwill" id="Fact_e76b2ff3ad08423da47c17610c364e99" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,858</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_7232c299b23f4f98a0c596b6efd4cf84" contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,501</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Additions</div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:GoodwillAcquiredDuringPeriod" id="Fact_fda11ffcb81545cebf09be17d4f7f745" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinitelivedIntangibleAssetsAcquired1" id="Fact_22157173b594425cb7427492d55d5993" contextRef="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;">Change in deferred tax estimate </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="byfc:GoodwillChangeInDeferredTaxEstimate" id="Fact_7208528f7a104f97a2fa3d0848026a85" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;"/>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="byfc:FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" id="Fact_206b51ce712445888c62b4a20d30ed71" contextRef="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px;">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Amortization</div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="byfc:GoodwillAmortization" id="Fact_f77388d2251b4b94aee2e39053503e48" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="us-gaap:AmortizationOfIntangibleAssets" id="Fact_0561665745c44d699f26acdd792ebfcb" contextRef="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">390</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">)</div>
            </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the end of the period</div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:Goodwill" id="Fact_bcc2290c928b4abdb0bd1405452007f3" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,858</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_eca38969d57549d29294ecba153f80d3" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,111</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>
      <ix:continuation id="Text_d6bfd6e7641e4812914ae6ba032d82033" continuedAt="Text_d6bfd6e7641e4812914ae6ba032d82034"><ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a05" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a06">
<div><br/>
      </div>
</ix:continuation></ix:continuation>
      <ix:continuation id="Text_d6bfd6e7641e4812914ae6ba032d82034"><ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a06" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a07">
<div>
        <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="6" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: #000000 solid 2px; white-space: nowrap;">December 31, 2022</td>

    <td valign="bottom" colspan="1" rowspan="1" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Goodwill</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Core</div>
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Deposit</div>
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Intangible</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the beginning of the period</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:Goodwill" id="Fact_d4b759d57ddb4180aa1636106a4ae657" contextRef="c20211231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,996</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_2fef0abdfa624f36bdf27c3db1b63dff" contextRef="c20211231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,936</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Additions</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:GoodwillAcquiredDuringPeriod" id="Fact_bbc620f3322545aa83b1064e6397a3a8" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FinitelivedIntangibleAssetsAcquired1" id="Fact_df1f7ed919da4b4baf0700c414ad5689" contextRef="c20220101to20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;">Change in deferred tax estimate </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">(<ix:nonFraction name="byfc:GoodwillChangeInDeferredTaxEstimate" id="Fact_da528723f8e84181977719d5e7790e0d" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">138</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">)</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="byfc:FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" id="Fact_6db1baef3a8f4855909f0924091a131e" contextRef="c20220101to20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Amortization</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="byfc:GoodwillAmortization" id="Fact_e6881484c25c495aa5d276824b41a704" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="us-gaap:AmortizationOfIntangibleAssets" id="Fact_28e5baf166c74a23be61d3ecd930c94b" contextRef="c20220101to20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">435</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the end of the period</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:Goodwill" id="Fact_e92a1d573a614df6a489f2e9634e82f1" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">25,858</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_22c6198627034ba78831ca4c461e1096" contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,501</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>


</table>
      </div>
</ix:continuation></ix:continuation>

      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a07" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a08">
<div><br/>
      </div>
</ix:continuation>
      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a08" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a09">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><ix:nonFraction name="us-gaap:GoodwillImpairmentLoss" id="Fact_6ddf6836b75f4a759ccb99420daa3622" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:GoodwillImpairmentLoss" id="Fact_2545ed943e5d4e38a17ed573ff62ecad" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">No</ix:nonFraction></ix:nonFraction> impairment charges were recorded during 2023 or 2022 for goodwill. Management&#8217;s assessment of goodwill is performed in accordance with ASC 350-20
        &#8211; Intangibles-Goodwill and Other, which allows the Company to perform a qualitative assessment of goodwill to determine if it is more likely than not the fair value of the Company&#8217;s equity is below its carrying value. The Company performed its
        qualitative assessment as of December 31, 2023 as well as a quantitative assessment as of December 31, 2023 due to concerns regarding declines in the Company&#8217;s stock price. No impairment charges were necessary as a result of the quantitative
        assessment.</div>
</ix:continuation>
      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a09" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a010">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
      </div>
</ix:continuation>

      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a010" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a011"><ix:nonNumeric name="us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" id="Text_a0b1b941098649289f6cb0aee03589cb" contextRef="c20230101to20231231" escape="true" continuedAt="Text_2575c257e21549e193588fafed7078a01">
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The</span> carrying value and accumulated amortization related to the Company&#8217;s core<span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> deposit intangible consisted of the following at December 31, 2023 and 2022:</span></div>
</ix:nonNumeric></ix:continuation>
      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;"><ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a011" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a012"><ix:continuation id="Text_2575c257e21549e193588fafed7078a01" continuedAt="Text_2575c257e21549e193588fafed7078a02">
<div><br/>
        <br/></div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a012" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a013"><ix:continuation id="Text_2575c257e21549e193588fafed7078a02" continuedAt="Text_2575c257e21549e193588fafed7078a03">
<table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, 2023</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, 2022</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" rowspan="1" colspan="6">
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Core deposit intangible acquired</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">$</span></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsGross" id="Fact_1432ec6e7dd042a286d2ff5647c8a786" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,329</ix:nonFraction></span></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsGross" id="Fact_0d9192e8fc904c5f8b7ffd1d5e2c5c48" contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,329</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 2px;">
                <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Less: accumulated amortization</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">(<ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" id="Fact_a0e94001e7264522b213c9bee7b06d9a" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,218</ix:nonFraction></span></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">)</span></div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" id="Fact_e19d38c56d4d4550b735c36da74c181e" contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">828</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">$</span></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_b6cee978e4f6446683385816b68d099b" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,111</ix:nonFraction></span></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_3269c09760f04c11a3406be22dfef913" contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,501</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>
      </div>

      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a013" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a014"><ix:continuation id="Text_2575c257e21549e193588fafed7078a03">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></ix:continuation>
      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a014" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a015">
<div><br/>
      </div>
</ix:continuation>

      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a015" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a016"><ix:nonNumeric name="us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" id="Text_9dd5e0678bd7458ebf7d24b5022b2153" contextRef="c20230101to20231231" escape="true" continuedAt="Text_f8ecc2467a154f0f820757aa468c30371">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The following table outlines the estimated amortization expense
            related to the core deposit intangible during the next five fiscal years:</span></span> </div>
</ix:nonNumeric></ix:continuation>
      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a016" continuedAt="Text_77856b769fb04eaaa6a1b7ee101a43a017"><ix:continuation id="Text_f8ecc2467a154f0f820757aa468c30371" continuedAt="Text_f8ecc2467a154f0f820757aa468c30372">
<div><br/>
      </div>
</ix:continuation></ix:continuation>
      <ix:continuation id="Text_77856b769fb04eaaa6a1b7ee101a43a017"><ix:continuation id="Text_f8ecc2467a154f0f820757aa468c30372">
<div>
        <table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; white-space: nowrap;">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2024</span></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" id="Fact_4c4486fac3f44df4b59426231ec19e49" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">336</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2025</span></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" id="Fact_6d4434050300462fb0c736b893cf1d41" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">315</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2026</span></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" id="Fact_00afd892d64d41f199d1948b445d5c9f" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">304</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2027</span></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" id="Fact_bcaefdb3df01421aac7d37affd5287cd" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">291</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2028</span></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" id="Fact_e78aff8631c94376836ab103ab9b88dc" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">279</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; padding-bottom: 2px;">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Thereafter</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" id="Fact_990d5b4972124f6b86d3f59dbe04c06d" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">586</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:FiniteLivedIntangibleAssetsNet" id="Fact_a47507b95d4b407698703a31485ea4b5" contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,111</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">
                <div>&#160;</div>
              </td>

  </tr>


</table>

      </div>
</ix:continuation></ix:continuation>
      <div><br/>
      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:FairValueDisclosuresTextBlock" id="Text_5007d162ae8940c989fb1bce8a22de17" contextRef="c20230101to20231231" escape="true" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b1">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 8 &#8211; Fair Value</div>
</ix:nonNumeric>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b1" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b2" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b3">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company used the following methods and significant assumptions to estimate fair value:</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b3" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b4">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b4" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b5">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The fair values of securities available&#8209;for&#8209;sale are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix
          pricing, which is a mathematical technique to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities&#8217; relationship to other benchmark quoted securities (Level 2
          inputs).</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b5" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b6">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-25</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b6" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b7">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The fair value of loans that are collateral dependent is generally based upon the fair value of the collateral, which is obtained from recent real estate appraisals.
          These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for
          differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Collateral dependent loans are evaluated on a
          quarterly basis for additional required calculation adjustments (taken as part of the ACL) and adjusted accordingly.</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b7" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b8">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b8" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b9">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Appraisals for collateral-dependent loans and assets acquired through or by transfer of in lieu of foreclosure are performed by certified general appraisers (for
          commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, an independent third-party licensed appraiser reviews the
          appraisals for accuracy and reasonableness, reviewing the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide
          statistics.</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b9" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b10">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b10" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b11">
<div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Assets Measured on a Recurring Basis</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b11" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b12">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b12" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b13"><ix:nonNumeric name="us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock" id="Text_718a0834f8424dfb8a66c788dd683c32" contextRef="c20230101to20231231" escape="true" continuedAt="Text_2422198f0f2143faa9b65eb1d1a994f91">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Assets measured at fair value on a recurring basis are summarized below:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b13" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b14"><ix:continuation id="Text_2422198f0f2143faa9b65eb1d1a994f91" continuedAt="Text_2422198f0f2143faa9b65eb1d1a994f92">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b14" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b15"><ix:continuation id="Text_2422198f0f2143faa9b65eb1d1a994f92">
<table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="14">
                <div>
                  <div style="text-align: center; font-weight: bold;">Fair Value Measurement</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Quoted Prices</div>
                  <div style="text-align: center; font-weight: bold;">in Active</div>
                  <div style="text-align: center; font-weight: bold;">Markets for</div>
                  <div style="text-align: center; font-weight: bold;">Identical Assets </div>
                  <div style="text-align: center; font-weight: bold;">(Level 1)</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Significant</div>
                  <div style="text-align: center; font-weight: bold;">Other</div>
                  <div style="text-align: center; font-weight: bold;">Observable</div>
                  <div style="text-align: center; font-weight: bold;">Inputs</div>
                  <div style="text-align: center; font-weight: bold;">(Level 2)</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Significant</div>
                  <div style="text-align: center; font-weight: bold;">Unobservable</div>
                  <div style="text-align: center; font-weight: bold;">Inputs</div>
                  <div style="text-align: center; font-weight: bold;">(Level 3)</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                <div style="text-align: center;"><span style="font-weight: bold;">Total</span> </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1"><br/>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="14">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">At December 31, <span style="text-indent: 0pt;">2023</span>:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%;" rowspan="1">
                <div style="margin-left: 9pt">Securities available-for-sale: <br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal agency mortgage-backed securities<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">$</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_1abb4b1995ba4e5f8b537d5823395e62" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_dfaded5f3b3b4181afe6d97df9ea1989" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">66,778</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">$ <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_7ae2f41dc1a7494290585a0e10d33317" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_f296a0fd6b2a4942862f5d72ae6be5d0" contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">66,778</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%;" rowspan="1">
                <div style="margin-left: 9pt">Federal agency CMOs <br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_cc8ef795a6e348ad9468ba9310352e4f" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_bb3f40c037da4d669de2e3753caebcad" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">23,339</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_6cd578ade51d4a319ec89f0b4ebabb2a" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_a886d3b761424fff9799d300e9bff864" contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">23,339</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" rowspan="1">
                <div style="margin-left: 9pt">Federal agency debt <br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_79a59c8baa9d4876a733564c426009f5" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_78b237cc117842cbbb9f510cd0488e3a" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">47,836</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_25244a716af24595ba8fae8cae65358f" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_d4f3f81d348e4b5c902d12c037ee8902" contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">47,836</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Municipal bonds</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_ea2697f42e19445b8dd18fc195aad66c" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_564c5fe77df24c4fb7421d96d65af3be" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,373</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_eab1325fe9b9424d8e00a0d658333e15" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_7b22572d789e4e838a6d561578d22864" contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,373</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">U.S. Treasuries</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_43eac5f4e1c74048b691cac4706199bc" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">163,880</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_6652511ff5f84c6ca86ff1e765d37a71" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_c9e721d59ba947f7b86f5994aabc703b" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_ce6bae3ea5814ad0832fe10dff0e0255" contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">163,880</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%;" rowspan="1">
                <div style="margin-left: 9pt">SBA pools <br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_f86e5f5820ce44ab8fd19a392f168230" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_caf073f24c054af1918efcd40b65e4c1" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,744</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_a5bacc06293748578b349b507c224cef" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_20d288a6e42044d893964d08895caba5" contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10,744</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">At December 31, <span style="text-indent: 0pt;">2022</span>:</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><br/>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" rowspan="1">
                <div style="margin-left: 9pt">Securities available-for-sale:&#160; <br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal agency mortgage-backed<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">$</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_9e49cfeb59a14ccb8b36fe2c255bb2ee" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_8c836f1a605b41a6a18a9f658abcc248" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">74,169</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">$<br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_055f3bb34bb840bab0f4d65a1f2029a3" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_946091564fce4e59beeed5c1b59d18cc" contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">74,169</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);">
                <div style="margin-left: 9pt">Federal agency CMO </div>
              </td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_f0ae6e7ddaf74d0695546894a948e61b" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_f2d8a750066f427db2c21531c2a866bd" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,100</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_a4e66882265647cab9ce7140382c356f" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_ed301bfcab8a43508acc1eeb6d0dc6d5" contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">26,100</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal agency debt </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_753e13ea1c9c411897502e00ff573d1f" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_9fa37c4c3dc645989e838ed7d922a208" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">51,425</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_2c6f1197be7f4aeabf2bc8abc8c109e6" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_1f80758bc1574b9d8311e8d1ef2ad48b" contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">51,425</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" rowspan="1">Municipal bonds <br/>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_a90dc0a93f0e4392a50c7dee5cb891a9" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_d52f0487b21a46a4a5d10c27f27cc129" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,197</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_cc1b04c5328144d2b6607d71a49fb345" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_7d4362127db746f186b5e0d174de4026" contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,197</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt;" rowspan="1">U.S. Treasuries <br/>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_ccea722dbfcc4b16b0352664a5bcb28f" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">160,589</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_62106ef7d1e6435f90960bee20176e7b" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_0c3344c92d6f412ab01a9f65412656fc" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_a9c84276f4c84d1db0ddbab02dbef3aa" contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">160,589</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" rowspan="1">SBA pools&#160; <br/>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_0ece4bdc81974d7694dde0e8cecb1efd" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_e598c345b55a43af977097e8eec604a5" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,269</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_7c5a3c124ca544eda94c6de699a8f76c" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_1c66a962f78742339e8d65ac63e70c79" contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">12,269</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b15" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b16">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b16" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b17">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">There were no transfers between Level 1, Level 2, or Level 3 during the years ended December 31, 2023 and 2022.</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b17" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b18">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b18" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b19">
<div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Fair Values of Financial Instruments</div>
</ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b19" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b20">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b20" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b21"><ix:nonNumeric name="us-gaap:FairValueByBalanceSheetGroupingTextBlock" id="Text_85ad629ca53145d0ba236ebcdbdc5be1" contextRef="c20230101to20231231" escape="true" continuedAt="Text_08560e9fb0de4d249d78d338895eea871">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The carrying amounts and estimated fair values of financial instruments as of the periods indicated were as follows:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b21" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b22"><ix:continuation id="Text_08560e9fb0de4d249d78d338895eea871" continuedAt="Text_08560e9fb0de4d249d78d338895eea872">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b22" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b23"><ix:continuation id="Text_08560e9fb0de4d249d78d338895eea872" continuedAt="Text_08560e9fb0de4d249d78d338895eea873">
<table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: center; font-weight: bold;">Carrying</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="14">
                <div>
                  <div style="text-align: center; font-weight: bold;">Fair Value Measurements at December 31, 2023</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 1</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 2</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 3</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="18">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Financial Assets:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Cash and cash equivalents</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_e7e84583689a4ca48a04cebd57f640ad" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">105,195</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_eae7049597da47c6b6fbabc00405190d" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">105,195</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_bfae9ce432474539bd9c2d7777663296" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_3de4af592870463fae1f23a01e63d1a8" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_4090c437b6fb4756ac61a25d65073ca7" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">105,195</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Securities available-for-sale</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_06ee678ece4e4d8db31e40561f5669e9" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">316,950</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_0e5fee39110b4ab1a5fb2bdd9c5cdba5" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">163,880</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_d4f6db77c2cf43a8af500a313633b1ee" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">153,070</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_bb832ba372ef4e6389b9d3db18e2a4e5" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_2388b80f4eb9428da540984b13247710" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">316,950</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_a137b28d852743a29e30da47e7f1d39c" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">880,457</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_b8a76ed458f94cfb9ec89a8e8bab5c4d" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_bb992bc2cd894b81b1ad07970fcda0f7" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_6e155f4b7ebf40fc855a410b819e7542" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">746,539</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_cdae5477d0ee487cabab7a97d8478e66" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">746,539</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Accrued interest receivable</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_209d3b8576834e36930756ce892226fa" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,938</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_1bdc4d00257b4ab7b55c641e65a42a77" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">306</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_29cf9c40a34c43d1a3a22e5de13bcafc" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,301</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_1369c0a8a4b741029a403e76d918b24e" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,331</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_d5e7067ef72a44a9b7b08d3e482fc358" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,938</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Bank owned life insurance</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_cfe5a49c9bd04c5fbdc064391f3b726a" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,275</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_9dd804dd895f4dd3b1d8847414aeb8e2" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,275</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_e5ab03c5697f4c9dbe8629f765d2cee0" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_2ffc6eeee8fe47af8ffd0c47062b1ee7" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_8e09cc9c41634229aba618cbd8ffcfbe" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,275</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Financial Liabilities:</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deposits</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_896eb4ad0c124089808c040f72792f69" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">682,635</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_693e99b1ba634442b29fe58f46f9728e" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_6fcb8f30fe774702aeb53013824740ba" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">536,171</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_77b0d1fca8934ce8b09be267fe3fb969" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_5d9744b58ad04f4fb452ef51ae6cd891" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">536,171</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">FHLB advances</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_eaf3549eac384288826f18c467252cb4" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">209,319</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1"><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_1b87c39b2e974445895fed52edef8c24" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_b730a2a41a94416b94db4e0f16203525" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">208,107</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_464a85f946934d37a1d70c425da7b5ee" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_d52c3a75e7b24e67ba7e5783afb07a85" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">208,107</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Securities sold under agreements to repurchase</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_7418b2da0aaf452ab486cbba03671d64" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">73,475</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1"><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_b9b83979fd53417ebd09e7be971a9ea9" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_51af614926144e61b03f0a529fe1d073" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">72,597</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_805f850a140645389935ec3988c46e39" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_33b566979d7d4ec9a57aed0e7311a903" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">72,597</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;" rowspan="1">
                <div style="margin-left: 9pt; text-indent: -9pt;">Bank Term Funding Program borrowing<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:FederalFundsPurchasedFairValueDisclosure" id="Fact_5ae517ae1bee44319a26ca006cf600be" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">100,000</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:FederalFundsPurchasedFairValueDisclosure" id="Fact_09a468f5935c4c1096b99837988c87eb" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:FederalFundsPurchasedFairValueDisclosure" id="Fact_1d5a79487ff24a79a0f7e41e9a2ddbbe" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">100,000</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:FederalFundsPurchasedFairValueDisclosure" id="Fact_88b296b046fc4b86a463f2070334af52" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:FederalFundsPurchasedFairValueDisclosure" id="Fact_07221e4b04fe48afb0ddbcfc0c497818" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">100,000</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: #CCEEFF;" rowspan="1">Note payable <br/>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_71d4cbff320f4d3aa9c704c5aa1fd677" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,000</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_d184bb1915a2472895f0624cbfafbecc" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_93566c32a6c74a1c82f6e35fe0f87d38" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_8dc27cb7d7bf44a580977c0254cc1780" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,000</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_70e0b4520c244ccfaf9ac39800997601" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,000</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Accrued interest payable</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_9319f04bbe654b24814a7bdf761c8432" contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,420</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_6b9910f326d74a3b9a2936752a44e44e" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_c889c61db16f490f8d6192617a8e79f6" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,420</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_2d5c163781e2487496a69738fa46642d" contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_1ff6a21f87ba45ca87a4cfa5b35a0e5a" contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,420</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b23" continuedAt="Text_34802e9d618141b6b3b30d1e7fb4317b24"><ix:continuation id="Text_08560e9fb0de4d249d78d338895eea873" continuedAt="Text_08560e9fb0de4d249d78d338895eea874">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>
</ix:continuation></ix:continuation>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-26</span></div>

          <div style="page-break-after:always;" class="BRPFPageBreak">
            <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <ix:continuation id="Text_34802e9d618141b6b3b30d1e7fb4317b24"><ix:continuation id="Text_08560e9fb0de4d249d78d338895eea874">
<table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                <div style="text-align: center; font-weight: bold;">Carrying</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="14">
                <div>
                  <div style="text-align: center; font-weight: bold;">Fair Value Measurements at December 31, 2022</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 1</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 2</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 3</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="18">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">Financial Assets:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Cash and cash equivalents</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_3c8ff294fbba48d4a7decb5231c7807a" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,105</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_2701fbbedd0e4a9d9efcab86ec5d6c9b" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,105</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_130ed48666c64b36a056083019c641bf" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;"><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_80cb6daf83d04deebc8e2aebb0a2dab5" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsFairValueDisclosure" id="Fact_7654bdb50cdc43b3ae61c21184d9ff46" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">16,105</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Securities available-for-sale</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_1d882f7d5d8b4c7ab84ee09715b2109a" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">328,749</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_5dcc8e9019d3414885873845aab5b5b1" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">160,589</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_f832e3c16e07439d9c96ed83a9d960e0" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">168,160</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;"><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_e46f37f6b0794e4881d1535e98b44b6c" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div><ix:nonFraction name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" id="Fact_57bfd51252aa46a3a41fcea712daadeb" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">328,749</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Loans receivable held for investment<br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_42d79c5a16cc4002b47e2eed1827d02d" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">768,046</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;"><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_6e07616c9007460aac193b8a519fd252" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_bf0adaf0c4be4cf784daaf067eb8795c" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;"><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_915f666a5cb84b7dbc64fe02643281f3" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">641,088</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1"><ix:nonFraction name="us-gaap:LoansReceivableFairValueDisclosure" id="Fact_afae8ade1a28442da218a483045b520c" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">641,088</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Accrued interest receivable</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_c3907bcd1ea74d27bca945e378b0ac68" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,973</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_d315ba16fe5e416dac0a196e0780052b" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">442</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_b69526cf25a5482093e1dcf52bf0883a" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">793</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_d5c6b3e7ec774dafa64ae5e4f403e38a" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,738</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestReceivableFairValueDisclosure" id="Fact_1bd5e1c042df456f891aa95482794089" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,973</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Bank owned life insurance</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_dae9339b099a4a378fbd1c0b19507554" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,233</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_7008b753aee64187bd41d14b93d50a5f" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,233</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_804e61b0140f45c3807ec815699e836c" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_c0fd54d914a04ce9a8b6eae93fc1ed67" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="byfc:BankOwnedLifeInsuranceFairValueDisclosure" id="Fact_ded4ded1e38f4d4689c03662e294d648" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,233</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 40%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">Financial Liabilities:</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Deposits</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_18af0d920f8a40dd91fdc0f6b2c1fbc3" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">686,916</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);"><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_2573f99ba5f5451cb5fb5a6b6de999ab" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_87c769ea7474470396865025db5f5fb9" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">673,615</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);"><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_decda68f29ee4b2ea01355f3b9145d6f" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:DepositsFairValueDisclosure" id="Fact_c9948ec72f33461baff42512b69b76bc" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">673,615</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">FHLB advances</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_7be3658e918743cda55af76aaa968113" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">128,344</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_b204a46e86394f9088d2d1fa36f1d70a" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_20f9103556fe4bb1968db7c2b9f98700" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">126,328</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_ac9a72c9d1f84102b4be0751aeddadcc" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">
                <div><ix:nonFraction name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" id="Fact_0141173efa4d43818d99af4877627175" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">126,328</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Securities sold under agreements to repurchase</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_90be61e78ca44e319f8e3a5e5f6d1b29" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">63,471</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);"><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_6cefc39ad63d4ccea422a52c12072783" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);"><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_34f6edf85ce541ffa0c19e5c0b6ec644" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">60,017</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_f3f935362e3c4b49b0e5c96d749f6eb6" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" id="Fact_4b980833e34940688e3335b7f947e2d2" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">60,017</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;" rowspan="1">Note payable&#160; <br/>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_82e7670754f74b8f8013944e118d2803" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,000</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" rowspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_42ef7c33820e4de9bec00b94b20ed84a" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" rowspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_a144c52202944fa29d00a01a8915b865" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_f22218eb9e9a4a7290ae960158f285f7" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,000</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1" rowspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1" rowspan="1"><ix:nonFraction name="us-gaap:NotesPayableFairValueDisclosure" id="Fact_030e06548e0b448bad6d8142975e4de6" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,000</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; white-space: nowrap;" colspan="1" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Accrued interest payable</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_1744e2eb2de74d59b1b424fb0dd7a8a1" contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">453</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);"><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_37ca344472594a91a581905573a73043" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_31c273aa85614243b61097832ff829fe" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">453</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_e10564abc4bf45e8971dd595bc458e30" contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="byfc:AccruedInterestPayableFairValueDisclosure" id="Fact_4a2053414ae64b9e9ee5b08c9062b6e2" contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">453</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <div style="text-align: justify; text-indent: -36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:DepositLiabilitiesDisclosuresTextBlock" id="Text_c5c58c042e3447dbbfafd70e780aace9" contextRef="c20230101to20231231" escape="true" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e5201">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 9 &#8211; Deposits</div>
</ix:nonNumeric>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e5201" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e5202">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e5202" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e5203"><ix:nonNumeric name="us-gaap:DepositLiabilitiesTypeTableTextBlock" id="Text_c24d318750af48bcb817eafbc3aa421b" contextRef="c20230101to20231231" escape="true" continuedAt="Text_e029de02acd546b5a7b45928092fefb41">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Deposits are summarized as follows:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e5203" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e5204"><ix:continuation id="Text_e029de02acd546b5a7b45928092fefb41" continuedAt="Text_e029de02acd546b5a7b45928092fefb42">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e5204" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e5205"><ix:continuation id="Text_e029de02acd546b5a7b45928092fefb42">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                </div>
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                </div>
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest checking and other demand deposits</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:InterestBearingDomesticDepositChecking" id="Fact_c590fa36d10b4202a158897a3ebaed94" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">219,138</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:InterestBearingDomesticDepositChecking" id="Fact_ce531cab35d04d25a230618f130e4f40" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">244,562</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Non&#8209;interest-bearing demand deposits</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:NoninterestBearingDomesticDepositDemand" id="Fact_cefd0adb87cd4907b5dcefc0ca2bb106" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">107,891</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:NoninterestBearingDomesticDepositDemand" id="Fact_db41fe34499e44eca47e155453611232" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">89,779</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Money market deposits</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DepositsMoneyMarketDeposits" id="Fact_e636b7bcd701424baec010aafb7b870f" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">127,590</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DepositsMoneyMarketDeposits" id="Fact_603eb0cf7b814e5f98211232e21e1fcc" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">155,200</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Savings deposits</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DepositsSavingsDeposits" id="Fact_b3495c3f8baf4d33886299de265a382d" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">59,981</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DepositsSavingsDeposits" id="Fact_d2d9d2bea32544f2a9aa9dbaee5ebf46" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">62,322</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Certificates of deposit</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:TimeDeposits" id="Fact_d7d7aa90d6004d45ab3ce8a3107b6d4d" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">168,035</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:TimeDeposits" id="Fact_c13abe703f254651ab076e48e32e1e55" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">135,053</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:Deposits" id="Fact_7554ca2e5f99476493d2f6f1553fd436" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">682,635</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:Deposits" id="Fact_442b0073bb4a4767af9492299ca0a3bc" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">686,916</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e5205" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e5206">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e5206" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e5207">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank accepts two types of deposits from a deposit placement service called the Certificate of Deposit Account Registry Service (&#8220;CDARS&#8221;). Reciprocal deposits are
          the Bank&#8217;s own retail deposits in amounts in excess of the insured limits. The CDARS program allows banks to place their customers&#8217; funds in FDIC&#8209;insured certificates of deposit at other banks and, at the same time, receive an equal sum of funds
          from the customers of other banks in the CDARS Network. These deposits totaled $<ix:nonFraction name="us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit" id="Fact_067abe5658e0451e86f7b9c3eacb7ac9" contextRef="c20231231_CounterpartyNameAxis_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">114.8</ix:nonFraction> million and $<ix:nonFraction name="us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit" id="Fact_25cb0c1069b443acaf5e6d355c308dc6" contextRef="c20221231_CounterpartyNameAxis_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">74.6</ix:nonFraction> million at December 31, 2023 and 2022, respectively and are not considered to be brokered deposits. The other type of deposit that may be
          accepted under the CDARS program is nonreciprocal deposits which are considered to be brokered funds. As of December 31, 2023, the Bank had <ix:nonFraction name="us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit" id="Fact_0c7495d46694404a835efd132ef06384" contextRef="c20231231_CounterpartyNameAxis_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">no</ix:nonFraction>
          such deposits.</div>
</ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e5207" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e5208">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e5208" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e5209">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">At December 31, 2023 and 2022, the Bank had $<ix:nonFraction name="us-gaap:InterestBearingDomesticDepositBrokered" id="Fact_1b78844f40b14988acc84aa99367af8e" contextRef="c20231231" unitRef="U001" decimals="-2" scale="3" format="ixt:num-dot-decimal">0</ix:nonFraction> and $<ix:nonFraction name="us-gaap:InterestBearingDomesticDepositBrokered" id="Fact_4ba84ae2dd0d4162abdc81845c761d04" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.3</ix:nonFraction> million in (non-CDARS) brokered deposits, respectively.</div>
</ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e5209" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52010">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52010" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52011">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">As of December 31, 2023 and 2022, approximately $<ix:nonFraction name="us-gaap:CashUninsuredAmount" id="Fact_f00f461eda7f4ae28f3b36289d28652c" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">286.4</ix:nonFraction>
          million and $<ix:nonFraction name="us-gaap:CashUninsuredAmount" id="Fact_0d5a90b1f30d4b1981124856326529e1" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">212.9</ix:nonFraction> million of our total deposits (including deposits from affiliates) were not insured by FDIC insurance, which
          represented <ix:nonFraction name="byfc:PercentageOfUninsuredDeposits" id="Fact_ed17de8bd5324818ae4a8817dace75ca" contextRef="c20231231" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">37</ix:nonFraction>% and <ix:nonFraction name="byfc:PercentageOfUninsuredDeposits" id="Fact_964e4508d0c741b2964156c418ccd29e" contextRef="c20221231" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">31</ix:nonFraction>%
          of total deposits, respectively.</div>
</ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52011" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52012">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52012" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52013"><ix:nonNumeric name="us-gaap:TimeDepositMaturitiesTableTextBlock" id="Text_8d2ba28618d04dee838d10cfacafab7d" contextRef="c20230101to20231231" escape="true" continuedAt="Text_b0957e21ad6643dd81cc942f21801cce1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Scheduled maturities of certificates of deposit for the next five years are as follows:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52013" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52014"><ix:continuation id="Text_b0957e21ad6643dd81cc942f21801cce1" continuedAt="Text_b0957e21ad6643dd81cc942f21801cce2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52014" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52015"><ix:continuation id="Text_b0957e21ad6643dd81cc942f21801cce2">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div style="text-align: left; font-weight: bold;">Maturity</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Amount</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: middle; text-align: center;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2024</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:TimeDepositMaturitiesYearOne" id="Fact_8e00fcbeaadf4f548e30925345c7db35" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">141,705</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: middle; text-align: center; width: 88%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2025</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:TimeDepositMaturitiesYearTwo" id="Fact_8cf871b14bf3450195a228aabd4c50e7" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">20,002</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2026</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:TimeDepositMaturitiesYearThree" id="Fact_5c92055021b340a299f23430812df4cb" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,000</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: middle; text-align: center; width: 88%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2027</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:TimeDepositMaturitiesYearFour" id="Fact_35f91c8082e844eb8da33c2d7eda4fb9" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">178</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2028</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:TimeDepositMaturitiesYearFive" id="Fact_2f00ac2cfbd64268a44370b2c33c54da" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">10</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 2px;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">Thereafter</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:TimeDepositMaturitiesAfterYearFive" id="Fact_ae0e6db765a74604a976663f827ad7dd" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">140</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:TimeDeposits" id="Fact_1e6a54b5e6ed4f7b88b97e53c0a4b7b7" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">168,035</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52015" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52016">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="width: 100%;" class="BRPFPageFooter"></div>

          <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-27</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div style="width: 100%;" class="BRPFPageHeader">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52016" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52017">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Certificates of deposit of $250 thousand or more totaled $<ix:nonFraction name="byfc:TimeDeposits250000OrMore" id="Fact_0c00f1c7e7d1441586d707315720de5a" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">23.5</ix:nonFraction>
          million and $<ix:nonFraction name="byfc:TimeDeposits250000OrMore" id="Fact_f87d332974d34dc6b2844bf2caf09c65" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">30.2</ix:nonFraction> million at December 31, 2023 and 2022, respectively.</div>
</ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52017" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52018">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52018" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52019">
<div style="margin: 0px 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The Company has a significant concentration of deposits with <ix:nonFraction name="byfc:NumberOfSignificantCustomers" id="Fact_3eea7793d9184cd28936b0819cfcd38b" contextRef="c20230101to20231231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember" unitRef="U009" decimals="INF" scale="0" format="ixt-sec:numwordsen">five</ix:nonFraction> long&#8209;time customers that accounted for approximately <ix:nonFraction name="us-gaap:ConcentrationRiskPercentage1" id="Fact_c423c97aceeb4ba0818027d3d40bfcd6" contextRef="c20230101to20231231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember_MajorCustomersAxis_FiveCustomersMember" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">28</ix:nonFraction>% and <ix:nonFraction name="us-gaap:ConcentrationRiskPercentage1" id="Fact_40830c8531fc40dbbe91bce08140f413" contextRef="c20220101to20221231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember_MajorCustomersAxis_FiveCustomersMember" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">27</ix:nonFraction>% of its deposits as of December&#160;31, 2023 and 2022, respectively. The Company expects to maintain the relationships with the customers for the
            near term.</div>
</ix:continuation>
        </div>

        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52019" continuedAt="Text_a7bc0713ebf0474880a3b33f9f80e52020">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_a7bc0713ebf0474880a3b33f9f80e52020">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Deposits from principal officers, directors, and their affiliates totaled $<ix:nonFraction name="us-gaap:RelatedPartyDepositLiabilities" id="Fact_b14a7427c20141a38499ca6f286ce18a" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">21.3</ix:nonFraction> million and $<ix:nonFraction name="us-gaap:RelatedPartyDepositLiabilities" id="Fact_e55175a37b124bd89ddd56990ab7e8a6" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">24.3</ix:nonFraction> million at December 31, 2023 and 2022, respectively.</div>
</ix:continuation>

        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0);">

    <ix:nonNumeric name="us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock" id="Text_86119ce1eb8343708076a461a55f4588" contextRef="c20230101to20231231" escape="true" continuedAt="Text_c29c8929ce924741b3aab35748f343711">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 700; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">Note 10 &#8211; Borrowings</span></div>
</ix:nonNumeric>
    <ix:continuation id="Text_c29c8929ce924741b3aab35748f343711" continuedAt="Text_c29c8929ce924741b3aab35748f343712">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 700; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"> <br/>
      </span></div>
</ix:continuation>

    <ix:continuation id="Text_c29c8929ce924741b3aab35748f343712" continuedAt="Text_c29c8929ce924741b3aab35748f343713"><ix:nonNumeric name="us-gaap:FederalHomeLoanBankAdvancesTableTextBlock" id="Text_da42858fb9774f269981469cb6515b47" contextRef="c20230101to20231231" escape="true" continuedAt="Text_64667e59c0804d68a70afab99f822e511">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';">The following table summarizes information relating to FHLB advances at or for the periods indicated:</div>
</ix:nonNumeric></ix:continuation>
    <div style="font-size: 10pt;">
      <ix:continuation id="Text_c29c8929ce924741b3aab35748f343713" continuedAt="Text_c29c8929ce924741b3aab35748f343714"><ix:continuation id="Text_64667e59c0804d68a70afab99f822e511" continuedAt="Text_64667e59c0804d68a70afab99f822e512">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><br/>
      </div>
</ix:continuation></ix:continuation>
      <ix:continuation id="Text_c29c8929ce924741b3aab35748f343714" continuedAt="Text_c29c8929ce924741b3aab35748f343715"><ix:continuation id="Text_64667e59c0804d68a70afab99f822e512">
<table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; letter-spacing: normal; text-transform: none; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">At or For the Year Ended December 31,</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"> 2023</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2022</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman';">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(Dollars in thousands)</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">FHLB Advances:</div>
            </td>

    <td valign="bottom" colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Average balance outstanding during the year</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" id="Fact_bdc7f5886f2942399503fd4ac2b116de" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">177,261</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" id="Fact_a288365673834c60acf7f3b3790a3c7f" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">61,593</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Maximum amount outstanding at any month&#8209;end during the year</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" id="Fact_e6e40544b1d740c4b73fc8b7ea3c24b8" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">210,242</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" id="Fact_7d0c5c88911345b68c2eaa1ebe8b3755" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">128,823</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Balance outstanding at end of year</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdvancesFromFederalHomeLoanBanks" id="Fact_94c19fd7cef24126a7a73aeb56160ca8" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">209,319</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdvancesFromFederalHomeLoanBanks" id="Fact_c4e789bcc93b45ec8d8423c2456c3d9e" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">128,344</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Weighted average interest rate at end of year</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate" id="Fact_658a168cadc7405286f51a9e599f4f47" contextRef="c20231231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">4.91</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate" id="Fact_10a1b5284db542949892fafa742d0a3c" contextRef="c20221231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">3.74</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Average cost of advances during the year</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" id="Fact_cd0dbaa9e2b043b3aa822b8e289e94df" contextRef="c20230101to20231231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">4.70</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" id="Fact_c08799cbf64c4b529cf3cbb8ef1e63c5" contextRef="c20220101to20221231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">1.74</ix:nonFraction></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Weighted average maturity (in months)</div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonNumeric name="us-gaap:FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" id="Fact_d953c518d73340fab0579a8226c90320" contextRef="c20231231" format="ixt-sec:durmonth">2</ix:nonNumeric></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonNumeric name="us-gaap:FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" id="Fact_d9242edfa211494595b1e54642a65852" contextRef="c20221231" format="ixt-sec:durmonth">7</ix:nonNumeric></div>
            </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

      <ix:continuation id="Text_c29c8929ce924741b3aab35748f343715" continuedAt="Text_c29c8929ce924741b3aab35748f343716">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><br/>
      </div>
</ix:continuation>
      <div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';">
        <ix:continuation id="Text_c29c8929ce924741b3aab35748f343716" continuedAt="Text_c29c8929ce924741b3aab35748f343717">
<div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Each advance is
          subject to a prepayment penalty if paid before its maturity date. The advances were collateralized by $<ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_3d207c44ddb344979f4abd40fc03fbc8" contextRef="c20231231_CollateralAxis_CommercialRealEstateMember_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalHomeLoanBankAdvancesMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">435.4</ix:nonFraction> million and $<ix:nonFraction name="us-gaap:NotesReceivableGross" id="Fact_0f568d44eb69496bb23a733c7b48812b" contextRef="c20221231_CollateralAxis_CommercialRealEstateMember_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalHomeLoanBankAdvancesMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">328.1</ix:nonFraction> million of commercial real estate loans at December 31, 2023 and 2022, respectively, under a blanket lien arrangement. Based on collateral
          pledged and the Company&#8217;s holdings of FHLB stock as of December 31, 2023, the Company was eligible to borrow up to an additional $<ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" id="Fact_39fca07306d2461ab66a532321e20698" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">117.0</ix:nonFraction>
          million at year&#8209;end 2023.</div>
</ix:continuation>
        <ix:continuation id="Text_c29c8929ce924741b3aab35748f343717" continuedAt="Text_c29c8929ce924741b3aab35748f343718">
<div style="text-align: justify; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <div style="text-align: justify; font-size: 10pt;">
          <ix:continuation id="Text_c29c8929ce924741b3aab35748f343718" continuedAt="Text_c29c8929ce924741b3aab35748f343719"><ix:nonNumeric name="byfc:ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" id="Text_07d745f7d6fe4ed58ee7a695040280ed" contextRef="c20230101to20231231" escape="true" continuedAt="Text_a4af7004272e450f91a5463859b249911">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';">Scheduled maturities of FHLB advances are as follows:</div>
</ix:nonNumeric></ix:continuation>
          <ix:continuation id="Text_c29c8929ce924741b3aab35748f343719" continuedAt="Text_c29c8929ce924741b3aab35748f3437110"><ix:continuation id="Text_a4af7004272e450f91a5463859b249911" continuedAt="Text_a4af7004272e450f91a5463859b249912">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"> <br/>
          </div>
</ix:continuation></ix:continuation>
          <ix:continuation id="Text_c29c8929ce924741b3aab35748f3437110" continuedAt="Text_c29c8929ce924741b3aab35748f3437111"><ix:continuation id="Text_a4af7004272e450f91a5463859b249912">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Amount</div>
                </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';">&#160;</td>

    <td valign="bottom" colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(In thousands)</div>
                </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; background-color: #CCEEFF;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">2024</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" id="Fact_30d552cddc764f779af61df716f11b8d" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">176,638</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 2px;">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">2025</div>
                </td>

    <td valign="bottom" colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" id="Fact_56680b26ecec48298bced22ce92feb2a" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">32,681</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;"><ix:nonFraction name="us-gaap:AdvancesFromFederalHomeLoanBanks" id="Fact_b37a41eeee844be19eb0c0fa62ed0254" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">209,319</ix:nonFraction></div>
                </td>

    <td valign="bottom" colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

          <ix:continuation id="Text_c29c8929ce924741b3aab35748f3437111" continuedAt="Text_c29c8929ce924741b3aab35748f3437112">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><br/>
          </div>
</ix:continuation>
          <div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';">
            <ix:continuation id="Text_c29c8929ce924741b3aab35748f3437112" continuedAt="Text_c29c8929ce924741b3aab35748f3437113">
<div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">On December 27,
              2023, the Company borrowed $<ix:nonFraction name="us-gaap:IncreaseDecreaseInFederalFundsPurchased" id="Fact_103b8ffaab714afe984dc2febb8cdca7" contextRef="c20231227to20231227_PledgingPurposeAxis_FederalReserveBankAdvancesMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">100.0</ix:nonFraction> million from the Federal Reserve under the Bank Term Funding Program (&#8220;BTFP&#8221;). As of December 31,
              2023, $<ix:nonFraction name="us-gaap:FederalFundsPurchased" id="Fact_02b28051183e4b86ac54ca13dfdc4054" contextRef="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">100.0</ix:nonFraction> million was outstanding. The interest rate on this borrowing is fixed at <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact_e5e46d1dd1974d7d8e461f0760368217" contextRef="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">4.84</ix:nonFraction>% and the borrowing matures on <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" id="Fact_48bd0a78ff2b4d1ea5a421e4b2631e5f" contextRef="c20230101to20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember" format="ixt:date-monthname-day-year-en">December 29, 2024</ix:nonNumeric>.
              Investment securities with a book value of $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_b46559be76714949af34d736194569e0" contextRef="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalReserveBankAdvancesMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">107.3</ix:nonFraction> million and a fair value of $<ix:nonFraction name="byfc:FinancialInstrumentsOwnedAtAmortizedCost" id="Fact_f675226609a2409da13de31826fcd61d" contextRef="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalReserveBankAdvancesMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">98.3</ix:nonFraction> million were pledged as collateral for this borrowing as of December 31, 2023. There are <ix:nonFraction name="byfc:DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" id="Fact_5bab0df3d18a42b9b8e62c567fe48607" contextRef="c20230101to20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction> prepayment penalties for early payoff. As the BTFP ended on March 11, 2024, <ix:nonFraction name="us-gaap:IncreaseDecreaseInFederalFundsPurchased" id="Fact_c183bae9cc3d4e3990b6bd486d0c0cc4" contextRef="c20240311to20240311_PledgingPurposeAxis_FederalReserveBankAdvancesMember_SubsequentEventTypeAxis_SubsequentEventMember" unitRef="U001" decimals="-6" scale="6" format="ixt-sec:numwordsen">no</ix:nonFraction> additional borrowings can be made under the program.</div>
</ix:continuation>
            <ix:continuation id="Text_c29c8929ce924741b3aab35748f3437113" continuedAt="Text_c29c8929ce924741b3aab35748f3437114">
<div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </div>
</ix:continuation>
            <ix:continuation id="Text_c29c8929ce924741b3aab35748f3437114">
<div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"> In addition, the
              Bank had additional lines of credit of $<ix:nonFraction name="us-gaap:LineOfCredit" id="Fact_a8578071a016441982354d6ef7ac4cd0" contextRef="c20231231_LineOfCreditFacilityAxis_OtherFinancialInstitutionsMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">10.0</ix:nonFraction> million with other financial institutions as of December 31, 2023.</div>
</ix:continuation>
            </div>

        </div>

      </div>

    </div>

    <div><br/></div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <ix:nonNumeric name="us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" id="Text_eec2163816ae42b195ced473a66f38df" contextRef="c20230101to20231231" escape="true" continuedAt="Text_3b4b188254e844b79614e8a3cf84d7231">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Note 11 &#8211; Securities Sold Under Agreements to Repurchase</div>
</ix:nonNumeric>
      <ix:continuation id="Text_3b4b188254e844b79614e8a3cf84d7231" continuedAt="Text_3b4b188254e844b79614e8a3cf84d7232">
<div><br/></div>
</ix:continuation>
      <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">
        <ix:continuation id="Text_3b4b188254e844b79614e8a3cf84d7232">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank enters into agreements under which it sells securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the
          Bank may transfer legal control over the assets but still retain effective control through an agreement that both entitles and obligates the Bank to repurchase the assets. As a result, these repurchase agreements are accounted for as
          collateralized financing agreements (i.e., secured borrowings) and not as a sale and subsequent repurchase of securities. The obligation to repurchase the securities is reflected as a liability in the Bank&#8217;s consolidated statements of financial
          condition, while the securities underlying the repurchase agreements remain in the respective investment securities asset accounts. In other words, there is no offsetting or netting of the investment securities assets with the repurchase
          agreement liabilities. As of December 31, 2023, securities sold under agreements to repurchase totaled $<ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchase" id="Fact_b4b62998a05641fd9d585dd9bc4f9e6a" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">73.5</ix:nonFraction> million at an average rate
          of <ix:nonFraction name="byfc:WeightedAverageRateOnRepurchaseAgreements" id="Fact_95d70678596a40a78a36cf0428dbc0aa" contextRef="c20230101to20231231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">2.60</ix:nonFraction>%. These agreements mature on a daily basis, but management expects the agreements to be available in the foreseeable future.
          The fair value of securities pledged totaled&#160;$<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_6e3457e0004242398a5aa036fdc90370" contextRef="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">89.0</ix:nonFraction> million as of December 31, 2023&#160;and included $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_9a77c5413d5743cc82ce6201add1cc25" contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">47.8</ix:nonFraction> million of U.S. Treasuries, $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_71b384713ea4442bab7b8fb807bba255" contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">30.2</ix:nonFraction>
          million of federal agency debt, and $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_fd6b8369a1d24c0fad306b51c0b167a4" contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">11.0</ix:nonFraction> million of federal agency mortgage-backed securities. As of December 31, 2022, securities
          sold under agreements to repurchase totaled $<ix:nonFraction name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchase" id="Fact_e0b0ea0505864526b03d9f5d3d3675e8" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">63.5</ix:nonFraction> million at an average rate of <ix:nonFraction name="byfc:WeightedAverageRateOnRepurchaseAgreements" id="Fact_f360169093364664979b90e9711b0442" contextRef="c20220101to20221231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">0.38</ix:nonFraction>%. The fair value of securities pledged totaled $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_6130e644724c46f792b6171ad1d79c52" contextRef="c20221231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">64.4</ix:nonFraction>
          million as of December 31, 2022 and included $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_d9a8b45884554790921b72f33945fa61" contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">33.3</ix:nonFraction> million of federal agency debt, $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_9db1d310ac5f413d806041345c8df36c" contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">19.2</ix:nonFraction> million of U.S. Treasuries and $<ix:nonFraction name="us-gaap:FinancialInstrumentsOwnedAtFairValue" id="Fact_104561fecc3a4eb6a81ee587886e0a1a" contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">11.9</ix:nonFraction> million of federal
          agency mortgage-backed securities.</div>
</ix:continuation>
      </div>


      <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
      </div>

      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageFooter" style="width: 100%;"></div>

        <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-28</span></div>

        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

        <div style="width: 100%;" class="BRPFPageHeader">
          <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

        </div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <ix:nonNumeric name="us-gaap:DebtDisclosureTextBlock" id="Text_cbee73a31e104983ae81f1c5923fe3fd" contextRef="c20230101to20231231" escape="true" continuedAt="Text_8831b85f772e4a46b0084a7b3dcdf04c1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Note 12 &#8211; Notes Payable</div>
</ix:nonNumeric>
      <div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">
        <ix:continuation id="Text_8831b85f772e4a46b0084a7b3dcdf04c1" continuedAt="Text_8831b85f772e4a46b0084a7b3dcdf04c2">
<div><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_8831b85f772e4a46b0084a7b3dcdf04c2" continuedAt="Text_8831b85f772e4a46b0084a7b3dcdf04c3">
<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">In
            connection with the New Market Tax Credit activities of City First Bank, CFC 45 is a partnership whose members include CFNMA and City First New Markets Fund II, LLC. This CDE acts in effect as a pass-through for a Merrill Lynch allocation
            totaling $<ix:nonFraction name="us-gaap:NotesPayable" id="Fact_ad4e60f7ef8a46a49d692f86f7b4ffe4" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">14.0</ix:nonFraction> million that needed to be deployed. In December 2015, Merrill Lynch made a $<ix:nonFraction name="us-gaap:NotesPayable" id="Fact_3069a1d4f9c34949bfde85f6e0de1f10" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">14.0</ix:nonFraction> million non-recourse loan to CFC 45, whereby CFC 45 passed that loan through to a Qualified Active Low-Income Community Business. The loan to the QALICB is secured by
            a Leasehold Deed of Trust that, due to the pass-through, non-recourse structure, is operationally and ultimately for the benefit of Merrill Lynch rather than CFC 45. Debt service payments received by CFC 45 from the QALICB are passed through to
            Merrill Lynch in return for which CFC 45 receives a servicing fee. The financial statements of CFC 45 are consolidated with those of the Bank and the Company.</span><br/>
        </div>
</ix:continuation>
      </div>

      <ix:continuation id="Text_8831b85f772e4a46b0084a7b3dcdf04c3">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><br/>
        There were <ix:nonFraction name="byfc:NumberOfNotesPayables" id="Fact_1420d037a2144569a2c3b4c5334c2a98" contextRef="c20230101to20231231" unitRef="U010" decimals="INF" scale="0" format="ixt-sec:numwordsen">two</ix:nonFraction> notes outstanding at CFC 45 as of December 31, 2023. Note A was in the amount of $<ix:nonFraction name="us-gaap:NotesPayable" id="Fact_5c46f631ea7543bdb7d88f03b7ff6a08" contextRef="c20231231_DebtInstrumentAxis_NotesPayableAMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:RepaymentsOfDebt" id="Fact_4fbb39f144cc47608a7efeface53546c" contextRef="c20240101to20240131_DebtInstrumentAxis_NotesPayableAMember_SubsequentEventTypeAxis_SubsequentEventMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">9.9</ix:nonFraction></ix:nonFraction> million with a fixed interest rate of <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact_e8bb36a67aa143748fa02ce6764a9ac7" contextRef="c20231231_DebtInstrumentAxis_NotesPayableAMember" unitRef="U004" decimals="3" scale="-2" format="ixt:num-dot-decimal">5.2</ix:nonFraction>%
        per annum. Note B was in the amount of $<ix:nonFraction name="us-gaap:RepaymentsOfDebt" id="Fact_91910c1a7f074f0eabfd749f42ef5759" contextRef="c20240101to20240131_DebtInstrumentAxis_NotesPayableBMember_SubsequentEventTypeAxis_SubsequentEventMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:NotesPayable" id="Fact_418be5786835467f9957fefa2fff14ad" contextRef="c20231231_DebtInstrumentAxis_NotesPayableBMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.1</ix:nonFraction></ix:nonFraction> million with a fixed interest rate of <ix:nonFraction name="us-gaap:DebtInstrumentInterestRateStatedPercentage" id="Fact_2263cd12bd284406b16408ac10d6a71e" contextRef="c20231231_DebtInstrumentAxis_NotesPayableBMember" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">0.24</ix:nonFraction>% per annum. Quarterly interest only payments commenced in March 2016 and continued through March 2023 for Notes A and B. Beginning in September 2023, quarterly principal
        and interest payments were due for Notes A and B. Both notes would have matured on <ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" id="Fact_f7410724933340cf8a5e6226531cc91c" contextRef="c20230101to20231231_DebtInstrumentAxis_NotesPayableAMember" format="ixt:date-monthname-day-year-en"><ix:nonNumeric name="us-gaap:DebtInstrumentMaturityDate" id="Fact_eca40241e9044149b0daa129f346b439" contextRef="c20230101to20231231_DebtInstrumentAxis_NotesPayableBMember" format="ixt:date-monthname-day-year-en">December 1, 2040</ix:nonNumeric></ix:nonNumeric>, but were paid off during
        January 2024. </div>
</ix:continuation>

      <div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
   <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:CompensationAndEmployeeBenefitPlansTextBlock" id="Text_e285133b8df04eb88eb2f18cacdb812b" contextRef="c20230101to20231231" escape="true" continuedAt="Text_c286fe340c3741aebd7943634515fdd41">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 13 &#8211; Employee Benefit Plans</div>
</ix:nonNumeric>
        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd41" continuedAt="Text_c286fe340c3741aebd7943634515fdd42">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd42" continuedAt="Text_c286fe340c3741aebd7943634515fdd43">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-variant: normal; text-transform: none;">401(k) Plans</div>
</ix:continuation>
          <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd43" continuedAt="Text_c286fe340c3741aebd7943634515fdd44">
<div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-transform: none;">&#160;</div>
</ix:continuation>
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-weight: normal; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-variant: normal; text-transform: none;">
            <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd44" continuedAt="Text_c286fe340c3741aebd7943634515fdd45">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">In July of 2022, the Broadway Federal Bank 401(k) benefit plan and the City First Bank 401(k) benefit plan were combined into one plan called &#8220;the City First
              Bank 401(k) benefit plan&#8221; (the &#8220;401(k) Plan&#8221;). The 401(k) Plan allows employee contributions for substantially all employees up to <ix:nonFraction name="us-gaap:DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" id="Fact_9734ee0e32db45f8a6114d37354c69f1" contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">15</ix:nonFraction>%
              of their compensation, which are matched at a rate equal to <ix:nonFraction name="us-gaap:DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" id="Fact_2a8305f197594146a8bca744f4555fc9" contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">50</ix:nonFraction>% of the first <ix:nonFraction name="us-gaap:DefinedContributionPlanEmployerMatchingContributionPercent" id="Fact_b804a83de638419a9f56c5e08fe36b6f" contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">6</ix:nonFraction>% of compensation contributed. In addition, the 401(k) Plan makes a non-elective safe harbor contribution of <ix:nonFraction name="byfc:DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" id="Fact_fb796b148c9d4daa8b6dd5dd412f4e94" contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">3</ix:nonFraction>% of each eligible employee&#8217;s compensation. Expenses related to the 401(k) plans totaled $<ix:nonFraction name="us-gaap:DefinedContributionPlanCostRecognized" id="Fact_970fee467ab94f66af96663e28c4f17b" contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">447</ix:nonFraction>
              thousand in 2023 and $<ix:nonFraction name="us-gaap:DefinedContributionPlanCostRecognized" id="Fact_7767959ad36f453aa6afb47050776002" contextRef="c20220101to20221231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">309</ix:nonFraction> thousand for 2022.</div>
</ix:continuation>
          </div>

          <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd45" continuedAt="Text_c286fe340c3741aebd7943634515fdd46">
<div style="font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-variant: normal; text-transform: none;">&#160; <br/>
          </div>
</ix:continuation>
        </div>

        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd46" continuedAt="Text_c286fe340c3741aebd7943634515fdd47">
<div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">ESOP Plan</div>
</ix:continuation>
        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd47" continuedAt="Text_c286fe340c3741aebd7943634515fdd48">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd48" continuedAt="Text_c286fe340c3741aebd7943634515fdd49">
<div style="text-align: justify;"><span style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Employee</span><span style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';">s participate in an Employee Stock Ownership Plan (&#8220;ESOP&#8221;) after attaining certain age and service
            requirements.&#160;During 2022, the ESOP purchased <ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP" id="Fact_39f0b18976bc42aa9da42c20701492b6" contextRef="c20220101to20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">58,369</ix:nonFraction> shares of the Company&#8217;s common stock at an average cost of $<ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" id="Fact_bca2f8e5c9b64a8aa685eb3aff94d096" contextRef="c20220101to20221231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">8.57</ix:nonFraction> per share for a total cost of $<ix:nonFraction name="byfc:CostOfSharesPurchasedByESOP" id="Fact_702174273802443c8a4cae5531ab71ce" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">500</ix:nonFraction>
            thousand which was funded with a $<ix:nonFraction name="us-gaap:OriginationOfLoansToEmployeeStockOwnershipPlans" id="Fact_ec82ca838b8c4f979c787fda53b7bc74" contextRef="c20220101to20221231" unitRef="U001" decimals="-6" scale="6" format="ixt:num-dot-decimal">5</ix:nonFraction> million line of credit from the Company. During 2023, the ESOP purchased <ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP" id="Fact_9ccd85f270964f33a6f8c78efddd4cc8" contextRef="c20230101to20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">369,958</ix:nonFraction> additional shares of the Company&#8217;s common stock at an average cost of $<ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" id="Fact_ba586735c98c4b57a2c837d78bfee19b" contextRef="c20230101to20231231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">9.19</ix:nonFraction> per share for a total cost of $<ix:nonFraction name="byfc:CostOfSharesPurchasedByESOP" id="Fact_0f61a698a0584d7e8b22997fc1a05ca9" contextRef="c20230101to20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">3.4</ix:nonFraction> million which was funded with the
            line of credit. Any loans or borrowings under the line of credit will be repaid from the Bank&#8217;s&#160;discretionary contributions to the ESOP, net of dividends paid, over a period of <ix:nonNumeric name="byfc:EmployeeStockOwnershipPlanLoanTerm" id="Fact_9f3c9a85ab834305868ba0f180a796e3" contextRef="c20230101to20231231" format="ixt-sec:durwordsen">20 years</ix:nonNumeric>. Shares of the Company&#8217;s common stock purchased by the ESOP are held in a suspense account until released for allocation to participants. When loan payments are made, shares are
            allocated to each eligible participant based on the ratio of each such participant&#8217;s compensation, as defined in the ESOP, to the total compensation of all eligible plan participants. As the unearned shares are released from the suspense
            account, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the ESOP shares released differs from the
            cost of such shares, the difference is charged or credited to equity as additional paid&#8209;in capital. Dividends on allocated shares increase participant accounts. Dividends on unallocated shares will be used to repay the loan. At the end of
            employment, participants will receive shares for their vested balance. Compensation expense related to the ESOP was $<ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense" id="Fact_7d28c15f00094f7d91f29443a8bde364" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">307</ix:nonFraction> thousand for
            2023 and $<ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense" id="Fact_f00c10a374604477ac23912476789098" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">66</ix:nonFraction> thousand for 2022</span><span style="font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">.</span></div>
</ix:continuation>
        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd49" continuedAt="Text_c286fe340c3741aebd7943634515fdd410">
<div style="text-align: justify;"><span style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0);"> <br/>
            </span></span></div>
</ix:continuation>

        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd410" continuedAt="Text_c286fe340c3741aebd7943634515fdd411"><ix:nonNumeric name="us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" id="Text_59f5984d1ff7447a8cd3529b7ba8a279" contextRef="c20230101to20231231" escape="true" continuedAt="Text_693413e963f648a5995ce63651957f3b1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Shares held by the ESOP were as follows:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd411" continuedAt="Text_c286fe340c3741aebd7943634515fdd412"><ix:continuation id="Text_693413e963f648a5995ce63651957f3b1" continuedAt="Text_693413e963f648a5995ce63651957f3b2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd412" continuedAt="Text_c286fe340c3741aebd7943634515fdd413"><ix:continuation id="Text_693413e963f648a5995ce63651957f3b2">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div>
                  <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"><span style="font-family: 'Times New Roman'; font-size: 10pt;">2023<br/>
                    </span></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div>
                  <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"><span style="font-family: 'Times New Roman'; font-size: 10pt;">2022<br/>
                    </span></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">(Dollars in thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;">Allocated to participants</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" id="Fact_97c835e1d75249589374a9b4613da636" contextRef="c20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">134,444</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" id="Fact_dae2a963451c4bfab5d452d932fba906" contextRef="c20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">132,188</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;">Committed to be released</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" id="Fact_73fe67d98195418da9e215bb55d63f04" contextRef="c20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">28,669</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" id="Fact_e2a1f480f40b47fda589535a6fb45acf" contextRef="c20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">1,237</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;">Suspense shares</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" id="Fact_602be01dc2cf4395a94bca9a9a31619d" contextRef="c20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">458,829</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" id="Fact_033b11d8a2b94fa69658a263183a5ae0" contextRef="c20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">118,561</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;">Total ESOP shares</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP" id="Fact_948775000c814b8cb7ffe0443fc43271" contextRef="c20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">621,942</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP" id="Fact_9fd647640866495a8bb7ad728a0da699" contextRef="c20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">251,986</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;">Fair value of unearned shares</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" id="Fact_20785d5f48d24d8db2154ff001c45f10" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,217</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" id="Fact_d19a02db2ee848a883b9e53ab1516505" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,016</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd413" continuedAt="Text_c286fe340c3741aebd7943634515fdd414">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div style="width: 100%;" class="BRPFPageFooter"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-29</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd414" continuedAt="Text_c286fe340c3741aebd7943634515fdd415">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">During 2023 and 2022, <ix:nonFraction name="byfc:EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" id="Fact_8c2696b3e27943c1b34b83551d0f417e" contextRef="c20230101to20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">28,669</ix:nonFraction> and <ix:nonFraction name="byfc:EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" id="Fact_1a26f87985164f298a3360029938f2f0" contextRef="c20220101to20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">5,032</ix:nonFraction> of ESOP shares were released for allocation to participants, respectively. The outstanding book balance of unearned ESOP shares at December 31,
          2023 and 2022 was $<ix:nonFraction name="byfc:UnearnedESOPSharesCost" id="Fact_accf076fd9494462871891f7b8afd97d" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">4.5</ix:nonFraction> million and $<ix:nonFraction name="byfc:UnearnedESOPSharesCost" id="Fact_a1348c3c1ddf4e3da97b86f66b30c497" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.3</ix:nonFraction>
          million, respectively, which is shown as unearned ESOP shares in the equity section of the consolidated statements of financial condition.</div>
</ix:continuation>
        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd415" continuedAt="Text_c286fe340c3741aebd7943634515fdd416">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd416" continuedAt="Text_c286fe340c3741aebd7943634515fdd417">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">During December of 2022, the Company issued a $<ix:nonFraction name="us-gaap:OriginationOfLoansToEmployeeStockOwnershipPlans" id="Fact_32b866fdaf474dd4bb3d3fc1c630e505" contextRef="c20220101to20221231" unitRef="U001" decimals="-6" scale="6" format="ixt:num-dot-decimal">5</ix:nonFraction> million line of credit to the ESOP Plan
            for the purchase of additional shares. As of December 31, 2023, <span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">the trustee for the ESOP had purchased <ix:nonFraction name="byfc:EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" id="Fact_0e4bfeb389624be1ba93a85ea64babd7" contextRef="c20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">428,327</ix:nonFraction> shares at a total cost of $<ix:nonFraction name="byfc:EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" id="Fact_4922b69956ea46f090436f9dcc2c2bef" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">3.9</ix:nonFraction> million. As of December 31, 2022,
              the trustee for the ESOP had purchased <ix:nonFraction name="byfc:EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" id="Fact_1e5f8a358ae54634aa8f60c5e5adef06" contextRef="c20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">58,369</ix:nonFraction> shares at a total cost of $<ix:nonFraction name="byfc:EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" id="Fact_bf43beb2afa644059be50a068057b064" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">500</ix:nonFraction> thousand</span>.</span><br/>
        </div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_c286fe340c3741aebd7943634515fdd417" continuedAt="Text_c286fe340c3741aebd7943634515fdd418">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/></div>
</ix:continuation>
          <div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';">
            <ix:continuation id="Text_c286fe340c3741aebd7943634515fdd418">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All common stock <span style="font-size: 10pt; font-family: 'Times New Roman';">share amounts and per share amounts above have been retroactively adjusted, as
                applicable, for</span> the <span style="-sec-ix-hidden:Fact_14268ee7464a4c1f9ca228eba7a134aa">1-for-8</span> reverse stock split effective November 1, 2023. See Note 2.</div>
</ix:continuation>
          </div>

        </div>


        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

      </div>

    </div>

    <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:IncomeTaxDisclosureTextBlock" id="Text_5e630f1ebced473b9cea152d1c6e3792" contextRef="c20230101to20231231" escape="true" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab51">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 14 &#8211; Income Taxes</div>
</ix:nonNumeric>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab51" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab52">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab52" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab53">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company and its subsidiary are subject to U.S. federal and state income taxes. Income tax expense is the total of the current year income tax due or refundable
          and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and
          liabilities and their respective tax bases and operating loss and tax credit carry forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary
          differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.</div>
</ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab53" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab54">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab54" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab55"><ix:nonNumeric name="us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" id="Text_86e44043df6a4f8a99489c10c29e58b6" contextRef="c20230101to20231231" escape="true" continuedAt="Text_51b7e288c13b4466855f86aa9147508a1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Income tax expense was as follows:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab55" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab56"><ix:continuation id="Text_51b7e288c13b4466855f86aa9147508a1" continuedAt="Text_51b7e288c13b4466855f86aa9147508a2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab56" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab57"><ix:continuation id="Text_51b7e288c13b4466855f86aa9147508a2">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Current</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:CurrentFederalTaxExpenseBenefit" id="Fact_f58f814dc0974ca9ae1e238cc8f2e3e7" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">300</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:CurrentFederalTaxExpenseBenefit" id="Fact_0780bf31e5f44c75b16caddd1c650983" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">700</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">State</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" id="Fact_814921e81e87444fbbb34c9028f99dfc" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">398</ix:nonFraction></td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" id="Fact_8c7917b4860f4f16a21293d054d3d53f" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">218</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deferred</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" id="Fact_6487c57ba8174c8087c2a64c7a0aac7c" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,046</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" id="Fact_283bf8a7fac146639c10ba1b51dd32b2" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">944</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">State</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" id="Fact_54c4b6994fa74c5c913b05431c9efdda" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">241</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" id="Fact_971d9f2de74b413e98616daa2b6ac386" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">551</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="margin: 0px 0px 0px 27pt; text-indent: -9pt;">Total</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" id="Fact_5ba4c7da67ce4912b33d470a4422851c" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,985</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" id="Fact_24ee200c0c0747fea8cf50f97c909a36" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,413</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab57" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab58">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab58" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab59"><ix:nonNumeric name="us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" id="Text_d5045a2f4cc342e3ac9b41a5708cd5be" contextRef="c20230101to20231231" escape="true" continuedAt="Text_87181cee413345c68c1bca5e180afbd71">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Effective tax rates differ from the federal statutory rate of <ix:nonFraction name="us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" id="Fact_7ef56109f3d74c4f87df4dcfdbd30821" contextRef="c20230101to20231231" unitRef="U004" decimals="2" scale="-2" format="ixt:num-dot-decimal">21</ix:nonFraction>%
          applied to income before income taxes due to the following:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab59" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab510"><ix:continuation id="Text_87181cee413345c68c1bca5e180afbd71" continuedAt="Text_87181cee413345c68c1bca5e180afbd72">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab510" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab511"><ix:continuation id="Text_87181cee413345c68c1bca5e180afbd72">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Federal statutory rate times pre-tax net income</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" id="Fact_bb576a009419467fa5da374091837eaf" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,370</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" id="Fact_9f93fb9510c84811bdad91d68587f58f" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,705</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Effect of:</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">State taxes, net of federal benefit</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes" id="Fact_f6c1e572423f4baa89873ef5a3757bcd" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">512</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes" id="Fact_91e7b5d7c89d43f7b3a97a0a3c3a0748" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">623</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Earnings from bank owned life insurance</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>(<ix:nonFraction name="byfc:EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" id="Fact_5c75831185434596b2169324489af496" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div>)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>(<ix:nonFraction name="byfc:EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" id="Fact_f98a14e5a0964957a6b9dc885ed921ab" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Low-income housing credits</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:IncomeTaxReconciliationTaxCreditsInvestment" id="Fact_f1c34c12242845df85bad2cc9bde6bc6" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div>(<ix:nonFraction name="us-gaap:IncomeTaxReconciliationTaxCreditsInvestment" id="Fact_1729694f198b4437a19fca5ca04c73d4" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Change in valuation allowance</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" id="Fact_0cbbee6045ac492190e12a346e856f3f" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">80</ix:nonFraction><br/>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" id="Fact_1d3b1a14282f4b29822e2d76f69bdc98" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Tax effect of stock-based compensation</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" id="Fact_65f3ce82be3e459986a7187c909d1f40" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" id="Fact_8437ca51807e46fd8b008a18653231c7" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">25</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Other, net</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeTaxReconciliationOtherAdjustments" id="Fact_5fd056955e334cd9a521a5f18c2eee95" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">18</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeTaxReconciliationOtherAdjustments" id="Fact_fc38acfb796a491bacbdf3d3be05e9e9" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">75</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 27pt;">Total</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" id="Fact_2fc34a3b365c40579ab5f1a7ef04253f" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,985</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" id="Fact_680b5063c3ab4c8f91a06c58ab244ff3" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,413</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab511" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab512">
<div><br/></div>
</ix:continuation>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" class="BRPFPageBreakArea">
            <div class="BRPFPageFooter" style="width: 100%;"></div>

            <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-30</span></div>

            <div style="page-break-after:always;" class="BRPFPageBreak">
              <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"/></div>

            <div class="BRPFPageHeader" style="width: 100%;">
              <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

            </div>

          </div>

        </div>


        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab512" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab513"><ix:nonNumeric name="us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" id="Text_696669c5b41b4e3d95e1efbecab796df" contextRef="c20230101to20231231" escape="true" continuedAt="Text_3f21592f8fe741f393373db44ea100561">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Year&#8209;end deferred tax assets and liabilities were due to the following:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab513" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab514"><ix:continuation id="Text_3f21592f8fe741f393373db44ea100561" continuedAt="Text_3f21592f8fe741f393373db44ea100562">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab514" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab515"><ix:continuation id="Text_3f21592f8fe741f393373db44ea100562">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deferred tax assets:</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Allowance for credit losses</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" id="Fact_5ce2f9bd4fdb4389a2798c3a203a863a" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,008</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" id="Fact_49b8b0c1c46a4e338d47b152ba7f5de5" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,063</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Accrued liabilities</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" id="Fact_38a1f7951c6941fb9ac9bec54d79eac7" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">580</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" id="Fact_b28aceddc26a44fb846c81af62585938" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">555</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">State income taxes</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsStateTaxes" id="Fact_34ef3a82671945888f986744a2cc7f4d" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">30</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsStateTaxes" id="Fact_a7ec7bfa43be4534982e90ad18c66f0a" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">45</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Stock compensation</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" id="Fact_d4b94c56d54e4f4b9886b1dae6be149a" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">196</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" id="Fact_89e0e52fd2184ac88ccc180d24e35160" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">226</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Net operating loss carryforward</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwards" id="Fact_f8301b1b20544bef87aee4ad301ac9fa" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,982</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwards" id="Fact_9a918e33dbcd45448713bacee852aee7" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,616</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Partnership investment</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsInvestments" id="Fact_c4e1369addd341e9bcc2c57cd8d6a9d2" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">340</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsInvestments" id="Fact_c58e50e4f825401590f0d695e09c71d9" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">257</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">General business credit</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" id="Fact_f6fdafe0791841648504a8a9242ed90c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,962</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" id="Fact_88479bfe98a746cca43c45d835b71d44" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,962</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Alternative minimum tax credit</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" id="Fact_50538ce8f07245c5842733c81e22d6f5" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" id="Fact_b275903d00804c64b923fc595d0192ba" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Net unrealized loss on securities available-for-sale</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" id="Fact_3fb3cc8630d64f34980b1e4b7c263bde" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,815</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" id="Fact_dc01210f703d4f1bb817fadc8d3c084e" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,388</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Right of use liability</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="byfc:DeferredTaxAssetsRightOfUseLiability" id="Fact_84dec1864e93451f8762541db89bea41" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">196</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="byfc:DeferredTaxAssetsRightOfUseLiability" id="Fact_35a9c4ab20a246808ce16e0a78fa33b3" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">266</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Fair value adjustment on acquired loans</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="byfc:DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" id="Fact_79232c6d0f0a4f7392be2186298e6021" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">223</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;"><ix:nonFraction name="byfc:DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" id="Fact_617cdb8eb36a4c8f95a9fe6a0e71d0cd" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">291</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Other</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsOther" id="Fact_3d619093ea0d4369b56c005e0f3f4c37" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">212</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsOther" id="Fact_0bc17f33b67642db8f671b44eb036898" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">332</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 27pt;">Total deferred tax assets</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsGross" id="Fact_c25fd712c98f46679215a27ff062e86c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,555</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsGross" id="Fact_5a18a898cb6e451d8c5f900e7c44b7de" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,006</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Less: valuation allowance</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">(<ix:nonFraction name="us-gaap:DeferredTaxAssetsValuationAllowance" id="Fact_a01aa289246847feade5307050672381" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">449</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">)</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">(<ix:nonFraction name="us-gaap:DeferredTaxAssetsValuationAllowance" id="Fact_f4d051f21620465eb81562600fa65982" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">369</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">)</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 27pt;">Total deferred tax assets<span style="font-size: 10pt; font-family: 'Times New Roman';">, net of valuation allowance</span></div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:DeferredTaxAssetsNet" id="Fact_c4e8f31ea659475daa77e1021f765f87" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,106</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;"><ix:nonFraction name="us-gaap:DeferredTaxAssetsNet" id="Fact_52bbe07d2779416dbd78939c3e1c6f94" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">14,637</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deferred tax liabilities:</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Section 481 adjustments to bad debts</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="byfc:DeferredTaxLiabilitiesBadDebtAdjustments" id="Fact_2f62daaeda7a4e33a8c6732e9de9f219" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div>(<ix:nonFraction name="byfc:DeferredTaxLiabilitiesBadDebtAdjustments" id="Fact_0d8cff3daf814e9296fca7cb0e9e4083" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Deferred loan fees/costs</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>(<ix:nonFraction name="us-gaap:DeferredTaxLiabilitiesDeferredExpense" id="Fact_212b1bf8051e433ab8edec4a196573af" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,743</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div>)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>(<ix:nonFraction name="us-gaap:DeferredTaxLiabilitiesDeferredExpense" id="Fact_db15e68391a643a094a8e4679113ee5b" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">776</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Basis difference on fixed assets</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div>(<ix:nonFraction name="us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment" id="Fact_80d3d4fa6919457f827e107f7215737a" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">748</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div>)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div>(<ix:nonFraction name="us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment" id="Fact_ef443e0e1be9457e9df8d715d9c4ba05" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">723</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">FHLB stock dividends</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>(<ix:nonFraction name="byfc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" id="Fact_0d1d568b2f5940d9bb8b6ec62ca0c439" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">98</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div>)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>(<ix:nonFraction name="byfc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" id="Fact_18e3ad5c73574b8e8162c936b434b4d8" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">90</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div>
                  <div style="margin-left: 9pt;">Nonaccrual loan interest</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="byfc:DeferredTaxLiabilitiesNonaccrualInterestOnLoans" id="Fact_05040b3e6abc429682efe899288612bf" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div>(<ix:nonFraction name="byfc:DeferredTaxLiabilitiesNonaccrualInterestOnLoans" id="Fact_d72eceed19114efb928facc03cecc1a7" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">8</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Prepaid expenses</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:DeferredTaxLiabilitiesPrepaidExpenses" id="Fact_4ea44826f9804bdb9b99fe80e05e020e" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">180</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:DeferredTaxLiabilitiesPrepaidExpenses" id="Fact_b713cf32389749b0ac25b6f083517983" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">186</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Right of use assets</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">(<ix:nonFraction name="byfc:DeferredTaxLiabilitiesRightOfUseAssets" id="Fact_bbb38dc512af4f1c82cb9caa5be7c161" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">189</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">)</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">(<ix:nonFraction name="byfc:DeferredTaxLiabilitiesRightOfUseAssets" id="Fact_039a2caae09046289d31ceee02a6c044" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">256</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">)</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Core deposit intangibles</div>
              </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">(<ix:nonFraction name="us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" id="Fact_99ae6cc3e5ba4cbcbfd2aec57a10c018" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">610</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">)</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;">(<ix:nonFraction name="us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" id="Fact_a1a3771d6a0e41d48166a6e4ce1e0a72" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">719</ix:nonFraction></td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;">)</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="margin: 0px 0px 0px 27pt;">Total deferred tax liabilities</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:DeferredIncomeTaxLiabilities" id="Fact_4e431a0727aa4e5697191dfb8e046600" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,568</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:DeferredIncomeTaxLiabilities" id="Fact_b4f72b3c015446e8bc8807dcf4969572" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,765</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net deferred tax assets</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsLiabilitiesNet" id="Fact_0b03ce01d92d497d887df16af6381a3c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,538</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:DeferredTaxAssetsLiabilitiesNet" id="Fact_1e2577cd32a1409780e8ac4d996df7ac" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,872</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab515" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab516">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab516" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab517">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Deferred tax assets
          are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion, or all, of the deferred tax asset will not be realized. In assessing the realization of deferred tax assets, management
          evaluated both positive and negative evidence, the amount of taxes paid in available carry&#8209;back years, and the forecasts of future income and tax planning strategies. Based on this analysis, management determined that, as of December 31, 2023, a
          valuation allowance of $<ix:nonFraction name="us-gaap:DeferredTaxAssetsValuationAllowance" id="Fact_30b05fd3c309465292d883a64058eac1" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">449</ix:nonFraction> thousand was required on the Company&#8217;s deferred tax assets, which totaled $<ix:nonFraction name="us-gaap:DeferredTaxAssetsLiabilitiesNet" id="Fact_2d0e33b7b54d4ec39fe9c301af75fed6" contextRef="c20231231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">9.5</ix:nonFraction> million (net of valuation allowance). As of December 31, 2022, a valuation allowance of $<ix:nonFraction name="us-gaap:DeferredTaxAssetsValuationAllowance" id="Fact_b3f99c2e907340dd84026b5d85adc40d" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">369</ix:nonFraction> thousand was required on the Company&#8217;s deferred tax assets, which totaled $<ix:nonFraction name="us-gaap:DeferredTaxAssetsLiabilitiesNet" id="Fact_ebd21e0fb91441929fab55026e1e6108" contextRef="c20221231" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">11.9</ix:nonFraction>
          million (net of valuation allowance).<br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab517" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab518">
<div><br/></div>
</ix:continuation>
        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab518" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab519">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">As of December 31,
            2023, the Company had federal net operating loss carryforwards of $<ix:nonFraction name="byfc:OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" id="Fact_7dd34771cb214bc9a53181d67f1110d8" contextRef="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:OperatingLossCarryforwards" id="Fact_2af1752274d2426b8668bc470ffc40d2" contextRef="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">536</ix:nonFraction></ix:nonFraction> thousand, all of which can be carried forward
            indefinitely. The Company also had California net operating loss carryforwards of $<ix:nonFraction name="byfc:OperatingLossCarryforwardsGoingToExpireIfNotUtilized" id="Fact_83fc96a336f545858ed83f9ec51bec49" contextRef="c20231231_IncomeTaxAuthorityAxis_StateAndLocalJurisdictionMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">21.8</ix:nonFraction> million which will expire in 2031 through
            2041, if not utilized. The Company also had federal general business credits of $<ix:nonFraction name="us-gaap:TaxCreditCarryforwardAmount" id="Fact_029b602cd3354dc4acbb87cca5467922" contextRef="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember_TaxCreditCarryforwardAxis_GeneralBusinessMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">2.0</ix:nonFraction> million, which will expire in 2030 through 2041,
            if not utilized.</div>
</ix:continuation>
          <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab519" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab520">
<div style="font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;&#160; <br/>
          </div>
</ix:continuation>
        </div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab520" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab521">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The Company did <ix:nonFraction name="us-gaap:UnrecognizedTaxBenefits" id="Fact_ab04d85acb9b403cab3e9b287550456c" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:UnrecognizedTaxBenefits" id="Fact_94b8d56e7a9843c9beb2ae8d21062cbf" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction>t have any unrecognized tax benefits as of December 31, 2023 or 2022.</div>
</ix:continuation>
          <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab521" continuedAt="Text_12b8f3ab5d26452496d0cdaa902fcab522">
<div style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>
</ix:continuation>
          <ix:continuation id="Text_12b8f3ab5d26452496d0cdaa902fcab522">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">2022 is the most recent tax year for which the Company has filed federal and state income
              or franchise tax returns. Federal tax years 2020 through 2022 remain open for the assessment of Federal income tax. California tax years 2019 through 2022 remain open for the assessment of California franchise tax. Washington, D.C. tax years
              2020 through 2022 remain open for the assessment of D.C. franchise tax. The Company is not currently under examination by any tax authorities</span><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">.</span></div>
</ix:continuation>
        </div>


        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" id="Text_b91c1bf7b2284dc599cb42cb3ffe3fe1" contextRef="c20230101to20231231" escape="true" continuedAt="Text_94dab39e1a874238bcefa0446a55b2851">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 15 &#8211; Stock&#8209;Based Compensation</div>
</ix:nonNumeric>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b2851" continuedAt="Text_94dab39e1a874238bcefa0446a55b2852">
<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b2852" continuedAt="Text_94dab39e1a874238bcefa0446a55b2853">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b2853" continuedAt="Text_94dab39e1a874238bcefa0446a55b2854">
<div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Prior to June 21, 2023, the Company issued stock-based
              compensation awards to its directors and officers under the 2018 Long Term Incentive Plan (&#8220;LTIP&#8221;) which allowed the grant of non-qualified and incentive stock options, stock appreciation rights, full value awards and cash incentive awards.&#160;
              The maximum number of shares that could be awarded under that plan was <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" id="Fact_8bf6f13641d946d08c1f454319830690" contextRef="c20230620_PlanNameAxis_TwoThousandEighteenLtipMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">161,639</ix:nonFraction> shares.</div>
</ix:continuation>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b2854" continuedAt="Text_94dab39e1a874238bcefa0446a55b2855">
<div style="text-align: justify;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
              </span></div>
</ix:continuation>
            <div style="text-align: justify;">
              <div style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">
                <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b2855" continuedAt="Text_94dab39e1a874238bcefa0446a55b2856">
<div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">On June 21, 2023, stockholders approved the Amended
                  and Restated 2018 Long Term Incentive Plan (&#8220;Amended and Restated LTIP&#8221;) which allows the issuance of <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" id="Fact_49563785313c47528c564c09ef1037f8" contextRef="c20230621to20230621_PlanNameAxis_AmendedAndRestatedLtipMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">487,500</ix:nonFraction> additional
                  shares and brought the number of shares that may be issued under the Amended and Restated LTIP to <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" id="Fact_4c7c68b1a0b64975896c96b04489afb4" contextRef="c20230621_PlanNameAxis_AmendedAndRestatedLtipMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">649,139</ix:nonFraction> shares.</div>
</ix:continuation>
              </div>

            </div>

          </div>

        </div>
<ix:continuation id="Text_94dab39e1a874238bcefa0446a55b2856" continuedAt="Text_94dab39e1a874238bcefa0446a55b2857">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span>
        <br/></div>
</ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b2857" continuedAt="Text_94dab39e1a874238bcefa0446a55b2858">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" id="Fact_ae94f1096a3c4228beef7495478d2aee" contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="INF" scale="0" format="ixt-sec:numwordsen">No</ix:nonFraction> stock options were granted during the year ended
          December 31, 2023.</div>
</ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b2858" continuedAt="Text_94dab39e1a874238bcefa0446a55b2859">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" class="BRPFPageFooter"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-31</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>


        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b2859" continuedAt="Text_94dab39e1a874238bcefa0446a55b28510"><ix:nonNumeric name="us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" id="Text_1378b7a891c94bc49299a52e4c0aec50" contextRef="c20230101to20231231" escape="true" continuedAt="Text_7ff1cf5ec08e4bed91f752a8ab11466e1">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table summarizes stock option activity during the year ended December 31, 2023:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28510" continuedAt="Text_94dab39e1a874238bcefa0446a55b28511"><ix:continuation id="Text_7ff1cf5ec08e4bed91f752a8ab11466e1" continuedAt="Text_7ff1cf5ec08e4bed91f752a8ab11466e2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28511" continuedAt="Text_94dab39e1a874238bcefa0446a55b28512"><ix:continuation id="Text_7ff1cf5ec08e4bed91f752a8ab11466e2">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Number</div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Exercise</div>
                  <div style="text-align: center; font-weight: bold;">Price</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">Outstanding at beginning of year</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);">
                <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" id="Fact_afe487987ced4393bae20f01d0258c77" contextRef="c20221231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">31,250</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);">
                <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" id="Fact_2beaaf9a7c2f48f489e5e4d249184664" contextRef="c20221231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">12.96</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 68.48%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Granted during the year</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;">
                <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" id="Fact_82cbb812e1e3467497f6f8513bb2715a" contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="INF" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;">
                <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" id="Fact_9c495d0188824356a5160100a7f755e8" contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="0" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">Exercised during the year</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);">
                <div><ix:nonFraction name="us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised" id="Fact_0ef95c5c1cb6440e82518e9e2de1c4e9" contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="INF" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);">
                <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" id="Fact_dbfe3079d0ec4779b45a4806cd8b59a6" contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="0" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 68.48%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Forfeited or expired during the year</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" id="Fact_3957f9f9c675440094b933cca72adc26" contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="INF" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;">
                <div>
                  <div></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" id="Fact_d986f886876244d6abe329751ae47ae3" contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="0" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 68.48%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">Outstanding at end of year</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                <div>
                  <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" id="Fact_adc7e70e784c4124bd9a236e9f0ee0fd" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">31,250</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                <div>
                  <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" id="Fact_83e2b170b54d4ffeb9e886275b7dc560" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">12.96</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 68.48%; padding-bottom: 4px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Exercisable at end of year</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" id="Fact_03974c28237e4c25bf07fd96b8fee943" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">31,250</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" id="Fact_b418c1129c4c4e4cb3b98ef6af81157c" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">12.96</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28512" continuedAt="Text_94dab39e1a874238bcefa0446a55b28513">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28513" continuedAt="Text_94dab39e1a874238bcefa0446a55b28514">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">There was <ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" id="Fact_e66d125019e540c0bae31c78d535f94c" contextRef="c20220101to20221231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" id="Fact_2ece72f00390492bb063383d0dc69fcb" contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> stock-based compensation expense related to stock options during 2022 or 2023 as there was <ix:nonFraction name="us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" id="Fact_2693f568e1da4fb2a6918d43d30fb895" contextRef="c20221231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen"><ix:nonFraction name="us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" id="Fact_14d78313406946b2b3397c27fe874149" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U001" decimals="-3" scale="3" format="ixt-sec:numwordsen">no</ix:nonFraction></ix:nonFraction> remaining unrecognized compensation cost related to non-vested options granted under the plan as of December 31, 2021.</span></div>
</ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28514" continuedAt="Text_94dab39e1a874238bcefa0446a55b28515">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"> <br/>
          </span></div>
</ix:continuation>
        <ix:nonNumeric name="us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" id="Text_89597823a84648f797ada6fb83575ed0" contextRef="c20230101to20231231" escape="true" continuedAt="Text_645b58fdae5f420ea9d1206ff82c22f31"><ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28515" continuedAt="Text_94dab39e1a874238bcefa0446a55b28516">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/></div>
</ix:continuation></ix:nonNumeric>
        <ix:continuation id="Text_645b58fdae5f420ea9d1206ff82c22f31" continuedAt="Text_645b58fdae5f420ea9d1206ff82c22f32"><ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28516" continuedAt="Text_94dab39e1a874238bcefa0446a55b28517">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Options outstanding and exercisable at year&#8209;end 2023 were as follows:</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_645b58fdae5f420ea9d1206ff82c22f32" continuedAt="Text_645b58fdae5f420ea9d1206ff82c22f33"><ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28517" continuedAt="Text_94dab39e1a874238bcefa0446a55b28518">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_645b58fdae5f420ea9d1206ff82c22f33"><ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28518" continuedAt="Text_94dab39e1a874238bcefa0446a55b28519">
<table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="11">
                <div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
                <div>
                  <div style="text-align: center; font-weight: bold;">Exercisable</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">Grant Date</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Number</div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Remaining</div>
                  <div style="text-align: center; font-weight: bold;">Contractual</div>
                  <div style="text-align: center; font-weight: bold;">Life</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Exercise</div>
                  <div style="text-align: center; font-weight: bold;">Price</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Aggregate</div>
                  <div style="text-align: center; font-weight: bold;">Intrinsic</div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Number</div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Exercise</div>
                  <div style="text-align: center; font-weight: bold;">Price</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">Aggregate</div>
                  <div style="text-align: center; font-weight: bold;">Intrinsic</div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">February 24, 2016</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" id="Fact_8a75340a9df44479970310595edfdc74" contextRef="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">31,250</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" id="Fact_9f4e4729398a47ef9fc8cd72492c34a0" contextRef="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">12.96</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: #CCEEFF;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" id="Fact_9630f47187b54a1db0bebb3238f8ab27" contextRef="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">31,250</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" id="Fact_6e12a8ed99b042519342880b2b52b916" contextRef="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">12.96</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; background-color: #CCEEFF;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 14%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" id="Fact_a3068b971d8543dab34830032ccc8acb" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">31,250</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; width: 14%; padding-bottom: 4px;">
                <div>
                  <div style="text-align: right;"><ix:nonNumeric name="us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" id="Fact_17c56925f00c4cb8a5c8ffae22b085f0" contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember" format="ixt-sec:duryear">2.13</ix:nonNumeric> years</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" id="Fact_cb3a6e907a014c02905d70bb92f95d65" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">12.96</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" colspan="1">
                <div><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" id="Fact_636be84483b444f1b54a4fae3e4554fc" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U001" decimals="0" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" id="Fact_3a33b38bb6884636beac8e6d4d1b6f07" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">31,250</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" id="Fact_2bb959dab4b14c69839bc239f83d44d6" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">12.96</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" colspan="1">
                <div><ix:nonFraction name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" id="Fact_d9a3fdb5b214485e8bc1b3b40f20e2bc" contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember" unitRef="U001" decimals="0" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28519" continuedAt="Text_94dab39e1a874238bcefa0446a55b28520">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28520" continuedAt="Text_94dab39e1a874238bcefa0446a55b28521">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Stock Awards to Directors</span><br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28521" continuedAt="Text_94dab39e1a874238bcefa0446a55b28522">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28522" continuedAt="Text_94dab39e1a874238bcefa0446a55b28523">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">In February 2023 and 2022, the Company awarded <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" id="Fact_8d5b97c782384910b232ee478826fd88" contextRef="c20230201to20230228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" id="Fact_2c217aa46645457b99f200b0c97b9059" contextRef="c20230201to20230228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">9,230</ix:nonFraction></ix:nonFraction>
          and <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" id="Fact_be3da6a18b59458ba38d47ec32cd4470" contextRef="c20220201to20220228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" id="Fact_99a589691e7f4ad088a4875cfb91f804" contextRef="c20220201to20220228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">5,898</ix:nonFraction></ix:nonFraction> shares of common stock, respectively, to its directors under the LTIP, which are fully vested. The Company recorded $<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" id="Fact_db4936b3bf304886b00c214a5eca9ab7" contextRef="c20230101to20231231_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">95</ix:nonFraction> thousand and $<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" id="Fact_f753fc7dbf554c50978738dfca084e89" contextRef="c20220101to20221231_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">84</ix:nonFraction> thousand of
          compensation expense in the years ended December 31, 2023 and December 31, 2022, respectively, based on the fair value of the stock on the date of the award.</div>
</ix:continuation>
        <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28523" continuedAt="Text_94dab39e1a874238bcefa0446a55b28524">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28524" continuedAt="Text_94dab39e1a874238bcefa0446a55b28525">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); font-style: normal; font-variant: normal; text-transform: none;">Restricted Stock
              Awards to Employees</div>
</ix:continuation>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28525" continuedAt="Text_94dab39e1a874238bcefa0446a55b28526">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </div>
</ix:continuation>
          </div>

          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28526" continuedAt="Text_94dab39e1a874238bcefa0446a55b28527">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">In March of 2022, the Company issued <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" id="Fact_012acc187db544aa824d08821be413f5" contextRef="c20220301to20220331_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">61,908</ix:nonFraction> shares of restricted stock to its officers and
                employees under the LTIP, of which <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" id="Fact_dcedde1f16d44e88ae0e595f10c67fb9" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">17,012</ix:nonFraction> shares have been forfeited as of December 31, 2023. Each restricted stock award was
                valued based on the fair value of the stock on the date of the award. These awarded shares of restricted stock fully vest over periods ranging from <ix:nonNumeric name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" id="Fact_c7c0baad5a4746e78762a83c83ad310c" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_RangeAxis_MinimumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" format="ixt-sec:durmonth">36</ix:nonNumeric> months to <ix:nonNumeric name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" id="Fact_f39c20310d9049008d50bda0c61910ab" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_RangeAxis_MaximumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" format="ixt-sec:durmonth">60</ix:nonNumeric> months from their respective dates of grant. Stock-based compensation is
                recognized on a straight-line basis over the vesting period.&#160; During 2023 and 2022, the Company recorded $<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" id="Fact_06d4dc4b5eb74d929af6186e13f9f5db" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">106</ix:nonFraction> thousand and $<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" id="Fact_8077f4b1464d4915b4c0db87fdc4411b" contextRef="c20220101to20221231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">133</ix:nonFraction> thousand of stock-based compensation expense related to shares awarded to employees.</span></div>
</ix:continuation>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28527" continuedAt="Text_94dab39e1a874238bcefa0446a55b28528">
<div style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
            </div>
</ix:continuation>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28528" continuedAt="Text_94dab39e1a874238bcefa0446a55b28529">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">On June 21, 2023, the Company issued <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" id="Fact_6d329a61ee0c4a0c860ddccdb9d1c27b" contextRef="c20230621to20230621_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">92,720</ix:nonFraction> shares of restricted stock to its officers and employees under the Amended and Restated LTIP, of which <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" id="Fact_7fa0d844ef4c4c1597f63bb5ce7dccbd" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">11,237</ix:nonFraction> shares have been forfeited as of December 31, 2023. Each restricted stock award was valued based on the fair value of the stock on the date
              of the award. These awarded shares of restricted stock fully vest over periods ranging from <ix:nonNumeric name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" id="Fact_aa477feac5ab406f84a04c0237c8cfb7" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_RangeAxis_MinimumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" format="ixt-sec:durmonth">36</ix:nonNumeric> months to <ix:nonNumeric name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" id="Fact_8c20f2c2acfd488ebebf83b1c245fb3a" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_RangeAxis_MaximumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" format="ixt-sec:durmonth">60</ix:nonNumeric> months from their respective dates of grant. Stock-based compensation is recognized on a straight-line basis over the vesting period. During
              the year ended December 31, 2023, the Company recorded $<ix:nonFraction name="us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax" id="Fact_221a49f312234ad79b55002cc0da4d02" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">104</ix:nonFraction> thousand of stock-based compensation expense related to these
              restricted stock awards.</div>
</ix:continuation>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28529" continuedAt="Text_94dab39e1a874238bcefa0446a55b28530">
<div style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
            </div>
</ix:continuation>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28530" continuedAt="Text_94dab39e1a874238bcefa0446a55b28531">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">As of December 31, 2023, <ix:nonFraction name="byfc:ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" id="Fact_bc8f735d8b6848938460d0352c6d73b5" contextRef="c20231231_PlanNameAxis_AmendedAndRestatedLtipMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">199,268</ix:nonFraction> shares had been awarded under the Amended and Restated LTIP and <ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" id="Fact_18fc2f75ce6943bd9e2a0215be0b1e97" contextRef="c20231231_PlanNameAxis_AmendedAndRestatedLtipMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">449,871</ix:nonFraction> shares were available to be awarded.</div>
</ix:continuation>
          </div>

          <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28531" continuedAt="Text_94dab39e1a874238bcefa0446a55b28532">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"> <br/>
            </span></div>
</ix:continuation>

          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28532" continuedAt="Text_94dab39e1a874238bcefa0446a55b28533"><ix:nonNumeric name="us-gaap:ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" id="Text_528959b320ed41dbbc78216adadb32ab" contextRef="c20230101to20231231" escape="true" continuedAt="Text_92e9b0868d344d12b909866ec1cd60d31">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">A summary of restricted stock unit activity for the year ended December&#160;31, 2023 is as follows:</span><br/></div>
</ix:nonNumeric></ix:continuation>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28533" continuedAt="Text_94dab39e1a874238bcefa0446a55b28534"><ix:continuation id="Text_92e9b0868d344d12b909866ec1cd60d31" continuedAt="Text_92e9b0868d344d12b909866ec1cd60d32">
<div> <br/>
            </div>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28534" continuedAt="Text_94dab39e1a874238bcefa0446a55b28535"><ix:continuation id="Text_92e9b0868d344d12b909866ec1cd60d32">
<table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;&#160;</td>

    <td valign="bottom" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Restricted Stock Units</div>
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Weighted Average</div>
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Grant Date Fair Value</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; white-space: nowrap;" colspan="2">
                    <div style="text-align: center;"><span style="font-weight: bold;">Remaining</span></div>
                    <div style="text-align: center;"><span style="font-weight: bold;">Contractual Life</span></div>
                    <div style="text-align: center;"><span style="font-weight: bold;">(months)</span></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Unvested at December 31, <span style="text-indent: 0pt;">2022</span></div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" id="Fact_70f5a85fd9e0432d88341f9c8a348ee3" contextRef="c20221231_AwardTypeAxis_RestrictedStockMember" unitRef="U002" decimals="-3" scale="3" format="ixt:num-dot-decimal">52,949</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" id="Fact_2e3f2535e83c4561a5920ee40297eff0" contextRef="c20221231_AwardTypeAxis_RestrictedStockMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">12.24</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonNumeric name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" id="Fact_f8b4598521be4a27b462b7537e87f447" contextRef="c20220101to20221231_AwardTypeAxis_RestrictedStockMember" format="ixt-sec:durmonth">43</ix:nonNumeric><br/>
                    </div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Granted during period</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" id="Fact_8d59c31825d3429e8530e0684c34c5ba" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember" unitRef="U002" decimals="-3" scale="3" format="ixt:num-dot-decimal">92,720</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" id="Fact_3bd8b47b0ff5491c985760aee7be3248" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">8.56</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonNumeric name="byfc:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" id="Fact_bfb9d320068e413b8eb3f63232b91329" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember" format="ixt-sec:durmonth">52</ix:nonNumeric></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Vested during period</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" id="Fact_617adc88549a483abdcb4ee878f3ba0b" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember" unitRef="U002" decimals="-3" scale="3" format="ixt:num-dot-decimal">11,848</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" id="Fact_6df4499d3c734fa8a38ab053a36d47eb" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember" unitRef="U003" decimals="0" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 2px;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Forfeited or expired during period</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(<ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" id="Fact_f9c7bdae087d4beb9e995b68475b10f7" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember" unitRef="U002" decimals="-3" scale="3" format="ixt:num-dot-decimal">19,290</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" id="Fact_bf929289bdf04008a8d2567cfeb5bc13" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember" unitRef="U003" decimals="0" scale="0" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Unvested at December 31, <span style="text-indent: 0pt;">2023</span></div>
                  </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" id="Fact_034d9e65d3ba4b35b9f5d3f8bed64d4e" contextRef="c20231231_AwardTypeAxis_RestrictedStockMember" unitRef="U002" decimals="-3" scale="3" format="ixt:num-dot-decimal">114,531</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonFraction name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" id="Fact_2e20c06de926422ca6bf8108390e0e6c" contextRef="c20231231_AwardTypeAxis_RestrictedStockMember" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">9.12</ix:nonFraction></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonNumeric name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" id="Fact_15b413b7847e4e8cba5a61be9e6148ee" contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember" format="ixt-sec:durmonth">39</ix:nonNumeric></div>
                  </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>
             </div>

          <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28535" continuedAt="Text_94dab39e1a874238bcefa0446a55b28536">
<div><br/>
          </div>
</ix:continuation>
          <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28536" continuedAt="Text_94dab39e1a874238bcefa0446a55b28537">
<div style="font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">As of December 31, 2023, there was $<ix:nonFraction name="us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" id="Fact_b9e37ec1e43148ce87cde69854ae509d" contextRef="c20231231_AwardTypeAxis_RestrictedStockMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">1.1</ix:nonFraction> million of total
              unrecognized equity-based compensation expense that the Company expects to recognize over the remaining contractual life.</span><br/>
          </div>
</ix:continuation>
          <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28537" continuedAt="Text_94dab39e1a874238bcefa0446a55b28538">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </span></div>
</ix:continuation>
          <div>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28538" continuedAt="Text_94dab39e1a874238bcefa0446a55b28539">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">All common stock share amounts above have been
              retroactively adjusted, as applicable, for the <span style="-sec-ix-hidden:Fact_bd2955a2d3594d208c540edc19d47667">1-for-8</span> reverse stock split effective November 1, 2023.&#160; See Note 2.</div>
</ix:continuation>
            <ix:continuation id="Text_94dab39e1a874238bcefa0446a55b28539">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></div>

           </div>

        <div><br/></div>

        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div style="width: 100%;" class="BRPFPageFooter"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-32</span></div>

          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

      </div>

    </div>


  </div>
<div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">

    <div style="font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; text-align: justify;">
      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; text-align: justify;">
        <ix:nonNumeric name="us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" id="Text_5dec177081c54ef3854c245f4c31b89c" contextRef="c20230101to20231231" escape="true" continuedAt="Text_0bafb48e69524a5682580669de3ff05a1">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 16 &#8211; Regulatory Matters</div>
</ix:nonNumeric>
        <ix:continuation id="Text_0bafb48e69524a5682580669de3ff05a1" continuedAt="Text_0bafb48e69524a5682580669de3ff05a2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_0bafb48e69524a5682580669de3ff05a2" continuedAt="Text_0bafb48e69524a5682580669de3ff05a3">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">The Bank&#8217;s capital
            requirements are administered by the Office of the Comptroller of the Currency (&#8220;OCC&#8221;) and involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital
            amounts and classifications are also subject to qualitative judgments by the OCC. Failure to meet capital requirements can result in regulatory action.</div>
</ix:continuation>
          <ix:continuation id="Text_0bafb48e69524a5682580669de3ff05a3" continuedAt="Text_0bafb48e69524a5682580669de3ff05a4">
<div style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </div>
</ix:continuation>
          <ix:continuation id="Text_0bafb48e69524a5682580669de3ff05a4" continuedAt="Text_0bafb48e69524a5682580669de3ff05a5">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">As a result of the
            Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies have developed a &#8220;Community Bank Leverage Ratio&#8221; (&#8220;CBLR&#8221;) (the ratio of a bank&#8217;s tier 1 capital to average total consolidated assets) for financial
            institutions with assets of less than $10 billion. A &#8220;qualifying community bank&#8221; that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered
            &#8220;well capitalized&#8221; under Prompt Corrective Action statutes. The federal banking agencies have set the Community Bank Leverage Ratio at 9%. <ix:nonNumeric name="us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" id="Text_ed65beefb2b24005bbc5e22c36db30c2" contextRef="c20230101to20231231" escape="true" continuedAt="Text_18418642a3f64c5ba73fe2b1f9c2b1b31"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;">Actual and required capital amounts and ratios as of the dates indicated are presented below:<br/>
          </span></ix:nonNumeric></div>
</ix:continuation>
        </div>

        <ix:continuation id="Text_18418642a3f64c5ba73fe2b1f9c2b1b31" continuedAt="Text_18418642a3f64c5ba73fe2b1f9c2b1b32"><ix:continuation id="Text_0bafb48e69524a5682580669de3ff05a5" continuedAt="Text_0bafb48e69524a5682580669de3ff05a6">
<div><br/></div>
</ix:continuation></ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">
            <ix:continuation id="Text_18418642a3f64c5ba73fe2b1f9c2b1b32"><ix:continuation id="Text_0bafb48e69524a5682580669de3ff05a6" continuedAt="Text_0bafb48e69524a5682580669de3ff05a7">
<table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Actual</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Minimum Required to be</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Well Capitalized Under</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Prompt Corrective</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Action Provisions</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Amount</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Ratio</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Amount</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Ratio</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top;">&#160;</td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="14" rowspan="1" style="vertical-align: bottom; text-align: center;"><span style="font-weight: bold;">(Dollars in thousands)</span><br/>
                  </td>

    <td valign="bottom" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, <span style="text-indent: 0pt;">2023</span>:</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Community Bank Leverage Ratio</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonFraction name="byfc:BankingRegulationCommunityBankLeverageCapitalActual" id="Fact_1b65d39912c44ccb9b8722af10330df6" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">185,773</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonFraction name="byfc:BankingRegulationCommunityBankLeverageCapitalRatioActual" id="Fact_e3f9791489334e0eb47842ab86d0a9a9" contextRef="c20231231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">14.97</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonFraction name="byfc:BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" id="Fact_86decef9fbb94e96b3b97eba9965604a" contextRef="c20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">111,696</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonFraction name="byfc:BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" id="Fact_bb23860ddbc44a3382407e68542fe5ca" contextRef="c20231231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">9.00</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%;">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, <span style="text-indent: 0pt;">2022</span>:</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Community Bank Leverage Ratio</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">$</div>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonFraction name="byfc:BankingRegulationCommunityBankLeverageCapitalActual" id="Fact_2670713d605540499eb2895dd5e39d98" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">181,304</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonFraction name="byfc:BankingRegulationCommunityBankLeverageCapitalRatioActual" id="Fact_d633f661b5864dd7b7db5bd534d7c87e" contextRef="c20221231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">15.75</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">$ <br/>
                  </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonFraction name="byfc:BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" id="Fact_f9ccdda072b64554bf340f220ac58510" contextRef="c20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">103,591</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonFraction name="byfc:BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" id="Fact_d775cfd0a2dc4afb874f1a0b34869248" contextRef="c20221231" unitRef="U004" decimals="4" scale="-2" format="ixt:num-dot-decimal">9.00</ix:nonFraction></div>
                  </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

  </tr>


</table>
</ix:continuation></ix:continuation>
            <ix:continuation id="Text_0bafb48e69524a5682580669de3ff05a7" continuedAt="Text_0bafb48e69524a5682580669de3ff05a8">
<div><br/>
            </div>
</ix:continuation>
          </div>

          <ix:continuation id="Text_0bafb48e69524a5682580669de3ff05a8">
<div style="text-align: justify;"> <span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">At
              December 31, 2023, the Company and the Bank met all the capital adequacy requirements to which they were subject. In addition, the Bank was &#8220;well capitalized&#8221; under the regulatory framework for prompt corrective action. Management believes
              that no conditions or events have occurred that would materially adversely change the Bank&#8217;s capital classifications. From time to time, we may need to raise additional capital to support the Bank&#8217;s further growth and to maintain the &#8220;well
              capitalized&#8221; status. </span></div>
</ix:continuation>
        </div>

        <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; text-align: justify;">
          <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">
            <div><br/>
            </div>

          </div>

        </div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:CommitmentsAndContingenciesDisclosureTextBlock" id="Text_aaf978570b5c4d22a078cc328d02ffb7" contextRef="c20230101to20231231" escape="true" continuedAt="Text_e641004eed9b4ff9bc3c78e9325120911">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 17 &#8211; Loan Commitments and Other Related Activities</div>
</ix:nonNumeric>
        <ix:continuation id="Text_e641004eed9b4ff9bc3c78e9325120911" continuedAt="Text_e641004eed9b4ff9bc3c78e9325120912">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_e641004eed9b4ff9bc3c78e9325120912" continuedAt="Text_e641004eed9b4ff9bc3c78e9325120913">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These
          are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off&#8209;balance&#8209;sheet risk for credit loss
          exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment.</div>
</ix:continuation>
        <ix:continuation id="Text_e641004eed9b4ff9bc3c78e9325120913" continuedAt="Text_e641004eed9b4ff9bc3c78e9325120914">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_e641004eed9b4ff9bc3c78e9325120914" continuedAt="Text_e641004eed9b4ff9bc3c78e9325120915"><ix:nonNumeric name="byfc:ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" id="Text_9e1bbb10a4c045798f517a090594fa30" contextRef="c20230101to20231231" escape="true" continuedAt="Text_365fafb681dd45e3bab77e977d8a9d131">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The contractual amounts of financial instruments with off&#8209;balance&#8209;sheet risk at year&#8209;end were as follows:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_e641004eed9b4ff9bc3c78e9325120915" continuedAt="Text_e641004eed9b4ff9bc3c78e9325120916"><ix:continuation id="Text_365fafb681dd45e3bab77e977d8a9d131" continuedAt="Text_365fafb681dd45e3bab77e977d8a9d132">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_e641004eed9b4ff9bc3c78e9325120916" continuedAt="Text_e641004eed9b4ff9bc3c78e9325120917"><ix:continuation id="Text_365fafb681dd45e3bab77e977d8a9d132">
<table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Commitments to make loans</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability" id="Fact_443d1bb5a51c4dea9c850dc74cb267ff" contextRef="c20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">7,560</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability" id="Fact_a6cfdf69542c4f2f832efd9b85f574b1" contextRef="c20221231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">15,160</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -10pt; margin-left: 10pt;">Unfunded construction loans</div>
              </td>

    <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability" id="Fact_52f7e56b37424976ae790e57f704abf2" contextRef="c20231231_FinancialInstrumentAxis_UnfundedConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">42,678</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;"><ix:nonFraction name="us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability" id="Fact_71fc1b949acd476e8bab042365c5a7f7" contextRef="c20221231_FinancialInstrumentAxis_UnfundedConstructionLoansMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">27,811</ix:nonFraction></td>

    <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Unused lines of credit &#8211; variable rates</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                <div><ix:nonFraction name="us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability" id="Fact_4543d4d33ab04458b870a4b9d28219c4" contextRef="c20231231_FinancialInstrumentAxis_UnusedLinesOfCreditMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">3,302</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                <div><ix:nonFraction name="us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability" id="Fact_26e790bd70fd45298f86bf8a32073f8f" contextRef="c20221231_FinancialInstrumentAxis_UnusedLinesOfCreditMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">13,341</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_e641004eed9b4ff9bc3c78e9325120917" continuedAt="Text_e641004eed9b4ff9bc3c78e9325120918">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <ix:continuation id="Text_e641004eed9b4ff9bc3c78e9325120918">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Commitments to make loans are generally made for periods of <ix:nonNumeric name="byfc:LoanCommitmentPeriod" id="Fact_82234d8f627e46809931f451634c544c" contextRef="c20230101to20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember_RangeAxis_MaximumMember" format="ixt-sec:durday">60</ix:nonNumeric>
            days or less.<br/>
          </div>
</ix:continuation>
        </div>


        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" id="Text_cd0e93eda1c5411a8ede1ee5a4d02d44" contextRef="c20230101to20231231" escape="true" continuedAt="Text_42562927d09443b49ba89679d5af84c51">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 18 &#8211; Parent Company Only Condensed Financial Information</div>
</ix:nonNumeric>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c51" continuedAt="Text_42562927d09443b49ba89679d5af84c52">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c52" continuedAt="Text_42562927d09443b49ba89679d5af84c53"><ix:nonNumeric name="srt:ScheduleOfCondensedBalanceSheetTableTextBlock" id="Text_9d9588a9c7eb42ec8b4d2c9739b99627" contextRef="c20230101to20231231" escape="true" continuedAt="Text_f84aad3692e0489d83dcfa3413d367b11">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Condensed financial information of Broadway Financial Corporation follows:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c53" continuedAt="Text_42562927d09443b49ba89679d5af84c54"><ix:continuation id="Text_f84aad3692e0489d83dcfa3413d367b11" continuedAt="Text_f84aad3692e0489d83dcfa3413d367b12">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c54" continuedAt="Text_42562927d09443b49ba89679d5af84c55"><ix:continuation id="Text_f84aad3692e0489d83dcfa3413d367b12" continuedAt="Text_f84aad3692e0489d83dcfa3413d367b13">
<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Condensed Balance Sheets</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c55" continuedAt="Text_42562927d09443b49ba89679d5af84c56"><ix:continuation id="Text_f84aad3692e0489d83dcfa3413d367b13" continuedAt="Text_f84aad3692e0489d83dcfa3413d367b14">
<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31,</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c56" continuedAt="Text_42562927d09443b49ba89679d5af84c57"><ix:continuation id="Text_f84aad3692e0489d83dcfa3413d367b14" continuedAt="Text_f84aad3692e0489d83dcfa3413d367b15">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c57" continuedAt="Text_42562927d09443b49ba89679d5af84c58"><ix:continuation id="Text_f84aad3692e0489d83dcfa3413d367b15">
<table cellspacing="0" cellpadding="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="6" style="vertical-align: bottom;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Assets</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Cash and cash equivalents</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" id="Fact_1d606aa8d6884a4eb655776fedb49566" contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">77,457</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                <div>$</div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                <div><ix:nonFraction name="us-gaap:CashAndCashEquivalentsAtCarryingValue" id="Fact_d21f60b46d6f4260b11e95ba49a07f9b" contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">84,015</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Investment in bank subsidiary</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" id="Fact_a9c6706eed1f4e2895a1db62b3e6a565" contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">200,830</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" id="Fact_4b3ced7424854467bcff4e6c101cf87b" contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">192,977</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Other assets</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:OtherAssets" id="Fact_3077602fa1464db98ccbbc37879c988d" contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,003</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;">
                <div>
                  <div><ix:nonFraction name="us-gaap:OtherAssets" id="Fact_b05f7374eb9a46e8aa6a62ba8645050a" contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">2,725</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total assets</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:Assets" id="Fact_0d186f433a5840849a22cba52d1c7580" contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">282,290</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;">
                <div>
                  <div><ix:nonFraction name="us-gaap:Assets" id="Fact_d3998097247b42b991617f2ea041662b" contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">279,717</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Liabilities and stockholders&#8217; equity</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Accrued expenses and other liabilities</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">$ <br/>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:AccruedLiabilitiesAndOtherLiabilities" id="Fact_8c8d2b9bd02e4021a158054102d2f664" contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">387</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">$ <br/>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div><ix:nonFraction name="us-gaap:AccruedLiabilitiesAndOtherLiabilities" id="Fact_6fa66d7734174471b0b022c98cee12aa" contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">235</ix:nonFraction></div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">Stockholders&#8217; equity</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                <div>
                  <div><ix:nonFraction name="us-gaap:StockholdersEquity" id="Fact_b4180ab6c2bd4bec92a8cf62f653d356" contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">281,903</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                <div>
                  <div><ix:nonFraction name="us-gaap:StockholdersEquity" id="Fact_b3c242c1b1814d1ea56b07831cebe781" contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">279,482</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total liabilities and stockholders&#8217; equity</div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" id="Fact_169866a748044c00b112ec5be2368b22" contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">282,290</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                <div>
                  <div><ix:nonFraction name="us-gaap:LiabilitiesAndStockholdersEquity" id="Fact_6512bac9de454de78bf711fbeec0be35" contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">279,717</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c58" continuedAt="Text_42562927d09443b49ba89679d5af84c59">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; <br/>
        </div>
</ix:continuation>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-33</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>


        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c59" continuedAt="Text_42562927d09443b49ba89679d5af84c510"><ix:nonNumeric name="srt:ScheduleOfCondensedIncomeStatementTableTextBlock" id="Text_3ee369851ce441cc81c4f0f5aec73f55" contextRef="c20230101to20231231" escape="true" continuedAt="Text_82baf9e44e794e25ab4879a836a964c41">
<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Condensed Statements of Income</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c510" continuedAt="Text_42562927d09443b49ba89679d5af84c511"><ix:continuation id="Text_82baf9e44e794e25ab4879a836a964c41" continuedAt="Text_82baf9e44e794e25ab4879a836a964c42">
<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Years Ended December 31,</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c511" continuedAt="Text_42562927d09443b49ba89679d5af84c512"><ix:continuation id="Text_82baf9e44e794e25ab4879a836a964c42" continuedAt="Text_82baf9e44e794e25ab4879a836a964c43">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c512" continuedAt="Text_42562927d09443b49ba89679d5af84c513"><ix:continuation id="Text_82baf9e44e794e25ab4879a836a964c43">
<table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest income</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:InterestAndDividendIncomeOperating" id="Fact_ec7da7e9c09244b79fcf4a095a333700" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">268</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:InterestAndDividendIncomeOperating" id="Fact_ea95e436440b4da8acef8ff6f5a9c53b" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">88</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest expense</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:InterestExpense" id="Fact_e2f55c7fe44a4781b0801bad0ec6c952" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:InterestExpense" id="Fact_a4b915954e814c448cc204784dd11ae3" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div></div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Other expense</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:OtherNoninterestExpense" id="Fact_f2fd95c2089942cb9567be50f648839f" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,099</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:OtherNoninterestExpense" id="Fact_730e2bd7058e42db896ef045da6a895a" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">877</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Income (loss) before income tax and undistributed subsidiary income</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div>(<ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" id="Fact_23eae0d8ffe24d69ba07165792e7d0c7" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">831</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div>)</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div>(<ix:nonFraction name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" id="Fact_90da6a46341b4398bcde56aa6c624b1e" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">789</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Income tax benefits</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" id="Fact_8297d6b10eb1459287db38d138f0c234" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">196</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:IncomeTaxExpenseBenefit" id="Fact_5a303e9999c648498f50e255956ac81f" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">85</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Equity in undistributed subsidiary income<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" id="Fact_82ee2a673b1a46a2a11364663b72c3d0" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,149</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" id="Fact_a65ec7cbf2c44370ad030493340ab80d" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,340</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net income<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NetIncomeLoss" id="Fact_c5a111fc253e4377aa2b890a3ad9169a" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,514</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NetIncomeLoss" id="Fact_223567f76ccf473cb83a45ce6a2cc628" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,636</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c513" continuedAt="Text_42562927d09443b49ba89679d5af84c514">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c514" continuedAt="Text_42562927d09443b49ba89679d5af84c515"><ix:nonNumeric name="srt:ScheduleOfCondensedCashFlowStatementTableTextBlock" id="Text_443d890251e24c7695060d4648849fe6" contextRef="c20230101to20231231" escape="true" continuedAt="Text_e2f0555c91704f9abca63efca5dd27401">
<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Condensed Statements of Cash Flows</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c515" continuedAt="Text_42562927d09443b49ba89679d5af84c516"><ix:continuation id="Text_e2f0555c91704f9abca63efca5dd27401" continuedAt="Text_e2f0555c91704f9abca63efca5dd27402">
<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Years Ended December 31,</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c516" continuedAt="Text_42562927d09443b49ba89679d5af84c517"><ix:continuation id="Text_e2f0555c91704f9abca63efca5dd27402" continuedAt="Text_e2f0555c91704f9abca63efca5dd27403">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c517" continuedAt="Text_42562927d09443b49ba89679d5af84c518"><ix:continuation id="Text_e2f0555c91704f9abca63efca5dd27403">
<table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Cash flows from operating activities</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net income<br/>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NetIncomeLoss" id="Fact_606127ddef3445b693e4474438a3eb2c" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,514</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NetIncomeLoss" id="Fact_9a17fd3b19a74a90b34ec4c777684ae3" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,636</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Adjustments to reconcile net loss to net cash used in operating activities:</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Equity in undistributed subsidiary income</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div>(<ix:nonFraction name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" id="Fact_bdb30ce4d58c41dfa65e9f13e4debe8d" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,149</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>)</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div>(<ix:nonFraction name="us-gaap:IncomeLossFromSubsidiariesNetOfTax" id="Fact_4685b3ab01b143f5a3914b692614e52f" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">6,340</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Change in other assets</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div>(<ix:nonFraction name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" id="Fact_75a38f32fc224752a085eaf002f52fec" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,222</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div>)</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" id="Fact_f0924ba6cf214c8bbf68249b1cc977c7" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">1,196</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 18pt;">Change in accrued expenses and other liabilities</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" id="Fact_f216396ba67a4f24a6899afce13c69b7" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">152</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" id="Fact_311ada268e2b4f27a1abc87155f203c7" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">348</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net cash (used in) provided by operating activities</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInOperatingActivities" id="Fact_de8da5f295b149d7b127049e4e4aef6c" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">1,705</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NetCashProvidedByUsedInOperatingActivities" id="Fact_cc5c8743b8ca4a9da0c7ee3de3555602" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">144</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Cash flows from investing activities</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;" rowspan="1">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Capital distribution to bank subsidiary</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:CapitalDistributionToSubsidiary" id="Fact_5c42636b3bbb46ad896218b7a6e836fa" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" rowspan="1" colspan="1">(<ix:nonFraction name="byfc:CapitalDistributionToSubsidiary" id="Fact_cb82b4ff7ef04d83a00c285462928a80" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">75,000</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" rowspan="1" colspan="1">)</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Net cash used in investing activities</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NetCashProvidedByUsedInInvestingActivities" id="Fact_00c250efb6624c9998698fcd92e33286" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInInvestingActivities" id="Fact_4be51054e9654354a27eca9e2aca92d9" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">75,000</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Cash flows from financing activities</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" rowspan="1">Share repurchase - FDIC<br/>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1">(<ix:nonFraction name="byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" id="Fact_d2670d56ed93421182d275921e59c48d" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">1,781</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">)</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1"><ix:nonFraction name="byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" id="Fact_d2ca299114c04450825fb9f7031992a7" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;" rowspan="1">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Proceeds from issuance of preferred stock</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" id="Fact_602ae062825544bea602119eae134ab0" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:fixed-zero">&#8211;</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" rowspan="1" colspan="1"><ix:nonFraction name="us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" id="Fact_47057d5fa18f4e85ad81b296234c0cdf" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">150,000</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" rowspan="1" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" rowspan="1">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Increase in unreleased ESOP shares</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1">(<ix:nonFraction name="byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" id="Fact_994f6b7d4ef14043baf8370231882f35" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">3,400</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">)</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" rowspan="1" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" rowspan="1" colspan="1">(<ix:nonFraction name="byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" id="Fact_4bda1790ef184f55a04815dcb82cfabc" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">500</ix:nonFraction></td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" rowspan="1" colspan="1">)</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Proceeds from repayment of ESOP loan</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" id="Fact_801fe77aa08e4cadaf2b45894c89ec88" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">328</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" id="Fact_3656fca696734310ac69f29b589b254b" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">66</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net cash (used in) provided by financing activities</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>(<ix:nonFraction name="us-gaap:NetCashProvidedByUsedInFinancingActivities" id="Fact_29a4686a6912469ca4c9eb5f330316cc" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">4,853</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NetCashProvidedByUsedInFinancingActivities" id="Fact_4c94c0d1814f4f889028d373b8061d9e" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">149,566</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net change in cash and cash equivalents</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div>(<ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" id="Fact_5c44ae85454b46beb43297222ad84dc6" contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" sign="-" format="ixt:num-dot-decimal">6,558</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">
                <div>)</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" id="Fact_c2c234f191e643ed80931a41a0ea17f0" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">74,710</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Beginning cash and cash equivalents</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" id="Fact_1f6f899a94f94a77bd277ef7596a1698" contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">84,015</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" id="Fact_4790f4b6155f48c981747b7d81913952" contextRef="c20211231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">9,305</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Ending cash and cash equivalents</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" id="Fact_9cc2513f010c4158b694e46923905988" contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">77,457</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" id="Fact_8d39b5c8eafc45bfb3abd0f8e7916997" contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">84,015</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c518" continuedAt="Text_42562927d09443b49ba89679d5af84c519">
<div> <br/>
        </div>
</ix:continuation>
        <ix:continuation id="Text_42562927d09443b49ba89679d5af84c519">
<div style="display:none;"><br/></div>
<div style="text-indent: -18pt; margin-left: 18pt; text-align: justify;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">There
            was $<ix:nonFraction name="byfc:NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" id="Fact_289db161fa5e4a72878fae208731190c" contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="U001" decimals="-5" scale="6" format="ixt:num-dot-decimal">3.0</ix:nonFraction> million of non-cash financing activities for the exchange of preferred stock for common stock in 2022.</span></div>
</ix:continuation>

        <div><br/>
        </div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <div>
      <div>
        <ix:nonNumeric name="us-gaap:EarningsPerShareTextBlock" id="Text_a066828d35a14670804fe4c51ac3a5e9" contextRef="c20230101to20231231" escape="true" continuedAt="Text_62e47479107246abbe11507520b43c7b1">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 19 &#8211; Earnings Per Common Share</div>
</ix:nonNumeric>
        <ix:continuation id="Text_62e47479107246abbe11507520b43c7b1" continuedAt="Text_62e47479107246abbe11507520b43c7b2">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>

        <ix:continuation id="Text_62e47479107246abbe11507520b43c7b2" continuedAt="Text_62e47479107246abbe11507520b43c7b3"><ix:nonNumeric name="us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" id="Text_2421c646dc7a4aa783083ccd2ac4c4e2" contextRef="c20230101to20231231" escape="true" continuedAt="Text_f2ac6bb1ace24aa49047416f526b0ae41">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The factors used in the earnings per common share computation follow:</div>
</ix:nonNumeric></ix:continuation>
        <ix:continuation id="Text_62e47479107246abbe11507520b43c7b3" continuedAt="Text_62e47479107246abbe11507520b43c7b4"><ix:continuation id="Text_f2ac6bb1ace24aa49047416f526b0ae41" continuedAt="Text_f2ac6bb1ace24aa49047416f526b0ae42">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation></ix:continuation>
        <ix:continuation id="Text_62e47479107246abbe11507520b43c7b4" continuedAt="Text_62e47479107246abbe11507520b43c7b5"><ix:continuation id="Text_f2ac6bb1ace24aa49047416f526b0ae42">
<table cellspacing="0" cellpadding="0" border="0" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;" class="cfttable">


  <tr>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: bottom; text-indent: -9pt; margin-left: 9pt;">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                <div style="text-align: center; font-weight: bold;">(Dollars in thousands,</div>
                <div style="text-align: center; font-weight: bold;">except share and per share)</div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Net income attributable to Broadway Financial Corporation</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NetIncomeLoss" id="Fact_a9eba509cd87416193e3f160a092e6f5" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,514</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" colspan="1">
                <div>$</div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" colspan="1">
                <div><ix:nonFraction name="us-gaap:NetIncomeLoss" id="Fact_18540bad4b7248df95aae28cbf7edfb5" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,636</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div></div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Less net income attributable to participating securities</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" id="Fact_3b5b8af9bbd24b4da6094eff8ea589af" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">59</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" id="Fact_869b38e862684aed8542ea35195ccd0a" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">27</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Income available to common stockholders</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" id="Fact_e3872824294f421d807b83e96ef5640c" contextRef="c20230101to20231231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">4,455</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" id="Fact_35e701e1d3a84ff6a25f1cd531962562" contextRef="c20220101to20221231" unitRef="U001" decimals="-3" scale="3" format="ixt:num-dot-decimal">5,609</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" colspan="1">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%;">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">Weighted average common shares outstanding for basic earnings per common share</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" id="Fact_81797d3d1a48478b837b08776b27df98" contextRef="c20230101to20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">8,627,071</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" colspan="1">
                <div><ix:nonFraction name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" id="Fact_d0707dc480cd41178f0eb9397372d6ff" contextRef="c20220101to20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">9,051,128</ix:nonFraction></div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Add: dilutive effects of unvested restricted stock awards</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" id="Fact_10001848fd4b41df8f9dfac872160aed" contextRef="c20230101to20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">114,599</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" id="Fact_9c49e635beeb4915b1f133d29f5ed9e7" contextRef="c20220101to20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">51,737</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">Weighted average common shares outstanding for diluted earnings per common share</div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" id="Fact_de805e08d7464e0fb3d594b28fa68176" contextRef="c20230101to20231231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">8,741,670</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" id="Fact_7f0ab8c4c8c94917a241d6a3a4bd5f52" contextRef="c20220101to20221231" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">9,102,865</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" rowspan="1" style="vertical-align: top; width: 76%;">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>

    <td valign="bottom" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" colspan="1">&#160;</td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Earnings per common share - basic</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:EarningsPerShareBasic" id="Fact_4823c1fc2e894b058898b9432377a70e" contextRef="c20230101to20231231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.52</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:EarningsPerShareBasic" id="Fact_d4028ab5074e4be081d3ddd3444e50c1" contextRef="c20220101to20221231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.62</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" colspan="1">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td valign="bottom" style="vertical-align: top; width: 76%; padding-bottom: 2px;">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Earnings per common share - diluted</div>
                </div>
              </td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" id="Fact_e7c240d09fd041ecbac86541df862f09" contextRef="c20230101to20231231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.51</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div>
                  <div><ix:nonFraction name="us-gaap:EarningsPerShareDiluted" id="Fact_398c93bac5aa4bd1874e0236d0d0c9f1" contextRef="c20220101to20221231" unitRef="U003" decimals="2" scale="0" format="ixt:num-dot-decimal">0.62</ix:nonFraction></div>
                </div>
              </td>

    <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" colspan="1">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>


</table>
</ix:continuation></ix:continuation>

        <ix:continuation id="Text_62e47479107246abbe11507520b43c7b5" continuedAt="Text_62e47479107246abbe11507520b43c7b6">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;<br/>
        </div>
</ix:continuation>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
          <div class="BRPFPageFooter" style="width: 100%;"></div>

          <div class="BRPFPageNumberArea" style="text-align: center;"><span style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">F-34</span></div>

          <div style="page-break-after: always;" class="BRPFPageBreak">
            <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"/></div>

          <div class="BRPFPageHeader" style="width: 100%;">
            <div><a href="#TABLEOFCONTENTS"><span style="font-size: 8pt; font-style: italic;">Table of Contents</span></a></div>

          </div>

        </div>

        <ix:continuation id="Text_62e47479107246abbe11507520b43c7b6" continuedAt="Text_62e47479107246abbe11507520b43c7b7">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Stock options for <ix:nonFraction name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" id="Fact_999bf7e342e04f7298a09b3278a2a519" contextRef="c20230101to20231231_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_EmployeeStockOptionMember" unitRef="U002" decimals="0" scale="0" format="ixt:num-dot-decimal">31,250</ix:nonFraction> shares of common stock for
          the year ended December 31, 2023, were not considered in computing diluted earnings per common share because they were anti&#8209;dilutive.</div>
</ix:continuation>
        <ix:continuation id="Text_62e47479107246abbe11507520b43c7b7" continuedAt="Text_62e47479107246abbe11507520b43c7b8">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_62e47479107246abbe11507520b43c7b8" continuedAt="Text_62e47479107246abbe11507520b43c7b9">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><ix:continuation id="Text_62e47479107246abbe11507520b43c7b9" continuedAt="Text_62e47479107246abbe11507520b43c7b10">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation>
          <ix:continuation id="Text_62e47479107246abbe11507520b43c7b10" continuedAt="Text_62e47479107246abbe11507520b43c7b11">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Basic earnings per share of common stock is computed pursuant to the two-class method by dividing net loss
            available to common stockholders less dividends paid on participating securities (unvested shares of restricted common stock) and any undistributed loss attributable to participating securities by the weighted average common shares outstanding
            during the period. The weighted average common shares outstanding includes the weighted average number of shares of common stock outstanding less the weighted average number of unvested shares of restricted common stock. ESOP shares are
            considered outstanding for this calculation unless unearned. Diluted earnings per share of common stock includes the dilutive effect of unvested stock awards and additional potential common shares issuable under stock options. <ix:nonFraction name="byfc:IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" id="Fact_8599bacd13074deb9d7da7278ae82561" contextRef="c20230101to20231231" unitRef="U002" decimals="0" scale="0" format="ixt-sec:numwordsen">No</ix:nonFraction> unvested stock awards or potential common shares issuable under stock options were included in diluted earnings per share in either year.</div>
</ix:continuation>
          <ix:continuation id="Text_62e47479107246abbe11507520b43c7b11" continuedAt="Text_62e47479107246abbe11507520b43c7b12">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
            </span></div>
</ix:continuation>
          <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">
            <ix:continuation id="Text_62e47479107246abbe11507520b43c7b12" continuedAt="Text_62e47479107246abbe11507520b43c7b13">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">All common stock share amounts above have been
              retroactively adjusted, as applicable, for the <span style="-sec-ix-hidden:Fact_0b9e0c9c4b61463aa4931c525d2e5b1c">1-for-8</span> reverse stock split effective November 1, 2023.&#160; See Note 2.</div>
</ix:continuation>
          </div>

          <ix:continuation id="Text_62e47479107246abbe11507520b43c7b13" continuedAt="Text_62e47479107246abbe11507520b43c7b14">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation></div>

        <ix:continuation id="Text_62e47479107246abbe11507520b43c7b14">
<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
</ix:continuation>
        <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

      </div>

    </div>


  </div>
<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">

    <!--PROfilePageNumberReset%Num%35%F-%%-->
    <div>
      <div>
        <ix:nonNumeric name="us-gaap:SubsequentEventsTextBlock" id="Text_54bb5e2506f941f28d90f821f6aa093a" contextRef="c20230101to20231231" escape="true" continuedAt="Text_93def9a0b8e9451bae63cd2de385ccf21">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 20 &#8211; Subsequent Events</div>
</ix:nonNumeric>
        <ix:continuation id="Text_93def9a0b8e9451bae63cd2de385ccf21" continuedAt="Text_93def9a0b8e9451bae63cd2de385ccf22">
<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
</ix:continuation>
        <ix:continuation id="Text_93def9a0b8e9451bae63cd2de385ccf22">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company evaluated its December 31, 2023 consolidated financial statements for subsequent events through the date these financial statements were issued.</div>
</ix:continuation>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; </div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;"><span style="font-size: 8pt;">F-35</span><br/>
        </div>

        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; border: none; margin-left: auto; margin-right: auto;"/> </div>

      </div>

    </div>


  </div>
</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.4
<SEQUENCE>2
<FILENAME>ef20016744_ex10-4.htm
<DESCRIPTION>EXHIBIT 10.4
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, LLC
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">

  <div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">
      <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">Exhibit 10.4</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">BROADWAY FINANCIAL CORPORATION AMENDED AND RESTATED 2018</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">LONG-TERM INCENTIVE PLAN</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECTION I</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>GENERAL</u></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">1.1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Purpose</font>.&#160; The
        Broadway Financial Corporation Amended and Restated 2018 Long-Term Incentive Plan (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Plan</font>&#8221;) has been established by Broadway Financial
        Corporation (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Company</font>&#8221;) to <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(a)</font>
        attract and retain persons eligible to participate in the Plan; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(b)</font> motivate Participants, by means of appropriate incentives, to achieve
        long-range goals; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(c)</font> provide incentive compensation opportunities that are competitive with those of other similar companies; and <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(d)</font> further identify Participants&#8217; interests with those of the Company&#8217;s other shareholders through compensation that is based on the Company&#8217;s
        common stock; and thereby promote the long-term interest of the Company and the Subsidiaries, including the growth in value of the Company&#8217;s equity and enhancement of long-term shareholder return.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">1.2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Participation</font>.&#160;
        Subject to the terms and conditions of the Plan, the Committee shall determine and designate, from time to time, from among the Eligible Individuals, those persons who will be granted one or more Awards under the Plan, and thereby become &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Participants</font>&#8221; in the Plan.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">1.3</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Operation,
          Administration, and Definitions</font>.&#160; The operation and administration of the Plan, including the Awards made under the Plan, shall be subject to the provisions of SECTION V (relating to operation and administration).&#160; Capitalized terms in the
        Plan shall be defined as set forth in the Plan (including the definition provisions of SECTION IX).</font></div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECTION II</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>OPTIONS AND SARS</u></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Definitions</font>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The grant of an &#8220;Option&#8221; entitles the Participant to purchase shares of Stock at an Exercise Price established by the Committee.&#160; Any
        Option granted under this SECTION II may be either an incentive stock option (an &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">ISO</font>&#8221;) or a non-qualified option (an &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">NQO</font>&#8221;), as determined in the discretion of the Committee.&#160; An &#8220;ISO&#8221; is an Option that is intended to satisfy the requirements applicable to an &#8220;incentive stock option&#8221;
        described in Section 422(b) of the Code.&#160; An &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">NQO</font>&#8221; is an Option that is not intended to be an &#8220;incentive stock option&#8221; as that term is described
        in Section 422(b) of the Code.&#160; Each Option granted under this Plan shall be an NQO, unless the Option satisfies all of the requirements of an ISO and the Committee designates such Option as an ISO.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A stock appreciation right (an &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SAR</font>&#8221;)

        entitles the Participant to receive, in cash or Stock (as determined in accordance with Section 5.7), value equal to (or otherwise based on) the excess of: (i) the Fair Market Value of a specified number of shares of Stock on the date exercise;
        over (ii) an Exercise Price established by the Committee.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <!--PROfilePageNumberReset%Num%2%- % -%-->
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Exercise Price</font>.&#160;
        The &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Exercise Price</font>&#8221; of each Option and SAR granted under this SECTION II shall be established by the Committee or shall be determined by a
        method established by the Committee at the time the Option or SAR is granted.&#160; The Exercise Price shall not be less than one hundred percent (100%) of the Fair Market Value of a share of Stock on the date of grant (or, if greater, the par value of
        a share of Stock).&#160; However, in the case of an ISO granted to a Participant who, at the date of the grant, owns stock representing more than ten percent (10%) of the voting power of all classes of stock of the Company or any Subsidiary, the
        Exercise Price share shall not be less than one hundred ten percent (110%) of the Fair Market Value of a share of Stock on the date of grant.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.3</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Option Term; Exercise</font>.&#160;

        An Option and an SAR shall be exercisable in accordance with such terms and conditions and during such periods as may be established by the Committee.&#160; In no event, however, shall an Option or SAR expire later than ten (10) years after the date of
        its grant; provided, however, that the term of an ISO shall not exceed five (5) years from the date the ISO is granted in the case of an ISO granted to a Participant who, on the date of the grant, owns stock representing more than ten percent (10%)
        of the voting power of all classes of stock of the Company or any Subsidiary.&#160; Notwithstanding the foregoing, in the event that on the last business day of the term of an Option (other than an ISO) <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(i)</font> the exercise of the Option is prohibited by applicable law, or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(ii)</font> shares of Stock
        may not be purchased or sold by certain employees or directors of the Company or any Subsidiary due to the "black-out period" of a Company policy or a "lock-up" agreement undertaken in connection with an issuance of securities by the Company, the
        term of the Option shall be extended for a period of thirty (30) days following the end of the legal prohibition, black-out period or lockup agreement.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.4</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Payment of Option
          Exercise Price</font>.&#160; The payment of the Exercise Price of an Option granted under this SECTION II shall be subject to the following:</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to the following provisions of this Section 2.4, the full Exercise Price for shares of Stock purchased upon the exercise of any
        Option shall be paid at the time of such exercise, except that, in the case of an exercise arrangement approved by the Committee and described in Section 2.4(c) payment may be made as soon as practicable after the exercise.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to applicable law, the Exercise Price shall, as determined by the Committee, <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(i)</font> be payable in cash, by promissory note or by tendering, either by actual delivery of shares or by attestation, shares of Stock acceptable to the Committee, including shares otherwise
        distributable pursuant to the exercise of the Option, and valued at Fair Market Value as of the day of exercise, or in any combination thereof; or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(ii)</font>
        be Stock Settled.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (c)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to applicable law, the Committee may permit a Participant to elect to pay the Exercise Price upon the exercise of an Option by
        irrevocably authorizing a third party to sell a sufficient portion of the shares of Stock acquired upon exercise of the Option and remit to the Company a sufficient portion of the sale proceeds to pay the entire Exercise Price and any tax
        withholding resulting from such exercise.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.5</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">No Repricing</font>.&#160;
        Except for adjustments pursuant to Section 5.2(f) (relating to the adjustment of shares) or reductions of the Exercise Price approved by the Company&#8217;s shareholders, the Exercise Price for any outstanding Option or SAR may not be decreased after the
        date of grant nor may an outstanding Option or SAR granted under the Plan be surrendered to the Company as consideration for the grant of a replacement Option or SAR with a lower exercise price.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 2 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.6</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Grants of Options and
          SARs</font>.&#160; An Option may, but need not be, in tandem with an SAR and an SAR may, but need not be in tandem with an Option, in either case, regardless of whether the original award was granted under this Plan or another plan or arrangement.&#160; If
        an Option is in tandem with an SAR, the exercise price of both the Option and SAR shall be the same, and the exercise of the Option or SAR with respect to a share of Stock shall cancel the corresponding tandem SAR or Option right with respect to
        such share.&#160; If an SAR is in tandem with an Option but is granted after the grant of the Option, or if an Option is in tandem with an SAR but is granted after the grant of the SAR, the later granted tandem Award shall have the same exercise price
        as the earlier granted Award, and the exercise price for the later granted Award may be less than the Fair Market Value of the Stock at the time of such grant.</font></div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECTION III</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>FULL VALUE AWARDS</u></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">3.1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Definition</font>.&#160; A
        &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Full Value Award</font>&#8221; is a grant of one or more shares of Stock or a right to receive one or more shares of Stock in the future, with such grant
        being made subject to one or more of the following, as determined by the Committee:</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The grant shall be in consideration of a Participant&#8217;s previously performed services, or surrender of other compensation that may be due.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The grant shall be contingent on the achievement of performance or other objectives during a specified period.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (c)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The grant shall be subject to a risk of forfeiture or other restrictions that will lapse upon the achievement of one or more goals
        relating to completion of service by the Participant, or achievement of performance or other objectives.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The grant of Full Value Awards may also be made subject to such other conditions, restrictions and contingencies, as the Committee shall
      determine.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">3.2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">Restrictions on Awards.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Committee may designate a Full Value Award granted to any Participant as Performance-Based Compensation.&#160; Any Full Value Award so
        designated shall be conditioned on the achievement of one or more performance objectives.&#160; The performance objectives shall be based on the Performance Measures selected by the Committee.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If the right to become vested in a Full Value Award is conditioned on the completion of a specified period of service with the Company or
        the Subsidiaries, without achievement of Performance Measures or other performance objectives (whether or not related to Performance Measures) being required as a condition of vesting, and without the Full Value Award being granted in lieu of other
        compensation, then the required period of service for full vesting shall be not less than one (1) year (subject to acceleration of vesting, to the extent permitted by the Committee, in the event of the Participant&#8217;s death, disability, retirement,
        Change in Control or involuntary termination).</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 3 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECTION IV</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>CASH INCENTIVE AWARDS</u></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A Cash Incentive Award is the grant of a right to receive a payment of cash (or in the discretion of the Committee, Stock having value
      equivalent to the cash otherwise payable) that is contingent on achievement of performance objectives over a specified period established by the Committee.&#160; The grant of Cash Incentive Awards may also be made subject to such other conditions,
      restrictions and contingencies as may be determined by the Committee.&#160; The Committee may designate a Cash Incentive Award granted to any Participant as Performance-Based Compensation.&#160; Any Award so designated shall be conditioned on the achievement
      of one or more Performance Measures selected by the Committee.&#160; Except as otherwise provided in the applicable plan or arrangement, distribution of any bonus awards by the Company or its Subsidiaries (whether granted pursuant to this Plan or
      otherwise) for a performance period ending in a calendar year, shall be made to the participant not later than March 15 of the following calendar year; provided, however, that for purposes of determining compliance with Section 409A, a payment will
      be considered to satisfy the requirement of this sentence if distribution is made no later than the end of the calendar year following the end of the applicable performance period.</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECTION V</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>OPERATION AND ADMINISTRATION</u></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Effective Date</font>.&#160;

        Subject to the approval of the shareholders of the Company at the Company&#8217;s 2023 annual shareholders meeting, the Plan, as amended and restated, shall be effective as of June 21, 2023.&#160; In the event of Plan termination, the terms of the Plan shall
        remain in effect as long as any Awards under it are outstanding; provided, however, that no Awards may be granted under the Plan after April 16, 2030.&#160; On or after July 25, 2018, the original effective date of the 2018 Long-Term Incentive Plan (the
        &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Original Effective Date</font>&#8221;), no awards will be granted under the Prior Plan.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Shares and Other
          Amounts Subject to Plan</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.&#160; </font>The shares of Stock for which Awards may be granted under the Plan shall be subject to the following:</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The shares of Stock with respect to which Awards may be made under the Plan shall be shares currently authorized but unissued or, to the
        extent permitted by applicable law, currently held or acquired by the Company as treasury shares, including shares purchased in the open market or in private transactions.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to the following provisions of this Section 5.2, the maximum number of shares of Stock that may be delivered to Participants and
        their beneficiaries under the Plan shall be 5,193,109.&#160; However, the limit under this paragraph (b), as well as the limits under paragraph (e) below, shall not apply to Awards granted pursuant to Section 5.5 in replacement of awards granted under
        plans other than this Plan.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 4 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (c)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">To the extent provided by the Committee, any Award may be settled in cash rather than Stock.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (d)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Shares of Stock with respect to an Award will be treated as delivered for purposes of the determination under paragraph (b) above, subject
        to the following:</font></div>
    <div><br>
    </div>
    <div>
      <div>
        <div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" id="zfb92b04415c845558de85db0fe9935e5" class="DSPFListTable">

                <tr style="vertical-align: top;">
                  <td style="width: 132pt;">&#160;</td>
                  <td style="text-align: right; vertical-align: top; width: 18pt;">
                    <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left;"><font style="font-family: 'Times New Roman',Times,serif; font-size: 10pt;">(i)</font></div>
                  </td>
                  <td style="text-align: left; vertical-align: top; width: auto;">
                    <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">To the extent any shares of Stock covered by an Award are not delivered to a Participant or beneficiary because the Award is forfeited or canceled, such shares
                      shall not be deemed to have been delivered for purposes of the determination under paragraph (b) above.</div>
                  </td>
                </tr>

            </table>
          </div>

        </div>
      </div>
    </div>
    <div><br>
    </div>
    <div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z7eee14c2de5742b795b5d3e6b9c4a2db" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr style="vertical-align: top;">
              <td style="width: 132pt;">&#160;</td>
              <td style="text-align: right; vertical-align: top; width: 18pt;">
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left;">(ii)</div>
              </td>
              <td style="text-align: left; vertical-align: top; width: auto;">
                <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Subject to the provisions of paragraph (i) above, the total number of shares covered by an Award will be treated as delivered for purposes of this paragraph (ii) to
                  the extent payments or benefits are delivered to the Participant with respect to such shares.&#160; Accordingly <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(A)</font> if an Award denominated
                  in shares of Stock is settled in cash, the total number of shares with respect to which such payment is made shall be considered to have been delivered; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(B)</font> if shares covered by an Award are used to satisfy the applicable tax withholding obligation, the number of shares held back by the Company to satisfy such withholding obligation shall be considered to have
                  been delivered; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(C)</font> if the exercise price of any Option granted under the Plan is satisfied by tendering shares of Stock to the
                  Company (by either actual delivery or by attestation), the number of shares tendered to satisfy such exercise price shall be considered to have been delivered; and <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(D)</font> if cash or shares of Stock are delivered in settlement of the exercise of an SAR, the total number of shares with respect to which such SAR is exercised shall be deemed delivered.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (e)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to Section 5.2(f), the maximum number of shares of Stock that may be delivered to Participants and their beneficiaries with
        respect to ISOs granted under the Plan shall be 5,193,109 shares.&#160; Notwithstanding any provision in the Plan to the contrary, the aggregate amount of all compensation granted to any member of the Board during any fiscal year of the Company,
        including any Awards (based on grant date Fair Market Value computed as of the date of grant in accordance with applicable financial accounting rules) and any cash retainer or meeting fee paid or provided for service on the Board or any committee
        thereof, or any Award granted in lieu of any such cash retainer or meeting fee, shall not exceed One Hundred Thousand Dollars ($100,000).</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (f)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In the event of a corporate transaction involving the Company (including, without limitation, any stock dividend, stock split,
        extraordinary cash dividend, recapitalization, reorganization, merger, consolidation, split-up, spin-off, sale of assets or subsidiaries, combination or exchange of shares), the Committee shall adjust Awards to preserve the benefits or potential
        benefits of the Awards.&#160; Action by the Committee may include:&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(i)</font> adjustment of the number and kind of shares which may be delivered under the
        Plan; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(ii)</font> adjustment of the number and kind of shares subject to outstanding Awards; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(iii)</font> adjustment of the Exercise Price of outstanding Options and SARs; and <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(iv)</font> any other
        adjustments that the Committee determines to be equitable (which may include, without limitation, (I) replacement of Awards with other Awards which the Committee determines have comparable value and which are based on stock of a company resulting
        from the transaction, and (II) cancellation of the Award in return for cash payment of the current value of the Award, determined as though the Award is fully vested at the time of payment, provided that in the case of an Option or SAR, the amount
        of such payment may be the excess of value of the Stock subject to the Option or SAR at the time of the transaction over the exercise price).&#160; However, in no event shall this paragraph (f) be construed to permit a modification (including a
        replacement) of an Option or SAR if such modification either:&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(A)</font> would result in accelerated recognition of income or imposition of additional
        tax under Section 409A; or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(B)</font> would cause the Option or SAR subject to the modification (or cause a replacement Option or SAR) to be subject to
        Section 409A, provided that the restriction of this clause (B) shall not apply to any Option or SAR that, at the time it is granted or otherwise, is designated as being deferred compensation subject to Section 409A.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 5 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.3</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">General Restrictions</font>.&#160;

        Delivery of shares of Stock or other amounts under the Plan shall be subject to the following:</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Notwithstanding any other provision of the Plan, the Company shall have no obligation to deliver any shares of Stock or make any other
        distribution of benefits under the Plan unless such delivery or distribution complies with all applicable laws (including, without limitation, the requirements of the Securities Act of 1933), and the applicable requirements of any securities
        exchange or similar entity.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">To the extent that the Plan provides for issuance of stock certificates to reflect the issuance of shares of Stock, the issuance may be
        effected on a non-certificated basis, to the extent not prohibited by applicable law or the applicable rules of any stock exchange.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.4</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Tax Withholding</font>.&#160;
        All distributions under the Plan are subject to withholding of all applicable taxes, and the Committee may condition the delivery of any shares of Stock or other benefits under the Plan on satisfaction of the applicable withholding obligations.&#160;
        Except as otherwise provided by the Committee, such withholding obligations may be satisfied <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(a)</font> through cash payment by the Participant; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(b)</font> through the surrender of shares of Stock which the Participant already owns; or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(c)</font> through the surrender of shares of Stock to which the Participant is otherwise entitled under the Plan, provided, however, that, unless otherwise determined by the Committee after the Company&#8217;s
        adoption of ASU 2016-09, <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Compensation-Stock Compensation (Topic 718) </font>dated March, 2016, such shares under this Section 5.4 may be used to
        satisfy not more than the Company&#8217;s minimum statutory withholding obligation (based on minimum statutory withholding rates for Federal and state tax purposes, including payroll taxes, that are applicable to such taxable income).</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.5</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Grant and Use of
          Awards</font>.&#160; In the discretion of the Committee, a Participant may be granted any Award permitted under the provisions of the Plan, and more than one Award may be granted to a Participant.&#160; Subject to Section 2.5 (relating to repricing),
        Awards may be granted as alternatives to or replacement of awards granted or outstanding under the Plan, or any other plan or arrangement of the Company or a Subsidiary (including a plan or arrangement of a business or entity, all or a portion of
        which is acquired by the Company or a Subsidiary).&#160; Subject to the overall limitation on the number of shares of Stock that may be delivered under the Plan, the Committee may use available shares of Stock as the form of payment for compensation,
        grants or rights earned or due under any other compensation plans or arrangements of the Company or a Subsidiary, including the plans and arrangements of the Company or a Subsidiary assumed in business combinations.&#160; Notwithstanding the provisions
        of Section 2.2, Options and SARs granted under the Plan in replacement for awards under plans and arrangements of the Company, Subsidiaries, or other companies that are assumed in business combinations may provide for exercise prices that are less
        than the Fair Market Value of the Stock at the time of the replacement grants, if the Committee determines that such exercise price is appropriate to preserve the economic benefit of the award.&#160; The provisions of this Section 5.5 shall be subject
        to the provisions of Section 5.15.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 6 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.6</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Dividends and Dividend
          Equivalents</font>.&#160; An Award (including without limitation an Option or SAR Award) may provide the Participant with the right to receive dividend or dividend equivalent payments with respect to Stock subject to the Award (both before and after
        the Stock subject to the Award is earned, vested, or acquired), which payments may be either made currently or credited to an account for the Participant, and may be settled in cash or Stock, as determined by the Committee.&#160; Any such settlements,
        and any such crediting of dividends or dividend equivalents or reinvestment in shares of Stock, may be subject to such conditions, restrictions and contingencies as the Committee shall establish, including the reinvestment of such credited amounts
        in Stock equivalents.&#160; The provisions of this subsection shall be subject to the provisions of Section 5.15.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.7</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Settlement of Awards</font>.&#160;

        The obligation to make payments and distributions with respect to Awards may be satisfied through cash payments, the delivery of shares of Stock, the granting of replacement Awards, or combination thereof as the Committee shall determine.&#160;
        Satisfaction of any such obligations under an Award, which is sometimes referred to as &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">settlement</font>&#8221; of the Award, may be subject to such
        conditions, restrictions and contingencies as the Committee shall determine.&#160; The Committee may permit or require the deferral of any Award payment or distribution, subject to such rules and procedures as it may establish, which may include
        provisions for the payment or crediting of interest or dividend equivalents, and may include converting such credits into deferred Stock equivalents.&#160; Except for Options and SARs designated at the time of grant or otherwise as intended to be
        subject to Section 409A, this Section 5.7 shall not be construed to permit the deferred settlement of Options or SARs if such settlement would result in deferral of compensation under Treas. Reg. &#167;1.409A-1(b)(5)(i)(A)(3) (except as permitted in
        paragraphs (i) and (ii) of that section).&#160; Each Subsidiary shall be liable for payment of cash due under the Plan with respect to any Participant to the extent that such benefits are attributable to the services rendered for that Subsidiary by the
        Participant.&#160; Any disputes relating to liability of a Subsidiary for cash payments shall be resolved by the Committee.&#160; The provisions of this subsection shall be subject to the provisions of Section 5.15.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.8</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Transferability</font>.&#160;

        Except as otherwise provided by the Committee, Awards under the Plan are not transferable except as designated by the Participant by will or by the laws of descent and distribution.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.9</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Form and Time of
          Elections</font>.&#160; Unless otherwise specified herein, each election required or permitted to be made by any Participant or other person entitled to benefits under the Plan, and any permitted modification, or revocation thereof, shall be in
        writing filed with the Committee at such times, in such form, and subject to such restrictions and limitations, not inconsistent with the terms of the Plan, as the Committee shall require.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 7 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.10</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Agreement With Company</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font>&#160; An Award under the Plan shall be subject to such terms and conditions, not inconsistent with the Plan, as the Committee shall, in its sole
        discretion, prescribe.&#160; The terms and conditions of any Award to any Participant shall be reflected in such form of written (including electronic) document as is determined by the Committee.&#160; A copy of such document shall be provided to the
        Participant, and the Committee may, but need not require that the Participant sign a copy of such document.&#160; Such document is referred to in the Plan as an &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Award Agreement</font>&#8221; regardless of whether any Participant signature is required.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.11</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Action by Company or
          Subsidiary</font>.&#160; Any action required or permitted to be taken by the Company or any Subsidiary shall be by resolution of its board of directors, or by action of one or more members of the board (including a committee of the board) who are duly
        authorized to act for the board, or (except to the extent prohibited by applicable law or applicable rules of any stock exchange) by a duly authorized officer of such company.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.12</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Gender and Number</font>.&#160;

        Where the context admits, words in any gender shall include any other gender, words in the singular shall include the plural and the plural shall include the singular.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.13</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Limitation of Implied
          Rights</font>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab"> </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Neither a Participant nor any other person shall, by reason of participation in the Plan, acquire any right in or title to any assets,
        funds or property of the Company or any Subsidiary whatsoever, including, without limitation, any specific funds, assets, or other property which the Company or any Subsidiary, in its sole discretion, may set aside in anticipation of a liability
        under the Plan.&#160; A Participant shall have only a contractual right to the Stock or amounts, if any, payable under the Plan, unsecured by any assets of the Company or any Subsidiary, and nothing contained in the Plan shall constitute a guarantee
        that the assets of the Company or any Subsidiary shall be sufficient to pay any benefits to any person.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Plan does not constitute a contract of employment, and selection as a Participant will not give any participating employee or other
        individual the right to be retained in the employ of the Company or any Subsidiary or the right to continue to provide services to the Company or any Subsidiary, nor any right or claim to any benefit under the Plan, unless such right or claim has
        specifically accrued under the terms of the Plan.&#160; Except as otherwise provided in the Plan, no Award under the Plan shall confer upon the holder thereof any rights as a shareholder of the Company prior to the date on which the individual fulfills
        all conditions for receipt of such rights.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.14</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Evidence</font>.&#160;
        Evidence required of anyone under the Plan may be by certificate, affidavit, document or other information which the person acting on it considers pertinent and reliable, and signed, made or presented by the proper party or parties.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 8 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.15</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Limitations under
          Section 409A</font>.&#160; The provisions of the Plan shall be subject to the following:</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160; &#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Neither Section 5.5 nor any other provision of the Plan shall be construed to permit the grant of an Option or SAR if such action would
        cause the Option or SAR being granted or the option or stock appreciation right being replaced to be subject to Section 409A, provided that this paragraph (a) shall not apply to any Option or SAR (or option or stock appreciation right granted under
        another plan) being replaced that, at the time it is granted or otherwise, is designated as being deferred compensation subject to Section 409A.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Except with respect to an Option or SAR that, at the time it is granted or otherwise, is designated as being deferred compensation subject
        to Section 409A, no Option or SAR shall condition the receipt of dividends with respect to an Option or SAR on the exercise of such Award, or otherwise provide for payment of such dividends in a manner that would cause the payment to be treated as
        an offset to or reduction of the exercise price of the Option or SAR pursuant Treas. Reg. &#167;1.409A-1(b)(5)(i)(E).</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160; &#160;&#160; (c)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Plan shall not be construed to permit a modification of an Award, or to permit the payment of a dividend or dividend equivalent, if
        such actions would result in accelerated recognition of taxable income or imposition of additional tax under Section 409A.</font></div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECTION VI</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>CHANGE IN CONTROL</u></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">6.1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Unless determined otherwise by the Committee, upon a Participant&#8217;s termination of employment within the twelve (12) months following a
        Change in Control, all unvested Full Value Awards shall become fully vested and all Options and SARs shall be exercisable for a period ending on the earlier of the expiration date of the Option or SAR or the first anniversary of the Participant&#8217;s
        termination of employment.&#160; Notwithstanding the foregoing provisions of this SECTION VI, in the event of a Change in Control as the result of a Terminating Event, a Participant&#8217;s Options, SARs, and Full Value Awards will become vested and
        exercisable pursuant to this Section 6.1 only if no provision has been made in writing in connection with such Terminating Event for the continuance of this Plan and for the assumption of the Awards theretofore granted hereunder, or the
        substitution for such Awards of new awards issued by the successor corporation or, if applicable, the publicly-traded entity that is the parent entity of the successor corporation, with such appropriate adjustments as may be determined or approved
        by the Committee, in which event this Plan and the awards theretofore granted or substituted therefore shall continue in the manner and under the terms so provided.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">6.2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">As used in this Plan, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Change in Control</font>&#8221;
        of the Company shall mean an event of a nature that <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(a)</font> would be required to be reported in response to Item 1 of a current report filed on Form
        8-K pursuant to Section 13 or 15(d) of the Exchange Act as in effect on the Original Effective Date of this Plan; or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(b)</font> results in any person
        acquiring control of the Bank or the Company within the meaning of the Home Owners&#8217; Loan Act of 1933, as amended and the rules and regulations promulgated by the Office of the Comptroller of the Currency (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">OCC</font>&#8221;) (or its predecessor agency), as in effect on the Original Effective Date of this Plan, (provided, that in applying the definition of change in control as set forth under the rules
        and regulations of the OCC, the Board shall substitute its judgment for that of the OCC); and, without limitation, such a Change in Control shall be deemed to have occurred at such time as <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(i)</font> any &#8220;person&#8221; (as that term is used in Sections 13(d) and 14(d) of the Exchange Act and the regulations of the Securities and Exchange Commission (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SEC</font>&#8221;) thereunder, each as in effect on the date of the adoption of this Plan by the Board,&#160; and including any such persons that may be deemed to be acting in concert with respect to the
        Bank or the Company, or the acquisition, ownership or voting of Bank or Company securities) is or becomes the &#8220;beneficial owner&#8221; (as defined in Rule 13d-3 under the Exchange Act and the regulations of the SEC thereunder, each as in effect on the
        date of the adoption of this Plan by the Board), directly or indirectly, of securities of the Bank or the Company representing twenty percent (20%) or more of the Bank&#8217;s or the Company&#8217;s outstanding securities except for any securities of the Bank
        purchased by the Company in connection with the conversion of the Bank to the stock form and any securities purchased by any tax qualified employee benefit plan of the Bank; or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(ii)</font> individuals who constitute the Board on the date of the adoption of this Plan by the Board of Directors of the Company (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Incumbent Board</font>&#8221;) cease for any reason to constitute at least a majority thereof, provided that any person becoming a director subsequent to the date hereof whose election was approved by a vote of at least
        three-quarters of the directors then comprising the Incumbent Board, or whose nomination for election by the Company&#8217;s shareholders was approved by the same Nominating Committee serving under an Incumbent Board, shall be, for purposes of this
        clause (B), considered as though he were a member of the Incumbent Board; or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(iii)</font> a plan of liquidation reorganization, merger, consolidation,
        sale of all or substantially all the assets of the Bank or the Company or similar transaction in which the Bank or Company is not the resulting entity (a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Terminating Event</font>&#8221;) is approved by the Board and the shareholders or otherwise occurs; or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(iv)</font> solicitations of shareholders of
        the Company, by someone other than the Incumbent Board of the Company, seeking shareholder approval of a plan of reorganization, merger or consolidation of the Company or Bank or similar transaction with one or more corporations as a result of
        which the outstanding shares of the class of securities then subject to this Plan are exchanged for or converted into cash or property or securities not issued by the Bank or the Company shall be distributed; or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(v)</font> a tender offer is made for 20% or more of the voting securities of the Bank or the Company; or <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(vi)</font> any other event, transaction or series of transactions occurs as a result of which any person may be deemed to become a &#8220;controlling person&#8221; of the Bank or &#8220;acquire control&#8221; of the Company (as such terms are
        defined in the regulations of the OCC set forth at 12 C.F.R. Part 161.14 or of the Federal Reserve Board of Governors at 12 C.F.R. Part 225 as in effect on the effective date of this Plan).</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 9 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECTION VII</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>COMMITTEE</u></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">7.1</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Administration</font>.&#160;
        The authority to control and manage the operation and administration of the Plan shall be vested in a committee (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Committee</font>&#8221;) in accordance
        with this SECTION VII.&#160; The Committee shall be selected by the Board, and shall consist solely of two (2) or more members of the Board.&#160; If the Committee does not exist, or for any other reason determined by the Board, and to the extent not
        prohibited by applicable law or the applicable rules of any stock exchange, the Board may take any action under the Plan that would otherwise be the responsibility of the Committee.&#160; With respect to Insiders, the Plan and Awards to Insiders shall
        be administered by a committee where each director is a &#8220;non-employee director&#8221; as that term is used under Rule 16b-3 under the Exchange Act.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">7.2</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Powers of Committee</font>.&#160;

        The Committee&#8217;s administration of the Plan shall be subject to the following:</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to the provisions of the Plan, the Committee will have the authority and discretion to select from among the Eligible Individuals
        those persons who shall receive Awards, to determine the time or times of receipt, to determine the types of Awards and the number of shares covered by the Awards, to establish the terms, conditions, performance criteria, restrictions, and other
        provisions of such Awards, and (subject to the restrictions imposed by SECTION VIII) to amend, cancel, or suspend Awards.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">To the extent that the Committee determines that the restrictions imposed by the Plan preclude the achievement of the material purposes of
        the Awards in jurisdictions outside the United States, the Committee will have the authority and discretion to modify those restrictions as the Committee determines to be necessary or appropriate to conform to applicable requirements or practices
        of jurisdictions outside of the United States.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (c)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Committee will have the authority and discretion to interpret the Plan, to establish, amend, and rescind any rules and regulations
        relating to the Plan, to determine the terms and provisions of any Award Agreement made pursuant to the Plan, and to make all other determinations that may be necessary or advisable for the administration of the Plan.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160; &#160;&#160; (d)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Any interpretation of the Plan by the Committee and any decision made by it under the Plan is final and binding on all persons.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (e)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In controlling and managing the operation and administration of the Plan, the Committee shall take action in a manner that conforms to the
        articles and by-laws of the Company, and applicable state corporate law.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160; &#160; (f)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Committee shall take such actions as it determines to be necessary or appropriate with respect to this Plan, and the Awards granted
        under the Plan, to avoid acceleration of income recognition or imposition of penalties under Section 409A.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160; &#160;&#160; (g)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Notwithstanding any other provision of the Plan, no benefit shall be distributed under the Plan unless the Committee, in its sole
        discretion, determines that such person is entitled to benefits under the Plan.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (h)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">At any time the Committee may correct any error made under the Plan or any Award Agreement, including, without limitation, changing or
        revoking the grant of an Award.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">7.3</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Delegation by
          Committee</font>.&#160; Except to the extent prohibited by applicable law or the applicable rules of a stock exchange, the Committee may allocate all or any portion of its responsibilities and powers to any one or more of its members and may delegate
        all or any part of its responsibilities and powers to any person or persons selected by it.&#160; Any such allocation or delegation may be revoked by the Committee at any time.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 10 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">7.4</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Information to be
          Furnished to Committee</font>.&#160; The Company and Subsidiaries shall furnish the Committee with such data and information as it determines may be required for it to discharge its duties.&#160; The records of the Company and Subsidiaries as to an
        employee&#8217;s or Participant&#8217;s employment (or other provision of services), termination of employment (or cessation of the provision of services), leave of absence, reemployment and compensation shall be conclusive on all persons unless determined to
        be incorrect.&#160; Participants and other persons entitled to benefits under the Plan must furnish the Committee such evidence, data or information as the Committee considers desirable to carry out the terms of the Plan.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">7.5</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Applicable Law</font>.&#160;
        The provisions of the Plan shall be construed in accordance with the laws of the State of California, without regard to the conflict of law provisions of any jurisdiction.</font></div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECTION VIII</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>AMENDMENT AND TERMINATION</u></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The Board may, at any time, amend or terminate the Plan, and the Board or the Committee may amend any Award Agreement, provided that no
      amendment or termination may, in the absence of written consent to the change by the affected Participant (or, if the Participant is not then living, the affected beneficiary), adversely affect the rights of any Participant or beneficiary under any
      Award granted under the Plan prior to the date such amendment is adopted by the Board (or the Committee, if applicable); and further provided that adjustments pursuant to Section 5.2(f) shall not be subject to the foregoing limitations of this
      SECTION VIII; and further provided that the provisions of Section 2.5 (relating to Option and SAR repricing) cannot be amended unless the amendment is approved by the Company&#8217;s shareholders.&#160; No amendment or termination shall be adopted or effective
      if it would result in accelerated recognition of income or imposition of additional tax under Section 409A or, except as otherwise provided in the amendment, would cause amounts that were not otherwise subject to Section 409A to become subject to
      Section 409A.</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECTION IX</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>DEFINED TERMS</u></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">In addition to the other definitions contained herein, the following definitions shall apply:</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (a)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Award</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Award</font>&#8221; means any award or benefit granted under the Plan, including, without limitation, the grant of Options, SARs, Full Value Awards, and Cash
        Incentive Awards.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (b)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Award Agreement</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Award Agreement</font>&#8221; means an agreement which may be entered into by each Participant and the Company that sets forth the terms and provisions applicable
        to an Award.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (c)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Bank</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Bank</font>&#8221; means Broadway Federal Bank, the wholly-owned bank subsidiary of the Company.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (d)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Board</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Board</font>&#8221; means the Board of Directors of the Company.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (e)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Code</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Code</font>&#8221; means the Internal Revenue Code of 1986, as amended.&#160; A reference to any provision of the Code shall include reference to any successor
        provision of the Code.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (f)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Eligible Individual</font>.&#160; For purposes
        of the Plan, the term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Eligible Individual</font>&#8221; means any employee of the Company or a Subsidiary, and any consultant, non-employee director, or
        other person providing services to the Company or a Subsidiary; provided, however, that an ISO may only be granted to an employee of the Company or a Subsidiary.&#160; An Award may be granted to an employee or other individual providing services, in
        connection with hiring, retention or otherwise, prior to the date the employee first performs services for the Company or the Subsidiaries, provided that such Awards shall not become vested prior to the date the employee or service provider first
        performs such services.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 11 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (g)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Exchange Act</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Exchange Act</font>&#8221; means the Securities Exchange Act of 1934, as amended from time to time and any successor thereto.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (h)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Fair Market Value</font>.&#160; Except as
        otherwise provided by the Committee, for purposes of determining the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Fair Market Value</font>&#8221; of a share of Stock as of any date means the average of
        the high and low bid prices of the Stock as reported by the Nasdaq Stock Market (as published by the Wall Street Journal, if then so published) or, if the Stock is then listed on or quoted through a stock exchange or transaction reporting system on
        or through which actual sale prices are regularly reported, the closing sale price of the Stock, on the grant date, or if the Stock was not traded on such date, on the next preceding day on which the Stock was quoted or traded, as the case may be.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (i)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Insider</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Insider</font>&#8221; means, to the extent the Company is subject to the Exchange Act on the date of an Award, an employee of the Company or any Subsidiary who
        is, on the relevant date, an officer, director, or ten percent (10%) beneficial owner of the Company, as those terms are defined under Section 16 of the Exchange Act.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (j)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Performance-Based Compensation</font>.&#160;
        The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Performance-Based</font>&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Compensation</font>&#8221;
        shall have the meaning ascribed to it under Section 409A.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (k)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Performance Measures</font>.&#160; The &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Performance Measures</font>&#8221; shall be based on any one or more of the following Company, subsidiary, operating unit or division performance measures: net
        earnings; net interest income; operating or interest rate margins; earnings per share; efficiency ratio or other cost control measures or objectives; return on equity; return on assets; stock price; comparisons with stock market indices; regulatory
        achievements; economic value added metrics; strategic business objectives, consisting of one or more objectives based on meeting specified volume or market share targets, business expansion goals, or goals relating to acquisitions or divestitures;
        or any combination thereof.&#160; Each goal may be expressed on an absolute and/or relative basis, may be based on or otherwise employ comparisons based on internal targets, the past performance of the Company and/or the past or current performance of
        other companies, and in the case of earnings-based measures, may use or employ comparisons relating to capital, shareholders&#8217; equity and/or shares outstanding or investments, or to assets or net assets.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160; (l)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Prior</font>&#160;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Plan</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Prior Plan</font>&#8221; means the Amended and Restated
        Broadway Financial Corporation 2008 Long-Term Incentive Plan approved by the Company&#8217;s shareholders on May 28, 2008.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160; (m)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Stock Settled</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Stock Settled</font>&#8221; means that upon the exercise of an Option the Company shall deliver that number of shares of Stock determined by the Committee taking
        the difference between <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(A)</font> the Fair Market Value of the Stock as of the first day that the Stock was traded on the stock exchange immediately
        preceding the exercise date, multiplied by the number of Options being exercised, and <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(B)</font> the total Exercise Price of the Options being
        exercised, and dividing such difference by the Fair Market Value of the Stock as of the first day that Stock was traded on the securities exchange preceding the exercise date.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (n)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Stock</font>.&#160; The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Stock</font>&#8221; means shares of common stock, $0.01 par value of the Company.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160; (o)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Subsidiaries</font>.&#160; For purposes of the
        Plan, the term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Subsidiary</font>&#8221; means any corporation, partnership, joint venture or other entity during any period in which at least a fifty percent
        (50%) voting or profits interest is owned, directly or indirectly, by the Company (or by any entity that is a successor to the Company), and any other business venture designated by the Committee in which the Company (or any entity that is a
        successor to the Company) has a significant interest, as determined in the discretion of the Committee.</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 12 -</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160; (p)</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Termination of Service</font>.&#160; With
        respect to Awards that constitute Deferred Compensation, references to the Participant&#8217;s &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">termination of employment</font>&#8221; (including references to the
        Participant&#8217;s employment termination, and to the Participant terminating employment, a Participant&#8217;s &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">separation from service</font>&#8221;, and other similar
        reference) and references to a Participant&#8217;s &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">termination as a director</font>&#8221; (including separation from service and other similar references) shall
        mean, respectively, the Participant ceasing to be employed by, or ceasing to perform director services for, the Company and the Affiliates, subject to the following:</font></div>
    <div><br>
    </div>
    <div>
      <div>
        <div>
          <div>
            <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zdde58d75cbd246b3b690e22edd0af1b4" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

                <tr style="vertical-align: top;">
                  <td style="width: 135pt;">&#160;</td>
                  <td style="text-align: right; vertical-align: top; width: 27pt; font-weight: bold;">
                    <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left;"><font style="font-family: 'Times New Roman',Times,serif; font-size: 10pt;">(i)</font></div>
                  </td>
                  <td style="text-align: left; vertical-align: top; width: auto;">
                    <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The employment relationship or director relationship will be deemed to have ended at the time the Participant and the applicable company reasonably anticipate
                      that a level of bona fide services the Participant would perform for the Company and the Affiliates after such date would permanently decrease to no more than twenty percent (20%) of the average level of bona fide services performed
                      over the immediately preceding thirty-six (36) month period (or the full period of service to the Company and the Affiliates if the Participant has performed services for the Company and the Affiliates for less than thirty-six (36)
                      months).&#160; In the absence of an expectation that the Participant will perform at the above-described level, the date of termination of employment or termination as a director will not be delayed solely by reason of the Participant
                      continuing to be on the Company&#8217;s and the Affiliates&#8217; payroll after such date.</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
    </div>
    <div><br>
    </div>
    <div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zd0dc34806287406cb44ed3479510b378" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr style="vertical-align: top;">
              <td style="width: 135pt;">&#160;</td>
              <td style="text-align: right; vertical-align: top; width: 27pt; font-weight: bold;">
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left;">(ii)</div>
              </td>
              <td style="text-align: left; vertical-align: top; width: auto;">
                <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The employment or director relationship will be treated as continuing intact while the Participant is on a bona fide leave of absence (determined in accordance with
                  Treas. Reg. &#167;409A-1(h)).</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div><br>
    </div>
    <div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z0f11fa057e024f0da470c31b4edc3643" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr style="vertical-align: top;">
              <td style="width: 135pt;">&#160;</td>
              <td style="text-align: right; vertical-align: top; width: 27pt; font-weight: bold;">
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left;">(iii)</div>
              </td>
              <td style="text-align: left; vertical-align: top; width: auto;">
                <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The determination of a Participant&#8217;s termination of employment or termination as a director by reason of a sale of assets, sale of stock, spin-off, or other similar
                  transaction of the Company or an Affiliate will be made in accordance with Treas. Reg. &#167;1.409A-1(h).</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div><br>
    </div>
    <div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z1627c039505c4d7783e03a87dc312e11" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr style="vertical-align: top;">
              <td style="width: 135pt; text-align: left;">&#160;</td>
              <td style="text-align: right; vertical-align: top; width: 27pt; font-weight: bold;">
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left;">(iv)</div>
              </td>
              <td style="text-align: left; vertical-align: top; width: auto;">
                <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">If a Participant performs services both as an employee of the Company or an Affiliate, and a member of the board of directors of the Company or an Affiliate, the
                  determination of whether termination of employment or termination of service as a director shall be made in accordance with Treas. Reg. &#167;1.409A-1(h)(5) (relating to dual status service providers).</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div><br>
    </div>
    <div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z1d67df846d764b919c302b78783c232e" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr style="vertical-align: top;">
              <td style="width: 135pt;">&#160;</td>
              <td style="text-align: right; vertical-align: top; width: 27pt; font-weight: bold;">
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left;">(v)</div>
              </td>
              <td style="text-align: left; vertical-align: top; width: auto;">
                <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Affiliates</font>&#8221; means all persons with whom the Company
                  is considered to be a single employer under Section 414(b) of the Code and all persons with whom the Company would be considered a single employer under Code Section 414(c).</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div><br>
    </div>
    <div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z24b458184d104510b8f5baa151888d36" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr style="vertical-align: top;">
              <td style="width: 135pt;">&#160;</td>
              <td style="text-align: right; vertical-align: top; width: 27pt; font-weight: bold;">
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left;">(vi)</div>
              </td>
              <td style="text-align: left; vertical-align: top; width: auto;">
                <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The term &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Deferred Compensation</font>&#8221; means payments or benefits
                  that would be considered to be provided under a nonqualified deferred compensation plan as that term is defined in Treas. Reg. &#167;1.409A-1.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div><br>
    </div>
  </div>
  <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">- 13 -</font>
    <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.5
<SEQUENCE>3
<FILENAME>ef20016744_ex10-5.htm
<DESCRIPTION>EXHIBIT 10.5
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, LLC
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0);">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div>
        <div style="text-align: center;">
          <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 10.5</font><br>
          </div>
          <div><br>
          </div>
          <div><img src="image00001.jpg"></div>
        </div>
        <div><br>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="za3eea74348af431e88d6848181c91add">

          <tr>
            <td style="width: 20%; vertical-align: top;">
              <div>Grantee:</div>
            </td>
            <td style="width: 80%; vertical-align: top;"><br>
            </td>
          </tr>
          <tr>
            <td style="width: 20%; vertical-align: top;">
              <div>Covered Shares:</div>
            </td>
            <td style="width: 80%; vertical-align: top;"><br>
            </td>
          </tr>
          <tr>
            <td style="width: 20%; vertical-align: top;">
              <div>Date of Grant:</div>
            </td>
            <td style="width: 80%; vertical-align: top;"><br>
            </td>
          </tr>

      </table>
      <div>
        <div><br>
        </div>
      </div>
      <div>
        <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">AWARD AGREEMENT</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">Pursuant to the Broadway Financial Corporation Amended and Restated 2018 Long-Term Incentive Plan (the &#8220;Plan&#8221;), Broadway Financial Corporation (the &#8220;<u>Company</u>&#8221;) hereby grants a Full Value
          Award in the form of restricted stock to the Grantee named above covering [&#8226;]&#160; shares of Common Stock of the Company (the &#8220;<u>Award</u>&#8221;).&#160; Upon acceptance of this Award, the Grantee shall receive the number of shares of Stock of the Company
          covered by the Award, subject to the restrictions and conditions set forth herein and in the Plan (the &#8220;<u>Restricted Stock</u>&#8221;).&#160; The Company acknowledges the receipt from the Grantee of consideration with respect to the par value of the Stock
          in the form of cash, past or future services rendered to the Company by the Grantee or such other form of consideration as is acceptable to the Committee.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">1. <u>Acceptance of Award</u>. The Grantee shall have no rights with respect to this Award unless Grantee shall have accepted this Award by signing a copy of this Award Agreement and
          delivering the signed copy to the Company. Upon acceptance of this Award by the Grantee, the shares of Restricted Stock so accepted shall be issued and held by the Company&#8217;s transfer agent in book entry form, and the Grantee&#8217;s name shall be
          entered as the stockholder of record on the books of the Company. Thereupon, the Grantee shall have all the rights of a stockholder with respect to such shares, including voting and dividend rights, subject, however, to the restrictions and
          conditions specified in Paragraph 2 below.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">2. <u>Restrictions and Conditions</u>.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; margin-left: 24.45pt; color: rgb(0, 0, 0);">(a) Any certificates or book entries for the shares of Restricted Stock granted herein shall bear an appropriate legend, as determined by the Committee in its sole
          discretion, to the effect that such shares are subject to restrictions as set forth herein and in the Plan.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; margin-left: 24.45pt; color: rgb(0, 0, 0);">(b) Shares of Restricted Stock granted herein may not be sold, assigned, transferred, pledged or otherwise encumbered or disposed of by the Grantee prior to vesting.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 24.45pt; color: rgb(0, 0, 0);">3. <u>Vesting of Restricted Stock</u>.&#160; To the extent not previously forfeited, the shares of Restricted Stock shall vest and become nonforfeitable as follows:</div>
      <div>&#160;</div>
      <div style="text-indent: 22.5pt; margin-left: 27pt; font-size: 12pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(a) </font><font style="font-size: 10pt;">to the extent of thirty-three percent (33%) of the shares covered thereby on the
          first anniversary of the date of grant, with the balance vesting ratably over the succeeding twenty-four (24) months, and</font></div>
      <div>&#160;</div>
      <div style="text-indent: 22.5pt; margin-left: 27pt; font-size: 12pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(b) </font><font style="font-size: 10pt;">in full in the event of the death or &#8220;Disability&#8221; of the Grantee, the termination of
          the &#8220;Service Period&#8221; by the Company without &#8220;Cause&#8221; or the termination of the Service Period by the Grantee for &#8220;Good Reason<font style="color: rgb(0, 0, 0);">&#8221;, as such terms are defined in the Employment Agreement, dated as of November 17,
            2021, by and among the Company, City First Bank, National Association, and Grantee.</font></font></div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-align: justify; text-indent: 24.5pt; color: rgb(0, 0, 0);">4. <u>Dividends</u>. Dividends on shares of Restricted Stock shall be paid currently to the Grantee.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-align: justify; text-indent: 24.5pt; color: rgb(0, 0, 0);">5. <u>Incorporation of Plan</u>. Except as otherwise provided herein, this Agreement shall be subject to and governed by all the terms and conditions of the Plan,
          including the powers of the Committee set forth in the Plan. Capitalized terms in this Agreement that are not defined herein shall have the meaning specified in the Plan, unless a different meaning is indicated herein. The terms of the Plan shall
          not be considered an enlargement of any benefits under this Agreement.&#160; In addition, the Award is subject to any rules and regulations promulgated by the Committee.&#160; However, any Award subject to this Agreement may not in any way be restricted or
          limited by any Plan amendment or termination or by change of Committee rules and regulations approved after the Date of Grant indicated on the first page hereof without the Award recipient&#8217;s written consent.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">6. <u>Transferability</u>. This Agreement is personal to the Grantee, is non-assignable and is not transferable in any manner, by operation of law or otherwise, other than (i) by will or the
          laws of descent and distribution or (ii) pursuant to an order issued under state domestic relations laws.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">7. <u>Tax Withholding</u>. The Grantee shall, not later than the date as of which the receipt of this Award becomes a taxable event for Federal income tax purposes, pay to the Company or make
          arrangements satisfactory to the Committee for payment of all Federal, state, and local taxes required by law to be withheld on account of such taxable event. Except in the case where an election is made pursuant to Paragraph 8 below, the Company
          shall have the authority to cause the required minimum tax withholding obligation to be satisfied, in whole or in part, by withholding from shares of Stock to be issued or released by the transfer agent a number of shares of Stock with an
          aggregate Fair Market Value that would satisfy the withholding amount due.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">8. <u>Election Under Section 83(b)</u>. The Grantee and the Company hereby agree that the Grantee may, within 30 days following the acceptance of this Award as provided in Paragraph 1 hereof,
          file with the Internal Revenue Service and the Company an election under Section 83(b) of the Internal Revenue Code. In the event the Grantee makes such an election, he or she agrees to provide a copy of the election to the Company. The Grantee
          acknowledges that he or she is responsible for obtaining the advice of his or her tax advisors with regard to the Section 83(b) election and that he or she is relying solely on such advisors and not on any statements or representations of the
          Company or any of its agents with regard to such election.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">9. <u>No Obligation to Continue Employment</u>. Neither the Company nor any Subsidiary is obligated by or as a result of the Plan or this Agreement to continue the Grantee in employment and
          neither the Plan nor this Agreement shall interfere in any way with the right of the Company or any Subsidiary to terminate the employment of the Grantee at any time.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">10. <u>Notices</u>. Notices hereunder shall be mailed or delivered to the Company at its principal place of business and shall be mailed or delivered to the Grantee at the address on file with
          the Company or, in either case, at such other address as one party may subsequently furnish to the other party in writing.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">11. <u>Force and Effect</u>. The various provisions of this Agreement are severable in their entirety.&#160; Any determination of invalidity or unenforceability of any one provision shall have no
          effect on the continuing force and effect of the remaining provisions.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">12. <u>Successors</u>. This Agreement shall be binding upon and inure to the benefit of the successors, assigns and heirs of the respective parties.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">13.&#160; <u>Applicable Law</u>. The provisions of this Agreement shall be governed by and construed in accordance with the laws of the State of California, without regard to the conflict of law
          provisions of any jurisdiction.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div>
        <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">14. <u>Entire Agreement</u>. This Agreement, together with the Plan, contains the entire understanding of the parties and shall not be modified or amended except by a written document duly
          signed by both parties hereto. No waiver by either party of any default under this Agreement shall be deemed a waiver of any later default.</div>
      </div>
      <div>
        <div><font style="color: rgb(0, 0, 0);"> </font><br>
        </div>
      </div>
      <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">[signatures on following page]</font></div>
      <div style="font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;"> <br>
        </font></div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="zcd16332bce094bb084b8f85556ff7e0b">

          <tr>
            <td colspan="1" style="width: 4%; vertical-align: top;"><br>
            </td>
            <td style="width: 44%; vertical-align: top;"><br>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top;"><br>
            </td>
            <td style="width: 46%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">BROADWAY FINANCIAL CORPORATION</div>
            </td>
            <td style="width: 3.81%; vertical-align: top;"><br>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 4%; vertical-align: top;"><br>
            </td>
            <td style="width: 44%; vertical-align: top;"><br>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top;"><br>
            </td>
            <td style="width: 46%; vertical-align: top;"><br>
            </td>
            <td style="width: 3.81%; vertical-align: top;"><br>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 4%; vertical-align: top; padding-bottom: 2px;">Dated:</td>
            <td style="width: 44%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
            <td style="width: 46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
            </td>
            <td style="width: 3.81%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 4%; vertical-align: top;"><br>
            </td>
            <td style="width: 44%; vertical-align: top;"><br>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top;"><br>
            </td>
            <td style="width: 46%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 3.81%; vertical-align: top;"><br>
            </td>
          </tr>

      </table>
      <div>
        <div><br>
        </div>
      </div>
      <div style="color: rgb(0, 0, 0);">The foregoing Agreement is hereby accepted and the terms and conditions thereof are hereby agreed to by the undersigned.</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z9c0bdb74fd1d40c98e34ef8c6cb1e981">

          <tr>
            <td colspan="1" style="width: 4%; vertical-align: top; padding-bottom: 2px;">Dated:</td>
            <td style="width: 44%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
            <td style="width: 46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
            </td>
            <td style="width: 3.81%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 4%; vertical-align: top;"><br>
            </td>
            <td style="width: 44%; vertical-align: top;"><br>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top;"><br>
            </td>
            <td style="width: 46%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Grantee&#8217;s Signature</div>
            </td>
            <td style="width: 3.81%; vertical-align: top;"><br>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 4%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
            <td style="width: 44%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
            <td style="width: 46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
            </td>
            <td style="width: 3.81%; vertical-align: top; padding-bottom: 2px;"><br>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 4%; vertical-align: top;"><br>
            </td>
            <td style="width: 44%; vertical-align: top;"><br>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top;"><br>
            </td>
            <td style="width: 46%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Grantee&#8217;s Name</div>
            </td>
            <td style="width: 3.81%; vertical-align: top;"><br>
            </td>
          </tr>

      </table>
      <div>
        <div><br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <div>
            <hr noshade="noshade" align="" style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none;">
            <div>
              <div>
                <div style="text-align: center;">
                  <div><img src="image00001.jpg"></div>
                </div>
                <div><br>
                </div>
              </div>
              <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

                  <tr>
                    <td style="width: 15%; vertical-align: top;">
                      <div>Grantee:</div>
                    </td>
                    <td style="width: 85%; vertical-align: top;"><br>
                    </td>
                  </tr>
                  <tr>
                    <td style="width: 15%; vertical-align: top;">
                      <div>Covered Shares:</div>
                    </td>
                    <td style="width: 85%; vertical-align: top;"><br>
                    </td>
                  </tr>
                  <tr>
                    <td style="width: 15%; vertical-align: top;">
                      <div>Date of Grant:</div>
                    </td>
                    <td style="width: 85%; vertical-align: top;"><br>
                    </td>
                  </tr>

              </table>
              <div>
                <div><br>
                </div>
              </div>
              <div>
                <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">AWARD AGREEMENT</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">Pursuant to the Broadway Financial Corporation Amended and Restated 2018 Long-Term Incentive Plan (the &#8220;Plan&#8221;), Broadway Financial Corporation (the &#8220;<u>Company</u>&#8221;) hereby grants a
                  Full Value Award in the form of restricted stock to the Grantee named above covering [&#8226;] shares of Common Stock of the Company (the &#8220;<u>Award</u>&#8221;).&#160; Upon acceptance of this Award, the Grantee shall receive the number of shares of Stock
                  of the Company covered by the Award, subject to the restrictions and conditions set forth herein and in the Plan (the &#8220;<u>Restricted Stock</u>&#8221;).&#160; The Company acknowledges the receipt from the Grantee of consideration with respect to the
                  par value of the Stock in the form of cash, past or future services rendered to the Company by the Grantee or such other form of consideration as is acceptable to the Committee.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">1. <u>Acceptance of Award</u>. The Grantee shall have no rights with respect to this Award unless Grantee shall have accepted this Award by signing a copy of this Award Agreement and
                  delivering the signed copy to the Company. Upon acceptance of this Award by the Grantee, the shares of Restricted Stock so accepted shall be issued and held by the Company&#8217;s transfer agent in book entry form, and the Grantee&#8217;s name shall
                  be entered as the stockholder of record on the books of the Company. Thereupon, the Grantee shall have all the rights of a stockholder with respect to such shares, including voting and dividend rights, subject, however, to the
                  restrictions and conditions specified in Paragraph 2 below.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">2. <u>Restrictions and Conditions</u>.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; margin-left: 24.45pt; color: rgb(0, 0, 0);">(a) Any certificates or book entries for the shares of Restricted Stock granted herein shall bear an appropriate legend, as determined by the Committee in its sole
                  discretion, to the effect that such shares are subject to restrictions as set forth herein and in the Plan.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; margin-left: 24.45pt; color: rgb(0, 0, 0);">(b) Shares of Restricted Stock granted herein may not be sold, assigned, transferred, pledged or otherwise encumbered or disposed of by the Grantee prior to
                  vesting.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                <div style="page-break-after: always;" class="BRPFPageBreak">
                  <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
              </div>
              <div style="text-indent: 24.45pt; color: rgb(0, 0, 0);">3. <u>Vesting of Restricted Stock</u>.&#160; To the extent not previously forfeited, the shares of Restricted Stock shall vest and become nonforfeitable as follows:</div>
              <br>
              <div style="text-indent: 22.5pt; margin-left: 27pt; font-size: 12pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(a) </font><font style="font-size: 10pt;">twenty percent (20%) of the shares covered thereby on each of the first,
                  second, third, fourth, and fifth anniversaries of the date of grant, and</font></div>
              <br>
              <div style="text-indent: 22.3pt; margin-left: 27.35pt; color: rgb(0, 0, 0);">(b) in full in the event of (i) Grantee&#8217;s death or permanent disability, or (ii) Grantee&#8217;s termination of employment by the Company (including its subsidiaries or
                any successor) within one year following a Change in Control; <u>provided</u>, <u>however</u>, that the Change in Control-based vesting provided for in this clause (b)(ii) shall not apply at any time that such vesting would not be
                consistent with the requirements of Part 359 of the Rules and Regulations of the Federal Deposit Insurance Corporation (12 C.F.R. Part 359).</div>
              <div>&#160;</div>
              <div style="color: rgb(0, 0, 0);">If Grantee&#8217;s employment with the Company (including subsidiaries) terminates for any reason prior to the fifth anniversary of the Date of Grant, all shares of Restricted Stock that are unvested (and that do
                not vest upon such termination pursuant to clause (b)(i) or (b)(ii) of the preceding sentence) shall be immediately forfeited.&#160; For purposes of this Agreement, the term &#8220;Change in Control&#8221; has the meaning set forth in Section 6.2 of the
                Plan.&#160; Section 6.1 of the Plan shall not apply.</div>
              <div>&#160;</div>
              <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">4. <u>Dividends</u>. Dividends on shares of Restricted Stock shall be paid currently to the Grantee.</div>
              <div>&#160;</div>
              <div>
                <div style="text-align: justify; text-indent: 24.5pt; color: rgb(0, 0, 0);">5. <u>Incorporation of Plan</u>. Except as otherwise provided herein, this Agreement shall be subject to and governed by all the terms and conditions of the Plan,
                  including the powers of the Committee set forth in the Plan. Capitalized terms in this Agreement that are not defined herein shall have the meaning specified in the Plan, unless a different meaning is indicated herein. The terms of the
                  Plan shall not be considered an enlargement of any benefits under this Agreement.&#160; In addition, the Award is subject to any rules and regulations promulgated by the Committee.&#160; However, any Award subject to this Agreement may not in any
                  way be restricted or limited by any Plan amendment or termination or by change of Committee rules and regulations approved after the Date of Grant indicated on the first page hereof without the Award recipient&#8217;s written consent.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">6. <u>Transferability</u>. This Agreement is personal to the Grantee, is non-assignable and is not transferable in any manner, by operation of law or otherwise, other than (i) by will
                  or the laws of descent and distribution or (ii) pursuant to an order issued under state domestic relations laws.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                <div style="page-break-after: always;" class="BRPFPageBreak">
                  <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">7. <u>Tax Withholding</u>. The Grantee shall, not later than the date as of which the receipt of this Award becomes a taxable event for Federal income tax purposes, pay to the Company
                  or make arrangements satisfactory to the Committee for payment of all Federal, state, and local taxes required by law to be withheld on account of such taxable event. Except in the case where an election is made pursuant to Paragraph 8
                  below, the Company shall have the authority to cause the required minimum tax withholding obligation to be satisfied, in whole or in part, by withholding from shares of Stock to be issued or released by the transfer agent a number of
                  shares of Stock with an aggregate Fair Market Value that would satisfy the withholding amount due.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">8. <u>Election Under Section 83(b)</u>. The Grantee and the Company hereby agree that the Grantee may, within 30 days following the acceptance of this Award as provided in Paragraph 1
                  hereof, file with the Internal Revenue Service and the Company an election under Section 83(b) of the Internal Revenue Code. In the event the Grantee makes such an election, he or she agrees to provide a copy of the election to the
                  Company. The Grantee acknowledges that he or she is responsible for obtaining the advice of his or her tax advisors with regard to the Section 83(b) election and that he or she is relying solely on such advisors and not on any statements
                  or representations of the Company or any of its agents with regard to such election.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">9. <u>No Obligation to Continue Employment</u>. Neither the Company nor any Subsidiary is obligated by or as a result of the Plan or this Agreement to continue the Grantee in
                  employment and neither the Plan nor this Agreement shall interfere in any way with the right of the Company or any Subsidiary to terminate the employment of the Grantee at any time.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">10. <u>Notices</u>. Notices hereunder shall be mailed or delivered to the Company at its principal place of business and shall be mailed or delivered to the Grantee at the address on
                  file with the Company or, in either case, at such other address as one party may subsequently furnish to the other party in writing.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">11. <u>Force and Effect</u>. The various provisions of this Agreement are severable in their entirety.&#160; Any determination of invalidity or unenforceability of any one provision shall
                  have no effect on the continuing force and effect of the remaining provisions.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">12. <u>Successors</u>. This Agreement shall be binding upon and inure to the benefit of the successors, assigns and heirs of the respective parties.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">13.&#160; <u>Applicable Law</u>. The provisions of this Agreement shall be governed by and construed in accordance with the laws of the State of California, without regard to the conflict
                  of law provisions of any jurisdiction.</div>
              </div>
              <div>
                <div><font style="color: rgb(0, 0, 0);">&#160;</font><br>
                </div>
              </div>
              <div>
                <div style="text-indent: 24.5pt; color: rgb(0, 0, 0);">14. <u>Entire Agreement</u>. This Agreement, together with the Plan, contains the entire understanding of the parties and shall not be modified or amended except by a written document
                  duly signed by both parties hereto. No waiver by either party of any default under this Agreement shall be deemed a waiver of any later default.</div>
              </div>
              <br>
              <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">[signatures on following page]</font></div>
              <div>
                <div><br>
                </div>
              </div>
              <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
                <div class="BRPFPageBreak" style="page-break-after: always;">
                  <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
              </div>
              <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

                  <tr>
                    <td style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
                    <td style="width: 3%; vertical-align: top;"><br>
                    </td>
                    <td colspan="2" style="vertical-align: top;">
                      <div style="color: rgb(0, 0, 0);">BROADWAY FINANCIAL CORPORATION</div>
                    </td>
                  </tr>
                  <tr>
                    <td rowspan="1" style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
                    <td rowspan="1" style="width: 3%; vertical-align: top;"><br>
                    </td>
                    <td rowspan="1" colspan="2" style="vertical-align: top;"><br>
                    </td>
                  </tr>
                  <tr>
                    <td style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
                    <td style="width: 3%; vertical-align: top;">
                      <div style="color: rgb(0, 0, 0);">By:</div>
                    </td>
                    <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                    </td>
                  </tr>
                  <tr>
                    <td style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
                    <td style="width: 3%; vertical-align: top;"><br>
                    </td>
                    <td style="width: 5%; vertical-align: top;">
                      <div style="color: rgb(0, 0, 0);">Name:<br>
                      </div>
                    </td>
                    <td style="width: 42%; vertical-align: top;">Brian E. Argrett</td>
                  </tr>
                  <tr>
                    <td style="width: 50%; vertical-align: top;" colspan="1">&#160;</td>
                    <td style="width: 3%; vertical-align: top;"><br>
                    </td>
                    <td style="width: 5%; vertical-align: top;">
                      <div style="color: rgb(0, 0, 0);">Title:<br>
                      </div>
                    </td>
                    <td style="width: 42%; vertical-align: top;">President &amp; CEO</td>
                  </tr>

              </table>
              <div><br>
              </div>
              <div style="color: rgb(0, 0, 0);">The foregoing Agreement is hereby accepted and the terms and conditions thereof are hereby agreed to by the undersigned.</div>
              <div><br>
              </div>
              <div>
                <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

                    <tr>
                      <td colspan="1" style="width: 4%; vertical-align: top; padding-bottom: 2px;">Dated:</td>
                      <td style="width: 44%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td colspan="1" style="width: 2%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                      <td style="width: 46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 3.81%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 4%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 44%; vertical-align: top;"><br>
                      </td>
                      <td colspan="1" style="width: 2%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 46%; vertical-align: top;">
                        <div style="color: rgb(0, 0, 0);">Grantee&#8217;s Signature</div>
                      </td>
                      <td style="width: 3.81%; vertical-align: top;"><br>
                      </td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 4%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                      <td style="width: 44%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                      <td colspan="1" style="width: 2%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                      <td style="width: 46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 3.81%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 4%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 44%; vertical-align: top;"><br>
                      </td>
                      <td colspan="1" style="width: 2%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 46%; vertical-align: top;">
                        <div style="color: rgb(0, 0, 0);">Grantee&#8217;s Name</div>
                      </td>
                      <td style="width: 3.81%; vertical-align: top;"><br>
                      </td>
                    </tr>

                </table>
              </div>
              <div><br>
              </div>
              <div>
                <div><br>
                </div>
                <div>
                  <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
              </div>
            </div>
          </div>
        </div>
        <div>
          <hr noshade="noshade" align="" style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none;"></div>
      </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21.1
<SEQUENCE>4
<FILENAME>ef20016744_ex21-1.htm
<DESCRIPTION>EXHIBIT 21.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, LLC
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="text-align: right; color: #000000; font-weight: bold;">Exhibit 21.1</div>
      <div style="text-align: center; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">Broadway Financial Corporation</div>
      <div style="text-align: center; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-weight: bold;">List of Subsidiaries</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z46eac2bcda4b437385d1231c54ec2f30">

          <tr>
            <td style="width: 18pt; vertical-align: top; color: #000000;">1.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">City First Bank, National Association (a national banking association)</div>
            </td>
          </tr>

      </table>
      <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt;"><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf779a857c6734d24a5c48c02d7ff5d79">

          <tr>
            <td style="width: 18pt; vertical-align: top; color: #000000;">2.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Broadway Service Corporation (a California corporation)</div>
            </td>
          </tr>

      </table>
      <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt;"><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf9ecebd2b23841f2820549460731a03b">

          <tr>
            <td style="width: 18pt; vertical-align: top; color: #000000;">3.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">1432 U Street, LLC (a District of Columbia limited liability company)</div>
            </td>
          </tr>

      </table>
      <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt;"><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb64ca2bff7af4684acb16c8e0ad59093">

          <tr>
            <td style="width: 18pt; vertical-align: top; color: #000000;">4.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">C.F. New Markets Advisors, LLC (a Delaware limited liability company)</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <div><br>
      </div>
      <div>
        <div><br>
        </div>
        <div>
          <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
        <br>
      </div>
      <br>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>5
<FILENAME>ef20016744_ex23-1.htm
<DESCRIPTION>EXHIBIT 23.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, LLC
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div>
        <div style="text-align: right; color: #000000; font-weight: bold;">Exhibit 23.1</div>
        <div><br>
        </div>
        <div style="color: #000000; font-weight: bold;">Consent of Independent Registered Public Accounting Firm</div>
        <div><br>
        </div>
        <div style="text-align: justify;">We consent to the incorporation by reference in the Registration Statement on Form S-8 (No. 333-218929 and No. 333-229415) of Broadway Financial Corporation and Subsidiary (the &#8220;Company&#8221;), of our report dated May
          20, 2024, relating to the consolidated financial statements of the Company, appearing in this Annual Report on Form 10-K of the Company for the year ended December 31, 2023.</div>
        <div><br>
        </div>
        <div style="color: #000000;">/s/ Moss Adams LLP</div>
        <div><br>
        </div>
        <div style="color: #000000;">Sacramento, California</div>
        <div style="color: #000000;">May 20, 2024</div>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>6
<FILENAME>ef20016744_ex31-1.htm
<DESCRIPTION>EXHIBIT 31.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, LLC
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div style="text-align: right; color: #000000; font-weight: bold;">Exhibit 31.1</div>
    <div>
      <div style="text-align: center; color: #000000; font-weight: bold;">SECTION 302 CERTIFICATION</div>
      <div><br>
      </div>
      <div style="text-align: justify; color: #000000;">I, Brian Argrett, certify that:</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0c3b8a272d764f2f9197c5d6f4c108fc">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">1.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">I have reviewed this annual report on Form 10-K of Broadway Financial Corporation;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z60166ad9d4f94300aa68711623b2f3b4">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">2.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such
                statements were made, not misleading with respect to the period covered by this report;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb94dd49b890243fc9e82b9edec0939d3">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">3.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of
                the registrant as of, and for, the periods presented in this report;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z034c4cd4775048589e47d8c8b780e6cd">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">4.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">The registrant&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
                over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zae68ba64eaab41049532726c81984a56">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">a)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including
                its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7009181f159742b89dbb739b5a24a987">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">b)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of
                financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z568acc3d3e654379b7fcaac0ed3a0fb3">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">c)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
                the period covered by this report based on such evaluation; and</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze4f346411eb841b4a073fe25156a9719">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">d)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the
                case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3e3eaf09c9c8463aa46123f881b60c40">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">5.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the
                registrant&#8217;s board of directors (or persons performing the equivalent functions):</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z22c6a06ba2ee4c5295fe3cc5255740e5">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">a)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record,
                process, summarize and report financial information; and</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zaa797c01c8ef4405bba981251cbb0f7e">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">b)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zf7baa1ef84204e96a9b73de03fd9b212">

          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Date: May 20, 2024</div>
            </td>
            <td style="width: 3.19%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">By:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;"><u>/s/ Brian Argrett</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3.19%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3.19%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Brian Argrett</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3.19%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Chief Executive Officer</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div><br>
      <div>
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>7
<FILENAME>ef20016744_ex31-2.htm
<DESCRIPTION>EXHIBIT 31.2
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, LLC
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="text-align: right; color: #000000; font-weight: bold;">Exhibit 31.2</div>
      <div style="text-align: center; color: #000000; font-weight: bold;">SECTION 302 CERTIFICATION</div>
      <div><br>
      </div>
      <div style="text-align: justify; color: #000000;">I, Brenda J. Battey, certify that:</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5208f6e0cf3c4539bb37e2bc4a47ba4b">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">1.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">I have reviewed this annual report on Form 10-K of Broadway Financial Corporation;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd796ca58c3874d839ec067bba6fc71ae">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">2.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such
                statements were made, not misleading with respect to the period covered by this report;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z80b43a59d4234110a1fb91377c723f18">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">3.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of
                the registrant as of, and for, the periods presented in this report;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6d03ec1b8a2346f58546fdcff37935cd">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">4.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">The registrant&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
                over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zcedcd65b8fcb426db25ed5fc37b0132c">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">a)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including
                its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf70aa1890843495fbbe2619a53c8538e">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">b)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of
                financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z33c26b542ac145bf942f7c4ddd89a316">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">c)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
                the period covered by this report based on such evaluation; and</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z03ef95a322e44c8b8aa565b0aa34cbc5">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">d)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the
                case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd9bea98526e7483792b9bfaafba35f81">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">5.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the
                registrant&#8217;s board of directors (or persons performing the equivalent functions):</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z05211db582ea49a4ad6ffa4775076ec2">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">a)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record,
                process, summarize and report financial information; and</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z9a106f08c0d4430fa96a4185eb3540ad">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; color: #000000;">b)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="color: #000000;">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zc15b3626e7a84469bbbb2ee15c91585d">

          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Date: May 20, 2024</div>
            </td>
            <td style="width: 3%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">By:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;"><u>/s/ Brenda J. Battey</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Brenda J. Battey</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>8
<FILENAME>ef20016744_ex32-1.htm
<DESCRIPTION>EXHIBIT 32.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, LLC
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="text-align: right; color: #000000; font-weight: bold;">Exhibit 32.1</div>
      <div style="text-align: center; color: #000000; font-weight: bold;">SECTION 906 CERTIFICATION</div>
      <div><br>
      </div>
      <div style="text-align: justify; color: #000000;">The following statement is provided by the undersigned to accompany the foregoing Report on Form 10-K pursuant to 18 U.S.C. Section 1350 as, Chapter 63, Section 1350 of the United States Code, as
        amended by Section 906 of the Sarbanes-Oxley Act of 2002, and shall not be deemed filed pursuant to any provision of the Securities Exchange Act of 1934 or any other securities law.</div>
      <div><br>
      </div>
      <div style="text-align: justify; color: #000000;">The undersigned certifies that the foregoing Report on Form 10-K fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 (15 U.S.C. Section 78) and that the
        information contained in the Form 10-K fairly presents, in all material respects, the financial condition and results of operations of Broadway Financial Corporation as of and for the year ended December 31, 2023.</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z15df299856884f1d8ab1a15206d934fc">

          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Date: May 20, 2024</div>
            </td>
            <td style="width: 3%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">By:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;"><u>/s/ Brian Argrett</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Brian Argrett</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Chief Executive Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
        <div>
          <div><br>
          </div>
          <div>
            <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
          <br>
        </div>
        <br>
      </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>9
<FILENAME>ef20016744_ex32-2.htm
<DESCRIPTION>EXHIBIT 32.2
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, LLC
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="text-align: right; color: #000000; font-weight: bold;">Exhibit 32.2</div>
      <div style="text-align: center; color: #000000; font-weight: bold;">SECTION 906 CERTIFICATION</div>
      <div><br>
      </div>
      <div style="text-align: justify; color: #000000;">The following statement is provided by the undersigned to accompany the foregoing Report on Form 10-K pursuant to 18 U.S.C. Section 1350 as, Chapter 63, Section 1350 of the United States Code, as
        amended by Section 906 of the Sarbanes-Oxley Act of 2002, and shall not be deemed filed pursuant to any provision of the Securities Exchange Act of 1934 or any other securities law.</div>
      <div><br>
      </div>
      <div style="text-align: justify; color: #000000;">The undersigned certifies that the foregoing Report on Form 10-K fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 (15 U.S.C. Section 78) and that the
        information contained in the Form 10-K fairly presents, in all material respects, the financial condition and results of operations of Broadway Financial Corporation as of and for the year ended December 31, 2023.</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z12dd0f9eefd84353826c5b0c50f691d4">

          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Date: May 20, 2024</div>
            </td>
            <td style="width: 3%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">By:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;"><u>/s/ Brenda J. Battey</u></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Brenda J. Battey</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: justify; color: #000000;">Chief Financial Officer</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-97.1
<SEQUENCE>10
<FILENAME>ef20016744_ex97-1.htm
<DESCRIPTION>EXHIBIT 97.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, LLC
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <!--PROfilePageNumberReset%Num%1%%%-->
  <div>
    <div style="text-align: center;">
      <div style="text-align: right;">
        <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"><font style="font-weight: bold;">Exhibit 97.1</font><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <img width="302" height="91" src="image0.jpg"></div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">Compensation Clawback Policy</div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">Adopted October 18, 2023</div>
    <div><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Purpose</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">The Compensation Committee (the &#8220;Committee&#8221;) of the Board of Directors of <font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Broadway Financial Corporation </font>(the &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Corporation</font>&#8221;) believes that it is in the best interest of City First Bank, N.A. (the &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Bank</font>&#8221;) to reinforce the Corporation&#8217;s &#8220;total compensation&#8221; philosophy by adopting this Compensation Clawback policy (the &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Policy</font>&#8221;) for the adjustment or recovery of incentive-based compensation awards to executive officers and other covered employees if the relevant performance measure upon which the award is
      based is restated or otherwise adjusted in a manner that would reduce the size of an award or payment.&#160; In this regard, the Committee recommended, and the Board adopted, compensation recovery guidelines as set forth in this Policy. Any references to
      the Corporation in this Policy include the Bank.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Applicability and Effective Date</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">This Policy is effective October 2, 2023, and is applicable to all Incentive-Based Compensation Received (as defined below) by Executive Officers
      and Covered Employees (as defined below) after the effective date of this Policy, and as required under Nasdaq listing standard 5608 adopted by The Nasdaq Stock Market to implement Rule 10D-1 under the Securities Exchange Act of 1934, as amended
      (collectively, &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Rule 10D-1</font>&#8221;). Questions regarding this Policy should be directed to the Corporation&#8217;s Chief Human Resources Officer.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Definitions</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">For purposes of this Policy, the following definitions will apply:</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">&#8220;Covered Employee&#8221;</font><font style="font-size: 10pt;"> means any recipient of the Incentive Compensation Plan (ICP) from the Corporation or a subsidiary who is not an Executive Officer.</font></div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">&#8220;Excess Compensation&#8221; </font><font style="font-size: 10pt;">means any amount of Incentive-Based Compensation Received by an Executive Officer or Covered Employee during the Clawback Period (as defined below) that exceeds the amount that otherwise would have been Received had it been
        determined based on the accounting restatement.</font></div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">&#8220;Executive Officer&#8221;</font><font style="font-size: 10pt;"> means an individual who is an &#8220;executive officer&#8221; of the Corporation, as defined under Rule 10D-1.</font></div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">&#8220;Incentive-Based Compensation&#8221;</font><font style="font-size: 10pt;"> means any incentive compensation (whether in the form of cash or equity) granted, earned, or vested, the amount of which was calculated based wholly or in part on the attainment of any financial reporting measure(s) based
        on accounting principles using the Corporation&#8217;s financial statements, stock price and/or total shareholder return, that was Received by a person (i) on or after October 2, 2023 and after the person began serving as a Covered Employee or Executive
        Officer, as applicable, and (ii) who served as a Covered Employee or Executive Officer, as applicable, at any time during the performance period for the Incentive-Based Compensation.</font></div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Incentive-Based Compensation is deemed to be &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Received</font>&#8221; in the fiscal period during which the relevant financial reporting measure, stock price and/or total shareholder return measure is attained, regardless of when the compensation is actually paid or awarded.</div>
    <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif;"> </font><font style="font-size: 10pt;"><br>
      </font></div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">1</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Clawback Period</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">The Committee will recover Excess Compensation received during the three completed fiscal years preceding the date on which the Board determines an
      accounting restatement described in this Policy is required, all as determined pursuant to Rule 10D-1, and any transition period of less than nine months that is within or immediately following such three fiscal years (the &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Clawback Period</font>&#8221;).</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Accounting Restatement</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">In the event the Corporation is required to prepare an accounting restatement of the Corporation&#8217;s financial statements due to material
      non-compliance with any financial reporting requirement under the federal securities laws (including any such correction that is material to the previously issued financial statements, or that would result in a material misstatement if the error were
      corrected in the current period or left uncorrected in the current period), the Corporation will recover on a reasonably prompt basis any Excess Compensation in accordance with this Policy.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Retrospective changes to financial statements not considered a material error under this Policy requiring a clawback would include, but are not
      limited to: (i) application of a change in accounting principle; (ii) revisions to reportable segment information due to a change in internal organization; (iii) reclassification due to a discontinued operation; (iv) application of a change in
      reporting entity, such as from a reorganization of entities under common control; (v) adjustments to provisional amounts in connection with a prior business combination; and (vi) revisions for stock splits.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Repayment</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">The Committee will determine, approve and recover Excess Compensation from (1) any person serving as an Executive Officer (current or former) at
      any time during the performance period of the Incentive-Based Compensation, regardless of whether the Executive Officer engaged in misconduct or was otherwise directly or indirectly responsible, in whole or in part, for the accounting restatement and
      (2) any Covered Employee who the Committee determines was directly responsible for the accounting restatement.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="margin: 0px 0px 20pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">If the Committee cannot determine the Excess Compensation from the information in the accounting restatement, then it will make its
      determination based on a reasonable estimate of the effect of the accounting restatement. The Committee&#8217;s determination will be final and binding. All amounts subject to recovery will be calculated on a pre-tax basis. Any recoupment of compensation
      will be in addition to any other remedies that may be available under applicable law, including termination of employment.</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">2</font></div>
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">The Corporation will make all reasonable attempts to recover any amounts due under this Policy by way of direct payment from the Executive Officer
      or Covered Employee, recovery over time, the reduction of future pay and/or deferred awards, and/or any other method which will provide for recovery within a reasonable manner and without undue delay.&#160; The Committee may, however, determine that
      repayment is not required if and to the extent that the Committee determines that such recovery is impracticable, subject to and in accordance with any applicable exceptions under The Nasdaq Stock Market listing rules, and not required under Rule
      10D-1, including if the Committee determines that the direct expense paid to a third party to assist in enforcing this Policy would exceed the amount of the Excess Compensation after making a reasonable attempt to recover such amounts.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">The Corporation shall not indemnify any Executive Officer or Covered Employee against (i) any liability or loss (including without limitation the
      loss of any Incentive-Based Compensation pursuant to this Policy, including, any payment or reimbursement for the cost of third-party insurance purchased by any Executive Officer or Covered Employee to fund potential recovery obligations under this
      Policy, any judgments, fines, taxes, penalties or amounts paid in settlement by or on behalf of any Executive Officer or Covered Employee) incurred by such Executive Officer or Covered Employee in connection with or as a result of any action taken by
      the Corporation to enforce this Policy (a &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Clawback Proceeding</font>&#8221;), or (ii) any indemnification or advancement of expenses (including attorneys&#8217; fees)
      incurred by such Executive Officer or Covered Employee in connection with any such Clawback Proceeding.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Administration</div>
    <div style="font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">This Policy will be enforced, and appropriate proxy disclosures and exhibit filings will be made in accordance with the Securities and Exchange
      Commission (&#8220;SEC&#8221;)&#8217;s clawback rules and applicable exchange listing standards.&#160; The Committee shall be responsible for monitoring the application of this Policy, and has the sole authority to construe, interpret and implement this Policy and make any
      determinations necessary or advisable in administering this Policy. The Board may modify, supplement, rescind or replace all or any portion of this Policy at any time upon the recommendation of the Committee.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">In the event of any conflict or inconsistency between this Policy and any other policies, plans, or other materials of the Corporation, this Policy
      shall govern.&#160; However, to the extent another policy, plan or agreement calls for adjustment or recovery of any Incentive-Based Compensation, including an ICP award, when this Policy would not require such adjustment or recovery, this Policy will not
      interfere with application of such other policy, plan, or agreement.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">This Policy will be deemed to be automatically updated to incorporate any requirement of law or SEC or exchange listing standard, rule, or
      regulation applicable to the Corporation.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">3</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><u>Exhibit A</u></div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">BROADWAY FINANCIAL CORPORATION<font style="font-family: 'Times New Roman',Times,serif;"><br>
        </font></font><font style="font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">COMPENSATION CLAWBACK POLICY<font style="font-family: 'Times New Roman',Times,serif;"><br>
        </font></font><font style="font-size: 10pt;"><br>
      </font></div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">ACKNOWLEDGEMENT FORM</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">By signing below, the undersigned acknowledges and confirms that the undersigned has received and reviewed a copy of the
      Broadway Financial Corporation Compensation Clawback Policy (as may be amended, restated, supplemented, or otherwise modified from time to time, and together with any plan, program, or agreement providing for the repayment of compensation, the &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Policy</font>&#8221;).&#160; In the event of any inconsistency between the Policy and the terms of any offer letter to which I am a party, or the terms of any compensation plan,
      program, or agreement under which any compensation has been granted, awarded, earned, or paid, the terms of the Policy shall govern. Any capitalized term used in this Acknowledgement Form and not defined shall have the meaning given to such term in
      the Policy.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">By signing this Acknowledgement Form, the undersigned acknowledges and agrees that the undersigned is and will continue to be
      subject to the Policy and that the Policy will apply both during and after the undersigned&#8217;s employment with the Corporation. Further, by signing below, the undersigned (1)&#160;acknowledges and agrees that the undersigned will not be entitled to
      indemnification for any liability, loss or expenses or to any advancement of expenses&#160; (including attorneys&#8217; fees) incurred as a result of any action by or on behalf of the Corporation pursuant to the Policy, (2) knowingly and intentionally waives
      and agrees not to assert any claim for indemnification or advancement of expenses against the Corporation or any subsidiary of the Corporation to which the undersigned is now or may become entitled notwithstanding any other agreement or provision
      therefor, and (3) agrees to abide by the terms and conditions of the Policy, including, without limitation, by returning any Incentive-Based Compensation to the Corporation to the extent required by, and in a manner consistent with, the Policy.</div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="font-size: 10pt;"><br>
    </div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">________________________________</div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Signature</div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;________________________________</div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Print Name</div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">&#160;________________________________</div>
    <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Date</div>
    <div><br>
    </div>
    <div><br>
    </div>
  </div>
  <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;">4</font></div>
  <div style="text-align: center;" class="BRPFPageNumberArea">
    <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;"> </font></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>11
<FILENAME>byfc-20231231.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 24.3.1.5224 Broadridge-->
<xs:schema targetNamespace="http://broadwayfed.com/20231231" elementFormDefault="qualified" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:byfc="http://broadwayfed.com/20231231" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:us-types="http://fasb.org/us-types/2023" xmlns:srt-types="http://fasb.org/srt-types/2023">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="byfc-20231231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="byfc-20231231_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="byfc-20231231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="byfc-20231231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:roleType roleURI="http://broadwayfed.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
        <link:definition>000100 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition" id="ConsolidatedStatementsOfFinancialCondition">
        <link:definition>010000 - Statement - Consolidated Statements of Financial Condition</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical" id="ConsolidatedStatementsOfFinancialConditionParenthetical">
        <!--Parent Role: Consolidated Statements of Financial Condition-->
        <link:definition>010100 - Statement - Consolidated Statements of Financial Condition (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss" id="ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss">
        <link:definition>020000 - Statement - Consolidated Statements of Operations and Comprehensive Income (Loss)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity" id="ConsolidatedStatementsOfChangesInStockholdersEquity">
        <link:definition>030000 - Statement - Consolidated Statements of Changes in Stockholders' Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows" id="ConsolidatedStatementsOfCashFlows">
        <link:definition>040000 - Statement - Consolidated Statements of Cash Flows</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies" id="SummaryOfSignificantAccountingPolicies">
        <link:definition>060100 - Disclosure - Summary of Significant Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/Capital" id="Capital">
        <link:definition>060200 - Disclosure - Capital</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/Securities" id="Securities">
        <link:definition>060300 - Disclosure - Securities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestment" id="LoansReceivableHeldForInvestment">
        <link:definition>060400 - Disclosure - Loans Receivable Held for Investment</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNet" id="OfficePropertiesAndEquipmentNet">
        <link:definition>060500 - Disclosure - Office Properties and Equipment, net</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/Leases" id="Leases">
        <link:definition>060600 - Disclosure - Leases</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangible" id="GoodwillAndCoreDepositIntangible">
        <link:definition>060700 - Disclosure - Goodwill and Core Deposit Intangible</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/FairValue" id="FairValue">
        <link:definition>060800 - Disclosure - Fair Value</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/Deposits" id="Deposits">
        <link:definition>060900 - Disclosure - Deposits</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/Borrowings" id="Borrowings">
        <link:definition>061000 - Disclosure - Borrowings</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchase" id="SecuritiesSoldUnderAgreementsToRepurchase">
        <link:definition>061100 - Disclosure - Securities Sold Under Agreements to Repurchase</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/NotesPayable" id="NotesPayable">
        <link:definition>061200 - Disclosure - Notes Payable</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/EmployeeBenefitPlans" id="EmployeeBenefitPlans">
        <link:definition>061300 - Disclosure - Employee Benefit Plans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/IncomeTaxes" id="IncomeTaxes">
        <link:definition>061400 - Disclosure - Income Taxes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/StockbasedCompensation" id="StockbasedCompensation">
        <link:definition>061500 - Disclosure - Stock-Based Compensation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/RegulatoryMatters" id="RegulatoryMatters">
        <link:definition>061600 - Disclosure - Regulatory Matters</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivities" id="LoanCommitmentsAndOtherRelatedActivities">
        <link:definition>061700 - Disclosure - Loan Commitments and Other Related Activities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformation" id="ParentCompanyOnlyCondensedFinancialInformation">
        <link:definition>061800 - Disclosure - Parent Company Only Condensed Financial Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/EarningsPerCommonShare" id="EarningsPerCommonShare">
        <link:definition>061900 - Disclosure - Earnings Per Common Share</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SubsequentEvents" id="SubsequentEvents">
        <link:definition>062000 - Disclosure - Subsequent Events</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/InsiderTradingArrangements" id="InsiderTradingArrangements">
        <link:definition>062100 - Disclosure - Insider Trading Arrangements</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies" id="SummaryOfSignificantAccountingPoliciesPolicies">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>070100 - Disclosure - Summary of Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesTables" id="SummaryOfSignificantAccountingPoliciesTables">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>080100 - Disclosure - Summary of Significant Accounting Policies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SecuritiesTables" id="SecuritiesTables">
        <!--Parent Role: Securities-->
        <link:definition>080300 - Disclosure - Securities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables" id="LoansReceivableHeldForInvestmentTables">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>080400 - Disclosure - Loans Receivable Held for Investment (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetTables" id="OfficePropertiesAndEquipmentNetTables">
        <!--Parent Role: Office Properties and Equipment, net-->
        <link:definition>080500 - Disclosure - Office Properties and Equipment, net (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LeasesTables" id="LeasesTables">
        <!--Parent Role: Leases-->
        <link:definition>080600 - Disclosure - Leases (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables" id="GoodwillAndCoreDepositIntangibleTables">
        <!--Parent Role: Goodwill and Core Deposit Intangible-->
        <link:definition>080700 - Disclosure - Goodwill and Core Deposit Intangible (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/FairValueTables" id="FairValueTables">
        <!--Parent Role: Fair Value-->
        <link:definition>080800 - Disclosure - Fair Value (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/DepositsTables" id="DepositsTables">
        <!--Parent Role: Deposits-->
        <link:definition>080900 - Disclosure - Deposits (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/BorrowingsTables" id="BorrowingsTables">
        <!--Parent Role: Borrowings-->
        <link:definition>081000 - Disclosure - Borrowings (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/EmployeeBenefitPlansTables" id="EmployeeBenefitPlansTables">
        <!--Parent Role: Employee Benefit Plans-->
        <link:definition>081300 - Disclosure - Employee Benefit Plans (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/IncomeTaxesTables" id="IncomeTaxesTables">
        <!--Parent Role: Income Taxes-->
        <link:definition>081400 - Disclosure - Income Taxes (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/StockbasedCompensationTables" id="StockbasedCompensationTables">
        <!--Parent Role: Stock-Based Compensation-->
        <link:definition>081500 - Disclosure - Stock-Based Compensation (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/RegulatoryMattersTables" id="RegulatoryMattersTables">
        <!--Parent Role: Regulatory Matters-->
        <link:definition>081600 - Disclosure - Regulatory Matters (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesTables" id="LoanCommitmentsAndOtherRelatedActivitiesTables">
        <!--Parent Role: Loan Commitments and Other Related Activities-->
        <link:definition>081700 - Disclosure - Loan Commitments and Other Related Activities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables" id="ParentCompanyOnlyCondensedFinancialInformationTables">
        <!--Parent Role: Parent Company Only Condensed Financial Information-->
        <link:definition>081800 - Disclosure - Parent Company Only Condensed Financial Information (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/EarningsPerCommonShareTables" id="EarningsPerCommonShareTables">
        <!--Parent Role: Earnings Per Common Share-->
        <link:definition>081900 - Disclosure - Earnings Per Common Share (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails" id="SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090100 - Disclosure - Summary of Significant Accounting Policies, Nature of Operations and Principles of Consolidation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails" id="SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090102 - Disclosure - Summary of Significant Accounting Policies, Out of Period Adjustments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails" id="SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090104 - Disclosure - Summary of Significant Accounting Policies, Investment Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails" id="SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090106 - Disclosure - Summary of Significant Accounting Policies, Loans Receivable Held for Investment (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails" id="SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090110 - Disclosure - Summary of Significant Accounting Policies, Business Combinations (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails" id="SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090112 - Disclosure - Summary of Significant Accounting Policies, Office Properties and Equipment (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails" id="SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090114 - Disclosure - Summary of Significant Accounting Policies, Investment in Affordable Housing Limited Partnership (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails" id="SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090118 - Disclosure - Summary of Significant Accounting Policies, Operating Segments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails" id="SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails">
        <!--Parent Role: Summary of Significant Accounting Policies-->
        <link:definition>090120 - Disclosure - Summary of Significant Accounting Policies, Allowance for Credit Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/CapitalDetails" id="CapitalDetails">
        <!--Parent Role: Capital-->
        <link:definition>090200 - Disclosure - Capital (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails" id="SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails">
        <!--Parent Role: Securities-->
        <link:definition>090300 - Disclosure - Securities, Available-for-Sale Investment Securities Portfolios (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails" id="SecuritiesContractualMaturitiesDetails">
        <!--Parent Role: Securities-->
        <link:definition>090302 - Disclosure - Securities, Contractual Maturities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails" id="SecuritiesUnrealizedLossPositionDetails">
        <!--Parent Role: Securities-->
        <link:definition>090304 - Disclosure - Securities, Unrealized Loss Position (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails" id="SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails">
        <!--Parent Role: Securities-->
        <link:definition>090306 - Disclosure - Securities, Securities with Unrealized Losses, Securities Pledged as Collateral and Holdings of Securities by One Issuer in Amount Greater Than 10% of Stockholders' Equity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails" id="LoansReceivableHeldForInvestmentSummaryDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090400 - Disclosure - Loans Receivable Held for Investment, Summary (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails" id="LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090402 - Disclosure - Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails" id="LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090404 - Disclosure - Loans Receivable Held for Investment, Activity in Allowance for Loan Losses by Loan Type (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails" id="LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090406 - Disclosure - Loans Receivable Held for Investment, Collateral Dependent Loans by Collateral Type (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails" id="LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090408 - Disclosure - Loans Receivable Held for Investment, Purchased Credit Deteriorated (PCD) Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails" id="LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090410 - Disclosure - Loans Receivable Held for Investment, Allowance for Loan Losses and Recorded Investment in Loans by Type of Loans and Based on Impairment Method (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails" id="LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090412 - Disclosure - Loans Receivable Held for Investment, Loans Individually Evaluated for Impairment by Loan Type (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails" id="LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090414 - Disclosure - Loans Receivable Held for Investment, Average of Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails" id="LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090416 - Disclosure - Loans Receivable Held for Investment, Aging of Recorded Investment in Past Due Loans by Loan Type (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails" id="LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090418 - Disclosure - Loans Receivable Held for Investment, Recorded Investment in Non-accrual Loans by Loan Type (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails" id="LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090420 - Disclosure - Loans Receivable Held for Investment, Troubled Debt Restructurings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails" id="LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090422 - Disclosure - Loans Receivable Held for Investment, Internal Risk Grading, and by Year of Origination (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails" id="LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090424 - Disclosure - Loans Receivable Held for Investment, Credit Quality Indicators (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails" id="LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails">
        <!--Parent Role: Loans Receivable Held for Investment-->
        <link:definition>090426 - Disclosure - Loans Receivable Held for Investment, Off-Balance Sheet Commitments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails" id="OfficePropertiesAndEquipmentNetDetails">
        <!--Parent Role: Office Properties and Equipment, net-->
        <link:definition>090500 - Disclosure - Office Properties and Equipment, net (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LeasesOperatingLeasesDetails" id="LeasesOperatingLeasesDetails">
        <!--Parent Role: Leases-->
        <link:definition>090600 - Disclosure - Leases, Operating Leases (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails" id="LeasesAdditionalInformationForOperatingLeasesDetails">
        <!--Parent Role: Leases-->
        <link:definition>090602 - Disclosure - Leases, Additional Information for Operating Leases (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails" id="LeasesFutureMinimumPaymentsForOperatingLeasesDetails">
        <!--Parent Role: Leases-->
        <link:definition>090604 - Disclosure - Leases, Future Minimum Payments for Operating Leases (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01" id="LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01">
        <!--Parent Role: Leases, Future Minimum Payments for Operating Leases (Details)-->
        <link:definition>090606 - Disclosure - Leases, Future Minimum Payments for Operating Leases (Details) CALC 01</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails" id="GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails">
        <!--Parent Role: Goodwill and Core Deposit Intangible-->
        <link:definition>090700 - Disclosure - Goodwill and Core Deposit Intangible, Goodwill and Core Deposit Intangibles (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails" id="GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails">
        <!--Parent Role: Goodwill and Core Deposit Intangible-->
        <link:definition>090702 - Disclosure - Goodwill and Core Deposit Intangible, Components of Carrying Amount of Core Deposit Intangible (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails" id="GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails">
        <!--Parent Role: Goodwill and Core Deposit Intangible-->
        <link:definition>090704 - Disclosure - Goodwill and Core Deposit Intangible, Estimated Amortization Expense (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails" id="FairValueAssetsMeasuredOnRecurringBasisDetails">
        <!--Parent Role: Fair Value-->
        <link:definition>090800 - Disclosure - Fair Value, Assets Measured on Recurring Basis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails" id="FairValueFairValuesOfFinancialInstrumentsDetails">
        <!--Parent Role: Fair Value-->
        <link:definition>090802 - Disclosure - Fair Value, Fair Values of Financial Instruments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails" id="DepositsSummaryOfDepositsDetails">
        <!--Parent Role: Deposits-->
        <link:definition>090900 - Disclosure - Deposits, Summary of Deposits (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails" id="DepositsCertificateOfDepositMaturitiesDetails">
        <!--Parent Role: Deposits-->
        <link:definition>090902 - Disclosure - Deposits, Certificate of Deposit Maturities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/BorrowingsDetails" id="BorrowingsDetails">
        <!--Parent Role: Borrowings-->
        <link:definition>091000 - Disclosure - Borrowings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails" id="SecuritiesSoldUnderAgreementsToRepurchaseDetails">
        <!--Parent Role: Securities Sold Under Agreements to Repurchase-->
        <link:definition>091100 - Disclosure - Securities Sold Under Agreements to Repurchase (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/NotesPayableDetails" id="NotesPayableDetails">
        <!--Parent Role: Notes Payable-->
        <link:definition>091200 - Disclosure - Notes Payable (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/EmployeeBenefitPlansDetails" id="EmployeeBenefitPlansDetails">
        <!--Parent Role: Employee Benefit Plans-->
        <link:definition>091300 - Disclosure - Employee Benefit Plans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails" id="IncomeTaxesIncomeTaxExpenseDetails">
        <!--Parent Role: Income Taxes-->
        <link:definition>091400 - Disclosure - Income Taxes, Income Tax Expense (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" id="IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails">
        <!--Parent Role: Income Taxes-->
        <link:definition>091402 - Disclosure - Income Taxes, Effective Income Tax Rate Reconciliation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" id="IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails">
        <!--Parent Role: Income Taxes-->
        <link:definition>091404 - Disclosure - Income Taxes, Deferred Tax Assets and Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails" id="IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails">
        <!--Parent Role: Income Taxes-->
        <link:definition>091406 - Disclosure - Income Taxes, NOL and Tax Credit Carryforwards and Income Tax Uncertainties (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails" id="StockbasedCompensationSummaryOfPlansDetails">
        <!--Parent Role: Stock-Based Compensation-->
        <link:definition>091500 - Disclosure - Stock-Based Compensation, Summary of Plans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails" id="StockbasedCompensationStockOptionActivityDetails">
        <!--Parent Role: Stock-Based Compensation-->
        <link:definition>091502 - Disclosure - Stock-Based Compensation, Stock Option Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails" id="StockbasedCompensationOptionsOutstandingAndExercisableDetails">
        <!--Parent Role: Stock-Based Compensation-->
        <link:definition>091504 - Disclosure - Stock-Based Compensation, Options Outstanding and Exercisable (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails" id="StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails">
        <!--Parent Role: Stock-Based Compensation-->
        <link:definition>091506 - Disclosure - Stock-Based Compensation, Stock Awards to Directors and Restricted Stock Awards to Employees (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails" id="StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails">
        <!--Parent Role: Stock-Based Compensation-->
        <link:definition>091508 - Disclosure - Stock-Based Compensation, Summary of Restricted Stock Unit Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/RegulatoryMattersDetails" id="RegulatoryMattersDetails">
        <!--Parent Role: Regulatory Matters-->
        <link:definition>091600 - Disclosure - Regulatory Matters (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails" id="LoanCommitmentsAndOtherRelatedActivitiesDetails">
        <!--Parent Role: Loan Commitments and Other Related Activities-->
        <link:definition>091700 - Disclosure - Loan Commitments and Other Related Activities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails" id="ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails">
        <!--Parent Role: Parent Company Only Condensed Financial Information-->
        <link:definition>091800 - Disclosure - Parent Company Only Condensed Financial Information, Condensed Balance Sheets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails" id="ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails">
        <!--Parent Role: Parent Company Only Condensed Financial Information-->
        <link:definition>091802 - Disclosure - Parent Company Only Condensed Financial Information, Condensed Statements of Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails" id="ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails">
        <!--Parent Role: Parent Company Only Condensed Financial Information-->
        <link:definition>091804 - Disclosure - Parent Company Only Condensed Financial Information, Condensed Statements of Cash Flows (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://broadwayfed.com/role/EarningsPerCommonShareDetails" id="EarningsPerCommonShareDetails">
        <!--Parent Role: Earnings Per Common Share-->
        <link:definition>091900 - Disclosure - Earnings Per Common Share (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://fasb.org/us-gaap/2023" schemaLocation="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/dei/2023" schemaLocation="https://xbrl.sec.gov/dei/2023/dei-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/country/2023" schemaLocation="https://xbrl.sec.gov/country/2023/country-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/currency/2023" schemaLocation="https://xbrl.sec.gov/currency/2023/currency-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/exch/2023" schemaLocation="https://xbrl.sec.gov/exch/2023/exch-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/naics/2023" schemaLocation="https://xbrl.sec.gov/naics/2023/naics-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/sic/2023" schemaLocation="https://xbrl.sec.gov/sic/2023/sic-2023.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/stpr/2023" schemaLocation="https://xbrl.sec.gov/stpr/2023/stpr-2023.xsd" />
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xs:import namespace="http://www.xbrl.org/2004/ref" schemaLocation="http://www.xbrl.org/2004/ref-2004-08-10.xsd" />
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xs:import namespace="http://fasb.org/us-types/2023" schemaLocation="https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <xs:import namespace="http://fasb.org/srt/2023" schemaLocation="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd" />
  <xs:import namespace="http://fasb.org/srt-types/2023" schemaLocation="https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd" />
  <xs:import namespace="http://www.xbrl.org/dtr/type/2022-03-31" schemaLocation="https://www.xbrl.org/dtr/type/2022-03-31/types.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/ecd/2023" schemaLocation="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd" />
  <xs:element name="FinancialInstrumentsOwnedAtAmortizedCost" id="byfc_FinancialInstrumentsOwnedAtAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="SecuritiesCollateralDependent" id="byfc_SecuritiesCollateralDependent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" id="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" id="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="FederalDepositInsuranceCorporationStockRepurchased" id="byfc_FederalDepositInsuranceCorporationStockRepurchased" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="FairValueOfPreferredSharesIssued" id="byfc_FairValueOfPreferredSharesIssued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" id="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="PreferredStockNonVotingMember" id="byfc_PreferredStockNonVotingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="VotingCommonStockMember" id="byfc_VotingCommonStockMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CommonStockHeldByESOPMember" id="byfc_CommonStockHeldByESOPMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="LongTermIncentivePlanParticipantsExcludingDirectorsMember" id="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="WeightedAverageRateOnRepurchaseAgreements" id="byfc_WeightedAverageRateOnRepurchaseAgreements" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="OfficeServicesAndSuppliesExpense" id="byfc_OfficeServicesAndSuppliesExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="SupervisoryCost" id="byfc_SupervisoryCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="TravelExpense" id="byfc_TravelExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" id="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="SmallBusinessAdministrationSecuritiesMember" id="byfc_SmallBusinessAdministrationSecuritiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" id="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" id="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" id="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="CommonStockSharesUponConversionFromPreferredStock" id="byfc_CommonStockSharesUponConversionFromPreferredStock" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="VolumeWeightedAveragePrice" id="byfc_VolumeWeightedAveragePrice" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="PercentageOfPurchasedSharesOfTotalCommonEquity" id="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="VotingClassACommonStockMember" id="byfc_VotingClassACommonStockMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ShareRepurchasePerShare" id="byfc_ShareRepurchasePerShare" type="dtr-types:perShareItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="ConversionOfStockExchangePricePricePerShare" id="byfc_ConversionOfStockExchangePricePricePerShare" type="dtr-types:perShareItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="PreferredStockPeriodForInitialDividendRate" id="byfc_PreferredStockPeriodForInitialDividendRate" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="PreferredStockDividendRateFloor" id="byfc_PreferredStockDividendRateFloor" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="PreferredStockDividendRateCeiling" id="byfc_PreferredStockDividendRateCeiling" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="MultifamilyLoanMember" id="byfc_MultifamilyLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ChurchLoanMember" id="byfc_ChurchLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="SingleFamilyLoanMember" id="byfc_SingleFamilyLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="EndingAllowanceAttributableToLoansAbstract" id="byfc_EndingAllowanceAttributableToLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="LoansAndLeasesReceivableAbstract" id="byfc_LoansAndLeasesReceivableAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" id="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="FinancingReceivableAcquiredInMerger" id="byfc_FinancingReceivableAcquiredInMerger" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="TroubledDebtRestructuringsAbstract" id="byfc_TroubledDebtRestructuringsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" id="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="AccrualStatusMember" id="byfc_AccrualStatusMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NonAccrualStatusMember" id="byfc_NonAccrualStatusMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" id="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" id="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NotesPayableBMember" id="byfc_NotesPayableBMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NotesPayableAMember" id="byfc_NotesPayableAMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NumberOfNotesPayables" id="byfc_NumberOfNotesPayables" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="CommonStockIssuedInExchangeForPreferredStock" id="byfc_CommonStockIssuedInExchangeForPreferredStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" id="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="NoncashOrPartNoncashAcquisitionGoodwillAcquired" id="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" id="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" id="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="ProceedsFromBankTermFundingProgram" id="byfc_ProceedsFromBankTermFundingProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" id="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" id="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" id="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" id="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="DeferredTaxLiabilitiesBadDebtAdjustments" id="byfc_DeferredTaxLiabilitiesBadDebtAdjustments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="DeferredTaxLiabilitiesRightOfUseAssets" id="byfc_DeferredTaxLiabilitiesRightOfUseAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" id="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" id="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="DeferredTaxAssetsRightOfUseLiability" id="byfc_DeferredTaxAssetsRightOfUseLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="WatchMember" id="byfc_WatchMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CommercialPortfolioSegmentExcludingSBALoansMember" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="SmallBusinessAdministrationLoanMember" id="byfc_SmallBusinessAdministrationLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" id="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" id="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="CommitmentsLoansAbstract" id="byfc_CommitmentsLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="LoanCommitmentPeriod" id="byfc_LoanCommitmentPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="UnfundedConstructionLoansMember" id="byfc_UnfundedConstructionLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="OffBalanceSheetCommitmentsAbstract" id="byfc_OffBalanceSheetCommitmentsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" id="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="RegulatoryMattersActualAbstract" id="byfc_RegulatoryMattersActualAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" id="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="BankingRegulationCommunityBankLeverageCapitalRatioActual" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="BankingRegulationCommunityBankLeverageCapitalActual" id="byfc_BankingRegulationCommunityBankLeverageCapitalActual" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="GrantDateAsOfFebruary242016Member" id="byfc_GrantDateAsOfFebruary242016Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AmendedAndRestatedLtipMember" id="byfc_AmendedAndRestatedLtipMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="TwoThousandEighteenLtipMember" id="byfc_TwoThousandEighteenLtipMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="OfficersAndEmployeesMember" id="byfc_OfficersAndEmployeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="DefinedContributionPensionPlanDisclosureAbstract" id="byfc_DefinedContributionPensionPlanDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" id="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="UnearnedESOPSharesCost" id="byfc_UnearnedESOPSharesCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" id="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" id="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="EmployeeStockOwnershipPlanAbstract" id="byfc_EmployeeStockOwnershipPlanAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CostOfSharesPurchasedByESOP" id="byfc_CostOfSharesPurchasedByESOP" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="EmployeeStockOwnershipPlanLoanTerm" id="byfc_EmployeeStockOwnershipPlanLoanTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="CityFirstBank401KPlanMember" id="byfc_CityFirstBank401KPlanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" id="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" id="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="NonvotingClassCCommonStockMember" id="byfc_NonvotingClassCCommonStockMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NonvotingClassBCommonStockMember" id="byfc_NonvotingClassBCommonStockMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AccruedInterestReceivableFairValueDisclosure" id="byfc_AccruedInterestReceivableFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="BankOwnedLifeInsuranceFairValueDisclosure" id="byfc_BankOwnedLifeInsuranceFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="AccruedInterestPayableFairValueDisclosure" id="byfc_AccruedInterestPayableFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="AssetsMeasuredOnRecurringBasisAbstract" id="byfc_AssetsMeasuredOnRecurringBasisAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CollateralPledgedSingleFamilyMember" id="byfc_CollateralPledgedSingleFamilyMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CollateralPledgedMultiUseResidentialMember" id="byfc_CollateralPledgedMultiUseResidentialMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CollateralPledgedBusinessAssetsMember" id="byfc_CollateralPledgedBusinessAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CollateralPledgedChurchMember" id="byfc_CollateralPledgedChurchMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="CollateralDependentLoansByCollateralTypeAbstract" id="byfc_CollateralDependentLoansByCollateralTypeAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" id="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" id="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" id="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" id="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="FinancingReceivableModifications" id="byfc_FinancingReceivableModifications" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="InvestmentInAffordableHousingLimitedPartnershipAbstract" id="byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AffordableHousingLimitedPartnershipMember" id="byfc_AffordableHousingLimitedPartnershipMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" id="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="FurnitureFixtureAndEquipmentMember" id="byfc_FurnitureFixtureAndEquipmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="InvestmentSecuritiesAbstract" id="byfc_InvestmentSecuritiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="PurchasedCreditDeterioratedLoansAbstract" id="byfc_PurchasedCreditDeterioratedLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" id="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="FinancingReceivablePurchasedWithCreditDeterioration" id="byfc_FinancingReceivablePurchasedWithCreditDeterioration" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" />
  <xs:element name="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" id="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="NumberOfRetailBankingOffices" id="byfc_NumberOfRetailBankingOffices" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="DepositLiabilitiesTypeTable" id="byfc_DepositLiabilitiesTypeTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="DepositLiabilitiesTypeLineItems" id="byfc_DepositLiabilitiesTypeLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="PercentageOfUninsuredDeposits" id="byfc_PercentageOfUninsuredDeposits" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="CertificateOfDepositAccountRegistryServiceMember" id="byfc_CertificateOfDepositAccountRegistryServiceMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" id="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" id="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" id="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" id="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" id="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" id="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" id="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="ImpairedLoansFinancingReceivablesTableTextBlock" id="byfc_ImpairedLoansFinancingReceivablesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="FinancingReceivableInterestRate" id="byfc_FinancingReceivableInterestRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="CreditAndInterestMarksOnPurchasedLoansNet" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="FinancingReceivableTerm" id="byfc_FinancingReceivableTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="PaycheckProtectionProgramMember" id="byfc_PaycheckProtectionProgramMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" id="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="CapitalDistributionToSubsidiary" id="byfc_CapitalDistributionToSubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="FiveCustomersMember" id="byfc_FiveCustomersMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="NumberOfSignificantCustomers" id="byfc_NumberOfSignificantCustomers" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="TimeDeposits250000OrMore" id="byfc_TimeDeposits250000OrMore" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" />
  <xs:element name="DepositsTotalMember" id="byfc_DepositsTotalMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="RiskGradeCategoryOfLoansByLoanTypeAbstract" id="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="EffectOfAbstract" id="byfc_EffectOfAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" id="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" />
  <xs:element name="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" id="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="OtherFinancialInstitutionsMember" id="byfc_OtherFinancialInstitutionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" id="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="RightOfUseAssetsMember" id="byfc_RightOfUseAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="OutOfPeriodAdjustmentsAbstract" id="byfc_OutOfPeriodAdjustmentsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xs:element name="PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" id="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" id="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xs:element name="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" id="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" id="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="GoodwillAmortization" id="byfc_GoodwillAmortization" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="GoodwillChangeInDeferredTaxEstimate" id="byfc_GoodwillChangeInDeferredTaxEstimate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" />
  <xs:element name="BankOwnedLifeInsurancePolicyTextBlock" id="byfc_BankOwnedLifeInsurancePolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" id="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" id="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="OutOfPeriodAdjustmentsPolicyTextBlock" id="byfc_OutOfPeriodAdjustmentsPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" id="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xs:element name="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" id="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>12
<FILENAME>byfc-20231231_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 24.3.1.5224 Broadridge-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <link:roleRef roleURI="http://broadwayfed.com/role/EarningsPerCommonShareDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#EarningsPerCommonShareDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesIncomeTaxExpenseDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EmployeeBenefitPlansDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#EmployeeBenefitPlansDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/BorrowingsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#BorrowingsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#DepositsCertificateOfDepositMaturitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#DepositsSummaryOfDepositsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesFutureMinimumPaymentsForOperatingLeasesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#OfficePropertiesAndEquipmentNetDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentSummaryDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesUnrealizedLossPositionDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesContractualMaturitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfCashFlows" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfFinancialCondition" />
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="FederalHomeLoanBankStock" xlink:title="FederalHomeLoanBankStock" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="FederalHomeLoanBankStock" xlink:title="calculation: Assets to FederalHomeLoanBankStock" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="DeferredIncomeTaxAssetsNet" xlink:title="DeferredIncomeTaxAssetsNet" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="DeferredIncomeTaxAssetsNet" xlink:title="calculation: Assets to DeferredIncomeTaxAssetsNet" order="8.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Goodwill" xlink:label="Goodwill" xlink:title="Goodwill" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="Goodwill" xlink:title="calculation: Assets to Goodwill" order="11.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="OtherAssets" xlink:title="calculation: Assets to OtherAssets" order="12.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="NotesReceivableNet" xlink:title="calculation: Assets to NotesReceivableNet" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalReserveBankStock" xlink:label="FederalReserveBankStock" xlink:title="FederalReserveBankStock" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="FederalReserveBankStock" xlink:title="calculation: Assets to FederalReserveBankStock" order="5.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="InterestBearingDepositsInBanks" xlink:title="InterestBearingDepositsInBanks" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="InterestBearingDepositsInBanks" xlink:title="calculation: CashAndCashEquivalentsAtCarryingValue to InterestBearingDepositsInBanks" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndDueFromBanks" xlink:label="CashAndDueFromBanks" xlink:title="CashAndDueFromBanks" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="CashAndDueFromBanks" xlink:title="calculation: CashAndCashEquivalentsAtCarryingValue to CashAndDueFromBanks" order="1.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="CashAndCashEquivalentsAtCarryingValue" xlink:title="calculation: Assets to CashAndCashEquivalentsAtCarryingValue" order="0.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="PropertyPlantAndEquipmentNet" xlink:title="calculation: Assets to PropertyPlantAndEquipmentNet" order="6.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="calculation: Assets to AvailableForSaleSecuritiesDebtSecurities" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="FiniteLivedIntangibleAssetsNet" xlink:title="calculation: Assets to FiniteLivedIntangibleAssetsNet" order="10.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="BankOwnedLifeInsurance" xlink:title="BankOwnedLifeInsurance" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="BankOwnedLifeInsurance" xlink:title="calculation: Assets to BankOwnedLifeInsurance" order="7.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestReceivable" xlink:label="InterestReceivable" xlink:title="InterestReceivable" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="InterestReceivable" xlink:title="calculation: Assets to InterestReceivable" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockValue" xlink:label="CommonStockValue" xlink:title="CommonStockValue" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="StockholdersEquity" xlink:to="CommonStockValue" xlink:title="calculation: StockholdersEquity to CommonStockValue" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_UnearnedESOPSharesCost" xlink:label="UnearnedESOPSharesCost" xlink:title="UnearnedESOPSharesCost" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="StockholdersEquity" xlink:to="UnearnedESOPSharesCost" xlink:title="calculation: StockholdersEquity to UnearnedESOPSharesCost" order="6.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="StockholdersEquity" xlink:to="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="calculation: StockholdersEquity to AccumulatedOtherComprehensiveIncomeLossNetOfTax" order="7.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockValue" xlink:label="PreferredStockValue" xlink:title="PreferredStockValue" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="StockholdersEquity" xlink:to="PreferredStockValue" xlink:title="calculation: StockholdersEquity to PreferredStockValue" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="StockholdersEquity" xlink:to="RetainedEarningsAccumulatedDeficit" xlink:title="calculation: StockholdersEquity to RetainedEarningsAccumulatedDeficit" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="AdditionalPaidInCapital" xlink:title="AdditionalPaidInCapital" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="StockholdersEquity" xlink:to="AdditionalPaidInCapital" xlink:title="calculation: StockholdersEquity to AdditionalPaidInCapital" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockValue" xlink:label="TreasuryStockValue" xlink:title="TreasuryStockValue" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="StockholdersEquity" xlink:to="TreasuryStockValue" xlink:title="calculation: StockholdersEquity to TreasuryStockValue" order="8.0" weight="-1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="StockholdersEquity" xlink:title="calculation: LiabilitiesAndStockholdersEquity to StockholdersEquity" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities" xlink:label="Liabilities" xlink:title="Liabilities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Deposits" xlink:label="Deposits" xlink:title="Deposits" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Liabilities" xlink:to="Deposits" xlink:title="calculation: Liabilities to Deposits" order="0.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalFundsPurchased" xlink:label="FederalFundsPurchased" xlink:title="FederalFundsPurchased" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Liabilities" xlink:to="FederalFundsPurchased" xlink:title="calculation: Liabilities to FederalFundsPurchased" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="SecuritiesSoldUnderAgreementsToRepurchase" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Liabilities" xlink:to="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="calculation: Liabilities to SecuritiesSoldUnderAgreementsToRepurchase" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesPayable" xlink:label="NotesPayable" xlink:title="NotesPayable" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Liabilities" xlink:to="NotesPayable" xlink:title="calculation: Liabilities to NotesPayable" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="AdvancesFromFederalHomeLoanBanks" xlink:title="AdvancesFromFederalHomeLoanBanks" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Liabilities" xlink:to="AdvancesFromFederalHomeLoanBanks" xlink:title="calculation: Liabilities to AdvancesFromFederalHomeLoanBanks" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="AccruedLiabilitiesAndOtherLiabilities" xlink:title="AccruedLiabilitiesAndOtherLiabilities" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Liabilities" xlink:to="AccruedLiabilitiesAndOtherLiabilities" xlink:title="calculation: Liabilities to AccruedLiabilitiesAndOtherLiabilities" order="5.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="Liabilities" xlink:title="calculation: LiabilitiesAndStockholdersEquity to Liabilities" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MinorityInterest" xlink:label="MinorityInterest" xlink:title="MinorityInterest" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="MinorityInterest" xlink:title="calculation: LiabilitiesAndStockholdersEquity to MinorityInterest" order="3.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="ComprehensiveIncomeNetOfTax" xlink:title="ComprehensiveIncomeNetOfTax" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="ProfitLoss" xlink:to="IncomeTaxExpenseBenefit" xlink:title="calculation: ProfitLoss to IncomeTaxExpenseBenefit" order="1.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncome" xlink:label="NoninterestIncome" xlink:title="NoninterestIncome" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:label="RevenueFromContractWithCustomerExcludingAssessedTax" xlink:title="RevenueFromContractWithCustomerExcludingAssessedTax" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestIncome" xlink:to="RevenueFromContractWithCustomerExcludingAssessedTax" xlink:title="calculation: NoninterestIncome to RevenueFromContractWithCustomerExcludingAssessedTax" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueNotFromContractWithCustomer" xlink:label="RevenueNotFromContractWithCustomer" xlink:title="RevenueNotFromContractWithCustomer" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestIncome" xlink:to="RevenueNotFromContractWithCustomer" xlink:title="calculation: NoninterestIncome to RevenueNotFromContractWithCustomer" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="NoninterestIncomeOtherOperatingIncome" xlink:title="NoninterestIncomeOtherOperatingIncome" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestIncome" xlink:to="NoninterestIncomeOtherOperatingIncome" xlink:title="calculation: NoninterestIncome to NoninterestIncomeOtherOperatingIncome" order="4.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="NoninterestIncome" xlink:title="calculation: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to NoninterestIncome" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="InterestIncomeExpenseAfterProvisionForLoanLoss" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:label="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="calculation: InterestIncomeExpenseAfterProvisionForLoanLoss to FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" order="2.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="InterestIncomeExpenseNet" xlink:title="InterestIncomeExpenseNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense" xlink:label="InterestExpense" xlink:title="InterestExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseDeposits" xlink:label="InterestExpenseDeposits" xlink:title="InterestExpenseDeposits" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="InterestExpense" xlink:to="InterestExpenseDeposits" xlink:title="calculation: InterestExpense to InterestExpenseDeposits" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="InterestExpenseBorrowings" xlink:title="InterestExpenseBorrowings" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="InterestExpense" xlink:to="InterestExpenseBorrowings" xlink:title="calculation: InterestExpense to InterestExpenseBorrowings" order="2.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="InterestIncomeExpenseNet" xlink:to="InterestExpense" xlink:title="calculation: InterestIncomeExpenseNet to InterestExpense" order="2.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="InterestAndDividendIncomeOperating" xlink:title="InterestAndDividendIncomeOperating" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="InterestAndFeeIncomeLoansAndLeases" xlink:title="InterestAndFeeIncomeLoansAndLeases" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="InterestAndDividendIncomeOperating" xlink:to="InterestAndFeeIncomeLoansAndLeases" xlink:title="calculation: InterestAndDividendIncomeOperating to InterestAndFeeIncomeLoansAndLeases" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="OtherInterestAndDividendIncome" xlink:title="OtherInterestAndDividendIncome" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="InterestAndDividendIncomeOperating" xlink:to="OtherInterestAndDividendIncome" xlink:title="calculation: InterestAndDividendIncomeOperating to OtherInterestAndDividendIncome" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="InterestAndDividendIncomeSecurities" xlink:title="InterestAndDividendIncomeSecurities" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="InterestAndDividendIncomeOperating" xlink:to="InterestAndDividendIncomeSecurities" xlink:title="calculation: InterestAndDividendIncomeOperating to InterestAndDividendIncomeSecurities" order="2.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="InterestIncomeExpenseNet" xlink:to="InterestAndDividendIncomeOperating" xlink:title="calculation: InterestIncomeExpenseNet to InterestAndDividendIncomeOperating" order="1.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="InterestIncomeExpenseNet" xlink:title="calculation: InterestIncomeExpenseAfterProvisionForLoanLoss to InterestIncomeExpenseNet" order="1.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="calculation: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to InterestIncomeExpenseAfterProvisionForLoanLoss" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestExpense" xlink:label="NoninterestExpense" xlink:title="NoninterestExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfessionalFees" xlink:label="ProfessionalFees" xlink:title="ProfessionalFees" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="ProfessionalFees" xlink:title="calculation: NoninterestExpense to ProfessionalFees" order="7.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="AmortizationOfIntangibleAssets" xlink:title="AmortizationOfIntangibleAssets" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="AmortizationOfIntangibleAssets" xlink:title="calculation: NoninterestExpense to AmortizationOfIntangibleAssets" order="10.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SupervisoryCost" xlink:label="SupervisoryCost" xlink:title="SupervisoryCost" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="SupervisoryCost" xlink:title="calculation: NoninterestExpense to SupervisoryCost" order="5.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OccupancyNet" xlink:label="OccupancyNet" xlink:title="OccupancyNet" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="OccupancyNet" xlink:title="calculation: NoninterestExpense to OccupancyNet" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="InformationTechnologyAndDataProcessing" xlink:title="InformationTechnologyAndDataProcessing" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="InformationTechnologyAndDataProcessing" xlink:title="calculation: NoninterestExpense to InformationTechnologyAndDataProcessing" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OfficeServicesAndSuppliesExpense" xlink:label="OfficeServicesAndSuppliesExpense" xlink:title="OfficeServicesAndSuppliesExpense" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="OfficeServicesAndSuppliesExpense" xlink:title="calculation: NoninterestExpense to OfficeServicesAndSuppliesExpense" order="8.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralInsuranceExpense" xlink:label="GeneralInsuranceExpense" xlink:title="GeneralInsuranceExpense" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="GeneralInsuranceExpense" xlink:title="calculation: NoninterestExpense to GeneralInsuranceExpense" order="11.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TravelExpense" xlink:label="TravelExpense" xlink:title="TravelExpense" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="TravelExpense" xlink:title="calculation: NoninterestExpense to TravelExpense" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="MarketingAndAdvertisingExpense" xlink:title="MarketingAndAdvertisingExpense" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="MarketingAndAdvertisingExpense" xlink:title="calculation: NoninterestExpense to MarketingAndAdvertisingExpense" order="6.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="LaborAndRelatedExpense" xlink:title="LaborAndRelatedExpense" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="LaborAndRelatedExpense" xlink:title="calculation: NoninterestExpense to LaborAndRelatedExpense" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherNoninterestExpense" xlink:label="OtherNoninterestExpense" xlink:title="OtherNoninterestExpense" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NoninterestExpense" xlink:to="OtherNoninterestExpense" xlink:title="calculation: NoninterestExpense to OtherNoninterestExpense" order="13.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="NoninterestExpense" xlink:title="calculation: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to NoninterestExpense" order="0.0" weight="-1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="ProfitLoss" xlink:to="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="calculation: ProfitLoss to IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" order="0.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetIncomeLoss" xlink:to="ProfitLoss" xlink:title="calculation: NetIncomeLoss to ProfitLoss" order="0.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="NetIncomeLossAttributableToNoncontrollingInterest" xlink:title="NetIncomeLossAttributableToNoncontrollingInterest" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetIncomeLoss" xlink:to="NetIncomeLossAttributableToNoncontrollingInterest" xlink:title="calculation: NetIncomeLoss to NetIncomeLossAttributableToNoncontrollingInterest" order="1.0" weight="-1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="NetIncomeLoss" xlink:title="calculation: ComprehensiveIncomeNetOfTax to NetIncomeLoss" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:title="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:title="calculation: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent to OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" order="0.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:label="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:title="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:title="calculation: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent to OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" order="1.0" weight="-1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="calculation: ComprehensiveIncomeNetOfTax to OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" order="2.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ProceedsFromBankTermFundingProgram" xlink:label="ProceedsFromBankTermFundingProgram" xlink:title="ProceedsFromBankTermFundingProgram" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="ProceedsFromBankTermFundingProgram" xlink:title="calculation: NetCashProvidedByUsedInFinancingActivities to ProceedsFromBankTermFundingProgram" order="7.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="IncreaseDecreaseInDeposits" xlink:title="IncreaseDecreaseInDeposits" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="IncreaseDecreaseInDeposits" xlink:title="calculation: NetCashProvidedByUsedInFinancingActivities to IncreaseDecreaseInDeposits" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="calculation: NetCashProvidedByUsedInFinancingActivities to IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" order="10.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:label="RepaymentsOfFederalHomeLoanBankBorrowings" xlink:title="RepaymentsOfFederalHomeLoanBankBorrowings" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="RepaymentsOfFederalHomeLoanBankBorrowings" xlink:title="calculation: NetCashProvidedByUsedInFinancingActivities to RepaymentsOfFederalHomeLoanBankBorrowings" order="4.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="calculation: NetCashProvidedByUsedInFinancingActivities to PaymentsOfDividendsPreferredStockAndPreferenceStock" order="13.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:label="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="calculation: NetCashProvidedByUsedInFinancingActivities to PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" order="8.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="calculation: NetCashProvidedByUsedInFinancingActivities to ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" order="9.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:label="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="calculation: NetCashProvidedByUsedInFinancingActivities to IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" order="6.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:label="ProceedsFromFederalHomeLoanBankBorrowings" xlink:title="ProceedsFromFederalHomeLoanBankBorrowings" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="ProceedsFromFederalHomeLoanBankBorrowings" xlink:title="calculation: NetCashProvidedByUsedInFinancingActivities to ProceedsFromFederalHomeLoanBankBorrowings" order="2.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="NetCashProvidedByUsedInFinancingActivities" xlink:title="calculation: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to NetCashProvidedByUsedInFinancingActivities" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:label="ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:title="ProceedsFromSaleOfFederalHomeLoanBankStock" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to ProceedsFromSaleOfFederalHomeLoanBankStock" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:label="PaymentsToAcquireFederalHomeLoanBankStock" xlink:title="PaymentsToAcquireFederalHomeLoanBankStock" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="PaymentsToAcquireFederalHomeLoanBankStock" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to PaymentsToAcquireFederalHomeLoanBankStock" order="2.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to PaymentsToAcquireAvailableForSaleSecuritiesDebt" order="1.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to PaymentsToAcquirePropertyPlantAndEquipment" order="10.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="PaymentsForProceedsFromLoansAndLeases" xlink:title="PaymentsForProceedsFromLoansAndLeases" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="PaymentsForProceedsFromLoansAndLeases" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to PaymentsForProceedsFromLoansAndLeases" order="6.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireFederalReserveStock" xlink:label="PaymentsToAcquireFederalReserveStock" xlink:title="PaymentsToAcquireFederalReserveStock" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="PaymentsToAcquireFederalReserveStock" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to PaymentsToAcquireFederalReserveStock" order="11.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" order="7.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:label="ProceedsFromSaleOfFederalReserveStock" xlink:title="ProceedsFromSaleOfFederalReserveStock" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="ProceedsFromSaleOfFederalReserveStock" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to ProceedsFromSaleOfFederalReserveStock" order="5.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="NetCashProvidedByUsedInInvestingActivities" xlink:title="calculation: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to NetCashProvidedByUsedInInvestingActivities" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="IncreaseDecreaseInDeferredIncomeTaxes" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to IncreaseDecreaseInDeferredIncomeTaxes" order="13.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:label="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:title="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" order="8.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="AmortizationOfDeferredLoanOriginationFeesNet" xlink:title="AmortizationOfDeferredLoanOriginationFeesNet" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="AmortizationOfDeferredLoanOriginationFeesNet" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to AmortizationOfDeferredLoanOriginationFeesNet" order="4.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:label="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" order="16.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:label="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="DepreciationDepletionAndAmortization" xlink:title="DepreciationDepletionAndAmortization" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="DepreciationDepletionAndAmortization" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to DepreciationDepletionAndAmortization" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:label="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="IncreaseDecreaseInInterestAndDividendsReceivable" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to IncreaseDecreaseInInterestAndDividendsReceivable" order="14.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:label="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:title="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to AmortizationAccretionOfPurchaseAccountingMarksOnLoans" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="ProfitLoss" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to ProfitLoss" order="0.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="IncreaseDecreaseInOtherOperatingAssets" xlink:title="IncreaseDecreaseInOtherOperatingAssets" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="IncreaseDecreaseInOtherOperatingAssets" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to IncreaseDecreaseInOtherOperatingAssets" order="15.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:title="AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to AccretionAmortizationOfDiscountsAndPremiumsInvestments" order="5.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="AmortizationOfIntangibleAssets" xlink:title="AmortizationOfIntangibleAssets" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="AmortizationOfIntangibleAssets" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to AmortizationOfIntangibleAssets" order="7.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="BankOwnedLifeInsuranceIncome" xlink:title="BankOwnedLifeInsuranceIncome" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="BankOwnedLifeInsuranceIncome" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to BankOwnedLifeInsuranceIncome" order="12.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensation" xlink:label="ShareBasedCompensation" xlink:title="ShareBasedCompensation" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="ShareBasedCompensation" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to ShareBasedCompensation" order="9.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:label="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:title="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" order="11.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="NetCashProvidedByUsedInOperatingActivities" xlink:title="calculation: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to NetCashProvidedByUsedInOperatingActivities" order="1.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="calculation: AvailableForSaleDebtSecuritiesAmortizedCostBasis to AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" order="1.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="calculation: AvailableForSaleDebtSecuritiesAmortizedCostBasis to AvailableForSaleSecuritiesDebtSecurities" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="calculation: AvailableForSaleDebtSecuritiesAmortizedCostBasis to AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" order="3.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="calculation: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="calculation: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="calculation: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="calculation: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:title="calculation: AvailableForSaleSecuritiesDebtSecurities to AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:title="calculation: AvailableForSaleSecuritiesDebtSecurities to AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:title="calculation: AvailableForSaleSecuritiesDebtSecurities to AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:title="calculation: AvailableForSaleSecuritiesDebtSecurities to AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:title="calculation: AvailableForSaleDebtSecuritiesAmortizedCostBasis to AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:title="calculation: AvailableForSaleDebtSecuritiesAmortizedCostBasis to AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:title="calculation: AvailableForSaleDebtSecuritiesAmortizedCostBasis to AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:title="calculation: AvailableForSaleDebtSecuritiesAmortizedCostBasis to AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="calculation: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="calculation: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="calculation: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="calculation: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" order="2.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:title="calculation: DebtSecuritiesAvailableForSaleUnrealizedLossPosition to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:title="calculation: DebtSecuritiesAvailableForSaleUnrealizedLossPosition to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="calculation: DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="calculation: DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" order="1.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:label="CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="CreditAndInterestMarksOnPurchasedLoansNet" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NotesReceivableNet" xlink:to="CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="calculation: NotesReceivableNet to CreditAndInterestMarksOnPurchasedLoansNet" order="3.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossAndFee" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NotesReceivableGross" xlink:to="FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:title="calculation: NotesReceivableGross to FinancingReceivableBeforeAllowanceForCreditLossAndFee" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:label="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:title="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NotesReceivableGross" xlink:to="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:title="calculation: NotesReceivableGross to FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" order="2.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NotesReceivableNet" xlink:to="NotesReceivableGross" xlink:title="calculation: NotesReceivableNet to NotesReceivableGross" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NotesReceivableNet" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="calculation: NotesReceivableNet to FinancingReceivableAllowanceForCreditLosses" order="2.0" weight="-1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="calculation: FinancingReceivableAllowanceForCreditLosses to FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="calculation: FinancingReceivableAllowanceForCreditLosses to FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableCollectivelyEvaluatedForImpairment" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:to="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="calculation: FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger to FinancingReceivableCollectivelyEvaluatedForImpairment" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="FinancingReceivableIndividuallyEvaluatedForImpairment" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:to="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="calculation: FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger to FinancingReceivableIndividuallyEvaluatedForImpairment" order="0.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NotesReceivableGross" xlink:to="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:title="calculation: NotesReceivableGross to FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" order="0.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAcquiredInMerger" xlink:label="FinancingReceivableAcquiredInMerger" xlink:title="FinancingReceivableAcquiredInMerger" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NotesReceivableGross" xlink:to="FinancingReceivableAcquiredInMerger" xlink:title="calculation: NotesReceivableGross to FinancingReceivableAcquiredInMerger" order="1.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="PropertyPlantAndEquipmentGross" xlink:title="PropertyPlantAndEquipmentGross" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="PropertyPlantAndEquipmentGross" xlink:title="calculation: PropertyPlantAndEquipmentNet to PropertyPlantAndEquipmentGross" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="calculation: PropertyPlantAndEquipmentNet to AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" order="2.0" weight="-1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="calculation: LesseeOperatingLeaseLiabilityPaymentsDue to LesseeOperatingLeaseLiabilityPaymentsDueYearThree" order="5.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="calculation: LesseeOperatingLeaseLiabilityPaymentsDue to LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="calculation: LesseeOperatingLeaseLiabilityPaymentsDue to LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" order="3.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiability" xlink:label="OperatingLeaseLiability" xlink:title="OperatingLeaseLiability" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="OperatingLeaseLiability" xlink:title="calculation: LesseeOperatingLeaseLiabilityPaymentsDue to OperatingLeaseLiability" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:label="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="calculation: LesseeOperatingLeaseLiabilityPaymentsDue to LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" order="1.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:title="FiniteLivedIntangibleAssetsAccumulatedAmortization" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:title="calculation: FiniteLivedIntangibleAssetsNet to FiniteLivedIntangibleAssetsAccumulatedAmortization" order="2.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="FiniteLivedIntangibleAssetsGross" xlink:title="FiniteLivedIntangibleAssetsGross" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="FiniteLivedIntangibleAssetsGross" xlink:title="calculation: FiniteLivedIntangibleAssetsNet to FiniteLivedIntangibleAssetsGross" order="1.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:title="calculation: FiniteLivedIntangibleAssetsNet to FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:title="calculation: FiniteLivedIntangibleAssetsNet to FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" order="6.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:title="calculation: FiniteLivedIntangibleAssetsNet to FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:title="calculation: FiniteLivedIntangibleAssetsNet to FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" order="7.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:title="calculation: FiniteLivedIntangibleAssetsNet to FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:title="calculation: FiniteLivedIntangibleAssetsNet to FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" order="5.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Deposits" xlink:label="Deposits" xlink:title="Deposits" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="InterestBearingDomesticDepositChecking" xlink:title="InterestBearingDomesticDepositChecking" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Deposits" xlink:to="InterestBearingDomesticDepositChecking" xlink:title="calculation: Deposits to InterestBearingDomesticDepositChecking" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="DepositsMoneyMarketDeposits" xlink:title="DepositsMoneyMarketDeposits" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Deposits" xlink:to="DepositsMoneyMarketDeposits" xlink:title="calculation: Deposits to DepositsMoneyMarketDeposits" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDeposits" xlink:label="TimeDeposits" xlink:title="TimeDeposits" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Deposits" xlink:to="TimeDeposits" xlink:title="calculation: Deposits to TimeDeposits" order="5.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestBearingDomesticDepositDemand" xlink:label="NoninterestBearingDomesticDepositDemand" xlink:title="NoninterestBearingDomesticDepositDemand" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Deposits" xlink:to="NoninterestBearingDomesticDepositDemand" xlink:title="calculation: Deposits to NoninterestBearingDomesticDepositDemand" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="DepositsSavingsDeposits" xlink:title="DepositsSavingsDeposits" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Deposits" xlink:to="DepositsSavingsDeposits" xlink:title="calculation: Deposits to DepositsSavingsDeposits" order="4.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDeposits" xlink:label="TimeDeposits" xlink:title="TimeDeposits" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="TimeDepositMaturitiesYearThree" xlink:title="TimeDepositMaturitiesYearThree" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="TimeDeposits" xlink:to="TimeDepositMaturitiesYearThree" xlink:title="calculation: TimeDeposits to TimeDepositMaturitiesYearThree" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="TimeDepositMaturitiesYearTwo" xlink:title="TimeDepositMaturitiesYearTwo" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="TimeDeposits" xlink:to="TimeDepositMaturitiesYearTwo" xlink:title="calculation: TimeDeposits to TimeDepositMaturitiesYearTwo" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="TimeDepositMaturitiesYearFour" xlink:title="TimeDepositMaturitiesYearFour" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="TimeDeposits" xlink:to="TimeDepositMaturitiesYearFour" xlink:title="calculation: TimeDeposits to TimeDepositMaturitiesYearFour" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="TimeDepositMaturitiesYearOne" xlink:title="TimeDepositMaturitiesYearOne" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="TimeDeposits" xlink:to="TimeDepositMaturitiesYearOne" xlink:title="calculation: TimeDeposits to TimeDepositMaturitiesYearOne" order="0.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="TimeDepositMaturitiesAfterYearFive" xlink:title="TimeDepositMaturitiesAfterYearFive" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="TimeDeposits" xlink:to="TimeDepositMaturitiesAfterYearFive" xlink:title="calculation: TimeDeposits to TimeDepositMaturitiesAfterYearFive" order="5.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="TimeDepositMaturitiesYearFive" xlink:title="TimeDepositMaturitiesYearFive" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="TimeDeposits" xlink:to="TimeDepositMaturitiesYearFive" xlink:title="calculation: TimeDeposits to TimeDepositMaturitiesYearFive" order="4.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/BorrowingsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="AdvancesFromFederalHomeLoanBanks" xlink:title="AdvancesFromFederalHomeLoanBanks" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AdvancesFromFederalHomeLoanBanks" xlink:to="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:title="calculation: AdvancesFromFederalHomeLoanBanks to FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" order="0.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AdvancesFromFederalHomeLoanBanks" xlink:to="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:title="calculation: AdvancesFromFederalHomeLoanBanks to FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" order="1.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EmployeeBenefitPlansDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOP" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:to="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:title="calculation: EmployeeStockOwnershipPlanESOPSharesInESOP to EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:to="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:title="calculation: EmployeeStockOwnershipPlanESOPSharesInESOP to EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:to="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:title="calculation: EmployeeStockOwnershipPlanESOPSharesInESOP to EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" order="2.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="CurrentStateAndLocalTaxExpenseBenefit" xlink:title="CurrentStateAndLocalTaxExpenseBenefit" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="CurrentStateAndLocalTaxExpenseBenefit" xlink:title="calculation: IncomeTaxExpenseBenefit to CurrentStateAndLocalTaxExpenseBenefit" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="CurrentFederalTaxExpenseBenefit" xlink:title="CurrentFederalTaxExpenseBenefit" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="CurrentFederalTaxExpenseBenefit" xlink:title="calculation: IncomeTaxExpenseBenefit to CurrentFederalTaxExpenseBenefit" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="DeferredFederalIncomeTaxExpenseBenefit" xlink:title="DeferredFederalIncomeTaxExpenseBenefit" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="DeferredFederalIncomeTaxExpenseBenefit" xlink:title="calculation: IncomeTaxExpenseBenefit to DeferredFederalIncomeTaxExpenseBenefit" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:title="DeferredStateAndLocalIncomeTaxExpenseBenefit" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:title="calculation: IncomeTaxExpenseBenefit to DeferredStateAndLocalIncomeTaxExpenseBenefit" order="5.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:label="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:title="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:title="calculation: IncomeTaxExpenseBenefit to EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" order="8.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:title="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:title="calculation: IncomeTaxExpenseBenefit to IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="calculation: IncomeTaxExpenseBenefit to IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" order="6.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:title="IncomeTaxReconciliationStateAndLocalIncomeTaxes" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:title="calculation: IncomeTaxExpenseBenefit to IncomeTaxReconciliationStateAndLocalIncomeTaxes" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:label="IncomeTaxReconciliationTaxCreditsInvestment" xlink:title="IncomeTaxReconciliationTaxCreditsInvestment" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="IncomeTaxReconciliationTaxCreditsInvestment" xlink:title="calculation: IncomeTaxExpenseBenefit to IncomeTaxReconciliationTaxCreditsInvestment" order="9.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="IncomeTaxReconciliationOtherAdjustments" xlink:title="IncomeTaxReconciliationOtherAdjustments" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="IncomeTaxReconciliationOtherAdjustments" xlink:title="calculation: IncomeTaxExpenseBenefit to IncomeTaxReconciliationOtherAdjustments" order="11.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:label="EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:title="EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeTaxExpenseBenefit" xlink:to="EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:title="calculation: IncomeTaxExpenseBenefit to EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" order="7.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="DeferredTaxAssetsLiabilitiesNet" xlink:title="DeferredTaxAssetsLiabilitiesNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="DeferredIncomeTaxLiabilities" xlink:title="DeferredIncomeTaxLiabilities" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesBadDebtAdjustments" xlink:label="DeferredTaxLiabilitiesBadDebtAdjustments" xlink:title="DeferredTaxLiabilitiesBadDebtAdjustments" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="DeferredTaxLiabilitiesBadDebtAdjustments" xlink:title="calculation: DeferredIncomeTaxLiabilities to DeferredTaxLiabilitiesBadDebtAdjustments" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:label="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:title="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:title="calculation: DeferredIncomeTaxLiabilities to DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" order="6.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="DeferredTaxLiabilitiesPrepaidExpenses" xlink:title="DeferredTaxLiabilitiesPrepaidExpenses" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="DeferredTaxLiabilitiesPrepaidExpenses" xlink:title="calculation: DeferredIncomeTaxLiabilities to DeferredTaxLiabilitiesPrepaidExpenses" order="10.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:label="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:title="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:title="calculation: DeferredIncomeTaxLiabilities to DeferredTaxLiabilitiesNonaccrualInterestOnLoans" order="5.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesRightOfUseAssets" xlink:label="DeferredTaxLiabilitiesRightOfUseAssets" xlink:title="DeferredTaxLiabilitiesRightOfUseAssets" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="DeferredTaxLiabilitiesRightOfUseAssets" xlink:title="calculation: DeferredIncomeTaxLiabilities to DeferredTaxLiabilitiesRightOfUseAssets" order="7.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:title="DeferredTaxLiabilitiesPropertyPlantAndEquipment" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:title="calculation: DeferredIncomeTaxLiabilities to DeferredTaxLiabilitiesPropertyPlantAndEquipment" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:label="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:title="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:title="calculation: DeferredIncomeTaxLiabilities to DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" order="8.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:label="DeferredTaxLiabilitiesDeferredExpense" xlink:title="DeferredTaxLiabilitiesDeferredExpense" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="DeferredTaxLiabilitiesDeferredExpense" xlink:title="calculation: DeferredIncomeTaxLiabilities to DeferredTaxLiabilitiesDeferredExpense" order="2.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="DeferredIncomeTaxLiabilities" xlink:title="calculation: DeferredTaxAssetsLiabilitiesNet to DeferredIncomeTaxLiabilities" order="1.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="DeferredTaxAssetsNet" xlink:title="DeferredTaxAssetsNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="DeferredTaxAssetsValuationAllowance" xlink:title="DeferredTaxAssetsValuationAllowance" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsNet" xlink:to="DeferredTaxAssetsValuationAllowance" xlink:title="calculation: DeferredTaxAssetsNet to DeferredTaxAssetsValuationAllowance" order="1.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="DeferredTaxAssetsGross" xlink:title="DeferredTaxAssetsGross" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="DeferredTaxAssetsOther" xlink:title="DeferredTaxAssetsOther" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsOther" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsOther" order="14.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="DeferredTaxAssetsOperatingLossCarryforwards" xlink:title="DeferredTaxAssetsOperatingLossCarryforwards" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsOperatingLossCarryforwards" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsOperatingLossCarryforwards" order="8.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:label="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:title="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" order="5.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:label="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:title="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" order="11.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:label="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:title="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" order="7.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsStateTaxes" xlink:label="DeferredTaxAssetsStateTaxes" xlink:title="DeferredTaxAssetsStateTaxes" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsStateTaxes" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsStateTaxes" order="4.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:label="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:title="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" order="12.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsInvestments" xlink:label="DeferredTaxAssetsInvestments" xlink:title="DeferredTaxAssetsInvestments" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsInvestments" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsInvestments" order="10.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxAssetsRightOfUseLiability" xlink:label="DeferredTaxAssetsRightOfUseLiability" xlink:title="DeferredTaxAssetsRightOfUseLiability" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsRightOfUseLiability" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsRightOfUseLiability" order="6.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:label="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:title="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsGross" xlink:to="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:title="calculation: DeferredTaxAssetsGross to DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" order="13.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsNet" xlink:to="DeferredTaxAssetsGross" xlink:title="calculation: DeferredTaxAssetsNet to DeferredTaxAssetsGross" order="0.0" weight="1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="DeferredTaxAssetsNet" xlink:title="calculation: DeferredTaxAssetsLiabilitiesNet to DeferredTaxAssetsNet" order="0.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="CashAndCashEquivalentsAtCarryingValue" xlink:title="calculation: Assets to CashAndCashEquivalentsAtCarryingValue" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="OtherAssets" xlink:title="calculation: Assets to OtherAssets" order="3.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="calculation: Assets to InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="AccruedLiabilitiesAndOtherLiabilities" xlink:title="AccruedLiabilitiesAndOtherLiabilities" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="AccruedLiabilitiesAndOtherLiabilities" xlink:title="calculation: LiabilitiesAndStockholdersEquity to AccruedLiabilitiesAndOtherLiabilities" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="StockholdersEquity" xlink:title="calculation: LiabilitiesAndStockholdersEquity to StockholdersEquity" order="3.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetIncomeLoss" xlink:to="IncomeTaxExpenseBenefit" xlink:title="calculation: NetIncomeLoss to IncomeTaxExpenseBenefit" order="2.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense" xlink:label="InterestExpense" xlink:title="InterestExpense" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="InterestExpense" xlink:title="calculation: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to InterestExpense" order="2.0" weight="-1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="InterestAndDividendIncomeOperating" xlink:title="InterestAndDividendIncomeOperating" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="InterestAndDividendIncomeOperating" xlink:title="calculation: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to InterestAndDividendIncomeOperating" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherNoninterestExpense" xlink:label="OtherNoninterestExpense" xlink:title="OtherNoninterestExpense" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="OtherNoninterestExpense" xlink:title="calculation: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to OtherNoninterestExpense" order="3.0" weight="-1.0" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetIncomeLoss" xlink:to="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="calculation: NetIncomeLoss to IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="IncomeLossFromSubsidiariesNetOfTax" xlink:title="IncomeLossFromSubsidiariesNetOfTax" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetIncomeLoss" xlink:to="IncomeLossFromSubsidiariesNetOfTax" xlink:title="calculation: NetIncomeLoss to IncomeLossFromSubsidiariesNetOfTax" order="3.0" weight="1.0" />
  </link:calculationLink>
  <link:calculationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EarningsPerCommonShareDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="WeightedAverageNumberOfDilutedSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="calculation: WeightedAverageNumberOfDilutedSharesOutstanding to IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" order="2.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="calculation: WeightedAverageNumberOfDilutedSharesOutstanding to WeightedAverageNumberOfSharesOutstandingBasic" order="1.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="NetIncomeLoss" xlink:title="calculation: NetIncomeLossAvailableToCommonStockholdersBasic to NetIncomeLoss" order="0.0" weight="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:label="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" />
    <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="calculation: NetIncomeLossAvailableToCommonStockholdersBasic to UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" order="1.0" weight="-1.0" />
  </link:calculationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>13
<FILENAME>byfc-20231231_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 24.3.1.5224 Broadridge-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:t1="http://xbrl.org/2005/xbrldt">
  <link:roleRef roleURI="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists" xlink:type="simple" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd#eedm" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EarningsPerCommonShareDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#EarningsPerCommonShareDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoanCommitmentsAndOtherRelatedActivitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/RegulatoryMattersDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#RegulatoryMattersDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationOptionsOutstandingAndExercisableDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationStockOptionActivityDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationSummaryOfPlansDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesIncomeTaxExpenseDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EmployeeBenefitPlansDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#EmployeeBenefitPlansDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/NotesPayableDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#NotesPayableDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesSoldUnderAgreementsToRepurchaseDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/BorrowingsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#BorrowingsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#DepositsCertificateOfDepositMaturitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#DepositsSummaryOfDepositsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#FairValueFairValuesOfFinancialInstrumentsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#FairValueAssetsMeasuredOnRecurringBasisDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesFutureMinimumPaymentsForOperatingLeasesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesAdditionalInformationForOperatingLeasesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesOperatingLeasesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesOperatingLeasesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#OfficePropertiesAndEquipmentNetDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentSummaryDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesUnrealizedLossPositionDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesContractualMaturitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/CapitalDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#CapitalDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EarningsPerCommonShareTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#EarningsPerCommonShareTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoanCommitmentsAndOtherRelatedActivitiesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/RegulatoryMattersTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#RegulatoryMattersTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EmployeeBenefitPlansTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#EmployeeBenefitPlansTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/BorrowingsTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#BorrowingsTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DepositsTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#DepositsTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/FairValueTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#FairValueTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#OfficePropertiesAndEquipmentNetTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesPolicies" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SubsequentEvents" xlink:type="simple" xlink:href="byfc-20231231.xsd#SubsequentEvents" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EarningsPerCommonShare" xlink:type="simple" xlink:href="byfc-20231231.xsd#EarningsPerCommonShare" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformation" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformation" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivities" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoanCommitmentsAndOtherRelatedActivities" />
  <link:roleRef roleURI="http://broadwayfed.com/role/RegulatoryMatters" xlink:type="simple" xlink:href="byfc-20231231.xsd#RegulatoryMatters" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensation" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensation" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxes" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxes" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EmployeeBenefitPlans" xlink:type="simple" xlink:href="byfc-20231231.xsd#EmployeeBenefitPlans" />
  <link:roleRef roleURI="http://broadwayfed.com/role/NotesPayable" xlink:type="simple" xlink:href="byfc-20231231.xsd#NotesPayable" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchase" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesSoldUnderAgreementsToRepurchase" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Borrowings" xlink:type="simple" xlink:href="byfc-20231231.xsd#Borrowings" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Deposits" xlink:type="simple" xlink:href="byfc-20231231.xsd#Deposits" />
  <link:roleRef roleURI="http://broadwayfed.com/role/FairValue" xlink:type="simple" xlink:href="byfc-20231231.xsd#FairValue" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangible" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangible" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Leases" xlink:type="simple" xlink:href="byfc-20231231.xsd#Leases" />
  <link:roleRef roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNet" xlink:type="simple" xlink:href="byfc-20231231.xsd#OfficePropertiesAndEquipmentNet" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestment" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestment" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Securities" xlink:type="simple" xlink:href="byfc-20231231.xsd#Securities" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Capital" xlink:type="simple" xlink:href="byfc-20231231.xsd#Capital" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPolicies" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfCashFlows" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfChangesInStockholdersEquity" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfFinancialConditionParenthetical" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfFinancialCondition" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DocumentAndEntityInformation" xlink:type="simple" xlink:href="byfc-20231231.xsd#DocumentAndEntityInformation" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DocumentAndEntityInformation">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationLineItems" xlink:label="DocumentInformationLineItems" xlink:title="DocumentInformationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="DocumentType" xlink:title="definition: DocumentInformationLineItems to DocumentType" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="AmendmentFlag" xlink:title="definition: DocumentInformationLineItems to AmendmentFlag" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAnnualReport" xlink:label="DocumentAnnualReport" xlink:title="DocumentAnnualReport" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="DocumentAnnualReport" xlink:title="definition: DocumentInformationLineItems to DocumentAnnualReport" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="DocumentPeriodEndDate" xlink:title="definition: DocumentInformationLineItems to DocumentPeriodEndDate" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="CurrentFiscalYearEndDate" xlink:title="definition: DocumentInformationLineItems to CurrentFiscalYearEndDate" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="DocumentFiscalYearFocus" xlink:title="definition: DocumentInformationLineItems to DocumentFiscalYearFocus" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="DocumentFiscalPeriodFocus" xlink:title="definition: DocumentInformationLineItems to DocumentFiscalPeriodFocus" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentTransitionReport" xlink:label="DocumentTransitionReport" xlink:title="DocumentTransitionReport" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="DocumentTransitionReport" xlink:title="definition: DocumentInformationLineItems to DocumentTransitionReport" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityFileNumber" xlink:title="definition: DocumentInformationLineItems to EntityFileNumber" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityRegistrantName" xlink:title="definition: DocumentInformationLineItems to EntityRegistrantName" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityCentralIndexKey" xlink:title="definition: DocumentInformationLineItems to EntityCentralIndexKey" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityIncorporationStateCountryCode" xlink:title="definition: DocumentInformationLineItems to EntityIncorporationStateCountryCode" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityTaxIdentificationNumber" xlink:title="definition: DocumentInformationLineItems to EntityTaxIdentificationNumber" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityAddressAddressLine1" xlink:title="definition: DocumentInformationLineItems to EntityAddressAddressLine1" order="14.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityAddressCityOrTown" xlink:title="definition: DocumentInformationLineItems to EntityAddressCityOrTown" order="15.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityAddressStateOrProvince" xlink:title="definition: DocumentInformationLineItems to EntityAddressStateOrProvince" order="16.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityAddressPostalZipCode" xlink:title="definition: DocumentInformationLineItems to EntityAddressPostalZipCode" order="17.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="CityAreaCode" xlink:title="definition: DocumentInformationLineItems to CityAreaCode" order="18.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="LocalPhoneNumber" xlink:title="definition: DocumentInformationLineItems to LocalPhoneNumber" order="19.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="Security12bTitle" xlink:title="definition: DocumentInformationLineItems to Security12bTitle" order="20.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="TradingSymbol" xlink:title="definition: DocumentInformationLineItems to TradingSymbol" order="21.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="SecurityExchangeName" xlink:title="definition: DocumentInformationLineItems to SecurityExchangeName" order="22.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="EntityWellKnownSeasonedIssuer" xlink:title="EntityWellKnownSeasonedIssuer" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityWellKnownSeasonedIssuer" xlink:title="definition: DocumentInformationLineItems to EntityWellKnownSeasonedIssuer" order="23.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityVoluntaryFilers" xlink:label="EntityVoluntaryFilers" xlink:title="EntityVoluntaryFilers" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityVoluntaryFilers" xlink:title="definition: DocumentInformationLineItems to EntityVoluntaryFilers" order="24.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityCurrentReportingStatus" xlink:title="definition: DocumentInformationLineItems to EntityCurrentReportingStatus" order="25.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInteractiveDataCurrent" xlink:label="EntityInteractiveDataCurrent" xlink:title="EntityInteractiveDataCurrent" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityInteractiveDataCurrent" xlink:title="definition: DocumentInformationLineItems to EntityInteractiveDataCurrent" order="26.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityFilerCategory" xlink:title="definition: DocumentInformationLineItems to EntityFilerCategory" order="27.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntitySmallBusiness" xlink:label="EntitySmallBusiness" xlink:title="EntitySmallBusiness" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntitySmallBusiness" xlink:title="definition: DocumentInformationLineItems to EntitySmallBusiness" order="28.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityEmergingGrowthCompany" xlink:title="definition: DocumentInformationLineItems to EntityEmergingGrowthCompany" order="29.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityShellCompany" xlink:label="EntityShellCompany" xlink:title="EntityShellCompany" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityShellCompany" xlink:title="definition: DocumentInformationLineItems to EntityShellCompany" order="30.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_IcfrAuditorAttestationFlag" xlink:label="IcfrAuditorAttestationFlag" xlink:title="IcfrAuditorAttestationFlag" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="IcfrAuditorAttestationFlag" xlink:title="definition: DocumentInformationLineItems to IcfrAuditorAttestationFlag" order="31.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFinStmtErrorCorrectionFlag" xlink:label="DocumentFinStmtErrorCorrectionFlag" xlink:title="DocumentFinStmtErrorCorrectionFlag" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="DocumentFinStmtErrorCorrectionFlag" xlink:title="definition: DocumentInformationLineItems to DocumentFinStmtErrorCorrectionFlag" order="32.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPublicFloat" xlink:label="EntityPublicFloat" xlink:title="EntityPublicFloat" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityPublicFloat" xlink:title="definition: DocumentInformationLineItems to EntityPublicFloat" order="33.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="EntityCommonStockSharesOutstanding" xlink:title="definition: DocumentInformationLineItems to EntityCommonStockSharesOutstanding" order="34.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorFirmId" xlink:label="AuditorFirmId" xlink:title="AuditorFirmId" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="AuditorFirmId" xlink:title="definition: DocumentInformationLineItems to AuditorFirmId" order="35.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorName" xlink:label="AuditorName" xlink:title="AuditorName" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="AuditorName" xlink:title="definition: DocumentInformationLineItems to AuditorName" order="36.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorLocation" xlink:label="AuditorLocation" xlink:title="AuditorLocation" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DocumentInformationLineItems" xlink:to="AuditorLocation" xlink:title="definition: DocumentInformationLineItems to AuditorLocation" order="37.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationTable" xlink:label="DocumentInformationTable" xlink:title="DocumentInformationTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="DocumentInformationLineItems" xlink:to="DocumentInformationTable" xlink:title="definition: DocumentInformationLineItems to DocumentInformationTable" order="38.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="DocumentInformationTable" xlink:to="StatementClassOfStockAxis" xlink:title="definition: DocumentInformationTable to StatementClassOfStockAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain_2" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain_2" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="VotingClassACommonStockMember" xlink:title="definition: ClassOfStockDomain to VotingClassACommonStockMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassBCommonStockMember" xlink:label="NonvotingClassBCommonStockMember" xlink:title="NonvotingClassBCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassBCommonStockMember" xlink:title="definition: ClassOfStockDomain to NonvotingClassBCommonStockMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassCCommonStockMember" xlink:label="NonvotingClassCCommonStockMember" xlink:title="NonvotingClassCCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassCCommonStockMember" xlink:title="definition: ClassOfStockDomain to NonvotingClassCCommonStockMember" order="3.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AssetsAbstract" xlink:title="definition: StatementLineItems to AssetsAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="LiabilitiesAndStockholdersEquityAbstract" xlink:title="definition: StatementLineItems to LiabilitiesAndStockholdersEquityAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="LiabilitiesAbstract" xlink:title="definition: StatementLineItems to LiabilitiesAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="StockholdersEquityAbstract" xlink:title="StockholdersEquityAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="StockholdersEquityAbstract" xlink:title="definition: StatementLineItems to StockholdersEquityAbstract" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="LiabilitiesAndStockholdersEquity" xlink:title="definition: StatementLineItems to LiabilitiesAndStockholdersEquity" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockValue" xlink:label="PreferredStockValue" xlink:title="PreferredStockValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PreferredStockValue" xlink:title="definition: StatementLineItems to PreferredStockValue" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockValue" xlink:label="CommonStockValue" xlink:title="CommonStockValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CommonStockValue" xlink:title="definition: StatementLineItems to CommonStockValue" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="AdditionalPaidInCapital" xlink:title="AdditionalPaidInCapital" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AdditionalPaidInCapital" xlink:title="definition: StatementLineItems to AdditionalPaidInCapital" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="RetainedEarningsAccumulatedDeficit" xlink:title="definition: StatementLineItems to RetainedEarningsAccumulatedDeficit" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_UnearnedESOPSharesCost" xlink:label="UnearnedESOPSharesCost" xlink:title="UnearnedESOPSharesCost" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="UnearnedESOPSharesCost" xlink:title="definition: StatementLineItems to UnearnedESOPSharesCost" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="definition: StatementLineItems to AccumulatedOtherComprehensiveIncomeLossNetOfTax" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockValue" xlink:label="TreasuryStockValue" xlink:title="TreasuryStockValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="TreasuryStockValue" xlink:title="definition: StatementLineItems to TreasuryStockValue" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="StockholdersEquity" xlink:title="definition: StatementLineItems to StockholdersEquity" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MinorityInterest" xlink:label="MinorityInterest" xlink:title="MinorityInterest" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="MinorityInterest" xlink:title="definition: StatementLineItems to MinorityInterest" order="14.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Deposits" xlink:label="Deposits" xlink:title="Deposits" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="Deposits" xlink:title="definition: StatementLineItems to Deposits" order="15.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="SecuritiesSoldUnderAgreementsToRepurchase" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="definition: StatementLineItems to SecuritiesSoldUnderAgreementsToRepurchase" order="16.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="AdvancesFromFederalHomeLoanBanks" xlink:title="AdvancesFromFederalHomeLoanBanks" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AdvancesFromFederalHomeLoanBanks" xlink:title="definition: StatementLineItems to AdvancesFromFederalHomeLoanBanks" order="17.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalFundsPurchased" xlink:label="FederalFundsPurchased" xlink:title="FederalFundsPurchased" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="FederalFundsPurchased" xlink:title="definition: StatementLineItems to FederalFundsPurchased" order="18.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesPayable" xlink:label="NotesPayable" xlink:title="NotesPayable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NotesPayable" xlink:title="definition: StatementLineItems to NotesPayable" order="19.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="AccruedLiabilitiesAndOtherLiabilities" xlink:title="AccruedLiabilitiesAndOtherLiabilities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AccruedLiabilitiesAndOtherLiabilities" xlink:title="definition: StatementLineItems to AccruedLiabilitiesAndOtherLiabilities" order="20.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities" xlink:label="Liabilities" xlink:title="Liabilities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="Liabilities" xlink:title="definition: StatementLineItems to Liabilities" order="21.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndDueFromBanks" xlink:label="CashAndDueFromBanks" xlink:title="CashAndDueFromBanks" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CashAndDueFromBanks" xlink:title="definition: StatementLineItems to CashAndDueFromBanks" order="22.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="InterestBearingDepositsInBanks" xlink:title="InterestBearingDepositsInBanks" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="InterestBearingDepositsInBanks" xlink:title="definition: StatementLineItems to InterestBearingDepositsInBanks" order="23.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CashAndCashEquivalentsAtCarryingValue" xlink:title="definition: StatementLineItems to CashAndCashEquivalentsAtCarryingValue" order="24.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="definition: StatementLineItems to AvailableForSaleSecuritiesDebtSecurities" order="25.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NotesReceivableNet" xlink:title="definition: StatementLineItems to NotesReceivableNet" order="26.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestReceivable" xlink:label="InterestReceivable" xlink:title="InterestReceivable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="InterestReceivable" xlink:title="definition: StatementLineItems to InterestReceivable" order="27.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="FederalHomeLoanBankStock" xlink:title="FederalHomeLoanBankStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="FederalHomeLoanBankStock" xlink:title="definition: StatementLineItems to FederalHomeLoanBankStock" order="28.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalReserveBankStock" xlink:label="FederalReserveBankStock" xlink:title="FederalReserveBankStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="FederalReserveBankStock" xlink:title="definition: StatementLineItems to FederalReserveBankStock" order="29.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PropertyPlantAndEquipmentNet" xlink:title="definition: StatementLineItems to PropertyPlantAndEquipmentNet" order="30.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="BankOwnedLifeInsurance" xlink:title="BankOwnedLifeInsurance" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="BankOwnedLifeInsurance" xlink:title="definition: StatementLineItems to BankOwnedLifeInsurance" order="31.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="DeferredIncomeTaxAssetsNet" xlink:title="DeferredIncomeTaxAssetsNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="DeferredIncomeTaxAssetsNet" xlink:title="definition: StatementLineItems to DeferredIncomeTaxAssetsNet" order="32.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="FiniteLivedIntangibleAssetsNet" xlink:title="definition: StatementLineItems to FiniteLivedIntangibleAssetsNet" order="33.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Goodwill" xlink:label="Goodwill" xlink:title="Goodwill" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="Goodwill" xlink:title="definition: StatementLineItems to Goodwill" order="34.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="OtherAssets" xlink:title="definition: StatementLineItems to OtherAssets" order="35.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="Assets" xlink:title="definition: StatementLineItems to Assets" order="36.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="StatementLineItems" xlink:to="StatementTable" xlink:title="definition: StatementLineItems to StatementTable" order="37.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="StatementTable" xlink:to="StatementClassOfStockAxis" xlink:title="definition: StatementTable to StatementClassOfStockAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain_2" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain_2" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="SeriesAPreferredStockMember" xlink:title="SeriesAPreferredStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="SeriesAPreferredStockMember" xlink:title="definition: ClassOfStockDomain to SeriesAPreferredStockMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="SeriesCPreferredStockMember" xlink:title="SeriesCPreferredStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="SeriesCPreferredStockMember" xlink:title="definition: ClassOfStockDomain to SeriesCPreferredStockMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="VotingClassACommonStockMember" xlink:title="definition: ClassOfStockDomain to VotingClassACommonStockMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassBCommonStockMember" xlink:label="NonvotingClassBCommonStockMember" xlink:title="NonvotingClassBCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassBCommonStockMember" xlink:title="definition: ClassOfStockDomain to NonvotingClassBCommonStockMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassCCommonStockMember" xlink:label="NonvotingClassCCommonStockMember" xlink:title="NonvotingClassCCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassCCommonStockMember" xlink:title="definition: ClassOfStockDomain to NonvotingClassCCommonStockMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingCommonStockMember" xlink:label="VotingCommonStockMember" xlink:title="VotingCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="VotingCommonStockMember" xlink:title="definition: ClassOfStockDomain to VotingCommonStockMember" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NonvotingCommonStockMember" xlink:label="NonvotingCommonStockMember" xlink:title="NonvotingCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="NonvotingCommonStockMember" xlink:title="definition: ClassOfStockDomain to NonvotingCommonStockMember" order="7.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AssetsAbstract" xlink:title="definition: StatementLineItems to AssetsAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="LiabilitiesAndStockholdersEquityAbstract" xlink:title="definition: StatementLineItems to LiabilitiesAndStockholdersEquityAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="definition: StatementLineItems to StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="PreferredStockSharesAuthorized" xlink:title="PreferredStockSharesAuthorized" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PreferredStockSharesAuthorized" xlink:title="definition: StatementLineItems to PreferredStockSharesAuthorized" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="PreferredStockSharesIssued" xlink:title="PreferredStockSharesIssued" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PreferredStockSharesIssued" xlink:title="definition: StatementLineItems to PreferredStockSharesIssued" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="PreferredStockSharesOutstanding" xlink:title="PreferredStockSharesOutstanding" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PreferredStockSharesOutstanding" xlink:title="definition: StatementLineItems to PreferredStockSharesOutstanding" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="PreferredStockLiquidationPreference" xlink:title="PreferredStockLiquidationPreference" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PreferredStockLiquidationPreference" xlink:title="definition: StatementLineItems to PreferredStockLiquidationPreference" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="CommonStockParOrStatedValuePerShare" xlink:title="CommonStockParOrStatedValuePerShare" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CommonStockParOrStatedValuePerShare" xlink:title="definition: StatementLineItems to CommonStockParOrStatedValuePerShare" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="CommonStockSharesAuthorized" xlink:title="CommonStockSharesAuthorized" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CommonStockSharesAuthorized" xlink:title="definition: StatementLineItems to CommonStockSharesAuthorized" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesIssued" xlink:label="CommonStockSharesIssued" xlink:title="CommonStockSharesIssued" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CommonStockSharesIssued" xlink:title="definition: StatementLineItems to CommonStockSharesIssued" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="CommonStockSharesOutstanding" xlink:title="CommonStockSharesOutstanding" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CommonStockSharesOutstanding" xlink:title="definition: StatementLineItems to CommonStockSharesOutstanding" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonShares" xlink:label="TreasuryStockCommonShares" xlink:title="TreasuryStockCommonShares" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="TreasuryStockCommonShares" xlink:title="definition: StatementLineItems to TreasuryStockCommonShares" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="definition: StatementLineItems to StockholdersEquityNoteStockSplitConversionRatio1" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="definition: StatementLineItems to FinancingReceivableAllowanceForCreditLosses" order="14.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="StatementLineItems" xlink:to="StatementTable" xlink:title="definition: StatementLineItems to StatementTable" order="15.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="StatementTable" xlink:to="StatementClassOfStockAxis" xlink:title="definition: StatementTable to StatementClassOfStockAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain_2" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain_2" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="SeriesAPreferredStockMember" xlink:title="SeriesAPreferredStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="SeriesAPreferredStockMember" xlink:title="definition: ClassOfStockDomain to SeriesAPreferredStockMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="SeriesCPreferredStockMember" xlink:title="SeriesCPreferredStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="SeriesCPreferredStockMember" xlink:title="definition: ClassOfStockDomain to SeriesCPreferredStockMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="VotingClassACommonStockMember" xlink:title="definition: ClassOfStockDomain to VotingClassACommonStockMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassBCommonStockMember" xlink:label="NonvotingClassBCommonStockMember" xlink:title="NonvotingClassBCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassBCommonStockMember" xlink:title="definition: ClassOfStockDomain to NonvotingClassBCommonStockMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassCCommonStockMember" xlink:label="NonvotingClassCCommonStockMember" xlink:title="NonvotingClassCCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassCCommonStockMember" xlink:title="definition: ClassOfStockDomain to NonvotingClassCCommonStockMember" order="5.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="IncreaseDecreaseInStockholdersEquityRollForward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="definition: StatementLineItems to IncreaseDecreaseInStockholdersEquityRollForward" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="definition: StatementLineItems to StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingStandardsUpdateExtensibleList" xlink:label="AccountingStandardsUpdateExtensibleList" xlink:title="AccountingStandardsUpdateExtensibleList" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AccountingStandardsUpdateExtensibleList" xlink:title="definition: StatementLineItems to AccountingStandardsUpdateExtensibleList" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="ProfitLoss" xlink:title="definition: StatementLineItems to ProfitLoss" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FairValueOfPreferredSharesIssued" xlink:label="FairValueOfPreferredSharesIssued" xlink:title="FairValueOfPreferredSharesIssued" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="FairValueOfPreferredSharesIssued" xlink:title="definition: StatementLineItems to FairValueOfPreferredSharesIssued" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:label="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:title="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:title="definition: StatementLineItems to StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:label="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:title="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:title="definition: StatementLineItems to AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:label="AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:title="AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:title="definition: StatementLineItems to AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FederalDepositInsuranceCorporationStockRepurchased" xlink:label="FederalDepositInsuranceCorporationStockRepurchased" xlink:title="FederalDepositInsuranceCorporationStockRepurchased" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="FederalDepositInsuranceCorporationStockRepurchased" xlink:title="definition: StatementLineItems to FederalDepositInsuranceCorporationStockRepurchased" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:label="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:title="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:title="definition: StatementLineItems to StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:label="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:title="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:title="definition: StatementLineItems to StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DividendsPreferredStock" xlink:label="DividendsPreferredStock" xlink:title="DividendsPreferredStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="DividendsPreferredStock" xlink:title="definition: StatementLineItems to DividendsPreferredStock" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="definition: StatementLineItems to OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="StatementLineItems" xlink:to="StatementTable" xlink:title="definition: StatementLineItems to StatementTable" order="14.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:label="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="CumulativeEffectPeriodOfAdoptionAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="StatementTable" xlink:to="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="definition: StatementTable to CumulativeEffectPeriodOfAdoptionAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="definition: CumulativeEffectPeriodOfAdoptionAxis to CumulativeEffectPeriodOfAdoptionDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain_2" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="CumulativeEffectPeriodOfAdoptionDomain_2" xlink:title="definition: CumulativeEffectPeriodOfAdoptionAxis to CumulativeEffectPeriodOfAdoptionDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="definition: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="definition: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="StatementTable" xlink:to="StatementEquityComponentsAxis" xlink:title="definition: StatementTable to StatementEquityComponentsAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="StatementEquityComponentsAxis" xlink:to="EquityComponentDomain" xlink:title="definition: StatementEquityComponentsAxis to EquityComponentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain_2" xlink:title="EquityComponentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="StatementEquityComponentsAxis" xlink:to="EquityComponentDomain_2" xlink:title="definition: StatementEquityComponentsAxis to EquityComponentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockMember" xlink:label="PreferredStockMember" xlink:title="PreferredStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EquityComponentDomain" xlink:to="PreferredStockMember" xlink:title="definition: EquityComponentDomain to PreferredStockMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockMember" xlink:label="CommonStockMember" xlink:title="CommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EquityComponentDomain" xlink:to="CommonStockMember" xlink:title="definition: EquityComponentDomain to CommonStockMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="AdditionalPaidInCapitalMember" xlink:title="AdditionalPaidInCapitalMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EquityComponentDomain" xlink:to="AdditionalPaidInCapitalMember" xlink:title="definition: EquityComponentDomain to AdditionalPaidInCapitalMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="AccumulatedOtherComprehensiveIncomeMember" xlink:title="AccumulatedOtherComprehensiveIncomeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EquityComponentDomain" xlink:to="AccumulatedOtherComprehensiveIncomeMember" xlink:title="definition: EquityComponentDomain to AccumulatedOtherComprehensiveIncomeMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsMember" xlink:label="RetainedEarningsMember" xlink:title="RetainedEarningsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EquityComponentDomain" xlink:to="RetainedEarningsMember" xlink:title="definition: EquityComponentDomain to RetainedEarningsMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommonStockHeldByESOPMember" xlink:label="CommonStockHeldByESOPMember" xlink:title="CommonStockHeldByESOPMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EquityComponentDomain" xlink:to="CommonStockHeldByESOPMember" xlink:title="definition: EquityComponentDomain to CommonStockHeldByESOPMember" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonMember" xlink:label="TreasuryStockCommonMember" xlink:title="TreasuryStockCommonMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EquityComponentDomain" xlink:to="TreasuryStockCommonMember" xlink:title="definition: EquityComponentDomain to TreasuryStockCommonMember" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="NoncontrollingInterestMember" xlink:title="NoncontrollingInterestMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EquityComponentDomain" xlink:to="NoncontrollingInterestMember" xlink:title="definition: EquityComponentDomain to NoncontrollingInterestMember" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="StatementTable" xlink:to="StatementClassOfStockAxis" xlink:title="definition: StatementTable to StatementClassOfStockAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain_2" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain_2" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockNonVotingMember" xlink:label="PreferredStockNonVotingMember" xlink:title="PreferredStockNonVotingMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="PreferredStockNonVotingMember" xlink:title="definition: ClassOfStockDomain to PreferredStockNonVotingMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingCommonStockMember" xlink:label="VotingCommonStockMember" xlink:title="VotingCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="VotingCommonStockMember" xlink:title="definition: ClassOfStockDomain to VotingCommonStockMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NonvotingCommonStockMember" xlink:label="NonvotingCommonStockMember" xlink:title="NonvotingCommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="NonvotingCommonStockMember" xlink:title="definition: ClassOfStockDomain to NonvotingCommonStockMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="StatementTable" xlink:to="TitleOfIndividualAxis" xlink:title="definition: StatementTable to TitleOfIndividualAxis" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="TitleOfIndividualAxis" xlink:to="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="definition: TitleOfIndividualAxis to TitleOfIndividualWithRelationshipToEntityDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain_2" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="TitleOfIndividualAxis" xlink:to="TitleOfIndividualWithRelationshipToEntityDomain_2" xlink:title="definition: TitleOfIndividualAxis to TitleOfIndividualWithRelationshipToEntityDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:label="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="LongTermIncentivePlanParticipantsExcludingDirectorsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="definition: TitleOfIndividualWithRelationshipToEntityDomain to LongTermIncentivePlanParticipantsExcludingDirectorsMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_DirectorMember" xlink:label="DirectorMember" xlink:title="DirectorMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="DirectorMember" xlink:title="definition: TitleOfIndividualWithRelationshipToEntityDomain to DirectorMember" order="2.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="definition: StatementLineItems to NetCashProvidedByUsedInOperatingActivitiesAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="definition: StatementLineItems to NetCashProvidedByUsedInInvestingActivitiesAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="definition: StatementLineItems to NetCashProvidedByUsedInFinancingActivitiesAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="definition: StatementLineItems to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="definition: StatementLineItems to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="SupplementalCashFlowInformationAbstract" xlink:title="SupplementalCashFlowInformationAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="SupplementalCashFlowInformationAbstract" xlink:title="definition: StatementLineItems to SupplementalCashFlowInformationAbstract" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:title="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:title="definition: StatementLineItems to CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:label="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:title="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:title="definition: StatementLineItems to NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:label="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:title="NoncashOrPartNoncashAcquisitionGoodwillAcquired" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:title="definition: StatementLineItems to NoncashOrPartNoncashAcquisitionGoodwillAcquired" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:label="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:title="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:title="definition: StatementLineItems to NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommonStockIssuedInExchangeForPreferredStock" xlink:label="CommonStockIssuedInExchangeForPreferredStock" xlink:title="CommonStockIssuedInExchangeForPreferredStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="CommonStockIssuedInExchangeForPreferredStock" xlink:title="definition: StatementLineItems to CommonStockIssuedInExchangeForPreferredStock" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestPaidNet" xlink:label="InterestPaidNet" xlink:title="InterestPaidNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="InterestPaidNet" xlink:title="definition: StatementLineItems to InterestPaidNet" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="IncomeTaxesPaidNet" xlink:title="IncomeTaxesPaidNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncomeTaxesPaidNet" xlink:title="definition: StatementLineItems to IncomeTaxesPaidNet" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="IncreaseDecreaseInDeposits" xlink:title="IncreaseDecreaseInDeposits" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncreaseDecreaseInDeposits" xlink:title="definition: StatementLineItems to IncreaseDecreaseInDeposits" order="14.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="definition: StatementLineItems to IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" order="15.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:label="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="definition: StatementLineItems to IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" order="16.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="definition: StatementLineItems to ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" order="17.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ProceedsFromBankTermFundingProgram" xlink:label="ProceedsFromBankTermFundingProgram" xlink:title="ProceedsFromBankTermFundingProgram" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="ProceedsFromBankTermFundingProgram" xlink:title="definition: StatementLineItems to ProceedsFromBankTermFundingProgram" order="18.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="definition: StatementLineItems to PaymentsOfDividendsPreferredStockAndPreferenceStock" order="19.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:label="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="definition: StatementLineItems to PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" order="20.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:label="ProceedsFromFederalHomeLoanBankBorrowings" xlink:title="ProceedsFromFederalHomeLoanBankBorrowings" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="ProceedsFromFederalHomeLoanBankBorrowings" xlink:title="definition: StatementLineItems to ProceedsFromFederalHomeLoanBankBorrowings" order="21.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:label="RepaymentsOfFederalHomeLoanBankBorrowings" xlink:title="RepaymentsOfFederalHomeLoanBankBorrowings" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="RepaymentsOfFederalHomeLoanBankBorrowings" xlink:title="definition: StatementLineItems to RepaymentsOfFederalHomeLoanBankBorrowings" order="22.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NetCashProvidedByUsedInFinancingActivities" xlink:title="definition: StatementLineItems to NetCashProvidedByUsedInFinancingActivities" order="23.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="PaymentsForProceedsFromLoansAndLeases" xlink:title="PaymentsForProceedsFromLoansAndLeases" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PaymentsForProceedsFromLoansAndLeases" xlink:title="definition: StatementLineItems to PaymentsForProceedsFromLoansAndLeases" order="24.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="definition: StatementLineItems to ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" order="25.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="definition: StatementLineItems to PaymentsToAcquireAvailableForSaleSecuritiesDebt" order="26.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireFederalReserveStock" xlink:label="PaymentsToAcquireFederalReserveStock" xlink:title="PaymentsToAcquireFederalReserveStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PaymentsToAcquireFederalReserveStock" xlink:title="definition: StatementLineItems to PaymentsToAcquireFederalReserveStock" order="27.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:label="PaymentsToAcquireFederalHomeLoanBankStock" xlink:title="PaymentsToAcquireFederalHomeLoanBankStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PaymentsToAcquireFederalHomeLoanBankStock" xlink:title="definition: StatementLineItems to PaymentsToAcquireFederalHomeLoanBankStock" order="28.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:label="ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:title="ProceedsFromSaleOfFederalHomeLoanBankStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:title="definition: StatementLineItems to ProceedsFromSaleOfFederalHomeLoanBankStock" order="29.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:label="ProceedsFromSaleOfFederalReserveStock" xlink:title="ProceedsFromSaleOfFederalReserveStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="ProceedsFromSaleOfFederalReserveStock" xlink:title="definition: StatementLineItems to ProceedsFromSaleOfFederalReserveStock" order="30.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="definition: StatementLineItems to PaymentsToAcquirePropertyPlantAndEquipment" order="31.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NetCashProvidedByUsedInInvestingActivities" xlink:title="definition: StatementLineItems to NetCashProvidedByUsedInInvestingActivities" order="32.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="ProfitLoss" xlink:title="definition: StatementLineItems to ProfitLoss" order="33.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="definition: StatementLineItems to AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" order="34.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="NetCashProvidedByUsedInOperatingActivities" xlink:title="definition: StatementLineItems to NetCashProvidedByUsedInOperatingActivities" order="35.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:label="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="definition: StatementLineItems to FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" order="36.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="DepreciationDepletionAndAmortization" xlink:title="DepreciationDepletionAndAmortization" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="DepreciationDepletionAndAmortization" xlink:title="definition: StatementLineItems to DepreciationDepletionAndAmortization" order="37.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="AmortizationOfDeferredLoanOriginationFeesNet" xlink:title="AmortizationOfDeferredLoanOriginationFeesNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AmortizationOfDeferredLoanOriginationFeesNet" xlink:title="definition: StatementLineItems to AmortizationOfDeferredLoanOriginationFeesNet" order="38.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:title="AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:title="definition: StatementLineItems to AccretionAmortizationOfDiscountsAndPremiumsInvestments" order="39.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:label="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:title="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:title="definition: StatementLineItems to AmortizationAccretionOfPurchaseAccountingMarksOnLoans" order="40.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="AmortizationOfIntangibleAssets" xlink:title="AmortizationOfIntangibleAssets" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AmortizationOfIntangibleAssets" xlink:title="definition: StatementLineItems to AmortizationOfIntangibleAssets" order="41.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:label="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:title="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:title="definition: StatementLineItems to AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" order="42.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensation" xlink:label="ShareBasedCompensation" xlink:title="ShareBasedCompensation" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="ShareBasedCompensation" xlink:title="definition: StatementLineItems to ShareBasedCompensation" order="43.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:label="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:title="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:title="definition: StatementLineItems to EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" order="44.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="BankOwnedLifeInsuranceIncome" xlink:title="BankOwnedLifeInsuranceIncome" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="BankOwnedLifeInsuranceIncome" xlink:title="definition: StatementLineItems to BankOwnedLifeInsuranceIncome" order="45.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="IncreaseDecreaseInOperatingCapitalAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="definition: StatementLineItems to IncreaseDecreaseInOperatingCapitalAbstract" order="46.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="IncreaseDecreaseInDeferredIncomeTaxes" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="definition: StatementLineItems to IncreaseDecreaseInDeferredIncomeTaxes" order="47.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:label="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="IncreaseDecreaseInInterestAndDividendsReceivable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="definition: StatementLineItems to IncreaseDecreaseInInterestAndDividendsReceivable" order="48.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="IncreaseDecreaseInOtherOperatingAssets" xlink:title="IncreaseDecreaseInOtherOperatingAssets" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncreaseDecreaseInOtherOperatingAssets" xlink:title="definition: StatementLineItems to IncreaseDecreaseInOtherOperatingAssets" order="49.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:label="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StatementLineItems" xlink:to="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="definition: StatementLineItems to IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" order="50.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="StatementLineItems" xlink:to="StatementTable" xlink:title="definition: StatementLineItems to StatementTable" order="51.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="StatementTable" xlink:to="TitleOfIndividualAxis" xlink:title="definition: StatementTable to TitleOfIndividualAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="TitleOfIndividualAxis" xlink:to="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="definition: TitleOfIndividualAxis to TitleOfIndividualWithRelationshipToEntityDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain_2" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="TitleOfIndividualAxis" xlink:to="TitleOfIndividualWithRelationshipToEntityDomain_2" xlink:title="definition: TitleOfIndividualAxis to TitleOfIndividualWithRelationshipToEntityDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:label="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="LongTermIncentivePlanParticipantsExcludingDirectorsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="definition: TitleOfIndividualWithRelationshipToEntityDomain to LongTermIncentivePlanParticipantsExcludingDirectorsMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_DirectorMember" xlink:label="DirectorMember" xlink:title="DirectorMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="DirectorMember" xlink:title="definition: TitleOfIndividualWithRelationshipToEntityDomain to DirectorMember" order="2.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Capital" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Securities" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestment" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNet" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Leases" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangible" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/FairValue" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Deposits" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Borrowings" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchase" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/NotesPayable" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EmployeeBenefitPlans" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxes" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensation" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/RegulatoryMatters" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivities" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformation" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EarningsPerCommonShare" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SubsequentEvents" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/FairValueTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DepositsTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/BorrowingsTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EmployeeBenefitPlansTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/RegulatoryMattersTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EarningsPerCommonShareTables" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:label="AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:title="AcquiredFiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="BusinessCombinationsAbstract" xlink:title="BusinessCombinationsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:to="BusinessCombinationsAbstract" xlink:title="definition: AcquiredFiniteLivedIntangibleAssetsLineItems to BusinessCombinationsAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:label="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:title="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:to="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:title="definition: AcquiredFiniteLivedIntangibleAssetsLineItems to AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:label="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:title="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:to="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:title="definition: AcquiredFiniteLivedIntangibleAssetsLineItems to ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" order="3.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:to="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="definition: ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable to FiniteLivedIntangibleAssetsByMajorClassAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="definition: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain_2" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain_2" xlink:title="definition: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CoreDepositsMember" xlink:label="CoreDepositsMember" xlink:title="CoreDepositsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="CoreDepositsMember" xlink:title="definition: FiniteLivedIntangibleAssetsMajorClassNameDomain to CoreDepositsMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="PropertyPlantAndEquipmentLineItems" xlink:title="PropertyPlantAndEquipmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="PropertyPlantAndEquipmentAbstract" xlink:title="PropertyPlantAndEquipmentAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="PropertyPlantAndEquipmentAbstract" xlink:title="definition: PropertyPlantAndEquipmentLineItems to PropertyPlantAndEquipmentAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="PropertyPlantAndEquipmentUsefulLife" xlink:title="PropertyPlantAndEquipmentUsefulLife" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="PropertyPlantAndEquipmentUsefulLife" xlink:title="definition: PropertyPlantAndEquipmentLineItems to PropertyPlantAndEquipmentUsefulLife" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="ScheduleOfPropertyPlantAndEquipmentTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="definition: PropertyPlantAndEquipmentLineItems to ScheduleOfPropertyPlantAndEquipmentTable" order="3.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="PropertyPlantAndEquipmentByTypeAxis" xlink:title="PropertyPlantAndEquipmentByTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="PropertyPlantAndEquipmentByTypeAxis" xlink:title="definition: ScheduleOfPropertyPlantAndEquipmentTable to PropertyPlantAndEquipmentByTypeAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="PropertyPlantAndEquipmentTypeDomain" xlink:title="PropertyPlantAndEquipmentTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PropertyPlantAndEquipmentByTypeAxis" xlink:to="PropertyPlantAndEquipmentTypeDomain" xlink:title="definition: PropertyPlantAndEquipmentByTypeAxis to PropertyPlantAndEquipmentTypeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="PropertyPlantAndEquipmentTypeDomain_2" xlink:title="PropertyPlantAndEquipmentTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PropertyPlantAndEquipmentByTypeAxis" xlink:to="PropertyPlantAndEquipmentTypeDomain_2" xlink:title="definition: PropertyPlantAndEquipmentByTypeAxis to PropertyPlantAndEquipmentTypeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="BuildingAndBuildingImprovementsMember" xlink:title="BuildingAndBuildingImprovementsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="BuildingAndBuildingImprovementsMember" xlink:title="definition: PropertyPlantAndEquipmentTypeDomain to BuildingAndBuildingImprovementsMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FurnitureFixtureAndEquipmentMember" xlink:label="FurnitureFixtureAndEquipmentMember" xlink:title="FurnitureFixtureAndEquipmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="FurnitureFixtureAndEquipmentMember" xlink:title="definition: PropertyPlantAndEquipmentTypeDomain to FurnitureFixtureAndEquipmentMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="RangeAxis" xlink:title="definition: ScheduleOfPropertyPlantAndEquipmentTable to RangeAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="definition: RangeAxis to RangeMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember_2" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="RangeAxis" xlink:to="RangeMember_2" xlink:title="definition: RangeAxis to RangeMember_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RangeMember" xlink:to="MinimumMember" xlink:title="definition: RangeMember to MinimumMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="definition: RangeMember to MaximumMember" order="2.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:label="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:title="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:label="InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:title="InvestmentInAffordableHousingLimitedPartnershipAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:to="InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:title="definition: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems to InvestmentInAffordableHousingLimitedPartnershipAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:label="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:title="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:to="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:title="definition: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems to LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:label="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:title="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:to="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:title="definition: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems to ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" order="3.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_OwnershipAxis" xlink:label="OwnershipAxis" xlink:title="OwnershipAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:to="OwnershipAxis" xlink:title="definition: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable to OwnershipAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_OwnershipDomain" xlink:label="OwnershipDomain" xlink:title="OwnershipDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="OwnershipAxis" xlink:to="OwnershipDomain" xlink:title="definition: OwnershipAxis to OwnershipDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_OwnershipDomain" xlink:label="OwnershipDomain_2" xlink:title="OwnershipDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="OwnershipAxis" xlink:to="OwnershipDomain_2" xlink:title="definition: OwnershipAxis to OwnershipDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AffordableHousingLimitedPartnershipMember" xlink:label="AffordableHousingLimitedPartnershipMember" xlink:title="AffordableHousingLimitedPartnershipMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OwnershipDomain" xlink:to="AffordableHousingLimitedPartnershipMember" xlink:title="definition: OwnershipDomain to AffordableHousingLimitedPartnershipMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:to="RangeAxis" xlink:title="definition: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable to RangeAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="definition: RangeAxis to RangeMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember_2" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="RangeAxis" xlink:to="RangeMember_2" xlink:title="definition: RangeAxis to RangeMember_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="definition: RangeMember to MaximumMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:label="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:title="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:label="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:title="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="AssetsAbstract" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to AssetsAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="LiabilitiesAbstract" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to LiabilitiesAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="RetainedEarningsAccumulatedDeficit" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to RetainedEarningsAccumulatedDeficit" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffBalanceSheetCreditLossLiability" xlink:label="OffBalanceSheetCreditLossLiability" xlink:title="OffBalanceSheetCreditLossLiability" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="OffBalanceSheetCreditLossLiability" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to OffBalanceSheetCreditLossLiability" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:label="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:title="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to FinancingReceivableAllowanceForCreditLosses" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="DeferredIncomeTaxAssetsNet" xlink:title="DeferredIncomeTaxAssetsNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="DeferredIncomeTaxAssetsNet" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to DeferredIncomeTaxAssetsNet" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:label="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:title="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" order="10.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:label="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="CumulativeEffectPeriodOfAdoptionAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:to="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleTable to CumulativeEffectPeriodOfAdoptionAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="definition: CumulativeEffectPeriodOfAdoptionAxis to CumulativeEffectPeriodOfAdoptionDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain_2" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="CumulativeEffectPeriodOfAdoptionDomain_2" xlink:title="definition: CumulativeEffectPeriodOfAdoptionAxis to CumulativeEffectPeriodOfAdoptionDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="definition: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="definition: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="AdjustmentsForNewAccountingPronouncementsAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:to="AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="definition: NewAccountingPronouncementsOrChangeInAccountingPrincipleTable to AdjustmentsForNewAccountingPronouncementsAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="TypeOfAdoptionMember" xlink:title="TypeOfAdoptionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="AdjustmentsForNewAccountingPronouncementsAxis" xlink:to="TypeOfAdoptionMember" xlink:title="definition: AdjustmentsForNewAccountingPronouncementsAxis to TypeOfAdoptionMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="TypeOfAdoptionMember_2" xlink:title="TypeOfAdoptionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AdjustmentsForNewAccountingPronouncementsAxis" xlink:to="TypeOfAdoptionMember_2" xlink:title="definition: AdjustmentsForNewAccountingPronouncementsAxis to TypeOfAdoptionMember_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingStandardsUpdate201613Member" xlink:label="AccountingStandardsUpdate201613Member" xlink:title="AccountingStandardsUpdate201613Member" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TypeOfAdoptionMember" xlink:to="AccountingStandardsUpdate201613Member" xlink:title="definition: TypeOfAdoptionMember to AccountingStandardsUpdate201613Member" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/CapitalDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockLineItems" xlink:label="ClassOfStockLineItems" xlink:title="ClassOfStockLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockTransactionsParentheticalDisclosuresAbstract" xlink:label="StockTransactionsParentheticalDisclosuresAbstract" xlink:title="StockTransactionsParentheticalDisclosuresAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="StockTransactionsParentheticalDisclosuresAbstract" xlink:title="definition: ClassOfStockLineItems to StockTransactionsParentheticalDisclosuresAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="PreferredStockParOrStatedValuePerShare" xlink:title="PreferredStockParOrStatedValuePerShare" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="PreferredStockParOrStatedValuePerShare" xlink:title="definition: ClassOfStockLineItems to PreferredStockParOrStatedValuePerShare" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xlink:label="StockIssuedDuringPeriodSharesAcquisitions" xlink:title="StockIssuedDuringPeriodSharesAcquisitions" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="StockIssuedDuringPeriodSharesAcquisitions" xlink:title="definition: ClassOfStockLineItems to StockIssuedDuringPeriodSharesAcquisitions" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SaleOfStockConsiderationReceivedOnTransaction" xlink:label="SaleOfStockConsiderationReceivedOnTransaction" xlink:title="SaleOfStockConsiderationReceivedOnTransaction" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="SaleOfStockConsiderationReceivedOnTransaction" xlink:title="definition: ClassOfStockLineItems to SaleOfStockConsiderationReceivedOnTransaction" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="PreferredStockLiquidationPreference" xlink:title="PreferredStockLiquidationPreference" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="PreferredStockLiquidationPreference" xlink:title="definition: ClassOfStockLineItems to PreferredStockLiquidationPreference" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="PreferredStockDividendRatePercentage" xlink:title="PreferredStockDividendRatePercentage" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="PreferredStockDividendRatePercentage" xlink:title="definition: ClassOfStockLineItems to PreferredStockDividendRatePercentage" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockPeriodForInitialDividendRate" xlink:label="PreferredStockPeriodForInitialDividendRate" xlink:title="PreferredStockPeriodForInitialDividendRate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="PreferredStockPeriodForInitialDividendRate" xlink:title="definition: ClassOfStockLineItems to PreferredStockPeriodForInitialDividendRate" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockDividendRateFloor" xlink:label="PreferredStockDividendRateFloor" xlink:title="PreferredStockDividendRateFloor" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="PreferredStockDividendRateFloor" xlink:title="definition: ClassOfStockLineItems to PreferredStockDividendRateFloor" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockDividendRateCeiling" xlink:label="PreferredStockDividendRateCeiling" xlink:title="PreferredStockDividendRateCeiling" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="PreferredStockDividendRateCeiling" xlink:title="definition: ClassOfStockLineItems to PreferredStockDividendRateCeiling" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="PreferredStockLiquidationPreferenceValue" xlink:title="PreferredStockLiquidationPreferenceValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="PreferredStockLiquidationPreferenceValue" xlink:title="definition: ClassOfStockLineItems to PreferredStockLiquidationPreferenceValue" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommonStockSharesUponConversionFromPreferredStock" xlink:label="CommonStockSharesUponConversionFromPreferredStock" xlink:title="CommonStockSharesUponConversionFromPreferredStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="CommonStockSharesUponConversionFromPreferredStock" xlink:title="definition: ClassOfStockLineItems to CommonStockSharesUponConversionFromPreferredStock" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ConversionOfStockExchangePricePricePerShare" xlink:label="ConversionOfStockExchangePricePricePerShare" xlink:title="ConversionOfStockExchangePricePricePerShare" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="ConversionOfStockExchangePricePricePerShare" xlink:title="definition: ClassOfStockLineItems to ConversionOfStockExchangePricePricePerShare" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="CommonStockParOrStatedValuePerShare" xlink:title="CommonStockParOrStatedValuePerShare" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="CommonStockParOrStatedValuePerShare" xlink:title="definition: ClassOfStockLineItems to CommonStockParOrStatedValuePerShare" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="definition: ClassOfStockLineItems to StockholdersEquityNoteStockSplitConversionRatio1" order="14.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="StockRepurchasedDuringPeriodShares" xlink:title="StockRepurchasedDuringPeriodShares" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="StockRepurchasedDuringPeriodShares" xlink:title="definition: ClassOfStockLineItems to StockRepurchasedDuringPeriodShares" order="15.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:label="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:title="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:title="definition: ClassOfStockLineItems to PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" order="16.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:label="PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:title="PercentageOfPurchasedSharesOfTotalCommonEquity" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:title="definition: ClassOfStockLineItems to PercentageOfPurchasedSharesOfTotalCommonEquity" order="17.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareRepurchasePerShare" xlink:label="ShareRepurchasePerShare" xlink:title="ShareRepurchasePerShare" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="ShareRepurchasePerShare" xlink:title="definition: ClassOfStockLineItems to ShareRepurchasePerShare" order="18.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VolumeWeightedAveragePrice" xlink:label="VolumeWeightedAveragePrice" xlink:title="VolumeWeightedAveragePrice" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockLineItems" xlink:to="VolumeWeightedAveragePrice" xlink:title="definition: ClassOfStockLineItems to VolumeWeightedAveragePrice" order="19.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="ScheduleOfStockByClassTable" xlink:title="ScheduleOfStockByClassTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ClassOfStockLineItems" xlink:to="ScheduleOfStockByClassTable" xlink:title="definition: ClassOfStockLineItems to ScheduleOfStockByClassTable" order="20.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfStockByClassTable" xlink:to="StatementClassOfStockAxis" xlink:title="definition: ScheduleOfStockByClassTable to StatementClassOfStockAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain_2" xlink:title="ClassOfStockDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain_2" xlink:title="definition: StatementClassOfStockAxis to ClassOfStockDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="SeriesCPreferredStockMember" xlink:title="SeriesCPreferredStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="SeriesCPreferredStockMember" xlink:title="definition: ClassOfStockDomain to SeriesCPreferredStockMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="SeriesAPreferredStockMember" xlink:title="SeriesAPreferredStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="SeriesAPreferredStockMember" xlink:title="definition: ClassOfStockDomain to SeriesAPreferredStockMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember" xlink:label="CommonClassAMember" xlink:title="CommonClassAMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="CommonClassAMember" xlink:title="definition: ClassOfStockDomain to CommonClassAMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassBMember" xlink:label="CommonClassBMember" xlink:title="CommonClassBMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="CommonClassBMember" xlink:title="definition: ClassOfStockDomain to CommonClassBMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassCMember" xlink:label="CommonClassCMember" xlink:title="CommonClassCMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="CommonClassCMember" xlink:title="definition: ClassOfStockDomain to CommonClassCMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ClassOfStockDomain" xlink:to="VotingClassACommonStockMember" xlink:title="definition: ClassOfStockDomain to VotingClassACommonStockMember" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfStockByClassTable" xlink:to="RangeAxis" xlink:title="definition: ScheduleOfStockByClassTable to RangeAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="definition: RangeAxis to RangeMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember_2" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="RangeAxis" xlink:to="RangeMember_2" xlink:title="definition: RangeAxis to RangeMember_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="definition: RangeMember to MaximumMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="ScheduleOfAvailableForSaleSecuritiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:label="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:title="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_InvestmentSecuritiesAbstract" xlink:label="InvestmentSecuritiesAbstract" xlink:title="InvestmentSecuritiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="InvestmentSecuritiesAbstract" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to InvestmentSecuritiesAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:title="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to AvailableForSaleDebtSecuritiesAmortizedCostBasis" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to AvailableForSaleSecuritiesDebtSecurities" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="DebtSecuritiesAvailableForSaleTable" xlink:title="DebtSecuritiesAvailableForSaleTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleTable" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleTable" order="8.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="FinancialInstrumentAxis" xlink:title="definition: DebtSecuritiesAvailableForSaleTable to FinancialInstrumentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:label="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MunicipalBondsMember" xlink:label="MunicipalBondsMember" xlink:title="MunicipalBondsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MunicipalBondsMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MunicipalBondsMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationSecuritiesMember" xlink:label="SmallBusinessAdministrationSecuritiesMember" xlink:title="SmallBusinessAdministrationSecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="SmallBusinessAdministrationSecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to SmallBusinessAdministrationSecuritiesMember" order="6.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="ScheduleOfAvailableForSaleSecuritiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:label="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:title="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleUnrealizedLossPosition" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="DebtSecuritiesAvailableForSaleTable" xlink:title="DebtSecuritiesAvailableForSaleTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleTable" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleTable" order="8.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="FinancialInstrumentAxis" xlink:title="definition: DebtSecuritiesAvailableForSaleTable to FinancialInstrumentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:label="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MunicipalBondsMember" xlink:label="MunicipalBondsMember" xlink:title="MunicipalBondsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MunicipalBondsMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MunicipalBondsMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationSecuritiesMember" xlink:label="SmallBusinessAdministrationSecuritiesMember" xlink:title="SmallBusinessAdministrationSecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="SmallBusinessAdministrationSecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to SmallBusinessAdministrationSecuritiesMember" order="6.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="ScheduleOfAvailableForSaleSecuritiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="AvailableForSaleSecuritiesAbstract" xlink:title="AvailableForSaleSecuritiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="AvailableForSaleSecuritiesAbstract" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to AvailableForSaleSecuritiesAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancialInstrumentsOwnedAtAmortizedCost" xlink:label="FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="FinancialInstrumentsOwnedAtAmortizedCost" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to FinancialInstrumentsOwnedAtAmortizedCost" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:label="FinancialInstrumentsOwnedAtFairValue" xlink:title="FinancialInstrumentsOwnedAtFairValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="FinancialInstrumentsOwnedAtFairValue" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to FinancialInstrumentsOwnedAtFairValue" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:label="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:title="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:label="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:title="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:label="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:title="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesHeldToMaturityNonaccrual" xlink:label="DebtSecuritiesHeldToMaturityNonaccrual" xlink:title="DebtSecuritiesHeldToMaturityNonaccrual" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesHeldToMaturityNonaccrual" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesHeldToMaturityNonaccrual" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:label="DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:title="DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SecuritiesCollateralDependent" xlink:label="SecuritiesCollateralDependent" xlink:title="SecuritiesCollateralDependent" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="SecuritiesCollateralDependent" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to SecuritiesCollateralDependent" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="DebtSecuritiesAvailableForSaleTable" xlink:title="DebtSecuritiesAvailableForSaleTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableForSaleTable" xlink:title="definition: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableForSaleTable" order="10.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="FinancialInstrumentAxis" xlink:title="definition: DebtSecuritiesAvailableForSaleTable to FinancialInstrumentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusAxis" xlink:label="PledgedStatusAxis" xlink:title="PledgedStatusAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="PledgedStatusAxis" xlink:title="definition: DebtSecuritiesAvailableForSaleTable to PledgedStatusAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain" xlink:title="PledgedStatusDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PledgedStatusAxis" xlink:to="PledgedStatusDomain" xlink:title="definition: PledgedStatusAxis to PledgedStatusDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain_2" xlink:title="PledgedStatusDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PledgedStatusAxis" xlink:to="PledgedStatusDomain_2" xlink:title="definition: PledgedStatusAxis to PledgedStatusDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralMember" xlink:label="AssetPledgedAsCollateralMember" xlink:title="AssetPledgedAsCollateralMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PledgedStatusDomain" xlink:to="AssetPledgedAsCollateralMember" xlink:title="definition: PledgedStatusDomain to AssetPledgedAsCollateralMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeAxis" xlink:label="PledgingPurposeAxis" xlink:title="PledgingPurposeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="PledgingPurposeAxis" xlink:title="definition: DebtSecuritiesAvailableForSaleTable to PledgingPurposeAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain" xlink:title="PledgingPurposeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PledgingPurposeAxis" xlink:to="PledgingPurposeDomain" xlink:title="definition: PledgingPurposeAxis to PledgingPurposeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain_2" xlink:title="PledgingPurposeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PledgingPurposeAxis" xlink:to="PledgingPurposeDomain_2" xlink:title="definition: PledgingPurposeAxis to PledgingPurposeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PledgingPurposeDomain" xlink:to="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="definition: PledgingPurposeDomain to SecuritiesSoldUnderAgreementsToRepurchaseMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="FederalReserveBankAdvancesMember" xlink:title="FederalReserveBankAdvancesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PledgingPurposeDomain" xlink:to="FederalReserveBankAdvancesMember" xlink:title="definition: PledgingPurposeDomain to FederalReserveBankAdvancesMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsMember" xlink:label="DepositsMember" xlink:title="DepositsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PledgingPurposeDomain" xlink:to="DepositsMember" xlink:title="definition: PledgingPurposeDomain to DepositsMember" order="3.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="AccountsNotesAndLoansReceivableLineItems" xlink:title="AccountsNotesAndLoansReceivableLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNetAbstract" xlink:label="NotesReceivableNetAbstract" xlink:title="NotesReceivableNetAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="NotesReceivableNetAbstract" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to NotesReceivableNetAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableTerm" xlink:label="FinancingReceivableTerm" xlink:title="FinancingReceivableTerm" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="FinancingReceivableTerm" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to FinancingReceivableTerm" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableInterestRate" xlink:label="FinancingReceivableInterestRate" xlink:title="FinancingReceivableInterestRate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="FinancingReceivableInterestRate" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to FinancingReceivableInterestRate" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossAndFee" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to FinancingReceivableBeforeAllowanceForCreditLossAndFee" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:label="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:title="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="NotesReceivableGross" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to NotesReceivableGross" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:label="CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="CreditAndInterestMarksOnPurchasedLoansNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to CreditAndInterestMarksOnPurchasedLoansNet" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to FinancingReceivableAllowanceForCreditLosses" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="NotesReceivableNet" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to NotesReceivableNet" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:title="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:title="definition: AccountsNotesAndLoansReceivableLineItems to ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" order="10.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfAccountsNotesLoansAndFinancingReceivableTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfAccountsNotesLoansAndFinancingReceivableTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PaycheckProtectionProgramMember" xlink:label="PaycheckProtectionProgramMember" xlink:title="PaycheckProtectionProgramMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="PaycheckProtectionProgramMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to PaycheckProtectionProgramMember" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="RangeAxis" xlink:title="definition: ScheduleOfAccountsNotesLoansAndFinancingReceivableTable to RangeAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="definition: RangeAxis to RangeMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember_2" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="RangeAxis" xlink:to="RangeMember_2" xlink:title="definition: RangeAxis to RangeMember_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RangeMember" xlink:to="MinimumMember" xlink:title="definition: RangeMember to MinimumMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="definition: RangeMember to MaximumMember" order="2.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="FinancingReceivableAllowanceForCreditLossesRollForward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesRollForward" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLosses" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="FinancingReceivableAllowanceForCreditLossesWriteOffs" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesWriteOffs" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="FinancingReceivableAllowanceForCreditLossesRecovery" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesRecovery" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="ProvisionForLoanLossesExpensed" xlink:title="ProvisionForLoanLossesExpensed" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="ProvisionForLoanLossesExpensed" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to ProvisionForLoanLossesExpensed" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="6.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:label="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="CumulativeEffectPeriodOfAdoptionAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to CumulativeEffectPeriodOfAdoptionAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="definition: CumulativeEffectPeriodOfAdoptionAxis to CumulativeEffectPeriodOfAdoptionDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain_2" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="CumulativeEffectPeriodOfAdoptionDomain_2" xlink:title="definition: CumulativeEffectPeriodOfAdoptionAxis to CumulativeEffectPeriodOfAdoptionDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="definition: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="AdjustmentsForNewAccountingPronouncementsAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to AdjustmentsForNewAccountingPronouncementsAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="TypeOfAdoptionMember" xlink:title="TypeOfAdoptionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="AdjustmentsForNewAccountingPronouncementsAxis" xlink:to="TypeOfAdoptionMember" xlink:title="definition: AdjustmentsForNewAccountingPronouncementsAxis to TypeOfAdoptionMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="TypeOfAdoptionMember_2" xlink:title="TypeOfAdoptionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AdjustmentsForNewAccountingPronouncementsAxis" xlink:to="TypeOfAdoptionMember_2" xlink:title="definition: AdjustmentsForNewAccountingPronouncementsAxis to TypeOfAdoptionMember_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingStandardsUpdate201613Member" xlink:label="AccountingStandardsUpdate201613Member" xlink:title="AccountingStandardsUpdate201613Member" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TypeOfAdoptionMember" xlink:to="AccountingStandardsUpdate201613Member" xlink:title="definition: TypeOfAdoptionMember to AccountingStandardsUpdate201613Member" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="5.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="FinancingReceivableAllowanceForCreditLossesRollForward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesRollForward" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLosses" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="ProvisionForLoanLossesExpensed" xlink:title="ProvisionForLoanLossesExpensed" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="ProvisionForLoanLossesExpensed" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to ProvisionForLoanLossesExpensed" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="FinancingReceivableAllowanceForCreditLossesRecovery" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesRecovery" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="FinancingReceivableAllowanceForCreditLossesWriteOffs" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesWriteOffs" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:label="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:title="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="7.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="5.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralDependentLoansByCollateralTypeAbstract" xlink:label="CollateralDependentLoansByCollateralTypeAbstract" xlink:title="CollateralDependentLoansByCollateralTypeAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="CollateralDependentLoansByCollateralTypeAbstract" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to CollateralDependentLoansByCollateralTypeAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="NotesReceivableGross" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to NotesReceivableGross" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:label="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:title="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:label="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:title="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:label="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:title="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="6.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralAxis" xlink:label="CollateralAxis" xlink:title="CollateralAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="CollateralAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to CollateralAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralDomain" xlink:label="CollateralDomain" xlink:title="CollateralDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="CollateralAxis" xlink:to="CollateralDomain" xlink:title="definition: CollateralAxis to CollateralDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralDomain" xlink:label="CollateralDomain_2" xlink:title="CollateralDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="CollateralAxis" xlink:to="CollateralDomain_2" xlink:title="definition: CollateralAxis to CollateralDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralPledgedMember" xlink:label="CollateralPledgedMember" xlink:title="CollateralPledgedMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CollateralDomain" xlink:to="CollateralPledgedMember" xlink:title="definition: CollateralDomain to CollateralPledgedMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedSingleFamilyMember" xlink:label="CollateralPledgedSingleFamilyMember" xlink:title="CollateralPledgedSingleFamilyMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CollateralPledgedMember" xlink:to="CollateralPledgedSingleFamilyMember" xlink:title="definition: CollateralPledgedMember to CollateralPledgedSingleFamilyMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedMultiUseResidentialMember" xlink:label="CollateralPledgedMultiUseResidentialMember" xlink:title="CollateralPledgedMultiUseResidentialMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CollateralPledgedMember" xlink:to="CollateralPledgedMultiUseResidentialMember" xlink:title="definition: CollateralPledgedMember to CollateralPledgedMultiUseResidentialMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedChurchMember" xlink:label="CollateralPledgedChurchMember" xlink:title="CollateralPledgedChurchMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CollateralPledgedMember" xlink:to="CollateralPledgedChurchMember" xlink:title="definition: CollateralPledgedMember to CollateralPledgedChurchMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedBusinessAssetsMember" xlink:label="CollateralPledgedBusinessAssetsMember" xlink:title="CollateralPledgedBusinessAssetsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CollateralPledgedMember" xlink:to="CollateralPledgedBusinessAssetsMember" xlink:title="definition: CollateralPledgedMember to CollateralPledgedBusinessAssetsMember" order="4.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PurchasedCreditDeterioratedLoansAbstract" xlink:label="PurchasedCreditDeterioratedLoansAbstract" xlink:title="PurchasedCreditDeterioratedLoansAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="PurchasedCreditDeterioratedLoansAbstract" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to PurchasedCreditDeterioratedLoansAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:label="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:title="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivablePurchasedWithCreditDeterioration" xlink:label="FinancingReceivablePurchasedWithCreditDeterioration" xlink:title="FinancingReceivablePurchasedWithCreditDeterioration" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivablePurchasedWithCreditDeterioration" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivablePurchasedWithCreditDeterioration" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:label="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:title="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:label="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:title="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:label="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:title="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="NotesReceivableNet" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to NotesReceivableNet" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="8.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CreditLossStatusAxis" xlink:label="CreditLossStatusAxis" xlink:title="CreditLossStatusAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="CreditLossStatusAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to CreditLossStatusAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CreditLossStatusDomain" xlink:label="CreditLossStatusDomain" xlink:title="CreditLossStatusDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="CreditLossStatusAxis" xlink:to="CreditLossStatusDomain" xlink:title="definition: CreditLossStatusAxis to CreditLossStatusDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CreditLossStatusDomain" xlink:label="CreditLossStatusDomain_2" xlink:title="CreditLossStatusDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="CreditLossStatusAxis" xlink:to="CreditLossStatusDomain_2" xlink:title="definition: CreditLossStatusAxis to CreditLossStatusDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:label="FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:title="FinancialAssetAcquiredWithCreditDeteriorationMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CreditLossStatusDomain" xlink:to="FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:title="definition: CreditLossStatusDomain to FinancialAssetAcquiredWithCreditDeteriorationMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:label="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:title="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EndingAllowanceAttributableToLoansAbstract" xlink:label="EndingAllowanceAttributableToLoansAbstract" xlink:title="EndingAllowanceAttributableToLoansAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="EndingAllowanceAttributableToLoansAbstract" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to EndingAllowanceAttributableToLoansAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansAndLeasesReceivableAbstract" xlink:label="LoansAndLeasesReceivableAbstract" xlink:title="LoansAndLeasesReceivableAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="LoansAndLeasesReceivableAbstract" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to LoansAndLeasesReceivableAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="FinancingReceivableIndividuallyEvaluatedForImpairment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableIndividuallyEvaluatedForImpairment" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableCollectivelyEvaluatedForImpairment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableCollectivelyEvaluatedForImpairment" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAcquiredInMerger" xlink:label="FinancingReceivableAcquiredInMerger" xlink:title="FinancingReceivableAcquiredInMerger" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAcquiredInMerger" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAcquiredInMerger" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="NotesReceivableGross" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to NotesReceivableGross" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLosses" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="definition: FinancingReceivableAllowanceForCreditLossesLineItems to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="12.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="5.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="FinancingReceivableImpairedLineItems" xlink:title="FinancingReceivableImpairedLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:title="definition: FinancingReceivableImpairedLineItems to LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:title="definition: FinancingReceivableImpairedLineItems to LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:title="definition: FinancingReceivableImpairedLineItems to LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableUnpaidPrincipalBalance" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:title="definition: FinancingReceivableImpairedLineItems to ImpairedFinancingReceivableUnpaidPrincipalBalance" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="ImpairedFinancingReceivableRecordedInvestment" xlink:title="ImpairedFinancingReceivableRecordedInvestment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ImpairedFinancingReceivableRecordedInvestment" xlink:title="definition: FinancingReceivableImpairedLineItems to ImpairedFinancingReceivableRecordedInvestment" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:title="definition: FinancingReceivableImpairedLineItems to ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:title="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:title="definition: FinancingReceivableImpairedLineItems to ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="ImpairedFinancingReceivableRelatedAllowance" xlink:title="ImpairedFinancingReceivableRelatedAllowance" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ImpairedFinancingReceivableRelatedAllowance" xlink:title="definition: FinancingReceivableImpairedLineItems to ImpairedFinancingReceivableRelatedAllowance" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:title="definition: FinancingReceivableImpairedLineItems to ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:title="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:title="definition: FinancingReceivableImpairedLineItems to ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="ScheduleOfImpairedFinancingReceivableTable" xlink:title="ScheduleOfImpairedFinancingReceivableTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ScheduleOfImpairedFinancingReceivableTable" xlink:title="definition: FinancingReceivableImpairedLineItems to ScheduleOfImpairedFinancingReceivableTable" order="11.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="FinancingReceivableImpairedLineItems" xlink:title="FinancingReceivableImpairedLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:title="definition: FinancingReceivableImpairedLineItems to LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="ImpairedFinancingReceivableAverageRecordedInvestment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="definition: FinancingReceivableImpairedLineItems to ImpairedFinancingReceivableAverageRecordedInvestment" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:label="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:title="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:title="definition: FinancingReceivableImpairedLineItems to ImpairedFinancingReceivableInterestIncomeCashBasisMethod" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="ScheduleOfImpairedFinancingReceivableTable" xlink:title="ScheduleOfImpairedFinancingReceivableTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="ScheduleOfImpairedFinancingReceivableTable" xlink:title="definition: FinancingReceivableImpairedLineItems to ScheduleOfImpairedFinancingReceivableTable" order="4.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="FinancingReceivableRecordedInvestmentPastDueLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:label="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:title="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="NotesReceivableGross" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to NotesReceivableGross" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="ScheduleOfFinancingReceivablesPastDueTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to ScheduleOfFinancingReceivablesPastDueTable" order="3.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:label="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentExcludingSBALoansMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="FinancingReceivablesPeriodPastDueAxis" xlink:title="FinancingReceivablesPeriodPastDueAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivablesPeriodPastDueAxis" xlink:title="definition: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivablesPeriodPastDueAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="FinancingReceivablesPeriodPastDueDomain" xlink:title="FinancingReceivablesPeriodPastDueDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablesPeriodPastDueAxis" xlink:to="FinancingReceivablesPeriodPastDueDomain" xlink:title="definition: FinancingReceivablesPeriodPastDueAxis to FinancingReceivablesPeriodPastDueDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="FinancingReceivablesPeriodPastDueDomain_2" xlink:title="FinancingReceivablesPeriodPastDueDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablesPeriodPastDueAxis" xlink:to="FinancingReceivablesPeriodPastDueDomain_2" xlink:title="definition: FinancingReceivablesPeriodPastDueAxis to FinancingReceivablesPeriodPastDueDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetPastDueMember" xlink:label="FinancialAssetPastDueMember" xlink:title="FinancialAssetPastDueMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablesPeriodPastDueDomain" xlink:to="FinancialAssetPastDueMember" xlink:title="definition: FinancingReceivablesPeriodPastDueDomain to FinancialAssetPastDueMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetNotPastDueMember" xlink:label="FinancialAssetNotPastDueMember" xlink:title="FinancialAssetNotPastDueMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablesPeriodPastDueDomain" xlink:to="FinancialAssetNotPastDueMember" xlink:title="definition: FinancingReceivablesPeriodPastDueDomain to FinancialAssetNotPastDueMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="FinancingReceivables30To59DaysPastDueMember" xlink:title="FinancingReceivables30To59DaysPastDueMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancialAssetPastDueMember" xlink:to="FinancingReceivables30To59DaysPastDueMember" xlink:title="definition: FinancialAssetPastDueMember to FinancingReceivables30To59DaysPastDueMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="FinancingReceivables60To89DaysPastDueMember" xlink:title="FinancingReceivables60To89DaysPastDueMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancialAssetPastDueMember" xlink:to="FinancingReceivables60To89DaysPastDueMember" xlink:title="definition: FinancialAssetPastDueMember to FinancingReceivables60To89DaysPastDueMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:title="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancialAssetPastDueMember" xlink:to="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:title="definition: FinancialAssetPastDueMember to FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" order="3.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="FinancingReceivableRecordedInvestmentPastDueLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:label="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:title="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:title="FinancingReceivableRecordedInvestmentNonaccrualStatus" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to FinancingReceivableRecordedInvestmentNonaccrualStatus" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:title="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="NotesReceivableGross" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to NotesReceivableGross" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableModifications" xlink:label="FinancingReceivableModifications" xlink:title="FinancingReceivableModifications" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="FinancingReceivableModifications" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to FinancingReceivableModifications" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:label="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:title="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="ScheduleOfFinancingReceivablesPastDueTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="definition: FinancingReceivableRecordedInvestmentPastDueLineItems to ScheduleOfFinancingReceivablesPastDueTable" order="7.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="FinancingReceivablesPeriodPastDueAxis" xlink:title="FinancingReceivablesPeriodPastDueAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivablesPeriodPastDueAxis" xlink:title="definition: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivablesPeriodPastDueAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="FinancingReceivablesPeriodPastDueDomain" xlink:title="FinancingReceivablesPeriodPastDueDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablesPeriodPastDueAxis" xlink:to="FinancingReceivablesPeriodPastDueDomain" xlink:title="definition: FinancingReceivablesPeriodPastDueAxis to FinancingReceivablesPeriodPastDueDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="FinancingReceivablesPeriodPastDueDomain_2" xlink:title="FinancingReceivablesPeriodPastDueDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablesPeriodPastDueAxis" xlink:to="FinancingReceivablesPeriodPastDueDomain_2" xlink:title="definition: FinancingReceivablesPeriodPastDueAxis to FinancingReceivablesPeriodPastDueDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetPastDueMember" xlink:label="FinancialAssetPastDueMember" xlink:title="FinancialAssetPastDueMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablesPeriodPastDueDomain" xlink:to="FinancialAssetPastDueMember" xlink:title="definition: FinancingReceivablesPeriodPastDueDomain to FinancialAssetPastDueMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="2.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="FinancingReceivableModificationsLineItems" xlink:title="FinancingReceivableModificationsLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TroubledDebtRestructuringsAbstract" xlink:label="TroubledDebtRestructuringsAbstract" xlink:title="TroubledDebtRestructuringsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableModificationsLineItems" xlink:to="TroubledDebtRestructuringsAbstract" xlink:title="definition: FinancingReceivableModificationsLineItems to TroubledDebtRestructuringsAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="FinancingReceivableModificationsRecordedInvestment" xlink:title="FinancingReceivableModificationsRecordedInvestment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableModificationsLineItems" xlink:to="FinancingReceivableModificationsRecordedInvestment" xlink:title="definition: FinancingReceivableModificationsLineItems to FinancingReceivableModificationsRecordedInvestment" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:label="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:title="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableModificationsLineItems" xlink:to="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:title="definition: FinancingReceivableModificationsLineItems to AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:label="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:title="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableModificationsLineItems" xlink:to="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:title="definition: FinancingReceivableModificationsLineItems to FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:title="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableModificationsLineItems" xlink:to="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:title="definition: FinancingReceivableModificationsLineItems to ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" order="5.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:title="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:to="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:title="definition: ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable to AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivableTypeDomain" xlink:label="ReceivableTypeDomain" xlink:title="ReceivableTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="ReceivableTypeDomain" xlink:title="definition: AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis to ReceivableTypeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivableTypeDomain" xlink:label="ReceivableTypeDomain_2" xlink:title="ReceivableTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="ReceivableTypeDomain_2" xlink:title="definition: AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis to ReceivableTypeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonAccrualStatusMember" xlink:label="NonAccrualStatusMember" xlink:title="NonAccrualStatusMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ReceivableTypeDomain" xlink:to="NonAccrualStatusMember" xlink:title="definition: ReceivableTypeDomain to NonAccrualStatusMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AccrualStatusMember" xlink:label="AccrualStatusMember" xlink:title="AccrualStatusMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ReceivableTypeDomain" xlink:to="AccrualStatusMember" xlink:title="definition: ReceivableTypeDomain to AccrualStatusMember" order="2.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="FinancingReceivableRecordedInvestmentLineItems" xlink:title="FinancingReceivableRecordedInvestmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear" xlink:label="FinancingReceivableOriginatedInCurrentFiscalYear" xlink:title="FinancingReceivableOriginatedInCurrentFiscalYear" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="FinancingReceivableOriginatedInCurrentFiscalYear" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to FinancingReceivableOriginatedInCurrentFiscalYear" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRevolving" xlink:label="FinancingReceivableRevolving" xlink:title="FinancingReceivableRevolving" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="FinancingReceivableRevolving" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to FinancingReceivableRevolving" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="NotesReceivableGross" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to NotesReceivableGross" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" order="10.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:label="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentExcludingSBALoansMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="InternalCreditAssessmentAxis" xlink:title="InternalCreditAssessmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="InternalCreditAssessmentAxis" xlink:title="definition: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to InternalCreditAssessmentAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="InternalCreditAssessmentDomain" xlink:title="InternalCreditAssessmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="InternalCreditAssessmentAxis" xlink:to="InternalCreditAssessmentDomain" xlink:title="definition: InternalCreditAssessmentAxis to InternalCreditAssessmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="InternalCreditAssessmentDomain_2" xlink:title="InternalCreditAssessmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="InternalCreditAssessmentAxis" xlink:to="InternalCreditAssessmentDomain_2" xlink:title="definition: InternalCreditAssessmentAxis to InternalCreditAssessmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PassMember" xlink:label="PassMember" xlink:title="PassMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="PassMember" xlink:title="definition: InternalCreditAssessmentDomain to PassMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_WatchMember" xlink:label="WatchMember" xlink:title="WatchMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="WatchMember" xlink:title="definition: InternalCreditAssessmentDomain to WatchMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SpecialMentionMember" xlink:label="SpecialMentionMember" xlink:title="SpecialMentionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="SpecialMentionMember" xlink:title="definition: InternalCreditAssessmentDomain to SpecialMentionMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubstandardMember" xlink:label="SubstandardMember" xlink:title="SubstandardMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="SubstandardMember" xlink:title="definition: InternalCreditAssessmentDomain to SubstandardMember" order="4.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="FinancingReceivableRecordedInvestmentLineItems" xlink:title="FinancingReceivableRecordedInvestmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:label="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:title="RiskGradeCategoryOfLoansByLoanTypeAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to RiskGradeCategoryOfLoansByLoanTypeAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="NotesReceivableGross" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to NotesReceivableGross" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="definition: FinancingReceivableRecordedInvestmentLineItems to ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" order="3.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="definition: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivablePortfolioSegmentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain_2" xlink:title="definition: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:label="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentExcludingSBALoansMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="definition: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="definition: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" xlink:title="definition: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="definition: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="InternalCreditAssessmentAxis" xlink:title="InternalCreditAssessmentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="InternalCreditAssessmentAxis" xlink:title="definition: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to InternalCreditAssessmentAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="InternalCreditAssessmentDomain" xlink:title="InternalCreditAssessmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="InternalCreditAssessmentAxis" xlink:to="InternalCreditAssessmentDomain" xlink:title="definition: InternalCreditAssessmentAxis to InternalCreditAssessmentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="InternalCreditAssessmentDomain_2" xlink:title="InternalCreditAssessmentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="InternalCreditAssessmentAxis" xlink:to="InternalCreditAssessmentDomain_2" xlink:title="definition: InternalCreditAssessmentAxis to InternalCreditAssessmentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PassMember" xlink:label="PassMember" xlink:title="PassMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="PassMember" xlink:title="definition: InternalCreditAssessmentDomain to PassMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_WatchMember" xlink:label="WatchMember" xlink:title="WatchMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="WatchMember" xlink:title="definition: InternalCreditAssessmentDomain to WatchMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SpecialMentionMember" xlink:label="SpecialMentionMember" xlink:title="SpecialMentionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="SpecialMentionMember" xlink:title="definition: InternalCreditAssessmentDomain to SpecialMentionMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubstandardMember" xlink:label="SubstandardMember" xlink:title="SubstandardMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="SubstandardMember" xlink:title="definition: InternalCreditAssessmentDomain to SubstandardMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DoubtfulMember" xlink:label="DoubtfulMember" xlink:title="DoubtfulMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="DoubtfulMember" xlink:title="definition: InternalCreditAssessmentDomain to DoubtfulMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" xlink:label="UnlikelyToBeCollectedFinancingReceivableMember" xlink:title="UnlikelyToBeCollectedFinancingReceivableMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InternalCreditAssessmentDomain" xlink:to="UnlikelyToBeCollectedFinancingReceivableMember" xlink:title="definition: InternalCreditAssessmentDomain to UnlikelyToBeCollectedFinancingReceivableMember" order="6.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="PropertyPlantAndEquipmentLineItems" xlink:title="PropertyPlantAndEquipmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" xlink:label="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:title="PropertyPlantAndEquipmentNetByTypeAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:title="definition: PropertyPlantAndEquipmentLineItems to PropertyPlantAndEquipmentNetByTypeAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Depreciation" xlink:label="Depreciation" xlink:title="Depreciation" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="Depreciation" xlink:title="definition: PropertyPlantAndEquipmentLineItems to Depreciation" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="PropertyPlantAndEquipmentGross" xlink:title="PropertyPlantAndEquipmentGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="PropertyPlantAndEquipmentGross" xlink:title="definition: PropertyPlantAndEquipmentLineItems to PropertyPlantAndEquipmentGross" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="definition: PropertyPlantAndEquipmentLineItems to AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="PropertyPlantAndEquipmentNet" xlink:title="definition: PropertyPlantAndEquipmentLineItems to PropertyPlantAndEquipmentNet" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="ScheduleOfPropertyPlantAndEquipmentTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="definition: PropertyPlantAndEquipmentLineItems to ScheduleOfPropertyPlantAndEquipmentTable" order="6.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="PropertyPlantAndEquipmentByTypeAxis" xlink:title="PropertyPlantAndEquipmentByTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="PropertyPlantAndEquipmentByTypeAxis" xlink:title="definition: ScheduleOfPropertyPlantAndEquipmentTable to PropertyPlantAndEquipmentByTypeAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="PropertyPlantAndEquipmentTypeDomain" xlink:title="PropertyPlantAndEquipmentTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PropertyPlantAndEquipmentByTypeAxis" xlink:to="PropertyPlantAndEquipmentTypeDomain" xlink:title="definition: PropertyPlantAndEquipmentByTypeAxis to PropertyPlantAndEquipmentTypeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="PropertyPlantAndEquipmentTypeDomain_2" xlink:title="PropertyPlantAndEquipmentTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PropertyPlantAndEquipmentByTypeAxis" xlink:to="PropertyPlantAndEquipmentTypeDomain_2" xlink:title="definition: PropertyPlantAndEquipmentByTypeAxis to PropertyPlantAndEquipmentTypeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LandMember" xlink:label="LandMember" xlink:title="LandMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="LandMember" xlink:title="definition: PropertyPlantAndEquipmentTypeDomain to LandMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="BuildingAndBuildingImprovementsMember" xlink:title="BuildingAndBuildingImprovementsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="BuildingAndBuildingImprovementsMember" xlink:title="definition: PropertyPlantAndEquipmentTypeDomain to BuildingAndBuildingImprovementsMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RightOfUseAssetsMember" xlink:label="RightOfUseAssetsMember" xlink:title="RightOfUseAssetsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="RightOfUseAssetsMember" xlink:title="definition: PropertyPlantAndEquipmentTypeDomain to RightOfUseAssetsMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="FurnitureAndFixturesMember" xlink:title="FurnitureAndFixturesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="FurnitureAndFixturesMember" xlink:title="definition: PropertyPlantAndEquipmentTypeDomain to FurnitureAndFixturesMember" order="4.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesOperatingLeasesDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="FiniteLivedIntangibleAssetsLineItems" xlink:title="FiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillRollForward" xlink:label="GoodwillRollForward" xlink:title="GoodwillRollForward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="GoodwillRollForward" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to GoodwillRollForward" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsRollForward" xlink:label="FiniteLivedIntangibleAssetsRollForward" xlink:title="FiniteLivedIntangibleAssetsRollForward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsRollForward" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsRollForward" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="GoodwillImpairmentLoss" xlink:title="GoodwillImpairmentLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="GoodwillImpairmentLoss" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to GoodwillImpairmentLoss" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsNet" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsNet" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinitelivedIntangibleAssetsAcquired1" xlink:label="FinitelivedIntangibleAssetsAcquired1" xlink:title="FinitelivedIntangibleAssetsAcquired1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FinitelivedIntangibleAssetsAcquired1" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FinitelivedIntangibleAssetsAcquired1" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:label="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:title="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="AmortizationOfIntangibleAssets" xlink:title="AmortizationOfIntangibleAssets" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="AmortizationOfIntangibleAssets" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to AmortizationOfIntangibleAssets" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Goodwill" xlink:label="Goodwill" xlink:title="Goodwill" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="Goodwill" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to Goodwill" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="GoodwillAcquiredDuringPeriod" xlink:title="GoodwillAcquiredDuringPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="GoodwillAcquiredDuringPeriod" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to GoodwillAcquiredDuringPeriod" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_GoodwillChangeInDeferredTaxEstimate" xlink:label="GoodwillChangeInDeferredTaxEstimate" xlink:title="GoodwillChangeInDeferredTaxEstimate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="GoodwillChangeInDeferredTaxEstimate" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to GoodwillChangeInDeferredTaxEstimate" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_GoodwillAmortization" xlink:label="GoodwillAmortization" xlink:title="GoodwillAmortization" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="GoodwillAmortization" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to GoodwillAmortization" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="ScheduleOfFiniteLivedIntangibleAssetsTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to ScheduleOfFiniteLivedIntangibleAssetsTable" order="12.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="definition: ScheduleOfFiniteLivedIntangibleAssetsTable to FiniteLivedIntangibleAssetsByMajorClassAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="definition: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain_2" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain_2" xlink:title="definition: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CoreDepositsMember" xlink:label="CoreDepositsMember" xlink:title="CoreDepositsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="CoreDepositsMember" xlink:title="definition: FiniteLivedIntangibleAssetsMajorClassNameDomain to CoreDepositsMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="FiniteLivedIntangibleAssetsLineItems" xlink:title="FiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xlink:label="FiniteLivedIntangibleAssetsNetAbstract" xlink:title="FiniteLivedIntangibleAssetsNetAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsNetAbstract" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsNetAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="FiniteLivedIntangibleAssetsGross" xlink:title="FiniteLivedIntangibleAssetsGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsGross" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsGross" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:title="FiniteLivedIntangibleAssetsAccumulatedAmortization" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsAccumulatedAmortization" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsNet" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsNet" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="ScheduleOfFiniteLivedIntangibleAssetsTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to ScheduleOfFiniteLivedIntangibleAssetsTable" order="5.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="definition: ScheduleOfFiniteLivedIntangibleAssetsTable to FiniteLivedIntangibleAssetsByMajorClassAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="definition: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain_2" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain_2" xlink:title="definition: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CoreDepositsMember" xlink:label="CoreDepositsMember" xlink:title="CoreDepositsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="CoreDepositsMember" xlink:title="definition: FiniteLivedIntangibleAssetsMajorClassNameDomain to CoreDepositsMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="FiniteLivedIntangibleAssetsLineItems" xlink:title="FiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:label="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:title="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsNet" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsNet" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="ScheduleOfFiniteLivedIntangibleAssetsTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="definition: FiniteLivedIntangibleAssetsLineItems to ScheduleOfFiniteLivedIntangibleAssetsTable" order="9.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="definition: ScheduleOfFiniteLivedIntangibleAssetsTable to FiniteLivedIntangibleAssetsByMajorClassAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="definition: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain_2" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain_2" xlink:title="definition: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CoreDepositsMember" xlink:label="CoreDepositsMember" xlink:title="CoreDepositsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="CoreDepositsMember" xlink:title="definition: FiniteLivedIntangibleAssetsMajorClassNameDomain to CoreDepositsMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AssetsMeasuredOnRecurringBasisAbstract" xlink:label="AssetsMeasuredOnRecurringBasisAbstract" xlink:title="AssetsMeasuredOnRecurringBasisAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="AssetsMeasuredOnRecurringBasisAbstract" xlink:title="definition: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to AssetsMeasuredOnRecurringBasisAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="definition: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to AvailableForSaleSecuritiesDebtSecurities" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="definition: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" order="3.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="FairValueByMeasurementFrequencyAxis" xlink:title="FairValueByMeasurementFrequencyAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="FairValueByMeasurementFrequencyAxis" xlink:title="definition: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to FairValueByMeasurementFrequencyAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="FairValueMeasurementFrequencyDomain" xlink:title="FairValueMeasurementFrequencyDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FairValueByMeasurementFrequencyAxis" xlink:to="FairValueMeasurementFrequencyDomain" xlink:title="definition: FairValueByMeasurementFrequencyAxis to FairValueMeasurementFrequencyDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="FairValueMeasurementFrequencyDomain_2" xlink:title="FairValueMeasurementFrequencyDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FairValueByMeasurementFrequencyAxis" xlink:to="FairValueMeasurementFrequencyDomain_2" xlink:title="definition: FairValueByMeasurementFrequencyAxis to FairValueMeasurementFrequencyDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="FairValueMeasurementsRecurringMember" xlink:title="FairValueMeasurementsRecurringMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueMeasurementFrequencyDomain" xlink:to="FairValueMeasurementsRecurringMember" xlink:title="definition: FairValueMeasurementFrequencyDomain to FairValueMeasurementsRecurringMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="FairValueByFairValueHierarchyLevelAxis" xlink:title="definition: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to FairValueByFairValueHierarchyLevelAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="definition: FairValueByFairValueHierarchyLevelAxis to FairValueMeasurementsFairValueHierarchyDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain_2" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="FairValueMeasurementsFairValueHierarchyDomain_2" xlink:title="definition: FairValueByFairValueHierarchyLevelAxis to FairValueMeasurementsFairValueHierarchyDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel1Member" xlink:title="definition: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel1Member" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel2Member" xlink:title="definition: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel2Member" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="FairValueInputsLevel3Member" xlink:title="FairValueInputsLevel3Member" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel3Member" xlink:title="definition: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel3Member" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="FinancialInstrumentAxis" xlink:title="definition: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to FinancialInstrumentAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:label="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MunicipalBondsMember" xlink:label="MunicipalBondsMember" xlink:title="MunicipalBondsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MunicipalBondsMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MunicipalBondsMember" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationSecuritiesMember" xlink:label="SmallBusinessAdministrationSecuritiesMember" xlink:title="SmallBusinessAdministrationSecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="SmallBusinessAdministrationSecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to SmallBusinessAdministrationSecuritiesMember" order="6.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:title="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="DepositsFairValueDisclosure" xlink:title="DepositsFairValueDisclosure" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="DepositsFairValueDisclosure" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to DepositsFairValueDisclosure" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:label="FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:title="FederalHomeLoanBankBorrowingsFairValueDisclosure" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to FederalHomeLoanBankBorrowingsFairValueDisclosure" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalFundsPurchasedFairValueDisclosure" xlink:label="FederalFundsPurchasedFairValueDisclosure" xlink:title="FederalFundsPurchasedFairValueDisclosure" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="FederalFundsPurchasedFairValueDisclosure" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to FederalFundsPurchasedFairValueDisclosure" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="NotesPayableFairValueDisclosure" xlink:title="NotesPayableFairValueDisclosure" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="NotesPayableFairValueDisclosure" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to NotesPayableFairValueDisclosure" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AccruedInterestPayableFairValueDisclosure" xlink:label="AccruedInterestPayableFairValueDisclosure" xlink:title="AccruedInterestPayableFairValueDisclosure" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="AccruedInterestPayableFairValueDisclosure" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to AccruedInterestPayableFairValueDisclosure" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="CashAndCashEquivalentsFairValueDisclosure" xlink:title="CashAndCashEquivalentsFairValueDisclosure" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="CashAndCashEquivalentsFairValueDisclosure" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to CashAndCashEquivalentsFairValueDisclosure" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to AvailableForSaleSecuritiesDebtSecurities" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="LoansReceivableFairValueDisclosure" xlink:title="LoansReceivableFairValueDisclosure" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="LoansReceivableFairValueDisclosure" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to LoansReceivableFairValueDisclosure" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AccruedInterestReceivableFairValueDisclosure" xlink:label="AccruedInterestReceivableFairValueDisclosure" xlink:title="AccruedInterestReceivableFairValueDisclosure" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="AccruedInterestReceivableFairValueDisclosure" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to AccruedInterestReceivableFairValueDisclosure" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankOwnedLifeInsuranceFairValueDisclosure" xlink:label="BankOwnedLifeInsuranceFairValueDisclosure" xlink:title="BankOwnedLifeInsuranceFairValueDisclosure" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="BankOwnedLifeInsuranceFairValueDisclosure" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to BankOwnedLifeInsuranceFairValueDisclosure" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="FairValueByBalanceSheetGroupingTable" xlink:title="FairValueByBalanceSheetGroupingTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="FairValueByBalanceSheetGroupingTable" xlink:title="definition: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to FairValueByBalanceSheetGroupingTable" order="14.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="FairValueByMeasurementBasisAxis" xlink:title="FairValueByMeasurementBasisAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="FairValueByBalanceSheetGroupingTable" xlink:to="FairValueByMeasurementBasisAxis" xlink:title="definition: FairValueByBalanceSheetGroupingTable to FairValueByMeasurementBasisAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="FairValueDisclosureItemAmountsDomain" xlink:title="FairValueDisclosureItemAmountsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FairValueByMeasurementBasisAxis" xlink:to="FairValueDisclosureItemAmountsDomain" xlink:title="definition: FairValueByMeasurementBasisAxis to FairValueDisclosureItemAmountsDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="PortionAtFairValueFairValueDisclosureMember" xlink:title="PortionAtFairValueFairValueDisclosureMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueDisclosureItemAmountsDomain" xlink:to="PortionAtFairValueFairValueDisclosureMember" xlink:title="definition: FairValueDisclosureItemAmountsDomain to PortionAtFairValueFairValueDisclosureMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="PortionAtFairValueFairValueDisclosureMember_2" xlink:title="PortionAtFairValueFairValueDisclosureMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FairValueByMeasurementBasisAxis" xlink:to="PortionAtFairValueFairValueDisclosureMember_2" xlink:title="definition: FairValueByMeasurementBasisAxis to PortionAtFairValueFairValueDisclosureMember_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="CarryingReportedAmountFairValueDisclosureMember" xlink:title="CarryingReportedAmountFairValueDisclosureMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueDisclosureItemAmountsDomain" xlink:to="CarryingReportedAmountFairValueDisclosureMember" xlink:title="definition: FairValueDisclosureItemAmountsDomain to CarryingReportedAmountFairValueDisclosureMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="EstimateOfFairValueFairValueDisclosureMember" xlink:title="EstimateOfFairValueFairValueDisclosureMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueDisclosureItemAmountsDomain" xlink:to="EstimateOfFairValueFairValueDisclosureMember" xlink:title="definition: FairValueDisclosureItemAmountsDomain to EstimateOfFairValueFairValueDisclosureMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="FairValueByBalanceSheetGroupingTable" xlink:to="FairValueByFairValueHierarchyLevelAxis" xlink:title="definition: FairValueByBalanceSheetGroupingTable to FairValueByFairValueHierarchyLevelAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="definition: FairValueByFairValueHierarchyLevelAxis to FairValueMeasurementsFairValueHierarchyDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain_2" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="FairValueMeasurementsFairValueHierarchyDomain_2" xlink:title="definition: FairValueByFairValueHierarchyLevelAxis to FairValueMeasurementsFairValueHierarchyDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel1Member" xlink:title="definition: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel1Member" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel2Member" xlink:title="definition: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel2Member" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="FairValueInputsLevel3Member" xlink:title="FairValueInputsLevel3Member" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel3Member" xlink:title="definition: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel3Member" order="3.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails">
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DepositLiabilitiesTypeLineItems" xlink:label="DepositLiabilitiesTypeLineItems" xlink:title="DepositLiabilitiesTypeLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsByTypeAbstract" xlink:label="DepositsByTypeAbstract" xlink:title="DepositsByTypeAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="DepositsByTypeAbstract" xlink:title="definition: DepositLiabilitiesTypeLineItems to DepositsByTypeAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:label="TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:title="TimeDepositsAtOrAboveFDICInsuranceLimit" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:title="definition: DepositLiabilitiesTypeLineItems to TimeDepositsAtOrAboveFDICInsuranceLimit" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="InterestBearingDomesticDepositBrokered" xlink:title="InterestBearingDomesticDepositBrokered" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="InterestBearingDomesticDepositBrokered" xlink:title="definition: DepositLiabilitiesTypeLineItems to InterestBearingDomesticDepositBrokered" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashUninsuredAmount" xlink:label="CashUninsuredAmount" xlink:title="CashUninsuredAmount" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="CashUninsuredAmount" xlink:title="definition: DepositLiabilitiesTypeLineItems to CashUninsuredAmount" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PercentageOfUninsuredDeposits" xlink:label="PercentageOfUninsuredDeposits" xlink:title="PercentageOfUninsuredDeposits" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="PercentageOfUninsuredDeposits" xlink:title="definition: DepositLiabilitiesTypeLineItems to PercentageOfUninsuredDeposits" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="InterestBearingDomesticDepositChecking" xlink:title="InterestBearingDomesticDepositChecking" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="InterestBearingDomesticDepositChecking" xlink:title="definition: DepositLiabilitiesTypeLineItems to InterestBearingDomesticDepositChecking" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestBearingDomesticDepositDemand" xlink:label="NoninterestBearingDomesticDepositDemand" xlink:title="NoninterestBearingDomesticDepositDemand" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="NoninterestBearingDomesticDepositDemand" xlink:title="definition: DepositLiabilitiesTypeLineItems to NoninterestBearingDomesticDepositDemand" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="DepositsMoneyMarketDeposits" xlink:title="DepositsMoneyMarketDeposits" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="DepositsMoneyMarketDeposits" xlink:title="definition: DepositLiabilitiesTypeLineItems to DepositsMoneyMarketDeposits" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="DepositsSavingsDeposits" xlink:title="DepositsSavingsDeposits" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="DepositsSavingsDeposits" xlink:title="definition: DepositLiabilitiesTypeLineItems to DepositsSavingsDeposits" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDeposits" xlink:label="TimeDeposits" xlink:title="TimeDeposits" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="TimeDeposits" xlink:title="definition: DepositLiabilitiesTypeLineItems to TimeDeposits" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Deposits" xlink:label="Deposits" xlink:title="Deposits" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="Deposits" xlink:title="definition: DepositLiabilitiesTypeLineItems to Deposits" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DepositLiabilitiesTypeTable" xlink:label="DepositLiabilitiesTypeTable" xlink:title="DepositLiabilitiesTypeTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="DepositLiabilitiesTypeTable" xlink:title="definition: DepositLiabilitiesTypeLineItems to DepositLiabilitiesTypeTable" order="12.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CounterpartyNameAxis" xlink:label="CounterpartyNameAxis" xlink:title="CounterpartyNameAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="DepositLiabilitiesTypeTable" xlink:to="CounterpartyNameAxis" xlink:title="definition: DepositLiabilitiesTypeTable to CounterpartyNameAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RepurchaseAgreementCounterpartyNameDomain" xlink:label="RepurchaseAgreementCounterpartyNameDomain" xlink:title="RepurchaseAgreementCounterpartyNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="CounterpartyNameAxis" xlink:to="RepurchaseAgreementCounterpartyNameDomain" xlink:title="definition: CounterpartyNameAxis to RepurchaseAgreementCounterpartyNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RepurchaseAgreementCounterpartyNameDomain" xlink:label="RepurchaseAgreementCounterpartyNameDomain_2" xlink:title="RepurchaseAgreementCounterpartyNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="CounterpartyNameAxis" xlink:to="RepurchaseAgreementCounterpartyNameDomain_2" xlink:title="definition: CounterpartyNameAxis to RepurchaseAgreementCounterpartyNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CertificateOfDepositAccountRegistryServiceMember" xlink:label="CertificateOfDepositAccountRegistryServiceMember" xlink:title="CertificateOfDepositAccountRegistryServiceMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RepurchaseAgreementCounterpartyNameDomain" xlink:to="CertificateOfDepositAccountRegistryServiceMember" xlink:title="definition: RepurchaseAgreementCounterpartyNameDomain to CertificateOfDepositAccountRegistryServiceMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:label="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="definition: CertificateOfDepositAccountRegistryServiceMember to ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:label="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="definition: CertificateOfDepositAccountRegistryServiceMember to NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" order="2.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskLineItems" xlink:label="ConcentrationRiskLineItems" xlink:title="ConcentrationRiskLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositsByMaturityAbstract" xlink:label="TimeDepositsByMaturityAbstract" xlink:title="TimeDepositsByMaturityAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDepositsByMaturityAbstract" xlink:title="definition: ConcentrationRiskLineItems to TimeDepositsByMaturityAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="TimeDepositMaturitiesYearOne" xlink:title="TimeDepositMaturitiesYearOne" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDepositMaturitiesYearOne" xlink:title="definition: ConcentrationRiskLineItems to TimeDepositMaturitiesYearOne" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="TimeDepositMaturitiesYearTwo" xlink:title="TimeDepositMaturitiesYearTwo" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDepositMaturitiesYearTwo" xlink:title="definition: ConcentrationRiskLineItems to TimeDepositMaturitiesYearTwo" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="TimeDepositMaturitiesYearThree" xlink:title="TimeDepositMaturitiesYearThree" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDepositMaturitiesYearThree" xlink:title="definition: ConcentrationRiskLineItems to TimeDepositMaturitiesYearThree" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="TimeDepositMaturitiesYearFour" xlink:title="TimeDepositMaturitiesYearFour" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDepositMaturitiesYearFour" xlink:title="definition: ConcentrationRiskLineItems to TimeDepositMaturitiesYearFour" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="TimeDepositMaturitiesYearFive" xlink:title="TimeDepositMaturitiesYearFive" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDepositMaturitiesYearFive" xlink:title="definition: ConcentrationRiskLineItems to TimeDepositMaturitiesYearFive" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="TimeDepositMaturitiesAfterYearFive" xlink:title="TimeDepositMaturitiesAfterYearFive" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDepositMaturitiesAfterYearFive" xlink:title="definition: ConcentrationRiskLineItems to TimeDepositMaturitiesAfterYearFive" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDeposits" xlink:label="TimeDeposits" xlink:title="TimeDeposits" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDeposits" xlink:title="definition: ConcentrationRiskLineItems to TimeDeposits" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TimeDeposits250000OrMore" xlink:label="TimeDeposits250000OrMore" xlink:title="TimeDeposits250000OrMore" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDeposits250000OrMore" xlink:title="definition: ConcentrationRiskLineItems to TimeDeposits250000OrMore" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfSignificantCustomers" xlink:label="NumberOfSignificantCustomers" xlink:title="NumberOfSignificantCustomers" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="NumberOfSignificantCustomers" xlink:title="definition: ConcentrationRiskLineItems to NumberOfSignificantCustomers" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="ConcentrationRiskPercentage1" xlink:title="ConcentrationRiskPercentage1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="ConcentrationRiskPercentage1" xlink:title="definition: ConcentrationRiskLineItems to ConcentrationRiskPercentage1" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyDepositLiabilities" xlink:label="RelatedPartyDepositLiabilities" xlink:title="RelatedPartyDepositLiabilities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskLineItems" xlink:to="RelatedPartyDepositLiabilities" xlink:title="definition: ConcentrationRiskLineItems to RelatedPartyDepositLiabilities" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskTable" xlink:label="ConcentrationRiskTable" xlink:title="ConcentrationRiskTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ConcentrationRiskLineItems" xlink:to="ConcentrationRiskTable" xlink:title="definition: ConcentrationRiskLineItems to ConcentrationRiskTable" order="13.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:label="ConcentrationRiskByBenchmarkAxis" xlink:title="ConcentrationRiskByBenchmarkAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ConcentrationRiskTable" xlink:to="ConcentrationRiskByBenchmarkAxis" xlink:title="definition: ConcentrationRiskTable to ConcentrationRiskByBenchmarkAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskBenchmarkDomain" xlink:label="ConcentrationRiskBenchmarkDomain" xlink:title="ConcentrationRiskBenchmarkDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="ConcentrationRiskByBenchmarkAxis" xlink:to="ConcentrationRiskBenchmarkDomain" xlink:title="definition: ConcentrationRiskByBenchmarkAxis to ConcentrationRiskBenchmarkDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskBenchmarkDomain" xlink:label="ConcentrationRiskBenchmarkDomain_2" xlink:title="ConcentrationRiskBenchmarkDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="ConcentrationRiskByBenchmarkAxis" xlink:to="ConcentrationRiskBenchmarkDomain_2" xlink:title="definition: ConcentrationRiskByBenchmarkAxis to ConcentrationRiskBenchmarkDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DepositsTotalMember" xlink:label="DepositsTotalMember" xlink:title="DepositsTotalMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskBenchmarkDomain" xlink:to="DepositsTotalMember" xlink:title="definition: ConcentrationRiskBenchmarkDomain to DepositsTotalMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="ConcentrationRiskByTypeAxis" xlink:title="ConcentrationRiskByTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ConcentrationRiskTable" xlink:to="ConcentrationRiskByTypeAxis" xlink:title="definition: ConcentrationRiskTable to ConcentrationRiskByTypeAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="ConcentrationRiskTypeDomain" xlink:title="ConcentrationRiskTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="ConcentrationRiskByTypeAxis" xlink:to="ConcentrationRiskTypeDomain" xlink:title="definition: ConcentrationRiskByTypeAxis to ConcentrationRiskTypeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="ConcentrationRiskTypeDomain_2" xlink:title="ConcentrationRiskTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="ConcentrationRiskByTypeAxis" xlink:to="ConcentrationRiskTypeDomain_2" xlink:title="definition: ConcentrationRiskByTypeAxis to ConcentrationRiskTypeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CustomerConcentrationRiskMember" xlink:label="CustomerConcentrationRiskMember" xlink:title="CustomerConcentrationRiskMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConcentrationRiskTypeDomain" xlink:to="CustomerConcentrationRiskMember" xlink:title="definition: ConcentrationRiskTypeDomain to CustomerConcentrationRiskMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MajorCustomersAxis" xlink:label="MajorCustomersAxis" xlink:title="MajorCustomersAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ConcentrationRiskTable" xlink:to="MajorCustomersAxis" xlink:title="definition: ConcentrationRiskTable to MajorCustomersAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_NameOfMajorCustomerDomain" xlink:label="NameOfMajorCustomerDomain" xlink:title="NameOfMajorCustomerDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="MajorCustomersAxis" xlink:to="NameOfMajorCustomerDomain" xlink:title="definition: MajorCustomersAxis to NameOfMajorCustomerDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_NameOfMajorCustomerDomain" xlink:label="NameOfMajorCustomerDomain_2" xlink:title="NameOfMajorCustomerDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="MajorCustomersAxis" xlink:to="NameOfMajorCustomerDomain_2" xlink:title="definition: MajorCustomersAxis to NameOfMajorCustomerDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FiveCustomersMember" xlink:label="FiveCustomersMember" xlink:title="FiveCustomersMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="NameOfMajorCustomerDomain" xlink:to="FiveCustomersMember" xlink:title="definition: NameOfMajorCustomerDomain to FiveCustomersMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/BorrowingsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:label="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:title="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" xlink:label="AdvancesFromFederalHomeLoanBanksAbstract" xlink:title="AdvancesFromFederalHomeLoanBanksAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="AdvancesFromFederalHomeLoanBanksAbstract" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to AdvancesFromFederalHomeLoanBanksAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="NotesReceivableGross" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to NotesReceivableGross" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:label="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:title="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchased" xlink:label="IncreaseDecreaseInFederalFundsPurchased" xlink:title="IncreaseDecreaseInFederalFundsPurchased" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="IncreaseDecreaseInFederalFundsPurchased" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to IncreaseDecreaseInFederalFundsPurchased" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalFundsPurchased" xlink:label="FederalFundsPurchased" xlink:title="FederalFundsPurchased" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalFundsPurchased" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalFundsPurchased" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="DebtInstrumentInterestRateStatedPercentage" xlink:title="DebtInstrumentInterestRateStatedPercentage" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="DebtInstrumentInterestRateStatedPercentage" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to DebtInstrumentInterestRateStatedPercentage" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="DebtInstrumentMaturityDate" xlink:title="DebtInstrumentMaturityDate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="DebtInstrumentMaturityDate" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to DebtInstrumentMaturityDate" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:label="FinancialInstrumentsOwnedAtFairValue" xlink:title="FinancialInstrumentsOwnedAtFairValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FinancialInstrumentsOwnedAtFairValue" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FinancialInstrumentsOwnedAtFairValue" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancialInstrumentsOwnedAtAmortizedCost" xlink:label="FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="FinancialInstrumentsOwnedAtAmortizedCost" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FinancialInstrumentsOwnedAtAmortizedCost" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:label="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:title="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCredit" xlink:label="LineOfCredit" xlink:title="LineOfCredit" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="LineOfCredit" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to LineOfCredit" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" order="14.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="AdvancesFromFederalHomeLoanBanks" xlink:title="AdvancesFromFederalHomeLoanBanks" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="AdvancesFromFederalHomeLoanBanks" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to AdvancesFromFederalHomeLoanBanks" order="15.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:label="FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:title="FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" order="16.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:label="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:title="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" order="17.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:label="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:title="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesWeightedAverageInterestRate" order="18.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:label="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:title="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" order="19.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:label="FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:title="FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" order="20.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:label="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:title="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:title="definition: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" order="21.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralAxis" xlink:label="CollateralAxis" xlink:title="CollateralAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="CollateralAxis" xlink:title="definition: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to CollateralAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralDomain" xlink:label="CollateralDomain" xlink:title="CollateralDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="CollateralAxis" xlink:to="CollateralDomain" xlink:title="definition: CollateralAxis to CollateralDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralDomain" xlink:label="CollateralDomain_2" xlink:title="CollateralDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="CollateralAxis" xlink:to="CollateralDomain_2" xlink:title="definition: CollateralAxis to CollateralDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageReceivablesMember" xlink:label="MortgageReceivablesMember" xlink:title="MortgageReceivablesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CollateralDomain" xlink:to="MortgageReceivablesMember" xlink:title="definition: CollateralDomain to MortgageReceivablesMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CollateralDomain" xlink:to="CommercialRealEstateMember" xlink:title="definition: CollateralDomain to CommercialRealEstateMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusAxis" xlink:label="PledgedStatusAxis" xlink:title="PledgedStatusAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="PledgedStatusAxis" xlink:title="definition: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to PledgedStatusAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain" xlink:title="PledgedStatusDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PledgedStatusAxis" xlink:to="PledgedStatusDomain" xlink:title="definition: PledgedStatusAxis to PledgedStatusDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain_2" xlink:title="PledgedStatusDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PledgedStatusAxis" xlink:to="PledgedStatusDomain_2" xlink:title="definition: PledgedStatusAxis to PledgedStatusDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralMember" xlink:label="AssetPledgedAsCollateralMember" xlink:title="AssetPledgedAsCollateralMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PledgedStatusDomain" xlink:to="AssetPledgedAsCollateralMember" xlink:title="definition: PledgedStatusDomain to AssetPledgedAsCollateralMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralWithoutRightMember" xlink:label="AssetPledgedAsCollateralWithoutRightMember" xlink:title="AssetPledgedAsCollateralWithoutRightMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AssetPledgedAsCollateralMember" xlink:to="AssetPledgedAsCollateralWithoutRightMember" xlink:title="definition: AssetPledgedAsCollateralMember to AssetPledgedAsCollateralWithoutRightMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeAxis" xlink:label="PledgingPurposeAxis" xlink:title="PledgingPurposeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="PledgingPurposeAxis" xlink:title="definition: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to PledgingPurposeAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain" xlink:title="PledgingPurposeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PledgingPurposeAxis" xlink:to="PledgingPurposeDomain" xlink:title="definition: PledgingPurposeAxis to PledgingPurposeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain_2" xlink:title="PledgingPurposeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PledgingPurposeAxis" xlink:to="PledgingPurposeDomain_2" xlink:title="definition: PledgingPurposeAxis to PledgingPurposeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="FederalHomeLoanBankAdvancesMember" xlink:title="FederalHomeLoanBankAdvancesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PledgingPurposeDomain" xlink:to="FederalHomeLoanBankAdvancesMember" xlink:title="definition: PledgingPurposeDomain to FederalHomeLoanBankAdvancesMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="FederalReserveBankAdvancesMember" xlink:title="FederalReserveBankAdvancesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PledgingPurposeDomain" xlink:to="FederalReserveBankAdvancesMember" xlink:title="definition: PledgingPurposeDomain to FederalReserveBankAdvancesMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:label="LineOfCreditFacilityAxis" xlink:title="LineOfCreditFacilityAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="LineOfCreditFacilityAxis" xlink:title="definition: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to LineOfCreditFacilityAxis" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:label="LineOfCreditFacilityLenderDomain" xlink:title="LineOfCreditFacilityLenderDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="LineOfCreditFacilityAxis" xlink:to="LineOfCreditFacilityLenderDomain" xlink:title="definition: LineOfCreditFacilityAxis to LineOfCreditFacilityLenderDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:label="LineOfCreditFacilityLenderDomain_2" xlink:title="LineOfCreditFacilityLenderDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="LineOfCreditFacilityAxis" xlink:to="LineOfCreditFacilityLenderDomain_2" xlink:title="definition: LineOfCreditFacilityAxis to LineOfCreditFacilityLenderDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OtherFinancialInstitutionsMember" xlink:label="OtherFinancialInstitutionsMember" xlink:title="OtherFinancialInstitutionsMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="LineOfCreditFacilityLenderDomain" xlink:to="OtherFinancialInstitutionsMember" xlink:title="definition: LineOfCreditFacilityLenderDomain to OtherFinancialInstitutionsMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="SubsequentEventTypeAxis" xlink:title="SubsequentEventTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="SubsequentEventTypeAxis" xlink:title="definition: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to SubsequentEventTypeAxis" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain" xlink:title="SubsequentEventTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="SubsequentEventTypeAxis" xlink:to="SubsequentEventTypeDomain" xlink:title="definition: SubsequentEventTypeAxis to SubsequentEventTypeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain_2" xlink:title="SubsequentEventTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="SubsequentEventTypeAxis" xlink:to="SubsequentEventTypeDomain_2" xlink:title="definition: SubsequentEventTypeAxis to SubsequentEventTypeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventMember" xlink:label="SubsequentEventMember" xlink:title="SubsequentEventMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="SubsequentEventTypeDomain" xlink:to="SubsequentEventMember" xlink:title="definition: SubsequentEventTypeDomain to SubsequentEventMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="OffsettingLiabilitiesLineItems" xlink:title="OffsettingLiabilitiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:label="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:title="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OffsettingLiabilitiesLineItems" xlink:to="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:title="definition: OffsettingLiabilitiesLineItems to OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="SecuritiesSoldUnderAgreementsToRepurchase" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OffsettingLiabilitiesLineItems" xlink:to="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="definition: OffsettingLiabilitiesLineItems to SecuritiesSoldUnderAgreementsToRepurchase" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_WeightedAverageRateOnRepurchaseAgreements" xlink:label="WeightedAverageRateOnRepurchaseAgreements" xlink:title="WeightedAverageRateOnRepurchaseAgreements" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OffsettingLiabilitiesLineItems" xlink:to="WeightedAverageRateOnRepurchaseAgreements" xlink:title="definition: OffsettingLiabilitiesLineItems to WeightedAverageRateOnRepurchaseAgreements" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:label="FinancialInstrumentsOwnedAtFairValue" xlink:title="FinancialInstrumentsOwnedAtFairValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OffsettingLiabilitiesLineItems" xlink:to="FinancialInstrumentsOwnedAtFairValue" xlink:title="definition: OffsettingLiabilitiesLineItems to FinancialInstrumentsOwnedAtFairValue" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="OffsettingLiabilitiesTable" xlink:title="OffsettingLiabilitiesTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="OffsettingLiabilitiesLineItems" xlink:to="OffsettingLiabilitiesTable" xlink:title="definition: OffsettingLiabilitiesLineItems to OffsettingLiabilitiesTable" order="5.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="OffsettingLiabilitiesTable" xlink:to="FinancialInstrumentAxis" xlink:title="definition: OffsettingLiabilitiesTable to FinancialInstrumentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusAxis" xlink:label="PledgedStatusAxis" xlink:title="PledgedStatusAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="OffsettingLiabilitiesTable" xlink:to="PledgedStatusAxis" xlink:title="definition: OffsettingLiabilitiesTable to PledgedStatusAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain" xlink:title="PledgedStatusDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PledgedStatusAxis" xlink:to="PledgedStatusDomain" xlink:title="definition: PledgedStatusAxis to PledgedStatusDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain_2" xlink:title="PledgedStatusDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PledgedStatusAxis" xlink:to="PledgedStatusDomain_2" xlink:title="definition: PledgedStatusAxis to PledgedStatusDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralMember" xlink:label="AssetPledgedAsCollateralMember" xlink:title="AssetPledgedAsCollateralMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PledgedStatusDomain" xlink:to="AssetPledgedAsCollateralMember" xlink:title="definition: PledgedStatusDomain to AssetPledgedAsCollateralMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeAxis" xlink:label="PledgingPurposeAxis" xlink:title="PledgingPurposeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="OffsettingLiabilitiesTable" xlink:to="PledgingPurposeAxis" xlink:title="definition: OffsettingLiabilitiesTable to PledgingPurposeAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain" xlink:title="PledgingPurposeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PledgingPurposeAxis" xlink:to="PledgingPurposeDomain" xlink:title="definition: PledgingPurposeAxis to PledgingPurposeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain_2" xlink:title="PledgingPurposeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PledgingPurposeAxis" xlink:to="PledgingPurposeDomain_2" xlink:title="definition: PledgingPurposeAxis to PledgingPurposeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PledgingPurposeDomain" xlink:to="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="definition: PledgingPurposeDomain to SecuritiesSoldUnderAgreementsToRepurchaseMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/NotesPayableDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="DebtInstrumentLineItems" xlink:title="DebtInstrumentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="DebtInstrumentsAbstract" xlink:title="DebtInstrumentsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DebtInstrumentLineItems" xlink:to="DebtInstrumentsAbstract" xlink:title="definition: DebtInstrumentLineItems to DebtInstrumentsAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesPayable" xlink:label="NotesPayable" xlink:title="NotesPayable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DebtInstrumentLineItems" xlink:to="NotesPayable" xlink:title="definition: DebtInstrumentLineItems to NotesPayable" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfNotesPayables" xlink:label="NumberOfNotesPayables" xlink:title="NumberOfNotesPayables" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DebtInstrumentLineItems" xlink:to="NumberOfNotesPayables" xlink:title="definition: DebtInstrumentLineItems to NumberOfNotesPayables" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="DebtInstrumentInterestRateStatedPercentage" xlink:title="DebtInstrumentInterestRateStatedPercentage" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DebtInstrumentLineItems" xlink:to="DebtInstrumentInterestRateStatedPercentage" xlink:title="definition: DebtInstrumentLineItems to DebtInstrumentInterestRateStatedPercentage" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="DebtInstrumentMaturityDate" xlink:title="DebtInstrumentMaturityDate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DebtInstrumentLineItems" xlink:to="DebtInstrumentMaturityDate" xlink:title="definition: DebtInstrumentLineItems to DebtInstrumentMaturityDate" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfDebt" xlink:label="RepaymentsOfDebt" xlink:title="RepaymentsOfDebt" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DebtInstrumentLineItems" xlink:to="RepaymentsOfDebt" xlink:title="definition: DebtInstrumentLineItems to RepaymentsOfDebt" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentTable" xlink:label="DebtInstrumentTable" xlink:title="DebtInstrumentTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="DebtInstrumentLineItems" xlink:to="DebtInstrumentTable" xlink:title="definition: DebtInstrumentLineItems to DebtInstrumentTable" order="7.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentAxis" xlink:label="DebtInstrumentAxis" xlink:title="DebtInstrumentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="DebtInstrumentTable" xlink:to="DebtInstrumentAxis" xlink:title="definition: DebtInstrumentTable to DebtInstrumentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="DebtInstrumentNameDomain" xlink:title="DebtInstrumentNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="DebtInstrumentAxis" xlink:to="DebtInstrumentNameDomain" xlink:title="definition: DebtInstrumentAxis to DebtInstrumentNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="DebtInstrumentNameDomain_2" xlink:title="DebtInstrumentNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="DebtInstrumentAxis" xlink:to="DebtInstrumentNameDomain_2" xlink:title="definition: DebtInstrumentAxis to DebtInstrumentNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NotesPayableAMember" xlink:label="NotesPayableAMember" xlink:title="NotesPayableAMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DebtInstrumentNameDomain" xlink:to="NotesPayableAMember" xlink:title="definition: DebtInstrumentNameDomain to NotesPayableAMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NotesPayableBMember" xlink:label="NotesPayableBMember" xlink:title="NotesPayableBMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="DebtInstrumentNameDomain" xlink:to="NotesPayableBMember" xlink:title="definition: DebtInstrumentNameDomain to NotesPayableBMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="SubsequentEventTypeAxis" xlink:title="SubsequentEventTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="DebtInstrumentTable" xlink:to="SubsequentEventTypeAxis" xlink:title="definition: DebtInstrumentTable to SubsequentEventTypeAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain" xlink:title="SubsequentEventTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="SubsequentEventTypeAxis" xlink:to="SubsequentEventTypeDomain" xlink:title="definition: SubsequentEventTypeAxis to SubsequentEventTypeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain_2" xlink:title="SubsequentEventTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="SubsequentEventTypeAxis" xlink:to="SubsequentEventTypeDomain_2" xlink:title="definition: SubsequentEventTypeAxis to SubsequentEventTypeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventMember" xlink:label="SubsequentEventMember" xlink:title="SubsequentEventMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="SubsequentEventTypeDomain" xlink:to="SubsequentEventMember" xlink:title="definition: SubsequentEventTypeDomain to SubsequentEventMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EmployeeBenefitPlansDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:label="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:title="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DefinedContributionPensionPlanDisclosureAbstract" xlink:label="DefinedContributionPensionPlanDisclosureAbstract" xlink:title="DefinedContributionPensionPlanDisclosureAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="DefinedContributionPensionPlanDisclosureAbstract" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to DefinedContributionPensionPlanDisclosureAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanAbstract" xlink:label="EmployeeStockOwnershipPlanAbstract" xlink:title="EmployeeStockOwnershipPlanAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanAbstract" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:label="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:title="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_UnearnedESOPSharesCost" xlink:label="UnearnedESOPSharesCost" xlink:title="UnearnedESOPSharesCost" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="UnearnedESOPSharesCost" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to UnearnedESOPSharesCost" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:label="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:title="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:label="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:title="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to StockholdersEquityNoteStockSplitConversionRatio1" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOP" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPSharesInESOP" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:label="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:title="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:label="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:title="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPSharesContributedToESOP" order="14.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:label="EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:title="EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" order="15.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CostOfSharesPurchasedByESOP" xlink:label="CostOfSharesPurchasedByESOP" xlink:title="CostOfSharesPurchasedByESOP" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="CostOfSharesPurchasedByESOP" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to CostOfSharesPurchasedByESOP" order="16.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:label="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:title="OriginationOfLoansToEmployeeStockOwnershipPlans" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to OriginationOfLoansToEmployeeStockOwnershipPlans" order="17.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanLoanTerm" xlink:label="EmployeeStockOwnershipPlanLoanTerm" xlink:title="EmployeeStockOwnershipPlanLoanTerm" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanLoanTerm" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanLoanTerm" order="18.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:label="EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:title="EmployeeStockOwnershipPlanESOPCompensationExpense" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPCompensationExpense" order="19.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:label="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:title="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" order="20.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:label="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:title="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" order="21.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:label="DefinedContributionPlanEmployerMatchingContributionPercent" xlink:title="DefinedContributionPlanEmployerMatchingContributionPercent" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="DefinedContributionPlanEmployerMatchingContributionPercent" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to DefinedContributionPlanEmployerMatchingContributionPercent" order="22.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:label="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:title="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" order="23.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="DefinedContributionPlanCostRecognized" xlink:title="DefinedContributionPlanCostRecognized" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="DefinedContributionPlanCostRecognized" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to DefinedContributionPlanCostRecognized" order="24.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:label="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:title="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:title="definition: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" order="25.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="RetirementPlanTypeAxis" xlink:title="RetirementPlanTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:to="RetirementPlanTypeAxis" xlink:title="definition: ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable to RetirementPlanTypeAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="RetirementPlanTypeDomain" xlink:title="RetirementPlanTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="RetirementPlanTypeAxis" xlink:to="RetirementPlanTypeDomain" xlink:title="definition: RetirementPlanTypeAxis to RetirementPlanTypeDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="RetirementPlanTypeDomain_2" xlink:title="RetirementPlanTypeDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="RetirementPlanTypeAxis" xlink:to="RetirementPlanTypeDomain_2" xlink:title="definition: RetirementPlanTypeAxis to RetirementPlanTypeDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="PensionPlansDefinedBenefitMember" xlink:title="PensionPlansDefinedBenefitMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RetirementPlanTypeDomain" xlink:to="PensionPlansDefinedBenefitMember" xlink:title="definition: RetirementPlanTypeDomain to PensionPlansDefinedBenefitMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanNameAxis" xlink:label="RetirementPlanNameAxis" xlink:title="RetirementPlanNameAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:to="RetirementPlanNameAxis" xlink:title="definition: ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable to RetirementPlanNameAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanNameDomain" xlink:label="RetirementPlanNameDomain" xlink:title="RetirementPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="RetirementPlanNameAxis" xlink:to="RetirementPlanNameDomain" xlink:title="definition: RetirementPlanNameAxis to RetirementPlanNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanNameDomain" xlink:label="RetirementPlanNameDomain_2" xlink:title="RetirementPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="RetirementPlanNameAxis" xlink:to="RetirementPlanNameDomain_2" xlink:title="definition: RetirementPlanNameAxis to RetirementPlanNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CityFirstBank401KPlanMember" xlink:label="CityFirstBank401KPlanMember" xlink:title="CityFirstBank401KPlanMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RetirementPlanNameDomain" xlink:to="CityFirstBank401KPlanMember" xlink:title="definition: RetirementPlanNameDomain to CityFirstBank401KPlanMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLossCarryforwardsLineItems" xlink:label="OperatingLossCarryforwardsLineItems" xlink:title="OperatingLossCarryforwardsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="IncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OperatingLossCarryforwardsLineItems" xlink:to="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="definition: OperatingLossCarryforwardsLineItems to IncomeTaxExpenseBenefitContinuingOperationsAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLossCarryforwards" xlink:label="OperatingLossCarryforwards" xlink:title="OperatingLossCarryforwards" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OperatingLossCarryforwardsLineItems" xlink:to="OperatingLossCarryforwards" xlink:title="definition: OperatingLossCarryforwardsLineItems to OperatingLossCarryforwards" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:label="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:title="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OperatingLossCarryforwardsLineItems" xlink:to="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:title="definition: OperatingLossCarryforwardsLineItems to OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:label="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:title="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OperatingLossCarryforwardsLineItems" xlink:to="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:title="definition: OperatingLossCarryforwardsLineItems to OperatingLossCarryforwardsGoingToExpireIfNotUtilized" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardAmount" xlink:label="TaxCreditCarryforwardAmount" xlink:title="TaxCreditCarryforwardAmount" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OperatingLossCarryforwardsLineItems" xlink:to="TaxCreditCarryforwardAmount" xlink:title="definition: OperatingLossCarryforwardsLineItems to TaxCreditCarryforwardAmount" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="UnrecognizedTaxBenefits" xlink:title="UnrecognizedTaxBenefits" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OperatingLossCarryforwardsLineItems" xlink:to="UnrecognizedTaxBenefits" xlink:title="definition: OperatingLossCarryforwardsLineItems to UnrecognizedTaxBenefits" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLossCarryforwardsTable" xlink:label="OperatingLossCarryforwardsTable" xlink:title="OperatingLossCarryforwardsTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="OperatingLossCarryforwardsLineItems" xlink:to="OperatingLossCarryforwardsTable" xlink:title="definition: OperatingLossCarryforwardsLineItems to OperatingLossCarryforwardsTable" order="7.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxAuthorityAxis" xlink:label="IncomeTaxAuthorityAxis" xlink:title="IncomeTaxAuthorityAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="OperatingLossCarryforwardsTable" xlink:to="IncomeTaxAuthorityAxis" xlink:title="definition: OperatingLossCarryforwardsTable to IncomeTaxAuthorityAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxAuthorityDomain" xlink:label="IncomeTaxAuthorityDomain" xlink:title="IncomeTaxAuthorityDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="IncomeTaxAuthorityAxis" xlink:to="IncomeTaxAuthorityDomain" xlink:title="definition: IncomeTaxAuthorityAxis to IncomeTaxAuthorityDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxAuthorityDomain" xlink:label="IncomeTaxAuthorityDomain_2" xlink:title="IncomeTaxAuthorityDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="IncomeTaxAuthorityAxis" xlink:to="IncomeTaxAuthorityDomain_2" xlink:title="definition: IncomeTaxAuthorityAxis to IncomeTaxAuthorityDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DomesticCountryMember" xlink:label="DomesticCountryMember" xlink:title="DomesticCountryMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IncomeTaxAuthorityDomain" xlink:to="DomesticCountryMember" xlink:title="definition: IncomeTaxAuthorityDomain to DomesticCountryMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StateAndLocalJurisdictionMember" xlink:label="StateAndLocalJurisdictionMember" xlink:title="StateAndLocalJurisdictionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="IncomeTaxAuthorityDomain" xlink:to="StateAndLocalJurisdictionMember" xlink:title="definition: IncomeTaxAuthorityDomain to StateAndLocalJurisdictionMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardAxis" xlink:label="TaxCreditCarryforwardAxis" xlink:title="TaxCreditCarryforwardAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="OperatingLossCarryforwardsTable" xlink:to="TaxCreditCarryforwardAxis" xlink:title="definition: OperatingLossCarryforwardsTable to TaxCreditCarryforwardAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardNameDomain" xlink:label="TaxCreditCarryforwardNameDomain" xlink:title="TaxCreditCarryforwardNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="TaxCreditCarryforwardAxis" xlink:to="TaxCreditCarryforwardNameDomain" xlink:title="definition: TaxCreditCarryforwardAxis to TaxCreditCarryforwardNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardNameDomain" xlink:label="TaxCreditCarryforwardNameDomain_2" xlink:title="TaxCreditCarryforwardNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="TaxCreditCarryforwardAxis" xlink:to="TaxCreditCarryforwardNameDomain_2" xlink:title="definition: TaxCreditCarryforwardAxis to TaxCreditCarryforwardNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralBusinessMember" xlink:label="GeneralBusinessMember" xlink:title="GeneralBusinessMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TaxCreditCarryforwardNameDomain" xlink:to="GeneralBusinessMember" xlink:title="definition: TaxCreditCarryforwardNameDomain to GeneralBusinessMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" order="4.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameAxis" xlink:label="PlanNameAxis" xlink:title="PlanNameAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="PlanNameAxis" xlink:title="definition: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to PlanNameAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain" xlink:title="PlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PlanNameAxis" xlink:to="PlanNameDomain" xlink:title="definition: PlanNameAxis to PlanNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain_2" xlink:title="PlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PlanNameAxis" xlink:to="PlanNameDomain_2" xlink:title="definition: PlanNameAxis to PlanNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TwoThousandEighteenLtipMember" xlink:label="TwoThousandEighteenLtipMember" xlink:title="TwoThousandEighteenLtipMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PlanNameDomain" xlink:to="TwoThousandEighteenLtipMember" xlink:title="definition: PlanNameDomain to TwoThousandEighteenLtipMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmendedAndRestatedLtipMember" xlink:label="AmendedAndRestatedLtipMember" xlink:title="AmendedAndRestatedLtipMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PlanNameDomain" xlink:to="AmendedAndRestatedLtipMember" xlink:title="definition: PlanNameDomain to AmendedAndRestatedLtipMember" order="2.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to AllocatedShareBasedCompensationExpenseNetOfTax" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:label="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:title="StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to StockIssuedDuringPeriodSharesStockOptionsExercised" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" order="14.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" order="15.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" order="16.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="AwardTypeAxis" xlink:title="definition: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to AwardTypeAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="definition: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" xlink:title="definition: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="EmployeeStockOptionMember" xlink:title="EmployeeStockOptionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="EmployeeStockOptionMember" xlink:title="definition: ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to EmployeeStockOptionMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:title="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:title="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:title="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:title="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:title="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:title="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:label="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:title="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:title="definition: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" order="10.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:to="AwardTypeAxis" xlink:title="definition: ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable to AwardTypeAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="definition: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" xlink:title="definition: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="EmployeeStockOptionMember" xlink:title="EmployeeStockOptionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="EmployeeStockOptionMember" xlink:title="definition: ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to EmployeeStockOptionMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardDateAxis" xlink:label="AwardDateAxis" xlink:title="AwardDateAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:to="AwardDateAxis" xlink:title="definition: ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable to AwardDateAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardDateDomain" xlink:label="AwardDateDomain" xlink:title="AwardDateDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="AwardDateAxis" xlink:to="AwardDateDomain" xlink:title="definition: AwardDateAxis to AwardDateDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardDateDomain" xlink:label="AwardDateDomain_2" xlink:title="AwardDateDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AwardDateAxis" xlink:to="AwardDateDomain_2" xlink:title="definition: AwardDateAxis to AwardDateDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_GrantDateAsOfFebruary242016Member" xlink:label="GrantDateAsOfFebruary242016Member" xlink:title="GrantDateAsOfFebruary242016Member" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AwardDateDomain" xlink:to="GrantDateAsOfFebruary242016Member" xlink:title="definition: AwardDateDomain to GrantDateAsOfFebruary242016Member" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to AllocatedShareBasedCompensationExpenseNetOfTax" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:label="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to StockholdersEquityNoteStockSplitConversionRatio1" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" order="11.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameAxis" xlink:label="PlanNameAxis" xlink:title="PlanNameAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="PlanNameAxis" xlink:title="definition: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to PlanNameAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain" xlink:title="PlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="PlanNameAxis" xlink:to="PlanNameDomain" xlink:title="definition: PlanNameAxis to PlanNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain_2" xlink:title="PlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PlanNameAxis" xlink:to="PlanNameDomain_2" xlink:title="definition: PlanNameAxis to PlanNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TwoThousandEighteenLtipMember" xlink:label="TwoThousandEighteenLtipMember" xlink:title="TwoThousandEighteenLtipMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PlanNameDomain" xlink:to="TwoThousandEighteenLtipMember" xlink:title="definition: PlanNameDomain to TwoThousandEighteenLtipMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmendedAndRestatedLtipMember" xlink:label="AmendedAndRestatedLtipMember" xlink:title="AmendedAndRestatedLtipMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PlanNameDomain" xlink:to="AmendedAndRestatedLtipMember" xlink:title="definition: PlanNameDomain to AmendedAndRestatedLtipMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="TitleOfIndividualAxis" xlink:title="definition: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to TitleOfIndividualAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="TitleOfIndividualAxis" xlink:to="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="definition: TitleOfIndividualAxis to TitleOfIndividualWithRelationshipToEntityDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain_2" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="TitleOfIndividualAxis" xlink:to="TitleOfIndividualWithRelationshipToEntityDomain_2" xlink:title="definition: TitleOfIndividualAxis to TitleOfIndividualWithRelationshipToEntityDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_DirectorMember" xlink:label="DirectorMember" xlink:title="DirectorMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="DirectorMember" xlink:title="definition: TitleOfIndividualWithRelationshipToEntityDomain to DirectorMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OfficersAndEmployeesMember" xlink:label="OfficersAndEmployeesMember" xlink:title="OfficersAndEmployeesMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="OfficersAndEmployeesMember" xlink:title="definition: TitleOfIndividualWithRelationshipToEntityDomain to OfficersAndEmployeesMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="AwardTypeAxis" xlink:title="definition: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to AwardTypeAxis" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="definition: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" xlink:title="definition: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockMember" xlink:label="RestrictedStockMember" xlink:title="RestrictedStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="RestrictedStockMember" xlink:title="definition: ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to RestrictedStockMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="RangeAxis" xlink:title="definition: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to RangeAxis" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="definition: RangeAxis to RangeMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember_2" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="RangeAxis" xlink:to="RangeMember_2" xlink:title="definition: RangeAxis to RangeMember_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RangeMember" xlink:to="MinimumMember" xlink:title="definition: RangeMember to MinimumMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="definition: RangeMember to MaximumMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="StatementEquityComponentsAxis" xlink:title="definition: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to StatementEquityComponentsAxis" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="StatementEquityComponentsAxis" xlink:to="EquityComponentDomain" xlink:title="definition: StatementEquityComponentsAxis to EquityComponentDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain_2" xlink:title="EquityComponentDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="StatementEquityComponentsAxis" xlink:to="EquityComponentDomain_2" xlink:title="definition: StatementEquityComponentsAxis to EquityComponentDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockMember" xlink:label="CommonStockMember" xlink:title="CommonStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="EquityComponentDomain" xlink:to="CommonStockMember" xlink:title="definition: EquityComponentDomain to CommonStockMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="definition: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" order="14.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="AwardTypeAxis" xlink:title="definition: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to AwardTypeAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="definition: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" xlink:title="definition: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockMember" xlink:label="RestrictedStockMember" xlink:title="RestrictedStockMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="RestrictedStockMember" xlink:title="definition: ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to RestrictedStockMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/RegulatoryMattersDetails" />
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:label="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:title="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:label="LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="LoansAndLeasesReceivableOtherInformationAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="definition: FairValueOffBalanceSheetRisksDisclosureInformationLineItems to LoansAndLeasesReceivableOtherInformationAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommitmentsLoansAbstract" xlink:label="CommitmentsLoansAbstract" xlink:title="CommitmentsLoansAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="CommitmentsLoansAbstract" xlink:title="definition: FairValueOffBalanceSheetRisksDisclosureInformationLineItems to CommitmentsLoansAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoanCommitmentPeriod" xlink:label="LoanCommitmentPeriod" xlink:title="LoanCommitmentPeriod" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="LoanCommitmentPeriod" xlink:title="definition: FairValueOffBalanceSheetRisksDisclosureInformationLineItems to LoanCommitmentPeriod" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:label="FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:title="FairValueDisclosureOffbalanceSheetRisksAmountLiability" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:title="definition: FairValueOffBalanceSheetRisksDisclosureInformationLineItems to FairValueDisclosureOffbalanceSheetRisksAmountLiability" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:label="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:title="ScheduleOfFairValueOffBalanceSheetRisksTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:title="definition: FairValueOffBalanceSheetRisksDisclosureInformationLineItems to ScheduleOfFairValueOffBalanceSheetRisksTable" order="5.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="FinancialInstrumentAxis" xlink:title="definition: ScheduleOfFairValueOffBalanceSheetRisksTable to FinancialInstrumentAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" xlink:title="definition: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="CommitmentsToExtendCreditMember" xlink:title="CommitmentsToExtendCreditMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="CommitmentsToExtendCreditMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to CommitmentsToExtendCreditMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_UnfundedConstructionLoansMember" xlink:label="UnfundedConstructionLoansMember" xlink:title="UnfundedConstructionLoansMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="UnfundedConstructionLoansMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to UnfundedConstructionLoansMember" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnusedLinesOfCreditMember" xlink:label="UnusedLinesOfCreditMember" xlink:title="UnusedLinesOfCreditMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="UnusedLinesOfCreditMember" xlink:title="definition: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to UnusedLinesOfCreditMember" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="RangeAxis" xlink:title="definition: ScheduleOfFairValueOffBalanceSheetRisksTable to RangeAxis" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="definition: RangeAxis to RangeMember" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember_2" xlink:title="RangeMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="RangeAxis" xlink:to="RangeMember_2" xlink:title="definition: RangeAxis to RangeMember_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="definition: RangeMember to MaximumMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:title="CondensedBalanceSheetStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="StatementOfFinancialPositionAbstract" xlink:title="StatementOfFinancialPositionAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="StatementOfFinancialPositionAbstract" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to StatementOfFinancialPositionAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="AssetsAbstract" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to AssetsAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="LiabilitiesAndStockholdersEquityAbstract" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to LiabilitiesAndStockholdersEquityAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="AccruedLiabilitiesAndOtherLiabilities" xlink:title="AccruedLiabilitiesAndOtherLiabilities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="AccruedLiabilitiesAndOtherLiabilities" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to AccruedLiabilitiesAndOtherLiabilities" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="StockholdersEquity" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to StockholdersEquity" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="LiabilitiesAndStockholdersEquity" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to LiabilitiesAndStockholdersEquity" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="CashAndCashEquivalentsAtCarryingValue" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to CashAndCashEquivalentsAtCarryingValue" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="OtherAssets" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to OtherAssets" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="Assets" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to Assets" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="CondensedBalanceSheetStatementTable" xlink:title="CondensedBalanceSheetStatementTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="CondensedBalanceSheetStatementTable" xlink:title="definition: CondensedBalanceSheetStatementsCaptionsLineItems to CondensedBalanceSheetStatementTable" order="11.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="ConsolidatedEntitiesAxis" xlink:title="ConsolidatedEntitiesAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="CondensedBalanceSheetStatementTable" xlink:to="ConsolidatedEntitiesAxis" xlink:title="definition: CondensedBalanceSheetStatementTable to ConsolidatedEntitiesAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain" xlink:title="ConsolidatedEntitiesDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="ConsolidatedEntitiesAxis" xlink:to="ConsolidatedEntitiesDomain" xlink:title="definition: ConsolidatedEntitiesAxis to ConsolidatedEntitiesDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain_2" xlink:title="ConsolidatedEntitiesDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="ConsolidatedEntitiesAxis" xlink:to="ConsolidatedEntitiesDomain_2" xlink:title="definition: ConsolidatedEntitiesAxis to ConsolidatedEntitiesDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ParentCompanyMember" xlink:label="ParentCompanyMember" xlink:title="ParentCompanyMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConsolidatedEntitiesDomain" xlink:to="ParentCompanyMember" xlink:title="definition: ConsolidatedEntitiesDomain to ParentCompanyMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="CondensedIncomeStatementsCaptionsLineItems" xlink:title="CondensedIncomeStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementAbstract" xlink:label="IncomeStatementAbstract" xlink:title="IncomeStatementAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="IncomeStatementAbstract" xlink:title="definition: CondensedIncomeStatementsCaptionsLineItems to IncomeStatementAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="InterestAndDividendIncomeOperating" xlink:title="InterestAndDividendIncomeOperating" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="InterestAndDividendIncomeOperating" xlink:title="definition: CondensedIncomeStatementsCaptionsLineItems to InterestAndDividendIncomeOperating" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense" xlink:label="InterestExpense" xlink:title="InterestExpense" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="InterestExpense" xlink:title="definition: CondensedIncomeStatementsCaptionsLineItems to InterestExpense" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherNoninterestExpense" xlink:label="OtherNoninterestExpense" xlink:title="OtherNoninterestExpense" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="OtherNoninterestExpense" xlink:title="definition: CondensedIncomeStatementsCaptionsLineItems to OtherNoninterestExpense" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="definition: CondensedIncomeStatementsCaptionsLineItems to IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="IncomeTaxExpenseBenefit" xlink:title="definition: CondensedIncomeStatementsCaptionsLineItems to IncomeTaxExpenseBenefit" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="IncomeLossFromSubsidiariesNetOfTax" xlink:title="IncomeLossFromSubsidiariesNetOfTax" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="IncomeLossFromSubsidiariesNetOfTax" xlink:title="definition: CondensedIncomeStatementsCaptionsLineItems to IncomeLossFromSubsidiariesNetOfTax" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="NetIncomeLoss" xlink:title="definition: CondensedIncomeStatementsCaptionsLineItems to NetIncomeLoss" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedIncomeStatementTable" xlink:label="CondensedIncomeStatementTable" xlink:title="CondensedIncomeStatementTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="CondensedIncomeStatementTable" xlink:title="definition: CondensedIncomeStatementsCaptionsLineItems to CondensedIncomeStatementTable" order="9.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="ConsolidatedEntitiesAxis" xlink:title="ConsolidatedEntitiesAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="CondensedIncomeStatementTable" xlink:to="ConsolidatedEntitiesAxis" xlink:title="definition: CondensedIncomeStatementTable to ConsolidatedEntitiesAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain" xlink:title="ConsolidatedEntitiesDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="ConsolidatedEntitiesAxis" xlink:to="ConsolidatedEntitiesDomain" xlink:title="definition: ConsolidatedEntitiesAxis to ConsolidatedEntitiesDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain_2" xlink:title="ConsolidatedEntitiesDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="ConsolidatedEntitiesAxis" xlink:to="ConsolidatedEntitiesDomain_2" xlink:title="definition: ConsolidatedEntitiesAxis to ConsolidatedEntitiesDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ParentCompanyMember" xlink:label="ParentCompanyMember" xlink:title="ParentCompanyMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConsolidatedEntitiesDomain" xlink:to="ParentCompanyMember" xlink:title="definition: ConsolidatedEntitiesDomain to ParentCompanyMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:label="CondensedCashFlowStatementsCaptionsLineItems" xlink:title="CondensedCashFlowStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="StatementOfCashFlowsAbstract" xlink:title="StatementOfCashFlowsAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="StatementOfCashFlowsAbstract" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to StatementOfCashFlowsAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to NetCashProvidedByUsedInOperatingActivitiesAbstract" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to NetCashProvidedByUsedInInvestingActivitiesAbstract" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to NetCashProvidedByUsedInFinancingActivitiesAbstract" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" order="5.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" order="6.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:label="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:title="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" order="7.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:label="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" order="8.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" order="9.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:label="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" order="10.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:label="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:title="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" order="11.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="NetCashProvidedByUsedInFinancingActivities" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to NetCashProvidedByUsedInFinancingActivities" order="12.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CapitalDistributionToSubsidiary" xlink:label="CapitalDistributionToSubsidiary" xlink:title="CapitalDistributionToSubsidiary" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="CapitalDistributionToSubsidiary" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to CapitalDistributionToSubsidiary" order="13.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="NetCashProvidedByUsedInInvestingActivities" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to NetCashProvidedByUsedInInvestingActivities" order="14.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="NetIncomeLoss" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to NetIncomeLoss" order="15.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" order="16.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="NetCashProvidedByUsedInOperatingActivities" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to NetCashProvidedByUsedInOperatingActivities" order="17.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="IncomeLossFromSubsidiariesNetOfTax" xlink:title="IncomeLossFromSubsidiariesNetOfTax" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="IncomeLossFromSubsidiariesNetOfTax" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to IncomeLossFromSubsidiariesNetOfTax" order="18.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="IncreaseDecreaseInOtherOperatingAssets" xlink:title="IncreaseDecreaseInOtherOperatingAssets" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="IncreaseDecreaseInOtherOperatingAssets" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to IncreaseDecreaseInOtherOperatingAssets" order="19.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:label="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" order="20.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedCashFlowStatementTable" xlink:label="CondensedCashFlowStatementTable" xlink:title="CondensedCashFlowStatementTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="CondensedCashFlowStatementTable" xlink:title="definition: CondensedCashFlowStatementsCaptionsLineItems to CondensedCashFlowStatementTable" order="21.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="ConsolidatedEntitiesAxis" xlink:title="ConsolidatedEntitiesAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="CondensedCashFlowStatementTable" xlink:to="ConsolidatedEntitiesAxis" xlink:title="definition: CondensedCashFlowStatementTable to ConsolidatedEntitiesAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain" xlink:title="ConsolidatedEntitiesDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="ConsolidatedEntitiesAxis" xlink:to="ConsolidatedEntitiesDomain" xlink:title="definition: ConsolidatedEntitiesAxis to ConsolidatedEntitiesDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain_2" xlink:title="ConsolidatedEntitiesDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="ConsolidatedEntitiesAxis" xlink:to="ConsolidatedEntitiesDomain_2" xlink:title="definition: ConsolidatedEntitiesAxis to ConsolidatedEntitiesDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ParentCompanyMember" xlink:label="ParentCompanyMember" xlink:title="ParentCompanyMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ConsolidatedEntitiesDomain" xlink:to="ParentCompanyMember" xlink:title="definition: ConsolidatedEntitiesDomain to ParentCompanyMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EarningsPerCommonShareDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:label="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:title="EarningsPerShareDilutedOtherDisclosuresAbstract" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:to="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:title="definition: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems to EarningsPerShareDilutedOtherDisclosuresAbstract" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:to="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="definition: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems to AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:label="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:title="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:to="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:title="definition: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems to IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" order="3.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="definition: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems to StockholdersEquityNoteStockSplitConversionRatio1" order="4.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:label="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:to="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="definition: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems to ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" order="5.0" t1:closed="true" t1:contextElement="segment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:to="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="definition: ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable to AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="AntidilutiveSecuritiesNameDomain" xlink:title="AntidilutiveSecuritiesNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="AntidilutiveSecuritiesNameDomain" xlink:title="definition: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis to AntidilutiveSecuritiesNameDomain" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="AntidilutiveSecuritiesNameDomain_2" xlink:title="AntidilutiveSecuritiesNameDomain" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="AntidilutiveSecuritiesNameDomain_2" xlink:title="definition: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis to AntidilutiveSecuritiesNameDomain_2" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="EmployeeStockOptionMember" xlink:title="EmployeeStockOptionMember" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AntidilutiveSecuritiesNameDomain" xlink:to="EmployeeStockOptionMember" xlink:title="definition: AntidilutiveSecuritiesNameDomain to EmployeeStockOptionMember" order="1.0" />
  </link:definitionLink>
  <link:definitionLink xlink:type="extended" xlink:role="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestReceivable" xlink:label="InterestReceivable" xlink:title="InterestReceivable" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AssetsAbstract" xlink:to="InterestReceivable" xlink:title="definition: AssetsAbstract to InterestReceivable" order="1.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AssetsAbstract" xlink:to="PropertyPlantAndEquipmentNet" xlink:title="definition: AssetsAbstract to PropertyPlantAndEquipmentNet" order="2.0" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="AccruedLiabilitiesAndOtherLiabilities" xlink:title="AccruedLiabilitiesAndOtherLiabilities" />
    <link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="LiabilitiesAbstract" xlink:to="AccruedLiabilitiesAndOtherLiabilities" xlink:title="definition: LiabilitiesAbstract to AccruedLiabilitiesAndOtherLiabilities" order="1.0" />
  </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>14
<FILENAME>byfc-20231231_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 24.3.1.5224 Broadridge-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
  <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_InsiderTradingArrLineItems" xlink:label="InsiderTradingArrLineItems" xlink:title="InsiderTradingArrLineItems" />
    <link:label xlink:type="resource" xlink:label="ecd_InsiderTradingArrLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="ecd_InsiderTradingArrLineItems" xml:lang="en-US" id="ecd_InsiderTradingArrLineItems">Insider Trading Arrangements [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InsiderTradingArrLineItems" xlink:to="ecd_InsiderTradingArrLineItems" xlink:title="label: InsiderTradingArrLineItems to ecd_InsiderTradingArrLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_Rule10b51ArrAdoptedFlag" xlink:label="Rule10b51ArrAdoptedFlag" xlink:title="Rule10b51ArrAdoptedFlag" />
    <link:label xlink:type="resource" xlink:label="ecd_Rule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="ecd_Rule10b51ArrAdoptedFlag" xml:lang="en-US" id="ecd_Rule10b51ArrAdoptedFlag">Rule 10b5-1 Arrangement Adopted</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Rule10b51ArrAdoptedFlag" xlink:to="ecd_Rule10b51ArrAdoptedFlag" xlink:title="label: Rule10b51ArrAdoptedFlag to ecd_Rule10b51ArrAdoptedFlag" />
    <link:label xlink:type="resource" xlink:label="ecd_Rule10b51ArrAdoptedFlag_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="ecd_Rule10b51ArrAdoptedFlag_lbl1" xml:lang="en-US" id="ecd_Rule10b51ArrAdoptedFlag_lbl1">Rule 10b5-1 Arrangement Adopted [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Rule10b51ArrAdoptedFlag" xlink:to="ecd_Rule10b51ArrAdoptedFlag_lbl1" xlink:title="label: Rule10b51ArrAdoptedFlag to ecd_Rule10b51ArrAdoptedFlag_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_Rule10b51ArrTrmntdFlag" xlink:label="Rule10b51ArrTrmntdFlag" xlink:title="Rule10b51ArrTrmntdFlag" />
    <link:label xlink:type="resource" xlink:label="ecd_Rule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="ecd_Rule10b51ArrTrmntdFlag" xml:lang="en-US" id="ecd_Rule10b51ArrTrmntdFlag">Rule 10b5-1 Arrangement Terminated</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Rule10b51ArrTrmntdFlag" xlink:to="ecd_Rule10b51ArrTrmntdFlag" xlink:title="label: Rule10b51ArrTrmntdFlag to ecd_Rule10b51ArrTrmntdFlag" />
    <link:label xlink:type="resource" xlink:label="ecd_Rule10b51ArrTrmntdFlag_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="ecd_Rule10b51ArrTrmntdFlag_lbl1" xml:lang="en-US" id="ecd_Rule10b51ArrTrmntdFlag_lbl1">Rule 10b5-1 Arrangement Terminated [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Rule10b51ArrTrmntdFlag" xlink:to="ecd_Rule10b51ArrTrmntdFlag_lbl1" xlink:title="label: Rule10b51ArrTrmntdFlag to ecd_Rule10b51ArrTrmntdFlag_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_NonRule10b51ArrAdoptedFlag" xlink:label="NonRule10b51ArrAdoptedFlag" xlink:title="NonRule10b51ArrAdoptedFlag" />
    <link:label xlink:type="resource" xlink:label="ecd_NonRule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="ecd_NonRule10b51ArrAdoptedFlag" xml:lang="en-US" id="ecd_NonRule10b51ArrAdoptedFlag">Non-Rule 10b5-1 Arrangement Adopted</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonRule10b51ArrAdoptedFlag" xlink:to="ecd_NonRule10b51ArrAdoptedFlag" xlink:title="label: NonRule10b51ArrAdoptedFlag to ecd_NonRule10b51ArrAdoptedFlag" />
    <link:label xlink:type="resource" xlink:label="ecd_NonRule10b51ArrAdoptedFlag_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="ecd_NonRule10b51ArrAdoptedFlag_lbl1" xml:lang="en-US" id="ecd_NonRule10b51ArrAdoptedFlag_lbl1">Non-Rule 10b5-1 Arrangement Adopted [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonRule10b51ArrAdoptedFlag" xlink:to="ecd_NonRule10b51ArrAdoptedFlag_lbl1" xlink:title="label: NonRule10b51ArrAdoptedFlag to ecd_NonRule10b51ArrAdoptedFlag_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_NonRule10b51ArrTrmntdFlag" xlink:label="NonRule10b51ArrTrmntdFlag" xlink:title="NonRule10b51ArrTrmntdFlag" />
    <link:label xlink:type="resource" xlink:label="ecd_NonRule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="ecd_NonRule10b51ArrTrmntdFlag" xml:lang="en-US" id="ecd_NonRule10b51ArrTrmntdFlag">Non-Rule 10b5-1 Arrangement Terminated</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonRule10b51ArrTrmntdFlag" xlink:to="ecd_NonRule10b51ArrTrmntdFlag" xlink:title="label: NonRule10b51ArrTrmntdFlag to ecd_NonRule10b51ArrTrmntdFlag" />
    <link:label xlink:type="resource" xlink:label="ecd_NonRule10b51ArrTrmntdFlag_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="ecd_NonRule10b51ArrTrmntdFlag_lbl1" xml:lang="en-US" id="ecd_NonRule10b51ArrTrmntdFlag_lbl1">Non-Rule 10b5-1 Arrangement Terminated [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonRule10b51ArrTrmntdFlag" xlink:to="ecd_NonRule10b51ArrTrmntdFlag_lbl1" xlink:title="label: NonRule10b51ArrTrmntdFlag to ecd_NonRule10b51ArrTrmntdFlag_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:title="AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xml:lang="en-US" id="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">Net amortization of premiums &amp; discounts on available-for-sale securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:title="label: AccretionAmortizationOfDiscountsAndPremiumsInvestments to us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl1" xml:lang="en-US" id="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl1">Accretion (Amortization) of Discounts and Premiums, Investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl1" xlink:title="label: AccretionAmortizationOfDiscountsAndPremiumsInvestments to us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:title="FiniteLivedIntangibleAssetsAccumulatedAmortization" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization">Less: accumulated amortization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:title="label: FiniteLivedIntangibleAssetsAccumulatedAmortization to us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl1">Finite-Lived Intangible Assets, Accumulated Amortization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl1" xlink:title="label: FiniteLivedIntangibleAssetsAccumulatedAmortization to us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">Accumulated other comprehensive loss, net of tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTax to us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US" id="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">Less accumulated depreciation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="label: AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment to us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl1" xml:lang="en-US" id="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl1">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl1" xlink:title="label: AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment to us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:label="AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:title="AcquiredFiniteLivedIntangibleAssetsLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems" xml:lang="en-US" id="us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems">Acquired Finite-Lived Intangible Assets [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:to="us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:title="label: AcquiredFiniteLivedIntangibleAssetsLineItems to us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:label="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:title="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xml:lang="en-US" id="us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable">Schedule of Acquired Finite-Lived Intangible Asset by Major Class [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:to="us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:title="label: ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable to us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="AdditionalPaidInCapital" xlink:title="AdditionalPaidInCapital" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdditionalPaidInCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AdditionalPaidInCapital" xml:lang="en-US" id="us-gaap_AdditionalPaidInCapital">Additional paid-in capital</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapital" xlink:to="us-gaap_AdditionalPaidInCapital" xlink:title="label: AdditionalPaidInCapital to us-gaap_AdditionalPaidInCapital" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Depreciation" xlink:label="Depreciation" xlink:title="Depreciation" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Depreciation" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_Depreciation" xml:lang="en-US" id="us-gaap_Depreciation">Depreciation expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Depreciation" xlink:to="us-gaap_Depreciation" xlink:title="label: Depreciation to us-gaap_Depreciation" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Depreciation_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Depreciation_lbl1" xml:lang="en-US" id="us-gaap_Depreciation_lbl1">Depreciation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Depreciation" xlink:to="us-gaap_Depreciation_lbl1" xlink:title="label: Depreciation to us-gaap_Depreciation_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="AdvancesFromFederalHomeLoanBanks" xlink:title="AdvancesFromFederalHomeLoanBanks" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AdvancesFromFederalHomeLoanBanks" xml:lang="en-US" id="us-gaap_AdvancesFromFederalHomeLoanBanks">FHLB advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesFromFederalHomeLoanBanks" xlink:to="us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:title="label: AdvancesFromFederalHomeLoanBanks to us-gaap_AdvancesFromFederalHomeLoanBanks" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanks1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_AdvancesFromFederalHomeLoanBanks1" xml:lang="en-US" id="us-gaap_AdvancesFromFederalHomeLoanBanks1">Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesFromFederalHomeLoanBanks" xlink:to="us-gaap_AdvancesFromFederalHomeLoanBanks1" xlink:title="label: AdvancesFromFederalHomeLoanBanks to us-gaap_AdvancesFromFederalHomeLoanBanks1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanks2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_AdvancesFromFederalHomeLoanBanks2" xml:lang="en-US" id="us-gaap_AdvancesFromFederalHomeLoanBanks2">Balance outstanding at end of year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesFromFederalHomeLoanBanks" xlink:to="us-gaap_AdvancesFromFederalHomeLoanBanks2" xlink:title="label: AdvancesFromFederalHomeLoanBanks to us-gaap_AdvancesFromFederalHomeLoanBanks2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanks_lbl3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AdvancesFromFederalHomeLoanBanks_lbl3" xml:lang="en-US" id="us-gaap_AdvancesFromFederalHomeLoanBanks_lbl3">Advance from Federal Home Loan Bank</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesFromFederalHomeLoanBanks" xlink:to="us-gaap_AdvancesFromFederalHomeLoanBanks_lbl3" xlink:title="label: AdvancesFromFederalHomeLoanBanks to us-gaap_AdvancesFromFederalHomeLoanBanks_lbl3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="AmortizationOfDeferredLoanOriginationFeesNet" xlink:title="AmortizationOfDeferredLoanOriginationFeesNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xml:lang="en-US" id="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet">Net change of deferred loan origination costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfDeferredLoanOriginationFeesNet" xlink:to="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:title="label: AmortizationOfDeferredLoanOriginationFeesNet to us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_lbl1" xml:lang="en-US" id="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_lbl1">Amortization of Deferred Loan Origination Fees, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfDeferredLoanOriginationFeesNet" xlink:to="us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_lbl1" xlink:title="label: AmortizationOfDeferredLoanOriginationFeesNet to us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="AmortizationOfIntangibleAssets" xlink:title="AmortizationOfIntangibleAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AmortizationOfIntangibleAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US" id="us-gaap_AmortizationOfIntangibleAssets">Amortization of core deposit intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets" xlink:title="label: AmortizationOfIntangibleAssets to us-gaap_AmortizationOfIntangibleAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AmortizationOfIntangibleAssets1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_AmortizationOfIntangibleAssets1" xml:lang="en-US" id="us-gaap_AmortizationOfIntangibleAssets1">Amortization of core deposit intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets1" xlink:title="label: AmortizationOfIntangibleAssets to us-gaap_AmortizationOfIntangibleAssets1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AmortizationOfIntangibleAssets2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_AmortizationOfIntangibleAssets2" xml:lang="en-US" id="us-gaap_AmortizationOfIntangibleAssets2">Amortization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets2" xlink:title="label: AmortizationOfIntangibleAssets to us-gaap_AmortizationOfIntangibleAssets2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockMember" xlink:label="RestrictedStockMember" xlink:title="RestrictedStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RestrictedStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_RestrictedStockMember" xml:lang="en-US" id="us-gaap_RestrictedStockMember">Restricted Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedStockMember" xlink:to="us-gaap_RestrictedStockMember" xlink:title="label: RestrictedStockMember to us-gaap_RestrictedStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RestrictedStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RestrictedStockMember_lbl1" xml:lang="en-US" id="us-gaap_RestrictedStockMember_lbl1">Restricted Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedStockMember" xlink:to="us-gaap_RestrictedStockMember_lbl1" xlink:title="label: RestrictedStockMember to us-gaap_RestrictedStockMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="StatementOfFinancialPositionAbstract" xlink:title="StatementOfFinancialPositionAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StatementOfFinancialPositionAbstract" xml:lang="en-US" id="us-gaap_StatementOfFinancialPositionAbstract">Consolidated Statements of Financial Condition [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="us-gaap_StatementOfFinancialPositionAbstract" xlink:title="label: StatementOfFinancialPositionAbstract to us-gaap_StatementOfFinancialPositionAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementOfFinancialPositionAbstract1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StatementOfFinancialPositionAbstract1" xml:lang="en-US" id="us-gaap_StatementOfFinancialPositionAbstract1">Condensed Balance Sheet [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="us-gaap_StatementOfFinancialPositionAbstract1" xlink:title="label: StatementOfFinancialPositionAbstract to us-gaap_StatementOfFinancialPositionAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="BankOwnedLifeInsurance" xlink:title="BankOwnedLifeInsurance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BankOwnedLifeInsurance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_BankOwnedLifeInsurance" xml:lang="en-US" id="us-gaap_BankOwnedLifeInsurance">Bank owned life insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsurance" xlink:to="us-gaap_BankOwnedLifeInsurance" xlink:title="label: BankOwnedLifeInsurance to us-gaap_BankOwnedLifeInsurance" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareBasic" xlink:label="EarningsPerShareBasic" xlink:title="EarningsPerShareBasic" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EarningsPerShareBasic" xml:lang="en-US" id="us-gaap_EarningsPerShareBasic">Earnings per common share-basic (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareBasic" xlink:to="us-gaap_EarningsPerShareBasic" xlink:title="label: EarningsPerShareBasic to us-gaap_EarningsPerShareBasic" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PensionAndOtherPostretirementPlansPolicy" xlink:label="PensionAndOtherPostretirementPlansPolicy" xlink:title="PensionAndOtherPostretirementPlansPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PensionAndOtherPostretirementPlansPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PensionAndOtherPostretirementPlansPolicy" xml:lang="en-US" id="us-gaap_PensionAndOtherPostretirementPlansPolicy">Retirement Plans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PensionAndOtherPostretirementPlansPolicy" xlink:to="us-gaap_PensionAndOtherPostretirementPlansPolicy" xlink:title="label: PensionAndOtherPostretirementPlansPolicy to us-gaap_PensionAndOtherPostretirementPlansPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PensionAndOtherPostretirementPlansPolicy_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PensionAndOtherPostretirementPlansPolicy_lbl1" xml:lang="en-US" id="us-gaap_PensionAndOtherPostretirementPlansPolicy_lbl1">Pension and Other Postretirement Plans, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PensionAndOtherPostretirementPlansPolicy" xlink:to="us-gaap_PensionAndOtherPostretirementPlansPolicy_lbl1" xlink:title="label: PensionAndOtherPostretirementPlansPolicy to us-gaap_PensionAndOtherPostretirementPlansPolicy_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationsPolicy" xlink:label="BusinessCombinationsPolicy" xlink:title="BusinessCombinationsPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BusinessCombinationsPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_BusinessCombinationsPolicy" xml:lang="en-US" id="us-gaap_BusinessCombinationsPolicy">Business Combinations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BusinessCombinationsPolicy" xlink:to="us-gaap_BusinessCombinationsPolicy" xlink:title="label: BusinessCombinationsPolicy to us-gaap_BusinessCombinationsPolicy" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsAtCarryingValue">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to us-gaap_CashAndCashEquivalentsAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashAndCashEquivalentsAtCarryingValue1" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsAtCarryingValue1">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue1" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to us-gaap_CashAndCashEquivalentsAtCarryingValue1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="CashAndCashEquivalentsPolicyTextBlock" xlink:title="CashAndCashEquivalentsPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CashAndCashEquivalentsPolicyTextBlock" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsPolicyTextBlock">Cash and Cash Equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsPolicyTextBlock" xlink:to="us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:title="label: CashAndCashEquivalentsPolicyTextBlock to us-gaap_CashAndCashEquivalentsPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl1">Cash and Cash Equivalents, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsPolicyTextBlock" xlink:to="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl1" xlink:title="label: CashAndCashEquivalentsPolicyTextBlock to us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndDueFromBanks" xlink:label="CashAndDueFromBanks" xlink:title="CashAndDueFromBanks" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndDueFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashAndDueFromBanks" xml:lang="en-US" id="us-gaap_CashAndDueFromBanks">Cash and due from banks</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndDueFromBanks" xlink:to="us-gaap_CashAndDueFromBanks" xlink:title="label: CashAndDueFromBanks to us-gaap_CashAndDueFromBanks" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestPaidNet" xlink:label="InterestPaidNet" xlink:title="InterestPaidNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestPaidNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_InterestPaidNet" xml:lang="en-US" id="us-gaap_InterestPaidNet">Cash paid for interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPaidNet" xlink:to="us-gaap_InterestPaidNet" xlink:title="label: InterestPaidNet to us-gaap_InterestPaidNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestPaidNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestPaidNet_lbl1" xml:lang="en-US" id="us-gaap_InterestPaidNet_lbl1">Interest Paid, Excluding Capitalized Interest, Operating Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPaidNet" xlink:to="us-gaap_InterestPaidNet_lbl1" xlink:title="label: InterestPaidNet to us-gaap_InterestPaidNet_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="IncreaseDecreaseInOperatingCapitalAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract">Net change in assets and liabilities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="label: IncreaseDecreaseInOperatingCapitalAbstract to us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1">Increase (Decrease) in Operating Capital [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1" xlink:title="label: IncreaseDecreaseInOperatingCapitalAbstract to us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommercialRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CommercialRealEstateMember" xml:lang="en-US" id="us-gaap_CommercialRealEstateMember">Commercial Real Estate [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialRealEstateMember" xlink:to="us-gaap_CommercialRealEstateMember" xlink:title="label: CommercialRealEstateMember to us-gaap_CommercialRealEstateMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommercialRealEstateMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommercialRealEstateMember_lbl1" xml:lang="en-US" id="us-gaap_CommercialRealEstateMember_lbl1">Commercial Real Estate [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialRealEstateMember" xlink:to="us-gaap_CommercialRealEstateMember_lbl1" xlink:title="label: CommercialRealEstateMember to us-gaap_CommercialRealEstateMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US" id="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock">Loan Commitments and Other Related Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="label: CommitmentsAndContingenciesDisclosureTextBlock to us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl1">Commitments and Contingencies Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl1" xlink:title="label: CommitmentsAndContingenciesDisclosureTextBlock to us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="CommitmentsToExtendCreditMember" xlink:title="CommitmentsToExtendCreditMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommitmentsToExtendCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommitmentsToExtendCreditMember" xml:lang="en-US" id="us-gaap_CommitmentsToExtendCreditMember">Commitments to Make Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsToExtendCreditMember" xlink:to="us-gaap_CommitmentsToExtendCreditMember" xlink:title="label: CommitmentsToExtendCreditMember to us-gaap_CommitmentsToExtendCreditMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassBMember" xlink:label="CommonClassBMember" xlink:title="CommonClassBMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonClassBMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonClassBMember" xml:lang="en-US" id="us-gaap_CommonClassBMember">Common Class B [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonClassBMember" xlink:to="us-gaap_CommonClassBMember" xlink:title="label: CommonClassBMember to us-gaap_CommonClassBMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="CommonStockSharesAuthorized" xlink:title="CommonStockSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockSharesAuthorized" xml:lang="en-US" id="us-gaap_CommonStockSharesAuthorized">Common stock, shares authorized (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesAuthorized" xlink:to="us-gaap_CommonStockSharesAuthorized" xlink:title="label: CommonStockSharesAuthorized to us-gaap_CommonStockSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesIssued" xlink:label="CommonStockSharesIssued" xlink:title="CommonStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockSharesIssued" xml:lang="en-US" id="us-gaap_CommonStockSharesIssued">Common stock, shares issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesIssued" xlink:to="us-gaap_CommonStockSharesIssued" xlink:title="label: CommonStockSharesIssued to us-gaap_CommonStockSharesIssued" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="CommonStockSharesOutstanding" xlink:title="CommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockSharesOutstanding" xml:lang="en-US" id="us-gaap_CommonStockSharesOutstanding">Common stock, shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding" xlink:title="label: CommonStockSharesOutstanding to us-gaap_CommonStockSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockValue" xlink:label="CommonStockValue" xlink:title="CommonStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockValue" xml:lang="en-US" id="us-gaap_CommonStockValue">Common stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockValue" xlink:to="us-gaap_CommonStockValue" xlink:title="label: CommonStockValue to us-gaap_CommonStockValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xml:lang="en-US" id="us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract">Current [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="label: CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract to us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xml:lang="en-US" id="us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1">Current Income Tax Expense (Benefit), Continuing Operations [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xlink:title="label: CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract to us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xml:lang="en-US" id="us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract">Deferred [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="label: DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract to us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xml:lang="en-US" id="us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1">Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xlink:title="label: DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract to us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:title="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xml:lang="en-US" id="us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract">Deferred Tax Assets and Liabilities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:to="us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:title="label: ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract to us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_lbl1" xml:lang="en-US" id="us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_lbl1">Components of Deferred Tax Assets and Liabilities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:to="us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_lbl1" xlink:title="label: ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract to us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xml:lang="en-US" id="us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract">Income Tax Expense [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="label: ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract to us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xml:lang="en-US" id="us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1">Components of Income Tax Expense (Benefit), Continuing Operations [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xlink:title="label: ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract to us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="IncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract">Income Taxes [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="label: IncomeTaxExpenseBenefitContinuingOperationsAbstract to us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1">Income Tax Expense (Benefit), Continuing Operations [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" xlink:title="label: IncomeTaxExpenseBenefitContinuingOperationsAbstract to us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="ComprehensiveIncomeNetOfTax" xlink:title="ComprehensiveIncomeNetOfTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_ComprehensiveIncomeNetOfTax" xml:lang="en-US" id="us-gaap_ComprehensiveIncomeNetOfTax">Comprehensive income (loss)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax" xlink:title="label: ComprehensiveIncomeNetOfTax to us-gaap_ComprehensiveIncomeNetOfTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ComprehensiveIncomeNetOfTax_lbl1" xml:lang="en-US" id="us-gaap_ComprehensiveIncomeNetOfTax_lbl1">Comprehensive Income (Loss), Net of Tax, Attributable to Parent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_lbl1" xlink:title="label: ComprehensiveIncomeNetOfTax to us-gaap_ComprehensiveIncomeNetOfTax_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="ConcentrationRiskByTypeAxis" xlink:title="ConcentrationRiskByTypeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskByTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskByTypeAxis" xml:lang="en-US" id="us-gaap_ConcentrationRiskByTypeAxis">Concentration Risk Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskByTypeAxis" xlink:to="us-gaap_ConcentrationRiskByTypeAxis" xlink:title="label: ConcentrationRiskByTypeAxis to us-gaap_ConcentrationRiskByTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskLineItems" xlink:label="ConcentrationRiskLineItems" xlink:title="ConcentrationRiskLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskLineItems" xml:lang="en-US" id="us-gaap_ConcentrationRiskLineItems">Concentration Risk [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskLineItems" xlink:to="us-gaap_ConcentrationRiskLineItems" xlink:title="label: ConcentrationRiskLineItems to us-gaap_ConcentrationRiskLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskTable" xlink:label="ConcentrationRiskTable" xlink:title="ConcentrationRiskTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskTable" xml:lang="en-US" id="us-gaap_ConcentrationRiskTable">Concentration Risk [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskTable" xlink:to="us-gaap_ConcentrationRiskTable" xlink:title="label: ConcentrationRiskTable to us-gaap_ConcentrationRiskTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="ConcentrationRiskTypeDomain" xlink:title="ConcentrationRiskTypeDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskTypeDomain" xml:lang="en-US" id="us-gaap_ConcentrationRiskTypeDomain">Concentration Risk Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskTypeDomain" xlink:to="us-gaap_ConcentrationRiskTypeDomain" xlink:title="label: ConcentrationRiskTypeDomain to us-gaap_ConcentrationRiskTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:title="CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xml:lang="en-US" id="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock">Parent Company Only Condensed Financial Information</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:to="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:title="label: CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock to us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_lbl1">Condensed Financial Information of Parent Company Only Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:to="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_lbl1" xlink:title="label: CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock to us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" xlink:label="ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" xlink:title="ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" xml:lang="en-US" id="us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy">Noncontrolling Interests</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" xlink:to="us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" xlink:title="label: ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy to us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationVariableInterestEntityPolicy" xlink:label="ConsolidationVariableInterestEntityPolicy" xlink:title="ConsolidationVariableInterestEntityPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsolidationVariableInterestEntityPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConsolidationVariableInterestEntityPolicy" xml:lang="en-US" id="us-gaap_ConsolidationVariableInterestEntityPolicy">Variable Interest Entities ("VIE")</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationVariableInterestEntityPolicy" xlink:to="us-gaap_ConsolidationVariableInterestEntityPolicy" xlink:title="label: ConsolidationVariableInterestEntityPolicy to us-gaap_ConsolidationVariableInterestEntityPolicy" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConstructionLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ConstructionLoansMember" xml:lang="en-US" id="us-gaap_ConstructionLoansMember">Construction [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConstructionLoansMember" xlink:to="us-gaap_ConstructionLoansMember" xlink:title="label: ConstructionLoansMember to us-gaap_ConstructionLoansMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConstructionLoansMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConstructionLoansMember_lbl1" xml:lang="en-US" id="us-gaap_ConstructionLoansMember_lbl1">Construction Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConstructionLoansMember" xlink:to="us-gaap_ConstructionLoansMember_lbl1" xlink:title="label: ConstructionLoansMember to us-gaap_ConstructionLoansMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CoreDepositsMember" xlink:label="CoreDepositsMember" xlink:title="CoreDepositsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CoreDepositsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CoreDepositsMember" xml:lang="en-US" id="us-gaap_CoreDepositsMember">Core Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CoreDepositsMember" xlink:to="us-gaap_CoreDepositsMember" xlink:title="label: CoreDepositsMember to us-gaap_CoreDepositsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CoreDepositsMember1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CoreDepositsMember1" xml:lang="en-US" id="us-gaap_CoreDepositsMember1">Core Deposit Intangible [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CoreDepositsMember" xlink:to="us-gaap_CoreDepositsMember1" xlink:title="label: CoreDepositsMember to us-gaap_CoreDepositsMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="CurrentFederalTaxExpenseBenefit" xlink:title="CurrentFederalTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentFederalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CurrentFederalTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_CurrentFederalTaxExpenseBenefit">Federal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFederalTaxExpenseBenefit" xlink:to="us-gaap_CurrentFederalTaxExpenseBenefit" xlink:title="label: CurrentFederalTaxExpenseBenefit to us-gaap_CurrentFederalTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentFederalTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CurrentFederalTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_CurrentFederalTaxExpenseBenefit_lbl1">Current Federal Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFederalTaxExpenseBenefit" xlink:to="us-gaap_CurrentFederalTaxExpenseBenefit_lbl1" xlink:title="label: CurrentFederalTaxExpenseBenefit to us-gaap_CurrentFederalTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="CurrentStateAndLocalTaxExpenseBenefit" xlink:title="CurrentStateAndLocalTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_CurrentStateAndLocalTaxExpenseBenefit">State</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentStateAndLocalTaxExpenseBenefit" xlink:to="us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:title="label: CurrentStateAndLocalTaxExpenseBenefit to us-gaap_CurrentStateAndLocalTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1">Current State and Local Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentStateAndLocalTaxExpenseBenefit" xlink:to="us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1" xlink:title="label: CurrentStateAndLocalTaxExpenseBenefit to us-gaap_CurrentStateAndLocalTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CustomerConcentrationRiskMember" xlink:label="CustomerConcentrationRiskMember" xlink:title="CustomerConcentrationRiskMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CustomerConcentrationRiskMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CustomerConcentrationRiskMember" xml:lang="en-US" id="us-gaap_CustomerConcentrationRiskMember">Customer Concentration Risk [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomerConcentrationRiskMember" xlink:to="us-gaap_CustomerConcentrationRiskMember" xlink:title="label: CustomerConcentrationRiskMember to us-gaap_CustomerConcentrationRiskMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="DebtDisclosureTextBlock" xlink:title="DebtDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DebtDisclosureTextBlock" xml:lang="en-US" id="us-gaap_DebtDisclosureTextBlock">Notes Payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtDisclosureTextBlock" xlink:to="us-gaap_DebtDisclosureTextBlock" xlink:title="label: DebtDisclosureTextBlock to us-gaap_DebtDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_DebtDisclosureTextBlock_lbl1">Debt Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtDisclosureTextBlock" xlink:to="us-gaap_DebtDisclosureTextBlock_lbl1" xlink:title="label: DebtDisclosureTextBlock to us-gaap_DebtDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="DebtInstrumentInterestRateStatedPercentage" xlink:title="DebtInstrumentInterestRateStatedPercentage" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US" id="us-gaap_DebtInstrumentInterestRateStatedPercentage">Interest rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:title="label: DebtInstrumentInterestRateStatedPercentage to us-gaap_DebtInstrumentInterestRateStatedPercentage" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentInterestRateStatedPercentage1" xml:lang="en-US" id="us-gaap_DebtInstrumentInterestRateStatedPercentage1">Percentage of fixed interest rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="us-gaap_DebtInstrumentInterestRateStatedPercentage1" xlink:title="label: DebtInstrumentInterestRateStatedPercentage to us-gaap_DebtInstrumentInterestRateStatedPercentage1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="DebtInstrumentMaturityDate" xlink:title="DebtInstrumentMaturityDate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentMaturityDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DebtInstrumentMaturityDate" xml:lang="en-US" id="us-gaap_DebtInstrumentMaturityDate">Debt instrument, maturity date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityDate" xlink:to="us-gaap_DebtInstrumentMaturityDate" xlink:title="label: DebtInstrumentMaturityDate to us-gaap_DebtInstrumentMaturityDate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentMaturityDate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentMaturityDate_lbl1" xml:lang="en-US" id="us-gaap_DebtInstrumentMaturityDate_lbl1">Debt Instrument, Maturity Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityDate" xlink:to="us-gaap_DebtInstrumentMaturityDate_lbl1" xlink:title="label: DebtInstrumentMaturityDate to us-gaap_DebtInstrumentMaturityDate_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="DebtInstrumentNameDomain" xlink:title="DebtInstrumentNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentNameDomain" xml:lang="en-US" id="us-gaap_DebtInstrumentNameDomain">Debt Instrument, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentNameDomain" xlink:to="us-gaap_DebtInstrumentNameDomain" xlink:title="label: DebtInstrumentNameDomain to us-gaap_DebtInstrumentNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="DebtInstrumentsAbstract" xlink:title="DebtInstrumentsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DebtInstrumentsAbstract" xml:lang="en-US" id="us-gaap_DebtInstrumentsAbstract">Notes Payable [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentsAbstract" xlink:to="us-gaap_DebtInstrumentsAbstract" xlink:title="label: DebtInstrumentsAbstract to us-gaap_DebtInstrumentsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentsAbstract_lbl1" xml:lang="en-US" id="us-gaap_DebtInstrumentsAbstract_lbl1">Debt Instruments [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentsAbstract" xlink:to="us-gaap_DebtInstrumentsAbstract_lbl1" xlink:title="label: DebtInstrumentsAbstract to us-gaap_DebtInstrumentsAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentAxis" xlink:label="DebtInstrumentAxis" xlink:title="DebtInstrumentAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentAxis" xml:lang="en-US" id="us-gaap_DebtInstrumentAxis">Debt Instrument [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentAxis" xlink:to="us-gaap_DebtInstrumentAxis" xlink:title="label: DebtInstrumentAxis to us-gaap_DebtInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="DebtInstrumentLineItems" xlink:title="DebtInstrumentLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentLineItems" xml:lang="en-US" id="us-gaap_DebtInstrumentLineItems">Debt Instrument [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentLineItems" xlink:to="us-gaap_DebtInstrumentLineItems" xlink:title="label: DebtInstrumentLineItems to us-gaap_DebtInstrumentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentTable" xlink:label="DebtInstrumentTable" xlink:title="DebtInstrumentTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentTable" xml:lang="en-US" id="us-gaap_DebtInstrumentTable">Schedule of Long-term Debt Instruments [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentTable" xlink:to="us-gaap_DebtInstrumentTable" xlink:title="label: DebtInstrumentTable to us-gaap_DebtInstrumentTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="DeferredFederalIncomeTaxExpenseBenefit" xlink:title="DeferredFederalIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_DeferredFederalIncomeTaxExpenseBenefit">Federal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFederalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:title="label: DeferredFederalIncomeTaxExpenseBenefit to us-gaap_DeferredFederalIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1">Deferred Federal Income Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFederalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1" xlink:title="label: DeferredFederalIncomeTaxExpenseBenefit to us-gaap_DeferredFederalIncomeTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="DeferredIncomeTaxLiabilities" xlink:title="DeferredIncomeTaxLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredIncomeTaxLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:title="us-gaap_DeferredIncomeTaxLiabilities" xml:lang="en-US" id="us-gaap_DeferredIncomeTaxLiabilities">Total deferred tax liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="us-gaap_DeferredIncomeTaxLiabilities" xlink:title="label: DeferredIncomeTaxLiabilities to us-gaap_DeferredIncomeTaxLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredIncomeTaxLiabilities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredIncomeTaxLiabilities_lbl1" xml:lang="en-US" id="us-gaap_DeferredIncomeTaxLiabilities_lbl1">Deferred Tax Liabilities, Gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="us-gaap_DeferredIncomeTaxLiabilities_lbl1" xlink:title="label: DeferredIncomeTaxLiabilities to us-gaap_DeferredIncomeTaxLiabilities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:title="DeferredStateAndLocalIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit">State</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:title="label: DeferredStateAndLocalIncomeTaxExpenseBenefit to us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1" xml:lang="en-US" id="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1">Deferred State and Local Income Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1" xlink:title="label: DeferredStateAndLocalIncomeTaxExpenseBenefit to us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsGrossAbstract" xlink:label="DeferredTaxAssetsGrossAbstract" xlink:title="DeferredTaxAssetsGrossAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsGrossAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsGrossAbstract" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsGrossAbstract">Deferred tax assets [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="us-gaap_DeferredTaxAssetsGrossAbstract" xlink:title="label: DeferredTaxAssetsGrossAbstract to us-gaap_DeferredTaxAssetsGrossAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsGrossAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsGrossAbstract_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsGrossAbstract_lbl1">Deferred Tax Assets, Gross [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="us-gaap_DeferredTaxAssetsGrossAbstract_lbl1" xlink:title="label: DeferredTaxAssetsGrossAbstract to us-gaap_DeferredTaxAssetsGrossAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="DeferredTaxAssetsGross" xlink:title="DeferredTaxAssetsGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsGross" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_DeferredTaxAssetsGross" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsGross">Total deferred tax assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsGross" xlink:to="us-gaap_DeferredTaxAssetsGross" xlink:title="label: DeferredTaxAssetsGross to us-gaap_DeferredTaxAssetsGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsGross_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsGross_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsGross_lbl1">Deferred Tax Assets, Gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsGross" xlink:to="us-gaap_DeferredTaxAssetsGross_lbl1" xlink:title="label: DeferredTaxAssetsGross to us-gaap_DeferredTaxAssetsGross_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="DeferredTaxAssetsLiabilitiesNet" xlink:title="DeferredTaxAssetsLiabilitiesNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsLiabilitiesNet">Net deferred tax assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:title="label: DeferredTaxAssetsLiabilitiesNet to us-gaap_DeferredTaxAssetsLiabilitiesNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl1">Deferred Tax Assets, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl1" xlink:title="label: DeferredTaxAssetsLiabilitiesNet to us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="DeferredTaxAssetsNet" xlink:title="DeferredTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_DeferredTaxAssetsNet" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsNet">Total deferred tax assets, net of valuation allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsNet" xlink:to="us-gaap_DeferredTaxAssetsNet" xlink:title="label: DeferredTaxAssetsNet to us-gaap_DeferredTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsNet_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsNet_lbl1">Deferred Tax Assets, Net of Valuation Allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsNet" xlink:to="us-gaap_DeferredTaxAssetsNet_lbl1" xlink:title="label: DeferredTaxAssetsNet to us-gaap_DeferredTaxAssetsNet_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="DeferredTaxAssetsOperatingLossCarryforwards" xlink:title="DeferredTaxAssetsOperatingLossCarryforwards" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards">Net operating loss carryforward</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsOperatingLossCarryforwards" xlink:to="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:title="label: DeferredTaxAssetsOperatingLossCarryforwards to us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_lbl1">Deferred Tax Assets, Operating Loss Carryforwards</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsOperatingLossCarryforwards" xlink:to="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_lbl1" xlink:title="label: DeferredTaxAssetsOperatingLossCarryforwards to us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="DeferredTaxAssetsOther" xlink:title="DeferredTaxAssetsOther" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsOther" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsOther" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsOther">Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsOther" xlink:to="us-gaap_DeferredTaxAssetsOther" xlink:title="label: DeferredTaxAssetsOther to us-gaap_DeferredTaxAssetsOther" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsOther_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsOther_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsOther_lbl1">Deferred Tax Assets, Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsOther" xlink:to="us-gaap_DeferredTaxAssetsOther_lbl1" xlink:title="label: DeferredTaxAssetsOther to us-gaap_DeferredTaxAssetsOther_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:label="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:title="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax">Alternative minimum tax credit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:to="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:title="label: DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax to us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_lbl1">Deferred Tax Assets, Tax Credit Carryforwards, Alternative Minimum Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:to="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_lbl1" xlink:title="label: DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax to us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:label="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:title="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness">General business credit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:to="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:title="label: DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness to us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness_lbl1">Deferred Tax Assets, Tax Credit Carryforwards, General Business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:to="us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness_lbl1" xlink:title="label: DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness to us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:label="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:title="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost">Stock compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:title="label: DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost to us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_lbl1">Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_lbl1" xlink:title="label: DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost to us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities">Accrued liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:title="label: DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities to us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_lbl1">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_lbl1" xlink:title="label: DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities to us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">Allowance for credit losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:title="label: DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses to us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_lbl1">Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Financing Receivable, Allowance for Credit Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_lbl1" xlink:title="label: DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses to us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="DeferredTaxAssetsValuationAllowance" xlink:title="DeferredTaxAssetsValuationAllowance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_DeferredTaxAssetsValuationAllowance" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsValuationAllowance">Less: valuation allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_DeferredTaxAssetsValuationAllowance" xlink:title="label: DeferredTaxAssetsValuationAllowance to us-gaap_DeferredTaxAssetsValuationAllowance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowance_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsValuationAllowance_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsValuationAllowance_lbl1">Deferred Tax Assets, Valuation Allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_DeferredTaxAssetsValuationAllowance_lbl1" xlink:title="label: DeferredTaxAssetsValuationAllowance to us-gaap_DeferredTaxAssetsValuationAllowance_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="DeferredTaxLiabilitiesAbstract" xlink:title="DeferredTaxLiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxLiabilitiesAbstract" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesAbstract">Deferred tax liabilities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="us-gaap_DeferredTaxLiabilitiesAbstract" xlink:title="label: DeferredTaxLiabilitiesAbstract to us-gaap_DeferredTaxLiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxLiabilitiesAbstract_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesAbstract_lbl1">Deferred Tax Liabilities, Gross [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="us-gaap_DeferredTaxLiabilitiesAbstract_lbl1" xlink:title="label: DeferredTaxLiabilitiesAbstract to us-gaap_DeferredTaxLiabilitiesAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:label="DeferredTaxLiabilitiesDeferredExpense" xlink:title="DeferredTaxLiabilitiesDeferredExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_DeferredTaxLiabilitiesDeferredExpense" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesDeferredExpense">Deferred loan fees/costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesDeferredExpense" xlink:to="us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:title="label: DeferredTaxLiabilitiesDeferredExpense to us-gaap_DeferredTaxLiabilitiesDeferredExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesDeferredExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxLiabilitiesDeferredExpense_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesDeferredExpense_lbl1">Deferred Tax Liabilities, Deferred Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesDeferredExpense" xlink:to="us-gaap_DeferredTaxLiabilitiesDeferredExpense_lbl1" xlink:title="label: DeferredTaxLiabilitiesDeferredExpense to us-gaap_DeferredTaxLiabilitiesDeferredExpense_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:label="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:title="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets">Core deposit intangibles</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:to="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:title="label: DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets to us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_lbl1">Deferred Tax Liabilities, Intangible Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:to="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_lbl1" xlink:title="label: DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets to us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="DefinedContributionPlanCostRecognized" xlink:title="DefinedContributionPlanCostRecognized" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DefinedContributionPlanCostRecognized" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DefinedContributionPlanCostRecognized" xml:lang="en-US" id="us-gaap_DefinedContributionPlanCostRecognized">401(k) benefit plan expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanCostRecognized" xlink:to="us-gaap_DefinedContributionPlanCostRecognized" xlink:title="label: DefinedContributionPlanCostRecognized to us-gaap_DefinedContributionPlanCostRecognized" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DefinedContributionPlanCostRecognized_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DefinedContributionPlanCostRecognized_lbl1" xml:lang="en-US" id="us-gaap_DefinedContributionPlanCostRecognized_lbl1">Defined Contribution Plan, Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanCostRecognized" xlink:to="us-gaap_DefinedContributionPlanCostRecognized_lbl1" xlink:title="label: DefinedContributionPlanCostRecognized to us-gaap_DefinedContributionPlanCostRecognized_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="DepositLiabilitiesDisclosuresTextBlock" xlink:title="DepositLiabilitiesDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositLiabilitiesDisclosuresTextBlock" xml:lang="en-US" id="us-gaap_DepositLiabilitiesDisclosuresTextBlock">Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesDisclosuresTextBlock" xlink:to="us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:title="label: DepositLiabilitiesDisclosuresTextBlock to us-gaap_DepositLiabilitiesDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositLiabilitiesDisclosuresTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositLiabilitiesDisclosuresTextBlock_lbl1" xml:lang="en-US" id="us-gaap_DepositLiabilitiesDisclosuresTextBlock_lbl1">Deposit Liabilities Disclosures [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesDisclosuresTextBlock" xlink:to="us-gaap_DepositLiabilitiesDisclosuresTextBlock_lbl1" xlink:title="label: DepositLiabilitiesDisclosuresTextBlock to us-gaap_DepositLiabilitiesDisclosuresTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Deposits" xlink:label="Deposits" xlink:title="Deposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Deposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Deposits" xml:lang="en-US" id="us-gaap_Deposits">Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Deposits" xlink:to="us-gaap_Deposits" xlink:title="label: Deposits to us-gaap_Deposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Deposits1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_Deposits1" xml:lang="en-US" id="us-gaap_Deposits1">Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Deposits" xlink:to="us-gaap_Deposits1" xlink:title="label: Deposits to us-gaap_Deposits1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsAbstract" xlink:label="DepositsAbstract" xlink:title="DepositsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsAbstract" xml:lang="en-US" id="us-gaap_DepositsAbstract">Deposits [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsAbstract" xlink:to="us-gaap_DepositsAbstract" xlink:title="label: DepositsAbstract to us-gaap_DepositsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="DepositsMoneyMarketDeposits" xlink:title="DepositsMoneyMarketDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsMoneyMarketDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositsMoneyMarketDeposits" xml:lang="en-US" id="us-gaap_DepositsMoneyMarketDeposits">Money market deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsMoneyMarketDeposits" xlink:to="us-gaap_DepositsMoneyMarketDeposits" xlink:title="label: DepositsMoneyMarketDeposits to us-gaap_DepositsMoneyMarketDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsMoneyMarketDeposits_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsMoneyMarketDeposits_lbl1" xml:lang="en-US" id="us-gaap_DepositsMoneyMarketDeposits_lbl1">Deposits, Money Market Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsMoneyMarketDeposits" xlink:to="us-gaap_DepositsMoneyMarketDeposits_lbl1" xlink:title="label: DepositsMoneyMarketDeposits to us-gaap_DepositsMoneyMarketDeposits_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="DepositsSavingsDeposits" xlink:title="DepositsSavingsDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsSavingsDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositsSavingsDeposits" xml:lang="en-US" id="us-gaap_DepositsSavingsDeposits">Savings deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsSavingsDeposits" xlink:to="us-gaap_DepositsSavingsDeposits" xlink:title="label: DepositsSavingsDeposits to us-gaap_DepositsSavingsDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsSavingsDeposits_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsSavingsDeposits_lbl1" xml:lang="en-US" id="us-gaap_DepositsSavingsDeposits_lbl1">Deposits, Savings Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsSavingsDeposits" xlink:to="us-gaap_DepositsSavingsDeposits_lbl1" xlink:title="label: DepositsSavingsDeposits to us-gaap_DepositsSavingsDeposits_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US" id="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">Regulatory Matters</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="label: RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock to us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl1" xml:lang="en-US" id="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl1">Regulatory Capital Requirements under Banking Regulations [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl1" xlink:title="label: RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock to us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="EarningsPerShareDiluted" xlink:title="EarningsPerShareDiluted" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EarningsPerShareDiluted" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EarningsPerShareDiluted" xml:lang="en-US" id="us-gaap_EarningsPerShareDiluted">Earnings per common share-diluted (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareDiluted" xlink:to="us-gaap_EarningsPerShareDiluted" xlink:title="label: EarningsPerShareDiluted to us-gaap_EarningsPerShareDiluted" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:label="RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:title="RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xml:lang="en-US" id="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock">Securities Sold Under Agreements to Repurchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:to="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:title="label: RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock to us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock_lbl1">Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:to="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock_lbl1" xlink:title="label: RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock to us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="ConsolidationPolicyTextBlock" xlink:title="ConsolidationPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsolidationPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ConsolidationPolicyTextBlock" xml:lang="en-US" id="us-gaap_ConsolidationPolicyTextBlock">Nature of Operations and Principles of Consolidation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationPolicyTextBlock" xlink:to="us-gaap_ConsolidationPolicyTextBlock" xlink:title="label: ConsolidationPolicyTextBlock to us-gaap_ConsolidationPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsolidationPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConsolidationPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_ConsolidationPolicyTextBlock_lbl1">Consolidation, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationPolicyTextBlock" xlink:to="us-gaap_ConsolidationPolicyTextBlock_lbl1" xlink:title="label: ConsolidationPolicyTextBlock to us-gaap_ConsolidationPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:title="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US" id="us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">Federal statutory rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:to="us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:title="label: EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate to us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_lbl1" xml:lang="en-US" id="us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_lbl1">Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:to="us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_lbl1" xlink:title="label: EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate to us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensation" xlink:label="ShareBasedCompensation" xlink:title="ShareBasedCompensation" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensation" xml:lang="en-US" id="us-gaap_ShareBasedCompensation">Stock-based compensation expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation" xlink:title="label: ShareBasedCompensation to us-gaap_ShareBasedCompensation" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensation_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensation_lbl1" xml:lang="en-US" id="us-gaap_ShareBasedCompensation_lbl1">Share-Based Payment Arrangement, Noncash Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl1" xlink:title="label: ShareBasedCompensation to us-gaap_ShareBasedCompensation_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:label="EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:title="EmployeeStockOwnershipPlanESOPCompensationExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense">Compensation expense related to ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:title="label: EmployeeStockOwnershipPlanESOPCompensationExpense to us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares">Allocated to participants (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:title="label: EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares to us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares">Committed to be released (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:title="label: EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares to us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares">Suspense shares (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:title="label: EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares to us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:label="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:title="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP">Number of common stock purchased by ESOP (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesContributedToESOP to us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOP" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP">Total ESOP shares (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesInESOP to us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1">Employee Stock Ownership Plan (ESOP), Shares in ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesInESOP to us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:label="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:title="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue">Fair value of unearned shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:title="label: EmployeeStockOwnershipPlanESOPDeferredSharesFairValue to us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1">Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPDeferredSharesFairValue to us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:label="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:title="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems">Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:title="label: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:label="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:title="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xml:lang="en-US" id="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable">Schedule of Employee Stock Ownership Plan (ESOP) Disclosures [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:to="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:title="label: ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable to us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalFundsPurchased" xlink:label="FederalFundsPurchased" xlink:title="FederalFundsPurchased" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalFundsPurchased" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalFundsPurchased" xml:lang="en-US" id="us-gaap_FederalFundsPurchased">Bank Term Funding Program borrowing</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalFundsPurchased" xlink:to="us-gaap_FederalFundsPurchased" xlink:title="label: FederalFundsPurchased to us-gaap_FederalFundsPurchased" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalFundsPurchased1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalFundsPurchased1" xml:lang="en-US" id="us-gaap_FederalFundsPurchased1">Bank term funding program outstanding amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalFundsPurchased" xlink:to="us-gaap_FederalFundsPurchased1" xlink:title="label: FederalFundsPurchased to us-gaap_FederalFundsPurchased1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:label="FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:title="FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding">Average balance outstanding during the year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:to="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:title="label: FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding to us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:label="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:title="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear">Average cost of advances during the year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:to="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:title="label: FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear to us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear_lbl1">Federal Home Loan Bank, Advances, Activity for Year, Average Interest Rate for Year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:to="us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear to us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:label="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:title="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd">Maximum amount outstanding at any month-end during the year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:to="us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:title="label: FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd to us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd_lbl1">Federal Home Loan Bank, Advances, Activity for Year, Maximum Outstanding at any Month End</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:to="us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd to us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:label="FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:title="FederalHomeLoanBankAdvancesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock">Borrowings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:to="us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:title="label: FederalHomeLoanBankAdvancesDisclosureTextBlock to us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock_lbl1">Federal Home Loan Bank Advances, Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:to="us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesDisclosureTextBlock to us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:label="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:title="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds">FHLB advances, remaining amount available to borrow</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:to="us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:title="label: FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds to us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_lbl1">Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:to="us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds to us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract">FHLB Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:title="label: FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract to us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract_lbl1">Advance from Federal Home Loan Bank, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract to us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate">2025</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:title="label: FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate to us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate_lbl1">Federal Home Loan Bank, Advance, Maturity, Year Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate to us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate">2024</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:title="label: FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate to us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate_lbl1">Federal Home Loan Bank, Advance, Maturity, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate to us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="FederalHomeLoanBankAdvancesMember" xlink:title="FederalHomeLoanBankAdvancesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesMember" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesMember">FHLB Advances [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesMember" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMember" xlink:title="label: FederalHomeLoanBankAdvancesMember to us-gaap_FederalHomeLoanBankAdvancesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesMember_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesMember_lbl1">Federal Home Loan Bank Advances [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesMember" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMember_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesMember to us-gaap_FederalHomeLoanBankAdvancesMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:label="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:title="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems">Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:title="label: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:label="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:title="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xml:lang="en-US" id="us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable">Schedule of Federal Home Loan Bank Advances, by Branch of FHLB Bank [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:title="label: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="FederalHomeLoanBankStock" xlink:title="FederalHomeLoanBankStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankStock" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankStock">Federal Home Loan Bank (FHLB) stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankStock" xlink:to="us-gaap_FederalHomeLoanBankStock" xlink:title="label: FederalHomeLoanBankStock to us-gaap_FederalHomeLoanBankStock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DomesticCountryMember" xlink:label="DomesticCountryMember" xlink:title="DomesticCountryMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DomesticCountryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DomesticCountryMember" xml:lang="en-US" id="us-gaap_DomesticCountryMember">Federal [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DomesticCountryMember" xlink:to="us-gaap_DomesticCountryMember" xlink:title="label: DomesticCountryMember to us-gaap_DomesticCountryMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain">Finite-Lived Intangible Assets, Major Class Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="label: FiniteLivedIntangibleAssetsMajorClassNameDomain to us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis">Finite-Lived Intangible Assets by Major Class [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="label: FiniteLivedIntangibleAssetsByMajorClassAxis to us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="FiniteLivedIntangibleAssetsLineItems" xlink:title="FiniteLivedIntangibleAssetsLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsLineItems" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsLineItems">Finite-Lived Intangible Assets [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:title="label: FiniteLivedIntangibleAssetsLineItems to us-gaap_FiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:label="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:title="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract">Estimated amortization expense [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:to="us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:title="label: FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract to us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="FurnitureAndFixturesMember" xlink:title="FurnitureAndFixturesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FurnitureAndFixturesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FurnitureAndFixturesMember" xml:lang="en-US" id="us-gaap_FurnitureAndFixturesMember">Furniture, Fixtures and Equipment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureAndFixturesMember" xlink:to="us-gaap_FurnitureAndFixturesMember" xlink:title="label: FurnitureAndFixturesMember to us-gaap_FurnitureAndFixturesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FurnitureAndFixturesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FurnitureAndFixturesMember_lbl1" xml:lang="en-US" id="us-gaap_FurnitureAndFixturesMember_lbl1">Furniture and Fixtures [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureAndFixturesMember" xlink:to="us-gaap_FurnitureAndFixturesMember_lbl1" xlink:title="label: FurnitureAndFixturesMember to us-gaap_FurnitureAndFixturesMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralBusinessMember" xlink:label="GeneralBusinessMember" xlink:title="GeneralBusinessMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GeneralBusinessMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_GeneralBusinessMember" xml:lang="en-US" id="us-gaap_GeneralBusinessMember">General Business Tax Credit Carryforward [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralBusinessMember" xlink:to="us-gaap_GeneralBusinessMember" xlink:title="label: GeneralBusinessMember to us-gaap_GeneralBusinessMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GeneralBusinessMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GeneralBusinessMember_lbl1" xml:lang="en-US" id="us-gaap_GeneralBusinessMember_lbl1">General Business Tax Credit Carryforward [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralBusinessMember" xlink:to="us-gaap_GeneralBusinessMember_lbl1" xlink:title="label: GeneralBusinessMember to us-gaap_GeneralBusinessMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="GoodwillImpairmentLoss" xlink:title="GoodwillImpairmentLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillImpairmentLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_GoodwillImpairmentLoss" xml:lang="en-US" id="us-gaap_GoodwillImpairmentLoss">Goodwill impairment loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillImpairmentLoss" xlink:to="us-gaap_GoodwillImpairmentLoss" xlink:title="label: GoodwillImpairmentLoss to us-gaap_GoodwillImpairmentLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillImpairmentLoss_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillImpairmentLoss_lbl1" xml:lang="en-US" id="us-gaap_GoodwillImpairmentLoss_lbl1">Goodwill, Impairment Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillImpairmentLoss" xlink:to="us-gaap_GoodwillImpairmentLoss_lbl1" xlink:title="label: GoodwillImpairmentLoss to us-gaap_GoodwillImpairmentLoss_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementAbstract" xlink:label="IncomeStatementAbstract" xlink:title="IncomeStatementAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeStatementAbstract" xml:lang="en-US" id="us-gaap_IncomeStatementAbstract">Consolidated Statements of Operations and Comprehensive Income (Loss) [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementAbstract" xlink:to="us-gaap_IncomeStatementAbstract" xlink:title="label: IncomeStatementAbstract to us-gaap_IncomeStatementAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeStatementAbstract1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeStatementAbstract1" xml:lang="en-US" id="us-gaap_IncomeStatementAbstract1">Condensed Statements of Income [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementAbstract" xlink:to="us-gaap_IncomeStatementAbstract1" xlink:title="label: IncomeStatementAbstract to us-gaap_IncomeStatementAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="IncomeTaxDisclosureTextBlock" xlink:title="IncomeTaxDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US" id="us-gaap_IncomeTaxDisclosureTextBlock">Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxDisclosureTextBlock" xlink:to="us-gaap_IncomeTaxDisclosureTextBlock" xlink:title="label: IncomeTaxDisclosureTextBlock to us-gaap_IncomeTaxDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="IncomeTaxPolicyTextBlock" xlink:title="IncomeTaxPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeTaxPolicyTextBlock" xml:lang="en-US" id="us-gaap_IncomeTaxPolicyTextBlock">Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxPolicyTextBlock" xlink:to="us-gaap_IncomeTaxPolicyTextBlock" xlink:title="label: IncomeTaxPolicyTextBlock to us-gaap_IncomeTaxPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_IncomeTaxPolicyTextBlock_lbl1">Income Tax, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxPolicyTextBlock" xlink:to="us-gaap_IncomeTaxPolicyTextBlock_lbl1" xlink:title="label: IncomeTaxPolicyTextBlock to us-gaap_IncomeTaxPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:title="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract">Reconciliation of Provision of Income Taxes [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:to="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:title="label: IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract to us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_lbl1" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_lbl1">Income Tax Expense (Benefit), Effective Income Tax Rate Reconciliation, Amount [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:to="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_lbl1" xlink:title="label: IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract to us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:title="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate">Federal statutory rate times pre-tax net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:to="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:title="label: IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate to us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_lbl1" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_lbl1">Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:to="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_lbl1" xlink:title="label: IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate to us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="IncomeTaxReconciliationOtherAdjustments" xlink:title="IncomeTaxReconciliationOtherAdjustments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeTaxReconciliationOtherAdjustments" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationOtherAdjustments">Other, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationOtherAdjustments" xlink:to="us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:title="label: IncomeTaxReconciliationOtherAdjustments to us-gaap_IncomeTaxReconciliationOtherAdjustments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationOtherAdjustments_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxReconciliationOtherAdjustments_lbl1" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationOtherAdjustments_lbl1">Effective Income Tax Rate Reconciliation, Other Adjustments, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationOtherAdjustments" xlink:to="us-gaap_IncomeTaxReconciliationOtherAdjustments_lbl1" xlink:title="label: IncomeTaxReconciliationOtherAdjustments to us-gaap_IncomeTaxReconciliationOtherAdjustments_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:title="IncomeTaxReconciliationStateAndLocalIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes">State taxes, net of federal benefit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:to="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:title="label: IncomeTaxReconciliationStateAndLocalIncomeTaxes to us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_lbl1" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_lbl1">Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:to="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_lbl1" xlink:title="label: IncomeTaxReconciliationStateAndLocalIncomeTaxes to us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:label="IncomeTaxReconciliationTaxCreditsInvestment" xlink:title="IncomeTaxReconciliationTaxCreditsInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment">Low-income housing credits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationTaxCreditsInvestment" xlink:to="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:title="label: IncomeTaxReconciliationTaxCreditsInvestment to us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_lbl1" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_lbl1">Effective Income Tax Rate Reconciliation, Tax Credit, Investment, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationTaxCreditsInvestment" xlink:to="us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_lbl1" xlink:title="label: IncomeTaxReconciliationTaxCreditsInvestment to us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="IncomeTaxesPaidNet" xlink:title="IncomeTaxesPaidNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxesPaidNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeTaxesPaidNet" xml:lang="en-US" id="us-gaap_IncomeTaxesPaidNet">Cash paid for income taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesPaidNet" xlink:to="us-gaap_IncomeTaxesPaidNet" xlink:title="label: IncomeTaxesPaidNet to us-gaap_IncomeTaxesPaidNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxesPaidNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxesPaidNet_lbl1" xml:lang="en-US" id="us-gaap_IncomeTaxesPaidNet_lbl1">Income Taxes Paid, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesPaidNet" xlink:to="us-gaap_IncomeTaxesPaidNet_lbl1" xlink:title="label: IncomeTaxesPaidNet to us-gaap_IncomeTaxesPaidNet_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="IncreaseDecreaseInOtherOperatingAssets" xlink:title="IncreaseDecreaseInOtherOperatingAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingAssets">Other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:title="label: IncreaseDecreaseInOtherOperatingAssets to us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="us-gaap_IncreaseDecreaseInOtherOperatingAssets1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingAssets1">Change in other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets1" xlink:title="label: IncreaseDecreaseInOtherOperatingAssets to us-gaap_IncreaseDecreaseInOtherOperatingAssets1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2">Increase (Decrease) in Other Operating Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2" xlink:title="label: IncreaseDecreaseInOtherOperatingAssets to us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US" id="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">Add: dilutive effects of unvested restricted stock awards (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="label: IncrementalCommonSharesAttributableToShareBasedPaymentArrangements to us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_lbl1" xml:lang="en-US" id="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_lbl1">Incremental Common Shares Attributable to Dilutive Effect of Share-Based Payment Arrangements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_lbl1" xlink:title="label: IncrementalCommonSharesAttributableToShareBasedPaymentArrangements to us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="FiniteLivedIntangibleAssetsGross" xlink:title="FiniteLivedIntangibleAssetsGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsGross" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsGross">Core deposit intangible acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsGross" xlink:to="us-gaap_FiniteLivedIntangibleAssetsGross" xlink:title="label: FiniteLivedIntangibleAssetsGross to us-gaap_FiniteLivedIntangibleAssetsGross" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet">Net core deposit intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet1">Core deposit intangible, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet1" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet2" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet2">Balance at the end of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet2" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet3" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet3">Balance at the beginning of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet3" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xlink:label="FiniteLivedIntangibleAssetsNetAbstract" xlink:title="FiniteLivedIntangibleAssetsNetAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNetAbstract">Finite-Lived Intangible Assets, Net [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNetAbstract" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xlink:title="label: FiniteLivedIntangibleAssetsNetAbstract to us-gaap_FiniteLivedIntangibleAssetsNetAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Goodwill" xlink:label="Goodwill" xlink:title="Goodwill" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Goodwill" xml:lang="en-US" id="us-gaap_Goodwill">Goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill" xlink:title="label: Goodwill to us-gaap_Goodwill" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_Goodwill1" xml:lang="en-US" id="us-gaap_Goodwill1">Balance at the beginning of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill1" xlink:title="label: Goodwill to us-gaap_Goodwill1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_Goodwill2" xml:lang="en-US" id="us-gaap_Goodwill2">Balance at the end of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill2" xlink:title="label: Goodwill to us-gaap_Goodwill2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="InterestBearingDomesticDepositBrokered" xlink:title="InterestBearingDomesticDepositBrokered" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestBearingDomesticDepositBrokered" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_InterestBearingDomesticDepositBrokered" xml:lang="en-US" id="us-gaap_InterestBearingDomesticDepositBrokered">Brokered deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDomesticDepositBrokered" xlink:to="us-gaap_InterestBearingDomesticDepositBrokered" xlink:title="label: InterestBearingDomesticDepositBrokered to us-gaap_InterestBearingDomesticDepositBrokered" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestBearingDomesticDepositBrokered_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestBearingDomesticDepositBrokered_lbl1" xml:lang="en-US" id="us-gaap_InterestBearingDomesticDepositBrokered_lbl1">Interest-Bearing Domestic Deposit, Brokered</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDomesticDepositBrokered" xlink:to="us-gaap_InterestBearingDomesticDepositBrokered_lbl1" xlink:title="label: InterestBearingDomesticDepositBrokered to us-gaap_InterestBearingDomesticDepositBrokered_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="InterestBearingDomesticDepositChecking" xlink:title="InterestBearingDomesticDepositChecking" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestBearingDomesticDepositChecking" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_InterestBearingDomesticDepositChecking" xml:lang="en-US" id="us-gaap_InterestBearingDomesticDepositChecking">Interest checking and other demand deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDomesticDepositChecking" xlink:to="us-gaap_InterestBearingDomesticDepositChecking" xlink:title="label: InterestBearingDomesticDepositChecking to us-gaap_InterestBearingDomesticDepositChecking" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestBearingDomesticDepositChecking_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestBearingDomesticDepositChecking_lbl1" xml:lang="en-US" id="us-gaap_InterestBearingDomesticDepositChecking_lbl1">Interest-Bearing Domestic Deposit, Checking</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDomesticDepositChecking" xlink:to="us-gaap_InterestBearingDomesticDepositChecking_lbl1" xlink:title="label: InterestBearingDomesticDepositChecking to us-gaap_InterestBearingDomesticDepositChecking_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="InterestBearingDepositsInBanks" xlink:title="InterestBearingDepositsInBanks" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestBearingDepositsInBanks" xml:lang="en-US" id="us-gaap_InterestBearingDepositsInBanks">Interest-bearing deposits in other banks</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestBearingDepositsInBanks" xlink:to="us-gaap_InterestBearingDepositsInBanks" xlink:title="label: InterestBearingDepositsInBanks to us-gaap_InterestBearingDepositsInBanks" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense" xlink:label="InterestExpense" xlink:title="InterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_InterestExpense" xml:lang="en-US" id="us-gaap_InterestExpense">Total interest expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpense" xlink:to="us-gaap_InterestExpense" xlink:title="label: InterestExpense to us-gaap_InterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpense1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_InterestExpense1" xml:lang="en-US" id="us-gaap_InterestExpense1">Interest expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpense" xlink:to="us-gaap_InterestExpense1" xlink:title="label: InterestExpense to us-gaap_InterestExpense1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpense_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestExpense_lbl2" xml:lang="en-US" id="us-gaap_InterestExpense_lbl2">Interest Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpense" xlink:to="us-gaap_InterestExpense_lbl2" xlink:title="label: InterestExpense to us-gaap_InterestExpense_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseAbstract" xlink:label="InterestExpenseAbstract" xlink:title="InterestExpenseAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestExpenseAbstract" xml:lang="en-US" id="us-gaap_InterestExpenseAbstract">Interest expense:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseAbstract" xlink:to="us-gaap_InterestExpenseAbstract" xlink:title="label: InterestExpenseAbstract to us-gaap_InterestExpenseAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="InterestExpenseBorrowings" xlink:title="InterestExpenseBorrowings" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpenseBorrowings" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestExpenseBorrowings" xml:lang="en-US" id="us-gaap_InterestExpenseBorrowings">Interest on borrowings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseBorrowings" xlink:to="us-gaap_InterestExpenseBorrowings" xlink:title="label: InterestExpenseBorrowings to us-gaap_InterestExpenseBorrowings" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseDeposits" xlink:label="InterestExpenseDeposits" xlink:title="InterestExpenseDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestExpenseDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestExpenseDeposits" xml:lang="en-US" id="us-gaap_InterestExpenseDeposits">Interest on deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseDeposits" xlink:to="us-gaap_InterestExpenseDeposits" xlink:title="label: InterestExpenseDeposits to us-gaap_InterestExpenseDeposits" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="InterestIncomeExpenseAfterProvisionForLoanLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">Net interest income after provision for credit losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="label: InterestIncomeExpenseAfterProvisionForLoanLoss to us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1">Interest Income (Expense), after Provision for Loan Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1" xlink:title="label: InterestIncomeExpenseAfterProvisionForLoanLoss to us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="OtherInterestAndDividendIncome" xlink:title="OtherInterestAndDividendIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherInterestAndDividendIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherInterestAndDividendIncome" xml:lang="en-US" id="us-gaap_OtherInterestAndDividendIncome">Other interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherInterestAndDividendIncome" xlink:to="us-gaap_OtherInterestAndDividendIncome" xlink:title="label: OtherInterestAndDividendIncome to us-gaap_OtherInterestAndDividendIncome" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="InterestAndDividendIncomeSecurities" xlink:title="InterestAndDividendIncomeSecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestAndDividendIncomeSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestAndDividendIncomeSecurities" xml:lang="en-US" id="us-gaap_InterestAndDividendIncomeSecurities">Interest on available-for-sale securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndDividendIncomeSecurities" xlink:to="us-gaap_InterestAndDividendIncomeSecurities" xlink:title="label: InterestAndDividendIncomeSecurities to us-gaap_InterestAndDividendIncomeSecurities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestReceivable" xlink:label="InterestReceivable" xlink:title="InterestReceivable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestReceivable" xml:lang="en-US" id="us-gaap_InterestReceivable">Accrued interest receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestReceivable" xlink:to="us-gaap_InterestReceivable" xlink:title="label: InterestReceivable to us-gaap_InterestReceivable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MarketableSecuritiesPolicy" xlink:label="MarketableSecuritiesPolicy" xlink:title="MarketableSecuritiesPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MarketableSecuritiesPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_MarketableSecuritiesPolicy" xml:lang="en-US" id="us-gaap_MarketableSecuritiesPolicy">Investment Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketableSecuritiesPolicy" xlink:to="us-gaap_MarketableSecuritiesPolicy" xlink:title="label: MarketableSecuritiesPolicy to us-gaap_MarketableSecuritiesPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MarketableSecuritiesPolicy_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MarketableSecuritiesPolicy_lbl1" xml:lang="en-US" id="us-gaap_MarketableSecuritiesPolicy_lbl1">Marketable Securities, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketableSecuritiesPolicy" xlink:to="us-gaap_MarketableSecuritiesPolicy_lbl1" xlink:title="label: MarketableSecuritiesPolicy to us-gaap_MarketableSecuritiesPolicy_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xml:lang="en-US" id="us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">Investment in bank subsidiary</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:to="us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="label: InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures to us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:title="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US" id="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:title="label: InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock to us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:label="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:title="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xml:lang="en-US" id="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest">Ownership interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:to="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:title="label: LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest to us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1" xml:lang="en-US" id="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1">Limited Liability Company or Limited Partnership, Members or Limited Partners, Ownership Interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:to="us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1" xlink:title="label: LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest to us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="LaborAndRelatedExpense" xlink:title="LaborAndRelatedExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LaborAndRelatedExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LaborAndRelatedExpense" xml:lang="en-US" id="us-gaap_LaborAndRelatedExpense">Compensation and benefits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LaborAndRelatedExpense" xlink:to="us-gaap_LaborAndRelatedExpense" xlink:title="label: LaborAndRelatedExpense to us-gaap_LaborAndRelatedExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LandMember" xlink:label="LandMember" xlink:title="LandMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LandMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LandMember" xml:lang="en-US" id="us-gaap_LandMember">Land [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandMember" xlink:to="us-gaap_LandMember" xlink:title="label: LandMember to us-gaap_LandMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LandMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LandMember_lbl1" xml:lang="en-US" id="us-gaap_LandMember_lbl1">Land [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LandMember" xlink:to="us-gaap_LandMember_lbl1" xlink:title="label: LandMember to us-gaap_LandMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities" xlink:label="Liabilities" xlink:title="Liabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Liabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_Liabilities" xml:lang="en-US" id="us-gaap_Liabilities">Total liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="us-gaap_Liabilities" xlink:title="label: Liabilities to us-gaap_Liabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Liabilities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Liabilities_lbl1" xml:lang="en-US" id="us-gaap_Liabilities_lbl1">Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="us-gaap_Liabilities_lbl1" xlink:title="label: Liabilities to us-gaap_Liabilities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilitiesAbstract" xml:lang="en-US" id="us-gaap_LiabilitiesAbstract">Liabilities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract" xlink:title="label: LiabilitiesAbstract to us-gaap_LiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAbstract1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LiabilitiesAbstract1" xml:lang="en-US" id="us-gaap_LiabilitiesAbstract1">Liabilities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract1" xlink:title="label: LiabilitiesAbstract to us-gaap_LiabilitiesAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquity">Total liabilities and stockholders' equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity" xlink:title="label: LiabilitiesAndStockholdersEquity to us-gaap_LiabilitiesAndStockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilitiesAndStockholdersEquity_lbl1" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquity_lbl1">Liabilities and Equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl1" xlink:title="label: LiabilitiesAndStockholdersEquity to us-gaap_LiabilitiesAndStockholdersEquity_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquityAbstract">Liabilities and stockholders' equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:title="label: LiabilitiesAndStockholdersEquityAbstract to us-gaap_LiabilitiesAndStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LiabilitiesAndStockholdersEquityAbstract1" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquityAbstract1">Liabilities and stockholders' equity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract1" xlink:title="label: LiabilitiesAndStockholdersEquityAbstract to us-gaap_LiabilitiesAndStockholdersEquityAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:label="LineOfCreditFacilityLenderDomain" xlink:title="LineOfCreditFacilityLenderDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LineOfCreditFacilityLenderDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LineOfCreditFacilityLenderDomain" xml:lang="en-US" id="us-gaap_LineOfCreditFacilityLenderDomain">Line of Credit Facility, Lender [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityLenderDomain" xlink:to="us-gaap_LineOfCreditFacilityLenderDomain" xlink:title="label: LineOfCreditFacilityLenderDomain to us-gaap_LineOfCreditFacilityLenderDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:label="LineOfCreditFacilityAxis" xlink:title="LineOfCreditFacilityAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LineOfCreditFacilityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LineOfCreditFacilityAxis" xml:lang="en-US" id="us-gaap_LineOfCreditFacilityAxis">Lender Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityAxis" xlink:to="us-gaap_LineOfCreditFacilityAxis" xlink:title="label: LineOfCreditFacilityAxis to us-gaap_LineOfCreditFacilityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCredit" xlink:label="LineOfCredit" xlink:title="LineOfCredit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LineOfCredit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LineOfCredit" xml:lang="en-US" id="us-gaap_LineOfCredit">Lines of credit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCredit" xlink:to="us-gaap_LineOfCredit" xlink:title="label: LineOfCredit to us-gaap_LineOfCredit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LineOfCredit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LineOfCredit_lbl1" xml:lang="en-US" id="us-gaap_LineOfCredit_lbl1">Long-Term Line of Credit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCredit" xlink:to="us-gaap_LineOfCredit_lbl1" xlink:title="label: LineOfCredit to us-gaap_LineOfCredit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:label="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:title="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xml:lang="en-US" id="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans">Proceeds from repayment of ESOP loan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:to="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:title="label: ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans to us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="InterestAndFeeIncomeLoansAndLeases" xlink:title="InterestAndFeeIncomeLoansAndLeases" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US" id="us-gaap_InterestAndFeeIncomeLoansAndLeases">Interest and fees on loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndFeeIncomeLoansAndLeases" xlink:to="us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:title="label: InterestAndFeeIncomeLoansAndLeases to us-gaap_InterestAndFeeIncomeLoansAndLeases" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:title="LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy">Allowance for Credit Losses - Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:to="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:title="label: LoansAndLeasesReceivableAllowanceForLoanLossesPolicy to us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl1" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl1">Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:to="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl1" xlink:title="label: LoansAndLeasesReceivableAllowanceForLoanLossesPolicy to us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:label="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:title="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans">Foregone interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:title="label: LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans to us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1">Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1" xlink:title="label: LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans to us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xlink:label="LoansAndLeasesReceivableDisclosureAbstract" xlink:title="LoansAndLeasesReceivableDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableDisclosureAbstract">Loans Receivable Held for Investment [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableDisclosureAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xlink:title="label: LoansAndLeasesReceivableDisclosureAbstract to us-gaap_LoansAndLeasesReceivableDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1">Loans and Leases Receivable Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableDisclosureAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1" xlink:title="label: LoansAndLeasesReceivableDisclosureAbstract to us-gaap_LoansAndLeasesReceivableDisclosureAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:label="LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="LoansAndLeasesReceivableOtherInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableOtherInformationAbstract">Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableOtherInformationAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="label: LoansAndLeasesReceivableOtherInformationAbstract to us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:label="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:title="OriginationOfLoansToEmployeeStockOwnershipPlans" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xml:lang="en-US" id="us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans">Line of credit to ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:to="us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:title="label: OriginationOfLoansToEmployeeStockOwnershipPlans to us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MinorityInterest" xlink:label="MinorityInterest" xlink:title="MinorityInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MinorityInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MinorityInterest" xml:lang="en-US" id="us-gaap_MinorityInterest">Non-controlling interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterest" xlink:to="us-gaap_MinorityInterest" xlink:title="label: MinorityInterest to us-gaap_MinorityInterest" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivities">Net cash provided by financing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to us-gaap_NetCashProvidedByUsedInFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1">Net Cash Provided by (Used in) Financing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">Cash flows from financing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1">Cash flows from financing activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivities">Net cash used in investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:title="label: NetCashProvidedByUsedInInvestingActivities to us-gaap_NetCashProvidedByUsedInInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1">Net Cash Provided by (Used in) Investing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInInvestingActivities to us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">Cash flows from investing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract1">Cash flows from investing activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract1" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivities">Net cash provided by operating activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to us-gaap_NetCashProvidedByUsedInOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1">Net Cash Provided by (Used in) Operating Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">Cash flows from operating activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1">Cash flows from operating activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="IncreaseDecreaseInDeposits" xlink:title="IncreaseDecreaseInDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncreaseDecreaseInDeposits" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInDeposits">Net change in deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits" xlink:title="label: IncreaseDecreaseInDeposits to us-gaap_IncreaseDecreaseInDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInDeposits_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInDeposits_lbl1">Increase (Decrease) in Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl1" xlink:title="label: IncreaseDecreaseInDeposits to us-gaap_IncreaseDecreaseInDeposits_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchased" xlink:label="IncreaseDecreaseInFederalFundsPurchased" xlink:title="IncreaseDecreaseInFederalFundsPurchased" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInFederalFundsPurchased" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_IncreaseDecreaseInFederalFundsPurchased" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInFederalFundsPurchased">Bank term funding program borrowing amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFederalFundsPurchased" xlink:to="us-gaap_IncreaseDecreaseInFederalFundsPurchased" xlink:title="label: IncreaseDecreaseInFederalFundsPurchased to us-gaap_IncreaseDecreaseInFederalFundsPurchased" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1">Increase (Decrease) in Federal Funds Purchased</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFederalFundsPurchased" xlink:to="us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1" xlink:title="label: IncreaseDecreaseInFederalFundsPurchased to us-gaap_IncreaseDecreaseInFederalFundsPurchased_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet">Net change in securities sold under agreements to repurchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:to="us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="label: IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet to us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:label="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="IncreaseDecreaseInInterestAndDividendsReceivable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable">Accrued interest receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:to="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="label: IncreaseDecreaseInInterestAndDividendsReceivable to us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1">Increase (Decrease) in Interest and Dividends Receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:to="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" xlink:title="label: IncreaseDecreaseInInterestAndDividendsReceivable to us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="PaymentsForProceedsFromLoansAndLeases" xlink:title="PaymentsForProceedsFromLoansAndLeases" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromLoansAndLeases">Net change in loans receivable held for investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:title="label: PaymentsForProceedsFromLoansAndLeases to us-gaap_PaymentsForProceedsFromLoansAndLeases" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1">Payments for (Proceeds from) Loans and Leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" xlink:title="label: PaymentsForProceedsFromLoansAndLeases to us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetIncomeLoss" xml:lang="en-US" id="us-gaap_NetIncomeLoss">Net income attributable to Broadway Financial Corporation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_NetIncomeLoss1" xml:lang="en-US" id="us-gaap_NetIncomeLoss1">Net income attributable to Broadway Financial Corporation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss1" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetIncomeLoss2" xml:lang="en-US" id="us-gaap_NetIncomeLoss2">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss2" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss_lbl3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetIncomeLoss_lbl3" xml:lang="en-US" id="us-gaap_NetIncomeLoss_lbl3">Net Income (Loss) Attributable to Parent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl3" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss_lbl3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xml:lang="en-US" id="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">Income available to common stockholders</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="label: NetIncomeLossAvailableToCommonStockholdersBasic to us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" xml:lang="en-US" id="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1">Net Income (Loss) Available to Common Stockholders, Basic</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" xlink:title="label: NetIncomeLossAvailableToCommonStockholdersBasic to us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="InterestIncomeExpenseNet" xlink:title="InterestIncomeExpenseNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_InterestIncomeExpenseNet" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseNet">Net interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet" xlink:title="label: InterestIncomeExpenseNet to us-gaap_InterestIncomeExpenseNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestIncomeExpenseNet_lbl1" xml:lang="en-US" id="us-gaap_InterestIncomeExpenseNet_lbl1">Interest Income (Expense), Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_lbl1" xlink:title="label: InterestIncomeExpenseNet to us-gaap_InterestIncomeExpenseNet_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:label="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:title="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xml:lang="en-US" id="us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems">New Accounting Pronouncements or Change in Accounting Principle [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:title="label: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:label="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:title="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xml:lang="en-US" id="us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract">Impact of Adoption of CECL Model under ASC 326 on Consolidated Statements of Financial Position [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:to="us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:title="label: NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract to us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:label="ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:title="ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock">Impact of ASC 326 Adoption</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:to="us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:title="label: ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock to us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:label="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:title="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xml:lang="en-US" id="us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable">Accounting Standards Update and Change in Accounting Principle [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:to="us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:title="label: NewAccountingPronouncementsOrChangeInAccountingPrincipleTable to us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestBearingDomesticDepositDemand" xlink:label="NoninterestBearingDomesticDepositDemand" xlink:title="NoninterestBearingDomesticDepositDemand" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestBearingDomesticDepositDemand" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NoninterestBearingDomesticDepositDemand" xml:lang="en-US" id="us-gaap_NoninterestBearingDomesticDepositDemand">Non-interest-bearing demand deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestBearingDomesticDepositDemand" xlink:to="us-gaap_NoninterestBearingDomesticDepositDemand" xlink:title="label: NoninterestBearingDomesticDepositDemand to us-gaap_NoninterestBearingDomesticDepositDemand" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestBearingDomesticDepositDemand_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestBearingDomesticDepositDemand_lbl1" xml:lang="en-US" id="us-gaap_NoninterestBearingDomesticDepositDemand_lbl1">Noninterest-Bearing Domestic Deposit, Demand</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestBearingDomesticDepositDemand" xlink:to="us-gaap_NoninterestBearingDomesticDepositDemand_lbl1" xlink:title="label: NoninterestBearingDomesticDepositDemand to us-gaap_NoninterestBearingDomesticDepositDemand_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OccupancyNet" xlink:label="OccupancyNet" xlink:title="OccupancyNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OccupancyNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OccupancyNet" xml:lang="en-US" id="us-gaap_OccupancyNet">Occupancy expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OccupancyNet" xlink:to="us-gaap_OccupancyNet" xlink:title="label: OccupancyNet to us-gaap_OccupancyNet" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherNoninterestExpense" xlink:label="OtherNoninterestExpense" xlink:title="OtherNoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherNoninterestExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OtherNoninterestExpense" xml:lang="en-US" id="us-gaap_OtherNoninterestExpense">Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense" xlink:title="label: OtherNoninterestExpense to us-gaap_OtherNoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherNoninterestExpense1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_OtherNoninterestExpense1" xml:lang="en-US" id="us-gaap_OtherNoninterestExpense1">Other expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense1" xlink:title="label: OtherNoninterestExpense to us-gaap_OtherNoninterestExpense1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherNoninterestExpense_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherNoninterestExpense_lbl2" xml:lang="en-US" id="us-gaap_OtherNoninterestExpense_lbl2">Other Noninterest Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense_lbl2" xlink:title="label: OtherNoninterestExpense to us-gaap_OtherNoninterestExpense_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncome" xlink:label="NoninterestIncome" xlink:title="NoninterestIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NoninterestIncome" xml:lang="en-US" id="us-gaap_NoninterestIncome">Total non-interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncome" xlink:to="us-gaap_NoninterestIncome" xlink:title="label: NoninterestIncome to us-gaap_NoninterestIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncome_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestIncome_lbl1" xml:lang="en-US" id="us-gaap_NoninterestIncome_lbl1">Noninterest Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_lbl1" xlink:title="label: NoninterestIncome to us-gaap_NoninterestIncome_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="NoninterestIncomeAbstract" xlink:title="NoninterestIncomeAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestIncomeAbstract" xml:lang="en-US" id="us-gaap_NoninterestIncomeAbstract">Non-interest income:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncomeAbstract" xlink:to="us-gaap_NoninterestIncomeAbstract" xlink:title="label: NoninterestIncomeAbstract to us-gaap_NoninterestIncomeAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="BankOwnedLifeInsuranceIncome" xlink:title="BankOwnedLifeInsuranceIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US" id="us-gaap_BankOwnedLifeInsuranceIncome">Earnings on bank owned life insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome" xlink:title="label: BankOwnedLifeInsuranceIncome to us-gaap_BankOwnedLifeInsuranceIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_BankOwnedLifeInsuranceIncome_lbl1" xml:lang="en-US" id="us-gaap_BankOwnedLifeInsuranceIncome_lbl1">Bank Owned Life Insurance Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_lbl1" xlink:title="label: BankOwnedLifeInsuranceIncome to us-gaap_BankOwnedLifeInsuranceIncome_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="NoninterestIncomeOtherOperatingIncome" xlink:title="NoninterestIncomeOtherOperatingIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestIncomeOtherOperatingIncome" xml:lang="en-US" id="us-gaap_NoninterestIncomeOtherOperatingIncome">Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncomeOtherOperatingIncome" xlink:to="us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:title="label: NoninterestIncomeOtherOperatingIncome to us-gaap_NoninterestIncomeOtherOperatingIncome" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="MarketingAndAdvertisingExpense" xlink:title="MarketingAndAdvertisingExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MarketingAndAdvertisingExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_MarketingAndAdvertisingExpense" xml:lang="en-US" id="us-gaap_MarketingAndAdvertisingExpense">Advertising and promotional expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketingAndAdvertisingExpense" xlink:to="us-gaap_MarketingAndAdvertisingExpense" xlink:title="label: MarketingAndAdvertisingExpense to us-gaap_MarketingAndAdvertisingExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MarketingAndAdvertisingExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MarketingAndAdvertisingExpense_lbl1" xml:lang="en-US" id="us-gaap_MarketingAndAdvertisingExpense_lbl1">Marketing and Advertising Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketingAndAdvertisingExpense" xlink:to="us-gaap_MarketingAndAdvertisingExpense_lbl1" xlink:title="label: MarketingAndAdvertisingExpense to us-gaap_MarketingAndAdvertisingExpense_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfessionalFees" xlink:label="ProfessionalFees" xlink:title="ProfessionalFees" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProfessionalFees" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProfessionalFees" xml:lang="en-US" id="us-gaap_ProfessionalFees">Professional services</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfessionalFees" xlink:to="us-gaap_ProfessionalFees" xlink:title="label: ProfessionalFees to us-gaap_ProfessionalFees" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesPayable" xlink:label="NotesPayable" xlink:title="NotesPayable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesPayable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NotesPayable" xml:lang="en-US" id="us-gaap_NotesPayable">Notes payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayable" xlink:to="us-gaap_NotesPayable" xlink:title="label: NotesPayable to us-gaap_NotesPayable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesPayable_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesPayable_lbl1" xml:lang="en-US" id="us-gaap_NotesPayable_lbl1">Notes Payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayable" xlink:to="us-gaap_NotesPayable_lbl1" xlink:title="label: NotesPayable to us-gaap_NotesPayable_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesReceivableNet" xml:lang="en-US" id="us-gaap_NotesReceivableNet">Loans receivable held for investment, net of allowance of $7,348 and $4,388</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet" xlink:title="label: NotesReceivableNet to us-gaap_NotesReceivableNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNet1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_NotesReceivableNet1" xml:lang="en-US" id="us-gaap_NotesReceivableNet1">Loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet1" xlink:title="label: NotesReceivableNet to us-gaap_NotesReceivableNet1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNet2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NotesReceivableNet2" xml:lang="en-US" id="us-gaap_NotesReceivableNet2">Loans receivable, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet2" xlink:title="label: NotesReceivableNet to us-gaap_NotesReceivableNet2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NonvotingCommonStockMember" xlink:label="NonvotingCommonStockMember" xlink:title="NonvotingCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NonvotingCommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NonvotingCommonStockMember" xml:lang="en-US" id="us-gaap_NonvotingCommonStockMember">Common Stock Non-Voting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingCommonStockMember" xlink:to="us-gaap_NonvotingCommonStockMember" xlink:title="label: NonvotingCommonStockMember to us-gaap_NonvotingCommonStockMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="InterestAndDividendIncomeOperating" xlink:title="InterestAndDividendIncomeOperating" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestAndDividendIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US" id="us-gaap_InterestAndDividendIncomeOperating">Total interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndDividendIncomeOperating" xlink:to="us-gaap_InterestAndDividendIncomeOperating" xlink:title="label: InterestAndDividendIncomeOperating to us-gaap_InterestAndDividendIncomeOperating" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestAndDividendIncomeOperating1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestAndDividendIncomeOperating1" xml:lang="en-US" id="us-gaap_InterestAndDividendIncomeOperating1">Interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndDividendIncomeOperating" xlink:to="us-gaap_InterestAndDividendIncomeOperating1" xlink:title="label: InterestAndDividendIncomeOperating to us-gaap_InterestAndDividendIncomeOperating1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="InterestAndDividendIncomeOperatingAbstract" xlink:title="InterestAndDividendIncomeOperatingAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InterestAndDividendIncomeOperatingAbstract" xml:lang="en-US" id="us-gaap_InterestAndDividendIncomeOperatingAbstract">Interest income:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndDividendIncomeOperatingAbstract" xlink:to="us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:title="label: InterestAndDividendIncomeOperatingAbstract to us-gaap_InterestAndDividendIncomeOperatingAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLossCarryforwards" xlink:label="OperatingLossCarryforwards" xlink:title="OperatingLossCarryforwards" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLossCarryforwards" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OperatingLossCarryforwards" xml:lang="en-US" id="us-gaap_OperatingLossCarryforwards">Net operating loss carryforwards</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwards" xlink:to="us-gaap_OperatingLossCarryforwards" xlink:title="label: OperatingLossCarryforwards to us-gaap_OperatingLossCarryforwards" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLossCarryforwards_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLossCarryforwards_lbl1" xml:lang="en-US" id="us-gaap_OperatingLossCarryforwards_lbl1">Operating Loss Carryforwards</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwards" xlink:to="us-gaap_OperatingLossCarryforwards_lbl1" xlink:title="label: OperatingLossCarryforwards to us-gaap_OperatingLossCarryforwards_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:title="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax">Unrealized gains (losses) on securities available-for-sale arising during the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:title="label: OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax to us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_lbl1" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_lbl1">OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_lbl1" xlink:title="label: OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax to us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xml:lang="en-US" id="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">Dividends paid on preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="label: PaymentsOfDividendsPreferredStockAndPreferenceStock to us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1" xml:lang="en-US" id="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1" xlink:title="label: PaymentsOfDividendsPreferredStockAndPreferenceStock to us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:label="RepaymentsOfFederalHomeLoanBankBorrowings" xlink:title="RepaymentsOfFederalHomeLoanBankBorrowings" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xml:lang="en-US" id="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings">Repayments of FHLB advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfFederalHomeLoanBankBorrowings" xlink:to="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:title="label: RepaymentsOfFederalHomeLoanBankBorrowings to us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl1" xml:lang="en-US" id="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl1">Payments of FHLBank Borrowings, Financing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfFederalHomeLoanBankBorrowings" xlink:to="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl1" xlink:title="label: RepaymentsOfFederalHomeLoanBankBorrowings to us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="PensionPlansDefinedBenefitMember" xlink:title="PensionPlansDefinedBenefitMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PensionPlansDefinedBenefitMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PensionPlansDefinedBenefitMember" xml:lang="en-US" id="us-gaap_PensionPlansDefinedBenefitMember">Pension Plan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PensionPlansDefinedBenefitMember" xlink:to="us-gaap_PensionPlansDefinedBenefitMember" xlink:title="label: PensionPlansDefinedBenefitMember to us-gaap_PensionPlansDefinedBenefitMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="PreferredStockSharesAuthorized" xlink:title="PreferredStockSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockSharesAuthorized" xml:lang="en-US" id="us-gaap_PreferredStockSharesAuthorized">Preferred stock, shares authorized (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesAuthorized" xlink:to="us-gaap_PreferredStockSharesAuthorized" xlink:title="label: PreferredStockSharesAuthorized to us-gaap_PreferredStockSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="PreferredStockSharesIssued" xlink:title="PreferredStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockSharesIssued" xml:lang="en-US" id="us-gaap_PreferredStockSharesIssued">Preferred stock, shares issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesIssued" xlink:to="us-gaap_PreferredStockSharesIssued" xlink:title="label: PreferredStockSharesIssued to us-gaap_PreferredStockSharesIssued" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="PreferredStockSharesOutstanding" xlink:title="PreferredStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockSharesOutstanding" xml:lang="en-US" id="us-gaap_PreferredStockSharesOutstanding">Preferred stock, shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesOutstanding" xlink:to="us-gaap_PreferredStockSharesOutstanding" xlink:title="label: PreferredStockSharesOutstanding to us-gaap_PreferredStockSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="PreferredStockParOrStatedValuePerShare" xlink:title="PreferredStockParOrStatedValuePerShare" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockParOrStatedValuePerShare" xml:lang="en-US" id="us-gaap_PreferredStockParOrStatedValuePerShare">Preferred stock, par value (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockParOrStatedValuePerShare" xlink:to="us-gaap_PreferredStockParOrStatedValuePerShare" xlink:title="label: PreferredStockParOrStatedValuePerShare to us-gaap_PreferredStockParOrStatedValuePerShare" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:label="ProceedsFromFederalHomeLoanBankBorrowings" xlink:title="ProceedsFromFederalHomeLoanBankBorrowings" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xml:lang="en-US" id="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings">Proceeds from FHLB advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromFederalHomeLoanBankBorrowings" xlink:to="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:title="label: ProceedsFromFederalHomeLoanBankBorrowings to us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_lbl1" xml:lang="en-US" id="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_lbl1">Proceeds from FHLBank Borrowings, Financing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromFederalHomeLoanBankBorrowings" xlink:to="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_lbl1" xlink:title="label: ProceedsFromFederalHomeLoanBankBorrowings to us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xml:lang="en-US" id="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock">Proceeds from issuance of preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:to="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="label: ProceedsFromIssuanceOfPreferredStockAndPreferenceStock to us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl1" xml:lang="en-US" id="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl1">Proceeds from Issuance of Preferred Stock and Preference Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:to="us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl1" xlink:title="label: ProceedsFromIssuanceOfPreferredStockAndPreferenceStock to us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xml:lang="en-US" id="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">Principal payments and maturities on available-for-sale securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="label: ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities to us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl1" xml:lang="en-US" id="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl1">Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl1" xlink:title="label: ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities to us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="PropertyPlantAndEquipmentGross" xlink:title="PropertyPlantAndEquipmentGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentGross" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentGross" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentGross">Office properties and equipment, gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentGross" xlink:to="us-gaap_PropertyPlantAndEquipmentGross" xlink:title="label: PropertyPlantAndEquipmentGross to us-gaap_PropertyPlantAndEquipmentGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentGross_lbl1" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentGross_lbl1">Property, Plant and Equipment, Gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentGross" xlink:to="us-gaap_PropertyPlantAndEquipmentGross_lbl1" xlink:title="label: PropertyPlantAndEquipmentGross to us-gaap_PropertyPlantAndEquipmentGross_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentNet">Office properties and equipment, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet" xlink:title="label: PropertyPlantAndEquipmentNet to us-gaap_PropertyPlantAndEquipmentNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentNet1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentNet1" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentNet1">Office properties and equipment, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet1" xlink:title="label: PropertyPlantAndEquipmentNet to us-gaap_PropertyPlantAndEquipmentNet1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentNet_lbl2" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentNet_lbl2">Property, Plant and Equipment, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl2" xlink:title="label: PropertyPlantAndEquipmentNet to us-gaap_PropertyPlantAndEquipmentNet_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="PropertyPlantAndEquipmentAbstract" xlink:title="PropertyPlantAndEquipmentAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentAbstract" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentAbstract">Office Properties and Equipment [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentAbstract" xlink:to="us-gaap_PropertyPlantAndEquipmentAbstract" xlink:title="label: PropertyPlantAndEquipmentAbstract to us-gaap_PropertyPlantAndEquipmentAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentAbstract1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentAbstract1" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentAbstract1">Office Properties and Equipment, net [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentAbstract" xlink:to="us-gaap_PropertyPlantAndEquipmentAbstract1" xlink:title="label: PropertyPlantAndEquipmentAbstract to us-gaap_PropertyPlantAndEquipmentAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="PropertyPlantAndEquipmentPolicyTextBlock" xlink:title="PropertyPlantAndEquipmentPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock">Office Properties and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:title="label: PropertyPlantAndEquipmentPolicyTextBlock to us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl1">Property, Plant and Equipment, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl1" xlink:title="label: PropertyPlantAndEquipmentPolicyTextBlock to us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="ProvisionForLoanLossesExpensed" xlink:title="ProvisionForLoanLossesExpensed" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProvisionForLoanLossesExpensed" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProvisionForLoanLossesExpensed" xml:lang="en-US" id="us-gaap_ProvisionForLoanLossesExpensed">Provision (recapture)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProvisionForLoanLossesExpensed" xlink:to="us-gaap_ProvisionForLoanLossesExpensed" xlink:title="label: ProvisionForLoanLossesExpensed to us-gaap_ProvisionForLoanLossesExpensed" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireFederalReserveStock" xlink:label="PaymentsToAcquireFederalReserveStock" xlink:title="PaymentsToAcquireFederalReserveStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireFederalReserveStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireFederalReserveStock" xml:lang="en-US" id="us-gaap_PaymentsToAcquireFederalReserveStock">Purchase of FRB stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireFederalReserveStock" xlink:to="us-gaap_PaymentsToAcquireFederalReserveStock" xlink:title="label: PaymentsToAcquireFederalReserveStock to us-gaap_PaymentsToAcquireFederalReserveStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireFederalReserveStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquireFederalReserveStock_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquireFederalReserveStock_lbl1">Payments to Acquire Federal Reserve Bank Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireFederalReserveStock" xlink:to="us-gaap_PaymentsToAcquireFederalReserveStock_lbl1" xlink:title="label: PaymentsToAcquireFederalReserveStock to us-gaap_PaymentsToAcquireFederalReserveStock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US" id="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">Purchase of office properties and equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="label: PaymentsToAcquirePropertyPlantAndEquipment to us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1">Payments to Acquire Property, Plant, and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" xlink:title="label: PaymentsToAcquirePropertyPlantAndEquipment to us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:label="FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:title="FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xml:lang="en-US" id="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy">Loans Receivable Held for Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:to="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:title="label: FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy to us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy_lbl1" xml:lang="en-US" id="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy_lbl1">Financing Receivable, Held-for-Investment [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:to="us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy_lbl1" xlink:title="label: FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy to us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyDepositLiabilities" xlink:label="RelatedPartyDepositLiabilities" xlink:title="RelatedPartyDepositLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RelatedPartyDepositLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_RelatedPartyDepositLiabilities" xml:lang="en-US" id="us-gaap_RelatedPartyDepositLiabilities">Deposits from principal officers, directors, and their affiliates</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyDepositLiabilities" xlink:to="us-gaap_RelatedPartyDepositLiabilities" xlink:title="label: RelatedPartyDepositLiabilities to us-gaap_RelatedPartyDepositLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RelatedPartyDepositLiabilities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RelatedPartyDepositLiabilities_lbl1" xml:lang="en-US" id="us-gaap_RelatedPartyDepositLiabilities_lbl1">Related Party Deposit Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyDepositLiabilities" xlink:to="us-gaap_RelatedPartyDepositLiabilities_lbl1" xlink:title="label: RelatedPartyDepositLiabilities to us-gaap_RelatedPartyDepositLiabilities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="us-gaap_RetainedEarningsAccumulatedDeficit">Retained earnings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit" xlink:title="label: RetainedEarningsAccumulatedDeficit to us-gaap_RetainedEarningsAccumulatedDeficit" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SaleOfStockConsiderationReceivedOnTransaction" xlink:label="SaleOfStockConsiderationReceivedOnTransaction" xlink:title="SaleOfStockConsiderationReceivedOnTransaction" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SaleOfStockConsiderationReceivedOnTransaction" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SaleOfStockConsiderationReceivedOnTransaction" xml:lang="en-US" id="us-gaap_SaleOfStockConsiderationReceivedOnTransaction">Aggregate purchase price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SaleOfStockConsiderationReceivedOnTransaction" xlink:to="us-gaap_SaleOfStockConsiderationReceivedOnTransaction" xlink:title="label: SaleOfStockConsiderationReceivedOnTransaction to us-gaap_SaleOfStockConsiderationReceivedOnTransaction" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SaleOfStockConsiderationReceivedOnTransaction_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SaleOfStockConsiderationReceivedOnTransaction_lbl1" xml:lang="en-US" id="us-gaap_SaleOfStockConsiderationReceivedOnTransaction_lbl1">Sale of Stock, Consideration Received on Transaction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SaleOfStockConsiderationReceivedOnTransaction" xlink:to="us-gaap_SaleOfStockConsiderationReceivedOnTransaction_lbl1" xlink:title="label: SaleOfStockConsiderationReceivedOnTransaction to us-gaap_SaleOfStockConsiderationReceivedOnTransaction_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:label="ProceedsFromSaleOfFederalReserveStock" xlink:title="ProceedsFromSaleOfFederalReserveStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromSaleOfFederalReserveStock" xml:lang="en-US" id="us-gaap_ProceedsFromSaleOfFederalReserveStock">Proceeds from redemption of FRB stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfFederalReserveStock" xlink:to="us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:title="label: ProceedsFromSaleOfFederalReserveStock to us-gaap_ProceedsFromSaleOfFederalReserveStock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:label="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:title="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock">Shares Held by ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:to="us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:title="label: ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock to us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="PropertyPlantAndEquipmentTextBlock" xlink:title="PropertyPlantAndEquipmentTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentTextBlock" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentTextBlock">Office Properties and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:title="label: PropertyPlantAndEquipmentTextBlock to us-gaap_PropertyPlantAndEquipmentTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl1" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl1">Property, Plant and Equipment [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl1" xlink:title="label: PropertyPlantAndEquipmentTextBlock to us-gaap_PropertyPlantAndEquipmentTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xml:lang="en-US" id="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">Securities Sold under Agreements to Repurchase [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:to="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="label: SecuritiesSoldUnderAgreementsToRepurchaseMember to us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_lbl1" xml:lang="en-US" id="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_lbl1">Securities Sold under Agreements to Repurchase [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:to="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_lbl1" xlink:title="label: SecuritiesSoldUnderAgreementsToRepurchaseMember to us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="SeriesCPreferredStockMember" xlink:title="SeriesCPreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SeriesCPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SeriesCPreferredStockMember" xml:lang="en-US" id="us-gaap_SeriesCPreferredStockMember">Non-Cumulative Perpetual Preferred Stock, Series C [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeriesCPreferredStockMember" xlink:to="us-gaap_SeriesCPreferredStockMember" xlink:title="label: SeriesCPreferredStockMember to us-gaap_SeriesCPreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SeriesCPreferredStockMember1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SeriesCPreferredStockMember1" xml:lang="en-US" id="us-gaap_SeriesCPreferredStockMember1">Non-Cumulative Redeemable Perpetual Preferred Stock, Series C [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeriesCPreferredStockMember" xlink:to="us-gaap_SeriesCPreferredStockMember1" xlink:title="label: SeriesCPreferredStockMember to us-gaap_SeriesCPreferredStockMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="SeriesAPreferredStockMember" xlink:title="SeriesAPreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SeriesAPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SeriesAPreferredStockMember" xml:lang="en-US" id="us-gaap_SeriesAPreferredStockMember">Cumulative Redeemable Perpetual Preferred Stock, Series A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeriesAPreferredStockMember" xlink:to="us-gaap_SeriesAPreferredStockMember" xlink:title="label: SeriesAPreferredStockMember to us-gaap_SeriesAPreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SeriesAPreferredStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SeriesAPreferredStockMember_lbl1" xml:lang="en-US" id="us-gaap_SeriesAPreferredStockMember_lbl1">Series A Preferred Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeriesAPreferredStockMember" xlink:to="us-gaap_SeriesAPreferredStockMember_lbl1" xlink:title="label: SeriesAPreferredStockMember to us-gaap_SeriesAPreferredStockMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">Restricted stock awards forfeited (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod1">Forfeited or expired during period (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">Restricted stock awards issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod1">Granted during period (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl2" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl2">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl2" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">Granted during period (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">Unvested at beginning of year (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber1">Unvested at end of year (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl2" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl2">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl2" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">Unvested at end of year (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue1">Unvested at beginning of year (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl2" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl2">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl2" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">Restricted stock awards vested (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod1">Vested during period (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">Vested during period (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:title="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xml:lang="en-US" id="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions">Number Outstanding ( in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:title="label: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions to us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_lbl1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_lbl1">Share-Based Payment Arrangement, Option, Exercise Price Range, Shares Exercisable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_lbl1" xlink:title="label: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions to us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:title="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xml:lang="en-US" id="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions">Number Outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:title="label: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions to us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:title="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xml:lang="en-US" id="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems">Share-based Payment Arrangement, Option, Exercise Price Range [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:title="label: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:label="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:title="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xml:lang="en-US" id="us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable">Share-based Payment Arrangement, Option, Exercise Price Range [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:to="us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:title="label: ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable to us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">Maximum number of shares that can be awarded (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant">Shares available for awards (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">Aggregate Intrinsic Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">Outstanding at end of year (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber1">Outstanding at beginning of year (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl2" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl2">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl2" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">Outstanding at beginning of year (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice1">Outstanding at end of year (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl2" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl2">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl2" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">Exercisable at end of year (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">Exercisable at end of year (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain">Award Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="label: ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems1">Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:label="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:title="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock">Options Outstanding and Exercisable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:to="us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:title="label: ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock to us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xml:lang="en-US" id="us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable">Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="label: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable1" xml:lang="en-US" id="us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable1">Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable1" xlink:title="label: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="SignificantAccountingPoliciesTextBlock" xlink:title="SignificantAccountingPoliciesTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SignificantAccountingPoliciesTextBlock" xml:lang="en-US" id="us-gaap_SignificantAccountingPoliciesTextBlock">Summary of Significant Accounting Policies</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SignificantAccountingPoliciesTextBlock" xlink:to="us-gaap_SignificantAccountingPoliciesTextBlock" xlink:title="label: SignificantAccountingPoliciesTextBlock to us-gaap_SignificantAccountingPoliciesTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SignificantAccountingPoliciesTextBlock_lbl1" xml:lang="en-US" id="us-gaap_SignificantAccountingPoliciesTextBlock_lbl1">Significant Accounting Policies [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SignificantAccountingPoliciesTextBlock" xlink:to="us-gaap_SignificantAccountingPoliciesTextBlock_lbl1" xlink:title="label: SignificantAccountingPoliciesTextBlock to us-gaap_SignificantAccountingPoliciesTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StateAndLocalJurisdictionMember" xlink:label="StateAndLocalJurisdictionMember" xlink:title="StateAndLocalJurisdictionMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StateAndLocalJurisdictionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StateAndLocalJurisdictionMember" xml:lang="en-US" id="us-gaap_StateAndLocalJurisdictionMember">California [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StateAndLocalJurisdictionMember" xlink:to="us-gaap_StateAndLocalJurisdictionMember" xlink:title="label: StateAndLocalJurisdictionMember to us-gaap_StateAndLocalJurisdictionMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="StatementOfCashFlowsAbstract" xlink:title="StatementOfCashFlowsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US" id="us-gaap_StatementOfCashFlowsAbstract">Consolidated Statements of Cash Flows [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract" xlink:title="label: StatementOfCashFlowsAbstract to us-gaap_StatementOfCashFlowsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementOfCashFlowsAbstract1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StatementOfCashFlowsAbstract1" xml:lang="en-US" id="us-gaap_StatementOfCashFlowsAbstract1">Condensed Statements of Cash Flows [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract1" xlink:title="label: StatementOfCashFlowsAbstract to us-gaap_StatementOfCashFlowsAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="StatementOfStockholdersEquityAbstract" xlink:title="StatementOfStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StatementOfStockholdersEquityAbstract" xml:lang="en-US" id="us-gaap_StatementOfStockholdersEquityAbstract">Consolidated Statements of Changes in Stockholders' Equity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfStockholdersEquityAbstract" xlink:to="us-gaap_StatementOfStockholdersEquityAbstract" xlink:title="label: StatementOfStockholdersEquityAbstract to us-gaap_StatementOfStockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:title="ShareBasedCompensationOptionAndIncentivePlansPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xml:lang="en-US" id="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy">Stock-Based Compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:title="label: ShareBasedCompensationOptionAndIncentivePlansPolicy to us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1">Share-Based Payment Arrangement [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1" xlink:title="label: ShareBasedCompensationOptionAndIncentivePlansPolicy to us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="StockholdersEquityAbstract" xlink:title="StockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityAbstract" xml:lang="en-US" id="us-gaap_StockholdersEquityAbstract">Stockholders' equity:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract" xlink:title="label: StockholdersEquityAbstract to us-gaap_StockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="StockholdersEquityNoteAbstract" xlink:title="StockholdersEquityNoteAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityNoteAbstract" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteAbstract">Capital [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteAbstract" xlink:to="us-gaap_StockholdersEquityNoteAbstract" xlink:title="label: StockholdersEquityNoteAbstract to us-gaap_StockholdersEquityNoteAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="StockholdersEquityNoteDisclosureTextBlock" xlink:title="StockholdersEquityNoteDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteDisclosureTextBlock">Capital</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to us-gaap_StockholdersEquityNoteDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1">Equity [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="SubsequentEventTypeAxis" xlink:title="SubsequentEventTypeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubsequentEventTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SubsequentEventTypeAxis" xml:lang="en-US" id="us-gaap_SubsequentEventTypeAxis">Subsequent Event Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventTypeAxis" xlink:to="us-gaap_SubsequentEventTypeAxis" xlink:title="label: SubsequentEventTypeAxis to us-gaap_SubsequentEventTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain" xlink:title="SubsequentEventTypeDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubsequentEventTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SubsequentEventTypeDomain" xml:lang="en-US" id="us-gaap_SubsequentEventTypeDomain">Subsequent Event Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventTypeDomain" xlink:to="us-gaap_SubsequentEventTypeDomain" xlink:title="label: SubsequentEventTypeDomain to us-gaap_SubsequentEventTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:title="GoodwillAndIntangibleAssetsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US" id="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock">Goodwill and Core Deposit Intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:title="label: GoodwillAndIntangibleAssetsDisclosureTextBlock to us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1">Goodwill and Intangible Assets Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1" xlink:title="label: GoodwillAndIntangibleAssetsDisclosureTextBlock to us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="SupplementalCashFlowInformationAbstract" xlink:title="SupplementalCashFlowInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SupplementalCashFlowInformationAbstract" xml:lang="en-US" id="us-gaap_SupplementalCashFlowInformationAbstract">Supplemental disclosures of cash flow information:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract" xlink:title="label: SupplementalCashFlowInformationAbstract to us-gaap_SupplementalCashFlowInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SupplementalCashFlowInformationAbstract_lbl1" xml:lang="en-US" id="us-gaap_SupplementalCashFlowInformationAbstract_lbl1">Supplemental Cash Flow Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract_lbl1" xlink:title="label: SupplementalCashFlowInformationAbstract to us-gaap_SupplementalCashFlowInformationAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardAmount" xlink:label="TaxCreditCarryforwardAmount" xlink:title="TaxCreditCarryforwardAmount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TaxCreditCarryforwardAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TaxCreditCarryforwardAmount" xml:lang="en-US" id="us-gaap_TaxCreditCarryforwardAmount">Tax credit carryforward</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxCreditCarryforwardAmount" xlink:to="us-gaap_TaxCreditCarryforwardAmount" xlink:title="label: TaxCreditCarryforwardAmount to us-gaap_TaxCreditCarryforwardAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardNameDomain" xlink:label="TaxCreditCarryforwardNameDomain" xlink:title="TaxCreditCarryforwardNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TaxCreditCarryforwardNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TaxCreditCarryforwardNameDomain" xml:lang="en-US" id="us-gaap_TaxCreditCarryforwardNameDomain">Tax Credit Carryforward, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxCreditCarryforwardNameDomain" xlink:to="us-gaap_TaxCreditCarryforwardNameDomain" xlink:title="label: TaxCreditCarryforwardNameDomain to us-gaap_TaxCreditCarryforwardNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardAxis" xlink:label="TaxCreditCarryforwardAxis" xlink:title="TaxCreditCarryforwardAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TaxCreditCarryforwardAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TaxCreditCarryforwardAxis" xml:lang="en-US" id="us-gaap_TaxCreditCarryforwardAxis">Tax Credit Carryforward [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TaxCreditCarryforwardAxis" xlink:to="us-gaap_TaxCreditCarryforwardAxis" xlink:title="label: TaxCreditCarryforwardAxis to us-gaap_TaxCreditCarryforwardAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="TimeDepositMaturitiesAfterYearFive" xlink:title="TimeDepositMaturitiesAfterYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesAfterYearFive" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesAfterYearFive">Thereafter</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesAfterYearFive" xlink:to="us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:title="label: TimeDepositMaturitiesAfterYearFive to us-gaap_TimeDepositMaturitiesAfterYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1">Time Deposit Maturities, after Year Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesAfterYearFive" xlink:to="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1" xlink:title="label: TimeDepositMaturitiesAfterYearFive to us-gaap_TimeDepositMaturitiesAfterYearFive_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="TimeDepositMaturitiesYearFive" xlink:title="TimeDepositMaturitiesYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearFive" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearFive">2028</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearFive" xlink:to="us-gaap_TimeDepositMaturitiesYearFive" xlink:title="label: TimeDepositMaturitiesYearFive to us-gaap_TimeDepositMaturitiesYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearFive_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearFive_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearFive_lbl1">Time Deposit Maturities, Year Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearFive" xlink:to="us-gaap_TimeDepositMaturitiesYearFive_lbl1" xlink:title="label: TimeDepositMaturitiesYearFive to us-gaap_TimeDepositMaturitiesYearFive_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="TimeDepositMaturitiesYearFour" xlink:title="TimeDepositMaturitiesYearFour" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearFour" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearFour" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearFour">2027</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearFour" xlink:to="us-gaap_TimeDepositMaturitiesYearFour" xlink:title="label: TimeDepositMaturitiesYearFour to us-gaap_TimeDepositMaturitiesYearFour" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearFour_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearFour_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearFour_lbl1">Time Deposit Maturities, Year Four</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearFour" xlink:to="us-gaap_TimeDepositMaturitiesYearFour_lbl1" xlink:title="label: TimeDepositMaturitiesYearFour to us-gaap_TimeDepositMaturitiesYearFour_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="TimeDepositMaturitiesYearOne" xlink:title="TimeDepositMaturitiesYearOne" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearOne" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearOne" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearOne">2024</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearOne" xlink:to="us-gaap_TimeDepositMaturitiesYearOne" xlink:title="label: TimeDepositMaturitiesYearOne to us-gaap_TimeDepositMaturitiesYearOne" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearOne_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearOne_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearOne_lbl1">Time Deposit Maturities, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearOne" xlink:to="us-gaap_TimeDepositMaturitiesYearOne_lbl1" xlink:title="label: TimeDepositMaturitiesYearOne to us-gaap_TimeDepositMaturitiesYearOne_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="TimeDepositMaturitiesYearThree" xlink:title="TimeDepositMaturitiesYearThree" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearThree" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearThree" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearThree">2026</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearThree" xlink:to="us-gaap_TimeDepositMaturitiesYearThree" xlink:title="label: TimeDepositMaturitiesYearThree to us-gaap_TimeDepositMaturitiesYearThree" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearThree_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearThree_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearThree_lbl1">Time Deposit Maturities, Year Three</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearThree" xlink:to="us-gaap_TimeDepositMaturitiesYearThree_lbl1" xlink:title="label: TimeDepositMaturitiesYearThree to us-gaap_TimeDepositMaturitiesYearThree_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="TimeDepositMaturitiesYearTwo" xlink:title="TimeDepositMaturitiesYearTwo" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesYearTwo" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearTwo">2025</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearTwo" xlink:to="us-gaap_TimeDepositMaturitiesYearTwo" xlink:title="label: TimeDepositMaturitiesYearTwo to us-gaap_TimeDepositMaturitiesYearTwo" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesYearTwo_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesYearTwo_lbl1">Time Deposit Maturities, Year Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesYearTwo" xlink:to="us-gaap_TimeDepositMaturitiesYearTwo_lbl1" xlink:title="label: TimeDepositMaturitiesYearTwo to us-gaap_TimeDepositMaturitiesYearTwo_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestExpense" xlink:label="NoninterestExpense" xlink:title="NoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NoninterestExpense" xml:lang="en-US" id="us-gaap_NoninterestExpense">Total non-interest expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpense" xlink:to="us-gaap_NoninterestExpense" xlink:title="label: NoninterestExpense to us-gaap_NoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestExpense_lbl1" xml:lang="en-US" id="us-gaap_NoninterestExpense_lbl1">Noninterest Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl1" xlink:title="label: NoninterestExpense to us-gaap_NoninterestExpense_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="NoninterestExpenseAbstract" xlink:title="NoninterestExpenseAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestExpenseAbstract" xml:lang="en-US" id="us-gaap_NoninterestExpenseAbstract">Non-interest expense:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpenseAbstract" xlink:to="us-gaap_NoninterestExpenseAbstract" xlink:title="label: NoninterestExpenseAbstract to us-gaap_NoninterestExpenseAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_USTreasurySecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_USTreasurySecuritiesMember" xml:lang="en-US" id="us-gaap_USTreasurySecuritiesMember">U.S. Treasuries [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="USTreasurySecuritiesMember" xlink:to="us-gaap_USTreasurySecuritiesMember" xlink:title="label: USTreasurySecuritiesMember to us-gaap_USTreasurySecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_USTreasurySecuritiesMember1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_USTreasurySecuritiesMember1" xml:lang="en-US" id="us-gaap_USTreasurySecuritiesMember1">U.S. Treasuries [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="USTreasurySecuritiesMember" xlink:to="us-gaap_USTreasurySecuritiesMember1" xlink:title="label: USTreasurySecuritiesMember to us-gaap_USTreasurySecuritiesMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="UnrecognizedTaxBenefits" xlink:title="UnrecognizedTaxBenefits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UnrecognizedTaxBenefits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_UnrecognizedTaxBenefits" xml:lang="en-US" id="us-gaap_UnrecognizedTaxBenefits">Unrecognized tax benefits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrecognizedTaxBenefits" xlink:to="us-gaap_UnrecognizedTaxBenefits" xlink:title="label: UnrecognizedTaxBenefits to us-gaap_UnrecognizedTaxBenefits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UnrecognizedTaxBenefits_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_UnrecognizedTaxBenefits_lbl1" xml:lang="en-US" id="us-gaap_UnrecognizedTaxBenefits_lbl1">Unrecognized Tax Benefits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrecognizedTaxBenefits" xlink:to="us-gaap_UnrecognizedTaxBenefits_lbl1" xlink:title="label: UnrecognizedTaxBenefits to us-gaap_UnrecognizedTaxBenefits_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnusedLinesOfCreditMember" xlink:label="UnusedLinesOfCreditMember" xlink:title="UnusedLinesOfCreditMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UnusedLinesOfCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_UnusedLinesOfCreditMember" xml:lang="en-US" id="us-gaap_UnusedLinesOfCreditMember">Unused Lines of Credit [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnusedLinesOfCreditMember" xlink:to="us-gaap_UnusedLinesOfCreditMember" xlink:title="label: UnusedLinesOfCreditMember to us-gaap_UnusedLinesOfCreditMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="WeightedAverageNumberOfDilutedSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US" id="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">Weighted average common shares outstanding for diluted earnings per common share (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="label: WeightedAverageNumberOfDilutedSharesOutstanding to us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl1" xml:lang="en-US" id="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl1">Weighted Average Number of Shares Outstanding, Diluted</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl1" xlink:title="label: WeightedAverageNumberOfDilutedSharesOutstanding to us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:label xlink:type="resource" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US" id="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">Weighted average common shares outstanding for basic earnings per common share (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="label: WeightedAverageNumberOfSharesOutstandingBasic to us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockMember" xlink:label="CommonStockMember" xlink:title="CommonStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockMember" xml:lang="en-US" id="us-gaap_CommonStockMember">Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockMember" xlink:to="us-gaap_CommonStockMember" xlink:title="label: CommonStockMember to us-gaap_CommonStockMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="PropertyPlantAndEquipmentDisclosureTextBlock" xlink:title="PropertyPlantAndEquipmentDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock">Office Properties and Equipment, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:title="label: PropertyPlantAndEquipmentDisclosureTextBlock to us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl1">Property, Plant and Equipment Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl1" xlink:title="label: PropertyPlantAndEquipmentDisclosureTextBlock to us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="PropertyPlantAndEquipmentTypeDomain" xlink:title="PropertyPlantAndEquipmentTypeDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentTypeDomain" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentTypeDomain">Long-Lived Tangible Asset [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:title="label: PropertyPlantAndEquipmentTypeDomain to us-gaap_PropertyPlantAndEquipmentTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="BuildingAndBuildingImprovementsMember" xlink:title="BuildingAndBuildingImprovementsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BuildingAndBuildingImprovementsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_BuildingAndBuildingImprovementsMember" xml:lang="en-US" id="us-gaap_BuildingAndBuildingImprovementsMember">Office Buildings and Improvements [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingAndBuildingImprovementsMember" xlink:to="us-gaap_BuildingAndBuildingImprovementsMember" xlink:title="label: BuildingAndBuildingImprovementsMember to us-gaap_BuildingAndBuildingImprovementsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BuildingAndBuildingImprovementsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_BuildingAndBuildingImprovementsMember_lbl1" xml:lang="en-US" id="us-gaap_BuildingAndBuildingImprovementsMember_lbl1">Building and Building Improvements [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BuildingAndBuildingImprovementsMember" xlink:to="us-gaap_BuildingAndBuildingImprovementsMember_lbl1" xlink:title="label: BuildingAndBuildingImprovementsMember to us-gaap_BuildingAndBuildingImprovementsMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockMember" xlink:label="PreferredStockMember" xlink:title="PreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockMember" xml:lang="en-US" id="us-gaap_PreferredStockMember">Preferred Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockMember" xlink:to="us-gaap_PreferredStockMember" xlink:title="label: PreferredStockMember to us-gaap_PreferredStockMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost">Due in one year or less</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_lbl1">Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost">Due after one year through five years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_lbl1">Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">Due after five years through ten years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl1">Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost">Due after ten years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl1">Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue">Due in one year or less</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl1">Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">Due after one year through five years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl1">Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">Due after five years through ten years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl1">Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">Due after ten years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract">Available for sale, amortized cost [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_lbl1">Debt Securities, Available-for-Sale, Amortized Cost, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract">Available for sale, fair value [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1">Debt Securities, Available-for-Sale, Fair Value, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="AvailableForSaleSecuritiesAbstract" xlink:title="AvailableForSaleSecuritiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesAbstract" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesAbstract">Debt Securities Available-for-Sale [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesAbstract" xlink:title="label: AvailableForSaleSecuritiesAbstract to us-gaap_AvailableForSaleSecuritiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesAbstract_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesAbstract_lbl1">Debt Securities, Available-for-Sale [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesAbstract_lbl1" xlink:title="label: AvailableForSaleSecuritiesAbstract to us-gaap_AvailableForSaleSecuritiesAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtSecurities" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtSecurities">Fair value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:title="label: AvailableForSaleSecuritiesDebtSecurities to us-gaap_AvailableForSaleSecuritiesDebtSecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtSecurities1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtSecurities1">Securities available-for-sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities1" xlink:title="label: AvailableForSaleSecuritiesDebtSecurities to us-gaap_AvailableForSaleSecuritiesDebtSecurities1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtSecurities2" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtSecurities2">Securities available-for-sale, at fair value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities2" xlink:title="label: AvailableForSaleSecuritiesDebtSecurities to us-gaap_AvailableForSaleSecuritiesDebtSecurities2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtSecurities3" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtSecurities3">Fair value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities3" xlink:title="label: AvailableForSaleSecuritiesDebtSecurities to us-gaap_AvailableForSaleSecuritiesDebtSecurities3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Assets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_Assets" xml:lang="en-US" id="us-gaap_Assets">Total assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="us-gaap_Assets" xlink:title="label: Assets to us-gaap_Assets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Assets_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Assets_lbl1" xml:lang="en-US" id="us-gaap_Assets_lbl1">Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="us-gaap_Assets_lbl1" xlink:title="label: Assets to us-gaap_Assets_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivableTypeDomain" xlink:label="ReceivableTypeDomain" xlink:title="ReceivableTypeDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ReceivableTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ReceivableTypeDomain" xml:lang="en-US" id="us-gaap_ReceivableTypeDomain">Receivable [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReceivableTypeDomain" xlink:to="us-gaap_ReceivableTypeDomain" xlink:title="label: ReceivableTypeDomain to us-gaap_ReceivableTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableGross" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NotesReceivableGross" xml:lang="en-US" id="us-gaap_NotesReceivableGross">Gross loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableGross" xlink:to="us-gaap_NotesReceivableGross" xlink:title="label: NotesReceivableGross to us-gaap_NotesReceivableGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableGross1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesReceivableGross1" xml:lang="en-US" id="us-gaap_NotesReceivableGross1">Recorded total loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableGross" xlink:to="us-gaap_NotesReceivableGross1" xlink:title="label: NotesReceivableGross to us-gaap_NotesReceivableGross1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableGross2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NotesReceivableGross2" xml:lang="en-US" id="us-gaap_NotesReceivableGross2">FHLB advances, collateral real estate loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableGross" xlink:to="us-gaap_NotesReceivableGross2" xlink:title="label: NotesReceivableGross to us-gaap_NotesReceivableGross2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableGross3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_NotesReceivableGross3" xml:lang="en-US" id="us-gaap_NotesReceivableGross3">Loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableGross" xlink:to="us-gaap_NotesReceivableGross3" xlink:title="label: NotesReceivableGross to us-gaap_NotesReceivableGross3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageReceivablesMember" xlink:label="MortgageReceivablesMember" xlink:title="MortgageReceivablesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MortgageReceivablesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MortgageReceivablesMember" xml:lang="en-US" id="us-gaap_MortgageReceivablesMember">First Mortgage Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageReceivablesMember" xlink:to="us-gaap_MortgageReceivablesMember" xlink:title="label: MortgageReceivablesMember to us-gaap_MortgageReceivablesMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNetAbstract" xlink:label="NotesReceivableNetAbstract" xlink:title="NotesReceivableNetAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNetAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NotesReceivableNetAbstract" xml:lang="en-US" id="us-gaap_NotesReceivableNetAbstract">Loans Receivable Held for Investment [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNetAbstract" xlink:to="us-gaap_NotesReceivableNetAbstract" xlink:title="label: NotesReceivableNetAbstract to us-gaap_NotesReceivableNetAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNetAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesReceivableNetAbstract_lbl1" xml:lang="en-US" id="us-gaap_NotesReceivableNetAbstract_lbl1">Financing Receivable, after Allowance for Credit Loss [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNetAbstract" xlink:to="us-gaap_NotesReceivableNetAbstract_lbl1" xlink:title="label: NotesReceivableNetAbstract to us-gaap_NotesReceivableNetAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="AccountsNotesAndLoansReceivableLineItems" xlink:title="AccountsNotesAndLoansReceivableLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US" id="us-gaap_AccountsNotesAndLoansReceivableLineItems">Accounts, Notes, Loans and Financing Receivable [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:title="label: AccountsNotesAndLoansReceivableLineItems to us-gaap_AccountsNotesAndLoansReceivableLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:label="ConcentrationRiskByBenchmarkAxis" xlink:title="ConcentrationRiskByBenchmarkAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskByBenchmarkAxis" xml:lang="en-US" id="us-gaap_ConcentrationRiskByBenchmarkAxis">Concentration Risk Benchmark [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskByBenchmarkAxis" xlink:to="us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:title="label: ConcentrationRiskByBenchmarkAxis to us-gaap_ConcentrationRiskByBenchmarkAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskBenchmarkDomain" xlink:label="ConcentrationRiskBenchmarkDomain" xlink:title="ConcentrationRiskBenchmarkDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskBenchmarkDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskBenchmarkDomain" xml:lang="en-US" id="us-gaap_ConcentrationRiskBenchmarkDomain">Concentration Risk Benchmark [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskBenchmarkDomain" xlink:to="us-gaap_ConcentrationRiskBenchmarkDomain" xlink:title="label: ConcentrationRiskBenchmarkDomain to us-gaap_ConcentrationRiskBenchmarkDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxAuthorityDomain" xlink:label="IncomeTaxAuthorityDomain" xlink:title="IncomeTaxAuthorityDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxAuthorityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxAuthorityDomain" xml:lang="en-US" id="us-gaap_IncomeTaxAuthorityDomain">Income Tax Authority [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxAuthorityDomain" xlink:to="us-gaap_IncomeTaxAuthorityDomain" xlink:title="label: IncomeTaxAuthorityDomain to us-gaap_IncomeTaxAuthorityDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US" id="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain">Financial Instruments [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="label: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US" id="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">Stock-Based Compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="label: DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock to us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="FairValueByBalanceSheetGroupingTable" xlink:title="FairValueByBalanceSheetGroupingTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByBalanceSheetGroupingTable" xml:lang="en-US" id="us-gaap_FairValueByBalanceSheetGroupingTable">Fair Value, by Balance Sheet Grouping [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByBalanceSheetGroupingTable" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTable" xlink:title="label: FairValueByBalanceSheetGroupingTable to us-gaap_FairValueByBalanceSheetGroupingTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="FairValueDisclosureItemAmountsDomain" xlink:title="FairValueDisclosureItemAmountsDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueDisclosureItemAmountsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueDisclosureItemAmountsDomain" xml:lang="en-US" id="us-gaap_FairValueDisclosureItemAmountsDomain">Fair Value Measurement [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosureItemAmountsDomain" xlink:to="us-gaap_FairValueDisclosureItemAmountsDomain" xlink:title="label: FairValueDisclosureItemAmountsDomain to us-gaap_FairValueDisclosureItemAmountsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="CarryingReportedAmountFairValueDisclosureMember" xlink:title="CarryingReportedAmountFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US" id="us-gaap_CarryingReportedAmountFairValueDisclosureMember">Carrying Value [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingReportedAmountFairValueDisclosureMember" xlink:to="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:title="label: CarryingReportedAmountFairValueDisclosureMember to us-gaap_CarryingReportedAmountFairValueDisclosureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="PortionAtFairValueFairValueDisclosureMember" xlink:title="PortionAtFairValueFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PortionAtFairValueFairValueDisclosureMember" xml:lang="en-US" id="us-gaap_PortionAtFairValueFairValueDisclosureMember">Portion at Fair Value Measurement [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PortionAtFairValueFairValueDisclosureMember" xlink:to="us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:title="label: PortionAtFairValueFairValueDisclosureMember to us-gaap_PortionAtFairValueFairValueDisclosureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="EstimateOfFairValueFairValueDisclosureMember" xlink:title="EstimateOfFairValueFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US" id="us-gaap_EstimateOfFairValueFairValueDisclosureMember">Fair Value [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EstimateOfFairValueFairValueDisclosureMember" xlink:to="us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:title="label: EstimateOfFairValueFairValueDisclosureMember to us-gaap_EstimateOfFairValueFairValueDisclosureMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:title="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xml:lang="en-US" id="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems">Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:title="label: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="CashAndCashEquivalentsFairValueDisclosure" xlink:title="CashAndCashEquivalentsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsFairValueDisclosure">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsFairValueDisclosure" xlink:to="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:title="label: CashAndCashEquivalentsFairValueDisclosure to us-gaap_CashAndCashEquivalentsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1">Cash and Cash Equivalents, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsFairValueDisclosure" xlink:to="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1" xlink:title="label: CashAndCashEquivalentsFairValueDisclosure to us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StatementTable" xml:lang="en-US" id="us-gaap_StatementTable">Statement [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementTable" xlink:to="us-gaap_StatementTable" xlink:title="label: StatementTable to us-gaap_StatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="AntidilutiveSecuritiesNameDomain" xlink:title="AntidilutiveSecuritiesNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AntidilutiveSecuritiesNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AntidilutiveSecuritiesNameDomain" xml:lang="en-US" id="us-gaap_AntidilutiveSecuritiesNameDomain">Antidilutive Securities, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesNameDomain" xlink:to="us-gaap_AntidilutiveSecuritiesNameDomain" xlink:title="label: AntidilutiveSecuritiesNameDomain to us-gaap_AntidilutiveSecuritiesNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="LoansReceivableFairValueDisclosure" xlink:title="LoansReceivableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansReceivableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansReceivableFairValueDisclosure" xml:lang="en-US" id="us-gaap_LoansReceivableFairValueDisclosure">Loans receivable held for investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableFairValueDisclosure" xlink:to="us-gaap_LoansReceivableFairValueDisclosure" xlink:title="label: LoansReceivableFairValueDisclosure to us-gaap_LoansReceivableFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xml:lang="en-US" id="us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract">Financial Assets [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:to="us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:title="label: FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract to us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="NotesPayableFairValueDisclosure" xlink:title="NotesPayableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesPayableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NotesPayableFairValueDisclosure" xml:lang="en-US" id="us-gaap_NotesPayableFairValueDisclosure">Note Payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableFairValueDisclosure" xlink:to="us-gaap_NotesPayableFairValueDisclosure" xlink:title="label: NotesPayableFairValueDisclosure to us-gaap_NotesPayableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesPayableFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesPayableFairValueDisclosure_lbl1" xml:lang="en-US" id="us-gaap_NotesPayableFairValueDisclosure_lbl1">Notes Payable, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableFairValueDisclosure" xlink:to="us-gaap_NotesPayableFairValueDisclosure_lbl1" xlink:title="label: NotesPayableFairValueDisclosure to us-gaap_NotesPayableFairValueDisclosure_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalFundsPurchasedFairValueDisclosure" xlink:label="FederalFundsPurchasedFairValueDisclosure" xlink:title="FederalFundsPurchasedFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalFundsPurchasedFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalFundsPurchasedFairValueDisclosure" xml:lang="en-US" id="us-gaap_FederalFundsPurchasedFairValueDisclosure">Bank Term Funding Program borrowing</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalFundsPurchasedFairValueDisclosure" xlink:to="us-gaap_FederalFundsPurchasedFairValueDisclosure" xlink:title="label: FederalFundsPurchasedFairValueDisclosure to us-gaap_FederalFundsPurchasedFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalFundsPurchasedFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalFundsPurchasedFairValueDisclosure_lbl1" xml:lang="en-US" id="us-gaap_FederalFundsPurchasedFairValueDisclosure_lbl1">Federal Funds Purchased, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalFundsPurchasedFairValueDisclosure" xlink:to="us-gaap_FederalFundsPurchasedFairValueDisclosure_lbl1" xlink:title="label: FederalFundsPurchasedFairValueDisclosure to us-gaap_FederalFundsPurchasedFairValueDisclosure_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:label="FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:title="FederalHomeLoanBankBorrowingsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure">FHLB advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:to="us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:title="label: FederalHomeLoanBankBorrowingsFairValueDisclosure to us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xml:lang="en-US" id="us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract">Financial Liabilities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="label: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AssetsAbstract" xml:lang="en-US" id="us-gaap_AssetsAbstract">Assets:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="us-gaap_AssetsAbstract" xlink:title="label: AssetsAbstract to us-gaap_AssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AssetsAbstract1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AssetsAbstract1" xml:lang="en-US" id="us-gaap_AssetsAbstract1">Assets [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="us-gaap_AssetsAbstract1" xlink:title="label: AssetsAbstract to us-gaap_AssetsAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StatementLineItems" xml:lang="en-US" id="us-gaap_StatementLineItems">Statement [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementLineItems" xlink:to="us-gaap_StatementLineItems" xlink:title="label: StatementLineItems to us-gaap_StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:label="FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:title="FairValueAssetsMeasuredOnRecurringBasisTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock" xml:lang="en-US" id="us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock">Assets Measured on Recurring Basis</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:to="us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:title="label: FairValueAssetsMeasuredOnRecurringBasisTextBlock to us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLossCarryforwardsTable" xlink:label="OperatingLossCarryforwardsTable" xlink:title="OperatingLossCarryforwardsTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLossCarryforwardsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLossCarryforwardsTable" xml:lang="en-US" id="us-gaap_OperatingLossCarryforwardsTable">Operating Loss Carryforwards [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwardsTable" xlink:to="us-gaap_OperatingLossCarryforwardsTable" xlink:title="label: OperatingLossCarryforwardsTable to us-gaap_OperatingLossCarryforwardsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLossCarryforwardsLineItems" xlink:label="OperatingLossCarryforwardsLineItems" xlink:title="OperatingLossCarryforwardsLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLossCarryforwardsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLossCarryforwardsLineItems" xml:lang="en-US" id="us-gaap_OperatingLossCarryforwardsLineItems">Operating Loss Carryforwards [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwardsLineItems" xlink:to="us-gaap_OperatingLossCarryforwardsLineItems" xlink:title="label: OperatingLossCarryforwardsLineItems to us-gaap_OperatingLossCarryforwardsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel1Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueInputsLevel1Member" xml:lang="en-US" id="us-gaap_FairValueInputsLevel1Member">Level 1 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member" xlink:title="label: FairValueInputsLevel1Member to us-gaap_FairValueInputsLevel1Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel1Member1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueInputsLevel1Member1" xml:lang="en-US" id="us-gaap_FairValueInputsLevel1Member1">Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member1" xlink:title="label: FairValueInputsLevel1Member to us-gaap_FairValueInputsLevel1Member1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel2Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueInputsLevel2Member" xml:lang="en-US" id="us-gaap_FairValueInputsLevel2Member">Level 2 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member" xlink:title="label: FairValueInputsLevel2Member to us-gaap_FairValueInputsLevel2Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel2Member1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueInputsLevel2Member1" xml:lang="en-US" id="us-gaap_FairValueInputsLevel2Member1">Significant Other Observable Inputs (Level 2) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member1" xlink:title="label: FairValueInputsLevel2Member to us-gaap_FairValueInputsLevel2Member1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="FairValueInputsLevel3Member" xlink:title="FairValueInputsLevel3Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel3Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueInputsLevel3Member" xml:lang="en-US" id="us-gaap_FairValueInputsLevel3Member">Level 3 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member" xlink:title="label: FairValueInputsLevel3Member to us-gaap_FairValueInputsLevel3Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel3Member1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueInputsLevel3Member1" xml:lang="en-US" id="us-gaap_FairValueInputsLevel3Member1">Significant Unobservable Inputs (Level 3) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member1" xlink:title="label: FairValueInputsLevel3Member to us-gaap_FairValueInputsLevel3Member1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="FairValueDisclosuresTextBlock" xlink:title="FairValueDisclosuresTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueDisclosuresTextBlock" xml:lang="en-US" id="us-gaap_FairValueDisclosuresTextBlock">Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresTextBlock" xlink:to="us-gaap_FairValueDisclosuresTextBlock" xlink:title="label: FairValueDisclosuresTextBlock to us-gaap_FairValueDisclosuresTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="FairValueByBalanceSheetGroupingTextBlock" xlink:title="FairValueByBalanceSheetGroupingTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xml:lang="en-US" id="us-gaap_FairValueByBalanceSheetGroupingTextBlock">Fair Values of Financial Instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByBalanceSheetGroupingTextBlock" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:title="label: FairValueByBalanceSheetGroupingTextBlock to us-gaap_FairValueByBalanceSheetGroupingTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="PreferredStockLiquidationPreference" xlink:title="PreferredStockLiquidationPreference" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockLiquidationPreference" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockLiquidationPreference" xml:lang="en-US" id="us-gaap_PreferredStockLiquidationPreference">Preferred stock, liquidation value (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreference" xlink:to="us-gaap_PreferredStockLiquidationPreference" xlink:title="label: PreferredStockLiquidationPreference to us-gaap_PreferredStockLiquidationPreference" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositsByMaturityAbstract" xlink:label="TimeDepositsByMaturityAbstract" xlink:title="TimeDepositsByMaturityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositsByMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositsByMaturityAbstract" xml:lang="en-US" id="us-gaap_TimeDepositsByMaturityAbstract">Maturities of Certificates of Deposit [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="us-gaap_TimeDepositsByMaturityAbstract" xlink:title="label: TimeDepositsByMaturityAbstract to us-gaap_TimeDepositsByMaturityAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositsByMaturityAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositsByMaturityAbstract_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositsByMaturityAbstract_lbl1">Time Deposits, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="us-gaap_TimeDepositsByMaturityAbstract_lbl1" xlink:title="label: TimeDepositsByMaturityAbstract to us-gaap_TimeDepositsByMaturityAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ClassOfStockDomain" xml:lang="en-US" id="us-gaap_ClassOfStockDomain">Class of Stock [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ClassOfStockDomain" xlink:to="us-gaap_ClassOfStockDomain" xlink:title="label: ClassOfStockDomain to us-gaap_ClassOfStockDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockValue" xlink:label="TreasuryStockValue" xlink:title="TreasuryStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockValue" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_TreasuryStockValue" xml:lang="en-US" id="us-gaap_TreasuryStockValue">Treasury stock-at cost, 327,228(1) shares at December 31, 2023 and at December 31, 2022</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValue" xlink:to="us-gaap_TreasuryStockValue" xlink:title="label: TreasuryStockValue to us-gaap_TreasuryStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TreasuryStockValue_lbl1" xml:lang="en-US" id="us-gaap_TreasuryStockValue_lbl1">Treasury Stock, Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValue" xlink:to="us-gaap_TreasuryStockValue_lbl1" xlink:title="label: TreasuryStockValue to us-gaap_TreasuryStockValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt">Purchase of available-for-sale securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1">Payments to Acquire Debt Securities, Available-for-Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:title="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xml:lang="en-US" id="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt">Sales of securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:title="label: ProceedsFromSaleOfAvailableForSaleSecuritiesDebt to us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:label="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:title="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract">Assets acquired (liabilities assumed) in acquisition:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:to="us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:title="label: NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract to us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember" xlink:label="CommonClassAMember" xlink:title="CommonClassAMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonClassAMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonClassAMember" xml:lang="en-US" id="us-gaap_CommonClassAMember">Common Class A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonClassAMember" xlink:to="us-gaap_CommonClassAMember" xlink:title="label: CommonClassAMember to us-gaap_CommonClassAMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract">Shares Held by ESOP [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesInESOPAbstract to us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="IncreaseDecreaseInStockholdersEquityRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInStockholdersEquityRollForward">Increase (Decrease) in Stockholders' Equity [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="label: IncreaseDecreaseInStockholdersEquityRollForward to us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" xlink:label="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:title="PropertyPlantAndEquipmentNetByTypeAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract">Office Properties and Equipment [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:to="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" xlink:title="label: PropertyPlantAndEquipmentNetByTypeAbstract to us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract_lbl1" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract_lbl1">Property, Plant and Equipment, Net, by Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:to="us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract_lbl1" xlink:title="label: PropertyPlantAndEquipmentNetByTypeAbstract to us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralInsuranceExpense" xlink:label="GeneralInsuranceExpense" xlink:title="GeneralInsuranceExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GeneralInsuranceExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GeneralInsuranceExpense" xml:lang="en-US" id="us-gaap_GeneralInsuranceExpense">Corporate insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralInsuranceExpense" xlink:to="us-gaap_GeneralInsuranceExpense" xlink:title="label: GeneralInsuranceExpense to us-gaap_GeneralInsuranceExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="IncreaseDecreaseInDeferredIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">Deferred tax assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="label: IncreaseDecreaseInDeferredIncomeTaxes to us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_lbl1">Increase (Decrease) in Deferred Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_lbl1" xlink:title="label: IncreaseDecreaseInDeferredIncomeTaxes to us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillRollForward" xlink:label="GoodwillRollForward" xlink:title="GoodwillRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillRollForward" xml:lang="en-US" id="us-gaap_GoodwillRollForward">Changes in Carrying Amount of Goodwill [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillRollForward" xlink:to="us-gaap_GoodwillRollForward" xlink:title="label: GoodwillRollForward to us-gaap_GoodwillRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US" id="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">Anti-dilutive stock not considered in computing diluted earnings per common share (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="label: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount to us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xml:lang="en-US" id="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">Antidilutive Securities [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="label: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis to us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xml:lang="en-US" id="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems">Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:title="label: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems to us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="EarningsPerShareAbstract" xlink:title="EarningsPerShareAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EarningsPerShareAbstract" xml:lang="en-US" id="us-gaap_EarningsPerShareAbstract">Earnings Per Common Share [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareAbstract" xlink:to="us-gaap_EarningsPerShareAbstract" xlink:title="label: EarningsPerShareAbstract to us-gaap_EarningsPerShareAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:label="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xml:lang="en-US" id="us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable">Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:to="us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="label: ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable to us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="EarningsPerSharePolicyTextBlock" xlink:title="EarningsPerSharePolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EarningsPerSharePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_EarningsPerSharePolicyTextBlock" xml:lang="en-US" id="us-gaap_EarningsPerSharePolicyTextBlock">Earnings Per Common Share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerSharePolicyTextBlock" xlink:to="us-gaap_EarningsPerSharePolicyTextBlock" xlink:title="label: EarningsPerSharePolicyTextBlock to us-gaap_EarningsPerSharePolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EarningsPerSharePolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EarningsPerSharePolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_EarningsPerSharePolicyTextBlock_lbl1">Earnings Per Share, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerSharePolicyTextBlock" xlink:to="us-gaap_EarningsPerSharePolicyTextBlock_lbl1" xlink:title="label: EarningsPerSharePolicyTextBlock to us-gaap_EarningsPerSharePolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:label="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:title="EarningsPerShareDilutedOtherDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract" xml:lang="en-US" id="us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract">Loss Per Common Share [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:to="us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:title="label: EarningsPerShareDilutedOtherDisclosuresAbstract to us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract_lbl1" xml:lang="en-US" id="us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract_lbl1">Earnings Per Share, Diluted, Other Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:to="us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract_lbl1" xlink:title="label: EarningsPerShareDilutedOtherDisclosuresAbstract to us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="GoodwillAcquiredDuringPeriod" xlink:title="GoodwillAcquiredDuringPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAcquiredDuringPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_GoodwillAcquiredDuringPeriod" xml:lang="en-US" id="us-gaap_GoodwillAcquiredDuringPeriod">Additions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAcquiredDuringPeriod" xlink:to="us-gaap_GoodwillAcquiredDuringPeriod" xlink:title="label: GoodwillAcquiredDuringPeriod to us-gaap_GoodwillAcquiredDuringPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAcquiredDuringPeriod_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillAcquiredDuringPeriod_lbl1" xml:lang="en-US" id="us-gaap_GoodwillAcquiredDuringPeriod_lbl1">Goodwill, Acquired During Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAcquiredDuringPeriod" xlink:to="us-gaap_GoodwillAcquiredDuringPeriod_lbl1" xlink:title="label: GoodwillAcquiredDuringPeriod to us-gaap_GoodwillAcquiredDuringPeriod_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="ScheduleOfAvailableForSaleSecuritiesLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xml:lang="en-US" id="us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems">Debt Securities, Available-for-sale [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="label: ScheduleOfAvailableForSaleSecuritiesLineItems to us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StatementClassOfStockAxis" xml:lang="en-US" id="us-gaap_StatementClassOfStockAxis">Class of Stock [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis" xlink:title="label: StatementClassOfStockAxis to us-gaap_StatementClassOfStockAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" xlink:label="AdvancesFromFederalHomeLoanBanksAbstract" xlink:title="AdvancesFromFederalHomeLoanBanksAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" xml:lang="en-US" id="us-gaap_AdvancesFromFederalHomeLoanBanksAbstract">FHLB Advances [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesFromFederalHomeLoanBanksAbstract" xlink:to="us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" xlink:title="label: AdvancesFromFederalHomeLoanBanksAbstract to us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanksAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AdvancesFromFederalHomeLoanBanksAbstract_lbl1" xml:lang="en-US" id="us-gaap_AdvancesFromFederalHomeLoanBanksAbstract_lbl1">Advance from Federal Home Loan Bank [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesFromFederalHomeLoanBanksAbstract" xlink:to="us-gaap_AdvancesFromFederalHomeLoanBanksAbstract_lbl1" xlink:title="label: AdvancesFromFederalHomeLoanBanksAbstract to us-gaap_AdvancesFromFederalHomeLoanBanksAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="ScheduleOfPropertyPlantAndEquipmentTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xml:lang="en-US" id="us-gaap_ScheduleOfPropertyPlantAndEquipmentTable">Property, Plant and Equipment [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="label: ScheduleOfPropertyPlantAndEquipmentTable to us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="CommonStockParOrStatedValuePerShare" xlink:title="CommonStockParOrStatedValuePerShare" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockParOrStatedValuePerShare" xml:lang="en-US" id="us-gaap_CommonStockParOrStatedValuePerShare">Common stock, par value (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockParOrStatedValuePerShare" xlink:to="us-gaap_CommonStockParOrStatedValuePerShare" xlink:title="label: CommonStockParOrStatedValuePerShare to us-gaap_CommonStockParOrStatedValuePerShare" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="PropertyPlantAndEquipmentByTypeAxis" xlink:title="PropertyPlantAndEquipmentByTypeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentByTypeAxis">Long-Lived Tangible Asset [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentByTypeAxis" xlink:to="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:title="label: PropertyPlantAndEquipmentByTypeAxis to us-gaap_PropertyPlantAndEquipmentByTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="PropertyPlantAndEquipmentLineItems" xlink:title="PropertyPlantAndEquipmentLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentLineItems" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentLineItems">Property, Plant and Equipment [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="us-gaap_PropertyPlantAndEquipmentLineItems" xlink:title="label: PropertyPlantAndEquipmentLineItems to us-gaap_PropertyPlantAndEquipmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="SecuritiesSoldUnderAgreementsToRepurchase" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xml:lang="en-US" id="us-gaap_SecuritiesSoldUnderAgreementsToRepurchase">Securities sold under agreements to repurchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesSoldUnderAgreementsToRepurchase" xlink:to="us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="label: SecuritiesSoldUnderAgreementsToRepurchase to us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_StockholdersEquity" xml:lang="en-US" id="us-gaap_StockholdersEquity">Total Broadway Financial Corporation and Subsidiary stockholders' equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="us-gaap_StockholdersEquity" xlink:title="label: StockholdersEquity to us-gaap_StockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquity1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquity1" xml:lang="en-US" id="us-gaap_StockholdersEquity1">Stockholders' equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="us-gaap_StockholdersEquity1" xlink:title="label: StockholdersEquity to us-gaap_StockholdersEquity1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:label="FinancialInstrumentsOwnedAtFairValue" xlink:title="FinancialInstrumentsOwnedAtFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancialInstrumentsOwnedAtFairValue" xml:lang="en-US" id="us-gaap_FinancialInstrumentsOwnedAtFairValue">Securities pledged as collateral</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsOwnedAtFairValue" xlink:to="us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:title="label: FinancialInstrumentsOwnedAtFairValue to us-gaap_FinancialInstrumentsOwnedAtFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl1" xml:lang="en-US" id="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl1">Financial Instruments, Owned, at Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsOwnedAtFairValue" xlink:to="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl1" xlink:title="label: FinancialInstrumentsOwnedAtFairValue to us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance">Change in valuation allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="label: IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance to us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_lbl1" xml:lang="en-US" id="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_lbl1">Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_lbl1" xlink:title="label: IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance to us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:title="DeferredTaxLiabilitiesPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment">Basis difference on fixed assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:to="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:title="label: DeferredTaxLiabilitiesPropertyPlantAndEquipment to us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl1">Deferred Tax Liabilities, Property, Plant and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:to="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl1" xlink:title="label: DeferredTaxLiabilitiesPropertyPlantAndEquipment to us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefit">Income tax expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit" xlink:title="label: IncomeTaxExpenseBenefit to us-gaap_IncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefit1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="us-gaap_IncomeTaxExpenseBenefit1" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefit1">Income tax benefits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit1" xlink:title="label: IncomeTaxExpenseBenefit to us-gaap_IncomeTaxExpenseBenefit1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxExpenseBenefit2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_IncomeTaxExpenseBenefit2" xml:lang="en-US" id="us-gaap_IncomeTaxExpenseBenefit2">Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit2" xlink:title="label: IncomeTaxExpenseBenefit to us-gaap_IncomeTaxExpenseBenefit2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">Actual and Required Capital Amounts and Ratios</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="label: ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock to us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockValue" xlink:label="PreferredStockValue" xlink:title="PreferredStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockValue" xml:lang="en-US" id="us-gaap_PreferredStockValue">Preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockValue" xlink:to="us-gaap_PreferredStockValue" xlink:title="label: PreferredStockValue to us-gaap_PreferredStockValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xml:lang="en-US" id="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract">Stockholders' Equity:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="label: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1" xml:lang="en-US" id="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1">Stockholders' Equity, Number of Shares, Par Value and Other Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1" xlink:title="label: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xml:lang="en-US" id="us-gaap_USGovernmentAgenciesDebtSecuritiesMember">Federal Agency Debt [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="USGovernmentAgenciesDebtSecuritiesMember" xlink:to="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:title="label: USGovernmentAgenciesDebtSecuritiesMember to us-gaap_USGovernmentAgenciesDebtSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_USGovernmentAgenciesDebtSecuritiesMember1" xml:lang="en-US" id="us-gaap_USGovernmentAgenciesDebtSecuritiesMember1">Federal Agency Debt [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="USGovernmentAgenciesDebtSecuritiesMember" xlink:to="us-gaap_USGovernmentAgenciesDebtSecuritiesMember1" xlink:title="label: USGovernmentAgenciesDebtSecuritiesMember to us-gaap_USGovernmentAgenciesDebtSecuritiesMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:label="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:title="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xml:lang="en-US" id="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems">Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:title="label: FairValueOffBalanceSheetRisksDisclosureInformationLineItems to us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:label="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:title="ScheduleOfFairValueOffBalanceSheetRisksTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xml:lang="en-US" id="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable">Schedule of Fair Value, Off-balance Sheet Risks [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:title="label: ScheduleOfFairValueOffBalanceSheetRisksTable to us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDeposits" xlink:label="TimeDeposits" xlink:title="TimeDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDeposits" xml:lang="en-US" id="us-gaap_TimeDeposits">Certificates of deposit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits" xlink:to="us-gaap_TimeDeposits" xlink:title="label: TimeDeposits to us-gaap_TimeDeposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDeposits1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_TimeDeposits1" xml:lang="en-US" id="us-gaap_TimeDeposits1">Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits" xlink:to="us-gaap_TimeDeposits1" xlink:title="label: TimeDeposits to us-gaap_TimeDeposits1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDeposits_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDeposits_lbl2" xml:lang="en-US" id="us-gaap_TimeDeposits_lbl2">Time Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits" xlink:to="us-gaap_TimeDeposits_lbl2" xlink:title="label: TimeDeposits to us-gaap_TimeDeposits_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StatementEquityComponentsAxis" xml:lang="en-US" id="us-gaap_StatementEquityComponentsAxis">Equity Components [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementEquityComponentsAxis" xlink:to="us-gaap_StatementEquityComponentsAxis" xlink:title="label: StatementEquityComponentsAxis to us-gaap_StatementEquityComponentsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="AdditionalPaidInCapitalMember" xlink:title="AdditionalPaidInCapitalMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AdditionalPaidInCapitalMember" xml:lang="en-US" id="us-gaap_AdditionalPaidInCapitalMember">Additional Paid-in Capital [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalMember" xlink:to="us-gaap_AdditionalPaidInCapitalMember" xlink:title="label: AdditionalPaidInCapitalMember to us-gaap_AdditionalPaidInCapitalMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdditionalPaidInCapitalMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AdditionalPaidInCapitalMember_lbl1" xml:lang="en-US" id="us-gaap_AdditionalPaidInCapitalMember_lbl1">Additional Paid-in Capital [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalMember" xlink:to="us-gaap_AdditionalPaidInCapitalMember_lbl1" xlink:title="label: AdditionalPaidInCapitalMember to us-gaap_AdditionalPaidInCapitalMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsMember" xlink:label="RetainedEarningsMember" xlink:title="RetainedEarningsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RetainedEarningsMember" xml:lang="en-US" id="us-gaap_RetainedEarningsMember">Retained Earnings [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsMember" xlink:to="us-gaap_RetainedEarningsMember" xlink:title="label: RetainedEarningsMember to us-gaap_RetainedEarningsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="AccumulatedOtherComprehensiveIncomeMember" xlink:title="AccumulatedOtherComprehensiveIncomeMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US" id="us-gaap_AccumulatedOtherComprehensiveIncomeMember">Accumulated Other Comprehensive Loss [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeMember" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:title="label: AccumulatedOtherComprehensiveIncomeMember to us-gaap_AccumulatedOtherComprehensiveIncomeMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl1" xml:lang="en-US" id="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl1">AOCI Attributable to Parent [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeMember" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl1" xlink:title="label: AccumulatedOtherComprehensiveIncomeMember to us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EquityComponentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EquityComponentDomain" xml:lang="en-US" id="us-gaap_EquityComponentDomain">Equity Component [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityComponentDomain" xlink:to="us-gaap_EquityComponentDomain" xlink:title="label: EquityComponentDomain to us-gaap_EquityComponentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xlink:label="EmployeeStockOwnershipPlanESOPPolicy" xlink:title="EmployeeStockOwnershipPlanESOPPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPPolicy">Employee Stock Ownership Plan (ESOP)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPPolicy" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xlink:title="label: EmployeeStockOwnershipPlanESOPPolicy to us-gaap_EmployeeStockOwnershipPlanESOPPolicy" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPPolicy_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPPolicy_lbl1" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPPolicy_lbl1">Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPPolicy" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPPolicy_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPPolicy to us-gaap_EmployeeStockOwnershipPlanESOPPolicy_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="EmployeeStockOptionMember" xlink:title="EmployeeStockOptionMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOptionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOptionMember" xml:lang="en-US" id="us-gaap_EmployeeStockOptionMember">Stock Options [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOptionMember" xlink:to="us-gaap_EmployeeStockOptionMember" xlink:title="label: EmployeeStockOptionMember to us-gaap_EmployeeStockOptionMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod">Forfeited or expired during the year (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl1">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures and Expirations in Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice">Forfeited or expired during the year (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="FederalReserveBankAdvancesMember" xlink:title="FederalReserveBankAdvancesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalReserveBankAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalReserveBankAdvancesMember" xml:lang="en-US" id="us-gaap_FederalReserveBankAdvancesMember">Federal Reserve for Borrowings under Bank Term Funding Program [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalReserveBankAdvancesMember" xlink:to="us-gaap_FederalReserveBankAdvancesMember" xlink:title="label: FederalReserveBankAdvancesMember to us-gaap_FederalReserveBankAdvancesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalReserveBankAdvancesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalReserveBankAdvancesMember_lbl1" xml:lang="en-US" id="us-gaap_FederalReserveBankAdvancesMember_lbl1">Federal Reserve Bank Advances [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalReserveBankAdvancesMember" xlink:to="us-gaap_FederalReserveBankAdvancesMember_lbl1" xlink:title="label: FederalReserveBankAdvancesMember to us-gaap_FederalReserveBankAdvancesMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="InformationTechnologyAndDataProcessing" xlink:title="InformationTechnologyAndDataProcessing" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InformationTechnologyAndDataProcessing" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InformationTechnologyAndDataProcessing" xml:lang="en-US" id="us-gaap_InformationTechnologyAndDataProcessing">Information services</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InformationTechnologyAndDataProcessing" xlink:to="us-gaap_InformationTechnologyAndDataProcessing" xlink:title="label: InformationTechnologyAndDataProcessing to us-gaap_InformationTechnologyAndDataProcessing" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashUninsuredAmount" xlink:label="CashUninsuredAmount" xlink:title="CashUninsuredAmount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashUninsuredAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CashUninsuredAmount" xml:lang="en-US" id="us-gaap_CashUninsuredAmount">Deposits not insured by FDIC insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashUninsuredAmount" xlink:to="us-gaap_CashUninsuredAmount" xlink:title="label: CashUninsuredAmount to us-gaap_CashUninsuredAmount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashUninsuredAmount_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashUninsuredAmount_lbl1" xml:lang="en-US" id="us-gaap_CashUninsuredAmount_lbl1">Cash, Uninsured Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashUninsuredAmount" xlink:to="us-gaap_CashUninsuredAmount_lbl1" xlink:title="label: CashUninsuredAmount to us-gaap_CashUninsuredAmount_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalReserveBankStock" xlink:label="FederalReserveBankStock" xlink:title="FederalReserveBankStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalReserveBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalReserveBankStock" xml:lang="en-US" id="us-gaap_FederalReserveBankStock">Federal Reserve Bank (FRB) stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalReserveBankStock" xlink:to="us-gaap_FederalReserveBankStock" xlink:title="label: FederalReserveBankStock to us-gaap_FederalReserveBankStock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:label="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:title="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xml:lang="en-US" id="us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities">Conversion of preferred shares to common shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:to="us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:title="label: StockIssuedDuringPeriodValueConversionOfConvertibleSecurities to us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xlink:label="StockIssuedDuringPeriodSharesAcquisitions" xlink:title="StockIssuedDuringPeriodSharesAcquisitions" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xml:lang="en-US" id="us-gaap_StockIssuedDuringPeriodSharesAcquisitions">Shares issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesAcquisitions" xlink:to="us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xlink:title="label: StockIssuedDuringPeriodSharesAcquisitions to us-gaap_StockIssuedDuringPeriodSharesAcquisitions" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:title="StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US" id="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">Exercised during the year (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:title="label: StockIssuedDuringPeriodSharesStockOptionsExercised to us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl1" xml:lang="en-US" id="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl1">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl1" xlink:title="label: StockIssuedDuringPeriodSharesStockOptionsExercised to us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingenciesPolicyTextBlock" xlink:label="CommitmentsAndContingenciesPolicyTextBlock" xlink:title="CommitmentsAndContingenciesPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommitmentsAndContingenciesPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CommitmentsAndContingenciesPolicyTextBlock" xml:lang="en-US" id="us-gaap_CommitmentsAndContingenciesPolicyTextBlock">Loss Contingencies</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesPolicyTextBlock" xlink:to="us-gaap_CommitmentsAndContingenciesPolicyTextBlock" xlink:title="label: CommitmentsAndContingenciesPolicyTextBlock to us-gaap_CommitmentsAndContingenciesPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommitmentsAndContingenciesPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommitmentsAndContingenciesPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_CommitmentsAndContingenciesPolicyTextBlock_lbl1">Commitments and Contingencies, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesPolicyTextBlock" xlink:to="us-gaap_CommitmentsAndContingenciesPolicyTextBlock_lbl1" xlink:title="label: CommitmentsAndContingenciesPolicyTextBlock to us-gaap_CommitmentsAndContingenciesPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xml:lang="en-US" id="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">Federal Agency Mortgage-backed Securities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:to="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="label: MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember to us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember1" xml:lang="en-US" id="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember1">Federal Agency Mortgage-backed Securities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:to="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember1" xlink:title="label: MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember to us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="StockRepurchasedDuringPeriodShares" xlink:title="StockRepurchasedDuringPeriodShares" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockRepurchasedDuringPeriodShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockRepurchasedDuringPeriodShares" xml:lang="en-US" id="us-gaap_StockRepurchasedDuringPeriodShares">Shares purchased (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRepurchasedDuringPeriodShares" xlink:to="us-gaap_StockRepurchasedDuringPeriodShares" xlink:title="label: StockRepurchasedDuringPeriodShares to us-gaap_StockRepurchasedDuringPeriodShares" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:title="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xml:lang="en-US" id="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">Supplemental non-cash disclosures:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:to="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:title="label: CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract to us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl1" xml:lang="en-US" id="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl1">Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:to="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl1" xlink:title="label: CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract to us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward">Number Outstanding [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward1">Options, Outstanding [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract">Options, Exercisable [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_lbl1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_lbl1">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward">Restricted Stock Units [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract">Remaining Contractual Life (months) [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract">Share-based Compensation Arrangement by Share-based Payment Award, Additional General Disclosures [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DividendsPreferredStock" xlink:label="DividendsPreferredStock" xlink:title="DividendsPreferredStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DividendsPreferredStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_DividendsPreferredStock" xml:lang="en-US" id="us-gaap_DividendsPreferredStock">Dividends paid on preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStock" xlink:to="us-gaap_DividendsPreferredStock" xlink:title="label: DividendsPreferredStock to us-gaap_DividendsPreferredStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DividendsPreferredStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DividendsPreferredStock_lbl1" xml:lang="en-US" id="us-gaap_DividendsPreferredStock_lbl1">Dividends, Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStock" xlink:to="us-gaap_DividendsPreferredStock_lbl1" xlink:title="label: DividendsPreferredStock to us-gaap_DividendsPreferredStock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockTransactionsParentheticalDisclosuresAbstract" xlink:label="StockTransactionsParentheticalDisclosuresAbstract" xlink:title="StockTransactionsParentheticalDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockTransactionsParentheticalDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StockTransactionsParentheticalDisclosuresAbstract" xml:lang="en-US" id="us-gaap_StockTransactionsParentheticalDisclosuresAbstract">Private Placement [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="us-gaap_StockTransactionsParentheticalDisclosuresAbstract" xlink:title="label: StockTransactionsParentheticalDisclosuresAbstract to us-gaap_StockTransactionsParentheticalDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockTransactionsParentheticalDisclosuresAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockTransactionsParentheticalDisclosuresAbstract_lbl1" xml:lang="en-US" id="us-gaap_StockTransactionsParentheticalDisclosuresAbstract_lbl1">Stock Transactions, Parenthetical Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="us-gaap_StockTransactionsParentheticalDisclosuresAbstract_lbl1" xlink:title="label: StockTransactionsParentheticalDisclosuresAbstract to us-gaap_StockTransactionsParentheticalDisclosuresAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsByTypeAbstract" xlink:label="DepositsByTypeAbstract" xlink:title="DepositsByTypeAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsByTypeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositsByTypeAbstract" xml:lang="en-US" id="us-gaap_DepositsByTypeAbstract">Summary of Deposits [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsByTypeAbstract" xlink:to="us-gaap_DepositsByTypeAbstract" xlink:title="label: DepositsByTypeAbstract to us-gaap_DepositsByTypeAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsByTypeAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsByTypeAbstract_lbl1" xml:lang="en-US" id="us-gaap_DepositsByTypeAbstract_lbl1">Deposits, by Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsByTypeAbstract" xlink:to="us-gaap_DepositsByTypeAbstract_lbl1" xlink:title="label: DepositsByTypeAbstract to us-gaap_DepositsByTypeAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="EarningsPerShareTextBlock" xlink:title="EarningsPerShareTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EarningsPerShareTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EarningsPerShareTextBlock" xml:lang="en-US" id="us-gaap_EarningsPerShareTextBlock">Earnings Per Common Share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareTextBlock" xlink:to="us-gaap_EarningsPerShareTextBlock" xlink:title="label: EarningsPerShareTextBlock to us-gaap_EarningsPerShareTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProfitLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_ProfitLoss" xml:lang="en-US" id="us-gaap_ProfitLoss">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="us-gaap_ProfitLoss" xlink:title="label: ProfitLoss to us-gaap_ProfitLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProfitLoss1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_ProfitLoss1" xml:lang="en-US" id="us-gaap_ProfitLoss1">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="us-gaap_ProfitLoss1" xlink:title="label: ProfitLoss to us-gaap_ProfitLoss1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProfitLoss2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ProfitLoss2" xml:lang="en-US" id="us-gaap_ProfitLoss2">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="us-gaap_ProfitLoss2" xlink:title="label: ProfitLoss to us-gaap_ProfitLoss2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProfitLoss_lbl3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProfitLoss_lbl3" xml:lang="en-US" id="us-gaap_ProfitLoss_lbl3">Net Income (Loss), Including Portion Attributable to Noncontrolling Interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="us-gaap_ProfitLoss_lbl3" xlink:title="label: ProfitLoss to us-gaap_ProfitLoss_lbl3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="NetIncomeLossAttributableToNoncontrollingInterest" xlink:title="NetIncomeLossAttributableToNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US" id="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest">Less: Net income attributable to non-controlling interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAttributableToNoncontrollingInterest" xlink:to="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:title="label: NetIncomeLossAttributableToNoncontrollingInterest to us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1" xml:lang="en-US" id="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1">Net Income (Loss) Attributable to Noncontrolling Interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAttributableToNoncontrollingInterest" xlink:to="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1" xlink:title="label: NetIncomeLossAttributableToNoncontrollingInterest to us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="DepreciationDepletionAndAmortization" xlink:title="DepreciationDepletionAndAmortization" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepreciationDepletionAndAmortization" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepreciationDepletionAndAmortization" xml:lang="en-US" id="us-gaap_DepreciationDepletionAndAmortization">Depreciation and amortization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepreciationDepletionAndAmortization" xlink:to="us-gaap_DepreciationDepletionAndAmortization" xlink:title="label: DepreciationDepletionAndAmortization to us-gaap_DepreciationDepletionAndAmortization" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepreciationDepletionAndAmortization_lbl1" xml:lang="en-US" id="us-gaap_DepreciationDepletionAndAmortization_lbl1">Depreciation, Depletion and Amortization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepreciationDepletionAndAmortization" xlink:to="us-gaap_DepreciationDepletionAndAmortization_lbl1" xlink:title="label: DepreciationDepletionAndAmortization to us-gaap_DepreciationDepletionAndAmortization_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:title="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xml:lang="en-US" id="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:title="label: ScheduleOfAccountsNotesLoansAndFinancingReceivableTable to us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:title="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock">Loans Receivable Held for Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:to="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:title="label: ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock to us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl1">Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:to="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl1" xlink:title="label: ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock to us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:title="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xml:lang="en-US" id="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">Receivable Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:title="label: AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis to us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xml:lang="en-US" id="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract">Stockholders' equity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract to us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl1" xml:lang="en-US" id="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl1">Equity, Including Portion Attributable to Noncontrolling Interest [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl1" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract to us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest1" xml:lang="en-US" id="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest1">Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest1" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl2" xml:lang="en-US" id="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl2">Equity, Including Portion Attributable to Noncontrolling Interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl2" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="NoncontrollingInterestMember" xlink:title="NoncontrollingInterestMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncontrollingInterestMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoncontrollingInterestMember" xml:lang="en-US" id="us-gaap_NoncontrollingInterestMember">Non-controlling Interest [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestMember" xlink:to="us-gaap_NoncontrollingInterestMember" xlink:title="label: NoncontrollingInterestMember to us-gaap_NoncontrollingInterestMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockLineItems" xlink:label="ClassOfStockLineItems" xlink:title="ClassOfStockLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ClassOfStockLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ClassOfStockLineItems" xml:lang="en-US" id="us-gaap_ClassOfStockLineItems">Class of Stock [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ClassOfStockLineItems" xlink:to="us-gaap_ClassOfStockLineItems" xlink:title="label: ClassOfStockLineItems to us-gaap_ClassOfStockLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="ScheduleOfStockByClassTable" xlink:title="ScheduleOfStockByClassTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfStockByClassTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfStockByClassTable" xml:lang="en-US" id="us-gaap_ScheduleOfStockByClassTable">Schedule of Stock by Class [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfStockByClassTable" xlink:to="us-gaap_ScheduleOfStockByClassTable" xlink:title="label: ScheduleOfStockByClassTable to us-gaap_ScheduleOfStockByClassTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:label="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:title="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xml:lang="en-US" id="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems">Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:to="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:title="label: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems to us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:label="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:title="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xml:lang="en-US" id="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable">Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:to="us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:title="label: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable to us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LeasesAbstract" xlink:label="LeasesAbstract" xlink:title="LeasesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LeasesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LeasesAbstract" xml:lang="en-US" id="us-gaap_LeasesAbstract">Leases [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LeasesAbstract" xlink:to="us-gaap_LeasesAbstract" xlink:title="label: LeasesAbstract to us-gaap_LeasesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">Adjustments to reconcile net income to net cash provided by operating activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="label: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract1" xml:lang="en-US" id="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract1">Adjustments to reconcile net loss to net cash used in operating activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract1" xlink:title="label: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsMember" xlink:label="DepositsMember" xlink:title="DepositsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositsMember" xml:lang="en-US" id="us-gaap_DepositsMember">Public Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsMember" xlink:to="us-gaap_DepositsMember" xlink:title="label: DepositsMember to us-gaap_DepositsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsMember_lbl1" xml:lang="en-US" id="us-gaap_DepositsMember_lbl1">Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsMember" xlink:to="us-gaap_DepositsMember_lbl1" xlink:title="label: DepositsMember to us-gaap_DepositsMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract">Other comprehensive income (loss), net of tax:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract to us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl1" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl1">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl1" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract to us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">Other comprehensive (loss) income, net of tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent to us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent1" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent1">Other comprehensive income (loss), net of tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent1" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent to us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl2" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl2">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl2" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent to us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US" id="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">Income before income taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="label: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl1" xml:lang="en-US" id="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl1">Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl1" xlink:title="label: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest to us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:label="SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:title="SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xml:lang="en-US" id="us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract">Operating Segments [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:to="us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:title="label: SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract to us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="FairValueMeasurementFrequencyDomain" xlink:title="FairValueMeasurementFrequencyDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueMeasurementFrequencyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueMeasurementFrequencyDomain" xml:lang="en-US" id="us-gaap_FairValueMeasurementFrequencyDomain">Measurement Frequency [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementFrequencyDomain" xlink:to="us-gaap_FairValueMeasurementFrequencyDomain" xlink:title="label: FairValueMeasurementFrequencyDomain to us-gaap_FairValueMeasurementFrequencyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US" id="us-gaap_FairValueMeasurementsFairValueHierarchyDomain">Fair Value Hierarchy and NAV [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:title="label: FairValueMeasurementsFairValueHierarchyDomain to us-gaap_FairValueMeasurementsFairValueHierarchyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherAssets" xml:lang="en-US" id="us-gaap_OtherAssets">Other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherAssets" xlink:to="us-gaap_OtherAssets" xlink:title="label: OtherAssets to us-gaap_OtherAssets" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="FairValueMeasurementsRecurringMember" xlink:title="FairValueMeasurementsRecurringMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueMeasurementsRecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueMeasurementsRecurringMember" xml:lang="en-US" id="us-gaap_FairValueMeasurementsRecurringMember">Recurring Basis [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsRecurringMember" xlink:to="us-gaap_FairValueMeasurementsRecurringMember" xlink:title="label: FairValueMeasurementsRecurringMember to us-gaap_FairValueMeasurementsRecurringMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="FinancingReceivablesTextBlock" xlink:title="FinancingReceivablesTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivablesTextBlock" xml:lang="en-US" id="us-gaap_FinancingReceivablesTextBlock">Loans Receivable Held for Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesTextBlock" xlink:to="us-gaap_FinancingReceivablesTextBlock" xlink:title="label: FinancingReceivablesTextBlock to us-gaap_FinancingReceivablesTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablesTextBlock_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivablesTextBlock_lbl1">Financing Receivables [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesTextBlock" xlink:to="us-gaap_FinancingReceivablesTextBlock_lbl1" xlink:title="label: FinancingReceivablesTextBlock to us-gaap_FinancingReceivablesTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="ScheduleOfFinancingReceivablesPastDueTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xml:lang="en-US" id="us-gaap_ScheduleOfFinancingReceivablesPastDueTable">Financing Receivable, Past Due [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:title="label: ScheduleOfFinancingReceivablesPastDueTable to us-gaap_ScheduleOfFinancingReceivablesPastDueTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xml:lang="en-US" id="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable">Financing Receivable, Allowance for Credit Loss [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="label: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommercialPortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CommercialPortfolioSegmentMember" xml:lang="en-US" id="us-gaap_CommercialPortfolioSegmentMember">Commercial - Other [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentMember" xlink:to="us-gaap_CommercialPortfolioSegmentMember" xlink:title="label: CommercialPortfolioSegmentMember to us-gaap_CommercialPortfolioSegmentMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommercialPortfolioSegmentMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommercialPortfolioSegmentMember_lbl1" xml:lang="en-US" id="us-gaap_CommercialPortfolioSegmentMember_lbl1">Commercial Portfolio Segment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentMember" xlink:to="us-gaap_CommercialPortfolioSegmentMember_lbl1" xlink:title="label: CommercialPortfolioSegmentMember to us-gaap_CommercialPortfolioSegmentMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsumerPortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ConsumerPortfolioSegmentMember" xml:lang="en-US" id="us-gaap_ConsumerPortfolioSegmentMember">Consumer [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsumerPortfolioSegmentMember" xlink:to="us-gaap_ConsumerPortfolioSegmentMember" xlink:title="label: ConsumerPortfolioSegmentMember to us-gaap_ConsumerPortfolioSegmentMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsumerPortfolioSegmentMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConsumerPortfolioSegmentMember_lbl1" xml:lang="en-US" id="us-gaap_ConsumerPortfolioSegmentMember_lbl1">Consumer Portfolio Segment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsumerPortfolioSegmentMember" xlink:to="us-gaap_ConsumerPortfolioSegmentMember_lbl1" xlink:title="label: ConsumerPortfolioSegmentMember to us-gaap_ConsumerPortfolioSegmentMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommercialRealEstatePortfolioSegmentMember" xml:lang="en-US" id="us-gaap_CommercialRealEstatePortfolioSegmentMember">Real Estate [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialRealEstatePortfolioSegmentMember" xlink:to="us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:title="label: CommercialRealEstatePortfolioSegmentMember to us-gaap_CommercialRealEstatePortfolioSegmentMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems">Financing Receivable, Allowance for Credit Loss [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="label: FinancingReceivableAllowanceForCreditLossesLineItems to us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="FinancingReceivableAllowanceForCreditLossesRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward">Allowance for Loan and Lease Losses by Loan Type [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="label: FinancingReceivableAllowanceForCreditLossesRollForward to us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward1" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward1">Allowance for Credit Losses on Loans [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward1" xlink:title="label: FinancingReceivableAllowanceForCreditLossesRollForward to us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses">Total ending allowance balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:title="label: FinancingReceivableAllowanceForCreditLosses to us-gaap_FinancingReceivableAllowanceForCreditLosses" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses1" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses1">Beginning balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses1" xlink:title="label: FinancingReceivableAllowanceForCreditLosses to us-gaap_FinancingReceivableAllowanceForCreditLosses1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses2" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses2">Ending balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses2" xlink:title="label: FinancingReceivableAllowanceForCreditLosses to us-gaap_FinancingReceivableAllowanceForCreditLosses2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses3" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses3">Allowance for loan losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses3" xlink:title="label: FinancingReceivableAllowanceForCreditLosses to us-gaap_FinancingReceivableAllowanceForCreditLosses3" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses4" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses4">Allowance for credit losses on loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses4" xlink:title="label: FinancingReceivableAllowanceForCreditLosses to us-gaap_FinancingReceivableAllowanceForCreditLosses4" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses5" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLosses5" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLosses5">Allowance for credit losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses5" xlink:title="label: FinancingReceivableAllowanceForCreditLosses to us-gaap_FinancingReceivableAllowanceForCreditLosses5" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="FinancingReceivableAllowanceForCreditLossesWriteOffs" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">Charge-offs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="label: FinancingReceivableAllowanceForCreditLossesWriteOffs to us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:label="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:title="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract">Allowance for loan losses [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:title="label: FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract to us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_lbl1">Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_lbl1" xlink:title="label: FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract to us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">Collectively evaluated for impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="label: FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment to us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl1">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl1" xlink:title="label: FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment to us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="FinancingReceivableIndividuallyEvaluatedForImpairment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xml:lang="en-US" id="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">Loans individually evaluated for impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="label: FinancingReceivableIndividuallyEvaluatedForImpairment to us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl1">Financing Receivable, Individually Evaluated for Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl1" xlink:title="label: FinancingReceivableIndividuallyEvaluatedForImpairment to us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableCollectivelyEvaluatedForImpairment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xml:lang="en-US" id="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">Loans collectively evaluated for impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="label: FinancingReceivableCollectivelyEvaluatedForImpairment to us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl1">Financing Receivable, Collectively Evaluated for Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl1" xlink:title="label: FinancingReceivableCollectivelyEvaluatedForImpairment to us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PassMember" xlink:label="PassMember" xlink:title="PassMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PassMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PassMember" xml:lang="en-US" id="us-gaap_PassMember">Pass [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PassMember" xlink:to="us-gaap_PassMember" xlink:title="label: PassMember to us-gaap_PassMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PassMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PassMember_lbl1" xml:lang="en-US" id="us-gaap_PassMember_lbl1">Pass [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PassMember" xlink:to="us-gaap_PassMember_lbl1" xlink:title="label: PassMember to us-gaap_PassMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SpecialMentionMember" xlink:label="SpecialMentionMember" xlink:title="SpecialMentionMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SpecialMentionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SpecialMentionMember" xml:lang="en-US" id="us-gaap_SpecialMentionMember">Special Mention [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SpecialMentionMember" xlink:to="us-gaap_SpecialMentionMember" xlink:title="label: SpecialMentionMember to us-gaap_SpecialMentionMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubstandardMember" xlink:label="SubstandardMember" xlink:title="SubstandardMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubstandardMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SubstandardMember" xml:lang="en-US" id="us-gaap_SubstandardMember">Substandard [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubstandardMember" xlink:to="us-gaap_SubstandardMember" xlink:title="label: SubstandardMember to us-gaap_SubstandardMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubstandardMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SubstandardMember_lbl1" xml:lang="en-US" id="us-gaap_SubstandardMember_lbl1">Substandard [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubstandardMember" xlink:to="us-gaap_SubstandardMember_lbl1" xlink:title="label: SubstandardMember to us-gaap_SubstandardMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DoubtfulMember" xlink:label="DoubtfulMember" xlink:title="DoubtfulMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DoubtfulMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DoubtfulMember" xml:lang="en-US" id="us-gaap_DoubtfulMember">Doubtful [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DoubtfulMember" xlink:to="us-gaap_DoubtfulMember" xlink:title="label: DoubtfulMember to us-gaap_DoubtfulMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="ScheduleOfImpairedFinancingReceivableTable" xlink:title="ScheduleOfImpairedFinancingReceivableTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfImpairedFinancingReceivableTable" xml:lang="en-US" id="us-gaap_ScheduleOfImpairedFinancingReceivableTable">Schedule of Impaired Financing Receivable [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:title="label: ScheduleOfImpairedFinancingReceivableTable to us-gaap_ScheduleOfImpairedFinancingReceivableTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="FinancingReceivableImpairedLineItems" xlink:title="FinancingReceivableImpairedLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableImpairedLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableImpairedLineItems" xml:lang="en-US" id="us-gaap_FinancingReceivableImpairedLineItems">Financing Receivable, Impaired [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="us-gaap_FinancingReceivableImpairedLineItems" xlink:title="label: FinancingReceivableImpairedLineItems to us-gaap_FinancingReceivableImpairedLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableUnpaidPrincipalBalance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">Unpaid principal balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:title="label: ImpairedFinancingReceivableUnpaidPrincipalBalance to us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl1" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl1">Impaired Financing Receivable, Unpaid Principal Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl1" xlink:title="label: ImpairedFinancingReceivableUnpaidPrincipalBalance to us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="ImpairedFinancingReceivableAverageRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">Average recorded investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestment to us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1">Impaired Financing Receivable, Average Recorded Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestment to us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="ImpairedFinancingReceivableRecordedInvestment" xlink:title="ImpairedFinancingReceivableRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRecordedInvestment">Recorded investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:title="label: ImpairedFinancingReceivableRecordedInvestment to us-gaap_ImpairedFinancingReceivableRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1">Impaired Financing Receivable, Recorded Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1" xlink:title="label: ImpairedFinancingReceivableRecordedInvestment to us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:label="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:title="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod">Cash basis interest income recognized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:to="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:title="label: ImpairedFinancingReceivableInterestIncomeCashBasisMethod to us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl1" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl1">Impaired Financing Receivable, Interest Income, Cash Basis Method</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:to="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl1" xlink:title="label: ImpairedFinancingReceivableInterestIncomeCashBasisMethod to us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:title="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xml:lang="en-US" id="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable">Financing Receivable, Troubled Debt Restructuring [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:title="label: ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable to us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="FinancingReceivableModificationsLineItems" xlink:title="FinancingReceivableModificationsLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableModificationsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableModificationsLineItems" xml:lang="en-US" id="us-gaap_FinancingReceivableModificationsLineItems">Financing Receivable, Troubled Debt Restructuring [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModificationsLineItems" xlink:to="us-gaap_FinancingReceivableModificationsLineItems" xlink:title="label: FinancingReceivableModificationsLineItems to us-gaap_FinancingReceivableModificationsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="FinancingReceivableModificationsRecordedInvestment" xlink:title="FinancingReceivableModificationsRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableModificationsRecordedInvestment" xml:lang="en-US" id="us-gaap_FinancingReceivableModificationsRecordedInvestment">Loans classified as troubled debt restructurings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModificationsRecordedInvestment" xlink:to="us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:title="label: FinancingReceivableModificationsRecordedInvestment to us-gaap_FinancingReceivableModificationsRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl1">Financing Receivable, Modified, Accumulated</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModificationsRecordedInvestment" xlink:to="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl1" xlink:title="label: FinancingReceivableModificationsRecordedInvestment to us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:label="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities">Accrued expenses and other liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="label: IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities to us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities1">Change in accrued expenses and other liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities1" xlink:title="label: IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities to us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_lbl2" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_lbl2">Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_lbl2" xlink:title="label: IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities to us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">Class of Financing Receivable [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="label: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain">Class of Financing Receivable [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="label: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="FinancingReceivableRecordedInvestmentPastDueLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">Financing Receivable, Past Due [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="label: FinancingReceivableRecordedInvestmentPastDueLineItems to us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:title="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing">Loans 90 days or more delinquent that were accruing interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:to="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:title="label: FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing to us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl1">Financing Receivable, 90 Days or More Past Due, Still Accruing</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:to="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl1" xlink:title="label: FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing to us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:title="FinancingReceivableRecordedInvestmentNonaccrualStatus" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">Total non-accrual loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:title="label: FinancingReceivableRecordedInvestmentNonaccrualStatus to us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl1">Financing Receivable, Nonaccrual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl1" xlink:title="label: FinancingReceivableRecordedInvestmentNonaccrualStatus to us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xml:lang="en-US" id="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable">Financing Receivable, Credit Quality Indicator [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="label: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="FinancingReceivableRecordedInvestmentLineItems" xlink:title="FinancingReceivableRecordedInvestmentLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableRecordedInvestmentLineItems" xml:lang="en-US" id="us-gaap_FinancingReceivableRecordedInvestmentLineItems">Financing Receivable, Credit Quality Indicator [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:title="label: FinancingReceivableRecordedInvestmentLineItems to us-gaap_FinancingReceivableRecordedInvestmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:label="FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:title="FairValueDisclosureOffbalanceSheetRisksAmountLiability" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xml:lang="en-US" id="us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability">Contractual amounts of financial instruments off-balance-sheet risk</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:to="us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:title="label: FairValueDisclosureOffbalanceSheetRisksAmountLiability to us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_lbl1" xml:lang="en-US" id="us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_lbl1">Fair Value Disclosure, off-Balance-Sheet Risks, Amount, Liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:to="us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_lbl1" xlink:title="label: FairValueDisclosureOffbalanceSheetRisksAmountLiability to us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:label="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:title="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross">Net unrealized loss on securities available-for-sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:to="us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:title="label: DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross to us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PriorPeriodReclassificationAdjustment" xlink:label="PriorPeriodReclassificationAdjustment" xlink:title="PriorPeriodReclassificationAdjustment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PriorPeriodReclassificationAdjustment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PriorPeriodReclassificationAdjustment" xml:lang="en-US" id="us-gaap_PriorPeriodReclassificationAdjustment">Prior period adjustments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorPeriodReclassificationAdjustment" xlink:to="us-gaap_PriorPeriodReclassificationAdjustment" xlink:title="label: PriorPeriodReclassificationAdjustment to us-gaap_PriorPeriodReclassificationAdjustment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="ImpairedFinancingReceivableRelatedAllowance" xlink:title="ImpairedFinancingReceivableRelatedAllowance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRelatedAllowance">Allowance for loan losses allocated</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:title="label: ImpairedFinancingReceivableRelatedAllowance to us-gaap_ImpairedFinancingReceivableRelatedAllowance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl1" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl1">Impaired Financing Receivable, Related Allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl1" xlink:title="label: ImpairedFinancingReceivableRelatedAllowance to us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassCMember" xlink:label="CommonClassCMember" xlink:title="CommonClassCMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonClassCMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonClassCMember" xml:lang="en-US" id="us-gaap_CommonClassCMember">Common Class C [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonClassCMember" xlink:to="us-gaap_CommonClassCMember" xlink:title="label: CommonClassCMember to us-gaap_CommonClassCMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="InvestmentsDebtAndEquitySecuritiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xml:lang="en-US" id="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">Securities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="label: InvestmentsDebtAndEquitySecuritiesAbstract to us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract1" xml:lang="en-US" id="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract1">Investment Securities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract1" xlink:title="label: InvestmentsDebtAndEquitySecuritiesAbstract to us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="PreferredStockDividendRatePercentage" xlink:title="PreferredStockDividendRatePercentage" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockDividendRatePercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PreferredStockDividendRatePercentage" xml:lang="en-US" id="us-gaap_PreferredStockDividendRatePercentage">Preferred initial dividend rate for first two years after issuance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRatePercentage" xlink:to="us-gaap_PreferredStockDividendRatePercentage" xlink:title="label: PreferredStockDividendRatePercentage to us-gaap_PreferredStockDividendRatePercentage" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockDividendRatePercentage_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockDividendRatePercentage_lbl1" xml:lang="en-US" id="us-gaap_PreferredStockDividendRatePercentage_lbl1">Preferred Stock, Dividend Rate, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRatePercentage" xlink:to="us-gaap_PreferredStockDividendRatePercentage_lbl1" xlink:title="label: PreferredStockDividendRatePercentage to us-gaap_PreferredStockDividendRatePercentage_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ReceivablesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ReceivablesAbstract" xml:lang="en-US" id="us-gaap_ReceivablesAbstract">Loans Receivable Held for Investment [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReceivablesAbstract" xlink:to="us-gaap_ReceivablesAbstract" xlink:title="label: ReceivablesAbstract to us-gaap_ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" xlink:label="UnlikelyToBeCollectedFinancingReceivableMember" xlink:title="UnlikelyToBeCollectedFinancingReceivableMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" xml:lang="en-US" id="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember">Loss [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnlikelyToBeCollectedFinancingReceivableMember" xlink:to="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" xlink:title="label: UnlikelyToBeCollectedFinancingReceivableMember to us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl1" xml:lang="en-US" id="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl1">Unlikely to be Collected Financing Receivable [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnlikelyToBeCollectedFinancingReceivableMember" xlink:to="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl1" xlink:title="label: UnlikelyToBeCollectedFinancingReceivableMember to us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="BusinessCombinationsAbstract" xlink:title="BusinessCombinationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BusinessCombinationsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_BusinessCombinationsAbstract" xml:lang="en-US" id="us-gaap_BusinessCombinationsAbstract">Business Combinations [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BusinessCombinationsAbstract" xlink:to="us-gaap_BusinessCombinationsAbstract" xlink:title="label: BusinessCombinationsAbstract to us-gaap_BusinessCombinationsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BusinessCombinationsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_BusinessCombinationsAbstract_lbl1" xml:lang="en-US" id="us-gaap_BusinessCombinationsAbstract_lbl1">Business Combinations [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BusinessCombinationsAbstract" xlink:to="us-gaap_BusinessCombinationsAbstract_lbl1" xlink:title="label: BusinessCombinationsAbstract to us-gaap_BusinessCombinationsAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:title="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xml:lang="en-US" id="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock">Activity in Allowance for Credit Losses on Loans and Activity in Allowance for Loan Losses by Loan Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:to="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:title="label: AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock to us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_lbl1">Financing Receivable, Allowance for Credit Loss [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:to="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_lbl1" xlink:title="label: AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock to us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:title="FinancingReceivableCreditQualityIndicatorsTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xml:lang="en-US" id="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock">Loans Held for Investment Portfolio By Internal Risk Grading and By Year of Origination</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:to="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:title="label: FinancingReceivableCreditQualityIndicatorsTableTextBlock to us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_lbl1">Financing Receivable Credit Quality Indicators [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:to="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_lbl1" xlink:title="label: FinancingReceivableCreditQualityIndicatorsTableTextBlock to us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="PastDueFinancingReceivablesTableTextBlock" xlink:title="PastDueFinancingReceivablesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PastDueFinancingReceivablesTableTextBlock" xml:lang="en-US" id="us-gaap_PastDueFinancingReceivablesTableTextBlock">Aging of Recorded Investment in Past Due Loans by Loan Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PastDueFinancingReceivablesTableTextBlock" xlink:to="us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:title="label: PastDueFinancingReceivablesTableTextBlock to us-gaap_PastDueFinancingReceivablesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1">Financing Receivable, Past Due [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PastDueFinancingReceivablesTableTextBlock" xlink:to="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1" xlink:title="label: PastDueFinancingReceivablesTableTextBlock to us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfDebt" xlink:label="RepaymentsOfDebt" xlink:title="RepaymentsOfDebt" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RepaymentsOfDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RepaymentsOfDebt" xml:lang="en-US" id="us-gaap_RepaymentsOfDebt">Notes paid off</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfDebt" xlink:to="us-gaap_RepaymentsOfDebt" xlink:title="label: RepaymentsOfDebt to us-gaap_RepaymentsOfDebt" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US" id="us-gaap_FairValueByFairValueHierarchyLevelAxis">Fair Value Hierarchy and NAV [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:title="label: FairValueByFairValueHierarchyLevelAxis to us-gaap_FairValueByFairValueHierarchyLevelAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="FairValueByMeasurementFrequencyAxis" xlink:title="FairValueByMeasurementFrequencyAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByMeasurementFrequencyAxis" xml:lang="en-US" id="us-gaap_FairValueByMeasurementFrequencyAxis">Measurement Frequency [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByMeasurementFrequencyAxis" xlink:to="us-gaap_FairValueByMeasurementFrequencyAxis" xlink:title="label: FairValueByMeasurementFrequencyAxis to us-gaap_FairValueByMeasurementFrequencyAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:title="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock">Deferred Tax Assets and Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:title="label: ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock to us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl1">Schedule of Deferred Tax Assets and Liabilities [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl1" xlink:title="label: ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock to us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:title="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock">Income Tax Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:to="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:title="label: ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock to us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl1">Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:to="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl1" xlink:title="label: ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock to us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:title="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock">Effective Income Tax Rate Reconciliation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:to="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:title="label: ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock to us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl1">Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:to="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl1" xlink:title="label: ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock to us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:label="ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:title="ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock">Changes in Carrying Amounts of Goodwill and Core Deposit Intangibles</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:to="us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:title="label: ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock to us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="CommitmentsAndContingenciesDisclosureAbstract" xlink:title="CommitmentsAndContingenciesDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US" id="us-gaap_CommitmentsAndContingenciesDisclosureAbstract">Loan Commitments and Other Related Activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingenciesDisclosureAbstract" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:title="label: CommitmentsAndContingenciesDisclosureAbstract to us-gaap_CommitmentsAndContingenciesDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxDisclosureAbstract" xml:lang="en-US" id="us-gaap_IncomeTaxDisclosureAbstract">Income Taxes [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="us-gaap_IncomeTaxDisclosureAbstract" xlink:title="label: IncomeTaxDisclosureAbstract to us-gaap_IncomeTaxDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:title="GoodwillAndIntangibleAssetsDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xml:lang="en-US" id="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">Goodwill and Core Deposit Intangible [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:title="label: GoodwillAndIntangibleAssetsDisclosureAbstract to us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="FairValueDisclosuresAbstract" xlink:title="FairValueDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueDisclosuresAbstract" xml:lang="en-US" id="us-gaap_FairValueDisclosuresAbstract">Fair Value [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresAbstract" xlink:to="us-gaap_FairValueDisclosuresAbstract" xlink:title="label: FairValueDisclosuresAbstract to us-gaap_FairValueDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="SubsequentEventsTextBlock" xlink:title="SubsequentEventsTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubsequentEventsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SubsequentEventsTextBlock" xml:lang="en-US" id="us-gaap_SubsequentEventsTextBlock">Subsequent Events</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="us-gaap_SubsequentEventsTextBlock" xlink:title="label: SubsequentEventsTextBlock to us-gaap_SubsequentEventsTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubsequentEventsTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SubsequentEventsTextBlock_lbl1" xml:lang="en-US" id="us-gaap_SubsequentEventsTextBlock_lbl1">Subsequent Events [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="us-gaap_SubsequentEventsTextBlock_lbl1" xlink:title="label: SubsequentEventsTextBlock to us-gaap_SubsequentEventsTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="DebtDisclosureAbstract" xlink:title="DebtDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtDisclosureAbstract" xml:lang="en-US" id="us-gaap_DebtDisclosureAbstract">Notes Payable [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtDisclosureAbstract" xlink:to="us-gaap_DebtDisclosureAbstract" xlink:title="label: DebtDisclosureAbstract to us-gaap_DebtDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="DepositsFairValueDisclosure" xlink:title="DepositsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositsFairValueDisclosure" xml:lang="en-US" id="us-gaap_DepositsFairValueDisclosure">Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsFairValueDisclosure" xlink:to="us-gaap_DepositsFairValueDisclosure" xlink:title="label: DepositsFairValueDisclosure to us-gaap_DepositsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsFairValueDisclosure_lbl1" xml:lang="en-US" id="us-gaap_DepositsFairValueDisclosure_lbl1">Deposits, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsFairValueDisclosure" xlink:to="us-gaap_DepositsFairValueDisclosure_lbl1" xlink:title="label: DepositsFairValueDisclosure to us-gaap_DepositsFairValueDisclosure_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xml:lang="en-US" id="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">Amortized cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="label: AvailableForSaleDebtSecuritiesAmortizedCostBasis to us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl1">Debt Securities, Available-for-Sale, Amortized Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl1" xlink:title="label: AvailableForSaleDebtSecuritiesAmortizedCostBasis to us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="CompensationAndRetirementDisclosureAbstract" xlink:title="CompensationAndRetirementDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CompensationAndRetirementDisclosureAbstract" xml:lang="en-US" id="us-gaap_CompensationAndRetirementDisclosureAbstract">Employee Benefit Plans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompensationAndRetirementDisclosureAbstract" xlink:to="us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:title="label: CompensationAndRetirementDisclosureAbstract to us-gaap_CompensationAndRetirementDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:label="CompensationAndEmployeeBenefitPlansTextBlock" xlink:title="CompensationAndEmployeeBenefitPlansTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xml:lang="en-US" id="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock">Employee Benefit Plans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompensationAndEmployeeBenefitPlansTextBlock" xlink:to="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:title="label: CompensationAndEmployeeBenefitPlansTextBlock to us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_lbl1" xml:lang="en-US" id="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_lbl1">Compensation and Employee Benefit Plans [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompensationAndEmployeeBenefitPlansTextBlock" xlink:to="us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_lbl1" xlink:title="label: CompensationAndEmployeeBenefitPlansTextBlock to us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:label="ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:title="ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock">Recorded Investment in Non-accrual Loans by Loan Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:to="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:title="label: ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock to us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_lbl1">Financing Receivable, Nonaccrual [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:to="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_lbl1" xlink:title="label: ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock to us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:label="ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:title="ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock">Summary of Restricted Stock Unit Activity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:to="us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:title="label: ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock to us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:title="ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock">Summary of Stock Option Activity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:to="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:title="label: ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock to us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xml:lang="en-US" id="us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">Stock-Based Compensation [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="label: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:label="AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:title="AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xml:lang="en-US" id="us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition">Stock-based compensation expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:to="us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:title="label: AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition to us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xml:lang="en-US" id="us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax">Stock based compensation expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:to="us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="label: AllocatedShareBasedCompensationExpenseNetOfTax to us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UseOfEstimates" xlink:label="UseOfEstimates" xlink:title="UseOfEstimates" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UseOfEstimates" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_UseOfEstimates" xml:lang="en-US" id="us-gaap_UseOfEstimates">Use of Estimates</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UseOfEstimates" xlink:to="us-gaap_UseOfEstimates" xlink:title="label: UseOfEstimates to us-gaap_UseOfEstimates" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UseOfEstimates_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_UseOfEstimates_lbl1" xml:lang="en-US" id="us-gaap_UseOfEstimates_lbl1">Use of Estimates, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UseOfEstimates" xlink:to="us-gaap_UseOfEstimates_lbl1" xlink:title="label: UseOfEstimates to us-gaap_UseOfEstimates_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:label="SegmentReportingPolicyPolicyTextBlock" xlink:title="SegmentReportingPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SegmentReportingPolicyPolicyTextBlock" xml:lang="en-US" id="us-gaap_SegmentReportingPolicyPolicyTextBlock">Operating Segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingPolicyPolicyTextBlock" xlink:to="us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:title="label: SegmentReportingPolicyPolicyTextBlock to us-gaap_SegmentReportingPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SegmentReportingPolicyPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SegmentReportingPolicyPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_SegmentReportingPolicyPolicyTextBlock_lbl1">Segment Reporting, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingPolicyPolicyTextBlock" xlink:to="us-gaap_SegmentReportingPolicyPolicyTextBlock_lbl1" xlink:title="label: SegmentReportingPolicyPolicyTextBlock to us-gaap_SegmentReportingPolicyPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xml:lang="en-US" id="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable">Fair Value, Recurring and Nonrecurring [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:label="ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:title="ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock">Estimated Amortization Expense for Core Deposit Intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:to="us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:title="label: ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock to us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_lbl1">Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:to="us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_lbl1" xlink:title="label: ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock to us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US" id="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccountingPoliciesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccountingPoliciesAbstract" xml:lang="en-US" id="us-gaap_AccountingPoliciesAbstract">Summary of Significant Accounting Policies [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountingPoliciesAbstract" xlink:to="us-gaap_AccountingPoliciesAbstract" xlink:title="label: AccountingPoliciesAbstract to us-gaap_AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="SubsequentEventsAbstract" xlink:title="SubsequentEventsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubsequentEventsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SubsequentEventsAbstract" xml:lang="en-US" id="us-gaap_SubsequentEventsAbstract">Subsequent Events [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsAbstract" xlink:to="us-gaap_SubsequentEventsAbstract" xlink:title="label: SubsequentEventsAbstract to us-gaap_SubsequentEventsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBanksAbstract" xlink:label="FederalHomeLoanBanksAbstract" xlink:title="FederalHomeLoanBanksAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBanksAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBanksAbstract" xml:lang="en-US" id="us-gaap_FederalHomeLoanBanksAbstract">Borrowings [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBanksAbstract" xlink:to="us-gaap_FederalHomeLoanBanksAbstract" xlink:title="label: FederalHomeLoanBanksAbstract to us-gaap_FederalHomeLoanBanksAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="TypeOfAdoptionMember" xlink:title="TypeOfAdoptionMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TypeOfAdoptionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TypeOfAdoptionMember" xml:lang="en-US" id="us-gaap_TypeOfAdoptionMember">Accounting Standards Update [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TypeOfAdoptionMember" xlink:to="us-gaap_TypeOfAdoptionMember" xlink:title="label: TypeOfAdoptionMember to us-gaap_TypeOfAdoptionMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="FairValueByMeasurementBasisAxis" xlink:title="FairValueByMeasurementBasisAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByMeasurementBasisAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByMeasurementBasisAxis" xml:lang="en-US" id="us-gaap_FairValueByMeasurementBasisAxis">Measurement Basis [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByMeasurementBasisAxis" xlink:to="us-gaap_FairValueByMeasurementBasisAxis" xlink:title="label: FairValueByMeasurementBasisAxis to us-gaap_FairValueByMeasurementBasisAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxAuthorityAxis" xlink:label="IncomeTaxAuthorityAxis" xlink:title="IncomeTaxAuthorityAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeTaxAuthorityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeTaxAuthorityAxis" xml:lang="en-US" id="us-gaap_IncomeTaxAuthorityAxis">Income Tax Authority [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxAuthorityAxis" xlink:to="us-gaap_IncomeTaxAuthorityAxis" xlink:title="label: IncomeTaxAuthorityAxis to us-gaap_IncomeTaxAuthorityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">Granted during the year (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:title="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock">Factors Used in Earnings Per Common Share Computation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:title="label: ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock to us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:title="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xml:lang="en-US" id="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1">Weighted Average Exercise Price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:to="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:title="label: SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 to us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_lbl1" xml:lang="en-US" id="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_lbl1">Share-Based Payment Arrangement, Option, Exercise Price Range, Exercisable, Weighted Average Exercise Price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:to="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_lbl1" xlink:title="label: SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 to us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:title="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xml:lang="en-US" id="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1">Weighted Average Exercise Price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:to="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:title="label: SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 to us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xml:lang="en-US" id="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">Aggregate Intrinsic Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:title="label: SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 to us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl1" xml:lang="en-US" id="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl1">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl1" xlink:title="label: SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 to us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:label="OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:title="OffBalanceSheetCreditExposurePolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xml:lang="en-US" id="us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock">Loan Commitments and Related Financial Instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:to="us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:title="label: OffBalanceSheetCreditExposurePolicyPolicyTextBlock to us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_lbl1">Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:to="us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_lbl1" xlink:title="label: OffBalanceSheetCreditExposurePolicyPolicyTextBlock to us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:title="InvestmentsClassifiedByContractualMaturityDateTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xml:lang="en-US" id="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock">Amortized Cost and Fair Value of Investment Securities by Contractual Maturity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:to="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:title="label: InvestmentsClassifiedByContractualMaturityDateTableTextBlock to us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl1">Investments Classified by Contractual Maturity Date [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:to="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl1" xlink:title="label: InvestmentsClassifiedByContractualMaturityDateTableTextBlock to us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="AdjustmentsForNewAccountingPronouncementsAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xml:lang="en-US" id="us-gaap_AdjustmentsForNewAccountingPronouncementsAxis">Accounting Standards Update [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsForNewAccountingPronouncementsAxis" xlink:to="us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="label: AdjustmentsForNewAccountingPronouncementsAxis to us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">Individually evaluated for impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="label: FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 to us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl1">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl1" xlink:title="label: FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 to us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:label="DefinedContributionPlanEmployerMatchingContributionPercent" xlink:title="DefinedContributionPlanEmployerMatchingContributionPercent" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xml:lang="en-US" id="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent">Employer matching contribution, percent of compensation contributed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanEmployerMatchingContributionPercent" xlink:to="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:title="label: DefinedContributionPlanEmployerMatchingContributionPercent to us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_lbl1" xml:lang="en-US" id="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_lbl1">Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanEmployerMatchingContributionPercent" xlink:to="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_lbl1" xlink:title="label: DefinedContributionPlanEmployerMatchingContributionPercent to us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:label="EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:title="EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased">Purchase price of common stock (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:title="label: EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased to us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:label="ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:title="ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xml:lang="en-US" id="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock">Components of Carrying Value and Accumulated Amortization of Core Deposit Intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:to="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:title="label: ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock to us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="ScheduleOfFiniteLivedIntangibleAssetsTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xml:lang="en-US" id="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable">Schedule of Finite-Lived Intangible Assets [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="label: ScheduleOfFiniteLivedIntangibleAssetsTable to us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsRollForward" xlink:label="FiniteLivedIntangibleAssetsRollForward" xlink:title="FiniteLivedIntangibleAssetsRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsRollForward" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsRollForward">Changes in Carrying Amount of Core Deposit Intangibles [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsRollForward" xlink:to="us-gaap_FiniteLivedIntangibleAssetsRollForward" xlink:title="label: FiniteLivedIntangibleAssetsRollForward to us-gaap_FiniteLivedIntangibleAssetsRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward">Weighted Average Grant Date Fair Value [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue">Forfeited or expired during period (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance">Unpaid principal balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:title="label: ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance to us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance">Unpaid principal balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance to us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl1" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl1">Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl1" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance to us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:title="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">Recorded investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:title="label: ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment to us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:title="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">Recorded investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment to us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl1" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl1">Impaired Financing Receivable, with Related Allowance, Recorded Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl1" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment to us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:label="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xml:lang="en-US" id="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions">Unrecognized compensation cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="label: EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions to us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_lbl1" xml:lang="en-US" id="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_lbl1">Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_lbl1" xlink:title="label: EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions to us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:label="ComprehensiveIncomePolicyPolicyTextBlock" xlink:title="ComprehensiveIncomePolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xml:lang="en-US" id="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock">Comprehensive Income (Loss)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomePolicyPolicyTextBlock" xlink:to="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:title="label: ComprehensiveIncomePolicyPolicyTextBlock to us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_lbl1">Comprehensive Income, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomePolicyPolicyTextBlock" xlink:to="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_lbl1" xlink:title="label: ComprehensiveIncomePolicyPolicyTextBlock to us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancialInstrumentAxis" xml:lang="en-US" id="us-gaap_FinancialInstrumentAxis">Financial Instrument [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentAxis" xlink:to="us-gaap_FinancialInstrumentAxis" xlink:title="label: FinancialInstrumentAxis to us-gaap_FinancialInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="FinancingReceivableAllowanceForCreditLossesRecovery" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">Recoveries</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="label: FinancingReceivableAllowanceForCreditLossesRecovery to us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl1">Financing Receivable, Allowance for Credit Loss, Recovery</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl1" xlink:title="label: FinancingReceivableAllowanceForCreditLossesRecovery to us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward">Weighted Average Exercise Price [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">Granted during the year (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:title="label: ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice to us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">Exercised during the year (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="label: ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice to us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms">Unvested</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameAxis" xlink:label="PlanNameAxis" xlink:title="PlanNameAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PlanNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PlanNameAxis" xml:lang="en-US" id="us-gaap_PlanNameAxis">Plan Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PlanNameAxis" xlink:to="us-gaap_PlanNameAxis" xlink:title="label: PlanNameAxis to us-gaap_PlanNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain" xlink:title="PlanNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PlanNameDomain" xml:lang="en-US" id="us-gaap_PlanNameDomain">Plan Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PlanNameDomain" xlink:to="us-gaap_PlanNameDomain" xlink:title="label: PlanNameDomain to us-gaap_PlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AwardTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AwardTypeAxis" xml:lang="en-US" id="us-gaap_AwardTypeAxis">Award Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AwardTypeAxis" xlink:to="us-gaap_AwardTypeAxis" xlink:title="label: AwardTypeAxis to us-gaap_AwardTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventMember" xlink:label="SubsequentEventMember" xlink:title="SubsequentEventMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubsequentEventMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SubsequentEventMember" xml:lang="en-US" id="us-gaap_SubsequentEventMember">Subsequent Event [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventMember" xlink:to="us-gaap_SubsequentEventMember" xlink:title="label: SubsequentEventMember to us-gaap_SubsequentEventMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized">Number of additional share authorized for issuance (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="PreferredStockLiquidationPreferenceValue" xlink:title="PreferredStockLiquidationPreferenceValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockLiquidationPreferenceValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PreferredStockLiquidationPreferenceValue" xml:lang="en-US" id="us-gaap_PreferredStockLiquidationPreferenceValue">Preferred stock, aggregate liquidation value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreferenceValue" xlink:to="us-gaap_PreferredStockLiquidationPreferenceValue" xlink:title="label: PreferredStockLiquidationPreferenceValue to us-gaap_PreferredStockLiquidationPreferenceValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockLiquidationPreferenceValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockLiquidationPreferenceValue_lbl1" xml:lang="en-US" id="us-gaap_PreferredStockLiquidationPreferenceValue_lbl1">Preferred Stock, Liquidation Preference, Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreferenceValue" xlink:to="us-gaap_PreferredStockLiquidationPreferenceValue_lbl1" xlink:title="label: PreferredStockLiquidationPreferenceValue to us-gaap_PreferredStockLiquidationPreferenceValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:label="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:title="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xml:lang="en-US" id="us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife">Estimated useful life</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:to="us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:title="label: AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife to us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsStateTaxes" xlink:label="DeferredTaxAssetsStateTaxes" xlink:title="DeferredTaxAssetsStateTaxes" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsStateTaxes" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsStateTaxes" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsStateTaxes">State income taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsStateTaxes" xlink:to="us-gaap_DeferredTaxAssetsStateTaxes" xlink:title="label: DeferredTaxAssetsStateTaxes to us-gaap_DeferredTaxAssetsStateTaxes" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsStateTaxes_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsStateTaxes_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsStateTaxes_lbl1">Deferred Tax Assets, State Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsStateTaxes" xlink:to="us-gaap_DeferredTaxAssetsStateTaxes_lbl1" xlink:title="label: DeferredTaxAssetsStateTaxes to us-gaap_DeferredTaxAssetsStateTaxes_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsInvestments" xlink:label="DeferredTaxAssetsInvestments" xlink:title="DeferredTaxAssetsInvestments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsInvestments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredTaxAssetsInvestments" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsInvestments">Partnership investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsInvestments" xlink:to="us-gaap_DeferredTaxAssetsInvestments" xlink:title="label: DeferredTaxAssetsInvestments to us-gaap_DeferredTaxAssetsInvestments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsInvestments_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsInvestments_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsInvestments_lbl1">Deferred Tax Assets, Investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsInvestments" xlink:to="us-gaap_DeferredTaxAssetsInvestments_lbl1" xlink:title="label: DeferredTaxAssetsInvestments to us-gaap_DeferredTaxAssetsInvestments_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="DeferredTaxLiabilitiesPrepaidExpenses" xlink:title="DeferredTaxLiabilitiesPrepaidExpenses" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses">Prepaid expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesPrepaidExpenses" xlink:to="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:title="label: DeferredTaxLiabilitiesPrepaidExpenses to us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses_lbl1" xml:lang="en-US" id="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses_lbl1">Deferred Tax Liabilities, Prepaid Expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesPrepaidExpenses" xlink:to="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses_lbl1" xlink:title="label: DeferredTaxLiabilitiesPrepaidExpenses to us-gaap_DeferredTaxLiabilitiesPrepaidExpenses_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:title="NewAccountingPronouncementsPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xml:lang="en-US" id="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock">Accounting Pronouncements Recently Adopted and Yet to Be Adopted</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:title="label: NewAccountingPronouncementsPolicyPolicyTextBlock to us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1">New Accounting Pronouncements, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1" xlink:title="label: NewAccountingPronouncementsPolicyPolicyTextBlock to us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskCreditRisk" xlink:label="ConcentrationRiskCreditRisk" xlink:title="ConcentrationRiskCreditRisk" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskCreditRisk" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ConcentrationRiskCreditRisk" xml:lang="en-US" id="us-gaap_ConcentrationRiskCreditRisk">Concentration of Credit Risk</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskCreditRisk" xlink:to="us-gaap_ConcentrationRiskCreditRisk" xlink:title="label: ConcentrationRiskCreditRisk to us-gaap_ConcentrationRiskCreditRisk" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskCreditRisk_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskCreditRisk_lbl1" xml:lang="en-US" id="us-gaap_ConcentrationRiskCreditRisk_lbl1">Concentration Risk, Credit Risk, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskCreditRisk" xlink:to="us-gaap_ConcentrationRiskCreditRisk_lbl1" xlink:title="label: ConcentrationRiskCreditRisk to us-gaap_ConcentrationRiskCreditRisk_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="AccruedLiabilitiesAndOtherLiabilities" xlink:title="AccruedLiabilitiesAndOtherLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AccruedLiabilitiesAndOtherLiabilities" xml:lang="en-US" id="us-gaap_AccruedLiabilitiesAndOtherLiabilities">Accrued expenses and other liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedLiabilitiesAndOtherLiabilities" xlink:to="us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:title="label: AccruedLiabilitiesAndOtherLiabilities to us-gaap_AccruedLiabilitiesAndOtherLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccruedLiabilitiesAndOtherLiabilities1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccruedLiabilitiesAndOtherLiabilities1" xml:lang="en-US" id="us-gaap_AccruedLiabilitiesAndOtherLiabilities1">Accrued expenses and other liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedLiabilitiesAndOtherLiabilities" xlink:to="us-gaap_AccruedLiabilitiesAndOtherLiabilities1" xlink:title="label: AccruedLiabilitiesAndOtherLiabilities to us-gaap_AccruedLiabilitiesAndOtherLiabilities1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="PropertyPlantAndEquipmentUsefulLife" xlink:title="PropertyPlantAndEquipmentUsefulLife" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PropertyPlantAndEquipmentUsefulLife" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentUsefulLife">Useful life</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentUsefulLife" xlink:to="us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:title="label: PropertyPlantAndEquipmentUsefulLife to us-gaap_PropertyPlantAndEquipmentUsefulLife" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLife_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PropertyPlantAndEquipmentUsefulLife_lbl1" xml:lang="en-US" id="us-gaap_PropertyPlantAndEquipmentUsefulLife_lbl1">Property, Plant and Equipment, Useful Life</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentUsefulLife" xlink:to="us-gaap_PropertyPlantAndEquipmentUsefulLife_lbl1" xlink:title="label: PropertyPlantAndEquipmentUsefulLife to us-gaap_PropertyPlantAndEquipmentUsefulLife_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths">2024</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_lbl1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_lbl1">Finite-Lived Intangible Asset, Expected Amortization, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_lbl1" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">2025</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_lbl1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_lbl1">Finite-Lived Intangible Asset, Expected Amortization, Year Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_lbl1" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree">2026</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseYearThree to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl1">Finite-Lived Intangible Asset, Expected Amortization, Year Three</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl1" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseYearThree to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour">2027</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseYearFour to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl1">Finite-Lived Intangible Asset, Expected Amortization, Year Four</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl1" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseYearFour to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive">2028</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseYearFive to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl1">Finite-Lived Intangible Asset, Expected Amortization, Year Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl1" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseYearFive to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive">Thereafter</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_lbl1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_lbl1">Finite-Lived Intangible Asset, Expected Amortization, after Year Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_lbl1" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">Award vesting period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:title="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xml:lang="en-US" id="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2">Weighted Average Remaining Contractual Life</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:to="us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:title="label: SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 to us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NumberOfReportableSegments" xlink:label="NumberOfReportableSegments" xlink:title="NumberOfReportableSegments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NumberOfReportableSegments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NumberOfReportableSegments" xml:lang="en-US" id="us-gaap_NumberOfReportableSegments">Number of reportable business segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfReportableSegments" xlink:to="us-gaap_NumberOfReportableSegments" xlink:title="label: NumberOfReportableSegments to us-gaap_NumberOfReportableSegments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NumberOfReportableSegments_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NumberOfReportableSegments_lbl1" xml:lang="en-US" id="us-gaap_NumberOfReportableSegments_lbl1">Number of Reportable Segments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfReportableSegments" xlink:to="us-gaap_NumberOfReportableSegments_lbl1" xlink:title="label: NumberOfReportableSegments to us-gaap_NumberOfReportableSegments_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="ConcentrationRiskPercentage1" xlink:title="ConcentrationRiskPercentage1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskPercentage1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskPercentage1" xml:lang="en-US" id="us-gaap_ConcentrationRiskPercentage1">Percentage of deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskPercentage1" xlink:to="us-gaap_ConcentrationRiskPercentage1" xlink:title="label: ConcentrationRiskPercentage1 to us-gaap_ConcentrationRiskPercentage1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteStockSplitConversionRatio1">Reverse stock split ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteStockSplitConversionRatio1" xlink:to="us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="label: StockholdersEquityNoteStockSplitConversionRatio1 to us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteStockSplitConversionRatio2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StockholdersEquityNoteStockSplitConversionRatio2" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteStockSplitConversionRatio2">Reverse stock split ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteStockSplitConversionRatio1" xlink:to="us-gaap_StockholdersEquityNoteStockSplitConversionRatio2" xlink:title="label: StockholdersEquityNoteStockSplitConversionRatio1 to us-gaap_StockholdersEquityNoteStockSplitConversionRatio2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:label="PaymentsToAcquireFederalHomeLoanBankStock" xlink:title="PaymentsToAcquireFederalHomeLoanBankStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xml:lang="en-US" id="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock">Purchase of FHLB stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireFederalHomeLoanBankStock" xlink:to="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:title="label: PaymentsToAcquireFederalHomeLoanBankStock to us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1">Payments to Acquire Federal Home Loan Bank Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireFederalHomeLoanBankStock" xlink:to="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1" xlink:title="label: PaymentsToAcquireFederalHomeLoanBankStock to us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:label="ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:title="ProceedsFromSaleOfFederalHomeLoanBankStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xml:lang="en-US" id="us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock">Proceeds from redemption of FHLB stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:to="us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:title="label: ProceedsFromSaleOfFederalHomeLoanBankStock to us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:label="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:title="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1">Income tax expense (benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:to="us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:title="label: OtherComprehensiveIncomeLossTaxPortionAttributableToParent1 to us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_lbl1" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_lbl1">Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:to="us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_lbl1" xlink:title="label: OtherComprehensiveIncomeLossTaxPortionAttributableToParent1 to us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:label="FairValueMeasurementPolicyPolicyTextBlock" xlink:title="FairValueMeasurementPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xml:lang="en-US" id="us-gaap_FairValueMeasurementPolicyPolicyTextBlock">Fair Value Measurements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementPolicyPolicyTextBlock" xlink:to="us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:title="label: FairValueMeasurementPolicyPolicyTextBlock to us-gaap_FairValueMeasurementPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueMeasurementPolicyPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueMeasurementPolicyPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_FairValueMeasurementPolicyPolicyTextBlock_lbl1">Fair Value Measurement, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementPolicyPolicyTextBlock" xlink:to="us-gaap_FairValueMeasurementPolicyPolicyTextBlock_lbl1" xlink:title="label: FairValueMeasurementPolicyPolicyTextBlock to us-gaap_FairValueMeasurementPolicyPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MunicipalBondsMember" xlink:label="MunicipalBondsMember" xlink:title="MunicipalBondsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MunicipalBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MunicipalBondsMember" xml:lang="en-US" id="us-gaap_MunicipalBondsMember">Municipal Bonds [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MunicipalBondsMember" xlink:to="us-gaap_MunicipalBondsMember" xlink:title="label: MunicipalBondsMember to us-gaap_MunicipalBondsMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:label="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:title="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xml:lang="en-US" id="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent">Employee contributions as a percentage of their compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:to="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:title="label: DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent to us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_lbl1" xml:lang="en-US" id="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_lbl1">Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:to="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_lbl1" xlink:title="label: DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent to us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="OffsettingLiabilitiesTable" xlink:title="OffsettingLiabilitiesTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffsettingLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OffsettingLiabilitiesTable" xml:lang="en-US" id="us-gaap_OffsettingLiabilitiesTable">Offsetting Liabilities [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffsettingLiabilitiesTable" xlink:to="us-gaap_OffsettingLiabilitiesTable" xlink:title="label: OffsettingLiabilitiesTable to us-gaap_OffsettingLiabilitiesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="OffsettingLiabilitiesLineItems" xlink:title="OffsettingLiabilitiesLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffsettingLiabilitiesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OffsettingLiabilitiesLineItems" xml:lang="en-US" id="us-gaap_OffsettingLiabilitiesLineItems">Offsetting Liabilities [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffsettingLiabilitiesLineItems" xlink:to="us-gaap_OffsettingLiabilitiesLineItems" xlink:title="label: OffsettingLiabilitiesLineItems to us-gaap_OffsettingLiabilitiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:label="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:title="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xml:lang="en-US" id="us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract">Repurchase Agreements [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:to="us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:title="label: OffsettingSecuritiesSoldUnderAgreementsToResellAbstract to us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xml:lang="en-US" id="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract">Securities Sold Under Agreements to Repurchase [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:title="label: SecuritiesSoldUnderAgreementsToRepurchaseAbstract to us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xml:lang="en-US" id="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral">Securities sold under agreements to repurchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:to="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:title="label: SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral to us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral_lbl1" xml:lang="en-US" id="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral_lbl1">Securities Sold under Agreements to Repurchase, Fair Value of Collateral</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:to="us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral_lbl1" xlink:title="label: SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral to us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="IncomeLossFromSubsidiariesNetOfTax" xlink:title="IncomeLossFromSubsidiariesNetOfTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_IncomeLossFromSubsidiariesNetOfTax" xml:lang="en-US" id="us-gaap_IncomeLossFromSubsidiariesNetOfTax">Equity in undistributed subsidiary income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromSubsidiariesNetOfTax" xlink:to="us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:title="label: IncomeLossFromSubsidiariesNetOfTax to us-gaap_IncomeLossFromSubsidiariesNetOfTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeLossFromSubsidiariesNetOfTax1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_IncomeLossFromSubsidiariesNetOfTax1" xml:lang="en-US" id="us-gaap_IncomeLossFromSubsidiariesNetOfTax1">Equity in undistributed subsidiary income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromSubsidiariesNetOfTax" xlink:to="us-gaap_IncomeLossFromSubsidiariesNetOfTax1" xlink:title="label: IncomeLossFromSubsidiariesNetOfTax to us-gaap_IncomeLossFromSubsidiariesNetOfTax1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_IncomeLossFromSubsidiariesNetOfTax_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncomeLossFromSubsidiariesNetOfTax_lbl2" xml:lang="en-US" id="us-gaap_IncomeLossFromSubsidiariesNetOfTax_lbl2">Income (Loss) from Subsidiaries, Net of Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromSubsidiariesNetOfTax" xlink:to="us-gaap_IncomeLossFromSubsidiariesNetOfTax_lbl2" xlink:title="label: IncomeLossFromSubsidiariesNetOfTax to us-gaap_IncomeLossFromSubsidiariesNetOfTax_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardDateAxis" xlink:label="AwardDateAxis" xlink:title="AwardDateAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AwardDateAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AwardDateAxis" xml:lang="en-US" id="us-gaap_AwardDateAxis">Award Date [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AwardDateAxis" xlink:to="us-gaap_AwardDateAxis" xlink:title="label: AwardDateAxis to us-gaap_AwardDateAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:label="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:title="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xml:lang="en-US" id="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch">Employer matching contribution, percent of match</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:to="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:title="label: DefinedContributionPlanEmployerMatchingContributionPercentOfMatch to us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_lbl1" xml:lang="en-US" id="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_lbl1">Defined Contribution Plan, Employer Matching Contribution, Percent of Match</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:to="us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_lbl1" xlink:title="label: DefinedContributionPlanEmployerMatchingContributionPercentOfMatch to us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardDateDomain" xlink:label="AwardDateDomain" xlink:title="AwardDateDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AwardDateDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AwardDateDomain" xml:lang="en-US" id="us-gaap_AwardDateDomain">Award Date [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AwardDateDomain" xlink:to="us-gaap_AwardDateDomain" xlink:title="label: AwardDateDomain to us-gaap_AwardDateDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="InternalCreditAssessmentAxis" xlink:title="InternalCreditAssessmentAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InternalCreditAssessmentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InternalCreditAssessmentAxis" xml:lang="en-US" id="us-gaap_InternalCreditAssessmentAxis">Internal Credit Assessment [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InternalCreditAssessmentAxis" xlink:to="us-gaap_InternalCreditAssessmentAxis" xlink:title="label: InternalCreditAssessmentAxis to us-gaap_InternalCreditAssessmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="InternalCreditAssessmentDomain" xlink:title="InternalCreditAssessmentDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InternalCreditAssessmentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InternalCreditAssessmentDomain" xml:lang="en-US" id="us-gaap_InternalCreditAssessmentDomain">Internal Credit Assessment [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InternalCreditAssessmentDomain" xlink:to="us-gaap_InternalCreditAssessmentDomain" xlink:title="label: InternalCreditAssessmentDomain to us-gaap_InternalCreditAssessmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinitelivedIntangibleAssetsAcquired1" xlink:label="FinitelivedIntangibleAssetsAcquired1" xlink:title="FinitelivedIntangibleAssetsAcquired1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinitelivedIntangibleAssetsAcquired1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinitelivedIntangibleAssetsAcquired1" xml:lang="en-US" id="us-gaap_FinitelivedIntangibleAssetsAcquired1">Additions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinitelivedIntangibleAssetsAcquired1" xlink:to="us-gaap_FinitelivedIntangibleAssetsAcquired1" xlink:title="label: FinitelivedIntangibleAssetsAcquired1 to us-gaap_FinitelivedIntangibleAssetsAcquired1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:title="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xml:lang="en-US" id="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">Gross unrealized losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="label: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax1" xml:lang="en-US" id="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax1">Gross unrealized losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax1" xlink:title="label: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_lbl2" xml:lang="en-US" id="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_lbl2">Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_lbl2" xlink:title="label: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xml:lang="en-US" id="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">Gross unrealized gains</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="label: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax1" xml:lang="en-US" id="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax1">Gross unrealized gains</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax1" xlink:title="label: AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xlink:label="FederalHomeLoanBankAdvancesTableTextBlock" xlink:title="FederalHomeLoanBankAdvancesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesTableTextBlock">Information Regarding FHLB Advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesTableTextBlock" xlink:to="us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xlink:title="label: FederalHomeLoanBankAdvancesTableTextBlock to us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesTableTextBlock_lbl1">Federal Home Loan Bank, Advances [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesTableTextBlock" xlink:to="us-gaap_FederalHomeLoanBankAdvancesTableTextBlock_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesTableTextBlock to us-gaap_FederalHomeLoanBankAdvancesTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:label="FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:title="FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate">Weighted average maturity (in months)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:title="label: FederalHomeLoanBankAdvancesMaturityPeriodFixedRate to us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:label="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:title="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate">Weighted average interest rate at end of year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:title="label: FederalHomeLoanBankAdvancesWeightedAverageInterestRate to us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_lbl1" xml:lang="en-US" id="us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_lbl1">Federal Home Loan Bank, Advances, Weighted Average Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesWeightedAverageInterestRate to us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:label="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xml:lang="en-US" id="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic">Less net income attributable to participating securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:to="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="label: UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic to us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_lbl1" xml:lang="en-US" id="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_lbl1">Undistributed Earnings (Loss) Allocated to Participating Securities, Basic</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:to="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_lbl1" xlink:title="label: UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic to us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:label="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:title="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract">Available-for-Sale Investment Securities Portfolios [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:title="label: AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract to us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablePortfolioSegmentAxis" xml:lang="en-US" id="us-gaap_FinancingReceivablePortfolioSegmentAxis">Financing Receivable Portfolio Segment [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:title="label: FinancingReceivablePortfolioSegmentAxis to us-gaap_FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablePortfolioSegmentDomain" xml:lang="en-US" id="us-gaap_FinancingReceivablePortfolioSegmentDomain">Financing Receivable Portfolio Segment [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:title="label: FinancingReceivablePortfolioSegmentDomain to us-gaap_FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="FinancingReceivablesPeriodPastDueAxis" xlink:title="FinancingReceivablesPeriodPastDueAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablesPeriodPastDueAxis" xml:lang="en-US" id="us-gaap_FinancingReceivablesPeriodPastDueAxis">Financial Asset, Period Past Due [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesPeriodPastDueAxis" xlink:to="us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:title="label: FinancingReceivablesPeriodPastDueAxis to us-gaap_FinancingReceivablesPeriodPastDueAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesPeriodPastDueAxis1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivablesPeriodPastDueAxis1" xml:lang="en-US" id="us-gaap_FinancingReceivablesPeriodPastDueAxis1">Financial Asset, Aging [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesPeriodPastDueAxis" xlink:to="us-gaap_FinancingReceivablesPeriodPastDueAxis1" xlink:title="label: FinancingReceivablesPeriodPastDueAxis to us-gaap_FinancingReceivablesPeriodPastDueAxis1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="FinancingReceivablesPeriodPastDueDomain" xlink:title="FinancingReceivablesPeriodPastDueDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablesPeriodPastDueDomain" xml:lang="en-US" id="us-gaap_FinancingReceivablesPeriodPastDueDomain">Financial Asset, Period Past Due [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesPeriodPastDueDomain" xlink:to="us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:title="label: FinancingReceivablesPeriodPastDueDomain to us-gaap_FinancingReceivablesPeriodPastDueDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesPeriodPastDueDomain1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivablesPeriodPastDueDomain1" xml:lang="en-US" id="us-gaap_FinancingReceivablesPeriodPastDueDomain1">Financial Asset, Aging [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesPeriodPastDueDomain" xlink:to="us-gaap_FinancingReceivablesPeriodPastDueDomain1" xlink:title="label: FinancingReceivablesPeriodPastDueDomain to us-gaap_FinancingReceivablesPeriodPastDueDomain1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="DeferredIncomeTaxAssetsNet" xlink:title="DeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredIncomeTaxAssetsNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredIncomeTaxAssetsNet" xml:lang="en-US" id="us-gaap_DeferredIncomeTaxAssetsNet">Deferred tax assets, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxAssetsNet" xlink:to="us-gaap_DeferredIncomeTaxAssetsNet" xlink:title="label: DeferredIncomeTaxAssetsNet to us-gaap_DeferredIncomeTaxAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredIncomeTaxAssetsNet1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredIncomeTaxAssetsNet1" xml:lang="en-US" id="us-gaap_DeferredIncomeTaxAssetsNet1">Deferred tax assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxAssetsNet" xlink:to="us-gaap_DeferredIncomeTaxAssetsNet1" xlink:title="label: DeferredIncomeTaxAssetsNet to us-gaap_DeferredIncomeTaxAssetsNet1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="FinancingReceivables30To59DaysPastDueMember" xlink:title="FinancingReceivables30To59DaysPastDueMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivables30To59DaysPastDueMember" xml:lang="en-US" id="us-gaap_FinancingReceivables30To59DaysPastDueMember">30-59 Days Past Due [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivables30To59DaysPastDueMember" xlink:to="us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:title="label: FinancingReceivables30To59DaysPastDueMember to us-gaap_FinancingReceivables30To59DaysPastDueMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl1">Financial Asset, 30 to 59 Days Past Due [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivables30To59DaysPastDueMember" xlink:to="us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl1" xlink:title="label: FinancingReceivables30To59DaysPastDueMember to us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="FinancingReceivables60To89DaysPastDueMember" xlink:title="FinancingReceivables60To89DaysPastDueMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivables60To89DaysPastDueMember" xml:lang="en-US" id="us-gaap_FinancingReceivables60To89DaysPastDueMember">60-89 Days Past Due [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivables60To89DaysPastDueMember" xlink:to="us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:title="label: FinancingReceivables60To89DaysPastDueMember to us-gaap_FinancingReceivables60To89DaysPastDueMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:title="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xml:lang="en-US" id="us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">Greater than 90 Days Past Due [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:to="us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:title="label: FinancingReceivablesEqualToGreaterThan90DaysPastDueMember to us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralAxis" xlink:label="CollateralAxis" xlink:title="CollateralAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CollateralAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CollateralAxis" xml:lang="en-US" id="us-gaap_CollateralAxis">Collateral Held [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralAxis" xlink:to="us-gaap_CollateralAxis" xlink:title="label: CollateralAxis to us-gaap_CollateralAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralDomain" xlink:label="CollateralDomain" xlink:title="CollateralDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CollateralDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CollateralDomain" xml:lang="en-US" id="us-gaap_CollateralDomain">Collateral Held [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralDomain" xlink:to="us-gaap_CollateralDomain" xlink:title="label: CollateralDomain to us-gaap_CollateralDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralPledgedMember" xlink:label="CollateralPledgedMember" xlink:title="CollateralPledgedMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CollateralPledgedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CollateralPledgedMember" xml:lang="en-US" id="us-gaap_CollateralPledgedMember">Collateral Pledged [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedMember" xlink:to="us-gaap_CollateralPledgedMember" xlink:title="label: CollateralPledgedMember to us-gaap_CollateralPledgedMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CollateralPledgedMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CollateralPledgedMember_lbl1" xml:lang="en-US" id="us-gaap_CollateralPledgedMember_lbl1">Collateral Pledged [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedMember" xlink:to="us-gaap_CollateralPledgedMember_lbl1" xlink:title="label: CollateralPledgedMember to us-gaap_CollateralPledgedMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonMember" xlink:label="TreasuryStockCommonMember" xlink:title="TreasuryStockCommonMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockCommonMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TreasuryStockCommonMember" xml:lang="en-US" id="us-gaap_TreasuryStockCommonMember">Treasury Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockCommonMember" xlink:to="us-gaap_TreasuryStockCommonMember" xlink:title="label: TreasuryStockCommonMember to us-gaap_TreasuryStockCommonMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonShares" xlink:label="TreasuryStockCommonShares" xlink:title="TreasuryStockCommonShares" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockCommonShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TreasuryStockCommonShares" xml:lang="en-US" id="us-gaap_TreasuryStockCommonShares">Treasury stock, shares (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockCommonShares" xlink:to="us-gaap_TreasuryStockCommonShares" xlink:title="label: TreasuryStockCommonShares to us-gaap_TreasuryStockCommonShares" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:label="TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:title="TimeDepositsAtOrAboveFDICInsuranceLimit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit" xml:lang="en-US" id="us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit">Aggregate amount of certificates of deposits in excess of insured limits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:to="us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:title="label: TimeDepositsAtOrAboveFDICInsuranceLimit to us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit_lbl1">Time Deposits, at or Above FDIC Insurance Limit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:to="us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit_lbl1" xlink:title="label: TimeDepositsAtOrAboveFDICInsuranceLimit to us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesTableTextBlock" xlink:label="TimeDepositMaturitiesTableTextBlock" xlink:title="TimeDepositMaturitiesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TimeDepositMaturitiesTableTextBlock" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesTableTextBlock">Maturities of Certificates of Deposit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesTableTextBlock" xlink:to="us-gaap_TimeDepositMaturitiesTableTextBlock" xlink:title="label: TimeDepositMaturitiesTableTextBlock to us-gaap_TimeDepositMaturitiesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TimeDepositMaturitiesTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TimeDepositMaturitiesTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_TimeDepositMaturitiesTableTextBlock_lbl1">Time Deposit Maturities [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositMaturitiesTableTextBlock" xlink:to="us-gaap_TimeDepositMaturitiesTableTextBlock_lbl1" xlink:title="label: TimeDepositMaturitiesTableTextBlock to us-gaap_TimeDepositMaturitiesTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositLiabilitiesTypeTableTextBlock" xlink:label="DepositLiabilitiesTypeTableTextBlock" xlink:title="DepositLiabilitiesTypeTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositLiabilitiesTypeTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositLiabilitiesTypeTableTextBlock" xml:lang="en-US" id="us-gaap_DepositLiabilitiesTypeTableTextBlock">Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeTableTextBlock" xlink:to="us-gaap_DepositLiabilitiesTypeTableTextBlock" xlink:title="label: DepositLiabilitiesTypeTableTextBlock to us-gaap_DepositLiabilitiesTypeTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositLiabilitiesTypeTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositLiabilitiesTypeTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_DepositLiabilitiesTypeTableTextBlock_lbl1">Deposit Liabilities, Type [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeTableTextBlock" xlink:to="us-gaap_DepositLiabilitiesTypeTableTextBlock_lbl1" xlink:title="label: DepositLiabilitiesTypeTableTextBlock to us-gaap_DepositLiabilitiesTypeTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="OperatingLeaseRightOfUseAsset" xlink:title="OperatingLeaseRightOfUseAsset" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseRightOfUseAsset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLeaseRightOfUseAsset" xml:lang="en-US" id="us-gaap_OperatingLeaseRightOfUseAsset">ROU asset</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseRightOfUseAsset" xlink:to="us-gaap_OperatingLeaseRightOfUseAsset" xlink:title="label: OperatingLeaseRightOfUseAsset to us-gaap_OperatingLeaseRightOfUseAsset" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:label="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:title="OperatingLeaseLiabilitiesPaymentsDueAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract" xml:lang="en-US" id="us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract">Future Minimum Payments for Operating Leases [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:to="us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:title="label: OperatingLeaseLiabilitiesPaymentsDueAbstract to us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_lbl1" xml:lang="en-US" id="us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_lbl1">Lessee, Operating Lease, Liability, to be Paid, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:to="us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_lbl1" xlink:title="label: OperatingLeaseLiabilitiesPaymentsDueAbstract to us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:label="RevenueFromContractWithCustomerExcludingAssessedTax" xlink:title="RevenueFromContractWithCustomerExcludingAssessedTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xml:lang="en-US" id="us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax">Service charges</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueFromContractWithCustomerExcludingAssessedTax" xlink:to="us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:title="label: RevenueFromContractWithCustomerExcludingAssessedTax to us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="RetirementPlanTypeAxis" xlink:title="RetirementPlanTypeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RetirementPlanTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RetirementPlanTypeAxis" xml:lang="en-US" id="us-gaap_RetirementPlanTypeAxis">Retirement Plan Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetirementPlanTypeAxis" xlink:to="us-gaap_RetirementPlanTypeAxis" xlink:title="label: RetirementPlanTypeAxis to us-gaap_RetirementPlanTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="RetirementPlanTypeDomain" xlink:title="RetirementPlanTypeDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RetirementPlanTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RetirementPlanTypeDomain" xml:lang="en-US" id="us-gaap_RetirementPlanTypeDomain">Retirement Plan Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetirementPlanTypeDomain" xlink:to="us-gaap_RetirementPlanTypeDomain" xlink:title="label: RetirementPlanTypeDomain to us-gaap_RetirementPlanTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanNameAxis" xlink:label="RetirementPlanNameAxis" xlink:title="RetirementPlanNameAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RetirementPlanNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RetirementPlanNameAxis" xml:lang="en-US" id="us-gaap_RetirementPlanNameAxis">Retirement Plan Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetirementPlanNameAxis" xlink:to="us-gaap_RetirementPlanNameAxis" xlink:title="label: RetirementPlanNameAxis to us-gaap_RetirementPlanNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanNameDomain" xlink:label="RetirementPlanNameDomain" xlink:title="RetirementPlanNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RetirementPlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RetirementPlanNameDomain" xml:lang="en-US" id="us-gaap_RetirementPlanNameDomain">Retirement Plan Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetirementPlanNameDomain" xlink:to="us-gaap_RetirementPlanNameDomain" xlink:title="label: RetirementPlanNameDomain to us-gaap_RetirementPlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseDescriptionAbstract" xlink:label="LesseeOperatingLeaseDescriptionAbstract" xlink:title="LesseeOperatingLeaseDescriptionAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseDescriptionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeaseDescriptionAbstract" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseDescriptionAbstract">Operating Lease [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseDescriptionAbstract" xlink:to="us-gaap_LesseeOperatingLeaseDescriptionAbstract" xlink:title="label: LesseeOperatingLeaseDescriptionAbstract to us-gaap_LesseeOperatingLeaseDescriptionAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xml:lang="en-US" id="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">Net change in cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_lbl1" xml:lang="en-US" id="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_lbl1">Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_lbl1" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xml:lang="en-US" id="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents">Cash and cash equivalents at end of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1" xml:lang="en-US" id="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1">Cash and cash equivalents at beginning of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2" xml:lang="en-US" id="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2">Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:to="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2" xlink:title="label: CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents to us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeasePayments" xlink:label="OperatingLeasePayments" xlink:title="OperatingLeasePayments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeasePayments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLeasePayments" xml:lang="en-US" id="us-gaap_OperatingLeasePayments">Cash paid for amounts included in the measurement of lease liabilities for operating leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasePayments" xlink:to="us-gaap_OperatingLeasePayments" xlink:title="label: OperatingLeasePayments to us-gaap_OperatingLeasePayments" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:label="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:title="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xml:lang="en-US" id="us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability">ROU assets obtained in exchange for lease liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:to="us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:title="label: RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability to us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="OperatingLeaseWeightedAverageDiscountRatePercent" xlink:title="OperatingLeaseWeightedAverageDiscountRatePercent" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xml:lang="en-US" id="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent">Weighted average discount rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseWeightedAverageDiscountRatePercent" xlink:to="us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:title="label: OperatingLeaseWeightedAverageDiscountRatePercent to us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue">Total future minimum lease payments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="label: LesseeOperatingLeaseLiabilityPaymentsDue to us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_lbl1" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_lbl1">Lessee, Operating Lease, Liability, to be Paid</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_lbl1" xlink:title="label: LesseeOperatingLeaseLiabilityPaymentsDue to us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths">Year ended December 31, 2024</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="label: LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths to us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_lbl1" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_lbl1">Lessee, Operating Lease, Liability, to be Paid, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_lbl1" xlink:title="label: LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths to us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree">Year ended December 31, 2026</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="label: LesseeOperatingLeaseLiabilityPaymentsDueYearThree to us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_lbl1" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_lbl1">Lessee, Operating Lease, Liability, to be Paid, Year Three</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_lbl1" xlink:title="label: LesseeOperatingLeaseLiabilityPaymentsDueYearThree to us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo">Year ended December 31, 2025</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="label: LesseeOperatingLeaseLiabilityPaymentsDueYearTwo to us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_lbl1" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_lbl1">Lessee, Operating Lease, Liability, to be Paid, Year Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_lbl1" xlink:title="label: LesseeOperatingLeaseLiabilityPaymentsDueYearTwo to us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:label="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:title="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock">Future Minimum Lease Payments for Operating Lease</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:title="label: LesseeOperatingLeaseLiabilityMaturityTableTextBlock to us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_lbl1">Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_lbl1" xlink:title="label: LesseeOperatingLeaseLiabilityMaturityTableTextBlock to us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseExpense" xlink:label="OperatingLeaseExpense" xlink:title="OperatingLeaseExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLeaseExpense" xml:lang="en-US" id="us-gaap_OperatingLeaseExpense">Rent expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseExpense" xlink:to="us-gaap_OperatingLeaseExpense" xlink:title="label: OperatingLeaseExpense to us-gaap_OperatingLeaseExpense" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiability" xlink:label="OperatingLeaseLiability" xlink:title="OperatingLeaseLiability" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OperatingLeaseLiability" xml:lang="en-US" id="us-gaap_OperatingLeaseLiability">Present value of net future minimum lease payments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiability" xlink:to="us-gaap_OperatingLeaseLiability" xlink:title="label: OperatingLeaseLiability to us-gaap_OperatingLeaseLiability" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseLiability1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLeaseLiability1" xml:lang="en-US" id="us-gaap_OperatingLeaseLiability1">Operating lease liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiability" xlink:to="us-gaap_OperatingLeaseLiability1" xlink:title="label: OperatingLeaseLiability to us-gaap_OperatingLeaseLiability1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:label="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount">Amounts representing interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="label: LesseeOperatingLeaseLiabilityUndiscountedExcessAmount to us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_lbl1" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_lbl1">Lessee, Operating Lease, Liability, Undiscounted Excess Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_lbl1" xlink:title="label: LesseeOperatingLeaseLiabilityUndiscountedExcessAmount to us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:label="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:title="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xml:lang="en-US" id="us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList">Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:to="us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:title="label: OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList to us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:label="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:title="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xml:lang="en-US" id="us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList">Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:to="us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:title="label: OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList to us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LeaseCostTableTextBlock" xlink:label="LeaseCostTableTextBlock" xlink:title="LeaseCostTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LeaseCostTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LeaseCostTableTextBlock" xml:lang="en-US" id="us-gaap_LeaseCostTableTextBlock">Additional Information Related to Operating Leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LeaseCostTableTextBlock" xlink:to="us-gaap_LeaseCostTableTextBlock" xlink:title="label: LeaseCostTableTextBlock to us-gaap_LeaseCostTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LeaseCostTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LeaseCostTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_LeaseCostTableTextBlock_lbl1">Lease, Cost [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LeaseCostTableTextBlock" xlink:to="us-gaap_LeaseCostTableTextBlock_lbl1" xlink:title="label: LeaseCostTableTextBlock to us-gaap_LeaseCostTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeLeasesPolicyTextBlock" xlink:label="LesseeLeasesPolicyTextBlock" xlink:title="LesseeLeasesPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeLeasesPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LesseeLeasesPolicyTextBlock" xml:lang="en-US" id="us-gaap_LesseeLeasesPolicyTextBlock">Leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeLeasesPolicyTextBlock" xlink:to="us-gaap_LesseeLeasesPolicyTextBlock" xlink:title="label: LesseeLeasesPolicyTextBlock to us-gaap_LesseeLeasesPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeLeasesPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeLeasesPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_LesseeLeasesPolicyTextBlock_lbl1">Lessee, Leases [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeLeasesPolicyTextBlock" xlink:to="us-gaap_LesseeLeasesPolicyTextBlock_lbl1" xlink:title="label: LesseeLeasesPolicyTextBlock to us-gaap_LesseeLeasesPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeasesTextBlock" xlink:label="LesseeOperatingLeasesTextBlock" xlink:title="LesseeOperatingLeasesTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeasesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeasesTextBlock" xml:lang="en-US" id="us-gaap_LesseeOperatingLeasesTextBlock">Leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeasesTextBlock" xlink:to="us-gaap_LesseeOperatingLeasesTextBlock" xlink:title="label: LesseeOperatingLeasesTextBlock to us-gaap_LesseeOperatingLeasesTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CreditLossStatusAxis" xlink:label="CreditLossStatusAxis" xlink:title="CreditLossStatusAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CreditLossStatusAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CreditLossStatusAxis" xml:lang="en-US" id="us-gaap_CreditLossStatusAxis">Credit Loss Status [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditLossStatusAxis" xlink:to="us-gaap_CreditLossStatusAxis" xlink:title="label: CreditLossStatusAxis to us-gaap_CreditLossStatusAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CreditLossStatusDomain" xlink:label="CreditLossStatusDomain" xlink:title="CreditLossStatusDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CreditLossStatusDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CreditLossStatusDomain" xml:lang="en-US" id="us-gaap_CreditLossStatusDomain">Credit Loss Status [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditLossStatusDomain" xlink:to="us-gaap_CreditLossStatusDomain" xlink:title="label: CreditLossStatusDomain to us-gaap_CreditLossStatusDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:label="OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:title="OperatingLeaseWeightedAverageRemainingLeaseTerm1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xml:lang="en-US" id="us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1">Weighted average remaining lease term in months</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:to="us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:title="label: OperatingLeaseWeightedAverageRemainingLeaseTerm1 to us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseRenewalTerm" xlink:label="LesseeOperatingLeaseRenewalTerm" xlink:title="LesseeOperatingLeaseRenewalTerm" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LesseeOperatingLeaseRenewalTerm" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LesseeOperatingLeaseRenewalTerm" xml:lang="en-US" id="us-gaap_LesseeOperatingLeaseRenewalTerm">Operating lease, extension term</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseRenewalTerm" xlink:to="us-gaap_LesseeOperatingLeaseRenewalTerm" xlink:title="label: LesseeOperatingLeaseRenewalTerm to us-gaap_LesseeOperatingLeaseRenewalTerm" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:label="FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:title="FinancialAssetAcquiredWithCreditDeteriorationMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember" xml:lang="en-US" id="us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember">Purchased Credit Impaired Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:to="us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:title="label: FinancialAssetAcquiredWithCreditDeteriorationMember to us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:label="EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:title="EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xml:lang="en-US" id="us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount">Tax effect of stock-based compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:to="us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:title="label: EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount to us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock" xlink:label="DebtSecuritiesAvailableForSaleTableTextBlock" xlink:title="DebtSecuritiesAvailableForSaleTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock">Available-for-Sale Investment Securities Portfolios</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleTableTextBlock" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock" xlink:title="label: DebtSecuritiesAvailableForSaleTableTextBlock to us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">Less than 12 months, unrealized losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="label: DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss to us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_lbl1" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_lbl1">Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss to us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss">More than 12 months, unrealized losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="label: DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss to us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_lbl1" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_lbl1">Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss to us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueFromContractWithCustomerPolicyTextBlock" xlink:label="RevenueFromContractWithCustomerPolicyTextBlock" xlink:title="RevenueFromContractWithCustomerPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RevenueFromContractWithCustomerPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_RevenueFromContractWithCustomerPolicyTextBlock" xml:lang="en-US" id="us-gaap_RevenueFromContractWithCustomerPolicyTextBlock">Revenue Recognition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueFromContractWithCustomerPolicyTextBlock" xlink:to="us-gaap_RevenueFromContractWithCustomerPolicyTextBlock" xlink:title="label: RevenueFromContractWithCustomerPolicyTextBlock to us-gaap_RevenueFromContractWithCustomerPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_lbl1">Revenue from Contract with Customer [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueFromContractWithCustomerPolicyTextBlock" xlink:to="us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_lbl1" xlink:title="label: RevenueFromContractWithCustomerPolicyTextBlock to us-gaap_RevenueFromContractWithCustomerPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="DebtSecuritiesAvailableForSaleTable" xlink:title="DebtSecuritiesAvailableForSaleTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleTable" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleTable">Debt Securities, Available-for-sale [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:title="label: DebtSecuritiesAvailableForSaleTable to us-gaap_DebtSecuritiesAvailableForSaleTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralMember" xlink:label="AssetPledgedAsCollateralMember" xlink:title="AssetPledgedAsCollateralMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AssetPledgedAsCollateralMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AssetPledgedAsCollateralMember" xml:lang="en-US" id="us-gaap_AssetPledgedAsCollateralMember">Asset Pledged as Collateral [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetPledgedAsCollateralMember" xlink:to="us-gaap_AssetPledgedAsCollateralMember" xlink:title="label: AssetPledgedAsCollateralMember to us-gaap_AssetPledgedAsCollateralMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months">Less than 12 months, fair value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:title="label: DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months to us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger">More than 12 months, fair value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:title="label: DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger to us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition">Total, fair value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:title="label: DebtSecuritiesAvailableForSaleUnrealizedLossPosition to us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_lbl1" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_lbl1">Debt Securities, Available-for-Sale, Unrealized Loss Position</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleUnrealizedLossPosition to us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss">Total, unrealized losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:title="label: DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss to us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_lbl1" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_lbl1">Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss to us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock">Securities in Continuous Unrealized Loss Position</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:title="label: DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock to us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_lbl1">Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock to us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueNotFromContractWithCustomer" xlink:label="RevenueNotFromContractWithCustomer" xlink:title="RevenueNotFromContractWithCustomer" />
    <link:label xlink:type="resource" xlink:label="us-gaap_RevenueNotFromContractWithCustomer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_RevenueNotFromContractWithCustomer" xml:lang="en-US" id="us-gaap_RevenueNotFromContractWithCustomer">Grants</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueNotFromContractWithCustomer" xlink:to="us-gaap_RevenueNotFromContractWithCustomer" xlink:title="label: RevenueNotFromContractWithCustomer to us-gaap_RevenueNotFromContractWithCustomer" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossAndFee" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee" xml:lang="en-US" id="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee">Gross loans receivable before deferred loan costs and premiums</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:to="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:title="label: FinancingReceivableBeforeAllowanceForCreditLossAndFee to us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee_lbl1">Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:to="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee_lbl1" xlink:title="label: FinancingReceivableBeforeAllowanceForCreditLossAndFee to us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingStandardsUpdate201613Member" xlink:label="AccountingStandardsUpdate201613Member" xlink:title="AccountingStandardsUpdate201613Member" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccountingStandardsUpdate201613Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccountingStandardsUpdate201613Member" xml:lang="en-US" id="us-gaap_AccountingStandardsUpdate201613Member">ASU 2016-13 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountingStandardsUpdate201613Member" xlink:to="us-gaap_AccountingStandardsUpdate201613Member" xlink:title="label: AccountingStandardsUpdate201613Member to us-gaap_AccountingStandardsUpdate201613Member" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffBalanceSheetCreditLossLiability" xlink:label="OffBalanceSheetCreditLossLiability" xlink:title="OffBalanceSheetCreditLossLiability" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffBalanceSheetCreditLossLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OffBalanceSheetCreditLossLiability" xml:lang="en-US" id="us-gaap_OffBalanceSheetCreditLossLiability">Allowance for off-balance sheet commitments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffBalanceSheetCreditLossLiability" xlink:to="us-gaap_OffBalanceSheetCreditLossLiability" xlink:title="label: OffBalanceSheetCreditLossLiability to us-gaap_OffBalanceSheetCreditLossLiability" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffBalanceSheetCreditLossLiability1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OffBalanceSheetCreditLossLiability1" xml:lang="en-US" id="us-gaap_OffBalanceSheetCreditLossLiability1">Allowance for credit losses on off-balance sheet exposures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffBalanceSheetCreditLossLiability" xlink:to="us-gaap_OffBalanceSheetCreditLossLiability1" xlink:title="label: OffBalanceSheetCreditLossLiability to us-gaap_OffBalanceSheetCreditLossLiability1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear" xlink:label="FinancingReceivableOriginatedInCurrentFiscalYear" xlink:title="FinancingReceivableOriginatedInCurrentFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear">2023</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedInCurrentFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear" xlink:title="label: FinancingReceivableOriginatedInCurrentFiscalYear to us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear_lbl1">Financing Receivable, Year One, Originated, Current Fiscal Year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedInCurrentFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear_lbl1" xlink:title="label: FinancingReceivableOriginatedInCurrentFiscalYear to us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRevolving" xlink:label="FinancingReceivableRevolving" xlink:title="FinancingReceivableRevolving" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRevolving" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableRevolving" xml:lang="en-US" id="us-gaap_FinancingReceivableRevolving">Revolving Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRevolving" xlink:to="us-gaap_FinancingReceivableRevolving" xlink:title="label: FinancingReceivableRevolving to us-gaap_FinancingReceivableRevolving" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableRevolving_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableRevolving_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableRevolving_lbl1">Financing Receivable, Revolving</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRevolving" xlink:to="us-gaap_FinancingReceivableRevolving_lbl1" xlink:title="label: FinancingReceivableRevolving to us-gaap_FinancingReceivableRevolving_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:label="OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:title="OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xml:lang="en-US" id="us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal">Recovery of credit losses for off-balance sheet commitments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:to="us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:title="label: OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal to us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesHeldToMaturityNonaccrual" xlink:label="DebtSecuritiesHeldToMaturityNonaccrual" xlink:title="DebtSecuritiesHeldToMaturityNonaccrual" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesHeldToMaturityNonaccrual" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesHeldToMaturityNonaccrual" xml:lang="en-US" id="us-gaap_DebtSecuritiesHeldToMaturityNonaccrual">Securities in nonaccrual status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesHeldToMaturityNonaccrual" xlink:to="us-gaap_DebtSecuritiesHeldToMaturityNonaccrual" xlink:title="label: DebtSecuritiesHeldToMaturityNonaccrual to us-gaap_DebtSecuritiesHeldToMaturityNonaccrual" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:label="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:title="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xml:lang="en-US" id="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium">Accretion</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:to="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:title="label: FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium to us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium_lbl1">Financing Receivable, Purchased with Credit Deterioration, Discount (Premium)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:to="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium_lbl1" xlink:title="label: FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium to us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:label="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:title="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss">Allowance for credit losses on available-for-sale securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:title="label: DebtSecuritiesAvailableForSaleAllowanceForCreditLoss to us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:label="DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:title="DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice">Securities purchased with deterioration in credit quality</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:to="us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:title="label: DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice to us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear">2022</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:title="label: FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_lbl1">Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_lbl1" xlink:title="label: FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear">2021</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:title="label: FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_lbl1">Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_lbl1" xlink:title="label: FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear">2020</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:title="label: FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_lbl1">Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_lbl1" xlink:title="label: FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear">2019</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:title="label: FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_lbl1">Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_lbl1" xlink:title="label: FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear">Prior</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:title="label: FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_lbl1">Financing Receivable, Originated, More than Five Years before Current Fiscal Year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:to="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_lbl1" xlink:title="label: FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear to us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:label="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:title="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xml:lang="en-US" id="us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount">Unamortized net deferred loan costs and premiums</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:to="us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:title="label: FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount to us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_lbl1">Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:to="us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_lbl1" xlink:title="label: FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount to us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:label="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:title="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xml:lang="en-US" id="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract">Discount on Purchased Credit Deteriorated Loans [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:to="us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:title="label: FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract to us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:label="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:title="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList">Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:title="label: DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList to us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:label="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:title="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss">Accrued interest receivable on securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:title="label: DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss to us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingStandardsUpdateExtensibleList" xlink:label="AccountingStandardsUpdateExtensibleList" xlink:title="AccountingStandardsUpdateExtensibleList" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AccountingStandardsUpdateExtensibleList" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccountingStandardsUpdateExtensibleList" xml:lang="en-US" id="us-gaap_AccountingStandardsUpdateExtensibleList">Accounting Standards Update [Extensible Enumeration]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountingStandardsUpdateExtensibleList" xlink:to="us-gaap_AccountingStandardsUpdateExtensibleList" xlink:title="label: AccountingStandardsUpdateExtensibleList to us-gaap_AccountingStandardsUpdateExtensibleList" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusAxis" xlink:label="PledgedStatusAxis" xlink:title="PledgedStatusAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PledgedStatusAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PledgedStatusAxis" xml:lang="en-US" id="us-gaap_PledgedStatusAxis">Pledged Status [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PledgedStatusAxis" xlink:to="us-gaap_PledgedStatusAxis" xlink:title="label: PledgedStatusAxis to us-gaap_PledgedStatusAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain" xlink:title="PledgedStatusDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PledgedStatusDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PledgedStatusDomain" xml:lang="en-US" id="us-gaap_PledgedStatusDomain">Pledged Status [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PledgedStatusDomain" xlink:to="us-gaap_PledgedStatusDomain" xlink:title="label: PledgedStatusDomain to us-gaap_PledgedStatusDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralWithoutRightMember" xlink:label="AssetPledgedAsCollateralWithoutRightMember" xlink:title="AssetPledgedAsCollateralWithoutRightMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AssetPledgedAsCollateralWithoutRightMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AssetPledgedAsCollateralWithoutRightMember" xml:lang="en-US" id="us-gaap_AssetPledgedAsCollateralWithoutRightMember">Asset Pledged as Collateral without Right [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetPledgedAsCollateralWithoutRightMember" xlink:to="us-gaap_AssetPledgedAsCollateralWithoutRightMember" xlink:title="label: AssetPledgedAsCollateralWithoutRightMember to us-gaap_AssetPledgedAsCollateralWithoutRightMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetNotPastDueMember" xlink:label="FinancialAssetNotPastDueMember" xlink:title="FinancialAssetNotPastDueMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialAssetNotPastDueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancialAssetNotPastDueMember" xml:lang="en-US" id="us-gaap_FinancialAssetNotPastDueMember">Current [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialAssetNotPastDueMember" xlink:to="us-gaap_FinancialAssetNotPastDueMember" xlink:title="label: FinancialAssetNotPastDueMember to us-gaap_FinancialAssetNotPastDueMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetPastDueMember" xlink:label="FinancialAssetPastDueMember" xlink:title="FinancialAssetPastDueMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialAssetPastDueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancialAssetPastDueMember" xml:lang="en-US" id="us-gaap_FinancialAssetPastDueMember">Total Past Due [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialAssetPastDueMember" xlink:to="us-gaap_FinancialAssetPastDueMember" xlink:title="label: FinancialAssetPastDueMember to us-gaap_FinancialAssetPastDueMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialAssetPastDueMember1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_FinancialAssetPastDueMember1" xml:lang="en-US" id="us-gaap_FinancialAssetPastDueMember1">Delinquent [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialAssetPastDueMember" xlink:to="us-gaap_FinancialAssetPastDueMember1" xlink:title="label: FinancialAssetPastDueMember to us-gaap_FinancialAssetPastDueMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:label="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:title="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xml:lang="en-US" id="us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract">Debt Securities Available-for-Sale, Unrealized Loss Position [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:to="us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:title="label: DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract to us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xml:lang="en-US" id="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract">Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:to="us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:title="label: FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract to us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeAxis" xlink:label="PledgingPurposeAxis" xlink:title="PledgingPurposeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PledgingPurposeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PledgingPurposeAxis" xml:lang="en-US" id="us-gaap_PledgingPurposeAxis">Pledging Purpose [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PledgingPurposeAxis" xlink:to="us-gaap_PledgingPurposeAxis" xlink:title="label: PledgingPurposeAxis to us-gaap_PledgingPurposeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain" xlink:title="PledgingPurposeDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PledgingPurposeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PledgingPurposeDomain" xml:lang="en-US" id="us-gaap_PledgingPurposeDomain">Pledging Purpose [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PledgingPurposeDomain" xlink:to="us-gaap_PledgingPurposeDomain" xlink:title="label: PledgingPurposeDomain to us-gaap_PledgingPurposeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RegulatoryCapitalRequirementsAbstract" xlink:label="RegulatoryCapitalRequirementsAbstract" xlink:title="RegulatoryCapitalRequirementsAbstract" />
    <link:label xlink:type="resource" xlink:label="srt_RegulatoryCapitalRequirementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_RegulatoryCapitalRequirementsAbstract" xml:lang="en-US" id="srt_RegulatoryCapitalRequirementsAbstract">Regulatory Matters [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryCapitalRequirementsAbstract" xlink:to="srt_RegulatoryCapitalRequirementsAbstract" xlink:title="label: RegulatoryCapitalRequirementsAbstract to srt_RegulatoryCapitalRequirementsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:label xlink:type="resource" xlink:label="srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_TitleOfIndividualWithRelationshipToEntityDomain" xml:lang="en-US" id="srt_TitleOfIndividualWithRelationshipToEntityDomain">Relationship to Entity [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="label: TitleOfIndividualWithRelationshipToEntityDomain to srt_TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_NameOfMajorCustomerDomain" xlink:label="NameOfMajorCustomerDomain" xlink:title="NameOfMajorCustomerDomain" />
    <link:label xlink:type="resource" xlink:label="srt_NameOfMajorCustomerDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_NameOfMajorCustomerDomain" xml:lang="en-US" id="srt_NameOfMajorCustomerDomain">Customer [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NameOfMajorCustomerDomain" xlink:to="srt_NameOfMajorCustomerDomain" xlink:title="label: NameOfMajorCustomerDomain to srt_NameOfMajorCustomerDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_DirectorMember" xlink:label="DirectorMember" xlink:title="DirectorMember" />
    <link:label xlink:type="resource" xlink:label="srt_DirectorMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_DirectorMember" xml:lang="en-US" id="srt_DirectorMember">Directors [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DirectorMember" xlink:to="srt_DirectorMember" xlink:title="label: DirectorMember to srt_DirectorMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ParentCompanyMember" xlink:label="ParentCompanyMember" xlink:title="ParentCompanyMember" />
    <link:label xlink:type="resource" xlink:label="srt_ParentCompanyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="srt_ParentCompanyMember" xml:lang="en-US" id="srt_ParentCompanyMember">Broadway Financial Corporation [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParentCompanyMember" xlink:to="srt_ParentCompanyMember" xlink:title="label: ParentCompanyMember to srt_ParentCompanyMember" />
    <link:label xlink:type="resource" xlink:label="srt_ParentCompanyMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_ParentCompanyMember_lbl1" xml:lang="en-US" id="srt_ParentCompanyMember_lbl1">Parent Company [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParentCompanyMember" xlink:to="srt_ParentCompanyMember_lbl1" xlink:title="label: ParentCompanyMember to srt_ParentCompanyMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MajorCustomersAxis" xlink:label="MajorCustomersAxis" xlink:title="MajorCustomersAxis" />
    <link:label xlink:type="resource" xlink:label="srt_MajorCustomersAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_MajorCustomersAxis" xml:lang="en-US" id="srt_MajorCustomersAxis">Customer [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MajorCustomersAxis" xlink:to="srt_MajorCustomersAxis" xlink:title="label: MajorCustomersAxis to srt_MajorCustomersAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:title="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xml:lang="en-US" id="srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">Parent Company Only Condensed Financial Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:title="label: CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract to srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:label xlink:type="resource" xlink:label="srt_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_RangeAxis" xml:lang="en-US" id="srt_RangeAxis">Statistical Measurement [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeAxis" xlink:to="srt_RangeAxis" xlink:title="label: RangeAxis to srt_RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:label xlink:type="resource" xlink:label="srt_RangeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_RangeMember" xml:lang="en-US" id="srt_RangeMember">Statistical Measurement [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeMember" xlink:to="srt_RangeMember" xlink:title="label: RangeMember to srt_RangeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:label xlink:type="resource" xlink:label="srt_MaximumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_MaximumMember" xml:lang="en-US" id="srt_MaximumMember">Maximum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="srt_MaximumMember" xlink:title="label: MaximumMember to srt_MaximumMember" />
    <link:label xlink:type="resource" xlink:label="srt_MaximumMember1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="srt_MaximumMember1" xml:lang="en-US" id="srt_MaximumMember1">Maximum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="srt_MaximumMember1" xlink:title="label: MaximumMember to srt_MaximumMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:label xlink:type="resource" xlink:label="srt_MinimumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_MinimumMember" xml:lang="en-US" id="srt_MinimumMember">Minimum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="srt_MinimumMember" xlink:title="label: MinimumMember to srt_MinimumMember" />
    <link:label xlink:type="resource" xlink:label="srt_MinimumMember1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="srt_MinimumMember1" xml:lang="en-US" id="srt_MinimumMember1">Minimum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="srt_MinimumMember1" xlink:title="label: MinimumMember to srt_MinimumMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:label="ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:title="ScheduleOfCondensedBalanceSheetTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xml:lang="en-US" id="srt_ScheduleOfCondensedBalanceSheetTableTextBlock">Condensed Balance Sheet</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:to="srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:title="label: ScheduleOfCondensedBalanceSheetTableTextBlock to srt_ScheduleOfCondensedBalanceSheetTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:title="ScheduleOfCondensedIncomeStatementTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xml:lang="en-US" id="srt_ScheduleOfCondensedIncomeStatementTableTextBlock">Condensed Statements of Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:to="srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:title="label: ScheduleOfCondensedIncomeStatementTableTextBlock to srt_ScheduleOfCondensedIncomeStatementTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:title="ScheduleOfCondensedCashFlowStatementTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xml:lang="en-US" id="srt_ScheduleOfCondensedCashFlowStatementTableTextBlock">Condensed Statements of Cash Flows</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:to="srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:title="label: ScheduleOfCondensedCashFlowStatementTableTextBlock to srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CounterpartyNameAxis" xlink:label="CounterpartyNameAxis" xlink:title="CounterpartyNameAxis" />
    <link:label xlink:type="resource" xlink:label="srt_CounterpartyNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CounterpartyNameAxis" xml:lang="en-US" id="srt_CounterpartyNameAxis">Counterparty Name [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CounterpartyNameAxis" xlink:to="srt_CounterpartyNameAxis" xlink:title="label: CounterpartyNameAxis to srt_CounterpartyNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RepurchaseAgreementCounterpartyNameDomain" xlink:label="RepurchaseAgreementCounterpartyNameDomain" xlink:title="RepurchaseAgreementCounterpartyNameDomain" />
    <link:label xlink:type="resource" xlink:label="srt_RepurchaseAgreementCounterpartyNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_RepurchaseAgreementCounterpartyNameDomain" xml:lang="en-US" id="srt_RepurchaseAgreementCounterpartyNameDomain">Counterparty Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepurchaseAgreementCounterpartyNameDomain" xlink:to="srt_RepurchaseAgreementCounterpartyNameDomain" xlink:title="label: RepurchaseAgreementCounterpartyNameDomain to srt_RepurchaseAgreementCounterpartyNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:title="CondensedBalanceSheetStatementsCaptionsLineItems" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedBalanceSheetStatementsCaptionsLineItems" xml:lang="en-US" id="srt_CondensedBalanceSheetStatementsCaptionsLineItems">Condensed Balance Sheet Statements, Captions [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:title="label: CondensedBalanceSheetStatementsCaptionsLineItems to srt_CondensedBalanceSheetStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="CondensedIncomeStatementsCaptionsLineItems" xlink:title="CondensedIncomeStatementsCaptionsLineItems" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedIncomeStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedIncomeStatementsCaptionsLineItems" xml:lang="en-US" id="srt_CondensedIncomeStatementsCaptionsLineItems">Condensed Income Statements, Captions [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="srt_CondensedIncomeStatementsCaptionsLineItems" xlink:title="label: CondensedIncomeStatementsCaptionsLineItems to srt_CondensedIncomeStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:label="CondensedCashFlowStatementsCaptionsLineItems" xlink:title="CondensedCashFlowStatementsCaptionsLineItems" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedCashFlowStatementsCaptionsLineItems" xml:lang="en-US" id="srt_CondensedCashFlowStatementsCaptionsLineItems">Condensed Cash Flow Statements, Captions [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:title="label: CondensedCashFlowStatementsCaptionsLineItems to srt_CondensedCashFlowStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
    <link:label xlink:type="resource" xlink:label="srt_TitleOfIndividualAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_TitleOfIndividualAxis" xml:lang="en-US" id="srt_TitleOfIndividualAxis">Title of Individual [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TitleOfIndividualAxis" xlink:to="srt_TitleOfIndividualAxis" xlink:title="label: TitleOfIndividualAxis to srt_TitleOfIndividualAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="CondensedBalanceSheetStatementTable" xlink:title="CondensedBalanceSheetStatementTable" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedBalanceSheetStatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedBalanceSheetStatementTable" xml:lang="en-US" id="srt_CondensedBalanceSheetStatementTable">Condensed Balance Sheet Statement [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedBalanceSheetStatementTable" xlink:to="srt_CondensedBalanceSheetStatementTable" xlink:title="label: CondensedBalanceSheetStatementTable to srt_CondensedBalanceSheetStatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedCashFlowStatementTable" xlink:label="CondensedCashFlowStatementTable" xlink:title="CondensedCashFlowStatementTable" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedCashFlowStatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedCashFlowStatementTable" xml:lang="en-US" id="srt_CondensedCashFlowStatementTable">Condensed Cash Flow Statement [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedCashFlowStatementTable" xlink:to="srt_CondensedCashFlowStatementTable" xlink:title="label: CondensedCashFlowStatementTable to srt_CondensedCashFlowStatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedIncomeStatementTable" xlink:label="CondensedIncomeStatementTable" xlink:title="CondensedIncomeStatementTable" />
    <link:label xlink:type="resource" xlink:label="srt_CondensedIncomeStatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CondensedIncomeStatementTable" xml:lang="en-US" id="srt_CondensedIncomeStatementTable">Condensed Income Statement [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CondensedIncomeStatementTable" xlink:to="srt_CondensedIncomeStatementTable" xlink:title="label: CondensedIncomeStatementTable to srt_CondensedIncomeStatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="ConsolidatedEntitiesAxis" xlink:title="ConsolidatedEntitiesAxis" />
    <link:label xlink:type="resource" xlink:label="srt_ConsolidatedEntitiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_ConsolidatedEntitiesAxis" xml:lang="en-US" id="srt_ConsolidatedEntitiesAxis">Consolidated Entities [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedEntitiesAxis" xlink:to="srt_ConsolidatedEntitiesAxis" xlink:title="label: ConsolidatedEntitiesAxis to srt_ConsolidatedEntitiesAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain" xlink:title="ConsolidatedEntitiesDomain" />
    <link:label xlink:type="resource" xlink:label="srt_ConsolidatedEntitiesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_ConsolidatedEntitiesDomain" xml:lang="en-US" id="srt_ConsolidatedEntitiesDomain">Consolidated Entities [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedEntitiesDomain" xlink:to="srt_ConsolidatedEntitiesDomain" xlink:title="label: ConsolidatedEntitiesDomain to srt_ConsolidatedEntitiesDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_OwnershipAxis" xlink:label="OwnershipAxis" xlink:title="OwnershipAxis" />
    <link:label xlink:type="resource" xlink:label="srt_OwnershipAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_OwnershipAxis" xml:lang="en-US" id="srt_OwnershipAxis">Ownership [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OwnershipAxis" xlink:to="srt_OwnershipAxis" xlink:title="label: OwnershipAxis to srt_OwnershipAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_OwnershipDomain" xlink:label="OwnershipDomain" xlink:title="OwnershipDomain" />
    <link:label xlink:type="resource" xlink:label="srt_OwnershipDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_OwnershipDomain" xml:lang="en-US" id="srt_OwnershipDomain">Ownership [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OwnershipDomain" xlink:to="srt_OwnershipDomain" xlink:title="label: OwnershipDomain to srt_OwnershipDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:label="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="CumulativeEffectPeriodOfAdoptionAxis" />
    <link:label xlink:type="resource" xlink:label="srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CumulativeEffectPeriodOfAdoptionAxis" xml:lang="en-US" id="srt_CumulativeEffectPeriodOfAdoptionAxis">Cumulative Effect, Period of Adoption [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:title="label: CumulativeEffectPeriodOfAdoptionAxis to srt_CumulativeEffectPeriodOfAdoptionAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:label xlink:type="resource" xlink:label="srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CumulativeEffectPeriodOfAdoptionDomain" xml:lang="en-US" id="srt_CumulativeEffectPeriodOfAdoptionDomain">Cumulative Effect, Period of Adoption [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:title="label: CumulativeEffectPeriodOfAdoptionDomain to srt_CumulativeEffectPeriodOfAdoptionDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustmentMember" />
    <link:label xlink:type="resource" xlink:label="srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xml:lang="en-US" id="srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember">Cumulative Effect, Period of Adoption, Adjustment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:to="srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="label: CumulativeEffectPeriodOfAdoptionAdjustmentMember to srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" />
    <link:label xlink:type="resource" xlink:label="srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember1" xml:lang="en-US" id="srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember1">Impact of CECL Adoption [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:to="srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember1" xlink:title="label: CumulativeEffectPeriodOfAdoptionAdjustmentMember to srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" />
    <link:label xlink:type="resource" xlink:label="srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xml:lang="en-US" id="srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember">Cumulative Effect, Period of Adoption, Adjusted Balance [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:to="srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="label: CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember to srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" />
    <link:label xlink:type="resource" xlink:label="srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember1" xml:lang="en-US" id="srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember1">As Reported Under CECL [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:to="srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember1" xlink:title="label: CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember to srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
    <link:label xlink:type="resource" xlink:label="dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CoverAbstract" xml:lang="en-US" id="dei_CoverAbstract">Cover [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CoverAbstract" xlink:to="dei_CoverAbstract" xlink:title="label: CoverAbstract to dei_CoverAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationTable" xlink:label="DocumentInformationTable" xlink:title="DocumentInformationTable" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentInformationTable" xml:lang="en-US" id="dei_DocumentInformationTable">Document Information [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentInformationTable" xlink:to="dei_DocumentInformationTable" xlink:title="label: DocumentInformationTable to dei_DocumentInformationTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationLineItems" xlink:label="DocumentInformationLineItems" xlink:title="DocumentInformationLineItems" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentInformationLineItems" xml:lang="en-US" id="dei_DocumentInformationLineItems">Document Information [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentInformationLineItems" xlink:to="dei_DocumentInformationLineItems" xlink:title="label: DocumentInformationLineItems to dei_DocumentInformationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentType" xml:lang="en-US" id="dei_DocumentType">Document Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentType" xlink:to="dei_DocumentType" xlink:title="label: DocumentType to dei_DocumentType" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAnnualReport" xlink:label="DocumentAnnualReport" xlink:title="DocumentAnnualReport" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentAnnualReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentAnnualReport" xml:lang="en-US" id="dei_DocumentAnnualReport">Document Annual Report</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport" xlink:title="label: DocumentAnnualReport to dei_DocumentAnnualReport" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentTransitionReport" xlink:label="DocumentTransitionReport" xlink:title="DocumentTransitionReport" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentTransitionReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentTransitionReport" xml:lang="en-US" id="dei_DocumentTransitionReport">Document Transition Report</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport" xlink:title="label: DocumentTransitionReport to dei_DocumentTransitionReport" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFinStmtErrorCorrectionFlag" xlink:label="DocumentFinStmtErrorCorrectionFlag" xlink:title="DocumentFinStmtErrorCorrectionFlag" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFinStmtErrorCorrectionFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFinStmtErrorCorrectionFlag" xml:lang="en-US" id="dei_DocumentFinStmtErrorCorrectionFlag">Document Financial Statement Error Correction [Flag]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFinStmtErrorCorrectionFlag" xlink:to="dei_DocumentFinStmtErrorCorrectionFlag" xlink:title="label: DocumentFinStmtErrorCorrectionFlag to dei_DocumentFinStmtErrorCorrectionFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInteractiveDataCurrent" xlink:label="EntityInteractiveDataCurrent" xlink:title="EntityInteractiveDataCurrent" />
    <link:label xlink:type="resource" xlink:label="dei_EntityInteractiveDataCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityInteractiveDataCurrent" xml:lang="en-US" id="dei_EntityInteractiveDataCurrent">Entity Interactive Data Current</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent" xlink:title="label: EntityInteractiveDataCurrent to dei_EntityInteractiveDataCurrent" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AmendmentFlag" xml:lang="en-US" id="dei_AmendmentFlag">Amendment Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="dei_AmendmentFlag" xlink:title="label: AmendmentFlag to dei_AmendmentFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_IcfrAuditorAttestationFlag" xlink:label="IcfrAuditorAttestationFlag" xlink:title="IcfrAuditorAttestationFlag" />
    <link:label xlink:type="resource" xlink:label="dei_IcfrAuditorAttestationFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_IcfrAuditorAttestationFlag" xml:lang="en-US" id="dei_IcfrAuditorAttestationFlag">ICFR Auditor Attestation Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IcfrAuditorAttestationFlag" xlink:to="dei_IcfrAuditorAttestationFlag" xlink:title="label: IcfrAuditorAttestationFlag to dei_IcfrAuditorAttestationFlag" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalYearFocus" xml:lang="en-US" id="dei_DocumentFiscalYearFocus">Document Fiscal Year Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus" xlink:title="label: DocumentFiscalYearFocus to dei_DocumentFiscalYearFocus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalPeriodFocus" xml:lang="en-US" id="dei_DocumentFiscalPeriodFocus">Document Fiscal Period Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus" xlink:title="label: DocumentFiscalPeriodFocus to dei_DocumentFiscalPeriodFocus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentPeriodEndDate" xml:lang="en-US" id="dei_DocumentPeriodEndDate">Document Period End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate" xlink:title="label: DocumentPeriodEndDate to dei_DocumentPeriodEndDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:label xlink:type="resource" xlink:label="dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityRegistrantName" xml:lang="en-US" id="dei_EntityRegistrantName">Entity Registrant Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityRegistrantName" xlink:to="dei_EntityRegistrantName" xlink:title="label: EntityRegistrantName to dei_EntityRegistrantName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCentralIndexKey" xml:lang="en-US" id="dei_EntityCentralIndexKey">Entity Central Index Key</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey" xlink:title="label: EntityCentralIndexKey to dei_EntityCentralIndexKey" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityFileNumber" xml:lang="en-US" id="dei_EntityFileNumber">Entity File Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFileNumber" xlink:to="dei_EntityFileNumber" xlink:title="label: EntityFileNumber to dei_EntityFileNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityTaxIdentificationNumber" xml:lang="en-US" id="dei_EntityTaxIdentificationNumber">Entity Tax Identification Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber" xlink:title="label: EntityTaxIdentificationNumber to dei_EntityTaxIdentificationNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityIncorporationStateCountryCode" xml:lang="en-US" id="dei_EntityIncorporationStateCountryCode">Entity Incorporation, State or Country Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode" xlink:title="label: EntityIncorporationStateCountryCode to dei_EntityIncorporationStateCountryCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate" />
    <link:label xlink:type="resource" xlink:label="dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CurrentFiscalYearEndDate" xml:lang="en-US" id="dei_CurrentFiscalYearEndDate">Current Fiscal Year End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate" xlink:title="label: CurrentFiscalYearEndDate to dei_CurrentFiscalYearEndDate" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="EntityWellKnownSeasonedIssuer" xlink:title="EntityWellKnownSeasonedIssuer" />
    <link:label xlink:type="resource" xlink:label="dei_EntityWellKnownSeasonedIssuer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityWellKnownSeasonedIssuer" xml:lang="en-US" id="dei_EntityWellKnownSeasonedIssuer">Entity Well-known Seasoned Issuer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer" xlink:title="label: EntityWellKnownSeasonedIssuer to dei_EntityWellKnownSeasonedIssuer" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityVoluntaryFilers" xlink:label="EntityVoluntaryFilers" xlink:title="EntityVoluntaryFilers" />
    <link:label xlink:type="resource" xlink:label="dei_EntityVoluntaryFilers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityVoluntaryFilers" xml:lang="en-US" id="dei_EntityVoluntaryFilers">Entity Voluntary Filers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers" xlink:title="label: EntityVoluntaryFilers to dei_EntityVoluntaryFilers" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCurrentReportingStatus" xml:lang="en-US" id="dei_EntityCurrentReportingStatus">Entity Current Reporting Status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus" xlink:title="label: EntityCurrentReportingStatus to dei_EntityCurrentReportingStatus" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityShellCompany" xlink:label="EntityShellCompany" xlink:title="EntityShellCompany" />
    <link:label xlink:type="resource" xlink:label="dei_EntityShellCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityShellCompany" xml:lang="en-US" id="dei_EntityShellCompany">Entity Shell Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityShellCompany" xlink:to="dei_EntityShellCompany" xlink:title="label: EntityShellCompany to dei_EntityShellCompany" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory" />
    <link:label xlink:type="resource" xlink:label="dei_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityFilerCategory" xml:lang="en-US" id="dei_EntityFilerCategory">Entity Filer Category</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFilerCategory" xlink:to="dei_EntityFilerCategory" xlink:title="label: EntityFilerCategory to dei_EntityFilerCategory" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntitySmallBusiness" xlink:label="EntitySmallBusiness" xlink:title="EntitySmallBusiness" />
    <link:label xlink:type="resource" xlink:label="dei_EntitySmallBusiness" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntitySmallBusiness" xml:lang="en-US" id="dei_EntitySmallBusiness">Entity Small Business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness" xlink:title="label: EntitySmallBusiness to dei_EntitySmallBusiness" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:label xlink:type="resource" xlink:label="dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityEmergingGrowthCompany" xml:lang="en-US" id="dei_EntityEmergingGrowthCompany">Entity Emerging Growth Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany" xlink:title="label: EntityEmergingGrowthCompany to dei_EntityEmergingGrowthCompany" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPublicFloat" xlink:label="EntityPublicFloat" xlink:title="EntityPublicFloat" />
    <link:label xlink:type="resource" xlink:label="dei_EntityPublicFloat" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityPublicFloat" xml:lang="en-US" id="dei_EntityPublicFloat">Entity Public Float</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityPublicFloat" xlink:to="dei_EntityPublicFloat" xlink:title="label: EntityPublicFloat to dei_EntityPublicFloat" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine1" xml:lang="en-US" id="dei_EntityAddressAddressLine1">Entity Address, Address Line One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1" xlink:title="label: EntityAddressAddressLine1 to dei_EntityAddressAddressLine1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressCityOrTown" xml:lang="en-US" id="dei_EntityAddressCityOrTown">Entity Address, City or Town</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown" xlink:title="label: EntityAddressCityOrTown to dei_EntityAddressCityOrTown" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressStateOrProvince" xml:lang="en-US" id="dei_EntityAddressStateOrProvince">Entity Address, State or Province</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince" xlink:title="label: EntityAddressStateOrProvince to dei_EntityAddressStateOrProvince" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressPostalZipCode" xml:lang="en-US" id="dei_EntityAddressPostalZipCode">Entity Address, Postal Zip Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode" xlink:title="label: EntityAddressPostalZipCode to dei_EntityAddressPostalZipCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:label xlink:type="resource" xlink:label="dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CityAreaCode" xml:lang="en-US" id="dei_CityAreaCode">City Area Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityAreaCode" xlink:to="dei_CityAreaCode" xlink:title="label: CityAreaCode to dei_CityAreaCode" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:label xlink:type="resource" xlink:label="dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_LocalPhoneNumber" xml:lang="en-US" id="dei_LocalPhoneNumber">Local Phone Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber" xlink:title="label: LocalPhoneNumber to dei_LocalPhoneNumber" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:label xlink:type="resource" xlink:label="dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_Security12bTitle" xml:lang="en-US" id="dei_Security12bTitle">Title of 12(b) Security</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Security12bTitle" xlink:to="dei_Security12bTitle" xlink:title="label: Security12bTitle to dei_Security12bTitle" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:label xlink:type="resource" xlink:label="dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_TradingSymbol" xml:lang="en-US" id="dei_TradingSymbol">Trading Symbol</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingSymbol" xlink:to="dei_TradingSymbol" xlink:title="label: TradingSymbol to dei_TradingSymbol" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:label xlink:type="resource" xlink:label="dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_SecurityExchangeName" xml:lang="en-US" id="dei_SecurityExchangeName">Security Exchange Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecurityExchangeName" xlink:to="dei_SecurityExchangeName" xlink:title="label: SecurityExchangeName to dei_SecurityExchangeName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCommonStockSharesOutstanding" xml:lang="en-US" id="dei_EntityCommonStockSharesOutstanding">Entity Common Stock, Shares Outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding" xlink:title="label: EntityCommonStockSharesOutstanding to dei_EntityCommonStockSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorName" xlink:label="AuditorName" xlink:title="AuditorName" />
    <link:label xlink:type="resource" xlink:label="dei_AuditorName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AuditorName" xml:lang="en-US" id="dei_AuditorName">Auditor Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AuditorName" xlink:to="dei_AuditorName" xlink:title="label: AuditorName to dei_AuditorName" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorLocation" xlink:label="AuditorLocation" xlink:title="AuditorLocation" />
    <link:label xlink:type="resource" xlink:label="dei_AuditorLocation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AuditorLocation" xml:lang="en-US" id="dei_AuditorLocation">Auditor Location</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AuditorLocation" xlink:to="dei_AuditorLocation" xlink:title="label: AuditorLocation to dei_AuditorLocation" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorFirmId" xlink:label="AuditorFirmId" xlink:title="AuditorFirmId" />
    <link:label xlink:type="resource" xlink:label="dei_AuditorFirmId" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AuditorFirmId" xml:lang="en-US" id="dei_AuditorFirmId">Auditor Firm ID</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AuditorFirmId" xlink:to="dei_AuditorFirmId" xlink:title="label: AuditorFirmId to dei_AuditorFirmId" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CostOfSharesPurchasedByESOP" xlink:label="CostOfSharesPurchasedByESOP" xlink:title="CostOfSharesPurchasedByESOP" />
    <link:label xlink:type="resource" xlink:label="byfc_CostOfSharesPurchasedByESOP_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CostOfSharesPurchasedByESOP_lbl" xml:lang="en-US" id="byfc_CostOfSharesPurchasedByESOP_lbl">Cost of shares purchased by the Employee Stock Option Plan ("ESOP") during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfSharesPurchasedByESOP" xlink:to="byfc_CostOfSharesPurchasedByESOP_lbl" xlink:title="label: CostOfSharesPurchasedByESOP to byfc_CostOfSharesPurchasedByESOP_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CostOfSharesPurchasedByESOP_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CostOfSharesPurchasedByESOP_lbl1" xml:lang="en-US" id="byfc_CostOfSharesPurchasedByESOP_lbl1">Cost Of Shares Purchased By ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfSharesPurchasedByESOP" xlink:to="byfc_CostOfSharesPurchasedByESOP_lbl1" xlink:title="label: CostOfSharesPurchasedByESOP to byfc_CostOfSharesPurchasedByESOP_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CostOfSharesPurchasedByESOP" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CostOfSharesPurchasedByESOP" xml:lang="en-US" id="byfc_CostOfSharesPurchasedByESOP">Total cost of shares purchased by ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CostOfSharesPurchasedByESOP" xlink:to="byfc_CostOfSharesPurchasedByESOP" xlink:title="label: CostOfSharesPurchasedByESOP to byfc_CostOfSharesPurchasedByESOP" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanAbstract" xlink:label="EmployeeStockOwnershipPlanAbstract" xlink:title="EmployeeStockOwnershipPlanAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanAbstract_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanAbstract_lbl1">Employee Stock Ownership Plan [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="byfc_EmployeeStockOwnershipPlanAbstract_lbl1" xlink:title="label: EmployeeStockOwnershipPlanAbstract to byfc_EmployeeStockOwnershipPlanAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanAbstract" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanAbstract">ESOP Plan [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="byfc_EmployeeStockOwnershipPlanAbstract" xlink:title="label: EmployeeStockOwnershipPlanAbstract to byfc_EmployeeStockOwnershipPlanAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:label="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:title="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl" xml:lang="en-US" id="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl">Percentage employer matches of the employee's percentage contribution matched related to non-elective safe harbor contribution.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:to="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl" xlink:title="label: DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch to byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1" xml:lang="en-US" id="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1">Defined Contribution Plan, Additional Employer Matching Contribution, Percent Of Match</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:to="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1" xlink:title="label: DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch to byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xml:lang="en-US" id="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch">Additional employer matching contribution, percent of compensation contributed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:to="byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:title="label: DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch to byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:label="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:title="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl">Cost of shares purchased by the Employee Stock Option Plan ("ESOP") during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:to="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP to byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1">Employee Stock Ownership Plan (ESOP), Cost of Shares Purchased by ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:to="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP to byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP">Total cost of shares purchased by ESOP to date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:to="byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:title="label: EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP to byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_UnearnedESOPSharesCost" xlink:label="UnearnedESOPSharesCost" xlink:title="UnearnedESOPSharesCost" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_UnearnedESOPSharesCost_lbl" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl">Cost of unearned shares that qualify as permanent equity that are held by an employee stock ownership plan (ESOP).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_UnearnedESOPSharesCost_lbl1" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl1">Unearned ESOP Shares, Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl1" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_UnearnedESOPSharesCost" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost">Unearned Employee Stock Ownership Plan (ESOP) shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_UnearnedESOPSharesCost_lbl2" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl2">Unearned ESOP shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl2" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:label="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:title="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl">The number of shares released for allocation to participants under employee stock ownership plan (ESOP).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:to="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl" xlink:title="label: EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation to byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1">Employee Stock Ownership Plan Esop Number of Shares Released for Allocation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:to="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1" xlink:title="label: EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation to byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation">Shares released for allocation (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:to="byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:title="label: EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation to byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DefinedContributionPensionPlanDisclosureAbstract" xlink:label="DefinedContributionPensionPlanDisclosureAbstract" xlink:title="DefinedContributionPensionPlanDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1" xml:lang="en-US" id="byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1">Defined Contribution Pension Plan Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPensionPlanDisclosureAbstract" xlink:to="byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1" xlink:title="label: DefinedContributionPensionPlanDisclosureAbstract to byfc_DefinedContributionPensionPlanDisclosureAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DefinedContributionPensionPlanDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DefinedContributionPensionPlanDisclosureAbstract" xml:lang="en-US" id="byfc_DefinedContributionPensionPlanDisclosureAbstract">401(k) Plan [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DefinedContributionPensionPlanDisclosureAbstract" xlink:to="byfc_DefinedContributionPensionPlanDisclosureAbstract" xlink:title="label: DefinedContributionPensionPlanDisclosureAbstract to byfc_DefinedContributionPensionPlanDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl">The aggregate number of shares awarded to date under the plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1">Share-based Compensation Arrangement by Share-based Payment Award, Aggregate Number of Shares Awarded to Date Under the Plan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan">Aggregate number of shares awarded to date under the plan (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OfficersAndEmployeesMember" xlink:label="OfficersAndEmployeesMember" xlink:title="OfficersAndEmployeesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficersAndEmployeesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OfficersAndEmployeesMember_lbl" xml:lang="en-US" id="byfc_OfficersAndEmployeesMember_lbl">Represents information pertaining to officers and employees.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndEmployeesMember" xlink:to="byfc_OfficersAndEmployeesMember_lbl" xlink:title="label: OfficersAndEmployeesMember to byfc_OfficersAndEmployeesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficersAndEmployeesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OfficersAndEmployeesMember_lbl1" xml:lang="en-US" id="byfc_OfficersAndEmployeesMember_lbl1">Officers And Employees [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndEmployeesMember" xlink:to="byfc_OfficersAndEmployeesMember_lbl1" xlink:title="label: OfficersAndEmployeesMember to byfc_OfficersAndEmployeesMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficersAndEmployeesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OfficersAndEmployeesMember" xml:lang="en-US" id="byfc_OfficersAndEmployeesMember">Officers and Employees [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndEmployeesMember" xlink:to="byfc_OfficersAndEmployeesMember" xlink:title="label: OfficersAndEmployeesMember to byfc_OfficersAndEmployeesMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TwoThousandEighteenLtipMember" xlink:label="TwoThousandEighteenLtipMember" xlink:title="TwoThousandEighteenLtipMember" />
    <link:label xlink:type="resource" xlink:label="byfc_TwoThousandEighteenLtipMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_TwoThousandEighteenLtipMember_lbl" xml:lang="en-US" id="byfc_TwoThousandEighteenLtipMember_lbl">Represents the entity's 2018 Long-Term Incentive Plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TwoThousandEighteenLtipMember" xlink:to="byfc_TwoThousandEighteenLtipMember_lbl" xlink:title="label: TwoThousandEighteenLtipMember to byfc_TwoThousandEighteenLtipMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_TwoThousandEighteenLtipMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_TwoThousandEighteenLtipMember_lbl1" xml:lang="en-US" id="byfc_TwoThousandEighteenLtipMember_lbl1">Two Thousand Eighteen Ltip [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TwoThousandEighteenLtipMember" xlink:to="byfc_TwoThousandEighteenLtipMember_lbl1" xlink:title="label: TwoThousandEighteenLtipMember to byfc_TwoThousandEighteenLtipMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_TwoThousandEighteenLtipMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_TwoThousandEighteenLtipMember" xml:lang="en-US" id="byfc_TwoThousandEighteenLtipMember">2018 LTIP [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TwoThousandEighteenLtipMember" xlink:to="byfc_TwoThousandEighteenLtipMember" xlink:title="label: TwoThousandEighteenLtipMember to byfc_TwoThousandEighteenLtipMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmendedAndRestatedLtipMember" xlink:label="AmendedAndRestatedLtipMember" xlink:title="AmendedAndRestatedLtipMember" />
    <link:label xlink:type="resource" xlink:label="byfc_AmendedAndRestatedLtipMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AmendedAndRestatedLtipMember_lbl" xml:lang="en-US" id="byfc_AmendedAndRestatedLtipMember_lbl">Represents the entity's amended and restated long term incentive plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendedAndRestatedLtipMember" xlink:to="byfc_AmendedAndRestatedLtipMember_lbl" xlink:title="label: AmendedAndRestatedLtipMember to byfc_AmendedAndRestatedLtipMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AmendedAndRestatedLtipMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AmendedAndRestatedLtipMember_lbl1" xml:lang="en-US" id="byfc_AmendedAndRestatedLtipMember_lbl1">Amended and Restated Ltip [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendedAndRestatedLtipMember" xlink:to="byfc_AmendedAndRestatedLtipMember_lbl1" xlink:title="label: AmendedAndRestatedLtipMember to byfc_AmendedAndRestatedLtipMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AmendedAndRestatedLtipMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AmendedAndRestatedLtipMember" xml:lang="en-US" id="byfc_AmendedAndRestatedLtipMember">Amended and Restated LTIP [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendedAndRestatedLtipMember" xlink:to="byfc_AmendedAndRestatedLtipMember" xlink:title="label: AmendedAndRestatedLtipMember to byfc_AmendedAndRestatedLtipMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1">Share-based Compensation Arrangement by Share-based Payment Award, Additional Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract">Stock-based Compensation [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_GrantDateAsOfFebruary242016Member" xlink:label="GrantDateAsOfFebruary242016Member" xlink:title="GrantDateAsOfFebruary242016Member" />
    <link:label xlink:type="resource" xlink:label="byfc_GrantDateAsOfFebruary242016Member_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_GrantDateAsOfFebruary242016Member_lbl" xml:lang="en-US" id="byfc_GrantDateAsOfFebruary242016Member_lbl">Represent the information pertaining to Grant Date as on February 24, 2016.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrantDateAsOfFebruary242016Member" xlink:to="byfc_GrantDateAsOfFebruary242016Member_lbl" xlink:title="label: GrantDateAsOfFebruary242016Member to byfc_GrantDateAsOfFebruary242016Member_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_GrantDateAsOfFebruary242016Member_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_GrantDateAsOfFebruary242016Member_lbl1" xml:lang="en-US" id="byfc_GrantDateAsOfFebruary242016Member_lbl1">Grant Date As Of February242016 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrantDateAsOfFebruary242016Member" xlink:to="byfc_GrantDateAsOfFebruary242016Member_lbl1" xlink:title="label: GrantDateAsOfFebruary242016Member to byfc_GrantDateAsOfFebruary242016Member_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_GrantDateAsOfFebruary242016Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_GrantDateAsOfFebruary242016Member" xml:lang="en-US" id="byfc_GrantDateAsOfFebruary242016Member">Grant Date February 24, 2016 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrantDateAsOfFebruary242016Member" xlink:to="byfc_GrantDateAsOfFebruary242016Member" xlink:title="label: GrantDateAsOfFebruary242016Member to byfc_GrantDateAsOfFebruary242016Member" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:label="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:title="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl">Ratio of minimum community bank leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1">Banking Regulation, Community Bank Leverage Capital Ratio, Well Capitalized, Minimum</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum">Community Bank Leverage Ratio, Ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalActual" xlink:label="BankingRegulationCommunityBankLeverageCapitalActual" xlink:title="BankingRegulationCommunityBankLeverageCapitalActual" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl">Amount of community bank leverage capital as defined by regulatory framework.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalActual to byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1">Banking Regulation, Community Bank Leverage Capital, Actual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalActual to byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalActual" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalActual" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalActual">Community Bank Leverage Ratio, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalActual" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalActual to byfc_BankingRegulationCommunityBankLeverageCapitalActual" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:label="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:title="BankingRegulationCommunityBankLeverageCapitalRatioActual" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl">Ratio of community bank capital to average assets as defined by regulatory framework.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioActual to byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1">Banking Regulation, Community Bank Leverage Capital Ratio, Actual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioActual to byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual">Community Bank Leverage Ratio, Ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioActual to byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:label="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:title="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl">Amount of minimum community bank leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1">Banking Regulation, Community Bank Leverage Capital, Well Capitalized, Minimum</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum">Community Bank Leverage Ratio, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RegulatoryMattersActualAbstract" xlink:label="RegulatoryMattersActualAbstract" xlink:title="RegulatoryMattersActualAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_RegulatoryMattersActualAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_RegulatoryMattersActualAbstract_lbl1" xml:lang="en-US" id="byfc_RegulatoryMattersActualAbstract_lbl1">Regulatory Matters, Actual [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryMattersActualAbstract" xlink:to="byfc_RegulatoryMattersActualAbstract_lbl1" xlink:title="label: RegulatoryMattersActualAbstract to byfc_RegulatoryMattersActualAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_RegulatoryMattersActualAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_RegulatoryMattersActualAbstract" xml:lang="en-US" id="byfc_RegulatoryMattersActualAbstract">Actual [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryMattersActualAbstract" xlink:to="byfc_RegulatoryMattersActualAbstract" xlink:title="label: RegulatoryMattersActualAbstract to byfc_RegulatoryMattersActualAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:label="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:title="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1" xml:lang="en-US" id="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1">Regulatory Matters, Minimum Required to be Well Capitalized under Prompt Corrective Action Provisions [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:to="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1" xlink:title="label: RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract to byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xml:lang="en-US" id="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract">Minimum Required To Be Well Capitalized Under Prompt Corrective Action Provisions [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:to="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:title="label: RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract to byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OffBalanceSheetCommitmentsAbstract" xlink:label="OffBalanceSheetCommitmentsAbstract" xlink:title="OffBalanceSheetCommitmentsAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_OffBalanceSheetCommitmentsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OffBalanceSheetCommitmentsAbstract_lbl1" xml:lang="en-US" id="byfc_OffBalanceSheetCommitmentsAbstract_lbl1">Off Balance Sheet Commitments [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffBalanceSheetCommitmentsAbstract" xlink:to="byfc_OffBalanceSheetCommitmentsAbstract_lbl1" xlink:title="label: OffBalanceSheetCommitmentsAbstract to byfc_OffBalanceSheetCommitmentsAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OffBalanceSheetCommitmentsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OffBalanceSheetCommitmentsAbstract" xml:lang="en-US" id="byfc_OffBalanceSheetCommitmentsAbstract">Off-Balance Sheet Commitments [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffBalanceSheetCommitmentsAbstract" xlink:to="byfc_OffBalanceSheetCommitmentsAbstract" xlink:title="label: OffBalanceSheetCommitmentsAbstract to byfc_OffBalanceSheetCommitmentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl1" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl1">Loans Individually Evaluated for Impairment by Class of Loans with No Related Allowance [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl1" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract">With No Related Allowance Recorded [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1">Loans Individually Evaluated for Impairment by Class of Loans with Related Allowance [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract">With an Allowance Recorded [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1">Loans Individually Evaluated for Impairment by Class of Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract">Total [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_UnfundedConstructionLoansMember" xlink:label="UnfundedConstructionLoansMember" xlink:title="UnfundedConstructionLoansMember" />
    <link:label xlink:type="resource" xlink:label="byfc_UnfundedConstructionLoansMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_UnfundedConstructionLoansMember_lbl" xml:lang="en-US" id="byfc_UnfundedConstructionLoansMember_lbl">Undisbursed funds of a construction loan credit facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnfundedConstructionLoansMember" xlink:to="byfc_UnfundedConstructionLoansMember_lbl" xlink:title="label: UnfundedConstructionLoansMember to byfc_UnfundedConstructionLoansMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_UnfundedConstructionLoansMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_UnfundedConstructionLoansMember_lbl1" xml:lang="en-US" id="byfc_UnfundedConstructionLoansMember_lbl1">Unfunded Construction Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnfundedConstructionLoansMember" xlink:to="byfc_UnfundedConstructionLoansMember_lbl1" xlink:title="label: UnfundedConstructionLoansMember to byfc_UnfundedConstructionLoansMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_UnfundedConstructionLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_UnfundedConstructionLoansMember" xml:lang="en-US" id="byfc_UnfundedConstructionLoansMember">Unfunded Construction Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnfundedConstructionLoansMember" xlink:to="byfc_UnfundedConstructionLoansMember" xlink:title="label: UnfundedConstructionLoansMember to byfc_UnfundedConstructionLoansMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoanCommitmentPeriod" xlink:label="LoanCommitmentPeriod" xlink:title="LoanCommitmentPeriod" />
    <link:label xlink:type="resource" xlink:label="byfc_LoanCommitmentPeriod_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_LoanCommitmentPeriod_lbl" xml:lang="en-US" id="byfc_LoanCommitmentPeriod_lbl">The period for which the entity makes commitments to make loans, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanCommitmentPeriod" xlink:to="byfc_LoanCommitmentPeriod_lbl" xlink:title="label: LoanCommitmentPeriod to byfc_LoanCommitmentPeriod_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_LoanCommitmentPeriod_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoanCommitmentPeriod_lbl1" xml:lang="en-US" id="byfc_LoanCommitmentPeriod_lbl1">Loan Commitment Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanCommitmentPeriod" xlink:to="byfc_LoanCommitmentPeriod_lbl1" xlink:title="label: LoanCommitmentPeriod to byfc_LoanCommitmentPeriod_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoanCommitmentPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoanCommitmentPeriod" xml:lang="en-US" id="byfc_LoanCommitmentPeriod">Loan commitment period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanCommitmentPeriod" xlink:to="byfc_LoanCommitmentPeriod" xlink:title="label: LoanCommitmentPeriod to byfc_LoanCommitmentPeriod" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommitmentsLoansAbstract" xlink:label="CommitmentsLoansAbstract" xlink:title="CommitmentsLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_CommitmentsLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CommitmentsLoansAbstract_lbl1" xml:lang="en-US" id="byfc_CommitmentsLoansAbstract_lbl1">Commitments Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsLoansAbstract" xlink:to="byfc_CommitmentsLoansAbstract_lbl1" xlink:title="label: CommitmentsLoansAbstract to byfc_CommitmentsLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommitmentsLoansAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommitmentsLoansAbstract" xml:lang="en-US" id="byfc_CommitmentsLoansAbstract">Commitments Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsLoansAbstract" xlink:to="byfc_CommitmentsLoansAbstract" xlink:title="label: CommitmentsLoansAbstract to byfc_CommitmentsLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:label="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:title="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl" xml:lang="en-US" id="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl">Tabular disclosure of the contractual amounts of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:to="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl" xlink:title="label: ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock to byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1" xml:lang="en-US" id="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1">Schedule of Contractual Amounts, Off-balance Sheet Risks [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:to="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1" xlink:title="label: ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock to byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xml:lang="en-US" id="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock">Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:to="byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:title="label: ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock to byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:label="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:title="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1">Financing Receivable Recorded Investment Aging Analysis [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:to="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1" xlink:title="label: FinancingReceivableRecordedInvestmentAgingAnalysisAbstract to byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xml:lang="en-US" id="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract">Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:to="byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:title="label: FinancingReceivableRecordedInvestmentAgingAnalysisAbstract to byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SmallBusinessAdministrationLoanMember_lbl" xml:lang="en-US" id="byfc_SmallBusinessAdministrationLoanMember_lbl">Loans issued by financial institutions under the U.S. Small Business Administration (SBA).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationLoanMember" xlink:to="byfc_SmallBusinessAdministrationLoanMember_lbl" xlink:title="label: SmallBusinessAdministrationLoanMember to byfc_SmallBusinessAdministrationLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SmallBusinessAdministrationLoanMember_lbl1" xml:lang="en-US" id="byfc_SmallBusinessAdministrationLoanMember_lbl1">Small Business Administration Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationLoanMember" xlink:to="byfc_SmallBusinessAdministrationLoanMember_lbl1" xlink:title="label: SmallBusinessAdministrationLoanMember to byfc_SmallBusinessAdministrationLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationLoanMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_SmallBusinessAdministrationLoanMember" xml:lang="en-US" id="byfc_SmallBusinessAdministrationLoanMember">SBA Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationLoanMember" xlink:to="byfc_SmallBusinessAdministrationLoanMember" xlink:title="label: SmallBusinessAdministrationLoanMember to byfc_SmallBusinessAdministrationLoanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:label="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl">Portfolio segment of the company's total financing receivables related to commercial receivables, excluding SBA loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1">Commercial Portfolio Segment, Excluding SBA Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember">Commercial - Others [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2">Commercial - Others [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_WatchMember" xlink:label="WatchMember" xlink:title="WatchMember" />
    <link:label xlink:type="resource" xlink:label="byfc_WatchMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_WatchMember_lbl" xml:lang="en-US" id="byfc_WatchMember_lbl">Represents loans that exhibit weaknesses that could threaten the current net worth and paying capacity of the obligors. A watch rating is used when a material deficiency exists but correction is anticipated within an acceptable time frame.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatchMember" xlink:to="byfc_WatchMember_lbl" xlink:title="label: WatchMember to byfc_WatchMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_WatchMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_WatchMember_lbl1" xml:lang="en-US" id="byfc_WatchMember_lbl1">Watch [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatchMember" xlink:to="byfc_WatchMember_lbl1" xlink:title="label: WatchMember to byfc_WatchMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_WatchMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_WatchMember" xml:lang="en-US" id="byfc_WatchMember">Watch [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatchMember" xlink:to="byfc_WatchMember" xlink:title="label: WatchMember to byfc_WatchMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanLoanTerm" xlink:label="EmployeeStockOwnershipPlanLoanTerm" xlink:title="EmployeeStockOwnershipPlanLoanTerm" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl">Represents the term of the ESOP loan, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Includes, but not limited to, weeks in a year or quarter.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanLoanTerm" xlink:to="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl" xlink:title="label: EmployeeStockOwnershipPlanLoanTerm to byfc_EmployeeStockOwnershipPlanLoanTerm_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1">Employee Stock Ownership Plan, Loan Term</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanLoanTerm" xlink:to="byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1" xlink:title="label: EmployeeStockOwnershipPlanLoanTerm to byfc_EmployeeStockOwnershipPlanLoanTerm_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanLoanTerm" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanLoanTerm" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanLoanTerm">Term of ESOP loan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanLoanTerm" xlink:to="byfc_EmployeeStockOwnershipPlanLoanTerm" xlink:title="label: EmployeeStockOwnershipPlanLoanTerm to byfc_EmployeeStockOwnershipPlanLoanTerm" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CityFirstBank401KPlanMember" xlink:label="CityFirstBank401KPlanMember" xlink:title="CityFirstBank401KPlanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CityFirstBank401KPlanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CityFirstBank401KPlanMember_lbl" xml:lang="en-US" id="byfc_CityFirstBank401KPlanMember_lbl">Plan designed to provide participant with pension benefits.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityFirstBank401KPlanMember" xlink:to="byfc_CityFirstBank401KPlanMember_lbl" xlink:title="label: CityFirstBank401KPlanMember to byfc_CityFirstBank401KPlanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CityFirstBank401KPlanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CityFirstBank401KPlanMember_lbl1" xml:lang="en-US" id="byfc_CityFirstBank401KPlanMember_lbl1">City First Bank 401(k) Plan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityFirstBank401KPlanMember" xlink:to="byfc_CityFirstBank401KPlanMember_lbl1" xlink:title="label: CityFirstBank401KPlanMember to byfc_CityFirstBank401KPlanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CityFirstBank401KPlanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CityFirstBank401KPlanMember" xml:lang="en-US" id="byfc_CityFirstBank401KPlanMember">City First Bank 401(k) Plan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityFirstBank401KPlanMember" xlink:to="byfc_CityFirstBank401KPlanMember" xlink:title="label: CityFirstBank401KPlanMember to byfc_CityFirstBank401KPlanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:label="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:title="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl">This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) to date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:to="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate to byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1">Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP to Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:to="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate to byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate">Total number of common stock purchased by ESOP to date (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:to="byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate to byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:label="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:title="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl" xml:lang="en-US" id="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl">Amount of financing receivable allowance for credit loss due to loan growth.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:to="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl" xlink:title="label: FinancingReceivableAllowanceForCreditLossDueToLoanGrowth to byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl1">Financing Receivable, Allowance for Credit Loss, Due to Loan Growth</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:to="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl1" xlink:title="label: FinancingReceivableAllowanceForCreditLossDueToLoanGrowth to byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xml:lang="en-US" id="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth">Allowance for credit loss due to loan growth</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:to="byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:title="label: FinancingReceivableAllowanceForCreditLossDueToLoanGrowth to byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassCCommonStockMember" xlink:label="NonvotingClassCCommonStockMember" xlink:title="NonvotingClassCCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonvotingClassCCommonStockMember_lbl" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember_lbl">Common stock securities classified as C that do not empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember_lbl" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonvotingClassCCommonStockMember_lbl1" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember_lbl1">Nonvoting Class C Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember_lbl1" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_NonvotingClassCCommonStockMember" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember">Class C Non-Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NonvotingClassCCommonStockMember_lbl2" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember_lbl2">Nonvoting Class C Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember_lbl2" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassBCommonStockMember" xlink:label="NonvotingClassBCommonStockMember" xlink:title="NonvotingClassBCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassBCommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonvotingClassBCommonStockMember_lbl" xml:lang="en-US" id="byfc_NonvotingClassBCommonStockMember_lbl">Common stock securities classified as B that do not empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember_lbl" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassBCommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonvotingClassBCommonStockMember_lbl1" xml:lang="en-US" id="byfc_NonvotingClassBCommonStockMember_lbl1">Nonvoting Class B Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember_lbl1" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassBCommonStockMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_NonvotingClassBCommonStockMember" xml:lang="en-US" id="byfc_NonvotingClassBCommonStockMember">Class B Non-Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassBCommonStockMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NonvotingClassBCommonStockMember_lbl2" xml:lang="en-US" id="byfc_NonvotingClassBCommonStockMember_lbl2">Nonvoting Class B Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember_lbl2" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AccruedInterestReceivableFairValueDisclosure" xlink:label="AccruedInterestReceivableFairValueDisclosure" xlink:title="AccruedInterestReceivableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestReceivableFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AccruedInterestReceivableFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_AccruedInterestReceivableFairValueDisclosure_lbl">Fair value portion of interest earned but not received.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestReceivableFairValueDisclosure" xlink:to="byfc_AccruedInterestReceivableFairValueDisclosure_lbl" xlink:title="label: AccruedInterestReceivableFairValueDisclosure to byfc_AccruedInterestReceivableFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestReceivableFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AccruedInterestReceivableFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_AccruedInterestReceivableFairValueDisclosure_lbl1">Accrued Interest Receivable Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestReceivableFairValueDisclosure" xlink:to="byfc_AccruedInterestReceivableFairValueDisclosure_lbl1" xlink:title="label: AccruedInterestReceivableFairValueDisclosure to byfc_AccruedInterestReceivableFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestReceivableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AccruedInterestReceivableFairValueDisclosure" xml:lang="en-US" id="byfc_AccruedInterestReceivableFairValueDisclosure">Accrued interest receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestReceivableFairValueDisclosure" xlink:to="byfc_AccruedInterestReceivableFairValueDisclosure" xlink:title="label: AccruedInterestReceivableFairValueDisclosure to byfc_AccruedInterestReceivableFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankOwnedLifeInsuranceFairValueDisclosure" xlink:label="BankOwnedLifeInsuranceFairValueDisclosure" xlink:title="BankOwnedLifeInsuranceFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl">Fair value portion of life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceFairValueDisclosure" xlink:to="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl" xlink:title="label: BankOwnedLifeInsuranceFairValueDisclosure to byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1">Bank Owned Life Insurance Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceFairValueDisclosure" xlink:to="byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1" xlink:title="label: BankOwnedLifeInsuranceFairValueDisclosure to byfc_BankOwnedLifeInsuranceFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsuranceFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankOwnedLifeInsuranceFairValueDisclosure" xml:lang="en-US" id="byfc_BankOwnedLifeInsuranceFairValueDisclosure">Bank owned life insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsuranceFairValueDisclosure" xlink:to="byfc_BankOwnedLifeInsuranceFairValueDisclosure" xlink:title="label: BankOwnedLifeInsuranceFairValueDisclosure to byfc_BankOwnedLifeInsuranceFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AccruedInterestPayableFairValueDisclosure" xlink:label="AccruedInterestPayableFairValueDisclosure" xlink:title="AccruedInterestPayableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestPayableFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AccruedInterestPayableFairValueDisclosure_lbl" xml:lang="en-US" id="byfc_AccruedInterestPayableFairValueDisclosure_lbl">Fair value portion of accrued interest payable.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestPayableFairValueDisclosure" xlink:to="byfc_AccruedInterestPayableFairValueDisclosure_lbl" xlink:title="label: AccruedInterestPayableFairValueDisclosure to byfc_AccruedInterestPayableFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestPayableFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AccruedInterestPayableFairValueDisclosure_lbl1" xml:lang="en-US" id="byfc_AccruedInterestPayableFairValueDisclosure_lbl1">Accrued Interest Payable Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestPayableFairValueDisclosure" xlink:to="byfc_AccruedInterestPayableFairValueDisclosure_lbl1" xlink:title="label: AccruedInterestPayableFairValueDisclosure to byfc_AccruedInterestPayableFairValueDisclosure_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AccruedInterestPayableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AccruedInterestPayableFairValueDisclosure" xml:lang="en-US" id="byfc_AccruedInterestPayableFairValueDisclosure">Accrued interest payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInterestPayableFairValueDisclosure" xlink:to="byfc_AccruedInterestPayableFairValueDisclosure" xlink:title="label: AccruedInterestPayableFairValueDisclosure to byfc_AccruedInterestPayableFairValueDisclosure" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AssetsMeasuredOnRecurringBasisAbstract" xlink:label="AssetsMeasuredOnRecurringBasisAbstract" xlink:title="AssetsMeasuredOnRecurringBasisAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_AssetsMeasuredOnRecurringBasisAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AssetsMeasuredOnRecurringBasisAbstract_lbl1" xml:lang="en-US" id="byfc_AssetsMeasuredOnRecurringBasisAbstract_lbl1">Assets Measured on Recurring Basis [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsMeasuredOnRecurringBasisAbstract" xlink:to="byfc_AssetsMeasuredOnRecurringBasisAbstract_lbl1" xlink:title="label: AssetsMeasuredOnRecurringBasisAbstract to byfc_AssetsMeasuredOnRecurringBasisAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedSingleFamilyMember" xlink:label="CollateralPledgedSingleFamilyMember" xlink:title="CollateralPledgedSingleFamilyMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedSingleFamilyMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralPledgedSingleFamilyMember_lbl" xml:lang="en-US" id="byfc_CollateralPledgedSingleFamilyMember_lbl">Single family real estate property pledged as a collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedSingleFamilyMember" xlink:to="byfc_CollateralPledgedSingleFamilyMember_lbl" xlink:title="label: CollateralPledgedSingleFamilyMember to byfc_CollateralPledgedSingleFamilyMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedSingleFamilyMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralPledgedSingleFamilyMember_lbl1" xml:lang="en-US" id="byfc_CollateralPledgedSingleFamilyMember_lbl1">Collateral Pledged, Single Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedSingleFamilyMember" xlink:to="byfc_CollateralPledgedSingleFamilyMember_lbl1" xlink:title="label: CollateralPledgedSingleFamilyMember to byfc_CollateralPledgedSingleFamilyMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedSingleFamilyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralPledgedSingleFamilyMember" xml:lang="en-US" id="byfc_CollateralPledgedSingleFamilyMember">Collateral Pledged - Single-Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedSingleFamilyMember" xlink:to="byfc_CollateralPledgedSingleFamilyMember" xlink:title="label: CollateralPledgedSingleFamilyMember to byfc_CollateralPledgedSingleFamilyMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedMultiUseResidentialMember" xlink:label="CollateralPledgedMultiUseResidentialMember" xlink:title="CollateralPledgedMultiUseResidentialMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedMultiUseResidentialMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralPledgedMultiUseResidentialMember_lbl" xml:lang="en-US" id="byfc_CollateralPledgedMultiUseResidentialMember_lbl">Individually owned residential unit in a complex or building of like units pledged as a collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedMultiUseResidentialMember" xlink:to="byfc_CollateralPledgedMultiUseResidentialMember_lbl" xlink:title="label: CollateralPledgedMultiUseResidentialMember to byfc_CollateralPledgedMultiUseResidentialMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedMultiUseResidentialMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralPledgedMultiUseResidentialMember_lbl1" xml:lang="en-US" id="byfc_CollateralPledgedMultiUseResidentialMember_lbl1">Collateral Pledged - Multi Use Residential [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedMultiUseResidentialMember" xlink:to="byfc_CollateralPledgedMultiUseResidentialMember_lbl1" xlink:title="label: CollateralPledgedMultiUseResidentialMember to byfc_CollateralPledgedMultiUseResidentialMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedMultiUseResidentialMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralPledgedMultiUseResidentialMember" xml:lang="en-US" id="byfc_CollateralPledgedMultiUseResidentialMember">Collateral Pledged - Multi-Family Residential [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedMultiUseResidentialMember" xlink:to="byfc_CollateralPledgedMultiUseResidentialMember" xlink:title="label: CollateralPledgedMultiUseResidentialMember to byfc_CollateralPledgedMultiUseResidentialMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedBusinessAssetsMember" xlink:label="CollateralPledgedBusinessAssetsMember" xlink:title="CollateralPledgedBusinessAssetsMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedBusinessAssetsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralPledgedBusinessAssetsMember_lbl" xml:lang="en-US" id="byfc_CollateralPledgedBusinessAssetsMember_lbl">Business assets property pledged as a collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedBusinessAssetsMember" xlink:to="byfc_CollateralPledgedBusinessAssetsMember_lbl" xlink:title="label: CollateralPledgedBusinessAssetsMember to byfc_CollateralPledgedBusinessAssetsMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedBusinessAssetsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralPledgedBusinessAssetsMember_lbl1" xml:lang="en-US" id="byfc_CollateralPledgedBusinessAssetsMember_lbl1">Collateral Pledged, Business Assets [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedBusinessAssetsMember" xlink:to="byfc_CollateralPledgedBusinessAssetsMember_lbl1" xlink:title="label: CollateralPledgedBusinessAssetsMember to byfc_CollateralPledgedBusinessAssetsMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedBusinessAssetsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralPledgedBusinessAssetsMember" xml:lang="en-US" id="byfc_CollateralPledgedBusinessAssetsMember">Collateral Pledged - Business Assets [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedBusinessAssetsMember" xlink:to="byfc_CollateralPledgedBusinessAssetsMember" xlink:title="label: CollateralPledgedBusinessAssetsMember to byfc_CollateralPledgedBusinessAssetsMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedChurchMember" xlink:label="CollateralPledgedChurchMember" xlink:title="CollateralPledgedChurchMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedChurchMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralPledgedChurchMember_lbl" xml:lang="en-US" id="byfc_CollateralPledgedChurchMember_lbl">Church real estate receivables pledged as a collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedChurchMember" xlink:to="byfc_CollateralPledgedChurchMember_lbl" xlink:title="label: CollateralPledgedChurchMember to byfc_CollateralPledgedChurchMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedChurchMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralPledgedChurchMember_lbl1" xml:lang="en-US" id="byfc_CollateralPledgedChurchMember_lbl1">Collateral Pledged, Church [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedChurchMember" xlink:to="byfc_CollateralPledgedChurchMember_lbl1" xlink:title="label: CollateralPledgedChurchMember to byfc_CollateralPledgedChurchMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralPledgedChurchMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralPledgedChurchMember" xml:lang="en-US" id="byfc_CollateralPledgedChurchMember">Collateral Pledged - Church [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralPledgedChurchMember" xlink:to="byfc_CollateralPledgedChurchMember" xlink:title="label: CollateralPledgedChurchMember to byfc_CollateralPledgedChurchMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralDependentLoansByCollateralTypeAbstract" xlink:label="CollateralDependentLoansByCollateralTypeAbstract" xlink:title="CollateralDependentLoansByCollateralTypeAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1" xml:lang="en-US" id="byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1">Collateral Dependent Loans By Collateral Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralDependentLoansByCollateralTypeAbstract" xlink:to="byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1" xlink:title="label: CollateralDependentLoansByCollateralTypeAbstract to byfc_CollateralDependentLoansByCollateralTypeAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralDependentLoansByCollateralTypeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralDependentLoansByCollateralTypeAbstract" xml:lang="en-US" id="byfc_CollateralDependentLoansByCollateralTypeAbstract">Collateral Dependent Loans By Collateral Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralDependentLoansByCollateralTypeAbstract" xlink:to="byfc_CollateralDependentLoansByCollateralTypeAbstract" xlink:title="label: CollateralDependentLoansByCollateralTypeAbstract to byfc_CollateralDependentLoansByCollateralTypeAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:label="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:title="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl" xml:lang="en-US" id="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl">Amount of allowance for credit loss on collateral dependent loan. Excludes allowance for financing receivable covered under loss sharing agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:to="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl" xlink:title="label: FinancingReceivableAllowanceForCreditLossCollateralDependentLoan to byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl1">Financing Receivable, Allowance for Credit Loss, Collateral Dependent Loan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:to="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl1" xlink:title="label: FinancingReceivableAllowanceForCreditLossCollateralDependentLoan to byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xml:lang="en-US" id="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan">Reserve for collateral dependent loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:to="byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:title="label: FinancingReceivableAllowanceForCreditLossCollateralDependentLoan to byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:label="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:title="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl" xml:lang="en-US" id="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl">Number of loans individually evaluated using discounted cash flow approach.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:to="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl" xlink:title="label: NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach to byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1" xml:lang="en-US" id="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1">Number of Loans Individually Evaluated Using Discounted Cash Flow Approach</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:to="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1" xlink:title="label: NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach to byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xml:lang="en-US" id="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach">Number of loans individually evaluated using discounted cash flow approach</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:to="byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:title="label: NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach to byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:label="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:title="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl" xml:lang="en-US" id="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl">Amount, after the effects of master netting arrangements, of securities loaned to entities in exchange for collateral. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:to="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl" xlink:title="label: FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral to byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl1">Financing Receivable, Individually Evaluated Based on Underlying Value of Collateral</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:to="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl1" xlink:title="label: FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral to byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xml:lang="en-US" id="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral">Individually evaluated loans based on the underlying value of collateral</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:to="byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:title="label: FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral to byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:label="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:title="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1" xml:lang="en-US" id="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1">Loans Receivable Held for Investment, Non-accrual Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:to="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1" xlink:title="label: LoansReceivableHeldForInvestmentNonAccrualLoansAbstract to byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xml:lang="en-US" id="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract">Loans Receivable Held for Investment [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:to="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:title="label: LoansReceivableHeldForInvestmentNonAccrualLoansAbstract to byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableModifications" xlink:label="FinancingReceivableModifications" xlink:title="FinancingReceivableModifications" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableModifications_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableModifications_lbl" xml:lang="en-US" id="byfc_FinancingReceivableModifications_lbl">Amount of financing receivable modified for borrowers experiencing financial difficulty within previous 12 months.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModifications" xlink:to="byfc_FinancingReceivableModifications_lbl" xlink:title="label: FinancingReceivableModifications to byfc_FinancingReceivableModifications_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableModifications_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableModifications_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableModifications_lbl1">Financing Receivable Modifications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModifications" xlink:to="byfc_FinancingReceivableModifications_lbl1" xlink:title="label: FinancingReceivableModifications to byfc_FinancingReceivableModifications_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableModifications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableModifications" xml:lang="en-US" id="byfc_FinancingReceivableModifications">Modifications made to borrowers experiencing financial difficulty</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModifications" xlink:to="byfc_FinancingReceivableModifications" xlink:title="label: FinancingReceivableModifications to byfc_FinancingReceivableModifications" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:label="InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:title="InvestmentInAffordableHousingLimitedPartnershipAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract_lbl1" xml:lang="en-US" id="byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract_lbl1">Investment in Affordable Housing Limited Partnership [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:to="byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract_lbl1" xlink:title="label: InvestmentInAffordableHousingLimitedPartnershipAbstract to byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract" xml:lang="en-US" id="byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract">Investment in Affordable Housing Limited Partnership [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:to="byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:title="label: InvestmentInAffordableHousingLimitedPartnershipAbstract to byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AffordableHousingLimitedPartnershipMember" xlink:label="AffordableHousingLimitedPartnershipMember" xlink:title="AffordableHousingLimitedPartnershipMember" />
    <link:label xlink:type="resource" xlink:label="byfc_AffordableHousingLimitedPartnershipMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AffordableHousingLimitedPartnershipMember_lbl" xml:lang="en-US" id="byfc_AffordableHousingLimitedPartnershipMember_lbl">Represents information pertaining to affordable housing limited partnerships.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AffordableHousingLimitedPartnershipMember" xlink:to="byfc_AffordableHousingLimitedPartnershipMember_lbl" xlink:title="label: AffordableHousingLimitedPartnershipMember to byfc_AffordableHousingLimitedPartnershipMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AffordableHousingLimitedPartnershipMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AffordableHousingLimitedPartnershipMember_lbl1" xml:lang="en-US" id="byfc_AffordableHousingLimitedPartnershipMember_lbl1">Affordable Housing Limited Partnership [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AffordableHousingLimitedPartnershipMember" xlink:to="byfc_AffordableHousingLimitedPartnershipMember_lbl1" xlink:title="label: AffordableHousingLimitedPartnershipMember to byfc_AffordableHousingLimitedPartnershipMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AffordableHousingLimitedPartnershipMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AffordableHousingLimitedPartnershipMember" xml:lang="en-US" id="byfc_AffordableHousingLimitedPartnershipMember">Affordable Housing Limited Partnership [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AffordableHousingLimitedPartnershipMember" xlink:to="byfc_AffordableHousingLimitedPartnershipMember" xlink:title="label: AffordableHousingLimitedPartnershipMember to byfc_AffordableHousingLimitedPartnershipMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:label="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:title="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" />
    <link:label xlink:type="resource" xlink:label="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl" xml:lang="en-US" id="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl">Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of stock options.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:to="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl" xlink:title="label: IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions to byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl1" xml:lang="en-US" id="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl1">Incremental Common Shares Attributable to Dilutive Effect of Exercise of Stock Options</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:to="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl1" xlink:title="label: IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions to byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xml:lang="en-US" id="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions">Unvested stock awards or potential common shares issuable under stock options (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:to="byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:title="label: IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions to byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FurnitureFixtureAndEquipmentMember" xlink:label="FurnitureFixtureAndEquipmentMember" xlink:title="FurnitureFixtureAndEquipmentMember" />
    <link:label xlink:type="resource" xlink:label="byfc_FurnitureFixtureAndEquipmentMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FurnitureFixtureAndEquipmentMember_lbl" xml:lang="en-US" id="byfc_FurnitureFixtureAndEquipmentMember_lbl">Equipment commonly used in offices and stores, which have no permanent connection to the structure of a building or utilities, for example desks, chairs, tables and bookcases, and tangible personal property used in an office setting, for example computers, copiers and fax machines.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureFixtureAndEquipmentMember" xlink:to="byfc_FurnitureFixtureAndEquipmentMember_lbl" xlink:title="label: FurnitureFixtureAndEquipmentMember to byfc_FurnitureFixtureAndEquipmentMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FurnitureFixtureAndEquipmentMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FurnitureFixtureAndEquipmentMember_lbl1" xml:lang="en-US" id="byfc_FurnitureFixtureAndEquipmentMember_lbl1">Furniture Fixture And Equipment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureFixtureAndEquipmentMember" xlink:to="byfc_FurnitureFixtureAndEquipmentMember_lbl1" xlink:title="label: FurnitureFixtureAndEquipmentMember to byfc_FurnitureFixtureAndEquipmentMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FurnitureFixtureAndEquipmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FurnitureFixtureAndEquipmentMember" xml:lang="en-US" id="byfc_FurnitureFixtureAndEquipmentMember">Furniture, Fixtures and Equipment [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FurnitureFixtureAndEquipmentMember" xlink:to="byfc_FurnitureFixtureAndEquipmentMember" xlink:title="label: FurnitureFixtureAndEquipmentMember to byfc_FurnitureFixtureAndEquipmentMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_InvestmentSecuritiesAbstract" xlink:label="InvestmentSecuritiesAbstract" xlink:title="InvestmentSecuritiesAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentSecuritiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_InvestmentSecuritiesAbstract_lbl1" xml:lang="en-US" id="byfc_InvestmentSecuritiesAbstract_lbl1">Investment Securities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentSecuritiesAbstract" xlink:to="byfc_InvestmentSecuritiesAbstract_lbl1" xlink:title="label: InvestmentSecuritiesAbstract to byfc_InvestmentSecuritiesAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentSecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_InvestmentSecuritiesAbstract" xml:lang="en-US" id="byfc_InvestmentSecuritiesAbstract">Securities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentSecuritiesAbstract" xlink:to="byfc_InvestmentSecuritiesAbstract" xlink:title="label: InvestmentSecuritiesAbstract to byfc_InvestmentSecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PurchasedCreditDeterioratedLoansAbstract" xlink:label="PurchasedCreditDeterioratedLoansAbstract" xlink:title="PurchasedCreditDeterioratedLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_PurchasedCreditDeterioratedLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PurchasedCreditDeterioratedLoansAbstract_lbl1" xml:lang="en-US" id="byfc_PurchasedCreditDeterioratedLoansAbstract_lbl1">Purchased Credit Deteriorated Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PurchasedCreditDeterioratedLoansAbstract" xlink:to="byfc_PurchasedCreditDeterioratedLoansAbstract_lbl1" xlink:title="label: PurchasedCreditDeterioratedLoansAbstract to byfc_PurchasedCreditDeterioratedLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PurchasedCreditDeterioratedLoansAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PurchasedCreditDeterioratedLoansAbstract" xml:lang="en-US" id="byfc_PurchasedCreditDeterioratedLoansAbstract">Purchased Credit Impaired Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PurchasedCreditDeterioratedLoansAbstract" xlink:to="byfc_PurchasedCreditDeterioratedLoansAbstract" xlink:title="label: PurchasedCreditDeterioratedLoansAbstract to byfc_PurchasedCreditDeterioratedLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:label="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:title="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" />
    <link:label xlink:type="resource" xlink:label="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl" xml:lang="en-US" id="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl">Number of acquired loans with evidence of credit deterioration of credit quality since origination at acquisition.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:to="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl" xlink:title="label: AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition to byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1" xml:lang="en-US" id="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1">Acquired Loans with Evidence of Credit Deterioration of Credit Quality Since Origination at Acquisition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:to="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1" xlink:title="label: AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition to byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xml:lang="en-US" id="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition">Number of acquired loans with evidence of credit deterioration of credit quality since origination at acquisition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:to="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:title="label: AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition to byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivablePurchasedWithCreditDeterioration" xlink:label="FinancingReceivablePurchasedWithCreditDeterioration" xlink:title="FinancingReceivablePurchasedWithCreditDeterioration" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl" xml:lang="en-US" id="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl">Amount of financing receivable purchased with credit deterioration.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeterioration" xlink:to="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl" xlink:title="label: FinancingReceivablePurchasedWithCreditDeterioration to byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl1" xml:lang="en-US" id="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl1">Financing Receivable, Purchased with Credit Deterioration</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeterioration" xlink:to="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl1" xlink:title="label: FinancingReceivablePurchasedWithCreditDeterioration to byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivablePurchasedWithCreditDeterioration" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="byfc_FinancingReceivablePurchasedWithCreditDeterioration" xml:lang="en-US" id="byfc_FinancingReceivablePurchasedWithCreditDeterioration">Balance at the beginning of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeterioration" xlink:to="byfc_FinancingReceivablePurchasedWithCreditDeterioration" xlink:title="label: FinancingReceivablePurchasedWithCreditDeterioration to byfc_FinancingReceivablePurchasedWithCreditDeterioration" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl2" xml:lang="en-US" id="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl2">Balance at the end of the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeterioration" xlink:to="byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl2" xlink:title="label: FinancingReceivablePurchasedWithCreditDeterioration to byfc_FinancingReceivablePurchasedWithCreditDeterioration_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:label="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:title="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl" xml:lang="en-US" id="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl">Amount of deduction due to payoff of financing receivable purchased with credit deterioration.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:to="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl" xlink:title="label: FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff to byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl1" xml:lang="en-US" id="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl1">Financing Receivable Purchased With Credit Deterioration, Deduction Due to Payoff</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:to="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl1" xlink:title="label: FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff to byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xml:lang="en-US" id="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff">Deductions due to payoffs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:to="byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:title="label: FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff to byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfRetailBankingOffices" xlink:label="NumberOfRetailBankingOffices" xlink:title="NumberOfRetailBankingOffices" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfRetailBankingOffices_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfRetailBankingOffices_lbl" xml:lang="en-US" id="byfc_NumberOfRetailBankingOffices_lbl">The number of retail-banking offices operated by the entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfRetailBankingOffices" xlink:to="byfc_NumberOfRetailBankingOffices_lbl" xlink:title="label: NumberOfRetailBankingOffices to byfc_NumberOfRetailBankingOffices_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfRetailBankingOffices_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfRetailBankingOffices_lbl1" xml:lang="en-US" id="byfc_NumberOfRetailBankingOffices_lbl1">Number of Retail Banking Offices</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfRetailBankingOffices" xlink:to="byfc_NumberOfRetailBankingOffices_lbl1" xlink:title="label: NumberOfRetailBankingOffices to byfc_NumberOfRetailBankingOffices_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfRetailBankingOffices" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfRetailBankingOffices" xml:lang="en-US" id="byfc_NumberOfRetailBankingOffices">Number of retail-banking offices</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfRetailBankingOffices" xlink:to="byfc_NumberOfRetailBankingOffices" xlink:title="label: NumberOfRetailBankingOffices to byfc_NumberOfRetailBankingOffices" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DepositLiabilitiesTypeTable" xlink:label="DepositLiabilitiesTypeTable" xlink:title="DepositLiabilitiesTypeTable" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositLiabilitiesTypeTable_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DepositLiabilitiesTypeTable_lbl" xml:lang="en-US" id="byfc_DepositLiabilitiesTypeTable_lbl">Tabular disclosure of type of deposit liability.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeTable" xlink:to="byfc_DepositLiabilitiesTypeTable_lbl" xlink:title="label: DepositLiabilitiesTypeTable to byfc_DepositLiabilitiesTypeTable_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositLiabilitiesTypeTable_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DepositLiabilitiesTypeTable_lbl1" xml:lang="en-US" id="byfc_DepositLiabilitiesTypeTable_lbl1">Deposit Liabilities, Type [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeTable" xlink:to="byfc_DepositLiabilitiesTypeTable_lbl1" xlink:title="label: DepositLiabilitiesTypeTable to byfc_DepositLiabilitiesTypeTable_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DepositLiabilitiesTypeLineItems" xlink:label="DepositLiabilitiesTypeLineItems" xlink:title="DepositLiabilitiesTypeLineItems" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositLiabilitiesTypeLineItems_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DepositLiabilitiesTypeLineItems_lbl" xml:lang="en-US" id="byfc_DepositLiabilitiesTypeLineItems_lbl">Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="byfc_DepositLiabilitiesTypeLineItems_lbl" xlink:title="label: DepositLiabilitiesTypeLineItems to byfc_DepositLiabilitiesTypeLineItems_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositLiabilitiesTypeLineItems_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DepositLiabilitiesTypeLineItems_lbl1" xml:lang="en-US" id="byfc_DepositLiabilitiesTypeLineItems_lbl1">Deposit Liabilities, Type [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="byfc_DepositLiabilitiesTypeLineItems_lbl1" xlink:title="label: DepositLiabilitiesTypeLineItems to byfc_DepositLiabilitiesTypeLineItems_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PercentageOfUninsuredDeposits" xlink:label="PercentageOfUninsuredDeposits" xlink:title="PercentageOfUninsuredDeposits" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfUninsuredDeposits_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PercentageOfUninsuredDeposits_lbl" xml:lang="en-US" id="byfc_PercentageOfUninsuredDeposits_lbl">The percentage of total deposits which are not insured by FDIC insurance.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfUninsuredDeposits" xlink:to="byfc_PercentageOfUninsuredDeposits_lbl" xlink:title="label: PercentageOfUninsuredDeposits to byfc_PercentageOfUninsuredDeposits_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfUninsuredDeposits_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PercentageOfUninsuredDeposits_lbl1" xml:lang="en-US" id="byfc_PercentageOfUninsuredDeposits_lbl1">Percentage of Uninsured Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfUninsuredDeposits" xlink:to="byfc_PercentageOfUninsuredDeposits_lbl1" xlink:title="label: PercentageOfUninsuredDeposits to byfc_PercentageOfUninsuredDeposits_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfUninsuredDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PercentageOfUninsuredDeposits" xml:lang="en-US" id="byfc_PercentageOfUninsuredDeposits">Percentage of uninsured deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfUninsuredDeposits" xlink:to="byfc_PercentageOfUninsuredDeposits" xlink:title="label: PercentageOfUninsuredDeposits to byfc_PercentageOfUninsuredDeposits" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CertificateOfDepositAccountRegistryServiceMember" xlink:label="CertificateOfDepositAccountRegistryServiceMember" xlink:title="CertificateOfDepositAccountRegistryServiceMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl" xml:lang="en-US" id="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl">Represents information pertaining to Certificate of Deposit Account Registry Service ("CDARS").</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl" xlink:title="label: CertificateOfDepositAccountRegistryServiceMember to byfc_CertificateOfDepositAccountRegistryServiceMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1" xml:lang="en-US" id="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1">Certificate Of Deposit Account Registry Service [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:title="label: CertificateOfDepositAccountRegistryServiceMember to byfc_CertificateOfDepositAccountRegistryServiceMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CertificateOfDepositAccountRegistryServiceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CertificateOfDepositAccountRegistryServiceMember" xml:lang="en-US" id="byfc_CertificateOfDepositAccountRegistryServiceMember">CDARS [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_CertificateOfDepositAccountRegistryServiceMember" xlink:title="label: CertificateOfDepositAccountRegistryServiceMember to byfc_CertificateOfDepositAccountRegistryServiceMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:label="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:label xlink:type="resource" xlink:label="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xml:lang="en-US" id="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl">Represents the deposits under the CDARS program, which allows banks to place their customers' funds in FDIC-insured certificates of deposit at other banks and, at the same time, receive an equal sum of funds from the customers of other banks in the CDARS Network.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xlink:title="label: ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xml:lang="en-US" id="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1">Reciprocal Deposits from Certificate Of Deposit Account Registry Service [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:title="label: ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xml:lang="en-US" id="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember">Reciprocal Deposits from CDARS [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="label: ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:label="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xml:lang="en-US" id="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl">The deposits that may be accepted under the CDARS program is nonreciprocal deposits which are considered to be brokered funds.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" xlink:title="label: NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xml:lang="en-US" id="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1">Nonreciprocal Deposits from Certificate Of Deposit Account Registry Service [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" xlink:title="label: NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xml:lang="en-US" id="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember">Nonreciprocal Deposits from CDARS [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:to="byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="label: NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember to byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:label="FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:title="FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl" xml:lang="en-US" id="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl">Tabular disclosure of allowance for credit loss on financing receivable by loan type and based on impairment method.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:to="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl" xlink:title="label: FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock to byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl1">Financing Receivable, Allowance for Credit Loss by Loan Type and Based on Impairment Method [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:to="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl1" xlink:title="label: FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock to byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xml:lang="en-US" id="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock">Allowance for Loan Losses and Recorded Investment in Loans by Type of Loans and Based on Impairment Method</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:to="byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:title="label: FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock to byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:label="DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:title="DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl" xml:lang="en-US" id="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl">Tabular disclosure of discount on purchased credit deteriorated loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:to="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl" xlink:title="label: DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock to byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl1" xml:lang="en-US" id="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl1">Discount on Purchased Credit Deteriorated Loans [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:to="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl1" xlink:title="label: DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock to byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xml:lang="en-US" id="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock">Discount on Purchased Credit Deteriorated Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:to="byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:title="label: DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock to byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:label="ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:title="ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl" xml:lang="en-US" id="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl">Tabular disclosure of the average recorded investment and related interest income for impaired financing receivables.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:to="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl" xlink:title="label: ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock to byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl1" xml:lang="en-US" id="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl1">Impaired Loans Average Investment Interest Income [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:to="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl1" xlink:title="label: ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock to byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xml:lang="en-US" id="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock">Average of Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:to="byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:title="label: ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock to byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:label="FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:title="FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl" xml:lang="en-US" id="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl">Tabular disclosure of collateral-dependent loans of different classes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:to="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl" xlink:title="label: FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock to byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl1">Financing Receivable, Collateral Dependent Loans By Collateral Type [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:to="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl1" xlink:title="label: FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock to byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xml:lang="en-US" id="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock">Collateral Dependent Loans by Collateral Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:to="byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:title="label: FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock to byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:label="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:title="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl" xml:lang="en-US" id="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl">Tabular disclosure of carrying amount of purchased credit impaired loans,</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:to="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl" xlink:title="label: CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock to byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl1" xml:lang="en-US" id="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl1">Carrying Amount of Purchased Credit Impaired Loans [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:to="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl1" xlink:title="label: CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock to byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xml:lang="en-US" id="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock">Carrying Amount of Purchased Credit Deteriorated Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:to="byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:title="label: CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock to byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ImpairedLoansFinancingReceivablesTableTextBlock" xlink:label="ImpairedLoansFinancingReceivablesTableTextBlock" xlink:title="ImpairedLoansFinancingReceivablesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl" xml:lang="en-US" id="byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl">Tabular disclosure of impaired loans financing receivables.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansFinancingReceivablesTableTextBlock" xlink:to="byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl" xlink:title="label: ImpairedLoansFinancingReceivablesTableTextBlock to byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl1" xml:lang="en-US" id="byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl1">Impaired Loans Financing Receivables [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansFinancingReceivablesTableTextBlock" xlink:to="byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl1" xlink:title="label: ImpairedLoansFinancingReceivablesTableTextBlock to byfc_ImpairedLoansFinancingReceivablesTableTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ImpairedLoansFinancingReceivablesTableTextBlock" xml:lang="en-US" id="byfc_ImpairedLoansFinancingReceivablesTableTextBlock">Loans Individually Evaluated for Impairment by Loan Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansFinancingReceivablesTableTextBlock" xlink:to="byfc_ImpairedLoansFinancingReceivablesTableTextBlock" xlink:title="label: ImpairedLoansFinancingReceivablesTableTextBlock to byfc_ImpairedLoansFinancingReceivablesTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableInterestRate" xlink:label="FinancingReceivableInterestRate" xlink:title="FinancingReceivableInterestRate" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableInterestRate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableInterestRate_lbl" xml:lang="en-US" id="byfc_FinancingReceivableInterestRate_lbl">Percentage of interest rate on a financing receivable.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableInterestRate" xlink:to="byfc_FinancingReceivableInterestRate_lbl" xlink:title="label: FinancingReceivableInterestRate to byfc_FinancingReceivableInterestRate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableInterestRate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableInterestRate_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableInterestRate_lbl1">Financing Receivable, Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableInterestRate" xlink:to="byfc_FinancingReceivableInterestRate_lbl1" xlink:title="label: FinancingReceivableInterestRate to byfc_FinancingReceivableInterestRate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableInterestRate" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_FinancingReceivableInterestRate" xml:lang="en-US" id="byfc_FinancingReceivableInterestRate">Loans receivable, interest rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableInterestRate" xlink:to="byfc_FinancingReceivableInterestRate" xlink:title="label: FinancingReceivableInterestRate to byfc_FinancingReceivableInterestRate" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:label="CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="CreditAndInterestMarksOnPurchasedLoansNet" />
    <link:label xlink:type="resource" xlink:label="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" xml:lang="en-US" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl">The amount of credit and interest marks on purchased loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditAndInterestMarksOnPurchasedLoansNet" xlink:to="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" xlink:title="label: CreditAndInterestMarksOnPurchasedLoansNet to byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" xml:lang="en-US" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1">Credit and Interest Marks on Purchased Loans, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditAndInterestMarksOnPurchasedLoansNet" xlink:to="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" xlink:title="label: CreditAndInterestMarksOnPurchasedLoansNet to byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_CreditAndInterestMarksOnPurchasedLoansNet" xml:lang="en-US" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet">Credit and interest marks on purchased loans, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditAndInterestMarksOnPurchasedLoansNet" xlink:to="byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="label: CreditAndInterestMarksOnPurchasedLoansNet to byfc_CreditAndInterestMarksOnPurchasedLoansNet" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableTerm" xlink:label="FinancingReceivableTerm" xlink:title="FinancingReceivableTerm" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableTerm_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableTerm_lbl" xml:lang="en-US" id="byfc_FinancingReceivableTerm_lbl">Period of time between issuance and maturity of financing receivable, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableTerm" xlink:to="byfc_FinancingReceivableTerm_lbl" xlink:title="label: FinancingReceivableTerm to byfc_FinancingReceivableTerm_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableTerm_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableTerm_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableTerm_lbl1">Financing Receivable, Term</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableTerm" xlink:to="byfc_FinancingReceivableTerm_lbl1" xlink:title="label: FinancingReceivableTerm to byfc_FinancingReceivableTerm_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableTerm" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableTerm" xml:lang="en-US" id="byfc_FinancingReceivableTerm">Loans receivable, term</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableTerm" xlink:to="byfc_FinancingReceivableTerm" xlink:title="label: FinancingReceivableTerm to byfc_FinancingReceivableTerm" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PaycheckProtectionProgramMember" xlink:label="PaycheckProtectionProgramMember" xlink:title="PaycheckProtectionProgramMember" />
    <link:label xlink:type="resource" xlink:label="byfc_PaycheckProtectionProgramMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PaycheckProtectionProgramMember_lbl" xml:lang="en-US" id="byfc_PaycheckProtectionProgramMember_lbl">Loans issued under the SBA's paycheck protection program ("PPP").</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaycheckProtectionProgramMember" xlink:to="byfc_PaycheckProtectionProgramMember_lbl" xlink:title="label: PaycheckProtectionProgramMember to byfc_PaycheckProtectionProgramMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PaycheckProtectionProgramMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PaycheckProtectionProgramMember_lbl1" xml:lang="en-US" id="byfc_PaycheckProtectionProgramMember_lbl1">Paycheck Protection Program [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaycheckProtectionProgramMember" xlink:to="byfc_PaycheckProtectionProgramMember_lbl1" xlink:title="label: PaycheckProtectionProgramMember to byfc_PaycheckProtectionProgramMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PaycheckProtectionProgramMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PaycheckProtectionProgramMember" xml:lang="en-US" id="byfc_PaycheckProtectionProgramMember">PPP Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaycheckProtectionProgramMember" xlink:to="byfc_PaycheckProtectionProgramMember" xlink:title="label: PaycheckProtectionProgramMember to byfc_PaycheckProtectionProgramMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:label="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:title="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" />
    <link:label xlink:type="resource" xlink:label="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl" xml:lang="en-US" id="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl">The amount of non-cash financing activities for the exchange of preferred stock for common stock, Noncash is defined as transactions during a period that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of a transaction not resulting in cash receipts or cash payments in the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:to="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl" xlink:title="label: NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock to byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl1" xml:lang="en-US" id="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl1">Non-cash Financing Activities, Exchange of Preferred Stock for Common Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:to="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl1" xlink:title="label: NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock to byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xml:lang="en-US" id="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock">Non-cash financing activities for exchange of preferred stock for common stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:to="byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:title="label: NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock to byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CapitalDistributionToSubsidiary" xlink:label="CapitalDistributionToSubsidiary" xlink:title="CapitalDistributionToSubsidiary" />
    <link:label xlink:type="resource" xlink:label="byfc_CapitalDistributionToSubsidiary_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CapitalDistributionToSubsidiary_lbl" xml:lang="en-US" id="byfc_CapitalDistributionToSubsidiary_lbl">The cash outflow associated with the capital distribution to subsidiary.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CapitalDistributionToSubsidiary" xlink:to="byfc_CapitalDistributionToSubsidiary_lbl" xlink:title="label: CapitalDistributionToSubsidiary to byfc_CapitalDistributionToSubsidiary_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CapitalDistributionToSubsidiary_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CapitalDistributionToSubsidiary_lbl1" xml:lang="en-US" id="byfc_CapitalDistributionToSubsidiary_lbl1">Capital Distribution To Subsidiary</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CapitalDistributionToSubsidiary" xlink:to="byfc_CapitalDistributionToSubsidiary_lbl1" xlink:title="label: CapitalDistributionToSubsidiary to byfc_CapitalDistributionToSubsidiary_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CapitalDistributionToSubsidiary" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_CapitalDistributionToSubsidiary" xml:lang="en-US" id="byfc_CapitalDistributionToSubsidiary">Capital distribution to bank subsidiary</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CapitalDistributionToSubsidiary" xlink:to="byfc_CapitalDistributionToSubsidiary" xlink:title="label: CapitalDistributionToSubsidiary to byfc_CapitalDistributionToSubsidiary" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FiveCustomersMember" xlink:label="FiveCustomersMember" xlink:title="FiveCustomersMember" />
    <link:label xlink:type="resource" xlink:label="byfc_FiveCustomersMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FiveCustomersMember_lbl" xml:lang="en-US" id="byfc_FiveCustomersMember_lbl">Customers that have a significant concentration risk with the entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiveCustomersMember" xlink:to="byfc_FiveCustomersMember_lbl" xlink:title="label: FiveCustomersMember to byfc_FiveCustomersMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FiveCustomersMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FiveCustomersMember_lbl1" xml:lang="en-US" id="byfc_FiveCustomersMember_lbl1">Five Customers [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiveCustomersMember" xlink:to="byfc_FiveCustomersMember_lbl1" xlink:title="label: FiveCustomersMember to byfc_FiveCustomersMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfSignificantCustomers" xlink:label="NumberOfSignificantCustomers" xlink:title="NumberOfSignificantCustomers" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfSignificantCustomers_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfSignificantCustomers_lbl" xml:lang="en-US" id="byfc_NumberOfSignificantCustomers_lbl">Refers to the number of significant customers contributing for deposits.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfSignificantCustomers" xlink:to="byfc_NumberOfSignificantCustomers_lbl" xlink:title="label: NumberOfSignificantCustomers to byfc_NumberOfSignificantCustomers_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfSignificantCustomers_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfSignificantCustomers_lbl1" xml:lang="en-US" id="byfc_NumberOfSignificantCustomers_lbl1">Number Of Significant Customers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfSignificantCustomers" xlink:to="byfc_NumberOfSignificantCustomers_lbl1" xlink:title="label: NumberOfSignificantCustomers to byfc_NumberOfSignificantCustomers_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfSignificantCustomers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfSignificantCustomers" xml:lang="en-US" id="byfc_NumberOfSignificantCustomers">Number of long-time customers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfSignificantCustomers" xlink:to="byfc_NumberOfSignificantCustomers" xlink:title="label: NumberOfSignificantCustomers to byfc_NumberOfSignificantCustomers" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TimeDeposits250000OrMore" xlink:label="TimeDeposits250000OrMore" xlink:title="TimeDeposits250000OrMore" />
    <link:label xlink:type="resource" xlink:label="byfc_TimeDeposits250000OrMore_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_TimeDeposits250000OrMore_lbl" xml:lang="en-US" id="byfc_TimeDeposits250000OrMore_lbl">The aggregate amount of domestic and foreign time deposit liabilities in denominations of $250,000 or more</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits250000OrMore" xlink:to="byfc_TimeDeposits250000OrMore_lbl" xlink:title="label: TimeDeposits250000OrMore to byfc_TimeDeposits250000OrMore_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_TimeDeposits250000OrMore_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_TimeDeposits250000OrMore_lbl1" xml:lang="en-US" id="byfc_TimeDeposits250000OrMore_lbl1">Aggregate amount of certificates of deposits in denominations of $250,000 or more</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits250000OrMore" xlink:to="byfc_TimeDeposits250000OrMore_lbl1" xlink:title="label: TimeDeposits250000OrMore to byfc_TimeDeposits250000OrMore_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_TimeDeposits250000OrMore" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_TimeDeposits250000OrMore" xml:lang="en-US" id="byfc_TimeDeposits250000OrMore">Certificate of deposits in denominations of $250,000 or more</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDeposits250000OrMore" xlink:to="byfc_TimeDeposits250000OrMore" xlink:title="label: TimeDeposits250000OrMore to byfc_TimeDeposits250000OrMore" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DepositsTotalMember" xlink:label="DepositsTotalMember" xlink:title="DepositsTotalMember" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositsTotalMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DepositsTotalMember_lbl" xml:lang="en-US" id="byfc_DepositsTotalMember_lbl">Carrying amount as of the balance sheet date of total deposits, when it serves as a benchmark in a concentration of risk calculation. Sum of all reported deposits as of the balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsTotalMember" xlink:to="byfc_DepositsTotalMember_lbl" xlink:title="label: DepositsTotalMember to byfc_DepositsTotalMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositsTotalMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DepositsTotalMember_lbl1" xml:lang="en-US" id="byfc_DepositsTotalMember_lbl1">Deposits, Total [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsTotalMember" xlink:to="byfc_DepositsTotalMember_lbl1" xlink:title="label: DepositsTotalMember to byfc_DepositsTotalMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositsTotalMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DepositsTotalMember" xml:lang="en-US" id="byfc_DepositsTotalMember">Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsTotalMember" xlink:to="byfc_DepositsTotalMember" xlink:title="label: DepositsTotalMember to byfc_DepositsTotalMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:label="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:title="RiskGradeCategoryOfLoansByLoanTypeAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1" xml:lang="en-US" id="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1">Risk Grade Category of Loans by Loan Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:to="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1" xlink:title="label: RiskGradeCategoryOfLoansByLoanTypeAbstract to byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract" xml:lang="en-US" id="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract">Risk Grade Category of Loans by Loan Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:to="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:title="label: RiskGradeCategoryOfLoansByLoanTypeAbstract to byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EffectOfAbstract" xlink:label="EffectOfAbstract" xlink:title="EffectOfAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_EffectOfAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EffectOfAbstract_lbl1" xml:lang="en-US" id="byfc_EffectOfAbstract_lbl1">Effect of [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectOfAbstract" xlink:to="byfc_EffectOfAbstract_lbl1" xlink:title="label: EffectOfAbstract to byfc_EffectOfAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EffectOfAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EffectOfAbstract" xml:lang="en-US" id="byfc_EffectOfAbstract">Effect of [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectOfAbstract" xlink:to="byfc_EffectOfAbstract" xlink:title="label: EffectOfAbstract to byfc_EffectOfAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:label="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:title="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" />
    <link:label xlink:type="resource" xlink:label="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl" xml:lang="en-US" id="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl">Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to earnings (loss) from bank owned life insurance.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:to="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl" xlink:title="label: EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount to byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1" xml:lang="en-US" id="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1">Effective Income Tax Rate Reconciliation, Earnings (Losses) from Bank Owned Life Insurance, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:to="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1" xlink:title="label: EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount to byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xml:lang="en-US" id="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount">Earnings from bank owned life insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:to="byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:title="label: EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount to byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:label="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:title="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl" xml:lang="en-US" id="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl">The prepayment penalties for early payoff of the debt instrument.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:to="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl" xlink:title="label: DebtInstrumentPrepaymentPenaltiesForEarlyPayoff to byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl1" xml:lang="en-US" id="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl1">Debt Instrument, Prepayment Penalties for Early Payoff</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:to="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl1" xlink:title="label: DebtInstrumentPrepaymentPenaltiesForEarlyPayoff to byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xml:lang="en-US" id="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff">Prepayment penalties for early payoff</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:to="byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:title="label: DebtInstrumentPrepaymentPenaltiesForEarlyPayoff to byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OtherFinancialInstitutionsMember" xlink:label="OtherFinancialInstitutionsMember" xlink:title="OtherFinancialInstitutionsMember" />
    <link:label xlink:type="resource" xlink:label="byfc_OtherFinancialInstitutionsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OtherFinancialInstitutionsMember_lbl" xml:lang="en-US" id="byfc_OtherFinancialInstitutionsMember_lbl">The name of financial institutions with whom the Company has the line of credit, including a letter of credit facility.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherFinancialInstitutionsMember" xlink:to="byfc_OtherFinancialInstitutionsMember_lbl" xlink:title="label: OtherFinancialInstitutionsMember to byfc_OtherFinancialInstitutionsMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OtherFinancialInstitutionsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OtherFinancialInstitutionsMember_lbl1" xml:lang="en-US" id="byfc_OtherFinancialInstitutionsMember_lbl1">Other Financial Institutions [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherFinancialInstitutionsMember" xlink:to="byfc_OtherFinancialInstitutionsMember_lbl1" xlink:title="label: OtherFinancialInstitutionsMember to byfc_OtherFinancialInstitutionsMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OtherFinancialInstitutionsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OtherFinancialInstitutionsMember" xml:lang="en-US" id="byfc_OtherFinancialInstitutionsMember">Other Financial Institutions [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherFinancialInstitutionsMember" xlink:to="byfc_OtherFinancialInstitutionsMember" xlink:title="label: OtherFinancialInstitutionsMember to byfc_OtherFinancialInstitutionsMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:label="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:title="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl" xml:lang="en-US" id="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl">Tabular disclosure of advances made and reported by Federal Home Loan Bank (FHLBank) maturity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:to="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl" xlink:title="label: ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock to byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl1" xml:lang="en-US" id="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl1">Schedule of Federal Home Loan Bank, Advances, Fiscal Year Maturity [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:to="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl1" xlink:title="label: ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock to byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xml:lang="en-US" id="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock">Scheduled Maturities of FHLB Advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:to="byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:title="label: ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock to byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl">Weighted average remaining contractual term for equity-based awards granted excluding options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Granted Weighted Average Remaining Contractual Terms</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms">Granted during period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RightOfUseAssetsMember" xlink:label="RightOfUseAssetsMember" xlink:title="RightOfUseAssetsMember" />
    <link:label xlink:type="resource" xlink:label="byfc_RightOfUseAssetsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_RightOfUseAssetsMember_lbl" xml:lang="en-US" id="byfc_RightOfUseAssetsMember_lbl">Represents the information pertaining to right of use assets.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsMember" xlink:to="byfc_RightOfUseAssetsMember_lbl" xlink:title="label: RightOfUseAssetsMember to byfc_RightOfUseAssetsMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_RightOfUseAssetsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_RightOfUseAssetsMember_lbl1" xml:lang="en-US" id="byfc_RightOfUseAssetsMember_lbl1">Right Of Use Assets [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsMember" xlink:to="byfc_RightOfUseAssetsMember_lbl1" xlink:title="label: RightOfUseAssetsMember to byfc_RightOfUseAssetsMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_RightOfUseAssetsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_RightOfUseAssetsMember" xml:lang="en-US" id="byfc_RightOfUseAssetsMember">Right of Use Assets [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightOfUseAssetsMember" xlink:to="byfc_RightOfUseAssetsMember" xlink:title="label: RightOfUseAssetsMember to byfc_RightOfUseAssetsMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OutOfPeriodAdjustmentsAbstract" xlink:label="OutOfPeriodAdjustmentsAbstract" xlink:title="OutOfPeriodAdjustmentsAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_OutOfPeriodAdjustmentsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OutOfPeriodAdjustmentsAbstract_lbl1" xml:lang="en-US" id="byfc_OutOfPeriodAdjustmentsAbstract_lbl1">Out of Period Adjustments [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OutOfPeriodAdjustmentsAbstract" xlink:to="byfc_OutOfPeriodAdjustmentsAbstract_lbl1" xlink:title="label: OutOfPeriodAdjustmentsAbstract to byfc_OutOfPeriodAdjustmentsAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OutOfPeriodAdjustmentsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OutOfPeriodAdjustmentsAbstract" xml:lang="en-US" id="byfc_OutOfPeriodAdjustmentsAbstract">Out of Period Adjustments [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OutOfPeriodAdjustmentsAbstract" xlink:to="byfc_OutOfPeriodAdjustmentsAbstract" xlink:title="label: OutOfPeriodAdjustmentsAbstract to byfc_OutOfPeriodAdjustmentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:label="PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:title="PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" />
    <link:label xlink:type="resource" xlink:label="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl" xml:lang="en-US" id="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl">The amount of a income tax expense reclassification adjustment made to prior period financial statement amounts.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:to="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl" xlink:title="label: PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense to byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl1" xml:lang="en-US" id="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl1">Prior Period Reclassification Adjustment Related to Income Tax Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:to="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl1" xlink:title="label: PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense to byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xml:lang="en-US" id="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense">Adjustment to income tax expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:to="byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:title="label: PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense to byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:label="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:title="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" />
    <link:label xlink:type="resource" xlink:label="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl" xml:lang="en-US" id="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl">The number of times the Company may opt to extend an operating lease, as defined in the lease agreement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:to="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl" xlink:title="label: LesseeOperatingLeaseNumberOfLeaseExtensionOptions to byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1" xml:lang="en-US" id="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1">Lessee, Operating Lease, Number of Lease Extension Options</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:to="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1" xlink:title="label: LesseeOperatingLeaseNumberOfLeaseExtensionOptions to byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xml:lang="en-US" id="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions">Number of options to extend</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:to="byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:title="label: LesseeOperatingLeaseNumberOfLeaseExtensionOptions to byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:label="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:title="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl" xml:lang="en-US" id="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl">Period of interest income on loans to be discontinued, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:to="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl" xlink:title="label: FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued to byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl1">Financing Receivable, Delinquency Period For Interest Income On Loans To Be Discontinued</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:to="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl1" xlink:title="label: FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued to byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xml:lang="en-US" id="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued">Delinquency period for interest income to be discontinued on loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:to="byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:title="label: FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued to byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:label="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:title="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" />
    <link:label xlink:type="resource" xlink:label="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl" xml:lang="en-US" id="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl">Amount of increase (decrease) in carrying value of assets due to change in deferred tax estimate, excluding financial assets and goodwill, lacking physical substance with a finite life.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:to="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl" xlink:title="label: FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate to byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl1" xml:lang="en-US" id="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl1">Finite-Lived Intangible Assets, Change in Deferred Tax Estimate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:to="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl1" xlink:title="label: FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate to byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xml:lang="en-US" id="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate">Change in deferred tax estimate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:to="byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:title="label: FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate to byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_GoodwillAmortization" xlink:label="GoodwillAmortization" xlink:title="GoodwillAmortization" />
    <link:label xlink:type="resource" xlink:label="byfc_GoodwillAmortization_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_GoodwillAmortization_lbl" xml:lang="en-US" id="byfc_GoodwillAmortization_lbl">The aggregate expense charged against earnings to allocate the cost of goodwill in a systematic and rational manner to the periods expected to benefit from such assets.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAmortization" xlink:to="byfc_GoodwillAmortization_lbl" xlink:title="label: GoodwillAmortization to byfc_GoodwillAmortization_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_GoodwillAmortization_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_GoodwillAmortization_lbl1" xml:lang="en-US" id="byfc_GoodwillAmortization_lbl1">Goodwill, Amortization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAmortization" xlink:to="byfc_GoodwillAmortization_lbl1" xlink:title="label: GoodwillAmortization to byfc_GoodwillAmortization_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_GoodwillAmortization" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_GoodwillAmortization" xml:lang="en-US" id="byfc_GoodwillAmortization">Amortization</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAmortization" xlink:to="byfc_GoodwillAmortization" xlink:title="label: GoodwillAmortization to byfc_GoodwillAmortization" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_GoodwillChangeInDeferredTaxEstimate" xlink:label="GoodwillChangeInDeferredTaxEstimate" xlink:title="GoodwillChangeInDeferredTaxEstimate" />
    <link:label xlink:type="resource" xlink:label="byfc_GoodwillChangeInDeferredTaxEstimate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_GoodwillChangeInDeferredTaxEstimate_lbl" xml:lang="en-US" id="byfc_GoodwillChangeInDeferredTaxEstimate_lbl">Amount of (increase) decrease to an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from the change in deferred tax estimate.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillChangeInDeferredTaxEstimate" xlink:to="byfc_GoodwillChangeInDeferredTaxEstimate_lbl" xlink:title="label: GoodwillChangeInDeferredTaxEstimate to byfc_GoodwillChangeInDeferredTaxEstimate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_GoodwillChangeInDeferredTaxEstimate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_GoodwillChangeInDeferredTaxEstimate_lbl1" xml:lang="en-US" id="byfc_GoodwillChangeInDeferredTaxEstimate_lbl1">Goodwill, Change in Deferred Tax Estimate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillChangeInDeferredTaxEstimate" xlink:to="byfc_GoodwillChangeInDeferredTaxEstimate_lbl1" xlink:title="label: GoodwillChangeInDeferredTaxEstimate to byfc_GoodwillChangeInDeferredTaxEstimate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_GoodwillChangeInDeferredTaxEstimate" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_GoodwillChangeInDeferredTaxEstimate" xml:lang="en-US" id="byfc_GoodwillChangeInDeferredTaxEstimate">Change in deferred tax estimate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillChangeInDeferredTaxEstimate" xlink:to="byfc_GoodwillChangeInDeferredTaxEstimate" xlink:title="label: GoodwillChangeInDeferredTaxEstimate to byfc_GoodwillChangeInDeferredTaxEstimate" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankOwnedLifeInsurancePolicyTextBlock" xlink:label="BankOwnedLifeInsurancePolicyTextBlock" xlink:title="BankOwnedLifeInsurancePolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl" xml:lang="en-US" id="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl">Disclosure of accounting policy for bank-owned life Insurance.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsurancePolicyTextBlock" xlink:to="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl" xlink:title="label: BankOwnedLifeInsurancePolicyTextBlock to byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1">Bank Owned Life Insurance [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsurancePolicyTextBlock" xlink:to="byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1" xlink:title="label: BankOwnedLifeInsurancePolicyTextBlock to byfc_BankOwnedLifeInsurancePolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankOwnedLifeInsurancePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankOwnedLifeInsurancePolicyTextBlock" xml:lang="en-US" id="byfc_BankOwnedLifeInsurancePolicyTextBlock">Bank-Owned Life Insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankOwnedLifeInsurancePolicyTextBlock" xlink:to="byfc_BankOwnedLifeInsurancePolicyTextBlock" xlink:title="label: BankOwnedLifeInsurancePolicyTextBlock to byfc_BankOwnedLifeInsurancePolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:label="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:title="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl" xml:lang="en-US" id="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl">Disclosure of accounting policy for Federal Home Loan Bank and Federal Reserve Bank stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:to="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl" xlink:title="label: FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock to byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1">Federal Home Loan Bank and Federal Reserve Bank Stock [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:to="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1" xlink:title="label: FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock to byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xml:lang="en-US" id="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock">Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:to="byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:title="label: FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock to byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:label="PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:title="PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl" xml:lang="en-US" id="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl">Disclosure of accounting policy for purchased credit deteriorated financing receivable.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:to="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl" xlink:title="label: PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock to byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl1">Purchased Credit Deteriorated Financing Receivable, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:to="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl1" xlink:title="label: PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock to byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xml:lang="en-US" id="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock">Purchased Credit Deteriorated Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:to="byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:title="label: PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock to byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OutOfPeriodAdjustmentsPolicyTextBlock" xlink:label="OutOfPeriodAdjustmentsPolicyTextBlock" xlink:title="OutOfPeriodAdjustmentsPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl" xml:lang="en-US" id="byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl">Disclosure of accounting policy for out of period adjustments.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OutOfPeriodAdjustmentsPolicyTextBlock" xlink:to="byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl" xlink:title="label: OutOfPeriodAdjustmentsPolicyTextBlock to byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl1">Out of Period Adjustments [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OutOfPeriodAdjustmentsPolicyTextBlock" xlink:to="byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl1" xlink:title="label: OutOfPeriodAdjustmentsPolicyTextBlock to byfc_OutOfPeriodAdjustmentsPolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OutOfPeriodAdjustmentsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OutOfPeriodAdjustmentsPolicyTextBlock" xml:lang="en-US" id="byfc_OutOfPeriodAdjustmentsPolicyTextBlock">Out-of-Period Adjustments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OutOfPeriodAdjustmentsPolicyTextBlock" xlink:to="byfc_OutOfPeriodAdjustmentsPolicyTextBlock" xlink:title="label: OutOfPeriodAdjustmentsPolicyTextBlock to byfc_OutOfPeriodAdjustmentsPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:label="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:title="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl" xml:lang="en-US" id="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl">Disclosure of accounting policy for modified loans to borrowers experiencing financial difficulty.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:to="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl" xlink:title="label: ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock to byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1">Modified Loans to Borrowers Experiencing Financial Difficulty [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:to="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1" xlink:title="label: ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock to byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xml:lang="en-US" id="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock">Modified Loans to Borrowers Experiencing Financial Difficulty</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:to="byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:title="label: ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock to byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:label="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:title="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl" xml:lang="en-US" id="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl">Disclosure of accounting policy for investments in affordable housing limited partnerships.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:to="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl" xlink:title="label: InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock to byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1" xml:lang="en-US" id="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1">Investment in Affordable Housing Limited Partnership [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:to="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1" xlink:title="label: InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock to byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xml:lang="en-US" id="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock">Investment in Affordable Housing Limited Partnership</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:to="byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:title="label: InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock to byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxAssetsRightOfUseLiability" xlink:label="DeferredTaxAssetsRightOfUseLiability" xlink:title="DeferredTaxAssetsRightOfUseLiability" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetsRightOfUseLiability_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DeferredTaxAssetsRightOfUseLiability_lbl" xml:lang="en-US" id="byfc_DeferredTaxAssetsRightOfUseLiability_lbl">Amount before allocation of valuation allowances of deferred tax asset attributable to right of use liability.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsRightOfUseLiability" xlink:to="byfc_DeferredTaxAssetsRightOfUseLiability_lbl" xlink:title="label: DeferredTaxAssetsRightOfUseLiability to byfc_DeferredTaxAssetsRightOfUseLiability_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetsRightOfUseLiability_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DeferredTaxAssetsRightOfUseLiability_lbl1" xml:lang="en-US" id="byfc_DeferredTaxAssetsRightOfUseLiability_lbl1">Deferred Tax Assets, Right of Use Liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsRightOfUseLiability" xlink:to="byfc_DeferredTaxAssetsRightOfUseLiability_lbl1" xlink:title="label: DeferredTaxAssetsRightOfUseLiability to byfc_DeferredTaxAssetsRightOfUseLiability_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetsRightOfUseLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DeferredTaxAssetsRightOfUseLiability" xml:lang="en-US" id="byfc_DeferredTaxAssetsRightOfUseLiability">Right of use liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsRightOfUseLiability" xlink:to="byfc_DeferredTaxAssetsRightOfUseLiability" xlink:title="label: DeferredTaxAssetsRightOfUseLiability to byfc_DeferredTaxAssetsRightOfUseLiability" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:label="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:title="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl" xml:lang="en-US" id="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl">Amount before allocation of valuation allowances, of deferred tax asset attributable to deductible temporary difference from fair value adjustment on acquired loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:to="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl" xlink:title="label: DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans to byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl1" xml:lang="en-US" id="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl1">Deferred Tax Assets, Fair Value Adjustment on Acquired Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:to="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl1" xlink:title="label: DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans to byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xml:lang="en-US" id="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans">Fair value adjustment on acquired loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:to="byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:title="label: DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans to byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:label="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:title="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl">Amount before allocation of valuation allowances of deferred tax liabilities attributable to deductible temporary differences from non-accrual loan interest.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:to="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl" xlink:title="label: DeferredTaxLiabilitiesNonaccrualInterestOnLoans to byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl1" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl1">Deferred Tax Liabilities Nonaccrual Interest on Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:to="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl1" xlink:title="label: DeferredTaxLiabilitiesNonaccrualInterestOnLoans to byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans">Nonaccrual loan interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:to="byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:title="label: DeferredTaxLiabilitiesNonaccrualInterestOnLoans to byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesRightOfUseAssets" xlink:label="DeferredTaxLiabilitiesRightOfUseAssets" xlink:title="DeferredTaxLiabilitiesRightOfUseAssets" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl">Amount of deferred tax consequences attributable to taxable temporary differences derived from right of use assets.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesRightOfUseAssets" xlink:to="byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl" xlink:title="label: DeferredTaxLiabilitiesRightOfUseAssets to byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl1" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl1">Deferred Tax Liabilities, Right of Use Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesRightOfUseAssets" xlink:to="byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl1" xlink:title="label: DeferredTaxLiabilitiesRightOfUseAssets to byfc_DeferredTaxLiabilitiesRightOfUseAssets_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesRightOfUseAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_DeferredTaxLiabilitiesRightOfUseAssets" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesRightOfUseAssets">Right of use assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesRightOfUseAssets" xlink:to="byfc_DeferredTaxLiabilitiesRightOfUseAssets" xlink:title="label: DeferredTaxLiabilitiesRightOfUseAssets to byfc_DeferredTaxLiabilitiesRightOfUseAssets" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesBadDebtAdjustments" xlink:label="DeferredTaxLiabilitiesBadDebtAdjustments" xlink:title="DeferredTaxLiabilitiesBadDebtAdjustments" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl">Amount of deferred tax liability attributable to taxable temporary differences from adjustments to bad debts.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesBadDebtAdjustments" xlink:to="byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl" xlink:title="label: DeferredTaxLiabilitiesBadDebtAdjustments to byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl1" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl1">Deferred Tax Liabilities, Bad Debt Adjustments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesBadDebtAdjustments" xlink:to="byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl1" xlink:title="label: DeferredTaxLiabilitiesBadDebtAdjustments to byfc_DeferredTaxLiabilitiesBadDebtAdjustments_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesBadDebtAdjustments" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_DeferredTaxLiabilitiesBadDebtAdjustments" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesBadDebtAdjustments">Section 481 adjustments to bad debts</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesBadDebtAdjustments" xlink:to="byfc_DeferredTaxLiabilitiesBadDebtAdjustments" xlink:title="label: DeferredTaxLiabilitiesBadDebtAdjustments to byfc_DeferredTaxLiabilitiesBadDebtAdjustments" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:label="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:title="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl">Amount of deferred tax liability attributable to taxable temporary differences from FHLB stock dividends.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:to="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl" xlink:title="label: DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends to byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl1" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl1">Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:to="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl1" xlink:title="label: DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends to byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xml:lang="en-US" id="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends">FHLB stock dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:to="byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:title="label: DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends to byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:label="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:title="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl">The amount of plan compensation cost including prior year correction, recognized during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:to="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection to byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl1" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl1">Employee Stock Ownership Plan (ESOP), Compensation Expense, Including Prior Year Correction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:to="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection to byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xml:lang="en-US" id="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection">ESOP compensation expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:to="byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:title="label: EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection to byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:label="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:title="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" />
    <link:label xlink:type="resource" xlink:label="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl" xml:lang="en-US" id="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl">Amount of noncash expense included in expense to (amortization) accretion of (premium) discount associated with the Federal Home Loan Bank (FHLB) advances.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:to="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl" xlink:title="label: AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances to byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl1" xml:lang="en-US" id="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl1">(Amortization) Accretion of (Premium) Discount on Federal Home Loan Bank (FHLB) Advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:to="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl1" xlink:title="label: AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances to byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xml:lang="en-US" id="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances">Accretion of premium on FHLB advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:to="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:title="label: AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances to byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:label="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:title="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" />
    <link:label xlink:type="resource" xlink:label="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl" xml:lang="en-US" id="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl">Amount of amortization (accretion) expense for purchase of accounting marks on loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:to="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl" xlink:title="label: AmortizationAccretionOfPurchaseAccountingMarksOnLoans to byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl1" xml:lang="en-US" id="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl1">Amortization (Accretion) of Purchase Accounting Marks on Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:to="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl1" xlink:title="label: AmortizationAccretionOfPurchaseAccountingMarksOnLoans to byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xml:lang="en-US" id="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans">Accretion of purchase accounting marks on loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:to="byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:title="label: AmortizationAccretionOfPurchaseAccountingMarksOnLoans to byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ProceedsFromBankTermFundingProgram" xlink:label="ProceedsFromBankTermFundingProgram" xlink:title="ProceedsFromBankTermFundingProgram" />
    <link:label xlink:type="resource" xlink:label="byfc_ProceedsFromBankTermFundingProgram_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ProceedsFromBankTermFundingProgram_lbl" xml:lang="en-US" id="byfc_ProceedsFromBankTermFundingProgram_lbl">Amount of cash inflow from Bank Term Funding Program, classified as financing activity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromBankTermFundingProgram" xlink:to="byfc_ProceedsFromBankTermFundingProgram_lbl" xlink:title="label: ProceedsFromBankTermFundingProgram to byfc_ProceedsFromBankTermFundingProgram_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ProceedsFromBankTermFundingProgram_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ProceedsFromBankTermFundingProgram_lbl1" xml:lang="en-US" id="byfc_ProceedsFromBankTermFundingProgram_lbl1">Proceeds from Bank Term Funding Program</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromBankTermFundingProgram" xlink:to="byfc_ProceedsFromBankTermFundingProgram_lbl1" xlink:title="label: ProceedsFromBankTermFundingProgram to byfc_ProceedsFromBankTermFundingProgram_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ProceedsFromBankTermFundingProgram" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ProceedsFromBankTermFundingProgram" xml:lang="en-US" id="byfc_ProceedsFromBankTermFundingProgram">Proceeds from Bank Term Funding Program</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromBankTermFundingProgram" xlink:to="byfc_ProceedsFromBankTermFundingProgram" xlink:title="label: ProceedsFromBankTermFundingProgram to byfc_ProceedsFromBankTermFundingProgram" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:label="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" />
    <link:label xlink:type="resource" xlink:label="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl" xml:lang="en-US" id="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl">The amount of increase in unreleased from employee stock ownership plan shares.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:to="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl" xlink:title="label: IncreaseInUnreleasedEmployeeStockOwnershipPlanShares to byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl1" xml:lang="en-US" id="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl1">Increase in Unreleased Employee Stock Ownership Plan Shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:to="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl1" xlink:title="label: IncreaseInUnreleasedEmployeeStockOwnershipPlanShares to byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xml:lang="en-US" id="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares">Increase in unreleased ESOP shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:to="byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="label: IncreaseInUnreleasedEmployeeStockOwnershipPlanShares to byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:label="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" />
    <link:label xlink:type="resource" xlink:label="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl" xml:lang="en-US" id="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl">Amount of cash outflow for repurchase of Federal Deposit Insurance Corporation (FDIC) stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:to="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl" xlink:title="label: PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock to byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl1" xml:lang="en-US" id="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl1">Payments for Repurchase of Federal Deposit Insurance Corporation Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:to="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl1" xlink:title="label: PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock to byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xml:lang="en-US" id="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock">FDIC stock repurchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:to="byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="label: PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock to byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:label="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:title="NoncashOrPartNoncashAcquisitionGoodwillAcquired" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl">The amount of goodwill that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionGoodwillAcquired to byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1">Noncash or Part Noncash Acquisition Goodwill Acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionGoodwillAcquired to byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired">Goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:title="label: NoncashOrPartNoncashAcquisitionGoodwillAcquired to byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:label="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:title="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl">The amount of deferred taxes that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed to byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1">Noncash or Part Noncash Acquisition, Deferred Taxes Assumed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed to byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed">Deferred taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:title="label: NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed to byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommonStockIssuedInExchangeForPreferredStock" xlink:label="CommonStockIssuedInExchangeForPreferredStock" xlink:title="CommonStockIssuedInExchangeForPreferredStock" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockIssuedInExchangeForPreferredStock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CommonStockIssuedInExchangeForPreferredStock_lbl" xml:lang="en-US" id="byfc_CommonStockIssuedInExchangeForPreferredStock_lbl">The amount of common stock exchanged for Preferred Stock in noncash financing activities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockIssuedInExchangeForPreferredStock" xlink:to="byfc_CommonStockIssuedInExchangeForPreferredStock_lbl" xlink:title="label: CommonStockIssuedInExchangeForPreferredStock to byfc_CommonStockIssuedInExchangeForPreferredStock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockIssuedInExchangeForPreferredStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CommonStockIssuedInExchangeForPreferredStock_lbl1" xml:lang="en-US" id="byfc_CommonStockIssuedInExchangeForPreferredStock_lbl1">Common Stock Issued in Exchange for Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockIssuedInExchangeForPreferredStock" xlink:to="byfc_CommonStockIssuedInExchangeForPreferredStock_lbl1" xlink:title="label: CommonStockIssuedInExchangeForPreferredStock to byfc_CommonStockIssuedInExchangeForPreferredStock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockIssuedInExchangeForPreferredStock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommonStockIssuedInExchangeForPreferredStock" xml:lang="en-US" id="byfc_CommonStockIssuedInExchangeForPreferredStock">Common stock issued in exchange for preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockIssuedInExchangeForPreferredStock" xlink:to="byfc_CommonStockIssuedInExchangeForPreferredStock" xlink:title="label: CommonStockIssuedInExchangeForPreferredStock to byfc_CommonStockIssuedInExchangeForPreferredStock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfNotesPayables" xlink:label="NumberOfNotesPayables" xlink:title="NumberOfNotesPayables" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfNotesPayables_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfNotesPayables_lbl" xml:lang="en-US" id="byfc_NumberOfNotesPayables_lbl">The number of notes payable notes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNotesPayables" xlink:to="byfc_NumberOfNotesPayables_lbl" xlink:title="label: NumberOfNotesPayables to byfc_NumberOfNotesPayables_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfNotesPayables_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfNotesPayables_lbl1" xml:lang="en-US" id="byfc_NumberOfNotesPayables_lbl1">Number of Notes Payables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNotesPayables" xlink:to="byfc_NumberOfNotesPayables_lbl1" xlink:title="label: NumberOfNotesPayables to byfc_NumberOfNotesPayables_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfNotesPayables" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfNotesPayables" xml:lang="en-US" id="byfc_NumberOfNotesPayables">Number of notes payables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNotesPayables" xlink:to="byfc_NumberOfNotesPayables" xlink:title="label: NumberOfNotesPayables to byfc_NumberOfNotesPayables" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NotesPayableAMember" xlink:label="NotesPayableAMember" xlink:title="NotesPayableAMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableAMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NotesPayableAMember_lbl" xml:lang="en-US" id="byfc_NotesPayableAMember_lbl">A written promise to pay a note.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableAMember" xlink:to="byfc_NotesPayableAMember_lbl" xlink:title="label: NotesPayableAMember to byfc_NotesPayableAMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableAMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NotesPayableAMember_lbl1" xml:lang="en-US" id="byfc_NotesPayableAMember_lbl1">Notes Payable A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableAMember" xlink:to="byfc_NotesPayableAMember_lbl1" xlink:title="label: NotesPayableAMember to byfc_NotesPayableAMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableAMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NotesPayableAMember" xml:lang="en-US" id="byfc_NotesPayableAMember">Note A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableAMember" xlink:to="byfc_NotesPayableAMember" xlink:title="label: NotesPayableAMember to byfc_NotesPayableAMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NotesPayableBMember" xlink:label="NotesPayableBMember" xlink:title="NotesPayableBMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableBMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NotesPayableBMember_lbl" xml:lang="en-US" id="byfc_NotesPayableBMember_lbl">A written promise to pay a note.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableBMember" xlink:to="byfc_NotesPayableBMember_lbl" xlink:title="label: NotesPayableBMember to byfc_NotesPayableBMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableBMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NotesPayableBMember_lbl1" xml:lang="en-US" id="byfc_NotesPayableBMember_lbl1">Notes Payable B [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableBMember" xlink:to="byfc_NotesPayableBMember_lbl1" xlink:title="label: NotesPayableBMember to byfc_NotesPayableBMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableBMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NotesPayableBMember" xml:lang="en-US" id="byfc_NotesPayableBMember">Note B [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableBMember" xlink:to="byfc_NotesPayableBMember" xlink:title="label: NotesPayableBMember to byfc_NotesPayableBMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1">Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract">Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:label="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:title="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" />
    <link:label xlink:type="resource" xlink:label="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl" xml:lang="en-US" id="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl">Amount of allowance to cover probable credit losses on loans for which the terms have been modified in troubled debt restructurings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:to="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl" xlink:title="label: AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans to byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl1" xml:lang="en-US" id="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl1">Allowance for Credit Losses Related to Troubled Debt Restructured Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:to="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl1" xlink:title="label: AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans to byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xml:lang="en-US" id="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans">Specific reserves allocated to TDRs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:to="byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:title="label: AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans to byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonAccrualStatusMember" xlink:label="NonAccrualStatusMember" xlink:title="NonAccrualStatusMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonAccrualStatusMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonAccrualStatusMember_lbl" xml:lang="en-US" id="byfc_NonAccrualStatusMember_lbl">Represents those loans that are classified as non-accrual status due to delinquency or low likelihood of collectability.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonAccrualStatusMember" xlink:to="byfc_NonAccrualStatusMember_lbl" xlink:title="label: NonAccrualStatusMember to byfc_NonAccrualStatusMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonAccrualStatusMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonAccrualStatusMember_lbl1" xml:lang="en-US" id="byfc_NonAccrualStatusMember_lbl1">Non Accrual Status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonAccrualStatusMember" xlink:to="byfc_NonAccrualStatusMember_lbl1" xlink:title="label: NonAccrualStatusMember to byfc_NonAccrualStatusMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonAccrualStatusMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NonAccrualStatusMember" xml:lang="en-US" id="byfc_NonAccrualStatusMember">Non-accrual Status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonAccrualStatusMember" xlink:to="byfc_NonAccrualStatusMember" xlink:title="label: NonAccrualStatusMember to byfc_NonAccrualStatusMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AccrualStatusMember" xlink:label="AccrualStatusMember" xlink:title="AccrualStatusMember" />
    <link:label xlink:type="resource" xlink:label="byfc_AccrualStatusMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AccrualStatusMember_lbl" xml:lang="en-US" id="byfc_AccrualStatusMember_lbl">Represents those loans that are classified as accrual status due to compliance with terms or high likelihood of collectability.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccrualStatusMember" xlink:to="byfc_AccrualStatusMember_lbl" xlink:title="label: AccrualStatusMember to byfc_AccrualStatusMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AccrualStatusMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AccrualStatusMember_lbl1" xml:lang="en-US" id="byfc_AccrualStatusMember_lbl1">Accrual Status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccrualStatusMember" xlink:to="byfc_AccrualStatusMember_lbl1" xlink:title="label: AccrualStatusMember to byfc_AccrualStatusMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AccrualStatusMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AccrualStatusMember" xml:lang="en-US" id="byfc_AccrualStatusMember">Accrual Status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccrualStatusMember" xlink:to="byfc_AccrualStatusMember" xlink:title="label: AccrualStatusMember to byfc_AccrualStatusMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:label="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:title="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl" xml:lang="en-US" id="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl">Period of receipt of timely payments after which a financing receivable that has been modified in a troubled debt restructuring and is on non-accrual status can typically be returned to accrual status, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:to="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl" xlink:title="label: FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments to byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl1">Financing Receivable Modifications Return to Accrual Status Period of Timely Payments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:to="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl1" xlink:title="label: FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments to byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xml:lang="en-US" id="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments">Timely payment period for return to accrual status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:to="byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:title="label: FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments to byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TroubledDebtRestructuringsAbstract" xlink:label="TroubledDebtRestructuringsAbstract" xlink:title="TroubledDebtRestructuringsAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_TroubledDebtRestructuringsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_TroubledDebtRestructuringsAbstract_lbl1" xml:lang="en-US" id="byfc_TroubledDebtRestructuringsAbstract_lbl1">Troubled Debt Restructurings [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TroubledDebtRestructuringsAbstract" xlink:to="byfc_TroubledDebtRestructuringsAbstract_lbl1" xlink:title="label: TroubledDebtRestructuringsAbstract to byfc_TroubledDebtRestructuringsAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAcquiredInMerger" xlink:label="FinancingReceivableAcquiredInMerger" xlink:title="FinancingReceivableAcquiredInMerger" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAcquiredInMerger_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableAcquiredInMerger_lbl" xml:lang="en-US" id="byfc_FinancingReceivableAcquiredInMerger_lbl">Amount of financing receivables acquired in a merger.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAcquiredInMerger" xlink:to="byfc_FinancingReceivableAcquiredInMerger_lbl" xlink:title="label: FinancingReceivableAcquiredInMerger to byfc_FinancingReceivableAcquiredInMerger_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAcquiredInMerger_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableAcquiredInMerger_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableAcquiredInMerger_lbl1">Financing Receivable, Acquired in Merger</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAcquiredInMerger" xlink:to="byfc_FinancingReceivableAcquiredInMerger_lbl1" xlink:title="label: FinancingReceivableAcquiredInMerger to byfc_FinancingReceivableAcquiredInMerger_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAcquiredInMerger" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableAcquiredInMerger" xml:lang="en-US" id="byfc_FinancingReceivableAcquiredInMerger">Loans acquired in the CFBanc merger</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAcquiredInMerger" xlink:to="byfc_FinancingReceivableAcquiredInMerger" xlink:title="label: FinancingReceivableAcquiredInMerger to byfc_FinancingReceivableAcquiredInMerger" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl" xml:lang="en-US" id="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl">Amount, before allowance for credit loss, of financing receivable, excluding loans acquired in merger.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:to="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl" xlink:title="label: FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger to byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1">Financing Receivable, before Allowance for Credit Loss, Excluding Loans Acquired in Merger</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:to="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1" xlink:title="label: FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger to byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xml:lang="en-US" id="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger">Subtotal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:to="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:title="label: FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger to byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansAndLeasesReceivableAbstract" xlink:label="LoansAndLeasesReceivableAbstract" xlink:title="LoansAndLeasesReceivableAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansAndLeasesReceivableAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansAndLeasesReceivableAbstract_lbl1" xml:lang="en-US" id="byfc_LoansAndLeasesReceivableAbstract_lbl1">Loans and Leases Receivable [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAbstract" xlink:to="byfc_LoansAndLeasesReceivableAbstract_lbl1" xlink:title="label: LoansAndLeasesReceivableAbstract to byfc_LoansAndLeasesReceivableAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansAndLeasesReceivableAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansAndLeasesReceivableAbstract" xml:lang="en-US" id="byfc_LoansAndLeasesReceivableAbstract">Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAbstract" xlink:to="byfc_LoansAndLeasesReceivableAbstract" xlink:title="label: LoansAndLeasesReceivableAbstract to byfc_LoansAndLeasesReceivableAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EndingAllowanceAttributableToLoansAbstract" xlink:label="EndingAllowanceAttributableToLoansAbstract" xlink:title="EndingAllowanceAttributableToLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_EndingAllowanceAttributableToLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EndingAllowanceAttributableToLoansAbstract_lbl1" xml:lang="en-US" id="byfc_EndingAllowanceAttributableToLoansAbstract_lbl1">Ending Allowance Attributable to Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EndingAllowanceAttributableToLoansAbstract" xlink:to="byfc_EndingAllowanceAttributableToLoansAbstract_lbl1" xlink:title="label: EndingAllowanceAttributableToLoansAbstract to byfc_EndingAllowanceAttributableToLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EndingAllowanceAttributableToLoansAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EndingAllowanceAttributableToLoansAbstract" xml:lang="en-US" id="byfc_EndingAllowanceAttributableToLoansAbstract">Ending Allowance Balance Attributable to Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EndingAllowanceAttributableToLoansAbstract" xlink:to="byfc_EndingAllowanceAttributableToLoansAbstract" xlink:title="label: EndingAllowanceAttributableToLoansAbstract to byfc_EndingAllowanceAttributableToLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_SingleFamilyLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SingleFamilyLoanMember_lbl" xml:lang="en-US" id="byfc_SingleFamilyLoanMember_lbl">Loan to finance the purchase of single family real estate property.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SingleFamilyLoanMember" xlink:to="byfc_SingleFamilyLoanMember_lbl" xlink:title="label: SingleFamilyLoanMember to byfc_SingleFamilyLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SingleFamilyLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SingleFamilyLoanMember_lbl1" xml:lang="en-US" id="byfc_SingleFamilyLoanMember_lbl1">Single Family Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SingleFamilyLoanMember" xlink:to="byfc_SingleFamilyLoanMember_lbl1" xlink:title="label: SingleFamilyLoanMember to byfc_SingleFamilyLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SingleFamilyLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SingleFamilyLoanMember" xml:lang="en-US" id="byfc_SingleFamilyLoanMember">Single-Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SingleFamilyLoanMember" xlink:to="byfc_SingleFamilyLoanMember" xlink:title="label: SingleFamilyLoanMember to byfc_SingleFamilyLoanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_ChurchLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ChurchLoanMember_lbl" xml:lang="en-US" id="byfc_ChurchLoanMember_lbl">Loan receivables related to church real estate receivables.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChurchLoanMember" xlink:to="byfc_ChurchLoanMember_lbl" xlink:title="label: ChurchLoanMember to byfc_ChurchLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ChurchLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ChurchLoanMember_lbl1" xml:lang="en-US" id="byfc_ChurchLoanMember_lbl1">Church Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChurchLoanMember" xlink:to="byfc_ChurchLoanMember_lbl1" xlink:title="label: ChurchLoanMember to byfc_ChurchLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ChurchLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ChurchLoanMember" xml:lang="en-US" id="byfc_ChurchLoanMember">Church [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChurchLoanMember" xlink:to="byfc_ChurchLoanMember" xlink:title="label: ChurchLoanMember to byfc_ChurchLoanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_MultifamilyLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_MultifamilyLoanMember_lbl" xml:lang="en-US" id="byfc_MultifamilyLoanMember_lbl">Loan to finance the purchase of multi-family residential real property.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MultifamilyLoanMember" xlink:to="byfc_MultifamilyLoanMember_lbl" xlink:title="label: MultifamilyLoanMember to byfc_MultifamilyLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_MultifamilyLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_MultifamilyLoanMember_lbl1" xml:lang="en-US" id="byfc_MultifamilyLoanMember_lbl1">Multifamily Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MultifamilyLoanMember" xlink:to="byfc_MultifamilyLoanMember_lbl1" xlink:title="label: MultifamilyLoanMember to byfc_MultifamilyLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_MultifamilyLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_MultifamilyLoanMember" xml:lang="en-US" id="byfc_MultifamilyLoanMember">Multi-Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MultifamilyLoanMember" xlink:to="byfc_MultifamilyLoanMember" xlink:title="label: MultifamilyLoanMember to byfc_MultifamilyLoanMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockDividendRateCeiling" xlink:label="PreferredStockDividendRateCeiling" xlink:title="PreferredStockDividendRateCeiling" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateCeiling_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockDividendRateCeiling_lbl" xml:lang="en-US" id="byfc_PreferredStockDividendRateCeiling_lbl">The ceiling percentage rate used to calculate dividend payments on the preferred stock after the period of initial dividend rate.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateCeiling" xlink:to="byfc_PreferredStockDividendRateCeiling_lbl" xlink:title="label: PreferredStockDividendRateCeiling to byfc_PreferredStockDividendRateCeiling_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateCeiling_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockDividendRateCeiling_lbl1" xml:lang="en-US" id="byfc_PreferredStockDividendRateCeiling_lbl1">Preferred Stock, Dividend Rate, Ceiling</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateCeiling" xlink:to="byfc_PreferredStockDividendRateCeiling_lbl1" xlink:title="label: PreferredStockDividendRateCeiling to byfc_PreferredStockDividendRateCeiling_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateCeiling" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockDividendRateCeiling" xml:lang="en-US" id="byfc_PreferredStockDividendRateCeiling">Ceiling dividend rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateCeiling" xlink:to="byfc_PreferredStockDividendRateCeiling" xlink:title="label: PreferredStockDividendRateCeiling to byfc_PreferredStockDividendRateCeiling" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockDividendRateFloor" xlink:label="PreferredStockDividendRateFloor" xlink:title="PreferredStockDividendRateFloor" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateFloor_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockDividendRateFloor_lbl" xml:lang="en-US" id="byfc_PreferredStockDividendRateFloor_lbl">The floor percentage rate used to calculate dividend payments on the preferred stock after the period of initial dividend rate.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateFloor" xlink:to="byfc_PreferredStockDividendRateFloor_lbl" xlink:title="label: PreferredStockDividendRateFloor to byfc_PreferredStockDividendRateFloor_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateFloor_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockDividendRateFloor_lbl1" xml:lang="en-US" id="byfc_PreferredStockDividendRateFloor_lbl1">Preferred Stock, Dividend Rate, Floor</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateFloor" xlink:to="byfc_PreferredStockDividendRateFloor_lbl1" xlink:title="label: PreferredStockDividendRateFloor to byfc_PreferredStockDividendRateFloor_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateFloor" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockDividendRateFloor" xml:lang="en-US" id="byfc_PreferredStockDividendRateFloor">Floor dividend rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateFloor" xlink:to="byfc_PreferredStockDividendRateFloor" xlink:title="label: PreferredStockDividendRateFloor to byfc_PreferredStockDividendRateFloor" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockPeriodForInitialDividendRate" xlink:label="PreferredStockPeriodForInitialDividendRate" xlink:title="PreferredStockPeriodForInitialDividendRate" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockPeriodForInitialDividendRate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockPeriodForInitialDividendRate_lbl" xml:lang="en-US" id="byfc_PreferredStockPeriodForInitialDividendRate_lbl">The period of initial dividend rate for preferred stock issued, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockPeriodForInitialDividendRate" xlink:to="byfc_PreferredStockPeriodForInitialDividendRate_lbl" xlink:title="label: PreferredStockPeriodForInitialDividendRate to byfc_PreferredStockPeriodForInitialDividendRate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockPeriodForInitialDividendRate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockPeriodForInitialDividendRate_lbl1" xml:lang="en-US" id="byfc_PreferredStockPeriodForInitialDividendRate_lbl1">Preferred Stock, Period for Initial Dividend Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockPeriodForInitialDividendRate" xlink:to="byfc_PreferredStockPeriodForInitialDividendRate_lbl1" xlink:title="label: PreferredStockPeriodForInitialDividendRate to byfc_PreferredStockPeriodForInitialDividendRate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockPeriodForInitialDividendRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockPeriodForInitialDividendRate" xml:lang="en-US" id="byfc_PreferredStockPeriodForInitialDividendRate">Preferred stock, period for initial dividend rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockPeriodForInitialDividendRate" xlink:to="byfc_PreferredStockPeriodForInitialDividendRate" xlink:title="label: PreferredStockPeriodForInitialDividendRate to byfc_PreferredStockPeriodForInitialDividendRate" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ConversionOfStockExchangePricePricePerShare" xlink:label="ConversionOfStockExchangePricePricePerShare" xlink:title="ConversionOfStockExchangePricePricePerShare" />
    <link:label xlink:type="resource" xlink:label="byfc_ConversionOfStockExchangePricePricePerShare_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ConversionOfStockExchangePricePricePerShare_lbl" xml:lang="en-US" id="byfc_ConversionOfStockExchangePricePricePerShare_lbl">Per share or per unit amount of preferred stock exchanged to common stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockExchangePricePricePerShare" xlink:to="byfc_ConversionOfStockExchangePricePricePerShare_lbl" xlink:title="label: ConversionOfStockExchangePricePricePerShare to byfc_ConversionOfStockExchangePricePricePerShare_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ConversionOfStockExchangePricePricePerShare_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ConversionOfStockExchangePricePricePerShare_lbl1" xml:lang="en-US" id="byfc_ConversionOfStockExchangePricePricePerShare_lbl1">Conversion of Stock, Exchange Price, Price Per Share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockExchangePricePricePerShare" xlink:to="byfc_ConversionOfStockExchangePricePricePerShare_lbl1" xlink:title="label: ConversionOfStockExchangePricePricePerShare to byfc_ConversionOfStockExchangePricePricePerShare_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ConversionOfStockExchangePricePricePerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ConversionOfStockExchangePricePricePerShare" xml:lang="en-US" id="byfc_ConversionOfStockExchangePricePricePerShare">Exchange price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockExchangePricePricePerShare" xlink:to="byfc_ConversionOfStockExchangePricePricePerShare" xlink:title="label: ConversionOfStockExchangePricePricePerShare to byfc_ConversionOfStockExchangePricePricePerShare" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareRepurchasePerShare" xlink:label="ShareRepurchasePerShare" xlink:title="ShareRepurchasePerShare" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareRepurchasePerShare_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ShareRepurchasePerShare_lbl" xml:lang="en-US" id="byfc_ShareRepurchasePerShare_lbl">Per share amount of share repurchase during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareRepurchasePerShare" xlink:to="byfc_ShareRepurchasePerShare_lbl" xlink:title="label: ShareRepurchasePerShare to byfc_ShareRepurchasePerShare_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareRepurchasePerShare_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ShareRepurchasePerShare_lbl1" xml:lang="en-US" id="byfc_ShareRepurchasePerShare_lbl1">Share Repurchase, Per Share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareRepurchasePerShare" xlink:to="byfc_ShareRepurchasePerShare_lbl1" xlink:title="label: ShareRepurchasePerShare to byfc_ShareRepurchasePerShare_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareRepurchasePerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ShareRepurchasePerShare" xml:lang="en-US" id="byfc_ShareRepurchasePerShare">Purchase price (in dollar per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareRepurchasePerShare" xlink:to="byfc_ShareRepurchasePerShare" xlink:title="label: ShareRepurchasePerShare to byfc_ShareRepurchasePerShare" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_VotingClassACommonStockMember_lbl" xml:lang="en-US" id="byfc_VotingClassACommonStockMember_lbl">Common stock securities classified as A that empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember_lbl" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_VotingClassACommonStockMember_lbl1" xml:lang="en-US" id="byfc_VotingClassACommonStockMember_lbl1">Voting Class A Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember_lbl1" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_VotingClassACommonStockMember" xml:lang="en-US" id="byfc_VotingClassACommonStockMember">Class A Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_VotingClassACommonStockMember_lbl2" xml:lang="en-US" id="byfc_VotingClassACommonStockMember_lbl2">Voting Class A Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember_lbl2" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:label="PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:title="PercentageOfPurchasedSharesOfTotalCommonEquity" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl" xml:lang="en-US" id="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl">The percentage of purchased shares of total common equity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:to="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl" xlink:title="label: PercentageOfPurchasedSharesOfTotalCommonEquity to byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl1" xml:lang="en-US" id="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl1">Percentage of Purchased Shares of Total Common Equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:to="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl1" xlink:title="label: PercentageOfPurchasedSharesOfTotalCommonEquity to byfc_PercentageOfPurchasedSharesOfTotalCommonEquity_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity" xml:lang="en-US" id="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity">Percentage of purchased shares of total common equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:to="byfc_PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:title="label: PercentageOfPurchasedSharesOfTotalCommonEquity to byfc_PercentageOfPurchasedSharesOfTotalCommonEquity" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VolumeWeightedAveragePrice" xlink:label="VolumeWeightedAveragePrice" xlink:title="VolumeWeightedAveragePrice" />
    <link:label xlink:type="resource" xlink:label="byfc_VolumeWeightedAveragePrice_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_VolumeWeightedAveragePrice_lbl" xml:lang="en-US" id="byfc_VolumeWeightedAveragePrice_lbl">Trading day period after Company consummates its initial Business Combination to calculate the volume weighted average trading price of shares, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VolumeWeightedAveragePrice" xlink:to="byfc_VolumeWeightedAveragePrice_lbl" xlink:title="label: VolumeWeightedAveragePrice to byfc_VolumeWeightedAveragePrice_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_VolumeWeightedAveragePrice_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_VolumeWeightedAveragePrice_lbl1" xml:lang="en-US" id="byfc_VolumeWeightedAveragePrice_lbl1">Volume Weighted Average Price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VolumeWeightedAveragePrice" xlink:to="byfc_VolumeWeightedAveragePrice_lbl1" xlink:title="label: VolumeWeightedAveragePrice to byfc_VolumeWeightedAveragePrice_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_VolumeWeightedAveragePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_VolumeWeightedAveragePrice" xml:lang="en-US" id="byfc_VolumeWeightedAveragePrice">Period for volume weighted average price</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VolumeWeightedAveragePrice" xlink:to="byfc_VolumeWeightedAveragePrice" xlink:title="label: VolumeWeightedAveragePrice to byfc_VolumeWeightedAveragePrice" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommonStockSharesUponConversionFromPreferredStock" xlink:label="CommonStockSharesUponConversionFromPreferredStock" xlink:title="CommonStockSharesUponConversionFromPreferredStock" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl" xml:lang="en-US" id="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl">Number of shares common stock converted for share of convertible preferred stock that is converted.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesUponConversionFromPreferredStock" xlink:to="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl" xlink:title="label: CommonStockSharesUponConversionFromPreferredStock to byfc_CommonStockSharesUponConversionFromPreferredStock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1" xml:lang="en-US" id="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1">Common Stock, Shares upon Conversion from Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesUponConversionFromPreferredStock" xlink:to="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1" xlink:title="label: CommonStockSharesUponConversionFromPreferredStock to byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockSharesUponConversionFromPreferredStock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommonStockSharesUponConversionFromPreferredStock" xml:lang="en-US" id="byfc_CommonStockSharesUponConversionFromPreferredStock">Common stock, shares issued upon conversion from preferred stock (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesUponConversionFromPreferredStock" xlink:to="byfc_CommonStockSharesUponConversionFromPreferredStock" xlink:title="label: CommonStockSharesUponConversionFromPreferredStock to byfc_CommonStockSharesUponConversionFromPreferredStock" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:label="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:title="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl" xml:lang="en-US" id="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl">The percentage of purchased shares of total voting shares prior to the purchase.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:to="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl" xlink:title="label: PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase to byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl1" xml:lang="en-US" id="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl1">Percentage of Purchased Shares of Total Voting Shares Prior to Purchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:to="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl1" xlink:title="label: PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase to byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xml:lang="en-US" id="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase">Percentage of purchased shares of total voting shares prior to purchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:to="byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:title="label: PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase to byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:label="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:title="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" />
    <link:label xlink:type="resource" xlink:label="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl" xml:lang="en-US" id="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl">Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws that has an indefinite carryforward period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:to="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl" xlink:title="label: OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod to byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl1" xml:lang="en-US" id="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl1">Operating Loss Carryforwards With Indefinite Carryforward Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:to="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl1" xlink:title="label: OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod to byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xml:lang="en-US" id="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod">Net operating loss carryforwards with indefinite carryforward period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:to="byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:title="label: OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod to byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:label="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:title="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" />
    <link:label xlink:type="resource" xlink:label="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl" xml:lang="en-US" id="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl">Amount of operating loss carryforward, before tax effects going to expire if not utilized.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:to="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl" xlink:title="label: OperatingLossCarryforwardsGoingToExpireIfNotUtilized to byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl1" xml:lang="en-US" id="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl1">Operating Loss Carryforwards Going to Expire if Not Utilized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:to="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl1" xlink:title="label: OperatingLossCarryforwardsGoingToExpireIfNotUtilized to byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xml:lang="en-US" id="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized">Net operating loss carryforwards going to expire if not utilized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:to="byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:title="label: OperatingLossCarryforwardsGoingToExpireIfNotUtilized to byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationSecuritiesMember" xlink:label="SmallBusinessAdministrationSecuritiesMember" xlink:title="SmallBusinessAdministrationSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationSecuritiesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SmallBusinessAdministrationSecuritiesMember_lbl" xml:lang="en-US" id="byfc_SmallBusinessAdministrationSecuritiesMember_lbl">Securities issued by financial institutions under the U.S. Small Business Administration (SBA).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationSecuritiesMember" xlink:to="byfc_SmallBusinessAdministrationSecuritiesMember_lbl" xlink:title="label: SmallBusinessAdministrationSecuritiesMember to byfc_SmallBusinessAdministrationSecuritiesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationSecuritiesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SmallBusinessAdministrationSecuritiesMember_lbl1" xml:lang="en-US" id="byfc_SmallBusinessAdministrationSecuritiesMember_lbl1">Small Business Administration Securities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationSecuritiesMember" xlink:to="byfc_SmallBusinessAdministrationSecuritiesMember_lbl1" xlink:title="label: SmallBusinessAdministrationSecuritiesMember to byfc_SmallBusinessAdministrationSecuritiesMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SmallBusinessAdministrationSecuritiesMember" xml:lang="en-US" id="byfc_SmallBusinessAdministrationSecuritiesMember">SBA Pools [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationSecuritiesMember" xlink:to="byfc_SmallBusinessAdministrationSecuritiesMember" xlink:title="label: SmallBusinessAdministrationSecuritiesMember to byfc_SmallBusinessAdministrationSecuritiesMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:label="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl">The category includes multiclass, pay-through securitizations collateralized by mortgages secured by assets, such as automobiles and boats, issued by US Government Agencies.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1">Collateralized Debt Obligations Issued by US Government Agencies [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">Federal Agency Collateralized Mortgage Obligations "CMOs" [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2">Federal Agency CMOs [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:label="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl" xml:lang="en-US" id="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl">Amount of credit loss expense (reversal of expense) for financing receivable, including off-balance sheet loan commitments.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:to="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl" xlink:title="label: FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments to byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1">Financing Receivable, Credit Loss, Expense (Reversal), Including Off-Balance Sheet Loan Commitments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:to="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1" xlink:title="label: FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments to byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xml:lang="en-US" id="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments">Provision for credit losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:to="byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="label: FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments to byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TravelExpense" xlink:label="TravelExpense" xlink:title="TravelExpense" />
    <link:label xlink:type="resource" xlink:label="byfc_TravelExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_TravelExpense_lbl" xml:lang="en-US" id="byfc_TravelExpense_lbl">Expenses incurred for travel during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TravelExpense" xlink:to="byfc_TravelExpense_lbl" xlink:title="label: TravelExpense to byfc_TravelExpense_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_TravelExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_TravelExpense_lbl1" xml:lang="en-US" id="byfc_TravelExpense_lbl1">Travel Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TravelExpense" xlink:to="byfc_TravelExpense_lbl1" xlink:title="label: TravelExpense to byfc_TravelExpense_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_TravelExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_TravelExpense" xml:lang="en-US" id="byfc_TravelExpense">Travel expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TravelExpense" xlink:to="byfc_TravelExpense" xlink:title="label: TravelExpense to byfc_TravelExpense" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SupervisoryCost" xlink:label="SupervisoryCost" xlink:title="SupervisoryCost" />
    <link:label xlink:type="resource" xlink:label="byfc_SupervisoryCost_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SupervisoryCost_lbl" xml:lang="en-US" id="byfc_SupervisoryCost_lbl">Amount of expense associated with the supervision incurred during the current accounting period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupervisoryCost" xlink:to="byfc_SupervisoryCost_lbl" xlink:title="label: SupervisoryCost to byfc_SupervisoryCost_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SupervisoryCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SupervisoryCost_lbl1" xml:lang="en-US" id="byfc_SupervisoryCost_lbl1">Supervisory Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupervisoryCost" xlink:to="byfc_SupervisoryCost_lbl1" xlink:title="label: SupervisoryCost to byfc_SupervisoryCost_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SupervisoryCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SupervisoryCost" xml:lang="en-US" id="byfc_SupervisoryCost">Supervisory costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupervisoryCost" xlink:to="byfc_SupervisoryCost" xlink:title="label: SupervisoryCost to byfc_SupervisoryCost" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OfficeServicesAndSuppliesExpense" xlink:label="OfficeServicesAndSuppliesExpense" xlink:title="OfficeServicesAndSuppliesExpense" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficeServicesAndSuppliesExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OfficeServicesAndSuppliesExpense_lbl" xml:lang="en-US" id="byfc_OfficeServicesAndSuppliesExpense_lbl">Amount of expense associated with office services and supplies that were used during the current accounting period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficeServicesAndSuppliesExpense" xlink:to="byfc_OfficeServicesAndSuppliesExpense_lbl" xlink:title="label: OfficeServicesAndSuppliesExpense to byfc_OfficeServicesAndSuppliesExpense_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficeServicesAndSuppliesExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OfficeServicesAndSuppliesExpense_lbl1" xml:lang="en-US" id="byfc_OfficeServicesAndSuppliesExpense_lbl1">Office Services and Supplies Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficeServicesAndSuppliesExpense" xlink:to="byfc_OfficeServicesAndSuppliesExpense_lbl1" xlink:title="label: OfficeServicesAndSuppliesExpense to byfc_OfficeServicesAndSuppliesExpense_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficeServicesAndSuppliesExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OfficeServicesAndSuppliesExpense" xml:lang="en-US" id="byfc_OfficeServicesAndSuppliesExpense">Office services and supplies</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficeServicesAndSuppliesExpense" xlink:to="byfc_OfficeServicesAndSuppliesExpense" xlink:title="label: OfficeServicesAndSuppliesExpense to byfc_OfficeServicesAndSuppliesExpense" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl">Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1">Debt Securities, Available-for-Sale, Gross Unrealized Gains, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10">Due after five years through ten years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl">Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl1">Debt Securities, Available-for-Sale, Gross Unrealized Gains, Maturity, Allocated and Single Maturity Date, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne">Due in one year or less</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl">Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1">Debt Securities, Available-for-Sale, Gross Unrealized Gains, Maturity, Allocated and Single Maturity Date, after Year One Through Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive">Due after one year through five years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl">Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1">Debt Securities, Available-for-Sale, Gross Unrealized Gains, Maturity, Allocated and Single Maturity Date, after Year 10</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10">Due after ten years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract_lbl1">Debt Securities, Available-for-sale, Gross Unrealized Gains, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract">Available for sale, gross unrealized gains [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl">Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1">Debt Securities, Available-for-Sale, Gross Unrealized Losses, Maturity, Allocated and Single Maturity Date, after Year 10</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10">Due after ten years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl">Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1">Debt Securities, Available-for-Sale, Gross Unrealized Losses, Maturity, Allocated and Single Maturity Date, after Year One Through Five</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive">Due after one year through five years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl">Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1">Debt Securities, Available-for-Sale, Gross Unrealized Losses, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10">Due after five years through ten years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10 to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl">Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl1">Debt Securities, Available-for-Sale, Gross Unrealized Losses, Maturity, Allocated and Single Maturity Date, Year One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne">Due in one year or less</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract_lbl1" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract_lbl1">Debt Securities, Available-for-sale, Gross Unrealized Losses, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract_lbl1" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract">Available for sale, gross unrealized losses [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:to="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:title="label: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract to byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_WeightedAverageRateOnRepurchaseAgreements" xlink:label="WeightedAverageRateOnRepurchaseAgreements" xlink:title="WeightedAverageRateOnRepurchaseAgreements" />
    <link:label xlink:type="resource" xlink:label="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" xml:lang="en-US" id="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl">Percentage of weighted average rate of repurchase agreements.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageRateOnRepurchaseAgreements" xlink:to="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" xlink:title="label: WeightedAverageRateOnRepurchaseAgreements to byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl1" xml:lang="en-US" id="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl1">Weighted Average Rate on Repurchase Agreements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageRateOnRepurchaseAgreements" xlink:to="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl1" xlink:title="label: WeightedAverageRateOnRepurchaseAgreements to byfc_WeightedAverageRateOnRepurchaseAgreements_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_WeightedAverageRateOnRepurchaseAgreements" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_WeightedAverageRateOnRepurchaseAgreements" xml:lang="en-US" id="byfc_WeightedAverageRateOnRepurchaseAgreements">Weighted average rate on repurchase agreements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageRateOnRepurchaseAgreements" xlink:to="byfc_WeightedAverageRateOnRepurchaseAgreements" xlink:title="label: WeightedAverageRateOnRepurchaseAgreements to byfc_WeightedAverageRateOnRepurchaseAgreements" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:label="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="LongTermIncentivePlanParticipantsExcludingDirectorsMember" />
    <link:label xlink:type="resource" xlink:label="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl" xml:lang="en-US" id="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl">Eligible participants in the Company's Long-Term Incentive Plan, excluding directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:to="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl" xlink:title="label: LongTermIncentivePlanParticipantsExcludingDirectorsMember to byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl1" xml:lang="en-US" id="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl1">Long Term Incentive Plan Participants Excluding Directors [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:to="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl1" xlink:title="label: LongTermIncentivePlanParticipantsExcludingDirectorsMember to byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" xml:lang="en-US" id="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember">Employees, Excluding Directors [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:to="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="label: LongTermIncentivePlanParticipantsExcludingDirectorsMember to byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommonStockHeldByESOPMember" xlink:label="CommonStockHeldByESOPMember" xlink:title="CommonStockHeldByESOPMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockHeldByESOPMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CommonStockHeldByESOPMember_lbl" xml:lang="en-US" id="byfc_CommonStockHeldByESOPMember_lbl">Represents the total common stock held by the Employee Stock Option Plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockHeldByESOPMember" xlink:to="byfc_CommonStockHeldByESOPMember_lbl" xlink:title="label: CommonStockHeldByESOPMember to byfc_CommonStockHeldByESOPMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockHeldByESOPMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CommonStockHeldByESOPMember_lbl1" xml:lang="en-US" id="byfc_CommonStockHeldByESOPMember_lbl1">Common Stock Held By E S O P [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockHeldByESOPMember" xlink:to="byfc_CommonStockHeldByESOPMember_lbl1" xlink:title="label: CommonStockHeldByESOPMember to byfc_CommonStockHeldByESOPMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockHeldByESOPMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommonStockHeldByESOPMember" xml:lang="en-US" id="byfc_CommonStockHeldByESOPMember">Unearned ESOP Shares [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockHeldByESOPMember" xlink:to="byfc_CommonStockHeldByESOPMember" xlink:title="label: CommonStockHeldByESOPMember to byfc_CommonStockHeldByESOPMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingCommonStockMember" xlink:label="VotingCommonStockMember" xlink:title="VotingCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingCommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_VotingCommonStockMember_lbl" xml:lang="en-US" id="byfc_VotingCommonStockMember_lbl">Common stock securities that empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingCommonStockMember" xlink:to="byfc_VotingCommonStockMember_lbl" xlink:title="label: VotingCommonStockMember to byfc_VotingCommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingCommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_VotingCommonStockMember_lbl1" xml:lang="en-US" id="byfc_VotingCommonStockMember_lbl1">Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingCommonStockMember" xlink:to="byfc_VotingCommonStockMember_lbl1" xlink:title="label: VotingCommonStockMember to byfc_VotingCommonStockMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingCommonStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_VotingCommonStockMember" xml:lang="en-US" id="byfc_VotingCommonStockMember">Common Stock Voting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingCommonStockMember" xlink:to="byfc_VotingCommonStockMember" xlink:title="label: VotingCommonStockMember to byfc_VotingCommonStockMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockNonVotingMember" xlink:label="PreferredStockNonVotingMember" xlink:title="PreferredStockNonVotingMember" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockNonVotingMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockNonVotingMember_lbl" xml:lang="en-US" id="byfc_PreferredStockNonVotingMember_lbl">Preferred stock securities that do not empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockNonVotingMember" xlink:to="byfc_PreferredStockNonVotingMember_lbl" xlink:title="label: PreferredStockNonVotingMember to byfc_PreferredStockNonVotingMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockNonVotingMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockNonVotingMember_lbl1" xml:lang="en-US" id="byfc_PreferredStockNonVotingMember_lbl1">Preferred Stock Non-Voting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockNonVotingMember" xlink:to="byfc_PreferredStockNonVotingMember_lbl1" xlink:title="label: PreferredStockNonVotingMember to byfc_PreferredStockNonVotingMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockNonVotingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockNonVotingMember" xml:lang="en-US" id="byfc_PreferredStockNonVotingMember">Preferred Stock Non-Voting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockNonVotingMember" xlink:to="byfc_PreferredStockNonVotingMember" xlink:title="label: PreferredStockNonVotingMember to byfc_PreferredStockNonVotingMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:label="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:title="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" />
    <link:label xlink:type="resource" xlink:label="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl" xml:lang="en-US" id="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl">Amount of decrease (increase) in additional paid in capital (APIC) for the increase in unreleased shares during the period as a result of employee stock ownership plan (ESOP).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:to="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl" xlink:title="label: AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares to byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl1" xml:lang="en-US" id="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl1">Adjustments to Additional Paid in Capital, Increase in Unreleased Shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:to="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl1" xlink:title="label: AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares to byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xml:lang="en-US" id="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares">Increase in unreleased shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:to="byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:title="label: AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares to byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FairValueOfPreferredSharesIssued" xlink:label="FairValueOfPreferredSharesIssued" xlink:title="FairValueOfPreferredSharesIssued" />
    <link:label xlink:type="resource" xlink:label="byfc_FairValueOfPreferredSharesIssued_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FairValueOfPreferredSharesIssued_lbl" xml:lang="en-US" id="byfc_FairValueOfPreferredSharesIssued_lbl">Fair value of preferred shares issued.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfPreferredSharesIssued" xlink:to="byfc_FairValueOfPreferredSharesIssued_lbl" xlink:title="label: FairValueOfPreferredSharesIssued to byfc_FairValueOfPreferredSharesIssued_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FairValueOfPreferredSharesIssued_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FairValueOfPreferredSharesIssued_lbl1" xml:lang="en-US" id="byfc_FairValueOfPreferredSharesIssued_lbl1">Fair Value of Preferred Shares Issued</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfPreferredSharesIssued" xlink:to="byfc_FairValueOfPreferredSharesIssued_lbl1" xlink:title="label: FairValueOfPreferredSharesIssued to byfc_FairValueOfPreferredSharesIssued_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FairValueOfPreferredSharesIssued" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FairValueOfPreferredSharesIssued" xml:lang="en-US" id="byfc_FairValueOfPreferredSharesIssued">Preferred shares issued</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfPreferredSharesIssued" xlink:to="byfc_FairValueOfPreferredSharesIssued" xlink:title="label: FairValueOfPreferredSharesIssued to byfc_FairValueOfPreferredSharesIssued" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FederalDepositInsuranceCorporationStockRepurchased" xlink:label="FederalDepositInsuranceCorporationStockRepurchased" xlink:title="FederalDepositInsuranceCorporationStockRepurchased" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl" xml:lang="en-US" id="byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl">The amount of federal deposit insurance corporation (FDIC) stock repurchased during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalDepositInsuranceCorporationStockRepurchased" xlink:to="byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl" xlink:title="label: FederalDepositInsuranceCorporationStockRepurchased to byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl1" xml:lang="en-US" id="byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl1">Federal Deposit Insurance Corporation Stock Repurchased</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalDepositInsuranceCorporationStockRepurchased" xlink:to="byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl1" xlink:title="label: FederalDepositInsuranceCorporationStockRepurchased to byfc_FederalDepositInsuranceCorporationStockRepurchased_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalDepositInsuranceCorporationStockRepurchased" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_FederalDepositInsuranceCorporationStockRepurchased" xml:lang="en-US" id="byfc_FederalDepositInsuranceCorporationStockRepurchased">FDIC stock repurchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalDepositInsuranceCorporationStockRepurchased" xlink:to="byfc_FederalDepositInsuranceCorporationStockRepurchased" xlink:title="label: FederalDepositInsuranceCorporationStockRepurchased to byfc_FederalDepositInsuranceCorporationStockRepurchased" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:label="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:title="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" />
    <link:label xlink:type="resource" xlink:label="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl" xml:lang="en-US" id="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl">Aggregate value of stock issued during the period as a result of employee stock ownership plan (ESOP), including prior year correction.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:to="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl" xlink:title="label: StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection to byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1" xml:lang="en-US" id="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1">Stock Issued During Period, Value, Employee Stock Ownership Plan, Including Prior Year Correction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:to="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1" xlink:title="label: StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection to byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xml:lang="en-US" id="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection">Release of unearned ESOP shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:to="byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:title="label: StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection to byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:label="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:title="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" />
    <link:label xlink:type="resource" xlink:label="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl" xml:lang="en-US" id="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl">Value of stock issued during the period upon conversion of non-voting common shares into voting common shares.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:to="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl" xlink:title="label: StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares to byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl1" xml:lang="en-US" id="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl1">Stock Issued During Period, Value, Conversion of Non-voting Common Shares into Voting Common Shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:to="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl1" xlink:title="label: StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares to byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xml:lang="en-US" id="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares">Conversion of non-voting shares into voting shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:to="byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:title="label: StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares to byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:label="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:title="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" />
    <link:label xlink:type="resource" xlink:label="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" xml:lang="en-US" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl">Represents risk arising from securities held by individual issuers in an amount exceeding 10% of stockholders' equity. Excludes U.S. Government and its agencies.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:to="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" xlink:title="label: AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity to byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" xml:lang="en-US" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1">Available for Sale Securities of Any One Issuer Exceeding Ten Percent of Shareholders Equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:to="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" xlink:title="label: AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity to byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xml:lang="en-US" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity">Securities of any one issuer, other than U.S. Government, exceeding 10% of stockholders' equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:to="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:title="label: AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity to byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SecuritiesCollateralDependent" xlink:label="SecuritiesCollateralDependent" xlink:title="SecuritiesCollateralDependent" />
    <link:label xlink:type="resource" xlink:label="byfc_SecuritiesCollateralDependent_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SecuritiesCollateralDependent_lbl" xml:lang="en-US" id="byfc_SecuritiesCollateralDependent_lbl">Amount of securities whose repayment is expected to be provided substantially through the operation or sale of the collateral.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesCollateralDependent" xlink:to="byfc_SecuritiesCollateralDependent_lbl" xlink:title="label: SecuritiesCollateralDependent to byfc_SecuritiesCollateralDependent_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SecuritiesCollateralDependent_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SecuritiesCollateralDependent_lbl1" xml:lang="en-US" id="byfc_SecuritiesCollateralDependent_lbl1">Securities, Collateral Dependent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesCollateralDependent" xlink:to="byfc_SecuritiesCollateralDependent_lbl1" xlink:title="label: SecuritiesCollateralDependent to byfc_SecuritiesCollateralDependent_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SecuritiesCollateralDependent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SecuritiesCollateralDependent" xml:lang="en-US" id="byfc_SecuritiesCollateralDependent">Collateral dependent securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesCollateralDependent" xlink:to="byfc_SecuritiesCollateralDependent" xlink:title="label: SecuritiesCollateralDependent to byfc_SecuritiesCollateralDependent" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancialInstrumentsOwnedAtAmortizedCost" xlink:label="FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="FinancialInstrumentsOwnedAtAmortizedCost" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl" xml:lang="en-US" id="byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl">The amortized cost as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsOwnedAtAmortizedCost" xlink:to="byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl" xlink:title="label: FinancialInstrumentsOwnedAtAmortizedCost to byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl1" xml:lang="en-US" id="byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl1">Financial Instruments, Owned, at Amortized Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsOwnedAtAmortizedCost" xlink:to="byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl1" xlink:title="label: FinancialInstrumentsOwnedAtAmortizedCost to byfc_FinancialInstrumentsOwnedAtAmortizedCost_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancialInstrumentsOwnedAtAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancialInstrumentsOwnedAtAmortizedCost" xml:lang="en-US" id="byfc_FinancialInstrumentsOwnedAtAmortizedCost">Securities pledged as collateral, at book value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsOwnedAtAmortizedCost" xlink:to="byfc_FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="label: FinancialInstrumentsOwnedAtAmortizedCost to byfc_FinancialInstrumentsOwnedAtAmortizedCost" />
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>15
<FILENAME>byfc-20231231_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 24.3.1.5224 Broadridge-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EarningsPerCommonShareDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#EarningsPerCommonShareDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoanCommitmentsAndOtherRelatedActivitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/RegulatoryMattersDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#RegulatoryMattersDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationOptionsOutstandingAndExercisableDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationStockOptionActivityDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationSummaryOfPlansDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesIncomeTaxExpenseDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EmployeeBenefitPlansDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#EmployeeBenefitPlansDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/NotesPayableDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#NotesPayableDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesSoldUnderAgreementsToRepurchaseDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/BorrowingsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#BorrowingsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#DepositsCertificateOfDepositMaturitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#DepositsSummaryOfDepositsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#FairValueFairValuesOfFinancialInstrumentsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#FairValueAssetsMeasuredOnRecurringBasisDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesFutureMinimumPaymentsForOperatingLeasesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesAdditionalInformationForOperatingLeasesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesOperatingLeasesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesOperatingLeasesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#OfficePropertiesAndEquipmentNetDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentSummaryDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesUnrealizedLossPositionDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesContractualMaturitiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/CapitalDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#CapitalDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EarningsPerCommonShareTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#EarningsPerCommonShareTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformationTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoanCommitmentsAndOtherRelatedActivitiesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/RegulatoryMattersTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#RegulatoryMattersTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensationTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensationTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EmployeeBenefitPlansTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#EmployeeBenefitPlansTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/BorrowingsTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#BorrowingsTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DepositsTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#DepositsTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/FairValueTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#FairValueTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangibleTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LeasesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#LeasesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#OfficePropertiesAndEquipmentNetTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestmentTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesTables" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesTables" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPoliciesPolicies" />
  <link:roleRef roleURI="http://broadwayfed.com/role/InsiderTradingArrangements" xlink:type="simple" xlink:href="byfc-20231231.xsd#InsiderTradingArrangements" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SubsequentEvents" xlink:type="simple" xlink:href="byfc-20231231.xsd#SubsequentEvents" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EarningsPerCommonShare" xlink:type="simple" xlink:href="byfc-20231231.xsd#EarningsPerCommonShare" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformation" xlink:type="simple" xlink:href="byfc-20231231.xsd#ParentCompanyOnlyCondensedFinancialInformation" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivities" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoanCommitmentsAndOtherRelatedActivities" />
  <link:roleRef roleURI="http://broadwayfed.com/role/RegulatoryMatters" xlink:type="simple" xlink:href="byfc-20231231.xsd#RegulatoryMatters" />
  <link:roleRef roleURI="http://broadwayfed.com/role/StockbasedCompensation" xlink:type="simple" xlink:href="byfc-20231231.xsd#StockbasedCompensation" />
  <link:roleRef roleURI="http://broadwayfed.com/role/IncomeTaxes" xlink:type="simple" xlink:href="byfc-20231231.xsd#IncomeTaxes" />
  <link:roleRef roleURI="http://broadwayfed.com/role/EmployeeBenefitPlans" xlink:type="simple" xlink:href="byfc-20231231.xsd#EmployeeBenefitPlans" />
  <link:roleRef roleURI="http://broadwayfed.com/role/NotesPayable" xlink:type="simple" xlink:href="byfc-20231231.xsd#NotesPayable" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchase" xlink:type="simple" xlink:href="byfc-20231231.xsd#SecuritiesSoldUnderAgreementsToRepurchase" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Borrowings" xlink:type="simple" xlink:href="byfc-20231231.xsd#Borrowings" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Deposits" xlink:type="simple" xlink:href="byfc-20231231.xsd#Deposits" />
  <link:roleRef roleURI="http://broadwayfed.com/role/FairValue" xlink:type="simple" xlink:href="byfc-20231231.xsd#FairValue" />
  <link:roleRef roleURI="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangible" xlink:type="simple" xlink:href="byfc-20231231.xsd#GoodwillAndCoreDepositIntangible" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Leases" xlink:type="simple" xlink:href="byfc-20231231.xsd#Leases" />
  <link:roleRef roleURI="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNet" xlink:type="simple" xlink:href="byfc-20231231.xsd#OfficePropertiesAndEquipmentNet" />
  <link:roleRef roleURI="http://broadwayfed.com/role/LoansReceivableHeldForInvestment" xlink:type="simple" xlink:href="byfc-20231231.xsd#LoansReceivableHeldForInvestment" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Securities" xlink:type="simple" xlink:href="byfc-20231231.xsd#Securities" />
  <link:roleRef roleURI="http://broadwayfed.com/role/Capital" xlink:type="simple" xlink:href="byfc-20231231.xsd#Capital" />
  <link:roleRef roleURI="http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies" xlink:type="simple" xlink:href="byfc-20231231.xsd#SummaryOfSignificantAccountingPolicies" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfCashFlows" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfChangesInStockholdersEquity" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfFinancialConditionParenthetical" />
  <link:roleRef roleURI="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition" xlink:type="simple" xlink:href="byfc-20231231.xsd#ConsolidatedStatementsOfFinancialCondition" />
  <link:roleRef roleURI="http://broadwayfed.com/role/DocumentAndEntityInformation" xlink:type="simple" xlink:href="byfc-20231231.xsd#DocumentAndEntityInformation" />
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DocumentAndEntityInformation">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationTable" xlink:label="DocumentInformationTable" xlink:title="DocumentInformationTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="VotingClassACommonStockMember" xlink:title="presentation: ClassOfStockDomain to VotingClassACommonStockMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassBCommonStockMember" xlink:label="NonvotingClassBCommonStockMember" xlink:title="NonvotingClassBCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassBCommonStockMember" xlink:title="presentation: ClassOfStockDomain to NonvotingClassBCommonStockMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassCCommonStockMember" xlink:label="NonvotingClassCCommonStockMember" xlink:title="NonvotingClassCCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassCCommonStockMember" xlink:title="presentation: ClassOfStockDomain to NonvotingClassCCommonStockMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="presentation: StatementClassOfStockAxis to ClassOfStockDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationTable" xlink:to="StatementClassOfStockAxis" xlink:title="presentation: DocumentInformationTable to StatementClassOfStockAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationLineItems" xlink:label="DocumentInformationLineItems" xlink:title="DocumentInformationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="DocumentType" xlink:title="presentation: DocumentInformationLineItems to DocumentType" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="AmendmentFlag" xlink:title="presentation: DocumentInformationLineItems to AmendmentFlag" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAnnualReport" xlink:label="DocumentAnnualReport" xlink:title="DocumentAnnualReport" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="DocumentAnnualReport" xlink:title="presentation: DocumentInformationLineItems to DocumentAnnualReport" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="DocumentPeriodEndDate" xlink:title="presentation: DocumentInformationLineItems to DocumentPeriodEndDate" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="CurrentFiscalYearEndDate" xlink:title="presentation: DocumentInformationLineItems to CurrentFiscalYearEndDate" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="DocumentFiscalYearFocus" xlink:title="presentation: DocumentInformationLineItems to DocumentFiscalYearFocus" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="DocumentFiscalPeriodFocus" xlink:title="presentation: DocumentInformationLineItems to DocumentFiscalPeriodFocus" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentTransitionReport" xlink:label="DocumentTransitionReport" xlink:title="DocumentTransitionReport" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="DocumentTransitionReport" xlink:title="presentation: DocumentInformationLineItems to DocumentTransitionReport" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityFileNumber" xlink:title="presentation: DocumentInformationLineItems to EntityFileNumber" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityRegistrantName" xlink:title="presentation: DocumentInformationLineItems to EntityRegistrantName" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityCentralIndexKey" xlink:title="presentation: DocumentInformationLineItems to EntityCentralIndexKey" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityIncorporationStateCountryCode" xlink:title="presentation: DocumentInformationLineItems to EntityIncorporationStateCountryCode" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityTaxIdentificationNumber" xlink:title="presentation: DocumentInformationLineItems to EntityTaxIdentificationNumber" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityAddressAddressLine1" xlink:title="presentation: DocumentInformationLineItems to EntityAddressAddressLine1" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityAddressCityOrTown" xlink:title="presentation: DocumentInformationLineItems to EntityAddressCityOrTown" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityAddressStateOrProvince" xlink:title="presentation: DocumentInformationLineItems to EntityAddressStateOrProvince" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityAddressPostalZipCode" xlink:title="presentation: DocumentInformationLineItems to EntityAddressPostalZipCode" order="16.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="CityAreaCode" xlink:title="presentation: DocumentInformationLineItems to CityAreaCode" order="17.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="LocalPhoneNumber" xlink:title="presentation: DocumentInformationLineItems to LocalPhoneNumber" order="18.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="Security12bTitle" xlink:title="presentation: DocumentInformationLineItems to Security12bTitle" order="19.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="TradingSymbol" xlink:title="presentation: DocumentInformationLineItems to TradingSymbol" order="20.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="SecurityExchangeName" xlink:title="presentation: DocumentInformationLineItems to SecurityExchangeName" order="21.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="EntityWellKnownSeasonedIssuer" xlink:title="EntityWellKnownSeasonedIssuer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityWellKnownSeasonedIssuer" xlink:title="presentation: DocumentInformationLineItems to EntityWellKnownSeasonedIssuer" order="22.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityVoluntaryFilers" xlink:label="EntityVoluntaryFilers" xlink:title="EntityVoluntaryFilers" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityVoluntaryFilers" xlink:title="presentation: DocumentInformationLineItems to EntityVoluntaryFilers" order="23.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityCurrentReportingStatus" xlink:title="presentation: DocumentInformationLineItems to EntityCurrentReportingStatus" order="24.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInteractiveDataCurrent" xlink:label="EntityInteractiveDataCurrent" xlink:title="EntityInteractiveDataCurrent" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityInteractiveDataCurrent" xlink:title="presentation: DocumentInformationLineItems to EntityInteractiveDataCurrent" order="25.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityFilerCategory" xlink:title="presentation: DocumentInformationLineItems to EntityFilerCategory" order="26.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntitySmallBusiness" xlink:label="EntitySmallBusiness" xlink:title="EntitySmallBusiness" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntitySmallBusiness" xlink:title="presentation: DocumentInformationLineItems to EntitySmallBusiness" order="27.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityEmergingGrowthCompany" xlink:title="presentation: DocumentInformationLineItems to EntityEmergingGrowthCompany" order="28.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityShellCompany" xlink:label="EntityShellCompany" xlink:title="EntityShellCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityShellCompany" xlink:title="presentation: DocumentInformationLineItems to EntityShellCompany" order="29.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_IcfrAuditorAttestationFlag" xlink:label="IcfrAuditorAttestationFlag" xlink:title="IcfrAuditorAttestationFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="IcfrAuditorAttestationFlag" xlink:title="presentation: DocumentInformationLineItems to IcfrAuditorAttestationFlag" order="30.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFinStmtErrorCorrectionFlag" xlink:label="DocumentFinStmtErrorCorrectionFlag" xlink:title="DocumentFinStmtErrorCorrectionFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="DocumentFinStmtErrorCorrectionFlag" xlink:title="presentation: DocumentInformationLineItems to DocumentFinStmtErrorCorrectionFlag" order="31.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPublicFloat" xlink:label="EntityPublicFloat" xlink:title="EntityPublicFloat" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityPublicFloat" xlink:title="presentation: DocumentInformationLineItems to EntityPublicFloat" order="32.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="EntityCommonStockSharesOutstanding" xlink:title="presentation: DocumentInformationLineItems to EntityCommonStockSharesOutstanding" order="33.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorFirmId" xlink:label="AuditorFirmId" xlink:title="AuditorFirmId" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="AuditorFirmId" xlink:title="presentation: DocumentInformationLineItems to AuditorFirmId" order="34.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorName" xlink:label="AuditorName" xlink:title="AuditorName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="AuditorName" xlink:title="presentation: DocumentInformationLineItems to AuditorName" order="35.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorLocation" xlink:label="AuditorLocation" xlink:title="AuditorLocation" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationLineItems" xlink:to="AuditorLocation" xlink:title="presentation: DocumentInformationLineItems to AuditorLocation" order="36.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DocumentInformationTable" xlink:to="DocumentInformationLineItems" xlink:title="presentation: DocumentInformationTable to DocumentInformationLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="DocumentInformationTable" xlink:title="presentation: CoverAbstract to DocumentInformationTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="StatementOfFinancialPositionAbstract" xlink:title="StatementOfFinancialPositionAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="SeriesAPreferredStockMember" xlink:title="SeriesAPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="SeriesAPreferredStockMember" xlink:title="presentation: ClassOfStockDomain to SeriesAPreferredStockMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="SeriesCPreferredStockMember" xlink:title="SeriesCPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="SeriesCPreferredStockMember" xlink:title="presentation: ClassOfStockDomain to SeriesCPreferredStockMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="VotingClassACommonStockMember" xlink:title="presentation: ClassOfStockDomain to VotingClassACommonStockMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassBCommonStockMember" xlink:label="NonvotingClassBCommonStockMember" xlink:title="NonvotingClassBCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassBCommonStockMember" xlink:title="presentation: ClassOfStockDomain to NonvotingClassBCommonStockMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassCCommonStockMember" xlink:label="NonvotingClassCCommonStockMember" xlink:title="NonvotingClassCCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassCCommonStockMember" xlink:title="presentation: ClassOfStockDomain to NonvotingClassCCommonStockMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingCommonStockMember" xlink:label="VotingCommonStockMember" xlink:title="VotingCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="VotingCommonStockMember" xlink:title="presentation: ClassOfStockDomain to VotingCommonStockMember" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NonvotingCommonStockMember" xlink:label="NonvotingCommonStockMember" xlink:title="NonvotingCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="NonvotingCommonStockMember" xlink:title="presentation: ClassOfStockDomain to NonvotingCommonStockMember" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="presentation: StatementClassOfStockAxis to ClassOfStockDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="StatementClassOfStockAxis" xlink:title="presentation: StatementTable to StatementClassOfStockAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndDueFromBanks" xlink:label="CashAndDueFromBanks" xlink:title="CashAndDueFromBanks" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="CashAndDueFromBanks" xlink:title="presentation: AssetsAbstract to CashAndDueFromBanks" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="InterestBearingDepositsInBanks" xlink:title="InterestBearingDepositsInBanks" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="InterestBearingDepositsInBanks" xlink:title="presentation: AssetsAbstract to InterestBearingDepositsInBanks" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="CashAndCashEquivalentsAtCarryingValue" xlink:title="presentation: AssetsAbstract to CashAndCashEquivalentsAtCarryingValue" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="presentation: AssetsAbstract to AvailableForSaleSecuritiesDebtSecurities" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="NotesReceivableNet" xlink:title="presentation: AssetsAbstract to NotesReceivableNet" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestReceivable" xlink:label="InterestReceivable" xlink:title="InterestReceivable" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="InterestReceivable" xlink:title="presentation: AssetsAbstract to InterestReceivable" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="FederalHomeLoanBankStock" xlink:title="FederalHomeLoanBankStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="FederalHomeLoanBankStock" xlink:title="presentation: AssetsAbstract to FederalHomeLoanBankStock" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalReserveBankStock" xlink:label="FederalReserveBankStock" xlink:title="FederalReserveBankStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="FederalReserveBankStock" xlink:title="presentation: AssetsAbstract to FederalReserveBankStock" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="PropertyPlantAndEquipmentNet" xlink:title="presentation: AssetsAbstract to PropertyPlantAndEquipmentNet" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="BankOwnedLifeInsurance" xlink:title="BankOwnedLifeInsurance" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="BankOwnedLifeInsurance" xlink:title="presentation: AssetsAbstract to BankOwnedLifeInsurance" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="DeferredIncomeTaxAssetsNet" xlink:title="DeferredIncomeTaxAssetsNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="DeferredIncomeTaxAssetsNet" xlink:title="presentation: AssetsAbstract to DeferredIncomeTaxAssetsNet" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="FiniteLivedIntangibleAssetsNet" xlink:title="presentation: AssetsAbstract to FiniteLivedIntangibleAssetsNet" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Goodwill" xlink:label="Goodwill" xlink:title="Goodwill" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="Goodwill" xlink:title="presentation: AssetsAbstract to Goodwill" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="OtherAssets" xlink:title="presentation: AssetsAbstract to OtherAssets" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="Assets" xlink:title="presentation: AssetsAbstract to Assets" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="AssetsAbstract" xlink:title="presentation: StatementLineItems to AssetsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Deposits" xlink:label="Deposits" xlink:title="Deposits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAbstract" xlink:to="Deposits" xlink:title="presentation: LiabilitiesAbstract to Deposits" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="SecuritiesSoldUnderAgreementsToRepurchase" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAbstract" xlink:to="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="presentation: LiabilitiesAbstract to SecuritiesSoldUnderAgreementsToRepurchase" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="AdvancesFromFederalHomeLoanBanks" xlink:title="AdvancesFromFederalHomeLoanBanks" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAbstract" xlink:to="AdvancesFromFederalHomeLoanBanks" xlink:title="presentation: LiabilitiesAbstract to AdvancesFromFederalHomeLoanBanks" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalFundsPurchased" xlink:label="FederalFundsPurchased" xlink:title="FederalFundsPurchased" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAbstract" xlink:to="FederalFundsPurchased" xlink:title="presentation: LiabilitiesAbstract to FederalFundsPurchased" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesPayable" xlink:label="NotesPayable" xlink:title="NotesPayable" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAbstract" xlink:to="NotesPayable" xlink:title="presentation: LiabilitiesAbstract to NotesPayable" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="AccruedLiabilitiesAndOtherLiabilities" xlink:title="AccruedLiabilitiesAndOtherLiabilities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAbstract" xlink:to="AccruedLiabilitiesAndOtherLiabilities" xlink:title="presentation: LiabilitiesAbstract to AccruedLiabilitiesAndOtherLiabilities" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities" xlink:label="Liabilities" xlink:title="Liabilities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAbstract" xlink:to="Liabilities" xlink:title="presentation: LiabilitiesAbstract to Liabilities" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="LiabilitiesAbstract" xlink:title="presentation: LiabilitiesAndStockholdersEquityAbstract to LiabilitiesAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="StockholdersEquityAbstract" xlink:title="StockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockValue" xlink:label="PreferredStockValue" xlink:title="PreferredStockValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityAbstract" xlink:to="PreferredStockValue" xlink:title="presentation: StockholdersEquityAbstract to PreferredStockValue" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockValue" xlink:label="CommonStockValue" xlink:title="CommonStockValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityAbstract" xlink:to="CommonStockValue" xlink:title="presentation: StockholdersEquityAbstract to CommonStockValue" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="AdditionalPaidInCapital" xlink:title="AdditionalPaidInCapital" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityAbstract" xlink:to="AdditionalPaidInCapital" xlink:title="presentation: StockholdersEquityAbstract to AdditionalPaidInCapital" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityAbstract" xlink:to="RetainedEarningsAccumulatedDeficit" xlink:title="presentation: StockholdersEquityAbstract to RetainedEarningsAccumulatedDeficit" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_UnearnedESOPSharesCost" xlink:label="UnearnedESOPSharesCost" xlink:title="UnearnedESOPSharesCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityAbstract" xlink:to="UnearnedESOPSharesCost" xlink:title="presentation: StockholdersEquityAbstract to UnearnedESOPSharesCost" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityAbstract" xlink:to="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="presentation: StockholdersEquityAbstract to AccumulatedOtherComprehensiveIncomeLossNetOfTax" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockValue" xlink:label="TreasuryStockValue" xlink:title="TreasuryStockValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityAbstract" xlink:to="TreasuryStockValue" xlink:title="presentation: StockholdersEquityAbstract to TreasuryStockValue" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityAbstract" xlink:to="StockholdersEquity" xlink:title="presentation: StockholdersEquityAbstract to StockholdersEquity" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MinorityInterest" xlink:label="MinorityInterest" xlink:title="MinorityInterest" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityAbstract" xlink:to="MinorityInterest" xlink:title="presentation: StockholdersEquityAbstract to MinorityInterest" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="StockholdersEquityAbstract" xlink:title="presentation: LiabilitiesAndStockholdersEquityAbstract to StockholdersEquityAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="LiabilitiesAndStockholdersEquity" xlink:title="presentation: LiabilitiesAndStockholdersEquityAbstract to LiabilitiesAndStockholdersEquity" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="LiabilitiesAndStockholdersEquityAbstract" xlink:title="presentation: StatementLineItems to LiabilitiesAndStockholdersEquityAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="StatementLineItems" xlink:title="presentation: StatementTable to StatementLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="StatementTable" xlink:title="presentation: StatementOfFinancialPositionAbstract to StatementTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="StatementOfFinancialPositionAbstract" xlink:title="StatementOfFinancialPositionAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="SeriesAPreferredStockMember" xlink:title="SeriesAPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="SeriesAPreferredStockMember" xlink:title="presentation: ClassOfStockDomain to SeriesAPreferredStockMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="SeriesCPreferredStockMember" xlink:title="SeriesCPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="SeriesCPreferredStockMember" xlink:title="presentation: ClassOfStockDomain to SeriesCPreferredStockMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="VotingClassACommonStockMember" xlink:title="presentation: ClassOfStockDomain to VotingClassACommonStockMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassBCommonStockMember" xlink:label="NonvotingClassBCommonStockMember" xlink:title="NonvotingClassBCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassBCommonStockMember" xlink:title="presentation: ClassOfStockDomain to NonvotingClassBCommonStockMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonvotingClassCCommonStockMember" xlink:label="NonvotingClassCCommonStockMember" xlink:title="NonvotingClassCCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="NonvotingClassCCommonStockMember" xlink:title="presentation: ClassOfStockDomain to NonvotingClassCCommonStockMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="presentation: StatementClassOfStockAxis to ClassOfStockDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="StatementClassOfStockAxis" xlink:title="presentation: StatementTable to StatementClassOfStockAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="presentation: AssetsAbstract to FinancingReceivableAllowanceForCreditLosses" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="AssetsAbstract" xlink:title="presentation: StatementLineItems to AssetsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="PreferredStockSharesAuthorized" xlink:title="PreferredStockSharesAuthorized" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="PreferredStockSharesAuthorized" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to PreferredStockSharesAuthorized" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="PreferredStockSharesIssued" xlink:title="PreferredStockSharesIssued" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="PreferredStockSharesIssued" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to PreferredStockSharesIssued" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="PreferredStockSharesOutstanding" xlink:title="PreferredStockSharesOutstanding" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="PreferredStockSharesOutstanding" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to PreferredStockSharesOutstanding" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="PreferredStockLiquidationPreference" xlink:title="PreferredStockLiquidationPreference" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="PreferredStockLiquidationPreference" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to PreferredStockLiquidationPreference" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="CommonStockParOrStatedValuePerShare" xlink:title="CommonStockParOrStatedValuePerShare" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="CommonStockParOrStatedValuePerShare" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to CommonStockParOrStatedValuePerShare" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="CommonStockSharesAuthorized" xlink:title="CommonStockSharesAuthorized" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="CommonStockSharesAuthorized" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to CommonStockSharesAuthorized" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesIssued" xlink:label="CommonStockSharesIssued" xlink:title="CommonStockSharesIssued" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="CommonStockSharesIssued" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to CommonStockSharesIssued" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="CommonStockSharesOutstanding" xlink:title="CommonStockSharesOutstanding" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="CommonStockSharesOutstanding" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to CommonStockSharesOutstanding" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonShares" xlink:label="TreasuryStockCommonShares" xlink:title="TreasuryStockCommonShares" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="TreasuryStockCommonShares" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to TreasuryStockCommonShares" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="presentation: StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract to StockholdersEquityNoteStockSplitConversionRatio1" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:title="presentation: LiabilitiesAndStockholdersEquityAbstract to StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="LiabilitiesAndStockholdersEquityAbstract" xlink:title="presentation: StatementLineItems to LiabilitiesAndStockholdersEquityAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="StatementLineItems" xlink:title="presentation: StatementTable to StatementLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="StatementTable" xlink:title="presentation: StatementOfFinancialPositionAbstract to StatementTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementAbstract" xlink:label="IncomeStatementAbstract" xlink:title="IncomeStatementAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="InterestAndDividendIncomeOperatingAbstract" xlink:title="InterestAndDividendIncomeOperatingAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="InterestAndFeeIncomeLoansAndLeases" xlink:title="InterestAndFeeIncomeLoansAndLeases" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestAndDividendIncomeOperatingAbstract" xlink:to="InterestAndFeeIncomeLoansAndLeases" xlink:title="presentation: InterestAndDividendIncomeOperatingAbstract to InterestAndFeeIncomeLoansAndLeases" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="InterestAndDividendIncomeSecurities" xlink:title="InterestAndDividendIncomeSecurities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestAndDividendIncomeOperatingAbstract" xlink:to="InterestAndDividendIncomeSecurities" xlink:title="presentation: InterestAndDividendIncomeOperatingAbstract to InterestAndDividendIncomeSecurities" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="OtherInterestAndDividendIncome" xlink:title="OtherInterestAndDividendIncome" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestAndDividendIncomeOperatingAbstract" xlink:to="OtherInterestAndDividendIncome" xlink:title="presentation: InterestAndDividendIncomeOperatingAbstract to OtherInterestAndDividendIncome" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="InterestAndDividendIncomeOperating" xlink:title="InterestAndDividendIncomeOperating" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestAndDividendIncomeOperatingAbstract" xlink:to="InterestAndDividendIncomeOperating" xlink:title="presentation: InterestAndDividendIncomeOperatingAbstract to InterestAndDividendIncomeOperating" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="InterestAndDividendIncomeOperatingAbstract" xlink:title="presentation: IncomeStatementAbstract to InterestAndDividendIncomeOperatingAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseAbstract" xlink:label="InterestExpenseAbstract" xlink:title="InterestExpenseAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseDeposits" xlink:label="InterestExpenseDeposits" xlink:title="InterestExpenseDeposits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestExpenseAbstract" xlink:to="InterestExpenseDeposits" xlink:title="presentation: InterestExpenseAbstract to InterestExpenseDeposits" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="InterestExpenseBorrowings" xlink:title="InterestExpenseBorrowings" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestExpenseAbstract" xlink:to="InterestExpenseBorrowings" xlink:title="presentation: InterestExpenseAbstract to InterestExpenseBorrowings" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense" xlink:label="InterestExpense" xlink:title="InterestExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InterestExpenseAbstract" xlink:to="InterestExpense" xlink:title="presentation: InterestExpenseAbstract to InterestExpense" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="InterestExpenseAbstract" xlink:title="presentation: IncomeStatementAbstract to InterestExpenseAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="InterestIncomeExpenseNet" xlink:title="InterestIncomeExpenseNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="InterestIncomeExpenseNet" xlink:title="presentation: IncomeStatementAbstract to InterestIncomeExpenseNet" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:label="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="presentation: IncomeStatementAbstract to FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="InterestIncomeExpenseAfterProvisionForLoanLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="presentation: IncomeStatementAbstract to InterestIncomeExpenseAfterProvisionForLoanLoss" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="NoninterestIncomeAbstract" xlink:title="NoninterestIncomeAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax" xlink:label="RevenueFromContractWithCustomerExcludingAssessedTax" xlink:title="RevenueFromContractWithCustomerExcludingAssessedTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestIncomeAbstract" xlink:to="RevenueFromContractWithCustomerExcludingAssessedTax" xlink:title="presentation: NoninterestIncomeAbstract to RevenueFromContractWithCustomerExcludingAssessedTax" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueNotFromContractWithCustomer" xlink:label="RevenueNotFromContractWithCustomer" xlink:title="RevenueNotFromContractWithCustomer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestIncomeAbstract" xlink:to="RevenueNotFromContractWithCustomer" xlink:title="presentation: NoninterestIncomeAbstract to RevenueNotFromContractWithCustomer" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="NoninterestIncomeOtherOperatingIncome" xlink:title="NoninterestIncomeOtherOperatingIncome" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestIncomeAbstract" xlink:to="NoninterestIncomeOtherOperatingIncome" xlink:title="presentation: NoninterestIncomeAbstract to NoninterestIncomeOtherOperatingIncome" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncome" xlink:label="NoninterestIncome" xlink:title="NoninterestIncome" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestIncomeAbstract" xlink:to="NoninterestIncome" xlink:title="presentation: NoninterestIncomeAbstract to NoninterestIncome" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="NoninterestIncomeAbstract" xlink:title="presentation: IncomeStatementAbstract to NoninterestIncomeAbstract" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="NoninterestExpenseAbstract" xlink:title="NoninterestExpenseAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="LaborAndRelatedExpense" xlink:title="LaborAndRelatedExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="LaborAndRelatedExpense" xlink:title="presentation: NoninterestExpenseAbstract to LaborAndRelatedExpense" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OccupancyNet" xlink:label="OccupancyNet" xlink:title="OccupancyNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="OccupancyNet" xlink:title="presentation: NoninterestExpenseAbstract to OccupancyNet" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="InformationTechnologyAndDataProcessing" xlink:title="InformationTechnologyAndDataProcessing" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="InformationTechnologyAndDataProcessing" xlink:title="presentation: NoninterestExpenseAbstract to InformationTechnologyAndDataProcessing" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfessionalFees" xlink:label="ProfessionalFees" xlink:title="ProfessionalFees" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="ProfessionalFees" xlink:title="presentation: NoninterestExpenseAbstract to ProfessionalFees" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SupervisoryCost" xlink:label="SupervisoryCost" xlink:title="SupervisoryCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="SupervisoryCost" xlink:title="presentation: NoninterestExpenseAbstract to SupervisoryCost" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OfficeServicesAndSuppliesExpense" xlink:label="OfficeServicesAndSuppliesExpense" xlink:title="OfficeServicesAndSuppliesExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="OfficeServicesAndSuppliesExpense" xlink:title="presentation: NoninterestExpenseAbstract to OfficeServicesAndSuppliesExpense" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralInsuranceExpense" xlink:label="GeneralInsuranceExpense" xlink:title="GeneralInsuranceExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="GeneralInsuranceExpense" xlink:title="presentation: NoninterestExpenseAbstract to GeneralInsuranceExpense" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="AmortizationOfIntangibleAssets" xlink:title="AmortizationOfIntangibleAssets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="AmortizationOfIntangibleAssets" xlink:title="presentation: NoninterestExpenseAbstract to AmortizationOfIntangibleAssets" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="MarketingAndAdvertisingExpense" xlink:title="MarketingAndAdvertisingExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="MarketingAndAdvertisingExpense" xlink:title="presentation: NoninterestExpenseAbstract to MarketingAndAdvertisingExpense" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TravelExpense" xlink:label="TravelExpense" xlink:title="TravelExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="TravelExpense" xlink:title="presentation: NoninterestExpenseAbstract to TravelExpense" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherNoninterestExpense" xlink:label="OtherNoninterestExpense" xlink:title="OtherNoninterestExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="OtherNoninterestExpense" xlink:title="presentation: NoninterestExpenseAbstract to OtherNoninterestExpense" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestExpense" xlink:label="NoninterestExpense" xlink:title="NoninterestExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoninterestExpenseAbstract" xlink:to="NoninterestExpense" xlink:title="presentation: NoninterestExpenseAbstract to NoninterestExpense" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="NoninterestExpenseAbstract" xlink:title="presentation: IncomeStatementAbstract to NoninterestExpenseAbstract" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="presentation: IncomeStatementAbstract to IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="IncomeTaxExpenseBenefit" xlink:title="presentation: IncomeStatementAbstract to IncomeTaxExpenseBenefit" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="ProfitLoss" xlink:title="presentation: IncomeStatementAbstract to ProfitLoss" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="NetIncomeLossAttributableToNoncontrollingInterest" xlink:title="NetIncomeLossAttributableToNoncontrollingInterest" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="NetIncomeLossAttributableToNoncontrollingInterest" xlink:title="presentation: IncomeStatementAbstract to NetIncomeLossAttributableToNoncontrollingInterest" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="NetIncomeLoss" xlink:title="presentation: IncomeStatementAbstract to NetIncomeLoss" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:title="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:to="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:title="presentation: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract to OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:label="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:title="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:to="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:title="presentation: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract to OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:to="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="presentation: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract to OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:title="presentation: IncomeStatementAbstract to OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="ComprehensiveIncomeNetOfTax" xlink:title="ComprehensiveIncomeNetOfTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="ComprehensiveIncomeNetOfTax" xlink:title="presentation: IncomeStatementAbstract to ComprehensiveIncomeNetOfTax" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareBasic" xlink:label="EarningsPerShareBasic" xlink:title="EarningsPerShareBasic" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="EarningsPerShareBasic" xlink:title="presentation: IncomeStatementAbstract to EarningsPerShareBasic" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="EarningsPerShareDiluted" xlink:title="EarningsPerShareDiluted" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="EarningsPerShareDiluted" xlink:title="presentation: IncomeStatementAbstract to EarningsPerShareDiluted" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="StatementOfStockholdersEquityAbstract" xlink:title="StatementOfStockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:label="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="CumulativeEffectPeriodOfAdoptionAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="presentation: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="presentation: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="presentation: CumulativeEffectPeriodOfAdoptionAxis to CumulativeEffectPeriodOfAdoptionDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="presentation: StatementTable to CumulativeEffectPeriodOfAdoptionAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockMember" xlink:label="PreferredStockMember" xlink:title="PreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="PreferredStockMember" xlink:title="presentation: StatementEquityComponentsAxis to PreferredStockMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockMember" xlink:label="CommonStockMember" xlink:title="CommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="CommonStockMember" xlink:title="presentation: StatementEquityComponentsAxis to CommonStockMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="AdditionalPaidInCapitalMember" xlink:title="AdditionalPaidInCapitalMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="AdditionalPaidInCapitalMember" xlink:title="presentation: StatementEquityComponentsAxis to AdditionalPaidInCapitalMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="AccumulatedOtherComprehensiveIncomeMember" xlink:title="AccumulatedOtherComprehensiveIncomeMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="AccumulatedOtherComprehensiveIncomeMember" xlink:title="presentation: StatementEquityComponentsAxis to AccumulatedOtherComprehensiveIncomeMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsMember" xlink:label="RetainedEarningsMember" xlink:title="RetainedEarningsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="RetainedEarningsMember" xlink:title="presentation: StatementEquityComponentsAxis to RetainedEarningsMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommonStockHeldByESOPMember" xlink:label="CommonStockHeldByESOPMember" xlink:title="CommonStockHeldByESOPMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="CommonStockHeldByESOPMember" xlink:title="presentation: StatementEquityComponentsAxis to CommonStockHeldByESOPMember" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonMember" xlink:label="TreasuryStockCommonMember" xlink:title="TreasuryStockCommonMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="TreasuryStockCommonMember" xlink:title="presentation: StatementEquityComponentsAxis to TreasuryStockCommonMember" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="NoncontrollingInterestMember" xlink:title="NoncontrollingInterestMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="NoncontrollingInterestMember" xlink:title="presentation: StatementEquityComponentsAxis to NoncontrollingInterestMember" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="EquityComponentDomain" xlink:title="presentation: StatementEquityComponentsAxis to EquityComponentDomain" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="StatementEquityComponentsAxis" xlink:title="presentation: StatementTable to StatementEquityComponentsAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockNonVotingMember" xlink:label="PreferredStockNonVotingMember" xlink:title="PreferredStockNonVotingMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="PreferredStockNonVotingMember" xlink:title="presentation: ClassOfStockDomain to PreferredStockNonVotingMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingCommonStockMember" xlink:label="VotingCommonStockMember" xlink:title="VotingCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="VotingCommonStockMember" xlink:title="presentation: ClassOfStockDomain to VotingCommonStockMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NonvotingCommonStockMember" xlink:label="NonvotingCommonStockMember" xlink:title="NonvotingCommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="NonvotingCommonStockMember" xlink:title="presentation: ClassOfStockDomain to NonvotingCommonStockMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="presentation: StatementClassOfStockAxis to ClassOfStockDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="StatementClassOfStockAxis" xlink:title="presentation: StatementTable to StatementClassOfStockAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:label="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="LongTermIncentivePlanParticipantsExcludingDirectorsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="presentation: TitleOfIndividualWithRelationshipToEntityDomain to LongTermIncentivePlanParticipantsExcludingDirectorsMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_DirectorMember" xlink:label="DirectorMember" xlink:title="DirectorMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="DirectorMember" xlink:title="presentation: TitleOfIndividualWithRelationshipToEntityDomain to DirectorMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TitleOfIndividualAxis" xlink:to="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="presentation: TitleOfIndividualAxis to TitleOfIndividualWithRelationshipToEntityDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="TitleOfIndividualAxis" xlink:title="presentation: StatementTable to TitleOfIndividualAxis" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="IncreaseDecreaseInStockholdersEquityRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingStandardsUpdateExtensibleList" xlink:label="AccountingStandardsUpdateExtensibleList" xlink:title="AccountingStandardsUpdateExtensibleList" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="AccountingStandardsUpdateExtensibleList" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to AccountingStandardsUpdateExtensibleList" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="ProfitLoss" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to ProfitLoss" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FairValueOfPreferredSharesIssued" xlink:label="FairValueOfPreferredSharesIssued" xlink:title="FairValueOfPreferredSharesIssued" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="FairValueOfPreferredSharesIssued" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to FairValueOfPreferredSharesIssued" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:label="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:title="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:label="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:title="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:label="AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:title="AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FederalDepositInsuranceCorporationStockRepurchased" xlink:label="FederalDepositInsuranceCorporationStockRepurchased" xlink:title="FederalDepositInsuranceCorporationStockRepurchased" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="FederalDepositInsuranceCorporationStockRepurchased" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to FederalDepositInsuranceCorporationStockRepurchased" order="7.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:label="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:title="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:label="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:title="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DividendsPreferredStock" xlink:label="DividendsPreferredStock" xlink:title="DividendsPreferredStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="DividendsPreferredStock" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to DividendsPreferredStock" order="10.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:title="presentation: IncreaseDecreaseInStockholdersEquityRollForward to StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="presentation: StatementLineItems to IncreaseDecreaseInStockholdersEquityRollForward" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="StatementLineItems" xlink:title="presentation: StatementTable to StatementLineItems" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfStockholdersEquityAbstract" xlink:to="StatementTable" xlink:title="presentation: StatementOfStockholdersEquityAbstract to StatementTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="StatementOfCashFlowsAbstract" xlink:title="StatementOfCashFlowsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:label="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="LongTermIncentivePlanParticipantsExcludingDirectorsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="presentation: TitleOfIndividualWithRelationshipToEntityDomain to LongTermIncentivePlanParticipantsExcludingDirectorsMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_DirectorMember" xlink:label="DirectorMember" xlink:title="DirectorMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="DirectorMember" xlink:title="presentation: TitleOfIndividualWithRelationshipToEntityDomain to DirectorMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TitleOfIndividualAxis" xlink:to="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="presentation: TitleOfIndividualAxis to TitleOfIndividualWithRelationshipToEntityDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="TitleOfIndividualAxis" xlink:title="presentation: StatementTable to TitleOfIndividualAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="ProfitLoss" xlink:title="presentation: NetCashProvidedByUsedInOperatingActivitiesAbstract to ProfitLoss" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:label="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="DepreciationDepletionAndAmortization" xlink:title="DepreciationDepletionAndAmortization" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="DepreciationDepletionAndAmortization" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to DepreciationDepletionAndAmortization" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="AmortizationOfDeferredLoanOriginationFeesNet" xlink:title="AmortizationOfDeferredLoanOriginationFeesNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="AmortizationOfDeferredLoanOriginationFeesNet" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to AmortizationOfDeferredLoanOriginationFeesNet" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:title="AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to AccretionAmortizationOfDiscountsAndPremiumsInvestments" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:label="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:title="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="AmortizationAccretionOfPurchaseAccountingMarksOnLoans" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to AmortizationAccretionOfPurchaseAccountingMarksOnLoans" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="AmortizationOfIntangibleAssets" xlink:title="AmortizationOfIntangibleAssets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="AmortizationOfIntangibleAssets" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to AmortizationOfIntangibleAssets" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:label="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:title="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensation" xlink:label="ShareBasedCompensation" xlink:title="ShareBasedCompensation" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="ShareBasedCompensation" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to ShareBasedCompensation" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:label="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:title="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="BankOwnedLifeInsuranceIncome" xlink:title="BankOwnedLifeInsuranceIncome" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="BankOwnedLifeInsuranceIncome" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to BankOwnedLifeInsuranceIncome" order="9.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="IncreaseDecreaseInOperatingCapitalAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="IncreaseDecreaseInDeferredIncomeTaxes" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="presentation: IncreaseDecreaseInOperatingCapitalAbstract to IncreaseDecreaseInDeferredIncomeTaxes" order="0.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable" xlink:label="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="IncreaseDecreaseInInterestAndDividendsReceivable" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="IncreaseDecreaseInInterestAndDividendsReceivable" xlink:title="presentation: IncreaseDecreaseInOperatingCapitalAbstract to IncreaseDecreaseInInterestAndDividendsReceivable" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="IncreaseDecreaseInOtherOperatingAssets" xlink:title="IncreaseDecreaseInOtherOperatingAssets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="IncreaseDecreaseInOtherOperatingAssets" xlink:title="presentation: IncreaseDecreaseInOperatingCapitalAbstract to IncreaseDecreaseInOtherOperatingAssets" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:label="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="presentation: IncreaseDecreaseInOperatingCapitalAbstract to IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to IncreaseDecreaseInOperatingCapitalAbstract" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="presentation: NetCashProvidedByUsedInOperatingActivitiesAbstract to AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="NetCashProvidedByUsedInOperatingActivities" xlink:title="presentation: NetCashProvidedByUsedInOperatingActivitiesAbstract to NetCashProvidedByUsedInOperatingActivities" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="presentation: StatementLineItems to NetCashProvidedByUsedInOperatingActivitiesAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="PaymentsForProceedsFromLoansAndLeases" xlink:title="PaymentsForProceedsFromLoansAndLeases" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="PaymentsForProceedsFromLoansAndLeases" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to PaymentsForProceedsFromLoansAndLeases" order="0.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to PaymentsToAcquireAvailableForSaleSecuritiesDebt" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireFederalReserveStock" xlink:label="PaymentsToAcquireFederalReserveStock" xlink:title="PaymentsToAcquireFederalReserveStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="PaymentsToAcquireFederalReserveStock" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to PaymentsToAcquireFederalReserveStock" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:label="PaymentsToAcquireFederalHomeLoanBankStock" xlink:title="PaymentsToAcquireFederalHomeLoanBankStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="PaymentsToAcquireFederalHomeLoanBankStock" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to PaymentsToAcquireFederalHomeLoanBankStock" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:label="ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:title="ProceedsFromSaleOfFederalHomeLoanBankStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to ProceedsFromSaleOfFederalHomeLoanBankStock" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:label="ProceedsFromSaleOfFederalReserveStock" xlink:title="ProceedsFromSaleOfFederalReserveStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="ProceedsFromSaleOfFederalReserveStock" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to ProceedsFromSaleOfFederalReserveStock" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to PaymentsToAcquirePropertyPlantAndEquipment" order="7.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="NetCashProvidedByUsedInInvestingActivities" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to NetCashProvidedByUsedInInvestingActivities" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="presentation: StatementLineItems to NetCashProvidedByUsedInInvestingActivitiesAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="IncreaseDecreaseInDeposits" xlink:title="IncreaseDecreaseInDeposits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="IncreaseDecreaseInDeposits" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to IncreaseDecreaseInDeposits" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:label="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ProceedsFromBankTermFundingProgram" xlink:label="ProceedsFromBankTermFundingProgram" xlink:title="ProceedsFromBankTermFundingProgram" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="ProceedsFromBankTermFundingProgram" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to ProceedsFromBankTermFundingProgram" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to PaymentsOfDividendsPreferredStockAndPreferenceStock" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:label="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:label="ProceedsFromFederalHomeLoanBankBorrowings" xlink:title="ProceedsFromFederalHomeLoanBankBorrowings" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="ProceedsFromFederalHomeLoanBankBorrowings" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to ProceedsFromFederalHomeLoanBankBorrowings" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:label="RepaymentsOfFederalHomeLoanBankBorrowings" xlink:title="RepaymentsOfFederalHomeLoanBankBorrowings" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="RepaymentsOfFederalHomeLoanBankBorrowings" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to RepaymentsOfFederalHomeLoanBankBorrowings" order="8.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="NetCashProvidedByUsedInFinancingActivities" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to NetCashProvidedByUsedInFinancingActivities" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="presentation: StatementLineItems to NetCashProvidedByUsedInFinancingActivitiesAbstract" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="presentation: StatementLineItems to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="presentation: StatementLineItems to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_2" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_2" xlink:title="presentation: StatementLineItems to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="SupplementalCashFlowInformationAbstract" xlink:title="SupplementalCashFlowInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestPaidNet" xlink:label="InterestPaidNet" xlink:title="InterestPaidNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="InterestPaidNet" xlink:title="presentation: SupplementalCashFlowInformationAbstract to InterestPaidNet" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="IncomeTaxesPaidNet" xlink:title="IncomeTaxesPaidNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="IncomeTaxesPaidNet" xlink:title="presentation: SupplementalCashFlowInformationAbstract to IncomeTaxesPaidNet" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="SupplementalCashFlowInformationAbstract" xlink:title="presentation: StatementLineItems to SupplementalCashFlowInformationAbstract" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:title="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommonStockIssuedInExchangeForPreferredStock" xlink:label="CommonStockIssuedInExchangeForPreferredStock" xlink:title="CommonStockIssuedInExchangeForPreferredStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:to="CommonStockIssuedInExchangeForPreferredStock" xlink:title="presentation: CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract to CommonStockIssuedInExchangeForPreferredStock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:title="presentation: StatementLineItems to CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:label="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:title="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:label="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:title="NoncashOrPartNoncashAcquisitionGoodwillAcquired" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:to="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:title="presentation: NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract to NoncashOrPartNoncashAcquisitionGoodwillAcquired" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:label="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:title="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:to="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:title="presentation: NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract to NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementLineItems" xlink:to="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:title="presentation: StatementLineItems to NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementTable" xlink:to="StatementLineItems" xlink:title="presentation: StatementTable to StatementLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfCashFlowsAbstract" xlink:to="StatementTable" xlink:title="presentation: StatementOfCashFlowsAbstract to StatementTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="SignificantAccountingPoliciesTextBlock" xlink:title="SignificantAccountingPoliciesTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="SignificantAccountingPoliciesTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to SignificantAccountingPoliciesTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Capital">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="StockholdersEquityNoteAbstract" xlink:title="StockholdersEquityNoteAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="StockholdersEquityNoteDisclosureTextBlock" xlink:title="StockholdersEquityNoteDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNoteAbstract" xlink:to="StockholdersEquityNoteDisclosureTextBlock" xlink:title="presentation: StockholdersEquityNoteAbstract to StockholdersEquityNoteDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Securities">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="InvestmentsDebtAndEquitySecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:title="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestment">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="FinancingReceivablesTextBlock" xlink:title="FinancingReceivablesTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="FinancingReceivablesTextBlock" xlink:title="presentation: ReceivablesAbstract to FinancingReceivablesTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNet">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="PropertyPlantAndEquipmentAbstract" xlink:title="PropertyPlantAndEquipmentAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="PropertyPlantAndEquipmentDisclosureTextBlock" xlink:title="PropertyPlantAndEquipmentDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentAbstract" xlink:to="PropertyPlantAndEquipmentDisclosureTextBlock" xlink:title="presentation: PropertyPlantAndEquipmentAbstract to PropertyPlantAndEquipmentDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Leases">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LeasesAbstract" xlink:label="LeasesAbstract" xlink:title="LeasesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeasesTextBlock" xlink:label="LesseeOperatingLeasesTextBlock" xlink:title="LesseeOperatingLeasesTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeasesAbstract" xlink:to="LesseeOperatingLeasesTextBlock" xlink:title="presentation: LeasesAbstract to LesseeOperatingLeasesTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangible">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:title="GoodwillAndIntangibleAssetsDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:title="GoodwillAndIntangibleAssetsDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:title="presentation: GoodwillAndIntangibleAssetsDisclosureAbstract to GoodwillAndIntangibleAssetsDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/FairValue">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="FairValueDisclosuresAbstract" xlink:title="FairValueDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="FairValueDisclosuresTextBlock" xlink:title="FairValueDisclosuresTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueDisclosuresAbstract" xlink:to="FairValueDisclosuresTextBlock" xlink:title="presentation: FairValueDisclosuresAbstract to FairValueDisclosuresTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Deposits">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsAbstract" xlink:label="DepositsAbstract" xlink:title="DepositsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="DepositLiabilitiesDisclosuresTextBlock" xlink:title="DepositLiabilitiesDisclosuresTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsAbstract" xlink:to="DepositLiabilitiesDisclosuresTextBlock" xlink:title="presentation: DepositsAbstract to DepositLiabilitiesDisclosuresTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/Borrowings">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBanksAbstract" xlink:label="FederalHomeLoanBanksAbstract" xlink:title="FederalHomeLoanBanksAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:label="FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:title="FederalHomeLoanBankAdvancesDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBanksAbstract" xlink:to="FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:title="presentation: FederalHomeLoanBanksAbstract to FederalHomeLoanBankAdvancesDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchase">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:label="RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:title="RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:title="presentation: SecuritiesSoldUnderAgreementsToRepurchaseAbstract to RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/NotesPayable">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="DebtDisclosureAbstract" xlink:title="DebtDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="DebtDisclosureTextBlock" xlink:title="DebtDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtDisclosureAbstract" xlink:to="DebtDisclosureTextBlock" xlink:title="presentation: DebtDisclosureAbstract to DebtDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EmployeeBenefitPlans">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="CompensationAndRetirementDisclosureAbstract" xlink:title="CompensationAndRetirementDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:label="CompensationAndEmployeeBenefitPlansTextBlock" xlink:title="CompensationAndEmployeeBenefitPlansTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CompensationAndRetirementDisclosureAbstract" xlink:to="CompensationAndEmployeeBenefitPlansTextBlock" xlink:title="presentation: CompensationAndRetirementDisclosureAbstract to CompensationAndEmployeeBenefitPlansTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxes">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="IncomeTaxDisclosureTextBlock" xlink:title="IncomeTaxDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="IncomeTaxDisclosureTextBlock" xlink:title="presentation: IncomeTaxDisclosureAbstract to IncomeTaxDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensation">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="presentation: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/RegulatoryMatters">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RegulatoryCapitalRequirementsAbstract" xlink:label="RegulatoryCapitalRequirementsAbstract" xlink:title="RegulatoryCapitalRequirementsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RegulatoryCapitalRequirementsAbstract" xlink:to="RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="presentation: RegulatoryCapitalRequirementsAbstract to RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivities">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="CommitmentsAndContingenciesDisclosureAbstract" xlink:title="CommitmentsAndContingenciesDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CommitmentsAndContingenciesDisclosureAbstract" xlink:to="CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="presentation: CommitmentsAndContingenciesDisclosureAbstract to CommitmentsAndContingenciesDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformation">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:title="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:title="CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:title="presentation: CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract to CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EarningsPerCommonShare">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="EarningsPerShareAbstract" xlink:title="EarningsPerShareAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="EarningsPerShareTextBlock" xlink:title="EarningsPerShareTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="EarningsPerShareTextBlock" xlink:title="presentation: EarningsPerShareAbstract to EarningsPerShareTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SubsequentEvents">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="SubsequentEventsAbstract" xlink:title="SubsequentEventsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="SubsequentEventsTextBlock" xlink:title="SubsequentEventsTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SubsequentEventsAbstract" xlink:to="SubsequentEventsTextBlock" xlink:title="presentation: SubsequentEventsAbstract to SubsequentEventsTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/InsiderTradingArrangements">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_InsiderTradingArrLineItems" xlink:label="InsiderTradingArrLineItems" xlink:title="InsiderTradingArrLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_Rule10b51ArrAdoptedFlag" xlink:label="Rule10b51ArrAdoptedFlag" xlink:title="Rule10b51ArrAdoptedFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InsiderTradingArrLineItems" xlink:to="Rule10b51ArrAdoptedFlag" xlink:title="presentation: InsiderTradingArrLineItems to Rule10b51ArrAdoptedFlag" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_NonRule10b51ArrAdoptedFlag" xlink:label="NonRule10b51ArrAdoptedFlag" xlink:title="NonRule10b51ArrAdoptedFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InsiderTradingArrLineItems" xlink:to="NonRule10b51ArrAdoptedFlag" xlink:title="presentation: InsiderTradingArrLineItems to NonRule10b51ArrAdoptedFlag" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_Rule10b51ArrTrmntdFlag" xlink:label="Rule10b51ArrTrmntdFlag" xlink:title="Rule10b51ArrTrmntdFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InsiderTradingArrLineItems" xlink:to="Rule10b51ArrTrmntdFlag" xlink:title="presentation: InsiderTradingArrLineItems to Rule10b51ArrTrmntdFlag" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#ecd_NonRule10b51ArrTrmntdFlag" xlink:label="NonRule10b51ArrTrmntdFlag" xlink:title="NonRule10b51ArrTrmntdFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InsiderTradingArrLineItems" xlink:to="NonRule10b51ArrTrmntdFlag" xlink:title="presentation: InsiderTradingArrLineItems to NonRule10b51ArrTrmntdFlag" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="ConsolidationPolicyTextBlock" xlink:title="ConsolidationPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ConsolidationPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to ConsolidationPolicyTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OutOfPeriodAdjustmentsPolicyTextBlock" xlink:label="OutOfPeriodAdjustmentsPolicyTextBlock" xlink:title="OutOfPeriodAdjustmentsPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="OutOfPeriodAdjustmentsPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to OutOfPeriodAdjustmentsPolicyTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UseOfEstimates" xlink:label="UseOfEstimates" xlink:title="UseOfEstimates" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="UseOfEstimates" xlink:title="presentation: AccountingPoliciesAbstract to UseOfEstimates" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="CashAndCashEquivalentsPolicyTextBlock" xlink:title="CashAndCashEquivalentsPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="CashAndCashEquivalentsPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to CashAndCashEquivalentsPolicyTextBlock" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MarketableSecuritiesPolicy" xlink:label="MarketableSecuritiesPolicy" xlink:title="MarketableSecuritiesPolicy" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="MarketableSecuritiesPolicy" xlink:title="presentation: AccountingPoliciesAbstract to MarketableSecuritiesPolicy" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:label="FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:title="FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" xlink:title="presentation: AccountingPoliciesAbstract to FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskCreditRisk" xlink:label="ConcentrationRiskCreditRisk" xlink:title="ConcentrationRiskCreditRisk" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ConcentrationRiskCreditRisk" xlink:title="presentation: AccountingPoliciesAbstract to ConcentrationRiskCreditRisk" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:label="PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:title="PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:title="LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:title="presentation: AccountingPoliciesAbstract to LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:label="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:title="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationsPolicy" xlink:label="BusinessCombinationsPolicy" xlink:title="BusinessCombinationsPolicy" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="BusinessCombinationsPolicy" xlink:title="presentation: AccountingPoliciesAbstract to BusinessCombinationsPolicy" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="PropertyPlantAndEquipmentPolicyTextBlock" xlink:title="PropertyPlantAndEquipmentPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="PropertyPlantAndEquipmentPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to PropertyPlantAndEquipmentPolicyTextBlock" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:label="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:title="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankOwnedLifeInsurancePolicyTextBlock" xlink:label="BankOwnedLifeInsurancePolicyTextBlock" xlink:title="BankOwnedLifeInsurancePolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="BankOwnedLifeInsurancePolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to BankOwnedLifeInsurancePolicyTextBlock" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:label="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:title="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:label="OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:title="OffBalanceSheetCreditExposurePolicyPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to OffBalanceSheetCreditExposurePolicyPolicyTextBlock" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationVariableInterestEntityPolicy" xlink:label="ConsolidationVariableInterestEntityPolicy" xlink:title="ConsolidationVariableInterestEntityPolicy" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ConsolidationVariableInterestEntityPolicy" xlink:title="presentation: AccountingPoliciesAbstract to ConsolidationVariableInterestEntityPolicy" order="16.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" xlink:label="ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" xlink:title="ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" xlink:title="presentation: AccountingPoliciesAbstract to ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy" order="17.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueFromContractWithCustomerPolicyTextBlock" xlink:label="RevenueFromContractWithCustomerPolicyTextBlock" xlink:title="RevenueFromContractWithCustomerPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="RevenueFromContractWithCustomerPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to RevenueFromContractWithCustomerPolicyTextBlock" order="18.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:title="ShareBasedCompensationOptionAndIncentivePlansPolicy" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:title="presentation: AccountingPoliciesAbstract to ShareBasedCompensationOptionAndIncentivePlansPolicy" order="19.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="IncomeTaxPolicyTextBlock" xlink:title="IncomeTaxPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="IncomeTaxPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to IncomeTaxPolicyTextBlock" order="20.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PensionAndOtherPostretirementPlansPolicy" xlink:label="PensionAndOtherPostretirementPlansPolicy" xlink:title="PensionAndOtherPostretirementPlansPolicy" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="PensionAndOtherPostretirementPlansPolicy" xlink:title="presentation: AccountingPoliciesAbstract to PensionAndOtherPostretirementPlansPolicy" order="21.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xlink:label="EmployeeStockOwnershipPlanESOPPolicy" xlink:title="EmployeeStockOwnershipPlanESOPPolicy" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="EmployeeStockOwnershipPlanESOPPolicy" xlink:title="presentation: AccountingPoliciesAbstract to EmployeeStockOwnershipPlanESOPPolicy" order="22.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="EarningsPerSharePolicyTextBlock" xlink:title="EarningsPerSharePolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="EarningsPerSharePolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to EarningsPerSharePolicyTextBlock" order="23.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:label="ComprehensiveIncomePolicyPolicyTextBlock" xlink:title="ComprehensiveIncomePolicyPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ComprehensiveIncomePolicyPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to ComprehensiveIncomePolicyPolicyTextBlock" order="24.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingenciesPolicyTextBlock" xlink:label="CommitmentsAndContingenciesPolicyTextBlock" xlink:title="CommitmentsAndContingenciesPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="CommitmentsAndContingenciesPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to CommitmentsAndContingenciesPolicyTextBlock" order="25.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeLeasesPolicyTextBlock" xlink:label="LesseeLeasesPolicyTextBlock" xlink:title="LesseeLeasesPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="LesseeLeasesPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to LesseeLeasesPolicyTextBlock" order="26.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:label="FairValueMeasurementPolicyPolicyTextBlock" xlink:title="FairValueMeasurementPolicyPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="FairValueMeasurementPolicyPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to FairValueMeasurementPolicyPolicyTextBlock" order="27.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:label="SegmentReportingPolicyPolicyTextBlock" xlink:title="SegmentReportingPolicyPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="SegmentReportingPolicyPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to SegmentReportingPolicyPolicyTextBlock" order="28.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:title="NewAccountingPronouncementsPolicyPolicyTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to NewAccountingPronouncementsPolicyPolicyTextBlock" order="29.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:label="ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:title="ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:title="presentation: AccountingPoliciesAbstract to ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="InvestmentsDebtAndEquitySecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock" xlink:label="DebtSecuritiesAvailableForSaleTableTextBlock" xlink:title="DebtSecuritiesAvailableForSaleTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleTableTextBlock" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to DebtSecuritiesAvailableForSaleTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:title="InvestmentsClassifiedByContractualMaturityDateTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to InvestmentsClassifiedByContractualMaturityDateTableTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:title="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:title="presentation: ReceivablesAbstract to ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:title="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:title="presentation: ReceivablesAbstract to AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:label="FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:title="FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" xlink:title="presentation: ReceivablesAbstract to FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:label="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:title="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:title="presentation: ReceivablesAbstract to CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:label="DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:title="DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" xlink:title="presentation: ReceivablesAbstract to DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:label="FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:title="FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" xlink:title="presentation: ReceivablesAbstract to FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ImpairedLoansFinancingReceivablesTableTextBlock" xlink:label="ImpairedLoansFinancingReceivablesTableTextBlock" xlink:title="ImpairedLoansFinancingReceivablesTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ImpairedLoansFinancingReceivablesTableTextBlock" xlink:title="presentation: ReceivablesAbstract to ImpairedLoansFinancingReceivablesTableTextBlock" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:label="ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:title="ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" xlink:title="presentation: ReceivablesAbstract to ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="PastDueFinancingReceivablesTableTextBlock" xlink:title="PastDueFinancingReceivablesTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="PastDueFinancingReceivablesTableTextBlock" xlink:title="presentation: ReceivablesAbstract to PastDueFinancingReceivablesTableTextBlock" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:label="ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:title="ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:title="FinancingReceivableCreditQualityIndicatorsTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:title="presentation: ReceivablesAbstract to FinancingReceivableCreditQualityIndicatorsTableTextBlock" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="PropertyPlantAndEquipmentAbstract" xlink:title="PropertyPlantAndEquipmentAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="PropertyPlantAndEquipmentTextBlock" xlink:title="PropertyPlantAndEquipmentTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentAbstract" xlink:to="PropertyPlantAndEquipmentTextBlock" xlink:title="presentation: PropertyPlantAndEquipmentAbstract to PropertyPlantAndEquipmentTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LeasesAbstract" xlink:label="LeasesAbstract" xlink:title="LeasesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LeaseCostTableTextBlock" xlink:label="LeaseCostTableTextBlock" xlink:title="LeaseCostTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeasesAbstract" xlink:to="LeaseCostTableTextBlock" xlink:title="presentation: LeasesAbstract to LeaseCostTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:label="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:title="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeasesAbstract" xlink:to="LesseeOperatingLeaseLiabilityMaturityTableTextBlock" xlink:title="presentation: LeasesAbstract to LesseeOperatingLeaseLiabilityMaturityTableTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:title="GoodwillAndIntangibleAssetsDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:label="ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:title="ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:title="presentation: GoodwillAndIntangibleAssetsDisclosureAbstract to ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:label="ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:title="ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:title="presentation: GoodwillAndIntangibleAssetsDisclosureAbstract to ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:label="ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:title="ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:title="presentation: GoodwillAndIntangibleAssetsDisclosureAbstract to ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/FairValueTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="FairValueDisclosuresAbstract" xlink:title="FairValueDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:label="FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:title="FairValueAssetsMeasuredOnRecurringBasisTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueDisclosuresAbstract" xlink:to="FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:title="presentation: FairValueDisclosuresAbstract to FairValueAssetsMeasuredOnRecurringBasisTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="FairValueByBalanceSheetGroupingTextBlock" xlink:title="FairValueByBalanceSheetGroupingTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueDisclosuresAbstract" xlink:to="FairValueByBalanceSheetGroupingTextBlock" xlink:title="presentation: FairValueDisclosuresAbstract to FairValueByBalanceSheetGroupingTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DepositsTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsAbstract" xlink:label="DepositsAbstract" xlink:title="DepositsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositLiabilitiesTypeTableTextBlock" xlink:label="DepositLiabilitiesTypeTableTextBlock" xlink:title="DepositLiabilitiesTypeTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsAbstract" xlink:to="DepositLiabilitiesTypeTableTextBlock" xlink:title="presentation: DepositsAbstract to DepositLiabilitiesTypeTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesTableTextBlock" xlink:label="TimeDepositMaturitiesTableTextBlock" xlink:title="TimeDepositMaturitiesTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsAbstract" xlink:to="TimeDepositMaturitiesTableTextBlock" xlink:title="presentation: DepositsAbstract to TimeDepositMaturitiesTableTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/BorrowingsTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBanksAbstract" xlink:label="FederalHomeLoanBanksAbstract" xlink:title="FederalHomeLoanBanksAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xlink:label="FederalHomeLoanBankAdvancesTableTextBlock" xlink:title="FederalHomeLoanBankAdvancesTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBanksAbstract" xlink:to="FederalHomeLoanBankAdvancesTableTextBlock" xlink:title="presentation: FederalHomeLoanBanksAbstract to FederalHomeLoanBankAdvancesTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:label="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:title="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBanksAbstract" xlink:to="ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" xlink:title="presentation: FederalHomeLoanBanksAbstract to ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EmployeeBenefitPlansTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="CompensationAndRetirementDisclosureAbstract" xlink:title="CompensationAndRetirementDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:label="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:title="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CompensationAndRetirementDisclosureAbstract" xlink:to="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" xlink:title="presentation: CompensationAndRetirementDisclosureAbstract to ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:title="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:title="presentation: IncomeTaxDisclosureAbstract to ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:title="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:title="presentation: IncomeTaxDisclosureAbstract to ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:title="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:title="presentation: IncomeTaxDisclosureAbstract to ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:title="ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:title="presentation: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:label="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:title="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:title="presentation: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:label="ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:title="ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:title="presentation: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/RegulatoryMattersTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RegulatoryCapitalRequirementsAbstract" xlink:label="RegulatoryCapitalRequirementsAbstract" xlink:title="RegulatoryCapitalRequirementsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RegulatoryCapitalRequirementsAbstract" xlink:to="ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:title="presentation: RegulatoryCapitalRequirementsAbstract to ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="CommitmentsAndContingenciesDisclosureAbstract" xlink:title="CommitmentsAndContingenciesDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:label="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:title="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CommitmentsAndContingenciesDisclosureAbstract" xlink:to="ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" xlink:title="presentation: CommitmentsAndContingenciesDisclosureAbstract to ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:title="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:label="ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:title="ScheduleOfCondensedBalanceSheetTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:title="presentation: CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract to ScheduleOfCondensedBalanceSheetTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:title="ScheduleOfCondensedIncomeStatementTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:title="presentation: CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract to ScheduleOfCondensedIncomeStatementTableTextBlock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:title="ScheduleOfCondensedCashFlowStatementTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:title="presentation: CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract to ScheduleOfCondensedCashFlowStatementTableTextBlock" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EarningsPerCommonShareTables">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="EarningsPerShareAbstract" xlink:title="EarningsPerShareAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:title="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:title="presentation: EarningsPerShareAbstract to ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfRetailBankingOffices" xlink:label="NumberOfRetailBankingOffices" xlink:title="NumberOfRetailBankingOffices" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="NumberOfRetailBankingOffices" xlink:title="presentation: AccountingPoliciesAbstract to NumberOfRetailBankingOffices" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OutOfPeriodAdjustmentsAbstract" xlink:label="OutOfPeriodAdjustmentsAbstract" xlink:title="OutOfPeriodAdjustmentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PriorPeriodReclassificationAdjustment" xlink:label="PriorPeriodReclassificationAdjustment" xlink:title="PriorPeriodReclassificationAdjustment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OutOfPeriodAdjustmentsAbstract" xlink:to="PriorPeriodReclassificationAdjustment" xlink:title="presentation: OutOfPeriodAdjustmentsAbstract to PriorPeriodReclassificationAdjustment" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:label="PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:title="PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OutOfPeriodAdjustmentsAbstract" xlink:to="PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" xlink:title="presentation: OutOfPeriodAdjustmentsAbstract to PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="OutOfPeriodAdjustmentsAbstract" xlink:title="presentation: AccountingPoliciesAbstract to OutOfPeriodAdjustmentsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="InvestmentsDebtAndEquitySecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:label="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:title="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="presentation: AccountingPoliciesAbstract to InvestmentsDebtAndEquitySecuritiesAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xlink:label="LoansAndLeasesReceivableDisclosureAbstract" xlink:title="LoansAndLeasesReceivableDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:label="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:title="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansAndLeasesReceivableDisclosureAbstract" xlink:to="FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" xlink:title="presentation: LoansAndLeasesReceivableDisclosureAbstract to FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="LoansAndLeasesReceivableDisclosureAbstract" xlink:title="presentation: AccountingPoliciesAbstract to LoansAndLeasesReceivableDisclosureAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:label="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:title="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CoreDepositsMember" xlink:label="CoreDepositsMember" xlink:title="CoreDepositsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="CoreDepositsMember" xlink:title="presentation: FiniteLivedIntangibleAssetsMajorClassNameDomain to CoreDepositsMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="presentation: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:to="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="presentation: ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable to FiniteLivedIntangibleAssetsByMajorClassAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:label="AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:title="AcquiredFiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="BusinessCombinationsAbstract" xlink:title="BusinessCombinationsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:label="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:title="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BusinessCombinationsAbstract" xlink:to="AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:title="presentation: BusinessCombinationsAbstract to AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:to="BusinessCombinationsAbstract" xlink:title="presentation: AcquiredFiniteLivedIntangibleAssetsLineItems to BusinessCombinationsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:to="AcquiredFiniteLivedIntangibleAssetsLineItems" xlink:title="presentation: ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable to AcquiredFiniteLivedIntangibleAssetsLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" xlink:title="presentation: AccountingPoliciesAbstract to ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="ScheduleOfPropertyPlantAndEquipmentTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="PropertyPlantAndEquipmentByTypeAxis" xlink:title="PropertyPlantAndEquipmentByTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="PropertyPlantAndEquipmentTypeDomain" xlink:title="PropertyPlantAndEquipmentTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="BuildingAndBuildingImprovementsMember" xlink:title="BuildingAndBuildingImprovementsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="BuildingAndBuildingImprovementsMember" xlink:title="presentation: PropertyPlantAndEquipmentTypeDomain to BuildingAndBuildingImprovementsMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FurnitureFixtureAndEquipmentMember" xlink:label="FurnitureFixtureAndEquipmentMember" xlink:title="FurnitureFixtureAndEquipmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="FurnitureFixtureAndEquipmentMember" xlink:title="presentation: PropertyPlantAndEquipmentTypeDomain to FurnitureFixtureAndEquipmentMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentByTypeAxis" xlink:to="PropertyPlantAndEquipmentTypeDomain" xlink:title="presentation: PropertyPlantAndEquipmentByTypeAxis to PropertyPlantAndEquipmentTypeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="PropertyPlantAndEquipmentByTypeAxis" xlink:title="presentation: ScheduleOfPropertyPlantAndEquipmentTable to PropertyPlantAndEquipmentByTypeAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeMember" xlink:to="MinimumMember" xlink:title="presentation: RangeMember to MinimumMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="presentation: RangeMember to MaximumMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="presentation: RangeAxis to RangeMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="RangeAxis" xlink:title="presentation: ScheduleOfPropertyPlantAndEquipmentTable to RangeAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="PropertyPlantAndEquipmentLineItems" xlink:title="PropertyPlantAndEquipmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="PropertyPlantAndEquipmentAbstract" xlink:title="PropertyPlantAndEquipmentAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="PropertyPlantAndEquipmentUsefulLife" xlink:title="PropertyPlantAndEquipmentUsefulLife" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentAbstract" xlink:to="PropertyPlantAndEquipmentUsefulLife" xlink:title="presentation: PropertyPlantAndEquipmentAbstract to PropertyPlantAndEquipmentUsefulLife" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="PropertyPlantAndEquipmentAbstract" xlink:title="presentation: PropertyPlantAndEquipmentLineItems to PropertyPlantAndEquipmentAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="PropertyPlantAndEquipmentLineItems" xlink:title="presentation: ScheduleOfPropertyPlantAndEquipmentTable to PropertyPlantAndEquipmentLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="presentation: AccountingPoliciesAbstract to ScheduleOfPropertyPlantAndEquipmentTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:label="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:title="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_OwnershipAxis" xlink:label="OwnershipAxis" xlink:title="OwnershipAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_OwnershipDomain" xlink:label="OwnershipDomain" xlink:title="OwnershipDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AffordableHousingLimitedPartnershipMember" xlink:label="AffordableHousingLimitedPartnershipMember" xlink:title="AffordableHousingLimitedPartnershipMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OwnershipDomain" xlink:to="AffordableHousingLimitedPartnershipMember" xlink:title="presentation: OwnershipDomain to AffordableHousingLimitedPartnershipMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OwnershipAxis" xlink:to="OwnershipDomain" xlink:title="presentation: OwnershipAxis to OwnershipDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:to="OwnershipAxis" xlink:title="presentation: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable to OwnershipAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="presentation: RangeMember to MaximumMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="presentation: RangeAxis to RangeMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:to="RangeAxis" xlink:title="presentation: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable to RangeAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:label="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:title="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:label="InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:title="InvestmentInAffordableHousingLimitedPartnershipAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:label="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:title="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:to="LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" xlink:title="presentation: InvestmentInAffordableHousingLimitedPartnershipAbstract to LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:to="InvestmentInAffordableHousingLimitedPartnershipAbstract" xlink:title="presentation: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems to InvestmentInAffordableHousingLimitedPartnershipAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:to="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" xlink:title="presentation: ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable to ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" xlink:title="presentation: AccountingPoliciesAbstract to ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:label="SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:title="SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NumberOfReportableSegments" xlink:label="NumberOfReportableSegments" xlink:title="NumberOfReportableSegments" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:to="NumberOfReportableSegments" xlink:title="presentation: SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract to NumberOfReportableSegments" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" xlink:title="presentation: AccountingPoliciesAbstract to SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="AccountingPoliciesAbstract" xlink:title="AccountingPoliciesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:label="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:title="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:label="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="CumulativeEffectPeriodOfAdoptionAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="presentation: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:title="presentation: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="presentation: CumulativeEffectPeriodOfAdoptionAxis to CumulativeEffectPeriodOfAdoptionDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:to="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="presentation: NewAccountingPronouncementsOrChangeInAccountingPrincipleTable to CumulativeEffectPeriodOfAdoptionAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="AdjustmentsForNewAccountingPronouncementsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="TypeOfAdoptionMember" xlink:title="TypeOfAdoptionMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingStandardsUpdate201613Member" xlink:label="AccountingStandardsUpdate201613Member" xlink:title="AccountingStandardsUpdate201613Member" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TypeOfAdoptionMember" xlink:to="AccountingStandardsUpdate201613Member" xlink:title="presentation: TypeOfAdoptionMember to AccountingStandardsUpdate201613Member" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsForNewAccountingPronouncementsAxis" xlink:to="TypeOfAdoptionMember" xlink:title="presentation: AdjustmentsForNewAccountingPronouncementsAxis to TypeOfAdoptionMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:to="AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="presentation: NewAccountingPronouncementsOrChangeInAccountingPrincipleTable to AdjustmentsForNewAccountingPronouncementsAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:label="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:title="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:label="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:title="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:label="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:title="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:title="presentation: AssetsAbstract to DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="presentation: AssetsAbstract to FinancingReceivableAllowanceForCreditLosses" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="DeferredIncomeTaxAssetsNet" xlink:title="DeferredIncomeTaxAssetsNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="DeferredIncomeTaxAssetsNet" xlink:title="presentation: AssetsAbstract to DeferredIncomeTaxAssetsNet" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:to="AssetsAbstract" xlink:title="presentation: NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract to AssetsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffBalanceSheetCreditLossLiability" xlink:label="OffBalanceSheetCreditLossLiability" xlink:title="OffBalanceSheetCreditLossLiability" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAbstract" xlink:to="OffBalanceSheetCreditLossLiability" xlink:title="presentation: LiabilitiesAbstract to OffBalanceSheetCreditLossLiability" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:to="LiabilitiesAbstract" xlink:title="presentation: NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract to LiabilitiesAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:to="RetainedEarningsAccumulatedDeficit" xlink:title="presentation: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract to RetainedEarningsAccumulatedDeficit" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:to="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:title="presentation: NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract to StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:to="NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:title="presentation: NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems to NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:to="NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:title="presentation: NewAccountingPronouncementsOrChangeInAccountingPrincipleTable to NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountingPoliciesAbstract" xlink:to="NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:title="presentation: AccountingPoliciesAbstract to NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/CapitalDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="StockholdersEquityNoteAbstract" xlink:title="StockholdersEquityNoteAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="ScheduleOfStockByClassTable" xlink:title="ScheduleOfStockByClassTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="SeriesCPreferredStockMember" xlink:title="SeriesCPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="SeriesCPreferredStockMember" xlink:title="presentation: ClassOfStockDomain to SeriesCPreferredStockMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="SeriesAPreferredStockMember" xlink:title="SeriesAPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="SeriesAPreferredStockMember" xlink:title="presentation: ClassOfStockDomain to SeriesAPreferredStockMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember" xlink:label="CommonClassAMember" xlink:title="CommonClassAMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="CommonClassAMember" xlink:title="presentation: ClassOfStockDomain to CommonClassAMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassBMember" xlink:label="CommonClassBMember" xlink:title="CommonClassBMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="CommonClassBMember" xlink:title="presentation: ClassOfStockDomain to CommonClassBMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassCMember" xlink:label="CommonClassCMember" xlink:title="CommonClassCMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="CommonClassCMember" xlink:title="presentation: ClassOfStockDomain to CommonClassCMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockDomain" xlink:to="VotingClassACommonStockMember" xlink:title="presentation: ClassOfStockDomain to VotingClassACommonStockMember" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementClassOfStockAxis" xlink:to="ClassOfStockDomain" xlink:title="presentation: StatementClassOfStockAxis to ClassOfStockDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfStockByClassTable" xlink:to="StatementClassOfStockAxis" xlink:title="presentation: ScheduleOfStockByClassTable to StatementClassOfStockAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="presentation: RangeMember to MaximumMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="presentation: RangeAxis to RangeMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfStockByClassTable" xlink:to="RangeAxis" xlink:title="presentation: ScheduleOfStockByClassTable to RangeAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockLineItems" xlink:label="ClassOfStockLineItems" xlink:title="ClassOfStockLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockTransactionsParentheticalDisclosuresAbstract" xlink:label="StockTransactionsParentheticalDisclosuresAbstract" xlink:title="StockTransactionsParentheticalDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="PreferredStockParOrStatedValuePerShare" xlink:title="PreferredStockParOrStatedValuePerShare" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="PreferredStockParOrStatedValuePerShare" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to PreferredStockParOrStatedValuePerShare" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xlink:label="StockIssuedDuringPeriodSharesAcquisitions" xlink:title="StockIssuedDuringPeriodSharesAcquisitions" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="StockIssuedDuringPeriodSharesAcquisitions" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to StockIssuedDuringPeriodSharesAcquisitions" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SaleOfStockConsiderationReceivedOnTransaction" xlink:label="SaleOfStockConsiderationReceivedOnTransaction" xlink:title="SaleOfStockConsiderationReceivedOnTransaction" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="SaleOfStockConsiderationReceivedOnTransaction" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to SaleOfStockConsiderationReceivedOnTransaction" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="PreferredStockLiquidationPreference" xlink:title="PreferredStockLiquidationPreference" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="PreferredStockLiquidationPreference" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to PreferredStockLiquidationPreference" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="PreferredStockDividendRatePercentage" xlink:title="PreferredStockDividendRatePercentage" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="PreferredStockDividendRatePercentage" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to PreferredStockDividendRatePercentage" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockPeriodForInitialDividendRate" xlink:label="PreferredStockPeriodForInitialDividendRate" xlink:title="PreferredStockPeriodForInitialDividendRate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="PreferredStockPeriodForInitialDividendRate" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to PreferredStockPeriodForInitialDividendRate" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockDividendRateFloor" xlink:label="PreferredStockDividendRateFloor" xlink:title="PreferredStockDividendRateFloor" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="PreferredStockDividendRateFloor" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to PreferredStockDividendRateFloor" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PreferredStockDividendRateCeiling" xlink:label="PreferredStockDividendRateCeiling" xlink:title="PreferredStockDividendRateCeiling" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="PreferredStockDividendRateCeiling" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to PreferredStockDividendRateCeiling" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="PreferredStockLiquidationPreferenceValue" xlink:title="PreferredStockLiquidationPreferenceValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="PreferredStockLiquidationPreferenceValue" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to PreferredStockLiquidationPreferenceValue" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommonStockSharesUponConversionFromPreferredStock" xlink:label="CommonStockSharesUponConversionFromPreferredStock" xlink:title="CommonStockSharesUponConversionFromPreferredStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="CommonStockSharesUponConversionFromPreferredStock" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to CommonStockSharesUponConversionFromPreferredStock" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ConversionOfStockExchangePricePricePerShare" xlink:label="ConversionOfStockExchangePricePricePerShare" xlink:title="ConversionOfStockExchangePricePricePerShare" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="ConversionOfStockExchangePricePricePerShare" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to ConversionOfStockExchangePricePricePerShare" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="CommonStockParOrStatedValuePerShare" xlink:title="CommonStockParOrStatedValuePerShare" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="CommonStockParOrStatedValuePerShare" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to CommonStockParOrStatedValuePerShare" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to StockholdersEquityNoteStockSplitConversionRatio1" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="StockRepurchasedDuringPeriodShares" xlink:title="StockRepurchasedDuringPeriodShares" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="StockRepurchasedDuringPeriodShares" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to StockRepurchasedDuringPeriodShares" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:label="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:title="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:label="PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:title="PercentageOfPurchasedSharesOfTotalCommonEquity" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="PercentageOfPurchasedSharesOfTotalCommonEquity" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to PercentageOfPurchasedSharesOfTotalCommonEquity" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareRepurchasePerShare" xlink:label="ShareRepurchasePerShare" xlink:title="ShareRepurchasePerShare" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="ShareRepurchasePerShare" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to ShareRepurchasePerShare" order="16.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_VolumeWeightedAveragePrice" xlink:label="VolumeWeightedAveragePrice" xlink:title="VolumeWeightedAveragePrice" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockTransactionsParentheticalDisclosuresAbstract" xlink:to="VolumeWeightedAveragePrice" xlink:title="presentation: StockTransactionsParentheticalDisclosuresAbstract to VolumeWeightedAveragePrice" order="17.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ClassOfStockLineItems" xlink:to="StockTransactionsParentheticalDisclosuresAbstract" xlink:title="presentation: ClassOfStockLineItems to StockTransactionsParentheticalDisclosuresAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfStockByClassTable" xlink:to="ClassOfStockLineItems" xlink:title="presentation: ScheduleOfStockByClassTable to ClassOfStockLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StockholdersEquityNoteAbstract" xlink:to="ScheduleOfStockByClassTable" xlink:title="presentation: StockholdersEquityNoteAbstract to ScheduleOfStockByClassTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="InvestmentsDebtAndEquitySecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="DebtSecuritiesAvailableForSaleTable" xlink:title="DebtSecuritiesAvailableForSaleTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:label="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MunicipalBondsMember" xlink:label="MunicipalBondsMember" xlink:title="MunicipalBondsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MunicipalBondsMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MunicipalBondsMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationSecuritiesMember" xlink:label="SmallBusinessAdministrationSecuritiesMember" xlink:title="SmallBusinessAdministrationSecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="SmallBusinessAdministrationSecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to SmallBusinessAdministrationSecuritiesMember" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="presentation: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="FinancialInstrumentAxis" xlink:title="presentation: DebtSecuritiesAvailableForSaleTable to FinancialInstrumentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="ScheduleOfAvailableForSaleSecuritiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:label="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:title="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:to="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="presentation: AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract to AvailableForSaleDebtSecuritiesAmortizedCostBasis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:to="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="presentation: AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract to AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:to="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="presentation: AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract to AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="presentation: AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract to AvailableForSaleSecuritiesDebtSecurities" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" xlink:title="presentation: ScheduleOfAvailableForSaleSecuritiesLineItems to AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_InvestmentSecuritiesAbstract" xlink:label="InvestmentSecuritiesAbstract" xlink:title="InvestmentSecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:title="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentSecuritiesAbstract" xlink:to="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:title="presentation: InvestmentSecuritiesAbstract to ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="InvestmentSecuritiesAbstract" xlink:title="presentation: ScheduleOfAvailableForSaleSecuritiesLineItems to InvestmentSecuritiesAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="presentation: DebtSecuritiesAvailableForSaleTable to ScheduleOfAvailableForSaleSecuritiesLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleTable" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to DebtSecuritiesAvailableForSaleTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="InvestmentsDebtAndEquitySecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract to AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract to AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract to AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract to AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:to="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract to AvailableForSaleDebtSecuritiesAmortizedCostBasis" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:to="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract to AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne" order="0.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:to="AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="presentation: DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract to AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract to AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract to AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract to AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract to AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="presentation: AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract to AvailableForSaleSecuritiesDebtSecurities" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="InvestmentsDebtAndEquitySecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="DebtSecuritiesAvailableForSaleTable" xlink:title="DebtSecuritiesAvailableForSaleTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:label="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MunicipalBondsMember" xlink:label="MunicipalBondsMember" xlink:title="MunicipalBondsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MunicipalBondsMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MunicipalBondsMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationSecuritiesMember" xlink:label="SmallBusinessAdministrationSecuritiesMember" xlink:title="SmallBusinessAdministrationSecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="SmallBusinessAdministrationSecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to SmallBusinessAdministrationSecuritiesMember" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="presentation: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="FinancialInstrumentAxis" xlink:title="presentation: DebtSecuritiesAvailableForSaleTable to FinancialInstrumentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="ScheduleOfAvailableForSaleSecuritiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:label="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:title="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:title="presentation: DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:title="presentation: DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:to="DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:title="presentation: DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract to DebtSecuritiesAvailableForSaleUnrealizedLossPosition" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="presentation: DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:to="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="presentation: DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract to DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:to="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:title="presentation: DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract to DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" xlink:title="presentation: ScheduleOfAvailableForSaleSecuritiesLineItems to DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="presentation: DebtSecuritiesAvailableForSaleTable to ScheduleOfAvailableForSaleSecuritiesLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleTable" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to DebtSecuritiesAvailableForSaleTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="InvestmentsDebtAndEquitySecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="DebtSecuritiesAvailableForSaleTable" xlink:title="DebtSecuritiesAvailableForSaleTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="presentation: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="FinancialInstrumentAxis" xlink:title="presentation: DebtSecuritiesAvailableForSaleTable to FinancialInstrumentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusAxis" xlink:label="PledgedStatusAxis" xlink:title="PledgedStatusAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain" xlink:title="PledgedStatusDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralMember" xlink:label="AssetPledgedAsCollateralMember" xlink:title="AssetPledgedAsCollateralMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgedStatusDomain" xlink:to="AssetPledgedAsCollateralMember" xlink:title="presentation: PledgedStatusDomain to AssetPledgedAsCollateralMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgedStatusAxis" xlink:to="PledgedStatusDomain" xlink:title="presentation: PledgedStatusAxis to PledgedStatusDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="PledgedStatusAxis" xlink:title="presentation: DebtSecuritiesAvailableForSaleTable to PledgedStatusAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeAxis" xlink:label="PledgingPurposeAxis" xlink:title="PledgingPurposeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain" xlink:title="PledgingPurposeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgingPurposeDomain" xlink:to="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="presentation: PledgingPurposeDomain to SecuritiesSoldUnderAgreementsToRepurchaseMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="FederalReserveBankAdvancesMember" xlink:title="FederalReserveBankAdvancesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgingPurposeDomain" xlink:to="FederalReserveBankAdvancesMember" xlink:title="presentation: PledgingPurposeDomain to FederalReserveBankAdvancesMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsMember" xlink:label="DepositsMember" xlink:title="DepositsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgingPurposeDomain" xlink:to="DepositsMember" xlink:title="presentation: PledgingPurposeDomain to DepositsMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgingPurposeAxis" xlink:to="PledgingPurposeDomain" xlink:title="presentation: PledgingPurposeAxis to PledgingPurposeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="PledgingPurposeAxis" xlink:title="presentation: DebtSecuritiesAvailableForSaleTable to PledgingPurposeAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="ScheduleOfAvailableForSaleSecuritiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="AvailableForSaleSecuritiesAbstract" xlink:title="AvailableForSaleSecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancialInstrumentsOwnedAtAmortizedCost" xlink:label="FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="FinancialInstrumentsOwnedAtAmortizedCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="presentation: AvailableForSaleSecuritiesAbstract to FinancialInstrumentsOwnedAtAmortizedCost" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:label="FinancialInstrumentsOwnedAtFairValue" xlink:title="FinancialInstrumentsOwnedAtFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="FinancialInstrumentsOwnedAtFairValue" xlink:title="presentation: AvailableForSaleSecuritiesAbstract to FinancialInstrumentsOwnedAtFairValue" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:label="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:title="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:title="presentation: AvailableForSaleSecuritiesAbstract to AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:label="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:title="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" xlink:title="presentation: AvailableForSaleSecuritiesAbstract to DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:label="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:title="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:title="presentation: AvailableForSaleSecuritiesAbstract to DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesHeldToMaturityNonaccrual" xlink:label="DebtSecuritiesHeldToMaturityNonaccrual" xlink:title="DebtSecuritiesHeldToMaturityNonaccrual" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="DebtSecuritiesHeldToMaturityNonaccrual" xlink:title="presentation: AvailableForSaleSecuritiesAbstract to DebtSecuritiesHeldToMaturityNonaccrual" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:label="DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:title="DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" xlink:title="presentation: AvailableForSaleSecuritiesAbstract to DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SecuritiesCollateralDependent" xlink:label="SecuritiesCollateralDependent" xlink:title="SecuritiesCollateralDependent" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AvailableForSaleSecuritiesAbstract" xlink:to="SecuritiesCollateralDependent" xlink:title="presentation: AvailableForSaleSecuritiesAbstract to SecuritiesCollateralDependent" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="AvailableForSaleSecuritiesAbstract" xlink:title="presentation: ScheduleOfAvailableForSaleSecuritiesLineItems to AvailableForSaleSecuritiesAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtSecuritiesAvailableForSaleTable" xlink:to="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="presentation: DebtSecuritiesAvailableForSaleTable to ScheduleOfAvailableForSaleSecuritiesLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="DebtSecuritiesAvailableForSaleTable" xlink:title="presentation: InvestmentsDebtAndEquitySecuritiesAbstract to DebtSecuritiesAvailableForSaleTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:title="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfAccountsNotesLoansAndFinancingReceivableTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PaycheckProtectionProgramMember" xlink:label="PaycheckProtectionProgramMember" xlink:title="PaycheckProtectionProgramMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="PaycheckProtectionProgramMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to PaycheckProtectionProgramMember" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfAccountsNotesLoansAndFinancingReceivableTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeMember" xlink:to="MinimumMember" xlink:title="presentation: RangeMember to MinimumMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="presentation: RangeMember to MaximumMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="presentation: RangeAxis to RangeMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="RangeAxis" xlink:title="presentation: ScheduleOfAccountsNotesLoansAndFinancingReceivableTable to RangeAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="AccountsNotesAndLoansReceivableLineItems" xlink:title="AccountsNotesAndLoansReceivableLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNetAbstract" xlink:label="NotesReceivableNetAbstract" xlink:title="NotesReceivableNetAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossAndFee" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NotesReceivableNetAbstract" xlink:to="FinancingReceivableBeforeAllowanceForCreditLossAndFee" xlink:title="presentation: NotesReceivableNetAbstract to FinancingReceivableBeforeAllowanceForCreditLossAndFee" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:label="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:title="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NotesReceivableNetAbstract" xlink:to="FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" xlink:title="presentation: NotesReceivableNetAbstract to FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NotesReceivableNetAbstract" xlink:to="NotesReceivableGross" xlink:title="presentation: NotesReceivableNetAbstract to NotesReceivableGross" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:label="CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="CreditAndInterestMarksOnPurchasedLoansNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NotesReceivableNetAbstract" xlink:to="CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="presentation: NotesReceivableNetAbstract to CreditAndInterestMarksOnPurchasedLoansNet" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NotesReceivableNetAbstract" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="presentation: NotesReceivableNetAbstract to FinancingReceivableAllowanceForCreditLosses" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NotesReceivableNetAbstract" xlink:to="NotesReceivableNet" xlink:title="presentation: NotesReceivableNetAbstract to NotesReceivableNet" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="NotesReceivableNetAbstract" xlink:title="presentation: AccountsNotesAndLoansReceivableLineItems to NotesReceivableNetAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableTerm" xlink:label="FinancingReceivableTerm" xlink:title="FinancingReceivableTerm" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="FinancingReceivableTerm" xlink:title="presentation: AccountsNotesAndLoansReceivableLineItems to FinancingReceivableTerm" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableInterestRate" xlink:label="FinancingReceivableInterestRate" xlink:title="FinancingReceivableInterestRate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="FinancingReceivableInterestRate" xlink:title="presentation: AccountsNotesAndLoansReceivableLineItems to FinancingReceivableInterestRate" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="AccountsNotesAndLoansReceivableLineItems" xlink:title="presentation: ScheduleOfAccountsNotesLoansAndFinancingReceivableTable to AccountsNotesAndLoansReceivableLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:label="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="CumulativeEffectPeriodOfAdoptionAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:label="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="CumulativeEffectPeriodOfAdoptionDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:label="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="CumulativeEffectPeriodOfAdoptionAdjustmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CumulativeEffectPeriodOfAdoptionDomain" xlink:to="CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:title="presentation: CumulativeEffectPeriodOfAdoptionDomain to CumulativeEffectPeriodOfAdoptionAdjustmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CumulativeEffectPeriodOfAdoptionAxis" xlink:to="CumulativeEffectPeriodOfAdoptionDomain" xlink:title="presentation: CumulativeEffectPeriodOfAdoptionAxis to CumulativeEffectPeriodOfAdoptionDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="CumulativeEffectPeriodOfAdoptionAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to CumulativeEffectPeriodOfAdoptionAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="AdjustmentsForNewAccountingPronouncementsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="TypeOfAdoptionMember" xlink:title="TypeOfAdoptionMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountingStandardsUpdate201613Member" xlink:label="AccountingStandardsUpdate201613Member" xlink:title="AccountingStandardsUpdate201613Member" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TypeOfAdoptionMember" xlink:to="AccountingStandardsUpdate201613Member" xlink:title="presentation: TypeOfAdoptionMember to AccountingStandardsUpdate201613Member" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsForNewAccountingPronouncementsAxis" xlink:to="TypeOfAdoptionMember" xlink:title="presentation: AdjustmentsForNewAccountingPronouncementsAxis to TypeOfAdoptionMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="AdjustmentsForNewAccountingPronouncementsAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to AdjustmentsForNewAccountingPronouncementsAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="FinancingReceivableAllowanceForCreditLossesRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to FinancingReceivableAllowanceForCreditLosses" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="FinancingReceivableAllowanceForCreditLossesWriteOffs" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to FinancingReceivableAllowanceForCreditLossesWriteOffs" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="FinancingReceivableAllowanceForCreditLossesRecovery" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to FinancingReceivableAllowanceForCreditLossesRecovery" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="ProvisionForLoanLossesExpensed" xlink:title="ProvisionForLoanLossesExpensed" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="ProvisionForLoanLossesExpensed" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to ProvisionForLoanLossesExpensed" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses_2" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="FinancingReceivableAllowanceForCreditLosses_2" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to FinancingReceivableAllowanceForCreditLosses" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesRollForward" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableAllowanceForCreditLossesLineItems" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="FinancingReceivableAllowanceForCreditLossesRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to FinancingReceivableAllowanceForCreditLosses" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="ProvisionForLoanLossesExpensed" xlink:title="ProvisionForLoanLossesExpensed" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="ProvisionForLoanLossesExpensed" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to ProvisionForLoanLossesExpensed" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="FinancingReceivableAllowanceForCreditLossesRecovery" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to FinancingReceivableAllowanceForCreditLossesRecovery" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="FinancingReceivableAllowanceForCreditLossesWriteOffs" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to FinancingReceivableAllowanceForCreditLossesWriteOffs" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses_2" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="FinancingReceivableAllowanceForCreditLosses_2" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to FinancingReceivableAllowanceForCreditLosses" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:label="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:title="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesRollForward to FinancingReceivableAllowanceForCreditLossDueToLoanGrowth" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossesRollForward" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossesRollForward" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableAllowanceForCreditLossesLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralAxis" xlink:label="CollateralAxis" xlink:title="CollateralAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralDomain" xlink:label="CollateralDomain" xlink:title="CollateralDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralPledgedMember" xlink:label="CollateralPledgedMember" xlink:title="CollateralPledgedMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedSingleFamilyMember" xlink:label="CollateralPledgedSingleFamilyMember" xlink:title="CollateralPledgedSingleFamilyMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralPledgedMember" xlink:to="CollateralPledgedSingleFamilyMember" xlink:title="presentation: CollateralPledgedMember to CollateralPledgedSingleFamilyMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedMultiUseResidentialMember" xlink:label="CollateralPledgedMultiUseResidentialMember" xlink:title="CollateralPledgedMultiUseResidentialMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralPledgedMember" xlink:to="CollateralPledgedMultiUseResidentialMember" xlink:title="presentation: CollateralPledgedMember to CollateralPledgedMultiUseResidentialMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedChurchMember" xlink:label="CollateralPledgedChurchMember" xlink:title="CollateralPledgedChurchMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralPledgedMember" xlink:to="CollateralPledgedChurchMember" xlink:title="presentation: CollateralPledgedMember to CollateralPledgedChurchMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralPledgedBusinessAssetsMember" xlink:label="CollateralPledgedBusinessAssetsMember" xlink:title="CollateralPledgedBusinessAssetsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralPledgedMember" xlink:to="CollateralPledgedBusinessAssetsMember" xlink:title="presentation: CollateralPledgedMember to CollateralPledgedBusinessAssetsMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralDomain" xlink:to="CollateralPledgedMember" xlink:title="presentation: CollateralDomain to CollateralPledgedMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralAxis" xlink:to="CollateralDomain" xlink:title="presentation: CollateralAxis to CollateralDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="CollateralAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to CollateralAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralDependentLoansByCollateralTypeAbstract" xlink:label="CollateralDependentLoansByCollateralTypeAbstract" xlink:title="CollateralDependentLoansByCollateralTypeAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralDependentLoansByCollateralTypeAbstract" xlink:to="NotesReceivableGross" xlink:title="presentation: CollateralDependentLoansByCollateralTypeAbstract to NotesReceivableGross" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:label="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:title="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralDependentLoansByCollateralTypeAbstract" xlink:to="FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" xlink:title="presentation: CollateralDependentLoansByCollateralTypeAbstract to FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:label="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:title="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralDependentLoansByCollateralTypeAbstract" xlink:to="NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" xlink:title="presentation: CollateralDependentLoansByCollateralTypeAbstract to NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:label="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:title="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralDependentLoansByCollateralTypeAbstract" xlink:to="FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" xlink:title="presentation: CollateralDependentLoansByCollateralTypeAbstract to FinancingReceivableAllowanceForCreditLossCollateralDependentLoan" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="CollateralDependentLoansByCollateralTypeAbstract" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesLineItems to CollateralDependentLoansByCollateralTypeAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableAllowanceForCreditLossesLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CreditLossStatusAxis" xlink:label="CreditLossStatusAxis" xlink:title="CreditLossStatusAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CreditLossStatusDomain" xlink:label="CreditLossStatusDomain" xlink:title="CreditLossStatusDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:label="FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:title="FinancialAssetAcquiredWithCreditDeteriorationMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditLossStatusDomain" xlink:to="FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:title="presentation: CreditLossStatusDomain to FinancialAssetAcquiredWithCreditDeteriorationMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditLossStatusAxis" xlink:to="CreditLossStatusDomain" xlink:title="presentation: CreditLossStatusAxis to CreditLossStatusDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="CreditLossStatusAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to CreditLossStatusAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PurchasedCreditDeterioratedLoansAbstract" xlink:label="PurchasedCreditDeterioratedLoansAbstract" xlink:title="PurchasedCreditDeterioratedLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:label="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:title="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurchasedCreditDeterioratedLoansAbstract" xlink:to="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:title="presentation: PurchasedCreditDeterioratedLoansAbstract to AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurchasedCreditDeterioratedLoansAbstract" xlink:to="NotesReceivableNet" xlink:title="presentation: PurchasedCreditDeterioratedLoansAbstract to NotesReceivableNet" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="PurchasedCreditDeterioratedLoansAbstract" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesLineItems to PurchasedCreditDeterioratedLoansAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:label="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:title="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivablePurchasedWithCreditDeterioration" xlink:label="FinancingReceivablePurchasedWithCreditDeterioration" xlink:title="FinancingReceivablePurchasedWithCreditDeterioration" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:to="FinancingReceivablePurchasedWithCreditDeterioration" xlink:title="presentation: FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract to FinancingReceivablePurchasedWithCreditDeterioration" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:label="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:title="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:to="FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" xlink:title="presentation: FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract to FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:label="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:title="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:to="FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" xlink:title="presentation: FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract to FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivablePurchasedWithCreditDeterioration" xlink:label="FinancingReceivablePurchasedWithCreditDeterioration_2" xlink:title="FinancingReceivablePurchasedWithCreditDeterioration" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:to="FinancingReceivablePurchasedWithCreditDeterioration_2" xlink:title="presentation: FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract to FinancingReceivablePurchasedWithCreditDeterioration" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableAllowanceForCreditLossesLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:label="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:title="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EndingAllowanceAttributableToLoansAbstract" xlink:label="EndingAllowanceAttributableToLoansAbstract" xlink:title="EndingAllowanceAttributableToLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EndingAllowanceAttributableToLoansAbstract" xlink:to="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="presentation: EndingAllowanceAttributableToLoansAbstract to FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EndingAllowanceAttributableToLoansAbstract" xlink:to="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="presentation: EndingAllowanceAttributableToLoansAbstract to FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="FinancingReceivableAllowanceForCreditLosses" xlink:title="FinancingReceivableAllowanceForCreditLosses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EndingAllowanceAttributableToLoansAbstract" xlink:to="FinancingReceivableAllowanceForCreditLosses" xlink:title="presentation: EndingAllowanceAttributableToLoansAbstract to FinancingReceivableAllowanceForCreditLosses" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:to="EndingAllowanceAttributableToLoansAbstract" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract to EndingAllowanceAttributableToLoansAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansAndLeasesReceivableAbstract" xlink:label="LoansAndLeasesReceivableAbstract" xlink:title="LoansAndLeasesReceivableAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="FinancingReceivableIndividuallyEvaluatedForImpairment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansAndLeasesReceivableAbstract" xlink:to="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="presentation: LoansAndLeasesReceivableAbstract to FinancingReceivableIndividuallyEvaluatedForImpairment" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableCollectivelyEvaluatedForImpairment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansAndLeasesReceivableAbstract" xlink:to="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="presentation: LoansAndLeasesReceivableAbstract to FinancingReceivableCollectivelyEvaluatedForImpairment" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansAndLeasesReceivableAbstract" xlink:to="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:title="presentation: LoansAndLeasesReceivableAbstract to FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableAcquiredInMerger" xlink:label="FinancingReceivableAcquiredInMerger" xlink:title="FinancingReceivableAcquiredInMerger" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansAndLeasesReceivableAbstract" xlink:to="FinancingReceivableAcquiredInMerger" xlink:title="presentation: LoansAndLeasesReceivableAbstract to FinancingReceivableAcquiredInMerger" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansAndLeasesReceivableAbstract" xlink:to="NotesReceivableGross" xlink:title="presentation: LoansAndLeasesReceivableAbstract to NotesReceivableGross" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:to="LoansAndLeasesReceivableAbstract" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract to LoansAndLeasesReceivableAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:title="presentation: FinancingReceivableAllowanceForCreditLossesLineItems to FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="presentation: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to FinancingReceivableAllowanceForCreditLossesLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="ScheduleOfImpairedFinancingReceivableTable" xlink:title="ScheduleOfImpairedFinancingReceivableTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="FinancingReceivableImpairedLineItems" xlink:title="FinancingReceivableImpairedLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:to="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:title="presentation: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract to ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:title="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:to="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:title="presentation: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract to ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:title="presentation: FinancingReceivableImpairedLineItems to LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:to="ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:title="presentation: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract to ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:title="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:to="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:title="presentation: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract to ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="ImpairedFinancingReceivableRelatedAllowance" xlink:title="ImpairedFinancingReceivableRelatedAllowance" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:to="ImpairedFinancingReceivableRelatedAllowance" xlink:title="presentation: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract to ImpairedFinancingReceivableRelatedAllowance" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:title="presentation: FinancingReceivableImpairedLineItems to LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableUnpaidPrincipalBalance" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:to="ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:title="presentation: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract to ImpairedFinancingReceivableUnpaidPrincipalBalance" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="ImpairedFinancingReceivableRecordedInvestment" xlink:title="ImpairedFinancingReceivableRecordedInvestment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:to="ImpairedFinancingReceivableRecordedInvestment" xlink:title="presentation: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract to ImpairedFinancingReceivableRecordedInvestment" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:title="presentation: FinancingReceivableImpairedLineItems to LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivableImpairedLineItems" xlink:title="presentation: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivableImpairedLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfImpairedFinancingReceivableTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfImpairedFinancingReceivableTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="ScheduleOfImpairedFinancingReceivableTable" xlink:title="ScheduleOfImpairedFinancingReceivableTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="CommercialPortfolioSegmentMember" xlink:title="CommercialPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="FinancingReceivableImpairedLineItems" xlink:title="FinancingReceivableImpairedLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="ImpairedFinancingReceivableAverageRecordedInvestment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:to="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="presentation: LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract to ImpairedFinancingReceivableAverageRecordedInvestment" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:label="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:title="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:to="ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:title="presentation: LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract to ImpairedFinancingReceivableInterestIncomeCashBasisMethod" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:title="presentation: FinancingReceivableImpairedLineItems to LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="FinancingReceivableImpairedLineItems" xlink:title="presentation: ScheduleOfImpairedFinancingReceivableTable to FinancingReceivableImpairedLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfImpairedFinancingReceivableTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfImpairedFinancingReceivableTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="ScheduleOfFinancingReceivablesPastDueTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:label="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentExcludingSBALoansMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="FinancingReceivablesPeriodPastDueAxis" xlink:title="FinancingReceivablesPeriodPastDueAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="FinancingReceivablesPeriodPastDueDomain" xlink:title="FinancingReceivablesPeriodPastDueDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetPastDueMember" xlink:label="FinancialAssetPastDueMember" xlink:title="FinancialAssetPastDueMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="FinancingReceivables30To59DaysPastDueMember" xlink:title="FinancingReceivables30To59DaysPastDueMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialAssetPastDueMember" xlink:to="FinancingReceivables30To59DaysPastDueMember" xlink:title="presentation: FinancialAssetPastDueMember to FinancingReceivables30To59DaysPastDueMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="FinancingReceivables60To89DaysPastDueMember" xlink:title="FinancingReceivables60To89DaysPastDueMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialAssetPastDueMember" xlink:to="FinancingReceivables60To89DaysPastDueMember" xlink:title="presentation: FinancialAssetPastDueMember to FinancingReceivables60To89DaysPastDueMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:title="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialAssetPastDueMember" xlink:to="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:title="presentation: FinancialAssetPastDueMember to FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablesPeriodPastDueDomain" xlink:to="FinancialAssetPastDueMember" xlink:title="presentation: FinancingReceivablesPeriodPastDueDomain to FinancialAssetPastDueMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetNotPastDueMember" xlink:label="FinancialAssetNotPastDueMember" xlink:title="FinancialAssetNotPastDueMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablesPeriodPastDueDomain" xlink:to="FinancialAssetNotPastDueMember" xlink:title="presentation: FinancingReceivablesPeriodPastDueDomain to FinancialAssetNotPastDueMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablesPeriodPastDueAxis" xlink:to="FinancingReceivablesPeriodPastDueDomain" xlink:title="presentation: FinancingReceivablesPeriodPastDueAxis to FinancingReceivablesPeriodPastDueDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivablesPeriodPastDueAxis" xlink:title="presentation: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivablesPeriodPastDueAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="FinancingReceivableRecordedInvestmentPastDueLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:label="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:title="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:to="NotesReceivableGross" xlink:title="presentation: FinancingReceivableRecordedInvestmentAgingAnalysisAbstract to NotesReceivableGross" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" xlink:title="presentation: FinancingReceivableRecordedInvestmentPastDueLineItems to FinancingReceivableRecordedInvestmentAgingAnalysisAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="presentation: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivableRecordedInvestmentPastDueLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivablesPastDueTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="ScheduleOfFinancingReceivablesPastDueTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="FinancingReceivablesPeriodPastDueAxis" xlink:title="FinancingReceivablesPeriodPastDueAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="FinancingReceivablesPeriodPastDueDomain" xlink:title="FinancingReceivablesPeriodPastDueDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialAssetPastDueMember" xlink:label="FinancialAssetPastDueMember" xlink:title="FinancialAssetPastDueMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablesPeriodPastDueDomain" xlink:to="FinancialAssetPastDueMember" xlink:title="presentation: FinancingReceivablesPeriodPastDueDomain to FinancialAssetPastDueMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablesPeriodPastDueAxis" xlink:to="FinancingReceivablesPeriodPastDueDomain" xlink:title="presentation: FinancingReceivablesPeriodPastDueAxis to FinancingReceivablesPeriodPastDueDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivablesPeriodPastDueAxis" xlink:title="presentation: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivablesPeriodPastDueAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="FinancingReceivableRecordedInvestmentPastDueLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:label="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:title="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:title="FinancingReceivableRecordedInvestmentNonaccrualStatus" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:to="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:title="presentation: LoansReceivableHeldForInvestmentNonAccrualLoansAbstract to FinancingReceivableRecordedInvestmentNonaccrualStatus" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:title="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:to="FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:title="presentation: LoansReceivableHeldForInvestmentNonAccrualLoansAbstract to FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:to="NotesReceivableGross" xlink:title="presentation: LoansReceivableHeldForInvestmentNonAccrualLoansAbstract to NotesReceivableGross" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableModifications" xlink:label="FinancingReceivableModifications" xlink:title="FinancingReceivableModifications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:to="FinancingReceivableModifications" xlink:title="presentation: LoansReceivableHeldForInvestmentNonAccrualLoansAbstract to FinancingReceivableModifications" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:label="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:title="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:to="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:title="presentation: LoansReceivableHeldForInvestmentNonAccrualLoansAbstract to LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:title="presentation: FinancingReceivableRecordedInvestmentPastDueLineItems to LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="presentation: ScheduleOfFinancingReceivablesPastDueTable to FinancingReceivableRecordedInvestmentPastDueLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivablesPastDueTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:title="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:title="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivableTypeDomain" xlink:label="ReceivableTypeDomain" xlink:title="ReceivableTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonAccrualStatusMember" xlink:label="NonAccrualStatusMember" xlink:title="NonAccrualStatusMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivableTypeDomain" xlink:to="NonAccrualStatusMember" xlink:title="presentation: ReceivableTypeDomain to NonAccrualStatusMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AccrualStatusMember" xlink:label="AccrualStatusMember" xlink:title="AccrualStatusMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivableTypeDomain" xlink:to="AccrualStatusMember" xlink:title="presentation: ReceivableTypeDomain to AccrualStatusMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="ReceivableTypeDomain" xlink:title="presentation: AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis to ReceivableTypeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:to="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:title="presentation: ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable to AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="FinancingReceivableModificationsLineItems" xlink:title="FinancingReceivableModificationsLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TroubledDebtRestructuringsAbstract" xlink:label="TroubledDebtRestructuringsAbstract" xlink:title="TroubledDebtRestructuringsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="FinancingReceivableModificationsRecordedInvestment" xlink:title="FinancingReceivableModificationsRecordedInvestment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TroubledDebtRestructuringsAbstract" xlink:to="FinancingReceivableModificationsRecordedInvestment" xlink:title="presentation: TroubledDebtRestructuringsAbstract to FinancingReceivableModificationsRecordedInvestment" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:label="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:title="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TroubledDebtRestructuringsAbstract" xlink:to="AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" xlink:title="presentation: TroubledDebtRestructuringsAbstract to AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:label="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:title="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TroubledDebtRestructuringsAbstract" xlink:to="FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" xlink:title="presentation: TroubledDebtRestructuringsAbstract to FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableModificationsLineItems" xlink:to="TroubledDebtRestructuringsAbstract" xlink:title="presentation: FinancingReceivableModificationsLineItems to TroubledDebtRestructuringsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:to="FinancingReceivableModificationsLineItems" xlink:title="presentation: ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable to FinancingReceivableModificationsLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:label="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentExcludingSBALoansMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="InternalCreditAssessmentAxis" xlink:title="InternalCreditAssessmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="InternalCreditAssessmentDomain" xlink:title="InternalCreditAssessmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PassMember" xlink:label="PassMember" xlink:title="PassMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="PassMember" xlink:title="presentation: InternalCreditAssessmentDomain to PassMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_WatchMember" xlink:label="WatchMember" xlink:title="WatchMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="WatchMember" xlink:title="presentation: InternalCreditAssessmentDomain to WatchMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SpecialMentionMember" xlink:label="SpecialMentionMember" xlink:title="SpecialMentionMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="SpecialMentionMember" xlink:title="presentation: InternalCreditAssessmentDomain to SpecialMentionMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubstandardMember" xlink:label="SubstandardMember" xlink:title="SubstandardMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="SubstandardMember" xlink:title="presentation: InternalCreditAssessmentDomain to SubstandardMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentAxis" xlink:to="InternalCreditAssessmentDomain" xlink:title="presentation: InternalCreditAssessmentAxis to InternalCreditAssessmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="InternalCreditAssessmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to InternalCreditAssessmentAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="FinancingReceivableRecordedInvestmentLineItems" xlink:title="FinancingReceivableRecordedInvestmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear" xlink:label="FinancingReceivableOriginatedInCurrentFiscalYear" xlink:title="FinancingReceivableOriginatedInCurrentFiscalYear" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:to="FinancingReceivableOriginatedInCurrentFiscalYear" xlink:title="presentation: FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract to FinancingReceivableOriginatedInCurrentFiscalYear" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:to="FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:title="presentation: FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract to FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:to="FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:title="presentation: FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract to FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:to="FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:title="presentation: FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract to FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:to="FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:title="presentation: FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract to FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:label="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:title="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:to="FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:title="presentation: FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract to FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRevolving" xlink:label="FinancingReceivableRevolving" xlink:title="FinancingReceivableRevolving" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:to="FinancingReceivableRevolving" xlink:title="presentation: FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract to FinancingReceivableRevolving" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:to="NotesReceivableGross" xlink:title="presentation: FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract to NotesReceivableGross" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" xlink:title="presentation: FinancingReceivableRecordedInvestmentLineItems to FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivableRecordedInvestmentLineItems" xlink:title="presentation: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivableRecordedInvestmentLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="FinancingReceivablePortfolioSegmentAxis" xlink:title="FinancingReceivablePortfolioSegmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="FinancingReceivablePortfolioSegmentDomain" xlink:title="FinancingReceivablePortfolioSegmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="CommercialRealEstatePortfolioSegmentMember" xlink:title="CommercialRealEstatePortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialRealEstatePortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialRealEstatePortfolioSegmentMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:label="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to CommercialPortfolioSegmentExcludingSBALoansMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="SmallBusinessAdministrationLoanMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to SmallBusinessAdministrationLoanMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentDomain" xlink:to="ConsumerPortfolioSegmentMember" xlink:title="presentation: FinancingReceivablePortfolioSegmentDomain to ConsumerPortfolioSegmentMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivablePortfolioSegmentAxis" xlink:to="FinancingReceivablePortfolioSegmentDomain" xlink:title="presentation: FinancingReceivablePortfolioSegmentAxis to FinancingReceivablePortfolioSegmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivablePortfolioSegmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivablePortfolioSegmentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="SingleFamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to SingleFamilyLoanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="MultifamilyLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to MultifamilyLoanMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to CommercialRealEstateMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ChurchLoanMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ChurchLoanMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="ConstructionLoansMember" xlink:title="presentation: FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain to ConstructionLoansMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:title="presentation: FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis to FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:title="presentation: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="InternalCreditAssessmentAxis" xlink:title="InternalCreditAssessmentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="InternalCreditAssessmentDomain" xlink:title="InternalCreditAssessmentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PassMember" xlink:label="PassMember" xlink:title="PassMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="PassMember" xlink:title="presentation: InternalCreditAssessmentDomain to PassMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_WatchMember" xlink:label="WatchMember" xlink:title="WatchMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="WatchMember" xlink:title="presentation: InternalCreditAssessmentDomain to WatchMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SpecialMentionMember" xlink:label="SpecialMentionMember" xlink:title="SpecialMentionMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="SpecialMentionMember" xlink:title="presentation: InternalCreditAssessmentDomain to SpecialMentionMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubstandardMember" xlink:label="SubstandardMember" xlink:title="SubstandardMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="SubstandardMember" xlink:title="presentation: InternalCreditAssessmentDomain to SubstandardMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DoubtfulMember" xlink:label="DoubtfulMember" xlink:title="DoubtfulMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="DoubtfulMember" xlink:title="presentation: InternalCreditAssessmentDomain to DoubtfulMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" xlink:label="UnlikelyToBeCollectedFinancingReceivableMember" xlink:title="UnlikelyToBeCollectedFinancingReceivableMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentDomain" xlink:to="UnlikelyToBeCollectedFinancingReceivableMember" xlink:title="presentation: InternalCreditAssessmentDomain to UnlikelyToBeCollectedFinancingReceivableMember" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InternalCreditAssessmentAxis" xlink:to="InternalCreditAssessmentDomain" xlink:title="presentation: InternalCreditAssessmentAxis to InternalCreditAssessmentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="InternalCreditAssessmentAxis" xlink:title="presentation: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to InternalCreditAssessmentAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="FinancingReceivableRecordedInvestmentLineItems" xlink:title="FinancingReceivableRecordedInvestmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:label="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:title="RiskGradeCategoryOfLoansByLoanTypeAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:to="NotesReceivableGross" xlink:title="presentation: RiskGradeCategoryOfLoansByLoanTypeAbstract to NotesReceivableGross" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:title="presentation: FinancingReceivableRecordedInvestmentLineItems to RiskGradeCategoryOfLoansByLoanTypeAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="FinancingReceivableRecordedInvestmentLineItems" xlink:title="presentation: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to FinancingReceivableRecordedInvestmentLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="presentation: ReceivablesAbstract to ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesAbstract" xlink:label="ReceivablesAbstract" xlink:title="ReceivablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OffBalanceSheetCommitmentsAbstract" xlink:label="OffBalanceSheetCommitmentsAbstract" xlink:title="OffBalanceSheetCommitmentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffBalanceSheetCreditLossLiability" xlink:label="OffBalanceSheetCreditLossLiability" xlink:title="OffBalanceSheetCreditLossLiability" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffBalanceSheetCommitmentsAbstract" xlink:to="OffBalanceSheetCreditLossLiability" xlink:title="presentation: OffBalanceSheetCommitmentsAbstract to OffBalanceSheetCreditLossLiability" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:label="OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:title="OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffBalanceSheetCommitmentsAbstract" xlink:to="OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:title="presentation: OffBalanceSheetCommitmentsAbstract to OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ReceivablesAbstract" xlink:to="OffBalanceSheetCommitmentsAbstract" xlink:title="presentation: ReceivablesAbstract to OffBalanceSheetCommitmentsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="PropertyPlantAndEquipmentAbstract" xlink:title="PropertyPlantAndEquipmentAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="ScheduleOfPropertyPlantAndEquipmentTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="PropertyPlantAndEquipmentByTypeAxis" xlink:title="PropertyPlantAndEquipmentByTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="PropertyPlantAndEquipmentTypeDomain" xlink:title="PropertyPlantAndEquipmentTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LandMember" xlink:label="LandMember" xlink:title="LandMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="LandMember" xlink:title="presentation: PropertyPlantAndEquipmentTypeDomain to LandMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="BuildingAndBuildingImprovementsMember" xlink:title="BuildingAndBuildingImprovementsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="BuildingAndBuildingImprovementsMember" xlink:title="presentation: PropertyPlantAndEquipmentTypeDomain to BuildingAndBuildingImprovementsMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RightOfUseAssetsMember" xlink:label="RightOfUseAssetsMember" xlink:title="RightOfUseAssetsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="RightOfUseAssetsMember" xlink:title="presentation: PropertyPlantAndEquipmentTypeDomain to RightOfUseAssetsMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="FurnitureAndFixturesMember" xlink:title="FurnitureAndFixturesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentTypeDomain" xlink:to="FurnitureAndFixturesMember" xlink:title="presentation: PropertyPlantAndEquipmentTypeDomain to FurnitureAndFixturesMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentByTypeAxis" xlink:to="PropertyPlantAndEquipmentTypeDomain" xlink:title="presentation: PropertyPlantAndEquipmentByTypeAxis to PropertyPlantAndEquipmentTypeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="PropertyPlantAndEquipmentByTypeAxis" xlink:title="presentation: ScheduleOfPropertyPlantAndEquipmentTable to PropertyPlantAndEquipmentByTypeAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="PropertyPlantAndEquipmentLineItems" xlink:title="PropertyPlantAndEquipmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract" xlink:label="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:title="PropertyPlantAndEquipmentNetByTypeAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="PropertyPlantAndEquipmentGross" xlink:title="PropertyPlantAndEquipmentGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:to="PropertyPlantAndEquipmentGross" xlink:title="presentation: PropertyPlantAndEquipmentNetByTypeAbstract to PropertyPlantAndEquipmentGross" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:to="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="presentation: PropertyPlantAndEquipmentNetByTypeAbstract to AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:to="PropertyPlantAndEquipmentNet" xlink:title="presentation: PropertyPlantAndEquipmentNetByTypeAbstract to PropertyPlantAndEquipmentNet" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="PropertyPlantAndEquipmentNetByTypeAbstract" xlink:title="presentation: PropertyPlantAndEquipmentLineItems to PropertyPlantAndEquipmentNetByTypeAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Depreciation" xlink:label="Depreciation" xlink:title="Depreciation" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentLineItems" xlink:to="Depreciation" xlink:title="presentation: PropertyPlantAndEquipmentLineItems to Depreciation" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="PropertyPlantAndEquipmentLineItems" xlink:title="presentation: ScheduleOfPropertyPlantAndEquipmentTable to PropertyPlantAndEquipmentLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PropertyPlantAndEquipmentAbstract" xlink:to="ScheduleOfPropertyPlantAndEquipmentTable" xlink:title="presentation: PropertyPlantAndEquipmentAbstract to ScheduleOfPropertyPlantAndEquipmentTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesOperatingLeasesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LeasesAbstract" xlink:label="LeasesAbstract" xlink:title="LeasesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseDescriptionAbstract" xlink:label="LesseeOperatingLeaseDescriptionAbstract" xlink:title="LesseeOperatingLeaseDescriptionAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="OperatingLeaseRightOfUseAsset" xlink:title="OperatingLeaseRightOfUseAsset" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LesseeOperatingLeaseDescriptionAbstract" xlink:to="OperatingLeaseRightOfUseAsset" xlink:title="presentation: LesseeOperatingLeaseDescriptionAbstract to OperatingLeaseRightOfUseAsset" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:label="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:title="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LesseeOperatingLeaseDescriptionAbstract" xlink:to="OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" xlink:title="presentation: LesseeOperatingLeaseDescriptionAbstract to OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiability" xlink:label="OperatingLeaseLiability" xlink:title="OperatingLeaseLiability" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LesseeOperatingLeaseDescriptionAbstract" xlink:to="OperatingLeaseLiability" xlink:title="presentation: LesseeOperatingLeaseDescriptionAbstract to OperatingLeaseLiability" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:label="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:title="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LesseeOperatingLeaseDescriptionAbstract" xlink:to="OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" xlink:title="presentation: LesseeOperatingLeaseDescriptionAbstract to OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:label="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:title="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LesseeOperatingLeaseDescriptionAbstract" xlink:to="LesseeOperatingLeaseNumberOfLeaseExtensionOptions" xlink:title="presentation: LesseeOperatingLeaseDescriptionAbstract to LesseeOperatingLeaseNumberOfLeaseExtensionOptions" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseRenewalTerm" xlink:label="LesseeOperatingLeaseRenewalTerm" xlink:title="LesseeOperatingLeaseRenewalTerm" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LesseeOperatingLeaseDescriptionAbstract" xlink:to="LesseeOperatingLeaseRenewalTerm" xlink:title="presentation: LesseeOperatingLeaseDescriptionAbstract to LesseeOperatingLeaseRenewalTerm" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseExpense" xlink:label="OperatingLeaseExpense" xlink:title="OperatingLeaseExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LesseeOperatingLeaseDescriptionAbstract" xlink:to="OperatingLeaseExpense" xlink:title="presentation: LesseeOperatingLeaseDescriptionAbstract to OperatingLeaseExpense" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeasesAbstract" xlink:to="LesseeOperatingLeaseDescriptionAbstract" xlink:title="presentation: LeasesAbstract to LesseeOperatingLeaseDescriptionAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LeasesAbstract" xlink:label="LeasesAbstract" xlink:title="LeasesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeasePayments" xlink:label="OperatingLeasePayments" xlink:title="OperatingLeasePayments" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeasesAbstract" xlink:to="OperatingLeasePayments" xlink:title="presentation: LeasesAbstract to OperatingLeasePayments" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:label="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:title="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeasesAbstract" xlink:to="RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" xlink:title="presentation: LeasesAbstract to RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:label="OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:title="OperatingLeaseWeightedAverageRemainingLeaseTerm1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeasesAbstract" xlink:to="OperatingLeaseWeightedAverageRemainingLeaseTerm1" xlink:title="presentation: LeasesAbstract to OperatingLeaseWeightedAverageRemainingLeaseTerm1" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent" xlink:label="OperatingLeaseWeightedAverageDiscountRatePercent" xlink:title="OperatingLeaseWeightedAverageDiscountRatePercent" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeasesAbstract" xlink:to="OperatingLeaseWeightedAverageDiscountRatePercent" xlink:title="presentation: LeasesAbstract to OperatingLeaseWeightedAverageDiscountRatePercent" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LeasesAbstract" xlink:label="LeasesAbstract" xlink:title="LeasesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:label="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:title="OperatingLeaseLiabilitiesPaymentsDueAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:to="LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:title="presentation: OperatingLeaseLiabilitiesPaymentsDueAbstract to LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:to="LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:title="presentation: OperatingLeaseLiabilitiesPaymentsDueAbstract to LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:to="LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:title="presentation: OperatingLeaseLiabilitiesPaymentsDueAbstract to LesseeOperatingLeaseLiabilityPaymentsDueYearThree" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="LesseeOperatingLeaseLiabilityPaymentsDue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:to="LesseeOperatingLeaseLiabilityPaymentsDue" xlink:title="presentation: OperatingLeaseLiabilitiesPaymentsDueAbstract to LesseeOperatingLeaseLiabilityPaymentsDue" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:label="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:to="LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" xlink:title="presentation: OperatingLeaseLiabilitiesPaymentsDueAbstract to LesseeOperatingLeaseLiabilityUndiscountedExcessAmount" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiability" xlink:label="OperatingLeaseLiability" xlink:title="OperatingLeaseLiability" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:to="OperatingLeaseLiability" xlink:title="presentation: OperatingLeaseLiabilitiesPaymentsDueAbstract to OperatingLeaseLiability" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LeasesAbstract" xlink:to="OperatingLeaseLiabilitiesPaymentsDueAbstract" xlink:title="presentation: LeasesAbstract to OperatingLeaseLiabilitiesPaymentsDueAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01" />
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:title="GoodwillAndIntangibleAssetsDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="ScheduleOfFiniteLivedIntangibleAssetsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CoreDepositsMember" xlink:label="CoreDepositsMember" xlink:title="CoreDepositsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="CoreDepositsMember" xlink:title="presentation: FiniteLivedIntangibleAssetsMajorClassNameDomain to CoreDepositsMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="presentation: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="presentation: ScheduleOfFiniteLivedIntangibleAssetsTable to FiniteLivedIntangibleAssetsByMajorClassAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="FiniteLivedIntangibleAssetsLineItems" xlink:title="FiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillRollForward" xlink:label="GoodwillRollForward" xlink:title="GoodwillRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Goodwill" xlink:label="Goodwill" xlink:title="Goodwill" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillRollForward" xlink:to="Goodwill" xlink:title="presentation: GoodwillRollForward to Goodwill" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="GoodwillAcquiredDuringPeriod" xlink:title="GoodwillAcquiredDuringPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillRollForward" xlink:to="GoodwillAcquiredDuringPeriod" xlink:title="presentation: GoodwillRollForward to GoodwillAcquiredDuringPeriod" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_GoodwillChangeInDeferredTaxEstimate" xlink:label="GoodwillChangeInDeferredTaxEstimate" xlink:title="GoodwillChangeInDeferredTaxEstimate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillRollForward" xlink:to="GoodwillChangeInDeferredTaxEstimate" xlink:title="presentation: GoodwillRollForward to GoodwillChangeInDeferredTaxEstimate" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_GoodwillAmortization" xlink:label="GoodwillAmortization" xlink:title="GoodwillAmortization" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillRollForward" xlink:to="GoodwillAmortization" xlink:title="presentation: GoodwillRollForward to GoodwillAmortization" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Goodwill" xlink:label="Goodwill_2" xlink:title="Goodwill" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillRollForward" xlink:to="Goodwill_2" xlink:title="presentation: GoodwillRollForward to Goodwill" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="GoodwillRollForward" xlink:title="presentation: FiniteLivedIntangibleAssetsLineItems to GoodwillRollForward" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsRollForward" xlink:label="FiniteLivedIntangibleAssetsRollForward" xlink:title="FiniteLivedIntangibleAssetsRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsRollForward" xlink:to="FiniteLivedIntangibleAssetsNet" xlink:title="presentation: FiniteLivedIntangibleAssetsRollForward to FiniteLivedIntangibleAssetsNet" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinitelivedIntangibleAssetsAcquired1" xlink:label="FinitelivedIntangibleAssetsAcquired1" xlink:title="FinitelivedIntangibleAssetsAcquired1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsRollForward" xlink:to="FinitelivedIntangibleAssetsAcquired1" xlink:title="presentation: FiniteLivedIntangibleAssetsRollForward to FinitelivedIntangibleAssetsAcquired1" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:label="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:title="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsRollForward" xlink:to="FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" xlink:title="presentation: FiniteLivedIntangibleAssetsRollForward to FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="AmortizationOfIntangibleAssets" xlink:title="AmortizationOfIntangibleAssets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsRollForward" xlink:to="AmortizationOfIntangibleAssets" xlink:title="presentation: FiniteLivedIntangibleAssetsRollForward to AmortizationOfIntangibleAssets" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet_2" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsRollForward" xlink:to="FiniteLivedIntangibleAssetsNet_2" xlink:title="presentation: FiniteLivedIntangibleAssetsRollForward to FiniteLivedIntangibleAssetsNet" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsRollForward" xlink:title="presentation: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsRollForward" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="GoodwillImpairmentLoss" xlink:title="GoodwillImpairmentLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="GoodwillImpairmentLoss" xlink:title="presentation: FiniteLivedIntangibleAssetsLineItems to GoodwillImpairmentLoss" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="FiniteLivedIntangibleAssetsLineItems" xlink:title="presentation: ScheduleOfFiniteLivedIntangibleAssetsTable to FiniteLivedIntangibleAssetsLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="presentation: GoodwillAndIntangibleAssetsDisclosureAbstract to ScheduleOfFiniteLivedIntangibleAssetsTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:title="GoodwillAndIntangibleAssetsDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="ScheduleOfFiniteLivedIntangibleAssetsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CoreDepositsMember" xlink:label="CoreDepositsMember" xlink:title="CoreDepositsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="CoreDepositsMember" xlink:title="presentation: FiniteLivedIntangibleAssetsMajorClassNameDomain to CoreDepositsMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="presentation: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="presentation: ScheduleOfFiniteLivedIntangibleAssetsTable to FiniteLivedIntangibleAssetsByMajorClassAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="FiniteLivedIntangibleAssetsLineItems" xlink:title="FiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNetAbstract" xlink:label="FiniteLivedIntangibleAssetsNetAbstract" xlink:title="FiniteLivedIntangibleAssetsNetAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="FiniteLivedIntangibleAssetsGross" xlink:title="FiniteLivedIntangibleAssetsGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsNetAbstract" xlink:to="FiniteLivedIntangibleAssetsGross" xlink:title="presentation: FiniteLivedIntangibleAssetsNetAbstract to FiniteLivedIntangibleAssetsGross" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:title="FiniteLivedIntangibleAssetsAccumulatedAmortization" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsNetAbstract" xlink:to="FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:title="presentation: FiniteLivedIntangibleAssetsNetAbstract to FiniteLivedIntangibleAssetsAccumulatedAmortization" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsNetAbstract" xlink:to="FiniteLivedIntangibleAssetsNet" xlink:title="presentation: FiniteLivedIntangibleAssetsNetAbstract to FiniteLivedIntangibleAssetsNet" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsNetAbstract" xlink:title="presentation: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsNetAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="FiniteLivedIntangibleAssetsLineItems" xlink:title="presentation: ScheduleOfFiniteLivedIntangibleAssetsTable to FiniteLivedIntangibleAssetsLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="presentation: GoodwillAndIntangibleAssetsDisclosureAbstract to ScheduleOfFiniteLivedIntangibleAssetsTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:title="GoodwillAndIntangibleAssetsDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="ScheduleOfFiniteLivedIntangibleAssetsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CoreDepositsMember" xlink:label="CoreDepositsMember" xlink:title="CoreDepositsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="CoreDepositsMember" xlink:title="presentation: FiniteLivedIntangibleAssetsMajorClassNameDomain to CoreDepositsMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:title="presentation: FiniteLivedIntangibleAssetsByMajorClassAxis to FiniteLivedIntangibleAssetsMajorClassNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:title="presentation: ScheduleOfFiniteLivedIntangibleAssetsTable to FiniteLivedIntangibleAssetsByMajorClassAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="FiniteLivedIntangibleAssetsLineItems" xlink:title="FiniteLivedIntangibleAssetsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:label="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:title="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:title="presentation: FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract to FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:title="presentation: FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract to FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:title="presentation: FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract to FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:title="presentation: FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract to FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:title="presentation: FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract to FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:to="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:title="presentation: FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract to FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:to="FiniteLivedIntangibleAssetsNet" xlink:title="presentation: FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract to FiniteLivedIntangibleAssetsNet" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FiniteLivedIntangibleAssetsLineItems" xlink:to="FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:title="presentation: FiniteLivedIntangibleAssetsLineItems to FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="FiniteLivedIntangibleAssetsLineItems" xlink:title="presentation: ScheduleOfFiniteLivedIntangibleAssetsTable to FiniteLivedIntangibleAssetsLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:title="presentation: GoodwillAndIntangibleAssetsDisclosureAbstract to ScheduleOfFiniteLivedIntangibleAssetsTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="FairValueDisclosuresAbstract" xlink:title="FairValueDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="FairValueByMeasurementFrequencyAxis" xlink:title="FairValueByMeasurementFrequencyAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="FairValueMeasurementFrequencyDomain" xlink:title="FairValueMeasurementFrequencyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="FairValueMeasurementsRecurringMember" xlink:title="FairValueMeasurementsRecurringMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueMeasurementFrequencyDomain" xlink:to="FairValueMeasurementsRecurringMember" xlink:title="presentation: FairValueMeasurementFrequencyDomain to FairValueMeasurementsRecurringMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueByMeasurementFrequencyAxis" xlink:to="FairValueMeasurementFrequencyDomain" xlink:title="presentation: FairValueByMeasurementFrequencyAxis to FairValueMeasurementFrequencyDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="FairValueByMeasurementFrequencyAxis" xlink:title="presentation: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to FairValueByMeasurementFrequencyAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel1Member" xlink:title="presentation: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel1Member" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel2Member" xlink:title="presentation: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel2Member" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="FairValueInputsLevel3Member" xlink:title="FairValueInputsLevel3Member" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel3Member" xlink:title="presentation: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel3Member" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="presentation: FairValueByFairValueHierarchyLevelAxis to FairValueMeasurementsFairValueHierarchyDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="FairValueByFairValueHierarchyLevelAxis" xlink:title="presentation: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to FairValueByFairValueHierarchyLevelAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:label="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MunicipalBondsMember" xlink:label="MunicipalBondsMember" xlink:title="MunicipalBondsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MunicipalBondsMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MunicipalBondsMember" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_SmallBusinessAdministrationSecuritiesMember" xlink:label="SmallBusinessAdministrationSecuritiesMember" xlink:title="SmallBusinessAdministrationSecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="SmallBusinessAdministrationSecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to SmallBusinessAdministrationSecuritiesMember" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="presentation: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="FinancialInstrumentAxis" xlink:title="presentation: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to FinancialInstrumentAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AssetsMeasuredOnRecurringBasisAbstract" xlink:label="AssetsMeasuredOnRecurringBasisAbstract" xlink:title="AssetsMeasuredOnRecurringBasisAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsMeasuredOnRecurringBasisAbstract" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="presentation: AssetsMeasuredOnRecurringBasisAbstract to AvailableForSaleSecuritiesDebtSecurities" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="AssetsMeasuredOnRecurringBasisAbstract" xlink:title="presentation: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to AssetsMeasuredOnRecurringBasisAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="presentation: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueDisclosuresAbstract" xlink:to="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="presentation: FairValueDisclosuresAbstract to FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="FairValueDisclosuresAbstract" xlink:title="FairValueDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="FairValueByBalanceSheetGroupingTable" xlink:title="FairValueByBalanceSheetGroupingTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="FairValueByMeasurementBasisAxis" xlink:title="FairValueByMeasurementBasisAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="FairValueDisclosureItemAmountsDomain" xlink:title="FairValueDisclosureItemAmountsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="PortionAtFairValueFairValueDisclosureMember" xlink:title="PortionAtFairValueFairValueDisclosureMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueDisclosureItemAmountsDomain" xlink:to="PortionAtFairValueFairValueDisclosureMember" xlink:title="presentation: FairValueDisclosureItemAmountsDomain to PortionAtFairValueFairValueDisclosureMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="CarryingReportedAmountFairValueDisclosureMember" xlink:title="CarryingReportedAmountFairValueDisclosureMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueDisclosureItemAmountsDomain" xlink:to="CarryingReportedAmountFairValueDisclosureMember" xlink:title="presentation: FairValueDisclosureItemAmountsDomain to CarryingReportedAmountFairValueDisclosureMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="EstimateOfFairValueFairValueDisclosureMember" xlink:title="EstimateOfFairValueFairValueDisclosureMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueDisclosureItemAmountsDomain" xlink:to="EstimateOfFairValueFairValueDisclosureMember" xlink:title="presentation: FairValueDisclosureItemAmountsDomain to EstimateOfFairValueFairValueDisclosureMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueByMeasurementBasisAxis" xlink:to="FairValueDisclosureItemAmountsDomain" xlink:title="presentation: FairValueByMeasurementBasisAxis to FairValueDisclosureItemAmountsDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueByBalanceSheetGroupingTable" xlink:to="FairValueByMeasurementBasisAxis" xlink:title="presentation: FairValueByBalanceSheetGroupingTable to FairValueByMeasurementBasisAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel1Member" xlink:title="presentation: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel1Member" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel2Member" xlink:title="presentation: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel2Member" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="FairValueInputsLevel3Member" xlink:title="FairValueInputsLevel3Member" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="FairValueInputsLevel3Member" xlink:title="presentation: FairValueMeasurementsFairValueHierarchyDomain to FairValueInputsLevel3Member" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="presentation: FairValueByFairValueHierarchyLevelAxis to FairValueMeasurementsFairValueHierarchyDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueByBalanceSheetGroupingTable" xlink:to="FairValueByFairValueHierarchyLevelAxis" xlink:title="presentation: FairValueByBalanceSheetGroupingTable to FairValueByFairValueHierarchyLevelAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:title="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="CashAndCashEquivalentsFairValueDisclosure" xlink:title="CashAndCashEquivalentsFairValueDisclosure" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:to="CashAndCashEquivalentsFairValueDisclosure" xlink:title="presentation: FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract to CashAndCashEquivalentsFairValueDisclosure" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:to="AvailableForSaleSecuritiesDebtSecurities" xlink:title="presentation: FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract to AvailableForSaleSecuritiesDebtSecurities" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="LoansReceivableFairValueDisclosure" xlink:title="LoansReceivableFairValueDisclosure" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:to="LoansReceivableFairValueDisclosure" xlink:title="presentation: FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract to LoansReceivableFairValueDisclosure" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AccruedInterestReceivableFairValueDisclosure" xlink:label="AccruedInterestReceivableFairValueDisclosure" xlink:title="AccruedInterestReceivableFairValueDisclosure" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:to="AccruedInterestReceivableFairValueDisclosure" xlink:title="presentation: FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract to AccruedInterestReceivableFairValueDisclosure" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankOwnedLifeInsuranceFairValueDisclosure" xlink:label="BankOwnedLifeInsuranceFairValueDisclosure" xlink:title="BankOwnedLifeInsuranceFairValueDisclosure" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:to="BankOwnedLifeInsuranceFairValueDisclosure" xlink:title="presentation: FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract to BankOwnedLifeInsuranceFairValueDisclosure" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:title="presentation: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="DepositsFairValueDisclosure" xlink:title="DepositsFairValueDisclosure" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="DepositsFairValueDisclosure" xlink:title="presentation: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to DepositsFairValueDisclosure" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:label="FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:title="FederalHomeLoanBankBorrowingsFairValueDisclosure" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:title="presentation: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to FederalHomeLoanBankBorrowingsFairValueDisclosure" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" xlink:title="presentation: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalFundsPurchasedFairValueDisclosure" xlink:label="FederalFundsPurchasedFairValueDisclosure" xlink:title="FederalFundsPurchasedFairValueDisclosure" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="FederalFundsPurchasedFairValueDisclosure" xlink:title="presentation: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to FederalFundsPurchasedFairValueDisclosure" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="NotesPayableFairValueDisclosure" xlink:title="NotesPayableFairValueDisclosure" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="NotesPayableFairValueDisclosure" xlink:title="presentation: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to NotesPayableFairValueDisclosure" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AccruedInterestPayableFairValueDisclosure" xlink:label="AccruedInterestPayableFairValueDisclosure" xlink:title="AccruedInterestPayableFairValueDisclosure" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="AccruedInterestPayableFairValueDisclosure" xlink:title="presentation: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to AccruedInterestPayableFairValueDisclosure" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="presentation: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueByBalanceSheetGroupingTable" xlink:to="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:title="presentation: FairValueByBalanceSheetGroupingTable to FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueDisclosuresAbstract" xlink:to="FairValueByBalanceSheetGroupingTable" xlink:title="presentation: FairValueDisclosuresAbstract to FairValueByBalanceSheetGroupingTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsAbstract" xlink:label="DepositsAbstract" xlink:title="DepositsAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DepositLiabilitiesTypeTable" xlink:label="DepositLiabilitiesTypeTable" xlink:title="DepositLiabilitiesTypeTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CounterpartyNameAxis" xlink:label="CounterpartyNameAxis" xlink:title="CounterpartyNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RepurchaseAgreementCounterpartyNameDomain" xlink:label="RepurchaseAgreementCounterpartyNameDomain" xlink:title="RepurchaseAgreementCounterpartyNameDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CertificateOfDepositAccountRegistryServiceMember" xlink:label="CertificateOfDepositAccountRegistryServiceMember" xlink:title="CertificateOfDepositAccountRegistryServiceMember" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:label="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="presentation: CertificateOfDepositAccountRegistryServiceMember to ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:label="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CertificateOfDepositAccountRegistryServiceMember" xlink:to="NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" xlink:title="presentation: CertificateOfDepositAccountRegistryServiceMember to NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RepurchaseAgreementCounterpartyNameDomain" xlink:to="CertificateOfDepositAccountRegistryServiceMember" xlink:title="presentation: RepurchaseAgreementCounterpartyNameDomain to CertificateOfDepositAccountRegistryServiceMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CounterpartyNameAxis" xlink:to="RepurchaseAgreementCounterpartyNameDomain" xlink:title="presentation: CounterpartyNameAxis to RepurchaseAgreementCounterpartyNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositLiabilitiesTypeTable" xlink:to="CounterpartyNameAxis" xlink:title="presentation: DepositLiabilitiesTypeTable to CounterpartyNameAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DepositLiabilitiesTypeLineItems" xlink:label="DepositLiabilitiesTypeLineItems" xlink:title="DepositLiabilitiesTypeLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsByTypeAbstract" xlink:label="DepositsByTypeAbstract" xlink:title="DepositsByTypeAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="InterestBearingDomesticDepositChecking" xlink:title="InterestBearingDomesticDepositChecking" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypeAbstract" xlink:to="InterestBearingDomesticDepositChecking" xlink:title="presentation: DepositsByTypeAbstract to InterestBearingDomesticDepositChecking" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestBearingDomesticDepositDemand" xlink:label="NoninterestBearingDomesticDepositDemand" xlink:title="NoninterestBearingDomesticDepositDemand" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypeAbstract" xlink:to="NoninterestBearingDomesticDepositDemand" xlink:title="presentation: DepositsByTypeAbstract to NoninterestBearingDomesticDepositDemand" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="DepositsMoneyMarketDeposits" xlink:title="DepositsMoneyMarketDeposits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypeAbstract" xlink:to="DepositsMoneyMarketDeposits" xlink:title="presentation: DepositsByTypeAbstract to DepositsMoneyMarketDeposits" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="DepositsSavingsDeposits" xlink:title="DepositsSavingsDeposits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypeAbstract" xlink:to="DepositsSavingsDeposits" xlink:title="presentation: DepositsByTypeAbstract to DepositsSavingsDeposits" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDeposits" xlink:label="TimeDeposits" xlink:title="TimeDeposits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypeAbstract" xlink:to="TimeDeposits" xlink:title="presentation: DepositsByTypeAbstract to TimeDeposits" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Deposits" xlink:label="Deposits" xlink:title="Deposits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsByTypeAbstract" xlink:to="Deposits" xlink:title="presentation: DepositsByTypeAbstract to Deposits" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="DepositsByTypeAbstract" xlink:title="presentation: DepositLiabilitiesTypeLineItems to DepositsByTypeAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:label="TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:title="TimeDepositsAtOrAboveFDICInsuranceLimit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="TimeDepositsAtOrAboveFDICInsuranceLimit" xlink:title="presentation: DepositLiabilitiesTypeLineItems to TimeDepositsAtOrAboveFDICInsuranceLimit" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="InterestBearingDomesticDepositBrokered" xlink:title="InterestBearingDomesticDepositBrokered" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="InterestBearingDomesticDepositBrokered" xlink:title="presentation: DepositLiabilitiesTypeLineItems to InterestBearingDomesticDepositBrokered" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashUninsuredAmount" xlink:label="CashUninsuredAmount" xlink:title="CashUninsuredAmount" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="CashUninsuredAmount" xlink:title="presentation: DepositLiabilitiesTypeLineItems to CashUninsuredAmount" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PercentageOfUninsuredDeposits" xlink:label="PercentageOfUninsuredDeposits" xlink:title="PercentageOfUninsuredDeposits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositLiabilitiesTypeLineItems" xlink:to="PercentageOfUninsuredDeposits" xlink:title="presentation: DepositLiabilitiesTypeLineItems to PercentageOfUninsuredDeposits" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositLiabilitiesTypeTable" xlink:to="DepositLiabilitiesTypeLineItems" xlink:title="presentation: DepositLiabilitiesTypeTable to DepositLiabilitiesTypeLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsAbstract" xlink:to="DepositLiabilitiesTypeTable" xlink:title="presentation: DepositsAbstract to DepositLiabilitiesTypeTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsAbstract" xlink:label="DepositsAbstract" xlink:title="DepositsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskTable" xlink:label="ConcentrationRiskTable" xlink:title="ConcentrationRiskTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:label="ConcentrationRiskByBenchmarkAxis" xlink:title="ConcentrationRiskByBenchmarkAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskBenchmarkDomain" xlink:label="ConcentrationRiskBenchmarkDomain" xlink:title="ConcentrationRiskBenchmarkDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DepositsTotalMember" xlink:label="DepositsTotalMember" xlink:title="DepositsTotalMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConcentrationRiskBenchmarkDomain" xlink:to="DepositsTotalMember" xlink:title="presentation: ConcentrationRiskBenchmarkDomain to DepositsTotalMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConcentrationRiskByBenchmarkAxis" xlink:to="ConcentrationRiskBenchmarkDomain" xlink:title="presentation: ConcentrationRiskByBenchmarkAxis to ConcentrationRiskBenchmarkDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConcentrationRiskTable" xlink:to="ConcentrationRiskByBenchmarkAxis" xlink:title="presentation: ConcentrationRiskTable to ConcentrationRiskByBenchmarkAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="ConcentrationRiskByTypeAxis" xlink:title="ConcentrationRiskByTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="ConcentrationRiskTypeDomain" xlink:title="ConcentrationRiskTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CustomerConcentrationRiskMember" xlink:label="CustomerConcentrationRiskMember" xlink:title="CustomerConcentrationRiskMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConcentrationRiskTypeDomain" xlink:to="CustomerConcentrationRiskMember" xlink:title="presentation: ConcentrationRiskTypeDomain to CustomerConcentrationRiskMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConcentrationRiskByTypeAxis" xlink:to="ConcentrationRiskTypeDomain" xlink:title="presentation: ConcentrationRiskByTypeAxis to ConcentrationRiskTypeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConcentrationRiskTable" xlink:to="ConcentrationRiskByTypeAxis" xlink:title="presentation: ConcentrationRiskTable to ConcentrationRiskByTypeAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MajorCustomersAxis" xlink:label="MajorCustomersAxis" xlink:title="MajorCustomersAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_NameOfMajorCustomerDomain" xlink:label="NameOfMajorCustomerDomain" xlink:title="NameOfMajorCustomerDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FiveCustomersMember" xlink:label="FiveCustomersMember" xlink:title="FiveCustomersMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NameOfMajorCustomerDomain" xlink:to="FiveCustomersMember" xlink:title="presentation: NameOfMajorCustomerDomain to FiveCustomersMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="MajorCustomersAxis" xlink:to="NameOfMajorCustomerDomain" xlink:title="presentation: MajorCustomersAxis to NameOfMajorCustomerDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConcentrationRiskTable" xlink:to="MajorCustomersAxis" xlink:title="presentation: ConcentrationRiskTable to MajorCustomersAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskLineItems" xlink:label="ConcentrationRiskLineItems" xlink:title="ConcentrationRiskLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositsByMaturityAbstract" xlink:label="TimeDepositsByMaturityAbstract" xlink:title="TimeDepositsByMaturityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="TimeDepositMaturitiesYearOne" xlink:title="TimeDepositMaturitiesYearOne" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="TimeDepositMaturitiesYearOne" xlink:title="presentation: TimeDepositsByMaturityAbstract to TimeDepositMaturitiesYearOne" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="TimeDepositMaturitiesYearTwo" xlink:title="TimeDepositMaturitiesYearTwo" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="TimeDepositMaturitiesYearTwo" xlink:title="presentation: TimeDepositsByMaturityAbstract to TimeDepositMaturitiesYearTwo" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="TimeDepositMaturitiesYearThree" xlink:title="TimeDepositMaturitiesYearThree" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="TimeDepositMaturitiesYearThree" xlink:title="presentation: TimeDepositsByMaturityAbstract to TimeDepositMaturitiesYearThree" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="TimeDepositMaturitiesYearFour" xlink:title="TimeDepositMaturitiesYearFour" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="TimeDepositMaturitiesYearFour" xlink:title="presentation: TimeDepositsByMaturityAbstract to TimeDepositMaturitiesYearFour" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="TimeDepositMaturitiesYearFive" xlink:title="TimeDepositMaturitiesYearFive" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="TimeDepositMaturitiesYearFive" xlink:title="presentation: TimeDepositsByMaturityAbstract to TimeDepositMaturitiesYearFive" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="TimeDepositMaturitiesAfterYearFive" xlink:title="TimeDepositMaturitiesAfterYearFive" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="TimeDepositMaturitiesAfterYearFive" xlink:title="presentation: TimeDepositsByMaturityAbstract to TimeDepositMaturitiesAfterYearFive" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDeposits" xlink:label="TimeDeposits" xlink:title="TimeDeposits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="TimeDeposits" xlink:title="presentation: TimeDepositsByMaturityAbstract to TimeDeposits" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TimeDeposits250000OrMore" xlink:label="TimeDeposits250000OrMore" xlink:title="TimeDeposits250000OrMore" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="TimeDeposits250000OrMore" xlink:title="presentation: TimeDepositsByMaturityAbstract to TimeDeposits250000OrMore" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfSignificantCustomers" xlink:label="NumberOfSignificantCustomers" xlink:title="NumberOfSignificantCustomers" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="NumberOfSignificantCustomers" xlink:title="presentation: TimeDepositsByMaturityAbstract to NumberOfSignificantCustomers" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="ConcentrationRiskPercentage1" xlink:title="ConcentrationRiskPercentage1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="ConcentrationRiskPercentage1" xlink:title="presentation: TimeDepositsByMaturityAbstract to ConcentrationRiskPercentage1" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyDepositLiabilities" xlink:label="RelatedPartyDepositLiabilities" xlink:title="RelatedPartyDepositLiabilities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TimeDepositsByMaturityAbstract" xlink:to="RelatedPartyDepositLiabilities" xlink:title="presentation: TimeDepositsByMaturityAbstract to RelatedPartyDepositLiabilities" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConcentrationRiskLineItems" xlink:to="TimeDepositsByMaturityAbstract" xlink:title="presentation: ConcentrationRiskLineItems to TimeDepositsByMaturityAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConcentrationRiskTable" xlink:to="ConcentrationRiskLineItems" xlink:title="presentation: ConcentrationRiskTable to ConcentrationRiskLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DepositsAbstract" xlink:to="ConcentrationRiskTable" xlink:title="presentation: DepositsAbstract to ConcentrationRiskTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/BorrowingsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBanksAbstract" xlink:label="FederalHomeLoanBanksAbstract" xlink:title="FederalHomeLoanBanksAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:label="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:title="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralAxis" xlink:label="CollateralAxis" xlink:title="CollateralAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CollateralDomain" xlink:label="CollateralDomain" xlink:title="CollateralDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageReceivablesMember" xlink:label="MortgageReceivablesMember" xlink:title="MortgageReceivablesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralDomain" xlink:to="MortgageReceivablesMember" xlink:title="presentation: CollateralDomain to MortgageReceivablesMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommercialRealEstateMember" xlink:label="CommercialRealEstateMember" xlink:title="CommercialRealEstateMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralDomain" xlink:to="CommercialRealEstateMember" xlink:title="presentation: CollateralDomain to CommercialRealEstateMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CollateralAxis" xlink:to="CollateralDomain" xlink:title="presentation: CollateralAxis to CollateralDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="CollateralAxis" xlink:title="presentation: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to CollateralAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusAxis" xlink:label="PledgedStatusAxis" xlink:title="PledgedStatusAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain" xlink:title="PledgedStatusDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralMember" xlink:label="AssetPledgedAsCollateralMember" xlink:title="AssetPledgedAsCollateralMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralWithoutRightMember" xlink:label="AssetPledgedAsCollateralWithoutRightMember" xlink:title="AssetPledgedAsCollateralWithoutRightMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetPledgedAsCollateralMember" xlink:to="AssetPledgedAsCollateralWithoutRightMember" xlink:title="presentation: AssetPledgedAsCollateralMember to AssetPledgedAsCollateralWithoutRightMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgedStatusDomain" xlink:to="AssetPledgedAsCollateralMember" xlink:title="presentation: PledgedStatusDomain to AssetPledgedAsCollateralMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgedStatusAxis" xlink:to="PledgedStatusDomain" xlink:title="presentation: PledgedStatusAxis to PledgedStatusDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="PledgedStatusAxis" xlink:title="presentation: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to PledgedStatusAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeAxis" xlink:label="PledgingPurposeAxis" xlink:title="PledgingPurposeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain" xlink:title="PledgingPurposeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="FederalHomeLoanBankAdvancesMember" xlink:title="FederalHomeLoanBankAdvancesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgingPurposeDomain" xlink:to="FederalHomeLoanBankAdvancesMember" xlink:title="presentation: PledgingPurposeDomain to FederalHomeLoanBankAdvancesMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="FederalReserveBankAdvancesMember" xlink:title="FederalReserveBankAdvancesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgingPurposeDomain" xlink:to="FederalReserveBankAdvancesMember" xlink:title="presentation: PledgingPurposeDomain to FederalReserveBankAdvancesMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgingPurposeAxis" xlink:to="PledgingPurposeDomain" xlink:title="presentation: PledgingPurposeAxis to PledgingPurposeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="PledgingPurposeAxis" xlink:title="presentation: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to PledgingPurposeAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:label="LineOfCreditFacilityAxis" xlink:title="LineOfCreditFacilityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:label="LineOfCreditFacilityLenderDomain" xlink:title="LineOfCreditFacilityLenderDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OtherFinancialInstitutionsMember" xlink:label="OtherFinancialInstitutionsMember" xlink:title="OtherFinancialInstitutionsMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LineOfCreditFacilityLenderDomain" xlink:to="OtherFinancialInstitutionsMember" xlink:title="presentation: LineOfCreditFacilityLenderDomain to OtherFinancialInstitutionsMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LineOfCreditFacilityAxis" xlink:to="LineOfCreditFacilityLenderDomain" xlink:title="presentation: LineOfCreditFacilityAxis to LineOfCreditFacilityLenderDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="LineOfCreditFacilityAxis" xlink:title="presentation: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to LineOfCreditFacilityAxis" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="SubsequentEventTypeAxis" xlink:title="SubsequentEventTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain" xlink:title="SubsequentEventTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventMember" xlink:label="SubsequentEventMember" xlink:title="SubsequentEventMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SubsequentEventTypeDomain" xlink:to="SubsequentEventMember" xlink:title="presentation: SubsequentEventTypeDomain to SubsequentEventMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SubsequentEventTypeAxis" xlink:to="SubsequentEventTypeDomain" xlink:title="presentation: SubsequentEventTypeAxis to SubsequentEventTypeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="SubsequentEventTypeAxis" xlink:title="presentation: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to SubsequentEventTypeAxis" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:label="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:title="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" xlink:label="AdvancesFromFederalHomeLoanBanksAbstract" xlink:title="AdvancesFromFederalHomeLoanBanksAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:label="FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:title="FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesFromFederalHomeLoanBanksAbstract" xlink:to="FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" xlink:title="presentation: AdvancesFromFederalHomeLoanBanksAbstract to FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:label="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:title="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesFromFederalHomeLoanBanksAbstract" xlink:to="FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" xlink:title="presentation: AdvancesFromFederalHomeLoanBanksAbstract to FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="AdvancesFromFederalHomeLoanBanks" xlink:title="AdvancesFromFederalHomeLoanBanks" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesFromFederalHomeLoanBanksAbstract" xlink:to="AdvancesFromFederalHomeLoanBanks" xlink:title="presentation: AdvancesFromFederalHomeLoanBanksAbstract to AdvancesFromFederalHomeLoanBanks" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:label="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:title="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesFromFederalHomeLoanBanksAbstract" xlink:to="FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:title="presentation: AdvancesFromFederalHomeLoanBanksAbstract to FederalHomeLoanBankAdvancesWeightedAverageInterestRate" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:label="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:title="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesFromFederalHomeLoanBanksAbstract" xlink:to="FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" xlink:title="presentation: AdvancesFromFederalHomeLoanBanksAbstract to FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:label="FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:title="FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdvancesFromFederalHomeLoanBanksAbstract" xlink:to="FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" xlink:title="presentation: AdvancesFromFederalHomeLoanBanksAbstract to FederalHomeLoanBankAdvancesMaturityPeriodFixedRate" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="AdvancesFromFederalHomeLoanBanksAbstract" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to AdvancesFromFederalHomeLoanBanksAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="NotesReceivableGross" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to NotesReceivableGross" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:label="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:title="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:to="FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:title="presentation: FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract to FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:label="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:title="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:to="FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:title="presentation: FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract to FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:to="AdvancesFromFederalHomeLoanBanks" xlink:title="presentation: FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract to AdvancesFromFederalHomeLoanBanks" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchased" xlink:label="IncreaseDecreaseInFederalFundsPurchased" xlink:title="IncreaseDecreaseInFederalFundsPurchased" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="IncreaseDecreaseInFederalFundsPurchased" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to IncreaseDecreaseInFederalFundsPurchased" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalFundsPurchased" xlink:label="FederalFundsPurchased" xlink:title="FederalFundsPurchased" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FederalFundsPurchased" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FederalFundsPurchased" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="DebtInstrumentInterestRateStatedPercentage" xlink:title="DebtInstrumentInterestRateStatedPercentage" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="DebtInstrumentInterestRateStatedPercentage" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to DebtInstrumentInterestRateStatedPercentage" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="DebtInstrumentMaturityDate" xlink:title="DebtInstrumentMaturityDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="DebtInstrumentMaturityDate" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to DebtInstrumentMaturityDate" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:label="FinancialInstrumentsOwnedAtFairValue" xlink:title="FinancialInstrumentsOwnedAtFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FinancialInstrumentsOwnedAtFairValue" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FinancialInstrumentsOwnedAtFairValue" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_FinancialInstrumentsOwnedAtAmortizedCost" xlink:label="FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="FinancialInstrumentsOwnedAtAmortizedCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="FinancialInstrumentsOwnedAtAmortizedCost" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to FinancialInstrumentsOwnedAtAmortizedCost" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:label="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:title="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to DebtInstrumentPrepaymentPenaltiesForEarlyPayoff" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCredit" xlink:label="LineOfCredit" xlink:title="LineOfCredit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:to="LineOfCredit" xlink:title="presentation: FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems to LineOfCredit" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:to="FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" xlink:title="presentation: ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable to FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FederalHomeLoanBanksAbstract" xlink:to="ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" xlink:title="presentation: FederalHomeLoanBanksAbstract to ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="OffsettingLiabilitiesTable" xlink:title="OffsettingLiabilitiesTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="USTreasurySecuritiesMember" xlink:title="USTreasurySecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USTreasurySecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USTreasurySecuritiesMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to USGovernmentAgenciesDebtSecuritiesMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="presentation: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffsettingLiabilitiesTable" xlink:to="FinancialInstrumentAxis" xlink:title="presentation: OffsettingLiabilitiesTable to FinancialInstrumentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusAxis" xlink:label="PledgedStatusAxis" xlink:title="PledgedStatusAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain" xlink:title="PledgedStatusDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetPledgedAsCollateralMember" xlink:label="AssetPledgedAsCollateralMember" xlink:title="AssetPledgedAsCollateralMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgedStatusDomain" xlink:to="AssetPledgedAsCollateralMember" xlink:title="presentation: PledgedStatusDomain to AssetPledgedAsCollateralMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgedStatusAxis" xlink:to="PledgedStatusDomain" xlink:title="presentation: PledgedStatusAxis to PledgedStatusDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffsettingLiabilitiesTable" xlink:to="PledgedStatusAxis" xlink:title="presentation: OffsettingLiabilitiesTable to PledgedStatusAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeAxis" xlink:label="PledgingPurposeAxis" xlink:title="PledgingPurposeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain" xlink:title="PledgingPurposeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgingPurposeDomain" xlink:to="SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:title="presentation: PledgingPurposeDomain to SecuritiesSoldUnderAgreementsToRepurchaseMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PledgingPurposeAxis" xlink:to="PledgingPurposeDomain" xlink:title="presentation: PledgingPurposeAxis to PledgingPurposeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffsettingLiabilitiesTable" xlink:to="PledgingPurposeAxis" xlink:title="presentation: OffsettingLiabilitiesTable to PledgingPurposeAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="OffsettingLiabilitiesLineItems" xlink:title="OffsettingLiabilitiesLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:label="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:title="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="SecuritiesSoldUnderAgreementsToRepurchase" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:to="SecuritiesSoldUnderAgreementsToRepurchase" xlink:title="presentation: OffsettingSecuritiesSoldUnderAgreementsToResellAbstract to SecuritiesSoldUnderAgreementsToRepurchase" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_WeightedAverageRateOnRepurchaseAgreements" xlink:label="WeightedAverageRateOnRepurchaseAgreements" xlink:title="WeightedAverageRateOnRepurchaseAgreements" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:to="WeightedAverageRateOnRepurchaseAgreements" xlink:title="presentation: OffsettingSecuritiesSoldUnderAgreementsToResellAbstract to WeightedAverageRateOnRepurchaseAgreements" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:label="FinancialInstrumentsOwnedAtFairValue" xlink:title="FinancialInstrumentsOwnedAtFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:to="FinancialInstrumentsOwnedAtFairValue" xlink:title="presentation: OffsettingSecuritiesSoldUnderAgreementsToResellAbstract to FinancialInstrumentsOwnedAtFairValue" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffsettingLiabilitiesLineItems" xlink:to="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:title="presentation: OffsettingLiabilitiesLineItems to OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OffsettingLiabilitiesTable" xlink:to="OffsettingLiabilitiesLineItems" xlink:title="presentation: OffsettingLiabilitiesTable to OffsettingLiabilitiesLineItems" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="OffsettingLiabilitiesTable" xlink:title="presentation: SecuritiesSoldUnderAgreementsToRepurchaseAbstract to OffsettingLiabilitiesTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/NotesPayableDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="DebtDisclosureAbstract" xlink:title="DebtDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentTable" xlink:label="DebtInstrumentTable" xlink:title="DebtInstrumentTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentAxis" xlink:label="DebtInstrumentAxis" xlink:title="DebtInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="DebtInstrumentNameDomain" xlink:title="DebtInstrumentNameDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NotesPayableAMember" xlink:label="NotesPayableAMember" xlink:title="NotesPayableAMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentNameDomain" xlink:to="NotesPayableAMember" xlink:title="presentation: DebtInstrumentNameDomain to NotesPayableAMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NotesPayableBMember" xlink:label="NotesPayableBMember" xlink:title="NotesPayableBMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentNameDomain" xlink:to="NotesPayableBMember" xlink:title="presentation: DebtInstrumentNameDomain to NotesPayableBMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentAxis" xlink:to="DebtInstrumentNameDomain" xlink:title="presentation: DebtInstrumentAxis to DebtInstrumentNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentTable" xlink:to="DebtInstrumentAxis" xlink:title="presentation: DebtInstrumentTable to DebtInstrumentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="SubsequentEventTypeAxis" xlink:title="SubsequentEventTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain" xlink:title="SubsequentEventTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsequentEventMember" xlink:label="SubsequentEventMember" xlink:title="SubsequentEventMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SubsequentEventTypeDomain" xlink:to="SubsequentEventMember" xlink:title="presentation: SubsequentEventTypeDomain to SubsequentEventMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="SubsequentEventTypeAxis" xlink:to="SubsequentEventTypeDomain" xlink:title="presentation: SubsequentEventTypeAxis to SubsequentEventTypeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentTable" xlink:to="SubsequentEventTypeAxis" xlink:title="presentation: DebtInstrumentTable to SubsequentEventTypeAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="DebtInstrumentLineItems" xlink:title="DebtInstrumentLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="DebtInstrumentsAbstract" xlink:title="DebtInstrumentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesPayable" xlink:label="NotesPayable" xlink:title="NotesPayable" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentsAbstract" xlink:to="NotesPayable" xlink:title="presentation: DebtInstrumentsAbstract to NotesPayable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NumberOfNotesPayables" xlink:label="NumberOfNotesPayables" xlink:title="NumberOfNotesPayables" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentsAbstract" xlink:to="NumberOfNotesPayables" xlink:title="presentation: DebtInstrumentsAbstract to NumberOfNotesPayables" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="DebtInstrumentInterestRateStatedPercentage" xlink:title="DebtInstrumentInterestRateStatedPercentage" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentsAbstract" xlink:to="DebtInstrumentInterestRateStatedPercentage" xlink:title="presentation: DebtInstrumentsAbstract to DebtInstrumentInterestRateStatedPercentage" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:label="DebtInstrumentMaturityDate" xlink:title="DebtInstrumentMaturityDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentsAbstract" xlink:to="DebtInstrumentMaturityDate" xlink:title="presentation: DebtInstrumentsAbstract to DebtInstrumentMaturityDate" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfDebt" xlink:label="RepaymentsOfDebt" xlink:title="RepaymentsOfDebt" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentsAbstract" xlink:to="RepaymentsOfDebt" xlink:title="presentation: DebtInstrumentsAbstract to RepaymentsOfDebt" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentLineItems" xlink:to="DebtInstrumentsAbstract" xlink:title="presentation: DebtInstrumentLineItems to DebtInstrumentsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtInstrumentTable" xlink:to="DebtInstrumentLineItems" xlink:title="presentation: DebtInstrumentTable to DebtInstrumentLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DebtDisclosureAbstract" xlink:to="DebtInstrumentTable" xlink:title="presentation: DebtDisclosureAbstract to DebtInstrumentTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EmployeeBenefitPlansDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="CompensationAndRetirementDisclosureAbstract" xlink:title="CompensationAndRetirementDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:label="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:title="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanTypeAxis" xlink:label="RetirementPlanTypeAxis" xlink:title="RetirementPlanTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="RetirementPlanTypeDomain" xlink:title="RetirementPlanTypeDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="PensionPlansDefinedBenefitMember" xlink:title="PensionPlansDefinedBenefitMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RetirementPlanTypeDomain" xlink:to="PensionPlansDefinedBenefitMember" xlink:title="presentation: RetirementPlanTypeDomain to PensionPlansDefinedBenefitMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RetirementPlanTypeAxis" xlink:to="RetirementPlanTypeDomain" xlink:title="presentation: RetirementPlanTypeAxis to RetirementPlanTypeDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:to="RetirementPlanTypeAxis" xlink:title="presentation: ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable to RetirementPlanTypeAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanNameAxis" xlink:label="RetirementPlanNameAxis" xlink:title="RetirementPlanNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetirementPlanNameDomain" xlink:label="RetirementPlanNameDomain" xlink:title="RetirementPlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CityFirstBank401KPlanMember" xlink:label="CityFirstBank401KPlanMember" xlink:title="CityFirstBank401KPlanMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RetirementPlanNameDomain" xlink:to="CityFirstBank401KPlanMember" xlink:title="presentation: RetirementPlanNameDomain to CityFirstBank401KPlanMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RetirementPlanNameAxis" xlink:to="RetirementPlanNameDomain" xlink:title="presentation: RetirementPlanNameAxis to RetirementPlanNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:to="RetirementPlanNameAxis" xlink:title="presentation: ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable to RetirementPlanNameAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:label="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:title="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DefinedContributionPensionPlanDisclosureAbstract" xlink:label="DefinedContributionPensionPlanDisclosureAbstract" xlink:title="DefinedContributionPensionPlanDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:label="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:title="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DefinedContributionPensionPlanDisclosureAbstract" xlink:to="DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:title="presentation: DefinedContributionPensionPlanDisclosureAbstract to DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:label="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:title="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DefinedContributionPensionPlanDisclosureAbstract" xlink:to="DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" xlink:title="presentation: DefinedContributionPensionPlanDisclosureAbstract to DefinedContributionPlanEmployerMatchingContributionPercentOfMatch" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:label="DefinedContributionPlanEmployerMatchingContributionPercent" xlink:title="DefinedContributionPlanEmployerMatchingContributionPercent" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DefinedContributionPensionPlanDisclosureAbstract" xlink:to="DefinedContributionPlanEmployerMatchingContributionPercent" xlink:title="presentation: DefinedContributionPensionPlanDisclosureAbstract to DefinedContributionPlanEmployerMatchingContributionPercent" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:label="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:title="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DefinedContributionPensionPlanDisclosureAbstract" xlink:to="DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" xlink:title="presentation: DefinedContributionPensionPlanDisclosureAbstract to DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="DefinedContributionPlanCostRecognized" xlink:title="DefinedContributionPlanCostRecognized" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DefinedContributionPensionPlanDisclosureAbstract" xlink:to="DefinedContributionPlanCostRecognized" xlink:title="presentation: DefinedContributionPensionPlanDisclosureAbstract to DefinedContributionPlanCostRecognized" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="DefinedContributionPensionPlanDisclosureAbstract" xlink:title="presentation: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to DefinedContributionPensionPlanDisclosureAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanAbstract" xlink:label="EmployeeStockOwnershipPlanAbstract" xlink:title="EmployeeStockOwnershipPlanAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:label="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:title="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:title="presentation: EmployeeStockOwnershipPlanAbstract to EmployeeStockOwnershipPlanESOPSharesContributedToESOP" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:label="EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:title="EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" xlink:title="presentation: EmployeeStockOwnershipPlanAbstract to EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CostOfSharesPurchasedByESOP" xlink:label="CostOfSharesPurchasedByESOP" xlink:title="CostOfSharesPurchasedByESOP" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="CostOfSharesPurchasedByESOP" xlink:title="presentation: EmployeeStockOwnershipPlanAbstract to CostOfSharesPurchasedByESOP" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:label="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:title="OriginationOfLoansToEmployeeStockOwnershipPlans" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:title="presentation: EmployeeStockOwnershipPlanAbstract to OriginationOfLoansToEmployeeStockOwnershipPlans" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanLoanTerm" xlink:label="EmployeeStockOwnershipPlanLoanTerm" xlink:title="EmployeeStockOwnershipPlanLoanTerm" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="EmployeeStockOwnershipPlanLoanTerm" xlink:title="presentation: EmployeeStockOwnershipPlanAbstract to EmployeeStockOwnershipPlanLoanTerm" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:label="EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:title="EmployeeStockOwnershipPlanESOPCompensationExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanAbstract" xlink:to="EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:title="presentation: EmployeeStockOwnershipPlanAbstract to EmployeeStockOwnershipPlanESOPCompensationExpense" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanAbstract" xlink:title="presentation: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:to="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:title="presentation: EmployeeStockOwnershipPlanESOPSharesInESOPAbstract to EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:to="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:title="presentation: EmployeeStockOwnershipPlanESOPSharesInESOPAbstract to EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:to="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:title="presentation: EmployeeStockOwnershipPlanESOPSharesInESOPAbstract to EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOP" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:to="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:title="presentation: EmployeeStockOwnershipPlanESOPSharesInESOPAbstract to EmployeeStockOwnershipPlanESOPSharesInESOP" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:label="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:title="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:to="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:title="presentation: EmployeeStockOwnershipPlanESOPSharesInESOPAbstract to EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:title="presentation: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:label="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:title="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" xlink:title="presentation: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_UnearnedESOPSharesCost" xlink:label="UnearnedESOPSharesCost" xlink:title="UnearnedESOPSharesCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="UnearnedESOPSharesCost" xlink:title="presentation: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to UnearnedESOPSharesCost" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:label="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:title="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" xlink:title="presentation: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:label="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:title="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" xlink:title="presentation: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="presentation: EmployeeStockOwnershipPlanESOPDisclosuresLineItems to StockholdersEquityNoteStockSplitConversionRatio1" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:to="EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:title="presentation: ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable to EmployeeStockOwnershipPlanESOPDisclosuresLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CompensationAndRetirementDisclosureAbstract" xlink:to="ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:title="presentation: CompensationAndRetirementDisclosureAbstract to ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="CurrentFederalTaxExpenseBenefit" xlink:title="CurrentFederalTaxExpenseBenefit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="CurrentFederalTaxExpenseBenefit" xlink:title="presentation: CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract to CurrentFederalTaxExpenseBenefit" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="CurrentStateAndLocalTaxExpenseBenefit" xlink:title="CurrentStateAndLocalTaxExpenseBenefit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="CurrentStateAndLocalTaxExpenseBenefit" xlink:title="presentation: CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract to CurrentStateAndLocalTaxExpenseBenefit" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="presentation: ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract to CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="DeferredFederalIncomeTaxExpenseBenefit" xlink:title="DeferredFederalIncomeTaxExpenseBenefit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="DeferredFederalIncomeTaxExpenseBenefit" xlink:title="presentation: DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract to DeferredFederalIncomeTaxExpenseBenefit" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:title="DeferredStateAndLocalIncomeTaxExpenseBenefit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:title="presentation: DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract to DeferredStateAndLocalIncomeTaxExpenseBenefit" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="presentation: ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract to DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="IncomeTaxExpenseBenefit" xlink:title="presentation: ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract to IncomeTaxExpenseBenefit" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="presentation: IncomeTaxDisclosureAbstract to ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:title="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:title="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:to="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:title="presentation: IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract to EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:title="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:to="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:title="presentation: IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract to IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EffectOfAbstract" xlink:label="EffectOfAbstract" xlink:title="EffectOfAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:title="IncomeTaxReconciliationStateAndLocalIncomeTaxes" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EffectOfAbstract" xlink:to="IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:title="presentation: EffectOfAbstract to IncomeTaxReconciliationStateAndLocalIncomeTaxes" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:label="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:title="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EffectOfAbstract" xlink:to="EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" xlink:title="presentation: EffectOfAbstract to EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:label="IncomeTaxReconciliationTaxCreditsInvestment" xlink:title="IncomeTaxReconciliationTaxCreditsInvestment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EffectOfAbstract" xlink:to="IncomeTaxReconciliationTaxCreditsInvestment" xlink:title="presentation: EffectOfAbstract to IncomeTaxReconciliationTaxCreditsInvestment" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EffectOfAbstract" xlink:to="IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:title="presentation: EffectOfAbstract to IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:label="EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:title="EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EffectOfAbstract" xlink:to="EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" xlink:title="presentation: EffectOfAbstract to EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="IncomeTaxReconciliationOtherAdjustments" xlink:title="IncomeTaxReconciliationOtherAdjustments" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EffectOfAbstract" xlink:to="IncomeTaxReconciliationOtherAdjustments" xlink:title="presentation: EffectOfAbstract to IncomeTaxReconciliationOtherAdjustments" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EffectOfAbstract" xlink:to="IncomeTaxExpenseBenefit" xlink:title="presentation: EffectOfAbstract to IncomeTaxExpenseBenefit" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:to="EffectOfAbstract" xlink:title="presentation: IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract to EffectOfAbstract" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:title="presentation: IncomeTaxDisclosureAbstract to IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:title="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsGrossAbstract" xlink:label="DeferredTaxAssetsGrossAbstract" xlink:title="DeferredTaxAssetsGrossAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:title="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsStateTaxes" xlink:label="DeferredTaxAssetsStateTaxes" xlink:title="DeferredTaxAssetsStateTaxes" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsStateTaxes" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsStateTaxes" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:label="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:title="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="DeferredTaxAssetsOperatingLossCarryforwards" xlink:title="DeferredTaxAssetsOperatingLossCarryforwards" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsOperatingLossCarryforwards" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsOperatingLossCarryforwards" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsInvestments" xlink:label="DeferredTaxAssetsInvestments" xlink:title="DeferredTaxAssetsInvestments" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsInvestments" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsInvestments" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:label="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:title="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:label="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:title="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:label="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:title="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxAssetsRightOfUseLiability" xlink:label="DeferredTaxAssetsRightOfUseLiability" xlink:title="DeferredTaxAssetsRightOfUseLiability" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsRightOfUseLiability" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsRightOfUseLiability" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:label="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:title="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="DeferredTaxAssetsOther" xlink:title="DeferredTaxAssetsOther" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsOther" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsOther" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="DeferredTaxAssetsGross" xlink:title="DeferredTaxAssetsGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsGross" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsGross" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="DeferredTaxAssetsValuationAllowance" xlink:title="DeferredTaxAssetsValuationAllowance" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsValuationAllowance" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsValuationAllowance" order="13.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="DeferredTaxAssetsNet" xlink:title="DeferredTaxAssetsNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxAssetsGrossAbstract" xlink:to="DeferredTaxAssetsNet" xlink:title="presentation: DeferredTaxAssetsGrossAbstract to DeferredTaxAssetsNet" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:to="DeferredTaxAssetsGrossAbstract" xlink:title="presentation: ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract to DeferredTaxAssetsGrossAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="DeferredTaxLiabilitiesAbstract" xlink:title="DeferredTaxLiabilitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesBadDebtAdjustments" xlink:label="DeferredTaxLiabilitiesBadDebtAdjustments" xlink:title="DeferredTaxLiabilitiesBadDebtAdjustments" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="DeferredTaxLiabilitiesBadDebtAdjustments" xlink:title="presentation: DeferredTaxLiabilitiesAbstract to DeferredTaxLiabilitiesBadDebtAdjustments" order="0.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:label="DeferredTaxLiabilitiesDeferredExpense" xlink:title="DeferredTaxLiabilitiesDeferredExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="DeferredTaxLiabilitiesDeferredExpense" xlink:title="presentation: DeferredTaxLiabilitiesAbstract to DeferredTaxLiabilitiesDeferredExpense" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:title="DeferredTaxLiabilitiesPropertyPlantAndEquipment" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:title="presentation: DeferredTaxLiabilitiesAbstract to DeferredTaxLiabilitiesPropertyPlantAndEquipment" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:label="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:title="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:title="presentation: DeferredTaxLiabilitiesAbstract to DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:label="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:title="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="DeferredTaxLiabilitiesNonaccrualInterestOnLoans" xlink:title="presentation: DeferredTaxLiabilitiesAbstract to DeferredTaxLiabilitiesNonaccrualInterestOnLoans" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="DeferredTaxLiabilitiesPrepaidExpenses" xlink:title="DeferredTaxLiabilitiesPrepaidExpenses" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="DeferredTaxLiabilitiesPrepaidExpenses" xlink:title="presentation: DeferredTaxLiabilitiesAbstract to DeferredTaxLiabilitiesPrepaidExpenses" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_DeferredTaxLiabilitiesRightOfUseAssets" xlink:label="DeferredTaxLiabilitiesRightOfUseAssets" xlink:title="DeferredTaxLiabilitiesRightOfUseAssets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="DeferredTaxLiabilitiesRightOfUseAssets" xlink:title="presentation: DeferredTaxLiabilitiesAbstract to DeferredTaxLiabilitiesRightOfUseAssets" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:label="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:title="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:title="presentation: DeferredTaxLiabilitiesAbstract to DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" order="7.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="DeferredIncomeTaxLiabilities" xlink:title="DeferredIncomeTaxLiabilities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DeferredTaxLiabilitiesAbstract" xlink:to="DeferredIncomeTaxLiabilities" xlink:title="presentation: DeferredTaxLiabilitiesAbstract to DeferredIncomeTaxLiabilities" order="8.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:to="DeferredTaxLiabilitiesAbstract" xlink:title="presentation: ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract to DeferredTaxLiabilitiesAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="DeferredTaxAssetsLiabilitiesNet" xlink:title="DeferredTaxAssetsLiabilitiesNet" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:to="DeferredTaxAssetsLiabilitiesNet" xlink:title="presentation: ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract to DeferredTaxAssetsLiabilitiesNet" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:title="presentation: IncomeTaxDisclosureAbstract to ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLossCarryforwardsTable" xlink:label="OperatingLossCarryforwardsTable" xlink:title="OperatingLossCarryforwardsTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxAuthorityAxis" xlink:label="IncomeTaxAuthorityAxis" xlink:title="IncomeTaxAuthorityAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxAuthorityDomain" xlink:label="IncomeTaxAuthorityDomain" xlink:title="IncomeTaxAuthorityDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DomesticCountryMember" xlink:label="DomesticCountryMember" xlink:title="DomesticCountryMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxAuthorityDomain" xlink:to="DomesticCountryMember" xlink:title="presentation: IncomeTaxAuthorityDomain to DomesticCountryMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StateAndLocalJurisdictionMember" xlink:label="StateAndLocalJurisdictionMember" xlink:title="StateAndLocalJurisdictionMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxAuthorityDomain" xlink:to="StateAndLocalJurisdictionMember" xlink:title="presentation: IncomeTaxAuthorityDomain to StateAndLocalJurisdictionMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxAuthorityAxis" xlink:to="IncomeTaxAuthorityDomain" xlink:title="presentation: IncomeTaxAuthorityAxis to IncomeTaxAuthorityDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLossCarryforwardsTable" xlink:to="IncomeTaxAuthorityAxis" xlink:title="presentation: OperatingLossCarryforwardsTable to IncomeTaxAuthorityAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardAxis" xlink:label="TaxCreditCarryforwardAxis" xlink:title="TaxCreditCarryforwardAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardNameDomain" xlink:label="TaxCreditCarryforwardNameDomain" xlink:title="TaxCreditCarryforwardNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralBusinessMember" xlink:label="GeneralBusinessMember" xlink:title="GeneralBusinessMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TaxCreditCarryforwardNameDomain" xlink:to="GeneralBusinessMember" xlink:title="presentation: TaxCreditCarryforwardNameDomain to GeneralBusinessMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TaxCreditCarryforwardAxis" xlink:to="TaxCreditCarryforwardNameDomain" xlink:title="presentation: TaxCreditCarryforwardAxis to TaxCreditCarryforwardNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLossCarryforwardsTable" xlink:to="TaxCreditCarryforwardAxis" xlink:title="presentation: OperatingLossCarryforwardsTable to TaxCreditCarryforwardAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLossCarryforwardsLineItems" xlink:label="OperatingLossCarryforwardsLineItems" xlink:title="OperatingLossCarryforwardsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="IncomeTaxExpenseBenefitContinuingOperationsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLossCarryforwards" xlink:label="OperatingLossCarryforwards" xlink:title="OperatingLossCarryforwards" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="OperatingLossCarryforwards" xlink:title="presentation: IncomeTaxExpenseBenefitContinuingOperationsAbstract to OperatingLossCarryforwards" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:label="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:title="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" xlink:title="presentation: IncomeTaxExpenseBenefitContinuingOperationsAbstract to OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:label="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:title="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="OperatingLossCarryforwardsGoingToExpireIfNotUtilized" xlink:title="presentation: IncomeTaxExpenseBenefitContinuingOperationsAbstract to OperatingLossCarryforwardsGoingToExpireIfNotUtilized" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxCreditCarryforwardAmount" xlink:label="TaxCreditCarryforwardAmount" xlink:title="TaxCreditCarryforwardAmount" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="TaxCreditCarryforwardAmount" xlink:title="presentation: IncomeTaxExpenseBenefitContinuingOperationsAbstract to TaxCreditCarryforwardAmount" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="UnrecognizedTaxBenefits" xlink:title="UnrecognizedTaxBenefits" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="UnrecognizedTaxBenefits" xlink:title="presentation: IncomeTaxExpenseBenefitContinuingOperationsAbstract to UnrecognizedTaxBenefits" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLossCarryforwardsLineItems" xlink:to="IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:title="presentation: OperatingLossCarryforwardsLineItems to IncomeTaxExpenseBenefitContinuingOperationsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OperatingLossCarryforwardsTable" xlink:to="OperatingLossCarryforwardsLineItems" xlink:title="presentation: OperatingLossCarryforwardsTable to OperatingLossCarryforwardsLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeTaxDisclosureAbstract" xlink:to="OperatingLossCarryforwardsTable" xlink:title="presentation: IncomeTaxDisclosureAbstract to OperatingLossCarryforwardsTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameAxis" xlink:label="PlanNameAxis" xlink:title="PlanNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain" xlink:title="PlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TwoThousandEighteenLtipMember" xlink:label="TwoThousandEighteenLtipMember" xlink:title="TwoThousandEighteenLtipMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PlanNameDomain" xlink:to="TwoThousandEighteenLtipMember" xlink:title="presentation: PlanNameDomain to TwoThousandEighteenLtipMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmendedAndRestatedLtipMember" xlink:label="AmendedAndRestatedLtipMember" xlink:title="AmendedAndRestatedLtipMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PlanNameDomain" xlink:to="AmendedAndRestatedLtipMember" xlink:title="presentation: PlanNameDomain to AmendedAndRestatedLtipMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PlanNameAxis" xlink:to="PlanNameDomain" xlink:title="presentation: PlanNameAxis to PlanNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="PlanNameAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to PlanNameAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="presentation: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="EmployeeStockOptionMember" xlink:title="EmployeeStockOptionMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="EmployeeStockOptionMember" xlink:title="presentation: ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to EmployeeStockOptionMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="presentation: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="AwardTypeAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to AwardTypeAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:title="StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to StockIssuedDuringPeriodSharesStockOptionsExercised" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_2" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_2" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward to ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward to ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_2" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:to="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract to AllocatedShareBasedCompensationExpenseNetOfTax" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:label="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:to="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract to EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="presentation: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:label="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:title="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="EmployeeStockOptionMember" xlink:title="EmployeeStockOptionMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="EmployeeStockOptionMember" xlink:title="presentation: ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to EmployeeStockOptionMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="presentation: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:to="AwardTypeAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable to AwardTypeAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardDateAxis" xlink:label="AwardDateAxis" xlink:title="AwardDateAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardDateDomain" xlink:label="AwardDateDomain" xlink:title="AwardDateDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_GrantDateAsOfFebruary242016Member" xlink:label="GrantDateAsOfFebruary242016Member" xlink:title="GrantDateAsOfFebruary242016Member" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AwardDateDomain" xlink:to="GrantDateAsOfFebruary242016Member" xlink:title="presentation: AwardDateDomain to GrantDateAsOfFebruary242016Member" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AwardDateAxis" xlink:to="AwardDateDomain" xlink:title="presentation: AwardDateAxis to AwardDateDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:to="AwardDateAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable to AwardDateAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:title="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:title="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:title="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:title="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:title="presentation: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:title="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:to="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract to ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:title="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:to="SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract to SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:to="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract to SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:title="presentation: ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:to="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:title="presentation: ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable to ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:title="presentation: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameAxis" xlink:label="PlanNameAxis" xlink:title="PlanNameAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain" xlink:title="PlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_TwoThousandEighteenLtipMember" xlink:label="TwoThousandEighteenLtipMember" xlink:title="TwoThousandEighteenLtipMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PlanNameDomain" xlink:to="TwoThousandEighteenLtipMember" xlink:title="presentation: PlanNameDomain to TwoThousandEighteenLtipMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_AmendedAndRestatedLtipMember" xlink:label="AmendedAndRestatedLtipMember" xlink:title="AmendedAndRestatedLtipMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PlanNameDomain" xlink:to="AmendedAndRestatedLtipMember" xlink:title="presentation: PlanNameDomain to AmendedAndRestatedLtipMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PlanNameAxis" xlink:to="PlanNameDomain" xlink:title="presentation: PlanNameAxis to PlanNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="PlanNameAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to PlanNameAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_DirectorMember" xlink:label="DirectorMember" xlink:title="DirectorMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="DirectorMember" xlink:title="presentation: TitleOfIndividualWithRelationshipToEntityDomain to DirectorMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_OfficersAndEmployeesMember" xlink:label="OfficersAndEmployeesMember" xlink:title="OfficersAndEmployeesMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="OfficersAndEmployeesMember" xlink:title="presentation: TitleOfIndividualWithRelationshipToEntityDomain to OfficersAndEmployeesMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TitleOfIndividualAxis" xlink:to="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="presentation: TitleOfIndividualAxis to TitleOfIndividualWithRelationshipToEntityDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="TitleOfIndividualAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to TitleOfIndividualAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockMember" xlink:label="RestrictedStockMember" xlink:title="RestrictedStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="RestrictedStockMember" xlink:title="presentation: ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to RestrictedStockMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="presentation: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="AwardTypeAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to AwardTypeAxis" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeMember" xlink:to="MinimumMember" xlink:title="presentation: RangeMember to MinimumMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="presentation: RangeMember to MaximumMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="presentation: RangeAxis to RangeMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="RangeAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to RangeAxis" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockMember" xlink:label="CommonStockMember" xlink:title="CommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EquityComponentDomain" xlink:to="CommonStockMember" xlink:title="presentation: EquityComponentDomain to CommonStockMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementEquityComponentsAxis" xlink:to="EquityComponentDomain" xlink:title="presentation: StatementEquityComponentsAxis to EquityComponentDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="StatementEquityComponentsAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to StatementEquityComponentsAxis" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax" xlink:label="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="AllocatedShareBasedCompensationExpenseNetOfTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="AllocatedShareBasedCompensationExpenseNetOfTax" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to AllocatedShareBasedCompensationExpenseNetOfTax" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:label="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to StockholdersEquityNoteStockSplitConversionRatio1" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="presentation: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockMember" xlink:label="RestrictedStockMember" xlink:title="RestrictedStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="RestrictedStockMember" xlink:title="presentation: ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain to RestrictedStockMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AwardTypeAxis" xlink:to="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:title="presentation: AwardTypeAxis to ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="AwardTypeAxis" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to AwardTypeAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_2" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:title="presentation: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="presentation: ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable to ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:title="presentation: DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract to ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/RegulatoryMattersDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RegulatoryCapitalRequirementsAbstract" xlink:label="RegulatoryCapitalRequirementsAbstract" xlink:title="RegulatoryCapitalRequirementsAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RegulatoryMattersActualAbstract" xlink:label="RegulatoryMattersActualAbstract" xlink:title="RegulatoryMattersActualAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalActual" xlink:label="BankingRegulationCommunityBankLeverageCapitalActual" xlink:title="BankingRegulationCommunityBankLeverageCapitalActual" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RegulatoryMattersActualAbstract" xlink:to="BankingRegulationCommunityBankLeverageCapitalActual" xlink:title="presentation: RegulatoryMattersActualAbstract to BankingRegulationCommunityBankLeverageCapitalActual" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:label="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:title="BankingRegulationCommunityBankLeverageCapitalRatioActual" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RegulatoryMattersActualAbstract" xlink:to="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:title="presentation: RegulatoryMattersActualAbstract to BankingRegulationCommunityBankLeverageCapitalRatioActual" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RegulatoryCapitalRequirementsAbstract" xlink:to="RegulatoryMattersActualAbstract" xlink:title="presentation: RegulatoryCapitalRequirementsAbstract to RegulatoryMattersActualAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:label="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:title="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:label="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:title="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:to="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:title="presentation: RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract to BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:label="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:title="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:to="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:title="presentation: RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract to BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RegulatoryCapitalRequirementsAbstract" xlink:to="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:title="presentation: RegulatoryCapitalRequirementsAbstract to RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="CommitmentsAndContingenciesDisclosureAbstract" xlink:title="CommitmentsAndContingenciesDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:label="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:title="ScheduleOfFairValueOffBalanceSheetRisksTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="CommitmentsToExtendCreditMember" xlink:title="CommitmentsToExtendCreditMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="CommitmentsToExtendCreditMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to CommitmentsToExtendCreditMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_UnfundedConstructionLoansMember" xlink:label="UnfundedConstructionLoansMember" xlink:title="UnfundedConstructionLoansMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="UnfundedConstructionLoansMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to UnfundedConstructionLoansMember" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnusedLinesOfCreditMember" xlink:label="UnusedLinesOfCreditMember" xlink:title="UnusedLinesOfCreditMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="UnusedLinesOfCreditMember" xlink:title="presentation: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to UnusedLinesOfCreditMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FinancialInstrumentAxis" xlink:to="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="presentation: FinancialInstrumentAxis to TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="FinancialInstrumentAxis" xlink:title="presentation: ScheduleOfFairValueOffBalanceSheetRisksTable to FinancialInstrumentAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeMember" xlink:to="MaximumMember" xlink:title="presentation: RangeMember to MaximumMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RangeAxis" xlink:to="RangeMember" xlink:title="presentation: RangeAxis to RangeMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="RangeAxis" xlink:title="presentation: ScheduleOfFairValueOffBalanceSheetRisksTable to RangeAxis" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:label="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:title="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:label="LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="LoansAndLeasesReceivableOtherInformationAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:label="FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:title="FairValueDisclosureOffbalanceSheetRisksAmountLiability" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LoansAndLeasesReceivableOtherInformationAbstract" xlink:to="FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:title="presentation: LoansAndLeasesReceivableOtherInformationAbstract to FairValueDisclosureOffbalanceSheetRisksAmountLiability" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="presentation: FairValueOffBalanceSheetRisksDisclosureInformationLineItems to LoansAndLeasesReceivableOtherInformationAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CommitmentsLoansAbstract" xlink:label="CommitmentsLoansAbstract" xlink:title="CommitmentsLoansAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_LoanCommitmentPeriod" xlink:label="LoanCommitmentPeriod" xlink:title="LoanCommitmentPeriod" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CommitmentsLoansAbstract" xlink:to="LoanCommitmentPeriod" xlink:title="presentation: CommitmentsLoansAbstract to LoanCommitmentPeriod" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="CommitmentsLoansAbstract" xlink:title="presentation: FairValueOffBalanceSheetRisksDisclosureInformationLineItems to CommitmentsLoansAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:title="presentation: ScheduleOfFairValueOffBalanceSheetRisksTable to FairValueOffBalanceSheetRisksDisclosureInformationLineItems" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CommitmentsAndContingenciesDisclosureAbstract" xlink:to="ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:title="presentation: CommitmentsAndContingenciesDisclosureAbstract to ScheduleOfFairValueOffBalanceSheetRisksTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:title="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="CondensedBalanceSheetStatementTable" xlink:title="CondensedBalanceSheetStatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="ConsolidatedEntitiesAxis" xlink:title="ConsolidatedEntitiesAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain" xlink:title="ConsolidatedEntitiesDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ParentCompanyMember" xlink:label="ParentCompanyMember" xlink:title="ParentCompanyMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidatedEntitiesDomain" xlink:to="ParentCompanyMember" xlink:title="presentation: ConsolidatedEntitiesDomain to ParentCompanyMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidatedEntitiesAxis" xlink:to="ConsolidatedEntitiesDomain" xlink:title="presentation: ConsolidatedEntitiesAxis to ConsolidatedEntitiesDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedBalanceSheetStatementTable" xlink:to="ConsolidatedEntitiesAxis" xlink:title="presentation: CondensedBalanceSheetStatementTable to ConsolidatedEntitiesAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:title="CondensedBalanceSheetStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="StatementOfFinancialPositionAbstract" xlink:title="StatementOfFinancialPositionAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="CashAndCashEquivalentsAtCarryingValue" xlink:title="presentation: AssetsAbstract to CashAndCashEquivalentsAtCarryingValue" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="presentation: AssetsAbstract to InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="OtherAssets" xlink:title="presentation: AssetsAbstract to OtherAssets" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AssetsAbstract" xlink:to="Assets" xlink:title="presentation: AssetsAbstract to Assets" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="AssetsAbstract" xlink:title="presentation: StatementOfFinancialPositionAbstract to AssetsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="AccruedLiabilitiesAndOtherLiabilities" xlink:title="AccruedLiabilitiesAndOtherLiabilities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="AccruedLiabilitiesAndOtherLiabilities" xlink:title="presentation: LiabilitiesAndStockholdersEquityAbstract to AccruedLiabilitiesAndOtherLiabilities" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="StockholdersEquity" xlink:title="presentation: LiabilitiesAndStockholdersEquityAbstract to StockholdersEquity" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="LiabilitiesAndStockholdersEquity" xlink:title="presentation: LiabilitiesAndStockholdersEquityAbstract to LiabilitiesAndStockholdersEquity" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="LiabilitiesAndStockholdersEquityAbstract" xlink:title="presentation: StatementOfFinancialPositionAbstract to LiabilitiesAndStockholdersEquityAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="StatementOfFinancialPositionAbstract" xlink:title="presentation: CondensedBalanceSheetStatementsCaptionsLineItems to StatementOfFinancialPositionAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedBalanceSheetStatementTable" xlink:to="CondensedBalanceSheetStatementsCaptionsLineItems" xlink:title="presentation: CondensedBalanceSheetStatementTable to CondensedBalanceSheetStatementsCaptionsLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="CondensedBalanceSheetStatementTable" xlink:title="presentation: CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract to CondensedBalanceSheetStatementTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:title="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedIncomeStatementTable" xlink:label="CondensedIncomeStatementTable" xlink:title="CondensedIncomeStatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="ConsolidatedEntitiesAxis" xlink:title="ConsolidatedEntitiesAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain" xlink:title="ConsolidatedEntitiesDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ParentCompanyMember" xlink:label="ParentCompanyMember" xlink:title="ParentCompanyMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidatedEntitiesDomain" xlink:to="ParentCompanyMember" xlink:title="presentation: ConsolidatedEntitiesDomain to ParentCompanyMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidatedEntitiesAxis" xlink:to="ConsolidatedEntitiesDomain" xlink:title="presentation: ConsolidatedEntitiesAxis to ConsolidatedEntitiesDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedIncomeStatementTable" xlink:to="ConsolidatedEntitiesAxis" xlink:title="presentation: CondensedIncomeStatementTable to ConsolidatedEntitiesAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="CondensedIncomeStatementsCaptionsLineItems" xlink:title="CondensedIncomeStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementAbstract" xlink:label="IncomeStatementAbstract" xlink:title="IncomeStatementAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="InterestAndDividendIncomeOperating" xlink:title="InterestAndDividendIncomeOperating" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="InterestAndDividendIncomeOperating" xlink:title="presentation: IncomeStatementAbstract to InterestAndDividendIncomeOperating" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense" xlink:label="InterestExpense" xlink:title="InterestExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="InterestExpense" xlink:title="presentation: IncomeStatementAbstract to InterestExpense" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherNoninterestExpense" xlink:label="OtherNoninterestExpense" xlink:title="OtherNoninterestExpense" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="OtherNoninterestExpense" xlink:title="presentation: IncomeStatementAbstract to OtherNoninterestExpense" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:title="presentation: IncomeStatementAbstract to IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="IncomeTaxExpenseBenefit" xlink:title="presentation: IncomeStatementAbstract to IncomeTaxExpenseBenefit" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="IncomeLossFromSubsidiariesNetOfTax" xlink:title="IncomeLossFromSubsidiariesNetOfTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="IncomeLossFromSubsidiariesNetOfTax" xlink:title="presentation: IncomeStatementAbstract to IncomeLossFromSubsidiariesNetOfTax" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="IncomeStatementAbstract" xlink:to="NetIncomeLoss" xlink:title="presentation: IncomeStatementAbstract to NetIncomeLoss" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedIncomeStatementsCaptionsLineItems" xlink:to="IncomeStatementAbstract" xlink:title="presentation: CondensedIncomeStatementsCaptionsLineItems to IncomeStatementAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedIncomeStatementTable" xlink:to="CondensedIncomeStatementsCaptionsLineItems" xlink:title="presentation: CondensedIncomeStatementTable to CondensedIncomeStatementsCaptionsLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="CondensedIncomeStatementTable" xlink:title="presentation: CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract to CondensedIncomeStatementTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:title="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedCashFlowStatementTable" xlink:label="CondensedCashFlowStatementTable" xlink:title="CondensedCashFlowStatementTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="ConsolidatedEntitiesAxis" xlink:title="ConsolidatedEntitiesAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="ConsolidatedEntitiesDomain" xlink:title="ConsolidatedEntitiesDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ParentCompanyMember" xlink:label="ParentCompanyMember" xlink:title="ParentCompanyMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidatedEntitiesDomain" xlink:to="ParentCompanyMember" xlink:title="presentation: ConsolidatedEntitiesDomain to ParentCompanyMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ConsolidatedEntitiesAxis" xlink:to="ConsolidatedEntitiesDomain" xlink:title="presentation: ConsolidatedEntitiesAxis to ConsolidatedEntitiesDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedCashFlowStatementTable" xlink:to="ConsolidatedEntitiesAxis" xlink:title="presentation: CondensedCashFlowStatementTable to ConsolidatedEntitiesAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:label="CondensedCashFlowStatementsCaptionsLineItems" xlink:title="CondensedCashFlowStatementsCaptionsLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="StatementOfCashFlowsAbstract" xlink:title="StatementOfCashFlowsAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="NetIncomeLoss" xlink:title="presentation: NetCashProvidedByUsedInOperatingActivitiesAbstract to NetIncomeLoss" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="IncomeLossFromSubsidiariesNetOfTax" xlink:title="IncomeLossFromSubsidiariesNetOfTax" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="IncomeLossFromSubsidiariesNetOfTax" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to IncomeLossFromSubsidiariesNetOfTax" order="0.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="IncreaseDecreaseInOtherOperatingAssets" xlink:title="IncreaseDecreaseInOtherOperatingAssets" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="IncreaseDecreaseInOtherOperatingAssets" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to IncreaseDecreaseInOtherOperatingAssets" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:label="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:title="presentation: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="presentation: NetCashProvidedByUsedInOperatingActivitiesAbstract to AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="NetCashProvidedByUsedInOperatingActivities" xlink:title="presentation: NetCashProvidedByUsedInOperatingActivitiesAbstract to NetCashProvidedByUsedInOperatingActivities" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfCashFlowsAbstract" xlink:to="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="presentation: StatementOfCashFlowsAbstract to NetCashProvidedByUsedInOperatingActivitiesAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_CapitalDistributionToSubsidiary" xlink:label="CapitalDistributionToSubsidiary" xlink:title="CapitalDistributionToSubsidiary" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="CapitalDistributionToSubsidiary" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to CapitalDistributionToSubsidiary" order="0.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="NetCashProvidedByUsedInInvestingActivities" xlink:title="presentation: NetCashProvidedByUsedInInvestingActivitiesAbstract to NetCashProvidedByUsedInInvestingActivities" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfCashFlowsAbstract" xlink:to="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="presentation: StatementOfCashFlowsAbstract to NetCashProvidedByUsedInInvestingActivitiesAbstract" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:label="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock" order="0.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:label="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to IncreaseInUnreleasedEmployeeStockOwnershipPlanShares" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:label="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:title="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="NetCashProvidedByUsedInFinancingActivities" xlink:title="presentation: NetCashProvidedByUsedInFinancingActivitiesAbstract to NetCashProvidedByUsedInFinancingActivities" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfCashFlowsAbstract" xlink:to="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="presentation: StatementOfCashFlowsAbstract to NetCashProvidedByUsedInFinancingActivitiesAbstract" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfCashFlowsAbstract" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:title="presentation: StatementOfCashFlowsAbstract to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfCashFlowsAbstract" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:title="presentation: StatementOfCashFlowsAbstract to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_2" xlink:title="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfCashFlowsAbstract" xlink:to="CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_2" xlink:title="presentation: StatementOfCashFlowsAbstract to CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:label="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:title="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StatementOfCashFlowsAbstract" xlink:to="NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" xlink:title="presentation: StatementOfCashFlowsAbstract to NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedCashFlowStatementsCaptionsLineItems" xlink:to="StatementOfCashFlowsAbstract" xlink:title="presentation: CondensedCashFlowStatementsCaptionsLineItems to StatementOfCashFlowsAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedCashFlowStatementTable" xlink:to="CondensedCashFlowStatementsCaptionsLineItems" xlink:title="presentation: CondensedCashFlowStatementTable to CondensedCashFlowStatementsCaptionsLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="CondensedCashFlowStatementTable" xlink:title="presentation: CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract to CondensedCashFlowStatementTable" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
  <link:presentationLink xlink:type="extended" xlink:role="http://broadwayfed.com/role/EarningsPerCommonShareDetails">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="EarningsPerShareAbstract" xlink:title="EarningsPerShareAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="NetIncomeLoss" xlink:title="presentation: EarningsPerShareAbstract to NetIncomeLoss" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:label="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" xlink:title="presentation: EarningsPerShareAbstract to UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="presentation: EarningsPerShareAbstract to NetIncomeLossAvailableToCommonStockholdersBasic" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="presentation: EarningsPerShareAbstract to WeightedAverageNumberOfSharesOutstandingBasic" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:title="presentation: EarningsPerShareAbstract to IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="WeightedAverageNumberOfDilutedSharesOutstanding" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="presentation: EarningsPerShareAbstract to WeightedAverageNumberOfDilutedSharesOutstanding" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareBasic" xlink:label="EarningsPerShareBasic" xlink:title="EarningsPerShareBasic" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="EarningsPerShareBasic" xlink:title="presentation: EarningsPerShareAbstract to EarningsPerShareBasic" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="EarningsPerShareDiluted" xlink:title="EarningsPerShareDiluted" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="EarningsPerShareDiluted" xlink:title="presentation: EarningsPerShareAbstract to EarningsPerShareDiluted" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:label="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="AntidilutiveSecuritiesNameDomain" xlink:title="AntidilutiveSecuritiesNameDomain" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="EmployeeStockOptionMember" xlink:title="EmployeeStockOptionMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AntidilutiveSecuritiesNameDomain" xlink:to="EmployeeStockOptionMember" xlink:title="presentation: AntidilutiveSecuritiesNameDomain to EmployeeStockOptionMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="AntidilutiveSecuritiesNameDomain" xlink:title="presentation: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis to AntidilutiveSecuritiesNameDomain" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:to="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="presentation: ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable to AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:label="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:title="EarningsPerShareDilutedOtherDisclosuresAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:to="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:title="presentation: EarningsPerShareDilutedOtherDisclosuresAbstract to AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="byfc-20231231.xsd#byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:label="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:title="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:to="IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" xlink:title="presentation: EarningsPerShareDilutedOtherDisclosuresAbstract to IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:to="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="presentation: EarningsPerShareDilutedOtherDisclosuresAbstract to StockholdersEquityNoteStockSplitConversionRatio1" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:to="EarningsPerShareDilutedOtherDisclosuresAbstract" xlink:title="presentation: AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems to EarningsPerShareDilutedOtherDisclosuresAbstract" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:to="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:title="presentation: ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable to AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EarningsPerShareAbstract" xlink:to="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="presentation: EarningsPerShareAbstract to ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>image0.jpg
<TEXT>
begin 644 image0.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" 0S!WT# 2(  A$! Q$!_\0
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HI"0!D\"EHN%PHHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MSV]2>BBBN@^B"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MIPHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BFY.X#MC_/\
M3\Z%).<CH<5FJB<N6SO=J]M+I)O\_P /6P.HHHK0!CG"^G/^-<3XTU==,\/Z
MI.S!<6DQ!)Q@A2<Y]N_]#S77W4FQ/P//I_A_]>OEGXY>+X[#P_JT'FJI^SS
M#=U)C88Z]..GX?3\C\2.,_\ 5G#U9T9_O^1.$;W7.XI+1>3?S-5!NF^7XV[1
M]-+WZ[?+:^Y_)+_P6'^*FK-8:I;V5[*NV^ER$<\+N..!Z<=\>HZU_(MXGUB^
MUGQ%)/<3.Z$LIW$D%BYR><]"2/7O7]3_ /P47T*Y\9?VL C3-]IG? !;Y=S\
M\YZXZ\BOYAOB#X7N= \1RP+ 51968@J1R&R>GY5^5<'\?8C.L3&E7F[RJ0=-
MNZ7-#XKW=M;K7K?R/R3CJ-Z4U2VIR;G=:/GMS6:LKJVG:YBV]A<1!48_/)AE
M/HI]/\_7I6^UI-NA?<=D:XD]"<__ %O?!S6?+/,IMV*_.B( .Y48S^/^>:V%
MNV9XD/W&4F0YZ-[^G\_TK]ZA"G6PL:\FN?V:=D]]4UIYVMMY*[/Y=QD:DL=.
M$DKM36EW9NS3]/7?[S0MT95R3PW0>GX<U#?HS1[@<!.6]Q_G_#BH89I2)P0<
M*?W7N!Z>^1U_+UJ"\N)/*C1 26_UN?X1D]??]3Q7"XU(24E'WDTE9:)R2:_!
MKS[G7AH^R5)IW49QBT]7=VE+S\EZ>HEN"L:EL$2#"9YP< 9]OZ5-+'*T4<0;
MYT<,Q]1CI_GI_*M"6,+!N!&NY,]S@'C_ #_A4AEG$$4N/G:3:WKM'^&>]4JL
ME9OXXR=[[<R]W\KWMUL;XN4^905OCO-_W4O=Y=-]N:W4O\@;L_*1M"C'4]\?
M7/-5$B=4>,L?-9MX(/.W(/&>/I]: [?:?+/^KV!LX)&[T^OO]12&5S$TI_UP
M;:J@<[3@?EP/\FNK!QC4513<K+E<?6/PI[:=]CCP]Z<G*5KN/,K?SNUT[?9T
MTMH-SYDHF_Y9Q#;(!T+>OZ ^O'?%,"2!94R=TI)B]A_A_DU86,IB+^"90[]@
M#C/?\O\ Z_%5\R[)9-IW0,5C]2/\]?R[\1.<$KPTC&,6[VOS*7N[ZWYEKY;G
M0E!1BZK;G).>G9_#?7H[CPS,L8;D6^1(",Y'')]>_P!.O44Z.!D=F/W+C A!
M/ /!X&,CI_6DC5G5, DS?ZWV]O7\OR-7T^;S%?C[.,Q'L6]OY?7OQ6%"$9MR
MF_?D^?35)<R5M]-_+3S.NG3ISY.:ZM%2I]+Q35[]];_+YG,:GIL\\@5,[X6#
MN1Z9_P#U>^ 1VS507\NFF-XG9&#;%(."&XY&?S[=:[$,71I6^_(-K#';GGU
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MIM6Y9RC>VZ6EUY>?R/ZRR?&PQ>%I5(ROSPC)?XK+F7K>[L24445QGKA1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M[-WU75M))^OX?@:S;H#%M7 FQOP.G3/0<?\ Z\]:5[B9I4VJ=L)+*>Q/'/\
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M0< #T%+0FVDVK-I-KL[;?( HHHI@%%%% !1110 4444 %%%% !1110 4444
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 1N,<COP:<% Y'?_/ZTX\\>M18)^3T.<_Y_P \]JY)I4JG,H<W
M/\"[3NKV_P 5[_U8?S[7WV\_3IZDM%%%=8@HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M">XK:0C!KYQ;_5]SAHS52,&Y-2C4<?\ $TM+_+7Y^H:>[O OF9#YPV?[O?\
MIS^M0JTWVR92#Y80E3[X..?_ *__ -8N+C[.T95<"1MO'J<?Y_\ U5-YX\QU
MV\JF[/'IZX_G7)AY2E&4G!/FBTE_=<H\LNJU3Z7W:.WE;UZ0]]^B:_S*<KW
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ME*/,X]E[NGIJO\Q]%%%<IZP4444 %%%% !1110 4444 %%%% !1110 4444
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MB^"<@8!R#^/.:_T9/'/[.EAKVAWMPUO&2;"9<%!G/DGGH?S']0:_D5_X*/\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444A.
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MJ];%I-SY;+D:5FOYG+;3SUO_ ,$;&&6-%/\ K%/[\^J_B>OZ_6D48F=R,P,
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M<K\,FG&4HM6:;5C^EZ<E*G"2U4H1:?>Z04445)84444 %%%% !1110 4444
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MMTK*^B[[+IKH:0)('3KS_GUJ16P?:L6#4X&R#(H/^?\ ()J[#<QR8"L",_\
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MMW+^\[67W7'T445!N%%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MM#JLK(\>\2LH3CH>.AZ>G<>E<=?Z<M_);P+\XD($G?'XCL?_ *WM7V]^S/\
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MG^)SV:24OB25_6VH4445Z !1110 4444 %%%% !1110 4444 %%%% !1110
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MZD5O6=Q"+2:,XWR#*9[9)Z'UXXK&T[;%9-9H?EEPS8SP<C\^M0WC_9URIY&
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M<?C_ #-133SQW/FD$.I8+UY'0$?4 _YQ4-O;W%[JMLB*3',<R'!X)QG/&/\
M/Y?79+E4L9+V;7-*I"%=Z/6[M9=VE%;:CK*/NN712BK=')6:M^2\NYZOX!\.
MS:UJ:+@L)9%\OU&>1@_CQ^HK]:O@;\/+C1X+.?8R[0A?C X&3S@=?TZ\5\B?
ML_?#N::Z@N9[8[5:-HF*YXSQU^A./UQU_5[PKI8T^PMXPNUM@##'0X __7Q_
M+C^V/!?AZ5*5&,Z2E3BJ:;M=Z\O+;2]U=-^2?RXJ7)4FDE)2A%<S>S46DE?J
M]%Y_A?MK52J*/1?P[#\*MU%$,+CZ?UX_"I:_O[*J2H8##TDFN6"5GZ+;R_I!
M-WFWY_U]P4445Z)!#<0K/#)&PR&5A^8(K\G?VS/@ WB;PSXAN!:"1IDD="%S
M]X/TXYZ__7K]:*\L^)OA]-?\.W]H\8?S(F4#:#U!'^?K[5Z^38IX;%P=[0DU
M&6O=H\3/:2G@:MH\TG&VU]%KK_P>A_G!_MT_!>;PWJLLJ6QC^QRW)D^0C.UF
M R<?3'']<_G%H\CP1B)R1GA%/8C///Y_2OZRO^"F?[-EX4O;RTTUV23[2\A6
M(D '<>N/QSWZ=*_E-^(OA_4?"&M36TD+Q)%.RJ,%>Y[8&?3V]*_J/@?%V5*;
MJ1]G=<J<DVKQNKOM?;Y>A_%WB%E-6M*HI1UG*<XI;J\[)/\ SZ='WU8&G8JA
MD)" 9].GMV-3&)_-=P?E9, <=2#^/7O6)I]V\MC:RKS)(<2#N >N?\^W05I-
M<R)<.'XB\OY">A?'3\2,^XK]@]JL334HVES4K]&[PE!1]-WU/R'#T98-2I-V
MG?DFMO=35FO2UK_\ M"&5K;R@?WF_=G/;ZY].#S_ /7#!(763/RA0I^N!]>N
M/\]ZL,]R(-Y#!]Q7_@.3[8Z<58,LOG(F/D*@MTZD#VZ_Y%85(3C4FH)<MZEG
M;;2/-TZ:6^=KGIJI[6$92LGR55]RC:]NK7^8Z""2$MYASNY7V!.:@G@D>ZAD
M4X5/O#\1UJU=2DI@?>'W0.N/?W__ %^E,#,-F>F.<]OQ[<_GZ$8KGIRE"5HK
MWN1N[6C4M-/.^OSW.2O7BZDG9V7)=VT7PQ^1 T$FRX /+@A3Z<$9Z=LY]..@
M[M2WD6. $G*,-WX$?S_R*2*65FNLCA,^7[YY],?3_P"M22RS@6^ ?F;$A]!G
M_/\ D5T?O+J%X;IO_P %IK?R;6NS\RN;_E\K.UH6=K/1:VM^EM"002"XGDR=
MKK@#MQG]?\]*BEMIG@1 QW"0$GGH#T[^O^15AGD\R8 $JJ$K@=\#O^GX57CE
MG-LK%3O,F"".@Z'L>WZ<T1<_=:<%;V:2TVY4E?Y7OTWN-1_Y=7TJ-2O=:/32
M_P ];ZW18\I_-#9X\O'T///^<<T[3[>1/-1R26D9E)[#'^3CU]JAWS?:PF#L
MV$DXZ-CCCZ?XT]9IDBD;!W!@HXZ \'\@!]/SI>]91DX\L_97M:]N;IZ:]+ZZ
MZ#BO:2AS:*$HP?G%NU_7K<YBYM))KM[A#A(7967U/3./K^G;BNJ\'>*'\.^(
M+"7S"F90P/3 !'TY_EC\:H>4XN(XPI\N<%Y#CC)Z]NIZ^G\QQ&NQ7,-ZDL8(
M\ILH>>>>.>?\_7GAQ]INI**3@J;@KI7M:WKWM\CT,+B7S*$G[_/>+CM:-K7\
MM$_Z2/Z:/^">O[3ZZ9JT=B]^0KO;QL#+@$?+[GM^5?V%_ CQK;^*_"&F7T<J
MOY\"LOS \E1WSGO7^9K^S/\ %2_\*>*M-;SVB5KJ'S3O*D!2O7IV'KS[U_;)
M^P#^T>NN>']'TV6^#+Y4*(#+G)(48QZX^GZ5^ <;Y<L?AZKIQ4%!\ZTLW**4
M;K3:W7T/Z&\.LYGAZT85)._LX^C3<6TGWZ?TS][HQF/!Y!_D0*<B!!@ #Z5S
M^AZ@+W3[>8-G< <Y[8!R ._^1GK71 Y&?S^M?S]6HNG6?-\47*/;JOET\[ZG
M].X+$PQ-"E.FWRNG"23?>*W\UI<6BBBLSK"BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M_51!M10.P'\J=3(SN13_ +(S]<"GU^ N_4_I6-N6-MN56MVMH%%%%!04444
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MM8PF    . /TZ?3^E8VA:9'96<2(N,( >.PZ8X_SU.3BNF@CQSCIR/\ /O\
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M8T)1?NI2C*7LU&4MDF]=>G2W=]0?V7%/1>_;7WG:^WF,DN5CN8H"O+@D''3
M/'ZUE7XCNEF?:#]G)!X!SWY_7'\^N-\PV\L#3G!F4_N_4J<]/_K=_P ZJQ01
MM&ZGK+]_/O\ _KYST_GE4I)TJD9:N:Y86Z.ZU?KJM/\ (BEB'&LU#2=+375-
MZ.R;MK;U[G*Z%=R:5?B\C8I^\#@YY7&#GG&.GMU^HK]^?^"=G[1KZ7JNA6$U
M\1Y$UN&#2X!Y08(S_GZ\U^"MS9!8;LA2/+4[.#[=._X>G3->O_L[?$Z[\'>*
MM.87!A$=U%O^<K\H8>G/8]>_>OS#B++FZ52%TW)J":VY=.9:;MN[Z?+4_4>%
MLYJ4JU-2DK4_9P2ND^:<5/RV:_KK_IO? 7XAVGC#PKIEU%,CF2!.%;/\"\X[
M#_/2OI&!\_+USR/\_P">U?SO_P#!.C]I Z[IFFV=SJ&^$V\:Q@R Y<A0.-W7
M\_PK^@#PMJ"ZEI\-TK;MZ@@^Q7/;/MW_ ,3_ #OQ5DKRZLZT+.C4[:VFU>U_
M+^M]?ZIX*SQ8Z-/#.5ZL(ZOH[)*;MYMJWE]QU-%%%?%GZ4%%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %!..:**3O9
MVWMI?OT 0'(S2T=.!11&_+'F^*RO;O;7\0"BBBF 4444 %%%% !1110 4444
M %%%% !1110 5S^O68NK"XC9<YC;TYR/0]?_ *WM7057N4WQ,I[@C\_\.:\7
M/\%#&Y;BJ<E=^REZ_P##K\KZEP=GZV^_I_7WGY3?M ^!ELK>[U+R!AWD0#;G
MDD]>^>?Y5^77BC3I+>]DM C;Y&+J0N#@DDC.#CO^>#7] 7QD\'IK&E30^2'7
M+./EZL ?S]^.F<"OS4\2_"(27<LS6O[U68*-A^YDCT';'<^QSFO\[/$C@:IB
MLPKKV+FN>+3C%]'>*V\_._XG2JD;N51?O;QA?ST2=ET\^O4^+?#RM-<1 QL3
M%A#D-S_G\:^Y_@#X*&HZA'<-;Y_>H02@]0>#CV/O_*N$T+X8PPZW!%]GQ&S?
MO/EZG/(Z#_$]!UY_2CX)?#JVT>R\]H C/M:([>N<=^OTZ].]?/>'W E?"<08
M>O4H24%+D3Y'JTDU;3S_ #WW<8B4*KE"G>+IJ#N]FU).3Z7NK)7[GT?X,TY-
M/TNUA5 I2)0<=\ $>O;K[X[5WPZ"LJPME@BC7V Z?0?Y[5JU_I#P?ESR[*Z5
M*R2E&,FNJE*,7;Y+H8-MJ/-O;\'_ $_UUN%,49);\O\ '_/?-/H QP*^IE#G
MG!NW+&[M_>TM\MR0I"<#-+01G@U<N;E?+H[:>H#=PR!ZC.?Y5BZO*([69R,@
M*3@].Y_/!'^<5M,,CIR*PM90-8S9[J?Y?_JKY3BMUO[*Q<=TJ4Y^ZMX\G3SN
MF[=C:DKRMI=^[J^_7\K>9^4O[4EX@^V C_6B4 GC'?IV'\_U'YOO-%*J*JC=
M;L78C@G';WP.F>.W05^CW[4EIB&[+CYB)3#[MST]_?\ D<9_,V$2+<;7[L1)
M_NDG/X?SK_(7QMQ-66=XAQERU(U7S-[2CRI.*OULTDN_W'923C&K#[3J1E&3
MVTC&+[+5IK]#82= 9;IE!69-BCKC'^!(/TS7U[^R]=*^L6T 'S"16W8_VAQ^
MGZ5\B01Q/)-&2/)$?[KL-V.<=>XYZCU[U]A?LPVR0ZM;,W$OF+U_N[O?ZGKZ
M5U^"[<L=AI.ZYG'EOK:[A:.NNG73S,JC?-).2;UM;9+F5EZK9^:/VQT%A]@M
ML#&(8NWH@!_'TKH*Y_06C;3[4J<CR8@?3[HS_P#7ST%=!7^N7!_-_8>"YFG^
MYAMWLKOO^)S5;J5GO97_ *[]PHHHKZDS"BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH :[;5S7D'Q9UQ-
M%\*ZG<N0NV!R">WR$CT_ UZ\^"IS_G_/Z=:^*_VO/$AT?X?:R(Y-LOV9]O/(
M^1_\D=LX->QD=%5\=0@UISIOTBXM+L?*<6XB6'RZH^9+VB4(KK[SM)OY:_(_
MA#_X*U>,6U3XH:P4D+1_VG>94-U!8GI^/T_K^47@NV7R7N64$2#<O^SQV]._
M0_I7W=_P45U0:QX^U&8L75;ZZ,W/0[CU]L?J:^-/!,,7]E2,_ ,(\HX[GC^>
M3U[Y[5_5'"E%QP]&T6I<T8V[13B]>MK>7R/XIXPQ*JU:T6[RC-J3Z/W]$N^C
M3Z[7+AN!+</%_P \N3D=NOTST_\ UU?\Q#$,KP3M P.OK^/()]C5&,0F[4*?
MG+ 2X],8.?P-7[YH8=^"%0+E/3<!_C^7L:_5\+4E%<ETW4?+'R=UK?333U^X
M_-*G,ZM2,$TW33<FM'+W5'?^Z^GJ4Q,L;R0D#*1M)NQUXK)TI&\0:CY,*$GS
M-F ">0V.@X_SUXX0S!K:2<L?-.]3CKL.<8_#/3UKW[]E?P,GC#QW96BQ&6*:
M==P*EOF:4#_'CO\ R^>XCQ,:4>:F^2=&/*IR?NQ:M>]_Z['U'#F!=;$4XV;4
MFHP;V3;5G/:Z:V/O+]D#]EV]\9FUD:R>0O-'AFCS@9&>2/3OZY^M?TC? []C
M-+#2["633D!CACW@Q 9.WW7G/(_GUKM/V"/V7-)T?PQ87EUIZI*WD2J6B&=I
M4-WP3WY_6OV@T;P3I&C6$44<2*%15(PHZ=/?^7U]?YYXAXJ>#Q?+&3G.=G[N
MJ4KV;=NZ2U[[']+\-\'3QF'C37(E",)RFUI)3:7(FK>\MWJ[71^.7Q _9%CO
M;&=!8(=Z' \L''T^7_([5\:6'[$@LO%'VL::%V7 D8B(#."#DX7_ !-?TVS>
M$=-OHOFB4J5X^4'KWYP?P';N<UQ,WPKT/[6)1!'EFRQ*KZGO^//%?-?ZX*M>
M,E/F<91J.]M&KI7[W2UU[)GUV(X+G1C1J-0Y6X0:CORWBE=[WYM>MD?-'[*7
MPK7P59Q$V_ECRE"@H0 0.N,?_6_&OOZ- % ('3Z\5SFB^'K+1T5+=550,#"@
M=O;C^G].F!';M7P>88N&(KWC+Y-^]=V?X[^>Y^B9+ESP-%QG9OEC!:+:*6KM
MI=_UH>$?'S0K?5O FM020K)YMA>*!M!Y:!AG!Y[@>^/2O\[?_@I/\&KC2/B9
MK4J6K /<W4ZLJ?PF9FQD#W^O K_2<\5Z9'JNBWMK(NX/;S #J"3&0.._)K^5
M3_@H[^RPFJWFKZQ_9N^7;,0WED_+DMUV],?AU-?H' .,C3J6Y^65/G<N:5DV
M[<EO--._DS\X\2<L56*G".DDF]-Y)K3_ (?_ ()_%E#/)9721.K 0C8<C&2O
M7Z_EZGO7>Z=J*QPMN&3)RIZ8]>1TYQ^!KUWXN_"B3P]XAN8XK4HD<LF_Y2/F
M#,/Z>Q'XUYI#H4D-K*)$(<#]UQUQ],$9Y^OYU_4N29SS8:+=6*2E%M-ZV2@F
MU?[E^%C^1\]R2NJ\G[-MS<KI+X8O9/?7J_D0W.L((,X'R+S[\D>N.A]*XS4E
M?4I[*-(RPNY!&HQ]W/\ ];UQ[^W4V6GM=7:6S D;L2#'OWYXST_6OHGX6?"8
M^)-<M8_LID2&:)HOD+<DY'./4_C77G&=4'AXRIR7,M$[Z:VD^WFEW^1RY/D%
M9U_:<DE43BHW35U&*6SU\C]//^"7/P3EU7Q#H\DMJS".6WD+LG^T#UQ_G\*_
MN9^"?A:#P_X6TZ!8%0K;HN N.?+7/0>_MTSS7X*_\$SOV?X]%T[2-0-CLFV1
MF0^7T VGN/7OQZ5_2/X?T]+*PMX%7:$C08],*OT_EP3QTK^7/$3-XUZWLX/2
M>K2>JO:Z_&]M//0_JWP[R.M3>'JS7NJG&26NDDHIW3?7\C>B4JN/_P!7X?Y]
M*DHHK\D;;=S]VC%1BHK:*27R"BBBD,**** "BBB@ HHHH **** "BBB@ HHI
M"<#)I-I)MZ);L R,X[TM1IR2>_\ 3_/]*DK.E-SBY/K)V79:63\UU ****U
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MF,_G4"6A2!8B_(<MG/7D^XZ=/_UT 3?:9S_RSVG;['J?\^G%1S"X\B/:3O\
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M@ I&&X8Z4M%*45).+V>X#=O.?T_3^5.HHI1BH745:[<GZNW^0!1115 %%%%
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M?S4\M<E%IN,6V]FFHVMZ+^MR6BBBOD#]!"BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** &LV.U022=?8=O\ /7'^>M3O]W^7^?I65/,L:.2>
M@R>?\]:^9S_,'@J<KU%"+@Y*[M:R^'YO7_AS:E%2Z=?PT.2\4:ZNF6DDC.
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MW^>G:OV-_80_:&N/"^L:+ILEXR)%=6KY:3 _UB\<D=/3]<=?R+U2SC=FNHT
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M&M787?\ +G'?&/\ /M2>9[?K_P#6J(L!W_#KSW_.JCS@':2,]>>!]/\ #/\
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MD]?ZL?:Y%5?]H4*/-RKFCSRZ<EU[OR5XZ]3^^;_@G!.?^$-TU]N-]K&,'V4
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ML9.I*5;6:3?*M+0OM_PWJ>?4K0Y9:ZK1WZ/3;ST?];?5WP0^&<6K^(%&P%1
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M2_%W_4=.,[J$TT];/TMITMO^![<GW1^-.K*L+^.ZA65""&XSD'/Y<Y_QK4#
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M:-24FEL]-&C]/X%QT,'.%.<E2=24+MNW*XM:?]OW7W;)']ENF7,!M;9C(/\
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M6$J85I5$U*[3BUJK=?FSZ# 9A1QU-3IR7-UBG=K2Y8HHHKC.\**** "BBB@
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M%]TTG^=SR7XC:A-:Z?>R_=6&!W4\]57\??\ _5S7Y+?%;XN7D4LVV8AEN"I
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M<QRR0Y6((\9V@C((_P#KX]O>OU;\'Z+'I>GVZHN&"@8P.G&/\?7FOFK]G[P
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M5J.(A&2=[\LN9*4?1I?<W\OY6XRX9G+%5H2BX^RYVY);Z>XNOQ:+Y_,^'5=
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MXVSN4GE0>Q_3U_&OK8'(!]:_$\;A982O*F]NGRW_ !/U.+NKA1117&,****
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MP) YP",';N/KC@Y]/ZBOU[_:BB5+&?D9\PG/3OGWZXY'].:_)7Q%"7UL3*<
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M<=OZ_ ]#"N4HN_1T5;LE.+(Y/*0JN0"/]7[CIQC/;T[GO4GG0O&T3G!Z-SV
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MTJ-?8Q,X\W7E2C;_ #Z']E^'%:4J>%E&.E:C!R2Z*T=3OZ***_,S]C"BBB@
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MMY+L_/?IT/[Z_P#@GI),OA#34_@-O;F3Z[5!SW_S^%?KM;%C&#UX]/RQ^/\
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M%I-QEC1N6^YYF"/R[^WT%?WP_L*M>W'@#3MV[RRL);.3\Q09.>]?Q(?\$^?
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MS0<OWB7,O-65_5I7+(Z#'2EI ,# I:_IJ-U&*:M:*T733;Y'&%%%%4 4444
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MQ6$MQ$S"%#A%(64#D;L<Y!_'_P#56@C$PF\ZNJF(+W(('.#VX'-86FP!]3$
M)/VER[=\')/IQC/T]:_@G#X6>,S.?M5?DJ1FHW;4I<RO>^EE9=]?0Z*$)1A2
M;;<J4)R=W=.UF[[WT6ENO34^M/V>M"CN=2W.F6:5/+)'8D>O;CU]J_;+P)8"
MTT+3TVX*PJ#TQT'I^G_ZJ_,?]ESPFMR9+IEYMG3;D=3D>P_R/4U^KF@P>5I]
MNF,8C ^F!T]NW\LU_H5X&\.-8/+Z[A9+WG>VZ=XKR7-9/38J=>E-.=-^_**Y
MHVT2NOZOU\CHE!VMCV_3FOG+]H;*^!]4!Z&UN-W^Z8R/Y_AG\*^D5&T >E?-
M?[2[-%X$U-E7)>TN!@#/&PCM[?EVYS7]TY)*>'K8;E2]HG&2712=KI;:)?D^
MY\=Q-AI8K+J\8WNXM:?ROKZZ?=<_@._X*7RV4/CO7&DP$,\H!Z?-YAQVP/\
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MY]\5_GJ_\%(LCXBZTDF?.-U=;/789V]LXQ7^A5\>HP_@/68R<!;*[?ZD0/\
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MW.V]4TES);_U\S\GG2J2FKJ\9.3G;76;2;M:VB2:\WY%6_6&TFA<@"(C,O\
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MD7MI.Z_.WS[=_BL;PW4P]&M45.VO+%=G91LOZW?D;^_9,2#^ZE;$0R"#T_\
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M?LN9-ORT7XE-;JV#S)(<HRXA'3YCG@<>O/U/ITRY;N&$[6.&!R1Z@GWSZ?\
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M1110 4444 %%%% !1110 4444 %%%% !1110 4$9X-%% '*^)-*BU.QN+>9
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M*4834E*W+HMUYVM?0_6>#\(L7-4^5N;J4D[+[,E3M]S=]=MS]:O@1\![#1=
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M\'E3_9HL_+@E3&,?YR..?K]ZG*$=0,8_ST_SD5PGP[\/0:%H6GP1*JA+:%0
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MX1"QXXX_S_D^E*4E&+E)V44VWY(3=DV]D5;ZY6VA>1C@("QYQT_7_)%?FO\
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M(AW!@#GZ]*_#<XP?U3%U%%/V<I-Q\EV?9GZAEE>5;"4Y3?O[-=;63O;SO?\
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MTDFI*I*3MHK:6?J][O<])L;<01(%& HQ@#OC_/\ DUJ(,#/K_*H85X (X_\
MK8YZ<DU9K^]\@P,<+@Z*4>5*"5MO>LKNW:R6G>Y-25Y-+9?Y:!1117OF8444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !44BE
MBI'8C_/_ -?\ZEHIIV=R914URO9V_!I_FCG=8TU;VUNH74,)HF3!&>6&./U[
M=.M?AE^WW^R__P )7HFIW,%D&9?M$I81@Y 5F]./?H>GI7[V.NY3[?Y_S[UX
M7\7O!5KXE\/:E%+$'9[:<8VY^]&PQWY/K^-?4\-YO4P6(5-R:IU)1OY25E%Z
M6T_KH?GO&?#M/'8;VD8W<7*3[N,K\Z\[NWHC_,T_:I^#EYX+\2ZA*(FBCCFE
M7&W:,AR#QC\\]^/K\IZ)=O';/8R-F1I"02>0/3VZ_P">A_I%_P""D?[.]Y::
MSK-U;Z<WV?-S('$1QNW,PY Z_P">M?S?:KH][H>LW4-Q&T;1SR #!'RJ^,].
M@X_KVS_3/#N>3J4Z5*=1-N*3UUO*RCU^_MM9:G\R9WPM"%W[-^Y4C*"UU7,M
M_/KV^>IUT"%E6[)RL&%<>O'T(//?]>M8FMPO!MEW$?:LLISC:/Z8_'\34UO=
MRDK$O^I==TASWX]NIZ=><XS7'^+=::.UF5F_>0@K;@<$C/\ GUSCTZ_95\3-
MQ@G)-\B4;=%S=7W?3ST[GSV$R2E>G+D;@Y/1[MK5KKI?7;H>>^-]2E06Z+*1
MY1;>,_>Y].A_P_&O#-:F>ZGC(;B1P,#KS@>];GB75[NYD@Y)&XB;/89_+G_/
M2N<A(FEDST3_ %0]&X/'7/7_ /7R*\+&5XQO%W=ES76MV[?E?4_0LFPE1<EH
MI)NZTV2M!?=\D57C>TW)G!4;L] 0><?I_*G0QF2U^V _*21UYX/Y@_U'XU-J
MZL;2$@'[0SA7Z9"X)&1_^K\JKPNR6RVH^[N/';) R/7GGCMSCI7BRJ*M4AR_
M9J2FWW4&K^J=_5GZ%"FJ6&AS?&U&,?2"BI:?U\R:&&2Z8H6R<9Z]ACUJ-MZ.
M8]WRABI'/7)'T_S]*?&\UHP?D.1QZX/^3_D4TI*^9OX<EB<<9SZX]_TYZT)J
MZKNW)45.,5V;=D]OO\MK[$V>W57;]-"2:W>VVL#@OEAV]/3_ "3S1%;M/&\N
M<^63N]<@=CZ=?R'I2/++=;5Y)0$*.O'7CV///^%(DTD"/" ?G^_UZG!YZ8Y_
M^M4J+Y?8W_>+EFW_ '>=-_U<+Z\UNZM\K?J1J9&(&>_R]>.M6K6!I)B6.3"-
MS$]Q^/)Y _6JNR2/YR#C@KQVY]/RZYJ6*28%S&#E@0_';!S^'^>_.=>7.DX^
MZFI1EYQ52*:6RO?;_*Y<>7EL_CYDUIT<;_@_ZZF;K^DF]/VV/@.0HQC/&!TY
M_P Y]JZ3X3>(;OPIXOL95N71HYX#N#8.T2*W;_#N:R9+B3[.\6#A1D<=_P"?
M &/3Z5PHGO8+X7,882QN#QG.%/\ +'\OQKR\PPRG&<VI/DC*$+:VBG%*_P"G
M?Y&U.K)3A*+]Z')MM9=^]MGZV/[KO^"5O[54=O;Z+83ZCD%H(RK2GKA5/!;M
M_+TK^P/X:>*X/$FA6-W'(KB:")QAL_>7/'/^?UK_ "L_V$_VC=5\(^*-(@DO
M6B@CN(0V9" ")%R/S_\ U]A_H)?L!?M&V'C3PEH]M<ZBLD[06ZA3*&)Q&/5L
M]QZU^5<1Y1.I"JU%N2E.4;?W5%M;;V?W]S[W*\RE[6'-)6M!:/39<R]6O/4_
M8BBJ-A>Q7L"2Q,&!4'(.?Y?Y_K>K\RE&4).,DU*+LT^C/MHR4XJ2U35_O"BB
MBI*"BBB@ HHHH **** "BBBA_P!7 YOQ#<^193-D#=&ZC/KCC_Z]?CS^U5=R
MRW=W:I*=Y#-D$].>!]?SYK]9?'MW]ETBXDSC9'(0?0A<_H?S-?BQ^T!KIU"_
MNW+[I-[IUS\N2,?Y_#I7\-?2*S6#>*IZ^[2G2=_M3E9)K:ZNF>CATWR1BTIQ
M5UVN[66UM?\ .Q\7:;!(;B:4MPLK*03_ !9/;_//YGI;J,Q6$ENQ!>?#(V>0
M.AY^G\ZR[>-X2[ ?NV<L3CN3Q]._Z9JY*T\K1^8#D<)GTS@?7_/I7^?&6VQ>
M:)2NX0J7LMVJ;4FD^K/1Q=6].C**:DIM<K6O-[O1^9],_ #06GO[9F!8*\>X
M8X.2/Q^OIQ["OVY^'MA]FT*QP,#R5VC&,84?RS_,>U?DK^S)IKW>H6JA-RM)
M%OXZ8/?^GZ'%?LCX<M_LVF6\6,!(P!P1Q^//XU_H!]'O*)?7ZU2M%MU:$)1:
M6D8+E:3V2=DEWU/(E4K2G4Y[<BBDM+:MK5>BTO\ \,N@0<@>F/TJ>FJ,#W/6
MG5_<>$I>QI)?S6?HK:+UMOYG-)W?Y!111722%%%% !1110 4444 %%%% !11
M10 4444 %9NJ*3:3C^]&PY[<&M*LW5"PM)\=1&V._8]J\C/;?V5C+W_A2M;O
M9[^1I2OSQM9._7;^KGYC_M-V[MI=U""2PE=_7@<XZ#K]?T!K\FM65I=8,R9"
MJQ0KT!.<$_G7ZV?M)-(-.NG?[WFNIXP=N3G/TYK\EM?)77MD',))9CVW[CW
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M/Y_T[U_1#/\ ZI_]UO\ T$U_.[_P5P>9-%NT4'RVM)-W!ZX)Y_'C_P#57W'
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MVV"BBBLCI"D/((]12TAZ'Z&FMUZ@> _'N!Y/ VK@'!%G='WP(7Z]OS_'FO\
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MG_1HO_1:FOX&?^".$DS>,=*&/W8EM]O_ 'WS^ON*_OF^'9)\,Z:6Z_9HL?\
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M<>PZ>]=M98CMU7I^[VX]R/S_ /UUR7Q0@O8/BMK4[HP+7<BMP?N><_J!Q_\
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MDDD7F1-H!Z@G./\ 'TZ"DC"/(BOCRR3YGT]__K]LT3QQQ2NL./+Q\F!QD<#
M]?3UZUE4=)SA147RQFZDI:N^EWZ>\DGI:_F-76MUK9+\+?AJ,/).1QU_7./\
M_P!:R[X1V^ZX*C#*5'IN(.">,9_K^F\P06R$?ZPGYA[<?CU_G61J%K+>P"*
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MDY:]'JEZ'[3)%\L>. /I[?U_'BK73@4@Z#Z4M?RFY-[G]GTZ<::2BK.T4_\
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M '>1+CJ5..V#@CK_ )ZUXV?)O*\797M2E?RV=_P-*?Q+S_'5'YK?M2VXB2Y
M()7<^?7 SC]/\\5^1^M@WFL-=$[3&S1;<]03]?\ $_I7ZV_M02^9%<0DGS<L
M3SSM'_ULC]>E?DGXCC=-=/EY$7S;N.-Y;_'OC\\5_E!XV3Y<[K*2:C-U.1O:
M\6MO-]+==C;#P5.?*TXSE*<]>J=KQ5^L;:V[W9M6\'EK'9@D_:<,6ZXP!_4Y
MZY[]Z^S?V?8RVHVO./L[QK_O?,,=_;^G?!^,[,2+&%DYG)!B)Y.. <9S_/\
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ME8QQM/DI\_*Y<D6N9?:<DKM?X5^/RO7-IGS6R<2@@9S@<$<>GIQ7-SP202;
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M5%$<QACWY_ @'^5/5@PR*^):LWUMU/T:,DU%[.45)+Y)O[KH=1112*"BBB@
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M:%:G4C)3BK).]K15U\G<SDK/:U[/[U<6BBBO5)"BBB@ HHHH **** "BBB@
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MU^VWRJZTZW_ _=[X,Q^7H5F-HRT$>?8X!Z?7Z<\5[ZAXQZ?UKQ'X0E#HEHP
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M&[T74GCDC:,QLZ;6!'&2,\GT/_UJ["753=90='8.?;K[\<CZ?I7HGQP\#?\
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M[MIV/$J\RE)R33DVWY]M/3^M!:***_2C(**** "BBB@ HHHH **** "BBB@
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MSJQJ-DUMJMV@RHAD)<9QD YY'^?UJQ;VIEM[N88,<D3>6!V;'Z?_ %_7FO\
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M%% !1110 4444 5;A<]/K^?_ -<?K7S%\>-%%]X>OI2F6A@D*\#K@^@^I_\
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ME3Z_G_\ KK^ARY.(V'L?\_Y]J_GE_P""KTZCPMXAR /+M+MCQVVMQ_\ 6_\
MU5]IP7KF5/W;VE3L^W[V&OZ?BS\S\1VXY95<=;Q?-_=M#3TV3_IG\$GC]IH_
M'%\,'/VQ@P] 7;\C]:Z]9)&M[>,@^7\AS[_+QD?Y]>M<U\2+A/\ A.KZ<#B6
M[*@8S@[SS^A/\NM=;;LLUE#!@!HU60GGV;'Y8'Z_7^T\HO*,4DI1]G1E?1<L
MXQM^*;?]6/XLQLN5RE-<KYJLG+K)2L^;^M[EZ9F#H5Y)1/Y<G_\ 57/7[,9
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MM-*UTJ"7/UNE%)?]O=?^&MW=%%%?DY^^!1110!3N\;??''ZYK^>S_@K,L/\
MPA_B$@_.;*[W>OW3C_/UX[U_0M=+F,GT!_K_ #_I7\\O_!5Z GPOXA!/$EI=
MKCL#M;'?_/Z5]IP99YE3]YJTJ?S?M8:/TW7IV/S/Q&ER996;7QQT\^6/7KTL
M?P4>/?*;QM>JQX6\8J??S&_#^1QBNS1HX[.%DYD8*IQUP=HY].,?X5QWQ$M"
MGCR_B#8V7;-G/^V3C/XX/I^==8+9EM+:<$G&Q2N<]Q]>>/\ #K7]JY3%NE&S
M<4EAY:+XO<NUIWN]-^OK_%N,ESSJ-Z\\JJ<'M%<WNI;:;?YE]8(X7"Y^5AN/
MIDY]JQ]2V$[@?W@.U> #CZY']??TK<D7S'50?X%YZ=.WK_GZ5@7\1602Y^Z=
MN/QX/Z_E7I8W6+:][1ZOH]+KS2TLO/RN_BJ3?UJ/-)TH.N_?CJY-<EHNW]:_
M->E_!O'_  FVC*V!$9E,G/&=Z]?_ -8_#O\ WB_\$K((4\&6;-CFTMO*SW&%
MZ')[>G_UZ_@]^$\/E>+]'B!YN)48,.<98'';'(S]>M?W@_\ !*^+SO!.F$-C
M[-96H/JW"\G&<^W]!U_G[Q$E)Y;BG%*TG)-=K*.WD_P>G8_IWPUJ7K8%**BG
M.FVUTA>*4WKNVM4?N+&H SCK_+_Z_P#]?O4E-4Y4?E^5.K^9FVV[[G]:0248
MV6ED_6^M_5A1112*"BBB@ HHHH **** $89&/R^M,3OG[WOZ5)28^8GU&,?Y
M^E8SI_O(5$KM.TO1V][UC;3U'?3^OZ_X9"TQD#$'T]O\\T^BMTVMB6E)6:NO
M/R,V_LDNXS#( 48<Y]/_ ->>WM7E?B#X7:1K1WSP(QB+;<H#U'KV/O[U[-2;
M1Z#\JZJ&-K4+*$FDI<VCZZ?I_6IYF*RK#8J3E.*YGI>U]+)6]-WH?%/B?]G7
MP]>,6%FC&8D2?NP>#[_AGMZCK7QY\4OV2]!E%V?[.39M=HSY0QNYZ<=<_I7[
M'R6L<F=R*?3@<?Y]_P"9-<=XE\)6^L6PB\E 1DDX'0YX/'//KTSQVKZK+N*J
M]&5.%:;Y':$Y-ZVTU]5MMMUV/A<RX(C)UJU&\I--QBELTTDEY6U\]C^7GXG?
ML?Z<R7<\&EAIAOSB'H!DYR!R?8#_ .O^=?CK]E5V-P4TP[ 77B)L=QZ9_P ]
M,]?['O$7P,M;U+ES;QGSHW0?(,?,",]^?P&>HKY>U_\ 9$M;J"Y7[)'DO))_
MJP>&)./QS]!TQ7VV7<74^:I>KS1=H0N[^Y&U]=K/^O/\XS?@V5&,U.D^:,*<
MW/EUYI]+H_BA^)/[-DVEI<2C3RL@W8_='[HSGM_GVKX*\9_#^7PU?/>F$I!$
M3YKD$!6)YSGWY[>G%?VW_%_]BF._TV]NX[)<Q!X\",<G&,X'YY[]STK\$/VK
M/V4KK1=)UFT2S=7E>1UD"$%<$GKQ^8QT]C7W>4<1QKUL.W6=HSY.2^G)[MW]
MS^_0_/L5PQ6A[23BW"%VI-?95KO96^=KV70_%J"2.XA,N<R)CRO<?CV]/_K9
MK2MHXGB8'[SC$G4CM_3W/6H];T.X\,:C]@E1E-JQA;>" 2IQSW/U_GS57SOL
MY4AN+G\,''\NV3U/;K7ZE@*KG7E-+FBG!QD]=+1DDGV?];GY9G&'>$=6#CR\
MJE*-OMO>S]%KZ^AT,$5DD868J-@)ASW.T=,]NOY5GL+-[CEAO. PX/&?J>G^
M<#FD6U:]CW*Y7[+EC@XW8QQ@?UZ<\5173WDG:XWG# C&2,#CMGC/Z5]77K*I
M144WTY_[D6KRDG;H[+3?56/G,+54L1!J3Y9*,Y/_ )]N-E;YWVWZZ'*:J+=?
M$4:@_NPR%#T&<@C]?R_*OZ)_^"6?C&>RU+2(5E(D\^! -W.W>H&/;^F*_G8U
M33&;4A*'.8RK\'KM/3K[?SSSS7[4_P#!-77_ +%K6DWC/C9=0Q;2?25<=\#I
M_P#7Z"OQKC_"1>!JOX::DFI]7:S=_7T/VOPXQ<'F-6\E).,'%M_"H64_+JK]
M_P O[^_A5>-?>%M,G+;BUI;$^QV*?Y?YXKU+-?/?[.VJ?VEX%TR4'.;:V[]/
MW0&,<CI[^M?0>.0?3M7\FYFI0Q=9*-_WB7_;MU=_<[[']F9+.,\OH2B[JVOK
M9"T445QGJA63K@!TN\SU$$F/KM-:U8^NC.EWA[+!(?R4_J:VP[_?T6W:U2#O
M_P!O(Y<;?ZIB+)-^RGH]MOTW/Y'/^"QH7R-28_?\V4'_ '<'Z=\?6OY(;B.U
M_MNY&5V&6;N#\_F#CW.?\\U_6Y_P6-4M;ZI-T^>5?Y_B#P:_D/*-+K]U;%C_
M *^5\\9X?.#Z>G_Z\U_7G!2]I@\/.#<TG!N+VBFE9+R?73_)?P?Q_!RS"O*$
MO:1A5E>3WW[>7Y>9UUFJ%2TG^L4XC]U[8_7_  J"4)YA7/[MN9>>C<$_D?RZ
MX/6G@?N_/!QY1";1P3VS_+]?3F9[/=;M\W,Q#9_NYS_7\S7Z=3BJ.\GJU&7E
M+2^O1P3OK??8^#K1ERJK*"Y52C#DZ7;Y5VVO?3KWL492@A</]T#]UT_3]?\
M.:^A?V:HXAXWT@KSOOH1+[#=W_J#^-?.+IY\3+G!MOEZ_?Q_/_(KWG]FR=D\
M=Z3!G_7ZA"H./NY91U_/]:\?/VHX6LMVZ%G'M=IKYR6K]3V^&XNOC*;NX>SJ
MP<4E;2T4_OU9_>S_ ,$Z(XI/"&F)D>6EM&8_3HOIGZ<<9]Z_7V$8C4>PQ],#
M%?DK_P $Y-+*>!-*<G.VU0Y[GY%)'7U^GTYK]:XSE![<5_&G&$I/-*B;;Y6]
M'KRIVM;R?_ \E_<' B:R^[VY(<K[Z1YU_P!NRLD24445\D?=A1110 4444 %
M%%% !1110 4444 %%%% !1110 A&1BO/?&ND'4M/G1%#.5XXSV/'3\.O]!7H
M=4YHQ(K*RYSD8Z_YQVKYSB3 0Q^$]G)6E:6J7O-1L[?G;U&HJ:<)*\=[>:/P
MQ_:^^#5SJ;"2*T+1M'(TIV#!//7@9Z=Z_$/QI:7GA[4+VP ,8M)&C11D!0,_
M3H<].@_&OZ_?C#X#@UO3KC,"L6B< [,D9!/I^/)X_#-?S4?M+_"^?2?$?B.<
M6SHL=S,RG8<?*6/Z#ZC ^AK^2N.N%I4I.DZ;E"-2+3:O?F<9-ZVU5]/-:'@8
MS!M\T.6RC/\ =OO9IV[=7OWOMH?+/AJYDO(#YIR<?-^7']/\XP7*3QW,^W(7
M'[OKC.>WX]/>L+PY>M:7#V[C;DA",8(Y_/\ P]JZ^\E&&*@'8N\,!UZG\_\
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M?Z5_.S_P5@<CP[JP'0P2G_T+_/\ D8^WX(BI8ZJF^7W8I26Z;>OGV_K;\_\
M$%Q65:NW.^1OMS-)/UU/XD/BUYW_  E&I;L[/M<OE?3/;MG..G'6N(LPY:'R
MNF?WV,Y_'OUKL_BY>,WB'4/EP8;J50?7YNOO]3UK@M&NV#+D9\_@\9P,CIZ?
MGZ>E?V5PU"3P=*2M:.'2O?=Z?/7=L_A7B&G_ +94;D_=Q$U;HTTM7KJW8W'9
MXGE7D*PQ'UY..,9[Y_ ^W-4+H2I:2!<^=L/F?[OS=>_]/I5R24RSNF#B##Y'
M0XYQFH+VX(AEN%7.]&C*XZ<$9QZ?C7L3C*.(A./Q<D5*/]^RDDK?92NT_NM>
MYY\?9O#-KW9*4(V796LO1[O_ #N4_A&7'CJT/&!<P'C.,^:OZY_'K[5_;)_P
M3'DGDAT1DR7$=MC'IA!_+I^-?Q/?"1\^-K1<?\O,3<C!YF4_U_*O[7?^"7MP
M\5MHTNTYVVZXQVPI[XK\:\14X4J[;O=S?_@25M]K:]S]G\.I0^M15VV_9<K>
M^DES+TU7YZ'],6C;O[.M=W7R8\_]\\_K^M:E9>CN7T^U8C!,$?\ +-:E?R?5
M_B3_ ,3/[,PW^[T/^O4/_24%%%%9FX4AZ'Z'^5+2$X!/M36Z]0/!?CYYG_"
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MQEI-P1S#.F!_>&\=/7N?PZ=Q_>-_P2PF\KP7IV%_X^;.U8^JY ./;GZ_CV_
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M)]PD"*F6SR>G.>_XY[BOM.SE$D:N.<A6_K_7\,5^(OP"\=,+F#=-CR2I4%L
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M3]?UQFNQ\::%'HNH3[>&+-@>H+?ET]/YUQMLB/*L1;*R EB<\''(Y_R/>O\
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M?N2:;TO%K1^;ZKJ"E'FY'O:_I>UG_6FIT%%-0Y'T_P BG5Z5.:G",H[-)_\
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MZR+ J26E&'_@7*K_ 'GG5'=IM6;2_P" %%%%?4F84444 %%%% !1G'6BFO\
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MU5?D>EH3YG?:RB_Z]/4^1/VH_&4/A;PK>W+RB/9%/C!(Z1YZC'Y&OY1OB_\
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M.\/DGIP#D_7CO_A4@FE-S/'SL5?E/;/M^?3UY[<QS7,RP1NH.XR8..N-W/\
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M4FJ=FDTNEK2OWZOU/WV\$>)8-;L8?*8%@@)YSV Y_'_#BO3XFX'O_3I7Y\?
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MUU .0/I7^K' N)^L9)A'U]C!KS32_'37_ACBK7YDVK-KHK=%^MQ:0D#KQ2U
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MJ48QK.4VKKF>E^7KKY'71BM&]:DYSNU\+AS65_/E2=NYL:C&LD9O ORRC:H
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M&]CN%!5LDCU_7]#_ )XK6C;/'7T_P_K6.4YE2Q<>93C:H[)75]$N71;>[O\
MYE26BDEZ_/\ X-T2T445[YF%%%% !1110 QSQCUKQ#XOZ-%?:!=$QAB(I"<C
MKQZ5[@PR/?M_A7&>+[-+O2KE'Y!B<'TP1CGK7YQXDX+ZWD&.4E)\M&3CRWOH
MMG;=N73M?IMK3;2=M[K\T_T/P,^*]K'I>H79:,!6D=5!&,-DC/Y_G[=*\+:Y
M0VGED9<2%B?]D<\^^.*^J_VG-*2PU>]$:_NQ(2IQQG/;USZ__6KY:T&VCN[)
MC/Q+O;Y3UVY/(]^,\_\ UJ_R=XXP+PN:5\355DIZJUI>X]/.SOT.WWE[TK>\
M_=:[*UK?+^NAU&AZE#;;+B)0@4[3M]1Q_/KZ5UUSXTD6!K5I26D4;#G) ]/_
M *^.,>W'!)!##$\:GC+?7=S_ (\^]9JJ9HY7?/G(^(QW9<=?H,<8_.OSSAW,
MY/,.5R_=-SY5?WDG;_TFWEYV&KPJ*:LX)1[/1OWFM^FV]RWJ6H_:KD3'E(R=
MXZ@]<Y'?_#%<QXKNDBMHBHQYX.S&!CTX&/45V"V$"VP:7 W+ES[D9Y_^O7(>
M*K>.2"!>T8_=?[63CH.G'3^E;YQB%C<TPOLE?EJ>SE97N]+/NTNO85J5Z5E)
MR;G)-]&_39<KZ_<>W_ G34UFZT^%4S(LB;S@Y///..>V>_%?MI\(_#?]CZ;
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MH3C\<)R??W4N6_HV]#]O\/'-8RE132C)J6G=\K]#^ES22#86S#&#"F,>P_\
MKUHUC:"V[3;7OB%.1T^Z/UYK9K^3JZM6JKM.7YG]EX.2GA:$ELZ<?P5OT"BB
MBLCI"D/0_2EH/0T=K]_ZMY@>#?'B9%\#:R6&0;&[7VYA;GG/3'?%?Y[O_!1Y
MEMOB5K,! W/<73@CG@W#''7T[>_M7^A#\>5A_P"$&UDN0 +"\(R>_DMCC/Z>
MV#7^>W_P4:VS?$?6Y93B5;FZ50?[@G;^GISFOWGPK5U#1NU235KWWC>_X/\
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M3_'K7\]G_!6*YB_X1+7QM&8[2Z+].1@\=O2OZ%KD#RV]=I__ %_Y_I7\]/\
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M;J?W(?\ !*7XN_VCIWAJW>X+!(+>*12W5@BCD$CO_G/-?TMZ5>+=6L,J\"5
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MI6RY6X22ERP4%46R^-6O\]=>CZ;%6C\"3_?-M7^SHK+OI+5_(E7@#_IUX?\
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M3S#!4Z'-S35M6[^Y:.W=IW;\OF98JBX-/R3?W*_4M4445^I'$%%%% !1110
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M2^*<HN-EI:-KQ]6]MOF7OA%\.]0\3^(;2S42-YETC#@G@R=,\_E]?2O[,O\
M@F'^S)]GTC2M2N+('RGA+%XP<D*.>0,YQ^//2OPG_8F_9WU/Q/K^DW46G/)N
MN8#GRRV4+CG.WT)YS_6O[BOV/_A-;^"/!.FQ-;""7RH&;Y-I+;!D=CP>OTK^
M=^.\ZY,-4<)J+YE[O7FZK[K.W?\ '^DO#7*G7>$FX^]4ES+3;EY;-]%?77U=
MTK'UWX2T6/1]*M+5(U00PJF ,=!CTP>F/S_#K:8B!%"CI3Z_GNM5E6J2J2;;
MDV]3^H<+0CAJ,*4>BU\WU"BBBLCH"BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH *9(NY<4^BHJ4XU82IS5XS5FO($[:G+Z_8"]LIH2H8-&PP1Z@]
M?7^G'X?E!^T=\,GCN;F58\&4M(&V] >>N/\ ZP_.OU]G3=D$<$'/XX'^/^37
MRC\>?!TNLZ=,]I"7F\LA<*2>A]!]/7Z]J_F3Q@X8A7PU>K&'NW2MROXH6DY-
MVM:2LENM&O,Z5%5$F]M$TKW>JY?+1WT^_4_!?5=!N$N9&4L/L3%6&?O?AU/^
M./QO:4C1*Y=O]=P,GIP>W8\]/_U5['\0/"-]H.I2"XA,<<LC^;E2 2/7(P.1
MZC^>?!;NYFBN9TBX1&Q$?;/X\=S7^:7'_#^(PF)E.E2<4ZS?/RNW*G=]-]]_
M38UE)V@J:M"HVG=:J,59IM];J\=.O<T-:&U80IR5;D@\Y'^(X_R:Z'PKK%QI
M-S:7IF<)YB8&X_+@C/\ +^7M7&0BXOV0/EMI^?CMU/'L..OU(J?4))+92HX5
M1F/M\VWZ#G)]^AQ7E<-<18K)L90BYN,817-?31\KLM5MM_PYE[)05.,7:4VZ
MNKVALHZZINZ\]M'8_2OX??%\S16D37)R@C)!<G(4 8ZC_'&.*^U?"7Q.@NA!
MNE7[J+@MWQ]>_P#3O7X1>!?%&HVEPH>1AAQG)_AS[^QXY_2OL3PE\29;6>%S
M<$0!$_C.-W ZY_'V.17]:\">*RI4(05?DG!1^*2WTY>OSWOT$KTX<LII3I7:
M3TNIM;7ZZ=F^K9^Q.G^(H;G:1(N"-W)]OJ.>,\8]N,UJ1:U#(7 ?[A(QGGCZ
M'^E?G]X>^,MM'8M')=C[06S&"XR4YY'(R/H/QP*W[;XUV2SJ6O5V#)ES(,!C
MUR<X_'^5?ON!\8H4L(E]8@W:Z]Y-MQLWUOKT*BH5(5'RVE3<8-]Y2M:WWZ]M
MWY_:][K4-N #(OSCG)'!_'\>WYFO(OB!XYATFUCN/.4;%9C@@9P#VSCG/0XK
MYJUKXV02"81WHY)\KYUZ>V#W]O\ Z]?.OQ,^+,]_8^2ER2RHP8;\XX)]N?PQ
MTZ5^=\6^+_UBG6Y,4E'D]GR\^OO<LFUKNY/MV]3=0A*E%)I2O=WWE;STZKSN
MSHOB9\8S=277E7)'FY0!7QC@^_Z_3UKXA\4ZY-KEW<1&=F,9,F22>GU_S^1K
MCM5\2ZK>ZM<+(S& D^7DD@DDC@]_\#5%3>"XWD'<^WS,?W20/3GC/MV[<_R)
MQCQ]7JU:RI5VDDW&\M>G6_7?1:EJ-XQC9PC+XE)V=[IQ_P _/RZ21@Q)Y[GY
M&)CVGG!SC/;OR?\ ]59]]:NT9B4XW#?D= #[_C]?2KNIB2,K&O\ J00WT;J?
M\_KQ6A80'4;=8HANNMRJ!U.W(],^H_'\#7YUD%;$YCFT:ZYI>WDG97NFVM_3
MR(J02M*#4D_<DEU:LHK[V[[?H=_\&?"MU=:I;3(7Q'<+D#/][GVY'/M^/'[Z
M_"E'@\,Z7 Q.Y+2)2/3 '^'ZU^6_[.WP]OY+FTFDMF\HNI<E3][&3GC']?Z_
MJ_X)L9;*S2%UPJ*H7(QD+CI[#_/:O]&/!+#XJD\'I)VE3<96?+&*Y>?F_P 2
MVULWWZ\W+R22N[VDY^;:27W=?+YI^B(<C'I3JC (VD9YZ^G^>M25_:E!MPY9
M;QLK]&K737]:&#"J-\I:&1<XRN ?3@__ %ZO50U E;>5AV0D?@#_ )_&O,S^
M_P#9>+M?^%*]OEN53^)7_K^E<_,W]JVT98)U!^96W$^P.?;'I_\ KK\FM:S<
MZR+I>%0>65'J"1G\AU_"OUC_ &K9I)+"X=3\Y8@\GA?P[<'\L5^2.JLZZSB+
M_4$DM_OY_P >W3-?Y0^-N+ITLXJPC\<*U2_5)MQM]SW717^6V'4HSM?FC.4Y
MQ[QLXN2EYO2WH;@M)//@@WG,H#*<\C[I_3^7TK[8_9VB<:C;<X$<B9'KR/7J
M?7^AS7PUYUT+B#.?,&/+'L,8].,=^GKFONO]G@L]]9,@SAD\[ _BX[<C/)X^
ME>9X-XZ6)XBPE&,H\^D)2Z63NWZ:]?TL:5E**:6CFE;2U[--Z^FWZ'[#>%(R
MFEVK9X:)<#T^7_ZU=@!@ 5R'A4DZ9:@]!$N/^^177C.!GTK_ %;X-C3AEE.-
M-.R@O>?72/-K_BU_(Y'\,;)K1Z/?H+1117UY(444U<XYZYJ7*THQL_>YM>BM
M;?UOH ZJ-Y$7B<>H8@_@<\?Y_G5ZH9@2N!U(;^E<&:485\%7A--KDDK+=\VE
MK=2HOWEYZ/T_X&Y^9G[66E//8W4P)Q!'*QZ\C+<<]?3I7X[7NZWU!B2?W\A0
M#TS^H_K7[=_M56$\MBZPIN21)?.(';G.< ^W^<&OQ=UW2Y[?6KKSD(B1RT.1
M@9![?_6Z]^M?Y7?2#RVHL7B4H_NE4FHQ2]Z*3M[SMNI6=_E;2YZ5.2Y$H1MR
MRTO>Z?+OUT_/H=-8+Y%F0[9*H6)/?CI_GCWK7\*W!@U);]7*HS[1@X'WNO '
MY_RYKD3/+-8QQQ?-+G#@9Z8[@?YYJ]HHNX69'!$:J63KR^3T^O!&/KZU_,'"
M6)EE]=MMQ:K<K6BT4E[UNUTOE9H5:GS*,I6YE!*_V=;<S^<EN]D?JE\#/'2
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MI-\C5M=$GS/LG8[A> /\]>:6D7.!FEK^LX?!"RLN6-EV5EH<X44450!1110
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M*_GO_P""H=RJ:%JL#@'?;R88CT#'_#_"OZ#KYBT,I&<;6!_ ?Y/Y^]?SJ_\
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MB.K#V*X/]?\ .*_"[_@I7\ +#Q!X3U6YM[%7+I(Q(C!RQ5F)X7'7)['BOO\
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M@]:^?P?+6@NLHRBW+^9<MH^>BT^?<(N-G]KFBN5^;<7=?BEWN$>3_IA'S/\
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MA4OS:)>ZK;VZ=>FVYRXN,HTU4B[048M4^KBY6:7?5._J?T%^$=1CU#3+659
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MFOVQ\(6?V/2K6#LB 9Y.<@#T[>G:OBOX(_#U["TLYS!MPL90[>XQ@@?F>/\
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M5+3D,=E;(W58D!_ #^N:NU^ 5'[\O4_J"DN6E3CVA%?@%%%%0:!0>01ZT44
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MM3]!/^".T$C^-M'G964S2VZE>>!YJC]>N<=OR_O_ /AQ (_"VF1@Y_T>$_\
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MPO"GR5ZT$O9)2A=6]Z23TTZ+3;_,9'"%(C4  <_A_GCZ>O>^. !Z4F!G/?\
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M.G\N_;BKX.1D5_>>7XN&+H0J1ES*<5)/HTTKKY/0YIQ<7;^M"/:<[>W7_/\
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MU_I1AJ2H8:A1C\-*C3IKTC!)?D<3=VWW84445N(**** "BBB@ HHHH ****
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M3=5C1;",)&8W!,(Z@C_9_P#K=S7Z/_!GX36OA"*!XX5C,05!A0.!TXQC'?\
M#UZ?1R>'=,5]_P!G3?Z@=OYUJ0VD-NNV- ![#'\J\[-N*)YC3<(TW3YG[UVW
M?1?\'J=N0\$4LHJ4ZKJ*I*-VW:WO:-/U6O2_GIK.@VHH'0 #]*=117R!]^M$
MEV5ON"BBB@84444 <WXHTQ=4TNYMG (EB="#WRI']>G.:_*/XJ?LF:=XM\03
M)+9(Z3O)*6,>1EFSS\OOS]>]?K\RAQAAD&LJ30].EE\YX%+\X.!WKZ#)<]J9
M3-N,7)--63MOZ=OZZGS&>\.PSCFO-0YHI:K9K=[=?+MZ'XC3_L%Z'#;-,EC%
MN4XXB7G_ ,<]/_UUK6'["VB):;/L,6Z9<G,0SSS_ '1UK]H6T'3F4H8%VGJ,
M=?K3AHFGJ !"N!P.*]G&<95\59N+33N_2RLOP_I)'S]'@&C2I>R=6+4DU/1>
M\G9/OTZ^3^?XQQ?L+:(\4NZQB!A!VDQ#D>GW,=O\]*Y+5_V#M%F!86$1+E@?
MW(X]>=G'08/\NM?N4NBZ>NX"!/FZ_+4!\/::Q.ZW0CMP/\_YXI4N,L132ARR
M]FK-QOHVK+^O0X*?AK0A7E5=:,E*2]VWPQ25ELMFO.[/S7_9X_9/TKP5<6\B
M6L<9@97!$>T\$'CY<]_TK]--/LUT^RBMD'"(J<=.%QGC_P"M2VNF6EF<P1*G
MT %:%?,9MF%;,ZDYN3BIN32WY>9W?S_KR/T+*,MAEF'5&-I/W;OO9>G^?76P
MQ.GXT^BBO+IQY(1AORQ2OZ'J-WU"F@DY]CBG44VI-Q:=DF[K^;2R0%"\+9C4
M#AN"?Z5\P?&[X90>,[.2VD@$@=7!RH/!_ CN>?2OJPJ&()'3_/\ G%59[&WN
M/]:@;ZC->MEN8O 5H5%&Z2M)=]=^^A\_F^2?VI&:E5Y>:<91NK\J48II+S:N
M?A9JO["VCW'B.6_.GQGS95.?*''S'_8_KT[\<WM7_8BTIY(X%T^,JF&!\D=1
MS_<]J_;4^'=+9MYMD+>N!0_A[2W.YK9">GW1TKZ7#\8U*,Y2Y);^ZK[*Z=DU
MK_6W?YF? .'J-.<XMV2O;5V26O\ P+GXO6G[#^C7%LLDEA$&7"8\D=!_P'/Y
MUF:Q^P[I",D$>GQE3AB1".O;^#C'O^7>OVW30=-1=JVZ >FT4U_#^F2$,]NA
M(Z' KKEQW5;;C2E%/97V3M_3[V]#E7AM@?:RJ-P=^6VGVE]K;=_H?C3HW[&V
MF:<(KM+"(/;,J@"(9/\ X[S_ /KK]&_A!\/8_ 5AIT5M$$%U#'Y@5<8(]>!G
MH.GUKWP>'],"E1;I@_[(_P _Y^M:"6<$8C"H,1#"<#@>G3^M?.YCGU3'0<%%
MPYI-RUO=65E]ZO?5ZW]/J<!PY2P,;0DOX\*L;+91Y+KY\I+&Q+,#GC_ZW^?I
MC-2T@ '0=:6OGF[O16/I81<8V;YG=N_J]OD%%%%(H**** "@\\>M%%#5U9JZ
M8$3 KWX/^12H3T_S_G_Z]245S1P_)54XRM%*W+Y65U\WJ.^EGKK>_P!WZ$17
M:V\=S_D?C_GWD/0_0TM%;I2YW)N\6HI1[6W^\E)1V5KMM^KW,ZX@6XA970'.
M1R,^V/T[^G':OE7XO?!:P\9.TLMO&Q\LJ/D!/8>A_7I],5]=;1C&.#5>6TAF
M!\Q,]N<>_M[UZV S*I@:O/'FY;ZI=5IY_/\ S/G\VR&GFE.*E*,:D;7DU>]O
ME\_ZN?AGX[_8RT_6I;R4Z>A\EGQ^Y!SG_@)_3'7MUKX2^)7[#L.G3/Y.E@I=
MES(1!TQG!SL[=L=<]NW]4<GAK29=P>V0[_O948/U_P _USY5XU^&FA:C!(GV
M"%I&5O+)0<'DY'&:^XP_'<XS:5-TX."B_>Z<JC9+_%KVU/C\1X?4YSC/VBFI
M)J<6NKT3OY'\7/C7]EJ>QU#4;9-+8I:%C$1#P<9( .WOVZ>E?->O_L]W\;LX
MTR3<Y*MB+MGOQBOZ_/%_[-VGW]S?3+IL9(W,_P"[&2.1SQS_ (=>]?-FN?LG
M6TS2SKI2&.3Y4_=9P?4=N^/\\_3T>/?94:4.6RBH2YN;?2+M_P!O;_CZ_!5_
M#^C%U^:"4XXEQ4FNG1Z6MOWZH_EHB^ M])*]K_9S[(AO4^4>6 )X&!R<<UI:
M?^S_ *A<2"1],D#[A'M,1^[TZ8]CU_\ K5_2'%^R1$+K:-+7>&RW[KJO.0>,
M^OZ^HQTL/[)5M%>1SKI<8B^4$"+ W=STSSWZ>_2O7CXC*3=-Z<T(55/F7NJR
M]WKW_I N":'(E+#J3Y'S:/52LG*_GO\ IU?X+>#OV5[NY>& :6Y21D<_N?XB
M0?3CGMSCKQ7W#\-/V-&U35-,MY])(0JH^>#C@=_E_ET^@-?M)\/_ -FS2[%(
MO/TN,N"A#-&,XX'<?S/Y 5]D>!_@]H&GW=I<?V= GD@#[@SG&.<X[^OTKRI\
M?VA*LEI2^.-_XDD[M?.Z7GV.G"\!4J\J5-TDXKV4:>FL5)ZU-NF_2WE=GY<?
M#3]A[2])FM0=/11)M)_<@8.?]W [_P#ZJ_3#X7_!#3O"J6OE6\:FVV8P@'3!
M'8=^#W[5]+P^'-*MRIBMD4J, A1_+I_G%:\=O%%PBX'^?05\/G7&^*S._LE*
MA&4'!I/HWK]Z;Z]S] RC@.AEDJ,G4C.5.3<G;XE>Z^[;OYC+6!(8E55 VC P
M/\__ *QZU:HZ<"BO@Y2<FV]VS]"IP5.$815E%):>2"BBBD6%%%% !1110 44
M44 %%%% ' ^-_#L7B#3I["5%994.<KGM@=NO^<U^6?Q[_9'TWQ);7]\MC&\L
M>XJ!$"3DGI\O/KQSVK]AV17^\,]NG^-8]YH.GWJM'/ CQO\ >4@'/U]?YYZ^
MM?1Y/G]3*[\J<KI6]5:_7JOR^1\9G7"='-J\J\I)2;M%<J]VZ5G\G=_F?Q[?
M&_\ 8V?3;R%(]*(6Y,FX^1ZYQ_#W_#TZ=/@CQS^S?-IDLL2Z:P,!.P"(X)S]
M/\_S_ML^+WP5T+Q!]F\C38F=0<$1CJ<^@]_R)K\XOB9^RG'=7KR1::NU78MB
M(8('/. 1_GN*_4<!QU[3#X:,GR2=)N5Y?%)35EY:61^59GX=N&)E&3]M*3M"
M:CJKI-))+[.C^7H?RBP? 6\>\8G39 9& ;]T>!SGM74Z;^SU?/J*P#3)#$NU
ME;RB1G.<'CCZ>YYXK^B6+]D18[AY_P"S!LGPL?[H8SZ@^O?GWKNM%_96M89(
MHI-,3S8W5G;RL$KU]*[Y<9OF2OM!M2O==%;_ +>W7F>+1\-I*LJC]YZ<RY=U
M"RMTV=E_6GXY?#K]E"XUC2[<OI;&5B%*F$D[3QSE>._/IQ[5^GW[./["&G2P
M1"^TY(L2B;+P@'*G=Q\G^.?2OTG^$GP%TC39H9;C38O(6,+M,0QN!ZCC'7U_
M^O7V_P"'O!>D:- BVEI'"<#&U0.WL/QZ\5\_CN-IT:4U"[G6NTT_@E*UUU^'
MOT_/ZK*^#I\T(.%HTY.5[;N+C[EW;6W_  #P/X)_!JQ\(F QVZ(+ K"GR <(
M !C@>V?\*^OH8Q'&JJ,  #&/3\OSJ"ULH+9?W<:J6Y; QS_.KE?F.;9G5S3$
MNO-NUDHI]%;]7=G[%E664LNH4X12YE!1VVZM=-5>PA&2#Z4M%%>2DDY-+633
M;[V22_!'K!1113 **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ J"
M9=W'M_CFIZC<=_P-<N-I*MAJE-JZ=KWZ6>_R*@[27]>GXG@WQ5\)0:UI5U$R
M!]\9SD=R#U/^?:OR1^*_P\&G37CB#;Y)=H?EQGKTX^OUZ=*_<?6+(75M+$5S
MO&!WQ_GCWZ]:^(?CI\.3<6;WL<0VQ+(\A"YSP3Z=.WKWR,U_'/BWPO.O];G"
MBTVJG*DM(>ZG9/=\^_G?M='HJIS>RBX7M[U^GNV=O^W=7Y.Q^,J7!L;XQ-\K
MNVUU]O?IZ#I]:T[N))P"3\J89#U^;].?P]C4/Q!T:?2_$4TNUDCEF(48.%Y.
M>O Z>Q_"DLPUU#% &^>(AF]QUZ]2.,=^:_SBXVX=K8?&2DJ+C[-VFK?#JG+?
MOJ_/Y:=*C%5*<O:V4I.I)]TOLW[7LO6RVW;EHU$Z_P"N=A&1U(3.,^O()/T_
M*K#K&1Y((\HCS,_]-.N.W?(__4*L&T*W,CL3L:/:%XQNQUQ^/;TYSQ506K^5
MY);+^9N#9YV]>OTXQ[]*^=HXF%.@L,JO+_"OTMS+16_NVW[WVZ*52'/*;@K3
MO&*Z)NUK/R7_  "2P59I?,DX>,LB#'50>OT(Y_D:KS1(LY@0YBE8&1A_#W.>
MW_UJLW$;6LB7(.$6/8P'3=@<\>_K38;*22VG8DEY260]P#D_YX[=:SDXN<:C
M=Z<UR>5-Z)KUC\7Y7([_ -7_ *W)KR&-(8G0_-$G[H>N"WX_YZTZSBB,+R,0
M'E'[T?W>A_P_ 55A5KJ6*/)(MOED'3/UP?7)'\^])*CVTLT6X_Z5D1C^[QV]
M#D>G^-:1C:G/#J5ZDN5KNHJ<79;?9]__ (=C5]UTU'B-9"P'W(!F)L8RW]?\
M^PI-V5#CF63Y7]0OJ?3CVXY]:5$9%6+G=!AI#GE@.HZ'/T[=::!MD:Y/^KF^
M5%/(!YY'Z=JNU[14+NCS<W][WH]^]^;H=:O[LN6[JN*EZ6OKY27O?)[=7[$1
MS$?]6!O4]MW!Q]?3KSS28)7[3UD4[ /]CH3C_/MWILD32 0 _O$(<MW*YSCM
MGCVXI^\$";^!1Y17/&[H3T'/OVIN6LJCA[M53C%;:OEL^_O7_P" "C]CE3C!
M0E%_S.VEO\>[].@FU)&6 ']U(-SGT/IC\?PQZ56NHA)$X/\ K(SLB''(YY ]
M_P#.*L)$T8>$D[Y3O4D]N2!G'<'UJ-1Y\Z2#A(/DD&>I&,_7Z_\ ZJBI-T8;
M:TI<TI=>62CJ_*7POT^1E4DG3YY)<TTE_P!NQ=^?YI<K]-C(T]OL,OFYQ\P+
M'/0Y'7\A^G2OO7X _$8VZ+!)/M6/8(\MQVZ<]>_':OA#6[!X$W+D?:AE,=L\
MDX[#WYKJ? 7B271IT!D*_9W5GYX(&.IX_+U&?:OV[PUX@C0Q.'K>TO%RIJ,+
MV2<>33Y6;OKZ'-%NK"23YDH\T9+LK)+;;K8_HE\ >(HM4T2SD\U6D9?FYR?\
M3_GVKTZ-L\=NH_S_ )[U^?7P$^(:W>EZ<S3;EN-J ;NAQZY]3@'_ "/O6QG$
MUO&X.<JIX/J ??'MS]*_TQ\,>*X9IAX4?:*35*+BKMVY>52@M?M7O\OD<M>$
M;1L^::2YN]VD[NW7I\TMS4HI <C-+7[<FFDULU='&,*#KR/R_P *\A^*OBZT
M\)>&]0U"2=8O)B9BQ;&, G.?;_/7->L7=PMM;R3,0 JL>>G0_P!:_%[_ (*"
M?M&VOA/P=X@TN.[6.9XI@I#X((#=/FS^0'XYY]GA_*_KF845"E?]XKV6C6G-
MY:+7^K'R_$V9QP6'A2O:=;FBY_\ /N-M_P#M[9+J?B__ ,%.?VK))TO[:TU'
M>5^TI&%E)S]X=CSUQT_K7\LGBCQ7=^+=?EGN&9Q<3%I23G )YSSP<>M?87[7
M/Q-OO&FJ,_VR21/-FW#>2"&R.>3GJ/Y5\::3H,BPM>-R9P=G.<9X'X^I_P G
M^M\@R^.$RZE345%2BN9VM9)+\Y*WJ?R%QQF,*M>JH5%-2;4YWV<6K)K;>S_X
M-SJ["&WL8UBC8;1]WMD\=^^2/\]:L^3&)WER S*01[8_^OGWK'CLI\0IDYC;
M)/3('..G/X'IP?2M8POYDC9X,>T?7V__ %_U-?:8!_N5[UE9J]MUS1T[.W?K
M:Q^10]Y3DTXM-S7>4M-=/YM7_5AK6\,D.W=E0P;_ (%Z9Q]?T[5-LC\Q"6^<
M( !ZC&,]/U^M5([61(/+W'=O)R<]\GCOBI6@D:Z24$A53:1VSCJ:[GO;VMXK
MGL]-?AT[>\_Z95W93UYYMQEOHM/S7]= 2")(Y!N&QVRQ'J>3VS]!Z\4YH(V>
M!]P^3&SW[<<?E^=12VTK0RH#R[97KP/\\>GH:D6"0>1D_<7#=>3C&?\ /X9H
M;^U[5MMM?)0BK_-Z?+5#22DZ?-[D5=.SUE:+_/\ R)@(SY@5LG'S<]._IQ_]
M<T;$&P[NA&.V>1_D^M0002))<LQ)$OW<]N /\^PZ5(T+_)@_=/;/M[#\/:LJ
MCY$^27-9Q_[>34;^>FNOEU.:22T5)-6^=^=:?>[_ "[:!]D422W!/^L7:?H,
M_P"?ZBHQ!$80H;Y0^03TR,D>^>_-7)%+1LH/+ CW'^>U4([618%B+?,KYR>X
MSGOGU_.JIT54C>^O.H)6O>ZO^GY'5&34DN9Q3=V^S323_$L;$\[K\P7 '?'7
M.?TZ=_QJUID$ G9&;$9RY.,<X)_SCT_"J'V=_M0FW?*(]N.<9_S[5:L[.5R\
M2L=[[V!'I@GJ._\ C[YJY4K)2<OAA"VFB4M//LNGS(YY>SJ6E=JW+#^9)Z6W
MVO?:VOWQ7]VLC2"-AF)MB $=/PY/Y].*X26XSJMO K9$[_O1G.#GD<_R'?KT
MK5026U_*96RJ.05)//KP>OY#KR?6QX0\)77B/QA9VT(9OM5TNP*.@+#COQ@8
MQU/T%?-9AB8X2BX\UEK*4M5JY:[6W5EU/:RC!3KU84I4^2[BU/=QY^6Z79W?
MG^5_NO\ 98^"DGB_Q%83_9&D47,!4A,YR1[=L_TK^V#]A']F_3= \*:1J$]J
ML<P@B?YHP"2H4C&0.]?CM_P39_94N+^WT^^GLRQM5MI'9HN#]T]U_P#K9K^K
M?X6>$H?"WAVRLXH5BV1*N ,>P[=OTK\'X[SM*C*E"=I5'[D4_@:25UYM?G]W
M]*>'N1U85:4*D6XTI*<I-?8LDE;:SNG8]-TRTCL;2*VCP%C4# &!P .W'M_2
MM&H(D96)/3_]?M_GO4]?ATY.4Y2;NV[M]V?T;035*,7'DY4HI>22L_F%%%%0
M;!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "JMQ:I.59OX3GD5:HH YJ;P_:2_:
M=RJ?.4AL@>OY'MZ5@2>!M/EC6)HTVHVX?*.IP>/Q[X]J[W8<OUYZ?Y[^OUI/
M+;:OL<]/\_G[>]="JRY;.;M[JM?M%?Y'G5<-"HVW03;;D_[S4DEVZ/FM\CS)
M?AQIJRF7RH]QX/RKP. >G'/TJVO@#3CA/+3&X-]T=<^O].E>A^6=Q/M_GT]
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M:WYV''!TU.7N62ORR5M>=J3^ZUK6L<O8>'+73X1'&JCD'('?KCU]?\FM^!0
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MYMNGWND_ERQ7WJU_NWZ3T445_1)RA1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MVXH=542(?N8Q!]3C&!_AFG(/)V#K]L&21_#N^O3'L?3I2S8?Y0?^/49SS\P
M]_\ ZU:YIAU0H3<5>>DH:>2O?TV]%;;4>"^&.MI145)[<J5K-/\ O2M'[^A0
MC@BC>.1?]<K[I>F<#!R?I]/?'2OIOX->.9-*U:UC28K'NC4?-COCIGU[?2OF
MVTMA*T\Y(S,NW;D<9]O\FM7PS=/I6L0C>=L4B-UX.&&.?TQ_3BOH_"WB"M@\
M\IQJSMR.*BKO=N.GWABJJBI3K2<8QC._7FYI)\NG1']"?PY\41ZII5LS2AW\
MM"3GT4'UZ$9_^M63\9OB-I?A3PKJ5U<W*Q&.UF(8LHPPC.,Y/MDX[_3-?,?P
M3^($*Z,DTURJLEN>&8#&U!SR>F1T^IQ7YQ_\%"OVIHM#\.:MIUMJ"AC#*/DE
M&<[&&."?4?3'2O\ 83P0S)YK@\/0JU&YN-/EN[Z12M+7J[_UJ?F7%>>0PN'J
M4H23IR3C.?VE)V:7SU5]GY'X9?\ !2']IR\\0>*M<TZ+42\8FN8XU$N?D#,H
MXR0?IWYZU^#.H7?]HZX)6.Z*XE+S\Y!8GG/^1R*]:_:"^(EWXU\7WUXTSN#<
M3?Q$YW/USWSC\_PKR'2[$OM+$_O #N/;.2>3ZX_SUK_27P\PE+V&'<]%/EDY
M=?9PY;??)2T[+<_D7CK,YXB-H3;FH<O+S?WM;^BU_0[!+6SMS%MQS@QC]!CT
M_P /2K,SH5D1CA<'?G\OZ?C^=4VAW^5@_P#'M^N/\^GKWXJ62(2I)V\Q2OTX
MQG_/_P"K]7QT$J+Y;2N[/5>[K%1MYVM=_F?CL*J<X*.M[N3[).S=^CYM'IKY
M7=H=ELT4>,%%8[,>O)&/\\]:E_<F5E'W]O/^[V/7V_'\*ACM!'#%'N_U;9ZC
MG!]_\CT[!PML7#S;OO1[,9Z<'GVZ^]>0HQBFI2<9I.Z7=./N_GNM>VIV=(M7
M][2?E&ZMIYWU_7H;;=(?]C=Z\;OS]3^E2%(3*K_Q[!CM\I'J?:J\EF'A$>[^
M/=G./?UQZ58\G,B,6P50+C\/K_(?C3;C:ZJ2O[]_2T59;[_Y=QV5W'7DBFX/
MO)<O6_7R_P R/%N\<@XV!OFYSSW]NO\ ^H4[]RK0KQT_=\XZ^WT_R.M1):;(
MYEW?ZQ]W7H2<D9R,8_R*<UKND@?=_JAQSU/0]R3CZ\U5X7M[22CK;??DBEUW
MOIOMYDKX5*[]HW:2UOR^[OK^A/*D4 \T8&X9D/OQUZ?YSBF,L,XC;L""F?4^
MG?/_ .JFW$7F1O$&^\/Q]/ID9_\ U9I8;?RHXU+#*?K@YZ_EZX%>=A=*M>4E
MRSYTKK>UE;5:.ZL]5]S'6G*2YDKRM!);_#RQ;M^-W]X3NK++''S+L.1SG'3L
M?YT:=%&ED5NL#&YES_>YQCMZ?IWJ:VM/]-,I/$QVX[8&.W]:DU.!1=O9H<!$
M$@VG'IU_*OIJ57V&'HSVC&*D[;-M)7\]]+F>&H\V(NO>3:;C]E)6YFK[W>OX
M;F=8W-OY[-*1O (&3_#SQ[#&/4?E7.^(";Z5;:Q&Z-RNX#G+9]O<_E4%^KVQ
M-QN(R?+QG'4E<_YSW/.*]3^%/@B?Q'KUE9B-Y1<RHQ(4MC<RGKTQSGU_G7R>
M:9E'#RQ-YW4(OF3>B;M;]7?Y=C[3*LI]M4@X0YHU'";NGO)I6M_<Z?+Y?;G[
M!_P5N_%/BG2/M]F9%:XB*$QD@KO4C@CVQ^OT_NY_8_\ @_I'@WP=I!MK5(I?
MLEN9 $ Y '/0'MQ_*OQ'_P"";?[)L<L.E:Y+:*GV<Q$Y3N0#GM]1Q_*OZ=_
M?AN/PUI5M9HH 6%%P!C&!T_(?A7\U<<9W"K3J*G7E[6K[J@FW[O-JWUZ->A_
M2? &0QA5IRJ4](\GM4U=0M;DY7YNS=ON.ZMT\H;.W0?7_(%6O;\Z8P[CC'MU
MY%-!((/][C]:_$JM=JJU**LVM?[K23?R;LUVMW/WNG35."BKM+1:=6]E\B7I
MP****V5DDELE96[="@HHHI@%%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !112%L$#UJ92C&UW:[27JVDOS0"T4455P$8\
M'Z5S^LSK!9SNQP%0EOP'!_#CCC/ZUN.V3[#O7E_Q)UE=+T.[D+A3Y$O.1G[O
M?N,"OSSC_,(8?)<8U-)JG.$7>SU2YO/=6Z::G10C*]UONEZ?\/\ AYGY>_M6
MZM:RS7CJ^69CLYS\V3CIU[8K\WK%Y;F5XY/]9YKDCOLR3W'?^?3&:^H?CKXC
M.MZE/;>9N"7#-G/7YCP>>G7IUYQ7S7"GV/4?./ =-F,=SQGTR?P_7%?Y,>*&
M.J5L=6I64JL<5*5F[I+FM#7R5['?14JD)3J>["%XQ_O5$UOIN]KIZ>>Q9U&:
M*,)"&Q"<!_\ >XR,^QR?UKZ4^!/A6VOC',(PUPTZ&/@9QGGGZ=<=^W:OEW5K
M;_2HK=6W+*5DW Y^]@@=>.#P.]?HK^RIX8-X;2X*Y6)E&#T.".G/N<'\N]:^
M%^42Q&.HN:;_ 'D:DY=91O%QO==6FG?HM-Q-RC)QLOWT$G??72*^]O1Z:W[7
M_4GX<Z7%I^@:6BKAOLL6\#(YQWYKU!5& <<]?SKG-"L_LUG;1XZ1@#V__4?0
M?GS72CCCTK_67P^RY8+):47344XTI)6V?LX/2_W]CSZTF^5-<O*FK>G^8444
M5^@&(4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110!4D0DD=NP_SQ^/\ A7#>*](%[:2+L#94[N!TP>V/\^_6O0F&1[CI
M_A5*XB$L;*1G((_3C_#IT/M7PO$F04L92JN2<W)2E&^NCTM_VZ[=]+&\)<T7
M#9.R;Z]-4]+;'Y+?'+X=,;V]N$M_W6UF7"]&Z\<?Y[\5^<?B/3I]/OI(F!69
M9&Z]=H8]_ICZDU^^'Q7\))>V=UB($A)&R%R<@>N/;\3ZDU^-/QD\/7.FZK/=
M+;N,2,@^7L&(SP.1CTY]\5_!'B7PA['$XRK"'*^=PEHD^9;O;_A[G7&=2FU&
M%^:,XS7:2TW?GN];>5CRBSAEG9<Y\G80P(R-^.O/X^OYT\0W"V]P#G?O_=$<
M$+GIZ_E^%94>KR6;I;D$;P2QZ<^GZ_TQBM6+4))+>28J=R' !!YYZCVK^*N(
M:4L-CJB^*'MHTXJ5VT^:*;U[?(Z?>J-5*B2Y[5%U6Z6M^M[_ -;O<RNMN&R5
M51YV#WQ^6"1W]\TL;R1K<)_#(,0=>OL1QZ9[9 [T&1CY,9&!<J"_^SD>N/S_
M  P<5!/*QF1 ,"V;*G'7KS[\#^OM6F64)58.=51Y(PE?ELT[2NFU;=NR>_W$
MPBYQ4-JSG\/V>5;.]^^FU].[)HPRQQJ>) ?W_P#N]\X].<_UI%'[YV(/D$8B
M(_O=>,]\GI['TQ1+*P*R '-P=C#& /Y]<]*>P&#!_#""ZD="?3/\^XZ=*Y$X
M^^VVDU+V?D^>/3NGHO+R.KW6HQNTZ33D^ZLD^VST6^C>NY'*)&C4)DS;@6.!
M]P'/3D]/U]:ERN1CF+;AAV\P>Y]^OYBF1RG'VC'S,?+(Z\=,]O3GMCKTI",2
M_9N=C?O<CGGK@CZ\4/X5JW-<_M/\/N\WW+X?R!2C_$N[55&*2^R]+V].GJU=
M:B1JX5P?]<3F+'.%SV]N?Y@4Y/WT\87_ %8!$W/!8@ YQ]>2?YCE996V&?!W
M1?(%QR1T]?I]*AC9K>2./!(N0'8^A.2<^@& ?_K4IU50YJRE:,'[FJ7O<L>?
MMM&S,JO-&'LH:R2;?-HK[I:V]U*SUZO<M&-OWP88.?\ 1^. .PZ]L?3VYJK%
M%*'.[G&#+WXQSZ_YY%.-VS3KD8$#8'7!&,#/ _/Z],5*9B3*P7B4#/&,#_.?
MKBOI.7Z[@I3LIRG"$[_RII)6[7O=KS-,-2E",9JUZD$I7V4^=)VOV3;7FKV(
M$,J37)4D1,N(L<?-T'U_R*$CGCBBN!_K$D#2-_LJ<Y_#']>.34FG[IF:$KQ'
MR#V/ .,_CZ_A6?XFUA='TZ5V8(2&4Y.,  @?Y_7-3P1EE6&>0C-6G+%1E3:Z
MP6EF^SOY:Z=F?.9]BI8>G..CAKR/K)JV^NWWN_4WKKX_CP-;7H>^\F!+&50O
MF;<.(C[COSGWK^?/]M']I34/&%_J=HFHM*'EE 42DC9O88^]U_3VYY]G_:H^
M-LFDSZCI]O='8(Y3E7[X(QQ^H]/U_#;QOXYN]?U"YNY)'<^>Z8+$]7//)/\
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M;OEV\A1GMQTQCG'/7%?=T,87CLO3^G^?85A^&M#BT6S$,:*H(7A1CI[>WO\
ME6_&Y8L/<_X?Y'TK^:LVQKQN*JU(MNFFE!MO9VV72[O=>OH?U%DF64LOPU&Z
MM5JOG:MUY59?<D_R[CV!./3O^E(%PQ/;M_GVI]%>(Z,7-S>KNG;I9)*WHVK^
MOS/H;_U8****U$%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1136) _2IE)1BY/9 ,9N>"<#\J;G\_6HI&P,=L9_+_\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M2*0N02T@/49]_P#'C%<_$-:=+#1::2J0A'MLE_6Q]QPG@5+%4WJX)T6G)/\
ME2ETU=[6^_H?K-_P3?\ V>H_%>J:5.U@)&,\4F3%G@,&'48/'^<5_:Q^S_\
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MF.3O9^7]?\ ****ZR0HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M:2G%22_Y^*W([:>ZE>_G^#X[>5HO*W$L&+9!)^7OU_*FR@Q,'_Y9JI4KVW=
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M?\ WPM*=6K%).V[=M+-)7_']7W+@LIO$.H120;F6:0*H SU8#ZX_E^=?OO\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110!$
M%(D+=N?IW_Q]^_:I:**;=[>2L3&*C=*^K<M?/] HHHI%!1110 4444 %%%%
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M,AA@?NL%O?V_'O7C6BZB))FW,"4;]U^8/'7DG/\ 2O2K>0,(B/XR!+UX'O\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M8N_3?K:^Q<C4J_V;<3]H^<-R0O?'ZX_G6M=:8'LVNBX46ZX(+8SC_P"MZ?\
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M3^=/X@:#)H5V)/+(\^4J1MZ<G\A_GZ8.GW86!HCUC1GW8 [$X_3H*^R?VBO
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M0N1G=T[_ .>,U_87_P $TOV88--L=.N9;, 1BU()CZCY<<E<<\=OYXK\._\
M@GM^S7J_BS6[&Z:T9]]TAC)C)^4LI SCOW_''6O[=/V5?@XG@?PSIB26JQRI
M:0;SM"DL%&3R.V/_ *^17YEQ_P 03A.24G&-Y65]]K=>^NWW'[?PEPSB*M3!
MJC!\JE3<]+KWI)2OZ1U;[7[GUSX-T&'0](M+6-$410HH 4#@ ?U_J#78TU%"
M*% Z"G5_/E>M*O5G5F[RG)NY_5&!PL,%A:.'IJT:<$MK:VU_$****Q.L****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MGT^U\/EJ?8^%G$N$@_93JQ4I*,&W*W/HO>MZOT>KZW/VLK-U-BMM*?\ 8/\
M)C_2K5K.MQ DR\AP"._!JIJQ"V5PYZ"-L_@":_%*:<:T4]&II/UO8_H/&2Y\
M#7E3][FH.4;:W3CS(_E__P""JVKR:8GBJX25D*PW+8#8QM#'M^?YCWK^*GQ_
M\3-1O/%X0SR^7'J(93O.#ME/ ^;&1^/!'7BO[-?^"LMC<7UMXJ$1.)X+I$'I
ME6]1SR,?S/-?Q*>-_#=S;^*H[1L_:(]3W/QSM,Q.">OMVQ7](\%X*,<DQ<II
M3<J</9_].GRI2:]6_E?8_DKC:I5AG&!C*HWS2YIO_GW[\;-Z]KWZ^B/[.?\
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M2G7G*.SDVG]US^A<FI5*&!ITJLKU(WYD_LWUBONM]P4445S'JA1110 4444
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MV/UR<^]=,9(H2@"C=*-R$#H,=O\ ]7UK^E.&<M^HT*3Y/>G1A#FM\,DTK_\
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MAU=[VB[^36VFRZ'E5&L3%P<%SII0=_L;\_X?B=O9:GYEM@-^]+!-O?:3C/\
MG&:^D_@+\/Y_$_B&QM4@:5)KB-F*J3ABPR.YY/Z>]?%_AJZ>ZUZ.%<M&S+'L
M']XL!T_SFOZ#?^">'P-G\1:QH]U)9M()+J%@3'G@N#C.WH!CIT/4>G]3<+\1
M7P2@JEN2,VUS>46W;OY_\,>MD^7RJXR"]CS."4^;K;3RM=6OTZ]S^@#_ ()K
M_L[MX?TS2M1GT_9M$+AFCQP0.F1[#Z]<X-?T7>']/CT_3K>)%5<1(, 8Q\HZ
MU\Z_L[_#O3O"O@K1XX[..*1;.WW': =P1<_CQ7U'& J*!T P/P-?"<5YQ+,<
M7.%VXPGOT>BM?S_3T/ZOX,RREA,%"IR+GE%2C*UGRM17YW^X?1117R!]N%%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@#,U)5-I=9Z&%P>_;D?YZ9K^0+_
M (+=P6^S54W#8&=@?]K;D#CW_,_2OZ_-3C)M+ODC=!)C'T/^<>M?Q_?\%NK.
M01ZG$'Y$C-G/;;GG_/3-?HW "C+')2ERIU*2?FNNNRMMJ?D/BA?^SX>[9WJ6
M2Z_#9_-:^?3='\G7PP\M?%L;9Q(-3QS_ '?./^3VK^TW_@E?J]A:R^'8A*OE
M/%$93GC?M4G//J/K^9K^*7P-NM?$_P!KS\JWA7;_ +7FMS^=?T\?\$[OBPGA
MN32;:2XVN3&X8OC"X[<Y[^O;OBOWW/J/UC*88.$WR2PS@VNDDM[=6K^GR/YX
MX1LLSQ;K5+JDXN*EM*\M5K;YV]4?V9P7UO);0.KC[@,>.F,9&.HY^I]L]*CE
MU>VBBE=Y %C!+9/3M]/TS^E? NA?M,Z9-8V2FZBS! B-^\7D@ $G!SSZ\GMZ
MUS_C/]I[3=/TF_(NH]T\;;3Y@X/S=.?P'/\ (5_/L>'*KKNE*_-SI)>LTK?^
M ^]UW/W.OGTJ5"$Z:7NT5SM>B2;6O2W_  =SQ'_@I!XNTN3P5>@7$9=;.Z\L
M;@<D;NGX_3V]1_!Q^TU:IJ?CE[I1N:6_^?'/!D/IGC'M]>E?TG?MV?M-0:]I
M$MFE[G8DRD"3J"#CO]17\Z'BBP_X33Q1:RQ'S/M-\@7'/+-V_ _7]*_9,JP_
MU#!8>E"\E3CRWM;H^9_)Z?J?SOGF.ABLRG*#O"IB)3J3U]Q?CUNM^OF?IY_P
M3>\%R:IJ.BQM$3# \,D9QGYU8$?CZ?S%?W*?LU:1_9O@/30ZE)%BA4 C'2,8
M],]N?I7\OW_!+KX&SM)I2- Q:&**8OLZC(;'3_('XU_6MX!T?^Q]!L[15"B.
M.,$8QR%'3_/\Z_(>-9*6-J3YNMD[;[-^J7I;1(_H+PSP\/[/P]2,>O.H_P L
M7RN,UIVN^_3R/2@?E'T%+3<94#V']*:N6(/]T8^O6OS*524:D8<OQ6L_*Z4O
MN6I^[KX5Z+\D/8;A@UR_BR=;71+UB<$0,5[9.&_SZX%=37A7QT\4Q>&/"FH7
MLCA5CM96P3@<*?Y]NQ_.O1P5.57$T:<=W4B[?-7_  ]?0\W-JL</@,56Y4Y>
MRE%=WH]O3<_CF_X*^_%A+#7O$NG)=X;?=1NH?!&2W49%?@5^S'HW_"=>.P&3
MSDDN$*?Q9)<\=3UZ_CCUS]A_\%;/B1-K_P 4/$(AG8I=WTZJJN2!\SCU^IX]
M>A%<!_P3/\"2:GXNT>25#)FYMR<C.<OG'0_YSZ5_2F'I_5LNP,9KE<<.I:W5
MKN-G\[I_\.?R?FF)^LXRO-=)2A)?S)M77]7/T'^(O[//V'X>?VDED1,ULV["
M8^7R0>X],_GGUK\9/&VECPS=W*2KY2)=.<GY1N#DC]1^?K7]NOQ _9Y74_A$
MMS': B33R -F.3;#GIZ\YK^0G]N3X<7'@B]U&VV/$RWTK[L;>/-)Z_T^M>]E
M^:\^%JI5FXJIR\U^M_>B_N_KIX$\#[.I3?LU93592[;.FE^.NI]\?\$K?'$;
M^+-+>2XQ*EZL:#=_"'';\N,?TK^[GX,:C#?>$=,DB?>6M82W.>2O/3\^G7\S
M_FX_\$W?'+:%XQTN9YMH2^1""Q SYBC_ #QZ_0_Z#_['_B8:WX#TN4R;S):V
M[#)SU3I^?;M7Y+Q]AO;1KUTW)1E!P?\ ,KJ_W+7;Y+I^X< YG&C/!4$E&%;W
M)VTM*Z2CY7?E\]3[2HHHK\</W(*X?QY@Z#J"Y^];2@_BIS_GGTQ7;@@DCTKA
M?'JM_85^?6WE]>X;_'FNS+91>,H-.Z56'WJ<=/U_JYYF<7^H8CW>;W'\M-['
M\6'_  5\@CBN-< P%$DY!XP6^;CCBOY</#"^;>W849E^US#'))7>WKGV_6OZ
MFO\ @KQ;F>YUN$'E)+ASUYQN./R_^M7\N7P^A\[QA+;'!$EY)&%QW,A7IQ_G
M\*_J[(<5*GEM*I&'O-2LN[]WE?R_K1H_D+BK#1Q6,KT[VE\?_<1[1_[=>U[[
ML[?5-"NI8P5B8Q>7EF /4*/3Z'_'I7?? #QN?"/BF$R3>2\5QA06V_Q=.O\
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M_$+E^MTN5Z.I7=O-N%U_V[_6A^S^%,G/ U96WIP?^"ZW7^-W-"OCO]KB./\
MX5UK0DX1[9BW;^!C_P#6^GK7V)7QU^U]&TWPWUF-3@M:,,^GR-_2OD<@DXYG
M0:;CK?F5]&FK'W/%D4\IJ-J]FK>5VD_P/X'/^"@L$;>*+]AMS%<W)C]_F8\<
M]/3KGH:^2OV0X%/Q,TG.-DFJ6_G9[+O'U]N>G&*^P?V^+0MXBU1C@^1<76??
M#-ZCOGM^HKX__9FD&C>++?4&(&;N%QSTP1_GZU_6.!BYY/0^W4<$HQ\I+6WW
MO\=]#^(,WQ%2CGM>I3T5.I.#MHK<RFGIUULO/4_N-^"OQ1L?!7P5MH4NUB6#
M2V\KYP/F$(P!SZ@8^F..:_GA_P""B7[3MSKMQK6EQ:@9'=ID9!+G"ME>>>_Z
M^GK] 7G[0_V?X9)ID-[M>WLI-Q$F"1L P<'_ !K^>[]H;QW>>*O'NJ2?:7DB
MN)"@4NQ +.1P,C^M</\ 8-+G4U!0JSC%M):\R2=]MVG=[:V/7AGM1JG!R?.X
M1Z[WMH_6VK>YY!X'\*/XW\7-YJ&59;HOG!(+-*3C\SCT_I_5)_P3+_9DAFDT
MF]N+#E)82"8N-H*G(R,]._\ D?A9^R!\+'UKQ)IVZ/?YD\+$[<Y!E!],?7_.
M/[EOV"/@_;>'O"VF7QMD4I' #E #RBG.0,?CGZU\KQ'BZF6X*I)5+.-*44MN
M6;2T5GU:_4^VX7I+,:W-)<\VZ4+;ZR:NM^G>WH?I5\/?"=MX;T+3K6% HCMH
M@1C'(48'X8'^->D[%)5O3I[_ %_KQ5:& );HBC& ,8]/;\?Y?G:4$*!Z5_.N
M)Q$Z]652<W*3E*[>^]_Z]/(_J?+\+'#4*=)4XJ/LZ<M/YDHZ6\K(=1117,>B
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% &?J</GVS18R'RK _P!TCG^E?E]^VO\  6U\
M6>$M5-K9":1K:=N(P<MY;$8P#T/^>F?U0(##!%>>^.-%@UC2[NTEA20/#)G<
MH.?E;U!'H/QSUJ948U8U/=4I<CM?LK=_RT/F.(\)[3"UJJ;NXQ2BK_%&]OD^
MO]7_ ,Q_]O/X(ZUX+U[7+MK%X7AGN/+/ELOR[S_LYZ?_ %Q7Y3>&+Z:&:]M[
MDX9IR"&^N#U.?\^O3^V#_@K%^S6+JRUS5K73N%CD_P!7%C.3U.!QZ^GISS7\
M<7Q%\"7/@_Q'/&\3Q*\\C$%2N.3CCC\?TKYG'5.13@HIPDWZ)PC%O\=O\]OY
MLS[ -86O*HN24JLX62Z*TK6WNV_QTT0]I)IDC."40 H?;G'3/X\XJ 3?,RCK
MP)._^>OO[UC:?X@256MQ@M!A>G)Q^';V_I6M:0&:9921_I+#CICZ^F,=_P!<
MXKQH7E#VDE9/2#MJVFKKNM-5Z'YU6POL:<I1G)VL[6ZRLMK?IHF-C:4M,#G:
M%_=^YYQ_GFD,\Q@2/GS0_P"\!!X0^V./\_C>O +5C$/^67/'.>.A'0Y/Y=*H
MQMEFNN<2@1@?D,]/?Z?UI:WDX+3E4>MY)+3I\6LGW:MW.G"R56T8)72IIO9N
MT5?S;C_P"<+EAQ^Z"Y&.F_J!CG/KFJKO<?:%)!W 87(_A& ,Y'I]1WJ:>;RH
ME@'.'5L]>,CC//Z'^F)7E63;<XY50F,<^GICKGU_*A75I<J:DG&+E;7X;/RY
MD]4>\E&%.ZES<\8J*>SD[:^NORMM<CF9IYHD/^JV_.?<>_U]^AJ$M+';W&/O
M(V(NHRH_#_/MS4RGRY1;D?ZX%]WH.3Q_]?-22G<0@'W>#WR?7%2[\JA9*+2:
M:[)WYO5WY?D>#BJL:4II+FC=.%]/>TNEY1Z?U>O:2/-#W+\"0#/''<?_ %C4
MUR'@@W2<9_U><CVXZ9_#Z^U5TS83<C(N6].G7_#CL<=*@UK5%GA$*X!@!/'0
M\\'@<_KG-*B^>:BU;5VTW<8^>]UI<Y_J]YTU&;;G:4EO[K<7:W^)_H<KXBNI
M9K:RC@R7\[$P]%YSD^_X>U?8O[+'PFO?&WB73$MK1IXFE@QA"V6,@XX!YSTX
MZ=.XKY;\(Z#+X@U&*!4:0W,BQA0,X+''X=<__6K^FW_@EK^RW->:KHT]QI[.
MJF&?<\1;/SAOO$''?C/?%=E/!^WDJEFIV;4=;;QO?O;IY7/T'A[+7RVC'2#<
MKI:\\I1;O_ANTC][_P#@FI^S-!X4T#2M2U#3A#<>1"P+1X)!0$=5'YC],G/[
MPZ=8QVEK%!&,*B*/E&!P .G;].]>0?![P1:^%_#VG00VZ0^7;0+A8PN,(!GC
M']??K7NJKM&*]K X1J/)=I-<SZ<E[-)>3\G?\S^E>&<"J.#IUZE)1G*-HIK7
MELE?OK_PW41 0N.>.!GTI]%%>S"/)",;WY5:_<^H"BBBK **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** ,
MK4R_V2[Q_P \'QGZ<?C_ $YK^1#_ (+4AYX]6C(W7&Y^/;![=O\ /O7]>&I2
M;;2[)[0OV] 1^/\ D=J_D/\ ^"SUULO]5NR/E<NFT@XZ>WX^I]:_1^ ';&3O
M%.[II/JF]K>;5^VJWV/R3Q,<%@%S2NG&KRMZVES1\NB77YK77^0O1))=/UZX
M-Q\L(O9#DY'S>:P'/&.OYU^FWP(^,I\'):W+7?DM$%V?O,?+CKG.>GT]J_-'
M5?\ 2+ZYAC&TF[DDW+U'[PDC@=_K[>E=E#J]\=/!@:53"@CVJ6&<#';_ #^7
M/]'XW"\V7PE!\U2:@N7M>W,_DM5\O4_EG 8MX+'8B<G;VJE&GY\^D6[]4]?^
M'/W,TK]M*[CE1$U;]TO#XF''/<9//].N:E\4_M?W-[IMRKZI]Y&\H&7DY'U/
MK^).,8.:_"ZQU?6(%D3S;D^:VX-ND/.![G_.!QWT;[Q3JT\4</F7!\M"I&7Y
MQCWSSZ?I7P57+5#'7C=R]I%N_P!G2/\ [===_D?<8C&5ZF$A:<E'V;Y[/KR[
M/73373KOW/9?VB/COJ?B&1H8;QY"6<.!)GKN [GJ/Q[5SO[.$DWB'Q-I*7_.
MZ[A,>[GYBR],]!SD>O>OF36K2]N+U99O-87#@\[CC)/=C_GWXKZ6_9YNTTGQ
M;HFXA1;WMNQS@9PZD_YY)^N,?H=3+::P4'&*YW&+G9+2ZBW:_6_K>_<_/'2G
M5QC@HWC5L[];73E+UO>Z_0_N5_X)K>![&RT/3[L1*MR;-,_+S@(I^HX_#WK]
MO[*-8K=$7H /Y"OPJ_X)P?$NSNK*RMA+$-MA&-NY1_"J^G]/;T-?N3I%\M[;
M)(A# @'(P1TSU!-?S9Q]0G3S.?+%*BHQ2MI>2M=V/ZA\.94:6!A2YN6<H048
M_P!V*CI_P/O[G2G.SCT']*8F<_SI$?*9[CZ^N/T_^MVI4/./7^E?E59)8JDG
M)IKHK]TTO^WM_P S]KIR4J7,M8M1:?7I^0YR0I(_S_G^5?F/^WM\3;7P_P"#
M;VU%R(V-G<+(N\#HK=L\?A_,BOTIO;OR+::0_P *M_(_I]?\17\RW_!5[XL-
MHEKJ-NMR5#I=*0'(Q@..Y^F?3US7V_"^ ^LXN4Y7BJ3@TUOS2G%6\K)GPG&>
M:4\-A(TX3O4E&3E#^XM;M??O^9_(W^V]X@B\8_$K53'()BE_(5(.<DN0.YY_
M/I]:_2'_ ()1_#Z]U#7O#TD-NSE9[=I2%/W-X.3QZ=^/RS7Y$>+7?Q7XZO[]
MY#('NRX+$D'+=N3_ )Z\\5_27_P2,TVTTC4=)FEB3]]Y"C<%^7D<\],>OUZU
M_0V<T8T,IP\U)\ZH1A]T8R_&WW(_E?"8U5\TQ%1/FBZTHJ'2[G;[]_\ ,_J>
MMO UK=_#,:9<0C(TSY5('WOLX^O)/3_(K^+O_@L/\-G\.W>JRQ6VQOM+D87;
ME#(Q'^<9ZU_<[;SVO]AQJKQ[3:*>JX_U:YZ>PQ_]?K_*+_P6I\+6VJ)J-Q"D
M9R#\J@=AUX/^<'.#7PO"6*KUL7BHU$W1]HJKBT^6*N[M>M^GRMN?7YM0HQPU
M*2ERMTX;6NYI+W?Q?R\S^9[]DGQ ^@>+;#+E(UOX]QSC!\U>O49SGN.>#7^@
M/_P3A\?C6_!&D0B?>5M[= ,YP @'8_Y],U_G;^"G?PGXD2/<4_TX2 @XX$H/
MX>W(ZY/>O[//^"27Q<%[I>E:>\X+#R452^2<  X'T]OKQT]WB? *MEV-E&">
MEXJVD8N*2<?5_C8TX8S-4,SR^DY--5%!I?S2E%1?G=Z>I_4="X>-6'<"I:Q]
M)N?.LK64?\M(E;]/_K9ZUL5_-]6#ISE'M*2^YV/ZIP]3VE*#^THQ4O7E3_&_
M2XP_>&.IZ_3_ /5_C7&^/1GP[J(XW?9)MO\ O;3C_/\ 7%=CG#^N3C\\?RKE
M?&L>[0KUNR6\S'WPI_S^-+*91^N0<O=_VB"DELK-;=/>ZF697C@<2TN9^Q;2
M[WL?Q0?\%<YKBUN=<,@*OYMQG(_A(;_/].]?R\?".]CG^+<-N[9A?4 ,=M[3
MC QCKGZ8K^HG_@LU<".76YD'WI)DP,=,$>G\P?7W/\L_P TJ35/BY8KN(SK$
M3D] ?]*'&1^7TS7]4X!RED]*=/W5"<>9KIS<MDON=_0_DG.:519GB)S5G).>
M]]G_ ):7Z_>?UN?"SX(ZCKOP0;5;*Q:5OL*!6$9;*FV/.0#G@CW].*_G/_:M
M^'.I^%OB)J$]W;/%"EY<&0E2 "&.#G  YSWXK^ZG]B/P)9ZM^SE%;R6L<K-I
M\" M&K=;7''&?IR>3GCFOYS?^"H?P';2]>UIX;'RQ/+<2ATBQ@;F/7''Y_UK
MHP6<JK4Q5#15*#<9:J\4HP:_\"\WYZGAUL)-PISITM).4FTM^1)V=MT]+W?4
M_+O]DCXJW'A/Q);QRW)B3[7$(,L5RH=>@XR.>W;OVK^[W]@3XP:;XG^'=A"U
MXLD_V"$2 N"<D+[]<_KD<5_F]Z#KMQH'C"*V5WB_LV[$38RN=K#KCKZ_KFOZ
MTO\ @FU\>GT71=)MYKTXO8[9-K2\#.WL2>F.E<N:Y70S3 UH1M%UN6HK6^*/
M*[?@K^>MSNRO'5<%[-0;?[SO9IRM%KO:SY;?RGV/_P %5A>WNBZJUL"T*QW+
M1D XX5L'(S[=?I7\0?Q(FN+7XB()\B0ZE&'!XX,WY]/UK^U3]O#X@6OB+P=J
M."DICM)VW<'=E3W]C7\7?QK43_$<3QKCS-308 Q@>=_/OZ?C73PM0GA<%B\/
M5]WD4:<96^))1N]/+^M3BXDQ:K8S#.3NDYQ775RA)KR2M:U_Q/Z]?^"+DC26
M^DD','V6,CTR0,\CCW_GSS7];.ED_8K?/_/&/'TVBOY(O^"*3[=,TBU/5;>)
M]W/< ^O^>WM_6[I;;K&VXZ0Q?^@"OQ3Q"A[/%TXK5>UKM2Z\K<+??VT_0_?O
M"IQE@JC6D7"/);[2LKI_X+JW37[KYS@X]*^-_P!KDRCX<:X5^^+9MN,_W6QC
MU/\ .OLFOCO]KV7R/AQK,N,XM&)'U1AFOD^'I<N:8=\JE:2=GY-=^I]OQ;'F
MRJH[M6>W1WLM?3<_@F_;Y-P?$>I  X:YNA*/3YCZ?_JX K\^/ASK<FE32R;]
MK1$-$?N\Y]<]CQGU].<?H7^WQ>!/$.JDK_KKFY(Z<?,V!Z?Y[U^6NAWI8W!!
MVB$EN._<]*_KW)J<9Y30J2TY)1EY\LK77HD]5Z'\,9_55/-<<EK)5KV?52<8
M7\[7N^OX'V5>?%W46T&XMVN#_J) V7)^7& >OI_^JOB>\U!M:\47,SMO4MO4
MYR"P)(_^M@\UT-QK,D\,T*L<RH8\ DXSR/Z@FN5T+2YHM1FED5L(C/N8'!(+
M''U/UZ\_7V(RH3C*H[+EFME?W4N6,5TU3OIVOWOY$U*%:%7VDM7&"C?1*RO9
M=UY_\-^P_P"P%'#/XBTJ*3F43P<8YVB52?\ /;K]/[H_V65MK?P3IT4&!F&W
MSCU\H ].GITX]J_S]?V*?B*F@^/+ NP55DB3!/\ TTZXR?3TXS7]R7[$7Q)A
M\2:/IMDLJOOAB;@@](A_];\\^P_$O$"C*=/$JFVZ5-.K?6S;LWIWW?S/W?PY
MY88BBD^:%3V,N9_SR?NOU;_X)^H,!)09]![^M3U%"P9!CH,<^M2U_/LOB>EM
M=C^JJ/\ "IZ\WN+7OH(<X./2@9P,]: <DC'0TM8QM)^TC)VLX\O2ZEOZZ6]#
M4****T **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M2GRRY)0<5LHM76VS?Z^I^(OA'46N-5M6E.7:X'G=^-V,^N/K^M?T5?\ !/\
M^(6G>$Y]+DEG$2KY.SYL#(VX[C&..WO7\XGA: 0WUM,6P99AN_V<MG\/?D^G
MJ:_0SX3?%4^%'M(([K8(2K9#XZ;3Z]L?RXS@U^TY]AU'!4:<HIWO%)[<MFHN
M_P!R^?<_GS*JZ68)P2;C5J3=^K=2RO\ )W/[:+/]IC1V\+Q'^T$\P6YW?O!]
MU8QUY/2OP+_X*,?%'2_'EKJ'E7 G7]XOWE/(!Z>_'MT_"OG"/]K2XM]&2/\
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MG%?8AY!'K7QS^UQ '^'.MQG@/;.<^GR-G]/\YKY?A[E_M2ASMI<RU79R5_\
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M7%F5/VV'<;>\YPM;O=)*W;3\3Q<WP4:^ J4DN>;484^;7WG+W=>G1-G^;?\
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M/NN+))954B]Y-6^33U^X_@A_X*#7$]OK.KP[R \UR)1SS\S=>_K_ )Q7YC?
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M@[2=TOF&6S@*Y8G&X#''/\__ *WW(@(49ZXK\C_V$6U&VT/3K>\1U58(%C#
M\XV@?YYZ5^N$9)1<^E?S]GD.3$I:-M7DUM=K2W_;N^^I_2'#=-PPBNVTX0<;
MN]DXQ;3\^:]O+8?1117B'T@4444 %%%% !1110 4444 %%%% !1110 4444
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MG'W9:P@X1L^_EMIKUTL?&9;D[G5C.:Y[S:C=;+E77717_ N>"]&71M)M-/5
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M16M[RE;XGRQU7E^ 4445H>L%%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MKG'/K43@EQZ>G^??GIQ@FM:,FU&7PW5[/^OF8UUS4W&W->45ITO):_(K16P
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M$NU?K_DU+112;;=SJC'EC&*Z)+_,****104444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M4F>GOTI-I:O1:?B[+\0%HHHI@%%%% !35;(_&ALD''_Z_P#/_P!:HP0".PQS
M_GZUS5:KIU(7TCL_[SDTKK_#JW_5VDWMY_A;_/0FHHI"<#)KI6NW43=M7LA:
M"< GTJ,R#Y??W_SG_P#5ZU)0T[/HVFD_/_@,2DG>S3M:]NE]5^ @.0#2YSTI
MCL%7TSQ21 A>?7_//Z?A1&+4%=ZI)>K2LV3S^^H+71M^6UOONQ=_RD]\_P"?
MT_E3P<\U"2-WJ/\ /]?SIR'L?J/\_P">]<=&LW/E;NK\E[Z76S_[>V7G\S1J
MUOOOWVT^7]="2BBBNP044QC\P ]1FGU$*BG*:6O(TK^;5W]ST'9KYA1115B"
MBBC.?SQ2NKI=7>R[VW ****8!136<+C/>G4"NFVD]5:Z[7U7X$;C!W>O'Z?X
M4]1M&*6C/.._6L53C"HYW^)VBNSEOKYV*O\ U^7W!1116P@HIJN&)QV_S_A3
MJ-4)--73N@HHHH&%%%% !1110 4444 %%-9@N,]_\_\ ZJ0."Q7_ #_G_/<4
M[/>W];$\T4[-J]TK>;V7S'TW/S >H_S_ "IU)D9QWK.=_=M+E]^/S5_A^90M
M%%%6 4444 %%-#@L5]/\_P"-.H$FG>SO9V=NZW04444#"BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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..,/\ #/\ Z^U/_2F?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>image00001.jpg
<TEXT>
begin 644 image00001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  8$!08%! 8&!08'!P8("A *"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!# 0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P  1"  X +L# 2(  A$! Q$!_\0
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MW$!9?-C)/O&V!^>*ZO\ :@_Y&31_^O1O_0S5RH06)4;:6)CB*CPKE?6YF?\
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M(4YX>-2?SW&MGX#VGVKXG:42 5@664CZ1L!^I%5-KV<JBZHBG%^TC3?1F_\
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+!/H?EYK2HHH _]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702806282272">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document and Entity Information - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Apr. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">10-K<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentAnnualReport', window );">Document Annual Report</a></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 31,  2023<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2023<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">FY<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentTransitionReport', window );">Document Transition Report</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-39043<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">BROADWAY FINANCIAL CORPORATION<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001001171<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">95-4547287<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">4601 Wilshire Boulevard, Suite 150<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Los Angeles<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">CA<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">90010<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">323<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">634-1700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, par value $0.01 per share<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BYFC<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-known Seasoned Issuer</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInteractiveDataCurrent', window );">Entity Interactive Data Current</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
<td class="text">Non-accelerated Filer<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntitySmallBusiness', window );">Entity Small Business</a></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityShellCompany', window );">Entity Shell Company</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_IcfrAuditorAttestationFlag', window );">ICFR Auditor Attestation Flag</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFinStmtErrorCorrectionFlag', window );">Document Financial Statement Error Correction [Flag]</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 65.4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorFirmId', window );">Auditor Firm ID</a></td>
<td class="text">659<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorName', window );">Auditor Name</a></td>
<td class="text">Moss Adams LLP<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorLocation', window );">Auditor Location</a></td>
<td class="text">Sacramento, California<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember', window );">Voting Class A Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,033,212<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassBCommonStockMember', window );">Nonvoting Class B Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,425,574<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassCCommonStockMember', window );">Nonvoting Class C Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,672,562<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorFirmId">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>PCAOB issued Audit Firm Identifier</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorFirmId</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:nonemptySequenceNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorLocation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorLocation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:internationalNameItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:internationalNameItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentAnnualReport">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as an annual report.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentAnnualReport</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFinStmtErrorCorrectionFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates whether any of the financial statement period in the filing include a restatement due to error correction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection w<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFinStmtErrorCorrectionFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fiscalPeriodItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentTransitionReport">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as a transition report.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Forms 10-K, 10-Q, 20-F<br> -Number 240<br> -Section 13<br> -Subsection a-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentTransitionReport</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFilerCategory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:filerCategoryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInteractiveDataCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-T<br> -Number 232<br> -Section 405<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInteractiveDataCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityPublicFloat</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityShellCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityShellCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntitySmallBusiness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates that the company is a Smaller Reporting Company (SRC).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntitySmallBusiness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityVoluntaryFilers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 405<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityWellKnownSeasonedIssuer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_IcfrAuditorAttestationFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_IcfrAuditorAttestationFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassBCommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassBCommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassCCommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassCCommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702796061872">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Financial Condition - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">$ 5,460<span></span>
</td>
<td class="nump">$ 7,459<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in other banks</a></td>
<td class="nump">99,735<span></span>
</td>
<td class="nump">8,646<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">105,195<span></span>
</td>
<td class="nump">16,105<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale, at fair value</a></td>
<td class="nump">316,950<span></span>
</td>
<td class="nump">328,749<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Loans receivable held for investment, net of allowance of $7,348 and $4,388</a></td>
<td class="nump">880,457<span></span>
</td>
<td class="nump">768,046<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
<td class="nump">4,938<span></span>
</td>
<td class="nump">3,973<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank (FHLB) stock</a></td>
<td class="nump">10,156<span></span>
</td>
<td class="nump">5,535<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalReserveBankStock', window );">Federal Reserve Bank (FRB) stock</a></td>
<td class="nump">3,543<span></span>
</td>
<td class="nump">5,264<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Office properties and equipment, net</a></td>
<td class="nump">9,840<span></span>
</td>
<td class="nump">10,291<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance</a></td>
<td class="nump">3,275<span></span>
</td>
<td class="nump">3,233<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxAssetsNet', window );">Deferred tax assets, net</a></td>
<td class="nump">9,538<span></span>
</td>
<td class="nump">11,872<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Core deposit intangible, net</a></td>
<td class="nump">2,111<span></span>
</td>
<td class="nump">2,501<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">25,858<span></span>
</td>
<td class="nump">25,858<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">3,543<span></span>
</td>
<td class="nump">2,866<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">1,375,404<span></span>
</td>
<td class="nump">1,184,293<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
<td class="nump">682,635<span></span>
</td>
<td class="nump">686,916<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td>
<td class="nump">73,475<span></span>
</td>
<td class="nump">63,471<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">FHLB advances</a></td>
<td class="nump">209,319<span></span>
</td>
<td class="nump">128,344<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsPurchased', window );">Bank Term Funding Program borrowing</a></td>
<td class="nump">100,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="nump">14,000<span></span>
</td>
<td class="nump">14,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">13,878<span></span>
</td>
<td class="nump">11,910<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">1,093,307<span></span>
</td>
<td class="nump">904,641<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
<td class="nump">142,601<span></span>
</td>
<td class="nump">144,157<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">12,552<span></span>
</td>
<td class="nump">9,294<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_UnearnedESOPSharesCost', window );">Unearned Employee Stock Ownership Plan (ESOP) shares</a></td>
<td class="num">(4,492)<span></span>
</td>
<td class="num">(1,265)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss, net of tax</a></td>
<td class="num">(13,525)<span></span>
</td>
<td class="num">(17,473)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock-at cost, 327,228(1) shares at December 31, 2023 and at December 31, 2022</a></td>
<td class="num">(5,326)<span></span>
</td>
<td class="num">(5,326)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total Broadway Financial Corporation and Subsidiary stockholders' equity</a></td>
<td class="nump">281,903<span></span>
</td>
<td class="nump">279,482<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MinorityInterest', window );">Non-controlling interest</a></td>
<td class="nump">194<span></span>
</td>
<td class="nump">170<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
<td class="nump">1,375,404<span></span>
</td>
<td class="nump">1,184,293<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Non-Cumulative Redeemable Perpetual Preferred Stock, Series C [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock</a></td>
<td class="nump">150,000<span></span>
</td>
<td class="nump">150,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember', window );">Class A Voting Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
<td class="nump">62<span></span>
</td>
<td class="nump">64<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassBCommonStockMember', window );">Class B Non-Voting Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassCCommonStockMember', window );">Class C Non-Voting Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
<td class="nump">$ 17<span></span>
</td>
<td class="nump">$ 17<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_UnearnedESOPSharesCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cost of unearned shares that qualify as permanent equity that are held by an employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_UnearnedESOPSharesCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expenses incurred but not yet paid nor invoiced, and liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccruedLiabilitiesAndOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-14A<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of excess of issue price over par or stated value of stock and from other transaction involving stock or stockholder. Includes, but is not limited to, additional paid-in capital (APIC) for common and preferred stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480876/942-470-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancesFromFederalHomeLoanBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (bb)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-25<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-12<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 14: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 23: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481404/852-10-50-7<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 26: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481830/320-10-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndDueFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482525/740-10-45-4<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482525/740-10-45-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsPurchased">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of short term borrowing where a bank borrows, at the federal funds rate, from another bank.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalFundsPurchased</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 325<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481026/942-325-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalReserveBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 325<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481026/942-325-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalReserveBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 926<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483154/926-20-50-5<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482548/350-20-55-24<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482598/350-20-45-1<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482573/350-20-50-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482573/350-20-50-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481309/942-210-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositsInBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480833/946-310-45-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(a)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-25<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (bb)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-12<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(14))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 19: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481404/852-10-50-7<br><br>Reference 20: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481404/852-10-50-7<br><br>Reference 21: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 22: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinorityInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to noncontrolling interest. Excludes temporary equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 13: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.31)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MinorityInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, aggregate carrying amount of all types of notes payable, as of the balance sheet date, with initial maturities beyond one year or beyond the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(5)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481990/310-10-45-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-12<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(21))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 360<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480842/942-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated undistributed earnings (deficit).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480990/946-20-50-11<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-1<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after the effects of master netting arrangements, of funds outstanding borrowed in the form of a security repurchase agreement between the entity and another party for the sale and repurchase of identical or substantially the same securities at a date certain for a specified price. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.12-12A(Column A)(Footnote 2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-12(Column A)(Footnote 2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column A)(Footnote 2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-6<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-12B(Column A)(Footnote 4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483466/210-20-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(m)(1)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(m)(1)(ii)(A)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483444/210-20-55-10<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-12<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-2<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 11: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 13: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 14: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480418/310-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481520/505-30-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481549/505-30-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29,30)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassBCommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassBCommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassCCommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassCCommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702794817648">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Financial Condition (Parenthetical)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th" colspan="2">
<div>Dec. 31, 2022 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses | $</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 7,348<span></span>
</td>
<td class="nump">$ 4,388<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract', window );"><strong>Stockholders' Equity:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockCommonShares', window );">Treasury stock, shares (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">327,228<span></span>
</td>
<td class="nump">327,228<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Non-Cumulative Redeemable Perpetual Preferred Stock, Series C [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract', window );"><strong>Stockholders' Equity:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">150,000<span></span>
</td>
<td class="nump">150,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">150,000<span></span>
</td>
<td class="nump">150,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">150,000<span></span>
</td>
<td class="nump">150,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock, liquidation value (in dollars per share) | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember', window );">Class A Voting Common Stock [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract', window );"><strong>Stockholders' Equity:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share) | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">75,000,000<span></span>
</td>
<td class="nump">75,000,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,230,705<span></span>
</td>
<td class="nump">6,408,151<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,914,861<span></span>
</td>
<td class="nump">6,080,745<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassBCommonStockMember', window );">Class B Non-Voting Common Stock [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract', window );"><strong>Stockholders' Equity:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share) | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,000,000<span></span>
</td>
<td class="nump">15,000,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,425,574<span></span>
</td>
<td class="nump">1,425,574<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,425,574<span></span>
</td>
<td class="nump">1,425,574<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassCCommonStockMember', window );">Class C Non-Voting Common Stock [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract', window );"><strong>Stockholders' Equity:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share) | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,000,000<span></span>
</td>
<td class="nump">25,000,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,672,562<span></span>
</td>
<td class="nump">1,672,562<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,672,562<span></span>
</td>
<td class="nump">1,672,562<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Retroactively adjusted, as applicable, for the <span style="-sec-ix-hidden:Fact_f064ef0cd23f4a90a5b7373c0f990ef6">1-for-8</span> reverse stock split effective November 1, 2023 - see Note 2</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (3)<br> -Publisher SEC<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (c)<br> -Publisher SEC<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-3<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-4<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockLiquidationPreference</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockCommonShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of previously issued common shares repurchased by the issuing entity and held in treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockCommonShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassBCommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassBCommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassCCommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_NonvotingClassCCommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702800216800">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Operations and Comprehensive Income (Loss) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>Interest income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans receivable</a></td>
<td class="nump">$ 37,143<span></span>
</td>
<td class="nump">$ 28,732<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecurities', window );">Interest on available-for-sale securities</a></td>
<td class="nump">8,697<span></span>
</td>
<td class="nump">5,596<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other interest income</a></td>
<td class="nump">1,388<span></span>
</td>
<td class="nump">1,941<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
<td class="nump">47,228<span></span>
</td>
<td class="nump">36,269<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>Interest expense:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Interest on deposits</a></td>
<td class="nump">7,512<span></span>
</td>
<td class="nump">2,104<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpenseBorrowings', window );">Interest on borrowings</a></td>
<td class="nump">10,254<span></span>
</td>
<td class="nump">1,305<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
<td class="nump">17,766<span></span>
</td>
<td class="nump">3,409<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">29,462<span></span>
</td>
<td class="nump">32,860<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments', window );">Provision for credit losses</a></td>
<td class="nump">933<span></span>
</td>
<td class="nump">997<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for credit losses</a></td>
<td class="nump">28,529<span></span>
</td>
<td class="nump">31,863<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>Non-interest income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax', window );">Service charges</a></td>
<td class="nump">179<span></span>
</td>
<td class="nump">145<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RevenueNotFromContractWithCustomer', window );">Grants</a></td>
<td class="nump">4,156<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other</a></td>
<td class="nump">1,022<span></span>
</td>
<td class="nump">1,050<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non-interest income</a></td>
<td class="nump">5,357<span></span>
</td>
<td class="nump">1,195<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>Non-interest expense:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Compensation and benefits</a></td>
<td class="nump">15,653<span></span>
</td>
<td class="nump">14,303<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy expense</a></td>
<td class="nump">1,870<span></span>
</td>
<td class="nump">1,615<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Information services</a></td>
<td class="nump">2,777<span></span>
</td>
<td class="nump">2,933<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional services</a></td>
<td class="nump">3,126<span></span>
</td>
<td class="nump">2,758<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_SupervisoryCost', window );">Supervisory costs</a></td>
<td class="nump">613<span></span>
</td>
<td class="nump">413<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_OfficeServicesAndSuppliesExpense', window );">Office services and supplies</a></td>
<td class="nump">101<span></span>
</td>
<td class="nump">174<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GeneralInsuranceExpense', window );">Corporate insurance</a></td>
<td class="nump">245<span></span>
</td>
<td class="nump">231<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of core deposit intangible</a></td>
<td class="nump">390<span></span>
</td>
<td class="nump">435<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MarketingAndAdvertisingExpense', window );">Advertising and promotional expense</a></td>
<td class="nump">168<span></span>
</td>
<td class="nump">137<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_TravelExpense', window );">Travel expense</a></td>
<td class="nump">221<span></span>
</td>
<td class="nump">188<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other</a></td>
<td class="nump">2,199<span></span>
</td>
<td class="nump">1,752<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
<td class="nump">27,363<span></span>
</td>
<td class="nump">24,939<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="nump">6,523<span></span>
</td>
<td class="nump">8,119<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="nump">1,985<span></span>
</td>
<td class="nump">2,413<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">4,538<span></span>
</td>
<td class="nump">5,706<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest', window );">Less: Net income attributable to non-controlling interest</a></td>
<td class="nump">24<span></span>
</td>
<td class="nump">70<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income attributable to Broadway Financial Corporation</a></td>
<td class="nump">4,514<span></span>
</td>
<td class="nump">5,636<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract', window );"><strong>Other comprehensive income (loss), net of tax:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized gains (losses) on securities available-for-sale arising during the period</a></td>
<td class="nump">5,552<span></span>
</td>
<td class="num">(24,047)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1', window );">Income tax expense (benefit)</a></td>
<td class="nump">1,604<span></span>
</td>
<td class="num">(7,125)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss), net of tax</a></td>
<td class="nump">3,948<span></span>
</td>
<td class="num">(16,922)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income (loss)</a></td>
<td class="nump">$ 8,462<span></span>
</td>
<td class="num">$ (11,286)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Earnings per common share-basic (in dollars per share)</a></td>
<td class="nump">$ 0.52<span></span>
</td>
<td class="nump">$ 0.62<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Earnings per common share-diluted (in dollars per share)</a></td>
<td class="nump">$ 0.51<span></span>
</td>
<td class="nump">$ 0.62<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of credit loss expense (reversal of expense) for financing receivable, including off-balance sheet loan commitments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_OfficeServicesAndSuppliesExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense associated with office services and supplies that were used during the current accounting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_OfficeServicesAndSuppliesExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_SupervisoryCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense associated with the supervision incurred during the current accounting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_SupervisoryCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_TravelExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Expenses incurred for travel during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_TravelExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482686/350-30-45-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(26))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482635/260-10-55-15<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-7<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-2<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-4<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-10<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(27))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482635/260-10-55-52<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482635/260-10-55-15<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-7<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-2<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-4<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(27))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482635/260-10-55-52<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GeneralInsuranceExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The expense in the period incurred with respect to protection provided by insurance entities against risks other than risks associated with production (which are allocated to cost of sales).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GeneralInsuranceExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479557/942-235-S99-1<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 25<br> -Paragraph 1<br> -SubTopic 20<br> -Topic 940<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481913/940-20-25-1<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-10<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482659/740-20-45-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses incurred in the period for information technology and data processing products and services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationTechnologyAndDataProcessing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 39<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480228/946-830-45-39<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperatingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column E)(Footnote 4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-10<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482925/835-30-45-3<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (210.5-03(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all borrowings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.7,8)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(b)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingAndAdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total expense recognized in the period for promotion, public relations, and brand or product advertising.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketingAndAdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-6<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-4<br><br>Reference 13: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-10<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-7<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br><br>Reference 32: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 34: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483499/205-20-50-7<br><br>Reference 35: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 38: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 39: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of Net Income (Loss) attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-6<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4J<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481175/810-10-55-4J<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAttributableToNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue earned, classified as other, excluding interest income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-03(1)(e))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeOtherOperatingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 840<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481161/840-30-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OccupancyNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-19<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-20<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) allocated to other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-19<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-20<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-9<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-10A<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after discount, accretion and premium amortization, of interest income and dividend income classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherInterestAndDividendIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of noninterest expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-10<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (k)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-3<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfessionalFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-11<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 205<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480767/946-205-45-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-7<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-19<br><br>Reference 16: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-6<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 18: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 29: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479557/942-235-S99-1<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483499/205-20-50-7<br><br>Reference 33: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4J<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481175/810-10-55-4J<br><br>Reference 34: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4K<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481175/810-10-55-4K<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-2<br><br>Reference 38: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br><br>Reference 39: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 924<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 11.L)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479941/924-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-5<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-42<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-40<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 41<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-41<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueNotFromContractWithCustomer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue that is not accounted for under Topic 606.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(1))<br> -SubTopic 10<br> -Topic 220<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueNotFromContractWithCustomer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702801774192">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders' Equity - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Preferred Stock [Member] </div>
<div>Preferred Stock Non-Voting [Member]</div>
</th>
<th class="th">
<div>Preferred Stock [Member] </div>
<div>Preferred Stock Non-Voting [Member] </div>
<div>Employees, Excluding Directors [Member]</div>
</th>
<th class="th">
<div>Preferred Stock [Member] </div>
<div>Preferred Stock Non-Voting [Member] </div>
<div>Directors [Member]</div>
</th>
<th class="th">
<div>Common Stock [Member] </div>
<div>Common Stock Voting [Member]</div>
</th>
<th class="th">
<div>Common Stock [Member] </div>
<div>Common Stock Voting [Member] </div>
<div>Employees, Excluding Directors [Member]</div>
</th>
<th class="th">
<div>Common Stock [Member] </div>
<div>Common Stock Voting [Member] </div>
<div>Directors [Member]</div>
</th>
<th class="th">
<div>Common Stock [Member] </div>
<div>Common Stock Non-Voting [Member]</div>
</th>
<th class="th">
<div>Common Stock [Member] </div>
<div>Common Stock Non-Voting [Member] </div>
<div>Employees, Excluding Directors [Member]</div>
</th>
<th class="th">
<div>Common Stock [Member] </div>
<div>Common Stock Non-Voting [Member] </div>
<div>Directors [Member]</div>
</th>
<th class="th"><div>Additional Paid-in Capital [Member]</div></th>
<th class="th">
<div>Additional Paid-in Capital [Member] </div>
<div>Employees, Excluding Directors [Member]</div>
</th>
<th class="th">
<div>Additional Paid-in Capital [Member] </div>
<div>Directors [Member]</div>
</th>
<th class="th"><div>Accumulated Other Comprehensive Loss [Member]</div></th>
<th class="th">
<div>Accumulated Other Comprehensive Loss [Member] </div>
<div>Employees, Excluding Directors [Member]</div>
</th>
<th class="th">
<div>Accumulated Other Comprehensive Loss [Member] </div>
<div>Directors [Member]</div>
</th>
<th class="th"><div>Retained Earnings [Member]</div></th>
<th class="th">
<div>Retained Earnings [Member] </div>
<div>Employees, Excluding Directors [Member]</div>
</th>
<th class="th">
<div>Retained Earnings [Member] </div>
<div>Directors [Member]</div>
</th>
<th class="th"><div>Unearned ESOP Shares [Member]</div></th>
<th class="th">
<div>Unearned ESOP Shares [Member] </div>
<div>Employees, Excluding Directors [Member]</div>
</th>
<th class="th">
<div>Unearned ESOP Shares [Member] </div>
<div>Directors [Member]</div>
</th>
<th class="th"><div>Treasury Stock [Member]</div></th>
<th class="th">
<div>Treasury Stock [Member] </div>
<div>Employees, Excluding Directors [Member]</div>
</th>
<th class="th">
<div>Treasury Stock [Member] </div>
<div>Directors [Member]</div>
</th>
<th class="th"><div>Non-controlling Interest [Member]</div></th>
<th class="th">
<div>Non-controlling Interest [Member] </div>
<div>Employees, Excluding Directors [Member]</div>
</th>
<th class="th">
<div>Non-controlling Interest [Member] </div>
<div>Directors [Member]</div>
</th>
<th class="th"><div>Total</div></th>
<th class="th"><div>Employees, Excluding Directors [Member]</div></th>
<th class="th"><div>Directors [Member]</div></th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjustment [Member] </div>
<div>Retained Earnings [Member]</div>
</th>
<th class="th"><div>Cumulative Effect, Period of Adoption, Adjustment [Member]</div></th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member] </div>
<div>Preferred Stock [Member] </div>
<div>Preferred Stock Non-Voting [Member]</div>
</th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member] </div>
<div>Common Stock [Member] </div>
<div>Common Stock Voting [Member]</div>
</th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member] </div>
<div>Common Stock [Member] </div>
<div>Common Stock Non-Voting [Member]</div>
</th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member] </div>
<div>Additional Paid-in Capital [Member]</div>
</th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member] </div>
<div>Accumulated Other Comprehensive Loss [Member]</div>
</th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member] </div>
<div>Retained Earnings [Member]</div>
</th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member] </div>
<div>Unearned ESOP Shares [Member]</div>
</th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member] </div>
<div>Treasury Stock [Member]</div>
</th>
<th class="th">
<div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member] </div>
<div>Non-controlling Interest [Member]</div>
</th>
<th class="th"><div>Cumulative Effect, Period of Adoption, Adjusted Balance [Member]</div></th>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Dec. 31, 2021</a></td>
<td class="nump">$ 3,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 58<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 140,940<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (551)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 3,673<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (829)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (5,326)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 141,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,636<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">70<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,706<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FairValueOfPreferredSharesIssued', window );">Preferred shares issued</a></td>
<td class="nump">150,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">150,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection', window );">Release of unearned ESOP shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">64<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">66<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares', window );">Increase in unreleased shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition', window );">Stock-based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 133<span></span>
</td>
<td class="nump">$ 84<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 133<span></span>
</td>
<td class="nump">$ 84<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities', window );">Conversion of preferred shares to common shares</a></td>
<td class="num">(3,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,998<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares', window );">Conversion of non-voting shares into voting shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Dividends paid on preferred stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive (loss) income, net of tax</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(16,922)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(16,922)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Dec. 31, 2022</a></td>
<td class="nump">150,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">64<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">144,157<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(17,473)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9,294<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,265)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,326)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">170<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 279,652<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (1,256)<span></span>
</td>
<td class="num">$ (1,256)<span></span>
</td>
<td class="nump">$ 150,000<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 31<span></span>
</td>
<td class="nump">$ 144,157<span></span>
</td>
<td class="num">$ (17,473)<span></span>
</td>
<td class="nump">$ 8,038<span></span>
</td>
<td class="num">$ (1,265)<span></span>
</td>
<td class="num">$ (5,326)<span></span>
</td>
<td class="nump">$ 170<span></span>
</td>
<td class="nump">$ 278,396<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountingStandardsUpdateExtensibleList', window );">Accounting Standards Update [Extensible Enumeration]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">ASU 2016-13 [Member]<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,514<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,538<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection', window );">Release of unearned ESOP shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(80)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">173<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">93<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares', window );">Increase in unreleased shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,400)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,400)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition', window );">Stock-based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (2)<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 210<span></span>
</td>
<td class="nump">$ 95<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 208<span></span>
</td>
<td class="nump">$ 95<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FederalDepositInsuranceCorporationStockRepurchased', window );">FDIC stock repurchase</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,781)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,781)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive (loss) income, net of tax</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,948<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,948<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Dec. 31, 2023</a></td>
<td class="nump">$ 150,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 142,601<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (13,525)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 12,552<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (4,492)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (5,326)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 194<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 282,097<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of decrease (increase) in additional paid in capital (APIC) for the increase in unreleased shares during the period as a result of employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FairValueOfPreferredSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of preferred shares issued.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FairValueOfPreferredSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FederalDepositInsuranceCorporationStockRepurchased">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of federal deposit insurance corporation (FDIC) stock repurchased during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FederalDepositInsuranceCorporationStockRepurchased</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of stock issued during the period upon conversion of non-voting common shares into voting common shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate value of stock issued during the period as a result of employee stock ownership plan (ESOP), including prior year correction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingStandardsUpdateExtensibleList">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates amendment to accounting standards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 405<br> -SubTopic 50<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147477123/405-50-65-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482477/820-10-65-13<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482477/820-10-65-13<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 5<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-5<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-5<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 5<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-5<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480528/815-20-65-6<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480528/815-20-65-6<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480528/815-20-65-6<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 832<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483482/832-10-65-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 832<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483482/832-10-65-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479845/805-20-65-3<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479845/805-20-65-3<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479845/805-20-65-3<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 5<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479832/842-10-65-5<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479832/842-10-65-5<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 5<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479832/842-10-65-5<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-2<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 848<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483550/848-10-65-2<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 848<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483550/848-10-65-2<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 848<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483550/848-10-65-2<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 848<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (a)(3)(iii)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483550/848-10-65-2<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 848<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (a)(3)(iii)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483550/848-10-65-2<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 105<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479343/105-10-65-6<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 105<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479343/105-10-65-6<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 105<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479343/105-10-65-6<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 105<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479343/105-10-65-6<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 105<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479343/105-10-65-6<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (f)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (f)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 34: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 38: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(iv)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 39: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (h)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 40: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 41: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-4<br><br>Reference 42: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 4<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-4<br><br>Reference 43: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 4<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-4<br><br>Reference 44: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 8<br> -Subparagraph (d)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482615/740-10-65-8<br><br>Reference 45: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 8<br> -Subparagraph (d)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482615/740-10-65-8<br><br>Reference 46: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 4<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-4<br><br>Reference 47: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 4<br> -Subparagraph (e)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-4<br><br>Reference 48: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 4<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-4<br><br>Reference 49: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 15<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480336/718-10-65-15<br><br>Reference 50: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 15<br> -Subparagraph (f)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480336/718-10-65-15<br><br>Reference 51: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 15<br> -Subparagraph (f)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480336/718-10-65-15<br><br>Reference 52: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 53: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 54: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 55: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482833/825-10-65-6<br><br>Reference 56: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482833/825-10-65-6<br><br>Reference 57: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482833/825-10-65-6<br><br>Reference 58: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482833/825-10-65-6<br><br>Reference 59: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 60: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 61: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 62: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 63: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 64: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 65: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 66: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 67: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 68: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 69: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 70: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481925/310-20-65-2<br><br>Reference 71: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481925/310-20-65-2<br><br>Reference 72: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingStandardsUpdateExtensibleList</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase to additional paid-in capital (APIC) for recognition of cost for restricted stock unit under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481071/942-405-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInStockholdersEquityRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-19<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-20<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-11<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 205<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480767/946-205-45-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-7<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-19<br><br>Reference 16: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-6<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 18: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 29: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479557/942-235-S99-1<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483499/205-20-50-7<br><br>Reference 33: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4J<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481175/810-10-55-4J<br><br>Reference 34: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4K<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481175/810-10-55-4K<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-2<br><br>Reference 38: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br><br>Reference 39: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gross value of stock issued during the period upon the conversion of convertible securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent and noncontrolling interest. Excludes temporary equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483421/250-10-45-24<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 23<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483421/250-10-45-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483421/250-10-45-5<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 5<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-5<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480528/815-20-65-6<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (h)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480528/815-20-65-6<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (h)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480528/815-20-65-6<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (h)(1)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480528/815-20-65-6<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (h)(1)(iv)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480528/815-20-65-6<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (i)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480528/815-20-65-6<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 848<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (a)(3)(iii)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483550/848-10-65-2<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 105<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479343/105-10-65-6<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 105<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 6<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479343/105-10-65-6<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (f)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (f)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 8<br> -Subparagraph (d)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482615/740-10-65-8<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 8<br> -Subparagraph (d)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482615/740-10-65-8<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 4<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479654/326-10-65-4<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 15<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480336/718-10-65-15<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 15<br> -Subparagraph (f)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480336/718-10-65-15<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 15<br> -Subparagraph (f)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480336/718-10-65-15<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-7<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-5<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481674/830-30-50-1<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 17<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481694/830-30-45-17<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481694/830-30-45-20<br><br>Reference 29: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-11<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 205<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480767/946-205-45-3<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481004/946-505-50-3<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-2<br><br>Reference 34: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-1<br><br>Reference 38: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 39: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 40: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 41: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-15<br><br>Reference 42: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-16<br><br>Reference 43: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4I<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481175/810-10-55-4I<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>24
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702801248336">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Cash Flows - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">$ 4,538<span></span>
</td>
<td class="nump">$ 5,706<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments', window );">Provision for credit losses</a></td>
<td class="nump">933<span></span>
</td>
<td class="nump">997<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation and amortization</a></td>
<td class="nump">385<span></span>
</td>
<td class="nump">376<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet', window );">Net change of deferred loan origination costs</a></td>
<td class="nump">413<span></span>
</td>
<td class="nump">229<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization of premiums &amp; discounts on available-for-sale securities</a></td>
<td class="num">(1,044)<span></span>
</td>
<td class="num">(225)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans', window );">Accretion of purchase accounting marks on loans</a></td>
<td class="num">(235)<span></span>
</td>
<td class="num">(831)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of core deposit intangible</a></td>
<td class="nump">390<span></span>
</td>
<td class="nump">435<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances', window );">Accretion of premium on FHLB advances</a></td>
<td class="num">(23)<span></span>
</td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection', window );">ESOP compensation expense</a></td>
<td class="nump">93<span></span>
</td>
<td class="nump">66<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Earnings on bank owned life insurance</a></td>
<td class="num">(42)<span></span>
</td>
<td class="num">(43)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Net change in assets and liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes', window );">Deferred tax assets</a></td>
<td class="nump">1,238<span></span>
</td>
<td class="nump">1,492<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable', window );">Accrued interest receivable</a></td>
<td class="num">(965)<span></span>
</td>
<td class="num">(601)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other assets</a></td>
<td class="num">(677)<span></span>
</td>
<td class="num">(995)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">2,287<span></span>
</td>
<td class="num">(461)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="nump">7,594<span></span>
</td>
<td class="nump">6,324<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net change in loans receivable held for investment</a></td>
<td class="num">(115,331)<span></span>
</td>
<td class="num">(119,928)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Principal payments and maturities on available-for-sale securities</a></td>
<td class="nump">18,395<span></span>
</td>
<td class="nump">19,325<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt', window );">Purchase of available-for-sale securities</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(215,500)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFederalReserveStock', window );">Purchase of FRB stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(4,571)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock', window );">Purchase of FHLB stock</a></td>
<td class="num">(13,287)<span></span>
</td>
<td class="num">(5,414)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock', window );">Proceeds from redemption of FHLB stock</a></td>
<td class="nump">8,667<span></span>
</td>
<td class="nump">2,452<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfFederalReserveStock', window );">Proceeds from redemption of FRB stock</a></td>
<td class="nump">1,720<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of office properties and equipment</a></td>
<td class="num">(208)<span></span>
</td>
<td class="num">(323)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
<td class="num">(100,044)<span></span>
</td>
<td class="num">(323,959)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net change in deposits</a></td>
<td class="num">(4,281)<span></span>
</td>
<td class="num">(101,136)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet', window );">Net change in securities sold under agreements to repurchase</a></td>
<td class="nump">10,004<span></span>
</td>
<td class="nump">11,511<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares', window );">Increase in unreleased ESOP shares</a></td>
<td class="num">(3,400)<span></span>
</td>
<td class="num">(500)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Proceeds from issuance of preferred stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">150,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ProceedsFromBankTermFundingProgram', window );">Proceeds from Bank Term Funding Program</a></td>
<td class="nump">100,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Dividends paid on preferred stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock', window );">FDIC stock repurchase</a></td>
<td class="num">(1,781)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings', window );">Proceeds from FHLB advances</a></td>
<td class="nump">456,138<span></span>
</td>
<td class="nump">95,500<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings', window );">Repayments of FHLB advances</a></td>
<td class="num">(375,140)<span></span>
</td>
<td class="num">(53,140)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td>
<td class="nump">181,540<span></span>
</td>
<td class="nump">102,220<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect', window );">Net change in cash and cash equivalents</a></td>
<td class="nump">89,090<span></span>
</td>
<td class="num">(215,415)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and cash equivalents at beginning of the period</a></td>
<td class="nump">16,105<span></span>
</td>
<td class="nump">231,520<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and cash equivalents at end of the period</a></td>
<td class="nump">105,195<span></span>
</td>
<td class="nump">16,105<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental disclosures of cash flow information:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPaidNet', window );">Cash paid for interest</a></td>
<td class="nump">16,921<span></span>
</td>
<td class="nump">3,053<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Cash paid for income taxes</a></td>
<td class="nump">2,036<span></span>
</td>
<td class="nump">332<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>Supplemental non-cash disclosures:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CommonStockIssuedInExchangeForPreferredStock', window );">Common stock issued in exchange for preferred stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">3,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract', window );"><strong>Assets acquired (liabilities assumed) in acquisition:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired', window );">Goodwill</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(138)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed', window );">Deferred taxes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">138<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_TitleOfIndividualAxis=byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember', window );">Employees, Excluding Directors [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
<td class="nump">208<span></span>
</td>
<td class="nump">133<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_TitleOfIndividualAxis=srt_DirectorMember', window );">Directors [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
<td class="nump">$ 95<span></span>
</td>
<td class="nump">$ 84<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of noncash expense included in expense to (amortization) accretion of (premium) discount associated with the Federal Home Loan Bank (FHLB) advances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization (accretion) expense for purchase of accounting marks on loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_CommonStockIssuedInExchangeForPreferredStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of common stock exchanged for Preferred Stock in noncash financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_CommonStockIssuedInExchangeForPreferredStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of plan compensation cost including prior year correction, recognized during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of credit loss expense (reversal of expense) for financing receivable, including off-balance sheet loan commitments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of increase in unreleased from employee stock ownership plan shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred taxes that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of goodwill that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow for repurchase of Federal Deposit Insurance Corporation (FDIC) stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ProceedsFromBankTermFundingProgram">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from Bank Term Funding Program, classified as financing activity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ProceedsFromBankTermFundingProgram</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net increase(decrease) in interest income during the period representing the allocation of deferred loan origination fees less deferred loan origination costs using the effective interest method over the term of the debt arrangement to which they pertain taking into account the effect of prepayments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481655/310-20-35-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfDeferredLoanOriginationFeesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482686/350-30-45-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482913/230-10-50-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -SubTopic 230<br> -Topic 830<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481877/830-230-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationDepletionAndAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationDepletionAndAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482913/230-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxesPaidNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in accrued expenses, and obligations classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481160/942-230-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from the fund lent to other financial institution arising from the excess in reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest. Also include cash inflow or outflow from investment sold under the agreement to reacquire such investment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-9<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the aggregate amount due to the entity in the form of unpaid interest and dividends.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaidNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 17<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-17<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-25<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482913/230-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPaidNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 230<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481160/942-230-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481830/320-10-45-11<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-13<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to acquire Federal Home Loan Bank (FHLB) stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireFederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireFederalReserveStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to acquire Federal Reserve Bank (FRB) stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireFederalReserveStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromFederalHomeLoanBankBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481830/320-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from sale of Federal Home Loan Bank (FHLB) stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfFederalReserveStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from sale of Federal Reserve Bank (FRB) stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfFederalReserveStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-11<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 205<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480767/946-205-45-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-7<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-19<br><br>Reference 16: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-6<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 18: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 29: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479557/942-235-S99-1<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483499/205-20-50-7<br><br>Reference 33: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4J<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481175/810-10-55-4J<br><br>Reference 34: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4K<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481175/810-10-55-4K<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-2<br><br>Reference 38: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br><br>Reference 39: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow for repayment of Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of noncash expense for share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SupplementalCashFlowInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_TitleOfIndividualAxis=byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_TitleOfIndividualAxis=byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_TitleOfIndividualAxis=srt_DirectorMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_TitleOfIndividualAxis=srt_DirectorMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702806740656">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">Summary of Significant Accounting Policies</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 1 &#8211; Summary of Significant Accounting Policies</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Nature of Operations and Principles of Consolidation</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">Broadway Financial Corporation (the &#8220;Company&#8221;) was incorporated under Delaware law in 1995 for the purpose of acquiring
          and holding all of the outstanding capital stock of Broadway Federal Savings and Loan Association as part of the bank&#8217;s conversion from a federally chartered mutual savings association to a federally chartered stock savings bank. In connection
          with the conversion, the bank&#8217;s name was changed to Broadway Federal Bank, f.s.b. (&#8220;Broadway Federal&#8221;). The conversion was completed, and Broadway Federal became a wholly&#8209;owned subsidiary of the Company, in January 1996.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">On April 1, 2021, the Company completed its merger with CFBanc Corporation, with the Company continuing as the surviving
          entity. Immediately following the CFBanc Merger, Broadway Federal merged with and into City First Bank of D.C, National Association with City First Bank of D.C., National Association (the &#8220;Bank&#8221;) continuing as the surviving entity (combined with
          Broadway Federal). Concurrently with the Merger, the Bank changed its name to City First Bank, National Association.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">The Bank&#8217;s business is that of a financial intermediary and consists primarily of attracting deposits from the general
          public and using such deposits, together with borrowings and other funds, to make mortgage loans secured by residential and commercial real estate located in the Bank&#8217;s market areas. At December 31, 2023, the Bank operated three retail&#8209;banking offices: Los Angeles and in the nearby city of Inglewood in California, and another in Washington, D.C. The Bank is subject to
          significant competition from other financial institutions and is also subject to regulation by certain federal agencies and undergoes periodic examinations by those regulatory authorities.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">The accompanying consolidated financial statements include Broadway Financial Corporation and its wholly owned subsidiary,
          City First Bank, National Association (together with the Company, &#8220;City First Broadway&#8221;). Also included in the consolidated financial statements are the following subsidiaries of City First Bank: 1432 U Street LLC, Broadway Service Corporation,
          City First Real Estate LLC, City First Real Estate II LLC, City First Real Estate III LLC, City First Real Estate IV LLC, and CF New Markets Advisors, LLC (&#8220;CFNMA&#8221;). In addition, CFNMA also consolidates CFC Fund Manager II, LLC; City First New
          Markets Fund II, LLC; City First Capital IX, LLC; and City First Capital 45, LLC (&#8220;CFC 45&#8221;) into its financial results. The results of Broadway Service Corporation, a wholly owned subsidiary of the Bank, are also included in the consolidated
          financial statements. All significant intercompany balances and transactions have been eliminated in consolidation.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Out-of-Period Adjustments</span></div>

<div><span style="font-family: 'Times New Roman';">&#160;</span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Following the quarter ended September 30, 2023, the Company performed a review of internal controls over financial reporting, encompassing an examination of financial reporting processes. During this assessment and while preparing
                financial statements for the three and nine months ended September 30, 2023, certain previously unrecorded adjustments totaling $8
                thousand, net of tax expense, increasing net income were identified pertaining to prior periods. In accordance with SEC Staff Accounting Bulletin Nos. 99 and 108, these adjustments were evaluated both individually and collectively.
                Following this assessment, management determined these adjustments were immaterial to both historical and current reporting periods. Consequently, the Company determined that no amendment to the previously filed reports was warranted.
                However, recognizing the importance of transparency and accuracy, the Company addressed these prior period adjustments and incorporated them into its financial statements for the three and nine months ended September 30, 2023. These
                adjustments are included in the Other Expense line item on the Consolidated Statements of Operations and Comprehensive Income (Loss).</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><span style="text-decoration: underline;">Use of Estimates</span></div>

<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">To prepare consolidated financial statements in conformity
          with U.S. generally accepted accounting principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the
          disclosures provided, and actual results could differ from these estimates. The allowance and provision for credit losses, deferred tax asset valuation allowance, and fair values of investment securities and other financial instruments are
          particularly subject to change.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Cash and Cash Equivalents</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Cash and cash equivalents include cash on hand, cash items in the process of collection, amounts due from correspondent banks and the Federal Reserve Bank of San
          Francisco (the &#8220;Federal Reserve Bank&#8221;), and interest&#8209;bearing deposits in other banks with initial terms of ninety days or less. The Company may be required to maintain reserve and clearing balances with the Federal Reserve Bank under the Federal
          Reserve Act of 1913, as amended. Effective on March 26, 2020, as a part of Federal Reserve Bank&#8217;s tools to promote maximum employment, Federal Reserve Bank Board reduced reserve requirement ratios to zero. The reserve and clearing requirement
          balance were no longer required at December 31, 2023. Net cash flows are reported for customer loan and deposit transactions, interest&#8209;bearing deposits in other banks, deferred income taxes and other assets and liabilities.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Investment Securities</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Debt securities are classified as held&#8209;to&#8209;maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt
          securities are classified as available&#8209;for&#8209;sale when they might be sold before maturity. Securities available&#8209;for&#8209;sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level&#8209;yield method without
          anticipating prepayments. Gains and losses on sales are recorded on the trade date and determined using the specific identification method.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Effective January 1, 2023, the Company accounts for the allowance for credit losses (&#8220;ACL&#8221;) on securities in accordance with Accounting Standards Codification Topic
          326 (&#8220;ASC 326&#8221;) &#8211; Financial Instruments-Credit Losses. The ACL on securities is recorded at the time of purchase or acquisition, representing the Company&#8217;s best estimate of current expected credit losses (&#8220;CECL&#8221;) as of the date of the
          consolidated statements of financial condition.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> For available-for-sale investment securities, the Company performs a qualitative evaluation for those securities that are in an unrealized loss position to
          determine if the decline in fair value is credit related or non-credit related. In determining whether a security&#8217;s decline in fair value is credit related, the Company considers a number of factors including, but not limited to: (i) the extent
          to which the fair value of the investment is less than its amortized cost; (ii) the financial condition and near-term prospects of the issuer; (iii) any downgrades in credit ratings; (iv) the payment structure of the security; (v) the ability of
          the issuer of the security to make scheduled principal and interest payments; and (vi) general market conditions which reflect prospects for the economy as a whole, including interest rates and sector credit spreads. For investment securities
          where the Company has reason to believe the credit loss exposure is remote, a zero credit loss assumption is applied. Such investment securities typically consist of those guaranteed by the U.S. government or other government enterprises, where
          there is an explicit or implicit guarantee by the U.S. government, that are highly rated by rating agencies, and historically have had no credit loss experience.<br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> If it is determined that the unrealized loss, or a portion thereof, is credit related, the Company records the amount of credit loss through a charge to the
          provision for credit losses in current period earnings. However, the amount of credit loss recorded in current period earnings is limited to the amount of the total unrealized loss on the security, which is measured as the amount by which the
          security&#8217;s fair value is below its amortized cost. If the Company intends to sell a security that is in an unrealized loss position, or if it is more likely than not the Company will be required to sell a security in an unrealized loss position,
          the total amount of the unrealized loss is recognized in current period earnings through the provision for credit losses. Unrealized losses deemed non-credit related are recorded, net of tax, in accumulated other comprehensive income (loss).</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> The Company&#8217;s assessment of available-for-sale investment securities as of December 31, 2023, indicated that an ACL was not required. The Company analyzed
          available-for-sale investment securities that were in an unrealized loss position and determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market
          conditions. As such, no ACL was recorded for available-for-sale securities as of December 31, 2023.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Loans Receivable Held for Investment</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding,
          net of allowance for credit losses, deferred loan fees and costs and unamortized premiums and discounts. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct loan origination costs, premiums and
          discounts are deferred, and recognized in income using the level&#8209;yield method without anticipating prepayments.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Interest income on all loans is discontinued at the time the loan is 90
          days delinquent unless the loan is well&#8209;secured and in process of collection. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on non&#8209;accrual or charged&#8209;off at an earlier date if collection of
          principal or interest is considered doubtful.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All interest accrued but not received for loans placed on non&#8209;accrual is reversed against interest income. Interest received on such loans is accounted for on the
          cash&#8209;basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Concentration of Credit Risk</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Concentrations of credit risk arise when several customers are engaged in similar business activities, or activities in the same geographic region, or
            have similar economic features that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. The Company&#8217;s lending activities are predominantly in real estate loans that are secured
            by properties located in Southern California and in Washington, D.C. and many of the borrowers reside in those areas. Therefore, the Company&#8217;s exposure to credit risk is significantly affected by changes in the economy and real estate market in
            the markets in which the Company operates.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Purchased Credit Deteriorated Loans</span></span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </span></span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Prior to the adoption of ASC 326, loans that were purchased in a business combination that showed evidence of credit deterioration since their origination and for
          which it was probable, at acquisition, that not all contractually required payments would be collected were classified as purchased-credit impaired (&#8220;PCI&#8221;). The Company accounted for PCI loans and associated income recognition in accordance with
          ASC Subtopic 310-30 &#8211; Receivables-Loans and Debt Securities Acquired with Deteriorated Credit Quality. Upon acquisition, the Company measured the amount by which the undiscounted expected future cash flows on PCI loans exceeded the estimated fair
          value of the loan as the &#8220;accretable yield,&#8221; representing the amount of estimated future interest income on the loan. The amount of accretable yield was re-measured at each financial reporting date, representing the difference between the
          remaining undiscounted expected cash flows and the current carrying value of the PCI loan. The accretable yield on PCI loans was recognized in interest income using the interest method.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> Following the adoption of ASC 326 on January 1, 2023, the Company analyzes all acquired loans at the time of acquisition for more-than-insignificant deterioration
          in credit quality since their origination date. Such loans are classified as purchased credit deteriorated (&#8220;PCD&#8221;) loans. Acquired loans classified as PCD are recorded at an initial amortized cost, which is comprised of the purchase price of the
          loans and the initial ACL determined for the loans, which is added to the purchase price, and any resulting discount or premium related to factors other than credit. PCI loans were considered to be PCD loans at the date of adoption of ASC 326.
          The Company accounts for interest income on PCD loans using the interest method, whereby any purchase discounts or premiums are accreted or amortized into interest income as an adjustment of the loan&#8217;s yield. An accretable yield is not determined
          for PCD loans.<br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Allowance for Credit Losses - Loans<br/>
          </span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Effective January 1, 2023, the Company accounts for credit losses on loans in accordance with ASC 326, which requires the Company to record an estimate of expected
          lifetime credit losses for loans at the time of origination or acquisition. The ACL is maintained at a level deemed appropriate by management to provide for expected credit losses in the portfolio as of the date of the consolidated statements of
          financial condition. Estimating expected credit losses requires management to use relevant forward-looking information, including the use of reasonable and supportable forecasts. The measurement of the ACL is performed by collectively evaluating
          loans with similar risk characteristics. The Company measures the ACL for each of its loan segments using the weighted-average remaining maturity (&#8220;WARM&#8221;) method. The weighted average remaining life, including the effect of estimated prepayments,
          is calculated for each loan pool on a quarterly basis. The Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004
          through the most recent quarter.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company&#8217;s ACL model also includes adjustments for qualitative factors, where appropriate. Since historical information (such as historical net losses) may not
          always, by itself, provide a sufficient basis for determining future expected credit losses, the Company periodically considers the need for qualitative adjustments to the ACL. Qualitative adjustments may include, but are not limited to factors
          such as: (i) changes in lending policies and procedures, including changes in underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in
          the nature and volume of the portfolio and terms of loans; (iv) changes in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the
          quality of the organization&#8217;s loan review system; (vii) changes in the value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such
          concentrations; and (ix) the effect of other external factors (i.e., competition, legal and regulatory requirements) on the level of estimated credit losses.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company has a credit portfolio review process designed to detect problem loans. Problem loans are typically those of a substandard or worse internal risk grade,
          and may consist of loans on nonaccrual status, loans that have recently been modified in response to a borrower&#8217;s deteriorating financial condition, loans where the likelihood of foreclosure on underlying collateral has increased, collateral
          dependent loans, and other loans where concern or doubt over the ultimate collectability of all contractual amounts due has become elevated. Such loans may, in the opinion of management, be deemed to no longer possess risk characteristics similar
          to other loans in the loan portfolio, because the specific attributes and risks associated with the loan have likely become unique as the credit quality of the loan deteriorates. As such, these loans may require individual evaluation to determine
          an appropriate ACL for the loan. When a loan is individually evaluated, the Company typically measures the expected credit loss for the loan based on a discounted cash flow approach, unless the loan has been deemed collateral dependent.
          Collateral dependent loans are loans where the repayment of the loan is expected to come from the operation of and/or eventual liquidation of the underlying collateral. The ACL for collateral dependent loans is determined using estimates of the
          fair value of the underlying collateral, less estimated selling costs.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The estimation of the appropriate level of the ACL requires significant judgment by management. Although management uses the best information available to make these
          estimates, future adjustments to the ACL may be necessary due to economic, operating, regulatory, and other conditions that may extend beyond the Company&#8217;s control. Changes in management&#8217;s estimates of forecasted net losses could materially
          change the level of the ACL. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#8217;s ACL and credit review process. Such agencies may require the Company to recognize
          additions to the ACL based on judgments different from those of management.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company has segmented the loan portfolio according to loans that share similar attributes and risk characteristics. Each segment possesses varying degrees of
          risk based on, among other things, the type of loan, the type of collateral, and the sensitivity of the borrower or industry to changes in external factors such as economic conditions. The Company determines the ACL for loans based on this more
          detailed loan segmentation and classification. These segments, and the risks associated with each segment, are as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Real Estate: Single-Family &#8211; <span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Subject to adverse employment conditions in the local economy leading to increased default rate, decreased market values from
              oversupply in a geographic area and incremental rate increases on adjustable-rate mortgages which may impact the ability of borrowers to maintain payments</span></span><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">.</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Real Estate: Multi&#8209;Family</span> &#8211; Subject to adverse various market conditions that cause a decrease in market value or lease
          rates, changes in personal funding sources for tenants, oversupply of units in a specific region, population shifts and reputational risks.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;"><span style="font-style: italic;">Real Estate: </span>Commercial Real Estate</span> &#8211; Subject to adverse conditions in the local
          economy which may lead to reduced cash flows due to vacancies and reduced rental rates and decreases in the value of underlying collateral.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;"><span style="font-style: italic;">Real Estate: </span>Church</span> &#8211; Subject to adverse economic and employment conditions, which
          may lead to reduced cash flows from members&#8217; donations and offerings, and the stability, quality, and popularity of church leadership.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;"><span style="font-style: italic;">Real Estate: </span>Construction</span> &#8211; Subject to adverse conditions in the local economy,
          which may lead to reduced demand for new commercial, multi&#8209;family, or single-family buildings or reduced lease or sale opportunities once the building is complete.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Commercial</span> and SBA Loans&#8211; Subject to industry and economic conditions including decreases in product demand.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Consumer</span> &#8211; Subject to adverse employment conditions in the local economy, which may lead to higher default rates.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <span style="text-decoration: underline;">Modified Loans to Borrowers Experiencing Financial Difficulty</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="text-decoration: underline;"> </span><br/>
          In certain instances, the Company makes modifications to loans in order to alleviate temporary difficulties in the borrower&#8217;s financial condition and/or constraints on the borrower&#8217;s ability to repay the loan, and to minimize potential losses to
          the Company. Modifications include: changes in the amortization terms of the loan, reductions in interest rates, acceptance of interest only payments, and reductions to the outstanding loan balance (or any combination of such changes). Such loans
          are typically placed on nonaccrual status when there is doubt concerning the full repayment of principal and interest or the loan has been in default for a period of 90 days or more. Such loans may be returned to accrual status when all
          contractual amounts past due have been brought current, and the borrower&#8217;s performance under the modified terms of the loan agreement and the ultimate collectability of all contractual amounts due under the modified terms is no longer in doubt.
          The Company typically measures the ACL on these loans on an individual basis as the loans are deemed to no longer have risk characteristics that are similar to other loans in the portfolio. The determination of the ACL for these loans is based on
          a discounted cash flow approach, unless the loan is deemed collateral dependent, which requires measurement of the ACL based on the estimated expected fair value of the underlying collateral, less selling costs.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"> <br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Business Combinations</span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"><br/>
            </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Business combinations are accounted for using the acquisition accounting method. Under the acquisition method, the Company measures the identifiable
            assets acquired, including identifiable intangible assets, and liabilities assumed in a business combination at fair value on the acquisition date. Goodwill is generally determined as the excess of the fair value of the consideration
            transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
          </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Goodwill and intangible assets acquired in a purchase business combination and that are determined to have an indefinite useful life are not amortized,
              but tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed. The Company has selected December 31st as the date to perform the annual
              impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Company&#8217;s consolidated
              statement of financial condition.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
            </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> Core deposit intangible assets arising from mergers and acquisitions are amortized on an accelerated basis reflecting the pattern in which the
              economic benefits of the intangible asset are consumed or otherwise used up. The estimated life of the core deposit intangible is approximately 10
              years.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span>
          <span style="text-decoration: underline;"></span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Office Properties and Equipment</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the
          straight&#8209;line method with useful lives ranging from 10 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight&#8209;line method with useful lives ranging from 3 to 10 years. Leasehold improvements are amortized over the lease term or
          the estimated useful life of the asset, whichever is shorter.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank is a member of the FHLB and FRB systems. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may
          invest in additional amounts. FHLB and FRB stock are carried at cost, classified as restricted securities, and periodically evaluated for impairment based on ultimate recovery of their par value. Both cash and stock dividends are reported as
          income when declared.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;<br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Bank&#8209;Owned Life Insurance</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank has purchased life insurance policies on a former key executive. Bank owned life insurance is recorded at the amount that can be realized under the
          insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Investment in Affordable Housing Limited Partnership</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank owns a less than 5% interest in an
          affordable housing limited partnership. The investment is recorded using the cost method and is being amortized over the life of the related tax credits. The tax credits are being recognized in income tax expense in the consolidated financial
          statements to the extent they are utilized on the Company&#8217;s income tax returns. The investment is reviewed for impairment on an annual basis or on an interim basis if an event occurs that would trigger potential impairment.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Loan Commitments and Related Financial Instruments</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Financial instruments include off&#8209;balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer
          financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Variable Interest Entities (&#8220;VIE&#8221;)</span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);"><br/>
          </span></span></div>

<div style="text-align: justify;"><span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);">An entity is considered to be a VIE when it
            does not have sufficient equity investment at risk, the equity investors as a group lack the characteristics of a controlling financial interest, or the entity is structured with disproportionate voting rights and substantially all of the
            entity&#8217;s activities are conducted on behalf of an investor with disproportionately few voting rights. The Company is required to consolidate a VIE when it holds a variable interest in the VIE and is also the primary beneficiary of the VIE. CFC
            45 is a Community Development Entity (&#8220;CDE&#8221;), and is considered to be a VIE. The Company is the primary beneficiary because it has the power to direct activities that most significantly affect the economic performance of CFC 45 and has the
            obligation to absorb the majority of the losses or benefits of its financial performance.</span><br/>
        </div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span> </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
              </span></span> </div>

<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span>
          <span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Noncontrolling Interests</span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"> <br/>
            </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="font-family: 'Times New Roman';">For consolidated subsidiaries that are less than wholly-owned, the third-party holdings of equity interests
              are referred to as noncontrolling interests. The portion of net income attributable to noncontrolling interests for such subsidiaries is presented as net income applicable to noncontrolling interests on the consolidated statements of
              operations and comprehensive income (loss), and the portion of the stockholders&#8217; equity of such subsidiaries is presented as noncontrolling interests on the consolidated statements of financial condition and consolidated statements of changes
              in stockholders&#8217; equity.</span><span style="text-decoration: underline;"> </span></div>

<div><span style="text-decoration: underline;"></span>
          </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"> <br/>
          </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Revenue Recognition</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Accounting Standard Codification (&#8220;ASC&#8221;) 606, Revenue from Contracts with Customers (&#8220;ASC 606&#8221;), establishes principles for reporting information about the nature,
          amount, timing and uncertainty of revenue and cash flows arising from the entity&#8217;s contracts to provide goods or services to customers. The core principle requires the Company to recognize revenue to depict the transfer of goods or services to
          customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. Most of our revenue&#8209;generating transactions are not
          subject to ASC 606, including revenue generated from financial instruments, such as our loans and investment securities, as these activities are subject to other GAAP discussed elsewhere within our disclosures. The Company&#8217;s revenue stream that
          is within the scope of Topic 606 is primarily service charges on deposit accounts, which consist of monthly service fees, check orders, and other deposit account related fees. The Company&#8217;s performance obligation for monthly service fees is
          generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transaction based, and therefore, the Company&#8217;s performance obligation is
          satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers&#8217; accounts.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Stock&#8209;Based Compensation</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Compensation cost is recognized for stock options and restricted stock awards issued to employees and directors, based on the fair value of these awards at the date
          of grant. A Black&#8209;Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company&#8217;s common stock at the date of grant is used for restricted stock awards.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Compensation cost is recognized over the required service period, generally defined as the vesting period. Compensation cost is recognized on a straight&#8209;line basis
          over the requisite service period for the entire award. The Company&#8217;s accounting policy is to recognize forfeitures as they occur.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Income Taxes</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and
          liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the
          amount expected to be realized.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">A tax position is recognized as a benefit only if it is &#8220;more likely than not&#8221; that the tax position would be sustained in a tax examination, with a tax examination
          being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the &#8220;more likely than not&#8221; test, no tax benefit is recorded.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company recognizes interest related to income tax matters in interest expense and penalties related to tax matters in income tax expense.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Retirement Plans</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Employee 401(k) expense is the amount of matching contributions made by the Company.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Employee Stock Ownership Plan (ESOP)</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of stockholders&#8217; equity. Compensation expense is based on the
          market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Earnings Per Common Share</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Basic earnings per share of common stock is computed
            pursuant to the two&#8209;class method by dividing net income available to common stockholders less dividends paid on participating securities (unvested shares of restricted common stock) and any undistributed earnings attributable to participating
            securities by the weighted average common shares outstanding during the period. The weighted average common shares outstanding includes the weighted average number of shares of common stock outstanding less the weighted average number of
            unvested shares of restricted common stock. ESOP shares are considered outstanding for this calculation unless unearned. Diluted earnings per share of common stock includes the dilutive effect of unvested stock awards. It also includes the
            dilutive effect of additional potential common shares issuable under stock options using the treasury method.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Comprehensive Income (Loss)</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Comprehensive income (loss) consists of the net income
            from operations and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available&#8209;for&#8209;sale, net of tax, which are also recognized as separate components of equity.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;<br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Loss Contingencies</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is
          probable, and an amount or range of loss can be reasonably estimated. Management does not believe that any such matters existed as of the balance sheet date that will have a material effect on the consolidated financial statements.</div>

<div>&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">L</span><span style="text-decoration: underline;">eases</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company determines if an arrangement is a lease at inception. Operating lease right-of-use (&#8220;ROU&#8221;) assets and operating lease liabilities are included in the
            Company&#8217;s consolidated financial statements. ROU assets represent the Company&#8217;s right-of-use of an underlying asset for the lease term, and lease liabilities represent the Company&#8217;s obligation to make lease payments pursuant to the Company&#8217;s
            leases. The ROU assets and liabilities are recognized at commencement of the lease based on the present value of lease payments over the lease term. To determine the present value of lease payments, the Company uses its incremental borrowing
            rate. The lease term may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Lease expense is recognized on a straight-line basis over the lease term.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
          </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Fair Value Measurements</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for
          the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Level 2: Significant observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not
          active; or other inputs that are observable or can be corroborated by observable market data.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Level 3: Significant unobservable inputs that reflect a company&#8217;s own assumptions about the assumptions that market participants would use in pricing an asset or
          liability.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Fair values are estimated using relevant market information and other assumptions, as more fully disclosed in Note 8 &#8220;Fair Value&#8221;. Fair value estimates involve
          uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could
          significantly affect the estimates.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Operating Segments</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company operates as a single segment. The operating information used by management to assess performance and make operating decisions about the Company is the
          consolidated financial data presented in these financial statements. For the years ended 2023 and 2022, the Company has determined that banking is its one reportable business segment.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; <br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Accounting Pronouncements Recently Adopted</span></div>

<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
            </span></span> </div>

<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">In June 2016, the Financial Accounting Standards Board (&#8220;FASB&#8221;) issued Accounting Standards Update (&#8220;ASU&#8221;) 2016-13 &#8211; Financial Instruments-Credit Losses (Topic
          326): Measurement of Credit Losses on Financial Instruments. This ASU replaces the incurred loss impairment model in previous GAAP with a model that reflects current expected credit losses. The CECL model is applicable to the measurement of
          credit losses on financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. CECL also requires credit losses on available-for-sale debt securities be measured through an allowance for credit
          losses when the fair value is less than the amortized cost basis. The new guidance also applies to off-balance sheet credit exposures. The ASU requires that all expected credit losses for financial assets held at the reporting date be measured
          based on historical experience, current conditions, and reasonable and supportable forecasts. The ASU also requires enhanced disclosures, including qualitative and quantitative disclosures that provide additional information about significant
          estimates and judgments used in estimating credit losses. The provisions of this ASU became effective for the Company for all annual and interim periods beginning January 1, 2023.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">In April 2019, the FASB issued ASU 2019-04 &#8211; Codification Improvements to Topic 326, Financial
            Instruments-Credit Losses, Topic 815-Derivatives and Hedging, and Topic 825-Financial Instruments. This ASU was issued as part of an ongoing project on the FASB&#8217;s agenda for improving the Codification or correcting for its unintended
            application. The amendments in this ASU became effective for all interim and annual reporting periods for the Company on January 1, 2023. The Company adopted the provisions within this ASU in conjunction with the implementation of ASC 326,
            including: (i) the election to not measure credit losses on accrued interest receivable when such balances are written-off in a timely manner when deemed uncollectable and (ii) the election to not include the balance of accrued interest
            receivable as part of the amortized cost of a loan or security.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
             </div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="display:none;"><br/></div>
<div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;">In May 2019, the FASB issued ASU 2019-05 - Financial Instruments-Credit Losses (Topic 326): Targeted Transition Relief. This ASU was issued to allow entities that have certain financial instruments
              within the scope of ASC 326-20 - Financial Instruments-Credit Losses-Measured at Amortized Cost to make an irrevocable election to elect the fair value option for those instruments in accordance with ASC 825 &#8211; Financial Instruments upon the
              adoption of ASC 326, which for the Company was January 1, 2023. The fair value option is not applicable to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. The Company did not
              elect the <span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">fair value option for any of its financial assets upon the adoption of ASC 326.</span></div>

<div style="display:none;"><br/></div>
<div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </span></span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-family: 'Times New Roman';"> </span> <span style="font-family: 'Times New Roman';"> </span>
            </span></div>

<div style="display:none;"><br/></div>
<div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-family: 'Times New Roman';"> </span>Effective January 1, 2023, the Company adopted the provisions of ASC 326 through the application of the modified retrospective transition approach, and recorded a net decrease of $1.3 million to the beginning balance of retained earnings as of January 1, 2023 for the cumulative effect adjustment. <span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;">The
                following table illustrates the impact of the adoption of the CECL model under ASC 326 on the Company&#8217;s consolidated statements of financial position as of January 1, 2023:</span></span><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
              </span> </div>

<div style="display:none;"><br/></div>
<div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255);"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
              </span></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Pre-CECL </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Adoption</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Impact of CECL<br/>
                        Adoption</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">As Reported </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Under CECL</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="10" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(In thousands)</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Assets:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on available-for-sale securities</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on loans</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">4,388</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,809</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,197</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Deferred tax assets</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,872</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">508</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">12,380</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Liabilities:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on off-balance sheet exposures</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">412</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">(45</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">367</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Stockholders&#8217; equity:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Retained earnings</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">9,294</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">(1,256</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">8,038</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </span> </div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The Company&#8217;s assessment of
                available-for-sale investment securities as of January 1, 2023 indicated that an ACL was not required. The Company analyzed available-for-sale investment securities that were in an unrealized loss position as of the date of adoption and
                determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market conditions. As such, no ACL was recorded for available-for-sale securities as of January
                1, 2023. </span></div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Upon the adoption of ASC 326, the Company did not reassess purchased loans with credit deterioration (previously classified as purchased
                  credit impaired loans under ASC 310-30).</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In February 2019, the U.S. federal bank regulatory agencies approved a final rule modifying their regulatory capital rules and providing
                  an option to phase in the adverse regulatory capital effects of the impact of adoption of ASC 326 over a three-year period. As a result, entities have the option to gradually phase in the full effect of CECL on regulatory capital over a
                  three-year transition period. The Company implemented its CECL model commencing January 1, 2023 and elected to phase in the effect of CECL on regulatory capital over the three-year transition period.</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">In March 2022, the FASB issued ASU 2022-02 &#8211;
                  Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. The FASB issued this ASU in response to feedback the FASB received from various stakeholders in its post-implementation review process
                  related to the issuance of ASU 2016-13. The amendments in this ASU include the elimination of accounting guidance for troubled debt restructurings (&#8220;TDRs&#8221;) in Subtopic 310-40 &#8211; Receivables-Troubled Debt Restructurings by Creditors, and
                  introduce new disclosures and enhance existing disclosures concerning certain loan refinancings and restructurings when a borrower is experiencing financial difficulty. Under the provisions of this ASU, an entity must determine whether a
                  modification results in a new loan or the continuation of an existing loan. Further, the amendments in this ASU require that an entity disclose current period gross charge-offs on financing receivables within the scope of ASC 326 by year
                  of origination and class of financing receivable. The amendments in this ASU became effective for the Company on January 1, 2023, for all interim and annual periods. The adoption of the provisions in this ASU are applied prospectively and
                  have resulted in additional disclosures concerning modifications of loans to borrowers experiencing financial difficulty, as well as disaggregated disclosure of charge-offs on loans.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <span style="font-style: normal;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"><br/>
                      </span> </span></span></div>

<div><span style="font-style: normal;"> <span style="text-decoration: underline;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"> </span> </span> </span></div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-style: normal;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;">Accounting Pronouncements Yet to Be Adopted</span></span></span> </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-variant: normal; text-transform: none;"> <br/>
                  </span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">In March 2023, the FASB issued ASU 2023-02 &#8211;
                  Investments-Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method, a Consensus of the Emerging Issues Task Force. The amendments in this ASU allow the
                  option for an entity to apply the proportional amortization method of accounting to other equity investments that are made for the primary purpose of receiving tax credits or other income tax benefits, if certain conditions are met. Prior
                  to this ASU, the application of the proportional amortization method of accounting was limited to investments in low-income housing tax credit structures. The proportional amortization method of accounting results in the amortization of
                  applicable investments, as well as the related income tax credits or other income tax benefits received, being presented on a single line in the consolidated statements of operations and comprehensive loss (within income tax expense).
                  Under this ASU, an entity has the option to apply the proportional amortization method of accounting to applicable investments on a tax-credit-program-by-tax-credit-program basis. In addition, the amendments in this ASU require that all
                  tax equity investments accounted for using the proportional amortization method use the delayed equity contribution guidance in paragraph 323-740-25-3, requiring a liability be recognized for delayed equity contributions that are
                  unconditional and legally binding or for equity contributions that are contingent upon a future event when that contingent event becomes probable. Under this ASU, low-income housing tax credit investments for which the proportional
                  amortization method is not applied can no longer be accounted for using the delayed equity contribution guidance. Further, this ASU specifies that impairment of low-income housing tax credit investments not accounted for using the equity
                  method must apply the impairment guidance in Topic 323 &#8211; Investments-Equity Method and Joint Ventures. This ASU also clarifies that for low-income housing tax credit investments not accounted for under the proportional amortization method
                  or the equity method, an entity shall account for them under Topic 321 &#8211; Investments-Equity Securities. The amendments in this ASU also require additional disclosures in interim and annual periods concerning investments for which the
                  proportional amortization method is applied, including the nature of tax equity investments and the effect of tax equity investments and related income tax credits and other income tax benefits on the consolidated statements of financial
                  position and results of operations. The provisions of this ASU are effective for the Company for interim and annual periods beginning after December 15, 2023. Early adoption is permitted. The Company is currently evaluating the impact of
                  this ASU on its consolidated financial statements.</div>

<div><br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In November 2023, the FASB issued ASU 2023-07 &#8211; Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The
                  amendments in this ASU improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The new ASU adds required disclosure of significant segments expenses that are regularly
                  provided to the chief operating decision maker (&#8220;CODM&#8221;) and included within each reported measure of segment profit or loss, as well as the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of
                  segment profit or loss in assessing segment performance. The ASU also clarifies that if the CODM uses more than one measure of a segment&#8217;s profit or loss in assessing segment performance, an entity may report one or more of those
                  additional measures of segment profit; however, at least one of the reported segment profit or loss measures should be the measure that is most consistent with the measurement principals used in measuring the corresponding amounts in the
                  entity&#8217;s consolidated financial statements. Finally, the new ASU requires that an entity that has only one reportable segment provide all of the disclosures required by this ASU and all existing segment disclosures in Topic 280. The
                  provisions of this ASU are effective, on a prospective basis, for the Company for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. The
                  amendments in this ASU will not affect the Company&#8217;s consolidated statements of financial condition or consolidated statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#8217;s
                  consolidated financial statements after the ASU is adopted.</div>

<div><br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In December 2023, the FASB issued ASU 2023-09 &#8211; Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments in this
                  ASU address investor requests for more transparency about income tax information through improvements to income tax disclosures. The ASU enhances existing requirements that an entity disclose a tabular reconciliation, using both reporting
                  currency amounts and percentages, of the entity&#8217;s reported income tax expense and the amount computed by multiplying income from continuing operations before income taxes by the applicable statutory Federal income tax rate by including
                  specific categories in the rate reconciliation table and requiring additional information for reconciling items that meet a quantitative threshold (if the effect of those reconciling items is equal to or greater than 5% of the amount
                  computed by multiplying pretax income or loss by the applicable statutory income tax rate). The ASU also includes requirements to disclose the amount of income taxes paid (net of refunds received) disaggregated by Federal, state, and
                  foreign taxes and the amount of income taxes paid (net of refunds received) disaggregated by individual jurisdictions in which income taxes paid are equal to or greater than 5% of total income taxes paid. The amendments in this ASU are
                  effective, on a prospective basis, for annual periods beginning after December 31, 2024. Early adoption is permitted. The amendments in this ASU will not affect the Company&#8217;s consolidated statements of financial condition or consolidated
                  statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#8217;s consolidated financial statements after the ASU is adopted.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SignificantAccountingPoliciesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for all significant accounting policies of the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483426/235-10-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 235<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//235/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SignificantAccountingPoliciesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804641584">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteAbstract', window );"><strong>Capital [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteDisclosureTextBlock', window );">Capital</a></td>
<td class="text">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-weight: bold;"><span style="font-family: 'Times New Roman'; font-size: 10pt;">Note 2 &#8211; Capital</span><br/>
      </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-weight: bold;"><br/>
      </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">On June 7, 2022, the Company closed a private placement of shares of the Company&#8217;s Senior Non-Cumulative Perpetual
        Preferred Stock, Series C, par value $0.01, pursuant to a Letter Agreement, dated as of June 7, 2022, with the United States Department
        of the Treasury. The Purchase Agreement was entered into pursuant to the Purchaser&#8217;s Emergency Capital Investment Program.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
      </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> Pursuant to the Purchase Agreement, the Purchaser acquired an aggregate of 150,000 shares of Series C Preferred Stock, for an aggregate purchase price equal to $150.0 million in cash. The liquidation value of the Series C Preferred Stock is $1,000
        per share. This is non-cumulative redeemable perpetual preferred stock which does not have any voting rights, with the exception of voting rights on certain matters. The holders of Series C Preferred Stock will be entitled to a dividend payable in
        cash quarterly at an annual rate dependent on certain factors as reported by the Company to the Purchaser in a quarterly supplemental report, as set forth in the Purchase Agreement. The initial dividend rate is zero percent for the first two years
        after issuance, and thereafter the floor dividend rate is 0.50% and the ceiling dividend rate is 2.00%.<br/>
      </div>

<div>
      &#160; <br class="Apple-interchange-newline"/></div>

<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">During the
        first quarter of 2022, the Company completed the exchange of all the Series A Fixed Rate Cumulative Redeemable Preferred Stock, with an aggregate liquidation value of $3.0 million, plus accrued dividends, for 149,164 shares of Class A Common
        Stock at an exchange price of $20.08 per share of Class A Common Stock.</span><br/>
    </div>

<div><br/></div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><br/></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">On October 31, 2023, the Company effected a reverse stock split of the Company&#8217;s outstanding shares of Class A common stock, Class B common stock, and Class C common
        stock, par value $0.01 per share, at a ratio of <span style="-sec-ix-hidden:Fact_75fe5815725e403b8f6c0d9f2512b896">1-for-8 </span> (the &#8220;Reverse Stock Split&#8221;). The shares of Class A Common Stock listed on The Nasdaq Capital Market commenced trading on The Nasdaq Capital Market on a post-Reverse Stock Split adjusted basis at the open
        of business on November 1, 2023.&#160; As a result of the Reverse Stock Split, the number of issued and outstanding shares of common stock immediately prior to the Reverse Stock Split was reduced, such that every eight shares of common stock held by a
        stockholder immediately prior to the Reverse Stock Split were combined and reclassified into one share of common stock. <span style="font-size: 10pt; font-family: 'Times New Roman';">A</span>ll common stock share amounts and per share numbers
        discussed herein have been adjusted f<span style="font-size: 10pt; font-family: 'Times New Roman';">or the Reverse Stock Split.</span></div>

<div><br/></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">On October 31, 2023 the Company purchased 244,771
          shares of its Class A (voting) Common Stock (adjusted for the <span style="-sec-ix-hidden:Fact_108df240e00047dea5984caac3d887e0">1-for-8</span> reverse stock split effective November 1, 2023) from the Federal
          Deposit Insurance Corporation (&#8220;FDIC&#8221;), which obtained the shares when it was appointed receiver for First Republic Bank upon its closure earlier in 2023. The purchased shares represented just under 4.0% of the Company&#8217;s total voting shares prior to the purchase, and over 2.6%
          of the Company&#8217;s total common equity. The Company purchased the shares at a price of $7.2760 per share (adjusted for the <span style="-sec-ix-hidden:Fact_91379155f1684b0ebba44d78bc68bab1">1-for-8</span> reverse stock split effective November 1, 2023), which represented the 20-day volume weighted average price for the Class A shares over the period ended October 24, 2023. The purchase was financed from cash on hand and the shares were retired.</div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNoteAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-14<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481062/946-235-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481062/946-235-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481004/946-505-50-6<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480237/815-40-50-6<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(e)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//505/tableOfContent<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-14<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-14<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-16<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-18<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-18<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-18<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNoteDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793491728">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Securities</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 3 &#8211; Securities</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table summarizes the amortized cost and fair value of the available&#8209;for&#8209;sale investment securities portfolios at December 31, 2023 and December 31,
          2022 and the corresponding amounts of unrealized gains (losses) which are recognized in accumulated other comprehensive income (loss):</div>

<div>&#160; <br/></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amortized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Cost</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Gross</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Gains</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Gross</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Losses</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;">December 31, 2023:</div>
                </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency mortgage-backed securities</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">76,091</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">3</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(9,316</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">66,778</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency Collateralized Mortgage Obligations &#8220;CMOs&#8221;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">24,720</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(1,381</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">23,339</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency debt</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">50,893</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(3,057</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">47,836</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Municipal bonds</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4,833</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(460</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4,373</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">U. S. Treasuries</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">167,055</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(3,175</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">163,880</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">SBA pools</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">12,386</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(1,646</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">10,744</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;">Total available-for-sale securities</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">335,978</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">7</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(19,035</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">316,950</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;">December 31, 2022:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency mortgage-backed securities</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">84,955</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">2</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(10,788</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">74,169</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency CMOs</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">27,776</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(1,676</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">26,100</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency debt</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">55,687</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">26</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(4,288</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">51,425</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Municipal bonds</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4,866</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(669</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4,197</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">U. S. Treasuries</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">165,997</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(5,408</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">160,589</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">SBA pools</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">14,048</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">9</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(1,788</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">12,269</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;">Total available-for-sale securities</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">353,329</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">37</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(24,617</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">328,749</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">There were no sales of securities during the
          years ended December 31, 2023 or 2022.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The amortized cost and estimated fair value of all investment securities available-for-sale at December 31, 2023, by contractual maturities are shown below.
            Contractual maturities may differ from expected maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Amortized</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Cost</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Gross<br/>
                  </div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">&#160;Unrealized</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Gains</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Gross</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Unrealized</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Losses</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Fair Value</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due in one year or less</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">103,441</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(1,179</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">102,262</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due after one year through five years</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">119,530</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(5,231</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">114,299</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due after five years through ten years</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">29,078</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">2</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(1,802</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">27,278</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due after ten years&#160;<sup>(1)</sup></div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">83,929</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">5</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(10,823</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">73,111</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">335,978</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">7</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(19,035</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">316,950</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
        </div>

<div><br/>
          </div>

<div>
            <table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);">


  <tr>

    <td style="width: 18pt; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
                  </td>

    <td style="width: auto; vertical-align: top;">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Mortgage-backed securities, CMOs and SBA pools do
                      not have a single stated maturity date and therefore have been included in the &#8220;Due after ten years&#8221; category.</div>
                  </td>

  </tr>


</table>
            </div>

<div style="font-family: 'Times New Roman';"> <br/>
          </div>

<div style="font-family: 'Times New Roman';"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The table below indicates the length of time individual securities had been in a continuous unrealized loss position:<br/>
            </span> </div>

<div style="font-family: 'Times New Roman';"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
          </div>

<div style="font-family: 'Times New Roman';">
            <table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="margin: 0px; padding: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"><br/>
                  </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Less than 12 Months</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">12 Months or Longer</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Total</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> Losses</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> Losses</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> Losses</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-weight: bold;">December 31, 2023:</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: bottom;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency mortgage-backed securities</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">66,575</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(9,316</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">66,575</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(9,316</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency CMOs</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">23,339</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,381</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">23,339</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,381</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency debt</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">3,018</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(37</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">44,818</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,020</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">47,836</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,057</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Municipal bonds</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">4,373</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(460</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">4,373</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(460</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">U. S. Treasuries</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">163,880</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,175</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">163,880</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,175</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; padding-bottom: 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">SBA pools</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">286</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">9,439</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,645</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">9,725</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,646</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Total<br/>
                    </div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">3,304</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(38</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">312,424</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(18,997</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">315,728</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(19,035</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-weight: bold;">December 31, 2022:</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency mortgage-backed securities</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">38,380</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(4,807</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">35,526</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(5,981</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">73,906</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(10,788</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="margin-left: 9pt;">Federal agency CMOs</div>
                  </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">20,997</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(885</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">5,103</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(791</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">26,100</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(1,676</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency debt</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">26,383</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,529</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">21,956</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(2,759</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">48,339</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(4,288</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Municipal bonds</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">2,176</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(315</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">2,021</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(354</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">4,197</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(669</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">U. S. Treasuries</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">143,989</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,884</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">16,600</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,524</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">160,589</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(5,408</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="margin-left: 9pt;">SBA pools</div>
                  </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">3,743</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">(365</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">6,763</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">(1,423</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">10,506</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">(1,788</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; padding-bottom: 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Total<br/>
                    </div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">235,668</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(11,785</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">87,969</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(12,832</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">323,637</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(24,617</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>


</table>

            <div style="margin: 0px 0px; padding: 0px 0px;"><br/>
            </div>

          </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">Securities with a market value of $89.0 million were pledged as collateral for securities sold under agreements to
              repurchase as of December 31, 2023 and included $47.8 million of U.S. Treasuries, $30.2 million of federal agency debt, and $11.0 million of
              federal agency mortgage-backed securities. Securities with a market value of $64.4 million were pledged as collateral for
              securities sold under agreements to repurchase as of December 31, 2022 and included $33.3 million of federal agency debt, $19.2 million of U.S. Treasuries and $11.9
              million of federal agency mortgage-backed securities.</span> Investment securities with a book value of $107.3 million and a fair
            value of $98.3 million were pledged as collateral to the Federal Reserve as of December 31, 2023 for borrowings under the Bank Term
            Funding Program<span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">.<br/>
            </span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
          </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">At December 31, 2023 and 2022, there were no
            securities pledged to secure public deposits since those public deposits are under $250 thousand which are fully insured by FDIC. At December 31, 2023 and 2022, there were no holdings of securities by any one issuer, other than the U.S. Government and its agencies, in an amount greater than 10% of stockholders&#8217; equity. Accrued interest receivable on
            securities was $1.2 million at December 31, 2023 and 2022, and is included in the consolidated statement of financial condition
            in <span style="-sec-ix-hidden:Fact_6426b83fa8ea4fd99004b9059ef12c92"><span style="-sec-ix-hidden:Fact_2d6f98a5aaad4cb0baec5a545821eb79">accrued interest receivable</span></span>. </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
          </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0);">At December 31,
              2023 and 2022, there were no securities in nonaccrual status. All securities in the portfolio were current with their
              contractual principal and interest payments. At December 31, 2023 and 2022, there were no securities purchased with
              deterioration in credit quality since their origination, and there were no collateral dependent securities.</div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for investments in certain debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//320/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482106/820-10-50-6B<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482106/820-10-50-6B<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1403<br> -Paragraph (b)<br> -Publisher SEC<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//946-320/tableOfContent<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 940<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//940-320/tableOfContent<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//942-320/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702791221952">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesTextBlock', window );">Loans Receivable Held for Investment</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 4 &#8211; Loans Receivable Held for Investment</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loans receivable held for investment were as follows as of the periods indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2023</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Real estate:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>24,702</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>30,038</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div>
                  <div style="color: rgb(0, 0, 0); text-indent: 0pt; margin-left: 9pt;">Multi-family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>561,447</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>502,141</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Commercial real estate</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>119,436</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>114,574</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Church</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>12,717</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>15,780</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Construction</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>89,887</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>40,703</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Commercial &#8211; other</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>63,450</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>64,841</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">SBA loans <sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14,954</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">3,601</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Consumer</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>13</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>11</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Gross loans receivable before deferred loan costs and premiums</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>886,606</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>771,689</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Unamortized net deferred loan costs and premiums</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>1,971</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>1,755</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">888,577</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">773,444</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">Credit and interest marks on purchased loans, net<br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">(772</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">(1,010</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Allowance for credit losses<sup>(2)</sup><br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(7,348</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(4,388</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Loans receivable, net</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>880,457</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>768,046</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="DSPFListTable" style="width: 100%; font-family: 'Times New Roman'; font-size: 10pt;">


  <tr style="vertical-align: top;">

    <td style="vertical-align: top; width: 18pt; text-align: left;"> (1) </td>

    <td style="align: left; vertical-align: top; width: auto;">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">Including Paycheck Protection Program (PPP) loans.</div>
                </td>

  </tr>


</table>

<div>
            <table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(2)</td>

    <td style="width: auto; vertical-align: top; text-align: justify; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.<br/>
                  </td>

  </tr>


</table>
          </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">As of December 31, 2023 and 2022, the commercial loan category above included $2.5 million and $2.7 million of loans issued under the SBA&#8217;s Paycheck
          Protection Program. PPP loans have terms of <span style="-sec-ix-hidden:Fact_04958e61d38a4ae6b69a249b58b2ad94">two</span> to five years and earn interest at 1%. PPP loans are fully guaranteed by the
          SBA and have virtually no risk of loss. The Bank expects the vast majority of the PPP loans to be fully forgiven by the SBA. </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"> <br/>
        </div>

<div style="text-align: justify; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Effective January
              1, 2023, the Company accounts for credit losses on loans in accordance with ASC 326. ASC 326 requires the Company to recognize estimates for lifetime losses on loans and off-balance sheet loan commitments at the time of origination or
              acquisition. The recognition of losses at origination or acquisition represents the Company&#8217;s best estimate of the lifetime expected credit loss associated with a loan given the facts and circumstances associated with the particular loan, and
              involves the use of significant management judgment and estimates, which are subject to change based on management&#8217;s on-going assessment of the credit quality of the loan portfolio and changes in economic forecasts used in the model. The
              Company uses the WARM method when determining estimates for the ACL for each of its portfolio segments. The weighted average remaining life, including the effect of estimated prepayments, is calculated for each loan pool on a quarterly basis.
              The Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004 through the most recent quarter.</div>

<div style="text-align: justify;"> <br/>
            </div>

<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The
                Company&#8217;s ACL model also includes adjustments for qualitative factors, where appropriate. Qualitative adjustments may include, but are not limited to factors such as: (i) changes in lending policies and procedures, including changes in
                underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in the nature and volume of the portfolio and terms of loans; (iv) changes
                in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the quality of the organization&#8217;s loan review system; (vii) changes in the
                value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such concentrations; and (ix) the effect of other external factors (i.e.,
                competition, legal and regulatory requirements) on the level of estimated credit losses. These qualitative factors incorporate the concept of reasonable and supportable forecasts, as required by ASC 326.</span><br/>
            </div>

<div style="text-align: justify;"> <br/>
            </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The following table summarizes the activity in the allowance for credit losses on loans for the period indicated:</span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
                </span></span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify;">
              <table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none; width: 100%;">


  <tr>

    <td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: middle; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">
                        <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">For the Year Ended December 31, 2023</div>
                      </div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Beginning</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Balance</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Impact of</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">CECL</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Adoption</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">Charge-offs</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">Recoveries</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Provision</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">(Recapture)<br/>
                      </div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Ending </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Balance</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: middle; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(In thousands)</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">Loans receivable held for investment:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">Real estate:</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Single-family</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">109</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">214</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(63</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">)</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">260</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Multi-family</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">3,273</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">603</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">109</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">428</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">4,413</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Commercial real estate</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">449</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">466</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">107</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">72</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">1,094</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Church</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">65</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">37</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(30</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">)</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">72</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Construction</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">313</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">219</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">400</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">932</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Commercial - other</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">175</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">254</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">100</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">529</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">SBA loans</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">20</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">28</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">48</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; padding-bottom: 2px;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Consumer</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">4</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(4</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">)</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Total</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">4,388</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">1,809</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">216</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">935</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">7,348</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
            </div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
            </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the activity in the allowance for loan losses by loan type for the period indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">For the Year Ended December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Real Estate</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Single-</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Multi&#8209;</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial</div>
                  <div style="text-align: center; font-weight: bold;">real estate</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Church</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Construction</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial&#8211;</div>
                  <div style="text-align: center; font-weight: bold;">other</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Consumer</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Beginning balance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>145</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>2,657</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>236</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>103</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>212</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>23</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>15</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>3,391</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Provision for (recapture of) loan losses</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>(36</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>616</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>213</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>(38</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>101</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>152</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>(11</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>997</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Recoveries</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Loans charged off</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Ending balance<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>109</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>3,273</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>449</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>65</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>313</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>175</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,388</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The ACL increased to $7.3 million as of December 31, 2023, compared to $4.4 million as of December 31, 2022. The increase was primarily due to the implementation of the CECL methodology adopted by the Bank effective
            January 1, 2023, which increased the ACL by $1.8 million. In addition, the Bank recorded an additional provision for credit losses of
            $935 thousand for the twelve months ended December 31, 2023 due to loan growth of $114.9 million. The CECL methodology includes estimates of expected loss rates in the future, whereas the former ALLL methodology did not.</span><br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Prior to the Company&#8217;s adoption of ASC 326 on January 1, 2023, the Company maintained ALLL in accordance with ASC 310 and ASC 450 that covered estimated credit losses on individually evaluated loans
            that were determined to be impaired, as well as estimated probable incurred losses inherent in the remainder of the loan portfolio.</span><br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> Beginning on January 1, 2023, the Company evaluates loans collectively for purposes of determining the ACL in accordance with ASC 326. Collective evaluation is based on aggregating loans deemed to
            possess similar risk characteristics. In certain instances, the Company may identify loans that it believes no longer possess risk characteristics similar to other loans in the loan portfolio. These loans are typically identified from those
            that have exhibited deterioration in credit quality, since the specific attributes and risks associated with such loans tend to become unique as the credit deteriorates. Such loans are typically nonperforming, downgraded to substandard or
            worse, and/or are deemed collateral dependent, where the ultimate repayment of the loan is expected to come from the operation of or eventual sale of the collateral. Loans that are deemed by management to no longer possess risk characteristics
            similar to other loans in the portfolio, or that have been identified as collateral dependent, are evaluated individually for purposes of determining an appropriate lifetime ACL. The Company uses a discounted cash flow approach, using the
            loan&#8217;s effective interest rate, for determining the ACL on individually evaluated loans, unless the loan is deemed collateral dependent, which requires evaluation based on the estimated fair value of the underlying collateral, less estimated
            selling costs. The Company may increase or decrease the ACL for collateral dependent loans based on changes in the estimated fair value of the collateral.</span><br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
          </span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The following table presents collateral dependent loans by collateral type as of the date indicated:<br/>
          </span></div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/></div>

<div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;">
            <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, 2023</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Single-Family</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><span style="font-family: 'Times New Roman';">Multi-Family<br/>
                      </span></div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><span style="font-family: 'Times New Roman';">Residential<br/>
                      </span></div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Church</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Business </div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Assets</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Total</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; white-space: nowrap;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Real estate:</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Single-family</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">45</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">45</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 40%;" valign="bottom">
                    <div style="margin-left: 9pt;"><span style="font-family: 'Times New Roman';">Multi-family<br/>
                      </span></div>
                  </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"><span style="font-family: 'Times New Roman';">&#8211;</span></td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">5,672</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">5,672</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; margin-left: 9pt;">Commercial real estate</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">65</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">65</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Church</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">391</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">391</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left;">Commercial &#8211; other</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">268</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">268</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; padding-bottom: 4px;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Total</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">45</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,672</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">456</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">268</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,441</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
            </div>

<div>&#160;
          </div>

<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">At December 31, 2023, $6.4 million of individually evaluated loans were evaluated based on the underlying value of the collateral and no individually evaluated loans were evaluated using a discounted cash flow approach. These loans had an associated ACL of $112 thousand as of December 31, 2023.&#160; None
                of these collateral dependent loans were on nonaccrual status at December 31, 2023.<br/>
              </span></span></div>

<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </span></div>

<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">As
              part of the CFBanc merger on April 1, 2021, the Company acquired PCD loans. Prior to the CFBanc merger, there were no such
              acquired loans. </span><span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;">The carrying amount of those loans was as follows:</span></div>

<div style="text-align: justify;"><br/>
          </div>

<div style="text-align: justify;">
            <table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2022</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Real estate:</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Single-family</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">68</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Commercial real estate</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Commercial &#8211; other</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">47</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">57</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">47</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">125</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
          </div>

<div style="text-align: justify;"> <br/>
          </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The following table summarizes the discount on the PCD
            loans for the periods indicated:</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
          </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2023</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Balance at the beginning of the period</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">27</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">289</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Deductions due to payoffs</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Accretion</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(12</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(262</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Balance at the end of the period</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">2</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">27</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div><br/>
          </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Prior to the adoption of ASC 326 on January 1, 2023, the Company classified loans as impaired when, based on current information and events, it was probable that the Company
              would be unable to collect all amounts due according to the contractual terms of the loan agreement or it was determined that the likelihood of the Company receiving all scheduled payments, including interest, when due was remote. Credit
              losses on impaired loans were determined separately based on the guidance in ASC 310. Beginning January 1, 2023, the Company accounts for credit losses on all loans in accordance with ASC 326, which eliminates the concept of an impaired loan
              within the context of determining credit losses, and requires all loans to be evaluated for credit losses collectively based on similar risk characteristics. Loans are only evaluated individually when they are deemed to no longer possess
              similar risk characteristics with other loans in the loan portfolio.</span><br/>
          </div>

<div><br/>
          </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the balance in the allowance for loan losses and the recorded investment (unpaid contractual principal balance less charge-offs, less
          interest applied to principal, plus unamortized deferred costs and premiums) by loan type and based on the impairment method as of the date indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Real Estate</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Single</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Multi&#8209;</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial</div>
                  <div style="text-align: center; font-weight: bold;">real estate</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Church</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Construction</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial&#8211;</div>
                  <div style="text-align: center; font-weight: bold;">other</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Consumer<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Allowance for loan losses:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Ending allowance balance attributable to loans:<br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Individually evaluated for impairment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>3</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>4</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>7</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Collectively evaluated for impairment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>106</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>3,273</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>449</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>61</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>313</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>175</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>4</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>4,381</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total ending allowance balance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>109</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>3,273</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>449</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>65</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>313</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>175</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,388</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Loans individually evaluated for impairment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>57</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>1,655</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>1,712</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Loans collectively evaluated for impairment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>20,893</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>462,539</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>63,929</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>9,008</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>38,530</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>29,558</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>11</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>624,468</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="margin-left: 9pt;">Subtotal<br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">20,950</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">462,539</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">63,929</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">10,663</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">38,530</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">29,558</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">626,180</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom">
                <div style="margin-left: 9pt;">Loans acquired in the Merger<br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">9,088</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">41,357</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">50,645</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">5,117</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">2,173</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">38,884</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">147,264</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total ending loans balance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>30,038</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>503,896</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>114,574</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>15,780</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>40,703</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>68,442</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>11</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>773,444</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents information related to loans individually evaluated for impairment by loan type as of the period indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Unpaid</div>
                  <div style="text-align: center; font-weight: bold;">Principal</div>
                  <div style="text-align: center; font-weight: bold;">Balance</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Recorded</div>
                  <div style="text-align: center; font-weight: bold;">Investment</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Allowance</div>
                  <div style="text-align: center; font-weight: bold;">for Loan</div>
                  <div style="text-align: center; font-weight: bold;">Losses</div>
                  <div style="text-align: center; font-weight: bold;">Allocated</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="10" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">With no related allowance recorded:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Multi-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,572</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,572</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">With an allowance recorded:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>57</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>57</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>3</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>83</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>83</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>4</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>1,712</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>1,712</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>7</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The recorded investment in loans excludes accrued interest receivable due to immateriality. For purposes of this disclosure, the unpaid principal balance is not
          reduced for net charge&#8209;offs.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the monthly average of loans individually evaluated for impairment by loan type and the related interest income for the periods
          indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">For the Year Ended </div>
                  <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Recorded</div>
                  <div style="text-align: center; font-weight: bold;">Investment</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Cash Basis</div>
                  <div style="text-align: center; font-weight: bold;">Interest</div>
                  <div style="text-align: center; font-weight: bold;">Income</div>
                  <div style="text-align: center; font-weight: bold;">Recognized</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>83</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>3</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Multi-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Church</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>2,381</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>103</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>2,464</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>106</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Past Due Loans</span><br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following tables present the aging of the recorded investment in past due loans by loan type as of the periods indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="22" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">December 31, 2023<br/>
              </td>

    <td colspan="1" rowspan="1" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">30&#8209;59</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">60&#8209;89</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="font-weight: bold;">Greater than</div>
                  <div style="font-weight: bold;">90 Days</div>
                  <div><span style="font-weight: bold;">Past Due</span><br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Current</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 28%;" valign="bottom">Real estate:</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>24,702</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>24,702</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Multi-family</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>401</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">401</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>563,017</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>563,418</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Commercial real estate</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>119,436</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>119,436</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>12,717</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>12,717</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Construction</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>89,887</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>89,887</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Commercial - other</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>63,450</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>63,450</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" valign="bottom">SBA loans<br/>
              </td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">379</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">379</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">14,575</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">14,954</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Consumer</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>13</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>13</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>379</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>401</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>780</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>887,797</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>888,577</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="22" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">30&#8209;59</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">60&#8209;89</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Greater than</div>
                  <div style="text-align: center; font-weight: bold;">90 Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Current</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 28%;" valign="bottom">Real estate:<br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>30,038</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>30,038</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Multi-family</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>503,896</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>503,896</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Commercial real estate</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>114,574</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>114,574</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>15,780</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>15,780</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Construction</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>40,703</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>40,703</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div>
                  <div style="color: rgb(0, 0, 0);">Commercial - other</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>64,841</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>64,841</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">SBA loans</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>3,601</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>3,601</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 28%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Consumer</div>
              </td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>773,444</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>773,444</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the recorded investment in non&#8209;accrual loans by loan type as of the periods indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; text-indent: -9pt; margin-left: 9pt; width: 70%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2023</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2022</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 70%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 70%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Church</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>-</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>144</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 70%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total non-accrual loans</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>-</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>144</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">There were no loans 90 days or more delinquent
          that were accruing interest as of December 31, 2023 or December 31, 2022. None of the church non-accrual loans were delinquent,
          but none qualified for accrual status as of the dates indicated.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Cash&#8209;basis interest income recognized represents cash received for interest payments on accruing impaired loans and interest recoveries on non&#8209;accrual loans that
          were paid off. Interest payments collected on non&#8209;accrual loans are characterized as payments of principal rather than payments of the outstanding accrued interest on the loans until the remaining principal on the non&#8209;accrual loans is considered
          to be fully collectible or paid off. When a loan is returned to accrual status, the interest payments that were previously applied to principal are deferred and amortized over the remaining life of the loan. Foregone interest income that would
          have been recognized had loans performed in accordance with their original terms amounted to $31 thousand for the year ended December
          31, 2022, and was not included in the consolidated results of operations.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold;">Modified Loans to Troubled Borrowers</span><br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><br/>
          <span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">On January 1, 2023, the Company adopted
            ASU 2022-02, which introduces new reporting requirements for modifications of loans to borrowers experiencing financial difficulty. GAAP requires that certain types of modifications of loans in response to a borrower&#8217;s financial difficulty be
            reported, which consist of the following: (i) principal forgiveness, (ii) interest rate reduction, (iii) other-than-insignificant payment delay, (iv) term extension, or (v) any combination of the foregoing. The ACL for loans that were modified
            in response to a borrower&#8217;s financial difficulty is measured on a collective basis, as with other loans in the loan portfolio, unless management determines that such loans no longer possess risk characteristics similar to others in the loan
            portfolio. In those instances, the ACL for such loans is determined through individual evaluation. There were no loan
            modifications to borrowers that were experiencing financial difficulty during the year-ended December 30, 2023.</span><br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: normal;">Troubled Debt Restructurings (TDRs)</span><br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Prior to the adoption of ASU 2022-02 &#8211; <span style="font-style: italic;">Financial Instruments-Credit Losses: Troubled Debt Restructurings and Vintage Disclosures</span>
          on January 1, 2023, the Company accounted for TDRs in accordance with ASC 310-40. When a loan to a borrower that was experiencing financial difficulty was modified in response to that difficulty, the loan was classified as a TDR. At December 31,
          2022, loans classified as TDRs totaled $1.7 million, of which $144 thousand were included in non-accrual loans and $1.6
          million were on accrual status.&#160; The Company had allocated $7 thousand of specific reserves for accruing TDRs as of December 31, 2022.&#160;
          TDRs on accrual status were comprised of loans that were accruing at the time of restructuring or loans that have complied with the terms of their restructured agreements for a satisfactory period of time and for which the Company anticipates
          full repayment of both principal and interest.&#160; TDRs that were on non-accrual status could be returned to accrual status after a period of sustained performance, generally determined to be six months of timely payments, as modified.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">ASU 2022-02 eliminated the concept of TDRs in current GAAP, and therefore, beginning January 1, 2023, the Company no longer reports loans modified as TDRs except for those loans modified and reported
            as TDRs in prior period financial information under previous GAAP.</span><br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;<br/>
        </div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-weight: bold;">Credit
            Quality Indicators</span> </span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial
          information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. For single-family residential, consumer and other smaller balance homogenous loans, a credit grade is
          established at inception, and generally only adjusted based on performance. Information about payment status is disclosed elsewhere herein. The Company analyzes all other loans individually by classifying the loans as to credit risk. This
          analysis is performed at least on a quarterly basis. The Company uses the following definitions for risk ratings:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Watch.</span> Loans classified as watch exhibit weaknesses that could threaten the current net worth and paying capacity of the obligors. Watch graded loans are generally performing
                  and are not more than 59 days past due. A watch rating is used when a material deficiency exists, but correction is anticipated within an acceptable time frame.</div>
              </td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Special Mention.</span> Loans classified as special mention have a potential weakness that deserves management&#8217;s close attention. If left uncorrected, these potential weaknesses may
                  result in deterioration of the repayment prospects for the loan or of the institution&#8217;s credit position at some future date.</div>
              </td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Substandard.</span> Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans
                  so classified have a well&#8209;defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</div>
              </td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Doubtful.</span> Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection
                  or liquidation in full, based on currently existing facts, conditions, and values, highly questionable and improbable.</div>
              </td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 36pt;"><br/>
              </td>

    <td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;">&#9679;</td>

    <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><span style="font-weight: bold; font-style: italic;">Loss.</span> Loans classified as loss are considered uncollectible and of such little value that to continue to carry the loan as an active asset is no longer warranted.</div>
              </td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass rated loans. Pass rated loans
          are generally well protected by the current net worth and paying capacity of the obligor and/or by the value of the underlying collateral. Pass rated loans are not more than 59 days past due and are generally performing in accordance with the
          loan terms.<br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The following table stratifies the loans held for investment portfolio by the Company&#8217;s internal risk grading, and by year of origination as of December 31, 2023:</span><br/>
          <span style="font-family: 'Times New Roman';"><br/>
          </span></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Term Loans Amortized Cost Basis by Origination Year</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> <span style="font-family: 'Times New Roman';">2023</span></div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2022</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2021</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2020</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2019</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Prior</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Revolving </div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Loans</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Total</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Single-family:</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,474</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,862</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,940</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,485</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,374</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">21,135</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">750</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">999</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,749</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">116</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">116</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,365</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">337</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,702</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,474</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,612</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">4,305</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,485</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13,826</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">24,702</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Multi-family:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">81,927</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">183,295</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">145,652</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">27,356</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">44,511</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">47,119</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">529,860</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">4,686</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,203</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,186</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,474</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">18,549</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">899</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,344</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,243</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">363</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,403</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,766</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">81,927</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">187,981</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">152,754</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">27,356</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">46,060</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">67,340</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">563,418</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Commercial real estate:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,881</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">22,131</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">26,019</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">24,684</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,718</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">15,106</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">104,539</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">442</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,286</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,599</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">8,327</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">325</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">325</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,245</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'Times New Roman';"><br/>
                    </span> </div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,245</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,881</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">22,573</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">26,019</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">29,970</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">7,043</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">23,950</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">119,436</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Church:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,923</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,210</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,748</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,704</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,585</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">636</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,525</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,161</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">971</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">971</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,923</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,210</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,748</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">636</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,200</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,717</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Construction:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,109</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,198</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,307</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">42,300</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">35,179</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,484</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,097</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">85,060</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,520</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,520</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">42,300</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">36,288</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,202</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,097</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">89,887</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Commercial &#8211; other:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">15,000</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,077</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">87</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,600</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,154</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">54,918</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">312</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,500</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,550</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">8,362</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">170</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">170</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">15,000</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,389</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">257</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">7,100</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,550</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,154</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">63,450</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">SBA:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">11,809</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">109</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,453</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">16</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">100</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">14,487</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">467</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">467</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">11,809</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">109</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,453</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">467</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">16</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">100</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">14,954</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Consumer:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Total loans:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">121,553</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">218,195</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">179,481</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">62,328</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">52,730</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">102,557</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">736,844</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">42,300</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">40,619</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,437</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,786</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">8,372</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13,694</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">124,208</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">3,589</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">467</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">325</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,460</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,841</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,365</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">363</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">19,956</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">21,684</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total loans</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">163,853</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">258,814</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">195,507</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">70,946</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">61,790</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">137,667</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">888,577</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Based on the most recent analysis performed, the risk
            categories of loans by loan type as of the dates indicated were as follows:</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
          </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="26" rowspan="1" style="vertical-align: top; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">December 31, 2022</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Pass</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Watch</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Special Mention</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Substandard</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Doubtful</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Loss</td>

    <td colspan="1" rowspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Total</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">
                  <div style="text-align: center;">(In thousands)</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Single-family</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>29,022</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>354</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>260</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>402</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>30,038</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Multi-family</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>479,182</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>9,855</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>14,859</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>503,896</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Commercial real estate</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>104,066</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="vertical-align: bottom; padding-bottom: 2px;">4,524</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>1,471</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>4,513</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>114,574</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Church</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">14,505</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">728</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">547</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">15,780</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Construction</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>2,173</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>38,530</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>40,703</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom">
                  <div>
                    <div style="color: rgb(0, 0, 0);">Commercial &#8211; others</div>
                  </div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>53,396</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>11,157</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">288</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>64,841</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: rgb(204, 238, 255);" valign="bottom">SBA</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">3,032</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">569</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">3,601</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 2px;" valign="bottom">Consumer </td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">Total <br/>
                </td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">685,387</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">65,717</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">16,590</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">5,750</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">773,444</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
           </div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span>
         <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold;">Allowance for Credit Losses for Off-Balance Sheet Commitments</span><br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold;"> <br/>
          </span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="font-weight: bold;"><span style="font-weight: normal;"> The Company maintains an allowance for credit losses on off-balance sheet commitments related to
              unfunded loans and lines of credit, which is included in other liabilities of the consolidated statements of financial condition. Upon the Company&#8217;s adoption of ASC 326 on January 1, 2023, the Company applies an expected credit loss
              estimation methodology for off-balance sheet commitments. This methodology is commensurate with the methodology applied to each respective segment of the loan portfolio in determining the ACL for loans held-for-investment. The loss estimation
              process includes assumptions for the probability that a loan will fund, as well as the expected amount of funding. These assumptions are based on the Company&#8217;s own historical internal loan data.</span><br/>
          </span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold;"><span style="font-weight: normal;"> <br/>
            </span></span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="font-weight: bold;"><span style="font-weight: normal;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The allowance for off-balance sheet commitments was $364 thousand and $412 thousand at December 31, 2023 and
                2022, respectively. These amounts are included in accrued expenses and other liabilities on the consolidated statements of condition.&#160; The recovery of credit losses for off-balance sheet commitments was $2 thousand for the year ended December 31, 2023.</span><br/>
            </span></span></div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481933/310-10-55-12A<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 44<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-44<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//310-10/tableOfContent<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//310-20/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702806740656">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Office Properties and Equipment, net<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Office Properties and Equipment, net [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">Office Properties and Equipment, net</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 5 &#8211; Office Properties and Equipment, net</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Year&#8209;end office properties and equipment were as follows:</div>

<div><br/>
          </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2023<br/>
                  </div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022<br/>
                  </div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Land</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">5,322</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">5,322</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Office buildings and improvements</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">6,433</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">6,303</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Right of use assets</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">655</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">889</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Furniture, fixtures, and equipment</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">2,318</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">2,185</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">14,728</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">14,699</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Less accumulated depreciation</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(4,888</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(4,408</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Office properties and equipment, net</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">9,840</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">10,291</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Depreciation expense was $385 thousand and $376 thousand for the years 2023 and 2022, respectively.</div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 360<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//360/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480321/958-360-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480321/958-360-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480321/958-360-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R12.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804613392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Leases<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LeasesAbstract', window );"><strong>Leases [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeasesTextBlock', window );">Leases</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Note 6 </span><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">&#8211;<span style="font-weight: bold;"> Leases</span></span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Effective October 1, 2021, the Bank entered into an operating lease for its administrative offices at 4601 Wilshire Boulevard in Los Angeles.<br/>
          </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The ROU asset represents our right to use the underlying asset during the lease
          term. Operating lease liabilities represent our obligation to make lease payments arising from the lease. ROU assets and lease liabilities are recognized based on the present value of the remaining lease payments using a discount rate that
          represents our incremental borrowing rate at the date of implementation of the new accounting standard. The ROU asset totaled $655
          thousand as of December 31, 2023 and was included in <span style="-sec-ix-hidden:Fact_2632c99bbee849d2a67fcc7873fb9c10">office properties and equipment, net</span>, on the consolidated statements of financial
          condition. The lease liability totaled $655 thousand as of December 31, 2023 and was included in <span style="-sec-ix-hidden:Fact_6a15f88fc5fa47698c0b367f10dc10df">accrued expenses and other liabilities</span> on the consolidated statements of financial condition.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The operating lease has one 5-year extension option at the then fair market rate. As
          this extension option is not reasonably certain of exercise, it is not included in the lease term. The Bank has no finance leases.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
        </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The Company recognized rent expense of $305
            thousand in 2023 and $214 thousand in 2022.<br/>
          </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none; text-align: justify;">Additional information regarding our operating leases is summarized below for
          the periods indicated (dollars in thousands):</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td colspan="1" style="vertical-align: top; padding-bottom: 2px;" valign="bottom"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </span></td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-weight: bold;">Year Ended</span></div>
                <span style="font-weight: bold;"> </span>
                <div style="text-align: center; font-style: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-transform: none; font-weight: bold;"> December 31, 2023</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Year Ended</div>
                <div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">December 31, 2022</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Cash paid for amounts included in the measurement of
                  lease liabilities for operating leases:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">242</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">$</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">229</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">ROU assets obtained in exchange for lease liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"><br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; padding-bottom: 2px; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Weighted average remaining lease term in months</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">33</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">45</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; padding-bottom: 2px; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Weighted average discount rate</div>
              </td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">1.1</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">%</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">1.1</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">%</td>

  </tr>


</table>

<div style="clear: both; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The future minimum payments for operating leases with remaining terms of one
          year or more as of December 31, 2023 were as follows (in thousands):</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">
          <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Year ended December 31, 2024</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">242</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Year ended December 31, 2025</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">242</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Year ended December 31, 2026</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">181</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%;" valign="bottom">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 18pt;">Total future minimum lease payments</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">665</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Amounts representing interest</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(10</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%; padding-bottom: 4px;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Present value of net future minimum lease payments</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                  <div><span style="font-size: 10pt; font-family: 'Times New Roman';">$</span></div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                  <div><span style="font-size: 10pt; font-family: 'Times New Roman';">655</span></div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
        </div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeasesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeasesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//842-20/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeasesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702922005520">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Core Deposit Intangible<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Core Deposit Intangible [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">Goodwill and Core Deposit Intangible</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Note 7 &#8211; Goodwill and Core Deposit Intangible</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
      </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company recognized goodwill of $25.9 million and a
        core deposit intangible of $2.1 million. <span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;">The following table presents the changes in the carrying
        amounts of goodwill and core deposit intangibles for the year ended December 31, 2023 and 2022:</span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
      </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-weight: bold; white-space: nowrap;">December 31, 2023</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Goodwill</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Core</div>
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Deposit</div>
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Intangible</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the beginning of the period</div>
            </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,858</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,501</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%;" valign="bottom">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Additions</div>
            </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;" valign="bottom">Change in deferred tax estimate </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"></td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Amortization</div>
            </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(390</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">)</div>
            </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the end of the period</div>
            </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,858</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,111</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div><br/>
      </div>

<div>
        <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">December 31, 2022</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Goodwill</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Core</div>
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Deposit</div>
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Intangible</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the beginning of the period</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,996</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,936</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Additions</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;" valign="bottom">Change in deferred tax estimate </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(138</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Amortization</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(435</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the end of the period</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,858</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,501</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
      </div>

<div><br/>
      </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">No impairment charges were recorded during 2023 or 2022 for goodwill. Management&#8217;s assessment of goodwill is performed in accordance with ASC 350-20
        &#8211; Intangibles-Goodwill and Other, which allows the Company to perform a qualitative assessment of goodwill to determine if it is more likely than not the fair value of the Company&#8217;s equity is below its carrying value. The Company performed its
        qualitative assessment as of December 31, 2023 as well as a quantitative assessment as of December 31, 2023 due to concerns regarding declines in the Company&#8217;s stock price. No impairment charges were necessary as a result of the quantitative
        assessment.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
      </div>

<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The</span> carrying value and accumulated amortization related to the Company&#8217;s core<span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> deposit intangible consisted of the following at December 31, 2023 and 2022:</span></div>

<div><br/>
        <br/></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, 2023</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, 2022</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Core deposit intangible acquired</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">$</span></div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">3,329</span></div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">3,329</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Less: accumulated amortization</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">(1,218</span></div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">)</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">(828</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">$</span></div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">2,111</span></div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2,501</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><br/>
      </div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The following table outlines the estimated amortization expense
            related to the core deposit intangible during the next five fiscal years:</span></span> </div>

<div><br/>
      </div>

<div>
        <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2024</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">336</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2025</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">315</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2026</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">304</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2027</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">291</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2028</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">279</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Thereafter</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">586</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,111</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>&#160;</div>
              </td>

  </tr>


</table>

      </div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for goodwill and intangible assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//350/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R14.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793319008">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 8 &#8211; Fair Value</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company used the following methods and significant assumptions to estimate fair value:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The fair values of securities available&#8209;for&#8209;sale are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix
          pricing, which is a mathematical technique to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities&#8217; relationship to other benchmark quoted securities (Level 2
          inputs).</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The fair value of loans that are collateral dependent is generally based upon the fair value of the collateral, which is obtained from recent real estate appraisals.
          These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for
          differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Collateral dependent loans are evaluated on a
          quarterly basis for additional required calculation adjustments (taken as part of the ACL) and adjusted accordingly.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Appraisals for collateral-dependent loans and assets acquired through or by transfer of in lieu of foreclosure are performed by certified general appraisers (for
          commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, an independent third-party licensed appraiser reviews the
          appraisals for accuracy and reasonableness, reviewing the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide
          statistics.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; <br/>
        </div>

<div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Assets Measured on a Recurring Basis</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Assets measured at fair value on a recurring basis are summarized below:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Fair Value Measurement</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Quoted Prices</div>
                  <div style="text-align: center; font-weight: bold;">in Active</div>
                  <div style="text-align: center; font-weight: bold;">Markets for</div>
                  <div style="text-align: center; font-weight: bold;">Identical Assets </div>
                  <div style="text-align: center; font-weight: bold;">(Level 1)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Significant</div>
                  <div style="text-align: center; font-weight: bold;">Other</div>
                  <div style="text-align: center; font-weight: bold;">Observable</div>
                  <div style="text-align: center; font-weight: bold;">Inputs</div>
                  <div style="text-align: center; font-weight: bold;">(Level 2)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Significant</div>
                  <div style="text-align: center; font-weight: bold;">Unobservable</div>
                  <div style="text-align: center; font-weight: bold;">Inputs</div>
                  <div style="text-align: center; font-weight: bold;">(Level 3)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center;"><span style="font-weight: bold;">Total</span> </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"><br/>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">At December 31, <span style="text-indent: 0pt;">2023</span>:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="margin-left: 9pt">Securities available-for-sale: <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal agency mortgage-backed securities<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>66,778</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>66,778</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="margin-left: 9pt">Federal agency CMOs <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">23,339</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">23,339</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom">
                <div style="margin-left: 9pt">Federal agency debt <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">47,836</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">47,836</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Municipal bonds</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>4,373</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>4,373</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">U.S. Treasuries</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>163,880</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>163,880</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="margin-left: 9pt">SBA pools <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">10,744</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">10,744</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">At December 31, <span style="text-indent: 0pt;">2022</span>:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"><br/>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="margin-left: 9pt">Securities available-for-sale:&#160; <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal agency mortgage-backed<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">$</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>74,169</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>74,169</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="margin-left: 9pt">Federal agency CMO </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">26,100</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">26,100</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal agency debt </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>51,425</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>51,425</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" valign="bottom">Municipal bonds <br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">4,197</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">4,197</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt;" valign="bottom">U.S. Treasuries <br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">160,589</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">160,589</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" valign="bottom">SBA pools&#160; <br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">12,269</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">12,269</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">There were no transfers between Level 1, Level 2, or Level 3 during the years ended December 31, 2023 and 2022.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Fair Values of Financial Instruments</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The carrying amounts and estimated fair values of financial instruments as of the periods indicated were as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">Carrying</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Fair Value Measurements at December 31, 2023</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 1</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 2</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 3</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Financial Assets:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>105,195</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>105,195</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>105,195</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Securities available-for-sale</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>316,950</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>163,880</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>153,070</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>316,950</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>880,457</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>746,539</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>746,539</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Accrued interest receivable</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>4,938</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>306</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,301</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>3,331</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>4,938</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Bank owned life insurance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>3,275</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>3,275</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>3,275</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Financial Liabilities:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>682,635</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>536,171</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>536,171</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">FHLB advances</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>209,319</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>208,107</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>208,107</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Securities sold under agreements to repurchase</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>73,475</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>72,597</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>72,597</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="margin-left: 9pt; text-indent: -9pt;">Bank Term Funding Program borrowing<br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">100,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">100,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">100,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">Note payable <br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Accrued interest payable</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,420</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,420</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,420</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>

<table cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">Carrying</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Fair Value Measurements at December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 1</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 2</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 3</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">Financial Assets:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Cash and cash equivalents</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>16,105</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>16,105</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>16,105</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Securities available-for-sale</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>328,749</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>160,589</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>168,160</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>328,749</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Loans receivable held for investment<br/>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">768,046</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom">641,088</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">641,088</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Accrued interest receivable</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>3,973</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>442</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>793</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>2,738</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>3,973</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Bank owned life insurance</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>3,233</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>3,233</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>3,233</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">Financial Liabilities:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Deposits</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>686,916</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>673,615</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>673,615</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">FHLB advances</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>128,344</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>126,328</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>126,328</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Securities sold under agreements to repurchase</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>63,471</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">60,017</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>60,017</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top;" valign="bottom">Note payable&#160; <br/>
              </td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Accrued interest payable</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>453</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>453</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>453</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805682832">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock', window );">Deposits</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 9 &#8211; Deposits</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Deposits are summarized as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                </div>
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                </div>
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest checking and other demand deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>219,138</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>244,562</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Non&#8209;interest-bearing demand deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>107,891</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>89,779</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Money market deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>127,590</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>155,200</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Savings deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>59,981</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>62,322</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Certificates of deposit</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>168,035</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>135,053</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>682,635</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>686,916</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank accepts two types of deposits from a deposit placement service called the Certificate of Deposit Account Registry Service (&#8220;CDARS&#8221;). Reciprocal deposits are
          the Bank&#8217;s own retail deposits in amounts in excess of the insured limits. The CDARS program allows banks to place their customers&#8217; funds in FDIC&#8209;insured certificates of deposit at other banks and, at the same time, receive an equal sum of funds
          from the customers of other banks in the CDARS Network. These deposits totaled $114.8 million and $74.6 million at December 31, 2023 and 2022, respectively and are not considered to be brokered deposits. The other type of deposit that may be
          accepted under the CDARS program is nonreciprocal deposits which are considered to be brokered funds. As of December 31, 2023, the Bank had no
          such deposits.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">At December 31, 2023 and 2022, the Bank had $0 and $4.3 million in (non-CDARS) brokered deposits, respectively.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">As of December 31, 2023 and 2022, approximately $286.4
          million and $212.9 million of our total deposits (including deposits from affiliates) were not insured by FDIC insurance, which
          represented 37% and 31%
          of total deposits, respectively.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Scheduled maturities of certificates of deposit for the next five years are as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div style="text-align: left; font-weight: bold;">Maturity</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Amount</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2024</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>141,705</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2025</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>20,002</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2026</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>6,000</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2027</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>178</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2028</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>10</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">Thereafter</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>140</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>168,035</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Certificates of deposit of $250 thousand or more totaled $23.5
          million and $30.2 million at December 31, 2023 and 2022, respectively.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="margin: 0px 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The Company has a significant concentration of deposits with five long&#8209;time customers that accounted for approximately 28% and 27% of its deposits as of December&#160;31, 2023 and 2022, respectively. The Company expects to maintain the relationships with the customers for the
            near term.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Deposits from principal officers, directors, and their affiliates totaled $21.3 million and $24.3 million at December 31, 2023 and 2022, respectively.</div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481047/942-405-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (e)<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Publisher SEC<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositLiabilitiesDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>34
<FILENAME>R16.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804854144">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Borrowings<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBanksAbstract', window );"><strong>Borrowings [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock', window );">Borrowings</a></td>
<td class="text">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 700; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">Note 10 &#8211; Borrowings</span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 700; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"> <br/>
      </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';">The following table summarizes information relating to FHLB advances at or for the periods indicated:</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><br/>
      </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; letter-spacing: normal; text-transform: none; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">At or For the Year Ended December 31,</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"> 2023</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2022</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(Dollars in thousands)</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">FHLB Advances:</div>
            </td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Average balance outstanding during the year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">177,261</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">61,593</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Maximum amount outstanding at any month&#8209;end during the year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">210,242</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">128,823</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Balance outstanding at end of year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">209,319</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">128,344</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Weighted average interest rate at end of year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.91</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.74</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Average cost of advances during the year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.70</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.74</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Weighted average maturity (in months)</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">2</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">7</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><br/>
      </div>

<div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Each advance is
          subject to a prepayment penalty if paid before its maturity date. The advances were collateralized by $435.4 million and $328.1 million of commercial real estate loans at December 31, 2023 and 2022, respectively, under a blanket lien arrangement. Based on collateral
          pledged and the Company&#8217;s holdings of FHLB stock as of December 31, 2023, the Company was eligible to borrow up to an additional $117.0
          million at year&#8209;end 2023.</div>

<div style="text-align: justify; font-size: 10pt;"> <br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';">Scheduled maturities of FHLB advances are as follows:</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"> <br/>
          </div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;">


  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Amount</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">2024</div>
                </td>

    <td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">176,638</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">2025</div>
                </td>

    <td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">32,681</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">209,319</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><br/>
          </div>

<div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">On December 27,
              2023, the Company borrowed $100.0 million from the Federal Reserve under the Bank Term Funding Program (&#8220;BTFP&#8221;). As of December 31,
              2023, $100.0 million was outstanding. The interest rate on this borrowing is fixed at 4.84% and the borrowing matures on December 29, 2024.
              Investment securities with a book value of $107.3 million and a fair value of $98.3 million were pledged as collateral for this borrowing as of December 31, 2023. There are no prepayment penalties for early payoff. As the BTFP ended on March 11, 2024, no additional borrowings can be made under the program.</div>

<div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </div>

<div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"> In addition, the
              Bank had additional lines of credit of $10.0 million with other financial institutions as of December 31, 2023.</div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480876/942-470-45-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480848/942-470-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>35
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702806536848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities Sold Under Agreements to Repurchase<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract', window );"><strong>Securities Sold Under Agreements to Repurchase [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock', window );">Securities Sold Under Agreements to Repurchase</a></td>
<td class="text">
<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Note 11 &#8211; Securities Sold Under Agreements to Repurchase</div>

<div><br/></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank enters into agreements under which it sells securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the
          Bank may transfer legal control over the assets but still retain effective control through an agreement that both entitles and obligates the Bank to repurchase the assets. As a result, these repurchase agreements are accounted for as
          collateralized financing agreements (i.e., secured borrowings) and not as a sale and subsequent repurchase of securities. The obligation to repurchase the securities is reflected as a liability in the Bank&#8217;s consolidated statements of financial
          condition, while the securities underlying the repurchase agreements remain in the respective investment securities asset accounts. In other words, there is no offsetting or netting of the investment securities assets with the repurchase
          agreement liabilities. As of December 31, 2023, securities sold under agreements to repurchase totaled $73.5 million at an average rate
          of 2.60%. These agreements mature on a daily basis, but management expects the agreements to be available in the foreseeable future.
          The fair value of securities pledged totaled&#160;$89.0 million as of December 31, 2023&#160;and included $47.8 million of U.S. Treasuries, $30.2
          million of federal agency debt, and $11.0 million of federal agency mortgage-backed securities. As of December 31, 2022, securities
          sold under agreements to repurchase totaled $63.5 million at an average rate of 0.38%. The fair value of securities pledged totaled $64.4
          million as of December 31, 2022 and included $33.3 million of federal agency debt, $19.2 million of U.S. Treasuries and $11.9 million of federal
          agency mortgage-backed securities.</div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for repurchase agreements (also known as repos), resale agreements (also known as reverse repurchase agreements or reverse repos), securities borrowed transactions, and securities loaned transactions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 860<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//860/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702794364000">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Notes Payable<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Notes Payable [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureTextBlock', window );">Notes Payable</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Note 12 &#8211; Notes Payable</div>

<div><br/>
        </div>

<div style="text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">In
            connection with the New Market Tax Credit activities of City First Bank, CFC 45 is a partnership whose members include CFNMA and City First New Markets Fund II, LLC. This CDE acts in effect as a pass-through for a Merrill Lynch allocation
            totaling $14.0 million that needed to be deployed. In December 2015, Merrill Lynch made a $14.0 million non-recourse loan to CFC 45, whereby CFC 45 passed that loan through to a Qualified Active Low-Income Community Business. The loan to the QALICB is secured by
            a Leasehold Deed of Trust that, due to the pass-through, non-recourse structure, is operationally and ultimately for the benefit of Merrill Lynch rather than CFC 45. Debt service payments received by CFC 45 from the QALICB are passed through to
            Merrill Lynch in return for which CFC 45 receives a servicing fee. The financial statements of CFC 45 are consolidated with those of the Bank and the Company.</span><br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><br/>
        There were two notes outstanding at CFC 45 as of December 31, 2023. Note A was in the amount of $9.9 million with a fixed interest rate of 5.2%
        per annum. Note B was in the amount of $4.1 million with a fixed interest rate of 0.24% per annum. Quarterly interest only payments commenced in March 2016 and continued through March 2023 for Notes A and B. Beginning in September 2023, quarterly principal
        and interest payments were due for Notes A and B. Both notes would have matured on December 1, 2040, but were paid off during
        January 2024. </div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(c))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 470<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//470/tableOfContent<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1C<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1C<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1C<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1C<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1C<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1C<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1E<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1I<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1I<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1I<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>R19.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804854144">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefit Plans<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Employee Benefit Plans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock', window );">Employee Benefit Plans</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 13 &#8211; Employee Benefit Plans</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-variant: normal; text-transform: none;">401(k) Plans</div>

<div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-transform: none;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">In July of 2022, the Broadway Federal Bank 401(k) benefit plan and the City First Bank 401(k) benefit plan were combined into one plan called &#8220;the City First
              Bank 401(k) benefit plan&#8221; (the &#8220;401(k) Plan&#8221;). The 401(k) Plan allows employee contributions for substantially all employees up to 15%
              of their compensation, which are matched at a rate equal to 50% of the first 6% of compensation contributed. In addition, the 401(k) Plan makes a non-elective safe harbor contribution of 3% of each eligible employee&#8217;s compensation. Expenses related to the 401(k) plans totaled $447
              thousand in 2023 and $309 thousand for 2022.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-variant: normal; text-transform: none;">&#160; <br/>
          </div>

<div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">ESOP Plan</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify;"><span style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Employee</span><span style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';">s participate in an Employee Stock Ownership Plan (&#8220;ESOP&#8221;) after attaining certain age and service
            requirements.&#160;During 2022, the ESOP purchased 58,369 shares of the Company&#8217;s common stock at an average cost of $8.57 per share for a total cost of $500
            thousand which was funded with a $5 million line of credit from the Company. During 2023, the ESOP purchased 369,958 additional shares of the Company&#8217;s common stock at an average cost of $9.19 per share for a total cost of $3.4 million which was funded with the
            line of credit. Any loans or borrowings under the line of credit will be repaid from the Bank&#8217;s&#160;discretionary contributions to the ESOP, net of dividends paid, over a period of 20 years. Shares of the Company&#8217;s common stock purchased by the ESOP are held in a suspense account until released for allocation to participants. When loan payments are made, shares are
            allocated to each eligible participant based on the ratio of each such participant&#8217;s compensation, as defined in the ESOP, to the total compensation of all eligible plan participants. As the unearned shares are released from the suspense
            account, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the ESOP shares released differs from the
            cost of such shares, the difference is charged or credited to equity as additional paid&#8209;in capital. Dividends on allocated shares increase participant accounts. Dividends on unallocated shares will be used to repay the loan. At the end of
            employment, participants will receive shares for their vested balance. Compensation expense related to the ESOP was $307 thousand for
            2023 and $66 thousand for 2022</span><span style="font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">.</span></div>

<div style="text-align: justify;"><span style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0);"> <br/>
            </span></span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Shares held by the ESOP were as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"><span style="font-family: 'Times New Roman'; font-size: 10pt;">2023<br/>
                    </span></div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"><span style="font-family: 'Times New Roman'; font-size: 10pt;">2022<br/>
                    </span></div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">(Dollars in thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;">Allocated to participants</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">134,444</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">132,188</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;">Committed to be released</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">28,669</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">1,237</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;">Suspense shares</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">458,829</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">118,561</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;">Total ESOP shares</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">621,942</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">251,986</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;">Fair value of unearned shares</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">4,217</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">1,016</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">During 2023 and 2022, 28,669 and 5,032 of ESOP shares were released for allocation to participants, respectively. The outstanding book balance of unearned ESOP shares at December 31,
          2023 and 2022 was $4.5 million and $1.3
          million, respectively, which is shown as unearned ESOP shares in the equity section of the consolidated statements of financial condition.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">During December of 2022, the Company issued a $5 million line of credit to the ESOP Plan
            for the purchase of additional shares. As of December 31, 2023, <span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;">the trustee for the ESOP had purchased 428,327 shares at a total cost of $3.9 million. As of December 31, 2022,
              the trustee for the ESOP had purchased 58,369 shares at a total cost of $500 thousand</span>.</span><br/>
        </div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All common stock <span style="font-size: 10pt; font-family: 'Times New Roman';">share amounts and per share amounts above have been retroactively adjusted, as
                applicable, for</span> the <span style="-sec-ix-hidden:Fact_14268ee7464a4c1f9ca228eba7a134aa">1-for-8</span> reverse stock split effective November 1, 2023. See Note 2.</div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 710<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//710/tableOfContent<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 712<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//712/tableOfContent<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 715<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//715/tableOfContent<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//718/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CompensationAndEmployeeBenefitPlansTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndRetirementDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CompensationAndRetirementDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>38
<FILENAME>R20.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805377280">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Taxes<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Taxes</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 14 &#8211; Income Taxes</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company and its subsidiary are subject to U.S. federal and state income taxes. Income tax expense is the total of the current year income tax due or refundable
          and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and
          liabilities and their respective tax bases and operating loss and tax credit carry forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary
          differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Income tax expense was as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Current</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>300</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>700</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">State</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">398</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>218</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deferred</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,046</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>944</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">State</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>241</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>551</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="margin: 0px 0px 0px 27pt; text-indent: -9pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>1,985</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>2,413</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Effective tax rates differ from the federal statutory rate of 21%
          applied to income before income taxes due to the following:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Federal statutory rate times pre-tax net income</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,370</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,705</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Effect of:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">State taxes, net of federal benefit</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>512</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>623</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Earnings from bank owned life insurance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(9</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(9</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Low-income housing credits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(6</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Change in valuation allowance</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">80<br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Tax effect of stock-based compensation</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">25</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Other, net</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>18</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>75</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 27pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>1,985</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>2,413</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div><br/></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Year&#8209;end deferred tax assets and liabilities were due to the following:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deferred tax assets:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Allowance for credit losses</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>2,008</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,063</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Accrued liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>580</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>555</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">State income taxes</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>30</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>45</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Stock compensation</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>196</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>226</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Net operating loss carryforward</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,982</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>2,616</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Partnership investment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>340</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>257</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">General business credit</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,962</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,962</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Alternative minimum tax credit</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>11</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>5</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Net unrealized loss on securities available-for-sale</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">5,815</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">7,388</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Right of use liability</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">196</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">266</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Fair value adjustment on acquired loans</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">223</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">291</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Other</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>212</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>332</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 27pt;">Total deferred tax assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>13,555</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>15,006</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Less: valuation allowance</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(449</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(369</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 27pt;">Total deferred tax assets<span style="font-size: 10pt; font-family: 'Times New Roman';">, net of valuation allowance</span></div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">13,106</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">14,637</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deferred tax liabilities:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Section 481 adjustments to bad debts</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(7</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Deferred loan fees/costs</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(1,743</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(776</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Basis difference on fixed assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(748</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(723</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">FHLB stock dividends</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(98</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(90</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="margin-left: 9pt;">Nonaccrual loan interest</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(8</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Prepaid expenses</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>
                  <div>(180</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>
                  <div>(186</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Right of use assets</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(189</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(256</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Core deposit intangibles</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(610</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(719</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="margin: 0px 0px 0px 27pt;">Total deferred tax liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(3,568</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(2,765</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net deferred tax assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>9,538</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>11,872</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Deferred tax assets
          are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion, or all, of the deferred tax asset will not be realized. In assessing the realization of deferred tax assets, management
          evaluated both positive and negative evidence, the amount of taxes paid in available carry&#8209;back years, and the forecasts of future income and tax planning strategies. Based on this analysis, management determined that, as of December 31, 2023, a
          valuation allowance of $449 thousand was required on the Company&#8217;s deferred tax assets, which totaled $9.5 million (net of valuation allowance). As of December 31, 2022, a valuation allowance of $369 thousand was required on the Company&#8217;s deferred tax assets, which totaled $11.9
          million (net of valuation allowance).<br/>
        </div>

<div><br/></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">As of December 31,
            2023, the Company had federal net operating loss carryforwards of $536 thousand, all of which can be carried forward
            indefinitely. The Company also had California net operating loss carryforwards of $21.8 million which will expire in 2031 through
            2041, if not utilized. The Company also had federal general business credits of $2.0 million, which will expire in 2030 through 2041,
            if not utilized.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;&#160; <br/>
          </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The Company did not have any unrecognized tax benefits as of December 31, 2023 or 2022.</div>

<div style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">2022 is the most recent tax year for which the Company has filed federal and state income
              or franchise tax returns. Federal tax years 2020 through 2022 remain open for the assessment of Federal income tax. California tax years 2019 through 2022 remain open for the assessment of California franchise tax. Washington, D.C. tax years
              2020 through 2022 remain open for the assessment of D.C. franchise tax. The Company is not currently under examination by any tax authorities</span><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">.</span></div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480990/946-20-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//740/tableOfContent<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-14<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-21<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 270<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482526/740-270-50-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-17<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.5.Q1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 11.C)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-2<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482603/740-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793435408">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stock-Based Compensation<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Stock-Based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Stock-Based Compensation</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 15 &#8211; Stock&#8209;Based Compensation</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Prior to June 21, 2023, the Company issued stock-based
              compensation awards to its directors and officers under the 2018 Long Term Incentive Plan (&#8220;LTIP&#8221;) which allowed the grant of non-qualified and incentive stock options, stock appreciation rights, full value awards and cash incentive awards.&#160;
              The maximum number of shares that could be awarded under that plan was 161,639 shares.</div>

<div style="text-align: justify;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
              </span></div>

<div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">On June 21, 2023, stockholders approved the Amended
                  and Restated 2018 Long Term Incentive Plan (&#8220;Amended and Restated LTIP&#8221;) which allows the issuance of 487,500 additional
                  shares and brought the number of shares that may be issued under the Amended and Restated LTIP to 649,139 shares.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span>
        <br/></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">No stock options were granted during the year ended
          December 31, 2023.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table summarizes stock option activity during the year ended December 31, 2023:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Number</div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Exercise</div>
                  <div style="text-align: center; font-weight: bold;">Price</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Outstanding at beginning of year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>31,250</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>12.96</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Granted during the year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Exercised during the year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Forfeited or expired during the year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Outstanding at end of year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>12.96</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Exercisable at end of year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>12.96</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">There was no stock-based compensation expense related to stock options during 2022 or 2023 as there was no remaining unrecognized compensation cost related to non-vested options granted under the plan as of December 31, 2021.</span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"> <br/>
          </span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Options outstanding and exercisable at year&#8209;end 2023 were as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="11" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Exercisable</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">Grant Date</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Number</div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Remaining</div>
                  <div style="text-align: center; font-weight: bold;">Contractual</div>
                  <div style="text-align: center; font-weight: bold;">Life</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Exercise</div>
                  <div style="text-align: center; font-weight: bold;">Price</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Aggregate</div>
                  <div style="text-align: center; font-weight: bold;">Intrinsic</div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Number</div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Exercise</div>
                  <div style="text-align: center; font-weight: bold;">Price</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Aggregate</div>
                  <div style="text-align: center; font-weight: bold;">Intrinsic</div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: top; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">February 24, 2016</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div>12.96</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div>12.96</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: top; width: 14%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; width: 14%; padding-bottom: 4px;" valign="bottom">
                <div>
                  <div style="text-align: right;">2.13 years</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>12.96</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>12.96</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Stock Awards to Directors</span><br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">In February 2023 and 2022, the Company awarded 9,230
          and 5,898 shares of common stock, respectively, to its directors under the LTIP, which are fully vested. The Company recorded $95 thousand and $84 thousand of
          compensation expense in the years ended December 31, 2023 and December 31, 2022, respectively, based on the fair value of the stock on the date of the award.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); font-style: normal; font-variant: normal; text-transform: none;">Restricted Stock
              Awards to Employees</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">In March of 2022, the Company issued 61,908 shares of restricted stock to its officers and
                employees under the LTIP, of which 17,012 shares have been forfeited as of December 31, 2023. Each restricted stock award was
                valued based on the fair value of the stock on the date of the award. These awarded shares of restricted stock fully vest over periods ranging from 36 months to 60 months from their respective dates of grant. Stock-based compensation is
                recognized on a straight-line basis over the vesting period.&#160; During 2023 and 2022, the Company recorded $106 thousand and $133 thousand of stock-based compensation expense related to shares awarded to employees.</span></div>

<div style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
            </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">On June 21, 2023, the Company issued 92,720 shares of restricted stock to its officers and employees under the Amended and Restated LTIP, of which 11,237 shares have been forfeited as of December 31, 2023. Each restricted stock award was valued based on the fair value of the stock on the date
              of the award. These awarded shares of restricted stock fully vest over periods ranging from 36 months to 60 months from their respective dates of grant. Stock-based compensation is recognized on a straight-line basis over the vesting period. During
              the year ended December 31, 2023, the Company recorded $104 thousand of stock-based compensation expense related to these
              restricted stock awards.</div>

<div style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
            </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">As of December 31, 2023, 199,268 shares had been awarded under the Amended and Restated LTIP and 449,871 shares were available to be awarded.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"> <br/>
            </span></div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">A summary of restricted stock unit activity for the year ended December&#160;31, 2023 is as follows:</span><br/></div>

<div> <br/>
            </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td colspan="1" style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;&#160;</td>

    <td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Restricted Stock Units</div>
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Weighted Average</div>
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Grant Date Fair Value</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center;"><span style="font-weight: bold;">Remaining</span></div>
                    <div style="text-align: center;"><span style="font-weight: bold;">Contractual Life</span></div>
                    <div style="text-align: center;"><span style="font-weight: bold;">(months)</span></div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Unvested at December 31, <span style="text-indent: 0pt;">2022</span></div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">52,949</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12.24</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">43<br/>
                    </div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Granted during period</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">92,720</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">8.56</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">52</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Vested during period</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">11,848</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; padding-bottom: 2px;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Forfeited or expired during period</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(19,290</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Unvested at December 31, <span style="text-indent: 0pt;">2023</span></div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">114,531</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9.12</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">39</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div><br/>
          </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; text-align: justify;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">As of December 31, 2023, there was $1.1 million of total
              unrecognized equity-based compensation expense that the Company expects to recognize over the remaining contractual life.</span><br/>
          </div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">All common stock share amounts above have been
              retroactively adjusted, as applicable, for the <span style="-sec-ix-hidden:Fact_bd2955a2d3594d208c540edc19d47667">1-for-8</span> reverse stock split effective November 1, 2023.&#160; See Note 2.</div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//718/tableOfContent<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (l)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R22.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793429472">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Regulatory Matters<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RegulatoryCapitalRequirementsAbstract', window );"><strong>Regulatory Matters [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Regulatory Matters</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 16 &#8211; Regulatory Matters</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">The Bank&#8217;s capital
            requirements are administered by the Office of the Comptroller of the Currency (&#8220;OCC&#8221;) and involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital
            amounts and classifications are also subject to qualitative judgments by the OCC. Failure to meet capital requirements can result in regulatory action.</div>

<div style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">As a result of the
            Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies have developed a &#8220;Community Bank Leverage Ratio&#8221; (&#8220;CBLR&#8221;) (the ratio of a bank&#8217;s tier 1 capital to average total consolidated assets) for financial
            institutions with assets of less than $10 billion. A &#8220;qualifying community bank&#8221; that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered
            &#8220;well capitalized&#8221; under Prompt Corrective Action statutes. The federal banking agencies have set the Community Bank Leverage Ratio at 9%. <span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;">Actual and required capital amounts and ratios as of the dates indicated are presented below:<br/>
          </span></div>

<div><br/></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: top; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Actual</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Minimum Required to be</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Well Capitalized Under</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Prompt Corrective</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Action Provisions</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Amount</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Ratio</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Amount</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Ratio</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" rowspan="1" style="vertical-align: bottom; text-align: center;" valign="bottom"><span style="font-weight: bold;">(Dollars in thousands)</span><br/>
                  </td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, <span style="text-indent: 0pt;">2023</span>:</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Community Bank Leverage Ratio</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">185,773</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">14.97</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">111,696</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">9.00</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, <span style="text-indent: 0pt;">2022</span>:</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Community Bank Leverage Ratio</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">181,304</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">15.75</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">103,591</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">9.00</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

  </tr>


</table>

<div><br/>
            </div>

<div style="text-align: justify;"> <span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">At
              December 31, 2023, the Company and the Bank met all the capital adequacy requirements to which they were subject. In addition, the Bank was &#8220;well capitalized&#8221; under the regulatory framework for prompt corrective action. Management believes
              that no conditions or events have occurred that would materially adversely change the Bank&#8217;s capital classifications. From time to time, we may need to raise additional capital to support the Bank&#8217;s further growth and to maintain the &#8220;well
              capitalized&#8221; status. </span></div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RegulatoryCapitalRequirementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RegulatoryCapitalRequirementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1D<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1A<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1F<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1F<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>41
<FILENAME>R23.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793596640">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loan Commitments and Other Related Activities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Loan Commitments and Other Related Activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">Loan Commitments and Other Related Activities</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 17 &#8211; Loan Commitments and Other Related Activities</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These
          are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off&#8209;balance&#8209;sheet risk for credit loss
          exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The contractual amounts of financial instruments with off&#8209;balance&#8209;sheet risk at year&#8209;end were as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Commitments to make loans</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>7,560</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>15,160</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -10pt; margin-left: 10pt;">Unfunded construction loans</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">42,678</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">27,811</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Unused lines of credit &#8211; variable rates</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>3,302</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>13,341</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Commitments to make loans are generally made for periods of 60
            days or less.<br/>
          </div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for commitments and contingencies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 440<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482648/440-10-50-4<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//450/tableOfContent<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 954<br> -SubTopic 440<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480327/954-440-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 440<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482648/440-10-50-4<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 440<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//440/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R24.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793429472">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Parent Company Only Condensed Financial Information<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Parent Company Only Condensed Financial Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock', window );">Parent Company Only Condensed Financial Information</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 18 &#8211; Parent Company Only Condensed Financial Information</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Condensed financial information of Broadway Financial Corporation follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Condensed Balance Sheets</div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31,</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Assets</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>77,457</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>84,015</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Investment in bank subsidiary</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>200,830</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>192,977</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Other assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,003</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>2,725</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>282,290</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>279,717</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Liabilities and stockholders&#8217; equity</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Accrued expenses and other liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>387</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>235</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Stockholders&#8217; equity</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>281,903</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>279,482</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total liabilities and stockholders&#8217; equity</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>282,290</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>279,717</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; <br/>
        </div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Condensed Statements of Income</div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Years Ended December 31,</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest income</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>268</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>88</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest expense</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div></div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Other expense</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(1,099</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(877</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Income (loss) before income tax and undistributed subsidiary income</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(831</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(789</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Income tax benefits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>196</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>85</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Equity in undistributed subsidiary income<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>5,149</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>6,340</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net income<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,514</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>5,636</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Condensed Statements of Cash Flows</div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Years Ended December 31,</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Cash flows from operating activities</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net income<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>4,514</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>5,636</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Adjustments to reconcile net loss to net cash used in operating activities:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Equity in undistributed subsidiary income</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(5,149</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(6,340</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Change in other assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(1,222</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,196</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Change in accrued expenses and other liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>152</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(348</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net cash (used in) provided by operating activities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>(1,705</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>144</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Cash flows from investing activities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Capital distribution to bank subsidiary</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(75,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Net cash used in investing activities</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(75,000</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Cash flows from financing activities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">Share repurchase - FDIC<br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(1,781</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Proceeds from issuance of preferred stock</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">150,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Increase in unreleased ESOP shares</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(3,400</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(500</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Proceeds from repayment of ESOP loan</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>328</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>66</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net cash (used in) provided by financing activities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(4,853</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>149,566</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net change in cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(6,558</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>74,710</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Beginning cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>84,015</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>9,305</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Ending cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>77,457</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>84,015</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div> <br/>
        </div>

<div style="display:none;"><br/></div>
<div style="text-indent: -18pt; margin-left: 18pt; text-align: justify;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;">There
            was $3.0 million of non-cash financing activities for the exchange of preferred stock for common stock in 2022.</span></div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.5-04(Schedule I))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480922/205-10-S99-6<br><br>Reference 3: http://www.xbrl.org/2003/role/recommendedDisclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R25.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702794895440">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Common Share<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Common Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Common Share</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 19 &#8211; Earnings Per Common Share</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The factors used in the earnings per common share computation follow:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; text-indent: -9pt; margin-left: 9pt;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(Dollars in thousands,</div>
                <div style="text-align: center; font-weight: bold;">except share and per share)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Net income attributable to Broadway Financial Corporation</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>4,514</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>5,636</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div></div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Less net income attributable to participating securities</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>59</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>27</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Income available to common stockholders</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,455</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>5,609</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Weighted average common shares outstanding for basic earnings per common share</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>8,627,071</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>9,051,128</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Add: dilutive effects of unvested restricted stock awards</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>
                  <div>114,599</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>
                  <div>51,737</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Weighted average common shares outstanding for diluted earnings per common share</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>8,741,670</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>9,102,865</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Earnings per common share - basic</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>0.52</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>0.62</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Earnings per common share - diluted</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>0.51</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>0.62</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;<br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Stock options for 31,250 shares of common stock for
          the year ended December 31, 2023, were not considered in computing diluted earnings per common share because they were anti&#8209;dilutive.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Basic earnings per share of common stock is computed pursuant to the two-class method by dividing net loss
            available to common stockholders less dividends paid on participating securities (unvested shares of restricted common stock) and any undistributed loss attributable to participating securities by the weighted average common shares outstanding
            during the period. The weighted average common shares outstanding includes the weighted average number of shares of common stock outstanding less the weighted average number of unvested shares of restricted common stock. ESOP shares are
            considered outstanding for this calculation unless unearned. Diluted earnings per share of common stock includes the dilutive effect of unvested stock awards and additional potential common shares issuable under stock options. No unvested stock awards or potential common shares issuable under stock options were included in diluted earnings per share in either year.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
            </span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">All common stock share amounts above have been
              retroactively adjusted, as applicable, for the <span style="-sec-ix-hidden:Fact_0b9e0c9c4b61463aa4931c525d2e5b1c">1-for-8</span> reverse stock split effective November 1, 2023.&#160; See Note 2.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for earnings per share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//260/tableOfContent<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702893379632">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subsequent Events<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubsequentEventsAbstract', window );"><strong>Subsequent Events [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubsequentEventsTextBlock', window );">Subsequent Events</a></td>
<td class="text">
<div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Note 20 &#8211; Subsequent Events</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company evaluated its December 31, 2023 consolidated financial statements for subsequent events through the date these financial statements were issued.</div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubsequentEventsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 855<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//855/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 855<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483399/855-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubsequentEventsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>45
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805811344">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Insider Trading Arrangements<br></strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_InsiderTradingArrLineItems', window );"><strong>Insider Trading Arrangements [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_Rule10b51ArrAdoptedFlag', window );">Rule 10b5-1 Arrangement Adopted</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NonRule10b51ArrAdoptedFlag', window );">Non-Rule 10b5-1 Arrangement Adopted</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_Rule10b51ArrTrmntdFlag', window );">Rule 10b5-1 Arrangement Terminated</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NonRule10b51ArrTrmntdFlag', window );">Non-Rule 10b5-1 Arrangement Terminated</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_InsiderTradingArrLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_InsiderTradingArrLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_NonRule10b51ArrAdoptedFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NonRule10b51ArrAdoptedFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_NonRule10b51ArrTrmntdFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NonRule10b51ArrTrmntdFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_Rule10b51ArrAdoptedFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_Rule10b51ArrAdoptedFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_Rule10b51ArrTrmntdFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_Rule10b51ArrTrmntdFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>46
<FILENAME>R28.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805593376">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Policies)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConsolidationPolicyTextBlock', window );">Nature of Operations and Principles of Consolidation</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Nature of Operations and Principles of Consolidation</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">Broadway Financial Corporation (the &#8220;Company&#8221;) was incorporated under Delaware law in 1995 for the purpose of acquiring
          and holding all of the outstanding capital stock of Broadway Federal Savings and Loan Association as part of the bank&#8217;s conversion from a federally chartered mutual savings association to a federally chartered stock savings bank. In connection
          with the conversion, the bank&#8217;s name was changed to Broadway Federal Bank, f.s.b. (&#8220;Broadway Federal&#8221;). The conversion was completed, and Broadway Federal became a wholly&#8209;owned subsidiary of the Company, in January 1996.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">On April 1, 2021, the Company completed its merger with CFBanc Corporation, with the Company continuing as the surviving
          entity. Immediately following the CFBanc Merger, Broadway Federal merged with and into City First Bank of D.C, National Association with City First Bank of D.C., National Association (the &#8220;Bank&#8221;) continuing as the surviving entity (combined with
          Broadway Federal). Concurrently with the Merger, the Bank changed its name to City First Bank, National Association.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">The Bank&#8217;s business is that of a financial intermediary and consists primarily of attracting deposits from the general
          public and using such deposits, together with borrowings and other funds, to make mortgage loans secured by residential and commercial real estate located in the Bank&#8217;s market areas. At December 31, 2023, the Bank operated three retail&#8209;banking offices: Los Angeles and in the nearby city of Inglewood in California, and another in Washington, D.C. The Bank is subject to
          significant competition from other financial institutions and is also subject to regulation by certain federal agencies and undergoes periodic examinations by those regulatory authorities.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);">The accompanying consolidated financial statements include Broadway Financial Corporation and its wholly owned subsidiary,
          City First Bank, National Association (together with the Company, &#8220;City First Broadway&#8221;). Also included in the consolidated financial statements are the following subsidiaries of City First Bank: 1432 U Street LLC, Broadway Service Corporation,
          City First Real Estate LLC, City First Real Estate II LLC, City First Real Estate III LLC, City First Real Estate IV LLC, and CF New Markets Advisors, LLC (&#8220;CFNMA&#8221;). In addition, CFNMA also consolidates CFC Fund Manager II, LLC; City First New
          Markets Fund II, LLC; City First Capital IX, LLC; and City First Capital 45, LLC (&#8220;CFC 45&#8221;) into its financial results. The results of Broadway Service Corporation, a wholly owned subsidiary of the Bank, are also included in the consolidated
          financial statements. All significant intercompany balances and transactions have been eliminated in consolidation.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_OutOfPeriodAdjustmentsPolicyTextBlock', window );">Out-of-Period Adjustments</a></td>
<td class="text">
<div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Out-of-Period Adjustments</span></div>

<div><span style="font-family: 'Times New Roman';">&#160;</span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Following the quarter ended September 30, 2023, the Company performed a review of internal controls over financial reporting, encompassing an examination of financial reporting processes. During this assessment and while preparing
                financial statements for the three and nine months ended September 30, 2023, certain previously unrecorded adjustments totaling $8
                thousand, net of tax expense, increasing net income were identified pertaining to prior periods. In accordance with SEC Staff Accounting Bulletin Nos. 99 and 108, these adjustments were evaluated both individually and collectively.
                Following this assessment, management determined these adjustments were immaterial to both historical and current reporting periods. Consequently, the Company determined that no amendment to the previously filed reports was warranted.
                However, recognizing the importance of transparency and accuracy, the Company addressed these prior period adjustments and incorporated them into its financial statements for the three and nine months ended September 30, 2023. These
                adjustments are included in the Other Expense line item on the Consolidated Statements of Operations and Comprehensive Income (Loss).</span></div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use of Estimates</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"><span style="text-decoration: underline;">Use of Estimates</span></div>

<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">To prepare consolidated financial statements in conformity
          with U.S. generally accepted accounting principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the
          disclosures provided, and actual results could differ from these estimates. The allowance and provision for credit losses, deferred tax asset valuation allowance, and fair values of investment securities and other financial instruments are
          particularly subject to change.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Cash and Cash Equivalents</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Cash and cash equivalents include cash on hand, cash items in the process of collection, amounts due from correspondent banks and the Federal Reserve Bank of San
          Francisco (the &#8220;Federal Reserve Bank&#8221;), and interest&#8209;bearing deposits in other banks with initial terms of ninety days or less. The Company may be required to maintain reserve and clearing balances with the Federal Reserve Bank under the Federal
          Reserve Act of 1913, as amended. Effective on March 26, 2020, as a part of Federal Reserve Bank&#8217;s tools to promote maximum employment, Federal Reserve Bank Board reduced reserve requirement ratios to zero. The reserve and clearing requirement
          balance were no longer required at December 31, 2023. Net cash flows are reported for customer loan and deposit transactions, interest&#8209;bearing deposits in other banks, deferred income taxes and other assets and liabilities.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesPolicy', window );">Investment Securities</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Investment Securities</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Debt securities are classified as held&#8209;to&#8209;maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt
          securities are classified as available&#8209;for&#8209;sale when they might be sold before maturity. Securities available&#8209;for&#8209;sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level&#8209;yield method without
          anticipating prepayments. Gains and losses on sales are recorded on the trade date and determined using the specific identification method.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Effective January 1, 2023, the Company accounts for the allowance for credit losses (&#8220;ACL&#8221;) on securities in accordance with Accounting Standards Codification Topic
          326 (&#8220;ASC 326&#8221;) &#8211; Financial Instruments-Credit Losses. The ACL on securities is recorded at the time of purchase or acquisition, representing the Company&#8217;s best estimate of current expected credit losses (&#8220;CECL&#8221;) as of the date of the
          consolidated statements of financial condition.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> For available-for-sale investment securities, the Company performs a qualitative evaluation for those securities that are in an unrealized loss position to
          determine if the decline in fair value is credit related or non-credit related. In determining whether a security&#8217;s decline in fair value is credit related, the Company considers a number of factors including, but not limited to: (i) the extent
          to which the fair value of the investment is less than its amortized cost; (ii) the financial condition and near-term prospects of the issuer; (iii) any downgrades in credit ratings; (iv) the payment structure of the security; (v) the ability of
          the issuer of the security to make scheduled principal and interest payments; and (vi) general market conditions which reflect prospects for the economy as a whole, including interest rates and sector credit spreads. For investment securities
          where the Company has reason to believe the credit loss exposure is remote, a zero credit loss assumption is applied. Such investment securities typically consist of those guaranteed by the U.S. government or other government enterprises, where
          there is an explicit or implicit guarantee by the U.S. government, that are highly rated by rating agencies, and historically have had no credit loss experience.<br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> If it is determined that the unrealized loss, or a portion thereof, is credit related, the Company records the amount of credit loss through a charge to the
          provision for credit losses in current period earnings. However, the amount of credit loss recorded in current period earnings is limited to the amount of the total unrealized loss on the security, which is measured as the amount by which the
          security&#8217;s fair value is below its amortized cost. If the Company intends to sell a security that is in an unrealized loss position, or if it is more likely than not the Company will be required to sell a security in an unrealized loss position,
          the total amount of the unrealized loss is recognized in current period earnings through the provision for credit losses. Unrealized losses deemed non-credit related are recorded, net of tax, in accumulated other comprehensive income (loss).</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> The Company&#8217;s assessment of available-for-sale investment securities as of December 31, 2023, indicated that an ACL was not required. The Company analyzed
          available-for-sale investment securities that were in an unrealized loss position and determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market
          conditions. As such, no ACL was recorded for available-for-sale securities as of December 31, 2023.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy', window );">Loans Receivable Held for Investment</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Loans Receivable Held for Investment</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding,
          net of allowance for credit losses, deferred loan fees and costs and unamortized premiums and discounts. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct loan origination costs, premiums and
          discounts are deferred, and recognized in income using the level&#8209;yield method without anticipating prepayments.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Interest income on all loans is discontinued at the time the loan is 90
          days delinquent unless the loan is well&#8209;secured and in process of collection. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on non&#8209;accrual or charged&#8209;off at an earlier date if collection of
          principal or interest is considered doubtful.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All interest accrued but not received for loans placed on non&#8209;accrual is reversed against interest income. Interest received on such loans is accounted for on the
          cash&#8209;basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConcentrationRiskCreditRisk', window );">Concentration of Credit Risk</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Concentration of Credit Risk</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Concentrations of credit risk arise when several customers are engaged in similar business activities, or activities in the same geographic region, or
            have similar economic features that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. The Company&#8217;s lending activities are predominantly in real estate loans that are secured
            by properties located in Southern California and in Washington, D.C. and many of the borrowers reside in those areas. Therefore, the Company&#8217;s exposure to credit risk is significantly affected by changes in the economy and real estate market in
            the markets in which the Company operates.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock', window );">Purchased Credit Deteriorated Loans</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Purchased Credit Deteriorated Loans</span></span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
            </span></span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Prior to the adoption of ASC 326, loans that were purchased in a business combination that showed evidence of credit deterioration since their origination and for
          which it was probable, at acquisition, that not all contractually required payments would be collected were classified as purchased-credit impaired (&#8220;PCI&#8221;). The Company accounted for PCI loans and associated income recognition in accordance with
          ASC Subtopic 310-30 &#8211; Receivables-Loans and Debt Securities Acquired with Deteriorated Credit Quality. Upon acquisition, the Company measured the amount by which the undiscounted expected future cash flows on PCI loans exceeded the estimated fair
          value of the loan as the &#8220;accretable yield,&#8221; representing the amount of estimated future interest income on the loan. The amount of accretable yield was re-measured at each financial reporting date, representing the difference between the
          remaining undiscounted expected cash flows and the current carrying value of the PCI loan. The accretable yield on PCI loans was recognized in interest income using the interest method.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> Following the adoption of ASC 326 on January 1, 2023, the Company analyzes all acquired loans at the time of acquisition for more-than-insignificant deterioration
          in credit quality since their origination date. Such loans are classified as purchased credit deteriorated (&#8220;PCD&#8221;) loans. Acquired loans classified as PCD are recorded at an initial amortized cost, which is comprised of the purchase price of the
          loans and the initial ACL determined for the loans, which is added to the purchase price, and any resulting discount or premium related to factors other than credit. PCI loans were considered to be PCD loans at the date of adoption of ASC 326.
          The Company accounts for interest income on PCD loans using the interest method, whereby any purchase discounts or premiums are accreted or amortized into interest income as an adjustment of the loan&#8217;s yield. An accretable yield is not determined
          for PCD loans.<br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy', window );">Allowance for Credit Losses - Loans</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Allowance for Credit Losses - Loans<br/>
          </span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Effective January 1, 2023, the Company accounts for credit losses on loans in accordance with ASC 326, which requires the Company to record an estimate of expected
          lifetime credit losses for loans at the time of origination or acquisition. The ACL is maintained at a level deemed appropriate by management to provide for expected credit losses in the portfolio as of the date of the consolidated statements of
          financial condition. Estimating expected credit losses requires management to use relevant forward-looking information, including the use of reasonable and supportable forecasts. The measurement of the ACL is performed by collectively evaluating
          loans with similar risk characteristics. The Company measures the ACL for each of its loan segments using the weighted-average remaining maturity (&#8220;WARM&#8221;) method. The weighted average remaining life, including the effect of estimated prepayments,
          is calculated for each loan pool on a quarterly basis. The Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004
          through the most recent quarter.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company&#8217;s ACL model also includes adjustments for qualitative factors, where appropriate. Since historical information (such as historical net losses) may not
          always, by itself, provide a sufficient basis for determining future expected credit losses, the Company periodically considers the need for qualitative adjustments to the ACL. Qualitative adjustments may include, but are not limited to factors
          such as: (i) changes in lending policies and procedures, including changes in underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in
          the nature and volume of the portfolio and terms of loans; (iv) changes in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the
          quality of the organization&#8217;s loan review system; (vii) changes in the value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such
          concentrations; and (ix) the effect of other external factors (i.e., competition, legal and regulatory requirements) on the level of estimated credit losses.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company has a credit portfolio review process designed to detect problem loans. Problem loans are typically those of a substandard or worse internal risk grade,
          and may consist of loans on nonaccrual status, loans that have recently been modified in response to a borrower&#8217;s deteriorating financial condition, loans where the likelihood of foreclosure on underlying collateral has increased, collateral
          dependent loans, and other loans where concern or doubt over the ultimate collectability of all contractual amounts due has become elevated. Such loans may, in the opinion of management, be deemed to no longer possess risk characteristics similar
          to other loans in the loan portfolio, because the specific attributes and risks associated with the loan have likely become unique as the credit quality of the loan deteriorates. As such, these loans may require individual evaluation to determine
          an appropriate ACL for the loan. When a loan is individually evaluated, the Company typically measures the expected credit loss for the loan based on a discounted cash flow approach, unless the loan has been deemed collateral dependent.
          Collateral dependent loans are loans where the repayment of the loan is expected to come from the operation of and/or eventual liquidation of the underlying collateral. The ACL for collateral dependent loans is determined using estimates of the
          fair value of the underlying collateral, less estimated selling costs.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The estimation of the appropriate level of the ACL requires significant judgment by management. Although management uses the best information available to make these
          estimates, future adjustments to the ACL may be necessary due to economic, operating, regulatory, and other conditions that may extend beyond the Company&#8217;s control. Changes in management&#8217;s estimates of forecasted net losses could materially
          change the level of the ACL. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#8217;s ACL and credit review process. Such agencies may require the Company to recognize
          additions to the ACL based on judgments different from those of management.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company has segmented the loan portfolio according to loans that share similar attributes and risk characteristics. Each segment possesses varying degrees of
          risk based on, among other things, the type of loan, the type of collateral, and the sensitivity of the borrower or industry to changes in external factors such as economic conditions. The Company determines the ACL for loans based on this more
          detailed loan segmentation and classification. These segments, and the risks associated with each segment, are as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Real Estate: Single-Family &#8211; <span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Subject to adverse employment conditions in the local economy leading to increased default rate, decreased market values from
              oversupply in a geographic area and incremental rate increases on adjustable-rate mortgages which may impact the ability of borrowers to maintain payments</span></span><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">.</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Real Estate: Multi&#8209;Family</span> &#8211; Subject to adverse various market conditions that cause a decrease in market value or lease
          rates, changes in personal funding sources for tenants, oversupply of units in a specific region, population shifts and reputational risks.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;"><span style="font-style: italic;">Real Estate: </span>Commercial Real Estate</span> &#8211; Subject to adverse conditions in the local
          economy which may lead to reduced cash flows due to vacancies and reduced rental rates and decreases in the value of underlying collateral.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;"><span style="font-style: italic;">Real Estate: </span>Church</span> &#8211; Subject to adverse economic and employment conditions, which
          may lead to reduced cash flows from members&#8217; donations and offerings, and the stability, quality, and popularity of church leadership.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;"><span style="font-style: italic;">Real Estate: </span>Construction</span> &#8211; Subject to adverse conditions in the local economy,
          which may lead to reduced demand for new commercial, multi&#8209;family, or single-family buildings or reduced lease or sale opportunities once the building is complete.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Commercial</span> and SBA Loans&#8211; Subject to industry and economic conditions including decreases in product demand.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-style: italic;">Consumer</span> &#8211; Subject to adverse employment conditions in the local economy, which may lead to higher default rates.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock', window );">Modified Loans to Borrowers Experiencing Financial Difficulty</a></td>
<td class="text">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <span style="text-decoration: underline;">Modified Loans to Borrowers Experiencing Financial Difficulty</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"><span style="text-decoration: underline;"> </span><br/>
          In certain instances, the Company makes modifications to loans in order to alleviate temporary difficulties in the borrower&#8217;s financial condition and/or constraints on the borrower&#8217;s ability to repay the loan, and to minimize potential losses to
          the Company. Modifications include: changes in the amortization terms of the loan, reductions in interest rates, acceptance of interest only payments, and reductions to the outstanding loan balance (or any combination of such changes). Such loans
          are typically placed on nonaccrual status when there is doubt concerning the full repayment of principal and interest or the loan has been in default for a period of 90 days or more. Such loans may be returned to accrual status when all
          contractual amounts past due have been brought current, and the borrower&#8217;s performance under the modified terms of the loan agreement and the ultimate collectability of all contractual amounts due under the modified terms is no longer in doubt.
          The Company typically measures the ACL on these loans on an individual basis as the loans are deemed to no longer have risk characteristics that are similar to other loans in the portfolio. The determination of the ACL for these loans is based on
          a discounted cash flow approach, unless the loan is deemed collateral dependent, which requires measurement of the ACL based on the estimated expected fair value of the underlying collateral, less selling costs.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_BusinessCombinationsPolicy', window );">Business Combinations</a></td>
<td class="text">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Business Combinations</span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"><br/>
            </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Business combinations are accounted for using the acquisition accounting method. Under the acquisition method, the Company measures the identifiable
            assets acquired, including identifiable intangible assets, and liabilities assumed in a business combination at fair value on the acquisition date. Goodwill is generally determined as the excess of the fair value of the consideration
            transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
          </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">Goodwill and intangible assets acquired in a purchase business combination and that are determined to have an indefinite useful life are not amortized,
              but tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed. The Company has selected December 31st as the date to perform the annual
              impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Company&#8217;s consolidated
              statement of financial condition.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
            </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> Core deposit intangible assets arising from mergers and acquisitions are amortized on an accelerated basis reflecting the pattern in which the
              economic benefits of the intangible asset are consumed or otherwise used up. The estimated life of the core deposit intangible is approximately 10
              years.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Office Properties and Equipment</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Office Properties and Equipment</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the
          straight&#8209;line method with useful lives ranging from 10 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight&#8209;line method with useful lives ranging from 3 to 10 years. Leasehold improvements are amortized over the lease term or
          the estimated useful life of the asset, whichever is shorter.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock', window );">Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank is a member of the FHLB and FRB systems. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may
          invest in additional amounts. FHLB and FRB stock are carried at cost, classified as restricted securities, and periodically evaluated for impairment based on ultimate recovery of their par value. Both cash and stock dividends are reported as
          income when declared.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankOwnedLifeInsurancePolicyTextBlock', window );">Bank-Owned Life Insurance</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Bank&#8209;Owned Life Insurance</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank has purchased life insurance policies on a former key executive. Bank owned life insurance is recorded at the amount that can be realized under the
          insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock', window );">Investment in Affordable Housing Limited Partnership</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Investment in Affordable Housing Limited Partnership</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Bank owns a less than 5% interest in an
          affordable housing limited partnership. The investment is recorded using the cost method and is being amortized over the life of the related tax credits. The tax credits are being recognized in income tax expense in the consolidated financial
          statements to the extent they are utilized on the Company&#8217;s income tax returns. The investment is reviewed for impairment on an annual basis or on an interim basis if an event occurs that would trigger potential impairment.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock', window );">Loan Commitments and Related Financial Instruments</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Loan Commitments and Related Financial Instruments</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Financial instruments include off&#8209;balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer
          financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConsolidationVariableInterestEntityPolicy', window );">Variable Interest Entities ("VIE")</a></td>
<td class="text">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Variable Interest Entities (&#8220;VIE&#8221;)</span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);"><br/>
          </span></span></div>

<div style="text-align: justify;"><span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);">An entity is considered to be a VIE when it
            does not have sufficient equity investment at risk, the equity investors as a group lack the characteristics of a controlling financial interest, or the entity is structured with disproportionate voting rights and substantially all of the
            entity&#8217;s activities are conducted on behalf of an investor with disproportionately few voting rights. The Company is required to consolidate a VIE when it holds a variable interest in the VIE and is also the primary beneficiary of the VIE. CFC
            45 is a Community Development Entity (&#8220;CDE&#8221;), and is considered to be a VIE. The Company is the primary beneficiary because it has the power to direct activities that most significantly affect the economic performance of CFC 45 and has the
            obligation to absorb the majority of the losses or benefits of its financial performance.</span><br/>
        </div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy', window );">Noncontrolling Interests</a></td>
<td class="text">
<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span>
          <span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Noncontrolling Interests</span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"> <br/>
            </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="font-family: 'Times New Roman';">For consolidated subsidiaries that are less than wholly-owned, the third-party holdings of equity interests
              are referred to as noncontrolling interests. The portion of net income attributable to noncontrolling interests for such subsidiaries is presented as net income applicable to noncontrolling interests on the consolidated statements of
              operations and comprehensive income (loss), and the portion of the stockholders&#8217; equity of such subsidiaries is presented as noncontrolling interests on the consolidated statements of financial condition and consolidated statements of changes
              in stockholders&#8217; equity.</span><span style="text-decoration: underline;"> </span></div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock', window );">Revenue Recognition</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Revenue Recognition</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Accounting Standard Codification (&#8220;ASC&#8221;) 606, Revenue from Contracts with Customers (&#8220;ASC 606&#8221;), establishes principles for reporting information about the nature,
          amount, timing and uncertainty of revenue and cash flows arising from the entity&#8217;s contracts to provide goods or services to customers. The core principle requires the Company to recognize revenue to depict the transfer of goods or services to
          customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. Most of our revenue&#8209;generating transactions are not
          subject to ASC 606, including revenue generated from financial instruments, such as our loans and investment securities, as these activities are subject to other GAAP discussed elsewhere within our disclosures. The Company&#8217;s revenue stream that
          is within the scope of Topic 606 is primarily service charges on deposit accounts, which consist of monthly service fees, check orders, and other deposit account related fees. The Company&#8217;s performance obligation for monthly service fees is
          generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transaction based, and therefore, the Company&#8217;s performance obligation is
          satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers&#8217; accounts.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy', window );">Stock-Based Compensation</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Stock&#8209;Based Compensation</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Compensation cost is recognized for stock options and restricted stock awards issued to employees and directors, based on the fair value of these awards at the date
          of grant. A Black&#8209;Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company&#8217;s common stock at the date of grant is used for restricted stock awards.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Compensation cost is recognized over the required service period, generally defined as the vesting period. Compensation cost is recognized on a straight&#8209;line basis
          over the requisite service period for the entire award. The Company&#8217;s accounting policy is to recognize forfeitures as they occur.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Taxes</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Income Taxes</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and
          liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the
          amount expected to be realized.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">A tax position is recognized as a benefit only if it is &#8220;more likely than not&#8221; that the tax position would be sustained in a tax examination, with a tax examination
          being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the &#8220;more likely than not&#8221; test, no tax benefit is recorded.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company recognizes interest related to income tax matters in interest expense and penalties related to tax matters in income tax expense.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementPlansPolicy', window );">Retirement Plans</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Retirement Plans</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Employee 401(k) expense is the amount of matching contributions made by the Company.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPPolicy', window );">Employee Stock Ownership Plan (ESOP)</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Employee Stock Ownership Plan (ESOP)</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of stockholders&#8217; equity. Compensation expense is based on the
          market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Earnings Per Common Share</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Earnings Per Common Share</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#160;</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">Basic earnings per share of common stock is computed
            pursuant to the two&#8209;class method by dividing net income available to common stockholders less dividends paid on participating securities (unvested shares of restricted common stock) and any undistributed earnings attributable to participating
            securities by the weighted average common shares outstanding during the period. The weighted average common shares outstanding includes the weighted average number of shares of common stock outstanding less the weighted average number of
            unvested shares of restricted common stock. ESOP shares are considered outstanding for this calculation unless unearned. Diluted earnings per share of common stock includes the dilutive effect of unvested stock awards. It also includes the
            dilutive effect of additional potential common shares issuable under stock options using the treasury method.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock', window );">Comprehensive Income (Loss)</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Comprehensive Income (Loss)</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Comprehensive income (loss) consists of the net income
            from operations and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available&#8209;for&#8209;sale, net of tax, which are also recognized as separate components of equity.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesPolicyTextBlock', window );">Loss Contingencies</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Loss Contingencies</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is
          probable, and an amount or range of loss can be reasonably estimated. Management does not believe that any such matters existed as of the balance sheet date that will have a material effect on the consolidated financial statements.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeLeasesPolicyTextBlock', window );">Leases</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">L</span><span style="text-decoration: underline;">eases</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company determines if an arrangement is a lease at inception. Operating lease right-of-use (&#8220;ROU&#8221;) assets and operating lease liabilities are included in the
            Company&#8217;s consolidated financial statements. ROU assets represent the Company&#8217;s right-of-use of an underlying asset for the lease term, and lease liabilities represent the Company&#8217;s obligation to make lease payments pursuant to the Company&#8217;s
            leases. The ROU assets and liabilities are recognized at commencement of the lease based on the present value of lease payments over the lease term. To determine the present value of lease payments, the Company uses its incremental borrowing
            rate. The lease term may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Lease expense is recognized on a straight-line basis over the lease term.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueMeasurementPolicyPolicyTextBlock', window );">Fair Value Measurements</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Fair Value Measurements</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for
          the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Level 2: Significant observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not
          active; or other inputs that are observable or can be corroborated by observable market data.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Level 3: Significant unobservable inputs that reflect a company&#8217;s own assumptions about the assumptions that market participants would use in pricing an asset or
          liability.</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Fair values are estimated using relevant market information and other assumptions, as more fully disclosed in Note 8 &#8220;Fair Value&#8221;. Fair value estimates involve
          uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could
          significantly affect the estimates.</div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingPolicyPolicyTextBlock', window );">Operating Segments</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="text-decoration: underline;">Operating Segments</span></div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company operates as a single segment. The operating information used by management to assess performance and make operating decisions about the Company is the
          consolidated financial data presented in these financial statements. For the years ended 2023 and 2022, the Company has determined that banking is its one reportable business segment.</div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">Accounting Pronouncements Recently Adopted and Yet to Be Adopted</a></td>
<td class="text">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;">Accounting Pronouncements Recently Adopted</span></div>

<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
            </span></span> </div>

<div><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">In June 2016, the Financial Accounting Standards Board (&#8220;FASB&#8221;) issued Accounting Standards Update (&#8220;ASU&#8221;) 2016-13 &#8211; Financial Instruments-Credit Losses (Topic
          326): Measurement of Credit Losses on Financial Instruments. This ASU replaces the incurred loss impairment model in previous GAAP with a model that reflects current expected credit losses. The CECL model is applicable to the measurement of
          credit losses on financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. CECL also requires credit losses on available-for-sale debt securities be measured through an allowance for credit
          losses when the fair value is less than the amortized cost basis. The new guidance also applies to off-balance sheet credit exposures. The ASU requires that all expected credit losses for financial assets held at the reporting date be measured
          based on historical experience, current conditions, and reasonable and supportable forecasts. The ASU also requires enhanced disclosures, including qualitative and quantitative disclosures that provide additional information about significant
          estimates and judgments used in estimating credit losses. The provisions of this ASU became effective for the Company for all annual and interim periods beginning January 1, 2023.</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"> <br/>
        </div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;">In April 2019, the FASB issued ASU 2019-04 &#8211; Codification Improvements to Topic 326, Financial
            Instruments-Credit Losses, Topic 815-Derivatives and Hedging, and Topic 825-Financial Instruments. This ASU was issued as part of an ongoing project on the FASB&#8217;s agenda for improving the Codification or correcting for its unintended
            application. The amendments in this ASU became effective for all interim and annual reporting periods for the Company on January 1, 2023. The Company adopted the provisions within this ASU in conjunction with the implementation of ASC 326,
            including: (i) the election to not measure credit losses on accrued interest receivable when such balances are written-off in a timely manner when deemed uncollectable and (ii) the election to not include the balance of accrued interest
            receivable as part of the amortized cost of a loan or security.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"><br/>
             </div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="display:none;"><br/></div>
<div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;">In May 2019, the FASB issued ASU 2019-05 - Financial Instruments-Credit Losses (Topic 326): Targeted Transition Relief. This ASU was issued to allow entities that have certain financial instruments
              within the scope of ASC 326-20 - Financial Instruments-Credit Losses-Measured at Amortized Cost to make an irrevocable election to elect the fair value option for those instruments in accordance with ASC 825 &#8211; Financial Instruments upon the
              adoption of ASC 326, which for the Company was January 1, 2023. The fair value option is not applicable to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. The Company did not
              elect the <span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">fair value option for any of its financial assets upon the adoption of ASC 326.</span></div>

<div style="display:none;"><br/></div>
<div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </span></span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <span style="font-family: 'Times New Roman';"> </span> <span style="font-family: 'Times New Roman';"> </span>
            </span></div>

<div style="display:none;"><br/></div>
<div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-family: 'Times New Roman';"> </span>Effective January 1, 2023, the Company adopted the provisions of ASC 326 through the application of the modified retrospective transition approach, and recorded a net decrease of $1.3 million to the beginning balance of retained earnings as of January 1, 2023 for the cumulative effect adjustment. <span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;">The
                following table illustrates the impact of the adoption of the CECL model under ASC 326 on the Company&#8217;s consolidated statements of financial position as of January 1, 2023:</span></span><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
              </span> </div>

<div style="display:none;"><br/></div>
<div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255);"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
              </span></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Pre-CECL </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Adoption</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Impact of CECL<br/>
                        Adoption</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">As Reported </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Under CECL</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="10" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(In thousands)</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Assets:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on available-for-sale securities</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on loans</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">4,388</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,809</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,197</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Deferred tax assets</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,872</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">508</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">12,380</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Liabilities:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on off-balance sheet exposures</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">412</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">(45</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">367</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Stockholders&#8217; equity:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Retained earnings</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">9,294</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">(1,256</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">8,038</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </span> </div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The Company&#8217;s assessment of
                available-for-sale investment securities as of January 1, 2023 indicated that an ACL was not required. The Company analyzed available-for-sale investment securities that were in an unrealized loss position as of the date of adoption and
                determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market conditions. As such, no ACL was recorded for available-for-sale securities as of January
                1, 2023. </span></div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Upon the adoption of ASC 326, the Company did not reassess purchased loans with credit deterioration (previously classified as purchased
                  credit impaired loans under ASC 310-30).</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In February 2019, the U.S. federal bank regulatory agencies approved a final rule modifying their regulatory capital rules and providing
                  an option to phase in the adverse regulatory capital effects of the impact of adoption of ASC 326 over a three-year period. As a result, entities have the option to gradually phase in the full effect of CECL on regulatory capital over a
                  three-year transition period. The Company implemented its CECL model commencing January 1, 2023 and elected to phase in the effect of CECL on regulatory capital over the three-year transition period.</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">In March 2022, the FASB issued ASU 2022-02 &#8211;
                  Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. The FASB issued this ASU in response to feedback the FASB received from various stakeholders in its post-implementation review process
                  related to the issuance of ASU 2016-13. The amendments in this ASU include the elimination of accounting guidance for troubled debt restructurings (&#8220;TDRs&#8221;) in Subtopic 310-40 &#8211; Receivables-Troubled Debt Restructurings by Creditors, and
                  introduce new disclosures and enhance existing disclosures concerning certain loan refinancings and restructurings when a borrower is experiencing financial difficulty. Under the provisions of this ASU, an entity must determine whether a
                  modification results in a new loan or the continuation of an existing loan. Further, the amendments in this ASU require that an entity disclose current period gross charge-offs on financing receivables within the scope of ASC 326 by year
                  of origination and class of financing receivable. The amendments in this ASU became effective for the Company on January 1, 2023, for all interim and annual periods. The adoption of the provisions in this ASU are applied prospectively and
                  have resulted in additional disclosures concerning modifications of loans to borrowers experiencing financial difficulty, as well as disaggregated disclosure of charge-offs on loans.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <span style="font-style: normal;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"><br/>
                      </span> </span></span></div>

<div><span style="font-style: normal;"> <span style="text-decoration: underline;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"> </span> </span> </span></div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-style: normal;"><span style="text-decoration: underline;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;">Accounting Pronouncements Yet to Be Adopted</span></span></span> </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-variant: normal; text-transform: none;"> <br/>
                  </span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">In March 2023, the FASB issued ASU 2023-02 &#8211;
                  Investments-Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method, a Consensus of the Emerging Issues Task Force. The amendments in this ASU allow the
                  option for an entity to apply the proportional amortization method of accounting to other equity investments that are made for the primary purpose of receiving tax credits or other income tax benefits, if certain conditions are met. Prior
                  to this ASU, the application of the proportional amortization method of accounting was limited to investments in low-income housing tax credit structures. The proportional amortization method of accounting results in the amortization of
                  applicable investments, as well as the related income tax credits or other income tax benefits received, being presented on a single line in the consolidated statements of operations and comprehensive loss (within income tax expense).
                  Under this ASU, an entity has the option to apply the proportional amortization method of accounting to applicable investments on a tax-credit-program-by-tax-credit-program basis. In addition, the amendments in this ASU require that all
                  tax equity investments accounted for using the proportional amortization method use the delayed equity contribution guidance in paragraph 323-740-25-3, requiring a liability be recognized for delayed equity contributions that are
                  unconditional and legally binding or for equity contributions that are contingent upon a future event when that contingent event becomes probable. Under this ASU, low-income housing tax credit investments for which the proportional
                  amortization method is not applied can no longer be accounted for using the delayed equity contribution guidance. Further, this ASU specifies that impairment of low-income housing tax credit investments not accounted for using the equity
                  method must apply the impairment guidance in Topic 323 &#8211; Investments-Equity Method and Joint Ventures. This ASU also clarifies that for low-income housing tax credit investments not accounted for under the proportional amortization method
                  or the equity method, an entity shall account for them under Topic 321 &#8211; Investments-Equity Securities. The amendments in this ASU also require additional disclosures in interim and annual periods concerning investments for which the
                  proportional amortization method is applied, including the nature of tax equity investments and the effect of tax equity investments and related income tax credits and other income tax benefits on the consolidated statements of financial
                  position and results of operations. The provisions of this ASU are effective for the Company for interim and annual periods beginning after December 15, 2023. Early adoption is permitted. The Company is currently evaluating the impact of
                  this ASU on its consolidated financial statements.</div>

<div><br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In November 2023, the FASB issued ASU 2023-07 &#8211; Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The
                  amendments in this ASU improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The new ASU adds required disclosure of significant segments expenses that are regularly
                  provided to the chief operating decision maker (&#8220;CODM&#8221;) and included within each reported measure of segment profit or loss, as well as the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of
                  segment profit or loss in assessing segment performance. The ASU also clarifies that if the CODM uses more than one measure of a segment&#8217;s profit or loss in assessing segment performance, an entity may report one or more of those
                  additional measures of segment profit; however, at least one of the reported segment profit or loss measures should be the measure that is most consistent with the measurement principals used in measuring the corresponding amounts in the
                  entity&#8217;s consolidated financial statements. Finally, the new ASU requires that an entity that has only one reportable segment provide all of the disclosures required by this ASU and all existing segment disclosures in Topic 280. The
                  provisions of this ASU are effective, on a prospective basis, for the Company for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. The
                  amendments in this ASU will not affect the Company&#8217;s consolidated statements of financial condition or consolidated statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#8217;s
                  consolidated financial statements after the ASU is adopted.</div>

<div><br/>
                </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">In December 2023, the FASB issued ASU 2023-09 &#8211; Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments in this
                  ASU address investor requests for more transparency about income tax information through improvements to income tax disclosures. The ASU enhances existing requirements that an entity disclose a tabular reconciliation, using both reporting
                  currency amounts and percentages, of the entity&#8217;s reported income tax expense and the amount computed by multiplying income from continuing operations before income taxes by the applicable statutory Federal income tax rate by including
                  specific categories in the rate reconciliation table and requiring additional information for reconciling items that meet a quantitative threshold (if the effect of those reconciling items is equal to or greater than 5% of the amount
                  computed by multiplying pretax income or loss by the applicable statutory income tax rate). The ASU also includes requirements to disclose the amount of income taxes paid (net of refunds received) disaggregated by Federal, state, and
                  foreign taxes and the amount of income taxes paid (net of refunds received) disaggregated by individual jurisdictions in which income taxes paid are equal to or greater than 5% of total income taxes paid. The amendments in this ASU are
                  effective, on a prospective basis, for annual periods beginning after December 31, 2024. Early adoption is permitted. The amendments in this ASU will not affect the Company&#8217;s consolidated statements of financial condition or consolidated
                  statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#8217;s consolidated financial statements after the ASU is adopted.</div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_BankOwnedLifeInsurancePolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for bank-owned life Insurance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_BankOwnedLifeInsurancePolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for Federal Home Loan Bank and Federal Reserve Bank stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for investments in affordable housing limited partnerships.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for modified loans to borrowers experiencing financial difficulty.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_OutOfPeriodAdjustmentsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for out of period adjustments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_OutOfPeriodAdjustmentsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for purchased credit deteriorated financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for completed business combinations (purchase method, acquisition method or combination of entities under common control). This accounting policy may include a general discussion of the purchase method or acquisition method of accounting (including for example, the treatment accorded contingent consideration, the identification of assets and liabilities, the purchase price allocation process, how the fair values of acquired assets and liabilities are determined) and the entity's specific application thereof. An entity that acquires another entity in a leveraged buyout transaction generally discloses the accounting policy followed by the acquiring entity in determining the basis used to value its interest in the acquired entity, and the rationale for that accounting policy.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 05<br> -Paragraph 4<br> -Subparagraph (a)-(d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479515/805-10-05-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482913/230-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for commitments and contingencies, which may include policies for recognizing and measuring loss and gain contingencies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 954<br> -SubTopic 450<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480598/954-450-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 460<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482425/460-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomePolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskCreditRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for credit risk.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480981/942-825-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConcentrationRiskCreditRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConsolidationPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483426/235-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConsolidationPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for subsidiaries or other investments that are consolidated, including the accounting treatment for intercompany accounts or transactions and any noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConsolidationVariableInterestEntityPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for consolidation to describe the significant judgments and assumptions made in determining whether a variable interest held by the entity requires the variable interest entity to be consolidated and (or) disclose information about its involvement with the variable interest entity; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; and the significant factors considered and judgments made in determining that the power to direct the activities that significantly impact the economic performance of the variable interest entity are shared (as defined).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-5A<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2AA<br> -Subparagraph a<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-2AA<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConsolidationVariableInterestEntityPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerSharePolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerSharePolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for ESOP transactions, including the method of measuring compensation, the classification of dividends on ESOP shares, and the treatment of ESOP shares for EPS computations. If the employer has both old ESOP shares for which it does not adopt new guidance and new ESOP shares for which new guidance is required, these disclosures are required for both blocks of shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for fair value measurements of financial and non-financial assets, liabilities and instruments classified in shareholders' equity. Disclosures include, but are not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for financing receivable classified as held-for-investment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481569/310-20-50-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-15<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-1<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-03(h)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479886/946-10-S99-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-17<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-9<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482525/740-10-45-25<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482525/740-10-45-28<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-19<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-20<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeLeasesPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for leasing arrangement entered into by lessee.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeLeasesPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for investment classified as marketable security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480832/942-320-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecuritiesPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-9<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-21<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionAndOtherPostretirementPlansPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for pension and other postretirement benefit plans. This accounting policy may address (1) the types of plans sponsored by the entity, and the benefits provided by each plan (2) groups that participate in (or are covered by) each plan (3) how plan assets, liabilities and expenses are measured, including the use of any actuaries and (4) significant assumptions used by the entity to value plan assets and liabilities and how such assumptions are derived.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 70<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480794/715-70-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 30<br> -Topic 715<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481097/715-30-50-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 60<br> -Topic 715<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480266/715-60-50-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 80<br> -Topic 715<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480576/715-80-50-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 20<br> -Topic 715<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480506/715-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PensionAndOtherPostretirementPlansPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480321/958-360-50-6<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480321/958-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueFromContractWithCustomerPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for revenue from contract with customer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-17<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-19<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-18<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-18<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-20<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-20<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-20<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 606<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479806/606-10-50-20<br><br>Reference 9: http://www.xbrl.org/2003/role/exampleRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (e)<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483426/235-10-50-4<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Topic 606<br> -Publisher FASB<br> -URI https://asc.fasb.org//606/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for segment reporting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 47<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482785/280-10-55-47<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-29<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 41<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-41<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-29<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-29<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-29<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-29<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-29<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(v)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.C.Q3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479830/718-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.D.1.Q5)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479830/718-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.D.3.Q2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479830/718-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.D.2.Q6)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479830/718-10-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org//718/tableOfContent<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UseOfEstimates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-9<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-4<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-12<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UseOfEstimates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>47
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702798073904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock', window );">Impact of ASC 326 Adoption</a></td>
<td class="text"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;">The
                following table illustrates the impact of the adoption of the CECL model under ASC 326 on the Company&#8217;s consolidated statements of financial position as of January 1, 2023:</span>
<div style="display:none;"><br/></div>
<div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255);"><span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
              </span></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Pre-CECL </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Adoption</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Impact of CECL<br/>
                        Adoption</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">As Reported </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Under CECL</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="10" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(In thousands)</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Assets:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on available-for-sale securities</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">&#8211;</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on loans</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">4,388</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,809</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,197</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Deferred tax assets</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,872</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">508</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">12,380</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Liabilities:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for credit losses on off-balance sheet exposures</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">412</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">(45</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">367</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">Stockholders&#8217; equity:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;">Retained earnings</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">9,294</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">(1,256</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-size: 10pt;">8,038</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482989/270-10-45-12<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482989/270-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702797954912">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock', window );">Available-for-Sale Investment Securities Portfolios</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table summarizes the amortized cost and fair value of the available&#8209;for&#8209;sale investment securities portfolios at December 31, 2023 and December 31,
          2022 and the corresponding amounts of unrealized gains (losses) which are recognized in accumulated other comprehensive income (loss):</div>

<div>&#160; <br/></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Amortized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Cost</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Gross</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Gains</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Gross</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Losses</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;">December 31, 2023:</div>
                </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency mortgage-backed securities</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">76,091</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">3</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(9,316</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">66,778</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency Collateralized Mortgage Obligations &#8220;CMOs&#8221;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">24,720</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(1,381</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">23,339</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency debt</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">50,893</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(3,057</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">47,836</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Municipal bonds</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4,833</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(460</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4,373</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">U. S. Treasuries</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">167,055</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(3,175</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">163,880</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">SBA pools</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">12,386</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(1,646</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">10,744</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;">Total available-for-sale securities</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">335,978</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">7</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(19,035</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">316,950</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;">December 31, 2022:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency mortgage-backed securities</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">84,955</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">2</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(10,788</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">74,169</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency CMOs</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">27,776</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(1,676</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">26,100</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Federal agency debt</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">55,687</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">26</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(4,288</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">51,425</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Municipal bonds</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4,866</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(669</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">4,197</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">U. S. Treasuries</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">165,997</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(5,408</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">160,589</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">SBA pools</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">14,048</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">9</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(1,788</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">12,269</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;">Total available-for-sale securities</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">353,329</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">37</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(24,617</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">328,749</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Amortized Cost and Fair Value of Investment Securities by Contractual Maturity</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The amortized cost and estimated fair value of all investment securities available-for-sale at December 31, 2023, by contractual maturities are shown below.
            Contractual maturities may differ from expected maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
          <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Amortized</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Cost</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Gross<br/>
                  </div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">&#160;Unrealized</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Gains</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Gross</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Unrealized</div>
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Losses</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Fair Value</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due in one year or less</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">103,441</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(1,179</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">102,262</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due after one year through five years</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">119,530</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(5,231</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">114,299</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due after five years through ten years</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">29,078</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">2</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(1,802</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">27,278</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Due after ten years&#160;<sup>(1)</sup></div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">83,929</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">5</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(10,823</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">73,111</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">335,978</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">7</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(19,035</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">316,950</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
        </div>

<div><br/>
          </div>

<div>
            <table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);">


  <tr>

    <td style="width: 18pt; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
                  </td>

    <td style="width: auto; vertical-align: top;">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Mortgage-backed securities, CMOs and SBA pools do
                      not have a single stated maturity date and therefore have been included in the &#8220;Due after ten years&#8221; category.</div>
                  </td>

  </tr>


</table>
            </div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock', window );">Securities in Continuous Unrealized Loss Position</a></td>
<td class="text">
<div style="font-family: 'Times New Roman';"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The table below indicates the length of time individual securities had been in a continuous unrealized loss position:<br/>
            </span> </div>

<div style="font-family: 'Times New Roman';"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
          </div>

<div style="font-family: 'Times New Roman';">
            <table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="margin: 0px; padding: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"><br/>
                  </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Less than 12 Months</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">12 Months or Longer</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Total</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> Losses</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> Losses</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Fair Value</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Unrealized</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> Losses</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-weight: bold;">December 31, 2023:</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: bottom;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency mortgage-backed securities</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">66,575</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(9,316</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">66,575</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(9,316</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency CMOs</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">23,339</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,381</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">23,339</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,381</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency debt</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">3,018</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(37</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">44,818</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,020</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">47,836</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,057</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Municipal bonds</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">4,373</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(460</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">4,373</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(460</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">U. S. Treasuries</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">163,880</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,175</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">163,880</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,175</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; padding-bottom: 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">SBA pools</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">286</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">9,439</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,645</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">9,725</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,646</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Total<br/>
                    </div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">3,304</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(38</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">312,424</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(18,997</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">315,728</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(19,035</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-weight: bold;">December 31, 2022:</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency mortgage-backed securities</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">38,380</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(4,807</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">35,526</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(5,981</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">73,906</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(10,788</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="margin-left: 9pt;">Federal agency CMOs</div>
                  </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">20,997</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(885</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">5,103</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(791</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">26,100</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(1,676</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Federal agency debt</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">26,383</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,529</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">21,956</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(2,759</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">48,339</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(4,288</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">Municipal bonds</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">2,176</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(315</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">2,021</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(354</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">4,197</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(669</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 9pt;">U. S. Treasuries</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">143,989</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(3,884</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">16,600</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(1,524</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">160,589</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(5,408</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="margin-left: 9pt;">SBA pools</div>
                  </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">3,743</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">(365</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">6,763</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">(1,423</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">10,506</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">(1,788</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 28%; padding-bottom: 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Total<br/>
                    </div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">235,668</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(11,785</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">87,969</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(12,832</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">323,637</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">(24,617</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">)</div>
                  </td>

  </tr>


</table>

            <div style="margin: 0px 0px; padding: 0px 0px;"><br/>
            </div>

          </div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-9<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aaa)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br><br>Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br><br>Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br><br>Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479081/326-30-55-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-6<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R31.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805082640">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Loans Receivable Held for Investment</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Loans receivable held for investment were as follows as of the periods indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2023</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Real estate:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>24,702</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>30,038</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div>
                  <div style="color: rgb(0, 0, 0); text-indent: 0pt; margin-left: 9pt;">Multi-family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>561,447</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>502,141</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Commercial real estate</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>119,436</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>114,574</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Church</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>12,717</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>15,780</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Construction</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>89,887</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>40,703</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Commercial &#8211; other</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>63,450</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>64,841</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">SBA loans <sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14,954</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">3,601</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Consumer</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>13</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>11</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Gross loans receivable before deferred loan costs and premiums</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>886,606</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>771,689</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Unamortized net deferred loan costs and premiums</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>1,971</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>1,755</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">888,577</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">773,444</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">Credit and interest marks on purchased loans, net<br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">(772</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">(1,010</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Allowance for credit losses<sup>(2)</sup><br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(7,348</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(4,388</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 16.2pt;">Loans receivable, net</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>880,457</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>768,046</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="DSPFListTable" style="width: 100%; font-family: 'Times New Roman'; font-size: 10pt;">


  <tr style="vertical-align: top;">

    <td style="vertical-align: top; width: 18pt; text-align: left;"> (1) </td>

    <td style="align: left; vertical-align: top; width: auto;">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">Including Paycheck Protection Program (PPP) loans.</div>
                </td>

  </tr>


</table>

<div>
            <table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);">


  <tr>

    <td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(2)</td>

    <td style="width: auto; vertical-align: top; text-align: justify; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.<br/>
                  </td>

  </tr>


</table>
          </div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Activity in Allowance for Credit Losses on Loans and Activity in Allowance for Loan Losses by Loan Type</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The following table summarizes the activity in the allowance for credit losses on loans for the period indicated:</span></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
                </span></span></div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify;">
              <table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none; width: 100%;">


  <tr>

    <td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: middle; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">
                        <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">For the Year Ended December 31, 2023</div>
                      </div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Beginning</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Balance</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Impact of</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">CECL</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Adoption</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">Charge-offs</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">Recoveries</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">Provision</div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;">(Recapture)<br/>
                      </div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Ending </div>
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Balance</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: middle; white-space: nowrap;" valign="bottom">
                      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(In thousands)</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;">Loans receivable held for investment:</div>
                    </td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">Real estate:</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Single-family</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">109</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">214</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(63</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">)</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">260</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Multi-family</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">3,273</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">603</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">109</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">428</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">4,413</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Commercial real estate</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">449</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">466</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">107</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">72</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">1,094</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Church</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">65</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">37</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(30</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">)</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">72</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Construction</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">313</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">219</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">400</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">932</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Commercial - other</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">175</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">254</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">100</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">529</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">SBA loans</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">20</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">28</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">48</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; padding-bottom: 2px;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Consumer</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">4</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">(4</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">)</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: middle; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Total</div>
                    </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">4,388</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">1,809</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">216</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">935</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">$</div>
                    </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">7,348</div>
                    </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
            </div>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>

<div style="text-align: justify;"><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/>
            </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the activity in the allowance for loan losses by loan type for the period indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">For the Year Ended December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Real Estate</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Single-</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Multi&#8209;</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial</div>
                  <div style="text-align: center; font-weight: bold;">real estate</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Church</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Construction</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial&#8211;</div>
                  <div style="text-align: center; font-weight: bold;">other</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Consumer</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Beginning balance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>145</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>2,657</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>236</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>103</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>212</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>23</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>15</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>3,391</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Provision for (recapture of) loan losses</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>(36</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>616</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>213</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>(38</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>101</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>152</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>(11</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                <div>997</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Recoveries</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Loans charged off</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Ending balance<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>109</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>3,273</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>449</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>65</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>313</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>175</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,388</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock', window );">Collateral Dependent Loans by Collateral Type</a></td>
<td class="text">
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The following table presents collateral dependent loans by collateral type as of the date indicated:<br/>
          </span></div>

<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span><br/></div>

<div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;">
            <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, 2023</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Single-Family</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><span style="font-family: 'Times New Roman';">Multi-Family<br/>
                      </span></div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><span style="font-family: 'Times New Roman';">Residential<br/>
                      </span></div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Church</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Business </div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Assets</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Total</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; white-space: nowrap;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Real estate:</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Single-family</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">45</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">45</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 40%;" valign="bottom">
                    <div style="margin-left: 9pt;"><span style="font-family: 'Times New Roman';">Multi-family<br/>
                      </span></div>
                  </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"><span style="font-family: 'Times New Roman';">&#8211;</span></td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">5,672</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">5,672</td>

    <td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; margin-left: 9pt;">Commercial real estate</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">65</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">65</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Church</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">391</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">391</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left;">Commercial &#8211; other</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">268</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">268</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; padding-bottom: 4px;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Total</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">45</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,672</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">456</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">268</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,441</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
            </div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock', window );">Carrying Amount of Purchased Credit Deteriorated Loans</a></td>
<td class="text"><span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;">The carrying amount of those loans was as follows:</span>
<div style="text-align: justify;"><br/>
          </div>

<div style="text-align: justify;">
            <table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2023</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> 2022</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Real estate:</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Single-family</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">68</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Commercial real estate</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Commercial &#8211; other</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">47</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">57</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">47</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0);">125</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
          </div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock', window );">Discount on Purchased Credit Deteriorated Loans</a></td>
<td class="text">
<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The following table summarizes the discount on the PCD
            loans for the periods indicated:</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
          </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2023</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Balance at the beginning of the period</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">27</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">289</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Deductions due to payoffs</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;">Accretion</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(12</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(262</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Balance at the end of the period</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">2</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">27</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock', window );">Allowance for Loan Losses and Recorded Investment in Loans by Type of Loans and Based on Impairment Method</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the balance in the allowance for loan losses and the recorded investment (unpaid contractual principal balance less charge-offs, less
          interest applied to principal, plus unamortized deferred costs and premiums) by loan type and based on the impairment method as of the date indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Real Estate</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Single</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Multi&#8209;</div>
                  <div style="text-align: center; font-weight: bold;">family</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial</div>
                  <div style="text-align: center; font-weight: bold;">real estate</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Church</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Construction</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Commercial&#8211;</div>
                  <div style="text-align: center; font-weight: bold;">other</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Consumer<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Allowance for loan losses:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Ending allowance balance attributable to loans:<br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Individually evaluated for impairment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>3</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>4</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>7</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Collectively evaluated for impairment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>106</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>3,273</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>449</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>61</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>313</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>175</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>4</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>4,381</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total ending allowance balance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>109</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>3,273</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>449</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>65</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>313</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>175</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,388</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Loans individually evaluated for impairment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>57</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>1,655</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                <div>1,712</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Loans collectively evaluated for impairment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>20,893</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>462,539</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>63,929</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>9,008</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>38,530</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>29,558</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>11</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>624,468</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom">
                <div style="margin-left: 9pt;">Subtotal<br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">20,950</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">462,539</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">63,929</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">10,663</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">38,530</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">29,558</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">626,180</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom">
                <div style="margin-left: 9pt;">Loans acquired in the Merger<br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">9,088</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">41,357</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">50,645</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">5,117</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">2,173</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">38,884</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom">147,264</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total ending loans balance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>30,038</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>503,896</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>114,574</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>15,780</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>40,703</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>68,442</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>11</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>773,444</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ImpairedLoansFinancingReceivablesTableTextBlock', window );">Loans Individually Evaluated for Impairment by Loan Type</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents information related to loans individually evaluated for impairment by loan type as of the period indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Unpaid</div>
                  <div style="text-align: center; font-weight: bold;">Principal</div>
                  <div style="text-align: center; font-weight: bold;">Balance</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Recorded</div>
                  <div style="text-align: center; font-weight: bold;">Investment</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Allowance</div>
                  <div style="text-align: center; font-weight: bold;">for Loan</div>
                  <div style="text-align: center; font-weight: bold;">Losses</div>
                  <div style="text-align: center; font-weight: bold;">Allocated</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="10" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">With no related allowance recorded:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Multi-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,572</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,572</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">With an allowance recorded:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>57</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>57</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>3</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>83</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>83</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>4</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>1,712</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>1,712</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>7</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock', window );">Average of Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the monthly average of loans individually evaluated for impairment by loan type and the related interest income for the periods
          indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">For the Year Ended </div>
                  <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Recorded</div>
                  <div style="text-align: center; font-weight: bold;">Investment</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Cash Basis</div>
                  <div style="text-align: center; font-weight: bold;">Interest</div>
                  <div style="text-align: center; font-weight: bold;">Income</div>
                  <div style="text-align: center; font-weight: bold;">Recognized</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>83</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>3</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Multi-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Church</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>2,381</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>103</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>2,464</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>106</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Aging of Recorded Investment in Past Due Loans by Loan Type</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following tables present the aging of the recorded investment in past due loans by loan type as of the periods indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="22" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">December 31, 2023<br/>
              </td>

    <td colspan="1" rowspan="1" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">30&#8209;59</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">60&#8209;89</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="font-weight: bold;">Greater than</div>
                  <div style="font-weight: bold;">90 Days</div>
                  <div><span style="font-weight: bold;">Past Due</span><br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Current</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 28%;" valign="bottom">Real estate:</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>24,702</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>24,702</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Multi-family</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>401</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">401</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>563,017</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>563,418</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Commercial real estate</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>119,436</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>119,436</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>12,717</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>12,717</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Construction</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>89,887</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>89,887</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Commercial - other</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>63,450</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>63,450</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" valign="bottom">SBA loans<br/>
              </td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">379</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">379</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">14,575</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">14,954</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Consumer</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>13</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>13</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>379</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>401</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>780</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>887,797</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>888,577</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="22" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div style="text-align: center; font-weight: bold;">December 31, 2022</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">30&#8209;59</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">60&#8209;89</div>
                  <div style="text-align: center; font-weight: bold;">Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Greater than</div>
                  <div style="text-align: center; font-weight: bold;">90 Days</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                  <div style="text-align: center; font-weight: bold;">Past Due</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Current</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 28%;" valign="bottom">Real estate:<br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Single-family</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>30,038</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>30,038</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Multi-family</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>503,896</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>503,896</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Commercial real estate</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>114,574</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>114,574</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Church</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>15,780</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>15,780</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Construction</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>40,703</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>40,703</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%;" valign="bottom">
                <div>
                  <div style="color: rgb(0, 0, 0);">Commercial - other</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>64,841</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>64,841</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">SBA loans</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>3,601</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>3,601</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 28%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Consumer</div>
              </td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>773,444</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>773,444</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock', window );">Recorded Investment in Non-accrual Loans by Loan Type</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table presents the recorded investment in non&#8209;accrual loans by loan type as of the periods indicated:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; text-indent: -9pt; margin-left: 9pt; width: 70%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2023</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"> 2022</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 70%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 70%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Church</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>-</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>144</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 70%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total non-accrual loans</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>-</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>144</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Loans Held for Investment Portfolio By Internal Risk Grading and By Year of Origination</a></td>
<td class="text">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> The following table stratifies the loans held for investment portfolio by the Company&#8217;s internal risk grading, and by year of origination as of December 31, 2023:</span><br/>
          <span style="font-family: 'Times New Roman';"><br/>
          </span></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Term Loans Amortized Cost Basis by Origination Year</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> <span style="font-family: 'Times New Roman';">2023</span></div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2022</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2021</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2020</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">2019</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Prior</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Revolving </div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Loans</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Total</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="30" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Single-family:</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,474</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,862</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,940</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,485</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,374</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">21,135</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">750</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">999</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,749</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">116</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">116</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,365</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">337</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,702</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,474</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,612</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">4,305</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,485</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13,826</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">24,702</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Multi-family:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">81,927</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">183,295</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">145,652</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">27,356</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">44,511</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">47,119</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">529,860</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">4,686</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,203</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,186</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,474</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">18,549</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">899</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,344</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,243</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">363</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,403</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,766</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">81,927</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">187,981</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">152,754</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">27,356</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">46,060</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">67,340</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">563,418</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Commercial real estate:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,881</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">22,131</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">26,019</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">24,684</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,718</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">15,106</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">104,539</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">442</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,286</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,599</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">8,327</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">325</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">325</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,245</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'Times New Roman';"><br/>
                    </span> </div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,245</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,881</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">22,573</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">26,019</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">29,970</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">7,043</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">23,950</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">119,436</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Church:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,923</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,210</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,748</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,704</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,585</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">636</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,525</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,161</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">971</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">971</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,923</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,210</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,748</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">636</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,200</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,717</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Construction:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,109</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,198</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,307</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">42,300</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">35,179</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,484</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,097</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">85,060</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,520</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,520</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">42,300</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">36,288</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,202</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,097</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">89,887</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Commercial &#8211; other:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">15,000</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,077</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">87</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,600</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,154</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">54,918</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">312</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,500</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,550</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">8,362</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">170</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">170</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">15,000</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9,389</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">257</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">7,100</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,550</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,154</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">63,450</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">SBA:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">11,809</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">109</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,453</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">16</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">100</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">14,487</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">467</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">467</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">11,809</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">109</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,453</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">467</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">16</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">100</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">14,954</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Consumer:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Total loans:</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pass</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">121,553</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">218,195</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">179,481</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">62,328</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">52,730</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">102,557</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">736,844</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Watch</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">42,300</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">40,619</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12,437</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">6,786</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">8,372</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">13,694</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">124,208</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Special Mention</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">3,589</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">467</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">325</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,460</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">5,841</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Substandard</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">1,365</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">363</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">19,956</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">21,684</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Total loans</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">163,853</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">258,814</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">195,507</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">70,946</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">61,790</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">137,667</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">888,577</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
        </div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Based on the most recent analysis performed, the risk
            categories of loans by loan type as of the dates indicated were as follows:</div>

<div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> <br/>
          </div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="26" rowspan="1" style="vertical-align: top; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">December 31, 2022</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Pass</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Watch</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Special Mention</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Substandard</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Doubtful</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Loss</td>

    <td colspan="1" rowspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"> Total</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="22" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom">
                  <div style="text-align: center;">(In thousands)</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Single-family</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>29,022</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>354</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>260</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>402</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div>$</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>30,038</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Multi-family</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>479,182</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>9,855</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>14,859</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>503,896</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Commercial real estate</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>104,066</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="vertical-align: bottom; padding-bottom: 2px;">4,524</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>1,471</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>4,513</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>114,574</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Church</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">14,505</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">728</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">547</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">15,780</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-indent: -10pt; margin-left: 10pt;">Construction</div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>2,173</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>38,530</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div>40,703</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom">
                  <div>
                    <div style="color: rgb(0, 0, 0);">Commercial &#8211; others</div>
                  </div>
                </td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>53,396</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>11,157</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">288</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>&#8211;</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div>64,841</div>
                </td>

    <td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: rgb(204, 238, 255);" valign="bottom">SBA</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">3,032</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">569</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">3,601</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 2px;" valign="bottom">Consumer </td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">11</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">Total <br/>
                </td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">685,387</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">65,717</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">16,590</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">5,750</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">$</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">773,444</td>

    <td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
           </div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of carrying amount of purchased credit impaired loans,</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of discount on purchased credit deteriorated loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of allowance for credit loss on financing receivable by loan type and based on impairment method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of collateral-dependent loans of different classes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the average recorded investment and related interest income for impaired financing receivables.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ImpairedLoansFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of impaired loans financing receivables.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ImpairedLoansFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of allowance for credit loss on financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 29<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-29<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PastDueFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of aging analysis for financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PastDueFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivable on nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-16<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>50
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702806335392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Office Properties and Equipment, net (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Office Properties and Equipment, net [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentTextBlock', window );">Office Properties and Equipment</a></td>
<td class="text">
<div style="text-align: justify; font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Year&#8209;end office properties and equipment were as follows:</div>

<div><br/>
          </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2023<br/>
                  </div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">December 31,</div>
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2022<br/>
                  </div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Land</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">5,322</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">5,322</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Office buildings and improvements</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">6,433</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">6,303</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Right of use assets</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">655</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">889</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Furniture, fixtures, and equipment</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">2,318</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">2,185</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">14,728</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">14,699</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Less accumulated depreciation</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(4,888</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">(4,408</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">)</div>
                </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;">Office properties and equipment, net</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">9,840</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">$</div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0);">10,291</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R33.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804641584">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Leases (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LeasesAbstract', window );"><strong>Leases [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LeaseCostTableTextBlock', window );">Additional Information Related to Operating Leases</a></td>
<td class="text">
<div style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none; text-align: justify;">Additional information regarding our operating leases is summarized below for
          the periods indicated (dollars in thousands):</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
          </span> </div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td colspan="1" style="vertical-align: top; padding-bottom: 2px;" valign="bottom"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </span></td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="font-weight: bold;">Year Ended</span></div>
                <span style="font-weight: bold;"> </span>
                <div style="text-align: center; font-style: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-transform: none; font-weight: bold;"> December 31, 2023</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Year Ended</div>
                <div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">December 31, 2022</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Cash paid for amounts included in the measurement of
                  lease liabilities for operating leases:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">242</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">$</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">229</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">ROU assets obtained in exchange for lease liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><br/>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"><br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; padding-bottom: 2px; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Weighted average remaining lease term in months</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">33</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">45</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; padding-bottom: 2px; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">Weighted average discount rate</div>
              </td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">1.1</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">%</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom">1.1</td>

    <td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">%</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock', window );">Future Minimum Lease Payments for Operating Lease</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">The future minimum payments for operating leases with remaining terms of one
          year or more as of December 31, 2023 were as follows (in thousands):</div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"> <br/>
        </div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;">
          <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Year ended December 31, 2024</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">242</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Year ended December 31, 2025</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">242</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Year ended December 31, 2026</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">181</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%;" valign="bottom">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 18pt;">Total future minimum lease payments</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">665</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Amounts representing interest</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">(10</div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 88%; padding-bottom: 4px;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Present value of net future minimum lease payments</div>
                </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                  <div><span style="font-size: 10pt; font-family: 'Times New Roman';">$</span></div>
                </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                  <div><span style="font-size: 10pt; font-family: 'Times New Roman';">655</span></div>
                </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
        </div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseCostTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeaseCostTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeasesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R34.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702797776144">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Core Deposit Intangible (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Core Deposit Intangible [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock', window );">Changes in Carrying Amounts of Goodwill and Core Deposit Intangibles</a></td>
<td class="text"><span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;">The following table presents the changes in the carrying
        amounts of goodwill and core deposit intangibles for the year ended December 31, 2023 and 2022:</span>
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/>
      </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-weight: bold; white-space: nowrap;">December 31, 2023</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Goodwill</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Core</div>
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Deposit</div>
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Intangible</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the beginning of the period</div>
            </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,858</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,501</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%;" valign="bottom">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Additions</div>
            </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;" valign="bottom">Change in deferred tax estimate </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"></td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Amortization</div>
            </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(390</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">)</div>
            </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the end of the period</div>
            </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,858</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,111</div>
            </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div><br/>
      </div>

<div>
        <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">December 31, 2022</td>

    <td colspan="1" rowspan="1" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Goodwill</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Core</div>
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Deposit</div>
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> Intangible</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the beginning of the period</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,996</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,936</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Additions</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;" valign="bottom">Change in deferred tax estimate </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(138</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Amortization</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(435</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Balance at the end of the period</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">25,858</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,501</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
      </div>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock', window );">Components of Carrying Value and Accumulated Amortization of Core Deposit Intangible</a></td>
<td class="text">
<div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;"> <span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The</span> carrying value and accumulated amortization related to the Company&#8217;s core<span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> deposit intangible consisted of the following at December 31, 2023 and 2022:</span></div>

<div><br/>
        <br/></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, 2023</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, 2022</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Core deposit intangible acquired</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">$</span></div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">3,329</span></div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">3,329</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">Less: accumulated amortization</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">(1,218</span></div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">)</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">(828</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">$</span></div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman';">2,111</span></div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">2,501</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div><span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"> </span></div>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock', window );">Estimated Amortization Expense for Core Deposit Intangible</a></td>
<td class="text">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">The following table outlines the estimated amortization expense
            related to the core deposit intangible during the next five fiscal years:</span></span> </div>

<div><br/>
      </div>

<div>
        <table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">
                <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: top;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2024</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">336</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2025</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">315</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2026</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">304</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2027</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">291</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"><span style="text-indent: 0pt;">2028</span></div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">279</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Thereafter</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">586</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">2,111</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>&#160;</div>
              </td>

  </tr>


</table>

      </div>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of goodwill and intangible assets, which may be broken down by segment or major class.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482573/350-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R35.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702794619360">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock', window );">Assets Measured on Recurring Basis</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Assets measured at fair value on a recurring basis are summarized below:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Fair Value Measurement</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Quoted Prices</div>
                  <div style="text-align: center; font-weight: bold;">in Active</div>
                  <div style="text-align: center; font-weight: bold;">Markets for</div>
                  <div style="text-align: center; font-weight: bold;">Identical Assets </div>
                  <div style="text-align: center; font-weight: bold;">(Level 1)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Significant</div>
                  <div style="text-align: center; font-weight: bold;">Other</div>
                  <div style="text-align: center; font-weight: bold;">Observable</div>
                  <div style="text-align: center; font-weight: bold;">Inputs</div>
                  <div style="text-align: center; font-weight: bold;">(Level 2)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Significant</div>
                  <div style="text-align: center; font-weight: bold;">Unobservable</div>
                  <div style="text-align: center; font-weight: bold;">Inputs</div>
                  <div style="text-align: center; font-weight: bold;">(Level 3)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div style="text-align: center;"><span style="font-weight: bold;">Total</span> </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"><br/>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">At December 31, <span style="text-indent: 0pt;">2023</span>:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="margin-left: 9pt">Securities available-for-sale: <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal agency mortgage-backed securities<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>66,778</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>66,778</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="margin-left: 9pt">Federal agency CMOs <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">23,339</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">23,339</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom">
                <div style="margin-left: 9pt">Federal agency debt <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">47,836</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">47,836</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Municipal bonds</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>4,373</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>4,373</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">U.S. Treasuries</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>163,880</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>163,880</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="margin-left: 9pt">SBA pools <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">10,744</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">10,744</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">At December 31, <span style="text-indent: 0pt;">2022</span>:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"><br/>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="margin-left: 9pt">Securities available-for-sale:&#160; <br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal agency mortgage-backed<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">$</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>74,169</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">$<br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>74,169</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="margin-left: 9pt">Federal agency CMO </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">26,100</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">26,100</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal agency debt </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>51,425</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>51,425</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" valign="bottom">Municipal bonds <br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">4,197</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">4,197</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt;" valign="bottom">U.S. Treasuries <br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">160,589</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">160,589</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" valign="bottom">SBA pools&#160; <br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">12,269</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">12,269</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Fair Values of Financial Instruments</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The carrying amounts and estimated fair values of financial instruments as of the periods indicated were as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">Carrying</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Fair Value Measurements at December 31, 2023</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 1</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 2</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 3</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Financial Assets:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>105,195</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>105,195</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>105,195</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Securities available-for-sale</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>316,950</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>163,880</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>153,070</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>316,950</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Loans receivable held for investment<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>880,457</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>746,539</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>746,539</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Accrued interest receivable</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>4,938</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>306</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,301</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>3,331</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>4,938</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Bank owned life insurance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>3,275</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>3,275</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>3,275</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Financial Liabilities:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>682,635</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>536,171</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>536,171</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">FHLB advances</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>209,319</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>208,107</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>208,107</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Securities sold under agreements to repurchase</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>73,475</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>72,597</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>72,597</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="margin-left: 9pt; text-indent: -9pt;">Bank Term Funding Program borrowing<br/>
                </div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">100,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">100,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">100,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom">Note payable <br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Accrued interest payable</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,420</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,420</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,420</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>

<div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
        </div>

<table cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">Carrying</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Fair Value Measurements at December 31, 2022</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 1</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 2</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Level 3</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Total</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="18" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">Financial Assets:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Cash and cash equivalents</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>16,105</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>16,105</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>16,105</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Securities available-for-sale</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>328,749</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>160,589</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>168,160</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>328,749</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Loans receivable held for investment<br/>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">768,046</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom">641,088</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">641,088</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Accrued interest receivable</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>3,973</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>442</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>793</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>2,738</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>3,973</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Bank owned life insurance</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>3,233</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>3,233</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>3,233</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 40%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">Financial Liabilities:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Deposits</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>686,916</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>673,615</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;">$<br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>673,615</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">FHLB advances</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>128,344</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>126,328</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">
                <div>126,328</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Securities sold under agreements to repurchase</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>63,471</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">60,017</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>60,017</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top;" valign="bottom">Note payable&#160; <br/>
              </td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom">14,000</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Accrued interest payable</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>453</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">&#8211;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>453</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>453</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482106/820-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482106/820-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByBalanceSheetGroupingTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R36.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805556624">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesTypeTableTextBlock', window );">Deposits</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Deposits are summarized as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                </div>
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">December 31,</div>
                </div>
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest checking and other demand deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>219,138</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>244,562</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Non&#8209;interest-bearing demand deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>107,891</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>89,779</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Money market deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>127,590</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>155,200</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Savings deposits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>59,981</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>62,322</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Certificates of deposit</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>168,035</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>135,053</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>682,635</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>686,916</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesTableTextBlock', window );">Maturities of Certificates of Deposit</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Scheduled maturities of certificates of deposit for the next five years are as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div style="text-align: left; font-weight: bold;">Maturity</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Amount</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; white-space: nowrap;">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2024</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>141,705</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2025</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>20,002</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2026</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>6,000</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2027</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>178</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">2028</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>10</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;">Thereafter</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>140</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>168,035</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesTypeTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of type of deposit liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (a)<br> -Subparagraph (3)<br> -Publisher SEC<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (a)<br> -Subparagraph (4)<br> -Publisher SEC<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (a)<br> -Subparagraph (5)<br> -Publisher SEC<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (c)<br> -Publisher SEC<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (d)<br> -Publisher SEC<br><br>Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (e)<br> -Publisher SEC<br><br>Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (f)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (f)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (f)<br> -Subparagraph (2)(i)<br> -Publisher SEC<br><br>Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (f)<br> -Subparagraph (2)(i)(ii)<br> -Publisher SEC<br><br>Reference 14: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (f)<br> -Subparagraph (2)(i)(iii)<br> -Publisher SEC<br><br>Reference 15: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph (f)<br> -Subparagraph (2)(i)(iv)<br> -Publisher SEC<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositLiabilitiesTypeTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of time deposit liability maturities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804504944">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Borrowings (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBanksAbstract', window );"><strong>Borrowings [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock', window );">Information Regarding FHLB Advances</a></td>
<td class="text">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';">The following table summarizes information relating to FHLB advances at or for the periods indicated:</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"><br/>
      </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; letter-spacing: normal; text-transform: none; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">At or For the Year Ended December 31,</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"> 2023</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2022</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(Dollars in thousands)</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">FHLB Advances:</div>
            </td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Average balance outstanding during the year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">177,261</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">61,593</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Maximum amount outstanding at any month&#8209;end during the year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">210,242</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">128,823</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Balance outstanding at end of year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">209,319</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">128,344</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Weighted average interest rate at end of year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.91</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.74</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Average cost of advances during the year</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.70</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.74</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom">
              <div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;">Weighted average maturity (in months)</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">2</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">7</div>
            </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock', window );">Scheduled Maturities of FHLB Advances</a></td>
<td class="text">
<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';">Scheduled maturities of FHLB advances are as follows:</div>

<div style="display:none;"><br/></div>
<div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"> <br/>
          </div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;">


  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Amount</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom">&#160;</td>

    <td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(In thousands)</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; background-color: #CCEEFF;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">2024</div>
                </td>

    <td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">176,638</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 2px;" valign="bottom">
                  <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;">2025</div>
                </td>

    <td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">32,681</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">209,319</div>
                </td>

    <td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of advances made and reported by Federal Home Loan Bank (FHLBank) maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of advances made and reported by Federal Home Loan Bank (FHLBank).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805333024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefit Plans (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Employee Benefit Plans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock', window );">Shares Held by ESOP</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Shares held by the ESOP were as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"><span style="font-family: 'Times New Roman'; font-size: 10pt;">2023<br/>
                    </span></div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31,</div>
                  <div style="text-align: center; font-weight: bold;"><span style="font-family: 'Times New Roman'; font-size: 10pt;">2022<br/>
                    </span></div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">(Dollars in thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;">Allocated to participants</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">134,444</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">132,188</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;">Committed to be released</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">28,669</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">1,237</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;">Suspense shares</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">458,829</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">118,561</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;">Total ESOP shares</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">621,942</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">251,986</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;">Fair value of unearned shares</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">4,217</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">1,016</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndRetirementDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CompensationAndRetirementDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the details pertaining to each employee stock ownership plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793495584">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Taxes (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Income Tax Expense</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Income tax expense was as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Current</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>300</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>700</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">State</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">398</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>218</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deferred</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Federal</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,046</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>944</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">State</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>241</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>551</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="margin: 0px 0px 0px 27pt; text-indent: -9pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>1,985</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>2,413</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Effective Income Tax Rate Reconciliation</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Effective tax rates differ from the federal statutory rate of 21%
          applied to income before income taxes due to the following:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Federal statutory rate times pre-tax net income</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,370</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,705</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Effect of:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">State taxes, net of federal benefit</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>512</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>623</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Earnings from bank owned life insurance</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(9</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(9</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Low-income housing credits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(6</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Change in valuation allowance</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">80<br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Tax effect of stock-based compensation</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">14</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">25</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Other, net</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>18</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>75</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 27pt;">Total</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>1,985</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>2,413</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Deferred Tax Assets and Liabilities</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Year&#8209;end deferred tax assets and liabilities were due to the following:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deferred tax assets:</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Allowance for credit losses</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>2,008</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,063</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Accrued liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>580</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>555</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">State income taxes</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>30</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>45</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Stock compensation</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>196</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>226</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Net operating loss carryforward</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,982</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>2,616</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Partnership investment</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>340</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>257</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">General business credit</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,962</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>1,962</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Alternative minimum tax credit</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>11</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>5</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Net unrealized loss on securities available-for-sale</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">5,815</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">7,388</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Right of use liability</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">196</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">266</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Fair value adjustment on acquired loans</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">223</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">291</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Other</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>212</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>332</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 27pt;">Total deferred tax assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>13,555</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>15,006</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;">Less: valuation allowance</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(449</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(369</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 27pt;">Total deferred tax assets<span style="font-size: 10pt; font-family: 'Times New Roman';">, net of valuation allowance</span></div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">13,106</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">14,637</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Deferred tax liabilities:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Section 481 adjustments to bad debts</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(7</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Deferred loan fees/costs</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(1,743</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(776</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Basis difference on fixed assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(748</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(723</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">FHLB stock dividends</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(98</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(90</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div style="margin-left: 9pt;">Nonaccrual loan interest</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(8</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Prepaid expenses</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>
                  <div>(180</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>
                  <div>(186</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Right of use assets</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(189</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(256</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;">Core deposit intangibles</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(610</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(719</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="margin: 0px 0px 0px 27pt;">Total deferred tax liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(3,568</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(2,765</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net deferred tax assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>9,538</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>11,872</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Paragraph 9<br> -Section 50<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Paragraph 12<br> -Section 50<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805385264">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stock-Based Compensation (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Stock-Based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock', window );">Summary of Stock Option Activity</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The following table summarizes stock option activity during the year ended December 31, 2023:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Number</div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Exercise</div>
                  <div style="text-align: center; font-weight: bold;">Price</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Outstanding at beginning of year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>31,250</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>12.96</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Granted during the year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Exercised during the year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Forfeited or expired during the year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Outstanding at end of year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>12.96</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 68.48%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Exercisable at end of year</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>12.96</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock', window );">Options Outstanding and Exercisable</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"> <br/></div>

<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Options outstanding and exercisable at year&#8209;end 2023 were as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="11" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Exercisable</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;">Grant Date</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Number</div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Remaining</div>
                  <div style="text-align: center; font-weight: bold;">Contractual</div>
                  <div style="text-align: center; font-weight: bold;">Life</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Exercise</div>
                  <div style="text-align: center; font-weight: bold;">Price</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Aggregate</div>
                  <div style="text-align: center; font-weight: bold;">Intrinsic</div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Number</div>
                  <div style="text-align: center; font-weight: bold;">Outstanding</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Weighted</div>
                  <div style="text-align: center; font-weight: bold;">Average</div>
                  <div style="text-align: center; font-weight: bold;">Exercise</div>
                  <div style="text-align: center; font-weight: bold;">Price</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">Aggregate</div>
                  <div style="text-align: center; font-weight: bold;">Intrinsic</div>
                  <div style="text-align: center; font-weight: bold;">Value</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: top; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">February 24, 2016</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: right;"><br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div>12.96</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div>12.96</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td colspan="1" style="vertical-align: top; width: 14%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td style="vertical-align: bottom; width: 14%; padding-bottom: 4px;" valign="bottom">
                <div>
                  <div style="text-align: right;">2.13 years</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>12.96</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>31,250</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>12.96</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock', window );">Summary of Restricted Stock Unit Activity</a></td>
<td class="text">
<div><span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;">A summary of restricted stock unit activity for the year ended December&#160;31, 2023 is as follows:</span><br/></div>

<div> <br/>
            </div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td colspan="1" style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;&#160;</td>

    <td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Restricted Stock Units</div>
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(In thousands)</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Weighted Average</div>
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Grant Date Fair Value</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom">
                    <div style="text-align: center;"><span style="font-weight: bold;">Remaining</span></div>
                    <div style="text-align: center;"><span style="font-weight: bold;">Contractual Life</span></div>
                    <div style="text-align: center;"><span style="font-weight: bold;">(months)</span></div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Unvested at December 31, <span style="text-indent: 0pt;">2022</span></div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">52,949</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">12.24</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">43<br/>
                    </div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Granted during period</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">92,720</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">8.56</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">52</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Vested during period</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">11,848</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; padding-bottom: 2px;" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Forfeited or expired during period</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(19,290</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">)</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">&#8211;</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Unvested at December 31, <span style="text-indent: 0pt;">2023</span></div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">114,531</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">9.12</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">39</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the number and weighted-average grant date fair value for restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock units that were granted, vested, or forfeited during the year.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of option exercise prices, by grouped ranges, including the upper and lower limits of the price range, the number of shares under option, weighted average exercise price and remaining contractual option terms.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -SubTopic 10<br> -Topic 718<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)<br> -SubTopic 10<br> -Topic 718<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805470624">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Regulatory Matters (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RegulatoryCapitalRequirementsAbstract', window );"><strong>Regulatory Matters [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Actual and Required Capital Amounts and Ratios</a></td>
<td class="text"><span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;">Actual and required capital amounts and ratios as of the dates indicated are presented below:<br/>
          </span>
<div><br/></div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">


  <tr>

    <td style="vertical-align: top; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Actual</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Minimum Required to be</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Well Capitalized Under</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Prompt Corrective</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Action Provisions</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Amount</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Ratio</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Amount</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                    <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Ratio</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="14" rowspan="1" style="vertical-align: bottom; text-align: center;" valign="bottom"><span style="font-weight: bold;">(Dollars in thousands)</span><br/>
                  </td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, <span style="text-indent: 0pt;">2023</span>:</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Community Bank Leverage Ratio</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">185,773</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">14.97</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">111,696</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">9.00</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%;" valign="bottom">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">December 31, <span style="text-indent: 0pt;">2022</span>:</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Community Bank Leverage Ratio</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">$</div>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">181,304</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">15.75</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">$ <br/>
                  </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">103,591</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">9.00</div>
                  </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">%</div>
                  </td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RegulatoryCapitalRequirementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RegulatoryCapitalRequirementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793285744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loan Commitments and Other Related Activities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Loan Commitments and Other Related Activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock', window );">Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The contractual amounts of financial instruments with off&#8209;balance&#8209;sheet risk at year&#8209;end were as follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Commitments to make loans</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>7,560</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>15,160</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -10pt; margin-left: 10pt;">Unfunded construction loans</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">42,678</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">27,811</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Unused lines of credit &#8211; variable rates</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>3,302</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>13,341</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the contractual amounts of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R43.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702901560752">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Parent Company Only Condensed Financial Information (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Parent Company Only Condensed Financial Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfCondensedBalanceSheetTableTextBlock', window );">Condensed Balance Sheet</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Condensed financial information of Broadway Financial Corporation follows:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Condensed Balance Sheets</div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">December 31,</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Assets</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>77,457</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>84,015</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Investment in bank subsidiary</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>200,830</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>192,977</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Other assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,003</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>2,725</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>282,290</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>279,717</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Liabilities and stockholders&#8217; equity</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Accrued expenses and other liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>387</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">$ <br/>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>235</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Stockholders&#8217; equity</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>281,903</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>279,482</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Total liabilities and stockholders&#8217; equity</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>282,290</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>279,717</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfCondensedIncomeStatementTableTextBlock', window );">Condensed Statements of Income</a></td>
<td class="text">
<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Condensed Statements of Income</div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Years Ended December 31,</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest income</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>268</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>88</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Interest expense</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>&#8211;</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div></div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Other expense</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(1,099</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(877</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Income (loss) before income tax and undistributed subsidiary income</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(831</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(789</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Income tax benefits</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>196</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>85</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Equity in undistributed subsidiary income<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>5,149</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>6,340</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net income<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,514</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>5,636</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>


</table>
<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock', window );">Condensed Statements of Cash Flows</a></td>
<td class="text">
<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Condensed Statements of Cash Flows</div>

<div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;">Years Ended December 31,</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(In thousands)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Cash flows from operating activities</div>
              </td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net income<br/>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>4,514</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>5,636</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Adjustments to reconcile net loss to net cash used in operating activities:</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Equity in undistributed subsidiary income</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(5,149</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>(6,340</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Change in other assets</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(1,222</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>1,196</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 18pt;">Change in accrued expenses and other liabilities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>152</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(348</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net cash (used in) provided by operating activities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>(1,705</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>144</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Cash flows from investing activities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Capital distribution to bank subsidiary</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">(75,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Net cash used in investing activities</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>&#8211;</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(75,000</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;">Cash flows from financing activities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">Share repurchase - FDIC<br/>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(1,781</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Proceeds from issuance of preferred stock</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#8211;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">150,000</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;">Increase in unreleased ESOP shares</div>
              </td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(3,400</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">(500</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">)</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Proceeds from repayment of ESOP loan</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>328</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div>66</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net cash (used in) provided by financing activities</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>(4,853</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div>)</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>149,566</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Net change in cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>(6,558</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">
                <div>)</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>74,710</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Beginning cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>84,015</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>9,305</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Ending cash and cash equivalents</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>77,457</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom">
                <div>
                  <div>84,015</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedBalanceSheetTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 12<br> -Subsection 04<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedBalanceSheetTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 12<br> -Subsection 04<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedCashFlowStatementTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedIncomeStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 12<br> -Subsection 04<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedIncomeStatementTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>62
<FILENAME>R44.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702795846352">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Common Share (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Common Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Factors Used in Earnings Per Common Share Computation</a></td>
<td class="text">
<div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The factors used in the earnings per common share computation follow:</div>

<div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

<table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;">


  <tr>

    <td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2023<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom">
                <div>
                  <div style="text-align: center; font-weight: bold;">2022<br/>
                  </div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: bottom; text-indent: -9pt; margin-left: 9pt;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom;" valign="bottom">&#160;</td>

    <td colspan="6" style="vertical-align: bottom;" valign="bottom">
                <div style="text-align: center; font-weight: bold;">(Dollars in thousands,</div>
                <div style="text-align: center; font-weight: bold;">except share and per share)</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Net income attributable to Broadway Financial Corporation</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>4,514</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom">
                <div>$</div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom">
                <div>5,636</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div></div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Less net income attributable to participating securities</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>59</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>27</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Income available to common stockholders</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>4,455</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom">
                <div>
                  <div>5,609</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Weighted average common shares outstanding for basic earnings per common share</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>8,627,071</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom">
                <div>9,051,128</div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Add: dilutive effects of unvested restricted stock awards</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>
                  <div>114,599</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">
                <div>
                  <div>51,737</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">Weighted average common shares outstanding for diluted earnings per common share</div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>8,741,670</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>9,102,865</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom">&#160;</td>

    <td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom">&#160;</td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Earnings per common share - basic</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>0.52</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom">
                <div>
                  <div>0.62</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>

  <tr>

    <td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom">
                <div style="text-indent: -9pt; margin-left: 9pt;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Earnings per common share - diluted</div>
                </div>
              </td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>0.51</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom">&#160;</td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>$</div>
                </div>
              </td>

    <td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom">
                <div>
                  <div>0.62</div>
                </div>
              </td>

    <td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom">
                <div>
                  <div></div>
                </div>
              </td>

  </tr>


</table>
<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>63
<FILENAME>R45.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793596640">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies, Nature of Operations and Principles of Consolidation (Details)<br></strong></div></th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>Office</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_NumberOfRetailBankingOffices', window );">Number of retail-banking offices</a></td>
<td class="nump">3<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_NumberOfRetailBankingOffices">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of retail-banking offices operated by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_NumberOfRetailBankingOffices</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R46.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702801142688">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies, Out of Period Adjustments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="1">9 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Sep. 30, 2023</div></th>
<th class="th"><div>Sep. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_OutOfPeriodAdjustmentsAbstract', window );"><strong>Out of Period Adjustments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PriorPeriodReclassificationAdjustment', window );">Prior period adjustments</a></td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_OutOfPeriodAdjustmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_OutOfPeriodAdjustmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PriorPeriodReclassificationAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a reclassification adjustment made to prior period financial statement amounts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PriorPeriodReclassificationAdjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R47.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793546464">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies, Investment Securities (Details) - USD ($)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss', window );">Allowance for credit losses on available-for-sale securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aaa)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-9<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R48.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793430496">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies, Loans Receivable Held for Investment (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDisclosureAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued', window );">Delinquency period for interest income to be discontinued on loans</a></td>
<td class="text">90 days<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period of interest income on loans to be discontinued, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>67
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805360096">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies, Business Combinations (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember', window );">Core Deposit Intangible [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_BusinessCombinationsAbstract', window );"><strong>Business Combinations [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife', window );">Estimated useful life</a></td>
<td class="text">10 years<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average amortization period of finite-lived intangible assets acquired either individually or as part of a group of assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R50.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702795956320">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies, Office Properties and Equipment (Details)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember', window );">Office Buildings and Improvements [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Office Properties and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">10 years<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember', window );">Office Buildings and Improvements [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Office Properties and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">40 years<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=byfc_FurnitureFixtureAndEquipmentMember', window );">Furniture, Fixtures and Equipment [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Office Properties and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">3 years<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=byfc_FurnitureFixtureAndEquipmentMember', window );">Furniture, Fixtures and Equipment [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Office Properties and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful life</a></td>
<td class="text">10 years<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=byfc_FurnitureFixtureAndEquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=byfc_FurnitureFixtureAndEquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>69
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805575440">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies, Investment in Affordable Housing Limited Partnership (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2023</div></th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_OwnershipAxis=byfc_AffordableHousingLimitedPartnershipMember', window );">Affordable Housing Limited Partnership [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract', window );"><strong>Investment in Affordable Housing Limited Partnership [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest', window );">Ownership interest</a></td>
<td class="nump">5.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage investment held by members or limited partners of limited liability company (LLC) or limited partnership (LP).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 272<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482987/272-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_OwnershipAxis=byfc_AffordableHousingLimitedPartnershipMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_OwnershipAxis=byfc_AffordableHousingLimitedPartnershipMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>70
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793458112">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies, Operating Segments (Details) - Segment<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract', window );"><strong>Operating Segments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NumberOfReportableSegments', window );">Number of reportable business segments</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfReportableSegments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-18<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfReportableSegments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>71
<FILENAME>R53.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805535952">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Summary of Significant Accounting Policies, Allowance for Credit Losses (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2023</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2022</div></th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss', window );">Allowance for credit losses on available-for-sale securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses on loans</a></td>
<td class="nump">7,348,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,388,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 3,391,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxAssetsNet', window );">Deferred tax assets</a></td>
<td class="nump">9,538,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,872,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>Liabilities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Allowance for credit losses on off-balance sheet exposures</a></td>
<td class="nump">364,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">412,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract', window );"><strong>Stockholders' equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">$ 12,552,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,294,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Impact of CECL Adoption [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses on loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,809,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Impact of CECL Adoption [Member] | ASU 2016-13 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss', window );">Allowance for credit losses on available-for-sale securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses on loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,809,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxAssetsNet', window );">Deferred tax assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">508,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>Liabilities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Allowance for credit losses on off-balance sheet exposures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(45,000)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract', window );"><strong>Stockholders' equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,256,000)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember', window );">As Reported Under CECL [Member] | ASU 2016-13 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss', window );">Allowance for credit losses on available-for-sale securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses on loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,197,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxAssetsNet', window );">Deferred tax assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">12,380,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>Liabilities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Allowance for credit losses on off-balance sheet exposures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">367,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract', window );"><strong>Stockholders' equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 8,038,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aaa)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-9<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482525/740-10-45-4<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482525/740-10-45-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (3)<br> -Publisher SEC<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (c)<br> -Publisher SEC<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OffBalanceSheetCreditLossLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482454/460-10-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OffBalanceSheetCreditLossLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated undistributed earnings (deficit).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480016/944-40-65-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480990/946-20-50-11<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-1<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R54.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702795426944">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital (Details)<br> $ / shares in Units, $ in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Nov. 01, 2023</div></th>
<th class="th">
<div>Oct. 31, 2023 </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Jun. 07, 2022 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Mar. 31, 2022 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>$ / shares</div>
</th>
<th class="th"><div>Dec. 31, 2021</div></th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>$ / shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockTransactionsParentheticalDisclosuresAbstract', window );"><strong>Private Placement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1', window );">Reverse stock split ratio</a></td>
<td class="nump">0.125<span></span>
</td>
<td class="nump">0.125<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.125<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PercentageOfPurchasedSharesOfTotalCommonEquity', window );">Percentage of purchased shares of total common equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareRepurchasePerShare', window );">Purchase price (in dollar per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7.276<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_VolumeWeightedAveragePrice', window );">Period for volume weighted average price</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">20 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockTransactionsParentheticalDisclosuresAbstract', window );"><strong>Private Placement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase', window );">Percentage of purchased shares of total voting shares prior to purchase</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Non-Cumulative Perpetual Preferred Stock, Series C [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockTransactionsParentheticalDisclosuresAbstract', window );"><strong>Private Placement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value (in dollars per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesAcquisitions', window );">Shares issued (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">150,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SaleOfStockConsiderationReceivedOnTransaction', window );">Aggregate purchase price | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 150.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock, liquidation value (in dollars per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred initial dividend rate for first two years after issuance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PreferredStockPeriodForInitialDividendRate', window );">Preferred stock, period for initial dividend rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PreferredStockDividendRateFloor', window );">Floor dividend rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PreferredStockDividendRateCeiling', window );">Ceiling dividend rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Cumulative Redeemable Perpetual Preferred Stock, Series A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockTransactionsParentheticalDisclosuresAbstract', window );"><strong>Private Placement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreferenceValue', window );">Preferred stock, aggregate liquidation value | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 3.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockTransactionsParentheticalDisclosuresAbstract', window );"><strong>Private Placement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CommonStockSharesUponConversionFromPreferredStock', window );">Common stock, shares issued upon conversion from preferred stock (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">149,164<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ConversionOfStockExchangePricePricePerShare', window );">Exchange price (in dollars per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 20.08<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember', window );">Common Class B [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockTransactionsParentheticalDisclosuresAbstract', window );"><strong>Private Placement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.01<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember', window );">Common Class C [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockTransactionsParentheticalDisclosuresAbstract', window );"><strong>Private Placement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember', window );">Class A Voting Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockTransactionsParentheticalDisclosuresAbstract', window );"><strong>Private Placement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockRepurchasedDuringPeriodShares', window );">Shares purchased (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">244,771<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_CommonStockSharesUponConversionFromPreferredStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares common stock converted for share of convertible preferred stock that is converted.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_CommonStockSharesUponConversionFromPreferredStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ConversionOfStockExchangePricePricePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Per share or per unit amount of preferred stock exchanged to common stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ConversionOfStockExchangePricePricePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PercentageOfPurchasedSharesOfTotalCommonEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of purchased shares of total common equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PercentageOfPurchasedSharesOfTotalCommonEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of purchased shares of total voting shares prior to the purchase.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PreferredStockDividendRateCeiling">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The ceiling percentage rate used to calculate dividend payments on the preferred stock after the period of initial dividend rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PreferredStockDividendRateCeiling</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PreferredStockDividendRateFloor">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The floor percentage rate used to calculate dividend payments on the preferred stock after the period of initial dividend rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PreferredStockDividendRateFloor</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PreferredStockPeriodForInitialDividendRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The period of initial dividend rate for preferred stock issued, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PreferredStockPeriodForInitialDividendRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ShareRepurchasePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Per share amount of share repurchase during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ShareRepurchasePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_VolumeWeightedAveragePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading day period after Company consummates its initial Business Combination to calculate the volume weighted average trading price of shares, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_VolumeWeightedAveragePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendRatePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage rate used to calculate dividend payments on preferred stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.12-12A(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-12(Column A)(Footnote 4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-12B(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendRatePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-3<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-4<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockLiquidationPreference</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreferenceValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of the difference between preference in liquidation and the par or stated values of the preferred shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockLiquidationPreferenceValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-13<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SaleOfStockConsiderationReceivedOnTransaction">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash received on stock transaction after deduction of issuance costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SaleOfStockConsiderationReceivedOnTransaction</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesAcquisitions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares of stock issued during the period pursuant to acquisitions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesAcquisitions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRepurchasedDuringPeriodShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481004/946-505-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-03(i)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479886/946-10-S99-3<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockRepurchasedDuringPeriodShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockTransactionsParentheticalDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockTransactionsParentheticalDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio applied to the conversion of stock split, for example but not limited to, one share converted to two or two shares converted to one.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB TOPIC 4.C)<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNoteStockSplitConversionRatio1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassBMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassCMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=byfc_VotingClassACommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805508064">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities, Available-for-Sale Investment Securities Portfolios (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract', window );"><strong>Available-for-Sale Investment Securities Portfolios [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
<td class="nump">$ 335,978<span></span>
</td>
<td class="nump">$ 353,329<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross unrealized gains</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross unrealized losses</a></td>
<td class="num">(19,035)<span></span>
</td>
<td class="num">(24,617)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair value</a></td>
<td class="nump">316,950<span></span>
</td>
<td class="nump">328,749<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_InvestmentSecuritiesAbstract', window );"><strong>Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt', window );">Sales of securities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal Agency Mortgage-backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract', window );"><strong>Available-for-Sale Investment Securities Portfolios [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
<td class="nump">76,091<span></span>
</td>
<td class="nump">84,955<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross unrealized gains</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross unrealized losses</a></td>
<td class="num">(9,316)<span></span>
</td>
<td class="num">(10,788)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair value</a></td>
<td class="nump">66,778<span></span>
</td>
<td class="nump">74,169<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember', window );">Federal Agency Collateralized Mortgage Obligations "CMOs" [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract', window );"><strong>Available-for-Sale Investment Securities Portfolios [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
<td class="nump">24,720<span></span>
</td>
<td class="nump">27,776<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross unrealized gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross unrealized losses</a></td>
<td class="num">(1,381)<span></span>
</td>
<td class="num">(1,676)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair value</a></td>
<td class="nump">23,339<span></span>
</td>
<td class="nump">26,100<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Federal Agency Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract', window );"><strong>Available-for-Sale Investment Securities Portfolios [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
<td class="nump">50,893<span></span>
</td>
<td class="nump">55,687<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross unrealized gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross unrealized losses</a></td>
<td class="num">(3,057)<span></span>
</td>
<td class="num">(4,288)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair value</a></td>
<td class="nump">47,836<span></span>
</td>
<td class="nump">51,425<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MunicipalBondsMember', window );">Municipal Bonds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract', window );"><strong>Available-for-Sale Investment Securities Portfolios [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
<td class="nump">4,833<span></span>
</td>
<td class="nump">4,866<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross unrealized gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross unrealized losses</a></td>
<td class="num">(460)<span></span>
</td>
<td class="num">(669)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair value</a></td>
<td class="nump">4,373<span></span>
</td>
<td class="nump">4,197<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember', window );">U.S. Treasuries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract', window );"><strong>Available-for-Sale Investment Securities Portfolios [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
<td class="nump">167,055<span></span>
</td>
<td class="nump">165,997<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross unrealized gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross unrealized losses</a></td>
<td class="num">(3,175)<span></span>
</td>
<td class="num">(5,408)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair value</a></td>
<td class="nump">163,880<span></span>
</td>
<td class="nump">160,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=byfc_SmallBusinessAdministrationSecuritiesMember', window );">SBA Pools [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract', window );"><strong>Available-for-Sale Investment Securities Portfolios [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
<td class="nump">12,386<span></span>
</td>
<td class="nump">14,048<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross unrealized gains</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross unrealized losses</a></td>
<td class="num">(1,646)<span></span>
</td>
<td class="num">(1,788)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair value</a></td>
<td class="nump">$ 10,744<span></span>
</td>
<td class="nump">$ 12,269<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_InvestmentSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_InvestmentSecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481830/320-10-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481830/320-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-9<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-12<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MunicipalBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MunicipalBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=byfc_SmallBusinessAdministrationSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=byfc_SmallBusinessAdministrationSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805243712">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Securities, Contractual Maturities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract', window );"><strong>Available for sale, amortized cost [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Due in one year or less</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 103,441<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Due after one year through five years</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">119,530<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Due after five years through ten years</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">29,078<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Due after ten years</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">83,929<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">335,978<span></span>
</td>
<td class="nump">$ 353,329<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract', window );"><strong>Available for sale, gross unrealized gains [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne', window );">Due in one year or less</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive', window );">Due after one year through five years</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10', window );">Due after five years through ten years</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10', window );">Due after ten years</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross unrealized gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract', window );"><strong>Available for sale, gross unrealized losses [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne', window );">Due in one year or less</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,179)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive', window );">Due after one year through five years</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,231)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10', window );">Due after five years through ten years</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,802)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10', window );">Due after ten years</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(10,823)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross unrealized losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(19,035)<span></span>
</td>
<td class="num">(24,617)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract', window );"><strong>Available for sale, fair value [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Due in one year or less</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">102,262<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Due after one year through five years</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">114,299<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Due after five years through ten years</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27,278<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Due after ten years</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">73,111<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 316,950<span></span>
</td>
<td class="nump">$ 328,749<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Mortgage-backed securities, CMOs and SBA pools do
                      not have a single stated maturity date and therefore have been included in the &#8220;Due after ten years&#8221; category.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480832/942-320-50-3A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480832/942-320-50-3A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480832/942-320-50-3A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480832/942-320-50-3A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481830/320-10-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804863504">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Securities, Unrealized Loss Position (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract', window );"><strong>Debt Securities Available-for-Sale, Unrealized Loss Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, fair value</a></td>
<td class="nump">$ 3,304<span></span>
</td>
<td class="nump">$ 235,668<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">More than 12 months, fair value</a></td>
<td class="nump">312,424<span></span>
</td>
<td class="nump">87,969<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, fair value</a></td>
<td class="nump">315,728<span></span>
</td>
<td class="nump">323,637<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, unrealized losses</a></td>
<td class="num">(38)<span></span>
</td>
<td class="num">(11,785)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">More than 12 months, unrealized losses</a></td>
<td class="num">(18,997)<span></span>
</td>
<td class="num">(12,832)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, unrealized losses</a></td>
<td class="num">(19,035)<span></span>
</td>
<td class="num">(24,617)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal Agency Mortgage-backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract', window );"><strong>Debt Securities Available-for-Sale, Unrealized Loss Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, fair value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">38,380<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">More than 12 months, fair value</a></td>
<td class="nump">66,575<span></span>
</td>
<td class="nump">35,526<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, fair value</a></td>
<td class="nump">66,575<span></span>
</td>
<td class="nump">73,906<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, unrealized losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(4,807)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">More than 12 months, unrealized losses</a></td>
<td class="num">(9,316)<span></span>
</td>
<td class="num">(5,981)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, unrealized losses</a></td>
<td class="num">(9,316)<span></span>
</td>
<td class="num">(10,788)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember', window );">Federal Agency Collateralized Mortgage Obligations "CMOs" [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract', window );"><strong>Debt Securities Available-for-Sale, Unrealized Loss Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, fair value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">20,997<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">More than 12 months, fair value</a></td>
<td class="nump">23,339<span></span>
</td>
<td class="nump">5,103<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, fair value</a></td>
<td class="nump">23,339<span></span>
</td>
<td class="nump">26,100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, unrealized losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(885)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">More than 12 months, unrealized losses</a></td>
<td class="num">(1,381)<span></span>
</td>
<td class="num">(791)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, unrealized losses</a></td>
<td class="num">(1,381)<span></span>
</td>
<td class="num">(1,676)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Federal Agency Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract', window );"><strong>Debt Securities Available-for-Sale, Unrealized Loss Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, fair value</a></td>
<td class="nump">3,018<span></span>
</td>
<td class="nump">26,383<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">More than 12 months, fair value</a></td>
<td class="nump">44,818<span></span>
</td>
<td class="nump">21,956<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, fair value</a></td>
<td class="nump">47,836<span></span>
</td>
<td class="nump">48,339<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, unrealized losses</a></td>
<td class="num">(37)<span></span>
</td>
<td class="num">(1,529)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">More than 12 months, unrealized losses</a></td>
<td class="num">(3,020)<span></span>
</td>
<td class="num">(2,759)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, unrealized losses</a></td>
<td class="num">(3,057)<span></span>
</td>
<td class="num">(4,288)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MunicipalBondsMember', window );">Municipal Bonds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract', window );"><strong>Debt Securities Available-for-Sale, Unrealized Loss Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, fair value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,176<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">More than 12 months, fair value</a></td>
<td class="nump">4,373<span></span>
</td>
<td class="nump">2,021<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, fair value</a></td>
<td class="nump">4,373<span></span>
</td>
<td class="nump">4,197<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, unrealized losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(315)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">More than 12 months, unrealized losses</a></td>
<td class="num">(460)<span></span>
</td>
<td class="num">(354)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, unrealized losses</a></td>
<td class="num">(460)<span></span>
</td>
<td class="num">(669)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember', window );">U.S. Treasuries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract', window );"><strong>Debt Securities Available-for-Sale, Unrealized Loss Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, fair value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">143,989<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">More than 12 months, fair value</a></td>
<td class="nump">163,880<span></span>
</td>
<td class="nump">16,600<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, fair value</a></td>
<td class="nump">163,880<span></span>
</td>
<td class="nump">160,589<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, unrealized losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(3,884)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">More than 12 months, unrealized losses</a></td>
<td class="num">(3,175)<span></span>
</td>
<td class="num">(1,524)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, unrealized losses</a></td>
<td class="num">(3,175)<span></span>
</td>
<td class="num">(5,408)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=byfc_SmallBusinessAdministrationSecuritiesMember', window );">SBA Pools [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract', window );"><strong>Debt Securities Available-for-Sale, Unrealized Loss Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, fair value</a></td>
<td class="nump">286<span></span>
</td>
<td class="nump">3,743<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">More than 12 months, fair value</a></td>
<td class="nump">9,439<span></span>
</td>
<td class="nump">6,763<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, fair value</a></td>
<td class="nump">9,725<span></span>
</td>
<td class="nump">10,506<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, unrealized losses</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(365)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">More than 12 months, unrealized losses</a></td>
<td class="num">(1,645)<span></span>
</td>
<td class="num">(1,423)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, unrealized losses</a></td>
<td class="num">$ (1,646)<span></span>
</td>
<td class="num">$ (1,788)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479081/326-30-55-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-7<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-7<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479081/326-30-55-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-7<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-7<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479081/326-30-55-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MunicipalBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MunicipalBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=byfc_SmallBusinessAdministrationSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=byfc_SmallBusinessAdministrationSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>76
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805599024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities, Securities with Unrealized Losses, Securities Pledged as Collateral and Holdings of Securities by One Issuer in Amount Greater Than 10% of Stockholders' Equity (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity', window );">Securities of any one issuer, other than U.S. Government, exceeding 10% of stockholders' equity</a></td>
<td class="nump">$ 0.0<span></span>
</td>
<td class="nump">$ 0.0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss', window );">Accrued interest receivable on securities</a></td>
<td class="nump">$ 1.2<span></span>
</td>
<td class="nump">$ 1.2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList', window );">Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]</a></td>
<td class="text">Accrued interest receivable<span></span>
</td>
<td class="text">Accrued interest receivable<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityNonaccrual', window );">Securities in nonaccrual status</a></td>
<td class="nump">$ 0.0<span></span>
</td>
<td class="nump">$ 0.0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice', window );">Securities purchased with deterioration in credit quality</a></td>
<td class="nump">0.0<span></span>
</td>
<td class="nump">0.0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_SecuritiesCollateralDependent', window );">Collateral dependent securities</a></td>
<td class="nump">0.0<span></span>
</td>
<td class="nump">0.0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PledgingPurposeAxis=us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember', window );">Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">89.0<span></span>
</td>
<td class="nump">64.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PledgingPurposeAxis=us-gaap_FederalReserveBankAdvancesMember', window );">Federal Reserve for Borrowings under Bank Term Funding Program [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancialInstrumentsOwnedAtAmortizedCost', window );">Securities pledged as collateral, at book value</a></td>
<td class="nump">107.3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">98.3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralMember', window );">Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">89.0<span></span>
</td>
<td class="nump">64.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralMember', window );">Asset Pledged as Collateral [Member] | Public Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">0.0<span></span>
</td>
<td class="nump">0.0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember', window );">U.S. Treasuries [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">47.8<span></span>
</td>
<td class="nump">19.2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember', window );">U.S. Treasuries [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">47.8<span></span>
</td>
<td class="nump">19.2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Federal Agency Debt [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">30.2<span></span>
</td>
<td class="nump">33.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Federal Agency Debt [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">30.2<span></span>
</td>
<td class="nump">33.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal Agency Mortgage-backed Securities [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">11.0<span></span>
</td>
<td class="nump">11.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal Agency Mortgage-backed Securities [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Debt Securities Available-for-Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">$ 11.0<span></span>
</td>
<td class="nump">$ 11.9<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents risk arising from securities held by individual issuers in an amount exceeding 10% of stockholders' equity. Excludes U.S. Government and its agencies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancialInstrumentsOwnedAtAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amortized cost as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancialInstrumentsOwnedAtAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_SecuritiesCollateralDependent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of securities whose repayment is expected to be provided substantially through the operation or sale of the collateral.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_SecuritiesCollateralDependent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for credit loss, of accrued interest on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2A<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-3A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates line item in statement of financial position that includes accrued interest, after allowance for credit loss, on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-3A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount at purchase price of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), purchased with credit deterioration.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479106/326-30-50-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityNonaccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity) on nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityNonaccrual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentsOwnedAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate fair value as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 320<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481961/940-320-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentsOwnedAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgingPurposeAxis=us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgingPurposeAxis=us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgingPurposeAxis=us-gaap_FederalReserveBankAdvancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgingPurposeAxis=us-gaap_FederalReserveBankAdvancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgingPurposeAxis=us-gaap_DepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgingPurposeAxis=us-gaap_DepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>77
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805912064">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Summary (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="2"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2023</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2022</div></th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 886,606<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 771,689<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount', window );">Unamortized net deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,971<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,755<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">888,577<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">773,444<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CreditAndInterestMarksOnPurchasedLoansNet', window );">Credit and interest marks on purchased loans, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(772)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,010)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(7,348)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(4,388)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">$ (3,391)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Loans receivable, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">880,457<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">768,046<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24,702<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">30,038<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24,702<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">30,038<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(260)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(109)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(145)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">561,447<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">502,141<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">563,418<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">503,896<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4,413)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3,273)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,657)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">119,436<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">114,574<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">119,436<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">114,574<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,094)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(449)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(236)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,717<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">15,780<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,717<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">15,780<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(72)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(65)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(103)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">89,887<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">40,703<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">89,887<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">40,703<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(932)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(313)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(212)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">63,450<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">64,841<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">68,442<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(529)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(175)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member] | PPP Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,500<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,700<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableInterestRate', window );">Loans receivable, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member] | PPP Loans [Member] | Minimum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableTerm', window );">Loans receivable, term</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">2 years<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member] | PPP Loans [Member] | Maximum [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableTerm', window );">Loans receivable, term</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">5 years<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 14,954<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,601<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,954<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,601<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(48)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNetAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee', window );">Gross loans receivable before deferred loan costs and premiums</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">$ (4)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">$ (15)<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Including Paycheck Protection Program (PPP) loans.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_CreditAndInterestMarksOnPurchasedLoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of credit and interest marks on purchased loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_CreditAndInterestMarksOnPurchasedLoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of interest rate on a financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period of time between issuance and maturity of financing receivable, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (3)<br> -Publisher SEC<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (c)<br> -Publisher SEC<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481990/310-10-45-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of unamortized loan commitment, origination, and other costs (fees) and purchase premium (discount) on financing receivable recognized as adjustment to yield. Excludes financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-4<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481598/310-20-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/recommendedDisclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -SubTopic 20<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481569/310-20-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1404<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(5)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481990/310-10-45-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableNetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_PaycheckProtectionProgramMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_PaycheckProtectionProgramMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>78
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702802455680">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 4,388<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 3,391<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">216<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">935<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">997<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,348<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,388<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">109<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">145<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(63)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(36)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">260<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,273<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,657<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">109<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">428<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">616<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,413<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,273<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">449<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">236<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">107<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">72<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">213<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,094<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">449<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">65<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">103<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(30)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">72<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">313<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">212<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">400<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">101<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">932<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">313<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">175<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">23<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">100<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">152<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">529<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">175<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,809<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,809<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Single-Family [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">214<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">603<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">603<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Commercial Real Estate [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">466<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">466<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Church [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member] | Real Estate [Member] | Construction [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">219<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">219<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial - Other [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">254<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">254<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member] | SBA Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member] | Consumer [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Credit Losses on Loans [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,809<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 1,809<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (3)<br> -Publisher SEC<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (c)<br> -Publisher SEC<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in allowance for credit loss on financing receivable from recovery.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(4)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of writeoff of financing receivable, charged against allowance for credit loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(3)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of credit loss expense (reversal of expense) for financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLossesExpensed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>79
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804435632">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Activity in Allowance for Loan Losses by Loan Type (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses by Loan Type [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 4,388<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 3,391<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">935<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">997<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">216<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,348<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,388<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth', window );">Allowance for credit loss due to loan growth</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">114,900<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses by Loan Type [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">109<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">145<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(63)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(36)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">260<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses by Loan Type [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,273<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,657<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">428<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">616<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">109<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,413<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,273<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses by Loan Type [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">449<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">236<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">72<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">213<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">107<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,094<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">449<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses by Loan Type [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">65<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">103<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(30)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">72<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses by Loan Type [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">313<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">212<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">400<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">932<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">313<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses by Loan Type [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">175<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">23<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">100<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">152<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">529<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">175<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses by Loan Type [Roll Forward]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (recapture)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of financing receivable allowance for credit loss due to loan growth.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (3)<br> -Publisher SEC<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (c)<br> -Publisher SEC<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in allowance for credit loss on financing receivable from recovery.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(4)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of writeoff of financing receivable, charged against allowance for credit loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(3)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of credit loss expense (reversal of expense) for financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLossesExpensed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702806886144">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Collateral Dependent Loans by Collateral Type (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>Loan</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">$ 888,577<span></span>
</td>
<td class="nump">$ 773,444<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral', window );">Individually evaluated loans based on the underlying value of collateral</a></td>
<td class="nump">$ 6,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach', window );">Number of loans individually evaluated using discounted cash flow approach | Loan</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan', window );">Reserve for collateral dependent loans</a></td>
<td class="nump">$ 112<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember', window );">Collateral Pledged [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">6,441<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=byfc_CollateralPledgedSingleFamilyMember', window );">Collateral Pledged - Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">45<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=byfc_CollateralPledgedMultiUseResidentialMember', window );">Collateral Pledged - Multi-Family Residential [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">5,672<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=byfc_CollateralPledgedChurchMember', window );">Collateral Pledged - Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">456<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=byfc_CollateralPledgedBusinessAssetsMember', window );">Collateral Pledged - Business Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">268<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">24,702<span></span>
</td>
<td class="nump">30,038<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Collateral Pledged [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">45<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Collateral Pledged - Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">45<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Collateral Pledged - Multi-Family Residential [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Collateral Pledged - Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Collateral Pledged - Business Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">563,418<span></span>
</td>
<td class="nump">503,896<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Collateral Pledged [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">5,672<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Collateral Pledged - Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Collateral Pledged - Multi-Family Residential [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">5,672<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Collateral Pledged - Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Collateral Pledged - Business Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">119,436<span></span>
</td>
<td class="nump">114,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Collateral Pledged [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">65<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Collateral Pledged - Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Collateral Pledged - Multi-Family Residential [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Collateral Pledged - Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">65<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Collateral Pledged - Business Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">12,717<span></span>
</td>
<td class="nump">15,780<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Collateral Pledged [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">391<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Collateral Pledged - Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Collateral Pledged - Multi-Family Residential [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Collateral Pledged - Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">391<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Collateral Pledged - Business Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 68,442<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member] | Collateral Pledged [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">268<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member] | Collateral Pledged - Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member] | Collateral Pledged - Multi-Family Residential [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member] | Collateral Pledged - Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member] | Collateral Pledged - Business Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CollateralDependentLoansByCollateralTypeAbstract', window );"><strong>Collateral Dependent Loans By Collateral Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">$ 268<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_CollateralDependentLoansByCollateralTypeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_CollateralDependentLoansByCollateralTypeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on collateral dependent loan. Excludes allowance for financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after the effects of master netting arrangements, of securities loaned to entities in exchange for collateral. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of loans individually evaluated using discounted cash flow approach.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1404<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=byfc_CollateralPledgedSingleFamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=byfc_CollateralPledgedSingleFamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=byfc_CollateralPledgedMultiUseResidentialMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=byfc_CollateralPledgedMultiUseResidentialMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=byfc_CollateralPledgedChurchMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=byfc_CollateralPledgedChurchMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=byfc_CollateralPledgedBusinessAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=byfc_CollateralPledgedBusinessAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805781840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Purchased Credit Deteriorated (PCD) Loans (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>Loan</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PurchasedCreditDeterioratedLoansAbstract', window );"><strong>Purchased Credit Impaired Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition', window );">Number of acquired loans with evidence of credit deterioration of credit quality since origination at acquisition | Loan</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Loans receivable</a></td>
<td class="nump">$ 880,457<span></span>
</td>
<td class="nump">$ 768,046<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CreditLossStatusAxis=us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember', window );">Purchased Credit Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract', window );"><strong>Discount on Purchased Credit Deteriorated Loans [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivablePurchasedWithCreditDeterioration', window );">Balance at the beginning of the period</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">289<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff', window );">Deductions due to payoffs</a></td>
<td class="num">(13)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium', window );">Accretion</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(262)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivablePurchasedWithCreditDeterioration', window );">Balance at the end of the period</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Purchased Credit Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PurchasedCreditDeterioratedLoansAbstract', window );"><strong>Purchased Credit Impaired Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Loans receivable</a></td>
<td class="nump">47<span></span>
</td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Purchased Credit Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PurchasedCreditDeterioratedLoansAbstract', window );"><strong>Purchased Credit Impaired Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Loans receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">68<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Purchased Credit Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PurchasedCreditDeterioratedLoansAbstract', window );"><strong>Purchased Credit Impaired Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Loans receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member] | Purchased Credit Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PurchasedCreditDeterioratedLoansAbstract', window );"><strong>Purchased Credit Impaired Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Loans receivable</a></td>
<td class="nump">$ 47<span></span>
</td>
<td class="nump">$ 57<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of acquired loans with evidence of credit deterioration of credit quality since origination at acquisition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivablePurchasedWithCreditDeterioration">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of financing receivable purchased with credit deterioration.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivablePurchasedWithCreditDeterioration</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deduction due to payoff of financing receivable purchased with credit deterioration.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PurchasedCreditDeterioratedLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PurchasedCreditDeterioratedLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of discount (premium) attributable to other factors on financing receivable purchased with credit deterioration.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 19<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-19<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(5)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481990/310-10-45-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CreditLossStatusAxis=us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CreditLossStatusAxis=us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>82
<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702801764832">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Allowance for Loan Losses and Recorded Investment in Loans by Type of Loans and Based on Impairment Method (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2"><div>Dec. 31, 2023</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2022</div></th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EndingAllowanceAttributableToLoansAbstract', window );"><strong>Ending Allowance Balance Attributable to Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 7<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,381<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total ending allowance balance</a></td>
<td class="nump">$ 7,348<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,388<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 3,391<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansAndLeasesReceivableAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,712<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">624,468<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger', window );">Subtotal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">626,180<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAcquiredInMerger', window );">Loans acquired in the CFBanc merger</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">147,264<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="nump">888,577<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">773,444<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EndingAllowanceAttributableToLoansAbstract', window );"><strong>Ending Allowance Balance Attributable to Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">106<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total ending allowance balance</a></td>
<td class="nump">260<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">109<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">145<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansAndLeasesReceivableAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">57<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20,893<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger', window );">Subtotal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">20,950<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAcquiredInMerger', window );">Loans acquired in the CFBanc merger</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,088<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="nump">24,702<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">30,038<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EndingAllowanceAttributableToLoansAbstract', window );"><strong>Ending Allowance Balance Attributable to Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,273<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total ending allowance balance</a></td>
<td class="nump">4,413<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,273<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,657<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansAndLeasesReceivableAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">462,539<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger', window );">Subtotal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">462,539<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAcquiredInMerger', window );">Loans acquired in the CFBanc merger</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">41,357<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="nump">563,418<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">503,896<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EndingAllowanceAttributableToLoansAbstract', window );"><strong>Ending Allowance Balance Attributable to Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">449<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total ending allowance balance</a></td>
<td class="nump">1,094<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">449<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">236<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansAndLeasesReceivableAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">63,929<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger', window );">Subtotal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">63,929<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAcquiredInMerger', window );">Loans acquired in the CFBanc merger</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">50,645<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="nump">119,436<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">114,574<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EndingAllowanceAttributableToLoansAbstract', window );"><strong>Ending Allowance Balance Attributable to Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">61<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total ending allowance balance</a></td>
<td class="nump">72<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">65<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">103<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansAndLeasesReceivableAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,655<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,008<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger', window );">Subtotal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,663<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAcquiredInMerger', window );">Loans acquired in the CFBanc merger</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,117<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="nump">12,717<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">15,780<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EndingAllowanceAttributableToLoansAbstract', window );"><strong>Ending Allowance Balance Attributable to Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">313<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total ending allowance balance</a></td>
<td class="nump">932<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">313<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">212<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansAndLeasesReceivableAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">38,530<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger', window );">Subtotal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">38,530<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAcquiredInMerger', window );">Loans acquired in the CFBanc merger</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,173<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="nump">89,887<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">40,703<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial - Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EndingAllowanceAttributableToLoansAbstract', window );"><strong>Ending Allowance Balance Attributable to Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">175<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total ending allowance balance</a></td>
<td class="nump">529<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">175<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">23<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansAndLeasesReceivableAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">29,558<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger', window );">Subtotal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">29,558<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAcquiredInMerger', window );">Loans acquired in the CFBanc merger</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">38,884<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">68,442<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EndingAllowanceAttributableToLoansAbstract', window );"><strong>Ending Allowance Balance Attributable to Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total ending allowance balance</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 15<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansAndLeasesReceivableAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger', window );">Subtotal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableAcquiredInMerger', window );">Loans acquired in the CFBanc merger</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Gross loans receivable</a></td>
<td class="nump">$ 13<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 11<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_EndingAllowanceAttributableToLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_EndingAllowanceAttributableToLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableAcquiredInMerger">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of financing receivables acquired in a merger.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableAcquiredInMerger</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allowance for credit loss, of financing receivable, excluding loans acquired in merger.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_LoansAndLeasesReceivableAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_LoansAndLeasesReceivableAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (3)<br> -Publisher SEC<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (c)<br> -Publisher SEC<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB Topic 6.L(5)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480418/310-10-S99-4<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11C<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11C<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11C<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11C<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB Topic 6.L(5)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480418/310-10-S99-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1404<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>83
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702791630352">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Loans Individually Evaluated for Impairment by Loan Type (Details)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract', window );"><strong>With an Allowance Recorded [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance for loan losses allocated</a></td>
<td class="nump">$ 7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract', window );"><strong>Total [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
<td class="nump">1,712<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">1,712<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract', window );"><strong>With an Allowance Recorded [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance for loan losses allocated</a></td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract', window );"><strong>With No Related Allowance Recorded [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract', window );"><strong>With No Related Allowance Recorded [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
<td class="nump">1,572<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">1,572<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract', window );"><strong>With an Allowance Recorded [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
<td class="nump">83<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">83<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Allowance for loan losses allocated</a></td>
<td class="nump">$ 4<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-14A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit losses related to recorded investment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRelatedAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-14A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-14A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R66.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702924089840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Average of Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract', window );"><strong>Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
<td class="nump">$ 2,464<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Cash basis interest income recognized</a></td>
<td class="nump">106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract', window );"><strong>Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
<td class="nump">83<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Cash basis interest income recognized</a></td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract', window );"><strong>Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Cash basis interest income recognized</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract', window );"><strong>Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
<td class="nump">2,381<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Cash basis interest income recognized</a></td>
<td class="nump">$ 103<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-15<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-17<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>85
<FILENAME>R67.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702921926368">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Aging of Recorded Investment in Past Due Loans by Loan Type (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">$ 888,577<span></span>
</td>
<td class="nump">$ 773,444<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember', window );">Total Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">780<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember', window );">30-59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">379<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember', window );">60-89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">401<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember', window );">Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember', window );">Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">887,797<span></span>
</td>
<td class="nump">773,444<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">24,702<span></span>
</td>
<td class="nump">30,038<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Total Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | 30-59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | 60-89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">24,702<span></span>
</td>
<td class="nump">30,038<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">563,418<span></span>
</td>
<td class="nump">503,896<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Total Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">401<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | 30-59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | 60-89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">401<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">563,017<span></span>
</td>
<td class="nump">503,896<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">119,436<span></span>
</td>
<td class="nump">114,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Total Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | 30-59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | 60-89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">119,436<span></span>
</td>
<td class="nump">114,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">12,717<span></span>
</td>
<td class="nump">15,780<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Total Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | 30-59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | 60-89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">12,717<span></span>
</td>
<td class="nump">15,780<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">89,887<span></span>
</td>
<td class="nump">40,703<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Total Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | 30-59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | 60-89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">89,887<span></span>
</td>
<td class="nump">40,703<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">63,450<span></span>
</td>
<td class="nump">64,841<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Total Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | 30-59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | 60-89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">63,450<span></span>
</td>
<td class="nump">64,841<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">14,954<span></span>
</td>
<td class="nump">3,601<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Total Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">379<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | 30-59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">379<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | 60-89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">14,575<span></span>
</td>
<td class="nump">3,601<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Total Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | 30-59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | 60-89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Current [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract', window );"><strong>Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">$ 13<span></span>
</td>
<td class="nump">$ 11<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1404<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805643520">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Recorded Investment in Non-accrual Loans by Loan Type (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Total non-accrual loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 144<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans 90 days or more delinquent that were accruing interest</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">773,444<span></span>
</td>
<td class="nump">888,577<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableModifications', window );">Modifications made to borrowers experiencing financial difficulty</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans', window );">Foregone interest income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember', window );">Delinquent [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">780<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">30,038<span></span>
</td>
<td class="nump">24,702<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Total non-accrual loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">144<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15,780<span></span>
</td>
<td class="nump">12,717<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Delinquent [Member] | Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Delinquent [Member] | Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract', window );"><strong>Loans Receivable Held for Investment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableModifications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of financing receivable modified for borrowers experiencing financial difficulty within previous 12 months.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableModifications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-16<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-16<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (3)<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reflects the amount of additional interest income that would have been recorded if impaired or nonperforming loans were instead current, in compliance with their original terms, and outstanding throughout the reporting period or since origination (if held for part of the period).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481746/310-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1404<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702795951808">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Troubled Debt Restructurings (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_TroubledDebtRestructuringsAbstract', window );"><strong>Troubled Debt Restructurings [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Loans classified as troubled debt restructurings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,700<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans', window );">Specific reserves allocated to TDRs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments', window );">Timely payment period for return to accrual status</a></td>
<td class="text">6 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=byfc_NonAccrualStatusMember', window );">Non-accrual Status [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_TroubledDebtRestructuringsAbstract', window );"><strong>Troubled Debt Restructurings [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Loans classified as troubled debt restructurings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">144<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=byfc_AccrualStatusMember', window );">Accrual Status [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_TroubledDebtRestructuringsAbstract', window );"><strong>Troubled Debt Restructurings [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Loans classified as troubled debt restructurings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,600<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans for which the terms have been modified in troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period of receipt of timely payments after which a financing receivable that has been modified in a troubled debt restructuring and is on non-accrual status can typically be returned to accrual status, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_TroubledDebtRestructuringsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_TroubledDebtRestructuringsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated amortized cost of financing receivable modified for debtor experiencing financial difficulty.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 33<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-33<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481746/310-40-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=byfc_NonAccrualStatusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=byfc_NonAccrualStatusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=byfc_AccrualStatusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=byfc_AccrualStatusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R70.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702786774368">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Internal Risk Grading, and by Year of Origination (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">$ 163,853<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">258,814<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">195,507<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">70,946<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">61,790<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">137,667<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">888,577<span></span>
</td>
<td class="nump">$ 773,444<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember', window );">Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">121,553<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">218,195<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">179,481<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">62,328<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">52,730<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">102,557<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">736,844<span></span>
</td>
<td class="nump">685,387<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=byfc_WatchMember', window );">Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">42,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">40,619<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">12,437<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">6,786<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">8,372<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">13,694<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">124,208<span></span>
</td>
<td class="nump">65,717<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember', window );">Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">3,589<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">467<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">325<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">1,460<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">5,841<span></span>
</td>
<td class="nump">16,590<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember', window );">Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">1,365<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">19,956<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">21,684<span></span>
</td>
<td class="nump">5,750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">2,474<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">2,612<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">4,305<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">1,485<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">13,826<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">24,702<span></span>
</td>
<td class="nump">30,038<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">2,474<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">1,862<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">2,940<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">1,485<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">12,374<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">21,135<span></span>
</td>
<td class="nump">29,022<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">750<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">999<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">1,749<span></span>
</td>
<td class="nump">354<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">116<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">116<span></span>
</td>
<td class="nump">260<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">1,365<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">337<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">1,702<span></span>
</td>
<td class="nump">402<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">81,927<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">187,981<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">152,754<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">27,356<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">46,060<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">67,340<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">563,418<span></span>
</td>
<td class="nump">503,896<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">81,927<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">183,295<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">145,652<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">27,356<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">44,511<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">47,119<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">529,860<span></span>
</td>
<td class="nump">479,182<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">4,686<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">6,203<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">1,186<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">6,474<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">18,549<span></span>
</td>
<td class="nump">9,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">899<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">1,344<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">2,243<span></span>
</td>
<td class="nump">14,859<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">12,403<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">12,766<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">9,881<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">22,573<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">26,019<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">29,970<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">7,043<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">23,950<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">119,436<span></span>
</td>
<td class="nump">114,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">9,881<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">22,131<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">26,019<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">24,684<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">6,718<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">15,106<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">104,539<span></span>
</td>
<td class="nump">104,066<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">442<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">5,286<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">2,599<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">8,327<span></span>
</td>
<td class="nump">4,524<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">325<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">325<span></span>
</td>
<td class="nump">1,471<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">6,245<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">6,245<span></span>
</td>
<td class="nump">4,513<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">2,923<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">2,210<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">1,748<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">636<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">5,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">12,717<span></span>
</td>
<td class="nump">15,780<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">2,923<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">2,210<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">1,748<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">2,704<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">9,585<span></span>
</td>
<td class="nump">14,505<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">636<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">1,525<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">2,161<span></span>
</td>
<td class="nump">728<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">971<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">971<span></span>
</td>
<td class="nump">547<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">42,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">36,288<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">9,202<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">2,097<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">89,887<span></span>
</td>
<td class="nump">40,703<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">1,109<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">1,198<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">2,307<span></span>
</td>
<td class="nump">2,173<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">42,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">35,179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">5,484<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">2,097<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">85,060<span></span>
</td>
<td class="nump">38,530<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">2,520<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">2,520<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">15,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">9,389<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">257<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">7,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">6,550<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">25,154<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">63,450<span></span>
</td>
<td class="nump">64,841<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">15,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">9,077<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">87<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">5,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">25,154<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">54,918<span></span>
</td>
<td class="nump">53,396<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">312<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">6,550<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">8,362<span></span>
</td>
<td class="nump">11,157<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">170<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">170<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">288<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">11,809<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">109<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">2,453<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">467<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">16<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">14,954<span></span>
</td>
<td class="nump">3,601<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">11,809<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">109<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">2,453<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">16<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">14,487<span></span>
</td>
<td class="nump">3,032<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">467<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">467<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract', window );"><strong>Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear', window );">2023</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear', window );">2022</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear', window );">2021</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear', window );">2020</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear', window );">2019</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Recorded total loans</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of financing receivable originated in current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRevolving">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of financing receivable that can be withdrawn, repaid, and redrawn.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRevolving</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1404<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=byfc_WatchMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=byfc_WatchMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>89
<FILENAME>R71.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702893486368">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Credit Quality Indicators (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">$ 888,577<span></span>
</td>
<td class="nump">$ 773,444<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember', window );">Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">736,844<span></span>
</td>
<td class="nump">685,387<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=byfc_WatchMember', window );">Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">124,208<span></span>
</td>
<td class="nump">65,717<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember', window );">Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">5,841<span></span>
</td>
<td class="nump">16,590<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember', window );">Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">21,684<span></span>
</td>
<td class="nump">5,750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember', window );">Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember', window );">Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">24,702<span></span>
</td>
<td class="nump">30,038<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">21,135<span></span>
</td>
<td class="nump">29,022<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">1,749<span></span>
</td>
<td class="nump">354<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">116<span></span>
</td>
<td class="nump">260<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">1,702<span></span>
</td>
<td class="nump">402<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Single-Family [Member] | Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">563,418<span></span>
</td>
<td class="nump">503,896<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">529,860<span></span>
</td>
<td class="nump">479,182<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">18,549<span></span>
</td>
<td class="nump">9,855<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">2,243<span></span>
</td>
<td class="nump">14,859<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">12,766<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Multi-Family [Member] | Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">119,436<span></span>
</td>
<td class="nump">114,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">104,539<span></span>
</td>
<td class="nump">104,066<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">8,327<span></span>
</td>
<td class="nump">4,524<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">325<span></span>
</td>
<td class="nump">1,471<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">6,245<span></span>
</td>
<td class="nump">4,513<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Commercial Real Estate [Member] | Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">12,717<span></span>
</td>
<td class="nump">15,780<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">9,585<span></span>
</td>
<td class="nump">14,505<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">2,161<span></span>
</td>
<td class="nump">728<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">971<span></span>
</td>
<td class="nump">547<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Church [Member] | Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">89,887<span></span>
</td>
<td class="nump">40,703<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">2,307<span></span>
</td>
<td class="nump">2,173<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">85,060<span></span>
</td>
<td class="nump">38,530<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">2,520<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate [Member] | Construction [Member] | Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">63,450<span></span>
</td>
<td class="nump">64,841<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">54,918<span></span>
</td>
<td class="nump">53,396<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">8,362<span></span>
</td>
<td class="nump">11,157<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">170<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">288<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember', window );">Commercial - Others [Member] | Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">14,954<span></span>
</td>
<td class="nump">3,601<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">14,487<span></span>
</td>
<td class="nump">3,032<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">467<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember', window );">SBA Loans [Member] | Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Pass [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Watch [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer [Member] | Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract', window );"><strong>Risk Grade Category of Loans by Loan Type [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1404<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=byfc_WatchMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=byfc_WatchMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_SingleFamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_MultifamilyLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=byfc_ChurchLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_CommercialPortfolioSegmentExcludingSBALoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=byfc_SmallBusinessAdministrationLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702793342288">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable Held for Investment, Off-Balance Sheet Commitments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_OffBalanceSheetCommitmentsAbstract', window );"><strong>Off-Balance Sheet Commitments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Allowance for off-balance sheet commitments</a></td>
<td class="nump">$ 364<span></span>
</td>
<td class="nump">$ 412<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal', window );">Recovery of credit losses for off-balance sheet commitments</a></td>
<td class="num">$ (2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_OffBalanceSheetCommitmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_OffBalanceSheetCommitmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OffBalanceSheetCreditLossLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482454/460-10-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OffBalanceSheetCreditLossLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>91
<FILENAME>R73.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702893586816">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Office Properties and Equipment, net (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract', window );"><strong>Office Properties and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Office properties and equipment, gross</a></td>
<td class="nump">$ 14,728<span></span>
</td>
<td class="nump">$ 14,699<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Less accumulated depreciation</a></td>
<td class="num">(4,888)<span></span>
</td>
<td class="num">(4,408)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Office properties and equipment, net</a></td>
<td class="nump">9,840<span></span>
</td>
<td class="nump">10,291<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Depreciation', window );">Depreciation expense</a></td>
<td class="nump">385<span></span>
</td>
<td class="nump">376<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember', window );">Land [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract', window );"><strong>Office Properties and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Office properties and equipment, gross</a></td>
<td class="nump">5,322<span></span>
</td>
<td class="nump">5,322<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember', window );">Office Buildings and Improvements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract', window );"><strong>Office Properties and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Office properties and equipment, gross</a></td>
<td class="nump">6,433<span></span>
</td>
<td class="nump">6,303<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=byfc_RightOfUseAssetsMember', window );">Right of Use Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract', window );"><strong>Office Properties and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Office properties and equipment, gross</a></td>
<td class="nump">655<span></span>
</td>
<td class="nump">889<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember', window );">Furniture, Fixtures and Equipment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract', window );"><strong>Office Properties and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Office properties and equipment, gross</a></td>
<td class="nump">$ 2,318<span></span>
</td>
<td class="nump">$ 2,185<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Depreciation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 360<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480842/942-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=byfc_RightOfUseAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=byfc_RightOfUseAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702905611600">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Leases, Operating Leases (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>Option</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseDescriptionAbstract', window );"><strong>Operating Lease [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseRightOfUseAsset', window );">ROU asset</a></td>
<td class="nump">$ 655<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList', window );">Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]</a></td>
<td class="text">Property, Plant and Equipment, Net<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Operating lease liability</a></td>
<td class="nump">$ 655<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList', window );">Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]</a></td>
<td class="text">Accrued expenses and other liabilities<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions', window );">Number of options to extend | Option</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseRenewalTerm', window );">Operating lease, extension term</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseExpense', window );">Rent expense</a></td>
<td class="nump">$ 305<span></span>
</td>
<td class="nump">$ 214<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of times the Company may opt to extend an operating lease, as defined in the lease agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseDescriptionAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseDescriptionAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseRenewalTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Term of lessee's operating lease renewal, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseRenewalTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating lease expense. Excludes sublease income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 4<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479041/842-20-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Present value of lessee's discounted obligation for lease payments from operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479041/842-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates line item in statement of financial position that includes operating lease liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479041/842-20-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseRightOfUseAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's right to use underlying asset under operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479041/842-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseRightOfUseAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates line item in statement of financial position that includes operating lease right-of-use asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479041/842-20-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>R75.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702792697104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Leases, Additional Information for Operating Leases (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LeasesAbstract', window );"><strong>Leases [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeasePayments', window );">Cash paid for amounts included in the measurement of lease liabilities for operating leases</a></td>
<td class="nump">$ 242<span></span>
</td>
<td class="nump">$ 229<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability', window );">ROU assets obtained in exchange for lease liabilities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1', window );">Weighted average remaining lease term in months</a></td>
<td class="text">33 months<span></span>
</td>
<td class="text">45 months<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent', window );">Weighted average discount rate</a></td>
<td class="nump">1.10%<span></span>
</td>
<td class="nump">1.10%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeasesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeasesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasePayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow from operating lease, excluding payments to bring another asset to condition and location necessary for its intended use.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479041/842-20-45-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasePayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average discount rate for operating lease calculated at point in time.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 53<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479589/842-20-55-53<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 53<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479589/842-20-55-53<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in right-of-use asset obtained in exchange for operating lease liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 53<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479589/842-20-55-53<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (g)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R76.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805427920">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Leases, Future Minimum Payments for Operating Leases (Details)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract', window );"><strong>Future Minimum Payments for Operating Leases [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths', window );">Year ended December 31, 2024</a></td>
<td class="nump">$ 242<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo', window );">Year ended December 31, 2025</a></td>
<td class="nump">242<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree', window );">Year ended December 31, 2026</a></td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue', window );">Total future minimum lease payments</a></td>
<td class="nump">665<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount', window );">Amounts representing interest</a></td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLeaseLiability', window );">Present value of net future minimum lease payments</a></td>
<td class="nump">$ 655<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147478964/842-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeaseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Present value of lessee's discounted obligation for lease payments from operating lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479041/842-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeaseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>95
<FILENAME>R77.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702792404080">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Core Deposit Intangible, Goodwill and Core Deposit Intangibles (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillRollForward', window );"><strong>Changes in Carrying Amount of Goodwill [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Balance at the beginning of the period</a></td>
<td class="nump">$ 25,858<span></span>
</td>
<td class="nump">$ 25,996<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">Additions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_GoodwillChangeInDeferredTaxEstimate', window );">Change in deferred tax estimate</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(138)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_GoodwillAmortization', window );">Amortization</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Balance at the end of the period</a></td>
<td class="nump">25,858<span></span>
</td>
<td class="nump">25,858<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsRollForward', window );"><strong>Changes in Carrying Amount of Core Deposit Intangibles [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Balance at the beginning of the period</a></td>
<td class="nump">2,501<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization</a></td>
<td class="num">(390)<span></span>
</td>
<td class="num">(435)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Balance at the end of the period</a></td>
<td class="nump">2,111<span></span>
</td>
<td class="nump">2,501<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember', window );">Core Deposit Intangible [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsRollForward', window );"><strong>Changes in Carrying Amount of Core Deposit Intangibles [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Balance at the beginning of the period</a></td>
<td class="nump">2,501<span></span>
</td>
<td class="nump">2,936<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinitelivedIntangibleAssetsAcquired1', window );">Additions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate', window );">Change in deferred tax estimate</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization</a></td>
<td class="num">(390)<span></span>
</td>
<td class="num">(435)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Balance at the end of the period</a></td>
<td class="nump">$ 2,111<span></span>
</td>
<td class="nump">$ 2,501<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in carrying value of assets due to change in deferred tax estimate, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_GoodwillAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of goodwill in a systematic and rational manner to the periods expected to benefit from such assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_GoodwillAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_GoodwillChangeInDeferredTaxEstimate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of (increase) decrease to an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from the change in deferred tax estimate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_GoodwillChangeInDeferredTaxEstimate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482686/350-30-45-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 926<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483154/926-20-50-5<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinitelivedIntangibleAssetsAcquired1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in assets, excluding financial assets, lacking physical substance with a definite life, from an acquisition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinitelivedIntangibleAssetsAcquired1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482548/350-20-55-24<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482598/350-20-45-1<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482573/350-20-50-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482573/350-20-50-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAcquiredDuringPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482548/350-20-55-24<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482573/350-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAcquiredDuringPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482548/350-20-55-24<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482573/350-20-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482573/350-20-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482598/350-20-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillImpairmentLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>96
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702798270912">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Goodwill and Core Deposit Intangible, Components of Carrying Amount of Core Deposit Intangible (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNetAbstract', window );"><strong>Finite-Lived Intangible Assets, Net [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net core deposit intangible</a></td>
<td class="nump">$ 2,111<span></span>
</td>
<td class="nump">$ 2,501<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember', window );">Core Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNetAbstract', window );"><strong>Finite-Lived Intangible Assets, Net [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Core deposit intangible acquired</a></td>
<td class="nump">3,329<span></span>
</td>
<td class="nump">3,329<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Less: accumulated amortization</a></td>
<td class="num">(1,218)<span></span>
</td>
<td class="num">(828)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net core deposit intangible</a></td>
<td class="nump">$ 2,111<span></span>
</td>
<td class="nump">$ 2,501<span></span>
</td>
<td class="nump">$ 2,936<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 928<br> -SubTopic 340<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483147/928-340-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 926<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483154/926-20-50-5<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>97
<FILENAME>R79.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702924089712">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Goodwill and Core Deposit Intangible, Estimated Amortization Expense (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract', window );"><strong>Estimated amortization expense [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net core deposit intangible</a></td>
<td class="nump">$ 2,111<span></span>
</td>
<td class="nump">$ 2,501<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember', window );">Core Deposit Intangible [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract', window );"><strong>Estimated amortization expense [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths', window );">2024</a></td>
<td class="nump">336<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo', window );">2025</a></td>
<td class="nump">315<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree', window );">2026</a></td>
<td class="nump">304<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour', window );">2027</a></td>
<td class="nump">291<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive', window );">2028</a></td>
<td class="nump">279<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive', window );">Thereafter</a></td>
<td class="nump">586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net core deposit intangible</a></td>
<td class="nump">$ 2,111<span></span>
</td>
<td class="nump">$ 2,501<span></span>
</td>
<td class="nump">$ 2,936<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for asset, excluding financial asset and goodwill, lacking physical substance with finite life expected to be recognized after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 926<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483154/926-20-50-5<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>98
<FILENAME>R80.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804792688">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair Value, Assets Measured on Recurring Basis (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">$ 316,950<span></span>
</td>
<td class="nump">$ 328,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal Agency Mortgage-backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">66,778<span></span>
</td>
<td class="nump">74,169<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember', window );">Federal Agency CMOs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">23,339<span></span>
</td>
<td class="nump">26,100<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Federal Agency Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">47,836<span></span>
</td>
<td class="nump">51,425<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MunicipalBondsMember', window );">Municipal Bonds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">4,373<span></span>
</td>
<td class="nump">4,197<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember', window );">U.S. Treasuries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">163,880<span></span>
</td>
<td class="nump">160,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=byfc_SmallBusinessAdministrationSecuritiesMember', window );">SBA Pools [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">10,744<span></span>
</td>
<td class="nump">12,269<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Federal Agency Mortgage-backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">66,778<span></span>
</td>
<td class="nump">74,169<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Federal Agency CMOs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">23,339<span></span>
</td>
<td class="nump">26,100<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Federal Agency Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">47,836<span></span>
</td>
<td class="nump">51,425<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Municipal Bonds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">4,373<span></span>
</td>
<td class="nump">4,197<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | U.S. Treasuries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">163,880<span></span>
</td>
<td class="nump">160,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | SBA Pools [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">10,744<span></span>
</td>
<td class="nump">12,269<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Federal Agency Mortgage-backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Federal Agency CMOs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Federal Agency Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Municipal Bonds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Treasuries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">163,880<span></span>
</td>
<td class="nump">160,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | SBA Pools [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Federal Agency Mortgage-backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">66,778<span></span>
</td>
<td class="nump">74,169<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Federal Agency CMOs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">23,339<span></span>
</td>
<td class="nump">26,100<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Federal Agency Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">47,836<span></span>
</td>
<td class="nump">51,425<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Municipal Bonds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">4,373<span></span>
</td>
<td class="nump">4,197<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Treasuries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | SBA Pools [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">10,744<span></span>
</td>
<td class="nump">12,269<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Federal Agency Mortgage-backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Federal Agency CMOs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Federal Agency Debt [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Municipal Bonds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | U.S. Treasuries [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | SBA Pools [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AssetsMeasuredOnRecurringBasisAbstract', window );"><strong>Assets Measured on Recurring Basis [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_AssetsMeasuredOnRecurringBasisAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_AssetsMeasuredOnRecurringBasisAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481830/320-10-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MunicipalBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MunicipalBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=byfc_SmallBusinessAdministrationSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=byfc_SmallBusinessAdministrationSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702795828976">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair Value, Fair Values of Financial Instruments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract', window );"><strong>Financial Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">$ 316,950<span></span>
</td>
<td class="nump">$ 328,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract', window );"><strong>Financial Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
<td class="nump">105,195<span></span>
</td>
<td class="nump">16,105<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">316,950<span></span>
</td>
<td class="nump">328,749<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans receivable held for investment</a></td>
<td class="nump">880,457<span></span>
</td>
<td class="nump">768,046<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestReceivableFairValueDisclosure', window );">Accrued interest receivable</a></td>
<td class="nump">4,938<span></span>
</td>
<td class="nump">3,973<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankOwnedLifeInsuranceFairValueDisclosure', window );">Bank owned life insurance</a></td>
<td class="nump">3,275<span></span>
</td>
<td class="nump">3,233<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract', window );"><strong>Financial Liabilities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits</a></td>
<td class="nump">682,635<span></span>
</td>
<td class="nump">686,916<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">FHLB advances</a></td>
<td class="nump">209,319<span></span>
</td>
<td class="nump">128,344<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral', window );">Securities sold under agreements to repurchase</a></td>
<td class="nump">73,475<span></span>
</td>
<td class="nump">63,471<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsPurchasedFairValueDisclosure', window );">Bank Term Funding Program borrowing</a></td>
<td class="nump">100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayableFairValueDisclosure', window );">Note Payable</a></td>
<td class="nump">14,000<span></span>
</td>
<td class="nump">14,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestPayableFairValueDisclosure', window );">Accrued interest payable</a></td>
<td class="nump">1,420<span></span>
</td>
<td class="nump">453<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Fair Value [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract', window );"><strong>Financial Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
<td class="nump">105,195<span></span>
</td>
<td class="nump">16,105<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">316,950<span></span>
</td>
<td class="nump">328,749<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans receivable held for investment</a></td>
<td class="nump">746,539<span></span>
</td>
<td class="nump">641,088<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestReceivableFairValueDisclosure', window );">Accrued interest receivable</a></td>
<td class="nump">4,938<span></span>
</td>
<td class="nump">3,973<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankOwnedLifeInsuranceFairValueDisclosure', window );">Bank owned life insurance</a></td>
<td class="nump">3,275<span></span>
</td>
<td class="nump">3,233<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract', window );"><strong>Financial Liabilities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits</a></td>
<td class="nump">536,171<span></span>
</td>
<td class="nump">673,615<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">FHLB advances</a></td>
<td class="nump">208,107<span></span>
</td>
<td class="nump">126,328<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral', window );">Securities sold under agreements to repurchase</a></td>
<td class="nump">72,597<span></span>
</td>
<td class="nump">60,017<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsPurchasedFairValueDisclosure', window );">Bank Term Funding Program borrowing</a></td>
<td class="nump">100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayableFairValueDisclosure', window );">Note Payable</a></td>
<td class="nump">14,000<span></span>
</td>
<td class="nump">14,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestPayableFairValueDisclosure', window );">Accrued interest payable</a></td>
<td class="nump">1,420<span></span>
</td>
<td class="nump">453<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Fair Value [Member] | Level 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract', window );"><strong>Financial Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
<td class="nump">105,195<span></span>
</td>
<td class="nump">16,105<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">163,880<span></span>
</td>
<td class="nump">160,589<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans receivable held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestReceivableFairValueDisclosure', window );">Accrued interest receivable</a></td>
<td class="nump">306<span></span>
</td>
<td class="nump">442<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankOwnedLifeInsuranceFairValueDisclosure', window );">Bank owned life insurance</a></td>
<td class="nump">3,275<span></span>
</td>
<td class="nump">3,233<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract', window );"><strong>Financial Liabilities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">FHLB advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral', window );">Securities sold under agreements to repurchase</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsPurchasedFairValueDisclosure', window );">Bank Term Funding Program borrowing</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayableFairValueDisclosure', window );">Note Payable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestPayableFairValueDisclosure', window );">Accrued interest payable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Fair Value [Member] | Level 2 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract', window );"><strong>Financial Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">153,070<span></span>
</td>
<td class="nump">168,160<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans receivable held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestReceivableFairValueDisclosure', window );">Accrued interest receivable</a></td>
<td class="nump">1,301<span></span>
</td>
<td class="nump">793<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankOwnedLifeInsuranceFairValueDisclosure', window );">Bank owned life insurance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract', window );"><strong>Financial Liabilities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits</a></td>
<td class="nump">536,171<span></span>
</td>
<td class="nump">673,615<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">FHLB advances</a></td>
<td class="nump">208,107<span></span>
</td>
<td class="nump">126,328<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral', window );">Securities sold under agreements to repurchase</a></td>
<td class="nump">72,597<span></span>
</td>
<td class="nump">60,017<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsPurchasedFairValueDisclosure', window );">Bank Term Funding Program borrowing</a></td>
<td class="nump">100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayableFairValueDisclosure', window );">Note Payable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestPayableFairValueDisclosure', window );">Accrued interest payable</a></td>
<td class="nump">1,420<span></span>
</td>
<td class="nump">453<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Fair Value [Member] | Level 3 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract', window );"><strong>Financial Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available-for-sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans receivable held for investment</a></td>
<td class="nump">746,539<span></span>
</td>
<td class="nump">641,088<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestReceivableFairValueDisclosure', window );">Accrued interest receivable</a></td>
<td class="nump">3,331<span></span>
</td>
<td class="nump">2,738<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankOwnedLifeInsuranceFairValueDisclosure', window );">Bank owned life insurance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract', window );"><strong>Financial Liabilities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">FHLB advances</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral', window );">Securities sold under agreements to repurchase</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsPurchasedFairValueDisclosure', window );">Bank Term Funding Program borrowing</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayableFairValueDisclosure', window );">Note Payable</a></td>
<td class="nump">14,000<span></span>
</td>
<td class="nump">14,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_AccruedInterestPayableFairValueDisclosure', window );">Accrued interest payable</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_AccruedInterestPayableFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of accrued interest payable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_AccruedInterestPayableFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_AccruedInterestReceivableFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of interest earned but not received.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_AccruedInterestReceivableFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_BankOwnedLifeInsuranceFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_BankOwnedLifeInsuranceFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481830/320-10-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsPurchasedFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of short term borrowing where a bank borrows, at the federal funds rate, from another bank.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalFundsPurchasedFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of borrowing from Federal Home Loan Bank (FHLBank).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//310-10/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesPayableFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of notes payable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19,20,22)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesPayableFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of securities pledged as collateral against securities sold under agreement to repurchase.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483444/210-20-55-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702893464592">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Deposits, Summary of Deposits (Details) - USD ($)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsByTypeAbstract', window );"><strong>Summary of Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositChecking', window );">Interest checking and other demand deposits</a></td>
<td class="nump">$ 219,138,000<span></span>
</td>
<td class="nump">$ 244,562,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestBearingDomesticDepositDemand', window );">Non-interest-bearing demand deposits</a></td>
<td class="nump">107,891,000<span></span>
</td>
<td class="nump">89,779,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsMoneyMarketDeposits', window );">Money market deposits</a></td>
<td class="nump">127,590,000<span></span>
</td>
<td class="nump">155,200,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Savings deposits</a></td>
<td class="nump">59,981,000<span></span>
</td>
<td class="nump">62,322,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Certificates of deposit</a></td>
<td class="nump">168,035,000<span></span>
</td>
<td class="nump">135,053,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total</a></td>
<td class="nump">682,635,000<span></span>
</td>
<td class="nump">686,916,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositBrokered', window );">Brokered deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">4,300,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashUninsuredAmount', window );">Deposits not insured by FDIC insurance</a></td>
<td class="nump">$ 286,400,000<span></span>
</td>
<td class="nump">$ 212,900,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PercentageOfUninsuredDeposits', window );">Percentage of uninsured deposits</a></td>
<td class="nump">37.00%<span></span>
</td>
<td class="nump">31.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CounterpartyNameAxis=byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember', window );">Reciprocal Deposits from CDARS [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsByTypeAbstract', window );"><strong>Summary of Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit', window );">Aggregate amount of certificates of deposits in excess of insured limits</a></td>
<td class="nump">$ 114,800,000<span></span>
</td>
<td class="nump">$ 74,600,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CounterpartyNameAxis=byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember', window );">Nonreciprocal Deposits from CDARS [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsByTypeAbstract', window );"><strong>Summary of Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit', window );">Aggregate amount of certificates of deposits in excess of insured limits</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PercentageOfUninsuredDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of total deposits which are not insured by FDIC insurance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PercentageOfUninsuredDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashUninsuredAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash as of the balance sheet date that is not insured by the Federal Deposit Insurance Corporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashUninsuredAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsByTypeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsByTypeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsMoneyMarketDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsMoneyMarketDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsSavingsDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsSavingsDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositBrokered">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest-bearing domestic third-party deposits placed by or through the assistance of a deposit broker, also known as brokered deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDomesticDepositBrokered</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositChecking">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest-bearing domestic checking deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDomesticDepositChecking</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDomesticDepositDemand">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of money in noninterest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestBearingDomesticDepositDemand</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481047/942-405-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit, in denominations that meet or exceed the Federal Deposit Insurance Corporation (FDIC) insurance limit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481047/942-405-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CounterpartyNameAxis=byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CounterpartyNameAxis=byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CounterpartyNameAxis=byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CounterpartyNameAxis=byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>101
<FILENAME>R83.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702806557904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits, Certificate of Deposit Maturities (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>Customer</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositsByMaturityAbstract', window );"><strong>Maturities of Certificates of Deposit [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">2024</a></td>
<td class="nump">$ 141,705<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">2025</a></td>
<td class="nump">20,002<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">2026</a></td>
<td class="nump">6,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">2027</a></td>
<td class="nump">178<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">2028</a></td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesAfterYearFive', window );">Thereafter</a></td>
<td class="nump">140<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Total</a></td>
<td class="nump">168,035<span></span>
</td>
<td class="nump">$ 135,053<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_TimeDeposits250000OrMore', window );">Certificate of deposits in denominations of $250,000 or more</a></td>
<td class="nump">23,500<span></span>
</td>
<td class="nump">30,200<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyDepositLiabilities', window );">Deposits from principal officers, directors, and their affiliates</a></td>
<td class="nump">$ 21,300<span></span>
</td>
<td class="nump">$ 24,300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConcentrationRiskByBenchmarkAxis=byfc_DepositsTotalMember', window );">Deposits [Member] | Customer Concentration Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositsByMaturityAbstract', window );"><strong>Maturities of Certificates of Deposit [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_NumberOfSignificantCustomers', window );">Number of long-time customers | Customer</a></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConcentrationRiskByBenchmarkAxis=byfc_DepositsTotalMember', window );">Deposits [Member] | Customer Concentration Risk [Member] | Five Customers [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositsByMaturityAbstract', window );"><strong>Maturities of Certificates of Deposit [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConcentrationRiskPercentage1', window );">Percentage of deposits</a></td>
<td class="nump">28.00%<span></span>
</td>
<td class="nump">27.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_NumberOfSignificantCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Refers to the number of significant customers contributing for deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_NumberOfSignificantCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_TimeDeposits250000OrMore">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of domestic and foreign time deposit liabilities in denominations of $250,000 or more</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_TimeDeposits250000OrMore</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskPercentage1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the "benchmark" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-42<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-21<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-20<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 18<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-18<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482861/275-10-50-20<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConcentrationRiskPercentage1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deposits held by the entity for a related party (entity, shareholder, employee).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(k)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing after fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in fourth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in next fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in third fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in second fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481047/942-405-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositsByMaturityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositsByMaturityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskByBenchmarkAxis=byfc_DepositsTotalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConcentrationRiskByBenchmarkAxis=byfc_DepositsTotalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskByTypeAxis=us-gaap_CustomerConcentrationRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConcentrationRiskByTypeAxis=us-gaap_CustomerConcentrationRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_MajorCustomersAxis=byfc_FiveCustomersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_MajorCustomersAxis=byfc_FiveCustomersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>102
<FILENAME>R84.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702806004416">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Borrowings (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 11, 2024</div></th>
<th class="th"><div>Dec. 27, 2023</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanksAbstract', window );"><strong>FHLB Advances [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding', window );">Average balance outstanding during the year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 177,261<span></span>
</td>
<td class="nump">$ 61,593<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd', window );">Maximum amount outstanding at any month-end during the year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">210,242<span></span>
</td>
<td class="nump">128,823<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Balance outstanding at end of year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 209,319<span></span>
</td>
<td class="nump">$ 128,344<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate', window );">Weighted average interest rate at end of year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.91%<span></span>
</td>
<td class="nump">3.74%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear', window );">Average cost of advances during the year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.70%<span></span>
</td>
<td class="nump">1.74%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate', window );">Weighted average maturity (in months)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">2 months<span></span>
</td>
<td class="text">7 months<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">FHLB advances, collateral real estate loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 888,577<span></span>
</td>
<td class="nump">$ 773,444<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds', window );">FHLB advances, remaining amount available to borrow</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">117,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract', window );"><strong>FHLB Maturity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate', window );">2024</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">176,638<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate', window );">2025</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">32,681<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Total</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">209,319<span></span>
</td>
<td class="nump">128,344<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsPurchased', window );">Bank term funding program outstanding amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAxis=byfc_OtherFinancialInstitutionsMember', window );">Other Financial Institutions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract', window );"><strong>FHLB Maturity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LineOfCredit', window );">Lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PledgingPurposeAxis=us-gaap_FederalReserveBankAdvancesMember', window );">Federal Reserve for Borrowings under Bank Term Funding Program [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract', window );"><strong>FHLB Maturity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFederalFundsPurchased', window );">Bank term funding program borrowing amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsPurchased', window );">Bank term funding program outstanding amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Percentage of fixed interest rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.84%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt instrument, maturity date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Dec. 29,  2024<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 98,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancialInstrumentsOwnedAtAmortizedCost', window );">Securities pledged as collateral, at book value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">107,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff', window );">Prepayment penalties for early payoff</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PledgingPurposeAxis=us-gaap_FederalReserveBankAdvancesMember', window );">Federal Reserve for Borrowings under Bank Term Funding Program [Member] | Subsequent Event [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract', window );"><strong>FHLB Maturity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFederalFundsPurchased', window );">Bank term funding program borrowing amount</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralWithoutRightMember', window );">Asset Pledged as Collateral without Right [Member] | Federal Reserve for Borrowings under Bank Term Funding Program [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract', window );"><strong>FHLB Maturity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">107,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_FinancialInstrumentsOwnedAtAmortizedCost', window );">Securities pledged as collateral, at book value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">98,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Real Estate [Member] | Asset Pledged as Collateral without Right [Member] | FHLB Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanksAbstract', window );"><strong>FHLB Advances [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">FHLB advances, collateral real estate loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 435,400<span></span>
</td>
<td class="nump">$ 328,100<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The prepayment penalties for early payoff of the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_FinancialInstrumentsOwnedAtAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amortized cost as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_FinancialInstrumentsOwnedAtAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480876/942-470-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancesFromFederalHomeLoanBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancesFromFederalHomeLoanBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(2))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsPurchased">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of short term borrowing where a bank borrows, at the federal funds rate, from another bank.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalFundsPurchased</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The calculated average balance outstanding for the year for all Federal Home Loan Bank advances as of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The calculated weighted average interest rate for Federal Home Loan Bank advances for the period ended as of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum balance outstanding at any month end during the period as of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of advances or credit lines available from the Federal Home Loan Bank (FHLB).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480876/942-470-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22 (b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of advance from Federal Home Loan Bank (FHLBank) maturing in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480876/942-470-45-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of advance from Federal Home Loan Bank (FHLBank) maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480876/942-470-45-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maturity period on fixed rate advances made and reported by Federal Home Loan Bank (FHLBank), in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate on advances made and reported by Federal Home Loan Bank (FHLBank).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentsOwnedAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate fair value as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 320<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481961/940-320-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentsOwnedAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFederalFundsPurchased">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from the fund borrowed from other financial institution arising from the insufficient reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-9<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInFederalFundsPurchased</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-80<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (1)<br> -Publisher SEC<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph (a)<br> -Subparagraph (2)<br> -Publisher SEC<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1404<br> -Paragraph (a)<br> -Publisher SEC<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-14<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -SubTopic 10<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAxis=byfc_OtherFinancialInstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCreditFacilityAxis=byfc_OtherFinancialInstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgingPurposeAxis=us-gaap_FederalReserveBankAdvancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgingPurposeAxis=us-gaap_FederalReserveBankAdvancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralWithoutRightMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralWithoutRightMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgingPurposeAxis=us-gaap_FederalHomeLoanBankAdvancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgingPurposeAxis=us-gaap_FederalHomeLoanBankAdvancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>103
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805184848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities Sold Under Agreements to Repurchase (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract', window );"><strong>Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td>
<td class="nump">$ 73,475<span></span>
</td>
<td class="nump">$ 63,471<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_WeightedAverageRateOnRepurchaseAgreements', window );">Weighted average rate on repurchase agreements</a></td>
<td class="nump">2.60%<span></span>
</td>
<td class="nump">0.38%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PledgingPurposeAxis=us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember', window );">Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract', window );"><strong>Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">$ 89,000<span></span>
</td>
<td class="nump">$ 64,400<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralMember', window );">Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract', window );"><strong>Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">89,000<span></span>
</td>
<td class="nump">64,400<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember', window );">U.S. Treasuries [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract', window );"><strong>Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">47,800<span></span>
</td>
<td class="nump">19,200<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember', window );">U.S. Treasuries [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract', window );"><strong>Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">47,800<span></span>
</td>
<td class="nump">19,200<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Federal Agency Debt [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract', window );"><strong>Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">30,200<span></span>
</td>
<td class="nump">33,300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Federal Agency Debt [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract', window );"><strong>Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">30,200<span></span>
</td>
<td class="nump">33,300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal Agency Mortgage-backed Securities [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract', window );"><strong>Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">11,000<span></span>
</td>
<td class="nump">11,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">Federal Agency Mortgage-backed Securities [Member] | Asset Pledged as Collateral [Member] | Securities Sold under Agreements to Repurchase [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract', window );"><strong>Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Securities pledged as collateral</a></td>
<td class="nump">$ 11,000<span></span>
</td>
<td class="nump">$ 11,900<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_WeightedAverageRateOnRepurchaseAgreements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of weighted average rate of repurchase agreements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_WeightedAverageRateOnRepurchaseAgreements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentsOwnedAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate fair value as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 320<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481961/940-320-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentsOwnedAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after the effects of master netting arrangements, of funds outstanding borrowed in the form of a security repurchase agreement between the entity and another party for the sale and repurchase of identical or substantially the same securities at a date certain for a specified price. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.12-12A(Column A)(Footnote 2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-12(Column A)(Footnote 2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column A)(Footnote 2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-6<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-12B(Column A)(Footnote 4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480032/946-320-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483466/210-20-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(m)(1)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(m)(1)(ii)(A)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483444/210-20-55-10<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgingPurposeAxis=us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgingPurposeAxis=us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedStatusAxis=us-gaap_AssetPledgedAsCollateralMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasurySecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>104
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702799593616">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Notes Payable (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jan. 31, 2024 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>Note</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentsAbstract', window );"><strong>Notes Payable [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 14,000<span></span>
</td>
<td class="nump">$ 14,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_NumberOfNotesPayables', window );">Number of notes payables | Note</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=byfc_NotesPayableAMember', window );">Note A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentsAbstract', window );"><strong>Notes Payable [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 9,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt instrument, maturity date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Dec.  01,  2040<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=byfc_NotesPayableAMember', window );">Note A [Member] | Subsequent Event [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentsAbstract', window );"><strong>Notes Payable [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfDebt', window );">Notes paid off</a></td>
<td class="nump">$ 9,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=byfc_NotesPayableBMember', window );">Note B [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentsAbstract', window );"><strong>Notes Payable [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NotesPayable', window );">Notes payable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.24%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Debt instrument, maturity date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Dec.  01,  2040<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=byfc_NotesPayableBMember', window );">Note B [Member] | Subsequent Event [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentsAbstract', window );"><strong>Notes Payable [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfDebt', window );">Notes paid off</a></td>
<td class="nump">$ 4,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_NumberOfNotesPayables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of notes payable notes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_NumberOfNotesPayables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481139/470-20-50-1B<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(2))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, aggregate carrying amount of all types of notes payable, as of the balance sheet date, with initial maturities beyond one year or beyond the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow for short-term and long-term debt. Excludes payment of lease obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=byfc_NotesPayableAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=byfc_NotesPayableAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=byfc_NotesPayableBMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=byfc_NotesPayableBMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>105
<FILENAME>R87.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702801609664">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefit Plans (Details)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Nov. 01, 2023</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EmployeeStockOwnershipPlanAbstract', window );"><strong>ESOP Plan [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP', window );">Number of common stock purchased by ESOP (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">369,958<span></span>
</td>
<td class="nump">58,369<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased', window );">Purchase price of common stock (in dollars per share) | $ / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 9.19<span></span>
</td>
<td class="nump">$ 8.57<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CostOfSharesPurchasedByESOP', window );">Total cost of shares purchased by ESOP | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 3,400<span></span>
</td>
<td class="nump">$ 500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans', window );">Line of credit to ESOP | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EmployeeStockOwnershipPlanLoanTerm', window );">Term of ESOP loan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">20 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense', window );">Compensation expense related to ESOP | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 307<span></span>
</td>
<td class="nump">$ 66<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract', window );"><strong>Shares Held by ESOP [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares', window );">Allocated to participants (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">134,444<span></span>
</td>
<td class="nump">132,188<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares', window );">Committed to be released (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">28,669<span></span>
</td>
<td class="nump">1,237<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares', window );">Suspense shares (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">458,829<span></span>
</td>
<td class="nump">118,561<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP', window );">Total ESOP shares (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">621,942<span></span>
</td>
<td class="nump">251,986<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue', window );">Fair value of unearned shares | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,217<span></span>
</td>
<td class="nump">$ 1,016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation', window );">Shares released for allocation (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">28,669<span></span>
</td>
<td class="nump">5,032<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_UnearnedESOPSharesCost', window );">Unearned ESOP shares | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,492<span></span>
</td>
<td class="nump">$ 1,265<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate', window );">Total number of common stock purchased by ESOP to date (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">428,327<span></span>
</td>
<td class="nump">58,369<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP', window );">Total cost of shares purchased by ESOP to date | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 3,900<span></span>
</td>
<td class="nump">$ 500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1', window );">Reverse stock split ratio</a></td>
<td class="nump">0.125<span></span>
</td>
<td class="nump">0.125<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RetirementPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember', window );">Pension Plan [Member] | City First Bank 401(k) Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DefinedContributionPensionPlanDisclosureAbstract', window );"><strong>401(k) Plan [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent', window );">Employee contributions as a percentage of their compensation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch', window );">Employer matching contribution, percent of match</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent', window );">Employer matching contribution, percent of compensation contributed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch', window );">Additional employer matching contribution, percent of compensation contributed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanCostRecognized', window );">401(k) benefit plan expense | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 447<span></span>
</td>
<td class="nump">$ 309<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_CostOfSharesPurchasedByESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cost of shares purchased by the Employee Stock Option Plan ("ESOP") during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_CostOfSharesPurchasedByESOP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DefinedContributionPensionPlanDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DefinedContributionPensionPlanDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage employer matches of the employee's percentage contribution matched related to non-elective safe harbor contribution.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_EmployeeStockOwnershipPlanAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_EmployeeStockOwnershipPlanAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cost of shares purchased by the Employee Stock Option Plan ("ESOP") during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) to date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares released for allocation to participants under employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_EmployeeStockOwnershipPlanLoanTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the term of the ESOP loan, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Includes, but not limited to, weeks in a year or quarter.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_EmployeeStockOwnershipPlanLoanTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_UnearnedESOPSharesCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cost of unearned shares that qualify as permanent equity that are held by an employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_UnearnedESOPSharesCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanCostRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cost for defined contribution plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 715<br> -SubTopic 70<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480794/715-70-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanCostRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of employees' gross pay for which the employer contributes a matching contribution to a defined contribution plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage employer matches of the employee's percentage contribution matched.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum percentage of employee gross pay the employee may contribute to a defined contribution plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of plan compensation cost recognized during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of unearned shares held by the employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The shares or units in an ESOP trust that have been assigned to individual participant accounts based on a known formula. IRS rules require allocations to be nondiscriminatory generally based on compensation, length of service, or a combination of both. For any particular participant such shares or units may be vested, unvested, or partially vested.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The shares that, although not legally released, will be released by a future scheduled and committed debt service payment and will be allocated to employees for service rendered in the current accounting period. The ESOP documents typically define the period of service to which the shares relate. ESOP shares are released to compensate employees directly, to settle employer liabilities for other employee benefits, and to replace dividends on allocated shares that are used for debt service.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shares contributed to the ESOP that have not yet been released, committed to be released, or allocated to participant accounts. Suspense shares generally collateralize ESOP debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sum of the allocated, committed-to-be-released and suspense shares of the entity held by the plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average purchase price of capital shares purchased through an employee stock ownership plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to finance the entity's defined contribution plan to acquire shares of the entity. The plan initially holds the shares in a suspense account, which is collateral for the loan. As the plan makes payment on the debt, the shares are released from the suspense account and become available to be allocated to participant accounts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio applied to the conversion of stock split, for example but not limited to, one share converted to two or two shares converted to one.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB TOPIC 4.C)<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNoteStockSplitConversionRatio1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetirementPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetirementPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetirementPlanNameAxis=byfc_CityFirstBank401KPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetirementPlanNameAxis=byfc_CityFirstBank401KPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>106
<FILENAME>R88.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702798102352">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Taxes, Income Tax Expense (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Current [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CurrentFederalTaxExpenseBenefit', window );">Federal</a></td>
<td class="nump">$ 300<span></span>
</td>
<td class="nump">$ 700<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit', window );">State</a></td>
<td class="nump">398<span></span>
</td>
<td class="nump">218<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Deferred [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit', window );">Federal</a></td>
<td class="nump">1,046<span></span>
</td>
<td class="nump">944<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit', window );">State</a></td>
<td class="nump">241<span></span>
</td>
<td class="nump">551<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total</a></td>
<td class="nump">$ 1,985<span></span>
</td>
<td class="nump">$ 2,413<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentFederalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current national tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-9<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentFederalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-9<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentStateAndLocalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred national tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-9<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredFederalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-9<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-10<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482659/740-20-45-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>107
<FILENAME>R89.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702802029408">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Taxes, Effective Income Tax Rate Reconciliation (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract', window );"><strong>Reconciliation of Provision of Income Taxes [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Federal statutory rate</a></td>
<td class="nump">21.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate', window );">Federal statutory rate times pre-tax net income</a></td>
<td class="nump">$ 1,370<span></span>
</td>
<td class="nump">$ 1,705<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EffectOfAbstract', window );"><strong>Effect of [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes', window );">State taxes, net of federal benefit</a></td>
<td class="nump">512<span></span>
</td>
<td class="nump">623<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount', window );">Earnings from bank owned life insurance</a></td>
<td class="num">(9)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment', window );">Low-income housing credits</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance', window );">Change in valuation allowance</a></td>
<td class="nump">80<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount', window );">Tax effect of stock-based compensation</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationOtherAdjustments', window );">Other, net</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">75<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total</a></td>
<td class="nump">$ 1,985<span></span>
</td>
<td class="nump">$ 2,413<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_EffectOfAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_EffectOfAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to earnings (loss) from bank owned life insurance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-12<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.Fact.4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying domestic federal statutory income tax rate to pretax income (loss) from continuing operation, attributable to expense for award under share-based payment arrangement. Excludes expense determined to be nondeductible upon grant or after for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-12<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 2<br> -SubTopic 740<br> -Topic 718<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480887/718-740-35-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-10<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482659/740-20-45-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in the valuation allowance for deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationOtherAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationOtherAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to investment tax credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationTaxCreditsInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>108
<FILENAME>R90.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702809091104">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Income Taxes, Deferred Tax Assets and Liabilities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGrossAbstract', window );"><strong>Deferred tax assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses', window );">Allowance for credit losses</a></td>
<td class="nump">$ 2,008<span></span>
</td>
<td class="nump">$ 1,063<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities', window );">Accrued liabilities</a></td>
<td class="nump">580<span></span>
</td>
<td class="nump">555<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsStateTaxes', window );">State income taxes</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">45<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost', window );">Stock compensation</a></td>
<td class="nump">196<span></span>
</td>
<td class="nump">226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards', window );">Net operating loss carryforward</a></td>
<td class="nump">1,982<span></span>
</td>
<td class="nump">2,616<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsInvestments', window );">Partnership investment</a></td>
<td class="nump">340<span></span>
</td>
<td class="nump">257<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness', window );">General business credit</a></td>
<td class="nump">1,962<span></span>
</td>
<td class="nump">1,962<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax', window );">Alternative minimum tax credit</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross', window );">Net unrealized loss on securities available-for-sale</a></td>
<td class="nump">5,815<span></span>
</td>
<td class="nump">7,388<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DeferredTaxAssetsRightOfUseLiability', window );">Right of use liability</a></td>
<td class="nump">196<span></span>
</td>
<td class="nump">266<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans', window );">Fair value adjustment on acquired loans</a></td>
<td class="nump">223<span></span>
</td>
<td class="nump">291<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Other</a></td>
<td class="nump">212<span></span>
</td>
<td class="nump">332<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Total deferred tax assets</a></td>
<td class="nump">13,555<span></span>
</td>
<td class="nump">15,006<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Less: valuation allowance</a></td>
<td class="num">(449)<span></span>
</td>
<td class="num">(369)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Total deferred tax assets, net of valuation allowance</a></td>
<td class="nump">13,106<span></span>
</td>
<td class="nump">14,637<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesAbstract', window );"><strong>Deferred tax liabilities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DeferredTaxLiabilitiesBadDebtAdjustments', window );">Section 481 adjustments to bad debts</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesDeferredExpense', window );">Deferred loan fees/costs</a></td>
<td class="num">(1,743)<span></span>
</td>
<td class="num">(776)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment', window );">Basis difference on fixed assets</a></td>
<td class="num">(748)<span></span>
</td>
<td class="num">(723)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends', window );">FHLB stock dividends</a></td>
<td class="num">(98)<span></span>
</td>
<td class="num">(90)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans', window );">Nonaccrual loan interest</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses', window );">Prepaid expenses</a></td>
<td class="num">(180)<span></span>
</td>
<td class="num">(186)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_DeferredTaxLiabilitiesRightOfUseAssets', window );">Right of use assets</a></td>
<td class="num">(189)<span></span>
</td>
<td class="num">(256)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets', window );">Core deposit intangibles</a></td>
<td class="num">(610)<span></span>
</td>
<td class="num">(719)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilities', window );">Total deferred tax liabilities</a></td>
<td class="num">(3,568)<span></span>
</td>
<td class="num">(2,765)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Net deferred tax assets</a></td>
<td class="nump">$ 9,538<span></span>
</td>
<td class="nump">$ 11,872<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances, of deferred tax asset attributable to deductible temporary difference from fair value adjustment on acquired loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DeferredTaxAssetsRightOfUseLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to right of use liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DeferredTaxAssetsRightOfUseLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DeferredTaxLiabilitiesBadDebtAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from adjustments to bad debts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DeferredTaxLiabilitiesBadDebtAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from FHLB stock dividends.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax liabilities attributable to deductible temporary differences from non-accrual loan interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_DeferredTaxLiabilitiesRightOfUseAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax consequences attributable to taxable temporary differences derived from right of use assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_DeferredTaxLiabilitiesRightOfUseAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(26)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(26)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGrossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGrossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from investments (excludes investments in subsidiaries and equity method investments).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsLiabilitiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOperatingLossCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsStateTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from state taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsStateTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible alternative minimum tax credit carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible general business tax credit carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from share-based compensation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from accrued liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from allowance for credit loss on financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesDeferredExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from capitalized costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesDeferredExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from intangible assets other than goodwill.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesPrepaidExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-6<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>109
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702806408896">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Income Taxes, NOL and Tax Credit Carryforwards and Income Tax Uncertainties (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefits', window );">Unrecognized tax benefits</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember', window );">Federal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Net operating loss carryforwards</a></td>
<td class="nump">536<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod', window );">Net operating loss carryforwards with indefinite carryforward period</a></td>
<td class="nump">536<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember', window );">Federal [Member] | General Business Tax Credit Carryforward [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TaxCreditCarryforwardAmount', window );">Tax credit carryforward</a></td>
<td class="nump">2,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">California [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized', window );">Net operating loss carryforwards going to expire if not utilized</a></td>
<td class="nump">$ 21,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating loss carryforward, before tax effects going to expire if not utilized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws that has an indefinite carryforward period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLossCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLossCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxCreditCarryforwardAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the tax credit carryforward, before tax effects, available to reduce future taxable income under enacted tax laws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxCreditCarryforwardAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of unrecognized tax benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-15A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10B<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482525/740-10-45-10B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UnrecognizedTaxBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxCreditCarryforwardAxis=us-gaap_GeneralBusinessMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxCreditCarryforwardAxis=us-gaap_GeneralBusinessMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R92.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702801207232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Stock-Based Compensation, Summary of Plans (Details) - shares<br></strong></div></th>
<th class="th"><div>Jun. 21, 2023</div></th>
<th class="th"><div>Jun. 20, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_TwoThousandEighteenLtipMember', window );">2018 LTIP [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Maximum number of shares that can be awarded (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">161,639<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_AmendedAndRestatedLtipMember', window );">Amended and Restated LTIP [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Maximum number of shares that can be awarded (in shares)</a></td>
<td class="nump">649,139<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized', window );">Number of additional share authorized for issuance (in shares)</a></td>
<td class="nump">487,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of additional shares authorized for issuance under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares authorized for issuance under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=byfc_TwoThousandEighteenLtipMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=byfc_TwoThousandEighteenLtipMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=byfc_AmendedAndRestatedLtipMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=byfc_AmendedAndRestatedLtipMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>111
<FILENAME>R93.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804817040">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stock-Based Compensation, Stock Option Activity (Details) - Stock Options [Member] - USD ($)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward', window );"><strong>Number Outstanding [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Outstanding at beginning of year (in shares)</a></td>
<td class="nump">31,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Granted during the year (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercised during the year (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod', window );">Forfeited or expired during the year (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Outstanding at end of year (in shares)</a></td>
<td class="nump">31,250<span></span>
</td>
<td class="nump">31,250<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Exercisable at end of year (in shares)</a></td>
<td class="nump">31,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward', window );"><strong>Weighted Average Exercise Price [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Outstanding at beginning of year (in dollars per share)</a></td>
<td class="nump">$ 12.96<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Granted during the year (in dollars per share)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Exercised during the year (in dollars per share)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice', window );">Forfeited or expired during the year (in dollars per share)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Outstanding at end of year (in dollars per share)</a></td>
<td class="nump">12.96<span></span>
</td>
<td class="nump">$ 12.96<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Exercisable at end of year (in dollars per share)</a></td>
<td class="nump">$ 12.96<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award, Additional General Disclosures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax', window );">Stock based compensation expense</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions', window );">Unrecognized compensation cost</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax, of expense for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cost to be recognized for option under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For presentations that combine terminations, the number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price of options that were either forfeited or expired.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross number of share options (or share units) granted during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of options outstanding, including both vested and non-vested options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481112/505-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-1<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R94.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702791648704">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stock-Based Compensation, Options Outstanding and Exercisable (Details) - Stock Options [Member]<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward', window );"><strong>Options, Outstanding [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Number Outstanding (in shares) | shares</a></td>
<td class="nump">31,250<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted Average Remaining Contractual Life</a></td>
<td class="text">2 years 1 month 17 days<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Weighted Average Exercise Price (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 12.96<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Aggregate Intrinsic Value | $</a></td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract', window );"><strong>Options, Exercisable [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Number Outstanding ( in shares) | shares</a></td>
<td class="nump">31,250<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Weighted Average Exercise Price (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 12.96<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1', window );">Aggregate Intrinsic Value | $</a></td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Grant Date February 24, 2016 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward', window );"><strong>Options, Outstanding [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Number Outstanding (in shares) | shares</a></td>
<td class="nump">31,250<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Weighted Average Exercise Price (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 12.96<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract', window );"><strong>Options, Exercisable [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Number Outstanding ( in shares) | shares</a></td>
<td class="nump">31,250<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Weighted Average Exercise Price (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 12.96<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares reserved for issuance pertaining to the outstanding exercisable stock options as of the balance sheet date in the customized range of exercise prices for which the market and performance vesting condition has been satisfied.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares reserved for issuance pertaining to the outstanding stock options as of the balance sheet date for all option plans in the customized range of exercise prices.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average exercise price as of the balance sheet date for those equity-based payment arrangements exercisable and outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average price as of the balance sheet date at which grantees could acquire the underlying shares with respect to all outstanding stock options which are in the customized range of exercise prices.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term of outstanding stock options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -SubTopic 10<br> -Subparagraph (e)(1)<br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardDateAxis=byfc_GrantDateAsOfFebruary242016Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardDateAxis=byfc_GrantDateAsOfFebruary242016Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>113
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702796254192">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stock-Based Compensation, Stock Awards to Directors and Restricted Stock Awards to Employees (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="3">1 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Nov. 01, 2023</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th">
<div>Jun. 21, 2023 </div>
<div>shares</div>
</th>
<th class="th">
<div>Feb. 28, 2023 </div>
<div>shares</div>
</th>
<th class="th">
<div>Mar. 31, 2022 </div>
<div>shares</div>
</th>
<th class="th">
<div>Feb. 28, 2022 </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1', window );">Reverse stock split ratio</a></td>
<td class="nump">0.125<span></span>
</td>
<td class="nump">0.125<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember', window );">Restricted Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted stock awards issued (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">92,720,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Restricted stock awards vested (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11,848,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Restricted stock awards forfeited (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">19,290,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions', window );">Unrecognized compensation cost | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_TwoThousandEighteenLtipMember', window );">2018 LTIP [Member] | Directors [Member] | Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted stock awards issued (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9,230<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,898<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Restricted stock awards vested (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9,230<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,898<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax', window );">Stock based compensation expense | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 95<span></span>
</td>
<td class="nump">$ 84<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_TwoThousandEighteenLtipMember', window );">2018 LTIP [Member] | Officers and Employees [Member] | Restricted Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted stock awards issued (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">61,908<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Restricted stock awards forfeited (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,012<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax', window );">Stock based compensation expense | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 106<span></span>
</td>
<td class="nump">$ 133<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_TwoThousandEighteenLtipMember', window );">2018 LTIP [Member] | Officers and Employees [Member] | Restricted Stock [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Award vesting period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">36 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_TwoThousandEighteenLtipMember', window );">2018 LTIP [Member] | Officers and Employees [Member] | Restricted Stock [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Award vesting period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">60 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_AmendedAndRestatedLtipMember', window );">Amended and Restated LTIP [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan', window );">Aggregate number of shares awarded to date under the plan (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">199,268<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant', window );">Shares available for awards (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">449,871<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_AmendedAndRestatedLtipMember', window );">Amended and Restated LTIP [Member] | Officers and Employees [Member] | Restricted Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted stock awards issued (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">92,720<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Restricted stock awards forfeited (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11,237<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax', window );">Stock based compensation expense | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 104<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_AmendedAndRestatedLtipMember', window );">Amended and Restated LTIP [Member] | Officers and Employees [Member] | Restricted Stock [Member] | Minimum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Award vesting period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">36 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=byfc_AmendedAndRestatedLtipMember', window );">Amended and Restated LTIP [Member] | Officers and Employees [Member] | Restricted Stock [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract', window );"><strong>Stock-based Compensation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Award vesting period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">60 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate number of shares awarded to date under the plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax, of expense for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cost to be recognized for option under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio applied to the conversion of stock split, for example but not limited to, one share converted to two or two shares converted to one.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB TOPIC 4.C)<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNoteStockSplitConversionRatio1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=byfc_TwoThousandEighteenLtipMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=byfc_TwoThousandEighteenLtipMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_TitleOfIndividualAxis=srt_DirectorMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_TitleOfIndividualAxis=srt_DirectorMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_TitleOfIndividualAxis=byfc_OfficersAndEmployeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_TitleOfIndividualAxis=byfc_OfficersAndEmployeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=byfc_AmendedAndRestatedLtipMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=byfc_AmendedAndRestatedLtipMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R96.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805072768">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stock-Based Compensation, Summary of Restricted Stock Unit Activity (Details) - Restricted Stock [Member] - $ / shares<br> shares in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward', window );"><strong>Restricted Stock Units [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Unvested at beginning of year (in shares)</a></td>
<td class="nump">52,949<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted during period (in shares)</a></td>
<td class="nump">92,720<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Vested during period (in shares)</a></td>
<td class="nump">11,848<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Forfeited or expired during period (in shares)</a></td>
<td class="num">(19,290)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Unvested at end of year (in shares)</a></td>
<td class="nump">114,531<span></span>
</td>
<td class="nump">52,949<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward', window );"><strong>Weighted Average Grant Date Fair Value [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Unvested at beginning of year (in dollars per share)</a></td>
<td class="nump">$ 12.24<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted during period (in dollars per share)</a></td>
<td class="nump">8.56<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Vested during period (in dollars per share)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Forfeited or expired during period (in dollars per share)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Unvested at end of year (in dollars per share)</a></td>
<td class="nump">$ 9.12<span></span>
</td>
<td class="nump">$ 12.24<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract', window );"><strong>Remaining Contractual Life (months) [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms', window );">Unvested</a></td>
<td class="text">39 months<span></span>
</td>
<td class="text">43 months<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms', window );">Granted during period</a></td>
<td class="text">52 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for equity-based awards granted excluding options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for equity-based awards excluding options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -SubTopic 10<br> -Subparagraph (e)(1)<br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>115
<FILENAME>R97.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805427920">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Regulatory Matters (Details)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RegulatoryMattersActualAbstract', window );"><strong>Actual [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankingRegulationCommunityBankLeverageCapitalActual', window );">Community Bank Leverage Ratio, Amount</a></td>
<td class="nump">$ 185,773<span></span>
</td>
<td class="nump">$ 181,304<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual', window );">Community Bank Leverage Ratio, Ratio</a></td>
<td class="nump">0.1497<span></span>
</td>
<td class="nump">0.1575<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract', window );"><strong>Minimum Required To Be Well Capitalized Under Prompt Corrective Action Provisions [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum', window );">Community Bank Leverage Ratio, Amount</a></td>
<td class="nump">$ 111,696<span></span>
</td>
<td class="nump">$ 103,591<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum', window );">Community Bank Leverage Ratio, Ratio</a></td>
<td class="nump">0.09<span></span>
</td>
<td class="nump">0.09<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_BankingRegulationCommunityBankLeverageCapitalActual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of community bank leverage capital as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_BankingRegulationCommunityBankLeverageCapitalActual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of community bank capital to average assets as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of minimum community bank leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum community bank leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_RegulatoryMattersActualAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_RegulatoryMattersActualAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>116
<FILENAME>R98.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805999840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loan Commitments and Other Related Activities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommitmentsToExtendCreditMember', window );">Commitments to Make Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableOtherInformationAbstract', window );"><strong>Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability', window );">Contractual amounts of financial instruments off-balance-sheet risk</a></td>
<td class="nump">$ 7,560<span></span>
</td>
<td class="nump">$ 15,160<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommitmentsToExtendCreditMember', window );">Commitments to Make Loans [Member] | Maximum [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CommitmentsLoansAbstract', window );"><strong>Commitments Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_LoanCommitmentPeriod', window );">Loan commitment period</a></td>
<td class="text">60 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=byfc_UnfundedConstructionLoansMember', window );">Unfunded Construction Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableOtherInformationAbstract', window );"><strong>Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability', window );">Contractual amounts of financial instruments off-balance-sheet risk</a></td>
<td class="nump">$ 42,678<span></span>
</td>
<td class="nump">27,811<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_UnusedLinesOfCreditMember', window );">Unused Lines of Credit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableOtherInformationAbstract', window );"><strong>Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability', window );">Contractual amounts of financial instruments off-balance-sheet risk</a></td>
<td class="nump">$ 3,302<span></span>
</td>
<td class="nump">$ 13,341<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_CommitmentsLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_CommitmentsLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_LoanCommitmentPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The period for which the entity makes commitments to make loans, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_LoanCommitmentPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableOtherInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableOtherInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommitmentsToExtendCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CommitmentsToExtendCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=byfc_UnfundedConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=byfc_UnfundedConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_UnusedLinesOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_UnusedLinesOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>117
<FILENAME>R99.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702794768880">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Parent Company Only Condensed Financial Information, Condensed Balance Sheets (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">$ 105,195<span></span>
</td>
<td class="nump">$ 16,105<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">3,543<span></span>
</td>
<td class="nump">2,866<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">1,375,404<span></span>
</td>
<td class="nump">1,184,293<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and stockholders' equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">13,878<span></span>
</td>
<td class="nump">11,910<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Stockholders' equity</a></td>
<td class="nump">281,903<span></span>
</td>
<td class="nump">279,482<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
<td class="nump">1,375,404<span></span>
</td>
<td class="nump">1,184,293<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Broadway Financial Corporation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">77,457<span></span>
</td>
<td class="nump">84,015<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investment in bank subsidiary</a></td>
<td class="nump">200,830<span></span>
</td>
<td class="nump">192,977<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">4,003<span></span>
</td>
<td class="nump">2,725<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">282,290<span></span>
</td>
<td class="nump">279,717<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities and stockholders' equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">387<span></span>
</td>
<td class="nump">235<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Stockholders' equity</a></td>
<td class="nump">281,903<span></span>
</td>
<td class="nump">279,482<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
<td class="nump">$ 282,290<span></span>
</td>
<td class="nump">$ 279,717<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expenses incurred but not yet paid nor invoiced, and liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccruedLiabilitiesAndOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (bb)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481203/810-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481231/810-10-45-25<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-12<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 14: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 23: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481404/852-10-50-7<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 26: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in equity method investee and investment in and advance to affiliate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-12<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-12<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-2<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 11: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 13: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1<br><br>Reference 14: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480418/310-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>118
<FILENAME>R100.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702797851504">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Parent Company Only Condensed Financial Information, Condensed Statements of Income (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeStatementAbstract', window );"><strong>Condensed Statements of Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest income</a></td>
<td class="nump">$ 47,228<span></span>
</td>
<td class="nump">$ 36,269<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="num">(17,766)<span></span>
</td>
<td class="num">(3,409)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other expense</a></td>
<td class="num">(2,199)<span></span>
</td>
<td class="num">(1,752)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="nump">6,523<span></span>
</td>
<td class="nump">8,119<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefits</a></td>
<td class="num">(1,985)<span></span>
</td>
<td class="num">(2,413)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income attributable to Broadway Financial Corporation</a></td>
<td class="nump">4,514<span></span>
</td>
<td class="nump">5,636<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Broadway Financial Corporation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeStatementAbstract', window );"><strong>Condensed Statements of Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest income</a></td>
<td class="nump">268<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other expense</a></td>
<td class="num">(1,099)<span></span>
</td>
<td class="num">(877)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="num">(831)<span></span>
</td>
<td class="num">(789)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefits</a></td>
<td class="nump">196<span></span>
</td>
<td class="nump">85<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromSubsidiariesNetOfTax', window );">Equity in undistributed subsidiary income</a></td>
<td class="nump">5,149<span></span>
</td>
<td class="nump">6,340<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income attributable to Broadway Financial Corporation</a></td>
<td class="nump">$ 4,514<span></span>
</td>
<td class="nump">$ 5,636<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479557/942-235-S99-1<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 25<br> -Paragraph 1<br> -SubTopic 20<br> -Topic 940<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481913/940-20-25-1<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromSubsidiariesNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of income (loss) of subsidiary attributable to the parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromSubsidiariesNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482685/740-10-50-10<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147479360/740-10-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482659/740-20-45-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 39<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480228/946-830-45-39<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-10<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482925/835-30-45-3<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (210.5-03(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-6<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-4<br><br>Reference 13: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-10<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-7<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br><br>Reference 32: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 34: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483499/205-20-50-7<br><br>Reference 35: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 38: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 39: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of noninterest expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>119
<FILENAME>R101.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702805237216">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Parent Company Only Condensed Financial Information, Condensed Statements of Cash Flows (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 4,514<span></span>
</td>
<td class="nump">$ 5,636<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net loss to net cash used in operating activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Change in other assets</a></td>
<td class="num">(677)<span></span>
</td>
<td class="num">(995)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities', window );">Change in accrued expenses and other liabilities</a></td>
<td class="nump">2,287<span></span>
</td>
<td class="num">(461)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="nump">7,594<span></span>
</td>
<td class="nump">6,324<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
<td class="num">(100,044)<span></span>
</td>
<td class="num">(323,959)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock', window );">FDIC stock repurchase</a></td>
<td class="num">(1,781)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Proceeds from issuance of preferred stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">150,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares', window );">Increase in unreleased ESOP shares</a></td>
<td class="num">(3,400)<span></span>
</td>
<td class="num">(500)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td>
<td class="nump">181,540<span></span>
</td>
<td class="nump">102,220<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect', window );">Net change in cash and cash equivalents</a></td>
<td class="nump">89,090<span></span>
</td>
<td class="num">(215,415)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and cash equivalents at beginning of the period</a></td>
<td class="nump">16,105<span></span>
</td>
<td class="nump">231,520<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and cash equivalents at end of the period</a></td>
<td class="nump">105,195<span></span>
</td>
<td class="nump">16,105<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Broadway Financial Corporation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">4,514<span></span>
</td>
<td class="nump">5,636<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net loss to net cash used in operating activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromSubsidiariesNetOfTax', window );">Equity in undistributed subsidiary income</a></td>
<td class="num">(5,149)<span></span>
</td>
<td class="num">(6,340)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Change in other assets</a></td>
<td class="num">(1,222)<span></span>
</td>
<td class="nump">1,196<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities', window );">Change in accrued expenses and other liabilities</a></td>
<td class="nump">152<span></span>
</td>
<td class="num">(348)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="num">(1,705)<span></span>
</td>
<td class="nump">144<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_CapitalDistributionToSubsidiary', window );">Capital distribution to bank subsidiary</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(75,000)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(75,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock', window );">FDIC stock repurchase</a></td>
<td class="num">(1,781)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Proceeds from issuance of preferred stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">150,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares', window );">Increase in unreleased ESOP shares</a></td>
<td class="num">(3,400)<span></span>
</td>
<td class="num">(500)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans', window );">Proceeds from repayment of ESOP loan</a></td>
<td class="nump">328<span></span>
</td>
<td class="nump">66<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td>
<td class="num">(4,853)<span></span>
</td>
<td class="nump">149,566<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect', window );">Net change in cash and cash equivalents</a></td>
<td class="num">(6,558)<span></span>
</td>
<td class="nump">74,710<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and cash equivalents at beginning of the period</a></td>
<td class="nump">84,015<span></span>
</td>
<td class="nump">9,305<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and cash equivalents at end of the period</a></td>
<td class="nump">$ 77,457<span></span>
</td>
<td class="nump">84,015<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock', window );">Non-cash financing activities for exchange of preferred stock for common stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 3,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_CapitalDistributionToSubsidiary">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the capital distribution to subsidiary.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_CapitalDistributionToSubsidiary</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of increase in unreleased from employee stock ownership plan shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of non-cash financing activities for the exchange of preferred stock for common stock, Noncash is defined as transactions during a period that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of a transaction not resulting in cash receipts or cash payments in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow for repurchase of Federal Deposit Insurance Corporation (FDIC) stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482913/230-10-50-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -SubTopic 230<br> -Topic 830<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481877/830-230-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromSubsidiariesNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of income (loss) of subsidiary attributable to the parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromSubsidiariesNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in accrued expenses, and obligations classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-6<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-4<br><br>Reference 13: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-10<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-7<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br><br>Reference 32: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 34: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483499/205-20-50-7<br><br>Reference 35: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 38: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 39: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the financed defined contribution plan to acquire shares of the entity. The plan initially holds the shares in a suspense account, which is collateral for the loan. As the plan makes payment on the debt, the shares are released from the suspense account and become available to be allocated to participant accounts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>120
<FILENAME>R102.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.1.u2</span><table class="report" border="0" cellspacing="2" id="idm140702804692272">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Common Share (Details)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Nov. 01, 2023</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Common Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income attributable to Broadway Financial Corporation | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,514<span></span>
</td>
<td class="nump">$ 5,636<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic', window );">Less net income attributable to participating securities | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">59<span></span>
</td>
<td class="nump">27<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Income available to common stockholders | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,455<span></span>
</td>
<td class="nump">$ 5,609<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average common shares outstanding for basic earnings per common share (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,627,071<span></span>
</td>
<td class="nump">9,051,128<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements', window );">Add: dilutive effects of unvested restricted stock awards (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">114,599<span></span>
</td>
<td class="nump">51,737<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average common shares outstanding for diluted earnings per common share (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,741,670<span></span>
</td>
<td class="nump">9,102,865<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Earnings per common share-basic (in dollars per share) | $ / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.52<span></span>
</td>
<td class="nump">$ 0.62<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Earnings per common share-diluted (in dollars per share) | $ / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.51<span></span>
</td>
<td class="nump">$ 0.62<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract', window );"><strong>Loss Per Common Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions', window );">Unvested stock awards or potential common shares issuable under stock options (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1', window );">Reverse stock split ratio</a></td>
<td class="nump">0.125<span></span>
</td>
<td class="nump">0.125<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis=us-gaap_EmployeeStockOptionMember', window );">Stock Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract', window );"><strong>Loss Per Common Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Anti-dilutive stock not considered in computing diluted earnings per common share (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">31,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of stock options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>byfc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482635/260-10-55-15<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-7<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-2<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-4<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-10<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(27))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482635/260-10-55-52<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482635/260-10-55-15<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-7<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-2<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-4<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(27))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482635/260-10-55-52<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480454/718-10-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-22<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 23<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28A<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-28A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480678/235-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147481687/323-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482907/825-10-50-28<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482765/220-10-50-6<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480175/815-40-65-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-8<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-9<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-4<br><br>Reference 13: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480167/946-830-55-10<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483581/946-220-45-7<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-1<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483575/946-220-S99-3<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br><br>Reference 32: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 34: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483499/205-20-50-7<br><br>Reference 35: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1A<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482790/220-10-45-1B<br><br>Reference 38: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-2<br><br>Reference 39: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-11<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483443/250-10-50-4<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SAB Topic 6.B)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147483621/220-10-S99-5<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-22<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-30<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-10<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-31<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482810/280-10-50-32<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-11<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio applied to the conversion of stock split, for example but not limited to, one share converted to two or two shares converted to one.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB TOPIC 4.C)<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147480008/505-10-S99-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNoteStockSplitConversionRatio1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of undistributed earnings (loss) allocated to participating securities for the basic earnings (loss) per share or per unit calculation under the two-class method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 65<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-65<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 66<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-66<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-60B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org//1943274/2147482689/260-10-45-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>121
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M0=5 Y3_;U UH]@TT')$%7C&9MC:CY$X*/-S^[PVPPL2.X>V+OP%02P,$%
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M6Z19,_"UV$!]!92:.N$JC85C=@(?L4UISL4@_-]XU3AT[%$\+\=@[>0MJ+V
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M0 T E)JZ1D$: /<@ U E(PJ$9UI0IJTY]NC<TZR+PU!X329$HK6@=E$"J V
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MK3XN"8X(*P\0W\\IY9N-\@3;=Y"O_@=02P,$%     @ 2'JT6,W-U\(="
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MTJ":WPDU3[0LZY_:/$BM95X_7 L.FV,,X/V5E'KWQ/QZ9_]KK?D_4$L#!!0
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MB6 1G6-)YF FU8_:!5( M@ ?:(*3D.((**$Y->MZ<HNYFE\224,<O0-O 4W
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M/"X)5HG6 FI^P9A<OV@'93-__!]02P,$%     @ 2'JT6,2ZIT& !P  "R(
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M41IZ(I8Z2FN@-/3T+DV4UD)I5&[LU6_YU_HMGUB_%;SE5]??=%7S'HRGZ*/
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M\?:AENOFEO63K&M9-!]7G&6\,@+Z^Z64]>[!_,#^HO[U?P%02P,$%     @
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MBG[H'([\N'-=@5?0YT6SS&^ZJBFK70UCX.$5_ RO+&E ?MFUQ?*^V.?OJJ:
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MR1+E(H[%QVA[H&(,NG;.<G=5P=P[7IEVW:+& #M@ >#YDI8(!-(*<\W;MU?
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M%!Y#PEK9RRHZ*KB4)2(KD2K+_)'2NNBA=FS1%&HRI.'@M'@T*G,Q&FVK\D(
M<YYB[P.JA9*S(2A,GA__XRIVAL&ZWP&KRCZH/BV)8VU^&:!YJZ8H(C86B+RI
MT'L!4.SS2XT(7\6(L(^_EO97<8F;4&ETOMFPCBGQ5=?:[Z'(T Y4M_Q$S%*R
MW:1^!\\DTWHV"<(D2>IF'')KN)H5N3?IE=FX!HXSQA\,BB<U7&K.6=@YSO07
M,#0H_15N:"QV-II(H0J?ID_A7X=ZB+I].-I%=8&:7;:K!S_Q%N(*;"^1H;5-
MU0\73% %-R=8)(=+HQ@=H?8HOJ+?^P%42 Y0>@9Q;L)Y"+Y,([_1A%7*LXL)
MHRV;#"22@35@%(R\VJNA)O=L<&V%:,TL0X\7"!TE6<X*X&86/3(=3%1J&M;B
M)1X)#$4;'& >&6FMXK:JNG+8^IX+:\ECP9!JIJV@%$\;>0.N2-+ +-O3$7$\
M++C1IT2NY#J81%*$U<>X T8O> (^$]I&-EJ*4LM&AT'\_A"!=X?5?4(WJ.T$
M=3@9S[I&\IPR<E#+9_:<WA(R#1IBTBE4VAW-'BV=:6AT<* ]QL8O(=IRM ;L
MJB5:XL+;"?($F4A.!E2)N'N<Y']$0I\H?2R(V\%)26D&^8*EU";XR$'S0?>
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M5?E$WS L)ST/JK1#3-[ID5M&C'C!P;8'+5D U'YX+[I^:;M;PO Y=O?,GO_
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M:RNV[+%H :OB.>*YBO?U(7)(Z2>4?U?F:R,4>^;X3:C5HG/+8_L<4=)B%YW
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M+A \14 SRFDXX1OZ5RM&(FQ:&"6> A^4[I;2N9>BT4Q293J0@51C(SFU>?)
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M_LUZSIYC6SSKR3UWN>^9">H&S%M"[@ _8 0U+WB#F*2[<2_+US;95J)F[.]
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MRQVKC<B8Q<%*%8"F+-=L(VRN,L-XF3$CUZ5<R927EG$#S%:$(L.L8L)8"3R
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M9.U7[=-GL1$DT2P\GXX[&$;3)!S/>YBVSS^X&<0W5U<9<U%DK@C+\D'X$2B
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M73(C5F>#B_AXD9*]-_A#BJWM/3.*9*GU+2VN\K-!1(2$$IDC!(Z?._%!*$5
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M4H+7?7_53K X8N_>S)(X/F&]@+]M!%MII?R2.;Y4HFT]^9^P3)9-1S?-I?!
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M\U7D10ZRR!=H%P(Q:X9!0'#,0J**+(5%*8*X*NMQ;4-6;IF!:!KUIZ-Y*3B
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M/@#>]9@9;[TUT4&6X44-)SD?XK.SG^T?[6?QK7JS/;[X+X1=HD*CY!4X.H%
M!V3C*SH.O*G#RW5A/-[!X7.%?SRDY0U8+PRZ5SO@"_I_94[_ U!+ P04
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MTYG/7C&?9O#):%\Y^$$76'QM(":L ^#L!/@F>]/B!\PG,$W'D"79] U[TR$
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M2OOO9QO"LBFA4F[ '^=]_9R#?%BV0CZJ$D"CYXIQ%>-2ZWKA>2HMH2+J6M3
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M?2-[7+LUBNYF^4K5X.:7U7;/$B3:;-F8Q0<9YJR]B@GPMH'^2901W[+1*Y4
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M%R,G3:8]/+R87$3:DWHN#!: :(/H@H,O2&YHO6!!3B4F5XK\ @2J+T#-]J2
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M5$4J'6$-0T/ :U1F93)E5O !G-&>,\&N:T>(D-#WNCI*@<2*.F(LQ;!#)L1
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M$ T'C/\@:UA<X8[VF7M<[H(<9"WF;&6_I2278%C@&"BM;L7[1X;\R/@_B!9
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M4.0#(DN1ES[M% ]]91XJ*"4I*J9X==\R&TUJ6]\(R1@4D-#9!))0)'=81^%
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M.W7$KJ<ZJ%%Z]3+8BG@K1</:B5$1VX&'\D-Y"=J1J8BPD#PB"C:D86R+Y!>
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M&VAG@/NE4O8X<0'Z%W/Q'U!+ P04    " !(>K18&=>^8W('  !3$P  &0
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M;'YAK@_AJIH!$O]3PG _8GZ^87W"BH*L?'*"7\TB+:^]J.EM>J0<3-B8FJ8
MTS],? 0/X<%J1GV46*3+HQ@R49('7DQIR1CKQ)B[;N1X$=ZYCHQY$$24?%02
M"V#$QT_;N\I("[7CP&5U;69K,^%RI3QFJS-;G0G!E%1<1&X]OF3QSVU:&',W
M9O)!PWP+AJY!P7W!O2!D 5KR S T(4(FN0A-JU'DMP%7^"&7RA]JK^:UK>;J
M!##$ZWJ8KEDKU0G=%TT2]T63LB4& %8E32$"F,UNSCEYX79;*>X16?.!5;P;
MJ*;GK@]EF.:[^@:OG69V"\_NIJW,F!I3/@[!(R\YRO;/.\%?K*>_;;U[DQF:
M"'[._G!)7TP?8Z_V:UH]LBQO9]:9>!-X+H9IH'EC:W8"@")9_VT^F9XPHJD>
MAKPS,$31:QJ+//KGM[3?FG-WG64:HK>?)^:Y!E;NR4./,'P]'FM68B7YOHFS
M[[-%OI[&ZNR(OI%AK&G;$"-.NOE\.U9;$F+GU'*'U,QIS&6=K\TI-3*? O-U
M4CX284O+L2A-\8>,V,FA97'DF3 Z0/#.@L7"3)IX1]FB!F@2;MWX0E?-0DQV
M$)/S$'NHF?D>YGJ;8(XW(.4MA9UW=;.]'0V?LL&/9:0/O=7#%/G$.#<T3EH\
MM*F2_>[MP +'<VL>%\3L)GDN6QDXJOD2C;_\!(('0* 3=!J[HZ\VYK6/U[0]
M!#A-<KKOS:>S66\X^&KW75F[ 3L)2=]M4R2,[@-P!U>$YNJ+HY?@HUQ.;[_6
M7O<D:':JU?NY]C*@T(>JUON]]64B)W^H@68GV%ZZG6 OC'=25?3.$)>@WB3N
MF/S!*7KTST(&CB*,#>,1 QU:'H1Y\# .V8MF@W<B6/]G@)DUU)%-'R(XE(AN
MZ&9S_3I0=[LW-5<='4(X6,T2VZE#"H>JUE1X]Q## 5!WN5%[KF%\O.%@/7OF
M87CR8<<*QE<L+81HH7VL9AM>?QS#[\X*B=FS/&_W!+S_SK.7R6)14 +CR)CW
M#6>&#E*F/6$NR[/::ILQ?G^\VW4:QYGMR-9KL+]TA-^L\K*>+"VL7N [[8G-
MZ[ [,"6..=LT=<KK-B\J"#C-V=6S)6L9!O$Q+7]C/Q6)31U0]NW9LD'(ZZ]%
M"IYA%E636IX=R5<D9:L"?=RG=5+6JF_J2-:FG0&42T5AW9LD>S:&$?Y06N9+
MLRIH5@]V5MRFO)[9<SVMO)O6GN,OWH7S61?K&NV7;9;M.H>+MVP7[?7$8T3F
M&.P8N."/H#\N_HC8N:4$-YSZ4[YZHGF;=J?CP\#97S@(*N5P)YK[=NG/(V52
MN#SV7?/L1X%)V7,O'*:>I.#""YQ?DVK"\X;![BYZ''<[]UB_^;'S::.-#_U
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M01H'W"^$T-N)(>A_)+/?4$L#!!0    ( $AZM%CBM9+"B ,  )T(   9
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M%N=Q)];X ()V!KA?*65WBCM@?%(7/P!02P,$%     @ 2'JT6!GBHP9D P
M] <  !D   !X;"]W;W)K<VAE971S+W-H965T,S<N>&ULA579;MLX%'W75Q#J
M3)$"AB51\I;:!NQF@@:8 $'2!8/!/-#2M4V4BX>DXF2^?BXI67%:UWV1N-QS
M[KD+R>E>FV]V"^#(DQ3*SN*M<[O+)+'E%B2S?;T#A3MK;21S.#6;Q.X,L"J
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MZ.C\8N(2W;62;F%5U99OHBPV@W9:8/<%W0CP/%?*[A?-!4,_7_P&4$L#!!0
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MNTD>_*/##XD[=["&H&1AS',P'I:C) T)H4+A P.GWQ8GJ%0@HC3^=)Q)'S(
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MD1.$ G-R#,Q^7G"%0C@B*^//GC,82CK@\?K _LWW;GO)F,&5$K]X0?4\^!)
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M+2LS;4':!'->"*&/&_N!<7XG?P!02P,$%     @ 2'JT6"BX8=I1!@  ]BD
M !D   !X;"]W;W)K<VAE971S+W-H965T-3,N>&ULM5I=;]LV%'W?KR"\86N!
M)!8I?V:. <>.T XM$,3+]A#T@98IFX@DNB(=I\!^_$A*D:Q*82R'[D,M4;SG
M\AY?,O=8=[1CR2-?$R+ <Q3&_*JU%F)SV6YS?TTBS"_8AL3R2<"2" MYFZS:
M?),0O-1&4=A&CM-K1YC&K?%(C]TFXQ';BI#&Y#8!?!M%./EQ34*VNVK!ULO
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M\M.5GM.#8/OR5LR""<%VY<<MC5<T+P3D]VO&Q.-#,4!]L6KZ+U!+ P04
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M/_1F;14ML(76Y79'JN*QE5#;@RUV;:(%MM"Z[!+%+GEC.=1VN+MB"?,<_1X
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M1[ ^C/:!\(%I5\04$.DVU-<9Y5=:_74*GG2!)UT:"?9D!A/I<$^FD0  ND,
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M'Y39OKX7XEU6EMFV_G,CXK7(JP/DZ_=95KX\J!R<[Z=Y]7]02P,$%     @
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M:V=U'M>&FU.P.!4L3H=,GH].7V!UZXOM.J[[H1=0=>( *ZKLF>!U"O,ZE+_
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MP+]?EV7S]*8-<'C2U^7_ 5!+ P04    " !(>K18&@^,I*H#  ! $   &0
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M(SY(N\"\GPNAGV[LJ;/\IX'_!U!+ P04    " !(>K1829GF,7$#   G#@
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M^MTL&<P''/T;;0TR8/6:P%F2 9=]5: &&?!$!HR1 :=D$%B:^)$YGXZVG\"
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M.MEP>P45H+F3#7-GVKX*5"AM)X/:3C:TG6G[*D2AG)T,.CLYP]GI9,/M%4Z
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MC\:X+C1]<^CS'4K R:B T^")K+.99;6;Q>*B!5)\T9TG7W1E^:)47+2.BB]
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MU4(6BXO645$#J(4,&5I()QMNKZ@!U$*&#"VDDPVW5]0 :B%#AA;2R8;;*VH
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M@@ALL-3RL-0R"CE+RH(0@0T*4AT*4IU,SLI@'<M$EI8:.<UAN2S8"#=9JM1
MBM[A]5-S.ZOGR;O^O_VMRL)XBD.%[@L5VG#A0 :Q*%S=3T-5%"*T85&4\&&H
MC/#BZQX",E&6@FETM8QBN:S2$;XJ)<)P*7*]Z3>C5YEU>X=S%84)WA8BM.&B
ME;IA(@Y72640%=JP*$H(,516^'%5&BS,6/\_OTY6<Y@LY!A7E3)AN#1YN]K<
M=/>;.4Y4%"-X3XC0ABM64H<5<8A**HFHT(9%4:*(H1+#CZBDDF>/!OD\1F:E
M9)A+RCA^Q<*O#UX"$=JP :!D49;&:0&02B8JM&%1E&3*4/7A160<(GC!S)?(
M&6CNX!KG0]/+W;_W(J)K#GQ._I=<SY8/\^:;'^O%;/X9)3J.'[S$*1H[F=)3
M&8]#=%*]184V+(K26QG>3O(BNC"EA2C23),6EF$\37DYPF*E?C)<_02QN/^!
MLT.&SQ>\@5.TA#*EO+(\#JM)Q1D5VK H2IQE>"/*B]6%13 S+G566X95N^:[
ME=5**F6X5 IEM;NWAD\8O(-3-),RI<&R*@ZM2:4:%=K0FE!2C>,=+"]S(C6[
M$86H=&_"',7EB#/!E6KBN&H*Y71(1PZ?.G0CJ="&A5+"C,>QW3BI/J-"&Q8%
M.&\$UALWV<URG=SFH"P?$=-<*26.*Z5@<GNV[_!I@_=PBDX55UJ-Q_'L.*E$
MHT(;%D5)-'ZZ;\=-1XZ9$MLR2J0C4H0KM<1QM13*;*]F'SYG\ Y.T=?B2JSQ
M.&X?)Y5H5&C#HBB)QD]W_'"(X 6;SN#(V[I0FDK@FBJ4_,[F(#Y?\ <PINB#
M":7H1!SK4)"J-RJT85&4>A.G6X<X1/""38MQC/A*;@E<;HT0_]UFWLU\>H,X
M?/ *IVB#"?"AJCBVHZ#]]-448DXH,2=.MQV%Q4_,N6#Z9SILXU)>5OD(C96X
M$KBX"J&Q3W,0GRYX!Z?H@PFE[$0<DU*0BCDJM&%1E)@3IYN4PK0595:5X+?(
M_5+,<:*H6#FBR8425P(75X&T=G<'\?F"MW"*1IA4HDW&\2PEJ5:C0AL616DU
M>;IG*4V7D972: ]:AE6EE'922R6<Y%%^Y!BI0]J#^,S!.SE%)TPJ:2;C.)62
M5*)1H0V+HB2:/-VIE!:G,A-<9[<YBHE25B/T!I]7/\JH'*6W9X,0GS5X%Z?H
MA4DEUV0<NU*2RC0JM&%1E$R3I]N5TO0A65;D>N_;,FSD-T6I!),\RJH<X[57
M>Q"?,GC_INB$22769!RS4I)J-"JTX;,J2J/EIYN5.$3H@G/3U!SA?JY$57Z4
MI3G&?6=W$)\N>,53-,)RI>?R.#9F3BK>J-"&15'B+3_=QL0A@A=L^IUCO%=J
M*S_*[;Q:+19-NU/EMA'6M9*VQ*C0AF51$B^/XV_FI)J."FU8%/!8(L%SB19_
MDU6"Z_K%.D[(8N2S*;G26/E1)J>#T#X=0WSBX+V<HCF6*ZV7QW$Z<U)]1X4V
M+(K2=_GI3F=N>;@Q%9+KK17[N#0?:8072F\51QF9;H)[/+5+*M.HT(9U4HJN
MB&-I%J1*C@IM6!2EY(K3+<W"-"%+GNFI!Y910F8C;]^%4E7%46ZEF]TA343\
M'H*W=(I^6:$47!''TBQ(]1L5VK H2K\5IUN:A6E5\DS_6+AE$!,%&Z&YDE+%
M46ZF!\T]FXGX_,&[.47?K !Q$W'LS8(VEF(*!5<H!5><;F\6IFV99\+@N,7<
ME(R/<%RIJ>(H:]/-<:_&(CYY\%Y.T4,KE:8KX_B<):F HT(;%D4)N/)TGQ.'
M"%ZP][.9I5)<Y5%>J/M5X&PQXA,'KWV*;EJI=%\9QPHM2:4=%=JP*$K:E:=;
MH3A$\()-RW3L%:"T6'F477KUN&D=OX_BP,%KFZ)[5BK)5\9Q1$M294>%-BR*
M4G;EZ8YH:75$F?X+J6V8+,HQ^H( L*-<48V^/@U$?*+@G9NB5U8J=5?&\4)+
M4AU'A3:,1E,ZKCK="ZU,][*2I:[)+:.8D.G(1[,J):JJHWQ.D\WN;B$^4^C.
M4:$-ZZ)D6A7'XJQ(11D5VK H2I15IUN<E>4A3);KV6F6444VDAA1*7U4'6=>
M&F0.:0[B<P;OX!1]L$IIKRJ.CUF1*C$JM&%1E!*K3O<Q*].?U#\3C@X9WIK2
M0]5Q[J7):,\^(#Y?\,9-T?*JE!2KXIB6%:D0HT(;%@7DL1($LIIF9%48[]'F
M("E&TUAA'.MQAJ7!:;]P07RV\,C623);4Q#:FD9*;4UI8UNIX+3"9* P!,FM
M.$;XHKT?P&0I"'A-CS,UC5> .Y$0GRE\O9.DP*8@!C:-XUZ^SD-6F"ET&TM!
M%&Q*D 6+8X0OVC0[1]D/(F/3([W.9;^?FUN/C&[:/%DJ.*T@(%$VC10IF])F
MRE+!:84!J;(I0:QL:KJ59566>CO0-DZD13IB:[(4Q,:F1QJ;%D+[] 4=\X7O
MXQ1-, 8#^%D<.Y,1Q_-/E,\/ _I/MS1?,08=%9X:_+8-8\48O6%@OB,Q/Y#>
M[D:A8\+P;9RB*\9@8#^+8U8RXDC_:3+]8:@_'I#OR6_38RQE:CQR;QO'2\G'
M% F,V7?D[ <R/.A $7SJ\"V=HE7&8. _BV-;,N)3 :8Y%@">"X!G['MRW9(J
M*S.3ZMY/<S(8TN](Z0^EN>\Y),3)_E1P6IV GF-QK$Q&?%[ ) <&,'!B ,/3
M]SW/SL&>QMRO!!VCW1Y04X[P_D!^^[47:=/^R>"T(@$UE\4Q-AGM&0%D<%IA
M@(C#$_<]R4TKT#+O)S@9B/9GCFS_P->!N\F(SQ>^ZDEZ:>!@ 9;%<4$9[8D"
M9'!:88"XP_/Y/5\#M,(M\[9-&3@(@#E. @"?I_TF^5?WV+0NCM/VSJC@M (
ML9?%\489[?$"9'!:88"ZP\/Z/3EN.8N2"VD*&<LX 8\*U,X !%K+D?F/$=BK
MB8CC!^\;%9Q6$*#N>"1?E/9$ 3(XK3! T>'Y_'Z$YI8C+45EQ'5:QW$^%M?)
M.#S5$M=7#D)[M WQ"<(W;I+N&#A8@/%(7B?M40)D<%IA@#[#@_D]&6V:DR7/
M]>1\VS#&F!S[' M(]V>.>'\'H8.ZA/A4X3LX23,,G"S >"1+D_8X 3(XK3!
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MAB_B5.:_:%W&.A:*,JEX4H)U!@EAQ1,_E3[4 &[G#8!7 KQ] 7X)\/<%=$I
M)W>FD)+[$&*%@Y'@:R1,M&8S+[F9.5K+)\QL^ZT2>I5HG J^<!ZO":4(LQA-
MN0 40LHE4>B"*<P69$;A2"\D*6? E$1\CJ98B&?"%FB2\(RI?*H9B0Y#4)A0
M^0D=H[O;$!T>?$('B##T?<DSJ;\I1[;2,DPR=E2F?%:D[+V1<@C1"?+=(^0Y
MGM\ G^X/]QK@X?YP=Q-N:^^K#?"J#?!R/O\-OG/"B(+C2WWZX[IS$RE!R2/T
M39?^_60FE= E\JO)K8*_T\QOKHVA3'$$8TO?"Q+$"JS@XP>WYWQN\JY-LK E
ML@U?_<I7?Q=[8'R+S*F,RU-)*F^;3"S(^CF9N2I7@>>Z>G]7=7,:@KK.5E"X
M,ZUWBNY4HCL[1=?+4*+[*TAF(!H/S4Z>?STT;9*%+9%M^->M_.O^YV+LMNEK
MFV1A2V0;OO8J7WM_/Y>O"U'_ZS]F1$#<Y&3!V*L5F^][IUL5N4]0N#.W=RKO
M5\K[.Y5?@I1#K3/*DHQBI8\53KA0Y#<V;4^3[OXK2<>NYPZVA#=$#;RMH'!G
M:N\4/JB$#]J\?P?[W+\-0:_OWX:@4[]7!15B[%K'9-K;*RP6A$E$8:YASDE?
M5XLH6L9BH'B:-U$SKG1+EK\N=9<-P@3H]3GGZF5@^K*J;P_^ %!+ P04
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M,F>U.,J:T)7M]R9<$$DN+I*.9_5!VP)_)^-]M.$ON2#%W*%E5I.J-"HT->,
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M+4?&/JFLI$)3/T\$LC(@CHR#=A:L_4A1NPRYO2< X1=TCHRI#LE!#PIOT90
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M:JR^X-8#03?5'7%&A;QQ5H\K('-@RD"^7U J#@-U[6S_S3#Z%U!+ P04
M" !)>K18?7T$7B0$  #($0  &0   'AL+W=O<FMS:&5E=',O<VAE970X,RYX
M;6RU6%UOHT84_2LC&E6[4AH8L(V3VI9BIZOM0ZHHV6T?5OLPAFLS"C#NS#C>
M2OWQO0,8,&!26?:+S<>]9\ZY,'//,-D)^:HB $U^)'&JIE:D]>;.ME400<+4
MC=A BG=60B9,XZE<VVHC@8594A+;KN.,[(3QU)I-LFM/<C816QWS%)XD4=LD
M8?*?.<1B-[6HM;_PS->1-A?LV63#UO "^NOF2>*97:*$/(%4<9$2":NI=4_O
M%G1L$K*(/SGL5.V8&"E+(5[-R>_AU'(,(X@AT :"X=\;+"".#1+R^+L M<HQ
M36+]>(_^*1./8I9,P4+$?_%01U-K;)$05FP;ZV>Q^PR%H*'!"T2LLE^R*V(=
MBP1;I452)".#A*?Y/_M1%**6X-$C"6Z1X#827/=(@E<D>)G0G%DFZX%I-IM(
ML2/21".:.<AJDV6C&IZ:Q_BB)=[EF*=G#[ 1BFMU318@-5_Q@&D@8D6*&^21
MZ:WDFH,B'QY ,QZKC^2*\)1\B<16L314$ULC$X-G!\6H\WQ4]\BHU"6/(M61
M(K^E(82' #9**'6X>QUSMQ?Q 8(;XM%KXCJN1[Z^/) /5Q_)(BL@R Z&B_^/
MY^[Q>GAZ9;V]#-<[@ELK)Q:Y5G-5+_JW^Z72$E_Q[UVUS4<8=(]@YOV=VK
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MZ2W*2QAS7#MSW&W-T=P\,ZVZ<ZNTP!:MJ5YM]_'0WLRTZO2MT@);M*:,];H
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M/7VTPSJA@!H.H&H^J-H"5"V 4K-?@\J\(,1I*5IXG58B 74I0-5\4+4%J%H
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M7*7IF47<J*1R75 )SE#Q _C*F4HEW+(8XU, 5^NJQ 4OXJZ#7L0;C"Y@Z'^
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M04^*)4C;VWBS!1<;9VW8,&ZG\49+\Y49.SVXT2*^/SPS@4C@7&1F=2AJXWL
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M)JC3:4N?3E_B@,S_UGY !HVUH9H#U2A48U"-0S4!U5RHYJ$TM<OJF-P:7N2
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M(SO==QH^3I_[?KP5?:VK@.\4>[I\MK]]_W7Y=;&^-U>DV_N,\>DO4$L#!!0
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M    $               @ $     9&]C4')O<',O87!P+GAM;%!+ 0(4 Q0
M   ( $AZM%C#;G9.\    "L"   1              "  :\   !D;V-0<F]P
M<R]C;W)E+GAM;%!+ 0(4 Q0    ( $AZM%B97)PC$ 8  )PG   3
M      "  <X!  !X;"]T:&5M92]T:&5M93$N>&UL4$L! A0#%     @ 2'JT
M6!]-=8J%"   CSP  !@              ("!#P@  'AL+W=O<FMS:&5E=',O
M<VAE970Q+GAM;%!+ 0(4 Q0    ( $AZM%C-S=?"'0@  +DE   8
M      " @<H0  !X;"]W;W)K<VAE971S+W-H965T,BYX;6Q02P$"% ,4
M" !(>K18#^@G:S@&  #8'P  &               @($=&0  >&PO=V]R:W-H
M965T<R]S:&5E=#,N>&UL4$L! A0#%     @ 2'JT6,2ZIT& !P  "R(  !@
M             ("!BQ\  'AL+W=O<FMS:&5E=',O<VAE970T+GAM;%!+ 0(4
M Q0    ( $AZM%C3#?5#[A(  *,0 0 8              " @4$G  !X;"]W
M;W)K<VAE971S+W-H965T-2YX;6Q02P$"% ,4    " !(>K18([7I]8\)  "T
M+P  &               @(%E.@  >&PO=V]R:W-H965T<R]S:&5E=#8N>&UL
M4$L! A0#%     @ 2'JT6&($_5;Z*P  FX<  !@              ("!*D0
M 'AL+W=O<FMS:&5E=',O<VAE970W+GAM;%!+ 0(4 Q0    ( $AZM%@(*H0&
M+04  !X,   8              " @5IP  !X;"]W;W)K<VAE971S+W-H965T
M."YX;6Q02P$"% ,4    " !(>K18BEQ #B8)   !&   &
M@(&]=0  >&PO=V]R:W-H965T<R]S:&5E=#DN>&UL4$L! A0#%     @ 2'JT
M6%R.Z)8E'@  "V(  !D              ("!&7\  'AL+W=O<FMS:&5E=',O
M<VAE970Q,"YX;6Q02P$"% ,4    " !(>K18@7:I: 4#  #2!@  &0
M        @(%UG0  >&PO=V]R:W-H965T<R]S:&5E=#$Q+GAM;%!+ 0(4 Q0
M   ( $AZM%B=>+,?]@0  -L+   9              " @;&@  !X;"]W;W)K
M<VAE971S+W-H965T,3(N>&UL4$L! A0#%     @ 2'JT6.\R00W,!   APP
M !D              ("!WJ4  'AL+W=O<FMS:&5E=',O<VAE970Q,RYX;6Q0
M2P$"% ,4    " !(>K181VZ4W14)  "^%P  &0              @('AJ@
M>&PO=V]R:W-H965T<R]S:&5E=#$T+GAM;%!+ 0(4 Q0    ( $AZM%CV<6BU
MPP4  ) -   9              " @2VT  !X;"]W;W)K<VAE971S+W-H965T
M,34N>&UL4$L! A0#%     @ 2'JT6'"^R%Q.!0  T@L  !D
M ("!)[H  'AL+W=O<FMS:&5E=',O<VAE970Q-BYX;6Q02P$"% ,4    " !(
M>K18GNHZ(*P$  #Q"P  &0              @(&LOP  >&PO=V]R:W-H965T
M<R]S:&5E=#$W+GAM;%!+ 0(4 Q0    ( $AZM%AM$-A-V ,  "L(   9
M          " @8_$  !X;"]W;W)K<VAE971S+W-H965T,3@N>&UL4$L! A0#
M%     @ 2'JT6/;Z-^YS!P  Y!(  !D              ("!GL@  'AL+W=O
M<FMS:&5E=',O<VAE970Q.2YX;6Q02P$"% ,4    " !(>K189T'\P<\(  #W
M%0  &0              @(%(T   >&PO=V]R:W-H965T<R]S:&5E=#(P+GAM
M;%!+ 0(4 Q0    ( $AZM%CL>]F&;P<  &L6   9              " @4[9
M  !X;"]W;W)K<VAE971S+W-H965T,C$N>&UL4$L! A0#%     @ 2'JT6/B3
M!S6:!0  U@P  !D              ("!].   'AL+W=O<FMS:&5E=',O<VAE
M970R,BYX;6Q02P$"% ,4    " !(>K18,*O+CPH$   F"0  &0
M    @('%Y@  >&PO=V]R:W-H965T<R]S:&5E=#(S+GAM;%!+ 0(4 Q0    (
M $AZM%AVYOJ'. 4  "<-   9              " @0;K  !X;"]W;W)K<VAE
M971S+W-H965T,C0N>&UL4$L! A0#%     @ 2'JT6 MKM4S1!   ?0P  !D
M             ("!=?   'AL+W=O<FMS:&5E=',O<VAE970R-2YX;6Q02P$"
M% ,4    " !(>K18'^QTL$\"  !+!0  &0              @(%]]0  >&PO
M=V]R:W-H965T<R]S:&5E=#(V+GAM;%!+ 0(4 Q0    ( $AZM%C!JWB*0P(
M ) &   9              " @0/X  !X;"]W;W)K<VAE971S+W-H965T,C<N
M>&UL4$L! A0#%     @ 2'JT6"&ZH3Q].@  FLH  !D              ("!
M??H  'AL+W=O<FMS:&5E=',O<VAE970R."YX;6Q02P$"% ,4    " !(>K18
M_K[-*%\#   ]!P  &0              @($Q-0$ >&PO=V]R:W-H965T<R]S
M:&5E=#(Y+GAM;%!+ 0(4 Q0    ( $AZM%@9U[YC<@<  %,3   9
M      " @<<X 0!X;"]W;W)K<VAE971S+W-H965T,S N>&UL4$L! A0#%
M  @ 2'JT6&=<PD94$   T#L  !D              ("!<$ ! 'AL+W=O<FMS
M:&5E=',O<VAE970S,2YX;6Q02P$"% ,4    " !(>K188!80:-,"  !4!@
M&0              @('[4 $ >&PO=V]R:W-H965T<R]S:&5E=#,R+GAM;%!+
M 0(4 Q0    ( $AZM%CBM9+"B ,  )T(   9              " @054 0!X
M;"]W;W)K<VAE971S+W-H965T,S,N>&UL4$L! A0#%     @ 2'JT6,.510;C
M P  'PL  !D              ("!Q%<! 'AL+W=O<FMS:&5E=',O<VAE970S
M-"YX;6Q02P$"% ,4    " !(>K18;&/IEL %   8$   &0
M@('>6P$ >&PO=V]R:W-H965T<R]S:&5E=#,U+GAM;%!+ 0(4 Q0    ( $AZ
MM%AE11?1.P,  %X'   9              " @=5A 0!X;"]W;W)K<VAE971S
M+W-H965T,S8N>&UL4$L! A0#%     @ 2'JT6!GBHP9D P  ] <  !D
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M=#0Q+GAM;%!+ 0(4 Q0    ( $AZM%C@L6LIX (  #H&   9
M  " @=QX 0!X;"]W;W)K<VAE971S+W-H965T-#(N>&UL4$L! A0#%     @
M2'JT6$-Y,S,I!0  K@T  !D              ("!\WL! 'AL+W=O<FMS:&5E
M=',O<VAE970T,RYX;6Q02P$"% ,4    " !(>K18$HQ2D44#  " !P  &0
M            @(%3@0$ >&PO=V]R:W-H965T<R]S:&5E=#0T+GAM;%!+ 0(4
M Q0    ( $AZM%A/ $B?) (  '@$   9              " @<^$ 0!X;"]W
M;W)K<VAE971S+W-H965T-#4N>&UL4$L! A0#%     @ 2'JT6.)=4-IB @
M 08  !D              ("!*H<! 'AL+W=O<FMS:&5E=',O<VAE970T-BYX
M;6Q02P$"% ,4    " !(>K18J$Z6=4("  !"!0  &0              @('#
MB0$ >&PO=V]R:W-H965T<R]S:&5E=#0W+GAM;%!+ 0(4 Q0    ( $AZM%C8
MEG="50(  "$%   9              " @3R, 0!X;"]W;W)K<VAE971S+W-H
M965T-#@N>&UL4$L! A0#%     @ 2'JT6!8)SK90 @  AP4  !D
M     ("!R(X! 'AL+W=O<FMS:&5E=',O<VAE970T.2YX;6Q02P$"% ,4
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M+GAM;%!+ 0(4 Q0    ( $AZM%@?V;7QT0@  +9>   9              "
M@0&@ 0!X;"]W;W)K<VAE971S+W-H965T-30N>&UL4$L! A0#%     @ 2'JT
M6)=$6^=#!@  9"4  !D              ("!":D! 'AL+W=O<FMS:&5E=',O
M<VAE970U-2YX;6Q02P$"% ,4    " !(>K18:;L)>!L%   D&@  &0
M        @(&#KP$ >&PO=V]R:W-H965T<R]S:&5E=#4V+GAM;%!+ 0(4 Q0
M   ( $AZM%@,=%JR P<  %DN   9              " @=6T 0!X;"]W;W)K
M<VAE971S+W-H965T-3<N>&UL4$L! A0#%     @ 2'JT6-\LPZ2F!@  WRD
M !D              ("!#[P! 'AL+W=O<FMS:&5E=',O<VAE970U."YX;6Q0
M2P$"% ,4    " !(>K18_B+2GX,)  "Z20  &0              @('LP@$
M>&PO=V]R:W-H965T<R]S:&5E=#4Y+GAM;%!+ 0(4 Q0    ( $AZM%B01ND"
M5 L  /Y;   9              " @:;, 0!X;"]W;W)K<VAE971S+W-H965T
M-C N>&UL4$L! A0#%     @ 2'JT6"[D DP&"   OC   !D
M ("!,=@! 'AL+W=O<FMS:&5E=',O<VAE970V,2YX;6Q02P$"% ,4    " !(
M>K18RWR\8J *  !;<P  &0              @(%NX $ >&PO=V]R:W-H965T
M<R]S:&5E=#8R+GAM;%!+ 0(4 Q0    ( $AZM%BRD'T%JP0  #D7   9
M          " @47K 0!X;"]W;W)K<VAE971S+W-H965T-C,N>&UL4$L! A0#
M%     @ 2'JT6)63<\P.#   ]6L  !D              ("!)_ ! 'AL+W=O
M<FMS:&5E=',O<VAE970V-"YX;6Q02P$"% ,4    " !(>K18&@^,I*H#  !
M$   &0              @(%L_ $ >&PO=V]R:W-H965T<R]S:&5E=#8U+GAM
M;%!+ 0(4 Q0    ( $AZM%A)F>8Q<0,  "<.   9              " @4T
M @!X;"]W;W)K<VAE971S+W-H965T-C8N>&UL4$L! A0#%     @ 2'JT6(AF
MW"!A#0  :9\  !D              ("!]0," 'AL+W=O<FMS:&5E=',O<VAE
M970V-RYX;6Q02P$"% ,4    " !(>K18>MEF%D(%   !)@  &0
M    @(&-$0( >&PO=V]R:W-H965T<R]S:&5E=#8X+GAM;%!+ 0(4 Q0    (
M $AZM%@:FN884 ,  *,-   9              " @087 @!X;"]W;W)K<VAE
M971S+W-H965T-CDN>&UL4$L! A0#%     @ 2'JT6(JB(=WO'0  IW8! !D
M             ("!C1H" 'AL+W=O<FMS:&5E=',O<VAE970W,"YX;6Q02P$"
M% ,4    " !(>K18W)6UHK /  "@M0  &0              @(&S. ( >&PO
M=V]R:W-H965T<R]S:&5E=#<Q+GAM;%!+ 0(4 Q0    ( $AZM%B .G%ZF (
M ,D&   9              " @9I( @!X;"]W;W)K<VAE971S+W-H965T-S(N
M>&UL4$L! A0#%     @ 2'JT6('Q;>;M P  TA(  !D              ("!
M:4L" 'AL+W=O<FMS:&5E=',O<VAE970W,RYX;6Q02P$"% ,4    " !(>K18
MRV#>&&H#  !K"P  &0              @(&-3P( >&PO=V]R:W-H965T<R]S
M:&5E=#<T+GAM;%!+ 0(4 Q0    ( $AZM%@=N UW P,  $\(   9
M      " @2Y3 @!X;"]W;W)K<VAE971S+W-H965T-S4N>&UL4$L! A0#%
M  @ 2'JT6&N$3XZ: @  "0<  !D              ("!:%8" 'AL+W=O<FMS
M:&5E=',O<VAE970W-BYX;6Q02P$"% ,4    " !)>K18#H.J)  $  #?$0
M&0              @($Y60( >&PO=V]R:W-H965T<R]S:&5E=#<W+GAM;%!+
M 0(4 Q0    ( $EZM%@&4Y05# ,  ,,+   9              " @7!= @!X
M;"]W;W)K<VAE971S+W-H965T-S@N>&UL4$L! A0#%     @ 27JT6)CO6DY0
M P  Z@\  !D              ("!LV " 'AL+W=O<FMS:&5E=',O<VAE970W
M.2YX;6Q02P$"% ,4    " !)>K18V$#FS/((  "570  &0
M@($Z9 ( >&PO=V]R:W-H965T<R]S:&5E=#@P+GAM;%!+ 0(4 Q0    ( $EZ
MM%AP CH^0@@  $4Y   9              " @6-M @!X;"]W;W)K<VAE971S
M+W-H965T.#$N>&UL4$L! A0#%     @ 27JT6(#U[\#P P  <A   !D
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M=#@V+GAM;%!+ 0(4 Q0    ( $EZM%@D=@UU$0<  -\P   9
M  " @9F/ @!X;"]W;W)K<VAE971S+W-H965T.#<N>&UL4$L! A0#%     @
M27JT6&TS'2K, @  RP@  !D              ("!X98" 'AL+W=O<FMS:&5E
M=',O<VAE970X."YX;6Q02P$"% ,4    " !)>K18SO3:.+H#  ! #   &0
M            @('DF0( >&PO=V]R:W-H965T<R]S:&5E=#@Y+GAM;%!+ 0(4
M Q0    ( $EZM%CJTL6GAP4   86   9              " @=6= @!X;"]W
M;W)K<VAE971S+W-H965T.3 N>&UL4$L! A0#%     @ 27JT6!+B#Q=? P
MJ X  !D              ("!DZ," 'AL+W=O<FMS:&5E=',O<VAE970Y,2YX
M;6Q02P$"% ,4    " !)>K18%#97U=$"   K"@  &0              @($I
MIP( >&PO=V]R:W-H965T<R]S:&5E=#DR+GAM;%!+ 0(4 Q0    ( $EZM%BV
MO9B-3 0  %H3   9              " @3&J @!X;"]W;W)K<VAE971S+W-H
M965T.3,N>&UL4$L! A0#%     @ 27JT6#69P(V- P  _@T  !D
M     ("!M*X" 'AL+W=O<FMS:&5E=',O<VAE970Y-"YX;6Q02P$"% ,4
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M+GAM;%!+ 0(4 Q0    ( $EZM%B2DQ@)!P0  %,1   9              "
M@9?' @!X;"]W;W)K<VAE971S+W-H965T.3DN>&UL4$L! A0#%     @ 27JT
M6!#0IRT3!   \0\  !H              ("!U<L" 'AL+W=O<FMS:&5E=',O
M<VAE970Q,# N>&UL4$L! A0#%     @ 27JT6&;=-U*]!@  0"(  !H
M         ("!(- " 'AL+W=O<FMS:&5E=',O<VAE970Q,#$N>&UL4$L! A0#
M%     @ 27JT6+SJY0"+!0  B2   !H              ("!%=<" 'AL+W=O
M<FMS:&5E=',O<VAE970Q,#(N>&UL4$L! A0#%     @ 27JT6/&!#QE@ P
MD!8   T              ( !V-P" 'AL+W-T>6QE<RYX;6Q02P$"% ,4
M" !)>K18EXJ[',     3 @  "P              @ %CX ( 7W)E;',O+G)E
M;'-02P$"% ,4    " !)>K18LC[Y.RL'  #!0@  #P              @ %,
MX0( >&PO=V]R:V)O;VLN>&UL4$L! A0#%     @ 27JT6.U(Q+7D @  \3L
M !H              ( !I.@" 'AL+U]R96QS+W=O<FMB;V]K+GAM;"YR96QS
M4$L! A0#%     @ 27JT6-$U_%E? @  USD  !,              ( !P.L"
J %M#;VYT96YT7U1Y<&5S72YX;6Q02P4&     &X ;@ \'@  4.X"

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>122
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>123
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>125
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.24.1.1.u2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>582</ContextCount>
  <ElementCount>556</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>true</FootnotesReported>
  <SegmentCount>107</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>10</UnitCount>
  <MyReports>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000100 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/DocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>010000 - Statement - Consolidated Statements of Financial Condition</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition</Role>
      <ShortName>Consolidated Statements of Financial Condition</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>2</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R3.htm</HtmlFileName>
      <LongName>010100 - Statement - Consolidated Statements of Financial Condition (Parenthetical)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical</Role>
      <ShortName>Consolidated Statements of Financial Condition (Parenthetical)</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>3</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R4.htm</HtmlFileName>
      <LongName>020000 - Statement - Consolidated Statements of Operations and Comprehensive Income (Loss)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss</Role>
      <ShortName>Consolidated Statements of Operations and Comprehensive Income (Loss)</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>4</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R5.htm</HtmlFileName>
      <LongName>030000 - Statement - Consolidated Statements of Changes in Stockholders' Equity</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity</Role>
      <ShortName>Consolidated Statements of Changes in Stockholders' Equity</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>5</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R6.htm</HtmlFileName>
      <LongName>040000 - Statement - Consolidated Statements of Cash Flows</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows</Role>
      <ShortName>Consolidated Statements of Cash Flows</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>6</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R7.htm</HtmlFileName>
      <LongName>060100 - Disclosure - Summary of Significant Accounting Policies</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies</Role>
      <ShortName>Summary of Significant Accounting Policies</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>7</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R8.htm</HtmlFileName>
      <LongName>060200 - Disclosure - Capital</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/Capital</Role>
      <ShortName>Capital</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>8</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R9.htm</HtmlFileName>
      <LongName>060300 - Disclosure - Securities</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/Securities</Role>
      <ShortName>Securities</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>9</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R10.htm</HtmlFileName>
      <LongName>060400 - Disclosure - Loans Receivable Held for Investment</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestment</Role>
      <ShortName>Loans Receivable Held for Investment</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>10</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R11.htm</HtmlFileName>
      <LongName>060500 - Disclosure - Office Properties and Equipment, net</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/OfficePropertiesAndEquipmentNet</Role>
      <ShortName>Office Properties and Equipment, net</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>11</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R12.htm</HtmlFileName>
      <LongName>060600 - Disclosure - Leases</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/Leases</Role>
      <ShortName>Leases</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>12</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R13.htm</HtmlFileName>
      <LongName>060700 - Disclosure - Goodwill and Core Deposit Intangible</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/GoodwillAndCoreDepositIntangible</Role>
      <ShortName>Goodwill and Core Deposit Intangible</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>13</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R14.htm</HtmlFileName>
      <LongName>060800 - Disclosure - Fair Value</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/FairValue</Role>
      <ShortName>Fair Value</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>14</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R15.htm</HtmlFileName>
      <LongName>060900 - Disclosure - Deposits</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/Deposits</Role>
      <ShortName>Deposits</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>15</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R16.htm</HtmlFileName>
      <LongName>061000 - Disclosure - Borrowings</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/Borrowings</Role>
      <ShortName>Borrowings</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>16</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R17.htm</HtmlFileName>
      <LongName>061100 - Disclosure - Securities Sold Under Agreements to Repurchase</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchase</Role>
      <ShortName>Securities Sold Under Agreements to Repurchase</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>17</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R18.htm</HtmlFileName>
      <LongName>061200 - Disclosure - Notes Payable</LongName>
      <ReportType>Notes</ReportType>
      <Role>http://broadwayfed.com/role/NotesPayable</Role>
      <ShortName>Notes Payable</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>18</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R19.htm</HtmlFileName>
      <LongName>061300 - Disclosure - Employee Benefit Plans</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/EmployeeBenefitPlans</Role>
      <ShortName>Employee Benefit Plans</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>19</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R20.htm</HtmlFileName>
      <LongName>061400 - Disclosure - Income Taxes</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/IncomeTaxes</Role>
      <ShortName>Income Taxes</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>20</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R21.htm</HtmlFileName>
      <LongName>061500 - Disclosure - Stock-Based Compensation</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/StockbasedCompensation</Role>
      <ShortName>Stock-Based Compensation</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>21</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R22.htm</HtmlFileName>
      <LongName>061600 - Disclosure - Regulatory Matters</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/RegulatoryMatters</Role>
      <ShortName>Regulatory Matters</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>22</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R23.htm</HtmlFileName>
      <LongName>061700 - Disclosure - Loan Commitments and Other Related Activities</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivities</Role>
      <ShortName>Loan Commitments and Other Related Activities</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>23</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R24.htm</HtmlFileName>
      <LongName>061800 - Disclosure - Parent Company Only Condensed Financial Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformation</Role>
      <ShortName>Parent Company Only Condensed Financial Information</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>24</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R25.htm</HtmlFileName>
      <LongName>061900 - Disclosure - Earnings Per Common Share</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/EarningsPerCommonShare</Role>
      <ShortName>Earnings Per Common Share</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>25</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R26.htm</HtmlFileName>
      <LongName>062000 - Disclosure - Subsequent Events</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SubsequentEvents</Role>
      <ShortName>Subsequent Events</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>26</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R27.htm</HtmlFileName>
      <LongName>062100 - Disclosure - Insider Trading Arrangements</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/InsiderTradingArrangements</Role>
      <ShortName>Insider Trading Arrangements</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>27</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R28.htm</HtmlFileName>
      <LongName>070100 - Disclosure - Summary of Significant Accounting Policies (Policies)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies</Role>
      <ShortName>Summary of Significant Accounting Policies (Policies)</ShortName>
      <MenuCategory>Policies</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies</ParentRole>
      <Position>28</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R29.htm</HtmlFileName>
      <LongName>080100 - Disclosure - Summary of Significant Accounting Policies (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesTables</Role>
      <ShortName>Summary of Significant Accounting Policies (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies</ParentRole>
      <Position>29</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R30.htm</HtmlFileName>
      <LongName>080300 - Disclosure - Securities (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SecuritiesTables</Role>
      <ShortName>Securities (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/Securities</ParentRole>
      <Position>30</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R31.htm</HtmlFileName>
      <LongName>080400 - Disclosure - Loans Receivable Held for Investment (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables</Role>
      <ShortName>Loans Receivable Held for Investment (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/LoansReceivableHeldForInvestment</ParentRole>
      <Position>31</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R32.htm</HtmlFileName>
      <LongName>080500 - Disclosure - Office Properties and Equipment, net (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetTables</Role>
      <ShortName>Office Properties and Equipment, net (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/OfficePropertiesAndEquipmentNet</ParentRole>
      <Position>32</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R33.htm</HtmlFileName>
      <LongName>080600 - Disclosure - Leases (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LeasesTables</Role>
      <ShortName>Leases (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/Leases</ParentRole>
      <Position>33</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R34.htm</HtmlFileName>
      <LongName>080700 - Disclosure - Goodwill and Core Deposit Intangible (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables</Role>
      <ShortName>Goodwill and Core Deposit Intangible (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/GoodwillAndCoreDepositIntangible</ParentRole>
      <Position>34</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R35.htm</HtmlFileName>
      <LongName>080800 - Disclosure - Fair Value (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/FairValueTables</Role>
      <ShortName>Fair Value (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/FairValue</ParentRole>
      <Position>35</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R36.htm</HtmlFileName>
      <LongName>080900 - Disclosure - Deposits (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/DepositsTables</Role>
      <ShortName>Deposits (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/Deposits</ParentRole>
      <Position>36</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R37.htm</HtmlFileName>
      <LongName>081000 - Disclosure - Borrowings (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/BorrowingsTables</Role>
      <ShortName>Borrowings (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/Borrowings</ParentRole>
      <Position>37</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R38.htm</HtmlFileName>
      <LongName>081300 - Disclosure - Employee Benefit Plans (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/EmployeeBenefitPlansTables</Role>
      <ShortName>Employee Benefit Plans (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/EmployeeBenefitPlans</ParentRole>
      <Position>38</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R39.htm</HtmlFileName>
      <LongName>081400 - Disclosure - Income Taxes (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/IncomeTaxesTables</Role>
      <ShortName>Income Taxes (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/IncomeTaxes</ParentRole>
      <Position>39</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R40.htm</HtmlFileName>
      <LongName>081500 - Disclosure - Stock-Based Compensation (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/StockbasedCompensationTables</Role>
      <ShortName>Stock-Based Compensation (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/StockbasedCompensation</ParentRole>
      <Position>40</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R41.htm</HtmlFileName>
      <LongName>081600 - Disclosure - Regulatory Matters (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/RegulatoryMattersTables</Role>
      <ShortName>Regulatory Matters (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/RegulatoryMatters</ParentRole>
      <Position>41</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R42.htm</HtmlFileName>
      <LongName>081700 - Disclosure - Loan Commitments and Other Related Activities (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesTables</Role>
      <ShortName>Loan Commitments and Other Related Activities (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivities</ParentRole>
      <Position>42</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R43.htm</HtmlFileName>
      <LongName>081800 - Disclosure - Parent Company Only Condensed Financial Information (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables</Role>
      <ShortName>Parent Company Only Condensed Financial Information (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformation</ParentRole>
      <Position>43</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R44.htm</HtmlFileName>
      <LongName>081900 - Disclosure - Earnings Per Common Share (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/EarningsPerCommonShareTables</Role>
      <ShortName>Earnings Per Common Share (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/EarningsPerCommonShare</ParentRole>
      <Position>44</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R45.htm</HtmlFileName>
      <LongName>090100 - Disclosure - Summary of Significant Accounting Policies, Nature of Operations and Principles of Consolidation (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails</Role>
      <ShortName>Summary of Significant Accounting Policies, Nature of Operations and Principles of Consolidation (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>45</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R46.htm</HtmlFileName>
      <LongName>090102 - Disclosure - Summary of Significant Accounting Policies, Out of Period Adjustments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails</Role>
      <ShortName>Summary of Significant Accounting Policies, Out of Period Adjustments (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>46</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R47.htm</HtmlFileName>
      <LongName>090104 - Disclosure - Summary of Significant Accounting Policies, Investment Securities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails</Role>
      <ShortName>Summary of Significant Accounting Policies, Investment Securities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>47</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R48.htm</HtmlFileName>
      <LongName>090106 - Disclosure - Summary of Significant Accounting Policies, Loans Receivable Held for Investment (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails</Role>
      <ShortName>Summary of Significant Accounting Policies, Loans Receivable Held for Investment (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>48</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R49.htm</HtmlFileName>
      <LongName>090110 - Disclosure - Summary of Significant Accounting Policies, Business Combinations (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails</Role>
      <ShortName>Summary of Significant Accounting Policies, Business Combinations (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>49</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R50.htm</HtmlFileName>
      <LongName>090112 - Disclosure - Summary of Significant Accounting Policies, Office Properties and Equipment (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails</Role>
      <ShortName>Summary of Significant Accounting Policies, Office Properties and Equipment (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>50</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R51.htm</HtmlFileName>
      <LongName>090114 - Disclosure - Summary of Significant Accounting Policies, Investment in Affordable Housing Limited Partnership (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails</Role>
      <ShortName>Summary of Significant Accounting Policies, Investment in Affordable Housing Limited Partnership (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>51</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R52.htm</HtmlFileName>
      <LongName>090118 - Disclosure - Summary of Significant Accounting Policies, Operating Segments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails</Role>
      <ShortName>Summary of Significant Accounting Policies, Operating Segments (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>52</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R53.htm</HtmlFileName>
      <LongName>090120 - Disclosure - Summary of Significant Accounting Policies, Allowance for Credit Losses (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails</Role>
      <ShortName>Summary of Significant Accounting Policies, Allowance for Credit Losses (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>53</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R54.htm</HtmlFileName>
      <LongName>090200 - Disclosure - Capital (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/CapitalDetails</Role>
      <ShortName>Capital (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/Capital</ParentRole>
      <Position>54</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R55.htm</HtmlFileName>
      <LongName>090300 - Disclosure - Securities, Available-for-Sale Investment Securities Portfolios (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails</Role>
      <ShortName>Securities, Available-for-Sale Investment Securities Portfolios (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>55</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R56.htm</HtmlFileName>
      <LongName>090302 - Disclosure - Securities, Contractual Maturities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails</Role>
      <ShortName>Securities, Contractual Maturities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>56</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R57.htm</HtmlFileName>
      <LongName>090304 - Disclosure - Securities, Unrealized Loss Position (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails</Role>
      <ShortName>Securities, Unrealized Loss Position (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>57</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R58.htm</HtmlFileName>
      <LongName>090306 - Disclosure - Securities, Securities with Unrealized Losses, Securities Pledged as Collateral and Holdings of Securities by One Issuer in Amount Greater Than 10% of Stockholders' Equity (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails</Role>
      <ShortName>Securities, Securities with Unrealized Losses, Securities Pledged as Collateral and Holdings of Securities by One Issuer in Amount Greater Than 10% of Stockholders' Equity (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>58</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R59.htm</HtmlFileName>
      <LongName>090400 - Disclosure - Loans Receivable Held for Investment, Summary (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Summary (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables</ParentRole>
      <Position>59</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R60.htm</HtmlFileName>
      <LongName>090402 - Disclosure - Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>60</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R61.htm</HtmlFileName>
      <LongName>090404 - Disclosure - Loans Receivable Held for Investment, Activity in Allowance for Loan Losses by Loan Type (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Activity in Allowance for Loan Losses by Loan Type (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>61</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R62.htm</HtmlFileName>
      <LongName>090406 - Disclosure - Loans Receivable Held for Investment, Collateral Dependent Loans by Collateral Type (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Collateral Dependent Loans by Collateral Type (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>62</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R63.htm</HtmlFileName>
      <LongName>090408 - Disclosure - Loans Receivable Held for Investment, Purchased Credit Deteriorated (PCD) Loans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Purchased Credit Deteriorated (PCD) Loans (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>63</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R64.htm</HtmlFileName>
      <LongName>090410 - Disclosure - Loans Receivable Held for Investment, Allowance for Loan Losses and Recorded Investment in Loans by Type of Loans and Based on Impairment Method (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Allowance for Loan Losses and Recorded Investment in Loans by Type of Loans and Based on Impairment Method (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>64</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R65.htm</HtmlFileName>
      <LongName>090412 - Disclosure - Loans Receivable Held for Investment, Loans Individually Evaluated for Impairment by Loan Type (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Loans Individually Evaluated for Impairment by Loan Type (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>65</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R66.htm</HtmlFileName>
      <LongName>090414 - Disclosure - Loans Receivable Held for Investment, Average of Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Average of Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>66</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R67.htm</HtmlFileName>
      <LongName>090416 - Disclosure - Loans Receivable Held for Investment, Aging of Recorded Investment in Past Due Loans by Loan Type (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Aging of Recorded Investment in Past Due Loans by Loan Type (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>67</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R68.htm</HtmlFileName>
      <LongName>090418 - Disclosure - Loans Receivable Held for Investment, Recorded Investment in Non-accrual Loans by Loan Type (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Recorded Investment in Non-accrual Loans by Loan Type (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>68</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R69.htm</HtmlFileName>
      <LongName>090420 - Disclosure - Loans Receivable Held for Investment, Troubled Debt Restructurings (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Troubled Debt Restructurings (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>69</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R70.htm</HtmlFileName>
      <LongName>090422 - Disclosure - Loans Receivable Held for Investment, Internal Risk Grading, and by Year of Origination (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Internal Risk Grading, and by Year of Origination (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>70</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R71.htm</HtmlFileName>
      <LongName>090424 - Disclosure - Loans Receivable Held for Investment, Credit Quality Indicators (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Credit Quality Indicators (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>71</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R72.htm</HtmlFileName>
      <LongName>090426 - Disclosure - Loans Receivable Held for Investment, Off-Balance Sheet Commitments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails</Role>
      <ShortName>Loans Receivable Held for Investment, Off-Balance Sheet Commitments (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>72</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R73.htm</HtmlFileName>
      <LongName>090500 - Disclosure - Office Properties and Equipment, net (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails</Role>
      <ShortName>Office Properties and Equipment, net (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetTables</ParentRole>
      <Position>73</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R74.htm</HtmlFileName>
      <LongName>090600 - Disclosure - Leases, Operating Leases (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LeasesOperatingLeasesDetails</Role>
      <ShortName>Leases, Operating Leases (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>74</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R75.htm</HtmlFileName>
      <LongName>090602 - Disclosure - Leases, Additional Information for Operating Leases (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails</Role>
      <ShortName>Leases, Additional Information for Operating Leases (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>75</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R76.htm</HtmlFileName>
      <LongName>090604 - Disclosure - Leases, Future Minimum Payments for Operating Leases (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails</Role>
      <ShortName>Leases, Future Minimum Payments for Operating Leases (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>76</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R77.htm</HtmlFileName>
      <LongName>090700 - Disclosure - Goodwill and Core Deposit Intangible, Goodwill and Core Deposit Intangibles (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails</Role>
      <ShortName>Goodwill and Core Deposit Intangible, Goodwill and Core Deposit Intangibles (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>77</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R78.htm</HtmlFileName>
      <LongName>090702 - Disclosure - Goodwill and Core Deposit Intangible, Components of Carrying Amount of Core Deposit Intangible (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails</Role>
      <ShortName>Goodwill and Core Deposit Intangible, Components of Carrying Amount of Core Deposit Intangible (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>78</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R79.htm</HtmlFileName>
      <LongName>090704 - Disclosure - Goodwill and Core Deposit Intangible, Estimated Amortization Expense (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails</Role>
      <ShortName>Goodwill and Core Deposit Intangible, Estimated Amortization Expense (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>79</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R80.htm</HtmlFileName>
      <LongName>090800 - Disclosure - Fair Value, Assets Measured on Recurring Basis (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails</Role>
      <ShortName>Fair Value, Assets Measured on Recurring Basis (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>80</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R81.htm</HtmlFileName>
      <LongName>090802 - Disclosure - Fair Value, Fair Values of Financial Instruments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails</Role>
      <ShortName>Fair Value, Fair Values of Financial Instruments (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>81</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R82.htm</HtmlFileName>
      <LongName>090900 - Disclosure - Deposits, Summary of Deposits (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails</Role>
      <ShortName>Deposits, Summary of Deposits (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>82</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R83.htm</HtmlFileName>
      <LongName>090902 - Disclosure - Deposits, Certificate of Deposit Maturities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails</Role>
      <ShortName>Deposits, Certificate of Deposit Maturities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>83</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R84.htm</HtmlFileName>
      <LongName>091000 - Disclosure - Borrowings (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/BorrowingsDetails</Role>
      <ShortName>Borrowings (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/BorrowingsTables</ParentRole>
      <Position>84</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R85.htm</HtmlFileName>
      <LongName>091100 - Disclosure - Securities Sold Under Agreements to Repurchase (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails</Role>
      <ShortName>Securities Sold Under Agreements to Repurchase (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchase</ParentRole>
      <Position>85</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R86.htm</HtmlFileName>
      <LongName>091200 - Disclosure - Notes Payable (Details)</LongName>
      <ReportType>Notes</ReportType>
      <Role>http://broadwayfed.com/role/NotesPayableDetails</Role>
      <ShortName>Notes Payable (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/NotesPayable</ParentRole>
      <Position>86</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R87.htm</HtmlFileName>
      <LongName>091300 - Disclosure - Employee Benefit Plans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/EmployeeBenefitPlansDetails</Role>
      <ShortName>Employee Benefit Plans (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/EmployeeBenefitPlansTables</ParentRole>
      <Position>87</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R88.htm</HtmlFileName>
      <LongName>091400 - Disclosure - Income Taxes, Income Tax Expense (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails</Role>
      <ShortName>Income Taxes, Income Tax Expense (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>88</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R89.htm</HtmlFileName>
      <LongName>091402 - Disclosure - Income Taxes, Effective Income Tax Rate Reconciliation (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails</Role>
      <ShortName>Income Taxes, Effective Income Tax Rate Reconciliation (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>89</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R90.htm</HtmlFileName>
      <LongName>091404 - Disclosure - Income Taxes, Deferred Tax Assets and Liabilities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails</Role>
      <ShortName>Income Taxes, Deferred Tax Assets and Liabilities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>90</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R91.htm</HtmlFileName>
      <LongName>091406 - Disclosure - Income Taxes, NOL and Tax Credit Carryforwards and Income Tax Uncertainties (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails</Role>
      <ShortName>Income Taxes, NOL and Tax Credit Carryforwards and Income Tax Uncertainties (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>91</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R92.htm</HtmlFileName>
      <LongName>091500 - Disclosure - Stock-Based Compensation, Summary of Plans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails</Role>
      <ShortName>Stock-Based Compensation, Summary of Plans (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>92</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R93.htm</HtmlFileName>
      <LongName>091502 - Disclosure - Stock-Based Compensation, Stock Option Activity (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails</Role>
      <ShortName>Stock-Based Compensation, Stock Option Activity (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>93</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R94.htm</HtmlFileName>
      <LongName>091504 - Disclosure - Stock-Based Compensation, Options Outstanding and Exercisable (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails</Role>
      <ShortName>Stock-Based Compensation, Options Outstanding and Exercisable (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>94</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R95.htm</HtmlFileName>
      <LongName>091506 - Disclosure - Stock-Based Compensation, Stock Awards to Directors and Restricted Stock Awards to Employees (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails</Role>
      <ShortName>Stock-Based Compensation, Stock Awards to Directors and Restricted Stock Awards to Employees (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>95</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R96.htm</HtmlFileName>
      <LongName>091508 - Disclosure - Stock-Based Compensation, Summary of Restricted Stock Unit Activity (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails</Role>
      <ShortName>Stock-Based Compensation, Summary of Restricted Stock Unit Activity (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>96</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R97.htm</HtmlFileName>
      <LongName>091600 - Disclosure - Regulatory Matters (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/RegulatoryMattersDetails</Role>
      <ShortName>Regulatory Matters (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/RegulatoryMattersTables</ParentRole>
      <Position>97</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R98.htm</HtmlFileName>
      <LongName>091700 - Disclosure - Loan Commitments and Other Related Activities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails</Role>
      <ShortName>Loan Commitments and Other Related Activities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesTables</ParentRole>
      <Position>98</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R99.htm</HtmlFileName>
      <LongName>091800 - Disclosure - Parent Company Only Condensed Financial Information, Condensed Balance Sheets (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails</Role>
      <ShortName>Parent Company Only Condensed Financial Information, Condensed Balance Sheets (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>99</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R100.htm</HtmlFileName>
      <LongName>091802 - Disclosure - Parent Company Only Condensed Financial Information, Condensed Statements of Income (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails</Role>
      <ShortName>Parent Company Only Condensed Financial Information, Condensed Statements of Income (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>100</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R101.htm</HtmlFileName>
      <LongName>091804 - Disclosure - Parent Company Only Condensed Financial Information, Condensed Statements of Cash Flows (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails</Role>
      <ShortName>Parent Company Only Condensed Financial Information, Condensed Statements of Cash Flows (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>101</Position>
    </Report>
    <Report instance="ef20016744_10k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R102.htm</HtmlFileName>
      <LongName>091900 - Disclosure - Earnings Per Common Share (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://broadwayfed.com/role/EarningsPerCommonShareDetails</Role>
      <ShortName>Earnings Per Common Share (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://broadwayfed.com/role/EarningsPerCommonShareTables</ParentRole>
      <Position>102</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <Logs>
    <Log type="Warning">[ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 10 fact(s) appearing in ix:hidden were eligible for transformation: byfc:FinancingReceivableTerm, dei:CurrentFiscalYearEndDate, dei:SecurityExchangeName, us-gaap:StockholdersEquityNoteStockSplitConversionRatio1 -  ef20016744_10k.htm 11</Log>
    <Log type="Warning">[EFM.6.05.45.coverPageFactNotVisible] Submission type 10-K has 1 cover page fact(s) in ix:hidden that should be visible or referenced by an -sec-ix-hidden style property: EntityInteractiveDataCurrent - ef20016744_10k.htm 11 - ef20016744_10k.htm 11</Log>
  </Logs>
  <InputFiles>
    <File>byfc-20231231.xsd</File>
    <File>byfc-20231231_cal.xml</File>
    <File>byfc-20231231_def.xml</File>
    <File>byfc-20231231_lab.xml</File>
    <File>byfc-20231231_pre.xml</File>
    <File doctype="10-K" isDefinitelyFs="true" isUsgaap="true" original="ef20016744_10k.htm">ef20016744_10k.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="3">http://fasb.org/srt/2023</BaseTaxonomy>
    <BaseTaxonomy items="1948">http://fasb.org/us-gaap/2023</BaseTaxonomy>
    <BaseTaxonomy items="40">http://xbrl.sec.gov/dei/2023</BaseTaxonomy>
    <BaseTaxonomy items="4">http://xbrl.sec.gov/ecd/2023</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>128
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "ef20016744_10k.htm": {
   "nsprefix": "byfc",
   "nsuri": "http://broadwayfed.com/20231231",
   "dts": {
    "schema": {
     "local": [
      "byfc-20231231.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2004/ref-2004-08-10.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd",
      "https://xbrl.sec.gov/country/2023/country-2023.xsd",
      "https://xbrl.sec.gov/currency/2023/currency-2023.xsd",
      "https://xbrl.sec.gov/dei/2023/dei-2023.xsd",
      "https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd",
      "https://xbrl.sec.gov/exch/2023/exch-2023.xsd",
      "https://xbrl.sec.gov/naics/2023/naics-2023.xsd",
      "https://xbrl.sec.gov/sic/2023/sic-2023.xsd",
      "https://xbrl.sec.gov/stpr/2023/stpr-2023.xsd"
     ]
    },
    "calculationLink": {
     "local": [
      "byfc-20231231_cal.xml"
     ]
    },
    "definitionLink": {
     "local": [
      "byfc-20231231_def.xml"
     ]
    },
    "labelLink": {
     "local": [
      "byfc-20231231_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "byfc-20231231_pre.xml"
     ]
    },
    "inline": {
     "local": [
      "ef20016744_10k.htm"
     ]
    }
   },
   "keyStandard": 448,
   "keyCustom": 108,
   "axisStandard": 38,
   "axisCustom": 0,
   "memberStandard": 67,
   "memberCustom": 38,
   "hidden": {
    "total": 21,
    "http://fasb.org/us-gaap/2023": 12,
    "http://xbrl.sec.gov/dei/2023": 8,
    "http://broadwayfed.com/20231231": 1
   },
   "contextCount": 582,
   "entityCount": 1,
   "segmentCount": 107,
   "elementCount": 923,
   "unitCount": 10,
   "baseTaxonomies": {
    "http://fasb.org/us-gaap/2023": 1948,
    "http://xbrl.sec.gov/dei/2023": 40,
    "http://xbrl.sec.gov/ecd/2023": 4,
    "http://fasb.org/srt/2023": 3
   },
   "report": {
    "R1": {
     "role": "http://broadwayfed.com/role/DocumentAndEntityInformation",
     "longName": "000100 - Document - Document and Entity Information",
     "shortName": "Document and Entity Information",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R2": {
     "role": "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
     "longName": "010000 - Statement - Consolidated Statements of Financial Condition",
     "shortName": "Consolidated Statements of Financial Condition",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "",
     "menuCat": "Statements",
     "order": "2",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:CashAndDueFromBanks",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:CashAndDueFromBanks",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R3": {
     "role": "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
     "longName": "010100 - Statement - Consolidated Statements of Financial Condition (Parenthetical)",
     "shortName": "Consolidated Statements of Financial Condition (Parenthetical)",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "parenthetical",
     "menuCat": "Statements",
     "order": "3",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:TreasuryStockCommonShares",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "us-gaap:TreasuryStockCommonShares",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R4": {
     "role": "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
     "longName": "020000 - Statement - Consolidated Statements of Operations and Comprehensive Income (Loss)",
     "shortName": "Consolidated Statements of Operations and Comprehensive Income (Loss)",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "",
     "menuCat": "Statements",
     "order": "4",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R5": {
     "role": "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
     "longName": "030000 - Statement - Consolidated Statements of Changes in Stockholders' Equity",
     "shortName": "Consolidated Statements of Changes in Stockholders' Equity",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "",
     "menuCat": "Statements",
     "order": "5",
     "firstAnchor": {
      "contextRef": "c20211231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember",
      "name": "us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20211231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember",
      "name": "us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R6": {
     "role": "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
     "longName": "040000 - Statement - Consolidated Statements of Cash Flows",
     "shortName": "Consolidated Statements of Cash Flows",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "",
     "menuCat": "Statements",
     "order": "6",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ProfitLoss",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DepreciationDepletionAndAmortization",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R7": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies",
     "longName": "060100 - Disclosure - Summary of Significant Accounting Policies",
     "shortName": "Summary of Significant Accounting Policies",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "7",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:SignificantAccountingPoliciesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:SignificantAccountingPoliciesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R8": {
     "role": "http://broadwayfed.com/role/Capital",
     "longName": "060200 - Disclosure - Capital",
     "shortName": "Capital",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "8",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R9": {
     "role": "http://broadwayfed.com/role/Securities",
     "longName": "060300 - Disclosure - Securities",
     "shortName": "Securities",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "9",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R10": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestment",
     "longName": "060400 - Disclosure - Loans Receivable Held for Investment",
     "shortName": "Loans Receivable Held for Investment",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "10",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FinancingReceivablesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FinancingReceivablesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R11": {
     "role": "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNet",
     "longName": "060500 - Disclosure - Office Properties and Equipment, net",
     "shortName": "Office Properties and Equipment, net",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "11",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R12": {
     "role": "http://broadwayfed.com/role/Leases",
     "longName": "060600 - Disclosure - Leases",
     "shortName": "Leases",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "12",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:LesseeOperatingLeasesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:LesseeOperatingLeasesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R13": {
     "role": "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangible",
     "longName": "060700 - Disclosure - Goodwill and Core Deposit Intangible",
     "shortName": "Goodwill and Core Deposit Intangible",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "13",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R14": {
     "role": "http://broadwayfed.com/role/FairValue",
     "longName": "060800 - Disclosure - Fair Value",
     "shortName": "Fair Value",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "14",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FairValueDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FairValueDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R15": {
     "role": "http://broadwayfed.com/role/Deposits",
     "longName": "060900 - Disclosure - Deposits",
     "shortName": "Deposits",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "15",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R16": {
     "role": "http://broadwayfed.com/role/Borrowings",
     "longName": "061000 - Disclosure - Borrowings",
     "shortName": "Borrowings",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "16",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R17": {
     "role": "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchase",
     "longName": "061100 - Disclosure - Securities Sold Under Agreements to Repurchase",
     "shortName": "Securities Sold Under Agreements to Repurchase",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "17",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R18": {
     "role": "http://broadwayfed.com/role/NotesPayable",
     "longName": "061200 - Disclosure - Notes Payable",
     "shortName": "Notes Payable",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "18",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DebtDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DebtDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R19": {
     "role": "http://broadwayfed.com/role/EmployeeBenefitPlans",
     "longName": "061300 - Disclosure - Employee Benefit Plans",
     "shortName": "Employee Benefit Plans",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "19",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R20": {
     "role": "http://broadwayfed.com/role/IncomeTaxes",
     "longName": "061400 - Disclosure - Income Taxes",
     "shortName": "Income Taxes",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "20",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:IncomeTaxDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:IncomeTaxDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R21": {
     "role": "http://broadwayfed.com/role/StockbasedCompensation",
     "longName": "061500 - Disclosure - Stock-Based Compensation",
     "shortName": "Stock-Based Compensation",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "21",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R22": {
     "role": "http://broadwayfed.com/role/RegulatoryMatters",
     "longName": "061600 - Disclosure - Regulatory Matters",
     "shortName": "Regulatory Matters",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "22",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R23": {
     "role": "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivities",
     "longName": "061700 - Disclosure - Loan Commitments and Other Related Activities",
     "shortName": "Loan Commitments and Other Related Activities",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "23",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R24": {
     "role": "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformation",
     "longName": "061800 - Disclosure - Parent Company Only Condensed Financial Information",
     "shortName": "Parent Company Only Condensed Financial Information",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Notes",
     "order": "24",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R25": {
     "role": "http://broadwayfed.com/role/EarningsPerCommonShare",
     "longName": "061900 - Disclosure - Earnings Per Common Share",
     "shortName": "Earnings Per Common Share",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "25",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:EarningsPerShareTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:EarningsPerShareTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R26": {
     "role": "http://broadwayfed.com/role/SubsequentEvents",
     "longName": "062000 - Disclosure - Subsequent Events",
     "shortName": "Subsequent Events",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "26",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:SubsequentEventsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:SubsequentEventsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R27": {
     "role": "http://broadwayfed.com/role/InsiderTradingArrangements",
     "longName": "062100 - Disclosure - Insider Trading Arrangements",
     "shortName": "Insider Trading Arrangements",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "27",
     "firstAnchor": {
      "contextRef": "c20231001to20231231",
      "name": "ecd:Rule10b51ArrAdoptedFlag",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ecd:Rule10b51ArrTrmntdFlag",
       "ecd:NonRule10b51ArrAdoptedFlag",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231001to20231231",
      "name": "ecd:Rule10b51ArrAdoptedFlag",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ecd:Rule10b51ArrTrmntdFlag",
       "ecd:NonRule10b51ArrAdoptedFlag",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R28": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies",
     "longName": "070100 - Disclosure - Summary of Significant Accounting Policies (Policies)",
     "shortName": "Summary of Significant Accounting Policies (Policies)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "policies",
     "menuCat": "Policies",
     "order": "28",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ConsolidationPolicyTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ConsolidationPolicyTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R29": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesTables",
     "longName": "080100 - Disclosure - Summary of Significant Accounting Policies (Tables)",
     "shortName": "Summary of Significant Accounting Policies (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "29",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R30": {
     "role": "http://broadwayfed.com/role/SecuritiesTables",
     "longName": "080300 - Disclosure - Securities (Tables)",
     "shortName": "Securities (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "30",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R31": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables",
     "longName": "080400 - Disclosure - Loans Receivable Held for Investment (Tables)",
     "shortName": "Loans Receivable Held for Investment (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "31",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R32": {
     "role": "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetTables",
     "longName": "080500 - Disclosure - Office Properties and Equipment, net (Tables)",
     "shortName": "Office Properties and Equipment, net (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "32",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:PropertyPlantAndEquipmentTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:PropertyPlantAndEquipmentTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R33": {
     "role": "http://broadwayfed.com/role/LeasesTables",
     "longName": "080600 - Disclosure - Leases (Tables)",
     "shortName": "Leases (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "33",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:LeaseCostTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:LeaseCostTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R34": {
     "role": "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables",
     "longName": "080700 - Disclosure - Goodwill and Core Deposit Intangible (Tables)",
     "shortName": "Goodwill and Core Deposit Intangible (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "34",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R35": {
     "role": "http://broadwayfed.com/role/FairValueTables",
     "longName": "080800 - Disclosure - Fair Value (Tables)",
     "shortName": "Fair Value (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "35",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R36": {
     "role": "http://broadwayfed.com/role/DepositsTables",
     "longName": "080900 - Disclosure - Deposits (Tables)",
     "shortName": "Deposits (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "36",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DepositLiabilitiesTypeTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:DepositLiabilitiesTypeTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R37": {
     "role": "http://broadwayfed.com/role/BorrowingsTables",
     "longName": "081000 - Disclosure - Borrowings (Tables)",
     "shortName": "Borrowings (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "37",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FederalHomeLoanBankAdvancesTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FederalHomeLoanBankAdvancesTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R38": {
     "role": "http://broadwayfed.com/role/EmployeeBenefitPlansTables",
     "longName": "081300 - Disclosure - Employee Benefit Plans (Tables)",
     "shortName": "Employee Benefit Plans (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "38",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R39": {
     "role": "http://broadwayfed.com/role/IncomeTaxesTables",
     "longName": "081400 - Disclosure - Income Taxes (Tables)",
     "shortName": "Income Taxes (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "39",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R40": {
     "role": "http://broadwayfed.com/role/StockbasedCompensationTables",
     "longName": "081500 - Disclosure - Stock-Based Compensation (Tables)",
     "shortName": "Stock-Based Compensation (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "40",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R41": {
     "role": "http://broadwayfed.com/role/RegulatoryMattersTables",
     "longName": "081600 - Disclosure - Regulatory Matters (Tables)",
     "shortName": "Regulatory Matters (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "41",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R42": {
     "role": "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesTables",
     "longName": "081700 - Disclosure - Loan Commitments and Other Related Activities (Tables)",
     "shortName": "Loan Commitments and Other Related Activities (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "42",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "byfc:ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "byfc:ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R43": {
     "role": "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables",
     "longName": "081800 - Disclosure - Parent Company Only Condensed Financial Information (Tables)",
     "shortName": "Parent Company Only Condensed Financial Information (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Tables",
     "order": "43",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R44": {
     "role": "http://broadwayfed.com/role/EarningsPerCommonShareTables",
     "longName": "081900 - Disclosure - Earnings Per Common Share (Tables)",
     "shortName": "Earnings Per Common Share (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "44",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R45": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails",
     "longName": "090100 - Disclosure - Summary of Significant Accounting Policies, Nature of Operations and Principles of Consolidation (Details)",
     "shortName": "Summary of Significant Accounting Policies, Nature of Operations and Principles of Consolidation (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "45",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "byfc:NumberOfRetailBankingOffices",
      "unitRef": "U005",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "byfc:NumberOfRetailBankingOffices",
      "unitRef": "U005",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R46": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails",
     "longName": "090102 - Disclosure - Summary of Significant Accounting Policies, Out of Period Adjustments (Details)",
     "shortName": "Summary of Significant Accounting Policies, Out of Period Adjustments (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "46",
     "firstAnchor": {
      "contextRef": "c20230701to20230930",
      "name": "us-gaap:PriorPeriodReclassificationAdjustment",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230701to20230930",
      "name": "us-gaap:PriorPeriodReclassificationAdjustment",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R47": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails",
     "longName": "090104 - Disclosure - Summary of Significant Accounting Policies, Investment Securities (Details)",
     "shortName": "Summary of Significant Accounting Policies, Investment Securities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "47",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": null
    },
    "R48": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails",
     "longName": "090106 - Disclosure - Summary of Significant Accounting Policies, Loans Receivable Held for Investment (Details)",
     "shortName": "Summary of Significant Accounting Policies, Loans Receivable Held for Investment (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "48",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "byfc:FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "byfc:FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R49": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails",
     "longName": "090110 - Disclosure - Summary of Significant Accounting Policies, Business Combinations (Details)",
     "shortName": "Summary of Significant Accounting Policies, Business Combinations (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "49",
     "firstAnchor": {
      "contextRef": "c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember",
      "name": "us-gaap:AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember",
      "name": "us-gaap:AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R50": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails",
     "longName": "090112 - Disclosure - Summary of Significant Accounting Policies, Office Properties and Equipment (Details)",
     "shortName": "Summary of Significant Accounting Policies, Office Properties and Equipment (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "50",
     "firstAnchor": {
      "contextRef": "c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MinimumMember",
      "name": "us-gaap:PropertyPlantAndEquipmentUsefulLife",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MinimumMember",
      "name": "us-gaap:PropertyPlantAndEquipmentUsefulLife",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R51": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails",
     "longName": "090114 - Disclosure - Summary of Significant Accounting Policies, Investment in Affordable Housing Limited Partnership (Details)",
     "shortName": "Summary of Significant Accounting Policies, Investment in Affordable Housing Limited Partnership (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "51",
     "firstAnchor": {
      "contextRef": "c20230101to20231231_OwnershipAxis_AffordableHousingLimitedPartnershipMember_RangeAxis_MaximumMember",
      "name": "us-gaap:LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest",
      "unitRef": "U004",
      "xsiNil": "false",
      "lang": null,
      "decimals": "2",
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231_OwnershipAxis_AffordableHousingLimitedPartnershipMember_RangeAxis_MaximumMember",
      "name": "us-gaap:LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest",
      "unitRef": "U004",
      "xsiNil": "false",
      "lang": null,
      "decimals": "2",
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R52": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails",
     "longName": "090118 - Disclosure - Summary of Significant Accounting Policies, Operating Segments (Details)",
     "shortName": "Summary of Significant Accounting Policies, Operating Segments (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "52",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:NumberOfReportableSegments",
      "unitRef": "U006",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:NumberOfReportableSegments",
      "unitRef": "U006",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R53": {
     "role": "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails",
     "longName": "090120 - Disclosure - Summary of Significant Accounting Policies, Allowance for Credit Losses (Details)",
     "shortName": "Summary of Significant Accounting Policies, Allowance for Credit Losses (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "53",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R54": {
     "role": "http://broadwayfed.com/role/CapitalDetails",
     "longName": "090200 - Disclosure - Capital (Details)",
     "shortName": "Capital (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "54",
     "firstAnchor": {
      "contextRef": "c20231031to20231031",
      "name": "byfc:PercentageOfPurchasedSharesOfTotalCommonEquity",
      "unitRef": "U004",
      "xsiNil": "false",
      "lang": null,
      "decimals": "3",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231031to20231031",
      "name": "byfc:PercentageOfPurchasedSharesOfTotalCommonEquity",
      "unitRef": "U004",
      "xsiNil": "false",
      "lang": null,
      "decimals": "3",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R55": {
     "role": "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
     "longName": "090300 - Disclosure - Securities, Available-for-Sale Investment Securities Portfolios (Details)",
     "shortName": "Securities, Available-for-Sale Investment Securities Portfolios (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "55",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R56": {
     "role": "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails",
     "longName": "090302 - Disclosure - Securities, Contractual Maturities (Details)",
     "shortName": "Securities, Contractual Maturities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "56",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R57": {
     "role": "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails",
     "longName": "090304 - Disclosure - Securities, Unrealized Loss Position (Details)",
     "shortName": "Securities, Unrealized Loss Position (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "57",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R58": {
     "role": "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
     "longName": "090306 - Disclosure - Securities, Securities with Unrealized Losses, Securities Pledged as Collateral and Holdings of Securities by One Issuer in Amount Greater Than 10% of Stockholders' Equity (Details)",
     "shortName": "Securities, Securities with Unrealized Losses, Securities Pledged as Collateral and Holdings of Securities by One Issuer in Amount Greater Than 10% of Stockholders' Equity (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "58",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-6",
      "ancestors": [
       "byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-6",
      "ancestors": [
       "byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R59": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails",
     "longName": "090400 - Disclosure - Loans Receivable Held for Investment, Summary (Details)",
     "shortName": "Loans Receivable Held for Investment, Summary (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "59",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R60": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
     "longName": "090402 - Disclosure - Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details)",
     "shortName": "Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "60",
     "firstAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember",
      "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R61": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
     "longName": "090404 - Disclosure - Loans Receivable Held for Investment, Activity in Allowance for Loan Losses by Loan Type (Details)",
     "shortName": "Loans Receivable Held for Investment, Activity in Allowance for Loan Losses by Loan Type (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "61",
     "firstAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "byfc:FinancingReceivableAllowanceForCreditLossDueToLoanGrowth",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R62": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
     "longName": "090406 - Disclosure - Loans Receivable Held for Investment, Collateral Dependent Loans by Collateral Type (Details)",
     "shortName": "Loans Receivable Held for Investment, Collateral Dependent Loans by Collateral Type (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "62",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:NotesReceivableGross",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "byfc:FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-5",
      "ancestors": [
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R63": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
     "longName": "090408 - Disclosure - Loans Receivable Held for Investment, Purchased Credit Deteriorated (PCD) Loans (Details)",
     "shortName": "Loans Receivable Held for Investment, Purchased Credit Deteriorated (PCD) Loans (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "63",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "byfc:AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition",
      "unitRef": "U007",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "byfc:AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition",
      "unitRef": "U007",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R64": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
     "longName": "090410 - Disclosure - Loans Receivable Held for Investment, Allowance for Loan Losses and Recorded Investment in Loans by Type of Loans and Based on Impairment Method (Details)",
     "shortName": "Loans Receivable Held for Investment, Allowance for Loan Losses and Recorded Investment in Loans by Type of Loans and Based on Impairment Method (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "64",
     "firstAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R65": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
     "longName": "090412 - Disclosure - Loans Receivable Held for Investment, Loans Individually Evaluated for Impairment by Loan Type (Details)",
     "shortName": "Loans Receivable Held for Investment, Loans Individually Evaluated for Impairment by Loan Type (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "65",
     "firstAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:ImpairedFinancingReceivableRelatedAllowance",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:ImpairedFinancingReceivableRelatedAllowance",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R66": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
     "longName": "090414 - Disclosure - Loans Receivable Held for Investment, Average of Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income (Details)",
     "shortName": "Loans Receivable Held for Investment, Average of Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "66",
     "firstAnchor": {
      "contextRef": "c20220101to20221231",
      "name": "us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20220101to20221231",
      "name": "us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R67": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
     "longName": "090416 - Disclosure - Loans Receivable Held for Investment, Aging of Recorded Investment in Past Due Loans by Loan Type (Details)",
     "shortName": "Loans Receivable Held for Investment, Aging of Recorded Investment in Past Due Loans by Loan Type (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "67",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:NotesReceivableGross",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember",
      "name": "us-gaap:NotesReceivableGross",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R68": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails",
     "longName": "090418 - Disclosure - Loans Receivable Held for Investment, Recorded Investment in Non-accrual Loans by Loan Type (Details)",
     "shortName": "Loans Receivable Held for Investment, Recorded Investment in Non-accrual Loans by Loan Type (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "68",
     "firstAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R69": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails",
     "longName": "090420 - Disclosure - Loans Receivable Held for Investment, Troubled Debt Restructurings (Details)",
     "shortName": "Loans Receivable Held for Investment, Troubled Debt Restructurings (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "69",
     "firstAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:FinancingReceivableModificationsRecordedInvestment",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-5",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:FinancingReceivableModificationsRecordedInvestment",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-5",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R70": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
     "longName": "090422 - Disclosure - Loans Receivable Held for Investment, Internal Risk Grading, and by Year of Origination (Details)",
     "shortName": "Loans Receivable Held for Investment, Internal Risk Grading, and by Year of Origination (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "70",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R71": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
     "longName": "090424 - Disclosure - Loans Receivable Held for Investment, Credit Quality Indicators (Details)",
     "shortName": "Loans Receivable Held for Investment, Credit Quality Indicators (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "71",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:NotesReceivableGross",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20221231_InternalCreditAssessmentAxis_DoubtfulMember",
      "name": "us-gaap:NotesReceivableGross",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R72": {
     "role": "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails",
     "longName": "090426 - Disclosure - Loans Receivable Held for Investment, Off-Balance Sheet Commitments (Details)",
     "shortName": "Loans Receivable Held for Investment, Off-Balance Sheet Commitments (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "72",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:OffBalanceSheetCreditLossLiability",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "span",
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "span",
       "span",
       "span",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R73": {
     "role": "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails",
     "longName": "090500 - Disclosure - Office Properties and Equipment, net (Details)",
     "shortName": "Office Properties and Equipment, net (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "73",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:PropertyPlantAndEquipmentGross",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:PropertyPlantAndEquipmentGross",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R74": {
     "role": "http://broadwayfed.com/role/LeasesOperatingLeasesDetails",
     "longName": "090600 - Disclosure - Leases, Operating Leases (Details)",
     "shortName": "Leases, Operating Leases (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "74",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:OperatingLeaseRightOfUseAsset",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:OperatingLeaseRightOfUseAsset",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R75": {
     "role": "http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails",
     "longName": "090602 - Disclosure - Leases, Additional Information for Operating Leases (Details)",
     "shortName": "Leases, Additional Information for Operating Leases (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "75",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:OperatingLeasePayments",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:OperatingLeasePayments",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R76": {
     "role": "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails",
     "longName": "090604 - Disclosure - Leases, Future Minimum Payments for Operating Leases (Details)",
     "shortName": "Leases, Future Minimum Payments for Operating Leases (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "76",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R77": {
     "role": "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails",
     "longName": "090700 - Disclosure - Goodwill and Core Deposit Intangible, Goodwill and Core Deposit Intangibles (Details)",
     "shortName": "Goodwill and Core Deposit Intangible, Goodwill and Core Deposit Intangibles (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "77",
     "firstAnchor": {
      "contextRef": "c20221231",
      "name": "us-gaap:Goodwill",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20211231",
      "name": "us-gaap:Goodwill",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R78": {
     "role": "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails",
     "longName": "090702 - Disclosure - Goodwill and Core Deposit Intangible, Components of Carrying Amount of Core Deposit Intangible (Details)",
     "shortName": "Goodwill and Core Deposit Intangible, Components of Carrying Amount of Core Deposit Intangible (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "78",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:FiniteLivedIntangibleAssetsNet",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember",
      "name": "us-gaap:FiniteLivedIntangibleAssetsGross",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R79": {
     "role": "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails",
     "longName": "090704 - Disclosure - Goodwill and Core Deposit Intangible, Estimated Amortization Expense (Details)",
     "shortName": "Goodwill and Core Deposit Intangible, Estimated Amortization Expense (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "79",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:FiniteLivedIntangibleAssetsNet",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember",
      "name": "us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R80": {
     "role": "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
     "longName": "090800 - Disclosure - Fair Value, Assets Measured on Recurring Basis (Details)",
     "shortName": "Fair Value, Assets Measured on Recurring Basis (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "80",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember",
      "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R81": {
     "role": "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails",
     "longName": "090802 - Disclosure - Fair Value, Fair Values of Financial Instruments (Details)",
     "shortName": "Fair Value, Fair Values of Financial Instruments (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "81",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember",
      "name": "us-gaap:CashAndCashEquivalentsFairValueDisclosure",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R82": {
     "role": "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails",
     "longName": "090900 - Disclosure - Deposits, Summary of Deposits (Details)",
     "shortName": "Deposits, Summary of Deposits (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "82",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:InterestBearingDomesticDepositChecking",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:InterestBearingDomesticDepositChecking",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R83": {
     "role": "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails",
     "longName": "090902 - Disclosure - Deposits, Certificate of Deposit Maturities (Details)",
     "shortName": "Deposits, Certificate of Deposit Maturities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "83",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:TimeDepositMaturitiesYearOne",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:TimeDepositMaturitiesYearOne",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R84": {
     "role": "http://broadwayfed.com/role/BorrowingsDetails",
     "longName": "091000 - Disclosure - Borrowings (Details)",
     "shortName": "Borrowings (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "84",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R85": {
     "role": "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails",
     "longName": "091100 - Disclosure - Securities Sold Under Agreements to Repurchase (Details)",
     "shortName": "Securities Sold Under Agreements to Repurchase (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "85",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:SecuritiesSoldUnderAgreementsToRepurchase",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "byfc:WeightedAverageRateOnRepurchaseAgreements",
      "unitRef": "U004",
      "xsiNil": "false",
      "lang": null,
      "decimals": "4",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R86": {
     "role": "http://broadwayfed.com/role/NotesPayableDetails",
     "longName": "091200 - Disclosure - Notes Payable (Details)",
     "shortName": "Notes Payable (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "86",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:NotesPayable",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "byfc:NumberOfNotesPayables",
      "unitRef": "U010",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R87": {
     "role": "http://broadwayfed.com/role/EmployeeBenefitPlansDetails",
     "longName": "091300 - Disclosure - Employee Benefit Plans (Details)",
     "shortName": "Employee Benefit Plans (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "87",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R88": {
     "role": "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails",
     "longName": "091400 - Disclosure - Income Taxes, Income Tax Expense (Details)",
     "shortName": "Income Taxes, Income Tax Expense (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "88",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:CurrentFederalTaxExpenseBenefit",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:CurrentFederalTaxExpenseBenefit",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R89": {
     "role": "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails",
     "longName": "091402 - Disclosure - Income Taxes, Effective Income Tax Rate Reconciliation (Details)",
     "shortName": "Income Taxes, Effective Income Tax Rate Reconciliation (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "89",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate",
      "unitRef": "U004",
      "xsiNil": "false",
      "lang": null,
      "decimals": "2",
      "ancestors": [
       "div",
       "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate",
      "unitRef": "U004",
      "xsiNil": "false",
      "lang": null,
      "decimals": "2",
      "ancestors": [
       "div",
       "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R90": {
     "role": "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails",
     "longName": "091404 - Disclosure - Income Taxes, Deferred Tax Assets and Liabilities (Details)",
     "shortName": "Income Taxes, Deferred Tax Assets and Liabilities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "90",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R91": {
     "role": "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails",
     "longName": "091406 - Disclosure - Income Taxes, NOL and Tax Credit Carryforwards and Income Tax Uncertainties (Details)",
     "shortName": "Income Taxes, NOL and Tax Credit Carryforwards and Income Tax Uncertainties (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "91",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:UnrecognizedTaxBenefits",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:UnrecognizedTaxBenefits",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R92": {
     "role": "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails",
     "longName": "091500 - Disclosure - Stock-Based Compensation, Summary of Plans (Details)",
     "shortName": "Stock-Based Compensation, Summary of Plans (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "92",
     "firstAnchor": {
      "contextRef": "c20230620_PlanNameAxis_TwoThousandEighteenLtipMember",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230620_PlanNameAxis_TwoThousandEighteenLtipMember",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R93": {
     "role": "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails",
     "longName": "091502 - Disclosure - Stock-Based Compensation, Stock Option Activity (Details)",
     "shortName": "Stock-Based Compensation, Stock Option Activity (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "93",
     "firstAnchor": {
      "contextRef": "c20221231_AwardTypeAxis_EmployeeStockOptionMember",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R94": {
     "role": "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails",
     "longName": "091504 - Disclosure - Stock-Based Compensation, Options Outstanding and Exercisable (Details)",
     "shortName": "Stock-Based Compensation, Options Outstanding and Exercisable (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "94",
     "firstAnchor": {
      "contextRef": "c20231231_AwardTypeAxis_EmployeeStockOptionMember",
      "name": "us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_AwardTypeAxis_EmployeeStockOptionMember",
      "name": "us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "0",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R95": {
     "role": "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
     "longName": "091506 - Disclosure - Stock-Based Compensation, Stock Awards to Directors and Restricted Stock Awards to Employees (Details)",
     "shortName": "Stock-Based Compensation, Stock Awards to Directors and Restricted Stock Awards to Employees (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "95",
     "firstAnchor": {
      "contextRef": "c20230101to20231231_AwardTypeAxis_RestrictedStockMember",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_AwardTypeAxis_RestrictedStockMember",
      "name": "us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R96": {
     "role": "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails",
     "longName": "091508 - Disclosure - Stock-Based Compensation, Summary of Restricted Stock Unit Activity (Details)",
     "shortName": "Stock-Based Compensation, Summary of Restricted Stock Unit Activity (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "96",
     "firstAnchor": {
      "contextRef": "c20221231_AwardTypeAxis_RestrictedStockMember",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_AwardTypeAxis_RestrictedStockMember",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber",
      "unitRef": "U002",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R97": {
     "role": "http://broadwayfed.com/role/RegulatoryMattersDetails",
     "longName": "091600 - Disclosure - Regulatory Matters (Details)",
     "shortName": "Regulatory Matters (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "97",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "byfc:BankingRegulationCommunityBankLeverageCapitalActual",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231",
      "name": "byfc:BankingRegulationCommunityBankLeverageCapitalActual",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R98": {
     "role": "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails",
     "longName": "091700 - Disclosure - Loan Commitments and Other Related Activities (Details)",
     "shortName": "Loan Commitments and Other Related Activities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "98",
     "firstAnchor": {
      "contextRef": "c20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember",
      "name": "us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember",
      "name": "us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true,
      "unique": true
     }
    },
    "R99": {
     "role": "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails",
     "longName": "091800 - Disclosure - Parent Company Only Condensed Financial Information, Condensed Balance Sheets (Details)",
     "shortName": "Parent Company Only Condensed Financial Information, Condensed Balance Sheets (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Details",
     "order": "99",
     "firstAnchor": {
      "contextRef": "c20231231",
      "name": "us-gaap:CashAndCashEquivalentsAtCarryingValue",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember",
      "name": "us-gaap:CashAndCashEquivalentsAtCarryingValue",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R100": {
     "role": "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails",
     "longName": "091802 - Disclosure - Parent Company Only Condensed Financial Information, Condensed Statements of Income (Details)",
     "shortName": "Parent Company Only Condensed Financial Information, Condensed Statements of Income (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Details",
     "order": "100",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:InterestAndDividendIncomeOperating",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember",
      "name": "us-gaap:InterestAndDividendIncomeOperating",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R101": {
     "role": "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails",
     "longName": "091804 - Disclosure - Parent Company Only Condensed Financial Information, Condensed Statements of Cash Flows (Details)",
     "shortName": "Parent Company Only Condensed Financial Information, Condensed Statements of Cash Flows (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Details",
     "order": "101",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:NetIncomeLoss",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember",
      "name": "us-gaap:IncreaseDecreaseInOtherOperatingAssets",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    },
    "R102": {
     "role": "http://broadwayfed.com/role/EarningsPerCommonShareDetails",
     "longName": "091900 - Disclosure - Earnings Per Common Share (Details)",
     "shortName": "Earnings Per Common Share (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "102",
     "firstAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:NetIncomeLoss",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c20230101to20231231",
      "name": "us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic",
      "unitRef": "U001",
      "xsiNil": "false",
      "lang": null,
      "decimals": "-3",
      "ancestors": [
       "div",
       "div",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "ix:continuation",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ef20016744_10k.htm",
      "unique": true
     }
    }
   },
   "tag": {
    "us-gaap_AccountingPoliciesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccountingPoliciesAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Summary of Significant Accounting Policies [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AccountingStandardsUpdate201613Member": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccountingStandardsUpdate201613Member",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "ASU 2016-13 [Member]",
        "documentation": "Accounting Standards Update 2016-13 Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments."
       }
      }
     },
     "auth_ref": [
      "r445"
     ]
    },
    "us-gaap_AccountingStandardsUpdateExtensibleList": {
     "xbrltype": "enumerationSetItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccountingStandardsUpdateExtensibleList",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Accounting Standards Update [Extensible Enumeration]",
        "documentation": "Indicates amendment to accounting standards."
       }
      }
     },
     "auth_ref": [
      "r268",
      "r269",
      "r270",
      "r271",
      "r272",
      "r329",
      "r330",
      "r331",
      "r406",
      "r407",
      "r446",
      "r447",
      "r448",
      "r449",
      "r450",
      "r451",
      "r452",
      "r453",
      "r454",
      "r496",
      "r676",
      "r677",
      "r678",
      "r703",
      "r704",
      "r711",
      "r712",
      "r713",
      "r722",
      "r723",
      "r724",
      "r735",
      "r736",
      "r737",
      "r738",
      "r739",
      "r740",
      "r741",
      "r742",
      "r743",
      "r744",
      "r745",
      "r746",
      "r756",
      "r757",
      "r761",
      "r762",
      "r763",
      "r764",
      "r772",
      "r773",
      "r776",
      "r777",
      "r778",
      "r791",
      "r792",
      "r793",
      "r794",
      "r795",
      "r884",
      "r885",
      "r886",
      "r887",
      "r888",
      "r889",
      "r890",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895",
      "r1136"
     ]
    },
    "us-gaap_AccountsNotesAndLoansReceivableLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccountsNotesAndLoansReceivableLineItems",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Accounts, Notes, Loans and Financing Receivable [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Receivable Type [Axis]",
        "documentation": "Information by type of receivable."
       }
      }
     },
     "auth_ref": [
      "r37"
     ]
    },
    "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Net amortization of premiums &amp; discounts on available-for-sale securities",
        "label": "Accretion (Amortization) of Discounts and Premiums, Investments",
        "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method."
       }
      }
     },
     "auth_ref": [
      "r167"
     ]
    },
    "byfc_AccrualStatusMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AccrualStatusMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents those loans that are classified as accrual status due to compliance with terms or high likelihood of collectability.",
        "label": "Accrual Status [Member]",
        "terseLabel": "Accrual Status [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_AccruedInterestPayableFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AccruedInterestPayableFairValueDisclosure",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fair value portion of accrued interest payable.",
        "label": "Accrued Interest Payable Fair Value Disclosure",
        "terseLabel": "Accrued interest payable"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_AccruedInterestReceivableFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AccruedInterestReceivableFairValueDisclosure",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fair value portion of interest earned but not received.",
        "label": "Accrued Interest Receivable Fair Value Disclosure",
        "terseLabel": "Accrued interest receivable"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AccruedLiabilitiesAndOtherLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccruedLiabilitiesAndOtherLiabilities",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 2.0
      },
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accrued expenses and other liabilities",
        "label": "Accrued expenses and other liabilities",
        "documentation": "Amount of expenses incurred but not yet paid nor invoiced, and liabilities classified as other."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails": {
       "parentTag": "us-gaap_PropertyPlantAndEquipmentNet",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Less accumulated depreciation",
        "label": "Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment",
        "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services."
       }
      }
     },
     "auth_ref": [
      "r89",
      "r277",
      "r873"
     ]
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Accumulated other comprehensive loss, net of tax",
        "documentation": "Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source."
       }
      }
     },
     "auth_ref": [
      "r39",
      "r40",
      "r158",
      "r286",
      "r868",
      "r891",
      "r895"
     ]
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AccumulatedOtherComprehensiveIncomeMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accumulated Other Comprehensive Loss [Member]",
        "label": "AOCI Attributable to Parent [Member]",
        "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners."
       }
      }
     },
     "auth_ref": [
      "r2",
      "r20",
      "r40",
      "r727",
      "r730",
      "r795",
      "r886",
      "r887",
      "r1116",
      "r1117",
      "r1118",
      "r1132",
      "r1133",
      "r1134"
     ]
    },
    "us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AcquiredFiniteLivedIntangibleAssetsLineItems",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Acquired Finite-Lived Intangible Assets [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Estimated useful life",
        "documentation": "Weighted average amortization period of finite-lived intangible assets acquired either individually or as part of a group of assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": [
      "r174"
     ]
    },
    "byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition": {
     "xbrltype": "integerItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Number of acquired loans with evidence of credit deterioration of credit quality since origination at acquisition.",
        "label": "Acquired Loans with Evidence of Credit Deterioration of Credit Quality Since Origination at Acquisition",
        "terseLabel": "Number of acquired loans with evidence of credit deterioration of credit quality since origination at acquisition"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AdditionalPaidInCapital": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AdditionalPaidInCapital",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Additional paid-in capital",
        "documentation": "Amount of excess of issue price over par or stated value of stock and from other transaction involving stock or stockholder. Includes, but is not limited to, additional paid-in capital (APIC) for common and preferred stock."
       }
      }
     },
     "auth_ref": [
      "r151",
      "r1044",
      "r1316"
     ]
    },
    "us-gaap_AdditionalPaidInCapitalMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AdditionalPaidInCapitalMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Additional Paid-in Capital [Member]",
        "label": "Additional Paid-in Capital [Member]",
        "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders."
       }
      }
     },
     "auth_ref": [
      "r676",
      "r677",
      "r678",
      "r908",
      "r1132",
      "r1133",
      "r1134",
      "r1288",
      "r1321"
     ]
    },
    "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AdjustmentsForNewAccountingPronouncementsAxis",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Accounting Standards Update [Axis]",
        "documentation": "Information by amendment to accounting standards."
       }
      }
     },
     "auth_ref": [
      "r268",
      "r269",
      "r270",
      "r271",
      "r272",
      "r329",
      "r330",
      "r331",
      "r332",
      "r341",
      "r406",
      "r407",
      "r446",
      "r447",
      "r448",
      "r449",
      "r450",
      "r451",
      "r452",
      "r453",
      "r454",
      "r455",
      "r496",
      "r676",
      "r677",
      "r678",
      "r701",
      "r702",
      "r703",
      "r704",
      "r711",
      "r712",
      "r713",
      "r722",
      "r723",
      "r724",
      "r725",
      "r726",
      "r727",
      "r728",
      "r729",
      "r730",
      "r731",
      "r732",
      "r735",
      "r736",
      "r737",
      "r738",
      "r739",
      "r740",
      "r741",
      "r742",
      "r743",
      "r744",
      "r745",
      "r746",
      "r756",
      "r757",
      "r761",
      "r762",
      "r763",
      "r764",
      "r772",
      "r773",
      "r776",
      "r777",
      "r778",
      "r779",
      "r791",
      "r792",
      "r793",
      "r794",
      "r795",
      "r837",
      "r838",
      "r839",
      "r884",
      "r885",
      "r886",
      "r887",
      "r888",
      "r889",
      "r890",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895"
     ]
    },
    "byfc_AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of decrease (increase) in additional paid in capital (APIC) for the increase in unreleased shares during the period as a result of employee stock ownership plan (ESOP).",
        "label": "Adjustments to Additional Paid in Capital, Increase in Unreleased Shares",
        "terseLabel": "Increase in unreleased shares"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Stock-based compensation expense",
        "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for restricted stock unit under share-based payment arrangement."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Adjustments to reconcile net income to net cash provided by operating activities:",
        "label": "Adjustments to reconcile net loss to net cash used in operating activities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AdvancesFromFederalHomeLoanBanks": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AdvancesFromFederalHomeLoanBanks",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 3.0
      },
      "http://broadwayfed.com/role/BorrowingsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "FHLB advances",
        "totalLabel": "Total",
        "verboseLabel": "Balance outstanding at end of year",
        "label": "Advance from Federal Home Loan Bank",
        "documentation": "Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages."
       }
      }
     },
     "auth_ref": [
      "r227"
     ]
    },
    "us-gaap_AdvancesFromFederalHomeLoanBanksAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AdvancesFromFederalHomeLoanBanksAbstract",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "FHLB Advances [Abstract]",
        "label": "Advance from Federal Home Loan Bank [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_AffordableHousingLimitedPartnershipMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AffordableHousingLimitedPartnershipMember",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents information pertaining to affordable housing limited partnerships.",
        "label": "Affordable Housing Limited Partnership [Member]",
        "terseLabel": "Affordable Housing Limited Partnership [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AllocatedShareBasedCompensationExpenseNetOfTax",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Stock based compensation expense",
        "documentation": "Amount, after tax, of expense for award under share-based payment arrangement."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Activity in Allowance for Credit Losses on Loans and Activity in Allowance for Loan Losses by Loan Type",
        "label": "Financing Receivable, Allowance for Credit Loss [Table Text Block]",
        "documentation": "Tabular disclosure of allowance for credit loss on financing receivable."
       }
      }
     },
     "auth_ref": [
      "r70",
      "r1171"
     ]
    },
    "byfc_AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of allowance to cover probable credit losses on loans for which the terms have been modified in troubled debt restructurings.",
        "label": "Allowance for Credit Losses Related to Troubled Debt Restructured Loans",
        "terseLabel": "Specific reserves allocated to TDRs"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_AmendedAndRestatedLtipMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AmendedAndRestatedLtipMember",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents the entity's amended and restated long term incentive plan.",
        "label": "Amended and Restated Ltip [Member]",
        "terseLabel": "Amended and Restated LTIP [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of noncash expense included in expense to (amortization) accretion of (premium) discount associated with the Federal Home Loan Bank (FHLB) advances.",
        "label": "(Amortization) Accretion of (Premium) Discount on Federal Home Loan Bank (FHLB) Advances",
        "terseLabel": "Accretion of premium on FHLB advances"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_AmortizationAccretionOfPurchaseAccountingMarksOnLoans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AmortizationAccretionOfPurchaseAccountingMarksOnLoans",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of amortization (accretion) expense for purchase of accounting marks on loans.",
        "label": "Amortization (Accretion) of Purchase Accounting Marks on Loans",
        "terseLabel": "Accretion of purchase accounting marks on loans"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AmortizationOfDeferredLoanOriginationFeesNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AmortizationOfDeferredLoanOriginationFeesNet",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Net change of deferred loan origination costs",
        "label": "Amortization of Deferred Loan Origination Fees, Net",
        "documentation": "The net increase(decrease) in interest income during the period representing the allocation of deferred loan origination fees less deferred loan origination costs using the effective interest method over the term of the debt arrangement to which they pertain taking into account the effect of prepayments."
       }
      }
     },
     "auth_ref": [
      "r1125",
      "r1145"
     ]
    },
    "us-gaap_AmortizationOfIntangibleAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AmortizationOfIntangibleAssets",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 7.0
      },
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amortization of core deposit intangible",
        "verboseLabel": "Amortization of core deposit intangible",
        "negatedLabel": "Amortization",
        "documentation": "The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method."
       }
      }
     },
     "auth_ref": [
      "r7",
      "r84",
      "r87"
     ]
    },
    "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Anti-dilutive stock not considered in computing diluted earnings per common share (in shares)",
        "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented."
       }
      }
     },
     "auth_ref": [
      "r359"
     ]
    },
    "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Antidilutive Securities [Axis]",
        "documentation": "Information by type of antidilutive security."
       }
      }
     },
     "auth_ref": [
      "r56"
     ]
    },
    "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AntidilutiveSecuritiesNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AntidilutiveSecuritiesNameDomain",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Antidilutive Securities, Name [Domain]",
        "documentation": "Incremental common shares attributable to securities that were not included in diluted earnings per share (EPS) because to do so would increase EPS amounts or decrease loss per share amounts for the period presented."
       }
      }
     },
     "auth_ref": [
      "r56"
     ]
    },
    "us-gaap_AssetPledgedAsCollateralMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AssetPledgedAsCollateralMember",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Asset Pledged as Collateral [Member]",
        "documentation": "Asset pledged as collateral."
       }
      }
     },
     "auth_ref": [
      "r715",
      "r923",
      "r1040",
      "r1306"
     ]
    },
    "us-gaap_AssetPledgedAsCollateralWithoutRightMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AssetPledgedAsCollateralWithoutRightMember",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Asset Pledged as Collateral without Right [Member]",
        "documentation": "Asset pledged as collateral for which secured party (transferee) does not have right to sell or repledge by contract or custom."
       }
      }
     },
     "auth_ref": [
      "r715",
      "r815",
      "r817"
     ]
    },
    "us-gaap_Assets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "Assets",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total assets",
        "label": "Assets",
        "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events."
       }
      }
     },
     "auth_ref": [
      "r202",
      "r281",
      "r318",
      "r366",
      "r380",
      "r384",
      "r444",
      "r504",
      "r505",
      "r506",
      "r507",
      "r508",
      "r509",
      "r510",
      "r511",
      "r512",
      "r715",
      "r719",
      "r760",
      "r865",
      "r943",
      "r1044",
      "r1057",
      "r1181",
      "r1182",
      "r1298"
     ]
    },
    "us-gaap_AssetsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AssetsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Assets:",
        "label": "Assets [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_AssetsMeasuredOnRecurringBasisAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AssetsMeasuredOnRecurringBasisAbstract",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Assets Measured on Recurring Basis [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_AuditorFirmId": {
     "xbrltype": "nonemptySequenceNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AuditorFirmId",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Auditor Firm ID",
        "documentation": "PCAOB issued Audit Firm Identifier"
       }
      }
     },
     "auth_ref": [
      "r1062",
      "r1063",
      "r1064"
     ]
    },
    "dei_AuditorLocation": {
     "xbrltype": "internationalNameItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AuditorLocation",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Auditor Location"
       }
      }
     },
     "auth_ref": [
      "r1062",
      "r1063",
      "r1064"
     ]
    },
    "dei_AuditorName": {
     "xbrltype": "internationalNameItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AuditorName",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Auditor Name"
       }
      }
     },
     "auth_ref": [
      "r1062",
      "r1063",
      "r1064"
     ]
    },
    "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": -1.0,
       "order": 1.0
      },
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Gross unrealized gains",
        "label": "Gross unrealized gains",
        "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r415"
     ]
    },
    "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 3.0
      },
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTotalLabel": "Gross unrealized losses",
        "negatedLabel": "Gross unrealized losses",
        "label": "Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax",
        "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r416"
     ]
    },
    "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Amortized cost",
        "label": "Debt Securities, Available-for-Sale, Amortized Cost",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r412",
      "r474",
      "r863"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Securities Available-for-Sale [Abstract]",
        "label": "Debt Securities, Available-for-Sale [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Due after five years through ten years",
        "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r1158"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Due after five years through ten years",
        "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10",
        "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r422",
      "r850"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Due after one year through five years",
        "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r1157"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Due after one year through five years",
        "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five",
        "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r421",
      "r849"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Due after ten years",
        "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r1159"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Due after ten years",
        "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r423",
      "r851"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Available for sale, amortized cost [Abstract]",
        "label": "Debt Securities, Available-for-Sale, Amortized Cost, Fiscal Year Maturity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Available for sale, fair value [Abstract]",
        "label": "Debt Securities, Available-for-Sale, Fair Value, Fiscal Year Maturity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Due in one year or less",
        "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r1156"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Due in one year or less",
        "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One",
        "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r420",
      "r848"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtSecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesDebtSecurities",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 1.0
      },
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 2.0
      },
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails",
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Fair value",
        "label": "Securities available-for-sale",
        "verboseLabel": "Securities available-for-sale, at fair value",
        "terseLabel": "Fair value",
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r413",
      "r474",
      "r842",
      "r1147"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Available-for-Sale Investment Securities Portfolios [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents risk arising from securities held by individual issuers in an amount exceeding 10% of stockholders' equity. Excludes U.S. Government and its agencies.",
        "label": "Available for Sale Securities of Any One Issuer Exceeding Ten Percent of Shareholders Equity",
        "terseLabel": "Securities of any one issuer, other than U.S. Government, exceeding 10% of stockholders' equity"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AwardDateAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AwardDateAxis",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Award Date [Axis]",
        "documentation": "Information by date or year award under share-based payment arrangement is granted."
       }
      }
     },
     "auth_ref": [
      "r1250",
      "r1251",
      "r1252",
      "r1253",
      "r1254",
      "r1255",
      "r1256",
      "r1257",
      "r1258",
      "r1259",
      "r1260",
      "r1261",
      "r1262",
      "r1263",
      "r1264",
      "r1265",
      "r1266",
      "r1267",
      "r1268",
      "r1269",
      "r1270",
      "r1271",
      "r1272",
      "r1273",
      "r1274",
      "r1275"
     ]
    },
    "us-gaap_AwardDateDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AwardDateDomain",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Award Date [Domain]",
        "documentation": "Date or year award under share-based payment arrangement is granted."
       }
      }
     },
     "auth_ref": [
      "r1250",
      "r1251",
      "r1252",
      "r1253",
      "r1254",
      "r1255",
      "r1256",
      "r1257",
      "r1258",
      "r1259",
      "r1260",
      "r1261",
      "r1262",
      "r1263",
      "r1264",
      "r1265",
      "r1266",
      "r1267",
      "r1268",
      "r1269",
      "r1270",
      "r1271",
      "r1272",
      "r1273",
      "r1274",
      "r1275"
     ]
    },
    "us-gaap_AwardTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "AwardTypeAxis",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Award Type [Axis]",
        "documentation": "Information by type of award under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r644",
      "r645",
      "r646",
      "r648",
      "r649",
      "r650",
      "r651",
      "r652",
      "r653",
      "r654",
      "r655",
      "r656",
      "r657",
      "r658",
      "r659",
      "r660",
      "r661",
      "r662",
      "r663",
      "r664",
      "r665",
      "r668",
      "r669",
      "r670",
      "r671",
      "r672"
     ]
    },
    "us-gaap_BankOwnedLifeInsurance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "BankOwnedLifeInsurance",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Bank owned life insurance",
        "documentation": "The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy."
       }
      }
     },
     "auth_ref": [
      "r1307"
     ]
    },
    "byfc_BankOwnedLifeInsuranceFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "BankOwnedLifeInsuranceFairValueDisclosure",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fair value portion of life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.",
        "label": "Bank Owned Life Insurance Fair Value Disclosure",
        "terseLabel": "Bank owned life insurance"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_BankOwnedLifeInsuranceIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "BankOwnedLifeInsuranceIncome",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 12.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Earnings on bank owned life insurance",
        "label": "Bank Owned Life Insurance Income",
        "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies."
       }
      }
     },
     "auth_ref": [
      "r217"
     ]
    },
    "byfc_BankOwnedLifeInsurancePolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "BankOwnedLifeInsurancePolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Disclosure of accounting policy for bank-owned life Insurance.",
        "label": "Bank Owned Life Insurance [Policy Text Block]",
        "terseLabel": "Bank-Owned Life Insurance"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_BankingRegulationCommunityBankLeverageCapitalActual": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "BankingRegulationCommunityBankLeverageCapitalActual",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/RegulatoryMattersDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of community bank leverage capital as defined by regulatory framework.",
        "label": "Banking Regulation, Community Bank Leverage Capital, Actual",
        "terseLabel": "Community Bank Leverage Ratio, Amount"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual": {
     "xbrltype": "pureItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "BankingRegulationCommunityBankLeverageCapitalRatioActual",
     "presentation": [
      "http://broadwayfed.com/role/RegulatoryMattersDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Ratio of community bank capital to average assets as defined by regulatory framework.",
        "label": "Banking Regulation, Community Bank Leverage Capital Ratio, Actual",
        "terseLabel": "Community Bank Leverage Ratio, Ratio"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum": {
     "xbrltype": "pureItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum",
     "presentation": [
      "http://broadwayfed.com/role/RegulatoryMattersDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Ratio of minimum community bank leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.",
        "label": "Banking Regulation, Community Bank Leverage Capital Ratio, Well Capitalized, Minimum",
        "terseLabel": "Community Bank Leverage Ratio, Ratio"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/RegulatoryMattersDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of minimum community bank leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.",
        "label": "Banking Regulation, Community Bank Leverage Capital, Well Capitalized, Minimum",
        "terseLabel": "Community Bank Leverage Ratio, Amount"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_BuildingAndBuildingImprovementsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "BuildingAndBuildingImprovementsMember",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Office Buildings and Improvements [Member]",
        "label": "Building and Building Improvements [Member]",
        "documentation": "Facility held for productive use including, but not limited to, office, production, storage and distribution facilities and any addition, improvement, or renovation to the structure, for example, but not limited to, interior masonry, interior flooring, electrical, and plumbing."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_BusinessCombinationsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "BusinessCombinationsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Business Combinations [Abstract]",
        "label": "Business Combinations [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_BusinessCombinationsPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "BusinessCombinationsPolicy",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Business Combinations",
        "documentation": "Disclosure of accounting policy for completed business combinations (purchase method, acquisition method or combination of entities under common control). This accounting policy may include a general discussion of the purchase method or acquisition method of accounting (including for example, the treatment accorded contingent consideration, the identification of assets and liabilities, the purchase price allocation process, how the fair values of acquired assets and liabilities are determined) and the entity's specific application thereof. An entity that acquires another entity in a leveraged buyout transaction generally discloses the accounting policy followed by the acquiring entity in determining the basis used to value its interest in the acquired entity, and the rationale for that accounting policy."
       }
      }
     },
     "auth_ref": [
      "r115"
     ]
    },
    "byfc_CapitalDistributionToSubsidiary": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CapitalDistributionToSubsidiary",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The cash outflow associated with the capital distribution to subsidiary.",
        "label": "Capital Distribution To Subsidiary",
        "negatedLabel": "Capital distribution to bank subsidiary"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Tabular disclosure of carrying amount of purchased credit impaired loans,",
        "label": "Carrying Amount of Purchased Credit Impaired Loans [Table Text Block]",
        "terseLabel": "Carrying Amount of Purchased Credit Deteriorated Loans"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CarryingReportedAmountFairValueDisclosureMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CarryingReportedAmountFairValueDisclosureMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carrying Value [Member]",
        "documentation": "Measured as reported on the statement of financial position (balance sheet)."
       }
      }
     },
     "auth_ref": [
      "r126",
      "r127"
     ]
    },
    "us-gaap_CashAndCashEquivalentsAtCarryingValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CashAndCashEquivalentsAtCarryingValue",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 0.0
      },
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Cash and cash equivalents",
        "label": "Cash and cash equivalents",
        "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation."
       }
      }
     },
     "auth_ref": [
      "r49",
      "r275",
      "r998"
     ]
    },
    "us-gaap_CashAndCashEquivalentsFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CashAndCashEquivalentsFairValueDisclosure",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash and cash equivalents",
        "label": "Cash and Cash Equivalents, Fair Value Disclosure",
        "documentation": "Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CashAndCashEquivalentsPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CashAndCashEquivalentsPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash and Cash Equivalents",
        "label": "Cash and Cash Equivalents, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value."
       }
      }
     },
     "auth_ref": [
      "r52"
     ]
    },
    "us-gaap_CashAndDueFromBanks": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CashAndDueFromBanks",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_CashAndCashEquivalentsAtCarryingValue",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash and due from banks",
        "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks."
       }
      }
     },
     "auth_ref": [
      "r200"
     ]
    },
    "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodEndLabel": "Cash and cash equivalents at end of the period",
        "periodStartLabel": "Cash and cash equivalents at beginning of the period",
        "label": "Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents",
        "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates."
       }
      }
     },
     "auth_ref": [
      "r49",
      "r165",
      "r313"
     ]
    },
    "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net change in cash and cash equivalents",
        "label": "Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect",
        "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates."
       }
      }
     },
     "auth_ref": [
      "r1",
      "r165"
     ]
    },
    "us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Supplemental non-cash disclosures:",
        "label": "Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CashUninsuredAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CashUninsuredAmount",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits not insured by FDIC insurance",
        "label": "Cash, Uninsured Amount",
        "documentation": "The amount of cash as of the balance sheet date that is not insured by the Federal Deposit Insurance Corporation."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CertificateOfDepositAccountRegistryServiceMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CertificateOfDepositAccountRegistryServiceMember",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents information pertaining to Certificate of Deposit Account Registry Service (\"CDARS\").",
        "label": "Certificate Of Deposit Account Registry Service [Member]",
        "terseLabel": "CDARS [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_ChurchLoanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ChurchLoanMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Loan receivables related to church real estate receivables.",
        "label": "Church Loan [Member]",
        "terseLabel": "Church [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CityAreaCode",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CityFirstBank401KPlanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CityFirstBank401KPlanMember",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Plan designed to provide participant with pension benefits.",
        "label": "City First Bank 401(k) Plan [Member]",
        "terseLabel": "City First Bank 401(k) Plan [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ClassOfStockDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ClassOfStockDomain",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Domain]",
        "documentation": "Share of stock differentiated by the voting rights the holder receives. Examples include, but are not limited to, common stock, redeemable preferred stock, nonredeemable preferred stock, and convertible stock."
       }
      }
     },
     "auth_ref": [
      "r252",
      "r282",
      "r283",
      "r284",
      "r318",
      "r346",
      "r350",
      "r354",
      "r358",
      "r364",
      "r365",
      "r444",
      "r504",
      "r506",
      "r507",
      "r508",
      "r511",
      "r512",
      "r541",
      "r542",
      "r545",
      "r548",
      "r555",
      "r760",
      "r900",
      "r901",
      "r902",
      "r903",
      "r908",
      "r909",
      "r910",
      "r911",
      "r912",
      "r913",
      "r914",
      "r915",
      "r916",
      "r917",
      "r918",
      "r919",
      "r930",
      "r952",
      "r970",
      "r984",
      "r985",
      "r986",
      "r987",
      "r988",
      "r1072",
      "r1126",
      "r1137"
     ]
    },
    "us-gaap_ClassOfStockLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ClassOfStockLineItems",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r282",
      "r283",
      "r284",
      "r364",
      "r541",
      "r542",
      "r543",
      "r545",
      "r548",
      "r553",
      "r555",
      "r900",
      "r901",
      "r902",
      "r903",
      "r1025",
      "r1072",
      "r1126"
     ]
    },
    "us-gaap_CollateralAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CollateralAxis",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Collateral Held [Axis]",
        "documentation": "Information by category of collateral or no collateral, from lender's perspective."
       }
      }
     },
     "auth_ref": [
      "r1013"
     ]
    },
    "byfc_CollateralDependentLoansByCollateralTypeAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CollateralDependentLoansByCollateralTypeAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Collateral Dependent Loans By Collateral Type [Abstract]",
        "terseLabel": "Collateral Dependent Loans By Collateral Type [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CollateralDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CollateralDomain",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Collateral Held [Domain]",
        "documentation": "Category of collateral or no collateral, from lender's perspective."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CollateralPledgedBusinessAssetsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CollateralPledgedBusinessAssetsMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Business assets property pledged as a collateral.",
        "label": "Collateral Pledged, Business Assets [Member]",
        "terseLabel": "Collateral Pledged - Business Assets [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CollateralPledgedChurchMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CollateralPledgedChurchMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Church real estate receivables pledged as a collateral.",
        "label": "Collateral Pledged, Church [Member]",
        "terseLabel": "Collateral Pledged - Church [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CollateralPledgedMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CollateralPledgedMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Collateral Pledged [Member]",
        "label": "Collateral Pledged [Member]",
        "documentation": "Pledge of specific property to serve as protection against default."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CollateralPledgedMultiUseResidentialMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CollateralPledgedMultiUseResidentialMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Individually owned residential unit in a complex or building of like units pledged as a collateral.",
        "label": "Collateral Pledged - Multi Use Residential [Member]",
        "terseLabel": "Collateral Pledged - Multi-Family Residential [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CollateralPledgedSingleFamilyMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CollateralPledgedSingleFamilyMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Single family real estate property pledged as a collateral.",
        "label": "Collateral Pledged, Single Family [Member]",
        "terseLabel": "Collateral Pledged - Single-Family [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The category includes multiclass, pay-through securitizations collateralized by mortgages secured by assets, such as automobiles and boats, issued by US Government Agencies.",
        "label": "Collateralized Debt Obligations Issued by US Government Agencies [Member]",
        "terseLabel": "Federal Agency Collateralized Mortgage Obligations \"CMOs\" [Member]",
        "verboseLabel": "Federal Agency CMOs [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CommercialPortfolioSegmentExcludingSBALoansMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CommercialPortfolioSegmentExcludingSBALoansMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables, excluding SBA loans.",
        "label": "Commercial Portfolio Segment, Excluding SBA Loans [Member]",
        "verboseLabel": "Commercial - Others [Member]",
        "terseLabel": "Commercial - Others [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommercialPortfolioSegmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommercialPortfolioSegmentMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Commercial - Other [Member]",
        "label": "Commercial Portfolio Segment [Member]",
        "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommercialRealEstateMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommercialRealEstateMember",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Commercial Real Estate [Member]",
        "label": "Commercial Real Estate [Member]",
        "documentation": "Property that is solely used for business purposes."
       }
      }
     },
     "auth_ref": [
      "r1008",
      "r1014",
      "r1212"
     ]
    },
    "us-gaap_CommercialRealEstatePortfolioSegmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommercialRealEstatePortfolioSegmentMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Real Estate [Member]",
        "documentation": "Portfolio segment of the company's total financing receivables related to commercial real estate."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommitmentsAndContingenciesDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommitmentsAndContingenciesDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Loan Commitments and Other Related Activities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommitmentsAndContingenciesDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivities"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loan Commitments and Other Related Activities",
        "label": "Commitments and Contingencies Disclosure [Text Block]",
        "documentation": "The entire disclosure for commitments and contingencies."
       }
      }
     },
     "auth_ref": [
      "r179",
      "r497",
      "r498",
      "r992",
      "r1179"
     ]
    },
    "us-gaap_CommitmentsAndContingenciesPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommitmentsAndContingenciesPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loss Contingencies",
        "label": "Commitments and Contingencies, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for commitments and contingencies, which may include policies for recognizing and measuring loss and gain contingencies."
       }
      }
     },
     "auth_ref": [
      "r90",
      "r993"
     ]
    },
    "byfc_CommitmentsLoansAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CommitmentsLoansAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Commitments Loans [Abstract]",
        "terseLabel": "Commitments Loans [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommitmentsToExtendCreditMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommitmentsToExtendCreditMember",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Commitments to Make Loans [Member]",
        "documentation": "Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommonClassAMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommonClassAMember",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Class A [Member]",
        "documentation": "Classification of common stock representing ownership interest in a corporation."
       }
      }
     },
     "auth_ref": [
      "r1321"
     ]
    },
    "us-gaap_CommonClassBMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommonClassBMember",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Class B [Member]",
        "documentation": "Classification of common stock that has different rights than Common Class A, representing ownership interest in a corporation."
       }
      }
     },
     "auth_ref": [
      "r1321"
     ]
    },
    "us-gaap_CommonClassCMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommonClassCMember",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Class C [Member]",
        "documentation": "Classification of common stock that has different rights than provided to Class A or B shares, representing ownership interest in a corporation."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CommonStockHeldByESOPMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CommonStockHeldByESOPMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents the total common stock held by the Employee Stock Option Plan.",
        "label": "Common Stock Held By E S O P [Member]",
        "terseLabel": "Unearned ESOP Shares [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CommonStockIssuedInExchangeForPreferredStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CommonStockIssuedInExchangeForPreferredStock",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amount of common stock exchanged for Preferred Stock in noncash financing activities.",
        "label": "Common Stock Issued in Exchange for Preferred Stock",
        "terseLabel": "Common stock issued in exchange for preferred stock"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommonStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommonStockMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Stock [Member]",
        "documentation": "Stock that is subordinate to all other stock of the issuer."
       }
      }
     },
     "auth_ref": [
      "r1047",
      "r1048",
      "r1049",
      "r1051",
      "r1052",
      "r1053",
      "r1054",
      "r1132",
      "r1133",
      "r1288",
      "r1314",
      "r1321"
     ]
    },
    "us-gaap_CommonStockParOrStatedValuePerShare": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommonStockParOrStatedValuePerShare",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common stock, par value (in dollars per share)",
        "documentation": "Face amount or stated value per share of common stock."
       }
      }
     },
     "auth_ref": [
      "r150"
     ]
    },
    "us-gaap_CommonStockSharesAuthorized": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommonStockSharesAuthorized",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common stock, shares authorized (in shares)",
        "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws."
       }
      }
     },
     "auth_ref": [
      "r150",
      "r930"
     ]
    },
    "us-gaap_CommonStockSharesIssued": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommonStockSharesIssued",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common stock, shares issued (in shares)",
        "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury."
       }
      }
     },
     "auth_ref": [
      "r150"
     ]
    },
    "us-gaap_CommonStockSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommonStockSharesOutstanding",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common stock, shares outstanding (in shares)",
        "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation."
       }
      }
     },
     "auth_ref": [
      "r22",
      "r150",
      "r930",
      "r949",
      "r1321",
      "r1322"
     ]
    },
    "byfc_CommonStockSharesUponConversionFromPreferredStock": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CommonStockSharesUponConversionFromPreferredStock",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Number of shares common stock converted for share of convertible preferred stock that is converted.",
        "label": "Common Stock, Shares upon Conversion from Preferred Stock",
        "terseLabel": "Common stock, shares issued upon conversion from preferred stock (in shares)"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommonStockValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CommonStockValue",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common stock",
        "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity."
       }
      }
     },
     "auth_ref": [
      "r150",
      "r867",
      "r1044"
     ]
    },
    "us-gaap_CompensationAndEmployeeBenefitPlansTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CompensationAndEmployeeBenefitPlansTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlans"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employee Benefit Plans",
        "label": "Compensation and Employee Benefit Plans [Text Block]",
        "documentation": "The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans."
       }
      }
     },
     "auth_ref": [
      "r185",
      "r186",
      "r187",
      "r188"
     ]
    },
    "us-gaap_CompensationAndRetirementDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CompensationAndRetirementDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Employee Benefit Plans [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deferred Tax Assets and Liabilities [Abstract]",
        "label": "Components of Deferred Tax Assets and Liabilities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Tax Expense [Abstract]",
        "label": "Components of Income Tax Expense (Benefit), Continuing Operations [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ComprehensiveIncomeNetOfTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ComprehensiveIncomeNetOfTax",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Comprehensive income (loss)",
        "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent",
        "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners."
       }
      }
     },
     "auth_ref": [
      "r41",
      "r295",
      "r297",
      "r303",
      "r844",
      "r880"
     ]
    },
    "us-gaap_ComprehensiveIncomePolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ComprehensiveIncomePolicyPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Comprehensive Income (Loss)",
        "label": "Comprehensive Income, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for comprehensive income."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ConcentrationRiskBenchmarkDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConcentrationRiskBenchmarkDomain",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Concentration Risk Benchmark [Domain]",
        "documentation": "The denominator in a calculation of a disclosed concentration risk percentage."
       }
      }
     },
     "auth_ref": [
      "r62",
      "r64",
      "r128",
      "r129",
      "r388",
      "r991"
     ]
    },
    "us-gaap_ConcentrationRiskByBenchmarkAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConcentrationRiskByBenchmarkAxis",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Concentration Risk Benchmark [Axis]",
        "documentation": "Information by benchmark of concentration risk."
       }
      }
     },
     "auth_ref": [
      "r62",
      "r64",
      "r128",
      "r129",
      "r388",
      "r896",
      "r991"
     ]
    },
    "us-gaap_ConcentrationRiskByTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConcentrationRiskByTypeAxis",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Concentration Risk Type [Axis]",
        "documentation": "Information by type of concentration risk, for example, but not limited to, asset, liability, net assets, geographic, customer, employees, supplier, lender."
       }
      }
     },
     "auth_ref": [
      "r62",
      "r64",
      "r128",
      "r129",
      "r388",
      "r991",
      "r1077"
     ]
    },
    "us-gaap_ConcentrationRiskCreditRisk": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConcentrationRiskCreditRisk",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Concentration of Credit Risk",
        "label": "Concentration Risk, Credit Risk, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for credit risk."
       }
      }
     },
     "auth_ref": [
      "r144",
      "r241"
     ]
    },
    "us-gaap_ConcentrationRiskLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConcentrationRiskLineItems",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Concentration Risk [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r991"
     ]
    },
    "us-gaap_ConcentrationRiskPercentage1": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConcentrationRiskPercentage1",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Percentage of deposits",
        "documentation": "For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the \"benchmark\" (or denominator) in the equation, this concept represents the concentration percentage derived from the division."
       }
      }
     },
     "auth_ref": [
      "r62",
      "r64",
      "r128",
      "r129",
      "r388"
     ]
    },
    "us-gaap_ConcentrationRiskTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConcentrationRiskTable",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Concentration Risk [Table]",
        "documentation": "Describes the nature of a concentration, a benchmark to which it is compared, and the percentage that the risk is to the benchmark."
       }
      }
     },
     "auth_ref": [
      "r61",
      "r62",
      "r64",
      "r65",
      "r128",
      "r197",
      "r991"
     ]
    },
    "us-gaap_ConcentrationRiskTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConcentrationRiskTypeDomain",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Concentration Risk Type [Domain]",
        "documentation": "For an entity that discloses a concentration risk as a percentage of some financial balance or benchmark, identifies the type (for example, asset, liability, net assets, geographic, customer, employees, supplier, lender) of the concentration."
       }
      }
     },
     "auth_ref": [
      "r62",
      "r64",
      "r128",
      "r129",
      "r388",
      "r991"
     ]
    },
    "srt_CondensedBalanceSheetStatementTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CondensedBalanceSheetStatementTable",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Condensed Balance Sheet Statement [Table]",
        "documentation": "Disclosure of information about condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r264",
      "r324",
      "r1073"
     ]
    },
    "srt_CondensedBalanceSheetStatementsCaptionsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CondensedBalanceSheetStatementsCaptionsLineItems",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Condensed Balance Sheet Statements, Captions [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r265",
      "r324",
      "r1073"
     ]
    },
    "srt_CondensedCashFlowStatementTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CondensedCashFlowStatementTable",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Condensed Cash Flow Statement [Table]",
        "documentation": "Disclosure of information about condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r265",
      "r324",
      "r1073"
     ]
    },
    "srt_CondensedCashFlowStatementsCaptionsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CondensedCashFlowStatementsCaptionsLineItems",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Condensed Cash Flow Statements, Captions [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r265",
      "r324",
      "r1073"
     ]
    },
    "srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Parent Company Only Condensed Financial Information [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Parent Company Only Condensed Financial Information",
        "label": "Condensed Financial Information of Parent Company Only Disclosure [Text Block]",
        "documentation": "The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document."
       }
      }
     },
     "auth_ref": [
      "r273",
      "r324",
      "r1073"
     ]
    },
    "srt_CondensedIncomeStatementTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CondensedIncomeStatementTable",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Condensed Income Statement [Table]",
        "documentation": "Disclosure of information about condensed income statement including, but not limited to, income statements of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r265",
      "r324",
      "r1073"
     ]
    },
    "srt_CondensedIncomeStatementsCaptionsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CondensedIncomeStatementsCaptionsLineItems",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Condensed Income Statements, Captions [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r265",
      "r324",
      "r1073"
     ]
    },
    "srt_ConsolidatedEntitiesAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "ConsolidatedEntitiesAxis",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Consolidated Entities [Axis]",
        "documentation": "Information by consolidated entity or group of entities."
       }
      }
     },
     "auth_ref": [
      "r266",
      "r324",
      "r715",
      "r716",
      "r719",
      "r720",
      "r797",
      "r994",
      "r1108",
      "r1109",
      "r1110",
      "r1180",
      "r1183",
      "r1184"
     ]
    },
    "srt_ConsolidatedEntitiesDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "ConsolidatedEntitiesDomain",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Consolidated Entities [Domain]",
        "documentation": "Entity or group of entities consolidated into reporting entity."
       }
      }
     },
     "auth_ref": [
      "r266",
      "r324",
      "r715",
      "r716",
      "r719",
      "r720",
      "r797",
      "r994",
      "r1108",
      "r1109",
      "r1110",
      "r1180",
      "r1183",
      "r1184"
     ]
    },
    "us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetLineItems",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConsolidationLessThanWhollyOwnedSubsidiaryParentOwnershipInterestEffectsOfChangesNetTable",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Table]",
        "documentation": "Summarization of information required and determined to be disclosed concerning the effects of any changes in a parent's ownership interest in a subsidiary on the equity attributable to the parent which may have occurred during the period. The changes represented by this element did not result in the deconsolidation of the subsidiary."
       }
      }
     },
     "auth_ref": [
      "r21",
      "r124"
     ]
    },
    "us-gaap_ConsolidationPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConsolidationPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Nature of Operations and Principles of Consolidation",
        "label": "Consolidation, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary."
       }
      }
     },
     "auth_ref": [
      "r118",
      "r1002"
     ]
    },
    "us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Noncontrolling Interests",
        "documentation": "Disclosure of accounting policy for subsidiaries or other investments that are consolidated, including the accounting treatment for intercompany accounts or transactions and any noncontrolling interest."
       }
      }
     },
     "auth_ref": [
      "r238"
     ]
    },
    "us-gaap_ConsolidationVariableInterestEntityPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConsolidationVariableInterestEntityPolicy",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Variable Interest Entities (\"VIE\")",
        "documentation": "Disclosure of accounting policy for consolidation to describe the significant judgments and assumptions made in determining whether a variable interest held by the entity requires the variable interest entity to be consolidated and (or) disclose information about its involvement with the variable interest entity; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; and the significant factors considered and judgments made in determining that the power to direct the activities that significantly impact the economic performance of the variable interest entity are shared (as defined)."
       }
      }
     },
     "auth_ref": [
      "r119",
      "r120",
      "r121"
     ]
    },
    "us-gaap_ConstructionLoansMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConstructionLoansMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Construction [Member]",
        "label": "Construction Loans [Member]",
        "documentation": "A borrowing arrangement which provides the entity constructing a facility (such as a building and a landfill) with funds to effect construction, generally on a draw down, or as needed, basis."
       }
      }
     },
     "auth_ref": [
      "r1058"
     ]
    },
    "us-gaap_ConsumerPortfolioSegmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ConsumerPortfolioSegmentMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Consumer [Member]",
        "label": "Consumer Portfolio Segment [Member]",
        "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_ConversionOfStockExchangePricePricePerShare": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ConversionOfStockExchangePricePricePerShare",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Per share or per unit amount of preferred stock exchanged to common stock.",
        "label": "Conversion of Stock, Exchange Price, Price Per Share",
        "terseLabel": "Exchange price (in dollars per share)"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CoreDepositsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CoreDepositsMember",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Core Deposits [Member]",
        "label": "Core Deposit Intangible [Member]",
        "documentation": "Entity's long-term relationships with depositors, commonly known as core deposit intangibles, which are separate from the financial instruments themselves."
       }
      }
     },
     "auth_ref": [
      "r142"
     ]
    },
    "byfc_CostOfSharesPurchasedByESOP": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CostOfSharesPurchasedByESOP",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cost of shares purchased by the Employee Stock Option Plan (\"ESOP\") during the period.",
        "label": "Cost Of Shares Purchased By ESOP",
        "terseLabel": "Total cost of shares purchased by ESOP"
       }
      }
     },
     "auth_ref": []
    },
    "srt_CounterpartyNameAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CounterpartyNameAxis",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Counterparty Name [Axis]",
        "documentation": "Information by name of counterparty. A counterparty is the other party that participates in a financial transaction. Examples include, but not limited to, the name of the financial institution."
       }
      }
     },
     "auth_ref": [
      "r267",
      "r322",
      "r323",
      "r517",
      "r543",
      "r796",
      "r999",
      "r1001"
     ]
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_CreditAndInterestMarksOnPurchasedLoansNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "CreditAndInterestMarksOnPurchasedLoansNet",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails": {
       "parentTag": "us-gaap_NotesReceivableNet",
       "weight": -1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amount of credit and interest marks on purchased loans.",
        "label": "Credit and Interest Marks on Purchased Loans, Net",
        "negatedLabel": "Credit and interest marks on purchased loans, net"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CreditLossStatusAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CreditLossStatusAxis",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Credit Loss Status [Axis]",
        "documentation": "Information by credit loss status of financial asset."
       }
      }
     },
     "auth_ref": [
      "r1146",
      "r1169",
      "r1174"
     ]
    },
    "us-gaap_CreditLossStatusDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CreditLossStatusDomain",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Credit Loss Status [Domain]",
        "documentation": "Credit loss status of financial asset."
       }
      }
     },
     "auth_ref": []
    },
    "srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cumulative Effect, Period of Adoption, Adjusted Balance [Member]",
        "terseLabel": "As Reported Under CECL [Member]",
        "documentation": "Represents amount after cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards."
       }
      }
     },
     "auth_ref": [
      "r1078",
      "r1111",
      "r1135",
      "r1167",
      "r1168",
      "r1277",
      "r1278",
      "r1279",
      "r1284",
      "r1285",
      "r1287",
      "r1288",
      "r1289",
      "r1296"
     ]
    },
    "srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CumulativeEffectPeriodOfAdoptionAdjustmentMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cumulative Effect, Period of Adoption, Adjustment [Member]",
        "terseLabel": "Impact of CECL Adoption [Member]",
        "documentation": "Increase (decrease) to financial statements for cumulative-effect adjustment in period of adoption of amendment to accounting standards."
       }
      }
     },
     "auth_ref": [
      "r270",
      "r328",
      "r335",
      "r341",
      "r449",
      "r455",
      "r676",
      "r677",
      "r678",
      "r703",
      "r704",
      "r725",
      "r727",
      "r728",
      "r730",
      "r731",
      "r732",
      "r738",
      "r741",
      "r743",
      "r744",
      "r793"
     ]
    },
    "srt_CumulativeEffectPeriodOfAdoptionAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CumulativeEffectPeriodOfAdoptionAxis",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cumulative Effect, Period of Adoption [Axis]",
        "documentation": "Information by cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards."
       }
      }
     },
     "auth_ref": [
      "r270",
      "r328",
      "r335",
      "r341",
      "r449",
      "r455",
      "r676",
      "r677",
      "r678",
      "r703",
      "r704",
      "r725",
      "r727",
      "r728",
      "r730",
      "r731",
      "r732",
      "r738",
      "r741",
      "r743",
      "r744",
      "r793"
     ]
    },
    "srt_CumulativeEffectPeriodOfAdoptionDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "CumulativeEffectPeriodOfAdoptionDomain",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cumulative Effect, Period of Adoption [Domain]",
        "documentation": "Cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards."
       }
      }
     },
     "auth_ref": [
      "r270",
      "r328",
      "r335",
      "r341",
      "r449",
      "r455",
      "r676",
      "r677",
      "r678",
      "r703",
      "r704",
      "r725",
      "r727",
      "r728",
      "r730",
      "r731",
      "r732",
      "r738",
      "r741",
      "r743",
      "r744",
      "r793"
     ]
    },
    "us-gaap_CurrentFederalTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CurrentFederalTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal",
        "label": "Current Federal Tax Expense (Benefit)",
        "documentation": "Amount of current federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current national tax expense (benefit) for non-US (United States of America) jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r1079",
      "r1129",
      "r1286"
     ]
    },
    "dei_CurrentFiscalYearEndDate": {
     "xbrltype": "gMonthDayItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CurrentFiscalYearEndDate",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Current Fiscal Year End Date",
        "documentation": "End date of current fiscal year in the format --MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Current [Abstract]",
        "label": "Current Income Tax Expense (Benefit), Continuing Operations [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CurrentStateAndLocalTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CurrentStateAndLocalTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "State",
        "label": "Current State and Local Tax Expense (Benefit)",
        "documentation": "Amount of current state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r1079",
      "r1129",
      "r1286"
     ]
    },
    "us-gaap_CustomerConcentrationRiskMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "CustomerConcentrationRiskMember",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Customer Concentration Risk [Member]",
        "documentation": "Reflects the percentage that revenues in the period from one or more significant customers is to net revenues, as defined by the entity, such as total net revenues, product line revenues, segment revenues. The risk is the materially adverse effects of loss of a significant customer."
       }
      }
     },
     "auth_ref": [
      "r63",
      "r388"
     ]
    },
    "us-gaap_DebtDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Notes Payable [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Notes Payable",
        "label": "Debt Disclosure [Text Block]",
        "documentation": "The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants."
       }
      }
     },
     "auth_ref": [
      "r180",
      "r315",
      "r513",
      "r519",
      "r520",
      "r521",
      "r522",
      "r523",
      "r524",
      "r529",
      "r536",
      "r537",
      "r539"
     ]
    },
    "us-gaap_DebtInstrumentAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtInstrumentAxis",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Debt Instrument [Axis]",
        "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities."
       }
      }
     },
     "auth_ref": [
      "r27",
      "r145",
      "r146",
      "r203",
      "r205",
      "r324",
      "r514",
      "r515",
      "r516",
      "r517",
      "r518",
      "r520",
      "r525",
      "r526",
      "r527",
      "r528",
      "r530",
      "r531",
      "r532",
      "r533",
      "r534",
      "r535",
      "r775",
      "r1020",
      "r1021",
      "r1022",
      "r1023",
      "r1024",
      "r1127"
     ]
    },
    "us-gaap_DebtInstrumentInterestRateStatedPercentage": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtInstrumentInterestRateStatedPercentage",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest rate",
        "label": "Percentage of fixed interest rate",
        "documentation": "Contractual interest rate for funds borrowed, under the debt agreement."
       }
      }
     },
     "auth_ref": [
      "r33",
      "r515"
     ]
    },
    "us-gaap_DebtInstrumentLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtInstrumentLineItems",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Debt Instrument [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r324",
      "r514",
      "r515",
      "r516",
      "r517",
      "r518",
      "r520",
      "r525",
      "r526",
      "r527",
      "r528",
      "r530",
      "r531",
      "r532",
      "r533",
      "r534",
      "r535",
      "r538",
      "r775",
      "r1020",
      "r1021",
      "r1022",
      "r1023",
      "r1024",
      "r1127"
     ]
    },
    "us-gaap_DebtInstrumentMaturityDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtInstrumentMaturityDate",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt instrument, maturity date",
        "label": "Debt Instrument, Maturity Date",
        "documentation": "Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format."
       }
      }
     },
     "auth_ref": [
      "r250",
      "r1020",
      "r1290"
     ]
    },
    "us-gaap_DebtInstrumentNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtInstrumentNameDomain",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Debt Instrument, Name [Domain]",
        "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities."
       }
      }
     },
     "auth_ref": [
      "r34",
      "r324",
      "r514",
      "r515",
      "r516",
      "r517",
      "r518",
      "r520",
      "r525",
      "r526",
      "r527",
      "r528",
      "r530",
      "r531",
      "r532",
      "r533",
      "r534",
      "r535",
      "r775",
      "r1020",
      "r1021",
      "r1022",
      "r1023",
      "r1024",
      "r1127"
     ]
    },
    "byfc_DebtInstrumentPrepaymentPenaltiesForEarlyPayoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtInstrumentPrepaymentPenaltiesForEarlyPayoff",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The prepayment penalties for early payoff of the debt instrument.",
        "label": "Debt Instrument, Prepayment Penalties for Early Payoff",
        "terseLabel": "Prepayment penalties for early payoff"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtInstrumentTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtInstrumentTable",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Long-term Debt Instruments [Table]",
        "documentation": "A table or schedule providing information pertaining to long-term debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer."
       }
      }
     },
     "auth_ref": [
      "r34",
      "r94",
      "r97",
      "r130",
      "r131",
      "r133",
      "r143",
      "r182",
      "r183",
      "r324",
      "r514",
      "r515",
      "r516",
      "r517",
      "r518",
      "r520",
      "r525",
      "r526",
      "r527",
      "r528",
      "r530",
      "r531",
      "r532",
      "r533",
      "r534",
      "r535",
      "r538",
      "r775",
      "r1020",
      "r1021",
      "r1022",
      "r1023",
      "r1024",
      "r1127"
     ]
    },
    "us-gaap_DebtInstrumentsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtInstrumentsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Notes Payable [Abstract]",
        "label": "Debt Instruments [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Accrued interest receivable on securities",
        "documentation": "Amount, after allowance for credit loss, of accrued interest on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r418",
      "r474",
      "r476",
      "r477"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList": {
     "xbrltype": "enumerationSetItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]",
        "documentation": "Indicates line item in statement of financial position that includes accrued interest, after allowance for credit loss, on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r476"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleAllowanceForCreditLoss",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Allowance for credit losses on available-for-sale securities",
        "documentation": "Amount of allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r414",
      "r474",
      "r484",
      "r485"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails": {
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "More than 12 months, fair value",
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r235",
      "r481",
      "r1018"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails": {
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "More than 12 months, unrealized losses",
        "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss",
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r235",
      "r481"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails": {
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Less than 12 months, fair value",
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r235",
      "r481",
      "r1018"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails": {
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Less than 12 months, unrealized losses",
        "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss",
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r235",
      "r481"
     ]
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedGainsFiscalYearMaturityAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Debt Securities, Available-for-sale, Gross Unrealized Gains, Fiscal Year Maturity [Abstract]",
        "terseLabel": "Available for sale, gross unrealized gains [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).",
        "label": "Debt Securities, Available-for-Sale, Gross Unrealized Gains, Maturity, Allocated and Single Maturity Date, after Year 10",
        "terseLabel": "Due after ten years"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).",
        "label": "Debt Securities, Available-for-Sale, Gross Unrealized Gains, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10",
        "terseLabel": "Due after five years through ten years"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).",
        "label": "Debt Securities, Available-for-Sale, Gross Unrealized Gains, Maturity, Allocated and Single Maturity Date, after Year One Through Five",
        "terseLabel": "Due after one year through five years"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).",
        "label": "Debt Securities, Available-for-Sale, Gross Unrealized Gains, Maturity, Allocated and Single Maturity Date, Year One",
        "terseLabel": "Due in one year or less"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).",
        "label": "Debt Securities, Available-for-Sale, Gross Unrealized Losses, Maturity, Allocated and Single Maturity Date, after Year 10",
        "negatedLabel": "Due after ten years"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedLossesFiscalYearMaturityAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Debt Securities, Available-for-sale, Gross Unrealized Losses, Fiscal Year Maturity [Abstract]",
        "terseLabel": "Available for sale, gross unrealized losses [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).",
        "label": "Debt Securities, Available-for-Sale, Gross Unrealized Losses, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10",
        "negatedLabel": "Due after five years through ten years"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).",
        "label": "Debt Securities, Available-for-Sale, Gross Unrealized Losses, Maturity, Allocated and Single Maturity Date, after Year One Through Five",
        "negatedLabel": "Due after one year through five years"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Gross unrealized losses of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).",
        "label": "Debt Securities, Available-for-Sale, Gross Unrealized Losses, Maturity, Allocated and Single Maturity Date, Year One",
        "negatedLabel": "Due in one year or less"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities purchased with deterioration in credit quality",
        "documentation": "Amount at purchase price of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), purchased with credit deterioration."
       }
      }
     },
     "auth_ref": [
      "r475"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleTable",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Debt Securities, Available-for-sale [Table]",
        "documentation": "Disclosure of information about investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r411",
      "r412",
      "r413",
      "r414",
      "r415",
      "r416",
      "r417",
      "r419",
      "r420",
      "r421",
      "r422",
      "r423"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Available-for-Sale Investment Securities Portfolios",
        "documentation": "Tabular disclosure of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r1149",
      "r1150",
      "r1151",
      "r1152",
      "r1153",
      "r1154",
      "r1155",
      "r1156",
      "r1157",
      "r1158",
      "r1159",
      "r1162"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total, fair value",
        "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position",
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss."
       }
      }
     },
     "auth_ref": [
      "r233",
      "r479",
      "r1018"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTotalLabel": "Total, unrealized losses",
        "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss",
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r234",
      "r480"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities in Continuous Unrealized Loss Position",
        "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]",
        "documentation": "Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r232",
      "r1018",
      "r1175"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Debt Securities Available-for-Sale, Unrealized Loss Position [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtSecuritiesHeldToMaturityNonaccrual": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DebtSecuritiesHeldToMaturityNonaccrual",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities in nonaccrual status",
        "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity) on nonaccrual status."
       }
      }
     },
     "auth_ref": [
      "r467"
     ]
    },
    "us-gaap_DeferredFederalIncomeTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredFederalIncomeTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal",
        "label": "Deferred Federal Income Tax Expense (Benefit)",
        "documentation": "Amount of deferred federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred national tax expense (benefit) for non-US (United States of America) jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r1129",
      "r1283",
      "r1286"
     ]
    },
    "us-gaap_DeferredIncomeTaxAssetsNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredIncomeTaxAssetsNet",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deferred tax assets, net",
        "label": "Deferred tax assets",
        "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting."
       }
      }
     },
     "auth_ref": [
      "r687",
      "r688"
     ]
    },
    "us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deferred [Abstract]",
        "label": "Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredIncomeTaxLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredIncomeTaxLiabilities",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTotalLabel": "Total deferred tax liabilities",
        "label": "Deferred Tax Liabilities, Gross",
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences."
       }
      }
     },
     "auth_ref": [
      "r147",
      "r148",
      "r204",
      "r695"
     ]
    },
    "us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredStateAndLocalIncomeTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "State",
        "label": "Deferred State and Local Income Tax Expense (Benefit)",
        "documentation": "Amount of deferred state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r1129",
      "r1283",
      "r1286"
     ]
    },
    "byfc_DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount before allocation of valuation allowances, of deferred tax asset attributable to deductible temporary difference from fair value adjustment on acquired loans.",
        "label": "Deferred Tax Assets, Fair Value Adjustment on Acquired Loans",
        "terseLabel": "Fair value adjustment on acquired loans"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxAssetsGross": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsGross",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsNet",
       "weight": 1.0,
       "order": 0.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total deferred tax assets",
        "label": "Deferred Tax Assets, Gross",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards."
       }
      }
     },
     "auth_ref": [
      "r696"
     ]
    },
    "us-gaap_DeferredTaxAssetsGrossAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsGrossAbstract",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deferred tax assets [Abstract]",
        "label": "Deferred Tax Assets, Gross [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxAssetsInvestments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsInvestments",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Partnership investment",
        "label": "Deferred Tax Assets, Investments",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from investments (excludes investments in subsidiaries and equity method investments)."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxAssetsLiabilitiesNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsLiabilitiesNet",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net deferred tax assets",
        "label": "Deferred Tax Assets, Net",
        "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting."
       }
      }
     },
     "auth_ref": [
      "r1281"
     ]
    },
    "us-gaap_DeferredTaxAssetsNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsNet",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet",
       "weight": 1.0,
       "order": 0.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total deferred tax assets, net of valuation allowance",
        "label": "Deferred Tax Assets, Net of Valuation Allowance",
        "documentation": "Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards."
       }
      }
     },
     "auth_ref": [
      "r1281"
     ]
    },
    "us-gaap_DeferredTaxAssetsOperatingLossCarryforwards": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsOperatingLossCarryforwards",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net operating loss carryforward",
        "label": "Deferred Tax Assets, Operating Loss Carryforwards",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards."
       }
      }
     },
     "auth_ref": [
      "r114",
      "r1282"
     ]
    },
    "us-gaap_DeferredTaxAssetsOther": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsOther",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 14.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other",
        "label": "Deferred Tax Assets, Other",
        "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other."
       }
      }
     },
     "auth_ref": [
      "r114",
      "r1282"
     ]
    },
    "byfc_DeferredTaxAssetsRightOfUseLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DeferredTaxAssetsRightOfUseLiability",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to right of use liability.",
        "label": "Deferred Tax Assets, Right of Use Liability",
        "terseLabel": "Right of use liability"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxAssetsStateTaxes": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsStateTaxes",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "State income taxes",
        "label": "Deferred Tax Assets, State Taxes",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from state taxes."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 12.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Alternative minimum tax credit",
        "label": "Deferred Tax Assets, Tax Credit Carryforwards, Alternative Minimum Tax",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible alternative minimum tax credit carryforwards."
       }
      }
     },
     "auth_ref": [
      "r113",
      "r114",
      "r1282"
     ]
    },
    "us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 11.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "General business credit",
        "label": "Deferred Tax Assets, Tax Credit Carryforwards, General Business",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible general business tax credit carryforwards."
       }
      }
     },
     "auth_ref": [
      "r113",
      "r114",
      "r1282"
     ]
    },
    "us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stock compensation",
        "label": "Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from share-based compensation."
       }
      }
     },
     "auth_ref": [
      "r114",
      "r1282"
     ]
    },
    "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accrued liabilities",
        "label": "Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from accrued liabilities."
       }
      }
     },
     "auth_ref": [
      "r114",
      "r1282"
     ]
    },
    "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for credit losses",
        "label": "Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Financing Receivable, Allowance for Credit Loss",
        "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from allowance for credit loss on financing receivable."
       }
      }
     },
     "auth_ref": [
      "r114",
      "r1282"
     ]
    },
    "us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 13.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net unrealized loss on securities available-for-sale",
        "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r1282"
     ]
    },
    "us-gaap_DeferredTaxAssetsValuationAllowance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxAssetsValuationAllowance",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsNet",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Less: valuation allowance",
        "label": "Deferred Tax Assets, Valuation Allowance",
        "documentation": "Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized."
       }
      }
     },
     "auth_ref": [
      "r697"
     ]
    },
    "us-gaap_DeferredTaxLiabilitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxLiabilitiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deferred tax liabilities [Abstract]",
        "label": "Deferred Tax Liabilities, Gross [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DeferredTaxLiabilitiesBadDebtAdjustments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DeferredTaxLiabilitiesBadDebtAdjustments",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from adjustments to bad debts.",
        "label": "Deferred Tax Liabilities, Bad Debt Adjustments",
        "negatedLabel": "Section 481 adjustments to bad debts"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxLiabilitiesDeferredExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxLiabilitiesDeferredExpense",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Deferred loan fees/costs",
        "label": "Deferred Tax Liabilities, Deferred Expense",
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from capitalized costs."
       }
      }
     },
     "auth_ref": [
      "r114",
      "r1282"
     ]
    },
    "byfc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from FHLB stock dividends.",
        "label": "Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends",
        "negatedLabel": "FHLB stock dividends"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Core deposit intangibles",
        "label": "Deferred Tax Liabilities, Intangible Assets",
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from intangible assets other than goodwill."
       }
      }
     },
     "auth_ref": [
      "r114",
      "r1282"
     ]
    },
    "byfc_DeferredTaxLiabilitiesNonaccrualInterestOnLoans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DeferredTaxLiabilitiesNonaccrualInterestOnLoans",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount before allocation of valuation allowances of deferred tax liabilities attributable to deductible temporary differences from non-accrual loan interest.",
        "label": "Deferred Tax Liabilities Nonaccrual Interest on Loans",
        "negatedLabel": "Nonaccrual loan interest"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxLiabilitiesPrepaidExpenses": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxLiabilitiesPrepaidExpenses",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Prepaid expenses",
        "label": "Deferred Tax Liabilities, Prepaid Expenses",
        "documentation": "Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DeferredTaxLiabilitiesPropertyPlantAndEquipment",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Basis difference on fixed assets",
        "label": "Deferred Tax Liabilities, Property, Plant and Equipment",
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment."
       }
      }
     },
     "auth_ref": [
      "r114",
      "r1282"
     ]
    },
    "byfc_DeferredTaxLiabilitiesRightOfUseAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DeferredTaxLiabilitiesRightOfUseAssets",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of deferred tax consequences attributable to taxable temporary differences derived from right of use assets.",
        "label": "Deferred Tax Liabilities, Right of Use Assets",
        "negatedLabel": "Right of use assets"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DefinedContributionPensionPlanDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DefinedContributionPensionPlanDisclosureAbstract",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Defined Contribution Pension Plan Disclosure [Abstract]",
        "terseLabel": "401(k) Plan [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch": {
     "xbrltype": "percentItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Percentage employer matches of the employee's percentage contribution matched related to non-elective safe harbor contribution.",
        "label": "Defined Contribution Plan, Additional Employer Matching Contribution, Percent Of Match",
        "terseLabel": "Additional employer matching contribution, percent of compensation contributed"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DefinedContributionPlanCostRecognized": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DefinedContributionPlanCostRecognized",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "401(k) benefit plan expense",
        "label": "Defined Contribution Plan, Cost",
        "documentation": "Amount of cost for defined contribution plan."
       }
      }
     },
     "auth_ref": [
      "r626"
     ]
    },
    "us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DefinedContributionPlanEmployerMatchingContributionPercent",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employer matching contribution, percent of compensation contributed",
        "label": "Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay",
        "documentation": "Percentage of employees' gross pay for which the employer contributes a matching contribution to a defined contribution plan."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DefinedContributionPlanEmployerMatchingContributionPercentOfMatch",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employer matching contribution, percent of match",
        "label": "Defined Contribution Plan, Employer Matching Contribution, Percent of Match",
        "documentation": "Percentage employer matches of the employee's percentage contribution matched."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employee contributions as a percentage of their compensation",
        "label": "Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent",
        "documentation": "Maximum percentage of employee gross pay the employee may contribute to a defined contribution plan."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DepositLiabilitiesDisclosuresTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DepositLiabilitiesDisclosuresTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/Deposits"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits",
        "label": "Deposit Liabilities Disclosures [Text Block]",
        "documentation": "The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity."
       }
      }
     },
     "auth_ref": [
      "r12",
      "r136",
      "r262",
      "r263"
     ]
    },
    "byfc_DepositLiabilitiesTypeLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DepositLiabilitiesTypeLineItems",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Deposit Liabilities, Type [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DepositLiabilitiesTypeTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DepositLiabilitiesTypeTable",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Tabular disclosure of type of deposit liability.",
        "label": "Deposit Liabilities, Type [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DepositLiabilitiesTypeTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DepositLiabilitiesTypeTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/DepositsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits",
        "label": "Deposit Liabilities, Type [Table Text Block]",
        "documentation": "Tabular disclosure of type of deposit liability."
       }
      }
     },
     "auth_ref": [
      "r1092",
      "r1093",
      "r1094",
      "r1095",
      "r1096",
      "r1097",
      "r1098",
      "r1099",
      "r1100",
      "r1101",
      "r1102",
      "r1103",
      "r1104",
      "r1105",
      "r1106"
     ]
    },
    "us-gaap_Deposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "Deposits",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 0.0
      },
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Deposits",
        "totalLabel": "Total",
        "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others."
       }
      }
     },
     "auth_ref": [
      "r136"
     ]
    },
    "us-gaap_DepositsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DepositsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Deposits [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DepositsByTypeAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DepositsByTypeAbstract",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Summary of Deposits [Abstract]",
        "label": "Deposits, by Type [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DepositsFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DepositsFairValueDisclosure",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits",
        "label": "Deposits, Fair Value Disclosure",
        "documentation": "Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DepositsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DepositsMember",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Public Deposits [Member]",
        "label": "Deposits [Member]",
        "documentation": "Amounts held on account by the entity representing a liability to the depositor. Deposits may take various forms (for example, demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits) and may be categorized in multiple ways (such as, foreign and domestic, interest and noninterest bearing)."
       }
      }
     },
     "auth_ref": [
      "r224"
     ]
    },
    "us-gaap_DepositsMoneyMarketDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DepositsMoneyMarketDeposits",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails": {
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Money market deposits",
        "label": "Deposits, Money Market Deposits",
        "documentation": "Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts."
       }
      }
     },
     "auth_ref": [
      "r136"
     ]
    },
    "us-gaap_DepositsSavingsDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DepositsSavingsDeposits",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails": {
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Savings deposits",
        "label": "Deposits, Savings Deposits",
        "documentation": "Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs)."
       }
      }
     },
     "auth_ref": [
      "r136"
     ]
    },
    "byfc_DepositsTotalMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DepositsTotalMember",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Carrying amount as of the balance sheet date of total deposits, when it serves as a benchmark in a concentration of risk calculation. Sum of all reported deposits as of the balance sheet date.",
        "label": "Deposits, Total [Member]",
        "terseLabel": "Deposits [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_Depreciation": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "Depreciation",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Depreciation expense",
        "label": "Depreciation",
        "documentation": "The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation."
       }
      }
     },
     "auth_ref": [
      "r7",
      "r88"
     ]
    },
    "us-gaap_DepreciationDepletionAndAmortization": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DepreciationDepletionAndAmortization",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Depreciation and amortization",
        "label": "Depreciation, Depletion and Amortization",
        "documentation": "The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets."
       }
      }
     },
     "auth_ref": [
      "r7",
      "r370"
     ]
    },
    "srt_DirectorMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "DirectorMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Directors [Member]",
        "documentation": "Person serving on board of directors."
       }
      }
     },
     "auth_ref": [
      "r1140",
      "r1315"
     ]
    },
    "us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Stock-Based Compensation",
        "documentation": "The entire disclosure for share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r639",
      "r643",
      "r673",
      "r674",
      "r675",
      "r1038"
     ]
    },
    "us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Stock-Based Compensation [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Tabular disclosure of discount on purchased credit deteriorated loans.",
        "label": "Discount on Purchased Credit Deteriorated Loans [Table Text Block]",
        "terseLabel": "Discount on Purchased Credit Deteriorated Loans"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DividendsPreferredStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DividendsPreferredStock",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Dividends paid on preferred stock",
        "label": "Dividends, Preferred Stock",
        "documentation": "Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK)."
       }
      }
     },
     "auth_ref": [
      "r4",
      "r184"
     ]
    },
    "dei_DocumentAnnualReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentAnnualReport",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Annual Report",
        "documentation": "Boolean flag that is true only for a form used as an annual report."
       }
      }
     },
     "auth_ref": [
      "r1062",
      "r1063",
      "r1064"
     ]
    },
    "dei_DocumentFinStmtErrorCorrectionFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentFinStmtErrorCorrectionFlag",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Financial Statement Error Correction [Flag]",
        "documentation": "Indicates whether any of the financial statement period in the filing include a restatement due to error correction."
       }
      }
     },
     "auth_ref": [
      "r1062",
      "r1063",
      "r1064",
      "r1066"
     ]
    },
    "dei_DocumentFiscalPeriodFocus": {
     "xbrltype": "fiscalPeriodItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentFiscalPeriodFocus",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Fiscal Period Focus",
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentFiscalYearFocus": {
     "xbrltype": "gYearItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentFiscalYearFocus",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Fiscal Year Focus",
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentInformationLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentInformationLineItems",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Information [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentInformationTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentInformationTable",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Information [Table]",
        "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentTransitionReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentTransitionReport",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Transition Report",
        "documentation": "Boolean flag that is true only for a form used as a transition report."
       }
      }
     },
     "auth_ref": [
      "r1065"
     ]
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentType",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DomesticCountryMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DomesticCountryMember",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Federal [Member]",
        "documentation": "Designated tax department of the government that is entitled to levy and collect income taxes from the entity in its country of domicile."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DoubtfulMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "DoubtfulMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Doubtful [Member]",
        "documentation": "A category of financing receivables that have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable."
       }
      }
     },
     "auth_ref": [
      "r78",
      "r1173"
     ]
    },
    "us-gaap_EarningsPerShareAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EarningsPerShareAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Earnings Per Common Share [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EarningsPerShareBasic": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EarningsPerShareBasic",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Earnings per common share-basic (in dollars per share)",
        "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period."
       }
      }
     },
     "auth_ref": [
      "r304",
      "r333",
      "r334",
      "r335",
      "r336",
      "r337",
      "r343",
      "r346",
      "r354",
      "r357",
      "r358",
      "r362",
      "r744",
      "r745",
      "r845",
      "r881",
      "r1004"
     ]
    },
    "us-gaap_EarningsPerShareDiluted": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EarningsPerShareDiluted",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Earnings per common share-diluted (in dollars per share)",
        "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period."
       }
      }
     },
     "auth_ref": [
      "r304",
      "r333",
      "r334",
      "r335",
      "r336",
      "r337",
      "r346",
      "r354",
      "r357",
      "r358",
      "r362",
      "r744",
      "r745",
      "r845",
      "r881",
      "r1004"
     ]
    },
    "us-gaap_EarningsPerShareDilutedOtherDisclosuresAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EarningsPerShareDilutedOtherDisclosuresAbstract",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loss Per Common Share [Abstract]",
        "label": "Earnings Per Share, Diluted, Other Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EarningsPerSharePolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EarningsPerSharePolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Earnings Per Common Share",
        "label": "Earnings Per Share, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements."
       }
      }
     },
     "auth_ref": [
      "r56",
      "r57"
     ]
    },
    "us-gaap_EarningsPerShareTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EarningsPerShareTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShare"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Earnings Per Common Share",
        "documentation": "The entire disclosure for earnings per share."
       }
      }
     },
     "auth_ref": [
      "r342",
      "r359",
      "r360",
      "r361"
     ]
    },
    "byfc_EffectOfAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "EffectOfAbstract",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Effect of [Abstract]",
        "terseLabel": "Effect of [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal statutory rate",
        "label": "Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent",
        "documentation": "Percentage of domestic federal statutory tax rate applicable to pretax income (loss)."
       }
      }
     },
     "auth_ref": [
      "r319",
      "r690",
      "r707"
     ]
    },
    "byfc_EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to earnings (loss) from bank owned life insurance.",
        "label": "Effective Income Tax Rate Reconciliation, Earnings (Losses) from Bank Owned Life Insurance, Amount",
        "negatedLabel": "Earnings from bank owned life insurance"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Tax effect of stock-based compensation",
        "documentation": "Amount of difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying domestic federal statutory income tax rate to pretax income (loss) from continuing operation, attributable to expense for award under share-based payment arrangement. Excludes expense determined to be nondeductible upon grant or after for award under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r1074",
      "r1280"
     ]
    },
    "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrecognized compensation cost",
        "label": "Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount",
        "documentation": "Amount of cost to be recognized for option under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r1276"
     ]
    },
    "us-gaap_EmployeeStockOptionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOptionMember",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails",
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Stock Options [Member]",
        "documentation": "Share-based payment arrangement granting right, subject to vesting and other restrictions, to purchase or sell certain number of shares at predetermined price for specified period of time."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_EmployeeStockOwnershipPlanAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "EmployeeStockOwnershipPlanAbstract",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Employee Stock Ownership Plan [Abstract]",
        "terseLabel": "ESOP Plan [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPCompensationExpense",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Compensation expense related to ESOP",
        "documentation": "The amount of plan compensation cost recognized during the period."
       }
      }
     },
     "auth_ref": [
      "r109"
     ]
    },
    "byfc_EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 11.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amount of plan compensation cost including prior year correction, recognized during the period.",
        "label": "Employee Stock Ownership Plan (ESOP), Compensation Expense, Including Prior Year Correction",
        "verboseLabel": "ESOP compensation expense"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cost of shares purchased by the Employee Stock Option Plan (\"ESOP\") during the period.",
        "label": "Employee Stock Ownership Plan (ESOP), Cost of Shares Purchased by ESOP",
        "terseLabel": "Total cost of shares purchased by ESOP to date"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPDeferredSharesFairValue",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair value of unearned shares",
        "label": "Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value",
        "documentation": "Fair value of unearned shares held by the employee stock ownership plan (ESOP)."
       }
      }
     },
     "auth_ref": [
      "r111"
     ]
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPDisclosuresLineItems",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares",
     "calculation": {
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails": {
       "parentTag": "us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Allocated to participants (in shares)",
        "documentation": "The shares or units in an ESOP trust that have been assigned to individual participant accounts based on a known formula. IRS rules require allocations to be nondiscriminatory generally based on compensation, length of service, or a combination of both. For any particular participant such shares or units may be vested, unvested, or partially vested."
       }
      }
     },
     "auth_ref": [
      "r110"
     ]
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares",
     "calculation": {
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails": {
       "parentTag": "us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Committed to be released (in shares)",
        "documentation": "The shares that, although not legally released, will be released by a future scheduled and committed debt service payment and will be allocated to employees for service rendered in the current accounting period. The ESOP documents typically define the period of service to which the shares relate. ESOP shares are released to compensate employees directly, to settle employer liabilities for other employee benefits, and to replace dividends on allocated shares that are used for debt service."
       }
      }
     },
     "auth_ref": [
      "r110"
     ]
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares",
     "calculation": {
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails": {
       "parentTag": "us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Suspense shares (in shares)",
        "documentation": "Shares contributed to the ESOP that have not yet been released, committed to be released, or allocated to participant accounts. Suspense shares generally collateralize ESOP debt."
       }
      }
     },
     "auth_ref": [
      "r110"
     ]
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPPolicy",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employee Stock Ownership Plan (ESOP)",
        "label": "Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for ESOP transactions, including the method of measuring compensation, the classification of dividends on ESOP shares, and the treatment of ESOP shares for EPS computations. If the employer has both old ESOP shares for which it does not adopt new guidance and new ESOP shares for which new guidance is required, these disclosures are required for both blocks of shares."
       }
      }
     },
     "auth_ref": [
      "r108"
     ]
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPSharesContributedToESOP",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Number of common stock purchased by ESOP (in shares)",
        "documentation": "This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) during the period."
       }
      }
     },
     "auth_ref": [
      "r107"
     ]
    },
    "byfc_EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) to date.",
        "label": "Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP to Date",
        "terseLabel": "Total number of common stock purchased by ESOP to date (in shares)"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPSharesInESOP",
     "calculation": {
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total ESOP shares (in shares)",
        "label": "Employee Stock Ownership Plan (ESOP), Shares in ESOP",
        "documentation": "Sum of the allocated, committed-to-be-released and suspense shares of the entity held by the plan."
       }
      }
     },
     "auth_ref": [
      "r110"
     ]
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPSharesInESOPAbstract",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Shares Held by ESOP [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Purchase price of common stock (in dollars per share)",
        "documentation": "Weighted average purchase price of capital shares purchased through an employee stock ownership plan."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The number of shares released for allocation to participants under employee stock ownership plan (ESOP).",
        "label": "Employee Stock Ownership Plan Esop Number of Shares Released for Allocation",
        "terseLabel": "Shares released for allocation (in shares)"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_EmployeeStockOwnershipPlanLoanTerm": {
     "xbrltype": "durationItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "EmployeeStockOwnershipPlanLoanTerm",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents the term of the ESOP loan, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Includes, but not limited to, weeks in a year or quarter.",
        "label": "Employee Stock Ownership Plan, Loan Term",
        "terseLabel": "Term of ESOP loan"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_EndingAllowanceAttributableToLoansAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "EndingAllowanceAttributableToLoansAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Ending Allowance Attributable to Loans [Abstract]",
        "terseLabel": "Ending Allowance Balance Attributable to Loans [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1060"
     ]
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCommonStockSharesOutstanding",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Common Stock, Shares Outstanding",
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCurrentReportingStatus": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCurrentReportingStatus",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Current Reporting Status",
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1060"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityFilerCategory": {
     "xbrltype": "filerCategoryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityFilerCategory",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Filer Category",
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": [
      "r1060"
     ]
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation, State or Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityInteractiveDataCurrent": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityInteractiveDataCurrent",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Interactive Data Current",
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)."
       }
      }
     },
     "auth_ref": [
      "r1069"
     ]
    },
    "dei_EntityPublicFloat": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityPublicFloat",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Public Float",
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1060"
     ]
    },
    "dei_EntityShellCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityShellCompany",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Shell Company",
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r1060"
     ]
    },
    "dei_EntitySmallBusiness": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntitySmallBusiness",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Small Business",
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)."
       }
      }
     },
     "auth_ref": [
      "r1060"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1060"
     ]
    },
    "dei_EntityVoluntaryFilers": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityVoluntaryFilers",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Voluntary Filers",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityWellKnownSeasonedIssuer",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Well-known Seasoned Issuer",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A."
       }
      }
     },
     "auth_ref": [
      "r1070"
     ]
    },
    "us-gaap_EquityComponentDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EquityComponentDomain",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Equity Component [Domain]",
        "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc."
       }
      }
     },
     "auth_ref": [
      "r22",
      "r270",
      "r299",
      "r300",
      "r301",
      "r325",
      "r326",
      "r327",
      "r330",
      "r338",
      "r340",
      "r363",
      "r449",
      "r455",
      "r556",
      "r676",
      "r677",
      "r678",
      "r703",
      "r704",
      "r725",
      "r727",
      "r728",
      "r729",
      "r730",
      "r732",
      "r743",
      "r765",
      "r766",
      "r767",
      "r768",
      "r769",
      "r770",
      "r795",
      "r886",
      "r887",
      "r888",
      "r908",
      "r970"
     ]
    },
    "us-gaap_EstimateOfFairValueFairValueDisclosureMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "EstimateOfFairValueFairValueDisclosureMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value [Member]",
        "documentation": "Measured as an estimate of fair value."
       }
      }
     },
     "auth_ref": [
      "r527",
      "r759",
      "r1021",
      "r1022"
     ]
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r748",
      "r749",
      "r752"
     ]
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value, Recurring and Nonrecurring [Table]",
        "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis."
       }
      }
     },
     "auth_ref": [
      "r748",
      "r749",
      "r752"
     ]
    },
    "us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueAssetsMeasuredOnRecurringBasisTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/FairValueTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Assets Measured on Recurring Basis",
        "documentation": "Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3)."
       }
      }
     },
     "auth_ref": [
      "r125",
      "r195"
     ]
    },
    "us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValueByBalanceSheetGroupingTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueByBalanceSheetGroupingTable",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value, by Balance Sheet Grouping [Table]",
        "documentation": "Disclosure of information about the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities."
       }
      }
     },
     "auth_ref": [
      "r125",
      "r126",
      "r127"
     ]
    },
    "us-gaap_FairValueByBalanceSheetGroupingTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueByBalanceSheetGroupingTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/FairValueTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Values of Financial Instruments",
        "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities."
       }
      }
     },
     "auth_ref": [
      "r125",
      "r126"
     ]
    },
    "us-gaap_FairValueByFairValueHierarchyLevelAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueByFairValueHierarchyLevelAxis",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value Hierarchy and NAV [Axis]",
        "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient."
       }
      }
     },
     "auth_ref": [
      "r527",
      "r591",
      "r592",
      "r593",
      "r594",
      "r595",
      "r596",
      "r749",
      "r804",
      "r805",
      "r806",
      "r1021",
      "r1022",
      "r1027",
      "r1028",
      "r1029"
     ]
    },
    "us-gaap_FairValueByMeasurementBasisAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueByMeasurementBasisAxis",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Measurement Basis [Axis]",
        "documentation": "Information by measurement basis."
       }
      }
     },
     "auth_ref": [
      "r26",
      "r125",
      "r527",
      "r1021",
      "r1022"
     ]
    },
    "us-gaap_FairValueByMeasurementFrequencyAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueByMeasurementFrequencyAxis",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Measurement Frequency [Axis]",
        "documentation": "Information by measurement frequency."
       }
      }
     },
     "auth_ref": [
      "r748",
      "r749",
      "r750",
      "r751",
      "r753"
     ]
    },
    "us-gaap_FairValueDisclosureItemAmountsDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueDisclosureItemAmountsDomain",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value Measurement [Domain]",
        "documentation": "Measurement basis, for example, but not limited to, reported value, fair value, portion at fair value, portion at other than fair value."
       }
      }
     },
     "auth_ref": [
      "r527",
      "r1021",
      "r1022"
     ]
    },
    "us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueDisclosureOffbalanceSheetRisksAmountLiability",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Contractual amounts of financial instruments off-balance-sheet risk",
        "label": "Fair Value Disclosure, off-Balance-Sheet Risks, Amount, Liability",
        "documentation": "The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition."
       }
      }
     },
     "auth_ref": [
      "r759"
     ]
    },
    "us-gaap_FairValueDisclosuresAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueDisclosuresAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValueDisclosuresTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueDisclosuresTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/FairValue"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value",
        "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information."
       }
      }
     },
     "auth_ref": [
      "r747"
     ]
    },
    "us-gaap_FairValueInputsLevel1Member": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueInputsLevel1Member",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Level 1 [Member]",
        "terseLabel": "Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]",
        "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date."
       }
      }
     },
     "auth_ref": [
      "r527",
      "r591",
      "r596",
      "r749",
      "r804",
      "r1027",
      "r1028",
      "r1029"
     ]
    },
    "us-gaap_FairValueInputsLevel2Member": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueInputsLevel2Member",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Level 2 [Member]",
        "terseLabel": "Significant Other Observable Inputs (Level 2) [Member]",
        "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets."
       }
      }
     },
     "auth_ref": [
      "r527",
      "r591",
      "r596",
      "r749",
      "r805",
      "r1021",
      "r1022",
      "r1027",
      "r1028",
      "r1029"
     ]
    },
    "us-gaap_FairValueInputsLevel3Member": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueInputsLevel3Member",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Level 3 [Member]",
        "terseLabel": "Significant Unobservable Inputs (Level 3) [Member]",
        "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing."
       }
      }
     },
     "auth_ref": [
      "r527",
      "r591",
      "r592",
      "r593",
      "r594",
      "r595",
      "r596",
      "r749",
      "r806",
      "r1021",
      "r1022",
      "r1027",
      "r1028",
      "r1029"
     ]
    },
    "us-gaap_FairValueMeasurementFrequencyDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueMeasurementFrequencyDomain",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Measurement Frequency [Domain]",
        "documentation": "Measurement frequency."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValueMeasurementPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueMeasurementPolicyPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value Measurements",
        "label": "Fair Value Measurement, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for fair value measurements of financial and non-financial assets, liabilities and instruments classified in shareholders' equity. Disclosures include, but are not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueMeasurementsFairValueHierarchyDomain",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value Hierarchy and NAV [Domain]",
        "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value."
       }
      }
     },
     "auth_ref": [
      "r527",
      "r591",
      "r592",
      "r593",
      "r594",
      "r595",
      "r596",
      "r804",
      "r805",
      "r806",
      "r1021",
      "r1022",
      "r1027",
      "r1028",
      "r1029"
     ]
    },
    "us-gaap_FairValueMeasurementsRecurringMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueMeasurementsRecurringMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Recurring Basis [Member]",
        "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value."
       }
      }
     },
     "auth_ref": [
      "r747",
      "r753"
     ]
    },
    "byfc_FairValueOfPreferredSharesIssued": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FairValueOfPreferredSharesIssued",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fair value of preferred shares issued.",
        "label": "Fair Value of Preferred Shares Issued",
        "terseLabel": "Preferred shares issued"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FairValueOffBalanceSheetRisksDisclosureInformationLineItems",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FederalDepositInsuranceCorporationStockRepurchased": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FederalDepositInsuranceCorporationStockRepurchased",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amount of federal deposit insurance corporation (FDIC) stock repurchased during the period.",
        "label": "Federal Deposit Insurance Corporation Stock Repurchased",
        "negatedLabel": "FDIC stock repurchase"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalFundsPurchased": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalFundsPurchased",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Bank Term Funding Program borrowing",
        "terseLabel": "Bank term funding program outstanding amount",
        "documentation": "Amount of short term borrowing where a bank borrows, at the federal funds rate, from another bank."
       }
      }
     },
     "auth_ref": [
      "r137"
     ]
    },
    "us-gaap_FederalFundsPurchasedFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalFundsPurchasedFairValueDisclosure",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Bank Term Funding Program borrowing",
        "label": "Federal Funds Purchased, Fair Value Disclosure",
        "documentation": "Fair value portion of short term borrowing where a bank borrows, at the federal funds rate, from another bank."
       }
      }
     },
     "auth_ref": [
      "r208"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Average balance outstanding during the year",
        "documentation": "The calculated average balance outstanding for the year for all Federal Home Loan Bank advances as of the Balance Sheet date."
       }
      }
     },
     "auth_ref": [
      "r208"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Average cost of advances during the year",
        "label": "Federal Home Loan Bank, Advances, Activity for Year, Average Interest Rate for Year",
        "documentation": "The calculated weighted average interest rate for Federal Home Loan Bank advances for the period ended as of the Balance Sheet date."
       }
      }
     },
     "auth_ref": [
      "r208"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Maximum amount outstanding at any month-end during the year",
        "label": "Federal Home Loan Bank, Advances, Activity for Year, Maximum Outstanding at any Month End",
        "documentation": "The maximum balance outstanding at any month end during the period as of the Balance Sheet date."
       }
      }
     },
     "auth_ref": [
      "r208"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/Borrowings"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Borrowings",
        "label": "Federal Home Loan Bank Advances, Disclosure [Text Block]",
        "documentation": "The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances."
       }
      }
     },
     "auth_ref": [
      "r9",
      "r138",
      "r143",
      "r227"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "FHLB advances, remaining amount available to borrow",
        "label": "Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds",
        "documentation": "Amount of advances or credit lines available from the Federal Home Loan Bank (FHLB)."
       }
      }
     },
     "auth_ref": [
      "r32",
      "r208",
      "r227"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesMaturitiesSummaryAbstract",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "FHLB Maturity [Abstract]",
        "label": "Advance from Federal Home Loan Bank, Fiscal Year Maturity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/BorrowingsDetails": {
       "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2025",
        "label": "Federal Home Loan Bank, Advance, Maturity, Year Two",
        "documentation": "Amount of advance from Federal Home Loan Bank (FHLBank) maturing in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r9",
      "r227"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/BorrowingsDetails": {
       "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks",
       "weight": 1.0,
       "order": 0.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2024",
        "label": "Federal Home Loan Bank, Advance, Maturity, Year One",
        "documentation": "Amount of advance from Federal Home Loan Bank (FHLBank) maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r9",
      "r227"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesMaturityPeriodFixedRate",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Weighted average maturity (in months)",
        "documentation": "Maturity period on fixed rate advances made and reported by Federal Home Loan Bank (FHLBank), in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalHomeLoanBankAdvancesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesMember",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "FHLB Advances [Member]",
        "label": "Federal Home Loan Bank Advances [Member]",
        "documentation": "Borrowings from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages. The member institution executes a promissory note, which is generally collateralized by government securities to the Federal Reserve or loans."
       }
      }
     },
     "auth_ref": [
      "r208"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Information Regarding FHLB Advances",
        "label": "Federal Home Loan Bank, Advances [Table Text Block]",
        "documentation": "Tabular disclosure of advances made and reported by Federal Home Loan Bank (FHLBank)."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankAdvancesWeightedAverageInterestRate",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted average interest rate at end of year",
        "label": "Federal Home Loan Bank, Advances, Weighted Average Interest Rate",
        "documentation": "Weighted average interest rate on advances made and reported by Federal Home Loan Bank (FHLBank)."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Disclosure of accounting policy for Federal Home Loan Bank and Federal Reserve Bank stock.",
        "label": "Federal Home Loan Bank and Federal Reserve Bank Stock [Policy Text Block]",
        "terseLabel": "Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankBorrowingsFairValueDisclosure",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "FHLB advances",
        "documentation": "Fair value portion of borrowing from Federal Home Loan Bank (FHLBank)."
       }
      }
     },
     "auth_ref": [
      "r208"
     ]
    },
    "us-gaap_FederalHomeLoanBankStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBankStock",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Federal Home Loan Bank (FHLB) stock",
        "documentation": "Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity)."
       }
      }
     },
     "auth_ref": [
      "r226"
     ]
    },
    "us-gaap_FederalHomeLoanBanksAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalHomeLoanBanksAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Borrowings [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalReserveBankAdvancesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalReserveBankAdvancesMember",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Reserve for Borrowings under Bank Term Funding Program [Member]",
        "label": "Federal Reserve Bank Advances [Member]",
        "documentation": "Borrowings from the Federal Reserve Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages."
       }
      }
     },
     "auth_ref": [
      "r208"
     ]
    },
    "us-gaap_FederalReserveBankStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FederalReserveBankStock",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Federal Reserve Bank (FRB) stock",
        "documentation": "Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity)."
       }
      }
     },
     "auth_ref": [
      "r226"
     ]
    },
    "us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans Receivable Held for Investment",
        "label": "Financing Receivable, Held-for-Investment [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for financing receivable classified as held-for-investment."
       }
      }
     },
     "auth_ref": [
      "r170",
      "r229",
      "r230",
      "r231",
      "r391",
      "r394"
     ]
    },
    "us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancialAssetAcquiredWithCreditDeteriorationMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Purchased Credit Impaired Loans [Member]",
        "documentation": "Financial asset acquired with deteriorated credit quality."
       }
      }
     },
     "auth_ref": [
      "r1146"
     ]
    },
    "us-gaap_FinancialAssetNotPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancialAssetNotPastDueMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Current [Member]",
        "documentation": "Financial asset not past due."
       }
      }
     },
     "auth_ref": [
      "r465",
      "r1017"
     ]
    },
    "us-gaap_FinancialAssetPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancialAssetPastDueMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Past Due [Member]",
        "verboseLabel": "Delinquent [Member]",
        "documentation": "Financial asset past due."
       }
      }
     },
     "auth_ref": [
      "r465",
      "r1017",
      "r1144"
     ]
    },
    "us-gaap_FinancialInstrumentAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancialInstrumentAxis",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails",
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financial Instrument [Axis]",
        "documentation": "Information by type of financial instrument."
       }
      }
     },
     "auth_ref": [
      "r411",
      "r412",
      "r413",
      "r414",
      "r415",
      "r416",
      "r417",
      "r419",
      "r420",
      "r421",
      "r422",
      "r423",
      "r424",
      "r425",
      "r426",
      "r427",
      "r428",
      "r429",
      "r430",
      "r431",
      "r432",
      "r433",
      "r434",
      "r435",
      "r436",
      "r437",
      "r438",
      "r439",
      "r440",
      "r441",
      "r458",
      "r459",
      "r465",
      "r466",
      "r471",
      "r478",
      "r482",
      "r483",
      "r538",
      "r553",
      "r733",
      "r801",
      "r802",
      "r803",
      "r804",
      "r805",
      "r806",
      "r807",
      "r808",
      "r809",
      "r810",
      "r811",
      "r812",
      "r813",
      "r814",
      "r818",
      "r819",
      "r820",
      "r821",
      "r822",
      "r823",
      "r824",
      "r825",
      "r826",
      "r827",
      "r828",
      "r829",
      "r830",
      "r831",
      "r832",
      "r833",
      "r879",
      "r1018",
      "r1081",
      "r1082",
      "r1083",
      "r1084",
      "r1085",
      "r1086",
      "r1087",
      "r1162",
      "r1163",
      "r1164",
      "r1165"
     ]
    },
    "us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financial Assets [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financial Liabilities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FinancialInstrumentsOwnedAtAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancialInstrumentsOwnedAtAmortizedCost",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amortized cost as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings.",
        "label": "Financial Instruments, Owned, at Amortized Cost",
        "terseLabel": "Securities pledged as collateral, at book value"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancialInstrumentsOwnedAtFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancialInstrumentsOwnedAtFairValue",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities pledged as collateral",
        "label": "Financial Instruments, Owned, at Fair Value",
        "documentation": "The aggregate fair value as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings."
       }
      }
     },
     "auth_ref": [
      "r134"
     ]
    },
    "byfc_FinancingReceivableAcquiredInMerger": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableAcquiredInMerger",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails": {
       "parentTag": "us-gaap_NotesReceivableGross",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of financing receivables acquired in a merger.",
        "label": "Financing Receivable, Acquired in Merger",
        "terseLabel": "Loans acquired in the CFBanc merger"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for loan losses [Abstract]",
        "label": "Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Tabular disclosure of allowance for credit loss on financing receivable by loan type and based on impairment method.",
        "label": "Financing Receivable, Allowance for Credit Loss by Loan Type and Based on Impairment Method [Table Text Block]",
        "verboseLabel": "Allowance for Loan Losses and Recorded Investment in Loans by Type of Loans and Based on Impairment Method"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FinancingReceivableAllowanceForCreditLossCollateralDependentLoan": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableAllowanceForCreditLossCollateralDependentLoan",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of allowance for credit loss on collateral dependent loan. Excludes allowance for financing receivable covered under loss sharing agreement.",
        "label": "Financing Receivable, Allowance for Credit Loss, Collateral Dependent Loan",
        "terseLabel": "Reserve for collateral dependent loans"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FinancingReceivableAllowanceForCreditLossDueToLoanGrowth": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableAllowanceForCreditLossDueToLoanGrowth",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of financing receivable allowance for credit loss due to loan growth.",
        "label": "Financing Receivable, Allowance for Credit Loss, Due to Loan Growth",
        "terseLabel": "Allowance for credit loss due to loan growth"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLosses": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableAllowanceForCreditLosses",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails": {
       "parentTag": "us-gaap_NotesReceivableNet",
       "weight": -1.0,
       "order": 2.0
      },
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total ending allowance balance",
        "periodStartLabel": "Beginning balance",
        "periodEndLabel": "Ending balance",
        "label": "Allowance for loan losses",
        "terseLabel": "Allowance for credit losses on loans",
        "negatedLabel": "Allowance for credit losses",
        "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement."
       }
      }
     },
     "auth_ref": [
      "r14",
      "r256",
      "r258",
      "r260",
      "r287",
      "r456",
      "r460",
      "r464",
      "r1308"
     ]
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails": {
       "parentTag": "us-gaap_FinancingReceivableAllowanceForCreditLosses",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Collectively evaluated for impairment",
        "label": "Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment",
        "documentation": "The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment."
       }
      }
     },
     "auth_ref": [
      "r17"
     ]
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails": {
       "parentTag": "us-gaap_FinancingReceivableAllowanceForCreditLosses",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Individually evaluated for impairment",
        "label": "Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment",
        "documentation": "Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment."
       }
      }
     },
     "auth_ref": [
      "r17"
     ]
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableAllowanceForCreditLossesLineItems",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable, Allowance for Credit Loss [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r261",
      "r1171"
     ]
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableAllowanceForCreditLossesRecovery",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Recoveries",
        "label": "Financing Receivable, Allowance for Credit Loss, Recovery",
        "documentation": "Amount of increase in allowance for credit loss on financing receivable from recovery."
       }
      }
     },
     "auth_ref": [
      "r16",
      "r463",
      "r1016"
     ]
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableAllowanceForCreditLossesRollForward",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for Loan and Lease Losses by Loan Type [Roll Forward]",
        "label": "Allowance for Credit Losses on Loans [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableAllowanceForCreditLossesWriteOffs",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Charge-offs",
        "documentation": "Amount of writeoff of financing receivable, charged against allowance for credit loss."
       }
      }
     },
     "auth_ref": [
      "r15",
      "r462",
      "r473",
      "r1016"
     ]
    },
    "us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableBeforeAllowanceForCreditLossAndFee",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails": {
       "parentTag": "us-gaap_NotesReceivableGross",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Gross loans receivable before deferred loan costs and premiums",
        "label": "Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process",
        "documentation": "Amortized cost, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r1141",
      "r1309"
     ]
    },
    "us-gaap_FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableBeforeAllowanceForCreditLossByOriginationYearAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans Held for Investment Portfolio by Internal Risk Grading, and by Year of Origination [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails": {
       "parentTag": "us-gaap_NotesReceivableGross",
       "weight": 1.0,
       "order": 0.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount, before allowance for credit loss, of financing receivable, excluding loans acquired in merger.",
        "label": "Financing Receivable, before Allowance for Credit Loss, Excluding Loans Acquired in Merger",
        "totalLabel": "Subtotal"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Tabular disclosure of collateral-dependent loans of different classes.",
        "label": "Financing Receivable, Collateral Dependent Loans By Collateral Type [Text Block]",
        "terseLabel": "Collateral Dependent Loans by Collateral Type"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableCollectivelyEvaluatedForImpairment",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails": {
       "parentTag": "byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans collectively evaluated for impairment",
        "label": "Financing Receivable, Collectively Evaluated for Impairment",
        "documentation": "The balance of financing receivables that were collectively evaluated for impairment."
       }
      }
     },
     "auth_ref": [
      "r392",
      "r1009"
     ]
    },
    "byfc_FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 1.0
      },
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of credit loss expense (reversal of expense) for financing receivable, including off-balance sheet loan commitments.",
        "label": "Financing Receivable, Credit Loss, Expense (Reversal), Including Off-Balance Sheet Loan Commitments",
        "verboseLabel": "Provision for credit losses"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans Held for Investment Portfolio By Internal Risk Grading and By Year of Origination",
        "label": "Financing Receivable Credit Quality Indicators [Table Text Block]",
        "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics."
       }
      }
     },
     "auth_ref": [
      "r78",
      "r1173"
     ]
    },
    "byfc_FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued": {
     "xbrltype": "durationItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Period of interest income on loans to be discontinued, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.",
        "label": "Financing Receivable, Delinquency Period For Interest Income On Loans To Be Discontinued",
        "terseLabel": "Delinquency period for interest income to be discontinued on loans"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableImpairedLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableImpairedLineItems",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable, Impaired [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount, after the effects of master netting arrangements, of securities loaned to entities in exchange for collateral. Includes liabilities not subject to a master netting arrangement and not elected to be offset.",
        "label": "Financing Receivable, Individually Evaluated Based on Underlying Value of Collateral",
        "terseLabel": "Individually evaluated loans based on the underlying value of collateral"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableIndividuallyEvaluatedForImpairment",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails": {
       "parentTag": "byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger",
       "weight": 1.0,
       "order": 0.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans individually evaluated for impairment",
        "label": "Financing Receivable, Individually Evaluated for Impairment",
        "documentation": "The balance of financing receivables that were individually evaluated for impairment."
       }
      }
     },
     "auth_ref": [
      "r393",
      "r1009"
     ]
    },
    "byfc_FinancingReceivableInterestRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableInterestRate",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Percentage of interest rate on a financing receivable.",
        "label": "Financing Receivable, Interest Rate",
        "verboseLabel": "Loans receivable, interest rate"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FinancingReceivableModifications": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableModifications",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of financing receivable modified for borrowers experiencing financial difficulty within previous 12 months.",
        "label": "Financing Receivable Modifications",
        "terseLabel": "Modifications made to borrowers experiencing financial difficulty"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableModificationsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableModificationsLineItems",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable, Troubled Debt Restructuring [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r396",
      "r397",
      "r399",
      "r400",
      "r1008"
     ]
    },
    "us-gaap_FinancingReceivableModificationsRecordedInvestment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableModificationsRecordedInvestment",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans classified as troubled debt restructurings",
        "label": "Financing Receivable, Modified, Accumulated",
        "documentation": "Accumulated amortized cost of financing receivable modified for debtor experiencing financial difficulty."
       }
      }
     },
     "auth_ref": [
      "r172",
      "r1142",
      "r1143"
     ]
    },
    "byfc_FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments": {
     "xbrltype": "durationItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Period of receipt of timely payments after which a financing receivable that has been modified in a troubled debt restructuring and is on non-accrual status can typically be returned to accrual status, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Financing Receivable Modifications Return to Accrual Status Period of Timely Payments",
        "terseLabel": "Timely payment period for return to accrual status"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Prior",
        "label": "Financing Receivable, Originated, More than Five Years before Current Fiscal Year",
        "documentation": "Amortized cost of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r473",
      "r1016"
     ]
    },
    "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2019",
        "label": "Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year",
        "documentation": "Amortized cost of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r473",
      "r1016"
     ]
    },
    "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableOriginatedInCurrentFiscalYear",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2023",
        "label": "Financing Receivable, Year One, Originated, Current Fiscal Year",
        "documentation": "Amortized cost of financing receivable originated in current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r473",
      "r1016"
     ]
    },
    "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2022",
        "label": "Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year",
        "documentation": "Amortized cost of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r473",
      "r1016"
     ]
    },
    "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2020",
        "label": "Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year",
        "documentation": "Amortized cost of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r473",
      "r1016"
     ]
    },
    "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2021",
        "label": "Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year",
        "documentation": "Amortized cost of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r473",
      "r1016"
     ]
    },
    "us-gaap_FinancingReceivablePortfolioSegmentAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivablePortfolioSegmentAxis",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable Portfolio Segment [Axis]",
        "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r254",
      "r255",
      "r259",
      "r260",
      "r458",
      "r459",
      "r1010",
      "r1081",
      "r1082",
      "r1083",
      "r1084",
      "r1085",
      "r1086",
      "r1087",
      "r1089",
      "r1090",
      "r1091"
     ]
    },
    "us-gaap_FinancingReceivablePortfolioSegmentDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivablePortfolioSegmentDomain",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable Portfolio Segment [Domain]",
        "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r254",
      "r255",
      "r259",
      "r260",
      "r1081",
      "r1082",
      "r1083",
      "r1084",
      "r1085",
      "r1086",
      "r1087",
      "r1089",
      "r1090",
      "r1091"
     ]
    },
    "byfc_FinancingReceivablePurchasedWithCreditDeterioration": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivablePurchasedWithCreditDeterioration",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of financing receivable purchased with credit deterioration.",
        "label": "Financing Receivable, Purchased with Credit Deterioration",
        "periodStartLabel": "Balance at the beginning of the period",
        "periodEndLabel": "Balance at the end of the period"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePriceAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Discount on Purchased Credit Deteriorated Loans [Roll Forward]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of deduction due to payoff of financing receivable purchased with credit deterioration.",
        "label": "Financing Receivable Purchased With Credit Deterioration, Deduction Due to Payoff",
        "negatedLabel": "Deductions due to payoffs"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accretion",
        "label": "Financing Receivable, Purchased with Credit Deterioration, Discount (Premium)",
        "documentation": "Amount of discount (premium) attributable to other factors on financing receivable purchased with credit deterioration."
       }
      }
     },
     "auth_ref": [
      "r469"
     ]
    },
    "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans 90 days or more delinquent that were accruing interest",
        "label": "Financing Receivable, 90 Days or More Past Due, Still Accruing",
        "documentation": "Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r247",
      "r468",
      "r1017"
     ]
    },
    "byfc_FinancingReceivableRecordedInvestmentAgingAnalysisAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableRecordedInvestmentAgingAnalysisAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable Recorded Investment Aging Analysis [Abstract]",
        "terseLabel": "Aging of Recorded Investment in Past Due Loans by Loan Type [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Financing Receivable [Axis]",
        "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk."
       }
      }
     },
     "auth_ref": [
      "r79",
      "r81",
      "r254",
      "r255",
      "r259",
      "r260",
      "r395",
      "r399",
      "r400",
      "r401",
      "r403",
      "r465",
      "r466",
      "r471",
      "r1008",
      "r1011",
      "r1012",
      "r1016",
      "r1017",
      "r1081",
      "r1082",
      "r1083",
      "r1084",
      "r1085",
      "r1086",
      "r1087",
      "r1089",
      "r1090",
      "r1091"
     ]
    },
    "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Financing Receivable [Domain]",
        "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk."
       }
      }
     },
     "auth_ref": [
      "r254",
      "r255",
      "r259",
      "r260",
      "r399",
      "r400",
      "r401",
      "r403",
      "r1008",
      "r1081",
      "r1082",
      "r1083",
      "r1084",
      "r1085",
      "r1086",
      "r1087",
      "r1089",
      "r1090",
      "r1091"
     ]
    },
    "us-gaap_FinancingReceivableRecordedInvestmentLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableRecordedInvestmentLineItems",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable, Credit Quality Indicator [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r1016",
      "r1173"
     ]
    },
    "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total non-accrual loans",
        "label": "Financing Receivable, Nonaccrual",
        "documentation": "Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r80",
      "r257",
      "r258",
      "r467"
     ]
    },
    "us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableRecordedInvestmentPastDueLineItems",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable, Past Due [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r1017",
      "r1172"
     ]
    },
    "us-gaap_FinancingReceivableRevolving": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableRevolving",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revolving Loans",
        "label": "Financing Receivable, Revolving",
        "documentation": "Amortized cost of financing receivable that can be withdrawn, repaid, and redrawn."
       }
      }
     },
     "auth_ref": [
      "r473",
      "r1016"
     ]
    },
    "byfc_FinancingReceivableTerm": {
     "xbrltype": "durationItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FinancingReceivableTerm",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Period of time between issuance and maturity of financing receivable, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Financing Receivable, Term",
        "terseLabel": "Loans receivable, term"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails": {
       "parentTag": "us-gaap_NotesReceivableGross",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unamortized net deferred loan costs and premiums",
        "label": "Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)",
        "documentation": "Amount of unamortized loan commitment, origination, and other costs (fees) and purchase premium (discount) on financing receivable recognized as adjustment to yield. Excludes financing receivable covered under loss sharing agreement."
       }
      }
     },
     "auth_ref": [
      "r398",
      "r405",
      "r1071"
     ]
    },
    "us-gaap_FinancingReceivables30To59DaysPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivables30To59DaysPastDueMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "30-59 Days Past Due [Member]",
        "label": "Financial Asset, 30 to 59 Days Past Due [Member]",
        "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due."
       }
      }
     },
     "auth_ref": [
      "r1017"
     ]
    },
    "us-gaap_FinancingReceivables60To89DaysPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivables60To89DaysPastDueMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "60-89 Days Past Due [Member]",
        "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due."
       }
      }
     },
     "auth_ref": [
      "r1017"
     ]
    },
    "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Greater than 90 Days Past Due [Member]",
        "documentation": "Financial asset equal to or greater than 90 days past due."
       }
      }
     },
     "auth_ref": [
      "r1017"
     ]
    },
    "us-gaap_FinancingReceivablesPeriodPastDueAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivablesPeriodPastDueAxis",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financial Asset, Period Past Due [Axis]",
        "terseLabel": "Financial Asset, Aging [Axis]",
        "documentation": "Information by period in which financial asset is past due or not past due."
       }
      }
     },
     "auth_ref": [
      "r248",
      "r465",
      "r1017"
     ]
    },
    "us-gaap_FinancingReceivablesPeriodPastDueDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivablesPeriodPastDueDomain",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financial Asset, Period Past Due [Domain]",
        "terseLabel": "Financial Asset, Aging [Domain]",
        "documentation": "Period in which financial asset is past due or not past due. For past due, element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less than [high end numeric value] [date measure] Past Due [Member] formats."
       }
      }
     },
     "auth_ref": [
      "r248",
      "r465",
      "r1017"
     ]
    },
    "us-gaap_FinancingReceivablesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinancingReceivablesTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestment"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans Receivable Held for Investment",
        "label": "Financing Receivables [Text Block]",
        "documentation": "The entire disclosure for financing receivable."
       }
      }
     },
     "auth_ref": [
      "r389",
      "r400",
      "r402",
      "r404",
      "r1008"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsAccumulatedAmortization",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Less: accumulated amortization",
        "label": "Finite-Lived Intangible Assets, Accumulated Amortization",
        "documentation": "Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life."
       }
      }
     },
     "auth_ref": [
      "r279",
      "r494"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Thereafter",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, after Year Five",
        "documentation": "Amount of amortization for asset, excluding financial asset and goodwill, lacking physical substance with finite life expected to be recognized after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2024",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year One",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r176"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFive",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2028",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year Five",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r176"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFour",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2027",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year Four",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r176"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearThree",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2026",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year Three",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r176"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2025",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year Two",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r176"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsByMajorClassAxis",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Finite-Lived Intangible Assets by Major Class [Axis]",
        "documentation": "Information by major type or class of finite-lived intangible assets."
       }
      }
     },
     "auth_ref": [
      "r491",
      "r493",
      "r494",
      "r495",
      "r836",
      "r840"
     ]
    },
    "byfc_FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of increase (decrease) in carrying value of assets due to change in deferred tax estimate, excluding financial assets and goodwill, lacking physical substance with a finite life.",
        "label": "Finite-Lived Intangible Assets, Change in Deferred Tax Estimate",
        "negatedLabel": "Change in deferred tax estimate"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Estimated amortization expense [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FiniteLivedIntangibleAssetsGross": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsGross",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Core deposit intangible acquired",
        "documentation": "Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life."
       }
      }
     },
     "auth_ref": [
      "r175",
      "r840"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsLineItems",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Finite-Lived Intangible Assets [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r836"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsMajorClassNameDomain",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Finite-Lived Intangible Assets, Major Class Name [Domain]",
        "documentation": "The major class of finite-lived intangible asset (for example, patents, trademarks, copyrights, etc.) A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company."
       }
      }
     },
     "auth_ref": [
      "r85",
      "r86"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsNet",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 10.0
      },
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net core deposit intangible",
        "label": "Core deposit intangible, net",
        "periodEndLabel": "Balance at the end of the period",
        "periodStartLabel": "Balance at the beginning of the period",
        "documentation": "Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life."
       }
      }
     },
     "auth_ref": [
      "r175",
      "r836"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsNetAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsNetAbstract",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Finite-Lived Intangible Assets, Net [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FiniteLivedIntangibleAssetsRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FiniteLivedIntangibleAssetsRollForward",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Changes in Carrying Amount of Core Deposit Intangibles [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinitelivedIntangibleAssetsAcquired1": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FinitelivedIntangibleAssetsAcquired1",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Additions",
        "documentation": "Amount of increase in assets, excluding financial assets, lacking physical substance with a definite life, from an acquisition."
       }
      }
     },
     "auth_ref": [
      "r492"
     ]
    },
    "byfc_FiveCustomersMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FiveCustomersMember",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Customers that have a significant concentration risk with the entity.",
        "label": "Five Customers [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FurnitureAndFixturesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "FurnitureAndFixturesMember",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Furniture, Fixtures and Equipment [Member]",
        "label": "Furniture and Fixtures [Member]",
        "documentation": "Equipment commonly used in offices and stores that have no permanent connection to the structure of a building or utilities. Examples include, but are not limited to, desks, chairs, tables, and bookcases."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_FurnitureFixtureAndEquipmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "FurnitureFixtureAndEquipmentMember",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Equipment commonly used in offices and stores, which have no permanent connection to the structure of a building or utilities, for example desks, chairs, tables and bookcases, and tangible personal property used in an office setting, for example computers, copiers and fax machines.",
        "label": "Furniture Fixture And Equipment [Member]",
        "terseLabel": "Furniture, Fixtures and Equipment [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_GeneralBusinessMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "GeneralBusinessMember",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "General Business Tax Credit Carryforward [Member]",
        "label": "General Business Tax Credit Carryforward [Member]",
        "documentation": "Tax credit carryforwards which include, but are not limited to, investment, alcohol fuels, low income housing, alternative fuels, alternative motor vehicles, hurricane relief, disabled access, renewable resources electricity production, employer social security, orphan drug, new markets, employer provided child care facilities and services, biodiesel fuels, low sulfur diesel fuel production, distilled spirits and the advanced nuclear power facilities credit."
       }
      }
     },
     "auth_ref": [
      "r112"
     ]
    },
    "us-gaap_GeneralInsuranceExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "GeneralInsuranceExpense",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 11.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Corporate insurance",
        "documentation": "The expense in the period incurred with respect to protection provided by insurance entities against risks other than risks associated with production (which are allocated to cost of sales)."
       }
      }
     },
     "auth_ref": [
      "r162"
     ]
    },
    "us-gaap_Goodwill": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "Goodwill",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 11.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Goodwill",
        "periodStartLabel": "Balance at the beginning of the period",
        "periodEndLabel": "Balance at the end of the period",
        "documentation": "Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized."
       }
      }
     },
     "auth_ref": [
      "r278",
      "r486",
      "r841",
      "r1019",
      "r1044",
      "r1176",
      "r1177"
     ]
    },
    "us-gaap_GoodwillAcquiredDuringPeriod": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "GoodwillAcquiredDuringPeriod",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Additions",
        "label": "Goodwill, Acquired During Period",
        "documentation": "Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination."
       }
      }
     },
     "auth_ref": [
      "r488",
      "r1019"
     ]
    },
    "byfc_GoodwillAmortization": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "GoodwillAmortization",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The aggregate expense charged against earnings to allocate the cost of goodwill in a systematic and rational manner to the periods expected to benefit from such assets.",
        "label": "Goodwill, Amortization",
        "terseLabel": "Amortization"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "GoodwillAndIntangibleAssetsDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Goodwill and Core Deposit Intangible [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "GoodwillAndIntangibleAssetsDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangible"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Goodwill and Core Deposit Intangible",
        "label": "Goodwill and Intangible Assets Disclosure [Text Block]",
        "documentation": "The entire disclosure for goodwill and intangible assets."
       }
      }
     },
     "auth_ref": [
      "r173"
     ]
    },
    "byfc_GoodwillChangeInDeferredTaxEstimate": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "GoodwillChangeInDeferredTaxEstimate",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of (increase) decrease to an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from the change in deferred tax estimate.",
        "label": "Goodwill, Change in Deferred Tax Estimate",
        "negatedLabel": "Change in deferred tax estimate"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_GoodwillImpairmentLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "GoodwillImpairmentLoss",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Goodwill impairment loss",
        "label": "Goodwill, Impairment Loss",
        "documentation": "Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized."
       }
      }
     },
     "auth_ref": [
      "r7",
      "r487",
      "r489",
      "r490",
      "r1019"
     ]
    },
    "us-gaap_GoodwillRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "GoodwillRollForward",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Changes in Carrying Amount of Goodwill [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_GrantDateAsOfFebruary242016Member": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "GrantDateAsOfFebruary242016Member",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represent the information pertaining to Grant Date as on February 24, 2016.",
        "label": "Grant Date As Of February242016 [Member]",
        "terseLabel": "Grant Date February 24, 2016 [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_IcfrAuditorAttestationFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "IcfrAuditorAttestationFlag",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "ICFR Auditor Attestation Flag"
       }
      }
     },
     "auth_ref": [
      "r1062",
      "r1063",
      "r1064"
     ]
    },
    "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ImpairedFinancingReceivableAverageRecordedInvestment",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Average recorded investment",
        "label": "Impaired Financing Receivable, Average Recorded Investment",
        "documentation": "Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r75",
      "r77"
     ]
    },
    "us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ImpairedFinancingReceivableInterestIncomeCashBasisMethod",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash basis interest income recognized",
        "label": "Impaired Financing Receivable, Interest Income, Cash Basis Method",
        "documentation": "Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired."
       }
      }
     },
     "auth_ref": [
      "r76"
     ]
    },
    "us-gaap_ImpairedFinancingReceivableRecordedInvestment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ImpairedFinancingReceivableRecordedInvestment",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Recorded investment",
        "label": "Impaired Financing Receivable, Recorded Investment",
        "documentation": "Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r71"
     ]
    },
    "us-gaap_ImpairedFinancingReceivableRelatedAllowance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ImpairedFinancingReceivableRelatedAllowance",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for loan losses allocated",
        "label": "Impaired Financing Receivable, Related Allowance",
        "documentation": "Amount of allowance for credit losses related to recorded investment."
       }
      }
     },
     "auth_ref": [
      "r73"
     ]
    },
    "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ImpairedFinancingReceivableUnpaidPrincipalBalance",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Unpaid principal balance",
        "label": "Impaired Financing Receivable, Unpaid Principal Balance",
        "documentation": "Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r74"
     ]
    },
    "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Recorded investment",
        "documentation": "Amount of investment in impaired financing receivables for which there is no related allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r71"
     ]
    },
    "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Unpaid principal balance",
        "documentation": "Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r74"
     ]
    },
    "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Recorded investment",
        "label": "Impaired Financing Receivable, with Related Allowance, Recorded Investment",
        "documentation": "Amount of investment in impaired financing receivables for which there is a related allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r71"
     ]
    },
    "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unpaid principal balance",
        "label": "Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance",
        "documentation": "Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r74"
     ]
    },
    "byfc_ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Tabular disclosure of the average recorded investment and related interest income for impaired financing receivables.",
        "label": "Impaired Loans Average Investment Interest Income [Table Text Block]",
        "terseLabel": "Average of Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_ImpairedLoansFinancingReceivablesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ImpairedLoansFinancingReceivablesTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Tabular disclosure of impaired loans financing receivables.",
        "label": "Impaired Loans Financing Receivables [Table Text Block]",
        "terseLabel": "Loans Individually Evaluated for Impairment by Loan Type"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_ProfitLoss",
       "weight": 1.0,
       "order": 0.0
      },
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails": {
       "parentTag": "us-gaap_NetIncomeLoss",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Income before income taxes",
        "label": "Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest",
        "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest."
       }
      }
     },
     "auth_ref": [
      "r0",
      "r160",
      "r211",
      "r366",
      "r379",
      "r383",
      "r385",
      "r847",
      "r875",
      "r1006"
     ]
    },
    "us-gaap_IncomeLossFromSubsidiariesNetOfTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeLossFromSubsidiariesNetOfTax",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails": {
       "parentTag": "us-gaap_NetIncomeLoss",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Equity in undistributed subsidiary income",
        "negatedLabel": "Equity in undistributed subsidiary income",
        "label": "Income (Loss) from Subsidiaries, Net of Tax",
        "documentation": "Amount after tax of income (loss) of subsidiary attributable to the parent entity."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeStatementAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeStatementAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Consolidated Statements of Operations and Comprehensive Income (Loss) [Abstract]",
        "terseLabel": "Condensed Statements of Income [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeTaxAuthorityAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxAuthorityAxis",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Income Tax Authority [Axis]",
        "documentation": "Information by tax jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r18"
     ]
    },
    "us-gaap_IncomeTaxAuthorityDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxAuthorityDomain",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Income Tax Authority [Domain]",
        "documentation": "Agency, division or body classification that levies income taxes, examines tax returns for compliance, or grants exemptions from or makes other decisions pertaining to income taxes."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeTaxDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Income Taxes [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeTaxDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxes"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Income Taxes",
        "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information."
       }
      }
     },
     "auth_ref": [
      "r319",
      "r683",
      "r691",
      "r693",
      "r699",
      "r705",
      "r708",
      "r709",
      "r710",
      "r905"
     ]
    },
    "us-gaap_IncomeTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_ProfitLoss",
       "weight": -1.0,
       "order": 1.0
      },
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails": {
       "parentTag": "us-gaap_NetIncomeLoss",
       "weight": -1.0,
       "order": 2.0
      },
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails",
      "http://broadwayfed.com/role/IncomeTaxesIncomeTaxExpenseDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Income tax expense",
        "negatedTerseLabel": "Income tax benefits",
        "totalLabel": "Total",
        "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations."
       }
      }
     },
     "auth_ref": [
      "r237",
      "r249",
      "r339",
      "r340",
      "r371",
      "r689",
      "r706",
      "r882"
     ]
    },
    "us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxExpenseBenefitContinuingOperationsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Taxes [Abstract]",
        "label": "Income Tax Expense (Benefit), Continuing Operations [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Reconciliation of Provision of Income Taxes [Abstract]",
        "label": "Income Tax Expense (Benefit), Effective Income Tax Rate Reconciliation, Amount [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeTaxPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Taxes",
        "label": "Income Tax, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements."
       }
      }
     },
     "auth_ref": [
      "r298",
      "r685",
      "r686",
      "r693",
      "r694",
      "r698",
      "r700",
      "r899"
     ]
    },
    "us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Change in valuation allowance",
        "label": "Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount",
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in the valuation allowance for deferred tax assets."
       }
      }
     },
     "auth_ref": [
      "r1280"
     ]
    },
    "us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal statutory rate times pre-tax net income",
        "label": "Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount",
        "documentation": "The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations."
       }
      }
     },
     "auth_ref": [
      "r690"
     ]
    },
    "us-gaap_IncomeTaxReconciliationOtherAdjustments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxReconciliationOtherAdjustments",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 11.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other, net",
        "label": "Effective Income Tax Rate Reconciliation, Other Adjustments, Amount",
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments."
       }
      }
     },
     "auth_ref": [
      "r1280"
     ]
    },
    "us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxReconciliationStateAndLocalIncomeTaxes",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "State taxes, net of federal benefit",
        "label": "Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount",
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit)."
       }
      }
     },
     "auth_ref": [
      "r1280"
     ]
    },
    "us-gaap_IncomeTaxReconciliationTaxCreditsInvestment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxReconciliationTaxCreditsInvestment",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Low-income housing credits",
        "label": "Effective Income Tax Rate Reconciliation, Tax Credit, Investment, Amount",
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to investment tax credit."
       }
      }
     },
     "auth_ref": [
      "r1280"
     ]
    },
    "us-gaap_IncomeTaxesPaidNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncomeTaxesPaidNet",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash paid for income taxes",
        "label": "Income Taxes Paid, Net",
        "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes."
       }
      }
     },
     "auth_ref": [
      "r53"
     ]
    },
    "us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 16.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accrued expenses and other liabilities",
        "verboseLabel": "Change in accrued expenses and other liabilities",
        "label": "Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities",
        "documentation": "Amount of increase (decrease) in accrued expenses, and obligations classified as other."
       }
      }
     },
     "auth_ref": [
      "r1124"
     ]
    },
    "us-gaap_IncreaseDecreaseInDeferredIncomeTaxes": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncreaseDecreaseInDeferredIncomeTaxes",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 13.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Deferred tax assets",
        "label": "Increase (Decrease) in Deferred Income Taxes",
        "documentation": "The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "us-gaap_IncreaseDecreaseInDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncreaseDecreaseInDeposits",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net change in deposits",
        "label": "Increase (Decrease) in Deposits",
        "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances."
       }
      }
     },
     "auth_ref": [
      "r50",
      "r140"
     ]
    },
    "us-gaap_IncreaseDecreaseInFederalFundsPurchased": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncreaseDecreaseInFederalFundsPurchased",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Bank term funding program borrowing amount",
        "label": "Increase (Decrease) in Federal Funds Purchased",
        "documentation": "The net cash inflow or outflow from the fund borrowed from other financial institution arising from the insufficient reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest."
       }
      }
     },
     "auth_ref": [
      "r50",
      "r51"
     ]
    },
    "us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net change in securities sold under agreements to repurchase",
        "documentation": "The net cash inflow or outflow from the fund lent to other financial institution arising from the excess in reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest. Also include cash inflow or outflow from investment sold under the agreement to reacquire such investment."
       }
      }
     },
     "auth_ref": [
      "r50",
      "r51"
     ]
    },
    "us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncreaseDecreaseInInterestAndDividendsReceivable",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 14.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Accrued interest receivable",
        "label": "Increase (Decrease) in Interest and Dividends Receivable",
        "documentation": "The increase (decrease) during the reporting period in the aggregate amount due to the entity in the form of unpaid interest and dividends."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "us-gaap_IncreaseDecreaseInOperatingCapitalAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncreaseDecreaseInOperatingCapitalAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Net change in assets and liabilities:",
        "label": "Increase (Decrease) in Operating Capital [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncreaseDecreaseInOtherOperatingAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncreaseDecreaseInOtherOperatingAssets",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 15.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Other assets",
        "negatedTerseLabel": "Change in other assets",
        "label": "Increase (Decrease) in Other Operating Assets",
        "documentation": "Amount of increase (decrease) in operating assets classified as other."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "us-gaap_IncreaseDecreaseInStockholdersEquityRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncreaseDecreaseInStockholdersEquityRollForward",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Increase (Decrease) in Stockholders' Equity [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_IncreaseInUnreleasedEmployeeStockOwnershipPlanShares": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "IncreaseInUnreleasedEmployeeStockOwnershipPlanShares",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amount of increase in unreleased from employee stock ownership plan shares.",
        "label": "Increase in Unreleased Employee Stock Ownership Plan Shares",
        "terseLabel": "Increase in unreleased ESOP shares"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of stock options.",
        "label": "Incremental Common Shares Attributable to Dilutive Effect of Exercise of Stock Options",
        "verboseLabel": "Unvested stock awards or potential common shares issuable under stock options (in shares)"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "IncrementalCommonSharesAttributableToShareBasedPaymentArrangements",
     "calculation": {
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails": {
       "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Add: dilutive effects of unvested restricted stock awards (in shares)",
        "label": "Incremental Common Shares Attributable to Dilutive Effect of Share-Based Payment Arrangements",
        "documentation": "Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method."
       }
      }
     },
     "auth_ref": [
      "r347",
      "r348",
      "r349",
      "r358",
      "r642"
     ]
    },
    "us-gaap_InformationTechnologyAndDataProcessing": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InformationTechnologyAndDataProcessing",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Information services",
        "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services."
       }
      }
     },
     "auth_ref": [
      "r163"
     ]
    },
    "ecd_InsiderTradingArrLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2023",
     "localname": "InsiderTradingArrLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Insider Trading Arrangements [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1067"
     ]
    },
    "us-gaap_InterestAndDividendIncomeOperating": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestAndDividendIncomeOperating",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_InterestIncomeExpenseNet",
       "weight": 1.0,
       "order": 1.0
      },
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total interest income",
        "label": "Interest income",
        "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein."
       }
      }
     },
     "auth_ref": [
      "r214",
      "r1325"
     ]
    },
    "us-gaap_InterestAndDividendIncomeOperatingAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestAndDividendIncomeOperatingAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Interest income:"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InterestAndDividendIncomeSecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestAndDividendIncomeSecurities",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Interest on available-for-sale securities",
        "documentation": "Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on securities."
       }
      }
     },
     "auth_ref": [
      "r1319",
      "r1324"
     ]
    },
    "us-gaap_InterestAndFeeIncomeLoansAndLeases": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestAndFeeIncomeLoansAndLeases",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Interest and fees on loans receivable",
        "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases."
       }
      }
     },
     "auth_ref": [
      "r213"
     ]
    },
    "us-gaap_InterestBearingDepositsInBanks": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestBearingDepositsInBanks",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_CashAndCashEquivalentsAtCarryingValue",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Interest-bearing deposits in other banks",
        "documentation": "For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet."
       }
      }
     },
     "auth_ref": [
      "r135",
      "r139"
     ]
    },
    "us-gaap_InterestBearingDomesticDepositBrokered": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestBearingDomesticDepositBrokered",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Brokered deposits",
        "label": "Interest-Bearing Domestic Deposit, Brokered",
        "documentation": "Amount of interest-bearing domestic third-party deposits placed by or through the assistance of a deposit broker, also known as brokered deposit liabilities."
       }
      }
     },
     "auth_ref": [
      "r136"
     ]
    },
    "us-gaap_InterestBearingDomesticDepositChecking": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestBearingDomesticDepositChecking",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails": {
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest checking and other demand deposits",
        "label": "Interest-Bearing Domestic Deposit, Checking",
        "documentation": "Amount of interest-bearing domestic checking deposit liabilities."
       }
      }
     },
     "auth_ref": [
      "r136"
     ]
    },
    "us-gaap_InterestExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestExpense",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_InterestIncomeExpenseNet",
       "weight": -1.0,
       "order": 2.0
      },
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total interest expense",
        "negatedLabel": "Interest expense",
        "label": "Interest Expense",
        "documentation": "Amount of the cost of borrowed funds accounted for as interest expense."
       }
      }
     },
     "auth_ref": [
      "r132",
      "r223",
      "r302",
      "r369",
      "r774",
      "r955",
      "r1055",
      "r1317"
     ]
    },
    "us-gaap_InterestExpenseAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestExpenseAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Interest expense:"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InterestExpenseBorrowings": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestExpenseBorrowings",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_InterestExpense",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Interest on borrowings",
        "documentation": "Aggregate amount of interest expense on all borrowings."
       }
      }
     },
     "auth_ref": [
      "r222"
     ]
    },
    "us-gaap_InterestExpenseDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestExpenseDeposits",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_InterestExpense",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Interest on deposits",
        "documentation": "Aggregate amount of interest expense on all deposits."
       }
      }
     },
     "auth_ref": [
      "r221"
     ]
    },
    "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net interest income after provision for credit losses",
        "label": "Interest Income (Expense), after Provision for Loan Loss",
        "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses."
       }
      }
     },
     "auth_ref": [
      "r216"
     ]
    },
    "us-gaap_InterestIncomeExpenseNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestIncomeExpenseNet",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net interest income",
        "label": "Interest Income (Expense), Net",
        "documentation": "The net amount of operating interest income (expense)."
       }
      }
     },
     "auth_ref": [
      "r215"
     ]
    },
    "us-gaap_InterestPaidNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestPaidNet",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash paid for interest",
        "label": "Interest Paid, Excluding Capitalized Interest, Operating Activities",
        "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount."
       }
      }
     },
     "auth_ref": [
      "r308",
      "r311",
      "r312"
     ]
    },
    "us-gaap_InterestReceivable": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InterestReceivable",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Accrued interest receivable",
        "documentation": "Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable."
       }
      }
     },
     "auth_ref": [
      "r1115",
      "r1323"
     ]
    },
    "us-gaap_InternalCreditAssessmentAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InternalCreditAssessmentAxis",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Internal Credit Assessment [Axis]",
        "documentation": "Information by entity-defined rating."
       }
      }
     },
     "auth_ref": [
      "r78",
      "r721",
      "r1015",
      "r1016",
      "r1173"
     ]
    },
    "us-gaap_InternalCreditAssessmentDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InternalCreditAssessmentDomain",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Internal Credit Assessment [Domain]",
        "documentation": "Entity defined credit risk rating."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_InvestmentInAffordableHousingLimitedPartnershipAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "InvestmentInAffordableHousingLimitedPartnershipAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Investment in Affordable Housing Limited Partnership [Abstract]",
        "terseLabel": "Investment in Affordable Housing Limited Partnership [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Disclosure of accounting policy for investments in affordable housing limited partnerships.",
        "label": "Investment in Affordable Housing Limited Partnership [Policy Text Block]",
        "terseLabel": "Investment in Affordable Housing Limited Partnership"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_InvestmentSecuritiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "InvestmentSecuritiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Investment Securities [Abstract]",
        "terseLabel": "Securities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortized Cost and Fair Value of Investment Securities by Contractual Maturity",
        "label": "Investments Classified by Contractual Maturity Date [Table Text Block]",
        "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InvestmentsDebtAndEquitySecuritiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities [Abstract]",
        "terseLabel": "Investment Securities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Investment in bank subsidiary",
        "documentation": "Amount of investment in equity method investee and investment in and advance to affiliate."
       }
      }
     },
     "auth_ref": [
      "r1112"
     ]
    },
    "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/Securities"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities",
        "documentation": "The entire disclosure for investments in certain debt and equity securities."
       }
      }
     },
     "auth_ref": [
      "r199",
      "r225",
      "r228",
      "r253",
      "r408",
      "r410",
      "r754",
      "r755"
     ]
    },
    "us-gaap_LaborAndRelatedExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LaborAndRelatedExpense",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Compensation and benefits",
        "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit."
       }
      }
     },
     "auth_ref": [
      "r1119"
     ]
    },
    "us-gaap_LandMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LandMember",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Land [Member]",
        "label": "Land [Member]",
        "documentation": "Part of earth's surface not covered by water."
       }
      }
     },
     "auth_ref": [
      "r1189"
     ]
    },
    "us-gaap_LeaseCostTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LeaseCostTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LeasesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Additional Information Related to Operating Leases",
        "label": "Lease, Cost [Table Text Block]",
        "documentation": "Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income."
       }
      }
     },
     "auth_ref": [
      "r1294"
     ]
    },
    "us-gaap_LeasesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LeasesAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Leases [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LesseeLeasesPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeLeasesPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Leases",
        "label": "Lessee, Leases [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for leasing arrangement entered into by lessee."
       }
      }
     },
     "auth_ref": [
      "r785"
     ]
    },
    "us-gaap_LesseeOperatingLeaseDescriptionAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeOperatingLeaseDescriptionAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LeasesOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Operating Lease [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeOperatingLeaseLiabilityMaturityTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LeasesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Future Minimum Lease Payments for Operating Lease",
        "label": "Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]",
        "documentation": "Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position."
       }
      }
     },
     "auth_ref": [
      "r1295"
     ]
    },
    "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDue",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total future minimum lease payments",
        "label": "Lessee, Operating Lease, Liability, to be Paid",
        "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease."
       }
      }
     },
     "auth_ref": [
      "r790"
     ]
    },
    "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails": {
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Year ended December 31, 2024",
        "label": "Lessee, Operating Lease, Liability, to be Paid, Year One",
        "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r790"
     ]
    },
    "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearThree",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails": {
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Year ended December 31, 2026",
        "label": "Lessee, Operating Lease, Liability, to be Paid, Year Three",
        "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r790"
     ]
    },
    "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearTwo",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails": {
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Year ended December 31, 2025",
        "label": "Lessee, Operating Lease, Liability, to be Paid, Year Two",
        "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r790"
     ]
    },
    "us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeOperatingLeaseLiabilityUndiscountedExcessAmount",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01": {
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Amounts representing interest",
        "label": "Lessee, Operating Lease, Liability, Undiscounted Excess Amount",
        "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease."
       }
      }
     },
     "auth_ref": [
      "r790"
     ]
    },
    "byfc_LesseeOperatingLeaseNumberOfLeaseExtensionOptions": {
     "xbrltype": "integerItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "LesseeOperatingLeaseNumberOfLeaseExtensionOptions",
     "presentation": [
      "http://broadwayfed.com/role/LeasesOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The number of times the Company may opt to extend an operating lease, as defined in the lease agreement.",
        "label": "Lessee, Operating Lease, Number of Lease Extension Options",
        "terseLabel": "Number of options to extend"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LesseeOperatingLeaseRenewalTerm": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeOperatingLeaseRenewalTerm",
     "presentation": [
      "http://broadwayfed.com/role/LeasesOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Operating lease, extension term",
        "documentation": "Term of lessee's operating lease renewal, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": [
      "r1293"
     ]
    },
    "us-gaap_LesseeOperatingLeasesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LesseeOperatingLeasesTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/Leases"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Leases",
        "documentation": "The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability."
       }
      }
     },
     "auth_ref": [
      "r780"
     ]
    },
    "us-gaap_Liabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "Liabilities",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total liabilities",
        "label": "Liabilities",
        "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future."
       }
      }
     },
     "auth_ref": [
      "r31",
      "r318",
      "r444",
      "r504",
      "r505",
      "r506",
      "r507",
      "r508",
      "r509",
      "r510",
      "r511",
      "r512",
      "r716",
      "r719",
      "r720",
      "r760",
      "r929",
      "r1005",
      "r1057",
      "r1181",
      "r1298",
      "r1299"
     ]
    },
    "us-gaap_LiabilitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LiabilitiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Liabilities:",
        "terseLabel": "Liabilities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LiabilitiesAndStockholdersEquity": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LiabilitiesAndStockholdersEquity",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total liabilities and stockholders' equity",
        "label": "Liabilities and Equity",
        "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any."
       }
      }
     },
     "auth_ref": [
      "r155",
      "r207",
      "r871",
      "r1044",
      "r1128",
      "r1166",
      "r1291"
     ]
    },
    "us-gaap_LiabilitiesAndStockholdersEquityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LiabilitiesAndStockholdersEquityAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Liabilities and stockholders' equity",
        "terseLabel": "Liabilities and stockholders' equity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Ownership interest",
        "label": "Limited Liability Company or Limited Partnership, Members or Limited Partners, Ownership Interest",
        "documentation": "Percentage investment held by members or limited partners of limited liability company (LLC) or limited partnership (LP)."
       }
      }
     },
     "auth_ref": [
      "r60"
     ]
    },
    "us-gaap_LineOfCredit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LineOfCredit",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Lines of credit",
        "label": "Long-Term Line of Credit",
        "documentation": "The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement."
       }
      }
     },
     "auth_ref": [
      "r27",
      "r205",
      "r1311"
     ]
    },
    "us-gaap_LineOfCreditFacilityAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LineOfCreditFacilityAxis",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Lender Name [Axis]",
        "documentation": "Information by name of lender, which may be a single entity (for example, but not limited to, a bank, pension fund, venture capital firm) or a group of entities that participate in the line of credit."
       }
      }
     },
     "auth_ref": [
      "r29",
      "r1127"
     ]
    },
    "us-gaap_LineOfCreditFacilityLenderDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LineOfCreditFacilityLenderDomain",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Line of Credit Facility, Lender [Domain]",
        "documentation": "Identification of the lender, which may be a single entity (for example, a bank, pension fund, venture capital firm) or a group of entities that participate in the line of credit, including a letter of credit facility."
       }
      }
     },
     "auth_ref": [
      "r29",
      "r1127"
     ]
    },
    "byfc_LoanCommitmentPeriod": {
     "xbrltype": "durationItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "LoanCommitmentPeriod",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The period for which the entity makes commitments to make loans, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Loan Commitment Period",
        "terseLabel": "Loan commitment period"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_LoansAndLeasesReceivableAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "LoansAndLeasesReceivableAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans and Leases Receivable [Abstract]",
        "terseLabel": "Loans [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LoansAndLeasesReceivableAllowanceForLoanLossesPolicy",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for Credit Losses - Loans",
        "label": "Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses."
       }
      }
     },
     "auth_ref": [
      "r82"
     ]
    },
    "us-gaap_LoansAndLeasesReceivableDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LoansAndLeasesReceivableDisclosureAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesLoansReceivableHeldForInvestmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans Receivable Held for Investment [Abstract]",
        "label": "Loans and Leases Receivable Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Foregone interest income",
        "label": "Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans",
        "documentation": "Reflects the amount of additional interest income that would have been recorded if impaired or nonperforming loans were instead current, in compliance with their original terms, and outstanding throughout the reporting period or since origination (if held for part of the period)."
       }
      }
     },
     "auth_ref": [
      "r171"
     ]
    },
    "us-gaap_LoansAndLeasesReceivableOtherInformationAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LoansAndLeasesReceivableOtherInformationAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans Individually Evaluated for Impairment by Class of Loans [Abstract]",
        "terseLabel": "Total [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans Individually Evaluated for Impairment by Class of Loans with No Related Allowance [Abstract]",
        "terseLabel": "With No Related Allowance Recorded [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans Individually Evaluated for Impairment by Class of Loans with Related Allowance [Abstract]",
        "terseLabel": "With an Allowance Recorded [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]",
        "terseLabel": "Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LoansReceivableFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "LoansReceivableFairValueDisclosure",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans receivable held for investment",
        "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts."
       }
      }
     },
     "auth_ref": [
      "r69"
     ]
    },
    "byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "LoansReceivableHeldForInvestmentNonAccrualLoansAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans Receivable Held for Investment, Non-accrual Loans [Abstract]",
        "terseLabel": "Loans Receivable Held for Investment [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "LongTermIncentivePlanParticipantsExcludingDirectorsMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Eligible participants in the Company's Long-Term Incentive Plan, excluding directors.",
        "label": "Long Term Incentive Plan Participants Excluding Directors [Member]",
        "terseLabel": "Employees, Excluding Directors [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "srt_MajorCustomersAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "MajorCustomersAxis",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Customer [Axis]",
        "documentation": "Information by name or description of a single external customer or a group of external customers."
       }
      }
     },
     "auth_ref": [
      "r388",
      "r1026",
      "r1188",
      "r1312",
      "r1313"
     ]
    },
    "us-gaap_MarketableSecuritiesPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "MarketableSecuritiesPolicy",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investment Securities",
        "label": "Marketable Securities, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for investment classified as marketable security."
       }
      }
     },
     "auth_ref": [
      "r141"
     ]
    },
    "us-gaap_MarketingAndAdvertisingExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "MarketingAndAdvertisingExpense",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Advertising and promotional expense",
        "label": "Marketing and Advertising Expense",
        "documentation": "The total expense recognized in the period for promotion, public relations, and brand or product advertising."
       }
      }
     },
     "auth_ref": [
      "r162"
     ]
    },
    "srt_MaximumMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "MaximumMember",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum [Member]",
        "terseLabel": "Maximum [Member]",
        "documentation": "Upper limit of the provided range."
       }
      }
     },
     "auth_ref": [
      "r499",
      "r500",
      "r501",
      "r502",
      "r632",
      "r834",
      "r883",
      "r920",
      "r921",
      "r975",
      "r977",
      "r980",
      "r981",
      "r982",
      "r995",
      "r996",
      "r1008",
      "r1025",
      "r1037",
      "r1046",
      "r1185",
      "r1300",
      "r1301",
      "r1302",
      "r1303",
      "r1304",
      "r1305"
     ]
    },
    "srt_MinimumMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "MinimumMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Minimum [Member]",
        "terseLabel": "Minimum [Member]",
        "documentation": "Lower limit of the provided range."
       }
      }
     },
     "auth_ref": [
      "r499",
      "r500",
      "r501",
      "r502",
      "r632",
      "r834",
      "r883",
      "r920",
      "r921",
      "r975",
      "r977",
      "r980",
      "r981",
      "r982",
      "r995",
      "r996",
      "r1008",
      "r1025",
      "r1037",
      "r1046",
      "r1185",
      "r1300",
      "r1301",
      "r1302",
      "r1303",
      "r1304",
      "r1305"
     ]
    },
    "us-gaap_MinorityInterest": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "MinorityInterest",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Non-controlling interest",
        "documentation": "Amount of equity (deficit) attributable to noncontrolling interest. Excludes temporary equity."
       }
      }
     },
     "auth_ref": [
      "r38",
      "r206",
      "r318",
      "r444",
      "r504",
      "r506",
      "r507",
      "r508",
      "r511",
      "r512",
      "r760",
      "r870",
      "r932"
     ]
    },
    "byfc_ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Disclosure of accounting policy for modified loans to borrowers experiencing financial difficulty.",
        "label": "Modified Loans to Borrowers Experiencing Financial Difficulty [Policy Text Block]",
        "terseLabel": "Modified Loans to Borrowers Experiencing Financial Difficulty"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Agency Mortgage-backed Securities [Member]",
        "label": "Federal Agency Mortgage-backed Securities [Member]",
        "documentation": "Debt securities collateralized by real estate mortgage loans (mortgages), issued by US Government Sponsored Enterprises, such as Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac)."
       }
      }
     },
     "auth_ref": [
      "r1155",
      "r1160",
      "r1161",
      "r1212"
     ]
    },
    "us-gaap_MortgageReceivablesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "MortgageReceivablesMember",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "First Mortgage Loans [Member]",
        "documentation": "Amounts due the Company for loans secured by the collateral of specified real estate property and which loan the borrower (debtor) is obligated to repay in accordance with a predetermined set of payments."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_MultifamilyLoanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "MultifamilyLoanMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Loan to finance the purchase of multi-family residential real property.",
        "label": "Multifamily Loan [Member]",
        "terseLabel": "Multi-Family [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_MunicipalBondsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "MunicipalBondsMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Municipal Bonds [Member]",
        "documentation": "Long-term debt securities issued by state, city or local governments or the agencies operated by state, city or local governments."
       }
      }
     },
     "auth_ref": []
    },
    "srt_NameOfMajorCustomerDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "NameOfMajorCustomerDomain",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Customer [Domain]",
        "documentation": "Single external customer or group of external customers."
       }
      }
     },
     "auth_ref": [
      "r388",
      "r1026",
      "r1188",
      "r1312",
      "r1313"
     ]
    },
    "us-gaap_NetCashProvidedByUsedInFinancingActivities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NetCashProvidedByUsedInFinancingActivities",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net cash provided by financing activities",
        "label": "Net Cash Provided by (Used in) Financing Activities",
        "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit."
       }
      }
     },
     "auth_ref": [
      "r310"
     ]
    },
    "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash flows from financing activities:",
        "label": "Cash flows from financing activities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NetCashProvidedByUsedInInvestingActivities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NetCashProvidedByUsedInInvestingActivities",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net cash used in investing activities",
        "label": "Net Cash Provided by (Used in) Investing Activities",
        "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets."
       }
      }
     },
     "auth_ref": [
      "r310"
     ]
    },
    "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash flows from investing activities:",
        "label": "Cash flows from investing activities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NetCashProvidedByUsedInOperatingActivities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NetCashProvidedByUsedInOperatingActivities",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net cash provided by operating activities",
        "label": "Net Cash Provided by (Used in) Operating Activities",
        "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities."
       }
      }
     },
     "auth_ref": [
      "r165",
      "r166",
      "r167"
     ]
    },
    "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash flows from operating activities:",
        "label": "Cash flows from operating activities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NetIncomeLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NetIncomeLoss",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails": {
       "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic",
       "weight": 1.0,
       "order": 0.0
      },
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax",
       "weight": 1.0,
       "order": 1.0
      },
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net income attributable to Broadway Financial Corporation",
        "verboseLabel": "Net income attributable to Broadway Financial Corporation",
        "terseLabel": "Net income",
        "label": "Net Income (Loss) Attributable to Parent",
        "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent."
       }
      }
     },
     "auth_ref": [
      "r161",
      "r167",
      "r212",
      "r274",
      "r293",
      "r296",
      "r301",
      "r318",
      "r329",
      "r333",
      "r334",
      "r335",
      "r336",
      "r339",
      "r340",
      "r351",
      "r366",
      "r379",
      "r383",
      "r385",
      "r444",
      "r504",
      "r505",
      "r506",
      "r507",
      "r508",
      "r509",
      "r510",
      "r511",
      "r512",
      "r745",
      "r760",
      "r878",
      "r951",
      "r968",
      "r969",
      "r1006",
      "r1055",
      "r1181"
     ]
    },
    "us-gaap_NetIncomeLossAttributableToNoncontrollingInterest": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NetIncomeLossAttributableToNoncontrollingInterest",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NetIncomeLoss",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Less: Net income attributable to non-controlling interest",
        "label": "Net Income (Loss) Attributable to Noncontrolling Interest",
        "documentation": "Amount of Net Income (Loss) attributable to noncontrolling interest."
       }
      }
     },
     "auth_ref": [
      "r123",
      "r194",
      "r293",
      "r296",
      "r339",
      "r340",
      "r877",
      "r1118"
     ]
    },
    "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NetIncomeLossAvailableToCommonStockholdersBasic",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Income available to common stockholders",
        "label": "Net Income (Loss) Available to Common Stockholders, Basic",
        "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders."
       }
      }
     },
     "auth_ref": [
      "r305",
      "r333",
      "r334",
      "r335",
      "r336",
      "r343",
      "r344",
      "r353",
      "r358",
      "r366",
      "r379",
      "r383",
      "r385",
      "r1006"
     ]
    },
    "us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Impact of Adoption of CECL Model under ASC 326 on Consolidated Statements of Financial Position [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "New Accounting Pronouncements or Change in Accounting Principle [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r268",
      "r269",
      "r270",
      "r271",
      "r272",
      "r328",
      "r329",
      "r330",
      "r331",
      "r332",
      "r335",
      "r341",
      "r362",
      "r406",
      "r407",
      "r446",
      "r447",
      "r448",
      "r449",
      "r450",
      "r451",
      "r452",
      "r453",
      "r454",
      "r455",
      "r496",
      "r676",
      "r677",
      "r678",
      "r701",
      "r702",
      "r703",
      "r704",
      "r711",
      "r712",
      "r713",
      "r722",
      "r723",
      "r724",
      "r725",
      "r726",
      "r727",
      "r728",
      "r729",
      "r730",
      "r731",
      "r732",
      "r735",
      "r736",
      "r737",
      "r738",
      "r739",
      "r740",
      "r741",
      "r742",
      "r743",
      "r744",
      "r745",
      "r746",
      "r756",
      "r757",
      "r761",
      "r762",
      "r763",
      "r764",
      "r772",
      "r773",
      "r776",
      "r777",
      "r778",
      "r779",
      "r791",
      "r792",
      "r793",
      "r794",
      "r795",
      "r837",
      "r838",
      "r839",
      "r884",
      "r885",
      "r886",
      "r887",
      "r888",
      "r889",
      "r890",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895",
      "r897"
     ]
    },
    "us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NewAccountingPronouncementsOrChangeInAccountingPrincipleTable",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Accounting Standards Update and Change in Accounting Principle [Table]",
        "documentation": "Summarization of the changes in an accounting principle or a new accounting pronouncement, including the line items affected by the change and the financial effects of the change on those particular line items."
       }
      }
     },
     "auth_ref": [
      "r54",
      "r268",
      "r269",
      "r270",
      "r271",
      "r272",
      "r328",
      "r329",
      "r330",
      "r331",
      "r332",
      "r335",
      "r341",
      "r362",
      "r406",
      "r407",
      "r446",
      "r447",
      "r448",
      "r449",
      "r450",
      "r451",
      "r452",
      "r453",
      "r454",
      "r455",
      "r496",
      "r676",
      "r677",
      "r678",
      "r701",
      "r702",
      "r703",
      "r704",
      "r711",
      "r712",
      "r713",
      "r722",
      "r723",
      "r724",
      "r725",
      "r726",
      "r727",
      "r728",
      "r729",
      "r730",
      "r731",
      "r732",
      "r735",
      "r736",
      "r737",
      "r738",
      "r739",
      "r740",
      "r741",
      "r742",
      "r743",
      "r744",
      "r745",
      "r746",
      "r756",
      "r757",
      "r761",
      "r762",
      "r763",
      "r764",
      "r772",
      "r773",
      "r776",
      "r777",
      "r778",
      "r779",
      "r791",
      "r792",
      "r793",
      "r794",
      "r795",
      "r837",
      "r838",
      "r839",
      "r884",
      "r885",
      "r886",
      "r887",
      "r888",
      "r889",
      "r890",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895",
      "r897"
     ]
    },
    "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accounting Pronouncements Recently Adopted and Yet to Be Adopted",
        "label": "New Accounting Pronouncements, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_NonAccrualStatusMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NonAccrualStatusMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents those loans that are classified as non-accrual status due to delinquency or low likelihood of collectability.",
        "label": "Non Accrual Status [Member]",
        "terseLabel": "Non-accrual Status [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amount of non-cash financing activities for the exchange of preferred stock for common stock, Noncash is defined as transactions during a period that do not result in cash receipts or cash payments in the period. \"Part noncash\" refers to that portion of a transaction not resulting in cash receipts or cash payments in the period.",
        "label": "Non-cash Financing Activities, Exchange of Preferred Stock for Common Stock",
        "terseLabel": "Non-cash financing activities for exchange of preferred stock for common stock"
       }
      }
     },
     "auth_ref": []
    },
    "ecd_NonRule10b51ArrAdoptedFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2023",
     "localname": "NonRule10b51ArrAdoptedFlag",
     "presentation": [
      "http://broadwayfed.com/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-Rule 10b5-1 Arrangement Adopted",
        "label": "Non-Rule 10b5-1 Arrangement Adopted [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1068"
     ]
    },
    "ecd_NonRule10b51ArrTrmntdFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2023",
     "localname": "NonRule10b51ArrTrmntdFlag",
     "presentation": [
      "http://broadwayfed.com/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-Rule 10b5-1 Arrangement Terminated",
        "label": "Non-Rule 10b5-1 Arrangement Terminated [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1068"
     ]
    },
    "byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amount of deferred taxes that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. \"Part noncash\" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.",
        "label": "Noncash or Part Noncash Acquisition, Deferred Taxes Assumed",
        "terseLabel": "Deferred taxes"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NoncashOrPartNoncashAcquisitionGoodwillAcquired",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amount of goodwill that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. \"Part noncash\" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.",
        "label": "Noncash or Part Noncash Acquisition Goodwill Acquired",
        "verboseLabel": "Goodwill"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Assets acquired (liabilities assumed) in acquisition:"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NoncontrollingInterestMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NoncontrollingInterestMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Non-controlling Interest [Member]",
        "documentation": "This element represents that portion of equity (net assets) in a subsidiary not attributable, directly or indirectly, to the parent. A noncontrolling interest is sometimes called a minority interest."
       }
      }
     },
     "auth_ref": [
      "r116",
      "r556",
      "r1132",
      "r1133",
      "r1134",
      "r1321"
     ]
    },
    "us-gaap_NoninterestBearingDomesticDepositDemand": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NoninterestBearingDomesticDepositDemand",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails": {
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-interest-bearing demand deposits",
        "label": "Noninterest-Bearing Domestic Deposit, Demand",
        "documentation": "Amount of money in noninterest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits."
       }
      }
     },
     "auth_ref": [
      "r136"
     ]
    },
    "us-gaap_NoninterestExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NoninterestExpense",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": -1.0,
       "order": 0.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total non-interest expense",
        "label": "Noninterest Expense",
        "documentation": "Total aggregate amount of all noninterest expense."
       }
      }
     },
     "auth_ref": [
      "r219"
     ]
    },
    "us-gaap_NoninterestExpenseAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NoninterestExpenseAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Non-interest expense:"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NoninterestIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NoninterestIncome",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total non-interest income",
        "label": "Noninterest Income",
        "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified."
       }
      }
     },
     "auth_ref": [
      "r217"
     ]
    },
    "us-gaap_NoninterestIncomeAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NoninterestIncomeAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Non-interest income:"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NoninterestIncomeOtherOperatingIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NoninterestIncomeOtherOperatingIncome",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Other",
        "documentation": "Amount of revenue earned, classified as other, excluding interest income."
       }
      }
     },
     "auth_ref": [
      "r159",
      "r210"
     ]
    },
    "byfc_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The deposits that may be accepted under the CDARS program is nonreciprocal deposits which are considered to be brokered funds.",
        "label": "Nonreciprocal Deposits from Certificate Of Deposit Account Registry Service [Member]",
        "terseLabel": "Nonreciprocal Deposits from CDARS [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_NonvotingClassBCommonStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NonvotingClassBCommonStockMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Common stock securities classified as B that do not empower a holder to vote on corporate resolutions or the election of directors.",
        "label": "Nonvoting Class B Common Stock [Member]",
        "verboseLabel": "Class B Non-Voting Common Stock [Member]",
        "terseLabel": "Nonvoting Class B Common Stock [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_NonvotingClassCCommonStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NonvotingClassCCommonStockMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Common stock securities classified as C that do not empower a holder to vote on corporate resolutions or the election of directors.",
        "label": "Nonvoting Class C Common Stock [Member]",
        "verboseLabel": "Class C Non-Voting Common Stock [Member]",
        "terseLabel": "Nonvoting Class C Common Stock [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NonvotingCommonStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NonvotingCommonStockMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Stock Non-Voting [Member]",
        "documentation": "Common stock securities that do not empower a holder to vote on corporate resolutions or the election of directors."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NotesPayable": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NotesPayable",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Notes payable",
        "label": "Notes Payable",
        "documentation": "Including the current and noncurrent portions, aggregate carrying amount of all types of notes payable, as of the balance sheet date, with initial maturities beyond one year or beyond the normal operating cycle, if longer."
       }
      }
     },
     "auth_ref": [
      "r27",
      "r205",
      "r1311"
     ]
    },
    "byfc_NotesPayableAMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NotesPayableAMember",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A written promise to pay a note.",
        "label": "Notes Payable A [Member]",
        "terseLabel": "Note A [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_NotesPayableBMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NotesPayableBMember",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A written promise to pay a note.",
        "label": "Notes Payable B [Member]",
        "terseLabel": "Note B [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NotesPayableFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NotesPayableFairValueDisclosure",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Note Payable",
        "label": "Notes Payable, Fair Value Disclosure",
        "documentation": "Fair value portion of notes payable."
       }
      }
     },
     "auth_ref": [
      "r30"
     ]
    },
    "us-gaap_NotesReceivableGross": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NotesReceivableGross",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails": {
       "parentTag": "us-gaap_NotesReceivableNet",
       "weight": 1.0,
       "order": 1.0
      },
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Gross loans receivable",
        "label": "Recorded total loans",
        "terseLabel": "FHLB advances, collateral real estate loans",
        "verboseLabel": "Loans receivable",
        "documentation": "Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r248",
      "r256",
      "r257",
      "r285",
      "r465",
      "r472",
      "r1016",
      "r1017",
      "r1088",
      "r1170"
     ]
    },
    "us-gaap_NotesReceivableNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NotesReceivableNet",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 2.0
      },
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans receivable held for investment, net of allowance of $7,348 and $4,388",
        "verboseLabel": "Loans receivable",
        "totalLabel": "Loans receivable, net",
        "documentation": "Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r390",
      "r472",
      "r938"
     ]
    },
    "us-gaap_NotesReceivableNetAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NotesReceivableNetAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans Receivable Held for Investment [Abstract]",
        "label": "Financing Receivable, after Allowance for Credit Loss [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach": {
     "xbrltype": "integerItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Number of loans individually evaluated using discounted cash flow approach.",
        "label": "Number of Loans Individually Evaluated Using Discounted Cash Flow Approach",
        "terseLabel": "Number of loans individually evaluated using discounted cash flow approach"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_NumberOfNotesPayables": {
     "xbrltype": "integerItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NumberOfNotesPayables",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The number of notes payable notes.",
        "label": "Number of Notes Payables",
        "terseLabel": "Number of notes payables"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NumberOfReportableSegments": {
     "xbrltype": "integerItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "NumberOfReportableSegments",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of reportable business segments",
        "label": "Number of Reportable Segments",
        "documentation": "Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements."
       }
      }
     },
     "auth_ref": [
      "r1139"
     ]
    },
    "byfc_NumberOfRetailBankingOffices": {
     "xbrltype": "integerItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NumberOfRetailBankingOffices",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesNatureOfOperationsAndPrinciplesOfConsolidationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The number of retail-banking offices operated by the entity.",
        "label": "Number of Retail Banking Offices",
        "terseLabel": "Number of retail-banking offices"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_NumberOfSignificantCustomers": {
     "xbrltype": "integerItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "NumberOfSignificantCustomers",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Refers to the number of significant customers contributing for deposits.",
        "label": "Number Of Significant Customers",
        "terseLabel": "Number of long-time customers"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OccupancyNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OccupancyNet",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Occupancy expense",
        "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense."
       }
      }
     },
     "auth_ref": [
      "r163",
      "r218",
      "r236"
     ]
    },
    "byfc_OffBalanceSheetCommitmentsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "OffBalanceSheetCommitmentsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Off Balance Sheet Commitments [Abstract]",
        "terseLabel": "Off-Balance Sheet Commitments [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OffBalanceSheetCreditExposurePolicyPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loan Commitments and Related Financial Instruments",
        "label": "Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]",
        "documentation": "Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures."
       }
      }
     },
     "auth_ref": [
      "r82",
      "r470"
     ]
    },
    "us-gaap_OffBalanceSheetCreditLossLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OffBalanceSheetCreditLossLiability",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for off-balance sheet commitments",
        "label": "Allowance for credit losses on off-balance sheet exposures",
        "documentation": "Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging."
       }
      }
     },
     "auth_ref": [
      "r457",
      "r503"
     ]
    },
    "us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentOffbalanceSheetCommitmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Recovery of credit losses for off-balance sheet commitments",
        "documentation": "Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging."
       }
      }
     },
     "auth_ref": [
      "r461"
     ]
    },
    "byfc_OfficeServicesAndSuppliesExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "OfficeServicesAndSuppliesExpense",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of expense associated with office services and supplies that were used during the current accounting period.",
        "label": "Office Services and Supplies Expense",
        "terseLabel": "Office services and supplies"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_OfficersAndEmployeesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "OfficersAndEmployeesMember",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents information pertaining to officers and employees.",
        "label": "Officers And Employees [Member]",
        "terseLabel": "Officers and Employees [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OffsettingLiabilitiesLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OffsettingLiabilitiesLineItems",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offsetting Liabilities [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OffsettingLiabilitiesTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OffsettingLiabilitiesTable",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offsetting Liabilities [Table]",
        "documentation": "Disclosure of information about derivative and financial liabilities that are subject to offsetting, including enforceable master netting arrangements."
       }
      }
     },
     "auth_ref": [
      "r156",
      "r157"
     ]
    },
    "us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OffsettingSecuritiesSoldUnderAgreementsToResellAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Repurchase Agreements [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OperatingLeaseExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLeaseExpense",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LeasesOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rent expense",
        "documentation": "Amount of operating lease expense. Excludes sublease income."
       }
      }
     },
     "auth_ref": [
      "r1292"
     ]
    },
    "us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLeaseLiabilitiesPaymentsDueAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Future Minimum Payments for Operating Leases [Abstract]",
        "label": "Lessee, Operating Lease, Liability, to be Paid, Fiscal Year Maturity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OperatingLeaseLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLeaseLiability",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetailsCalc01": {
       "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/LeasesFutureMinimumPaymentsForOperatingLeasesDetails",
      "http://broadwayfed.com/role/LeasesOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Present value of net future minimum lease payments",
        "label": "Operating lease liability",
        "documentation": "Present value of lessee's discounted obligation for lease payments from operating lease."
       }
      }
     },
     "auth_ref": [
      "r782"
     ]
    },
    "us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList": {
     "xbrltype": "enumerationSetItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList",
     "presentation": [
      "http://broadwayfed.com/role/LeasesOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]",
        "documentation": "Indicates line item in statement of financial position that includes operating lease liability."
       }
      }
     },
     "auth_ref": [
      "r783"
     ]
    },
    "us-gaap_OperatingLeasePayments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLeasePayments",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash paid for amounts included in the measurement of lease liabilities for operating leases",
        "documentation": "Amount of cash outflow from operating lease, excluding payments to bring another asset to condition and location necessary for its intended use."
       }
      }
     },
     "auth_ref": [
      "r784",
      "r786"
     ]
    },
    "us-gaap_OperatingLeaseRightOfUseAsset": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLeaseRightOfUseAsset",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LeasesOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "ROU asset",
        "documentation": "Amount of lessee's right to use underlying asset under operating lease."
       }
      }
     },
     "auth_ref": [
      "r781"
     ]
    },
    "us-gaap_OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList": {
     "xbrltype": "enumerationSetItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList",
     "presentation": [
      "http://broadwayfed.com/role/LeasesOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]",
        "documentation": "Indicates line item in statement of financial position that includes operating lease right-of-use asset."
       }
      }
     },
     "auth_ref": [
      "r783"
     ]
    },
    "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLeaseWeightedAverageDiscountRatePercent",
     "presentation": [
      "http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Weighted average discount rate",
        "documentation": "Weighted average discount rate for operating lease calculated at point in time."
       }
      }
     },
     "auth_ref": [
      "r789",
      "r1043"
     ]
    },
    "us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLeaseWeightedAverageRemainingLeaseTerm1",
     "presentation": [
      "http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Weighted average remaining lease term in months",
        "documentation": "Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": [
      "r788",
      "r1043"
     ]
    },
    "us-gaap_OperatingLossCarryforwards": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLossCarryforwards",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net operating loss carryforwards",
        "label": "Operating Loss Carryforwards",
        "documentation": "Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws."
       }
      }
     },
     "auth_ref": [
      "r113"
     ]
    },
    "byfc_OperatingLossCarryforwardsGoingToExpireIfNotUtilized": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "OperatingLossCarryforwardsGoingToExpireIfNotUtilized",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of operating loss carryforward, before tax effects going to expire if not utilized.",
        "label": "Operating Loss Carryforwards Going to Expire if Not Utilized",
        "terseLabel": "Net operating loss carryforwards going to expire if not utilized"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OperatingLossCarryforwardsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLossCarryforwardsLineItems",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Operating Loss Carryforwards [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OperatingLossCarryforwardsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OperatingLossCarryforwardsTable",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Operating Loss Carryforwards [Table]",
        "documentation": "Schedule reflecting pertinent information, such as tax authority, amounts, and expiration dates, of net operating loss carryforwards, including an assessment of the likelihood of utilization."
       }
      }
     },
     "auth_ref": [
      "r112"
     ]
    },
    "byfc_OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws that has an indefinite carryforward period.",
        "label": "Operating Loss Carryforwards With Indefinite Carryforward Period",
        "terseLabel": "Net operating loss carryforwards with indefinite carryforward period"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OriginationOfLoansToEmployeeStockOwnershipPlans",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Line of credit to ESOP",
        "documentation": "The cash outflow to finance the entity's defined contribution plan to acquire shares of the entity. The plan initially holds the shares in a suspense account, which is collateral for the loan. As the plan makes payment on the debt, the shares are released from the suspense account and become available to be allocated to participant accounts."
       }
      }
     },
     "auth_ref": [
      "r47"
     ]
    },
    "us-gaap_OtherAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OtherAssets",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 3.0
      },
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 12.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Other assets",
        "documentation": "Amount of assets classified as other."
       }
      }
     },
     "auth_ref": [
      "r201",
      "r280",
      "r864",
      "r1057"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Other comprehensive (loss) income, net of tax",
        "totalLabel": "Other comprehensive income (loss), net of tax",
        "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent",
        "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r19",
      "r193",
      "r294",
      "r297"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other comprehensive income (loss), net of tax:",
        "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OtherComprehensiveIncomeLossTaxPortionAttributableToParent1",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income tax expense (benefit)",
        "label": "Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent",
        "documentation": "Amount of tax expense (benefit) allocated to other comprehensive income (loss) attributable to parent entity."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r19",
      "r193"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0,
       "order": 0.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrealized gains (losses) on securities available-for-sale arising during the period",
        "label": "OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax",
        "documentation": "Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale."
       }
      }
     },
     "auth_ref": [
      "r291",
      "r292",
      "r443"
     ]
    },
    "byfc_OtherFinancialInstitutionsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "OtherFinancialInstitutionsMember",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The name of financial institutions with whom the Company has the line of credit, including a letter of credit facility.",
        "label": "Other Financial Institutions [Member]",
        "terseLabel": "Other Financial Institutions [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OtherInterestAndDividendIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OtherInterestAndDividendIncome",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Other interest income",
        "documentation": "Amount, after discount, accretion and premium amortization, of interest income and dividend income classified as other."
       }
      }
     },
     "auth_ref": [
      "r220"
     ]
    },
    "us-gaap_OtherNoninterestExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "OtherNoninterestExpense",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": -1.0,
       "order": 3.0
      },
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 13.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other",
        "negatedLabel": "Other expense",
        "label": "Other Noninterest Expense",
        "documentation": "Amount of noninterest expense classified as other."
       }
      }
     },
     "auth_ref": [
      "r219"
     ]
    },
    "byfc_OutOfPeriodAdjustmentsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "OutOfPeriodAdjustmentsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Out of Period Adjustments [Abstract]",
        "terseLabel": "Out of Period Adjustments [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_OutOfPeriodAdjustmentsPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "OutOfPeriodAdjustmentsPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Disclosure of accounting policy for out of period adjustments.",
        "label": "Out of Period Adjustments [Policy Text Block]",
        "terseLabel": "Out-of-Period Adjustments"
       }
      }
     },
     "auth_ref": []
    },
    "srt_OwnershipAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "OwnershipAxis",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Ownership [Axis]",
        "documentation": "Information by name of entity in which ownership interest is disclosed. Excludes equity method investee and named security investment."
       }
      }
     },
     "auth_ref": []
    },
    "srt_OwnershipDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "OwnershipDomain",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Ownership [Domain]",
        "documentation": "Name of entity in which ownership interest is disclosed. Excludes equity method investee and named security investment."
       }
      }
     },
     "auth_ref": []
    },
    "srt_ParentCompanyMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "ParentCompanyMember",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Broadway Financial Corporation [Member]",
        "label": "Parent Company [Member]",
        "documentation": "Registrant with controlling financial interest in one or more subsidiaries. Controlling interest in subsidiary includes, but is not limited to, primary beneficiary of variable interest entity (VIE). Controlling interest in subsidiary excludes broker-dealer with controlling financial interest in subsidiary but control is likely to be temporary."
       }
      }
     },
     "auth_ref": [
      "r324"
     ]
    },
    "us-gaap_PassMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PassMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pass [Member]",
        "label": "Pass [Member]",
        "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables."
       }
      }
     },
     "auth_ref": [
      "r78",
      "r1173"
     ]
    },
    "us-gaap_PastDueFinancingReceivablesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PastDueFinancingReceivablesTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aging of Recorded Investment in Past Due Loans by Loan Type",
        "label": "Financing Receivable, Past Due [Table Text Block]",
        "documentation": "Tabular disclosure of aging analysis for financing receivable."
       }
      }
     },
     "auth_ref": [
      "r79",
      "r81",
      "r1017",
      "r1172"
     ]
    },
    "byfc_PaycheckProtectionProgramMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PaycheckProtectionProgramMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Loans issued under the SBA's paycheck protection program (\"PPP\").",
        "label": "Paycheck Protection Program [Member]",
        "terseLabel": "PPP Loans [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PaymentsForProceedsFromLoansAndLeases": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PaymentsForProceedsFromLoansAndLeases",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Net change in loans receivable held for investment",
        "label": "Payments for (Proceeds from) Loans and Leases",
        "documentation": "The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both."
       }
      }
     },
     "auth_ref": [
      "r846"
     ]
    },
    "byfc_PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of cash outflow for repurchase of Federal Deposit Insurance Corporation (FDIC) stock.",
        "label": "Payments for Repurchase of Federal Deposit Insurance Corporation Stock",
        "negatedLabel": "FDIC stock repurchase"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PaymentsOfDividendsPreferredStockAndPreferenceStock",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 13.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Dividends paid on preferred stock",
        "label": "Payments of Ordinary Dividends, Preferred Stock and Preference Stock",
        "documentation": "Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity."
       }
      }
     },
     "auth_ref": [
      "r48"
     ]
    },
    "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Purchase of available-for-sale securities",
        "label": "Payments to Acquire Debt Securities, Available-for-Sale",
        "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r44",
      "r306",
      "r409"
     ]
    },
    "us-gaap_PaymentsToAcquireFederalHomeLoanBankStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PaymentsToAcquireFederalHomeLoanBankStock",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Purchase of FHLB stock",
        "label": "Payments to Acquire Federal Home Loan Bank Stock",
        "documentation": "Amount of cash outflow to acquire Federal Home Loan Bank (FHLB) stock."
       }
      }
     },
     "auth_ref": [
      "r1121"
     ]
    },
    "us-gaap_PaymentsToAcquireFederalReserveStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PaymentsToAcquireFederalReserveStock",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 11.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Purchase of FRB stock",
        "label": "Payments to Acquire Federal Reserve Bank Stock",
        "documentation": "Amount of cash outflow to acquire Federal Reserve Bank (FRB) stock."
       }
      }
     },
     "auth_ref": [
      "r45"
     ]
    },
    "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PaymentsToAcquirePropertyPlantAndEquipment",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Purchase of office properties and equipment",
        "label": "Payments to Acquire Property, Plant, and Equipment",
        "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets."
       }
      }
     },
     "auth_ref": [
      "r164"
     ]
    },
    "us-gaap_PensionAndOtherPostretirementPlansPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PensionAndOtherPostretirementPlansPolicy",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Retirement Plans",
        "label": "Pension and Other Postretirement Plans, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for pension and other postretirement benefit plans. This accounting policy may address (1) the types of plans sponsored by the entity, and the benefits provided by each plan (2) groups that participate in (or are covered by) each plan (3) how plan assets, liabilities and expenses are measured, including the use of any actuaries and (4) significant assumptions used by the entity to value plan assets and liabilities and how such assumptions are derived."
       }
      }
     },
     "auth_ref": [
      "r10",
      "r11",
      "r13",
      "r23",
      "r100"
     ]
    },
    "us-gaap_PensionPlansDefinedBenefitMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PensionPlansDefinedBenefitMember",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pension Plan [Member]",
        "documentation": "Plan designed to provide participant with pension benefits. Includes, but is not limited to, defined benefit and defined contribution plans. Excludes other postretirement benefits."
       }
      }
     },
     "auth_ref": [
      "r567",
      "r568",
      "r569",
      "r570",
      "r571",
      "r572",
      "r573",
      "r574",
      "r575",
      "r576",
      "r577",
      "r578",
      "r579",
      "r580",
      "r581",
      "r582",
      "r583",
      "r584",
      "r585",
      "r586",
      "r587",
      "r588",
      "r589",
      "r590",
      "r591",
      "r592",
      "r593",
      "r594",
      "r595",
      "r596",
      "r597",
      "r598",
      "r599",
      "r600",
      "r601",
      "r602",
      "r603",
      "r604",
      "r605",
      "r606",
      "r607",
      "r608",
      "r609",
      "r610",
      "r611",
      "r612",
      "r613",
      "r614",
      "r615",
      "r616",
      "r617",
      "r618",
      "r619",
      "r620",
      "r621",
      "r622",
      "r623",
      "r624",
      "r625",
      "r626",
      "r627",
      "r638",
      "r1029",
      "r1030",
      "r1034",
      "r1035",
      "r1036"
     ]
    },
    "byfc_PercentageOfPurchasedSharesOfTotalCommonEquity": {
     "xbrltype": "percentItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PercentageOfPurchasedSharesOfTotalCommonEquity",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The percentage of purchased shares of total common equity.",
        "label": "Percentage of Purchased Shares of Total Common Equity",
        "terseLabel": "Percentage of purchased shares of total common equity"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase": {
     "xbrltype": "percentItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The percentage of purchased shares of total voting shares prior to the purchase.",
        "label": "Percentage of Purchased Shares of Total Voting Shares Prior to Purchase",
        "terseLabel": "Percentage of purchased shares of total voting shares prior to purchase"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_PercentageOfUninsuredDeposits": {
     "xbrltype": "percentItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PercentageOfUninsuredDeposits",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The percentage of total deposits which are not insured by FDIC insurance.",
        "label": "Percentage of Uninsured Deposits",
        "terseLabel": "Percentage of uninsured deposits"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PlanNameAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PlanNameAxis",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Plan Name [Axis]",
        "documentation": "Information by plan name for share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r1250",
      "r1251",
      "r1252",
      "r1253",
      "r1254",
      "r1255",
      "r1256",
      "r1257",
      "r1258",
      "r1259",
      "r1260",
      "r1261",
      "r1262",
      "r1263",
      "r1264",
      "r1265",
      "r1266",
      "r1267",
      "r1268",
      "r1269",
      "r1270",
      "r1271",
      "r1272",
      "r1273",
      "r1274",
      "r1275"
     ]
    },
    "us-gaap_PlanNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PlanNameDomain",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Plan Name [Domain]",
        "documentation": "Plan name for share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r1250",
      "r1251",
      "r1252",
      "r1253",
      "r1254",
      "r1255",
      "r1256",
      "r1257",
      "r1258",
      "r1259",
      "r1260",
      "r1261",
      "r1262",
      "r1263",
      "r1264",
      "r1265",
      "r1266",
      "r1267",
      "r1268",
      "r1269",
      "r1270",
      "r1271",
      "r1272",
      "r1273",
      "r1274",
      "r1275"
     ]
    },
    "us-gaap_PledgedStatusAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PledgedStatusAxis",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pledged Status [Axis]",
        "documentation": "Information by pledged or not pledged status of asset owned by entity."
       }
      }
     },
     "auth_ref": [
      "r715",
      "r923",
      "r1040"
     ]
    },
    "us-gaap_PledgedStatusDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PledgedStatusDomain",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pledged Status [Domain]",
        "documentation": "Pledged or not pledged status of asset owned by entity."
       }
      }
     },
     "auth_ref": [
      "r715",
      "r923",
      "r1040"
     ]
    },
    "us-gaap_PledgingPurposeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PledgingPurposeAxis",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pledging Purpose [Axis]",
        "documentation": "Information by pledging purpose of pledged asset owned."
       }
      }
     },
     "auth_ref": [
      "r816",
      "r1040",
      "r1045",
      "r1075"
     ]
    },
    "us-gaap_PledgingPurposeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PledgingPurposeDomain",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pledging Purpose [Domain]",
        "documentation": "Pledging purpose of pledged asset owned."
       }
      }
     },
     "auth_ref": [
      "r816",
      "r1040",
      "r1045",
      "r1075"
     ]
    },
    "us-gaap_PortionAtFairValueFairValueDisclosureMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PortionAtFairValueFairValueDisclosureMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Portion at Fair Value Measurement [Member]",
        "documentation": "Measured at fair value for financial reporting purposes."
       }
      }
     },
     "auth_ref": [
      "r758"
     ]
    },
    "byfc_PreferredStockDividendRateCeiling": {
     "xbrltype": "percentItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PreferredStockDividendRateCeiling",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The ceiling percentage rate used to calculate dividend payments on the preferred stock after the period of initial dividend rate.",
        "label": "Preferred Stock, Dividend Rate, Ceiling",
        "terseLabel": "Ceiling dividend rate"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_PreferredStockDividendRateFloor": {
     "xbrltype": "percentItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PreferredStockDividendRateFloor",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The floor percentage rate used to calculate dividend payments on the preferred stock after the period of initial dividend rate.",
        "label": "Preferred Stock, Dividend Rate, Floor",
        "terseLabel": "Floor dividend rate"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PreferredStockDividendRatePercentage": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PreferredStockDividendRatePercentage",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Preferred initial dividend rate for first two years after issuance",
        "label": "Preferred Stock, Dividend Rate, Percentage",
        "documentation": "The percentage rate used to calculate dividend payments on preferred stock."
       }
      }
     },
     "auth_ref": [
      "r542",
      "r976",
      "r978",
      "r979",
      "r983"
     ]
    },
    "us-gaap_PreferredStockLiquidationPreference": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PreferredStockLiquidationPreference",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Preferred stock, liquidation value (in dollars per share)",
        "documentation": "The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share."
       }
      }
     },
     "auth_ref": [
      "r94",
      "r95",
      "r149",
      "r1126",
      "r1186"
     ]
    },
    "us-gaap_PreferredStockLiquidationPreferenceValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PreferredStockLiquidationPreferenceValue",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Preferred stock, aggregate liquidation value",
        "label": "Preferred Stock, Liquidation Preference, Value",
        "documentation": "Value of the difference between preference in liquidation and the par or stated values of the preferred shares."
       }
      }
     },
     "auth_ref": [
      "r316",
      "r545"
     ]
    },
    "us-gaap_PreferredStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PreferredStockMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Preferred Stock [Member]",
        "documentation": "Preferred shares may provide a preferential dividend to the dividend on common stock and may take precedence over common stock in the event of a liquidation. Preferred shares typically represent an ownership interest in the company."
       }
      }
     },
     "auth_ref": [
      "r1047",
      "r1048",
      "r1051",
      "r1052",
      "r1053",
      "r1054",
      "r1314",
      "r1321"
     ]
    },
    "byfc_PreferredStockNonVotingMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PreferredStockNonVotingMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Preferred stock securities that do not empower a holder to vote on corporate resolutions or the election of directors.",
        "label": "Preferred Stock Non-Voting [Member]",
        "terseLabel": "Preferred Stock Non-Voting [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PreferredStockParOrStatedValuePerShare": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PreferredStockParOrStatedValuePerShare",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Preferred stock, par value (in dollars per share)",
        "documentation": "Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer."
       }
      }
     },
     "auth_ref": [
      "r149",
      "r541"
     ]
    },
    "byfc_PreferredStockPeriodForInitialDividendRate": {
     "xbrltype": "durationItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PreferredStockPeriodForInitialDividendRate",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The period of initial dividend rate for preferred stock issued, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Preferred Stock, Period for Initial Dividend Rate",
        "terseLabel": "Preferred stock, period for initial dividend rate"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PreferredStockSharesAuthorized": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PreferredStockSharesAuthorized",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Preferred stock, shares authorized (in shares)",
        "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws."
       }
      }
     },
     "auth_ref": [
      "r149",
      "r930"
     ]
    },
    "us-gaap_PreferredStockSharesIssued": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PreferredStockSharesIssued",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Preferred stock, shares issued (in shares)",
        "documentation": "Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt."
       }
      }
     },
     "auth_ref": [
      "r149",
      "r541"
     ]
    },
    "us-gaap_PreferredStockSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PreferredStockSharesOutstanding",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Preferred stock, shares outstanding (in shares)",
        "documentation": "Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased."
       }
      }
     },
     "auth_ref": [
      "r149",
      "r930",
      "r949",
      "r1321",
      "r1322"
     ]
    },
    "us-gaap_PreferredStockValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PreferredStockValue",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Preferred stock",
        "documentation": "Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity."
       }
      }
     },
     "auth_ref": [
      "r149",
      "r866",
      "r1044"
     ]
    },
    "us-gaap_PriorPeriodReclassificationAdjustment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PriorPeriodReclassificationAdjustment",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Prior period adjustments",
        "documentation": "The amount of a reclassification adjustment made to prior period financial statement amounts."
       }
      }
     },
     "auth_ref": []
    },
    "byfc_PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PriorPeriodReclassificationAdjustmentRelatedToIncomeTaxExpense",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOutOfPeriodAdjustmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The amount of a income tax expense reclassification adjustment made to prior period financial statement amounts.",
        "label": "Prior Period Reclassification Adjustment Related to Income Tax Expense",
        "terseLabel": "Adjustment to income tax expense"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_ProceedsFromBankTermFundingProgram": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ProceedsFromBankTermFundingProgram",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of cash inflow from Bank Term Funding Program, classified as financing activity.",
        "label": "Proceeds from Bank Term Funding Program",
        "terseLabel": "Proceeds from Bank Term Funding Program"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ProceedsFromFederalHomeLoanBankBorrowings": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProceedsFromFederalHomeLoanBankBorrowings",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds from FHLB advances",
        "label": "Proceeds from FHLBank Borrowings, Financing Activities",
        "documentation": "Amount of cash inflow from Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity."
       }
      }
     },
     "auth_ref": [
      "r1122"
     ]
    },
    "us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProceedsFromIssuanceOfPreferredStockAndPreferenceStock",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Proceeds from issuance of preferred stock",
        "label": "Proceeds from Issuance of Preferred Stock and Preference Stock",
        "documentation": "Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Principal payments and maturities on available-for-sale securities",
        "label": "Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale",
        "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r306",
      "r307",
      "r1148"
     ]
    },
    "us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Proceeds from repayment of ESOP loan",
        "documentation": "The cash inflow from the financed defined contribution plan to acquire shares of the entity. The plan initially holds the shares in a suspense account, which is collateral for the loan. As the plan makes payment on the debt, the shares are released from the suspense account and become available to be allocated to participant accounts."
       }
      }
     },
     "auth_ref": [
      "r46"
     ]
    },
    "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Sales of securities",
        "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r42",
      "r306",
      "r409",
      "r442"
     ]
    },
    "us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProceedsFromSaleOfFederalHomeLoanBankStock",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Proceeds from redemption of FHLB stock",
        "documentation": "Amount of cash inflow from sale of Federal Home Loan Bank (FHLB) stock."
       }
      }
     },
     "auth_ref": [
      "r1120"
     ]
    },
    "us-gaap_ProceedsFromSaleOfFederalReserveStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProceedsFromSaleOfFederalReserveStock",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Proceeds from redemption of FRB stock",
        "documentation": "Amount of cash inflow from sale of Federal Reserve Bank (FRB) stock."
       }
      }
     },
     "auth_ref": [
      "r43"
     ]
    },
    "us-gaap_ProfessionalFees": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProfessionalFees",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Professional services",
        "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer."
       }
      }
     },
     "auth_ref": [
      "r1055",
      "r1318",
      "r1320"
     ]
    },
    "us-gaap_ProfitLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProfitLoss",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NetIncomeLoss",
       "weight": 1.0,
       "order": 0.0
      },
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 0.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Net income",
        "totalLabel": "Net income",
        "terseLabel": "Net income",
        "label": "Net Income (Loss), Including Portion Attributable to Noncontrolling Interest",
        "documentation": "The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest."
       }
      }
     },
     "auth_ref": [
      "r274",
      "r293",
      "r296",
      "r309",
      "r318",
      "r329",
      "r339",
      "r340",
      "r366",
      "r379",
      "r383",
      "r385",
      "r444",
      "r504",
      "r505",
      "r506",
      "r507",
      "r508",
      "r509",
      "r510",
      "r511",
      "r512",
      "r714",
      "r717",
      "r718",
      "r745",
      "r760",
      "r847",
      "r876",
      "r907",
      "r951",
      "r968",
      "r969",
      "r1006",
      "r1041",
      "r1042",
      "r1056",
      "r1118",
      "r1181"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Office Properties and Equipment [Abstract]",
        "label": "Office Properties and Equipment, net [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PropertyPlantAndEquipmentByTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentByTypeAxis",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Long-Lived Tangible Asset [Axis]",
        "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNet"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Office Properties and Equipment, net",
        "label": "Property, Plant and Equipment Disclosure [Text Block]",
        "documentation": "The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections."
       }
      }
     },
     "auth_ref": [
      "r177",
      "r242",
      "r245",
      "r246"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentGross": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentGross",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails": {
       "parentTag": "us-gaap_PropertyPlantAndEquipmentNet",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Office properties and equipment, gross",
        "label": "Property, Plant and Equipment, Gross",
        "documentation": "Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures."
       }
      }
     },
     "auth_ref": [
      "r178",
      "r276",
      "r874"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentLineItems",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Property, Plant and Equipment [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PropertyPlantAndEquipmentNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentNet",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 6.0
      },
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Office properties and equipment, net",
        "totalLabel": "Office properties and equipment, net",
        "label": "Property, Plant and Equipment, Net",
        "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures."
       }
      }
     },
     "auth_ref": [
      "r8",
      "r852",
      "r874",
      "r1044"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentNetByTypeAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentNetByTypeAbstract",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Office Properties and Equipment [Abstract]",
        "label": "Property, Plant and Equipment, Net, by Type [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Office Properties and Equipment",
        "label": "Property, Plant and Equipment, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections."
       }
      }
     },
     "auth_ref": [
      "r8",
      "r242",
      "r245",
      "r872"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Office Properties and Equipment",
        "label": "Property, Plant and Equipment [Table Text Block]",
        "documentation": "Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentTypeDomain",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Long-Lived Tangible Asset [Domain]",
        "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software."
       }
      }
     },
     "auth_ref": [
      "r178"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentUsefulLife": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "PropertyPlantAndEquipmentUsefulLife",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Useful life",
        "label": "Property, Plant and Equipment, Useful Life",
        "documentation": "Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ProvisionForLoanLossesExpensed": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ProvisionForLoanLossesExpensed",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Provision (recapture)",
        "documentation": "Amount of credit loss expense (reversal of expense) for financing receivable."
       }
      }
     },
     "auth_ref": [
      "r461",
      "r843"
     ]
    },
    "byfc_PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Disclosure of accounting policy for purchased credit deteriorated financing receivable.",
        "label": "Purchased Credit Deteriorated Financing Receivable, Policy [Policy Text Block]",
        "terseLabel": "Purchased Credit Deteriorated Loans"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_PurchasedCreditDeterioratedLoansAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "PurchasedCreditDeterioratedLoansAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Purchased Credit Deteriorated Loans [Abstract]",
        "terseLabel": "Purchased Credit Impaired Loans [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "srt_RangeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "RangeAxis",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Statistical Measurement [Axis]",
        "documentation": "Information by statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median."
       }
      }
     },
     "auth_ref": [
      "r499",
      "r500",
      "r501",
      "r502",
      "r589",
      "r632",
      "r669",
      "r670",
      "r671",
      "r807",
      "r834",
      "r883",
      "r920",
      "r921",
      "r975",
      "r977",
      "r980",
      "r981",
      "r982",
      "r995",
      "r996",
      "r1008",
      "r1025",
      "r1037",
      "r1046",
      "r1049",
      "r1178",
      "r1185",
      "r1301",
      "r1302",
      "r1303",
      "r1304",
      "r1305"
     ]
    },
    "srt_RangeMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "RangeMember",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesInvestmentInAffordableHousingLimitedPartnershipDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Statistical Measurement [Domain]",
        "documentation": "Statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median."
       }
      }
     },
     "auth_ref": [
      "r499",
      "r500",
      "r501",
      "r502",
      "r589",
      "r632",
      "r669",
      "r670",
      "r671",
      "r807",
      "r834",
      "r883",
      "r920",
      "r921",
      "r975",
      "r977",
      "r980",
      "r981",
      "r982",
      "r995",
      "r996",
      "r1008",
      "r1025",
      "r1037",
      "r1046",
      "r1049",
      "r1178",
      "r1185",
      "r1301",
      "r1302",
      "r1303",
      "r1304",
      "r1305"
     ]
    },
    "us-gaap_ReceivableTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ReceivableTypeDomain",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Receivable [Domain]",
        "documentation": "Financing arrangement representing a contractual right to receive money either on demand or on fixed and determinable dates."
       }
      }
     },
     "auth_ref": [
      "r37"
     ]
    },
    "us-gaap_ReceivablesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ReceivablesAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Loans Receivable Held for Investment [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents the deposits under the CDARS program, which allows banks to place their customers' funds in FDIC-insured certificates of deposit at other banks and, at the same time, receive an equal sum of funds from the customers of other banks in the CDARS Network.",
        "label": "Reciprocal Deposits from Certificate Of Deposit Account Registry Service [Member]",
        "terseLabel": "Reciprocal Deposits from CDARS [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "srt_RegulatoryCapitalRequirementsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "RegulatoryCapitalRequirementsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Regulatory Matters [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/RegulatoryMatters"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Regulatory Matters",
        "label": "Regulatory Capital Requirements under Banking Regulations [Text Block]",
        "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union."
       }
      }
     },
     "auth_ref": [
      "r853",
      "r854",
      "r855",
      "r857",
      "r858",
      "r859",
      "r861",
      "r862"
     ]
    },
    "byfc_RegulatoryMattersActualAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "RegulatoryMattersActualAbstract",
     "presentation": [
      "http://broadwayfed.com/role/RegulatoryMattersDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Regulatory Matters, Actual [Abstract]",
        "terseLabel": "Actual [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/RegulatoryMattersDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Regulatory Matters, Minimum Required to be Well Capitalized under Prompt Corrective Action Provisions [Abstract]",
        "terseLabel": "Minimum Required To Be Well Capitalized Under Prompt Corrective Action Provisions [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_RelatedPartyDepositLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RelatedPartyDepositLiabilities",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits from principal officers, directors, and their affiliates",
        "label": "Related Party Deposit Liabilities",
        "documentation": "Amount of deposits held by the entity for a related party (entity, shareholder, employee)."
       }
      }
     },
     "auth_ref": [
      "r1130"
     ]
    },
    "us-gaap_RepaymentsOfDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RepaymentsOfDebt",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Notes paid off",
        "documentation": "Amount of cash outflow for short-term and long-term debt. Excludes payment of lease obligation."
       }
      }
     },
     "auth_ref": [
      "r1123"
     ]
    },
    "us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RepaymentsOfFederalHomeLoanBankBorrowings",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Repayments of FHLB advances",
        "label": "Payments of FHLBank Borrowings, Financing Activities",
        "documentation": "Amount of cash outflow for repayment of Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity."
       }
      }
     },
     "auth_ref": [
      "r1123"
     ]
    },
    "srt_RepurchaseAgreementCounterpartyNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "RepurchaseAgreementCounterpartyNameDomain",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Counterparty Name [Domain]",
        "documentation": "Named other party that participates in a financial transaction. Examples include, but not limited to, the name of the financial institution."
       }
      }
     },
     "auth_ref": [
      "r322",
      "r323",
      "r517",
      "r543",
      "r796",
      "r1000",
      "r1001"
     ]
    },
    "us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchase"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities Sold Under Agreements to Repurchase",
        "label": "Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]",
        "documentation": "The entire disclosure for repurchase agreements (also known as repos), resale agreements (also known as reverse repurchase agreements or reverse repos), securities borrowed transactions, and securities loaned transactions."
       }
      }
     },
     "auth_ref": [
      "r198"
     ]
    },
    "us-gaap_RestrictedStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RestrictedStockMember",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Restricted Stock [Member]",
        "label": "Restricted Stock [Member]",
        "documentation": "Stock including a provision that prohibits sale or substantive sale of an equity instrument for a specified period of time or until specified performance conditions are met."
       }
      }
     },
     "auth_ref": [
      "r56"
     ]
    },
    "us-gaap_RetainedEarningsAccumulatedDeficit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RetainedEarningsAccumulatedDeficit",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Retained earnings",
        "documentation": "Amount of accumulated undistributed earnings (deficit)."
       }
      }
     },
     "auth_ref": [
      "r152",
      "r184",
      "r869",
      "r890",
      "r895",
      "r904",
      "r931",
      "r1044"
     ]
    },
    "us-gaap_RetainedEarningsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RetainedEarningsMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Retained Earnings [Member]",
        "documentation": "Accumulated undistributed earnings (deficit)."
       }
      }
     },
     "auth_ref": [
      "r270",
      "r325",
      "r326",
      "r327",
      "r330",
      "r338",
      "r340",
      "r449",
      "r455",
      "r676",
      "r677",
      "r678",
      "r703",
      "r704",
      "r725",
      "r728",
      "r729",
      "r732",
      "r743",
      "r886",
      "r888",
      "r908",
      "r1321"
     ]
    },
    "us-gaap_RetirementPlanNameAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RetirementPlanNameAxis",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Retirement Plan Name [Axis]",
        "documentation": "Information by name of plan designed to provide retirement benefits. Includes, but is not limited to, legal name of defined benefit and defined contribution plans."
       }
      }
     },
     "auth_ref": [
      "r629",
      "r630",
      "r631",
      "r632",
      "r633",
      "r634",
      "r635",
      "r636",
      "r637",
      "r1037",
      "r1076",
      "r1190",
      "r1191",
      "r1192",
      "r1193",
      "r1194",
      "r1195",
      "r1196",
      "r1197",
      "r1198",
      "r1199",
      "r1200",
      "r1201",
      "r1202",
      "r1203",
      "r1204",
      "r1205",
      "r1206",
      "r1207",
      "r1208",
      "r1209",
      "r1210",
      "r1211",
      "r1212",
      "r1213",
      "r1214",
      "r1215",
      "r1216",
      "r1217",
      "r1218",
      "r1219",
      "r1220",
      "r1221",
      "r1222",
      "r1223",
      "r1224",
      "r1225",
      "r1226",
      "r1227",
      "r1228",
      "r1229",
      "r1230",
      "r1231",
      "r1232",
      "r1233",
      "r1234",
      "r1235",
      "r1236",
      "r1237",
      "r1238",
      "r1239",
      "r1240",
      "r1241",
      "r1242",
      "r1243",
      "r1244",
      "r1245",
      "r1246",
      "r1247",
      "r1248",
      "r1249"
     ]
    },
    "us-gaap_RetirementPlanNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RetirementPlanNameDomain",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Retirement Plan Name [Domain]",
        "documentation": "Name of plan designed to provide retirement benefits. Includes, but is not limited to, legal name of defined benefit and defined contribution plans."
       }
      }
     },
     "auth_ref": [
      "r629",
      "r630",
      "r631",
      "r632",
      "r633",
      "r634",
      "r635",
      "r636",
      "r637",
      "r1037",
      "r1076",
      "r1190",
      "r1191",
      "r1192",
      "r1193",
      "r1194",
      "r1195",
      "r1196",
      "r1197",
      "r1198",
      "r1199",
      "r1200",
      "r1201",
      "r1202",
      "r1203",
      "r1204",
      "r1205",
      "r1206",
      "r1207",
      "r1208",
      "r1209",
      "r1210",
      "r1211",
      "r1212",
      "r1213",
      "r1214",
      "r1215",
      "r1216",
      "r1217",
      "r1218",
      "r1219",
      "r1220",
      "r1221",
      "r1222",
      "r1223",
      "r1224",
      "r1225",
      "r1226",
      "r1227",
      "r1228",
      "r1229",
      "r1230",
      "r1231",
      "r1232",
      "r1233",
      "r1234",
      "r1235",
      "r1236",
      "r1237",
      "r1238",
      "r1239",
      "r1240",
      "r1241",
      "r1242",
      "r1243",
      "r1244",
      "r1245",
      "r1246",
      "r1247",
      "r1248",
      "r1249"
     ]
    },
    "us-gaap_RetirementPlanTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RetirementPlanTypeAxis",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Retirement Plan Type [Axis]",
        "documentation": "Information by type of retirement benefit plan. Includes, but is not limited to, retirement benefit arrangement for defined benefit pension and other postretirement plans, retirement benefit arrangement for defined contribution pension and other postretirement plans, and special and contractual termination benefits payable upon retirement."
       }
      }
     },
     "auth_ref": [
      "r567",
      "r568",
      "r569",
      "r570",
      "r571",
      "r572",
      "r573",
      "r574",
      "r575",
      "r576",
      "r577",
      "r578",
      "r579",
      "r580",
      "r581",
      "r582",
      "r583",
      "r584",
      "r585",
      "r586",
      "r587",
      "r588",
      "r589",
      "r590",
      "r591",
      "r592",
      "r593",
      "r594",
      "r595",
      "r596",
      "r597",
      "r598",
      "r599",
      "r600",
      "r601",
      "r602",
      "r603",
      "r604",
      "r605",
      "r606",
      "r607",
      "r608",
      "r609",
      "r610",
      "r611",
      "r612",
      "r613",
      "r614",
      "r615",
      "r616",
      "r617",
      "r618",
      "r619",
      "r620",
      "r621",
      "r622",
      "r623",
      "r624",
      "r625",
      "r626",
      "r627",
      "r628",
      "r638",
      "r1029",
      "r1030",
      "r1031",
      "r1032",
      "r1033",
      "r1034",
      "r1035",
      "r1036"
     ]
    },
    "us-gaap_RetirementPlanTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RetirementPlanTypeDomain",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Retirement Plan Type [Domain]",
        "documentation": "Type of plan designed to provide participants with retirement benefits. Includes, but is not limited to, retirement benefit arrangement for defined benefit pension and other postretirement plans, retirement benefit arrangement for defined contribution pension and other postretirement plans, and special and contractual termination benefits payable upon retirement."
       }
      }
     },
     "auth_ref": [
      "r567",
      "r568",
      "r569",
      "r570",
      "r571",
      "r572",
      "r573",
      "r574",
      "r575",
      "r576",
      "r577",
      "r578",
      "r579",
      "r580",
      "r581",
      "r582",
      "r583",
      "r584",
      "r585",
      "r586",
      "r587",
      "r588",
      "r589",
      "r590",
      "r591",
      "r592",
      "r593",
      "r594",
      "r595",
      "r596",
      "r597",
      "r598",
      "r599",
      "r600",
      "r601",
      "r602",
      "r603",
      "r604",
      "r605",
      "r606",
      "r607",
      "r608",
      "r609",
      "r610",
      "r611",
      "r612",
      "r613",
      "r614",
      "r615",
      "r616",
      "r617",
      "r618",
      "r619",
      "r620",
      "r621",
      "r622",
      "r623",
      "r624",
      "r625",
      "r626",
      "r627",
      "r628",
      "r638",
      "r1029",
      "r1030",
      "r1031",
      "r1032",
      "r1033",
      "r1034",
      "r1035",
      "r1036"
     ]
    },
    "us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RevenueFromContractWithCustomerExcludingAssessedTax",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Service charges",
        "documentation": "Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise."
       }
      }
     },
     "auth_ref": [
      "r367",
      "r368",
      "r378",
      "r381",
      "r382",
      "r386",
      "r387",
      "r388",
      "r565",
      "r566",
      "r835"
     ]
    },
    "us-gaap_RevenueFromContractWithCustomerPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RevenueFromContractWithCustomerPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revenue Recognition",
        "label": "Revenue from Contract with Customer [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for revenue from contract with customer."
       }
      }
     },
     "auth_ref": [
      "r251",
      "r557",
      "r558",
      "r559",
      "r560",
      "r561",
      "r562",
      "r563",
      "r564",
      "r997"
     ]
    },
    "us-gaap_RevenueNotFromContractWithCustomer": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RevenueNotFromContractWithCustomer",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Grants",
        "documentation": "Amount of revenue that is not accounted for under Topic 606."
       }
      }
     },
     "auth_ref": [
      "r1080"
     ]
    },
    "us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/LeasesAdditionalInformationForOperatingLeasesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "ROU assets obtained in exchange for lease liabilities",
        "documentation": "Amount of increase in right-of-use asset obtained in exchange for operating lease liability."
       }
      }
     },
     "auth_ref": [
      "r787",
      "r1043"
     ]
    },
    "byfc_RightOfUseAssetsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "RightOfUseAssetsMember",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents the information pertaining to right of use assets.",
        "label": "Right Of Use Assets [Member]",
        "terseLabel": "Right of Use Assets [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "RiskGradeCategoryOfLoansByLoanTypeAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Risk Grade Category of Loans by Loan Type [Abstract]",
        "terseLabel": "Risk Grade Category of Loans by Loan Type [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "ecd_Rule10b51ArrAdoptedFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2023",
     "localname": "Rule10b51ArrAdoptedFlag",
     "presentation": [
      "http://broadwayfed.com/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Rule 10b5-1 Arrangement Adopted",
        "label": "Rule 10b5-1 Arrangement Adopted [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1068"
     ]
    },
    "ecd_Rule10b51ArrTrmntdFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2023",
     "localname": "Rule10b51ArrTrmntdFlag",
     "presentation": [
      "http://broadwayfed.com/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Rule 10b5-1 Arrangement Terminated",
        "label": "Rule 10b5-1 Arrangement Terminated [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1068"
     ]
    },
    "us-gaap_SaleOfStockConsiderationReceivedOnTransaction": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SaleOfStockConsiderationReceivedOnTransaction",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aggregate purchase price",
        "label": "Sale of Stock, Consideration Received on Transaction",
        "documentation": "Cash received on stock transaction after deduction of issuance costs."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTable",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]",
        "documentation": "Schedule itemizing specific types of trade accounts and notes receivable, and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables."
       }
      }
     },
     "auth_ref": [
      "r37"
     ]
    },
    "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans Receivable Held for Investment",
        "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]",
        "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables."
       }
      }
     },
     "auth_ref": [
      "r37"
     ]
    },
    "us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesBusinessCombinationsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Acquired Finite-Lived Intangible Asset by Major Class [Table]",
        "documentation": "Tabular disclosure of the major classes of acquired finite-lived intangible assets showing the amount, any significant residual value, weighted average amortization period, and other characteristics. A major class is composed of intangible assets that can be grouped together because they are similar, either by nature or by their use in the operations of the company."
       }
      }
     },
     "auth_ref": [
      "r85"
     ]
    },
    "us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table]",
        "documentation": "Schedule for securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) in the future that were not included in the computation of diluted EPS because to do so would increase EPS amounts or decrease loss per share amounts for the period presented, by Antidilutive Securities."
       }
      }
     },
     "auth_ref": [
      "r56"
     ]
    },
    "us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfAvailableForSaleSecuritiesLineItems",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Debt Securities, Available-for-sale [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r411",
      "r412",
      "r413",
      "r414",
      "r415",
      "r416",
      "r417",
      "r419",
      "r420",
      "r421",
      "r422",
      "r423"
     ]
    },
    "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/RegulatoryMattersTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Actual and Required Capital Amounts and Ratios",
        "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity."
       }
      }
     },
     "auth_ref": [
      "r856",
      "r860"
     ]
    },
    "us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Tax Expense",
        "label": "Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]",
        "documentation": "Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years."
       }
      }
     },
     "auth_ref": [
      "r192"
     ]
    },
    "srt_ScheduleOfCondensedBalanceSheetTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "ScheduleOfCondensedBalanceSheetTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Condensed Balance Sheet",
        "documentation": "Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r1107",
      "r1131"
     ]
    },
    "srt_ScheduleOfCondensedCashFlowStatementTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "ScheduleOfCondensedCashFlowStatementTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Condensed Statements of Cash Flows",
        "documentation": "Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r1107",
      "r1131"
     ]
    },
    "srt_ScheduleOfCondensedIncomeStatementTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "ScheduleOfCondensedIncomeStatementTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Condensed Statements of Income",
        "documentation": "Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r1107",
      "r1131"
     ]
    },
    "byfc_ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Tabular disclosure of the contractual amounts of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.",
        "label": "Schedule of Contractual Amounts, Off-balance Sheet Risks [Table Text Block]",
        "terseLabel": "Contractual Amounts of Financial Instruments Off-Balance-Sheet Risk"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deferred Tax Assets and Liabilities",
        "label": "Schedule of Deferred Tax Assets and Liabilities [Table Text Block]",
        "documentation": "Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets."
       }
      }
     },
     "auth_ref": [
      "r191"
     ]
    },
    "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Factors Used in Earnings Per Common Share Computation",
        "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations."
       }
      }
     },
     "auth_ref": [
      "r1138"
     ]
    },
    "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Effective Income Tax Rate Reconciliation",
        "label": "Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]",
        "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations."
       }
      }
     },
     "auth_ref": [
      "r190"
     ]
    },
    "us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Employee Stock Ownership Plan (ESOP) Disclosures [Table]",
        "documentation": "Describes the details pertaining to each employee stock ownership plan."
       }
      }
     },
     "auth_ref": [
      "r106"
     ]
    },
    "us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/EmployeeBenefitPlansTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Shares Held by ESOP",
        "documentation": "Tabular disclosure of the details pertaining to each employee stock ownership plan."
       }
      }
     },
     "auth_ref": [
      "r106"
     ]
    },
    "us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfFairValueOffBalanceSheetRisksTable",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Fair Value, Off-balance Sheet Risks [Table]",
        "documentation": "Schedule detailing the information required and determined to be disclosed regarding the fair value of financial assets and financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition."
       }
      }
     },
     "auth_ref": [
      "r126",
      "r196"
     ]
    },
    "us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Federal Home Loan Bank Advances, by Branch of FHLB Bank [Table]",
        "documentation": "Represents the total amount of advances due to the Federal Home Loan Bank, by Branch, as of the balance sheet date."
       }
      }
     },
     "auth_ref": [
      "r143",
      "r209",
      "r227"
     ]
    },
    "byfc_ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Tabular disclosure of advances made and reported by Federal Home Loan Bank (FHLBank) maturity.",
        "label": "Schedule of Federal Home Loan Bank, Advances, Fiscal Year Maturity [Table Text Block]",
        "terseLabel": "Scheduled Maturities of FHLB Advances"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfFinancingReceivableAllowanceForCreditLossesTable",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable, Allowance for Credit Loss [Table]",
        "documentation": "Disclosure of information about allowance for credit loss on financing receivable."
       }
      }
     },
     "auth_ref": [
      "r260",
      "r1171"
     ]
    },
    "us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable, Credit Quality Indicator [Table]",
        "documentation": "Disclosure of information about credit quality indicator for financing receivable."
       }
      }
     },
     "auth_ref": [
      "r1016",
      "r1173"
     ]
    },
    "us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable, Troubled Debt Restructuring [Table]",
        "documentation": "Disclosure of information about financing receivable modified for debtor experiencing financial difficulty."
       }
      }
     },
     "auth_ref": [
      "r396",
      "r397",
      "r399",
      "r400",
      "r1008"
     ]
    },
    "us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Recorded Investment in Non-accrual Loans by Loan Type",
        "label": "Financing Receivable, Nonaccrual [Table Text Block]",
        "documentation": "Tabular disclosure of financing receivable on nonaccrual status."
       }
      }
     },
     "auth_ref": [
      "r79",
      "r466"
     ]
    },
    "us-gaap_ScheduleOfFinancingReceivablesPastDueTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfFinancingReceivablesPastDueTable",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financing Receivable, Past Due [Table]",
        "documentation": "Disclosure of information about aging analysis for financing receivable."
       }
      }
     },
     "auth_ref": [
      "r1017",
      "r1172"
     ]
    },
    "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfFiniteLivedIntangibleAssetsTable",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleComponentsOfCarryingAmountOfCoreDepositIntangibleDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleEstimatedAmortizationExpenseDetails",
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleGoodwillAndCoreDepositIntangiblesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Finite-Lived Intangible Assets [Table]",
        "documentation": "Schedule of assets, excluding financial assets and goodwill, lacking physical substance with a finite life."
       }
      }
     },
     "auth_ref": [
      "r85",
      "r86",
      "r836"
     ]
    },
    "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Components of Carrying Value and Accumulated Amortization of Core Deposit Intangible",
        "documentation": "Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment."
       }
      }
     },
     "auth_ref": [
      "r85",
      "r86"
     ]
    },
    "us-gaap_ScheduleOfImpairedFinancingReceivableTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfImpairedFinancingReceivableTable",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Impaired Financing Receivable [Table]",
        "documentation": "Schedule of the recorded investment, unpaid principal balance, associated allowance, average recorded investment, accounting policies, and interest income recognized on the accrual and cash basis for impaired financing receivables by class of financing receivable."
       }
      }
     },
     "auth_ref": [
      "r72"
     ]
    },
    "us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Changes in Carrying Amounts of Goodwill and Core Deposit Intangibles",
        "documentation": "Tabular disclosure of goodwill and intangible assets, which may be broken down by segment or major class."
       }
      }
     },
     "auth_ref": [
      "r83"
     ]
    },
    "us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Impact of ASC 326 Adoption",
        "documentation": "Tabular disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items."
       }
      }
     },
     "auth_ref": [
      "r54",
      "r55",
      "r58",
      "r59"
     ]
    },
    "us-gaap_ScheduleOfPropertyPlantAndEquipmentTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfPropertyPlantAndEquipmentTable",
     "presentation": [
      "http://broadwayfed.com/role/OfficePropertiesAndEquipmentNetDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOfficePropertiesAndEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Property, Plant and Equipment [Table]",
        "documentation": "Disclosure of information about physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]",
        "terseLabel": "Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]",
        "documentation": "Disclosure of information about share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r640",
      "r641",
      "r644",
      "r645",
      "r646",
      "r648",
      "r649",
      "r650",
      "r651",
      "r652",
      "r653",
      "r654",
      "r655",
      "r656",
      "r657",
      "r658",
      "r659",
      "r660",
      "r661",
      "r662",
      "r663",
      "r664",
      "r665",
      "r668",
      "r669",
      "r670",
      "r671",
      "r672"
     ]
    },
    "us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Summary of Restricted Stock Unit Activity",
        "documentation": "Tabular disclosure of the number and weighted-average grant date fair value for restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock units that were granted, vested, or forfeited during the year."
       }
      }
     },
     "auth_ref": [
      "r102"
     ]
    },
    "us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Share-based Payment Arrangement, Option, Exercise Price Range [Table]",
        "documentation": "Details comprising a table providing supplementary information on outstanding and exercisable share awards as of the balance sheet date which stratifies outstanding options by ranges of exercise prices."
       }
      }
     },
     "auth_ref": [
      "r101"
     ]
    },
    "us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Options Outstanding and Exercisable",
        "documentation": "Tabular disclosure of option exercise prices, by grouped ranges, including the upper and lower limits of the price range, the number of shares under option, weighted average exercise price and remaining contractual option terms."
       }
      }
     },
     "auth_ref": [
      "r101"
     ]
    },
    "us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Summary of Stock Option Activity",
        "documentation": "Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value."
       }
      }
     },
     "auth_ref": [
      "r24",
      "r25",
      "r102"
     ]
    },
    "us-gaap_ScheduleOfStockByClassTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleOfStockByClassTable",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Schedule of Stock by Class [Table]",
        "documentation": "Schedule detailing information related to equity by class of stock. Class of stock includes common, convertible, and preferred stocks which are not redeemable or redeemable solely at the option of the issuer. It also includes preferred stock with redemption features that are solely within the control of the issuer and mandatorily redeemable stock if redemption is required to occur only upon liquidation or termination of the reporting entity."
       }
      }
     },
     "auth_ref": [
      "r91",
      "r92",
      "r93",
      "r94",
      "r95",
      "r96",
      "r97",
      "r182",
      "r183",
      "r184",
      "r282",
      "r283",
      "r284",
      "r364",
      "r541",
      "r542",
      "r543",
      "r545",
      "r548",
      "r553",
      "r555",
      "r900",
      "r901",
      "r902",
      "r903",
      "r1025",
      "r1072",
      "r1126"
     ]
    },
    "us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/GoodwillAndCoreDepositIntangibleTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Estimated Amortization Expense for Core Deposit Intangible",
        "label": "Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]",
        "documentation": "Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets."
       }
      }
     },
     "auth_ref": [
      "r86"
     ]
    },
    "byfc_SecuritiesCollateralDependent": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "SecuritiesCollateralDependent",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of securities whose repayment is expected to be provided substantially through the operation or sale of the collateral.",
        "label": "Securities, Collateral Dependent",
        "terseLabel": "Collateral dependent securities"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SecuritiesSoldUnderAgreementsToRepurchase": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SecuritiesSoldUnderAgreementsToRepurchase",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities sold under agreements to repurchase",
        "documentation": "Amount, after the effects of master netting arrangements, of funds outstanding borrowed in the form of a security repurchase agreement between the entity and another party for the sale and repurchase of identical or substantially the same securities at a date certain for a specified price. Includes liabilities not subject to a master netting arrangement and not elected to be offset."
       }
      }
     },
     "auth_ref": [
      "r137",
      "r288",
      "r289",
      "r320",
      "r321",
      "r975",
      "r977",
      "r981",
      "r982"
     ]
    },
    "us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SecuritiesSoldUnderAgreementsToRepurchaseAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities Sold Under Agreements to Repurchase [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/FairValueFairValuesOfFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities sold under agreements to repurchase",
        "label": "Securities Sold under Agreements to Repurchase, Fair Value of Collateral",
        "documentation": "Fair value of securities pledged as collateral against securities sold under agreement to repurchase."
       }
      }
     },
     "auth_ref": [
      "r290"
     ]
    },
    "us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SecuritiesSoldUnderAgreementsToRepurchaseMember",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities Sold under Agreements to Repurchase [Member]",
        "label": "Securities Sold under Agreements to Repurchase [Member]",
        "documentation": "The securities that an institution sells and agrees to repurchase (the identical or substantially the same securities) as a seller-borrower at a specified date for a specified price, also known as a repurchase agreement, or repo. Most repos involve obligations of the federal government or its agencies, but other financial instruments, such as commercial paper, banker's acceptances, and negotiable certificates of deposit, are sometimes used in repos."
       }
      }
     },
     "auth_ref": [
      "r196"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "Security12bTitle",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Title of 12(b) Security",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r1059"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r1061"
     ]
    },
    "us-gaap_SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SegmentReportingDisclosureOfOtherInformationAboutEntitysReportableSegmentsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesOperatingSegmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Operating Segments [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SegmentReportingPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SegmentReportingPolicyPolicyTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Operating Segments",
        "label": "Segment Reporting, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for segment reporting."
       }
      }
     },
     "auth_ref": [
      "r372",
      "r373",
      "r374",
      "r375",
      "r376",
      "r377",
      "r387",
      "r1007"
     ]
    },
    "us-gaap_SeriesAPreferredStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SeriesAPreferredStockMember",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cumulative Redeemable Perpetual Preferred Stock, Series A [Member]",
        "label": "Series A Preferred Stock [Member]",
        "documentation": "Series A preferred stock."
       }
      }
     },
     "auth_ref": [
      "r1113",
      "r1114",
      "r1187"
     ]
    },
    "us-gaap_SeriesCPreferredStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SeriesCPreferredStockMember",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Non-Cumulative Perpetual Preferred Stock, Series C [Member]",
        "terseLabel": "Non-Cumulative Redeemable Perpetual Preferred Stock, Series C [Member]",
        "documentation": "Series C preferred stock."
       }
      }
     },
     "auth_ref": [
      "r1113",
      "r1114",
      "r1187"
     ]
    },
    "us-gaap_ShareBasedCompensation": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensation",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stock-based compensation expense",
        "label": "Share-Based Payment Arrangement, Noncash Expense",
        "documentation": "Amount of noncash expense for share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Additional General Disclosures [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Additional Information [Abstract]",
        "terseLabel": "Stock-based Compensation [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The aggregate number of shares awarded to date under the plan.",
        "label": "Share-based Compensation Arrangement by Share-based Payment Award, Aggregate Number of Shares Awarded to Date Under the Plan",
        "terseLabel": "Aggregate number of shares awarded to date under the plan (in shares)"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Award vesting period",
        "documentation": "Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition."
       }
      }
     },
     "auth_ref": [
      "r1038"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Remaining Contractual Life (months) [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Restricted stock awards forfeited (in shares)",
        "negatedLabel": "Forfeited or expired during period (in shares)",
        "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period."
       }
      }
     },
     "auth_ref": [
      "r661"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Forfeited or expired during period (in dollars per share)",
        "documentation": "Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event."
       }
      }
     },
     "auth_ref": [
      "r661"
     ]
    },
    "byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms": {
     "xbrltype": "durationItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Weighted average remaining contractual term for equity-based awards granted excluding options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Granted Weighted Average Remaining Contractual Terms",
        "terseLabel": "Granted during period"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Restricted stock awards issued (in shares)",
        "terseLabel": "Granted during period (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period",
        "documentation": "The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)."
       }
      }
     },
     "auth_ref": [
      "r659"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Granted during period (in dollars per share)",
        "documentation": "The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)."
       }
      }
     },
     "auth_ref": [
      "r659"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Unvested at beginning of year (in shares)",
        "periodEndLabel": "Unvested at end of year (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number",
        "documentation": "The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date."
       }
      }
     },
     "auth_ref": [
      "r656",
      "r657"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Restricted Stock Units [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodEndLabel": "Unvested at end of year (in dollars per share)",
        "periodStartLabel": "Unvested at beginning of year (in dollars per share)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value",
        "documentation": "Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options."
       }
      }
     },
     "auth_ref": [
      "r656",
      "r657"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Weighted Average Grant Date Fair Value [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Unvested",
        "documentation": "Weighted average remaining contractual term for equity-based awards excluding options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": [
      "r189"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Restricted stock awards vested (in shares)",
        "label": "Vested during period (in shares)",
        "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period."
       }
      }
     },
     "auth_ref": [
      "r660"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Vested during period (in dollars per share)",
        "documentation": "The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement."
       }
      }
     },
     "auth_ref": [
      "r660"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]",
        "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r640",
      "r641",
      "r644",
      "r645",
      "r646",
      "r648",
      "r649",
      "r650",
      "r651",
      "r652",
      "r653",
      "r654",
      "r655",
      "r656",
      "r657",
      "r658",
      "r659",
      "r660",
      "r661",
      "r662",
      "r663",
      "r664",
      "r665",
      "r668",
      "r669",
      "r670",
      "r671",
      "r672"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Number of additional share authorized for issuance (in shares)",
        "documentation": "Number of additional shares authorized for issuance under share-based payment arrangement."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum number of shares that can be awarded (in shares)",
        "documentation": "Number of shares authorized for issuance under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r1039"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Shares available for awards (in shares)",
        "documentation": "The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable."
       }
      }
     },
     "auth_ref": [
      "r101"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Options, Exercisable [Abstract]",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Exercisable at end of year (in shares)",
        "documentation": "The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan."
       }
      }
     },
     "auth_ref": [
      "r650"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Exercisable at end of year (in dollars per share)",
        "documentation": "The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan."
       }
      }
     },
     "auth_ref": [
      "r650"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Forfeited or expired during the year (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures and Expirations in Period",
        "documentation": "For presentations that combine terminations, the number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired."
       }
      }
     },
     "auth_ref": [
      "r1256"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Forfeited or expired during the year (in dollars per share)",
        "documentation": "Weighted average price of options that were either forfeited or expired."
       }
      }
     },
     "auth_ref": [
      "r1256"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Granted during the year (in shares)",
        "documentation": "Gross number of share options (or share units) granted during the period."
       }
      }
     },
     "auth_ref": [
      "r652"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Intrinsic Value",
        "documentation": "Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding."
       }
      }
     },
     "auth_ref": [
      "r101"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodEndLabel": "Outstanding at end of year (in shares)",
        "periodStartLabel": "Outstanding at beginning of year (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number",
        "documentation": "Number of options outstanding, including both vested and non-vested options."
       }
      }
     },
     "auth_ref": [
      "r648",
      "r649"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Number Outstanding [Roll Forward]",
        "terseLabel": "Options, Outstanding [Abstract]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Outstanding at beginning of year (in dollars per share)",
        "periodEndLabel": "Outstanding at end of year (in dollars per share)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price",
        "documentation": "Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan."
       }
      }
     },
     "auth_ref": [
      "r648",
      "r649"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Weighted Average Exercise Price [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfRestrictedStockUnitActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Award Type [Domain]",
        "documentation": "Award under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r644",
      "r645",
      "r646",
      "r648",
      "r649",
      "r650",
      "r651",
      "r652",
      "r653",
      "r654",
      "r655",
      "r656",
      "r657",
      "r658",
      "r659",
      "r660",
      "r661",
      "r662",
      "r663",
      "r664",
      "r665",
      "r668",
      "r669",
      "r670",
      "r671",
      "r672"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Exercised during the year (in dollars per share)",
        "documentation": "Weighted average price at which option holders acquired shares when converting their stock options into shares."
       }
      }
     },
     "auth_ref": [
      "r653"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Granted during the year (in dollars per share)",
        "documentation": "Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options."
       }
      }
     },
     "auth_ref": [
      "r652"
     ]
    },
    "us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationOptionAndIncentivePlansPolicy",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stock-Based Compensation",
        "label": "Share-Based Payment Arrangement [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost."
       }
      }
     },
     "auth_ref": [
      "r639",
      "r647",
      "r666",
      "r667",
      "r668",
      "r669",
      "r672",
      "r679",
      "r680",
      "r681",
      "r682"
     ]
    },
    "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Share-based Payment Arrangement, Option, Exercise Price Range [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number Outstanding ( in shares)",
        "label": "Share-Based Payment Arrangement, Option, Exercise Price Range, Shares Exercisable",
        "documentation": "The number of shares reserved for issuance pertaining to the outstanding exercisable stock options as of the balance sheet date in the customized range of exercise prices for which the market and performance vesting condition has been satisfied."
       }
      }
     },
     "auth_ref": [
      "r105"
     ]
    },
    "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Number Outstanding (in shares)",
        "documentation": "The number of shares reserved for issuance pertaining to the outstanding stock options as of the balance sheet date for all option plans in the customized range of exercise prices."
       }
      }
     },
     "auth_ref": [
      "r103"
     ]
    },
    "byfc_ShareRepurchasePerShare": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "ShareRepurchasePerShare",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Per share amount of share repurchase during the period.",
        "label": "Share Repurchase, Per Share",
        "terseLabel": "Purchase price (in dollar per share)"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aggregate Intrinsic Value",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value",
        "documentation": "Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable."
       }
      }
     },
     "auth_ref": [
      "r101"
     ]
    },
    "us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted Average Exercise Price (in dollars per share)",
        "label": "Share-Based Payment Arrangement, Option, Exercise Price Range, Exercisable, Weighted Average Exercise Price",
        "documentation": "Weighted average exercise price as of the balance sheet date for those equity-based payment arrangements exercisable and outstanding."
       }
      }
     },
     "auth_ref": [
      "r104"
     ]
    },
    "us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Weighted Average Exercise Price (in dollars per share)",
        "documentation": "The weighted average price as of the balance sheet date at which grantees could acquire the underlying shares with respect to all outstanding stock options which are in the customized range of exercise prices."
       }
      }
     },
     "auth_ref": [
      "r103"
     ]
    },
    "us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationOptionsOutstandingAndExercisableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Weighted Average Remaining Contractual Life",
        "documentation": "Weighted average remaining contractual term of outstanding stock options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": [
      "r189"
     ]
    },
    "us-gaap_SignificantAccountingPoliciesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SignificantAccountingPoliciesTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Summary of Significant Accounting Policies",
        "label": "Significant Accounting Policies [Text Block]",
        "documentation": "The entire disclosure for all significant accounting policies of the reporting entity."
       }
      }
     },
     "auth_ref": [
      "r168",
      "r314"
     ]
    },
    "byfc_SingleFamilyLoanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "SingleFamilyLoanMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForLoanLossesByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAllowanceForLoanLossesAndRecordedInvestmentInLoansByTypeOfLoansAndBasedOnImpairmentMethodDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAverageOfLoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCollateralDependentLoansByCollateralTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentLoansIndividuallyEvaluatedForImpairmentByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentPurchasedCreditDeterioratedPcdLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentRecordedInvestmentInNonaccrualLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Loan to finance the purchase of single family real estate property.",
        "label": "Single Family Loan [Member]",
        "terseLabel": "Single-Family [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_SmallBusinessAdministrationLoanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "SmallBusinessAdministrationLoanMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentAgingOfRecordedInvestmentInPastDueLoansByLoanTypeDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentSummaryDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Loans issued by financial institutions under the U.S. Small Business Administration (SBA).",
        "label": "Small Business Administration Loan [Member]",
        "verboseLabel": "SBA Loans [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_SmallBusinessAdministrationSecuritiesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "SmallBusinessAdministrationSecuritiesMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Securities issued by financial institutions under the U.S. Small Business Administration (SBA).",
        "label": "Small Business Administration Securities [Member]",
        "terseLabel": "SBA Pools [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SpecialMentionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SpecialMentionMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Special Mention [Member]",
        "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date."
       }
      }
     },
     "auth_ref": [
      "r78",
      "r1173"
     ]
    },
    "us-gaap_StateAndLocalJurisdictionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StateAndLocalJurisdictionMember",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "California [Member]",
        "documentation": "Designated tax department of a state or local government entitled to levy and collect income taxes from the entity."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementClassOfStockAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StatementClassOfStockAxis",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Axis]",
        "documentation": "Information by the different classes of stock of the entity."
       }
      }
     },
     "auth_ref": [
      "r252",
      "r282",
      "r283",
      "r284",
      "r318",
      "r346",
      "r350",
      "r354",
      "r358",
      "r364",
      "r365",
      "r444",
      "r504",
      "r506",
      "r507",
      "r508",
      "r511",
      "r512",
      "r541",
      "r542",
      "r545",
      "r548",
      "r555",
      "r760",
      "r900",
      "r901",
      "r902",
      "r903",
      "r908",
      "r909",
      "r910",
      "r911",
      "r912",
      "r913",
      "r914",
      "r915",
      "r916",
      "r917",
      "r918",
      "r919",
      "r930",
      "r952",
      "r970",
      "r984",
      "r985",
      "r986",
      "r987",
      "r988",
      "r1072",
      "r1126",
      "r1137"
     ]
    },
    "us-gaap_StatementEquityComponentsAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StatementEquityComponentsAxis",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Equity Components [Axis]",
        "documentation": "Information by component of equity."
       }
      }
     },
     "auth_ref": [
      "r22",
      "r36",
      "r270",
      "r299",
      "r300",
      "r301",
      "r325",
      "r326",
      "r327",
      "r330",
      "r338",
      "r340",
      "r363",
      "r449",
      "r455",
      "r556",
      "r676",
      "r677",
      "r678",
      "r703",
      "r704",
      "r725",
      "r727",
      "r728",
      "r729",
      "r730",
      "r732",
      "r743",
      "r765",
      "r766",
      "r767",
      "r768",
      "r769",
      "r770",
      "r795",
      "r886",
      "r887",
      "r888",
      "r908",
      "r970"
     ]
    },
    "us-gaap_StatementLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StatementLineItems",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Statement [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r325",
      "r326",
      "r327",
      "r363",
      "r835",
      "r898",
      "r919",
      "r922",
      "r924",
      "r925",
      "r926",
      "r927",
      "r928",
      "r930",
      "r933",
      "r934",
      "r935",
      "r936",
      "r937",
      "r939",
      "r940",
      "r941",
      "r942",
      "r944",
      "r945",
      "r946",
      "r947",
      "r948",
      "r950",
      "r953",
      "r954",
      "r956",
      "r957",
      "r958",
      "r959",
      "r960",
      "r961",
      "r962",
      "r963",
      "r964",
      "r965",
      "r966",
      "r967",
      "r970",
      "r1050"
     ]
    },
    "us-gaap_StatementOfCashFlowsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StatementOfCashFlowsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Consolidated Statements of Cash Flows [Abstract]",
        "terseLabel": "Condensed Statements of Cash Flows [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementOfFinancialPositionAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StatementOfFinancialPositionAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Consolidated Statements of Financial Condition [Abstract]",
        "terseLabel": "Condensed Balance Sheet [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementOfStockholdersEquityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StatementOfStockholdersEquityAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Consolidated Statements of Changes in Stockholders' Equity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StatementTable",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Statement [Table]",
        "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed."
       }
      }
     },
     "auth_ref": [
      "r325",
      "r326",
      "r327",
      "r363",
      "r835",
      "r898",
      "r919",
      "r922",
      "r924",
      "r925",
      "r926",
      "r927",
      "r928",
      "r930",
      "r933",
      "r934",
      "r935",
      "r936",
      "r937",
      "r939",
      "r940",
      "r941",
      "r942",
      "r944",
      "r945",
      "r946",
      "r947",
      "r948",
      "r950",
      "r953",
      "r954",
      "r956",
      "r957",
      "r958",
      "r959",
      "r960",
      "r961",
      "r962",
      "r963",
      "r964",
      "r965",
      "r966",
      "r967",
      "r970",
      "r1050"
     ]
    },
    "us-gaap_StockIssuedDuringPeriodSharesAcquisitions": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockIssuedDuringPeriodSharesAcquisitions",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Shares issued (in shares)",
        "documentation": "Number of shares of stock issued during the period pursuant to acquisitions."
       }
      }
     },
     "auth_ref": [
      "r149",
      "r150",
      "r184"
     ]
    },
    "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Exercised during the year (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period",
        "documentation": "Number of share options (or share units) exercised during the current period."
       }
      }
     },
     "auth_ref": [
      "r22",
      "r149",
      "r150",
      "r184",
      "r653"
     ]
    },
    "us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockIssuedDuringPeriodValueConversionOfConvertibleSecurities",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Conversion of preferred shares to common shares",
        "documentation": "The gross value of stock issued during the period upon the conversion of convertible securities."
       }
      }
     },
     "auth_ref": [
      "r22",
      "r36",
      "r184"
     ]
    },
    "byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Value of stock issued during the period upon conversion of non-voting common shares into voting common shares.",
        "label": "Stock Issued During Period, Value, Conversion of Non-voting Common Shares into Voting Common Shares",
        "terseLabel": "Conversion of non-voting shares into voting shares"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Aggregate value of stock issued during the period as a result of employee stock ownership plan (ESOP), including prior year correction.",
        "label": "Stock Issued During Period, Value, Employee Stock Ownership Plan, Including Prior Year Correction",
        "verboseLabel": "Release of unearned ESOP shares"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StockRepurchasedDuringPeriodShares": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockRepurchasedDuringPeriodShares",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Shares purchased (in shares)",
        "documentation": "Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock."
       }
      }
     },
     "auth_ref": [
      "r22",
      "r149",
      "r150",
      "r184",
      "r903",
      "r970",
      "r987"
     ]
    },
    "us-gaap_StockTransactionsParentheticalDisclosuresAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockTransactionsParentheticalDisclosuresAbstract",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Private Placement [Abstract]",
        "label": "Stock Transactions, Parenthetical Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StockholdersEquity": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockholdersEquity",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 2.0
      },
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total Broadway Financial Corporation and Subsidiary stockholders' equity",
        "label": "Stockholders' equity",
        "documentation": "Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest."
       }
      }
     },
     "auth_ref": [
      "r150",
      "r153",
      "r154",
      "r169",
      "r932",
      "r949",
      "r971",
      "r972",
      "r1044",
      "r1057",
      "r1128",
      "r1166",
      "r1291",
      "r1321"
     ]
    },
    "us-gaap_StockholdersEquityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockholdersEquityAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Stockholders' equity:"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodEndLabel": "Balance",
        "periodStartLabel": "Balance",
        "label": "Equity, Including Portion Attributable to Noncontrolling Interest",
        "documentation": "Amount of equity (deficit) attributable to parent and noncontrolling interest. Excludes temporary equity."
       }
      }
     },
     "auth_ref": [
      "r116",
      "r117",
      "r122",
      "r270",
      "r271",
      "r300",
      "r325",
      "r326",
      "r327",
      "r330",
      "r338",
      "r449",
      "r455",
      "r556",
      "r676",
      "r677",
      "r678",
      "r703",
      "r704",
      "r725",
      "r727",
      "r728",
      "r729",
      "r730",
      "r732",
      "r743",
      "r765",
      "r766",
      "r770",
      "r795",
      "r887",
      "r888",
      "r906",
      "r932",
      "r949",
      "r971",
      "r972",
      "r989",
      "r1056",
      "r1128",
      "r1166",
      "r1291",
      "r1321"
     ]
    },
    "us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stockholders' equity [Abstract]",
        "label": "Equity, Including Portion Attributable to Noncontrolling Interest [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StockholdersEquityNoteAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockholdersEquityNoteAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Capital [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StockholdersEquityNoteDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockholdersEquityNoteDisclosureTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/Capital"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Capital",
        "label": "Equity [Text Block]",
        "documentation": "The entire disclosure for equity."
       }
      }
     },
     "auth_ref": [
      "r181",
      "r317",
      "r540",
      "r542",
      "r544",
      "r545",
      "r546",
      "r547",
      "r548",
      "r549",
      "r550",
      "r551",
      "r552",
      "r554",
      "r556",
      "r734",
      "r973",
      "r974",
      "r990"
     ]
    },
    "us-gaap_StockholdersEquityNoteStockSplitConversionRatio1": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockholdersEquityNoteStockSplitConversionRatio1",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails",
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Reverse stock split ratio",
        "terseLabel": "Reverse stock split ratio",
        "documentation": "Ratio applied to the conversion of stock split, for example but not limited to, one share converted to two or two shares converted to one."
       }
      }
     },
     "auth_ref": [
      "r28"
     ]
    },
    "us-gaap_StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "StockholdersEquityNumberOfSharesParValueAndOtherDisclosuresAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stockholders' Equity:",
        "label": "Stockholders' Equity, Number of Shares, Par Value and Other Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SubsequentEventMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SubsequentEventMember",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Subsequent Event [Member]",
        "documentation": "Identifies event that occurred after the balance sheet date but before financial statements are issued or available to be issued."
       }
      }
     },
     "auth_ref": [
      "r771",
      "r799"
     ]
    },
    "us-gaap_SubsequentEventTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SubsequentEventTypeAxis",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Subsequent Event Type [Axis]",
        "documentation": "Information by event that occurred after the balance sheet date but before financial statements are issued or available to be issued."
       }
      }
     },
     "auth_ref": [
      "r771",
      "r799"
     ]
    },
    "us-gaap_SubsequentEventTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SubsequentEventTypeDomain",
     "presentation": [
      "http://broadwayfed.com/role/BorrowingsDetails",
      "http://broadwayfed.com/role/NotesPayableDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Subsequent Event Type [Domain]",
        "documentation": "Event that occurred after the balance sheet date but before financial statements are issued or available to be issued."
       }
      }
     },
     "auth_ref": [
      "r771",
      "r799"
     ]
    },
    "us-gaap_SubsequentEventsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SubsequentEventsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Subsequent Events [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SubsequentEventsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SubsequentEventsTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/SubsequentEvents"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subsequent Events",
        "label": "Subsequent Events [Text Block]",
        "documentation": "The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business."
       }
      }
     },
     "auth_ref": [
      "r798",
      "r800"
     ]
    },
    "us-gaap_SubstandardMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SubstandardMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Substandard [Member]",
        "label": "Substandard [Member]",
        "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected."
       }
      }
     },
     "auth_ref": [
      "r78",
      "r1173"
     ]
    },
    "byfc_SupervisoryCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "SupervisoryCost",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Amount of expense associated with the supervision incurred during the current accounting period.",
        "label": "Supervisory Cost",
        "terseLabel": "Supervisory costs"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SupplementalCashFlowInformationAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "SupplementalCashFlowInformationAbstract",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Supplemental disclosures of cash flow information:",
        "label": "Supplemental Cash Flow Information [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_TaxCreditCarryforwardAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TaxCreditCarryforwardAmount",
     "crdr": "debit",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Tax credit carryforward",
        "documentation": "The amount of the tax credit carryforward, before tax effects, available to reduce future taxable income under enacted tax laws."
       }
      }
     },
     "auth_ref": [
      "r113"
     ]
    },
    "us-gaap_TaxCreditCarryforwardAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TaxCreditCarryforwardAxis",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Tax Credit Carryforward [Axis]",
        "documentation": "Information by specific tax credit related to an unused tax credit."
       }
      }
     },
     "auth_ref": [
      "r112"
     ]
    },
    "us-gaap_TaxCreditCarryforwardNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TaxCreditCarryforwardNameDomain",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Tax Credit Carryforward, Name [Domain]",
        "documentation": "The name of the tax credit carryforward."
       }
      }
     },
     "auth_ref": [
      "r112"
     ]
    },
    "us-gaap_TimeDepositMaturitiesAfterYearFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDepositMaturitiesAfterYearFive",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Thereafter",
        "label": "Time Deposit Maturities, after Year Five",
        "documentation": "Amount of time deposit maturing after fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "us-gaap_TimeDepositMaturitiesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDepositMaturitiesTableTextBlock",
     "presentation": [
      "http://broadwayfed.com/role/DepositsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Maturities of Certificates of Deposit",
        "label": "Time Deposit Maturities [Table Text Block]",
        "documentation": "Tabular disclosure of time deposit liability maturities."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDepositMaturitiesYearFive",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2028",
        "label": "Time Deposit Maturities, Year Five",
        "documentation": "Amount of time deposit maturing in fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearFour": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDepositMaturitiesYearFour",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2027",
        "label": "Time Deposit Maturities, Year Four",
        "documentation": "Amount of time deposit maturing in fourth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearOne": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDepositMaturitiesYearOne",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 0.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2024",
        "label": "Time Deposit Maturities, Year One",
        "documentation": "Amount of time deposit maturing in next fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearThree": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDepositMaturitiesYearThree",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2026",
        "label": "Time Deposit Maturities, Year Three",
        "documentation": "Amount of time deposit maturing in third fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearTwo": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDepositMaturitiesYearTwo",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2025",
        "label": "Time Deposit Maturities, Year Two",
        "documentation": "Amount of time deposit maturing in second fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "us-gaap_TimeDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDeposits",
     "crdr": "credit",
     "calculation": {
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails": {
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0,
       "order": 5.0
      },
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails",
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Certificates of deposit",
        "totalLabel": "Total",
        "label": "Time Deposits",
        "documentation": "Amount of time deposit liabilities, including certificates of deposit."
       }
      }
     },
     "auth_ref": [
      "r12",
      "r136"
     ]
    },
    "byfc_TimeDeposits250000OrMore": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "TimeDeposits250000OrMore",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The aggregate amount of domestic and foreign time deposit liabilities in denominations of $250,000 or more",
        "label": "Aggregate amount of certificates of deposits in denominations of $250,000 or more",
        "terseLabel": "Certificate of deposits in denominations of $250,000 or more"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDepositsAtOrAboveFDICInsuranceLimit",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/DepositsSummaryOfDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aggregate amount of certificates of deposits in excess of insured limits",
        "label": "Time Deposits, at or Above FDIC Insurance Limit",
        "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations that meet or exceed the Federal Deposit Insurance Corporation (FDIC) insurance limit."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "us-gaap_TimeDepositsByMaturityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TimeDepositsByMaturityAbstract",
     "presentation": [
      "http://broadwayfed.com/role/DepositsCertificateOfDepositMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Maturities of Certificates of Deposit [Abstract]",
        "label": "Time Deposits, Fiscal Year Maturity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "srt_TitleOfIndividualAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "TitleOfIndividualAxis",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Title of Individual [Axis]",
        "documentation": "Information by title of individual or nature of relationship to individual or group of individuals."
       }
      }
     },
     "auth_ref": [
      "r1140",
      "r1297"
     ]
    },
    "srt_TitleOfIndividualWithRelationshipToEntityDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2023",
     "localname": "TitleOfIndividualWithRelationshipToEntityDomain",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfCashFlows",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Relationship to Entity [Domain]",
        "documentation": "Title of individual, or nature of relationship to individual or group of individuals."
       }
      }
     },
     "auth_ref": []
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "TradingSymbol",
     "presentation": [
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails",
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Financial Instruments [Domain]",
        "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms."
       }
      }
     },
     "auth_ref": [
      "r411",
      "r412",
      "r413",
      "r414",
      "r415",
      "r416",
      "r417",
      "r419",
      "r420",
      "r421",
      "r422",
      "r423",
      "r424",
      "r425",
      "r426",
      "r427",
      "r428",
      "r429",
      "r430",
      "r431",
      "r432",
      "r433",
      "r434",
      "r435",
      "r436",
      "r437",
      "r438",
      "r439",
      "r440",
      "r441",
      "r538",
      "r553",
      "r733",
      "r801",
      "r802",
      "r803",
      "r804",
      "r805",
      "r806",
      "r807",
      "r808",
      "r809",
      "r810",
      "r811",
      "r812",
      "r813",
      "r814",
      "r818",
      "r819",
      "r820",
      "r821",
      "r822",
      "r823",
      "r824",
      "r825",
      "r826",
      "r827",
      "r828",
      "r829",
      "r830",
      "r831",
      "r832",
      "r833",
      "r879",
      "r1081",
      "r1082",
      "r1083",
      "r1084",
      "r1085",
      "r1086",
      "r1087",
      "r1162",
      "r1163",
      "r1164",
      "r1165"
     ]
    },
    "byfc_TravelExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "TravelExpense",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Expenses incurred for travel during the period.",
        "label": "Travel Expense",
        "terseLabel": "Travel expense"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_TreasuryStockCommonMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TreasuryStockCommonMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Treasury Stock [Member]",
        "documentation": "Previously issued common shares repurchased by the issuing entity and held in treasury."
       }
      }
     },
     "auth_ref": [
      "r98"
     ]
    },
    "us-gaap_TreasuryStockCommonShares": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TreasuryStockCommonShares",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Treasury stock, shares (in shares)",
        "documentation": "Number of previously issued common shares repurchased by the issuing entity and held in treasury."
       }
      }
     },
     "auth_ref": [
      "r98"
     ]
    },
    "us-gaap_TreasuryStockValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TreasuryStockValue",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": -1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Treasury stock-at cost, 327,228(1) shares at December 31, 2023 and at December 31, 2022",
        "label": "Treasury Stock, Value",
        "documentation": "The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury."
       }
      }
     },
     "auth_ref": [
      "r35",
      "r98",
      "r99"
     ]
    },
    "byfc_TroubledDebtRestructuringsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "TroubledDebtRestructuringsAbstract",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentTroubledDebtRestructuringsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Troubled Debt Restructurings [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_TwoThousandEighteenLtipMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "TwoThousandEighteenLtipMember",
     "presentation": [
      "http://broadwayfed.com/role/StockbasedCompensationStockAwardsToDirectorsAndRestrictedStockAwardsToEmployeesDetails",
      "http://broadwayfed.com/role/StockbasedCompensationSummaryOfPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents the entity's 2018 Long-Term Incentive Plan.",
        "label": "Two Thousand Eighteen Ltip [Member]",
        "terseLabel": "2018 LTIP [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_TypeOfAdoptionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "TypeOfAdoptionMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentActivityInAllowanceForCreditLossesOnLoansDetails",
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesAllowanceForCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Accounting Standards Update [Domain]",
        "documentation": "Amendment to accounting standards."
       }
      }
     },
     "auth_ref": [
      "r268",
      "r269",
      "r270",
      "r271",
      "r272",
      "r329",
      "r330",
      "r331",
      "r332",
      "r341",
      "r406",
      "r407",
      "r446",
      "r447",
      "r448",
      "r449",
      "r450",
      "r451",
      "r452",
      "r453",
      "r454",
      "r455",
      "r496",
      "r676",
      "r677",
      "r678",
      "r701",
      "r702",
      "r703",
      "r704",
      "r711",
      "r712",
      "r713",
      "r722",
      "r723",
      "r724",
      "r725",
      "r726",
      "r727",
      "r728",
      "r729",
      "r730",
      "r731",
      "r732",
      "r735",
      "r736",
      "r737",
      "r738",
      "r739",
      "r740",
      "r741",
      "r742",
      "r743",
      "r744",
      "r745",
      "r746",
      "r756",
      "r757",
      "r761",
      "r762",
      "r763",
      "r764",
      "r772",
      "r773",
      "r776",
      "r777",
      "r778",
      "r779",
      "r791",
      "r792",
      "r793",
      "r794",
      "r795",
      "r837",
      "r838",
      "r839",
      "r884",
      "r885",
      "r886",
      "r887",
      "r888",
      "r889",
      "r890",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895"
     ]
    },
    "us-gaap_USGovernmentAgenciesDebtSecuritiesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "USGovernmentAgenciesDebtSecuritiesMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Agency Debt [Member]",
        "label": "Federal Agency Debt [Member]",
        "documentation": "Debentures, notes, and other debt securities issued by US government agencies, for example, but not limited to, Government National Mortgage Association (GNMA or Ginnie Mae). Excludes US treasury securities and debt issued by government-sponsored Enterprises (GSEs), for example, but is not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB)."
       }
      }
     },
     "auth_ref": [
      "r1003",
      "r1027",
      "r1310"
     ]
    },
    "us-gaap_USTreasurySecuritiesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "USTreasurySecuritiesMember",
     "presentation": [
      "http://broadwayfed.com/role/FairValueAssetsMeasuredOnRecurringBasisDetails",
      "http://broadwayfed.com/role/SecuritiesAvailableforsaleInvestmentSecuritiesPortfoliosDetails",
      "http://broadwayfed.com/role/SecuritiesSecuritiesWithUnrealizedLossesSecuritiesPledgedAsCollateralAndHoldingsOfSecuritiesByOneIssuerInAmountGreaterThan10OfStockholdersEquityDetails",
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails",
      "http://broadwayfed.com/role/SecuritiesUnrealizedLossPositionDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "U.S. Treasuries [Member]",
        "label": "U.S. Treasuries [Member]",
        "documentation": "This category includes information about debt securities issued by the United States Department of the Treasury and backed by the United States government. Such securities primarily consist of treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years)."
       }
      }
     },
     "auth_ref": [
      "r1003",
      "r1027",
      "r1029",
      "r1310"
     ]
    },
    "us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails": {
       "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Less net income attributable to participating securities",
        "label": "Undistributed Earnings (Loss) Allocated to Participating Securities, Basic",
        "documentation": "Amount of undistributed earnings (loss) allocated to participating securities for the basic earnings (loss) per share or per unit calculation under the two-class method."
       }
      }
     },
     "auth_ref": [
      "r352",
      "r355",
      "r356"
     ]
    },
    "byfc_UnearnedESOPSharesCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "UnearnedESOPSharesCost",
     "crdr": "debit",
     "calculation": {
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": -1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cost of unearned shares that qualify as permanent equity that are held by an employee stock ownership plan (ESOP).",
        "label": "Unearned ESOP Shares, Cost",
        "negatedLabel": "Unearned Employee Stock Ownership Plan (ESOP) shares",
        "terseLabel": "Unearned ESOP shares"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_UnfundedConstructionLoansMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "UnfundedConstructionLoansMember",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Undisbursed funds of a construction loan credit facility.",
        "label": "Unfunded Construction Loans [Member]",
        "terseLabel": "Unfunded Construction Loans [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_UnlikelyToBeCollectedFinancingReceivableMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "UnlikelyToBeCollectedFinancingReceivableMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loss [Member]",
        "label": "Unlikely to be Collected Financing Receivable [Member]",
        "documentation": "Financing arrangement that represents a contractual right to receive money either on demand or on fixed or determinable dates that are considered uncollectible or of little value. Excludes no recovery or salvage value."
       }
      }
     },
     "auth_ref": [
      "r78",
      "r1173"
     ]
    },
    "us-gaap_UnrecognizedTaxBenefits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "UnrecognizedTaxBenefits",
     "crdr": "credit",
     "presentation": [
      "http://broadwayfed.com/role/IncomeTaxesNolAndTaxCreditCarryforwardsAndIncomeTaxUncertaintiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrecognized tax benefits",
        "label": "Unrecognized Tax Benefits",
        "documentation": "Amount of unrecognized tax benefits."
       }
      }
     },
     "auth_ref": [
      "r684",
      "r692"
     ]
    },
    "us-gaap_UnusedLinesOfCreditMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "UnusedLinesOfCreditMember",
     "presentation": [
      "http://broadwayfed.com/role/LoanCommitmentsAndOtherRelatedActivitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Unused Lines of Credit [Member]",
        "documentation": "The unused portion of a line of credit that is available to the borrower to withdrawn upon."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_UseOfEstimates": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "UseOfEstimates",
     "presentation": [
      "http://broadwayfed.com/role/SummaryOfSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Use of Estimates",
        "label": "Use of Estimates, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles."
       }
      }
     },
     "auth_ref": [
      "r66",
      "r67",
      "r68",
      "r239",
      "r240",
      "r243",
      "r244"
     ]
    },
    "byfc_VolumeWeightedAveragePrice": {
     "xbrltype": "durationItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "VolumeWeightedAveragePrice",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading day period after Company consummates its initial Business Combination to calculate the volume weighted average trading price of shares, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.",
        "label": "Volume Weighted Average Price",
        "terseLabel": "Period for volume weighted average price"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_VotingClassACommonStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "VotingClassACommonStockMember",
     "presentation": [
      "http://broadwayfed.com/role/CapitalDetails",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialConditionParenthetical",
      "http://broadwayfed.com/role/DocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Common stock securities classified as A that empower a holder to vote on corporate resolutions or the election of directors.",
        "label": "Voting Class A Common Stock [Member]",
        "verboseLabel": "Class A Voting Common Stock [Member]",
        "terseLabel": "Voting Class A Common Stock [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_VotingCommonStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "VotingCommonStockMember",
     "presentation": [
      "http://broadwayfed.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity",
      "http://broadwayfed.com/role/ConsolidatedStatementsOfFinancialCondition"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Common stock securities that empower a holder to vote on corporate resolutions or the election of directors.",
        "label": "Voting Common Stock [Member]",
        "terseLabel": "Common Stock Voting [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "byfc_WatchMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "WatchMember",
     "presentation": [
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentCreditQualityIndicatorsDetails",
      "http://broadwayfed.com/role/LoansReceivableHeldForInvestmentInternalRiskGradingAndByYearOfOriginationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Represents loans that exhibit weaknesses that could threaten the current net worth and paying capacity of the obligors. A watch rating is used when a material deficiency exists but correction is anticipated within an acceptable time frame.",
        "label": "Watch [Member]",
        "terseLabel": "Watch [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "WeightedAverageNumberOfDilutedSharesOutstanding",
     "calculation": {
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Weighted average common shares outstanding for diluted earnings per common share (in shares)",
        "label": "Weighted Average Number of Shares Outstanding, Diluted",
        "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period."
       }
      }
     },
     "auth_ref": [
      "r345",
      "r358"
     ]
    },
    "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2023",
     "localname": "WeightedAverageNumberOfSharesOutstandingBasic",
     "calculation": {
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails": {
       "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://broadwayfed.com/role/EarningsPerCommonShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Weighted average common shares outstanding for basic earnings per common share (in shares)",
        "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period."
       }
      }
     },
     "auth_ref": [
      "r343",
      "r358"
     ]
    },
    "byfc_WeightedAverageRateOnRepurchaseAgreements": {
     "xbrltype": "percentItemType",
     "nsuri": "http://broadwayfed.com/20231231",
     "localname": "WeightedAverageRateOnRepurchaseAgreements",
     "presentation": [
      "http://broadwayfed.com/role/SecuritiesSoldUnderAgreementsToRepurchaseDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Percentage of weighted average rate of repurchase agreements.",
        "label": "Weighted Average Rate on Repurchase Agreements",
        "terseLabel": "Weighted average rate on repurchase agreements"
       }
      }
     },
     "auth_ref": []
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "25",
   "Paragraph": "1",
   "SubTopic": "20",
   "Topic": "940",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481913/940-20-25-1"
  },
  "r1": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "SubTopic": "230",
   "Topic": "830",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481877/830-230-45-1"
  },
  "r2": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10A",
   "SubTopic": "10",
   "Topic": "220",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A"
  },
  "r3": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "14",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14"
  },
  "r4": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "SubTopic": "405",
   "Topic": "942",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481071/942-405-45-2"
  },
  "r5": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "SubTopic": "10",
   "Topic": "810",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-20"
  },
  "r6": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28"
  },
  "r7": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Subparagraph": "(b)",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28"
  },
  "r8": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "10",
   "Topic": "360",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1"
  },
  "r9": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "10",
   "Topic": "470",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-1"
  },
  "r10": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "20",
   "Topic": "715",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r11": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "30",
   "Topic": "715",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481097/715-30-50-1"
  },
  "r12": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "405",
   "Topic": "942",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481047/942-405-50-1"
  },
  "r13": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "60",
   "Topic": "715",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480266/715-60-50-1"
  },
  "r14": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11B",
   "Subparagraph": "(c)(1)",
   "SubTopic": "10",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B"
  },
  "r15": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11B",
   "Subparagraph": "(c)(3)",
   "SubTopic": "10",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B"
  },
  "r16": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11B",
   "Subparagraph": "(c)(4)",
   "SubTopic": "10",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B"
  },
  "r17": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11B",
   "Subparagraph": "(g)",
   "SubTopic": "10",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B"
  },
  "r18": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "15",
   "Subparagraph": "(e)",
   "SubTopic": "10",
   "Topic": "740",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-15"
  },
  "r19": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(c)(3)",
   "SubTopic": "10",
   "Topic": "810",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A"
  },
  "r20": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(c),(3)",
   "SubTopic": "10",
   "Topic": "810",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A"
  },
  "r21": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(d)",
   "SubTopic": "10",
   "Topic": "810",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A"
  },
  "r22": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "SubTopic": "10",
   "Topic": "505",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2"
  },
  "r23": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "SubTopic": "80",
   "Topic": "715",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-2"
  },
  "r24": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "SubTopic": "10",
   "Topic": "718",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r25": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)",
   "SubTopic": "10",
   "Topic": "718",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r26": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6A",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "820",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A"
  },
  "r27": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(22))",
   "SubTopic": "10",
   "Topic": "210",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r28": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "4",
   "Subparagraph": "(SAB TOPIC 4.C)",
   "SubTopic": "10",
   "Topic": "505",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-4"
  },
  "r29": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.19(b),22(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r30": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.19,20,22)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r31": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.19-26)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r32": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.22 (b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r33": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.22(a)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r34": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.22)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r35": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.29,30)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r36": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.29-31)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r37": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.3,4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r38": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "210",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.31)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r39": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "220",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14"
  },
  "r40": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "220",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "14A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A"
  },
  "r41": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "220",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-5"
  },
  "r42": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "12",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12"
  },
  "r43": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "12",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12"
  },
  "r44": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "13",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13"
  },
  "r45": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "13",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13"
  },
  "r46": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "14",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14"
  },
  "r47": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "15",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15"
  },
  "r48": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "15",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15"
  },
  "r49": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-4"
  },
  "r50": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-8"
  },
  "r51": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-9"
  },
  "r52": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-1"
  },
  "r53": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2"
  },
  "r54": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "250",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1"
  },
  "r55": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "250",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3"
  },
  "r56": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "260",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1"
  },
  "r57": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "260",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-2"
  },
  "r58": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "270",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482989/270-10-45-12"
  },
  "r59": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "270",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482989/270-10-45-13"
  },
  "r60": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "272",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482987/272-10-50-3"
  },
  "r61": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "16",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-16"
  },
  "r62": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "18",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-18"
  },
  "r63": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-18"
  },
  "r64": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "20",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-20"
  },
  "r65": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "21",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-21"
  },
  "r66": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-4"
  },
  "r67": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-8"
  },
  "r68": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-9"
  },
  "r69": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//310-10/tableOfContent"
  },
  "r70": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B"
  },
  "r71": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "14A",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-14A"
  },
  "r72": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "15",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15"
  },
  "r73": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "15",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15"
  },
  "r74": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "15",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15"
  },
  "r75": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "15",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15"
  },
  "r76": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "15",
   "Subparagraph": "(c)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15"
  },
  "r77": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "17",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-17"
  },
  "r78": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "29",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-29"
  },
  "r79": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7"
  },
  "r80": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7"
  },
  "r81": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "7A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A"
  },
  "r82": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-9"
  },
  "r83": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "350",
   "SubTopic": "20",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1"
  },
  "r84": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "350",
   "SubTopic": "30",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482686/350-30-45-2"
  },
  "r85": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "350",
   "SubTopic": "30",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1"
  },
  "r86": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "350",
   "SubTopic": "30",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2"
  },
  "r87": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "350",
   "SubTopic": "30",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2"
  },
  "r88": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "360",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1"
  },
  "r89": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "360",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1"
  },
  "r90": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "460",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "8",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482425/460-10-50-8"
  },
  "r91": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "480",
   "SubTopic": "10",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(CFRR 211.02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480244/480-10-S99-1"
  },
  "r92": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481142/505-10-45-2"
  },
  "r93": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-10"
  },
  "r94": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-3"
  },
  "r95": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-4"
  },
  "r96": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-5"
  },
  "r97": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-8"
  },
  "r98": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "30",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481549/505-30-45-1"
  },
  "r99": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "30",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481520/505-30-50-4"
  },
  "r100": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "715",
   "SubTopic": "70",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480794/715-70-50-1"
  },
  "r101": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r102": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r103": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(i)-(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r104": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r105": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r106": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "40",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1"
  },
  "r107": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "40",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1"
  },
  "r108": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "40",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1"
  },
  "r109": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "40",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1"
  },
  "r110": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "40",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1"
  },
  "r111": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "40",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1"
  },
  "r112": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "740",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-3"
  },
  "r113": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "740",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-3"
  },
  "r114": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "740",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-8"
  },
  "r115": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "805",
   "SubTopic": "10",
   "Section": "05",
   "Paragraph": "4",
   "Subparagraph": "(a)-(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479515/805-10-05-4"
  },
  "r116": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "15",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-15"
  },
  "r117": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "16",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-16"
  },
  "r118": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1"
  },
  "r119": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2AA",
   "Subparagraph": "a",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-2AA"
  },
  "r120": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-4"
  },
  "r121": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "5A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-5A"
  },
  "r122": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "55",
   "Paragraph": "4I",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481175/810-10-55-4I"
  },
  "r123": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "55",
   "Paragraph": "4J",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481175/810-10-55-4J"
  },
  "r124": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "55",
   "Paragraph": "4M",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481175/810-10-55-4M"
  },
  "r125": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "820",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2"
  },
  "r126": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "825",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-11"
  },
  "r127": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "825",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-12"
  },
  "r128": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "825",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "20",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-20"
  },
  "r129": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "825",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "21",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-21"
  },
  "r130": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "835",
   "SubTopic": "30",
   "Section": "45",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-1A"
  },
  "r131": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "835",
   "SubTopic": "30",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-2"
  },
  "r132": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "835",
   "SubTopic": "30",
   "Section": "45",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-3"
  },
  "r133": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "835",
   "SubTopic": "30",
   "Section": "55",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482949/835-30-55-8"
  },
  "r134": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "940",
   "SubTopic": "320",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481961/940-320-45-2"
  },
  "r135": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "210",
   "Section": "45",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481309/942-210-45-4"
  },
  "r136": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "210",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03.12)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r137": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "210",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03.13(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r138": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "210",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03.13(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r139": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "210",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03.2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r140": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "230",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1"
  },
  "r141": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "320",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-5"
  },
  "r142": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "470",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-1"
  },
  "r143": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "470",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3"
  },
  "r144": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "825",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480981/942-825-50-1"
  },
  "r145": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(19))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r146": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(20))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r147": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(26)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r148": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(26)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r149": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(28))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r150": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(29))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r151": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(30)(a)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r152": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(30)(a)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r153": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(30))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r154": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(31))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r155": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(32))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r156": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483466/210-20-50-3"
  },
  "r157": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483466/210-20-50-4"
  },
  "r158": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11"
  },
  "r159": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-03(1)(e))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-1"
  },
  "r160": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(10))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2"
  },
  "r161": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(20))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2"
  },
  "r162": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03.4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2"
  },
  "r163": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03.6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2"
  },
  "r164": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "13",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13"
  },
  "r165": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24"
  },
  "r166": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25"
  },
  "r167": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28"
  },
  "r168": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "235",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//235/tableOfContent"
  },
  "r169": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SAB Topic 4.E)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-2"
  },
  "r170": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-1"
  },
  "r171": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "310",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481746/310-40-50-1"
  },
  "r172": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "310",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481746/310-40-50-4"
  },
  "r173": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "350",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//350/tableOfContent"
  },
  "r174": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1"
  },
  "r175": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2"
  },
  "r176": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2"
  },
  "r177": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "360",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//360/tableOfContent"
  },
  "r178": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "360",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1"
  },
  "r179": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "440",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//440/tableOfContent"
  },
  "r180": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "470",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//470/tableOfContent"
  },
  "r181": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "505",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//505/tableOfContent"
  },
  "r182": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-6"
  },
  "r183": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-7"
  },
  "r184": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.3-04)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1"
  },
  "r185": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "710",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//710/tableOfContent"
  },
  "r186": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "712",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//712/tableOfContent"
  },
  "r187": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "715",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//715/tableOfContent"
  },
  "r188": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "718",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//718/tableOfContent"
  },
  "r189": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "718",
   "SubTopic": "10",
   "Subparagraph": "(e)(1)",
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Section": "50",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r190": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Paragraph": "12",
   "Section": "50",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12"
  },
  "r191": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Section": "50",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2"
  },
  "r192": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Paragraph": "9",
   "Section": "50",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9"
  },
  "r193": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "19",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-19"
  },
  "r194": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A"
  },
  "r195": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2"
  },
  "r196": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-10"
  },
  "r197": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "21",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-21"
  },
  "r198": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "860",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//860/tableOfContent"
  },
  "r199": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "940",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//940-320/tableOfContent"
  },
  "r200": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r201": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(10))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r202": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(11))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r203": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(13))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r204": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(15)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r205": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(16))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r206": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(22))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r207": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(23))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r208": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03.13(3)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r209": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03.13,16)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r210": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(13))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r211": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(15))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r212": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(22))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r213": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r214": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.1-5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r215": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.10)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r216": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.12)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r217": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.13)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r218": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.14(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r219": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.14)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r220": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r221": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r222": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.7,8)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r223": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04.9)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r224": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "230",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1"
  },
  "r225": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//942-320/tableOfContent"
  },
  "r226": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "325",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481026/942-325-45-1"
  },
  "r227": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "470",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480876/942-470-45-1"
  },
  "r228": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//946-320/tableOfContent"
  },
  "r229": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11B",
   "Subparagraph": "(b)",
   "SubTopic": "10",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B"
  },
  "r230": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "15",
   "Subparagraph": "(b)",
   "SubTopic": "10",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15"
  },
  "r231": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "SubTopic": "10",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-6"
  },
  "r232": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6"
  },
  "r233": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6"
  },
  "r234": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6"
  },
  "r235": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-7"
  },
  "r236": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "840",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481161/840-30-50-1"
  },
  "r237": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "SubTopic": "20",
   "Topic": "740",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482659/740-20-45-2"
  },
  "r238": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "10",
   "Topic": "810",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1"
  },
  "r239": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1"
  },
  "r240": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1"
  },
  "r241": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1"
  },
  "r242": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "SubTopic": "360",
   "Topic": "958",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-1"
  },
  "r243": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-11"
  },
  "r244": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-12"
  },
  "r245": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "SubTopic": "360",
   "Topic": "958",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-6"
  },
  "r246": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "SubTopic": "360",
   "Topic": "958",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-7"
  },
  "r247": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(b)",
   "SubTopic": "10",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7"
  },
  "r248": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7A",
   "SubTopic": "10",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A"
  },
  "r249": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(h))",
   "SubTopic": "10",
   "Topic": "235",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r250": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02.22(a)(2))",
   "SubTopic": "10",
   "Topic": "210",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r251": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Topic": "606",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//606/tableOfContent"
  },
  "r252": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "(a)",
   "Publisher": "SEC"
  },
  "r253": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1403",
   "Paragraph": "(b)",
   "Publisher": "SEC"
  },
  "r254": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1404",
   "Paragraph": "(a)",
   "Publisher": "SEC"
  },
  "r255": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1404",
   "Paragraph": "(b)",
   "Publisher": "SEC"
  },
  "r256": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "(a)",
   "Subparagraph": "(1)",
   "Publisher": "SEC"
  },
  "r257": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "(a)",
   "Subparagraph": "(2)",
   "Publisher": "SEC"
  },
  "r258": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "(a)",
   "Subparagraph": "(3)",
   "Publisher": "SEC"
  },
  "r259": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "(a)",
   "Subparagraph": "(4)",
   "Publisher": "SEC"
  },
  "r260": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "(c)",
   "Publisher": "SEC"
  },
  "r261": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "c",
   "Publisher": "SEC"
  },
  "r262": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(e)",
   "Publisher": "SEC"
  },
  "r263": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Publisher": "SEC"
  },
  "r264": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "04",
   "Paragraph": "(a)",
   "Publisher": "SEC"
  },
  "r265": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "04",
   "Paragraph": "a",
   "Publisher": "SEC"
  },
  "r266": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "28",
   "Footnote": "4",
   "Publisher": "SEC"
  },
  "r267": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "4",
   "Subsection": "08",
   "Paragraph": "(m)",
   "Subparagraph": "(1)(iii)",
   "Publisher": "SEC"
  },
  "r268": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "105",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6"
  },
  "r269": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "105",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6"
  },
  "r270": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "105",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6"
  },
  "r271": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "105",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6"
  },
  "r272": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "105",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6"
  },
  "r273": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "205",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.5-04(Schedule I))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480922/205-10-S99-6"
  },
  "r274": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "205",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-7"
  },
  "r275": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r276": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(13))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r277": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(14))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r278": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(15))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r279": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(16))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r280": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(17))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r281": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(18))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r282": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(27)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r283": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(28))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r284": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(29))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r285": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(3)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r286": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(30)(a)(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r287": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r288": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483466/210-20-50-3"
  },
  "r289": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-10"
  },
  "r290": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-12"
  },
  "r291": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10A",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A"
  },
  "r292": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11"
  },
  "r293": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A"
  },
  "r294": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1A",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A"
  },
  "r295": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1A",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A"
  },
  "r296": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B"
  },
  "r297": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B"
  },
  "r298": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-1"
  },
  "r299": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4"
  },
  "r300": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5"
  },
  "r301": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6"
  },
  "r302": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(210.5-03(11))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2"
  },
  "r303": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(24))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2"
  },
  "r304": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(25))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2"
  },
  "r305": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5",
   "Subparagraph": "(SAB Topic 6.B)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-5"
  },
  "r306": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-11"
  },
  "r307": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "12",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12"
  },
  "r308": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "17",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-17"
  },
  "r309": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-2"
  },
  "r310": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24"
  },
  "r311": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25"
  },
  "r312": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2"
  },
  "r313": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-8"
  },
  "r314": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-1"
  },
  "r315": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(c))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r316": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r317": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(e)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r318": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(g)(1)(ii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r319": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(h)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r320": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r321": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r322": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(iii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r323": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(2)(ii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r324": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-04(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3"
  },
  "r325": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "23",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23"
  },
  "r326": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24"
  },
  "r327": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5"
  },
  "r328": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-6"
  },
  "r329": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1"
  },
  "r330": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1"
  },
  "r331": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1"
  },
  "r332": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1"
  },
  "r333": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11"
  },
  "r334": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11"
  },
  "r335": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3"
  },
  "r336": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-4"
  },
  "r337": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7"
  },
  "r338": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7"
  },
  "r339": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-8"
  },
  "r340": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-9"
  },
  "r341": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5",
   "Subparagraph": "(SAB Topic 11.M.Q2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480530/250-10-S99-5"
  },
  "r342": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//260/tableOfContent"
  },
  "r343": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-10"
  },
  "r344": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-11"
  },
  "r345": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "16",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-16"
  },
  "r346": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-2"
  },
  "r347": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "22",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-22"
  },
  "r348": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "23",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-23"
  },
  "r349": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-28A"
  },
  "r350": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-3"
  },
  "r351": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "60B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B"
  },
  "r352": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "60B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B"
  },
  "r353": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "60B",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B"
  },
  "r354": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "60B",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B"
  },
  "r355": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "65",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-65"
  },
  "r356": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "66",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-66"
  },
  "r357": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-7"
  },
  "r358": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1"
  },
  "r359": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1"
  },
  "r360": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-2"
  },
  "r361": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-3"
  },
  "r362": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "15",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-15"
  },
  "r363": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "272",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483014/272-10-45-1"
  },
  "r364": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "272",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482987/272-10-50-1"
  },
  "r365": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "272",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482987/272-10-50-3"
  },
  "r366": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22"
  },
  "r367": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22"
  },
  "r368": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22"
  },
  "r369": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22"
  },
  "r370": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22"
  },
  "r371": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22"
  },
  "r372": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29"
  },
  "r373": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29"
  },
  "r374": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29"
  },
  "r375": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29"
  },
  "r376": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29"
  },
  "r377": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29"
  },
  "r378": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "30",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30"
  },
  "r379": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "30",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30"
  },
  "r380": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "30",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30"
  },
  "r381": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32"
  },
  "r382": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32"
  },
  "r383": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32"
  },
  "r384": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32"
  },
  "r385": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32"
  },
  "r386": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "40",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-40"
  },
  "r387": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "41",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-41"
  },
  "r388": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-42"
  },
  "r389": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//310-10/tableOfContent"
  },
  "r390": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-2"
  },
  "r391": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-1"
  },
  "r392": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11C",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11C"
  },
  "r393": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11C",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11C"
  },
  "r394": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-2"
  },
  "r395": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-3"
  },
  "r396": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "33",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-33"
  },
  "r397": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "34",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-34"
  },
  "r398": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-4"
  },
  "r399": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42"
  },
  "r400": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42"
  },
  "r401": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42"
  },
  "r402": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "44",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44"
  },
  "r403": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "44",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44"
  },
  "r404": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//310-20/tableOfContent"
  },
  "r405": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481598/310-20-45-1"
  },
  "r406": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2"
  },
  "r407": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2"
  },
  "r408": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//320/tableOfContent"
  },
  "r409": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11"
  },
  "r410": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-10"
  },
  "r411": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r412": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r413": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(aa)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r414": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(aaa)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r415": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r416": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r417": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r418": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2A"
  },
  "r419": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r420": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r421": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r422": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r423": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r424": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r425": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r426": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(aaa)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r427": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r428": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r429": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r430": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r431": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r432": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r433": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r434": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A"
  },
  "r435": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5A",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A"
  },
  "r436": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5A",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A"
  },
  "r437": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B"
  },
  "r438": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B"
  },
  "r439": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B"
  },
  "r440": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B"
  },
  "r441": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B"
  },
  "r442": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9"
  },
  "r443": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9"
  },
  "r444": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "323",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3"
  },
  "r445": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-1"
  },
  "r446": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4"
  },
  "r447": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4"
  },
  "r448": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4"
  },
  "r449": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4"
  },
  "r450": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(e)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4"
  },
  "r451": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(e)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4"
  },
  "r452": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5"
  },
  "r453": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5"
  },
  "r454": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5"
  },
  "r455": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5"
  },
  "r456": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1"
  },
  "r457": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-2"
  },
  "r458": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-11"
  },
  "r459": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13"
  },
  "r460": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13"
  },
  "r461": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13"
  },
  "r462": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13"
  },
  "r463": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13"
  },
  "r464": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13"
  },
  "r465": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14"
  },
  "r466": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16"
  },
  "r467": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16"
  },
  "r468": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16"
  },
  "r469": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "19",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-19"
  },
  "r470": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "21",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-21"
  },
  "r471": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5"
  },
  "r472": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5"
  },
  "r473": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-6"
  },
  "r474": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479130/326-30-45-1"
  },
  "r475": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-10"
  },
  "r476": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-3A"
  },
  "r477": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-3B"
  },
  "r478": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4"
  },
  "r479": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4"
  },
  "r480": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4"
  },
  "r481": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-5"
  },
  "r482": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-7"
  },
  "r483": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9"
  },
  "r484": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9"
  },
  "r485": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9"
  },
  "r486": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482598/350-20-45-1"
  },
  "r487": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482598/350-20-45-2"
  },
  "r488": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1"
  },
  "r489": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1"
  },
  "r490": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-2"
  },
  "r491": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1"
  },
  "r492": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1"
  },
  "r493": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1"
  },
  "r494": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2"
  },
  "r495": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2"
  },
  "r496": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "405",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147477123/405-50-65-1"
  },
  "r497": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "440",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4"
  },
  "r498": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "440",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4"
  },
  "r499": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "450",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-4"
  },
  "r500": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "450",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9"
  },
  "r501": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "450",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 5.Y.Q2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1"
  },
  "r502": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "450",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 5.Y.Q4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1"
  },
  "r503": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "460",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482454/460-10-45-1"
  },
  "r504": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A"
  },
  "r505": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A"
  },
  "r506": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(iv))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A"
  },
  "r507": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A"
  },
  "r508": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B"
  },
  "r509": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B"
  },
  "r510": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B"
  },
  "r511": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(iv))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B"
  },
  "r512": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B"
  },
  "r513": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r514": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r515": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r516": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r517": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r518": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r519": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r520": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r521": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r522": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1C",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1C"
  },
  "r523": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1C",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1C"
  },
  "r524": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1C",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1C"
  },
  "r525": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1D",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D"
  },
  "r526": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1D",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D"
  },
  "r527": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1D",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D"
  },
  "r528": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1E",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E"
  },
  "r529": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1E",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E"
  },
  "r530": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1E",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E"
  },
  "r531": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1E",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E"
  },
  "r532": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F"
  },
  "r533": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F"
  },
  "r534": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F"
  },
  "r535": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F"
  },
  "r536": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1I",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I"
  },
  "r537": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1I",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I"
  },
  "r538": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1I",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I"
  },
  "r539": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1I",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I"
  },
  "r540": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13"
  },
  "r541": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13"
  },
  "r542": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13"
  },
  "r543": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13"
  },
  "r544": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13"
  },
  "r545": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13"
  },
  "r546": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13"
  },
  "r547": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-14"
  },
  "r548": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-14"
  },
  "r549": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-14"
  },
  "r550": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-16"
  },
  "r551": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18"
  },
  "r552": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18"
  },
  "r553": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18"
  },
  "r554": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18"
  },
  "r555": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2"
  },
  "r556": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.3-04)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1"
  },
  "r557": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "17",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-17"
  },
  "r558": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-18"
  },
  "r559": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-18"
  },
  "r560": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "19",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-19"
  },
  "r561": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "20",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-20"
  },
  "r562": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "20",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-20"
  },
  "r563": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "20",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-20"
  },
  "r564": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "20",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-20"
  },
  "r565": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-4"
  },
  "r566": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5"
  },
  "r567": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480535/715-20-45-2"
  },
  "r568": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r569": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r570": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(10)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r571": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r572": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r573": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r574": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r575": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r576": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r577": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(8)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r578": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(9)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r579": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r580": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r581": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r582": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r583": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r584": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r585": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r586": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r587": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(8)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r588": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r589": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r590": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r591": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r592": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r593": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)(A)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r594": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)(B)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r595": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)(C)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r596": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r597": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r598": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r599": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r600": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r601": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r602": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r603": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r604": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r605": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r606": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r607": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r608": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r609": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(j)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r610": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(k)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r611": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(k)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r612": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(k)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r613": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(n)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r614": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(q)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r615": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-2"
  },
  "r616": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r617": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r618": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r619": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r620": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r621": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r622": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r623": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r624": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r625": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-8"
  },
  "r626": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "70",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480794/715-70-50-1"
  },
  "r627": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480606/715-80-35-1"
  },
  "r628": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11"
  },
  "r629": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5"
  },
  "r630": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5"
  },
  "r631": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5"
  },
  "r632": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5"
  },
  "r633": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(e)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5"
  },
  "r634": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5"
  },
  "r635": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5"
  },
  "r636": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5"
  },
  "r637": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5"
  },
  "r638": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-9"
  },
  "r639": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//718/tableOfContent"
  },
  "r640": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "1D",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480483/718-10-35-1D"
  },
  "r641": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480483/718-10-35-3"
  },
  "r642": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480454/718-10-45-1"
  },
  "r643": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r644": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r645": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r646": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r647": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r648": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r649": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r650": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r651": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r652": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r653": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r654": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r655": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(04)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r656": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r657": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r658": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r659": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r660": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r661": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r662": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r663": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r664": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r665": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r666": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r667": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r668": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r669": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r670": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r671": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r672": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(v)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r673": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(h)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r674": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(h)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r675": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(l)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r676": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "15",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15"
  },
  "r677": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "15",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15"
  },
  "r678": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "15",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15"
  },
  "r679": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 14.C.Q3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1"
  },
  "r680": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 14.D.1.Q5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1"
  },
  "r681": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 14.D.2.Q6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1"
  },
  "r682": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 14.D.3.Q2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1"
  },
  "r683": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//740/tableOfContent"
  },
  "r684": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-10B"
  },
  "r685": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-25"
  },
  "r686": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-28"
  },
  "r687": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-4"
  },
  "r688": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-6"
  },
  "r689": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-10"
  },
  "r690": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12"
  },
  "r691": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-14"
  },
  "r692": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "15A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-15A"
  },
  "r693": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "17",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-17"
  },
  "r694": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "19",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-19"
  },
  "r695": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2"
  },
  "r696": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2"
  },
  "r697": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2"
  },
  "r698": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "20",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-20"
  },
  "r699": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "21",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-21"
  },
  "r700": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9"
  },
  "r701": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8"
  },
  "r702": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8"
  },
  "r703": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8"
  },
  "r704": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(d)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8"
  },
  "r705": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB TOPIC 6.I.5.Q1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1"
  },
  "r706": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB TOPIC 6.I.7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1"
  },
  "r707": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 6.I.Fact.4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1"
  },
  "r708": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SAB Topic 11.C)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-2"
  },
  "r709": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "270",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482526/740-270-50-1"
  },
  "r710": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482603/740-30-50-2"
  },
  "r711": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "805",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3"
  },
  "r712": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "805",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3"
  },
  "r713": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "805",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "3",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3"
  },
  "r714": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "19",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-19"
  },
  "r715": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25"
  },
  "r716": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25"
  },
  "r717": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A"
  },
  "r718": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A"
  },
  "r719": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(bb)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3"
  },
  "r720": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3"
  },
  "r721": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4K",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4K"
  },
  "r722": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r723": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r724": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r725": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r726": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r727": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(h)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r728": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(h)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r729": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(h)(1)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r730": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(h)(1)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r731": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(i)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r732": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(i)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6"
  },
  "r733": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480237/815-40-50-5"
  },
  "r734": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480237/815-40-50-6"
  },
  "r735": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r736": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r737": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r738": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r739": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r740": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r741": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r742": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r743": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(e)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r744": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(e)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r745": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r746": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-2"
  },
  "r747": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2"
  },
  "r748": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2"
  },
  "r749": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2"
  },
  "r750": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(bbb)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2"
  },
  "r751": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(bbb)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2"
  },
  "r752": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-3"
  },
  "r753": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A"
  },
  "r754": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B"
  },
  "r755": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6B",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B"
  },
  "r756": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "13",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13"
  },
  "r757": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "13",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13"
  },
  "r758": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482736/825-10-45-2"
  },
  "r759": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-10"
  },
  "r760": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "28",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28"
  },
  "r761": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6"
  },
  "r762": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6"
  },
  "r763": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6"
  },
  "r764": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6"
  },
  "r765": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "17",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-17"
  },
  "r766": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20"
  },
  "r767": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20"
  },
  "r768": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20"
  },
  "r769": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20"
  },
  "r770": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-1"
  },
  "r771": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-2"
  },
  "r772": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "832",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1"
  },
  "r773": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "832",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1"
  },
  "r774": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "835",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483013/835-20-50-1"
  },
  "r775": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "835",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482900/835-30-50-1"
  },
  "r776": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5"
  },
  "r777": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5"
  },
  "r778": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5"
  },
  "r779": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5"
  },
  "r780": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//842-20/tableOfContent"
  },
  "r781": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-1"
  },
  "r782": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-1"
  },
  "r783": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-2"
  },
  "r784": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "5",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-5"
  },
  "r785": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-1"
  },
  "r786": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(g)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4"
  },
  "r787": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(g)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4"
  },
  "r788": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(g)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4"
  },
  "r789": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(g)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4"
  },
  "r790": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-6"
  },
  "r791": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2"
  },
  "r792": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2"
  },
  "r793": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2"
  },
  "r794": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)(iii)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2"
  },
  "r795": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)(iii)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2"
  },
  "r796": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3"
  },
  "r797": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "852",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481435/852-10-45-14"
  },
  "r798": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "855",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//855/tableOfContent"
  },
  "r799": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "855",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483399/855-10-50-2"
  },
  "r800": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "855",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483399/855-10-50-2"
  },
  "r801": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r802": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r803": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r804": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(bb)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r805": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(bb)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r806": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(bb)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r807": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r808": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r809": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r810": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4"
  },
  "r811": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4"
  },
  "r812": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4"
  },
  "r813": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4"
  },
  "r814": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481444/860-30-45-1"
  },
  "r815": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(b)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A"
  },
  "r816": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(b)(1)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A"
  },
  "r817": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A"
  },
  "r818": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-7"
  },
  "r819": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3"
  },
  "r820": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3"
  },
  "r821": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3"
  },
  "r822": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(4)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3"
  },
  "r823": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r824": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r825": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r826": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r827": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r828": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r829": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r830": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r831": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(e)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r832": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r833": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(e)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4"
  },
  "r834": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "910",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482546/910-10-50-6"
  },
  "r835": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "924",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 11.L)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479941/924-10-S99-1"
  },
  "r836": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "926",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483154/926-20-50-5"
  },
  "r837": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "926",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2"
  },
  "r838": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "926",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2"
  },
  "r839": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "926",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2"
  },
  "r840": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "928",
   "SubTopic": "340",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483147/928-340-50-1"
  },
  "r841": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(10)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r842": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r843": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(11))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r844": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(26))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r845": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(27))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1"
  },
  "r846": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "230",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1"
  },
  "r847": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "235",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-05(b)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479557/942-235-S99-1"
  },
  "r848": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A"
  },
  "r849": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3A",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A"
  },
  "r850": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3A",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A"
  },
  "r851": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3A",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A"
  },
  "r852": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "360",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480842/942-360-50-1"
  },
  "r853": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1"
  },
  "r854": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1"
  },
  "r855": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1"
  },
  "r856": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1"
  },
  "r857": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1"
  },
  "r858": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1"
  },
  "r859": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1A"
  },
  "r860": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1B"
  },
  "r861": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1D",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1D"
  },
  "r862": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1F"
  },
  "r863": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r864": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(10))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r865": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(12))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r866": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(21))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r867": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(22))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r868": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r869": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r870": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(24))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r871": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(25))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r872": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(8)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r873": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(8)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r874": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(8))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r875": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(11))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1"
  },
  "r876": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(16))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1"
  },
  "r877": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(17))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1"
  },
  "r878": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(18))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1"
  },
  "r879": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(2)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1"
  },
  "r880": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(22))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1"
  },
  "r881": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(23))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1"
  },
  "r882": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(9))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1"
  },
  "r883": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7A",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-7A"
  },
  "r884": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r885": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r886": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r887": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r888": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r889": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r890": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r891": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r892": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r893": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(2)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r894": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(h)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r895": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(h)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2"
  },
  "r896": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "825",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479383/944-825-50-1B"
  },
  "r897": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480424/946-10-50-3"
  },
  "r898": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-03(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3"
  },
  "r899": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-03(h)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3"
  },
  "r900": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-03(i)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3"
  },
  "r901": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-03(i)(2)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3"
  },
  "r902": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-03(i)(2)(ii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3"
  },
  "r903": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-03(i)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3"
  },
  "r904": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-11"
  },
  "r905": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-13"
  },
  "r906": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-3"
  },
  "r907": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-3"
  },
  "r908": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4"
  },
  "r909": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-2"
  },
  "r910": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "27",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-27"
  },
  "r911": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7"
  },
  "r912": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7"
  },
  "r913": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7"
  },
  "r914": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7"
  },
  "r915": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7"
  },
  "r916": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7"
  },
  "r917": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7"
  },
  "r918": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7"
  },
  "r919": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480555/946-210-45-4"
  },
  "r920": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6"
  },
  "r921": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6"
  },
  "r922": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r923": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(11))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r924": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(12)(b)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r925": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(12)(b)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r926": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(12)(b)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r927": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(13)(a)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r928": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(13)(a)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r929": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(14))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r930": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(16)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r931": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(17))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r932": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(19))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r933": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(2)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r934": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(2)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r935": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(3)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r936": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(3)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r937": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(3)(c))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r938": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(5)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r939": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(6)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r940": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(6)(c))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r941": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(6)(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r942": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(6)(e))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r943": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(8))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r944": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(9)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r945": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(9)(c))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r946": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(9)(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r947": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(9)(e))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r948": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.6-05(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2"
  },
  "r949": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.6-05(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2"
  },
  "r950": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3"
  },
  "r951": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-7"
  },
  "r952": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483580/946-220-50-3"
  },
  "r953": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r954": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(2)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r955": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r956": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r957": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r958": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r959": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r960": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r961": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r962": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r963": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r964": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r965": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r966": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r967": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r968": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(9))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r969": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(1)(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3"
  },
  "r970": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(4)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3"
  },
  "r971": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3"
  },
  "r972": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3"
  },
  "r973": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "235",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2"
  },
  "r974": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "235",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2"
  },
  "r975": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1"
  },
  "r976": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.12-12(Column A)(Footnote 4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1"
  },
  "r977": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2"
  },
  "r978": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2"
  },
  "r979": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3"
  },
  "r980": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3"
  },
  "r981": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3"
  },
  "r982": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6"
  },
  "r983": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.12-14(Column A)(Footnote 3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6"
  },
  "r984": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-1"
  },
  "r985": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2"
  },
  "r986": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2"
  },
  "r987": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2"
  },
  "r988": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2"
  },
  "r989": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-3"
  },
  "r990": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-6"
  },
  "r991": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "954",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481027/954-310-50-2"
  },
  "r992": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "954",
   "SubTopic": "440",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480327/954-440-50-1"
  },
  "r993": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "954",
   "SubTopic": "450",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480598/954-450-50-1"
  },
  "r994": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "970",
   "SubTopic": "360",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.12-28(Footnote 4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479438/970-360-S99-1"
  },
  "r995": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "976",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482856/976-310-50-1"
  },
  "r996": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "978",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482707/978-310-50-1"
  },
  "r997": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(e)",
   "SubTopic": "10",
   "Topic": "235",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-4"
  },
  "r998": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483467/210-10-45-1"
  },
  "r999": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "16",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-16"
  },
  "r1000": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "21",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-21"
  },
  "r1001": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "22",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-22"
  },
  "r1002": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-4"
  },
  "r1003": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r1004": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "52",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-52"
  },
  "r1005": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "30",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30"
  },
  "r1006": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "31",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-31"
  },
  "r1007": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "47",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482785/280-10-55-47"
  },
  "r1008": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481933/310-10-55-12A"
  },
  "r1009": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "4",
   "Subparagraph": "(SAB Topic 6.L(5)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-4"
  },
  "r1010": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-10"
  },
  "r1011": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-11"
  },
  "r1012": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12"
  },
  "r1013": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12"
  },
  "r1014": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12"
  },
  "r1015": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "15",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-15"
  },
  "r1016": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "79",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-79"
  },
  "r1017": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "80",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-80"
  },
  "r1018": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479081/326-30-55-8"
  },
  "r1019": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482548/350-20-55-24"
  },
  "r1020": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r1021": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "69B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69B"
  },
  "r1022": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "69C",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69C"
  },
  "r1023": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "69E",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69E"
  },
  "r1024": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "69F",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69F"
  },
  "r1025": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13"
  },
  "r1026": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "91",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91"
  },
  "r1027": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1028": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1029": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "17",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480482/715-20-55-17"
  },
  "r1030": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "18",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480482/715-20-55-18"
  },
  "r1031": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11"
  },
  "r1032": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11"
  },
  "r1033": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11"
  },
  "r1034": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-6"
  },
  "r1035": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-6"
  },
  "r1036": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-6"
  },
  "r1037": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480547/715-80-55-8"
  },
  "r1038": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1039": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1040": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(bb)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3"
  },
  "r1041": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "4J",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481175/810-10-55-4J"
  },
  "r1042": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "4K",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481175/810-10-55-4K"
  },
  "r1043": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "53",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479589/842-20-55-53"
  },
  "r1044": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "852",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481372/852-10-55-10"
  },
  "r1045": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A"
  },
  "r1046": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "29F",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-29F"
  },
  "r1047": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1"
  },
  "r1048": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6"
  },
  "r1049": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480493/946-210-55-1"
  },
  "r1050": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1"
  },
  "r1051": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1"
  },
  "r1052": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2"
  },
  "r1053": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3"
  },
  "r1054": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6"
  },
  "r1055": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "830",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-10"
  },
  "r1056": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "830",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-11"
  },
  "r1057": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "830",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-12"
  },
  "r1058": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "948",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.12-29(Footnote 4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479851/948-310-S99-1"
  },
  "r1059": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1060": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r1061": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r1062": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 10-K",
   "Number": "249",
   "Section": "310"
  },
  "r1063": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Number": "249",
   "Section": "220",
   "Subsection": "f"
  },
  "r1064": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Number": "249",
   "Section": "240",
   "Subsection": "f"
  },
  "r1065": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r1066": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w"
  },
  "r1067": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "408",
   "Subsection": "a"
  },
  "r1068": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "408",
   "Subsection": "a",
   "Paragraph": "1"
  },
  "r1069": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-T",
   "Number": "232",
   "Section": "405"
  },
  "r1070": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "405"
  },
  "r1071": {
   "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "SubTopic": "20",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-3"
  },
  "r1072": {
   "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef",
   "Topic": "272",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483014/272-10-45-3"
  },
  "r1073": {
   "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-11"
  },
  "r1074": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "2",
   "SubTopic": "740",
   "Topic": "718",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480887/718-740-35-2"
  },
  "r1075": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "810",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25"
  },
  "r1076": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)(B)",
   "SubTopic": "20",
   "Topic": "715",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1077": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "SubTopic": "825",
   "Topic": "944",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479383/944-825-50-1B"
  },
  "r1078": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "SubTopic": "10",
   "Topic": "250",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3"
  },
  "r1079": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "740",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9"
  },
  "r1080": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(1))",
   "SubTopic": "10",
   "Topic": "220",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2"
  },
  "r1081": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "(a)",
   "Publisher": "SEC"
  },
  "r1082": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "(b)",
   "Subparagraph": "(1)",
   "Publisher": "SEC"
  },
  "r1083": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "(b)",
   "Subparagraph": "(2)",
   "Publisher": "SEC"
  },
  "r1084": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "(b)",
   "Subparagraph": "(3)",
   "Publisher": "SEC"
  },
  "r1085": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "(c)",
   "Subparagraph": "(2)(i)",
   "Publisher": "SEC"
  },
  "r1086": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "(c)",
   "Subparagraph": "(2)(ii)",
   "Publisher": "SEC"
  },
  "r1087": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "(c)",
   "Subparagraph": "(2)(iii)",
   "Publisher": "SEC"
  },
  "r1088": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1404",
   "Paragraph": "(a)",
   "Publisher": "SEC"
  },
  "r1089": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "(a)",
   "Subparagraph": "(1)",
   "Publisher": "SEC"
  },
  "r1090": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "(a)",
   "Subparagraph": "(2)",
   "Publisher": "SEC"
  },
  "r1091": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "(a)",
   "Subparagraph": "(3)",
   "Publisher": "SEC"
  },
  "r1092": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(a)",
   "Publisher": "SEC"
  },
  "r1093": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(a)",
   "Subparagraph": "(1)",
   "Publisher": "SEC"
  },
  "r1094": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(a)",
   "Subparagraph": "(2)",
   "Publisher": "SEC"
  },
  "r1095": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(a)",
   "Subparagraph": "(3)",
   "Publisher": "SEC"
  },
  "r1096": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(a)",
   "Subparagraph": "(4)",
   "Publisher": "SEC"
  },
  "r1097": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(a)",
   "Subparagraph": "(5)",
   "Publisher": "SEC"
  },
  "r1098": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(c)",
   "Publisher": "SEC"
  },
  "r1099": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(d)",
   "Publisher": "SEC"
  },
  "r1100": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(e)",
   "Publisher": "SEC"
  },
  "r1101": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(f)",
   "Subparagraph": "(1)",
   "Publisher": "SEC"
  },
  "r1102": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(f)",
   "Subparagraph": "(2)",
   "Publisher": "SEC"
  },
  "r1103": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(f)",
   "Subparagraph": "(2)(i)",
   "Publisher": "SEC"
  },
  "r1104": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(f)",
   "Subparagraph": "(2)(i)(ii)",
   "Publisher": "SEC"
  },
  "r1105": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(f)",
   "Subparagraph": "(2)(i)(iii)",
   "Publisher": "SEC"
  },
  "r1106": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "(f)",
   "Subparagraph": "(2)(i)(iv)",
   "Publisher": "SEC"
  },
  "r1107": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "04",
   "Paragraph": "(a)",
   "Publisher": "SEC"
  },
  "r1108": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "13",
   "Subsection": "01",
   "Paragraph": "(a)",
   "Subparagraph": "(4)(i)",
   "Publisher": "SEC"
  },
  "r1109": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "13",
   "Subsection": "01",
   "Paragraph": "(a)",
   "Subparagraph": "(4)(iv)",
   "Publisher": "SEC"
  },
  "r1110": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "13",
   "Subsection": "02",
   "Paragraph": "(a)",
   "Subparagraph": "(4)(iv)",
   "Publisher": "SEC"
  },
  "r1111": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "105",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6"
  },
  "r1112": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(18))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r1113": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(27)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r1114": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(28))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r1115": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(3)(a)(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1"
  },
  "r1116": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4"
  },
  "r1117": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5"
  },
  "r1118": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6"
  },
  "r1119": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(b)(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2"
  },
  "r1120": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "12",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12"
  },
  "r1121": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "13",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13"
  },
  "r1122": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "14",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14"
  },
  "r1123": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "15",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15"
  },
  "r1124": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28"
  },
  "r1125": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28"
  },
  "r1126": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r1127": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(f))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r1128": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(g)(1)(ii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r1129": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r1130": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(k)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1"
  },
  "r1131": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-04(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3"
  },
  "r1132": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "23",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23"
  },
  "r1133": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24"
  },
  "r1134": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5"
  },
  "r1135": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-6"
  },
  "r1136": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1"
  },
  "r1137": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "55",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-55"
  },
  "r1138": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1"
  },
  "r1139": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-18"
  },
  "r1140": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-13"
  },
  "r1141": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-2"
  },
  "r1142": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "33",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-33"
  },
  "r1143": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42"
  },
  "r1144": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A"
  },
  "r1145": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481655/310-20-35-2"
  },
  "r1146": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//310-30/tableOfContent"
  },
  "r1147": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-1"
  },
  "r1148": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11"
  },
  "r1149": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r1150": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(aa)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r1151": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(aaa)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r1152": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r1153": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r1154": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2"
  },
  "r1155": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r1156": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r1157": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r1158": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r1159": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3"
  },
  "r1160": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5"
  },
  "r1161": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B"
  },
  "r1162": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9"
  },
  "r1163": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "321",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3"
  },
  "r1164": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "321",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3"
  },
  "r1165": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "321",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3"
  },
  "r1166": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "323",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3"
  },
  "r1167": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4"
  },
  "r1168": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5"
  },
  "r1169": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//326-20/tableOfContent"
  },
  "r1170": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1"
  },
  "r1171": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13"
  },
  "r1172": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14"
  },
  "r1173": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5"
  },
  "r1174": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//326-30/tableOfContent"
  },
  "r1175": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4"
  },
  "r1176": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1"
  },
  "r1177": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1"
  },
  "r1178": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "410",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481931/410-30-50-10"
  },
  "r1179": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "450",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//450/tableOfContent"
  },
  "r1180": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A"
  },
  "r1181": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(ii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A"
  },
  "r1182": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(iii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A"
  },
  "r1183": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(iv))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A"
  },
  "r1184": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(iv))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B"
  },
  "r1185": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B"
  },
  "r1186": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13"
  },
  "r1187": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2"
  },
  "r1188": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5"
  },
  "r1189": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "91",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91"
  },
  "r1190": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1191": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1192": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(10)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1193": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1194": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1195": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1196": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1197": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1198": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1199": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(8)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1200": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(9)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1201": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1202": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1203": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1204": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1205": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1206": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1207": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1208": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1209": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(8)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1210": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1211": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1212": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1213": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1214": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1215": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)(A)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1216": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)(C)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1217": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1218": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1219": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1220": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1221": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1222": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1223": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1224": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1225": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1226": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1227": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1228": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1229": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1230": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(j)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1231": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(k)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1232": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(k)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1233": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(k)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1234": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(k)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1235": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(n)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1236": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(q)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1"
  },
  "r1237": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-2"
  },
  "r1238": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-3"
  },
  "r1239": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-3"
  },
  "r1240": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r1241": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r1242": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r1243": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r1244": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r1245": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r1246": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r1247": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r1248": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6"
  },
  "r1249": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-8"
  },
  "r1250": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1251": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1252": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1253": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1254": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1255": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1256": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1257": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1258": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1259": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1260": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(04)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1261": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1262": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1263": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1264": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1265": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1266": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1267": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1268": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1269": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1270": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1271": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1272": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1273": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1274": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1275": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(v)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1276": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2"
  },
  "r1277": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "15",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15"
  },
  "r1278": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "15",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15"
  },
  "r1279": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "15",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15"
  },
  "r1280": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12"
  },
  "r1281": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2"
  },
  "r1282": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-6"
  },
  "r1283": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9"
  },
  "r1284": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8"
  },
  "r1285": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(d)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8"
  },
  "r1286": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 6.I.7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1"
  },
  "r1287": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r1288": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(e)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r1289": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(e)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1"
  },
  "r1290": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(bbb)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2"
  },
  "r1291": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "28",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28"
  },
  "r1292": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "4",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-4"
  },
  "r1293": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-3"
  },
  "r1294": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4"
  },
  "r1295": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-6"
  },
  "r1296": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2"
  },
  "r1297": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-2"
  },
  "r1298": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "852",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7"
  },
  "r1299": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "852",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7"
  },
  "r1300": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r1301": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r1302": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3"
  },
  "r1303": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4"
  },
  "r1304": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4"
  },
  "r1305": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4"
  },
  "r1306": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A"
  },
  "r1307": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(10))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r1308": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(7)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r1309": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1"
  },
  "r1310": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-2"
  },
  "r1311": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(16)(a)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1"
  },
  "r1312": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "944",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479432/944-30-50-2B"
  },
  "r1313": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "13H",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-13H"
  },
  "r1314": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4"
  },
  "r1315": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(12)(b)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r1316": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(18))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1"
  },
  "r1317": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3"
  },
  "r1318": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Subparagraph": "(k)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3"
  },
  "r1319": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r1320": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(2)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1"
  },
  "r1321": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(4)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3"
  },
  "r1322": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3"
  },
  "r1323": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1"
  },
  "r1324": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.12-14(Column E)(Footnote 4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6"
  },
  "r1325": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "830",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "39",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org//1943274/2147480228/946-830-45-39"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>129
<FILENAME>0001140361-24-026827-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001140361-24-026827-xbrl.zip
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MABROQT=7*S? 5=&W[%6C=3:Z/K,.CP9\M;S+0_<^WP]MC%L=]C9P'\A)U_M
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M$+=.D"H" V4I[WUQI.*IQ!Z"\D\3 W^@7U:-UY.1*=V:;D>3-_<*?!=P^<'
MWNKBV?9B%!%G<HNE31E2GW*?#:OB"4NY#J[\B#"07*0>JG(6-LO;L%Y3O8#H
MM.2[*7EKX$>CMG-4*\7(9"EB;!J>#<S:JW[1%>]51%% '3@EWWL)*EWY$[N"
M5WZRG 2?39.%[P;%C-E^U?5/,/8X=C@?,SRK(7]P)S+D9ZV4"T5(. *Y%[FM
MMDZE_RBZ2>_"ECYW<[T42QJC$]VVFO06 ?+9HO-XVO (I[HBUI.1,0K3@:CL
M>&+U>>#""<ANQ8W1CO;<8X#G]T/<-CRU_6]X@NPR]L6!Z&#&[$5N$55/O"N"
MJ_?+H^]/(KZYD6S!P2/,O85'.VWV+1S[!?>Y6_E=5P\C"QHO,%<>BC?V97?Q
M*_BP*"&BXO+7Z].1^XS5-%%8:XZ[HL+J3@)/HZKYX&6(6<,\!QOFNROJ5%P9
MY>ZR$K3D=GA4!';FL"M3W7(!3VT^A5=.\FMU4E9DMY5PAV$DX^DC],S\#CRM
M"HH%=EL!X /;8HDK67DHCFFM2^Z@2H0UTU0?&<3'?C(9J%%+\]*FJ*9YKRID
MRW"?0&!5IXI2\AV1_3<[<N:%U:#<4P-7@7 9!.^_LKT).%33P*/!/9DA0;H%
M=W\ZXB@LS8O1LJR!&JB)KB[?F&]&;Z"D);M+>)<O<W'QZYF(KF<TXW>XV=XJ
MI&5[=7V8&+8:?>_,B1M[9#P]"WS.#48EF%C$/,E\[CS&'0V_A0\\.(&\1J=>
M?O&C+Z-UK$3)J^^_LBH/H%1%<523&&;K_(&:0@1]^6OS=E ?_6GLNYA$TQ=;
M:++7*7;.6DH#.ZC&&V \YG<\K4)E3SX&0K>U-'CP([G *HVQVI"FZGG_4;1W
M&[RE_NJX&Z;!M1%,O2FMJ) FQ(;)5[C;[P9<ND6\N"-B"O80G)+?B.?)_(1X
MO.P1>E8V8<%B&26+7\]DQ/M8>/I,,;2]3#MO7Y7INAT)WZB!:M8I#9,,5_:X
M%SR3UZD@U&,?9JSXYIJ($T;2D&LVE597I-\(-U,FRKKUDU;"WB&%P$)7?>58
MJ$I:QM_Y&$DK,?HIH4S^/Q9(-ON1U;(T"D1?&;SFJ4)"W'!_8C&8]/CC\>'1
MCX5900-: ^<%?!O\=/V.YA%C&*TC_*N,1$8B\,NTLQ3#RK5K)8//6U5@V)@U
M6N"%!*Z\0QV]S^N(+HN!N+5D!N+CX25XF =Q:/ON!3_@2_Q2P31T!DHFLN+P
M:^_3.^$+8M41&2A3]X]M-F/\0JDD-%&$Q_!WZ#MCOR;<91AC-O)UMZLP][6_
M^<%X[;APCED?^ *0.%J%,P80'O^!YF87%)8F*&Q;U+">KB:J(0R6>7/>R3 L
MF+'+5%R-(R2:\MHN,IHL(Q*;@8$QQ$,T?"U3516!*=YCSV"9,+E5)DR3)(BL
M[BT"8VIXF**E!AO9A<\<BF9.C=0!)AUUYCRKO]HAR.MY^$M-Y]&9Z_KX9<0Q
MZFIHE!UT;4!L6._9[ ,QZA/8?%@=/V1#V**1*3-B\_:,SF"">TE9&.$L]^/A
MT5^QP<7-_#HJ [W(^NXY&;-DQX+.&CX6+EOC3E[#Q3!_K^SX<.FIO/-8'K&'
MAKU$\_K-_88LC/G>&QP"><[R!IW5Y1?2DQKX7>0;?=I<OC)2 ^7C)VNS X\9
M4-,PNFQZLGZXN'$Q4QPXS>"%736_7O.:3DEZN*9>$2W*[(@6UDPKCRJV@D-=
M&5.TH+VDC4=0WL#T$X]5XU5%>-<Z?-VG=GDD5],"QCFG25[8B4?<&7'53#DU
M661KJ WLY@KMYJF9'C%S<(@'"3!CF%[8FD*[(',:92F1JA.WG'X7)!4YJ_02
MYNF,EBR]_IC'O)RNLC?(JS26L&U1PWJFQMYSA:1='/%*5KLR;"7KI]615(\A
MOV50G.B#3\ .YY>@BM%RR0([M_*T 5ZJVHQ(;U""A%+)^.;%V.?;$=X*Z.7=
MLQE ZN'5F:DI0--XB1P3F;AXD2?/O9F$K&=)>VJC2KMP,+^;RB69:I&/RJ!Y
MO\;\F9FN_-%T&C"7VS! CV%V31?0(!>3.\@5H!+S=^9@F/D;M+T8$="\C($^
M"<^Y@+^3[-=R&S>7<O*<>C&&5EY,I\2)QM.+5SS:A#DLQ-K@<OW;V"A7TS8(
M+V/F4\S/=4E?\1\,+?@]IDLD*:"C";&1L$@^:.7>IKKOOHS,L(\[W8<1'N(Y
MB; XXS$\%<-:\R*&R9H[(HLQ]1?\B+V#_LF:*!1S0XB'?X/QF4:K>XJ$C,Y@
MA./1()&2SR>W4/1VE6S9U^RR@9"" T4O$;C>5]"7WA'GL8-LY\05AZ[X5LG$
M7@73:3]ME7,TQ@%K.M&[@R923\;BBM"ULK1SY62F?3(RL962WP +\O.=N8B(
M&JH.O:H;?9ZO,!(B?N*AQV]UD6M9JZ^IS^L,M?(IE(:-'.HM*8\^]?D"N!1"
ME4M#]QUB4[2 /",L$O,S:+-LJLP>=4=F>%)])>]8+"XVMBYJH%,'W2E=LL!)
M<\[Q]&(]M+(IA@;JZC;PV:;5M4&>!FJL\;)L+D>O7$7+CH/>D&@.E5:E$WC3
M6M:U:DBN@2QCFVX^4JFV[BP,U8DP93(-$Z>3U%4H->5SI5;Z,#%4+V47K#;<
M.VKXN75@9ZBN^)6/F(R%9R-1+H43GT8.'948ZL/$4+WDVER"@&IEM"YIJ 9*
M]X!D=%0^2%)+::0CS*$)XV+25)DY-<4NM]\MR>U -R]CRL*%;M9=8KNUH.9*
M"E5$,R*9)_;*F1/GVX0%$4E2(&"BX((;JJ4TT+D$UYGO1R?VP"0/SWPVG22F
MY_EME;STZ QF09MY+[PG*V.6E73WC8O3V><X@9!'2!Z">V@>=2DT.3>(:2B-
M$5G_33^3LSB,P&-CQ:BHTK<FPCTY.$=G/I\8^E':[)+UP'(RX\(U\!*F9-I[
M_.D0_C=F-T$N]K2:9%<&E:3U_$+A @!+WQH(0$S%]Y79+CD#)V86L)4,'%)F
MU<7=LC:%#%OU3/:@R\ZH%5X9V7;HV9*)ZBMZGIAX$L8WCXK\Y#;S\<XX<?%4
M<JM ,=9=S&(*TF^6^<X,)IB9^XJG".29#QE9B@/P$^+;'L]H'C 0GE\LE]_"
M:EW2&)UH?(IQ-"=,^DZ8V"-M5DGJ!2VI@1U?EJZT)%M]<C/")0T=V\/T_C<V
M7L88K1JD/^W%S]!Y<N?L$1@#$ZVR+R3D8'D ]UN&_?!D/,3]C?!<)*Y<G+LC
M")#D6+3-TS;AA$QUB@QJDWFSQ/5<^\4MG0H" S_5<8S+;;R(<GU"6=Y%#:%A
MXSF_.T0T%\99/'Z8!I5FS4_OCDS'97D%2>X2H7Z,=F5,NB8 53(&5C:>V.3W
M2:?A[OCCXC42&5J*D8H=RIH69U&R2'5./.K_'A/?60G[\V!L=3M#7BR!237Y
MWA!>H!3G[G7;+%OSND*0#[A?@VN+2YHP.%#<2^2=WAE?!KI2[_2[@/8M"DN_
MG1CLRF>5WMRG7">EILLK?;UKPC4S=2/J71&]?'(V"3SJK,I<V(;TAKJH96ZW
M[\JG=R0D[)FD-U%5*Z$?&T-U4Q,+4!:#R:6J5M%&N!FJJ7(7LEH7#>D-E5:<
M8THVK8/3@+'@A; 0/4-&";=D.K$_IQB &GM1#30VQ=!0?;4\_E2MI[Z,#-#/
MSP>@GM"9PZSXE_\'4$L#!!0    ( $EZM%B-ZS]!I28  +M. @ 5    8GEF
M8RTR,#(S,3(S,5]C86PN>&UL[5U9<^0VDG[?B/T/O;W/?:@]GAD[QK-1NFQM
MJ+L4+;6]^S1!%5$2UBRB#+)**O_Z!7@5#QP)$"1!=4=,C%M%()''AT0B<?WC
MOYXWT:L]H@DF\4^O3]Z^?_T*Q2L2XOCAI]>[Y$V0K#!^_5___/=_^\=_O'GS
M,XH1#5(4OKH_O#JE) @I#A_0JYO/RS6.T*L/?WG[W=N3M]]_^/"7VN<W;WCU
M",>__\C_[SY(T"O6;)S\^)S@GUX_INGVQW?OGIZ>WCY]]Y;0AW<?WK\_>?<_
M'Z]O5X]H$[S!<9(&\0J]?L7*_YAD/UZ359!F/->J/]_3J"3PW;NJ+6D)_M>;
MLM@;_M.;DP]OOCMY^YR$KPL6^6= (V7QYT[Y0J:3'W[XX5WVM2K*"&$%Z4IL
MIKU7KW+]41*ASVC]BO_WR^>KJO8]5_93<%BC\.V*;-[Q[^\N AHS.R8WB)Z1
MS8;$MX\!1><H#7"4,"XRBNEABWYZG>#--D+E;X\4K7]Z?7]8KYA2/GQW\B%7
MR7]J"+ZS9?2&48E31G(;Q(=E'!W.2!RB.$'A)8Z9"G 07<5K0C>9R:N/MRF#
MXH;53);K*P;:31_9W/,PMCI.@XC#Y?81H3097Q/BYJV5D"OS+GA&C-@:48I"
M]L<B21CU11Q>X^ >1SC%J(^H%HVX$.ABO4:K%.]1]=MGAJ+/:$68=B.<Z=6-
M5$8MN1"M^N?%\Y;#PHT84JK6+%\P#L@!H5,VHJUQ>L.PVP=(2G+63)X22LD3
M][@]6!,0L6;H'&U)@M/D#-$4KS$;@M%R7?SX,4AWM&^'-&R@MR"WN\TFH(>J
M#1>\RVE:L_LS(>$3CB+FD\X('W$SPE<QBP\>\'V$+I(4;WA<MM@0IK@_LW[=
MOP<Z:78PH?D(1>)\Z#T+*#TPC#-&=G'*_A95&% 3]KQ8J^<:L; SN=RQ3H$^
MXAAO=IN;X)"%(I>$+K<\4&=<Y,6*YLZ":/7^Q$8!?5H;5<2QA.LAUG+-/!NZ
MH63+O1SBD<;%'SN\Y0U^0FD/0:"4[2U"V,#&P@>$]P%#\2\H"IF&KN(]2E+>
MR"**R!,/ ]FOO.PU8;$49X.''#1$X;'H59P1.SW<,0&7Z^P/5O"4Z3A<QE<L
M^L24E_N(TD<2]K'NY#P/INYBJ!E0.>T6K$6Y1:MB]/X24Q1$^$\4<DW?<+_8
M+]X%DW; /)ONI#18I;L@<A+P0"D[8'VQ9Z2XD=G<+0DB5#-R5>:&C>-K$F'B
M1B;+)JV%93I,&*F0QR3UF?E9D#Q>LEYN)0Z J'.&BS&'9.Z%!Q<4/;*HJIK(
M<7B[E 76GG,QJX0"SR)D?=6E4"+J=1%6+#[919G8U^SO1LOH.44Q\_UEVUP,
M9S)F/)1<1&35:#GBF4U"FT+SAA/6<I8A7 ?)?98FW"5O'H)@^XYKXQV*TJ3\
M)=-/IIOBAW_E.8V2*.N3*/KI=?/'%*=<QO+'=Q-P>8E"AL/HEPQQ07P:Q+_?
MIF3U>XMO7;%"$GFQIFPU'"QH4\R KDJB[)\-$'03MD6)=PD?,SFU-YBAH*R_
MIF3343D!"U-C\L=7.957*7DEK\U#%_K3Z[_PE/X3P@^/:9'?G\*P97:M2N3D
M$K"8M&5:?<%"'ZJ"/ID7+)#$P*KZA8G_[H6)RRERRZ#MGPMICS_[9"P)LQ+3
M'$L7AC@Y\<(2R_014:'#%WPI1&Q\\<DD<I8E5FE4* WSP0O#?"(IJDVVNMY/
M7J"0653 )VMI!9 8352OL)T?IBO&V<\H072/-(&)K%0S+NF6\LF2,%'444FW
M<F'3[[VP*9_ \>D.^P_/DNW9!)5%[(NT3.#^&D0[U+*P49U"2< Z4ZC@*DX1
M95/R4Q10QDFY8G&5!9+MT0-6N!!:5W@ZK)N9D!C*W>@1H*9XA]$UX94O+*0Z
MWZ%+IE 14A0EFGVB66)&F-!+: <$(=TRBM%8?]H!P\8S2H8/(*E"+>^]Z!3%
MHLN!+_VGK7675N^ %"T4I"[JD_D-A))874VA,/9?O3!VE=>^)/26H?.8S3Y'
M][7<=CO?9EBMS,B!J_D$"$MA)>" 4P,ZRY&F#3AFNKK&>Y[ *=?^9;DO6.%R
M$J$I[!,4C 2332DT-$JS^S$:\(%[^12C\!JOT56<[&BQ@;EN;W6A0AVR0C[9
M%R2(Q*ZRNH4]_^:%.<OP_)BAD$R-N@5:TZ%Z 9],J!5 8CY1O<)TWWEANMH>
M7A939&F(1Q(Q!A,>7Z2'EB&AQ0NMZ(M/(;-62JU<ODA2'#/@W BS,9+/Y22S
M\WFZ+J=0.=$*TNA\74K9G*E#P67.H+OHSG_YUY<8!93Y[HO;Y4UV%B0Y(TD[
MK%$7*B24%?+58""A &:3T1%-=]Y,-]]9K78;+@D*L^45R0X1%H@MUW?!<WO:
M8U>[G/V8UO85,OW4 ,"2<0->Q5@WM%CIEGI[18DJ72(HX2L>].( ;"XDXM44
M^#/?U<<]7'%XL(;2<[3&*]P>+^ 5"C5!*O@* F-A 9B T/1J=] BS#?&!=%-
M@-GT_BS8XC1H[R31E"J'"UDI7Q$ $POB_F6$O)J/W5$4L$G^0>KEY04*58@*
M^&I<K3  NXIHB'9^B<+#,34!GCH3P 2TH1<=9:XE$46O5DUK0LAS#O+TPE3[
M-O.%Z!;'[9^K/9GESUZ@L XX"<<RF.4[+\LJ7BTT%GMK+G=QF-SLZ.J1'SYJ
MKR2HRC1W(;7+>&<YB"PJ,TKJ>^4;CNM7M\R#?8D9:XL'BO(C!'?D,]H6C+?S
M>*;URO0>O)YW>+"56841 YI>S:VR;9,WP4&P(B'Z5-]$6GWRSL *SE4V;%;S
M;'ZSYXM:"=_2(SBPT=DF "Q>S7ATQ;TSL:&$*K/K27DU_6%S<;I#83.BS;)U
M\OC0J,XQ:PJIXQ\R+&15P@-&#[@OV=?IE+ENI/,HD5K\&.P^XIBP0?I0+CFW
M>HGL<Z&([N=YF%8CEK%]N_0T_O$?[]KZN69_CWZ,%G1">9H5ZC8KDF4P0,GC
MNK6\Y"1Q)DJ[Y\[+0%/TK8PTF]\FVI>[QJF [^Z'XY[;ZL,TFXV:EYT5=XJU
MV->4JK8=24I-Y_P$>B=0<1K>[D@HWX@D(2 :PZ9;23]V!QZP\CL_<+S#\</1
MO9WRRS)0_0Z_YY0&3 H<!_1PQ?29?"+L:YPR53/6'B3CX0@M-4 V4$O33*MC
M7#"0\]R96TN^5Q/LSO=I5E[W*,X/DI27R_R&T\>S79(RGNC%\RK:\8M^^6X^
M]K^P.V3UH%"MS5I0F,XYR2U+7&BCX;\Z;>5KMQ9M>!6F%Q)\(JE,"#'( !6:
MF%)6\!M"<%G!B%&2]"H%TI$BFXY7M^S!/*ZJCLP+B^MXBA0;B?5@ 5(%9D_'
M5-88X8Q([2H5#\B3T%B>>?JK!G-%W+U8LQ]9:+['_$F!VI6*G?#4IG+K- 6T
MLKL=S\5M7O'#\<##&45A/@\I&.$>F5]WQ[C+!^OE>EV_'9WSQ;=KX^PFO+9B
M!FSA>'3,?0M3>@8K))$Q5-UR%R:,%H?>W#,H6OF><D(L4$KW;*2NF,HQ",Y#
MCBM;P8=$I-;7EB355P\$D.P&TI02"^3#7B&9!0A4)F'W+JK43\=UJ'@YCI>9
ML^K! +6=N^7$EJZ7FX.MI7(96KM.![C;:/)AL^Y1NYHQ'MP8.8%B?!V"^+TK
M>(]#%!>W+5;S(DE'T%=H]0A5A8DEOT350EI^J7E^V[U<<DV%KN32"M/W 8 A
MB87PP@XB;ZO>551M>#5X9 D$J6PM^, *UZ^D5!2>"VR,A+: C(Z^5\D_*9_2
M2W,,:NB\K1]7Y5@[':#X_;R.O)&9QS#@P=HXK%%1]O#J-OM\"7 2WC/I(6_%
M2V6.DI;NE2T=,V=MRJA7QS!J"7=QRD9>H+OF-&GBAN^-04F2G09E<:1H[Y/H
M<VT'5/.S%XMD@JF[1A#9@EAMTMZEX-6M"/67]?@+L\V;SUIFA14N=XAK"OMJ
M<B,A 0#0T7-ZL9QD5>EVQ[PO\XZ$'@07Z$B^EF>YVE]]-9Q:#("E.@2\NDU\
MN5KMMD&\.G07+T2?RDENXY.OIE,( +!;L[97(W[M(>L[M'J,240>#CR>#]*
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MKJJC[%6(6-MW=8ZV%*UPD!_KVD8HLU<<%E?<9+]+96N!R379\J889V3]!^A
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MMUG \Z\SA*<F2>V&F!5<?4I8#P5;DV2U:_A*$]5^K+*8"5/=]RRX\=P!)2L
MMRB]//2J5#4H=%L-%[C]VPQQ*UZS[D7#/GJ==OUZT-A5O78]2.1:6[?V8YW
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MQ)%?YS8N-MN('! Z13%:XY3??C3E:%ZR<YN2U>_+IQC1Y!%O.5<7M\N;V\>
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M[:$\^B^$R: M-: V4$O3&"EO77Q:4O*U4D;KZ]1WU@V+ *+3A^#:ND$XRGU
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MF7V38T?\E"#2)FGY<;6N'*.N<-;7K;A0+26OD),Z!$DDUQN/C-'<FEHS\PE
MY0/%G%?./J)\M7T*OO9G;+W:S4RN6MM)A(SK \#,KTK?:&Y/'4P]I2C(BO3
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MC184L:G4PJP1J]^7YG"LQ(/UV*3KZ"T*41)F7=^;'I8EI9KWEWBEG,043";
MRTL\.M8CDLI4-YSK\(\H7VV?@J_,ZXTJTUP/ X:HM9^3&4/-24R9[2/@LS5C
MVK,>W.2#4^#!*7^T%YR2I7E+F^1?)TV2?_SSJM@5,3E9O*&;[19M\FII7&T7
M(=Z7.AC&IJA4:9S?054<C5C1D%<<O (C.(E?Q4@TL(,?E"H!$6$_[D5)[0"8
M2,-B( U"X#-IU(P]  TC:MR"$"O*9AH,"8-PS*)HLAB=L<O2T3K+="/6K0Y=
MK@;5;;D9J\TYD,5,W#,J2#NY)ZLWZN+<57&)PF404Z/L".!Q:"BA;T#CPB H
M[J,I<3AHV;9OX'$'63DXTE,C3NC%E"AP7%2V?PYCEW5T.ZXB(3"(G$W)MMI[
M7#&W3L(R=2=PRC@042[4((9)QU0QBS#5.(>@;1=V;4T/=H)V=2T,--=2-BS>
M7$G=+H2= P*0 =&Y3H4<B\?J(#>L=%5GTAOF@W4ELEP6V"B+\7,G=%&J2)5P
M1:X6^2&*]D(PV$X^3'6"RA[]O81E756SBH@@E4L(V@ZK6&PVU?$ A;S+&384
M5.N=HG"@]9R%B*;H,+C B=M^ >(!Y81I%-X$:1(E+QD3)^)"=<_P"KF* )!0
M('7S*$T3]=%:?GY#<;@\W#RNUK*%FU=RN(0/2[JJ0+AXJLOZD)SMMQL8.6B9
M*I>6XV?S=5W=4-% RA80LQU?P [SY:4<D18]I1L1%'55YPH"@M0NIF?[R06?
M8?-<&3:M[=1]ADV?8=-GV#Q/ADW._KEKA#LZ3@,LF9RR3)/FH*R3V;Q4Y).G
M\I)0&SE0_7/T[ 2*DS]';\VJZ9^C/_-S]&:W11*?E2?*^&I[EX0TEJ$(8L9.
M5UBF.<JRRSBZPX5()-[=<BA,8DA45>'O4?[Z@.(J+>)KM'_"-PD1ZL#<%VG6
MYJE=5MO>)EFL<Q8HE'JB#1=F4TS4R)JPX<9V5CP-=JNN(HJU0S<-*>'6W12H
MIMO3W^/DY0FEN[MD0Z;*Z W1U#7K(,VC3;0/DCR[^5JGL;F.:/(:G+(O.D;3
MJ7MO!!U+VQ#=*0B;ZS0AY,3L4#".8,/&7-<PP<0A^^,QXK7[<7Z($8HW$@9]
MVL,)QXGLT5=!]GH;XR^93\H\ZHB(<MJ3ZQ33>.AP>?B4H? NJ7-S)R^+#9D)
MRJ0.B^<L3X--/\!8GT!SI-0@X&08\>B>D,>8ZC1AV[S+X?DN>4/9&(0!"(@1
M)B0P)X3!>T(;8<(FK)NYV#P?WWO411B @!AA0@)S0AB\)[01)FS"^JTC89C^
M/[T7?PMBN@,Y97JC'Q9)V/VA5;**-!KFUJ\WTV177;XX\4#339>A2?WK+RN-
M-Q=K9V[<R5%A50/R$75N]FR[7(Z2U^3@,CE6+A'ZYT7R:'_1\<?"8K^OLKD$
M<7,^O4NV.-V5YVW.[D.Q5G. A-9R$E9Z,@.2\$#IVO9';9BC#G7DS]/^.@D9
M.Z'K**/I@XH4<3!DBEQK)AM'SDG4&>XEV'PVKD$7G&D)YZN4&H+K?RPV54)C
M(CC9S),?=SA!>9 >%EF&\JS\G*+P/@J>H[C:R6=9L4,A[_@U91LM]]T)VG 2
MYN?H3\ Y;QHNIDF5+6'V/<;AERB.&P;5 ,RK#8/FL/8<02?I@]%P&M(?F1M;
M#RC7M0/?4_#UB%TUL(@HP ##IC!'T #Z8C1PV&U,E+^ZY3E6Y22^2YH#]BU.
MA<E\=:H.@], 59T$R@CI ;LT)>+6DS\W43<TDIJLHCV<<+[FS3NHO:].:ELL
M@URA@_K6DSI7,<OE',-3&Z_ 47/# HXJ3R()1']#$M9S'@]-I/53'7V3HKS@
M2:7<@JZJ%B892,5<4IW,R6ZHNGZ<Y;:@&>.;]U?(*?[TYL4CCL-/"2FU>$D1
MJM\..CW6PASQ$S;"A9B91F8"SPEZ5 ?:9MAHAH7A= BLI^+XSQDR'TT90Z('
M5#423L-P1&_ 0:;62 ,A:V;O=8HW"(79+>E'NM>FJ3;;C[Z6,8U)6/V R$?6
M46@<D6.TH1X1)R%GI$?DH--MIH&=KA6;&XAZ8F<9))^I\S*=8\O'5O%+&NP$
MP!%78("$5\%Y0( D55,^CV2C:&L9(-;!H?8/YCSP(Y]<]"DTH-&AX":*1O<%
M %8Z;30X,VS<;7BYQ>EI[[7: E]FY !I'+$>IG2).0TO(ST$1YIN<XV;JZY-
MV.CFJ>;ZM_+9J""A$_(2IRG^0O.G"98]4#W&ZB>IYR:^-.566PLEE!O46#,7
M$ZP?IU@5U"C7.Z8Q!-=S$C6Z<LM1HT"Y0<T,?.K[UYO*%95]Z!T%CK;D)GWF
M3]"Q9BAOK;/M>9+"/".;N7MJJQ@L42IUAGLB41TGL:(CK](.1T2U08@U^WJ;
MN0]!7MM R2Z_F1\)LU=!')-Y<O$61#'-W$%D>@P$SX<;I<G8 (V@Z28")^@O
MM8W3B%8;!%OS]&Y&VA.N'8[XW%ZCY_[5CV;MWKP'KNTF_D;U 7PN!--O,&7/
M-M[GN-XC/J ,I6]"8Q6D"@\]S"KS@(Q<6@V<,(DVX+#FA\UCLWV 4$$(MYX$
M)HQZL\**3&Y]P# H-ZBQ9PYO+;=TSF.>.V57;+"*C"V3K**;P-&57&WS(R/=
M0$?7PCT==$3+D4H=&6#FL"!IR#L")LPEZ1=[YNC^1$@8WZ,T/U"/@YQLY&EL
MYIX6D:U)THJ\14E0T4W Z$JNL2P)2#?0F4%.&)AU45!1.0>,H]#1EMQDSI<3
M="P^GXBW47Z/,X8!J/?AM,(</SBI6B[GH+7B6+51C;U7U(Y/>9?.BQN<;**8
M^BY6_MR4RR<\+MO8E$WDS9-]4S3A)/#.T)MR"$_#1#,8K-FXX:G:8$N<H*)R
M(CU'X:@MN<G$>2?H&/:S/E[6$8RCZ(U:(J]2%%:S]\W7/4HR](#>4)H%\3']
MSFJ[K1^D?WQ%**>'1!JM%E7CI8><"5NH.WJ2%IS$XO1]*0?M)#PTZ+9FYKY&
M^Q1MHJ *OMW'J-1U$BYV.,VC?Y>_]X"M4J7)\0NJXB3T-*258PE&M &'-3-W
MFYW5MHG-IB!>I=$+&0_TPRU"V3">2J=JL^53JNHD:$9(#]BB*1%O0&3-ZKW8
M;-(*WUV^HVR#B^J.>9VB753LLNJ,RUI,QQ%I@*5)Q$V(F>@1 -@TFVE@9]@G
MO,W%D;75M@GC(S]1KN@K74'Z.5LEI;.-8&I2IL&8HQ1HN(DD _VA-FLIM-)D
MM[1F5^_B_B[)@^0E(GN_*D>2<-7C%6:N<\/"SH-%*J'J6C8DUZC?\"M[/#!6
M,UDSN:T2QHW@[6_WRT7X1K?TT(E%DZIDJE&FZCR>S/69_G2DW&Z#4&LF^#*:
M>$DCCND+T>04RCJSB0LU24PYA9P$#D@B0(I2#IE&K;KF>\[$PP\*OWE<K=LL
MU!:%HR5AG48X_6\4I%<XI4_"#'4\">VZ(PW3=A)14_:?'(B&6V_P:\WB3F=*
M*D9X'VW1,8ZOND7H 1=2M.Y'<5$G8:4@G1PE8F*-TJTY8@^3K1QM^E?!/LJ#
MF'.3J%Z1FU*'7]%)>&A+KI/ZAD^Z@8XU0S0K!55EV6KE'Y.B1E!'D.:+46<F
M6)'+JY?\BT&U08@U:_20SR:SX"()C^D*3K<S4K# JG-Q(ZL^$P@I]8(.FF0-
M-,"R9J%FS)/Y*TI/U]$L4X]:)?YJQ:PT$^@ )-9:I9AD&YA8\\$>,DH-!T4W
M07H2=KEO?9,"2(\<%UJJY&8"NE&]I -'U0:;=V^LF:R/@CTQED'VQ_X[J$_3
M+V%!'"O9>T1\ ^P\O>J-DDK#<O[N;_2I#Q3^_?N<J+KZ 9-EZVM^4[U?\_?O
M,_3"<F4_X^OQ[3?1>6_$=]Y-Y[P#7Y694K6OI&:Z*9[1#\=WWSFJ[BJ3]= [
M0R*FMDM*S%?<*PHV'L76?%.:IUS@B]0<M<MJ3SK]-S#X(>SPRGEZNZ-S%BB4
M>D+X C=MBHD:61,7CZ=__CP31*%M4,3YM) :=,84H**-C'R]EW/M<(^3%YHA
MDFQNR%09O2%J5Z8O<$2;:!\D>7;SM38F-^_-9]W'[&L(C:93]]X(.I9VJ;I3
M$#;7:4+(B=FA8!S!AHVYKF&"B4/VQ\;9M/=Q?H@1BC<2!GW:PPGG/W[L=139
M2'^NOC ^=+J0;)A1$IZ>!>ITXG.*@_!+<-BB\ \;O/NQ[,#'8K<+TL-J^QB]
M)-$VVM#PR*,OT!K'!)VGP^D$#-26\ E;&"8?FJ"1TEWJ9%7[#<7A+4Y/+GD3
M-KW:$K4U :[5Z?@8W=IRT9U"Z$Y2L0D:.+YCEH17.$7'K*2-F]*$3=\&4?J/
M("ZF;*/_P,D$30P33$XZPB0O-TS(PT><T_=Q#L&TL&C<!)8H(61SNH9/V;.,
M.[$I]$=]'IYYCD<3-/B 7HJ8;E0.'X(\1^G4,W,KYJ>Q'9:K- J'88 3L$!V
M>:1IVK=!<E@E\>$*$P()Z>\ZJ(E&+!V?99X2O4&:T+E@C=+ZF3?J?C4ELHKG
M#/VK(-+?O+6=^:WM9,ZPHX$Q4MK+SC,I3]Z4;/,S.0.2+=#T'5!NA"9O1K8=
MFIR!XZ9H\I::K='D#9TV2),WQ=H[3-YH:P<Q_93#W$=,WNQ@-W&6"0^RIYB<
M$;6=Q?0(9^XOIL<=:,7]2#/LHM6VOC7&214\%Y%>VA/^5EO2=QDI&]9AP7D0
MQ?:Y7A7Y:DOZ,\)A*S>(*]R=UOAV EDW>)/M2ESA<UED48*RC(R8YSIZ^-B'
M5N*%JS?C;VD_H/OHC?HA=N/"[OL. L<H8?6JQ]A@E:I6'.H9:N)X4T.*-@[U
MPJ*63.=:>L1*<K>MZ"K-E4[XPF8FN2PQ.WY^1]'+*]THO)&5Z 5]RM"VB&E$
M@?IXDI*"CR\!J9GAT&"_C<'I.#9&WD2/]V+;O**PH-=;<CF69.?]/SB]BH,L
M8SJ]F:#5^,B-HW56ESI= )OLKS$('LE'DX3"GH^? MX%?=(6C>$%J%'SE$$,
M7M.NQZ 11.(QG=5Q.QS#3IU-#,Z&[2V%@-D3JQ^#'6+ZG6G6ED.47=N>'Z,.
MM,2(!/1/&Y4*#$@PR&[XF\+AP.7/522R_!_/ T6A5^2T8#3@*SD:CJT[$+:[
M)+] W5^L I;..KJS$ :("80%JQT*#1;]X53DH-N:Z%K0HH6-^Q8!SZX&KW!*
M\BZM8"E=/9LOCB$-7%XFMW63FH(*L;K<[0$N;ZE.E2]KP?9N@\LBUUZF4$,&
M& >L7X8@ S)MC02-FW8K+KMB$Q6LVL :):MV5L.3&G8T95<'$+RA69F.N,(L
M#T^D68;)2*&&;*9JUW#$1 1$D6C6XO8#VPHD;E$X=[5;<G;)HRPR#]4*-61
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MZ"S;FG&Z!I<B*Y:YJ> _54=/.CX,,MWVDG'?4MC(34Y;E924E]L4_:M R>;
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M1)_0\H +:0>VB]Q!*[E@!NT9^\1E%\:.+/,UBP\H0^D;@B)"6KP+"$%QQ_$
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MU6..N7$0EF&KV_(603YPAXJ6;@BX1!E*=N0YFD>T:?))X#C\1#<OI]CE)_R
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M'XFC-.]]:Z0F NZU51F!J,DN.!>TEBN3M-K;E-.9=!O(,BC)YB].0 [+7;B
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MB>E8JVSWA!R6^39DM-@D8-U/I<Q6]Y19IZ1_.*=W6H$/%@R@(%:'!J$E8+2
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MP&,.@34@,:?JNDR&(5-I\6@DKB&(J+TE(Q$Y1 0#DHF0;%RR,*A PQLTZW)
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MR!IUJDHQ*A1[I0HT279%IY*J35 E"!<AH<0U?,[IH\U-D='?G]/=>9/[8\(
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MEVP.F"ZMVP)3STUC!T[%10-D" N$S"K\(7O!L_R5[P\5.W#7'* =KC=HA<I
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MZ$2F)YK%X,]\>#,?OBP.3P;OQ]29&X L<G!EW[4C\^;&/#HQ<!=V2NR"3>$
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M2'?WY+<"LYMD[Y_2_.]_MF&RD1X)KS7U>&"YT1OXX+RN :8>0$]OTCY'%2V
M_O[GD_$,9LA3^ D;&$N\AI8ZE0^QH\0B'N5X S4G+(#_L/UHTX>.A.;7Y<K2
MF589]2:%D\$]W__ NTT4FZ&")B&J#SE&^KC,$+Z*5ET8D]Q]2='C&2Z!=G1$
M]<%A4VOO<%9\CL\H=E^$S</%J&R7;UJ*C].0L59'*VYV>/.(-]S1EJ+4#+>3
M4F#PY=8.LB GKD,/T6.I(;#;)Y&,7E0MR86XK-%G2!\5Y@-^$7B KH$IZK#
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M^[4491V9J&6)*_M4E<@8)Y=-;J\_-T>8PE)(KT&)X7<?\T4J,B2*&6("D&-
MX9OTE:6\*5F* WXF21M1+G54HJ!,TK,39 AE6+$^V12JDO<'.A3'Z&.69_O#
M'G5ET)841["B6E4\B1ZMX"0DKA$<N3R6:Q#3.B(T@X[4;"J&@G0[<F/)SC%>
M33&\ZH=RKRO6+@^80C[;K-#[K%RG._1OG!;=1/_UA\2[9+"W!.@##OYN\0O.
M#_@]_>07)*^M^5=6/5T<RHKL<7'Y;;T[L%L;61=,_V\SOV[;04/[I:TT.+H)
M!ZM='85=U3)78:,QN</%2[;&:/V4%H^A+SQP 1$!:=4QZRT4#<D/@>B%Z%]E
M!6;^Z(:BBTU+.><AY(5Z$O,+.?-45K<[%07:Y6SC"B7'WQ%[T"Z91'!X0M%^
M1/=K3RG"*SMF@18D @&=>\A"54P(=J!#%ZKZX0&O=0A#*"8 ?10G,I1M*06^
M[(2&J+0<_"%/;(RM^93NU7Y^6H@+_6,A4.!/ZX:%_4"[/NA[H1GDV9,(_?RL
M_81P%[0T%^Q=63'4A9 (!'0-/S\O)@2[%S\_KQ\>\!9^?B F 'V$?I[3EE+@
MZ_OY8VDY^$/Z^68%:+SV\ Z7ZR)[KC*2"U:J#:7:CZ0MY<@50^M<J:-?G8Q)
MNEJ2R5I=-,MOII@@U@TVYIRF\)""MD!<YJQL6CZQ_[_\XY"]I#NV\G>+V4UK
MZPIOV(.S?#/^85"R28EZE:^+YIV:_]*_F^6#RV_K)PI S"YLO=QN\8S882KO
M3O8N7+GKB= @WTIK(XU4Z4ZVD;:XZ=*CJ\L:D[!LF,VO[-S%FNI#:;YI_H&/
MF@,?C U#1!(:WI,3O(O:,#H8_-,7B<V%/?0>Q/1X'%)W1)^J6=6 1P-M*W2L
M"#5%F*^:_#B6:*] Z$Q OW1&_&F%>CM09PBJKW]O3/GI\H*QZ,?T>P'WL9U>
M%'+4##D(#MN/F/0(SS54+O.-MV&J3R??N&ONL)&=D<3T=[)%U1-&S7N>L&,%
M]Y,>/!Z8 PO+'Z,A50.LNRHM*F\4\CI0>JL@T0-^S')VJ_Q/*BD!$R.7YOWZ
MHF1B0XM?HYBC=)9X8U)3 =@,XB?#!"B*D66M@>%/.G11JA,NRPMQ3R\<"X%&
M=D_KA@W?'FC7C]'NA9J>\#G--O61@B9C#$L+PV9.E*)L!Y'V@/LZ,5&SJ4H[
MQ5T]O=\=(X5K8=+O#]7/ ]-9T?["\&L!4K@QUOUQ#&$TM1!2RX08C,\E73]4
M:9:SZY>Z"?%[4O"COU^G40CNFKI !1=-KK$,[F_A'.[@9((T(L)!\_&,7XE(
M*]CFAFK6ZAB_9ZP/'$P! $D"BHU)2(:]PE'4!B!? O3._\+,?KPY>Z&_/N)W
M6;EF70Q;B;O!E*FY_"RBOCBW1]<1!^WK]>V%'05HU:L_/M!0EW1E4-H40INV
M%***<$R=OP&(A,,"8R!R!PQJ+>*AA 66@P5R]2YH<(1,(Y)+)B8)Y>*+>8CE
MDMD'$AYA4*EI2!=737+/+$+;YI3QOCUEW'3TSVVY^(*[I#!11'=I0$P2WL63
M5L5W!44GZ(:Y::40$+4Z+_S]0U:RA>L3MP&W375-_(2_5?=?\>X%?R1Y]31=
M%G)58]@-S=4L1'R1_2#I,!R,@/ ),[5)G1< YVS%ZAU>-VGF__)VA2B*_GH:
MSD"(-POGH,"NH9^8:K/Q&]'0($A_*#+"!Q<L\VO4!+K. T_;8B +0,_J@S$G
MT/,R#-W3.FUG>C-YP[YV(+^0=YE9O&CO.JP=PI4<]<GZT_\Z#1<Q!Y.%;Q A
MTM ?]&IL'$% 5 ?I+&>U@T+;I7NL%?R(Z ?H$F$H<"J=X%?BT@4>I6TZ0":]
MI*,X6KM\YU?7#>8?J#99Q_>W$Z+^ $*VQ)^AT(;Q7XDUWY?'<;CN[E@W()B=
MNKJOY$=#.U0GYP3Y6#NX+N6F],(%!PTZ'9U(@T\G(;?:?X<GK-_:3P@T3A,-
M-QD>9.F&(_8/"JSI^@@MR.JX"+XB;3<1#_"7ZR'E]0.CW[*G/.8ACNRRB7#D
ML.U$O3 DFHLJ+K\]X[R<\E!:AAO-UI<!#5F;U P;EW94KA]\ULDDMRP>"C=_
MQ11/-FTK8= 8OU&YD6%M47'XEZCQ ]XM,0T2UPN/]17<#1"X;7D/A"HR6QAU
M?4-?B6'\)=T=,#M8D>,JYF L@W!JHU!IC3#HA5'C^:Z%5[LK%:C8( M;@XPN
M'O_UU*%A=*N!#C9BG$A_SKLH:;RYK"_>/JN/7)E,I54Z=";38AT^9Q4JRZ4P
M_'M#MKR^VUR:O<'6!NMIA5!G<M8>J"OP<^/K&7$S6H[^%3CKC1O&=.<)FF#5
MF22(5&E/$^("_7*3:94%X+@WF% /5:!&!VJ4_,CLL)U'>Z-(-'/IWM*[BG8#
M;$Q\O7V?Y6F^SM+=#;N\,B/YY;>*SI6RAQTM7NI==F>A3SZ?,='G9PQK_D:>
M!KM&AEB,B@WT3Y,8CWQ1KX=-Q7I-J%.%OAR5H<O\L*\UD=!)Q>'PK!ZC6Y-$
M/IC75ZLQ['<@7OA+;(&\FK-6G8MQ@WDXY[>#]7,NYEA?R^OD\VI=;\CV#=6&
M:G5FSH^IC<KKN>-=]]Y@6 ]HK5S[+N+8O6%M\P4I*T5H@;14O^(A*.4\O9/6
M#A0&(*I#/COC2R5GFTW=Q)3!5_F6%/MZI()N\8XMGC#T3)Q"\&.^\@8FVJTQ
MG2UQ"X_G0XNB!GC:+ZW# CK]U+WN*-CS"+>W7;$BG5[; B9X[%;#XQNRR]:O
M\A@M:<G1\K&@),AZF=0*P-@J43WJ92^^9!*'PU0WY&P52J?=1\M,7('Y8M+B
M*/&P=BJMQQ(JDW70I@SZTI2*R:%"84FY;ND"J. .=CS0+DWB8.>%);MT)32'
M5+;XV'THS5RM4#@B;ZML4L6ROQ $DJ7]4L(2;=0L<Z]!@>F<XP,I2S;G/)2<
M:UME1;I;"+A%7/,Y2^IUSM#,URW-N<P329I?$?L9-;]'<56KM,V(WC>>Y"_F
ME!RE)=:!0!!(<R]HE1<2P!KH<E9YW=#0UKJ852#$A7<4E[(JVD\"<=F%K/RR
M,IB'O(QUW)-,,@W>8F98]_ >%_NW$SC:BNOD[.2*^\S9*;'7:\Y.?KW6.3MY
MZN8Y.XNN5!M-2*?4>Y;X=U\G'8EIB=\ 5;I)/-7(Y"[:J[5H)_'4 7>P"<XM
MSO'7=,>LTICA<$I+ICBCTA[F.!QK?$QRQM68SG*&TM.XWA7"S>X,R6M2QC?_
MX36X8@(DQHAD!C004DV!9*A:A$;]%EN]]W:V_N.0T5[^7UGUU/3V[W#%[A)J
MXD8^UND%)J!VT-!^2BL-CA1TL-J5EG95RZAJHS&YH5_GB4)PTX[\T-7^.65R
M=,2;YG2LVQ0,/-9U01<!:>XQWRT4#7T !-07\0O-I9/9"[N2DNSQ??KM-JVH
MNV)-E>VRVKZ[I[3 YPQ"%V3/SGJES1X]"\*D N?4MVVSBGM<P)?ZMK'@U3NZ
M&U_OZ^J+/-@E<U3@U27T%X2;JUG)%I456?_^YJ'V:NN!=%@?Y@WLQ#_ QMX/
MNI:A:_3.V47\YCO\4-WA-3O<G>'R["7-=FS/_3TI[M(=EH8,V8BVS6,FZNC+
M;.QT]5.&=<I\D)&JI'_^9DN*-ZP$NLI?<%G5@8='/>B&%-66[#(2> W""D7$
MK77'3L)$P] !.($X G)?$'98[D .Y>>\P.DN^P_>L,72+GB1S?_NG]+\[:]-
M@MRS]?JP/]3A;:R8D3< JDO+?3C7Y=7? 'T)H(.<OFVU=VRN==<Q(:BB)=#;
M7]O5UA4Z]+K0CI8*O>N]#&FTO24L2[7<JV.5^O[XN_8*H-%:BU@:S#&T$6.L
MCL%P:(7F R<6G-M5A8YU-1NL76TK-/(S'UL_,ZBT+O_3S7@"^_?H:P*&X;F]
M5_<^U\4'DC_BPN>(4;,ND!&CLJZ@?8/FEXABQ*BVU5_'H*H[^4@*_'V/&'5)
M ^;*S5@*XL455<)Y\9/V"A&-&#4M#>88P$>,_3@1D0(U57Y?(\;8W(RW$6,L
MOB;@B/$6O^#\@-]3V+"7*-)U56\/'\J*['$A/RQG)]RVH*FPHSNVLQ7DE)UQ
MU3)?::@L:<LCMK/UF&?AMR<M04-<FW+L.,QT##U!U+@%'1?850T'WK;G[A#,
MX(,Z,?25RJ%.,+XC@TNC7-)'+@7U:-<]ZKT\\]UO\TWO)?:Z%]SB=M_95@Z[
M2[;#W>1/"$Q8$T"8[5];;UL;[E:'H5X=67BSPYM'O#DK+\B.C6J+=,<-WM4K
MW'XH56%'KNG9XDHS92TRABF$D_HY:@N@M$3'(I'$TVHV.#%MEC&7Y#)#&AEB
M*H+.RW0SPFM<A]= CLCV:.-87>-8M=S>JR *8YMF17,E0\Q=MC6VO6V$+K'I
MZ6^7\Q2=XW3=S>L6IM<]R\BV(^)PCARKEMMF$&PX?A_.48AM;VO^2ZSO^UO0
MC]$Y\BTW<H%R%5J.3J3"JSN3VZVUJ$^J=&<?2"$TP-X_"50F]\S24_$["D!I
M>Q<M8&KY$+XF?4\1$;X7# J0&P -<I,M?-&^_8_+"NOM<S_4B':;@&^N2Q"D
MD4:'WG39T"6CMS((6[SWT>5"1BCJU=!UR"<5>6B&5$>'!!!%J*78U5-%2*O@
M73QX=)]!-6X#@-.*T0M)2. !@U]6GMAPXCV=IOV3S=(<SN9;:7887@@U!_"'
MBK<$B=>#M0O:-8IJ2@;9 ;)<)Y3Y]/R?"N..?E"/0@ZN4%"!JTL\ 8(&'[@H
M[%J(I3 #&:8<U=JCNWOF=%@-/,I9EMKA3PQ\(I4H+I1_2D!#8'PR0"H $U6M
M81-0$+6\)HV8:9F"Y+<BS:O \QF#9IY'.>N#8S<*:I;(<0*931"U9#K4_/$6
MKW'VPBA^CFD/@,]V._*5/F+.X9@'_2S?O,=32#OI&*=$-=4!DQ35SG*0D;ZM
M!1K940UU4@JS/GY7YT(M>DGT4(NB#=[BHJB7$M,<K4E9E2C--^BYP/OLL ],
M?3<(SO.F.F&Y=1!6JCBY4T^!$Z"#:R<+P(G1#IA[67047G7DZ.41_;-++\Q4
MT)$R;5/&$Y9CF,V*;PK"DC?^R'21C'O#<";@6/9LO6:Y.ZG!=Q6%25ILRL_/
MF[3"O_[Y[7^]_0O_#(.)3'>404_&]42#B67.!QLT*Y.>;]#2D9S=?4;LES=O
M_Q++L08C#!#+)IH<<M 1'9UUL +=,M?I;+?GZ8[Y@[LGC*NC1_B0I0_9+JM>
M)Q#7%^BNS-$0<+TD1]LFD+&J5G72VW#4"I)Q5TJVVS</C0@JF0S+<KW/ZF2T
MH>^^T0<$L6FRR?TV2KG1C38Q8 _N3B:MJMR ]W:*O'4SB&L")Q#).5#$WYY)
M>2A"QU7X J+HIB5@) 8:>'$&BM=%]DA_K?#F*K\XT,EN7KW/RG6Z^S=.!9?
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M:8Z]-].J(+EA$2(Q>R C*&K[(0N :SDB';WZ[NA$6+/@$,#$'+_4D0X'AF.
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M+!MK>A1'4_QX',<6@O[#98:3S^,0XB)]KD\;?,AR?$5_F_<I=N+34!AM<8C
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MMH;I(2][A-9H=H.STC3')?Q$Y&]+0&3+8+#N#]B&P[)5'8(=8^D,???>SZN
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M=5U! P@2I=)'W.5MR,,+R3:4?-WN(O9"J?0ER;6\%OB&<R,?3L1G_$@"ON0
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MU/,5+$Y<+%'0Z>8G-_#H6N5+8XF!?R8$63)]4C8J([%?7BQ3L@U?(&R]%_+
M%P0^V!.^OM"L74B8DK@J2]L6.[=*:<B[RTPK3O4A83_$GV)],?=Y%71E82YQ
MVLA QV)1IJOC"KT8/4<ZD(,MTC0:#D=]:EKZ&A801Z*XNH-'R]9<VR--V&.#
M</X)423W6MNCL M:6!R!&AZ=!CJNXW0&D6;(;[QDB3Q6_HVEZ?D+U.&%S-BS
M.#B'8^?7L;SY1MY_F&U8($Y8W-.?V3D7X4=#\R?@I*_WA,<)N3X%EF!3U(5"
MEG5(00M4UIIS>5[.0]P/K4I#\<<I87%[-:F'%U&^7)[H$[=3BU(VO'E82$&V
M0HSE595"5[Z.NAHN4-Y;;P.+:5<-#MP76[!M<5:Y"EO(N:R*MN[Q6<VLJ I7
MP ?,!W"2)W3 ?)SGYJ-D1R0_=;J3 $LB>,Y]1?/K,2CF9;*.S:+@E]/"'F,3
M:_)$DP?6=6^Z4S'GL"<GJ[K1$%8"2*G[VCE'EL#QU<IUU6&L[F/B5N5>51B0
M/W1;EG<S@K\ >1T6!/64//>T83U['?==]]FYAK0EDY^K'TW&ZK#Q2*[X)_'M
M!-$?4K:AJUF4!8HFV*ZR>.]!W=[\(JFY3]#;XI,A8J5Q&GHDQ?*8M)5(<RD.
MTO%]2PF<J P<^*]HA]'=Z0M;12Q"7W3E ^94&$O/W?:[VN^G6$B KBR#]>2-
M*\7"] '3#Y4>;WZS/%]9>H^T7$1=Q5P0_N^KV&=;VNF)VA-27]>&D(V)&,\7
MW1^U%D5K,2PIZPKX;2CQ)#'8#9!+\;!<BL.".Z&1L">AX@$EIS@3L9P/E52M
MFPISN[ (P&:H$*M;H?$T"SMD*]9\6H?CS-K+X$C?N$.;$U#^JB)1C7/E1(BD
MLCB7=C'ZHW%K9U<@2]?6_OO:.[=6,CA0GI-5KBA%T/<J#L*G,-A[4?1"OCYY
MT5Y,1S#]5$+ !SM0MVK::FC9NTIIG.)9M<EQ'M %BP ,B4A6HG' I1$RGK^4
M3T1=5?.$G]$D]9D](T@B[XD-EF"*7)VQ0@W9[AK'0^-4^T673T%.3<9T91AX
MO>9ZP'_R(P_VP9:73S,>VQT;5%;8ZMV-&DR]:]MII*A+4$9GR2VCI7&NAMIT
ME;(/*<@IG^+\I?I4%1U?BM^]:(TT3S&97R7QDT9&CX.]IXXDC5-U/%EUZ-S#
M@<Z]JYF)I[A4#4,M.^DER0L71UZ'>[UNA-5K"XO.8+8]H;P4I04AJU)DH_GB
MEZ>T%45?J<R.LL[O5E2)5URJ?)!G402LA3]^.G/),WNP,E38-$JAC:99%D6S
M%&L^34(J9VDM@R,=@A*7N;J4=Y ?;"@W@MA+BU O1H%T-3#GUB#;NIC6WQ>A
M0J:-# ZTQTQQEI:)L0A-6:"2.,O(:/&PNSW7D;W;<B],>J-M7/4S<YME8<S?
M;+?*D)S&!:V[E\O/BAB L]9]IV&#W['AU$^H?9?)5(")X>X@O<&<,2;0#Q,9
MVF*MR_,,9T"Y29:"6YACYB.8?S/D) 0CQE@0/UF-S3%X4_">%=F.<P/RM(1;
M/N+]V_YMK?4[^O76R'L15>)3[,.W\!NRF7#0O7'S4Y%>"FLFR&[W6MVGY>V6
MMT*B8S] -VZ]X?YJQZY(_B$#Q\ASMNG<QL@&<]JMXB))#%J^.H29[]F.A1C^
M3FO;.SLZ8M]@-19@N2^15'!5,VJO"E=.(86ZM2A"0&=QD#/X[B4_TLK)'3%J
M?]"LN9,XM%^^<6C>SRHT:\H&?UMP(&=]#'80(5&[M]S94_MYD.E;*-D6^M>/
M5XLXS-QWT U&$K,9Y$9TU91$&4P=QG0R$"/MR UEB0-?V&\K$5NX&]]SQ)8;
M"*+7*5PN\R90J]LY<PM;VWVQH=^F<SC^2T(VIH_BV*@U<E% 6\-KKX4])?$;
MP.OD4'4<^KBGR;8_Y%%MI0]UR%;(BP @.D5HH\)GB/=?=(-01L@"<:(VW%+R
M0+-G2F,2INE>E+X")=IZV3X)LQ=QWUA+9 -6"^0F_D?\/?YR'_^5_^?N%R+O
MXST5D4CZT]ONH-TO-Y__\9_?/_^/+[_P[K4KV/B?+!&12\\7;A*+*7FA7L(I
MP+UG6Q9G&ZZM($^V"7E3+F7@O<SM(O7!KF-1TL1([X($.G0M1$J"CM#L+%Q2
M93 &Q]KP"#0X>H"81T%,$8(?]:B^DY.4<<5@*#K:8AO9L8,"%0^84_6-]^)O
MJ/_C)F$9]6$>NY&WT+1>@F386KUE;VL;1/<01Y_*S?AIP6[270$?9O+:[4!W
MYV>_I&2G*, U08I$<6/0AY.;FYN3CS//K*;H8,.'L*XW/1T+_3%BX!B$.#.P
M(2,;^/$9.6]%RF9$M5O(Q1@.(*:9JQ$Q9CEW&[ZS_1S>SV@LOCBT;F[RQ.[7
M""2G&$*^'O'"2S>%9W'&V3V%64C3KS_]#1];>KV^X01HDM#@+F/^#ZB'R[9\
M-2?^:@ 4BUQY&:(E.<L+EJRXN[CZ$$.@KIN5[.DW-DMB%G_R.=%*W,$KR(K8
M K@T5-$7!Z=R#B0%HO(>$<%$_G *MPH)DF%* LKI\J9>2K*$FQ-/J O_?9\(
M5F0GPR/BPL6 <7$ROI)(]Y&H]2VHB(7%+DL)\($?N&>U%6$-=>6Z)/$KX48B
MR>"%H-4)$6**6^0%<8A^P 0)=Z!49:FP!(F&<IW]XBD<?68.=.K@JBDKRM4;
MIA!$G-OPH-W%B"*)4Y,C;UZ45J8,(I643LG7BGDIJ)&[PKQ(@O*'=X738VG!
M&F=_F2+*=[?WNA$D<:9M%4733N=#IO)W7>OR?I>F9KA5%W9AYD5?X%[&\&$/
MCM(]N]L_I&$0>LE+,R'*K'51/Z&GM=VYU$[B#BHAF/#K.&S:WUUX[$*IV3Y;
M1^R9>],I\T-Q#N$YS#;"'_4E)3AU5I ":*4%L;ESG0Q!PH:/9//4:&?'RM%0
M P:.L8A52\"(D0T*154 B;!J,W+/2-GPU0%,>W@?#6'6Q_"-WADER:B7U5A\
ME=!J&J\'+_Y1L6"O"E].H86;'O1$+_;<(=QRQ[AUG[&C19$6U-+";H?\@*"#
M=" =CXY-\O8NJ^)'&8W:>$^4>"0-'V-Q*3;4_ 3DQ5DBQ"%)F/XH)W?^>YC-
M/8%WC3(S&Y;F?OI!X\I>NH:0 ]!@9=UHB0^%B\BVX0 I0;.,71@+!&A3; 9#
MX'#&M-E?V0/9Z_5=J8@%R^;>B4'3?%^DLZE5'*2#,OY^1C\S?2BCK^_JMA*?
MIR06[2$H4;.)A0)P5*J)+GX4<8J [E@:9G.G)QJA@@T<O4: H:-7&3SH)>T2
M=DC1; ,NHP$'46B)L>LUJ30JC>PK I(N(HR!)-M(KL%[(D1IN[F,0E$!(&ZD
M(A8_?A()W?XK@X\CY&!.VO?\NW]1YO^W__P+_[_KY#M+FG#K:Z;>4-_,!N8Z
MJNB3= \C+=([^\DD@<?'1,0$*ND" 1_,- M]<4R 3\.4#[4\V*#F8Q*%WD,8
MR?V&,.8_QVP;QI[<]N<4_B_.[)1S@XWU+2<PK]KT8H0-&,^ZRNAZ%.K23=(5
M^'"FZCX.HV#'I^BS%LSY-,F$.<FHO"9#=7\K\-),YE;XLIS$^][+?@+OX# 8
M6R>KBQ)";PU!R.#!G,=S^O<L\Z+6P&)'B_R6^[865K<*'Q)$G[/U//37 FNZ
ME"5GE<'TTOSVS@<O$B<,TPVE&0D4]C,F NV*W"EYWL!IQ(RD-'GB]I5W]\@#
MC?T-'.@%!?$:D4E.0P0G?2_R]Y'X[5=RM]^*S+HH*@\:%EK6)=+<=]EW (R9
M(:)Q@?!AX_)N8!TA!WA%NA)>3WPH4N$B]P)TXME"@IH6$-!=JCX< [97H>O?
MP7XJ;B<^9/S+H3_N,4<9;LP9])8;XM\3+Z 7W)0^LN3E>JUN9H'_0#'*LX>4
M&VZ_6<)H>$?USD,ZVB#:G ^>M1O.4ZL$0TFMH ,1/4C>I;SGM':#Z3_SGC/K
MT @(,;O!K:N=.9%"&P?SG0;!>*9Z$$\$\+[CULQJ3@%9S'GEZWI-_>QZK9D]
M=(_5VQX^MM&C)C4\>Z^CK%6,]@XK^3/ ?BD8UPX0,_FH== VFQ;0U-# '&L\
MR]A"V7B87\4(6PXNOG4)GVA^W_=/J.QY2^%UPR@4(86O7A*'\6/ZC<%%R)?\
MG<^]^,?U<TR#;^&:]TSW"802Y+TNK?;)!8.:A<-E8*\WF/*@Q[R<B=BCQN@<
M5^7=3A#2RB_M]LO:7D4$+!2,2>;])/3GCL8I)1\>:$S78?91[*#!KWYO2_YH
MMX=6W)_R=KM(A/L$[WPW;DT#<75JRK__/@,?K$(P$1LG7+%W"86_U:,/$7_G
MCP3,B<BN">,]T&4[FJA@N)?)E!MQ?P?O3]7'JG45*;H,/AB)^!?CU-4GFSFR
MY] &L$FTKLU08_)JF'K\UUB>0<-T&UW(-K$I*UQ7R#65E DG+2K=DSKQ4_*U
M4'[)0*D_\""""0$NI&!SJN[ >[<"=E ]<C. LB!P,7X81V*<2#>A$>#ZGVMU
M]US^KL2V*X9CU%_<O?Z'C)//$K%*N.$NLJRG<D-C+X)DL4N6<.FBEQOOA:W7
M!WD HWH7.0(#>]MMQ0UBYB"W8 S_CMV\X>1$]N"N:$IV>5M9@ !:0SD=WKQ8
M1'$N8&T4F]F3 L:AC=E#H+FS.(A09==QA  3@QXK06$48TRXB\0&#M^RVRDI
M.Y*;&OA%7R([OSF0:],E)D.Y=9K%J&^&D8(QE#$6PD]6-R:&_$UA>5888SIE
MUWSN352]&2\"(<),'"5O/^9MVEQ]E_[F-KK81QW=L3)DJ%4\H_["=8J]+:U<
M!>%%PC7*6\M3X<\;OEX#U^F";7=>_$(VGKSG@<M-RUNPX.8(/]H'LMAB1+-,
MGE]2=V2M/5@:S'ZRW!A8;,3@U[6TKV>AEF8L7",8QTLRY62%7>X'B6:D:$>J
M#1>2^><$:AK'!A5KEJZ+Z7O;^RH&G$;C[&U"S#&Z,#V*.W]#@WU$K]>7<DOR
MKVQ+(5,)XDQGP1,$E]++,/6]Z!_<?_RN+CYJOU-<X1>5IOJ&2#1M-!)%!'0O
M!U,JK9KC,5GQW_:1ET#E*#]BZ3X1SH^G:) M)";"3GNQ)__P0A13 EQE@J+8
MQ?IP^==O\(^/Q7U<,[M%N,!GKG!7-TLHY O;A2CL(G05QY]#%<>]EG+/,*<%
MRMFN?J<D)WE*)%$"5$E.EOQ3$"9 F0C2,T_S"]=.C4^Z4/6T]&Y1Q\+>!<82
MQZUJEEH9Y%H6RA/V,!$6ZOBN968NY7(5#-7!WW@)/8>;:"'P1.-4>))G20+U
MJ<&S/'\IF]S(2.;9LY<$7_^UYX*5@<Y4+$ON-UY\O1.+D=\Y">Z@_9V&CQO^
MW[,G_KJ/])9NO1#VK"^@ )CG9WLO@DOUFM79%B=7OM!8CEQ6!G8IKX&_X%G8
MF^EM_J($7>6MB2>;\Q66:B]K]<D.XBI0N5LDI/CT(&X&]T"NE#Q*QG G@8I1
M,RF1N/#XES=ZX_%B!OIPVER*9!W+SZ6(6$[A2Y$(81F\I%=!6DHO[96.P_[#
MDAZ8$<&-5"4B%9'(^0NIME-B$2$7D8)5$F=2&=0F(!M1PA$E'2DF'"4?*00D
M%0G%A>1SKUF6,E++-N"Z",529%RF!;>-E"SE71"C+0MZI>5;[Y-5;E#5'9SR
M(LMWB[EPB_EN+&T#'E9UECC+Z_6?*3U+4YJUI\=U-RKJ)[4WLJLTTT83/5+2
MR::CF(RVU^JVOF /8[G"!R>26Z5,>7<<60D0@27\/J5P^QF=O>Y_SV SXZ%I
M5HAI:U^I!J,GYP9!6)6UNNB/P(ZHF 68N%X3_IC(YPM) ++&AK;BU4AP6%>R
MZGH?C*I5&OH#@9%C@KTV3"#" 35]?,_IWPCW\2SX/_LT$].VIF:46>,\=;RG
ML54F9"=MQ*1;(S[Z5$B#[BO>2-R9+9J12KO%U"DR''8V?' :V9"='<M<2!/Z
M[M"%F&7;QV<DL-X<IAS""=/6WG >B>1T2_V(^\"RGCVLK0K.MS2">@7WK#@"
M_E46$VH@%8>8^F*VQ&RTS8XW^@H)11RMXB)0E_>Z%/6KO+:Z4TF#-O$*XC*=
M5E22XJ*HR%'EF!*4GY)Q?\EC[D4:$LX9.MKJQL:.;F&,,,2;5QEQ'"\<.1RJ
MX6<X5 L*I.;8)IG*I$L4(1CD2H4F1>Q=N]KALU#ULG0M<;ZWO>MI+8<CU3I9
M5?2&C]KAW/:N+SHG;DFJ@NDV?Z-I2NFUK&D9/WZC7DKS:PK%'U]_9IPG%TQM
M,C04;W1_]5U']+<Q$8/9H;O 8R70VH1Q!.4Y^N*Z3KBA,*T=E]]Z+Y!L*,J:
M H& >'%>^S1^)!%0/H6;BP+*_5M1H54>KX<'Q'M,J'!T9W9PQ\.382"F;CP&
MDRKLQ4@A)M<4'/]T-&M<'>%>J.QW2HJ>Y)O$?7G1K?B!%/WSK*PW"7N-?SDQ
M[BV]R-'?SMYQ',,:#_/5ZYM9.1#2^K\Y/,\.94PO3Q4WB!^YMTG#)SC\](7R
M;O_:T]A_D8[H)4NN8HY/FF;2X;R.Q44J]^R<?@E350&=!@V=<4%:?7-<TC8V
M 5,2=(_2@7!:HX+.:Z5"/-SFA*I3OB[EDVDD;DD"%:*B@$'>U?KXR[$>?7&B
M;<PQRNLF%)-+85WQ15^2N<!QJUU(-9FAX,YX09*4-$])A6H>+N9T24XX#PI?
MQ^K*M7M&SBFIDG_7Z.% /$*5MEP6N!@G^Q4#LE23J#.4 RYU-M\CY3K;=  .
MY_W")WC7V3$.];&H*_+2)\SH-^[4!9PW!W?()9,)?Q<;2+F_BK_0-4T2&D"$
M/<U"[D,V+8 =D7(Y,XJ(I=4:P=/%$F6\&%U&:2S5RAUEW-@D(H;W(:#R7Q]A
M=>%[22+N$7ORHKVLF2;398.]L$R^X  M \5#;J0I+J>5,_ME_H<B :N*1\:"
MYS"*3DGD^3_$.:/-2QI"6:=T_Y!F4+A$5K+U@ !_47'ER/SK#QM%8&BP/+!H
M(^A5;==H<>;13K05@05_!WHIO7S>^9/H3<KN*EG]E%P4>I?3D D?BLH;5P^]
M@SZ/?M@[W1;?$^,&J]$2(&O'R>JB>\)YP\!?$.8Q/=??E8? 794D"_]=<ZZ4
MDG0U45^CO8F-4K911/<8.YAH-4O;1V;U/CXF0MF+1%[NPB6/4&SIT8/[ \KK
M6SD&O$@,%14Y#3Y+A:N8^VR@A!Y)7]*,PFE,7Q;0%?RX^[;UXE@>,X*^<GV;
MEC?9BE6MN+A6WBF7[OW-,HYL=J*)&8Y^70G;6A<JIB?E IXX+E,7]<' Y.[.
M[\4RH/KPB'&@\4!& <'2>^AZ#_O0FX;Z(!"(=>BQCSK2@+N8.LTC/ -Z-"96
M9[$; P;.IEV+J(PIB4H(YD,>@_E(\AB,F(-C.2^6&[<BFK+/H(@]7-O)MGSN
M59-I2KPD3$4#F%69J).5QUO\?^W#1.8H>N1ASYO1-(5KXQ_"6"%SXV4$ZG#%
M#.+/0?@4!GON!+SP%P/&ZQ <!3[-IW3GP87Q_$G"97B,PW]3J)Z?[J.LX"Z<
MAFY_?2%S_1#O?" @V^V!B>]MS&@"]<)U&VS"*L8T*D[%HJ,E#C'8XX4@@A#)
M1YDHG&'&S@:""P]4.,+<)'##])#:K[6^85'HO^CN&1K41WT)PSXV*F3$ MU3
M&L)5JT_F1%9?ZO?W^#XX3V+;2+06&^AP/?VGRO7T!<69G8UAP&%CQ[6N?$;=
M"_4;P&P2K.*X'8/8V:.4NQ[BHBC1F'RK09#\4W98SOTTCE&I<4$<P=+2#1GT
M+>QC)Z;L[" IT?BI#8VO%GF3@0XU1Z?EZI8X4+_>\I5_\D3AQ[N,,^[V43!(
MY?DZ5J2LMCTM../G[M@+H]\+M:5MY!9IKC.$:$[^2/&2#U+@-G>B#0:.&3*>
M&ANL%E3+;59KT>94-*0T' 0IG*D8I.0,U!]!:GG^WJ)42I>HLP2=LDW:0?C.
M")GQ=E(XT2>M*HF;=3_J->K#Y2U_+.:E=QWJ\'-G5Q_4BH9<P3:B3GQ"@S#[
M0C-()8&]IZ EV5X*TNT<(U+,:QMB4+2J^60O 'Z50S29](6@D%@8^<^[G!GQ
M!3<25-CEV>V\2U(PG+NL(2+.F1N@-<I*V1,O:TMA";H M42J=X@GC&N%A,J'
MA;9)4J1*JSR[53L$JUSMQ;G<"U9$72W$Y6FB;55$O#% *(V((HQ++>Q3P&_S
M'S]=J%8=A4*YO]ZAVP4?U*?SL@=4-]J(!;JC/(3KP'+]HYU=)JO[JV/I96GO
MN9/SAP&GN[2_L5]JU+VGV#^Z;VG,QN4U)4/]PP%4NBZ86)J#YQB5@^XRL8:E
MDYM-G+E2INSL("G0^(FM/QVB\=4B;S+083HCWUD@DM3S@AHL2=@S!Q#4C$Y"
M*GRCR[P0P9=PO0[]?93U! QQB:KOB4741E=Q9$!WB%#%TBH^(A<CEVJK^%7*
M^>4LQ;'(G&>E4$90<)W9[4+6 .8,?W5CA4._L&:8XBY#;7%\0UQY)E!8[EWF
MQ%0]/#[$!3U2)4@*BJ0DN3P/=/$*JO%A%ZNAEEXP[GC8N\EH\CC63DO%?%="
M4_=SR?J'N2"XBI^H7'9<Q6=K[H<%$!3]*X/3KX_?PFV8P?7R219S*3?AKGLA
M@$-,C8 M,1OS9,<;W>%'$4=KF1"H&SGX8<$G%4>L"U9D(WF12#(CNY+;W %5
M)$@S=&#5[90=W<(^88@WK][A>.PX<CC4..ZAET1 FTHR1-$ABA"I4%J>8[XX
M_=(XXHM1,$O'&^=[VSO<UG(X4JYQ>O6N0SU^]"+4!]-OKAR\E^7^;L/'37:]
M_I-C/O0>PBC,7AKZ-Z2+^GIF76SL@0D'=']V %.MFAO3R"L(/5".%YJ7[(-J
M/MQ3A;+-ZGIN_OLSG&!,X?=:30I97LC+LB1\V&?"%G! )L /VNY3*+JL6,[L
MK@["&!N)@;IJF_0N%-B<U12@QG$6AW"SAO-GN!>A4J,G+WA\FZ.1=R!%CU<,
M1HV?Y@2-EC[7D.]@[UD9<K-"XLGJMM7ZO5*\300UI_[)I1<F?X-+"LI$@^OX
M3)6\$_'(/G?%G(+.>S&A@*IH_0S=^S;&,IAKI"')P9[/J:'K$]!@[V>BX'Y&
MMSN6>,F+V(RG"84B+J*ZX9H+J:[%*/,CX6J>HLZBV.A?FL,T .5:$S(,=CU6
MI9^8WLB8"C*#TCGRO<R98ZN;SC.#WD1TKZ3%@1[D%)9P6&!&-3!UY-SK ;:;
M9_X-'7A]1LPQ=>!D=6EF\=\DTA<!<D<.9N[ AC3]@\6>[R=[+\JO<%.7M^F=
MRR&]#QU+L]Y(:FW"S*5#.8"_B68;D[,/H44EJZ'>9"K=R9C%GY2(PHP4]T N
MQX$<A.066S(47EI;8D*HS8Z8"S"Q0J$[BT,88ZI2TTFL]"-EQ_)>8A8OS#N<
M"N/]7J%KD.-Y@T.^&4;Y[N&LL2!^LJJ N&:EWQ2 9\6N>R>O#%U*Q]/(M]-U
MZG3I#COAJV23QT0.G(;M0$ULI5*Y,Z7FA'$%2:FX:;G%"^,-/+T+%M!$7+4I
M7+':SN<B[B0;"+ENM>X"A(E&-_OW*'([NVEP[M*OTO%#0'B'%]78"95]7CDX
M!_E*".ATXAGIOH<[AZB%HR4V&]NBWFL'WX2X<^_5G'O!%_J05<YA&_DU^FZ=
MGDU;-WRE.N0RD7>C93Q0PS1T=!Y.D8@PT+T1;DVEBHL IQ=PX@\+]6TZ8->M
MP]V0,-'D0PH]NJQC.17>77HY>HXH2._T='@7 GV64VYC$JP.<G>0P.K$Y=%_
M%W=.3RM/:ZB>K.ZH+_8 _N-_?=8:TE>.S8EAZ=XC:BEQ+:I9?X%K3VD<F#E(
MQE0Z_24#*O@*VLMT(F_*5(Z!>FQ&UHFO!97L9:5Z$N3<%NEGF:.WVUP,@I*)
M!>DEV&-0# 6:2:E<NFS& KA0IZX-0,VU#_*BE(+*F]>20?[?)&KBQ#LT_J;N
MG$43$;"5Y&35-C>\:= O"N^8;N?7[2YB+Y0*#G"7H#RUR?'T]>[ZYH)M=S1.
MA:\$!5+BE%[%?K0/POCQ!BHZ_X-ZR07C[^!7W2FE64YHJQ% IFUC.U!%07=G
M74BG-3CXS%;W&TJ\POW=<5+$K]#A?Z1P2ER1(3N@0UXX(?XDIW0*-YZPQSC\
M-Y_R@WT"#3-.5]:.GMGI=:,ES#4XZY80E4UA'QT(ORA%QW&QG8@UG8IS=SRG
MJ?SL@BH!LN0#$/YX2JJTB2)^2@KR1- GP("4'-YU>PP>CU*Y+9< 3L;*1+&?
M:/+ .LZ58 LVC6ISK>:=ZG,UE=W>=7*<SWL\ZHBY0CG;LB0+_RU8G_E^0N$?
MU^N;A&[#_1:JWH%S>!VW+)M@&7L6/(GS$ V51Z:J1@B-JHTA0Q("?26"*Y?6
MBF&RJ03>8VY1O'23VS"UY.#KB;"P:Z!+'[P*^X]0AE$* "0^[*0,'TF@I(#\
M).:'XKZJYS#;B%5)S]6S2KZ95RW8^L/<@;=N/9$8%'835>"%J#W.N@19H"D4
MGJ]%/IS5%/BLIL WN0+G5.%T4+>^YN3?U=44=$>CKY8+#N0QL3_ CB>0:UWE
M$W-5+]6\*I01=BZ\=YT;[+HN6]VF6%"H.RO/BLK9W[WD1]I^>-Z*1L]BH8>&
M"Y/3R7*RA8")%(,M2S_1BI-?==ZY*Y^3^5AX^-5;UAMEUK= %TS0$FHJV>&S
MS](8P\7,MG22Z[4D!L+,HC)NG6@C]OC*\EEH2T5'SDH=@9LP<]4H*9#ON5XL
MX!3]S&HQT,5UK!>.W%>C;^G.6>UCCZL334<TQ[]V7GBS^%\,]#%=R9N$^90&
MZ27_NN"RWM-D>[F/952</2;>MJ$YYAW4=S+I8*/%_?31W3]CEEI5-:10<>Q$
MZ#:,UQ%[EMG/(D0#_8CJ2%3/4^)'7IK*"[Z\-+_JDC?P_"Q\FK^^^  (L5&#
M7-?0_KZ%.IJR<8]7'-_+G)<E4KE7E3?L0><KA9[&,4+'GJ7+8_[^]OZ-$2\+
MW+UER$V -MP+ KEKX\&.^Y]Q0B/X9Z#?KK_;>,G!=K<-B>(RP#$D["Y*&L[1
MP<5_HX7HN!]I),U&-FRHZ, >]+Z@)/69YCEU,HV?%3EU(H4V%31GO]C/ I0,
M"23-2Y*&4ZM<C316E#FT!.N:OO'<T?5#7,E7JD39F71GF$H*;U@9M#?NS: -
MUK?KC?^.]E[;2.ZHFE!7@LJ\(!(RT[>,]87 '#4$Y;V(6@27++FE>?SQ>JWV
M4[_0'4O#["I.]PELI%ZP!,Z#@[,CA&N&IU"(Y:$K2V)6*S4KWO@A+PQQ](L]
M>^K-4!G;9S)6QA*2T.J.9Y[MI,B2@BZI$"8?+K]<77R4ON?<\3(<3#-T9#56
MGU9TRY4I@GCS*AY2[ Y%#H<J!S$_141HV>T(+1/$WK6K'3X+52_;$"3*]\:H
M5V MB2/E.EG!W*/"'N7<]:XF.C]M21J"Z1G_(4]L7"=P';7Z0]S%PP7@_'YG
M+'@.HRB_GJ>A;2-[JV\ZN+>-31C(#-V['<=?J_YCR#4"HX^J#<DV7D:\F'R-
M,U$F2_9)86'L%4=Z/D!2'^>5__!1MI/L?B5*!!)"#?9U&,M]X3#FL_96W;KS
MP/UEN'N'_PJWHXO=XC@XW#L.Y;T\7" *-P;LDI!/]ZH@@:?*$2B9UVOJ9]6Z
M!;*4,>&R5F_R>>",18> <?&A0[J/H"""].-Y?QKN9#?QPR[W.7B+2@D$<G)3
M^0 GO-^:+UI%)3$@OH,\"YGB ITRKKNI)\\/EDSA)8;RG=<JC]5Q9J]X==L[
MD%!A;$<),+&IP?'G1S+&-#*?Q=4J<GF<$*$O^=^5GB3O6EPN^>8PKG'!)P2Y
MI9,]\IMA'/8?SAH+XB>K_)<W!=A9L3JANUNI-4;3LS3E+MU E[>+@IG;VT[!
MH::V,9S:_>V08:SJ:DDVW.!JL5C8LF@XPZ*C](4%'J47^K!/N8^;"M<-W#D6
MIR&LW<3D!I$J3D'>22Z<O"=Y!-[2FZYXE.F[0[Q4V]MI 0SM;Y]*#K+#;<1,
M;;%>D!D,TB1.<A=S;%-DYBR?DFHE7JZ]BL*;U8)QKK,+-7#K0G=]0_LLC'',
M,56@4F):S+UO$M"+P#*FBWW!MEL5J+[BU&EP%7_]Z6\X:.@E2VX2Q;XMLV),
M5_7=AG6U4=HAG-#=Z!',M1H[F%;#<?9%?[6'1%7/0'B_16>52AC&A>?;%NZ=
MV:$;!3MF"8>ZO@^A4BCZ<-93XA['6QO#%0WQW#^3712,92= <]ZM#>UO",P:
M3VP2-%OZ7F.^D[W3-9 K"I(+$$M+'18@IE40[PH0IV\(Q#/A%S6DN=\^T.1Z
M_0?+:'KCO<"51LV339UM\K!D>QNK]4T;2?S08@<7_7)%VTEX.;%X+$M:\@80
MB!)718F_YHX_=0XF,_WVC05'6_-R2:$GY@0?2)&>+O+#D0'1F@(6XBG)'Q\U
M('3AE'&(L V)=+T+0M!#0WX8&JI J-F'XP4"&@9P=^M*PF??*7 [V(W3MBAV
MVUI:V 7M#@@ZV"W3\>B(O[5W69V1YR3,,AIS%X]M0UF!F>-5[$9E=.[)K&,
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M=M ? 3MY?I6HIT0^7LP>CB4T]*=,QV'#_JQHQ_N@' =MIS\0%P(2A7%Y/9!
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MEX#;[ +(-U<G1%[(EGJI./_!?<"U%R;DR8OV5'J-_H:_&50ZK#Y)J,\>8\&
M/V#<34P@@V67T TW$W"?G:J,^*$HHOAIS9)/*7_KCZ>2<"K>BFS5:Y$ ;N<#
MT^SEKR[:L7W6VO14_<G=4;@!(?PI(CCRZ$O&WW)#UF'J>Y&X9(^L&2?Z#(US
M=[;R]%?N9JC#-&',/VRXE7+$\9ZWD,YN2I[YJQ7/\Q_A>I[R:C^XGR&GGW*
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M6MU0_BFX7(\40KS/JC/Q9&^20("7/T@* L0K*,P<YAV.)68SS'5]-R91Z/)
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M%^U_L(P?B(!AE!N A5C.$Z#P950!"9%J!Q"7;:,#]J_1G\O\&7X=^]1Q2I'
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M^S;&UD^P\>7 :R&2?.)1)5)T>$]**>H)0H0D5;HUI1#N\.*^\;%^ 3/"Z?/
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M*45#X*6=@\34<![DC4Y ?CW:-)&&?OP1*4K#WT4>?"04<AXDDHX\?KT;-0@
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M+R\?)[+Q,,7#CW=8,8B+]W +*+JM%-ZY,PAZ&=W9DX=]S<<O.!UC3ESVH1Z
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MKQ/7Z!__N*YV58J ^@9N-QNP+AN3SG*SB.&^GAZ^)>-K YDJW>9&J(HK,M_
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M4OW*TOXS-JW4RWR%#NSM/^KXS"+!2D,K._H1H1.@ _VA2?_=AF\.LB(CV.Y
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M\I;BILEL\;<A*E5YRG!KNR#>QU!+'</Y@-MJ&R$MT9K7DT7[G)J%P=&T3)D
MR!_;'AU_M#&T'P#:U8'3P],U2[3!+%;X*!V[L+4!2^D3*"G?<#P.B>+!QR/F
MZY[YZ"B S@<P!\>,(664;1-\)V(!Q3V>3HR,SRN4(:I4M\6 9%T; UR(1=J
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M\:U.:KJ4*I#R!^':BE*$N$J[_F:G/<E]T[*-!#XZD_5MOV+P5J(R0;8D%7]
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M0 (L3BWCQECS]>H-NT,@1>R2LGLB<UF^@KQ=/MHIWNISDD/N\.-CJ!- AE\
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MT]@8KRIU.\S*U?44MQH*,H%=N>;G\-JSL1MX2-"H;/*.-Q] MF9O!9@UB/L
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M:TV?3KAG<0-CP!C988+5J0,K5:<:-FIU&G-K3YUJW/%>\V RMMH1LE1TBME
MI%B#!K%JEXAO*RHVZ,!%Q=7EXI@;+1$';)3TX1*R^:O-*T<F,>$N=3__Y;_(
M_];Y5SRJ!"T#8XQS'RRR,1?P:#+^?;2-+OPME#3PAXJ&L]>[Y_0UJ],BL_(<
M<!R>:P! VZ,-(6@$>J' JZINB%$W^O'W^+S$*")[R73_21;E98#RXKP]T @T
M28%754T2HVXTZ1]1'10\(?J6S?:1EH\:IZ$/U @&?"[I*0:.0)64^%55)AGR
M-C XFP3/>]F55NG)C.08[YYWB96%>&[IL_*<F+'\#5-B[D=W?#1"1+Y/ET5W
M?$ 7)^37>WAH8KW9<WE0T./M'<9#A]Q7; &@_ <M/=_P>=Z\H6VU1^L=@[;5
M]H->QR<&[HK>RW\C0/^\OZ)?6/> ;*!J7SDT0N5GM=R^VL?,U&9]/*^(^Q_]
M4L])PF9_'G'@,]V:[,?+5[)4?D(;E'Y036#GQTGAVM1$/IQ'M\P9" SG:^B/
M^QCK-"4^IDBO5!S(9IP^S/.$DOU-05_G8>?@2P'/&L\'#%(YP)S)M4.$*O(R
MXQP[C:46D">U2^;\L'F\^9)6W#R6.,6^0$VZ[(L_XHMACWNT?45;^K98Q<JU
MYWYO"WF,OWMG@[G:$$"P6/&YYE@5!2H;:E;%1<V8W@4&W#Z_*0$.B=M?T_(-
M5^53^OI6*G'.;RB1 JNA-X,('%=L((>^.11W6#\<JM!1O)Y(9"@$T@9(F(%9
M)-:9B7*X^)$;9('TVB40$TF\ K.U"I)Y;;L+(49OX5PV5%U$I-GK8Y6_XX)U
M.5X T5U$#"$"8(:_)N+!L!GRN2X2:"?[SB(4GA]''<+[-:7<H<+JS#*,ZQ!]
M?:M1CC;>:R4-<T]$$OD'@NJ3%+RO3@+PX+4)RJJ:,@FP1A[J$?D'#+.W0E'V
MECUC1,O"1^Z@'2Q]AOU%>?GV/LV(%*X)I6EYFVQH1L>1L0*2@352YH.%PML]
M/3]FEV: @@MX[8/;2\1<EV\HOTTSHHYILK_+"D)#1569[;&@X TG<G!O!@(\
M)EB9Z[Y%D'5$9[V\@\@3=:2S'"O/$KF46^<F1[SX.: 9MNOL^)U:SJ2:*$FE
M^EZ@_U1$/C<?Y/\X]? D4&UJ"0\J$,:8?DX*QV?.9QA@0 [3\0EAV&QY=W'R
MX< PQ@:SGH>63FD.NH@-K&2ZCD4(K&+'0<P0XCSJU]GR5##[:==1<?O4O\7K
MT4^)9#"0P#VG8)()"GEP5(#"RX%R0]8MT6.%A%O59NUA,KA98+JSVI3I!UG!
MW>+Z^O'J@P"^HJMD3[^N=^='[XMU519EDFW'+V4[PB[7.#WL_L[R555+',^W
M(-O!T3^0/LF!@!Y=4:9-P:7P-?F1'JI#A^55N<J.7W%6OMV,G@.WCE=Y+DGQ
MSG06J<ESBODCI2C>*EPR@2FZ9D67')D.*W*OKYKRCO1/-H@O^(Y#..QE3;Q?
M$4U=0]O&8[5O.3XEY? VDAD2N3$6(HE*:ZU(RHF9%78?;]DPY859E_'FB^GZ
M7H!2=U'/1#F7F: KQ0F7[TQBXJV&)LIG:J[;/Z(\Q=O;] ?:JGD "0) EAD/
MP5ST'28A)]K-[5J_XIKO$*U15 ^PL 05M- A K+8=%OT8AIC\X!+5%SNN_Z2
MXV)4+DL TI;)8H)$JW4 CNUH&+NC>#?- CG\@K+Z&BCZ7JZ_[]/76G+%E[38
M[#%].KHXO2^^WJT^DG1/I?$MJPJTO:VRK<)9@95NY&[0L)MH9\9$DK<SN]P1
M&V\A</GR(T7%<W4X)#GOT0\3%. %)@M%Z/+Z4B%ZSS#-UAFJ7[38-0<+SV\(
ME5]T%NHZR#5D#$$>HLV2ZQMHL6\@9;"EXI(*VQ2HD1CO>E11$G1I3N3P@E_^
MP%08A>TYI]"!WKP#=?!9YIZZM+W,/Q"9D=\3,AUYHR,AW7%T>3S$+V$>QJB8
MKM^A:S?G:W,!(?I''_X/]^ZR38Z2 GU!I__>98T,ZCW%8Y5OWLBOPVP+Q5;-
M&(%;1:O(>G*QH[O@OO7/(/RK*T0Y(2*?F^)-IV9BI8KP^14:;:$WT?**IMAU
M3^UH70ZTO51]'^B9>L-F(%0:1JN1VM*QHZ8JW>L_(.,QD;+/8'M(Q]A:R@&9
M:MD'G(D:"KAWH7;][KR]36/N=;LW=D^L%>L_,K1=E;=)FO\KV5>C@(9"D]8G
M@YI$JXD:$K'DL4$=>WL9AW-A7T#UZH#S,OT_M+W&Q>@80+&97/<&S>:H?R+)
M.-?!0>?Z[^JXT<.^17_,T7MRK/]"6;*GX8!;G-\D^?[XF!SQ;B=TON#63(\,
M:!VM<IK)R87O!M#@Y,V>Z0N[#%26]8E1L"5B91-P:$>3^AVT:A)KS-W6A68+
M=VGMWG;6(VA6:8_,/%2++\=(YU,O"]6LXU@?6'I&F_9D >^WWVB]GLN-SQ?\
MA-Z;,)O']Y? -'*R<[3;MR5'U-O[<*OKW:Y 99EFKYW'_5B/,\D!V\IB L!
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MCK[L7!!/P17(J#RV7NNV'K1JZT@4T4PJ.LJIW*/ENH5N%NB4D1>4'\ ^>]A
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M5,Y.@KG9-N+P 4G/%SL@/(VJ06)4H3%OQCI3HVR51.<L(X1,<Y,L2J[Y5R[
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M[ROZ'[T9"-V1P1(&^X9 L1<ZW8?8?4QXS@)EO=NE&U1OJL^[9Z8*R $;:8D
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MQYCC 7"1:$\][2D7K8YJR\:&NJIT;E"M:@;^&^XFK/AO87=S6OPW65_Z_AN
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MS9J-.CXR&4SK"Q[LO6:G@ICER%T+4QND?]BUX!C<A/ --;J"*:LIP6*?%9E
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MKWX<.63GY4>YWS^&V*,"/7IT)U(0VCC\^4@YD8\D%%IAX)7E$;GW) @?/JC
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M]$T#(6OE%@\]#>A*]DBGG]&C"\!LLUSPC:.?CX[A'K(#!;R\5][_P9^.C^V
M5E>1:X\^];HG>D;8;-R?)%AM#WZH-C:Z?\K_L*%PW %3E-[#2>AZ&<'UO+-B
M+;V3"BM:8$6/((ENIC'U3 !LQ4X8%9%&F*[9M6U=51!P6U\U':-GZ?9 1BLX
M&&PL3?YCE$G&,U*1>./0%]&S7?Y%\4P_'A8&D9[O4@*.6@3.U?5ECASY->1T
M9$WKJ(JZ#)_D:(B4XW*IO4*PTA%*0VD%_^UM=56PUPP=]Y'E ']AV>R3W9H-
MW<*#'I+5%358KZWN=> _S1?XM*H%5CJZVNUTC17\65K@]0M[2H37\2KA1L3?
MGM;7&9A*KX^TGF7V=%! @Z[F&(9B]64=,-U]\_J>5;>^/4/M='NO 7C]^IZ]
MHD*>P9J5@OFJG:S0CBL$XZ';*,YOSKY^N;B^'TE7U]DF!1?GTNF_I;N+RXN[
MB^NS"\X4 :F'6U)>J<N=#F"-FS6WL#?<S'%IO\;B9HY+.SWNO)GC*N)OO,'C
MB^A*MT,ZO;N]O$4/^#3$Z!MIV<ASD9:'44@KNQ_S%R2S*^ZPE6]NN:R*5[TA
M?_H$/CDVR4?'R(%I?43>,YI%Q4!R@13)RY)5ITNX*N^9?B;/EULMKG::Z%RU
MVME7Q2F_M'[_Y_CX]NZ&A&3(Q)+6ESL<X?@?G\_N_J'\XQ__.#Z>;YN5;9&Y
MKV#2^OSM#XMX7HX1E.+7KTB9]<[D8CLCHGKA?GCZ^>+F\NSF^IZ(%?@<%FKH
M6X]!".OQTP?TB5Y!]EW*KEET<%=ZP<M^,-\I]N1/Z9=5Z:'"9203DR=_U*.%
MK(RR8<YRF>H;4_AV>'<O7:VH^$^H4TX>+0R\/-C^=LGA5Y[V8B_*^N<M)><V
MI,&&B;I=9J+L=5U:L,HK!#G!L2J#AZ9J??A?M_M^S[38])W[8KLK,)4EY:12
MOMO3G-;HA<>0V.M_N[J_^**<G'X=75U?C$ S9(E\HA3V,;L7$+JG^17%>[JS
MXRHR@G^QQ7SXDD/[1?6P6ECO [##D[NKT6^7P[/[FSL [9T;?9.(\QN$AP#N
M_B"IRLNM8]E8&<%J>Z3Y:5/$^>G)U^N[B]'-YW]=G(_NAY=@^'\Y^O35)Z<Z
M>"3!,HJ1XT@DCD/2. T4]6J/>;YB6P><L:\#SD[._GUZ<9?N(?SOHT]G,_#V
MTR3V[!"@7H8C19X0T56):+4A$EH]N;V[N;VX(SM?@PL?!A,R&LR.)%X-;4-(
MR1(<->:%I';R^>*7X6= V]G%Q?G5]2\ M\_X 7D2@,["M'GM(*AC!4^M$95Z
M0T2E?O*%1":&EQ?W_SZ_&IU]OAE]O3OZ],7U22VC@^.9=.Y&EA>0T^J9D9][
MM&2-UEFR;8NJ[I _.+1(2;(,U:89*A3->^!GD;+@D[F$65 R"[H-,0NZ)U^&
M=[]=W%_>W-U=_'(U(D<0W8-9D!28DG:E%9MBIANL7?PU=>-9!Z[P:.\EK61Z
MA+?@4/I"&C?"B-9C)=L'2;?IKF>T_"BYM[#GB3 YFF!R[)7'>C6[A=M4AQ18
MJG=R=S&ZN/O7Q?G1)U(S$SYANS;7L+\:@D(S5*89C(9H!@,TP_7PEPM:0$D\
MQJ^CT171#$O==\1OG":G@Q%Q/RSTJ5SF74)G@6\GK;#D&N"+J9>T*=U,<+(=
M*CLJ8#4K#81X+@.][OSVCO(9QOT_Y$S%J_OA_=6_+H;7Y_#KT:?_(1U-+NF9
M?,(4H_"!E_T^#XU$TM ,IG&ZBZ=$,N9U"7=-Q/VJ$^/]AHCQ_DE^4!\]XOY+
M4K@Z%\RC>=,H0?UH.IEX]'<4SNC6;VR+9:TOQ'()N /FDRF#D^2(VA$!YCF8
M%L-?[BZ./IW1C1=(ESX%(HA<]!#B%)ITJXQATC./:(.SG_V:=3W.(7W00/;^
M_$6MSXYCV!HY/ZC8BCF8H(>)D)Z#NYO/(^ JFJD\_THVPZ=;723"G28K;6+%
M"*'.EU"ON*9N'_@[/;FY__7B[NKZ\N;N"ST-^.C3#=T.X<I/^A7!R:O-5AZ(
M0,BA)6O%M6^'DZQG)WG&_.+NXI?AW?D58'MN99 8.0KI!L:700B/\J7_+AS1
M&B5[>MR&^(GL4'3EDP.I.8AXL,,S(GGWME7F)S-^M8T)+'+C@KVVI87(C5??
M "(W1/'#1(B:)]M3!6'4D2[R[;)NLNVRB%=UEAZDCJ5?R#99) K!3@7=2LVN
MR_P+F?U"MN(6U'V 40$PSA%X5MCQK2ZG2M>%%*U.BC:E20,FDA\"-Y-NGGV0
MFX_NA.1^SV!<R/6E4^QC$*@D=IM\3^7J/-6<YHS7EADQ+FU%YG@!VNPW?, 0
MCSYE\*3((_XZP#8J8?&>[/"=;*X5==*T16(N@)MOXPG9!_Q UL JY'5KT//M
M$=!-:0V!B9#F.=>WW E(X'F63;K$.,T*X_ )#%[&!6U7X5_0MLUWYB8T]2\F
MF%T$IEY]F& NH;'7:.RF=&W 1"[^]]>KTZM[DNM/"[Q(=.#1-=VTD&M%A9<T
M(L?13SWF];C*OZC9+W#K;H78 )*]$Y+W5^3CWT9?OWP9WOW[Z--E$))H\/%O
MTF@Z'J.PMLU$NIJ0JF]\)RN6RWY>>4!KM8HR]M'5+]?#^Z]W9->3$;P)Q?NL
MZ:K>Y*%$7,FHFT>4"[^4#Z&;K_ FN^P6";'#?M#K=YDNC[;XGJ6=H:5L:^C5
M.THO+@=3VT:OFF!Q$$MS^A4C&-3RI"B]<H0O[[2\YL">?GY>#_WNH^3&@"D+
ML'1/]T\F46:R33_=GRT]UP6MGL$R.%Z$RY;'$RTP,^C&9Q3:Z2;[GX/@&RD?
MFA?C[[YO]"Y#G,<Z"V=(/>(0NWXG/3DJ.["0-+]X[MA-3A?K2%9ZXSCM^+63
M;C!LI\>GI8=:5]@W5C@8^Q:%L71UU2D1-NE62@X]@,>G5DFZ\K]UZ'%,3HD<
M7DJ.^6)TZ-S3H[/&&/GD:WAB=HJ7JESD)\/-C_\JGB9(OE8&&J@H! ;Z.#DA
M\AVY(5VAXL7IE-YWTNA;^A)CN.(E\V=KQ6=WLI.DDO.]@FE86A0K.>!>>G+Q
M<UI>#RID0H\""R1G2C2*1 O6$G=B?MX7K#LMY_0M?")=OK)N4CR;$,E/#@Y+
M#B"CPW\.R!&6V7GGW\EK%X],QP!7P!1>_'P2!G^NN-R<V@]XZ5,8*+90M/0Y
M:?4BT<[EQY,S GU[Z:4>\A<_&Z/9XD?/KN<M?F8%4R]_7HD$V=GPC\4K\OE@
MSX7ECY:GCTE9X?+G 9%Q0)_E]Y,6B>GR.@;DK-'%3X,)K+H+2V^M6'<*CZ4W
M(]/UR#X "Q^G6%A!$0*8Y66'N2Z1B9S.NG3EF)Q\NC0=&]8+S(SL4P+9"&;B
MH5 "? &THR1'8TZ3L^Z0&9',#.&<:&H]IH@,2E=+=H#+A[.1DUX)]Y/C17.O
M&F0*^3R=V7$Z\1/I_A%'KTL6*GZBJ?EGRGJA&WU+6&[JI[*5L'E1#"?GRKDV
M(;CCDH/>L <+)3T_NA8YRQ;@)%F('$>+K'@*+)NR<YA*3WB+[3H."&?"8*%+
MV=,)@[$$\C$.0L*P^<6P).2KTC(D Y@S47)@Y7CBN<FI<W1%B^<"WE&E'TD)
MUNER 4O!\H..F-*3YEQ$J4$%[ :KEDT6((F^P6TP 92=:^.&DDT/,PO"#CFY
MUP_H[X1.V:&Y1#AB?WY+<L$:#7$B_8X391:C;Q@>5UJ+P 3]FA]0.ITD3\H.
M\Z4'\&TRF?3@P(B>^$=6GHR&G OLSHOG.PMR&=X2D-N>X44= *Z%)Q1"^2'$
MA8,$@2H>>CXYM%EQ3TZ:##R )SWI%*655&@<$/U)!@^_%1&[!ZAF_)&>T4CG
M_BH7EH_'7 ;!QQ+1WRGOZ2I[0 F/4,K&8ZHE80CC((P?P-:A/$R.3<(AU9M>
M@/P<M^2$8GI$;8%A",GH\;3I,A$T/& ?S!Q/PB#&@[%KD3.G$GL('I4> TB/
MM07I*=$:-#HD^#)&WPG%$U%"(8['P4.()O!^"GNP".!B>GY3^J3H1^F=FDS,
M=K.30.'VTM3'Z,%W8Z+(X1G6O&>O-(KY6\-"[ASD5/R,L;]RX/-;9BXYH9 <
M0@HCS*Y)Z0!^"#6]R(F_\?P6*XCB;$X+=YAP"[D#) Q55"!+89I:,DVZ8O2<
MX3')>9)'$#+!_\B)P@04Q$RREQ8A-4+(&=\!S&I^(=!RFLAJ<-V21R3JACX_
M7W<_\%,S:CZ93AE1E#PP#()NLH=(,MD5AQ__"99/@N$P;T-(UL0CEE^JGK.I
MD<GK[XN$2T\"FR9THM>EJ" OM/$DB-RX+/)RTSL70=D3 G)0:58/D4DUX$20
M$N&,>*)4-CH!&/XXI_'\>44M5UI#"TV(8Y?)LW$F_U*<DN4AQT.GM\R)*)'3
M/I^);J&7CXD 3P9<6 $R!C,]KZ$P&%BI[OO2Q#VR%Y*7; D0E.:</FU92U,C
M'$Q%BI)QVEJ= (42*37#AS8@@>ZS1(D @_H= <OX#S$1^^?D3.D,ZY?8IB(A
MW5M&.@V Z##6WGL)2!6YQ.M%]A/9PED*I^207QA6#I*.!%B+O4+'=[(<X-:!
MK$HV9R)<DJBTLL'ZSGA/D \O&$?SB0%[46E+&>^!3" %8+:D.(<]6%;'( X?
MR/+3$].I89-(1/*H5/.EH(1+3'I>>W:&.S$;4O)0KIF?\DW4/TP%D[)<%V:6
MF .)8T&T/3G%F(SW&=/WD >9Q :$I0+8@/0%?$3.-'%3DEG@TAF/Y,]F\P%*
M]-]G/# W&WQ"<1) R4E.!IQ;[535TU-\8W)^-WG*(!%1"4US'LXH&\,S;(K>
M2;+M\2PY#C:Q83-M,;\JX?(H,1KA?0O*"=@&E S5AYDR@+M*TT_(](S386(8
MHB*_+YRVOJ 05J@L<HNR>,L##B8!@1Q1Y26;EUP.^@@1:&5B#,@5F#3@0&80
MXB1H,<T(7\ '^'V/$J*>KT3*!=-3# F2R(.U3-%%J8>4B[_/5Z<W=]04*R]
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M'EM"!S [HAJQ>](7.H"MV;+( $('O#)7O=O1#.$'-)@%FJL#>B>#'J_(%3I
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M8C?PF4_MB&S?(;-]_4&G7^\^ R)3S?>(:JRRD$\4;KM3N#.[6<$;>R.J\<
MN6/4&P(5TIOO$=6'W>Z)RJW=(81W8T948Z&=VI'%B5_\((6]$=5H>)P,N$6N
M$-Z-&5&-#,!O>V+[8,+>B.H#KGRBB-XLMF8K&."@9G='$:U9_ "%O1'5*;OK
MW8.5:=E]X,SNX3;8%*4V>WI7-0<F=?0N@U5=3:(;[Q@Q3A1Q:@0/Q.<=:#V]
MTQ=':C7G755@I'^B,ZBNA#!J'-#T7J>KU1HD%<*(=8R 9=3&(F3^B,\[T+IB
M!XW&O*L*?,@G<JWY;"&(&'Q7):U9/09QUB2B\0X0D$0,ZJJF1>_9Z,L:G0ZE
MSP'R(^:3.B+/=^#M0P==;CM;VH<4]D94(W;%]J&LS58PP&'KBWKU[KT@9#??
M(ZJSODB<>,C8; 4#'/30E1-QY H_.&%O1 *Y0G0+!JB% ?[K;WU547YD'A5"
M>C,[(@%>(< %#P@>$ *<TQ$)\+(JP ^=WIT@VW;]A^/D/OAP\OT '5M^-!WC
ML$X0K)[W(25!$-HX++Y?B@+/M9<9IE91L.$H=\N U5K2N@H!]:LL@<OZ<<F
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MHW9HUC. EX'(Y*((K @Q=O1)[VCUGF0GH,G0 (08XX940HR5DD0=;5!KV9&
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MV753-UZR$#!*_&^8)OI7'!$,.K!][*M7+XC[R$OQVI$^8M8![O_VK/^,/FM
MJL^^'<?@ .8)/9_C>@YL.)G;2\]?OQ _??&6,.[W\D9\"I=V\--+0;_'WM^
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MF;5S40.67BPQNYAC@N#*RP38%5V#92#278PB@.R$/!>^7'G$";5W(;B)Y_B
M^A.ZJB4!@).#J'"6V%6N$QF6K$W E[O^V<I9FW>('\BSJ9@+^U)? 7=SP:01
MN-68&.U09D1.<K6*; \E?&W[:<ZHPBDWCERP)[&47TG10'FO4"=IL%[\%9 9
MQR%*)0NA[H;UMO/ $&.U\M<H'!Q_"!S!7TF#;R*/I*9EI>5QL_"<188]X7M
M&2&#/!6VJDE(0OT'<7/3L5%82=C:B20(V?Z'# D&)16"5A"&.!ZZK9W]97V$
M.].(.WF3QLJ<NJ$(0K#)WQP)K#Y5@?.C,%5A!HU,22 S&.1);#\.Q94,$'E
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M0)E@5G92.=-<._VY%T$$2T5W77IZ3;9)B[62]PE,!%Q0K1@#XQIRT-: %0*
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MI4TT*Z,>]]!5)FA":83X('V?SY-A24U7W*D\ADNDU4Q?ACA:)["9JV^EH I
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MD-'T<I>)->HS'@T$@B%D-(S'\<B:3%L-8+BLL#. P8VNY2WU;<B'DP">EC5
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M,B09D@Q)AB1#DB')D&1(,B09D@Q)AB1#DB')D&1(,B09D@Q)AF17SOFX=37
M&.EN[_B&+V%B^R;)\4Y^M*_?;ICB_;RM4_H@W;\O\=U?7G#'$,WS7ZT#ZNF@
M_R#T&+>4K@4>&+8F@G6(W4=SX#<PK&0%8"?">L1ZU&4]8D?""G#4"L".A/6(
M]8@="2N @01W20'8D; >L1ZQ(_E^!>"J+D.?74BGCWMA+3)'BX[/@7 $Q0K
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M6,R]P X<#RB#5^:>D_K)VE(TN"&(,1'_!;)A<!7Q 29$-B*$5!KWQ)>%%#^
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M'RZ&7!_4R)),U+&2=JR/.HP?<:[@7<"LK T;34N+P++R5VWQ::/8]$F"+/[
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M2UV;;@ZZI1J&@.E(R&C:4L]Z+9QP8[2E;GC"==^SJN^V+N-J4=Q-JG'+NOI
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MW_0WH!Q @>VBS:*PC*2>P4BUU1/GR;975/I8B*S"#>!S,@?]#*U,UL@*$#>
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M[!4X>#+=@=1@#I\V$\IVD[XU.VM^3[;)8F':N@OG\:DU&W7KPIICAHS)M)D
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MBYTZ*%@Q[XL+F19U6B5/8U T6<FF''%YQ"X[>'*@\^NT7HC#9GWS"LO4):9
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M_6(R_;A0 MH.*]G5 S^=)A(!=>\37(D22R'!'-"&-9<C.)7X<@=,$NF*=5-
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M5>"_-"T%<4UHU"<"ZT8(ZJ_)%J4.\(!' 3VL9>7=L[J@;OXSPF'@8\W-/(7
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M)"^U++F-5QYA]94W::MFDSE;=L!1U! )7T?"&EE(:3-#1S'V@-?.E?0T@=S
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M_@3;RY*H&TY;FVP/L H)0^YV@3-$$IQC'!)I#E9977"((I):2=V68%N"W41
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MLJRKTB$FK#,6\#\J8Q-28$;?I1VND*H.>9381:3O RW' ADZ-!-*LW->4G=
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MGBEJ9""U:.<,2&^>5P%IFHK1C&>8H05-Z_$)M#KE4*^;+G/SW$KC]#AU.-Y
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MZ"GJ=NK9-%#FEB#(8]A/Q+BC"*]IQJ0S6N8EHSJU@D'9<ENGCJO !934<.N
M,A&\O?1U4ELC7V?&V*YRC_S1E#OTG!R_SW_@H'*Q@,_$=W>7_U>&.]R:8-P/
M*'.1Q8J8.O7\6N"SV:5W1?,("P-1%'E Y 01PJ3A;G=IQO7[@/&;_F6>2?,
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M"#T$9/XJ[ S_A>!+U@D4S#(8* "PPXZ9K026P@QL]TAQ$94"B5'ICF:_,4?
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M8): ^EU-@RF:P(/<<LI.GOR.LW7H#:W,H;;5IV@<@-ZTF?8K=N=,6-3?OJ*
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M^>)+^45%$CZXI%S3I'!YH>ZR4=\F+K'#(%8IPP+;>PF_GS/VA5$F8AN%2NB
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MP:7T 9Q[/;>_2 C%.KF9X'BS796Z'V$;]S)R8\=',BG6K3?MGQ7..9D"\M?
M=/%]((9!."/&/?YE*K8<P_+",61.S;%&O!L$V^")(Z8K.A006;\/CX1W\))F
M=BSZPV4$<0$I3*JW0.J >0B.$R.S<YY8.R=&>H(GB]SLLTT#G'V!7;3;5INJ
MW"-2L$AZP4CT^-+@YB$[43IGKYR@9#_4SGDCM3M4"Z;O .7L-X%Q ]MU#XO5
ML4B[=G+M0/@YD,CID-0HBCG]N1&#=YO6*Q>7KXR8/E/'LN(P4SV;_ZVDXI;<
M@OPGYPYOLV*\;;?:5F9W3&H=R!J\X.NM$]C]DZ'Q#D<L>!CXG(C7W[C%.7'S
M^YY5DB^/_IR]G7TC8\V_6VDD<;B,[$12QJL_3C0_H%B2$Z-D=$N+X8QQ^['4
MB1B!N'S!B3R0HQCXU.OPAXNUP@;?Z%PK#K&3):]D@ BHSIB(Z.)XP<F[RO<Y
M;QA@\F./564Q\>;\,R5O(N^!]^GC.A45I4M44L.EJ:]XX]3U.9F83-2_VSBP
MK@T>>N\%?*:@Q''_&44*LX0!1T=Q +"NOI\?$ON<,PL7 >=12E'*%U:F#6$$
M:BPT<^^ZP=+$0:DAQRCGSQ<(8/01Z:G33(DA2F986A+/E9:(*2]_8-N:^9?4
MN[\F2OM!]93VZ^O="]7RSRZ S]78'S>A_8Y&O9P*/0 /!RT)EJS>@KM,2NT"
MO+CD2=!C>&Y<H9-\#=JM.J>\=%&^N>!@CZ9.7/5J%!7-82-=&X-;1JGPC"9)
M4A+D6@ISK0YT+8><-A0#LIO9M 2P2**7KQA<];%2?5PRMOPV/8]FKQ@PA1-4
MN*;LM30LM_TJ<3#(*U ^7=Q@U#M_?V.MOP[>>8>>L_C9:.P#;,1J-2WMTZ;G
M%?;QG?/>N O18\Y\4N9*"84Q%HH]7LP_O+/>PX_PCQ?O?%FD?B<T/$Z]Q#U!
M+4)NPF/DS \"!PW%JJ!X_]XX8PS_/(8Z=SS)N=<XU#C<RC:]&VW4:3)''.LX
MAV>_( #_'(_+<]]AU^_S*'R(G%FL8:9AM@2S\7OC"W:D7\P$T-XAJ2W&G/\D
MYF9CC!PQ/*+V7NKFF!+,/V$+ AF7V676'C'X@Q8+^=UP84N/\\Q;WK Q$9N_
M(+!@>T, .0!D2^\FQ1\V^. K)EQZ\RONI.V?5DQC.X_]V6G"APE%\S@TAB;W
MCIM5*!%GJY4+N=4:/4>OO!C@TM!7L+5(8"\)Y9R?7UQ<7NYU\*N&*D^*!#(=
M_>E>1[]_)5IZ7+6[77,P6%5;5(5RVPMLMU!V!W'"T1>VN2^<BS7O;R6UN-<D
M,&^6XF_R9E:TRZ],W;P=M.Q!?PV?@%8W6MT<<,NU=U&IN%,2A;U_D*HG[H>!
M@Q8Z+72O4>@VQ3-6K^@Q136JBU>DZ50J!2S4UUL-4$Y: QTVG*\AKR&O(:\A
MKR&O(:\AKR%?-^0W'JV.Z/RDVJWP)W>DWBE+QY#VLLHZAG2XO=>!6RUT6NBT
MT&FATT*GA4X+G18Z+72UGZ/U%66U5Y144:+*H5E]?=4 I:3SG770^G"0WSN>
M7D,ZL,[YU2*GK<SA(:^^?ZLAKR%_9)"OYVHT]V,9H>_FT]*; ND"&\7S_O=%
MO!%\(+>, 2['_";XX%*BMUV)W02C80DS8PEJ&)4C=DU=8@(4Q!1;L96M6VY;
MD>4NX;7,T5IFU>O\<".1"7JP)8+L\1WCNGV?9WU\EY(N\ITH6>TU>[-F)][S
M[A$PU$MWC"2UQB>7>BX85T&\P$YC.(EH'K*&"\8[3F1Y^>GJ7#!7FBB5HZD1
MWB/W*?).9D26CU. &6=:!$B%7H#3B-R1"\.):#Z77A0G!M)O(<F$\=$)OAN+
M>1C0PB!M] *PZSJ1[R&M8L"Y).]*5R%;9_[^R)W#?UQZ*ZXA9P_HMMH_K2(3
M38@70Q GL\?D&!S%2QAK:(CSL%O]#<_C_(PNT8HQKL]E<$@+1URBC.,%GLO]
M<TF8<Y@H68D-\KH.$V(_Y;7#Q]GMD['S!"OC+V:NP:@>D"<D1T@C=(5 M,#Y
M#\'90*Q8!N/@36OPNV:VK>EZ$&@8G3!.$X%*O3Y"Y*H,&$]FN3 (\"&M)N@X
M+W+'FW1.O>1SG&T.$>$&,1.UKSZHI:M@@O2.^(L*Z?AP%R:A[X>/* .,D&X>
MA4A^C-3'Z9 ,YQ[9J\M0G^,C3<D\[EU!Y\KDD(D#?CB;-V/U<$@WINDXG<QT
MO'QZQB'6+&^_MB/Q8^[.]GQ^ID&_,8T8I&BB*+O?CHYT^=&'MWSK_[1K^%HP
M![VL!>?S=Z"4"1 E>>0D[D,8/546AUJWL.B UW6\W([":$>ZHJV[VNQW9Z\%
M>];*755BF''*8LKX\=4>K; 0Z .Z?[K1R(L5'S'V),NHR14?J^BZ\.A$$;67
M4WN\Q(:.OUG-[J7$.-\Y[VL,K*BJ[%4=UVLR0G\43F)JRXG0Z.GA5NWARBTG
M4M6I]I!3Q=X8U7FO56=SQO6:5.=UQGY;)/I7=,21.W.\@-J_R2W"U![T9)%@
M$!<=>XHH4_!'[2&71*;4'C +F[US_QSY"]8@*3OTJ3WRR)WXK.D7=?7S%[/
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MK5;7N.<_ T1+(F=X%H,3UIA_W%[W<3C^S2,/O 4P,,88SL_P'3#^CP ?V//
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MC,;#?'P8>6SFDU#9XDB3+ZQ1C-4-L!VC*9PG>![U!*OYX=FX=O0+/DG#&8U
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M&...%^>6.>Q7?<.U/?HU'(HANH,C8EA=)H7"<*A#.6WR"C:/:<=X/=BBBIV
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M?SC!R-4-!A083\VLR18&0_M5-ZE5_H:N ?"HBC9Y:'8J;V*L\=$8"CQXC:;
MJTT&--PKM99]R^R=ZAX#S4-'9>UXS/9 &\OR<(#RX]2*5V$_PVH-*KM2TGZ&
MAGO=;0:L=MOL:ENB0;N_&XPJW)_3ONZRI-V?HQ*MBMR?TZIO:=1V?RJ^RZGV
MEN:_%X$71D:\P+(D+W 2%UL+W,.7%E'5US;'<(GZPOS$__SKT+:L7X[H@K_9
M^8EZOQJ5H5#Q=NFLO:8@2ZOM!FV65MLZCTYI>&HKI:V4FKGEMMGI'!&?_/%
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M2#@_)H5T>1#4'6?#HO',P]!'V7)$#@ZLR;T3>VQRTMQ3.9JZF?S$E-L4QX5
M'CV439"BJ'0A\A@84U@WD)41>0 QNU2*/(PMI='5PD?8=8:#ER2+.1WA7!=]
M82FI0CI'\<PG'O%J=^&7\+V'*?UQ%L8)>=: #C[7ZJ)7B =TU=\.9(\L,MJM
M8><G4B'P(9AD'&]W!"@-;.1.)EWYII3>U!L\[TT2"#:=;DI/(SPHZY-@.O+=
M#^;3Y?+HG'$XYQ</J7OLKC8=3-UGH4XA>?#UMU9V[!#QYZL@O7R4W&\Y6"_=
M3>;2!F4=D+=*E/@G72:+X'G^:G+5V9X/;&D=F(#CY7$J:#E+)40N5?N310*Z
M!U?$Q;7@67:@\0!ZGS_G'S[VQN!'5A*V8^#'Y"NN@3,]BX8(9!WG-79]+_CW
M M'&_D9WP'@A<]H&X_44(WYG8<1O?1%66?"='SXRE<@>,0O'+ CEX4$PGH=X
MTT&YF*QU@1NEET"9W<-8MP=Z,GDRV1C&(:X4J@M0O$\2"B@".QI%"Q$R!7UY
M5AHNN/[Z64K$:!=RY;K=##KO2$K;-DFI)*'OMPF+P33I38]\\[/4M_00G+_H
M%<O 5YM.:'C9Y[&AX3/"10)SHUMB:>I9$(U?6$N)H!Q:QA0LEX'6XMO%3;FN
MDI-((Y>]/@BY/$@H8(?;EVVF?/RO!O5_@ \'H';Q:B;S0N!  DAB$77*DLU+
M=";-W#+G/;D2;-TO$GC/R.&>TB+@5S@)7D$^.%'J(C#UD 4IEU]""A$/Z?#+
M>]P*V=N-P;$A;YL))KL(X$-^Q 0%W'/WSY'+=7#FAS@S\N=;R[KWYOP\-?J7
MGZ[.N?'F21&8!PWG9+%X&$D.*/'A(:+H;9J6X>$BP@&;>]^@M4=NS)P76!0'
MTQ@\\DB?A'O*;T%S(5PR&F1"PH ]59K^OQ;CA]1)9BD+69I/&MCE0C,KG@V6
MQEC1G=D^KK*X'BAFDFQW0;5\/:54*/L&M8.+Z2R8+>+QR[(+@,B<!8^OW6I"
MV=<4I*;!S/.#<<5@4C5/GM';;L_*K ::D5,IQ%JJ;4GCO[7:DO-9KE1 (7_"
MB_V1ETO"8;YK9UC(FGO;&?3E*Y>B$X3W&G'^TLTD!2Z.7R_.6'[FYO\C#,>D
MN'!8Y^A9P*PQ&PST%%B\!^^^NELW1[+5N&A?,/DJRL=%4A_UK=W+!^L?^$Q:
M1C:G$>DYLI:.,5]$<&R%+;S' QGH1O1 [H6^)(4.IFGLPG%H)E*FN/DVD/\%
M#*J7T&%\LO#I_(F?1X4/NAVP^G_N6$[)09,$?P?75)PU,1_#B\2IQ7?1A7,"
M\.3IDHT[=A-4SO 1^)4'CNZ/]&YNY$6CQ0S=$)9+B2XC&W2 MB)A!C9P4>MC
M%CZ^,5[@J2![+0Z&;M;OW2P2 $#?MIZH=">"$,,!C/TF)P-N/E4A#34)48I<
M=@[GRO4AW3;,::C&-ER'\O*PBJ 5U4!,?<"BIN/,OMDROJ2!GM0XX#3B6,1@
MLF_)09A5(;Q>^\1ND[FRP/J4!&,+P==,6.,3 ?^_[/!_AO1_"+8;-%@\@"M.
MEW1QN!1*Y'-A81/?2UABZ8JYP^=3^4)XLRP[PKWO?<<H%" Z()E:OD\N,\!H
M& #K\!#P,GGVZ,B)(DK4HV_F0U/2RL,GI1'GG3PQ]A7^9G6)3<MJKY._R!KA
MVHVYRO92%/"\(&>54F6KLO[+Z*<+Q4:!,<*JZV.B(-I?C(W!PR<^3\!ER<@)
M;"_=UQ4ORL@=AK-N./-&639UZD@61\YO41>X5R!T=,1]Q#(?*@=<S-D,,O^:
M]'$:VBV?%\X(@\M_TG< ;5:;6>:7JL"WG=,L/QY&(:.)+6'>B2AHOK7[4!W8
MX/CC4RM#@P65X=3KHZ%</LF\;$9RH#* T<%1%53&!+QC\)V9I\3/0^#JT:W<
M<Y: S0'PBI7'(WC?W]^TW]#/O&Z9?M[]>I+=G,JKBCQPR^YWZ9W<:)+0N'*W
M<3GM^Q=C'VQXO%I[0PWY$H]="=E=5J\]/G!A>1W,!^O?:6]8OY)K[ZW2]=Y=
M!:FVB"O@UU&Q>6OS$'HH,")S91YTE0.]5@@(33E$ULXZVMR 8:^T"XD:I+X'
M(;ZMG6+E,'UJ.I6R&C:M#W>)'!]46*MD&:M.(FMERGZ1=%B5TKXU103J,F6*
MJ"H%35GE[/.',49M19R5QDCB0<6M2L8U;8Q6[)W$H7Y::8/=IHA 7<:H4CID
M;8PJ-T9VM:VO7H$Q*N]@?3 9O$N#Z'7WHZF?1O8HNG3WZNW L&63;D5EL;NI
MTW;EY,N*&+6-S,6O-9Y8U\1MT[(J]61W!)]R/,^Z%!;CU+H45I?";IW[R3,]
M*^(LYR\K3\NEC+NW_:$MU<SGZD/ZP_Y&SJ)B&<A8O)(Q*6=Y4_GB+*H:H'SB
M&/E\^+?"*,84S1\B406K.J1-PT3 *:PFU>!QME%6AY3EP;M^[%(9DDEYG :)
ME5P2.@,TYJHZD\2=S=,,35[@0;16(:\)7'ZCX08_O(A1O%63*W2)(QK!GT.L
MJJ+,'\SFGWKS6-0M\XS7?+:5/4S+[D1J$"^<*4=%R_C#Y84AN "B:!A70F0<
MI>^EU$GV!S&R.,V^QNK8V'59I2P5@%2S4"N8A*04\/P"O;6',L\'HY&P['R>
M,RX?55%E^.8U0YAIA86WA&6J)*&?J3))I8*#CU2J!()5C>:YH\6Z3U^ZJF24
MJO PVW!B..,?#)9<[JBD*^7AN_SM\T?.BGN::14B A0IYLY#Y&;UY&\'G8Q,
MA]&#R,.)XQ"K#.#5 L7&Q[O+K]EG)+WC8+T 8U(B.IMV.V/=*5 <BCDLC]NR
MAW+] _&KKQIZO[.>!\BN@[WWHU ;) ]I;1Z;83IQJ1PV+&S6"D8C7AV27YZ2
M.9>0.K_M]OHMP9PN\]:(X<C&H[@C9PG,)W%,B6I+XNPA+N=!3^(MDB&ZZF$M
M8S,#\G)]/1$D!(6%1'O9;9U:/VU!!-5I#;I+G\OY6QPTI8[J7K"3Z1>IH0A)
M5"I?EYSD[YN+[-2\ZA*E:4-54$>4><L&&)=GXOW)R"RZK2'.G]?SI2+,J-48
M>T?Z4/N4'MIMR;3"$E<:#1=+.T/9]4@3XF&\@X(<.X6<^;>G,I09D[/OCA\8
M)QWR/\ $<"&8J<0\^G3$ZU8 BP?)YDC\"L;<#1R?!L[X#Y!! ?X&F$XYC^-L
M+UB&-8SJBP.:Q[#8X[O8;4.N/L\4I;0$O#:3_">Y9PP1,M=%)\YJ](F2&@$2
MRIJ4#9)7Z>,>^WXL[W2\(-9J3DT;WL/;>5E2*.MF8O;%SC98V\.9.;*GM(S?
MQ5J@'H\B+,KAS!>I%</ZSP3^$D_<*">6OOO "$^2"(DP!+TX96S'5,T$2^$C
M218Y81D9@?B*H)C .@$Q<U:A1-072)";^+R@C\^0YY;3P)9GRE[=,J32,#-U
M_LKL%4*RX(#*(*="!EX6G3.JAOR0=U[+;9EL65W94+^GD5.]%PZ(J L9#\M]
MS&JVY&$A8:ZT,PB0]=N:@2$KJ^#4D8;O,=KT)U&FF^-NWHW)ALIY?+? N6K(
M R"T9F37Y8O-J%C$@+):QE6\CZRL@],:41DTHRUX#*-Q+(JNJ:".6T'&.QPA
M=Z&@(&:E(BL?GQT#2L><+B/MR%F<FWYY7;DLHN"\<CF65J&PD8+=8%#PFE F
M<B9V8L!1M_U35IZ=/I$9"L9$,W:\' M-0;M+HQ-:/2-P/&UM-&9Y$0C&@FV#
M40+FR KEGC]$#_JVTY9Z$R'4N$EU&&'^V+U/!'FAE:=++7P2RTD>*/CDC+XC
M@B6Q*3]!V<_?&-F=S4^_=)/:K<[PIUV7GOLV_6ZKN]YJ;"I!+NQ)IU#[5;KB
M;ZW3_+X4=BYC@,Y-_UG;<S@GKH0^)5@1<RAH_&$O#3*(-A+Y[=H"+JL##Z2:
MI7?7'6&XPC!9$+B,?C+5?AA.!K?J.VC<.^=/P7*7/SN>HSFY]"+P8M&:F,;Y
MY;G1[5&1'/%*!.#(X!P?IV&,E&((S5C $3Y]_>6,58UG#\K>RUM\75V9QN?/
MYRA!\-SS3Q<X"&+WX%Q=:-XD(,Y!CY\(1X*1>W]QHPC]CL]/ 2]"'0D;BC$&
M, QOK:ZD8,CC"%QWS,XC]Q31PY8J8S(ZF?/=MGIFX>GD4#J%!_*.:8"HF'.%
M(#4Y+1:G&8+C&E\\'#]1?S@)_ZC@W4*.EO]W]OGJ_"-3)^)!>3/,/H%[D/H?
MR+K\&8^Q4P3N)Y=%*.ZB!:__-F5V*7G]S/S(&4LI<2-YN:XL8&%P&Y$VE<>A
M!*I%)PQX7WZ=X*M3\@]A#FSFR)9PGXA>/R54.]D:I0=6-EDYN,&(C=@*INN6
M?S41W\ T6'<&YE'S!_-WD7-&XT!P3%R7HR\(^5EM[GBXAA-1ARC8M-A1C'1]
MZC;EW2G^(E&<FCI=7/#"."U!)9=6G )YO:A20;A;[.: D *AYIXD<7XD3]60
MLI2\GA=S$\.&/91Z%)B,)*G%5'M9'3@+B#(GT-R&KMH>G,HA.7Q^I]5__O/M
MC%I- G3&;RQ*ALGZO+5Z;3E$!&=HSI- /3:$,)/E_@>>Q%C_ENRD>W%^]57T
M'ZJ4L)EL':GZ?*/2PBQQJ7TW$21(?W)^" Q;L29.QJU+SL@9& X,G'Q#?^M\
M,:/V-'"&^.8B&2B9TZ_IXA!F3!X5P4/F W([(5>S!\@9,ZN0A3XZ<F1T[B]R
MM*7(6(;<#AZRB09X $%U8G5/3:O?->*I$W$KB1>(,$SL;@E/IR%P7S&=UCSR
M1J)Y3,]"C@'V@%7?/V 3UG2C4GR6[H\7QPMJ4OLV.Z5@J3<Q"C!G@6/PXO8&
MD 9^5&H4Y!.N%*=A2[;*8^>%\PE:+==-GT5/QYX*XJ%RA[.N/30[]D!L!A'%
M,CG$OG1\BU,=H5M^OB1QH*M;?AYCZ@ >JXR;41+FKL)D39$*IF%WN^9@8$FZ
M$:\>A7Y[]R/$(,W[O*)\YXSQ56Y&A&51VX\ATMJYS"O%S\5S'U1.%E*\!J-'
MZH,/Z;UTR\%/IQE-E:#D.P^C><B<6FF)1,=RO \5'<L%HTUX+YKC80".S>L1
M67WAN>B%8/LTCTZ6W+6,:![LK/,-CHOWL&G,U5O,T90C^XP?XATLA;\]NJN7
M[@VRU>1O2WN'P:]PI;B-A^/'!E>$+;=X#%@@7-\PIZ!9] 7=!]DCV>CDC-@&
M,F>LP)Z3#E]:,-++F0D<M.Q!ORT9P;UA(",US]8,'V>W3\;.$ZR(OYB57&FQ
MH>6I:VGV'+D"SVD_34:=S*XGA&S@O40MS#_IYN E$'=N<&WY+K$E)H\9SJS]
MW@K75_3B3'E8-C_-:O7*GP:0V.8I7OY@CT?1?YR=?<U1D],Q&=PHQO#[(%/1
M,6X8E(>,@V@MJ8PI-]B@"P?.1<](-#E1CU<>+Y%)D038%]0WF!T<^=BS8R&?
MA<Q(#[]"8O+)PI>FC1SMG.[9S[%EYEE)BYM=$K9GPBSU4N545JCZV 9CV]5@
M2JJ0'77$G0%-\QZT%&>2)5([O,=(ER6W]"N6F?4;,*@C:L2ND)P1H\8_*S16
MDQ;@WDT>73<0V) 0\TYB8B^A0<,%9S<N6X%V.:$#8RA3Y%K'VUEB-HHUC]"N
MB<(S;SSVW5W2_)O#Y[+OVH7GK^[&@I"ZB(J8,U>Z$?MY 8LXB>[*KW_'E1F(
M\M"[);?L@-"[R?+&-.XT[@0LOH(/0=@[(/3.B N^::C[2P6U><WV* XLO?+C
MVR^'_YL/[SYA;E3$NRUH/D*I)*[??4:Y^<&JN,^+IZ?&%]W7/[)M]DJA0M3J
MIFK!$?JTW=$0TR-K(GQ/S7;;,ON6!O!K'IG6WJNT-UX#-![Z%3MZU7ISG]TX
M#457LD4U"[IZYN@(%^2X7Z_AH%__^N%P?.$1:T@65;2\:KS?\QI'IHQK;/?,
M84\11E*-D8:,[(#H/:9EU"/3T-,1@94.S/5VJ8XZ:*#TL6!'=Z1JBL\CW-&&
M ^K5+<AQO_Z5PJ%BTUR:UK3?6(1*244;V=85=@0W)ODI-O87\O:K-IWF(J=A
MPVT<,C30]7 UT)LWG5J04[-_UWUFK=D+,C1**EQK[\6AIN3+G5!>7=96]5.V
MVAWSM%-I@T\5P:;BF/:"!D4,W"$A7$O^K8J 47%,6HM7HL61/*/!\"]Q^-)_
M/K]#UPX4*.7%Z*Q('#G[PT4T<JOI'G*SB)!")AAY<V0Y6]S'WMASHB=3XCTU
MC1ER]Q#K':?;&/'!4HFQ$XUCPXUQW;QXRL@PD?;CYOQ<\&<CS\=BE A:I?M%
M[ 5N'+>,2\?S.=.(_/QX,<I>$B%93Y3R1S]QLG1XMK2#,4S4FP"0B A[!E\D
M%EN#\Q:)-R(5(B/FCIV ^#T$ SLG4HIGR.&'="(&\C<BA<DHHR^QK5],XU%T
M!TAD8OL<8V;IT#."P\!]-#XZL>L;5U=7V8<7ON!2'RVBB#&N/R"'2!@]E3\2
M"43F81RC-R\M!HZ%.-MY$Y%)MLHIVR\MMT>,) [=QL:CR+MG;"5?G2@QKDSC
M*G%GAB66YB-?0_RQ??K+-S8V6$*^,IS/V;A&)E*K+[[V+9O#%VP!Q1@Q\?.<
MJ D_3Q3%Y_(27J8D,;<I26EU%*,%X?Q,%(Q5L8<R-OU_<:8H6"5?O%YNK^7%
MC!.',?4@\PT D\AON,0E7K"@3A><* <^/5G(-#L,/S/738A0.B/PCQD_>^+-
M7$Z?BYR$)QE[E<39GN/JYZJ+, >ODCDI!;.R:.MDKNCQ8G+YS#H38#N:<.2Z
M8^F3U)X 5R9T^#1*B?,9=9#<:B93=NQ+O-,),D2N?U0V6UQY+J"X.MCCZD>F
M]7B?&FGFO&,-T373I(S%''^P.>&K1+XJ2,X )HQ!BK^1LS#%R$OJ VB86DK;
MF^"@45MAIXT)*$$/OTP#(?(QSA"<CI3T(]_6]!F27C$>PX4_9E@"K,"'!1F9
M:&7!YX$TI1E'YEO+&F2DI-("E':DNB>F-5AW03"?C868K,6#I>8>2*4IO0\I
M/6.)TY/UC)&HK<F4,#1EE%-> &*7+#C^8Z:$8(2H=:KC/^/S(3)GR7(AS11L
M !-/'%K6! WG,D'9\\/@@:M@%%"I(1S-8XL6=?B\],$K^^"LVH,\\]G:T<?3
M,$I.8$]GDC@S(0YEPON2@:=$]TP*Y#98SR:^7]_UB#6X(5K\>%-#/FD!4I8U
MY1OS;>C'5]Y\[QW3V[CNZ>]H QU0-$B(YL;OM^C05\9NV!E(^D\\O%H13 T7
M:WC&:?&$]4IM%N[Q.'(>'9_^F+,<F7$))-O&V?FX,>5VRDPI)AG!Z&J+Q<CN
M6=\IW!=FL6$/$)_@VZ'3ZL>AW'F,F#US8CK#+#LV$:*RYQJ>R5?$6X/EW$GL
MNX0B*]0+"F[F>V#7 ;G7$AM_C!2'Z%F/G'BZN@49?2-UOLO5<8E#P=XNK./Z
MUH;28C!3T)-:A:#'BP,DJX?_P'G#D31UH]]:( TYWG*Y_X[H>LI7!E:0_XL<
M$>Y]<2'@!JU R6[UI0YWFT=C]]I2.Y3GCT9:E+0U6FE[V3^P(8+ON3_X W)0
MDMR*# \P*R2 !+P8#Z#;T=8*EM&=--]A&$73<6(W':2+A$-)ZCZREB#8#XZ\
MD*S=81B(7FN2PYDVU9)Y(4$2Z)3JQ/P;>9)[,D<RTSWO4?/$*7/M3,XCV/G$
MS6V4,^(2F5'->_GF'GVF*,[@VSX^SZ(?4\+WK#-%;LZYE^^#\?6X><5[FE?\
M.'G%-[=+%#R[*0EM+CZ$W+^D][U@@M2MW"=.S7RA#^Y ZAM.UJ$OV89QUKOB
MR46Z*\;MO*XO<];.SG]J&==\,+D]VCPP_MZLP7FF19TDB;S[!>.6!27(=P-G
M#2X5MB%G/<M[N5DYV&$BFQ?_=-KO7#2U$"X0HPPF=T+J?+=^9[+)YB:8F_F&
MR=J;)EN89:\U*,[2DB8NSW L3$CB_'G0_F-[!# <S"2@,)>P!,&Y3LX,PQU;
M;D.U#Q3GMG';T>T X[>6U<OWJ,-EH%97LK\O@6RG]Z]'%D<#=?>!8?2D8<BN
M@WS 2/U$8J0GWU#V(LGIM7%?5LUD@S U J Y199Y<D5\#JV"-@+(VM+YX3#X
MW#RX;>$IP8-:=<LHS7NS^>;7?*KM? _+Y8 K-C4VJ7&>1YSS62OOY>;=](:L
MPW=K0YO(4I6\:36*PL+[4ZU:$ZLGSS"=%78*$K&DH@=/*W.:E[1U2RFW-X<5
MM5J6M-\%G<'U0B["1^_K==8N927!D;*38/%TY?[I,4V&&V>6GV%GU"J1=B+7
M]1OOUUSY2(G!-G$)D1TOERZZQ T8.0#P$;SWH)@$.W=B3T*PI F_8?LS,2Q;
MW@'P#*?UW2#=3";\C/Z1A2_Y3[=3G/F9U,V:=9W$KM, _ 7,]R:[EZEJ_UFK
MPHA?&N6"-=&"C9(%U]-9W>=F%=.L(B_^+FZ V:')X-T:10M3?J-H2EK-0Q-$
M%Z4<%4G6L1#PQC><?3\-N8I&P_( P=J&_@_7A =),/CA1$\LF(E!8GBSZV<-
M$-E%@ID%]RAJ@/LAP1(FQ8+C)2T=1 -O>1RXEJY'?FJN*T5V-9Y9K?+.C!$]
M0_ZB0Q3+/.(_]B83C*D)I09O81<D_%,M:?JW"VHRF8U.7G@6[/3=0%Q[S[PD
M@Z1/;FKNM[%T;0PJ(WRL)GK[N62$8O3R[P!!PIMQI>L]<0]:N#]J47,GZ;MT
M"3<6MTO4?3UWL8 +Q3J?IA<9WB37Z?N'%_KI90CK',C[G4A;(F=.I)@0 \D/
MZL$-,*@*FT5W<Q-J+@CJT.-7+F/J.9]&63%^RUTY/)<OQ*&)Y5"0=I6CS YV
M$Q77F.R^!KO&W'H(\9B?9_+#X^BF2Q,6YZ31,(G NYM[EX0M<AX#:B)E%CK"
M9DV9V -39(]#DI; Q=@R VAZ=\!#BLSJR&:"=3;&A&;<<;9QCV&43'GN!UYJ
MPY>$EKI_XO_ WXD[;<R(F3E_>K/%#"<3BD8X' 9,I^5;6_$E&TDZFTTC:^J>
M"EQEC9/%W1U) 1K69:$QTXP!>>AR&@!=>K&-S8[%2XH %FWU'PDA\C/9'1WH
M82]<4/>A=!,";#O#(CGB>1)4Z,FTB?<+CS)SN%ZB]KXQO]<(T:L N&)>&/T9
M4WEP8' R@LT4]_BL90YY]/3",3@J'M[NH%59L1BE[:)TSQTVI;W0]S>I;K5T
M_ =.==U8T%-!!PFD]P01<@[9-^<F<(U_PBF[:3TD-)IVW>DO>$==$9K BAWP
M+7=3\ T/^'R<07G#H*,1B%H&HFPKGRI$AT!-PA,?5GHN,;--0[Q^-+\2X&H\
M'0^>[L(&-E?\R\&KSAMTF*JPL]CP0"#4S<:RP27A/ TR=-NEE)E(6V"WL>UX
M9PC_T^N]/V1_,1P?YJ@G+-[+K]S4H$I6@KFTT16P!YF5U;7,0;OYK68T>H\1
MO7;?;+=M#5X-W@:"UQKJ+@8:N8U$;K>MD:N1VT3D]H=FN]-\=[?"4^WASJNY
MM-(*MZ0ZV:R5-NQ%<C+HF_U.I?Y)O:K\];SI8)CHV&9_>$2M+E[/FPX&"<J3
MMRHES]>8T)C0F&@8)NSVJ=FQ3IN!B6.Z,5I;1:#&*4G!D[0Z30)?(I0#L]?7
M<1R-OGK05X.;H/&GZ" T_C3^-/XT_C3^M/>G[%FMLE,8%6UCN7P2+8B"K_+3
MF(YHK-C=3'RZMMD?Z/N1!KY)!SZ;LE,:$QH3&A,:$^J\2;L3QC'?CY!GO@B(
MA*7 JJ3&24J?E@]T6NZ8'5UG4/?&*S$('2O4^-/XT_C3^-/XT_@[#OR]#N^O
MRG/;,U@/7W!,*])RADM,TI7L6AW$-)N[@I=RU*C3Q'[5\':34+M;J7PJPX6D
MT:<"^KIV1Z-/HZ\F]-7@'6L$:@1J!&H$*H/ ?K_2FO[FD"1N/)EU<>BU7;-9
M0SK W?'V&*4-">K<V!6K4T?$I5Q\QN$"FRSL-,[=1*MV(I"Z)MX9V*9EUZI7
M-LQ.-8.GI>5XI:5W:EKMOA86+2Q:6#9.O&+J/RTI6E*:*BG54@UJ2=&2TE!)
MZ78LL]>KE&.E.FDIB9"D__P+_ 4[^F5_K*K9\=4,ID+=+Z^"">^ 2EV-IT[P
M@-?17R,OHS8\Y/#>?+AA'1W7]]@U>?]8UFY\Q)I=4[OA,,$FP=0D\]YU ^P2
M/G<BWH6WI ,P[N4H[4I*W3]GKH--1$6;U>S]U(5 K$W67S-RXX5?:,TK[2]V
M=:4$ZZD7)V&$4 0I8LTG1-M5G+ 'XB9:UH]PX=U8])>EMI[8(6>^B.!/,?7'
MQ&ZO^-A9&+A/K*5VXLU<8[R@_J>>V$G60--+MSC] VN+.O%9+UAX%:QIA'D'
M6+49)VG79CY3&&++^#WPO>_8('4,&QAYK!<L++Z'JQZX3H1][GU?FCX^P8EC
M5W0E]IQ[SV>MQ;'3*(X^<2+J(QTXV":V99S!G_BJ%GH[QVQG'>,!!II@ U\^
MK8#> P.=8-]JW.$$EA"[TN+ZN9,)3)(FQ%OR&K[[P_7CW'I@E^C<NTIZVLY@
MG<6NQ ZN-J"&%;>&U ([WRZ7/D)]B1/LOHS?FJ,HT4C"<,S6)':C'RA?S^XU
MRUN"?OSV]?*K\^!^A,7Y?@;_D^K D0];0ZIOF@8NDW N6I#RWPCU1[_,J>VR
MMUPOL+-J[C4ES5C>?/@5E:+XQ [=43&BFM=6K">Y^! ^,/W=FP\=.+/CFSX4
M5VC-&J4#G\-O3N[Q5R?.!(;],X#XT7F*B['B7Z>1^ I;,[(51IO"YMR>M-N9
M]>2_ [4[Y7.@"'M1)Y>8&O$G>>?>_&W5Y/B8Y"&\*<[X-]>!(14G1 ASC"DH
M@K^_^>O=V<?/%S>7YS?7=Q?7=[=EFU?<'+X/7@+[/L(0.&L(/#'.X:^HJ]-M
M<<I&7X3SB^U'3GF@P'UT@N]TL3?X)<YI""\FV5^X\ ,UA1:Z8>:,HM %G1S.
MO)&1]@ '#8?; &H!4 LN!<DN/ UVEO7)SI09_<6+1V0T8%T\5F*#GYFX8WK)
M VKL (V,R;J<HV[(?U9:I\A]6("6"O'9,$S\$-/KE_QQWUS4(J3G?=[RG'42
MQ_F(8:7/?Q=C7WG02+'K4K=E;)B]B.XEX^!0\?[LWDFPDSTH0/CE>UPE#Q7I
MW U.0 *^NXED'E Q_MZZ;4ES@Q? <TG=F_AE9TP[Q\T<M[ICIHUQUA&;1HSK
M*DT_L\'8FMM+%NQ]\>+^7Z!]R=PEL?ARKL4X6UQX\P]8 /'>,6P-]?M&/6\X
M\SDL"\$6'L0:J5.W:O@6=J.&P43AC+Y87&W$%M\(9\3&Q+=Y:5_(9L0N&CU8
M]Y$39."C+X#\/P*XX.O$DF!*L_<"6)%$F@YOB,1_<OPX-!PR<45K"<Y"] #K
M*[@7\E]G V=6E_Z0.0G@3J5=VS-?9!E(, \TD?=HU]RQAYY$%1W32[W8<\09
MBMS9B'87=_L"OC_#I:C$=TU'X&0C<,4(R-T!=R\FWP2WZD?HDS,3PV.IWQ4@
M,I4$_CT4Q05@)$H<V-LG@^T@<UK)%YHZ8W0]\.&(+!#X>_!3T$N#_P">N<.$
M0R!_+?.82!NE@I6J.=EWBU+G%GW!3- YR$$K@4\;P;@12J!/4; 6I"K VWV8
M^K@_,9]TZ9K02H Z!J5&ZD(XPH LOI;@#OJY!4VQAU.&V82P-*A$I^ 0@]I)
MM2E8-&Q<^10NZ),@:. B.B@-L"J1^\,#M\-U1E,Q&?'<G.#A(8,YQ]=PLC L
M RV)W?[E=C&;H2# =V^EW9.0!T<F6%A0QC%]Q?I%O <?1%68Y_(IYS+=B-OT
ME(,?>G#PX ("EJ"["QX"K W,ETX^>*8('_\_>U_:G;BQ+?K]_(JZ?4[NZGY+
M)H#G=)*UW-A.G-,>KNTD[WYZJQ %*"TDHL$TY]>_O7<-*@D)L!O;LJVLK,2
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M)E4:&HE08QN&4] #I?62L6D'K>&!@+_SU)5@L! & =838:08=6YYZBCF8"4
M>HP:Q)I'TT4EUH;5I'DM'&=S>1K+TXC!I$$[ JRH)/) J"N)C-.4FR@T&F&-
M\@BJO:>!]S= 0\4DE]@#&<X@2SJ2JH(C?=D%(:O 9V+I'F#5G3? $Q H%J2-
MIT@.E7=D4;9B8_3VS+3^$Y5?::7)>(T>$K:B!D7$REG AE"5[RLV(GG!'K0G
MRXPI;@($^#B/QVSHAS.Y4HZ[3P,?3G=1NDA@QY(P)8Z4XGP+%EM%"<1LBF1H
M#(S<V7AQMBNT"?%@3:C">&NES!Q\C[8"6+E$$3Z</CH>U<]$3V4$+"T1?2S9
M][FM%S?@Q=D)#Y15DMDO.@S&O2A3%BH7@!(5[18C(V/A^_(1$%XO3$A9+GVU
M9QOYC4*@+5CCW['C \9+ *(Z8TKH),=,$K"\+(^",<#14Y([,B\@'[$,]-UQ
M8$<J^C7A7X0*5&6KA7VI6)!M;,AD!VG;2!^A3I28ZQP4[3-PLFP9QU*,;*9O
MN>=43& N$R= *1'S,"AU3$LN'P*:]JP@U:(KQ,:^'!RT&@2(%0CC\@32]P<F
M8@*,1'E;<FJ;VCM ?B 7CD\ZZ/3TPC0N"]B2JL6E!3-"RD?_D1K*0_T2L$LY
MPI2BXB@#6_$SI<64 0)/@71?R=SR^HX2<'H="-L<%.SDIU(_(A^8L\D.W;!+
MC9(8_@&=.4+44VQ(*4H6HJX3\%_E@.?,&_ST[NSVY'S_J/4_OQ]=W)[='MV>
M_7%R='$,']_]_.-_;6T=!>XXC+:V*/$@>U>JORYP$4S? X3\Z5W['7U628#R
MLTR=.+ZY.OT,4IMR&MX]((=%IM?D,D-L;H.U@\OC!0O)@TLJ*?-)(+L[.'5I
M&65IA6-I7B" F &,EZ9=YJ?E:1*63WN_/-#2]=AGS>"P&7SQ67\^/KOI?;Z\
M^?WZY(8=?;K\_9:='UW_^^2679_=_'O-;-)G3\]4^2OQ! A>1"I@)^4=T24%
M:K0GQYAM0)5 ZJ 821JVN3L^(XC!]=%R01T*C'=,)(Q3E"?PZAE^L=W>?2\^
M(+%>2\Z%+]]L_?M;H_D/R3RKSF=[:3EI^\MSTE9FGY5GK57FI!6RSBC5;!'^
M53EK#TQ1>XM9:9D$.FB=GET<7?3.CC[? ",Z.5<K;"30YB3006T$D#EKEATV
M":*;WZ^N/M/GH^O_9<='MT<O1^+<",'.P/CZNEY2"A#1)["#!\"AK =ZRB&I
M4P=OTG[L#3S0A@7:PV _/TB29(1VV.K]>G3QR\D-'L$Q"/NC7ZY/&D+;**$=
M;H;06!G>;8#Z% *PLPNB.84#B@K_/+O]%>R2WN7O0(/XQ>6%_GAV\0N]D%%O
MIBN^'#*]" /QK31TU$(A>GWY^0;@<75]V3LY_KVAH<W24'W,)7W6A/SJM,$Z
MJ@/*K[/\D\QI##+GV(MUZ*$GO3[2]WUEHM'?:JE4]OU9Y&0T]!')PF/A"C0Z
MV+9)^@+=U')XS[@I.T!W*'HYI3,_G6+=3VRY XM>'95#"N+UY*MP4XH!7@Z'
MG@M#Z!29JY-+DR$CX:'?R83SPCNGV3MJ:J%SV%0ZG77JE#%/$3.[\*UZU8/L
MI%S[I+*\@1;[I)U'Y.S+H.64P^'D4N[M])(B0C(IUV0>WG\!8$4K&]KL&YUS
M9<>I?9EVL,\D4\_ '". J>!-<24F_*?6(<-76>3-V/?D&QRF$?E" =ANY/71
M9B?%:=$R>1XO=PFO+J/;\T4'[%$0I%0,@=O%8S_3@%&TS"X1,!G&7FO U,7#
M7^73M]SMJQ5C*KBD$*VG@O#HF@9&ZL5CRM2CP# @C4I  ]/X;XQPK8]'1>]V
M/@$5 S-#BLH OEZGL(3.-F>=W??##Q9C.OFJ_-U'KL[KERD?.A=QDD\>=]'-
M2X&]/B73JL3:R",BD;LT5+;V3C+(R.4JUE5$'%EH38C6_4AH-<)893XV>QKQ
MB9B%T1?VOMON;']P=$J^%\>I=HT1G"9>D@AR%-S@,864Z79I9<28 -9M).11
MTUNRYD'SU][EC6&P=L$&!NP($KDY<QSC4TCY RCOL+"4,L L>&<!$^#"<1@$
MPG=DP"W+:-"N0#L5!/8982)KP>\_@LFR8BQ=FSO/ESUG1V+JU*BHV@B!L@IM
M>>PZ96:: A'$HC2O&:NP:Q/(6S>C;WTT-LE^,AI2D4DGA=G[S@<\5R1_'6DA
M=B " A>E]R#PY./Y%#]*_S '/A P"*;"N6Z*]."KFD3N111(HJIOF<X->!'K
MXC6J#O-B7>AND%T5<.<%_D>@I@]+L4V)Z-P,D5";P)3;V(H9(N9BT#A9"[T*
MR5U%I%+I_SYEW8LIY?=:)42F-D=7"ZDJ1V^JDK\QKHX!23J;_+9I"UE! O [
MJOA?6 *H]F!1V6RC0,<XIJ'R!=A2+MIV&7SS&S>PSJ@9X(>!?EV4#B@.*Y1Y
M3@JD::!71X Q*?<.QHP=RK;)L*!*SU-(0<"3(=-BK9E.H2O6FF7G6&O"_Z12
M;U0&N1>,97"3,FAU9)PKX2A;":S+%;#^4Y\L(5 I^>A$,5!4<X>N#IC.2::O
MH03*@,I.I2:990]AAF06(K=+FHN*_\(FXNI=F"H?TWVBUN?Y9[YP XRD9>AM
M&1W.@LH# $Q)C.=MO0ICJG1\@S8%-KXF"N5L*%0L+!O*6JV5B5-I+ST$@=&J
M7<M^JC5&')69<I1!JO:/^K*+B=QSXHI8$&^*E8;9KY[,A;^/O4<)R/I((JK5
MY 7MS' $3"?TE&I&KU@\UJ;\2DXMS:\PD@OT)N4R=>;Y/LO*N9'%B$'&9'1R
MG!(HLE2ESJ=K)P8/O %M39M7R+?3H3R^A*+KO@&A4:V5("\F:1&B?PG"F2\&
M(Q"7=K8_"?9(V6\61N2.5F,''&*"M<Y2]4$/$3)_J<@;0]%TRPFT@+76HY0:
MK;=KBZ_*77,/[H+ \[G[12;+&TA9DP,.Q%\ 951Q,>T:JZ$,]&@22E-=2)4M
MPU)03GWTV22AK$.Q-F&Z6C!5";\HI73V/I8DR+QJF20M]R^4!"^\I,Q;>0[$
MTW0!NC2E^CEU9I6W1P-5!'=>% :E^4YUHX^2-2]N6,3V66:)RV4/(LE4P&=M
M.5/@@YDI)?5(*C''+]#.MHQ[I.(P(%:6XZX+3* 4LS))IK&C6/MG)EZH;K_7
MJ19R'=8+L3Q1,*4\E%,:S"A\41)J,8\NQCVV]RK#+8MM"4M"(<LH1.YLL3W_
M!BCFO_]YN+=_6'Y!B#SPQ<C/$BC<*_JS;,L;9 K76+)@E0RK.U%8F3#-"P/5
M1$)Z&D #]>?_$:HT ?WG[M@3=Y(/&ZJG>F8@.<V(08 8*L0W2X' [.7IDAY3
MU5BF_FC5*<RO$4NR!IXNHK)XF.X-H):)OHL[U<.(?*AY]_P]L:$DKF90Q'Q8
MB*\US(0US&0I%.K(3'H+%+24GZPIE[,BL*Q1*-F])5:-97)5,1/EBIO Z&-,
M]O?)3ROYBEA0 K1.;)9%OC6EM.=63L4_:L74P5.J3D4'NN1$E*^/E3JNZDR&
MM1,N\"WE/ERP1%0U)RYK$+HI3JBZ6-ZH*C%9D$!EPP65*OLG:X<YP+JURMG1
M0J6BJ#NM&I,ID@96YZ 0\U"Y+[*W46>#8U -#60;,W4;CMHVG%Z:>4XR59R\
M5CEN+@O'?"X;T WEZ*8/E4J$/D43JM/>^K>QA&07OHK=SP6/&-8N#<K"^%1D
M[:FZ04R(:SA]P^D;3E^^Q?,P\!(9+EW.[*W^-+(]3=Y]NNA]1K= KE2;2APP
M<&NK8KP/K$EU62AZTK)_5",JK2R6E(I9NJ(;1AB<*5$5%\Q7M1S/<H_!V$'6
M\&3=,]\PR]B<FZ$D^^V>O@;/^"&E2 :Q):0/685(J1H8N'^<Z-(5F2U2[M.4
MO0=)&DW3OH]%T5F ;^B!',@"8J7NAGRJ1)D+K"211:U)>[^MCDSVRBMB^ZN7
M;)?E1*F?Q1YO3GK2G:%"I 7!F LEE6"U6K:G8@6Y<]A(25Y3\:,J?@Z:BI]7
M6?'S( E:7-.UDB+((ZY\'CQ']\E[ODQ+.LNW%I%Y*46G.+&G6:Z9:+XQ P9.
MQZ2F<U,R#>9)X(51,>0246\.-/X*#<NLR(IDV?)[BX_*96 D"YWWLJR]F#&!
M35?LE16-*TP;(1>3R8TB+U8Q#X1:*5-Q/@;TC-TGTSDQ=&_I1 \*LJ)8&0PB
M"5VT2FD=+7:=MR9SXRA0%%SH.7,N?RPB&%%77(ZR(1IL87!\+L41SB^AI4X%
MK51<V)IFH^UPDXVTIKJTU#)U==M)73WNZG0HLCKQ7@@A*"5.*632R)7]F_07
ML77E!V;EE,6;5MXJTF*_D$8*MN,,-(?R7.2\$V)=^UGA8YS _D8P;*#;$&>5
M]ZEN1)I_F;ECX7[QX1 <W;.2JGM]:@L1#H=:VU WG40+?9_DL>%E(8'L%IB?
M@'R:,X%-EJGE.79")><$WH1")G$A=0ES#?!8=7Z7H)9MY5LGAJ 6,)"SDY\%
M[]HP;, I$*.O^N2IVF4Y2RY^QU/L<B!5)ATX-3PE?_9"MIM7.4@B&'/J8?N
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MA$90TW9P?_#_(H*.8:=TXD!Z 9O@P;HY6(I!ZBIZ QP $HT)0I,0R!&P ^:
MG68CX&KE8P@:C4#T(=N$6N[O 89I8ISI(HR2<>0-1L*Q_F:_AO$4^1XPF $J
M'56G#ZL0D6//D"'$M?"".Q%+<%@*LD/;P_7^";\"OA#X8#T+#,1-H\C:9[RX
M3_RD2>!:2 JB4X??;D RG$;  [W8#=F6C2YX# &P&5S(YQ XU)WG@S;\*X@
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MH))+2@>J]' J&B'QEA.:F0?S2GM<30PC$^"9<_Y&^,.M7X4_Q0,\3B-0WU4
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M2Z[6EE-ZKW_ :ZB7ZK7F$R784'IJ?5R+*P)T'I-J*@U>^$0Q@8K]&Z==7H%
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MOX4I53V<>T":N%CSBUPD.\+<A((.31K1;ZUCG5[PJ32]P/+4YC+Y'?9)1%_
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M*9)6I;ID1GFI6IQ?8U^,4"T'DG,Y:-51:6&F$69*HL(S6-N"W-[6W+1/PDY
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MEJZ\+!#:E::I?)YN&-0O%0Q<,#8/6X7QCZC#:H*]"-3]$#0%9<->A'<F&?8
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MAMR+D'13P<(A/!0GD><F G<6NE_DD_!ID$98Q"2X.V9SP2,UG!BTV"T,R"=
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MO01[J[16I5YI)08TYG$8(6NB7^,I^O$(20#8'Q>?5R1H:W;<>BH+L?(^H#!
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M3V9W/D>? F\ /" (,%:=#-NLMK9(2O$X])?8((R*N//M830%VZUT62 2J@L
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M!AQ93<W2%""[;T(A<2([OV_&KI6;VW7:N[*)QHZSW=Z]W^96;F*IU-D,<CZ
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MIB<LQ Z :K*)2IW5:79XE3IZ2Y*PD-!&<IL@VUID$_M+Q-:F!GH1@O46DD\
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MV=8BF]BQ(C9+51,0=XRM9XP/EOO>";AKIKP>*L,)N#N(**^06T&V#9)-P)V
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M'8RWJ]#IS!4;?5VQJ=  S12DW60ZE#'\*T?03VPYMA[MKBXX9):MNT'PBOZ
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M(A8GE,$ )9=0BB>=(P4"H4K>U5&Z.%)FC2*N;2$@GZ4S% X/"B'[A,DV_XT
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M@->>JN>@05NK;#'![VJCVRX+?VE+R.J6)9%5HE4JX346V13(M[[)82;4)I,
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M5E"G;)WS0F$&J<$K@)!$_7\1 NPZYU1;"SAG>X7!PF#I&%B:'5_C?1&E1 #
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MJ"1R99U64(\+B&=[A.T1YD/K^!"$BZA2_9,5Z)R"IZ9O<(5#-5)LV5+\.,.
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M?EESA\UE&2FOCD1P3*Q;DHD6?OA#?;69TL4W--+UX]_BN)>:&*K_^^SD]'1
MQ_UFDM-G'/Y"QT/ZO<X[/?OKQ2.]_.T;/]^2$)2H^;@+06U>_Z'7!![TT_V9
M23>%^R-1#U/3M0>'W^KSJT]I6G]I.FJD;);;UYSX]4I_B,/4QT$=T?EZ.OG+
M72->?R07,W'[9Z8!X7@V^9\ODY^FH].+I*;S*Q<"L)#I-/\>WWS-Q<P\__#^
M]7O\A9Y73^K7D_J?9]?G\>);+V1,B'^[^>NO1_5QC9_=F,SSC[CV[K=GC5TQ
M^[8[9K9^VHW4J]6>I+^1VS5LE'UP55C.KSW[\?6QN9JT=<L3.*U#/X[-@SK&
M4D?X PY^QV^36Q[F->S^[?/XXG/F$S13S9Z8J>?"H[V ^_DU\>^]S^?W,,L8
MO$@3G"-_:0;AQ4N+8K)$S]:8W;\3YF9VK][03,>Q]WG<L/:/GTZ>__3JW>L7
M[]Y^>O7VT\=EDW=]<JXJ[;,?/S48:?ICO6C 7C7K<E9PV>COY,;B3U?^/1OU
M ^7J7$-[UU+\_G#Y%8_1_"6XOS:C\PG8PAU\?S)_6)C;]0A\)8OR 0!^_N'=
MR<O_/OE'[_6;MR=O7[PY^:GWXMV']^\^G'QZ\^YM[^3MR]['GY]_?//RS<F'
M?^R:N%N[ZQ>+BTM5IL;ZN?34)J/R B>?7P]&OT^J/OW+\?'),'T>C8^/9RKQ
M_7U59Q858_&-MUUO/K@W^^2]W'?OD0)<;8N_7KFWY?R^L$.66!DSFZ7>U*"Q
M@5)=\?_OLZ989?WYW(*:_SP'82K3V?M7-MT&-*T/Z_C\H[^O/[,'.AWC<-*8
MG\WU(57^5^1_?Z^XH]VA,;-.A^?M#N<?5XW6\\Z=ET2M%G#_\NL67C__J,O7
M5V?05>?@RFJQ. _7C<0E^>:W6L4+YNAC,\^7)=O?8^/>/Z9Q599KXWNH>[?Y
M\=FEXWOH\[NWQL42G_(^;CP\(_\?U8Z9]%X-<V7D0KK]4E]LE[.[NG^VM/C#
M4J?L5B&XS0U;1\/:J%6MTR1U8-HSKTFQ255IHWJPM+5&VM3A2]O^8;QG37BT
ML?+8N]^A2/_IS; W_3PZF^ P3Y8?:K='N%LCQ]/1Z2:G\7_/)M-^^;;I"E#/
MYHYP:1SA7AF/OO1&I]0X2\-?>LV6_V_54:+)#WN9]*VHWJ/7FUV!9ULBSW/4
M_CG:,Y8NMC><_;<[BSFV@%YO:=KKSY+.]KXNK1Z+<-<C;9W@KC;L.R7A49$'
M^W)U;H] "#MX%G?'&KP?CTI_VI0P78P7B-I(TD)FX2% C$$V+8E"(&T<V;RC
M^J1P9/2*]4D[)N5[76B9-$R:MI#&$R0)429J_K(QZ!23#26! Z5Q26*YNB2-
MVAQIS)$3*P:E=TS*NVLNML$F/,G-1\\/AJ>CWIBJ-*;^@'K#2V.QN=[\E!KG
M]W0\^JW?G*W$;RWR?A\$_#93?=][UW=BMLT/KGMV1YN?)HOA;L2P18O2SO<P
M)/P%UEBPWC<+T*0QOJJ]TTMCROUI;U!M+II<C_,Y'V)G%J1#]$!:S(\]>0OQ
M6TD_O)Z'A@]_^4")^K\UX6(O9J+<> ^OOI[2<$(?J-[6! >7J1'O2CGO-_'Q
M,U%]*PZ;--;^W'Q;\#FJUR"M4SG96 "\#9BS0Y&$]EG(K':TNQ&T9H^#R<)D
M.1RR:'(*T:,H D!!QJ)M<<F7%,EXL80L6]G-"*MF6W5,JKMK-K;"-GQ)I^,J
M(K/PY1X.<P^_--F$_YQ=Z+IUV&90MYK&N]CZ792\^N\!S7)8A_ED00 7,.J4
M=51T\4$!5#)BK+ F*8/RKBCE=]4>SZ]8([2-,M<]*XPU^( TV&DOE4R)=-/B
M'*,L+I<,)*R7Z'9UK*-=EP]U.FOMM'V3K(GTF>?.-QFR^;SS7&]0[?K>J*I7
M]1%F*I!&D^ED[_+";FP[L;OGX_1%\KXK+\^%N/%-WWT7X==$36OBQ4KN9,E+
MD8V6"82)GDB@0V&,\DF$#8;VK%A84_(N&..#\=$1?$@1LQ9&9N\)0B&T!I"\
M\"K%9*!LSK!;#1]*!<9'JXR_UEAXB[M;C9U7'9@O_;,OD][_P2_UEG)_DNJ3
M;RH^#'OX&_8'S6;P<96VXTF5P=Z$TMEX%K2S=WEB%[H;+O0]A8!/4AK/_>:K
M[+T0Q.I.OS^7T3?#WVARXW@A&$7DI-;57 .=$\:*7VF DO+.)+&C?3%Y)&#%
M I1M%,1;T+H) =A_1B.C@E'1H"(5K10E89Q6%14R6M,$.(282*3HEVRA;V4#
M3JW:9JN-8M@"4+3(KFO[IMZERLQLO;.F..9D7H>R*DP3A5T__->9L=?L\W7(
MJ&N!@\M^^0;]\EO0/PM/6<3]I4"_*^_/Q?GD4IK_LQ'F=\/&7U_$?LP43-'>
MZ*R *O:S\59CJ)>A>NS+VM)N=7=/Z2[S?VWW_(G9D"U0<2931\A$A1!<XZA&
M! P4G *G<XS:4H:\I '8=C<.O5ZQ!W;')+@%9&J1T=H.R_3:1F0:C:E*[^EH
MTF^2"*<X_*4?!QVJ.M%FN+>:X+L_V'ES*5XGDPE=V2(0CE JLI*@0*#LA7"A
M8CD6'7S2N]I-U$%T&,2=.^5EW3T$W<5<3(HY68P)1+21G!)624P:DW6[VMZ#
M3KMWG3UB;?M6W,O^F-*TR3\=?6DR:N:6#\VS:^J(F]Z2=42C].O>A85]W7;2
M=L_1,1\_XYB>5[\VOU@0X<4XF(@.L90,%D%E\,I@24X08/)J:3_KJ\;3_WSJ
M3P?40+Z.O9_/<#!K'GBA.IML%QBZ#&F.L&OS'#!#'L$0=,Z35]:7ILJ>*#%B
MI4.R(F0AE%SB@%TSXG;($-_E@ \.L]O)F>L\(*$Y87W]]Y^>]S#_UJ1,=^BD
MM<T0;C5I]W?\,)>YB[B8=\/7E&F,@[^/OE!S O$<A[\VPGAR+HM7(F2D2!E"
M-H  6J*TCDPAAZ::<.AV?U3:8<+N_]"!\=&*L3T9?+A0R2%-_8\J8'/&(*)-
MHI"QD*21NS[/['2AY/WCHT667=MW]V;=R8]CX]@LW>#;N]BQ/]Y.S+?='Y>%
MJ.@@ Q)"CCF"1I2F8+$A5B/QH7MZ/XV&OWRB\9<WPZ:!4O\W>C_ X7MLGF"_
M/O?IY-77\T)3%Y[[9).NNQ)=7AIX_Z_-<\"\>01OM,C.%FVL%QJT4EA,+%&(
M1$4F)^\/B6LG;R37M3R_D[98E*TP&U]]?/>^X_9BFR'=:A)OO:SGJR^G@]$W
MHIEO\N[W(8TGG_NG#?<:L5OD[WF-S\O:GN_'_=&XZ8K]8C1N8'@5T8;01^F*
MEXA@=/ *,L3*7@60 ,S.2@5WF*C;<^[W_@R8'$R.6\A1*%9[+A@%P4"6@,GF
M7!U,'05J&_2.(O0L%\#C+;R;MAB.AU6"9]FP$8>_]D95\'-OT"_4ZP\G9^-F
MMWOO<L)^=3N9O*\\M O'NCF5:4B=?ZKR^N9"7-_,NG$M5DNI_K7/($(, 821
M@11ZA\*F((Q:%B.]G2:6JL,$;G6>&9.'R=-*\@#I1#+&(BF#<3D65R0$,#X[
M12;M+#N#R7/PI\6ML"<7"BKWASV<92O-.DP,^AC[ VY]^62\]?8^N.X=%[;Y
M:;(8\J;&MC<UE/R+7:N]T7D=_RE^/5^#NM[4J 5V.KL7.PL8J'[$F'!"+VG^
M]YOAA4C//8Q/^/5*"*I1$4L41MB4(&K$(%1R1A@HN5!:TF1ENQ'L\DAU.@J5
M0XW:/ =,CLV1PWL3LI9.1O" KD0=O8"< F8 @3NOXB^/(#RI;=(.F'NML.F:
M7(VS:M+UJS2.:3+MC2_;MNY=.MB/Z\;A_SU[NC?9^>9<V$Z&^6435TG#//G>
M+GC1 !.4!1F@X VXJ#!Z4LJAU%H)$3=8;?7NZ"#;Y0(/^]_-942T8FP'B0A$
M+YQ*RC0))$%)1 JNFEQ!: >4-VAIW1T&)+I<[73_B&B17=;V;;AWT\\TOMA_
MV[>(L;_<3FSO^R#_)M%G8OONE,;8%+&^62PU6-(0J30EODRU]$KV BNKL3A?
M"N[(U+/.=9CCK3[39P@QA%H.(01"$TI138)R" 6SSC&GF((SSNFX(V,R/*V"
M@D_5SCS%W*0Y',\_M]J!IU_;86%>; J>YP_.(XU&,[-S(=YH[Q*Y.O:7/^DV
M W\TSC2^'.\?Q>Q/;S(:]/-.1_] [M\__'V<V9S+]4_?9?ADF*\N"0NO+=8B
M,L9:DTAD:\&!CG5M")@#J0+%ZPV6,KN[T,21\ETV3Y>I80=/?IDF!TF3M8W)
M!^-$:$4%7$1TH:F/&%S,TBFMBJQ@*3LO;0:VRYN7:U"%+<V%1[3S;4[_%[]N
MR#M./O=.QZ/F "#WXK?>Z$*Q>HV8_G8(=F@+G/OM+"HMN+$MK3=[#D:JFO&B
M*L;[<[UX_NWG21.']'U;XU(U%B.2(%D#UH7L/$3K4$80:$) ;WU=CG9DPKHC
M$[I<Z7Q-#3X0Z[8%JLR,.GQ&42Q9:NULJ:B*.0114K/M*A-$(\S.2GH<:<6,
M>K(1E.?75E*#^87?J='/9BX&N0ZJ$?Q>&8Q^G_3*>/2EUQ_^1I-K1BLG:SZ%
MT*GV/KCN&29M?IHLAIRLN>WMDW66I>L% P9-K_B%T/[>Y_^?O7=M;AM)TH6_
MGU^!T^].A#N"TN)^Z9[M"%FV=KSA;OO8[IWW?)HH  4)TR3! 4BYM;_^9&95
M 042)"3P;G,BMM<B":"0E97W?)*/4S2"I&Z:P&//1R&=@-%^J>(X7!7'1_:$
M_%G=%26X$PGG:74'9A6.#\& ^WL,QK?F#D5Q$H9^ZJ2F[P9^$+I6Q$+;LYF=
MQ#8_5"6997DCQSGGP/I)%W)<Y-!%#IVV''(<.XJLP S] *&-69ADKI_PS$_2
MV/'L0T4S+"L:1?9WU3;^G:;Y3L'N_%CF4QR",#9F\KA0\1BPYZ*DP <BHK)'
MEH_1#KT"SKVJ@(V-BB?R!T?GRXM'>AX]93W26A/1O];<]['DBB]!9-^R\;CZ
MD-TH=@3)_AF8\7/-B[HTSSS?8;'E)D'D9B%GD<F#((L#BUMF[!\*J-X*1\Y9
M5P=?XDZ74WZZI]RW(Q[PS/,"%KF>F43@1-H6\RP>9:$9[[ R:_,ICT:._?V<
M\A.RH4X\K/=Q428/X&?@./!OQ(HZ 7?TXD4?K"Y .=%?BIOD7XN\Y.O%\AL>
MSUNBV7-!) =1$MEN''C,RX(H2T+?\TSN!!V]6;LPP++\3YY>_0\O"]S5T+:L
MG\]8+']3A4K'/X 7N7'XZ-O+!8>5.1'WK"SP'.Z":<=XG#([R (>I8Z3=J X
M[L6FLRUOY)GF]R0]+G&XKA<_N*%X]^DU/+M(_C@ZJUV<[F_"Z5X6Q7<\Y24;
M?^(5+Q_%H#<=Q,WRHY1'@978S+5X&+ENZJ=>'*>Q%V7.GL8$?5N&V]E99Y<#
M?,IX:R\\P:ECAIEC!YZ9IBZW4A;%?AB;CITX21"D'145^QFW,_*"<ZZGN!A)
MYQEHN_O;^[,SH$[ S;QXQT?TCJ5 _ULQX5B@@G/5EJ5ZXJ:>Y8 (MUW?-2,[
M]&W3Y*EKQ0Z/_*0CU[&?C*9SYJ@6)^T67T31112=OB@*,CNV/=N* L=V0]..
M<7QLXF>NE\6AG=H',C"]D6N=<^/?24NB$[(]3\+ E)4+HD6PA#,RF=%I.E.#
M\Y1%^4G+ZT.7R6"NY$/V#*'L>Z8;.+[OV6;D!G$<\HQ%21Q8&?>S).@8LKL7
M^S <^?XYFX>7T-WE)!_Y)"=)FOAQG$9!'+A^P./,ST(GM'B:@<?'W$-E0$>N
M=\Y#J"Y%;4<PA<XO=WD"CN/%WSU<0=LZ@;PFEV+S-/&\)/'=*'2=.(E,TV%N
MX/E)&E@I.Y1598T"^[NJ13EA@^L$3MY%8)RLP(@R._%BSW%\B[NA[4>9;X>V
M%6=>8'.'=\S VX7Q]FV53WR+X%<''!\P/'5:9%F><(1PG>'KRE$"_%^+?'9F
MF",7T.\#"^F3 /U>269\%)S\]'',ICB<\*UB9=W=YH'#+3=.7#=P(V[%"4AL
MD-91Z 2I&QYJ:JEMGG/3_XFB>E]$T444G9,H\IT$#$4S"-/0#3.7A1:'SQS/
MC&VP(SL&E^PE\N?8SD44?<,)U=,8,&"YU^Z0 0.+BJ>(DM>%TWIT+KT =U^
MNP]:O[,&N?N=.AS=R-VAZX:>R4+F,C>-.0-5$@9.ZJ9V8CELA\VYSYMH8YGF
MR'3/N99G-R#>%]/X)$3%109^#S+03OW834(SYHX;ID'L!#'G,;,88D2Y'7UN
M^YWJ!4;W*/*BBPP\H P\(9O\^*'@9PU'R/(IFR:7X0C?7['4Z1+N_%+(ITS-
M"QM>"LY.J^"L/1PAY;.BRN?G%.HYON%_*1@YG#>R.GGXC619S?MPO<!QW3#B
M#)R0R ^8F:2NQ2.>,,LSLQU./7CF3.&1'9YSL_Y)NQD7&72102<H@VP[RYPX
M<IS$Y*YK.<P.8LMR><A2YG1.7MEO! 3N/;(<_R*%+L&.@UN5#10OQC538.R4
MEP:[+SD78Q'FA5'RF:R5.SI'7CS-;Z$[;%5*R]KB.V"_2A5FIC?3M$'+_ S<
M^3LRYTW-FU^*3S5G E?K6&Z!$]I)X&:6:[J98\=V'%LL<'PO3#W>U:B_G^X%
M<V2:YYS=NP28+L?^C(Y]D&:VGW@^6'*NFYE6F("C:;/$H?G<-C_8**N19YVS
M4WD)Z.W']%('  VOQ;3D8_PC-=Y^_O#1J!Y8>59U7,?W4"^.]?X=Z_@I2VK!
M_6[Z>\VU;R>S<?'$11_8AZ]37E8/^0R+?#\3)^O5O:9ONY89^;;IN&[ F6.&
MEAE$?L8MVS-WV$OZS(J#D7L!.+_$_,YH7R^B:5^B*63<C,!+S#+7]8.(1=RU
MDLPU6>Q%:;+#KM7GB:;+Y(5+&/ 8:"9Y52W8-*%FV%G),UZ68)B>&:+)*0OW
MDY;@A\83>">Y[4/V4?$:R6KP_,4''+Y<!AAP?<<" >RR+$K<R+=BTTLXLYGC
M6ZYE!QUSJB_S&2[QO,N1/N$C;5I)PIB5@&>8N4&0Q)%MQY'OP]])EGI[P@Q9
MC==Y&*<_9\/K$K [A)&$F(7&%UY.# Q88RTX?']?LLG1&>7B&I^F%#X2AA-Y
MQKIT1LY%QI5\*]E6D\3,<6(G"6+N@3/L!WZ<NJZ7Q*;K.!Y/W4-A@5 _Y%E+
MX@O@VRGOP458[$)81&F6!D&:9H''73_-PH#'/,F<@%F<QU%V@7K[/J'>7F"Q
M"3KMVEQ[DV,?[!3LM1G+4P-8_!++NCB^^YLL^B&K.>X%7F]LN8BE&R=N$KEF
MZH>6E:4QLWUP@'D:6I= UB60=3G/1QDT.NQ VRSR?,MV@S1TW-0-PYC'S$_@
M4Q8$B9<>+(SUS1WH[S0_N-$3H!RV5I-O7!EW;][=GJ34.P%7[.)!'J@20\G0
MNZ)LZG-KU'#9AO5N6BU*S!/<%N6L*!G>9%F<AH&;L#!SS3BQW#1VF66;3LH9
M3YTD]5WS<*,'+IVAERJQ,]K7[ULV'4(TF;&59G8:!+;CN]S&/@,OLVP.5APX
M;]:>!H!^6Z[;=Q[Y.E"NDF9SLO01&?J,N@I.6?*>M'@]=+U'QSB_UT59%E_S
MZ;U>8.NX3A"[IAWRP'(]EX5QZ#I1E 26Y7-N'RJQZ'K^R'+.>=# )>)U.<K'
M/<IFZH8)!K1,QW$SG[.$^7Z:FK;O,3N+.]IX]A+FBKS1>5?)GZV5TV&Z(1?:
MICLR;">$_WC>CZ<[\ E,?^D'U,/+S\] VFH/3E<@/_.UEA"9X:TD&G-K[T]:
MNN_X30^0'&G.3><4YTY=D=F!G=BNYSG,=RWF@V\<6#Z8?)F=V6Z7H[P7L\\)
MO)'EGK.R&'[<+U&^B[R\R,LSD9<,3&F6N(&9)8GKN#9+LC!+,Q:85A(&OG<@
MV]IS+N+RDH$^[-36H>.P9G+JA1$_=:+S'YUI+Y,23U:E'&92XJ#A+7>*E3N'
MMS!NVZ'MQ983IZ[O<N::D>C9X"Q*G8Y!B?O)C8?6R#MK1?$"%7#",=:+Y+A(
MCF=*#IOS-+$\'GM@7YHL#6T3C"4[\L+8"U.K8_3=?HH437L$=_Z^)<<I&7JG
MW8#;!BLFNX]-4_$/_J]%#E1!1^OHW'.I.CI5@7V4JB,EJ5%,X_^];5CU$Z_F
M99[,>8I?W$S3]@?:+S_R,B_25=#49+Q  ?3V3W$P/K$Y?YME/-&14!TGL\+0
M2STSC$#>>\RU6!A%41JPV'6[6O3V8B>&T<B,SEG87]IY3WD/OF_1TQ.&/)KL
M2<PD=D*6I1[+W#1QX\SU([ R0?KXS'8[?-3]8NK9EC=RS[HYYJ1+N4_)F#W5
MTH/;=8:KP>9&S.&V4PQ>%IDQ?^#&C [?T=GS$H4X6<UR"E&(K?2+/H\Z2A+?
M=[,X\3*P3.TH]D(S]!PO-OTD\+NZ)W<8CO!'EGG.JN$2Q[Q(D.]=@@16;('!
M&;J)E;EF8H( <7SP8KF91);?A0QJ[4Z"P(U&WB6@>;HVH(NO<]I1SHWF(8?/
MOQ7#L'<OSD_BI\4B'O,MN>R9?/)O1]GZG6J80Y+K,-K'1 1;[KFI&\=NEOIQ
MYB*X#\M<RP'+MJO#:9?I-&]D1=^2 =O#&=^ ;7L1@A<A^*T)P3B-XL2)/6;;
MH>N!]..6'_+8 P>>^XQW04)>G/@#R< 3,LZ/;VR+#[YR/*JX%^,4(946L]F8
MADNRL9'F53(NJD7)J4^,3/)L7'PU\JG@0N"MGX[.6Y<VW/VWX9XNX<[/"CIE
M:E[8\-+*O.^ T N['"@B1"#&H'- \\PYJ*/Y^6B=L_5O+L[+B93.O9,\_Q$.
M07O*M^T%5LH\GP5)ZGJ1'<59F"7@#7#7]5+N'ZH'PA]%]G<%$'C"YL5%WESD
MS;[D3>9[OA<DF1EFF1M'7IQXS GL)'%BF[F=!0K[Z)QP1J;G7,3-29F1)VDK
M)L6$&W/VYSFUP)ZRD#YQ]_ 0HA%9Z@MRU*IT3(*$6Z$5!E; W"QU6.A8:6AQ
MTPUCL+?8@:PQ>V0Z_AE+Q[.SN"XG]FQ/K.4D# Y.DCFVFT1^Y*5V8 9.EK@F
ML],.?/7]V#.._=V<UQ,R64ZZ%*H_.P/<<D4I&2U-<T;9F&_13SUA67L"Z[Z$
M9KZY/;BP_"FS_ GIVB$*M:4[HY>$ 8K)! Q!FG-IY%6UX"EB)G#9JDG!@<LX
MS+UX&]]9I';O\UH$*]/PE7?$R.^FJN/XKBC;D_GT/I D\R(K3CWFV6[@!7$4
M1JX56D[LFKX9["DQ]&U-9SD[\^(B&2Z2H5<RN)G+?#.)@M2T7(?QT&9N"I]Q
M+W2]L LV;U\IG,OD@A,)>G3@PIYH_..FJCBV@B7_6N1HNKT:YRS.QP3P9C X
M!1.>_HBF'OVBRL^L0/6Y>W.Z8OZTWF"/*-OGOPGG9]]\+SMS.1XGL GGJ^%/
MHA+C/XLB_9J/Q^>C?$^994]:(NS=T_FMF&*>ZT/YD95S^<=-8^ I5KN15J'>
MD)PDEND%8<"P(C;V6>+9=I2$"4^\*.3\$@:YA$$N!WFW!WD-%N.6)]FU/<L-
M(C]@G+E9YH4V3P,SR[@3.7X8[G#BXO.0%+_%":J[V/USA$H\8D3DA5;5&Y6S
M.K.:UN_%:3AI\;X3/M^[-:=8G"KV;D1(3],#5AQ&"0^<./9=UXRS*#+3)#:9
MR;/(9JYUL>@NX:&3.*(7(7.^0L9T'#.PN6W%<>BZ*0L=-S"#U$PC-[%YT@7A
MLI<!,6=M8QXHRE;_\W_!-RP>\^9+9*E?_AJ71C)F%9#^!HMGKZB#7.1)KZ;\
MZSB?\A_^7='U?RF"MOYJD5QGU#["K22U=$HF'%>"?(S[T;HE_?LG(Y_#3Q.L
M^^7<8$E23."'3PB//2WF\*AY@8Q(2*5L#E:AG/W'QG S^( &;U[_]=_Q]AT/
M><&Z?_C%4+=I44920]+W]:>/=Q_9/7]=<O;'#?RG9K!DS%E)7/)0&\!@IBNJ
MR$\$$[7R?V(-(2U!VW1]#Q3+F29XL,M+N2N 4.4/*\ON7OAOBTG,R];*G[EA
MSZ-EN)+7G.+Y'ZL?B5V7G_WPR]V5OX;J&^A>KWP&GUS%^-$5RV#=/['Q5_94
M+<O>OSZ4Z@JQ#82Y9)B$?*J15@%XR<_,GXT'^0X$DJH*%06L5V<-H_I*9X:5
MD_>BW?T;9RGN;ON%Z-0SXZ%$\?O_?;EY_?[MA[O;#[]]>?O;E\^=IVUI<Y9/
MWQ<4*PB =(M2GV8LR5UA7:M?/B%K)4OKW[3JG9Y1(2WIGSN364+Z+^TH;4#S
M%KU2L^-,=63[>UWX50*\_O3AYLW?;_ZO<??NMYO?;M_=O#=N/WSZ^.'3S9=W
M'WXS;GY[8WS^_?7G=V_>W7SZOYV2;##ME<9:?\^]O?5?__?5U<TT>2C*JZNE
M/QC9-+^ALI@7MYJJ$ /REJ\%?OY-*1;]U\9=K5@^UXKEFZ'?&YYPE/N&8X%5
M FXBX0^C*7>(5VQN+BP]T$&\S).E+K;/\-IY!A;7='X#=L!B.@<KX"/L3Y+S
MZ@M0YO6X+O/"/__A)A:ZNTYFV:EKLCAFL6.Y<<;=T&.QWS'C<,5/YF"FSI#P
MY4(F2O+I@J<W<_F(R/49=QE+HCAS$YRN9<$=TAC^LEV$/?RA+7@Z0V0[V4%D
M6L,RI&=N?%Y,0)4]H<36Z&8TA#,4Y91X_/<6[7]I[8E\<0*[:^C;__(#*&;_
ML)VH7N(Q>BU]^;]T<]VP-[2'O*%3>VW=?-Y('5@+[=)3%W>;41@PUXHSSXK=
M($O"*'&#).9AZJ<LL3IFQ+^8NX/(=0+?-ED0,W@I+[:LS,*Y'&8:!"X<KV=S
M]\N$N6X"T#W!'2Q* ;4(7B78.^BQ(-.S^:(DL^3#C(L?5"2Y/I8YR&IP=2II
MLS04;1L(RVR_@5^&LXDSA$U<P2;=3^S?F0';N?>CMQ?BND.(ZVU#W,Y3WW>1
MLT3<-*]F8_:$O(><#"YZ[08\+PST$O.UP[42GSVR,F?392=LV3,;\SF8&A2A
M ,W1?-[*[9"W1)_,2S:M,*J#OX2W6PYPB(N_@B_5W+*YNCGKM1,RS>=Y_3SM
M>TF<]O?+\F=-#,;S*/Q2!^->EP5+P3G4[+S;HIS)1QFO<. "*E?;_/E6Q"#H
M+^OG'XVOK"*<%?%K,!5)1!EO^)A]92">X/]A/:X511ZU7='LA@7\NB+1)2IY
M@0J: X4R[ $L 534;#Q6$Q^*Q;R:PW?X,8AN],YDAQ?\H'D##H]'.Y4]P@^%
M0'Q?@$B]J:H"WHQ>"-8\8^5<W3EFTS_(=@A^KI"['WE9X<^RLI@8S,C$+<=/
M.'ZW1&BDU)@LY@M\OGJ*=G.PG;NO$8M5E^!#KXUW4WS@E%-P3Z/!UWS^0&MK
MEC-:72OJ3MH!$<Y*\=DKE'@-5XR,[+JZCJ^-5W(;EW^E]O/:^-)ZJ+@[[#D<
M YZ.B)PK3XAY@@MAP.L%O#+>RXQ^+KY.\:47<96GN33'\ TD!XV0+?Z+@0""
MKX ]_.O#BDYOB.CTMQ&=G9JP[R+W2*+3N7;@?RB8^N3G%<@<,D6J-=_#85W^
M2@E9%^-!YRQAY0XL!WL.Q,/^$!X.MN'A3H.C[R+OHOY/6OU_ .TX*_.Q(>(?
MUDB7TXWT-_)Y98"G< _ZG?33[1WHED0W%4:-XFHN)W8A95[1-]6B?,P?VSH?
MR)C/GT ?3B8<M,6<@^;,0)D47_%"NI]XV*_T_-&J$J*%I>+YJ*7R*0:QX*9@
MU)35G-0@JJ WU[<CXS=:+5RE6P7BG3JON%YSB6X9O9::F<RB#6\MW]5X!82-
M\ZE<LT:+Y5<#I0Q.7+(H2[@2Z%*36-$"_TV+568 ;A39!JLDZ'Z1 ^O>8(C<
M"K>16YW:ON\B_Z)[3UF\'5?WAD-X.-J&ASNU?=]%P47WGK3N_2)E=^W3Q8L*
ME$(%7C7J#49.*M,R^U2^0$H2_"8:E%A,J[P"B0\J? )T'9.GQ>9S*AD!?9-R
M\+91)9 _B\KBGD]1L6@Z9[:(QWE"]\/GWX.Z2A[J*T'%%/<<KI2*/R[*DC2S
M\*\+^B:#5Z5?&A/V!S<F13F_9_?<&(/W71D5!P4&JBE^,D!:Y;AW^#;B!4#I
ME_1R)8?_<"I>@.L2"BB FSA?)A*\YQ]\;C#X?75MW,R-E1R.IA4+"H_"G3;5
M"U'F_T/VB<]9/L;+X.T^9%F><'VVDPTG*XM<TXIBUW7#. XMQ\O\A+&0^V'2
M%7=>+0?R]'*@=[_=U?5 9JL>Z I(AC5!R+ 5G_[PR_RAY'RE( AHADN63G<L
M5@X<0$O_R7A?5,8-& 48#19F$1%FRED)6Y&@<0#<\FYZ/^9?BX*^OP56AG5,
M<R;\?385&PQ?_9U5#W#[.5IZ:!89BGV16\'5_R=/YL !&F-56@(&+4D^IP(L
MP8N2<33>AL,S7S2A;+@K4*G0;@VO>[\8"\F)+\!+>/NIBK<8P'#3))?O2J&H
M^P+^$M-"@<'YGR"^IC)8#M?/'S 0)>]9X(E:P$<E-90?V"B*!N78S&TT2J<=
MUG=1>+&*3EGQ'-<JLLQ!7&QMP\7'8LB+B?-\$Z=5O-A;LX@9A?$BY49/8H)4
M!/Q<Q)V-Y8CS2--#SW*#P9]OV3FM<+5*@&@WDJMK@N<WJ*SDXFM=V_^ZF"C!
M7S81C_HE<IG%;2\?&X<<V_C=^#P'FV!NO']_JX5$/O/R$;1_*S#338I/:&^]
M%?86W6/-=^_>]7S=\_U_BZ]QOV[OZ$#]2A8<V";I8UX5)1B.\(LZ/7%[]]NO
M-PU9W\%6IVDN(DSTG3 +-,I6\/FM<0>\"+>>,HQ1O7M'-_U97Q4\6J.$6@1=
MUO7S6YEG>O?_R^_H#5:_=[WE]=_"9W4TB&)19('7NP_*:3&>5\*"DG^T$EE=
MFUBG6%987257!&\C/[$^5M3HT%DW#,P\;IEOHG!:AO5B-H9+I*%%8DG8HY7Q
MP!ZY$7,^-?@X)V-+/#_1"Q$&V5:[T$^#ZG*LPQ7F;/<4O0QU.(T&5?98ZTI[
MR+_ZL)A_R#Z2%7Z3H@(A'MM0X!/PQ$RM- O,S&6F&W/3B_W410##.'7#'13X
MA+Z919GMI5X0NISSV Y#UXPM,_*\-&#.I@*?5AGL=A;$2TI^@(I7178EZ&AH
MA!Q<U[,5GPPJ[;$VUO;T;\J G52G]T7UU<V172'M<^75<@WTEN0>5.QC;:SV
M>2[E]EGD-LSD7C:D-[2,/<<X[[2N?_CEKI6"^M>"2CD,/D65^IG/YC+F9.HQ
M)Y7XFO$2[P6_9*#@'W-X)5#2I$31[,0-*8LQ*/W'5@RDY*#N,6XW@N>0MJTH
M(,>F>O ";]5QC3$K"U#*%0?U_691BH7G5)\"GZ*H('T-7L.8(P+RC"W5WJRW
M!^KJ'0I#T6VF()6,";S'0[6!)BI$,T,B%(L*K)?%M$0)AU>P1H@9\P([+F#-
M_[9YI,='$'^E$(*?.+6$D(F"OVQD8FMJ&7?L)$HXLT(W]JTP<;B3I&:6)$Y@
M1QW8$8X9*&5B1HZYFW:^W;Y4:(5>:L4>*$4&:C&(LCAPX,WBP(YM<(LW:LC=
MO517A^+2!ROL-7\ -@ &&AE3+HJPV)_ W#,^K3B6!248UJ4N-SY70[R^<K!I
M1=@XRX%O9H*KB,,+#'TCI#=1KQ+^0H(,AB:J<.4^O[W%WH4LT\O 7R_&X( #
M;_Y6P%511%QMF2$=Y(JWF),6P!_9>$$&+78OP=I -N;I@@J]1"@;;@AO_<C'
M3]<K[ZU+D]:A'!D3\EGH@*8< _R4&%ZSBGP"^P'O"N<3WIU6 O>;%R5V9(IU
MB&2Q+A@4;; >F/]K0:GDML!J/9C-008:P*'3E%8%#Z+2O>809R!#4OF$BNK$
MOK(2)"A09_75_U9\Y8^8J\:##R[%_RB9FD_P>MHG9 24P""40/()@L(V+H"/
MEE8*SF")4DY12-_^%KE$Q%NK3H3?3[K<L:WE'#ER%5]Y\=9J<.^6/+(/%&UX
M*YC?0#L/5@9K+*;RC;780=-[TU'UC;0I^0/<!KC/$%./C%?OBZKZ\7HK&Z:O
MHVTKFV90%9ZUG)@?TBKWO"#I3GW/0>5:5M#3,O%[Q3]D;\$60Z%0:3Y4PJTX
M2H+8C^,8'A+&OAN;21AYOA=F<;0+'XJ94>;RQ.7,3EPG _5J69D=>*"73-?-
MV%Z:) YI #[?-_M=%#37&W&$5@MK4%V-M;&PIG^'![!%MT.VD;RK+L/S&6 _
M\?PU'-,TX0Z6N5MPP*"J%&MC64K_9@[@@.6.D%.6 <=H[+$&98/MC=G@_CT9
ML)'N^MC*R1_00VZH/2@Q:F],C#YW;\Y6^WXI9)#B.4DTD6+ Z_/YTW(KS>_7
MGZ]5V1/Z:DF"%CSY%\H9G-5MDRUW#(N9*JQ)$FI=>"6(&#23120,_1!,1CZR
M?$Q($?E4N,R8YQ!NP8;KP26ERA9,DDYP+97TJ5Z40)R2:Z.]M383$H-"X*6J
M]AWPRA=- @INOABG\'-81EE7B.DK%BDJAJXKN6EX#[JCZ)$";PG\]32?&_"X
M"HF7:B"%Y.3.#>$V4\I6W4<L)F-Y2=^*-&<^?>3"6Q(%8W*P0U-CUBH5*A>U
M7Z67LC&$)EJ,60D;K14.B>+H8R6>[&$-X>?5$3XH<63W]H0C=M<TQ?_W]E^+
M'+AE<^[(3@-FAPCRS%(WX6YHQA:/$R<SK="W_ [TKA?[/;X311DW+2<Q8Y=Y
M:>0PS_62U WLS/:8>?3F<"26" O@/S2R'<$ML0?EB>R->:+^#1BP:^?9 VX/
MR@O9&_-"+Z74COB[YEH::\P;KJT+@N@+6.D#A8_I+PR754I5ROP'ZA(5BZ6Z
M":E9TP47.@Y.#2C 64$55M146RO1NJ/H$ZC!\I'7?4"?F=ZA>U>B)JJ2HM4$
MU'6M*@,9J;XD#H^>JX)=3BF8ID@;7D3H.K$HLEYD&9:!\5EZ-XQ(SI^,E#W!
MGZ4!-HM4TRI".F%/1HR%)7)0$E5EPZ,Q$5/*M1&AQ_+Y=3U'7?C420;1W:U]
MK5%$_? FH:"^%5G."+N?*(C,TVOC+9DZ&)Z$'?R5E<F#8?L4/C7%#^NN['5D
MI.+O>8%I,XKZ%Q-$?IFP/_/)8F+PR6Q</(F >N?J7Q>LQ)!UND@H="V^DD0B
MJX-D*=T<P5[KZIQ5>FD7:2205!1A^FD!)M$4*Y'J;6 =E>K7<"CF@I4SL(U$
MF+@V <F^@A-5@("F4GI:AN265N'-Z(6LI1EJ,L="H-*:M<7DM"WX0)NS=30+
M:E"LV-X^5BR$^F%BQ/:@&+'=%R,6A6[HG'RNS6IA0&EV$TAYUW&9E659Z,:N
MRWS'MABW$BM*3 <Q$;>VF[CEN39S,]^BAB8KCOS(C%F4VD%LNV%Z=+OI7>.
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M*VW3:/CY'Y3QC39F?/N/\H#SO]Q:<#G_A^*T6E'+:'';0FBT'5D$]:";;M.
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MB68@+:D/U$#"&:_N_O;^]8^D)]0O)%W5]Y_@ZPKI>Q2'8%">U#(W)DK[]VK
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MO-D_&9_A3C2Z";WJ&.%1*1\K]9&H12%\(WE"U<E4TV[^U3JOA!&=PSI8V7U
M?UZZ()^V#^KJB!YQG'_&^XC5Z*J2*J.;5>-,59&G2-#]C@LQM2=^TG\D-3:<
M:W;P<STL$AENQ*KLYZ !;+?W_LP]$7A8\#+<6,3:3ZL!!%Z>);[3<^VTS_5B
MNGJR]2%?8%$GRT$_ZL*N%A,%]5Z/4M,_E>;JJ@4LK'H,3L(!QZ,N9JS5)G8'
M9N7 RK M>&58R"C<6(_;O^U#XA9[AY7:$X6'A9_"C66E+R;6SMU9$9VNT]^R
MOP4Q M#+5.>A-8BP+NO43@\-@2,8P6Q!J.ABBIM()OP&2M((%=A@$S>228IK
M0_.NU4I0FSX6XT<]#=',-,SE  :5@<?6*4U&_'.1WI.]6_)[5J;Z>&J!U3HR
MDI*GX&R7>?7'""/D332\>;^,R>$.O)IQS&^,GY1;SD &307D0EP6+*T5?T9.
M/DJ/!=H-^9Q/*IR41M.KR:+71(Z8"B9IG*A1V)A= 8FCCS-KW@V6P$2] +D!
MBEI'PTP(AX7>PO/"3 B'Q;_"OBJZSYSX]).:^-D;=PZ8[_M9%IB9YZ9N%,6>
M'WC,#\/0Y]R,=U*6$*4@V@.+VZZ;)$X<<=_U$FYGS YYRHX>=VY2H))Z1PDY
MA\.B2-'&*%(_[0=LV)F&G*-A4:1H8Q3II;3:0]Y?9.$%1@\S4-N.<9('<;+(
MIC9Y>EWM4@05G+])4YZ&T1[L?6C/Q!1Z\0_]/G"4\FK)]%7KR9?;9M>D]M'%
M5*GDND8 ;.+NY/^=S-<C?GQE\"F6%: ,HM7!/^QVUAGC6'72.A6F>,RF?Q 1
M1#Y:RM&[4L:LVX)4U.1_R(0D1=] "0<A/>_@JG^DOF.EB0>;[@9NXJ4LSF([
M23.>6<!*UG-P9Q;37'S[NVF"08B$G;!Q]1\_O/OM[@<#1"MR#7"NV+?_^"$'
M_JEX\M-T,?E:E"D0K]8(V[P)OD02N4$<>)$;VDG,;,\U?<>WPR"ULVSU3>SZ
M3>S=O4DQY4K:JK?Y9>4#.<^:_#55\%DS_+',EC4@;;V7[4J8OGB0Z4Y>>EB@
M,.H;+@,OW,Q1_U@6TV(A:UNJ/H,&''0G\I,0EA"YKAW%G#$_2+($Y+_E.>D.
M#!HWX[;%33,(G< -@XS%9NBG26)Q+\JXMS*?$5R7V9@]_20;XVBCU/YH/]NZ
M;\^Y=N!_V 3S_.:]SJZ@,4<GZ IL((Q,+'7ZY5-,,L@NG<[>/^Q_FW.Z7'L^
MGO'FELW5C556-[^ (,GKYVG?2PJUOU]2IB\Q_!H>,]I,9GSBV'0%KM%-6LQ
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MLRP*K,QT;8>'ILWB$(0ZV Y!FMK6TCD_!9N9>O)7++RLP"@%E30(>*GQ>(&
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MB@[6L=^.[:3>UL6AGWAE@/BH3JQZS9WKI2B+FH??(BZTXR!<*C-WKU/W[^+
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M^)0?N>',QS>Z"VO_^2[SW3^+3YK@[FL@B)\GUK8>1B\6*V\B#0:H_%00W[M
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M/;G!@K;N*'E).-'J(D^_+<\><DX:,-(!.(!24EG-"2!<6 4ME HK 1U7H-E
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M#V>*\CPH:[O]SU?%=^'#AZ_'C._<OK[)'@9A-1NB2M5.]^R0.AA:-YR.Z=]
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M38SE4L>>?!>)#T+4%5UH!.'N" X_M+C0B&$^#SUA765, #'7%&LD&1'6*H>
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MO!5KK+'U:)A(-I_Y]+H%99OH$NAU;4RF"#0:?B0"CZ;U1![&:VQ*O)BCQ/"
M.=,ALN15]^O57=<&9?QE$2XDB&F!O1).D:!.2 ""N@2"'>QA4"C00H"Y[A'(
M,B^%HDHI&VQGH)4SP9(F-+"0TSRHFVHU]TP5Y?3C^L1*(P)[*8VP21KS\<<Q
M;[GLO[@G6:9Z W1[^[7>UMS.AJQ/G5E0:A9<7_MJ_O/0^%^N9S\-?@D::/C[
M\==!/[%0@)RJ[J\Y ]Y@[%R /18X&! +@V)+2.#C584#GD!/WWDJBN)@R 0K
M1DE(G&$*QKQ1XBS4TB*S*@K^=&I)1:8'4.U/YY#P>)P'_:#76[@H0G?T%_B
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M6[(7LA2\TB;')Y]#G_ <NNQQ=0<SY4;78C).*IF - 9K,%"+C;/& B-**""
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MGY0 (]X^'DR0*6K \?5</R\KF/EV36F(I&=]F3]J;?K31]\!WT74'3>CJ\G
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M6H-D2/)H>Y, FG-&)&P__'N"&U09FA^*\AD$,C2W>56:#,L@E"E#@",7,(C
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MOG^@13T<[K:1IH5(Z/KC*/G[C7P_&*INQU/CVM4*O<W3HXD&/TJ#D:!P,%J
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M]8!LT/^Z3397#\MVD+6*DZM#PB;#T6&31RUX!6T.4C6UZ),M@]F5$YL:RT&
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MV8*2&8<R#C4E9QF'&L0A8@081J0D@8)606%*3"IBQHUCGM324* N^X=GX,G
MDX&G-?0YTOVB7BL4;1\K0&*D:!"48&JQ-RS:1G6>(CSE+;4,0!F ,@!515T
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ME0R50Q69FKB-P"/5TT&>![86FS()Y^F./WDW+I=L6+BQ3[5Z;_1M/X1AR\S
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M0RA02]FBQ(PY*<N5=FFG1-O3,2S6#(U;\[0% AN!;9]&UH"LK.V99)C6F'R
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M(34_NIKGK*1$D1$S+XN=X(-PFO.@O12EI=![->^70XG4_#S5G%NGI!$I1.Y
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M7HS<#C6\SUX7TO?SU'?O;#!"HHFZS.@9O/$R2":C0P?^%#TA6^E[C_P?S>U
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M*-B_&/E1W:# ?]7(C+N0DFY7XN:B.ZQJ'EDWY_Q5JI&2DYN+CJ"%@)4, :L
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MQC(>6:[' T:5O,H0M&1&,I=3.+W"!PT D5LY%*[UHF5$1")B3XBX=AEU(WP
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M?5-O^7;@.I5^/[[!RU.(3#^'F>I0G/[MW@9T)W/;D7MG;_'HR>3 M2^KC>Q
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M>$AS//RF;(-%5%Y]\^7)Q&#V''8PNGZ?QU\WMH5[$H\>V[J'7;63/=.):#(
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MV6[PSD%@A\Y;Y@!S@#FP'_5." *A:.\A!PC"(0CA5"PNE$S*-+)#X(?:*<8
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M1!D+:)FP"%MR78 5XZ'HS9I:\[8/$X8)<^J$>4$:Y6N6DK0%=(8@2!F5$+Y
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MG:'^YX-(VEE+A5 5[%_WM7D"=DG"Y!C::364CNLX-78FBH/<&5.:@]P9!SG
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MCFJMC1M>8O$2:S=/C8WR&6+4(D6(V@432&@GG%#>6+&@=^D.3SA+&#K58E[
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M^<5\T 99;#6+]JT23).X+1?.(@. *%=ZAT*A+PJ(V'V;F&1X!W4S)%QR%_\
MP9QIP#K>6043P$LD59SA"K,=,+5S)^:H9;A:CM_(1LE&KBUSL9U_FYG3AI%&
M4/[^[VFP/ZS@=:5WHNZZN[GKF5$$:K-P%!'!;/QA1- ZB'0IL_U<2! !O]I^
M1;R?BDCBV;);IAE.\#H,DM9-U#&C.E44B96LAF\GQ%R$CKF</E#6Z)RY_0D
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M++8.E"'$ Y8'R*^@3"$"V@NL,,-66&HI\AADL(QB:5?;\2Q29[GWTU+\ZQ[
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MH[T,-R<"!\QZI["6S$NAF?> 0#EP%D-HHK3 T5P,33?S;I5]DP]8,O*<%?(
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M ]@ER^=LG7DYB"[#0(:!L4\_!"<@_E,!F#1!A>"18Q()DE+EFSAR:XW+,,-
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MI98BCT$&RRB6EDPR>^.5<>\_VO4J-O::UC\3*2X0Z!1."<P3IKU4GM)HQW&
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MBQK:75>#VSRP2KQ?%5?E&$=7)MV9 6!Q;7QQ<%EUDFGNF1":,<2,HAR"QY1
M0(*J32E*]>SU;I$(37'8)F/O90DN<5G$.E]"_\4/_<$:>RTL:GD7%V;&$TT:
M G(?0T U8PC4%X%J9-IJGVGK9J9]]3":+$G8%@1_.-WH]42H%TN@6ZD42XE%
M%C.M5$03Q8S1FJ:]CZHIQ[K5DT%VWN^L1UWMHJ4>/4=F39P3$.^19U@08[U3
M6#'NI, >;6HH?1A%PEZM.Z=G>B1:0E_'+UY6@/W-NC985B6-XH#>JT@8.GL@
MP&BOB3=46FJ#FEU  W,;%=B?527%:%QL$94WIKS^9W]B_X^[$"SV*4(H,('!
M&QF2?*@0YRB(TIXHP4F-KV.K[.\N%_$1K]A#*O 1=NO#TT2>&QWA+= H_A9K
MA3%AB@M*XB0U;.KR<*!I8O)J/3UD-KFT,[H;CC<[<[OLZV[?]>[\.+=O:?<;
M0K?73?NW;XHO,#$JI]L[>U]M^L;ODS75&1MX"S0=PFT$E%0E8I.M5I4-_0V&
MJ92$^13MH1E=ZZ+C/98>E/6<1HIB92"::"I^%C>HDKN:YHDU#,06*3O7'4F-
M/$A9NMZ9][\J9CG Q+1@P'C<P20#%%L2WV,N',/*.1]Y9B>6V7MBZZ&(_[6P
MALEOL,0N1U02>*_2B?BL:B?BO8HGXFW5$Q<V/[^:T:35]L;BB<H3:R)$8I6R
MP $451XC%](.VUA9%T;SV.*)%FDN@6#CA6#4>X6=TXP$@A6*+Z$A#??!78._
M2YZ=FQD9$D]O<DY%4:DLX'Y\?!&2 ^H^VGWCVHLG*KB(]ZJXB!\LN;A]-?98
MPO,LN8CWJKF('RRZN!.EGEW1Q4<<R>]6NNT 5=K&TZVK8#6!S?LV1"BTH#;D
M>B!8PS7RQH9U.\\B6U*';@<.NNEZWX-E$9]0O0UUZA[!CX\HTYB+U1V1C::Z
M0JG#)=EO[KFYKJNJ.I:L16%[;0U#SN7KMNV/_F\T]=_W%[N3*$ H. O&^,!"
MZA1,D2:<)F>NM[0FV/B0^04,=R3:,?*N93QUUC#6+%;Q]F#5V256GC:Q>"-H
M?/PR6 0-%Y3$%C,;(E @K+DA1!EC/7,<@6RVTB7J()0S+2_,OA'MP8QSM&\N
MJ9+09A"Z'L*B[<*=)HAS1+"E#!FB=2"44:0PB<:,J^N(<\#8XHA"N<K)X7BM
M%9:+; \*9<ME>87W!8VW@[OA8KMD'C1V"BD"BC&PRAM*'?$2O&'!;HI6/=!^
M1[:Y0/<YP\+)[!;5'L3(=DM+[9:WW<^+9@L)"!E'7+!>,"*488Q*9(F+0,29
MWRW*8_\BPRU&H NU63:<;C4&2Q^O80@FQ&&T")R:[#C73-6*EE>F::P6Q1R\
MKA(/U2"8 03"6RFXD4P@9K040M"@B#1>^H:+TK =(>SDAZC;JE-<%*:QXQ>H
M>5H*>FO-I:U)VP<L4',1Y2E.7; '@S"<60X"/$M5=Y75$CAUR# K;;/N\(NI
MT;5E)2\B_1WOE?^.CY@ O_ 4UXN:OUJZZYGI.1K<3F/J)I],EV_\H&D(W^O?
M?WO[F_D$KZ,A^L=5_+,DB(M/60K$6[W\[6 0%<^+*3-ON$5=Z,_JG=[=I020
M\4B^3_R[!RU3$:7E\)I^DLS>]$?IAK//7OSP]F7R)Z9G;1G_;1S?2YLH];*R
MVK\M3.^+N2\WD',%T[Z_'DYO-('*"4E1$JB:1:Q$;?SM(O&+Z\FD*MMD->2R
M1C G7[WX^Y;I/;C"_P#CTPHO3ZF"8E-<#Q,X_N7CU>M??GK_]LW[=Q]_>O?Q
M0]T"KB[09"VZH\@6+FV)JE#402C>)"3NI]K7DX4Q=:-?^63M_?X L%>="-Q0
MH8@-55#3R[\2CF8A8\5@6-P,AK"MB$"5$[*H).--XK_WPU_CQ4MIR @%["1(
MCQG#7 DOD:282X(\\'T\((_((**OUK7EPN+OD">UZSR#DIY2HB7SE'DG+%&,
MV4"<"4@[L4\EO]WG2=&K]5/R?3+NF\V V2M?&K<F8?I)6GD1<O:GX%ZIUW@U
M]WJJ&]!4-QPTZ'ZZ)N/B-&\&-Q%\[XMK4Q:F*.,O*A3J5P4=D@8?CFFP6*WF
M2W=T_5 JVEC!OP\?YG=[,RV8LGC^ V"DU-1KK)CS1&DJ+%)8N^ \575GQLN)
M0/]ZLSC$W[OE'Z_O7T/?7:?.2%5=A"DH5-46QQ4.ZB[Z>'\[KJ,P'>;:;^JJ
M(^A%-/CYW=L9'*"'RR.D3)]U-.@-^I\F16U249J%$C-5;0PS+MJ0JE9$#;"<
M*;LE@W1U+O-,0;Q8ZI01ZK2,)CU89DU<!X5(Q$S/D(WK45?W[\2K\:]?S?\,
MAC/.JBY)WK'9)W6+MF_F(ED_+GPH)?.1Q&=(4>04IS@XAKRUH+%U$!>!H<"F
M25E+VFE&?/(,B%^7#QL1*8'1O'C54G[Y>)>U39T6BQ (?Z8OJCI4-Z8;UVA2
MS&D(O6KRY77W=@)^RS6@)GE\2W9S/]KZ$7:'-[NH[,/9M'N5.B#G7^J@J2G\
MN)2C?COL]EWWUO0BIT6]%M>^4_CN,'+-(+U,3#:N739/9M^UV-?OB<G _Y;*
M^DP>^DO7V'B7Y/U?;">#F9&,2)>R";&ABJ4"CB(0)1Q@U;#!CA\J^;%#.8.=
MIPF<8\D-E1839KW2WGLNM$;&2E!FGPXBCYCF@Y5-#FNOU]JOC0K@5^OOYJ^_
MFLOI$^SIFBS/B0U;DU/YU53T-R:8OP4/0]/[1X3;7P:FGRH&7?G/J0Y$^6.W
M=+U!*G90FVLN<#0G 8-5-)WL*R2%80(;S@/C2AT@U]P1[92.?T 3EBHJ4),Z
MG$>,"NF1:]54?+>\[9G[-%F(!*A6J(;B=>1:)W.-LVO\V6<S[$:S^V5<@72$
M".6&[^/<5K^:.M18VFGT8!25V,M)TO#\EX/A[;7IQTO)9*VGY^/5?J7Z))H,
M_3*)6;HJSC5YN%(Z>[HDV<+SFU;7Q.?:/[KQLG1M.4KE@I:\9RL^Y_$PUEUA
MB6"$\RB5DS_?3(83A7LP-F)>CJZ[[H\^E'$LW8@6W72GU=],O5:;OI\\;OG[
M1TKLBO=L\Y)OE;QF.$ ^Q &U$]Z9%=;7_X#K^]BUFXID_*37[4/Q_Q7=F]O!
M<!3)$RG2&YC19-RI5?T(HNP554U2_%WQ>C <#KZD+EC+[N758@U?/6S>; >1
M/9!GM41"1IZ,/!EYSA5YEFRY&K!9MRZ?B#FUM8*V7;2M5- #EMS&@D'>,**X
M"E9+R0*)FP"%F=#."HZY975G^H\UX@030@+7+EJ(S ME)$K%B'3<7A("_+1&
MW 89F7[XH)B<G43LAV;)C3,NEY0*RXV+W91W-S>1@/^!5)5[O-U+_#_VYJ1?
M#8JW__CE=6$F_%?5"A_.BC+=1NX=5/7&?74JYQ]9AVEM^U1WW+"_=-;6:=IV
MT8-EFK;+P!Z"TY0-0E_1^"_Q:GL,D:7M;C9->KM8(4LZ[;&5N/:7GMHR7-LN
M>K *UTZ"L%L5KDVEM[899 \J@EU@_S@(OZ>O:%.9L.6HLK4(W(VQ<UL"(;<1
M^W$Q]-LC^.231_3X*/5MY8L>8;ZLUM.J5.G;B2I-8>O%3Q$+_9+CM";^<1_*
MX9T%9/?8R"?'B-?'/)XM=]*+XL[*8W_)W/?\EC0=O5SRBIX63TZJV([(15__
M&/>0J0)O=TN-OK;P50M8J.J9>Z@EK-D[/91PN=-*O_BAVN9/W4S?'F@YGXR?
M3Q&J4_-2)E![A6VI@?4CTK&>*I.8O6*/$,JK.#?S">((>TDNB\'=J!Q%O*TZ
M0]P-*P_=];@B^DD!N-F:#R?BY+TJ=3[:L_VB-J>Q62(T7G]B#RH\'!+UP)'(
M50HCZH[NXT8Z[:$G(O-Z+#'OP]6G(51M0LOW<^%9#!7S3@:NE A$,T*UYBCU
M\#:.6(R%KVN M7IP<IA2.[)#Q'KGCS;;5<T4PL@ E0$J ]1"\0JB%!5<2*HH
M<P(9%V1JU"4U,C1BU]:P]P/5#\0=KM<#/I\5/K7$8#VU5?JK^;-[<W<SZ6F]
M9)2F))S^?7$3K[F>).I WY^GK=I>O']&H-XFY)[P_0),7XVN^O>_)F;_J;_8
M<10$,,09L]A+AARSD@:GK(2(V(39NI#J Q:<QJA#V$X5I]O'VN=F+V:0R""Q
M)TA(CQQW2FF,*>-6*$? & P65+3N^#[9]H_8;Q+54>1<[;DS--I:[&5\7>-=
MC(9<,MP&X8P,MKQW/UL$/^G>?8KD;X>#FQJ@7VH,S!S6P4L'@3!,A)%&4@.6
MB\A=SC1LV"'=H7B]F_1Y8';V$;:5_AEG6H<SCH%4VCJGJ64<G/(JE1XAC M'
M_8X-R)]B&U+&GC?.M,1L/+5M^'^JX!_PA9D<17=3_!"4HV)H1G"69F)[,?HX
M(SN_+?:4"2=')S]/6/#WR($+F"FX,CCNHHUWDB%.E @<&PU<Z\!";0K<.F8N
M5=]ANU??8:_TN1[>[M3'=X_E_J\,!QD.3@<'&!EL(PHP;SDCFFFE23 AU07R
MZ>1T)Q-J7SB@K^2YVD^GA(.6&%TM]M5-(P+=H*SJWLX2<\_RB/7R=M*M1>SS
MBHY9Q/3)-XN[8X^\-=&T(Q8QFE)0%2%6 5$:-/,U(3$/QNSM;_/)G5J[G!4+
M/W=S\.32G2'I+"$)*:FULT$PQZ+9J5V@SD9,"A@$=76'N0]%Z>T+2?A\[<Z6
M0E)+3-)3VYUK?L";<=>U^^+K;G\<[W?B),"\X3^3#?^CBUY-&OS=_U95&WK;
M_1/\RE[?:QXQ%BLO*64H&(NXU,DH%$XC2M!&U]]J"?JXBZIX^<4/9+V$T3F@
MZ)D=I699O$!9)(R #X9@S#3CFEL,G E&C."*DXU^M\VR*"]?%M?,C,F+O7J_
M3?ZS?^FGVK9OVRY:[?J6RYCE,F:/+6,V_3[SQ[/CCQGR[0];M<WJMEVT>Z^Z
MQ<HHNQ%VB8.F:[*9H9]02'A+);L7/_QDW/7TM*#HE@NJI[RS_P-NE&I]FN)V
M"+?F/J4C%K?0-[VXP>N&XM9T?6$AI)YZJ='';//GH^X?-XB9'41\@6$ZGNBE
M'A;1B(@TBY?>;^MYD6J&E[^#@^[GI.[^>S@HE]I@>8*D8\Q[2QG34@=FK(^F
MOD,T6+<I[O)?;V;C&/?K&=Q$ \)%AOP=3.^G<A2_F[3J^:T'_A/X#_&CNW&G
MGJNRA-'DXZMR?J?_TTUE;T:_IU5=O#B*ZF]WP]M!.>X-]) 15=/V9]\V'(SR
M5^LNG\>T&]E">A2X4)XQL$(S+:PEU,1MEI.6*85)30<R\DQ(3XEZM1[T,2/]
M($3*3"==#..L"ZBF7?3BH,K'M$CIQ/'&*47YM+TX&1@5O2[$Q1U&,?]4)0^_
M*EZ;,DI:?.Y<]A:$_'9,S&G[G6D_IZI$O_RN+*X'O13W7[6'JDH!E:.!^V.E
M7]1LF)W%>Q1?XJ\@ F8W%>Z,*&*K>O_%W6T%*7&8WG<3:2(!MK#B POWW]!/
M7_T(=O3>5GH\=9N:=S8IKZILU/?AZK/I]A(C_[-_%RGR-E)N"4ET< 9)BH0G
MJ<F)%<)P2BC!0)#0^T1P[\XQ&,M7ZT=&"\NTT#XGG>(NI-"F@3RIL^5V/;B'
M\MR]K^7A^E;N^(P%JNY/E-I>E=LNTANVUU7?QP_N&OQ=#]Z'!YC];3<QU#B=
M;*QI-Q9^1])+QH/T(@ #SQ6 -$)SQ!!1"/P!"K\;9H)$B!%)@'$4-#9Q/T\5
MUY8PK7/A]Y,UJ)@RDY]:9%V8(_B\9GLTR$PYJ?U>/K)$^U,EJ+;9WM96+NBA
M,M+;^7$/)CYI(YAGS<0KRN !== 0BV*T%X_BI_#H(TJ=CTO(/ECU?!.#+)8#
MK^.")VQ%'ZQ-OF$/NNZ>77: KAZJSGYV\NK/#X[D<-4<]R@7_)!U=( :Y951
M7>-N'\OI?F1J9?'@*0_^?9T)C\R:I^?"G>(MFF6\KW_>4EVX;0S8,EY[3'R)
M4H^+Q7IHY9LI3ASW*JPQ'J@Y:]WWV/:)$7DGY-Z]\H17&>$)N<*'6<J3ARGN
M29&]O6*_SK9]'ZI.7O<_WD%RDG;[[_N0_ ?OPZ2ZQX=K@-&/RT?U%'G.B?/>
M2<&"E-H$@7V06 2,K:KS'1RRXJGH1(-XEVC%XS#'::L:M$\CU%O(;= %_,QT
M01-[C:;Y>GDC$D<\V82L]"8_UB3V1.X=9]%"%$]%(B*&?QQ\_#)(0%X^B.1<
M"(4L$># ,46TL@X\(<EW$< 2TRB24](1:J?LY\,(:2,,?PX;R"=#.*OO8'=X
MR_0X.'JTZ1P#8J>^'C^X2U[!K7-[IK9X&XAVL#(_EDK#,,1_BC$+6(-%#@4C
M"/AHYK"VE!,[#D<<!+>WL,!A('TQ<'>? -V5>SSAZ*+VK&OK5;GC< [%W#%4
M=RSZV^(S<LCN<^23Y02,_4&,[ 5B]'D$[K[OS^/OB.RLJ*?U:+QQ]!UL#?O\
MN>^&8$J(-Z_^^W-_8JQ4$7._W0W==8HH7*JH0ZT*(2Z#Q,P$T(IYE_:75CGO
M3'V!+2*GH49$/A2L^3N4,/P,3<5J8H1J(N]F\78AVFH5%2>C*2;#F<1=IF_2
MR(J/,+PI$H%2K97?AH-/0W-3?)W"] CZ[O7'M[]5+_%WW[PJKM9")VN7;K>(
MR(UK@H@E"G&,%05FE3".,V<P]<&[U()@4V!T:U<B!9,N%*(>!Y<O%QT<I*/!
M;CGA]+02\4U(J6@I;O)A>J;XT9_[$8OO4M3L8DY_"C\&_QL,T^&E^;3H70$.
M3'CL/=:2>>E5?(L#D@)1D>)GFR/R_J5)U'I0^'_-HG_GE+L9*]=$TP=3 I?I
M-HU*7/%",64],C)B!+',8S#<,((C7Q)!,?#M=5GVI-@B*5)&PLLJ;S!-X*4W
M]R]3).U+Z+_X88ZCNHIC9JLQ<*]61/3G_N?('54V1 EN&F#WI3NZ3J'8@\$?
M:=MS!TG0M\EQMQ^''-7JG(CE^R_]I._>FN[P?Z?;+&X,F>!<6Y!"IB1*;:+.
M\Y(*K!D7&C8E-#<62M\X)LA7Z[T(EI(83!$BG;;2NXJQ?8#85S>#N*7\#_@W
M@W*T0/ @)"=$"*0-84C[!*% L2(B."_PIJ.P<R6X5@_1NTKAF64,E L9!>FN
MJ^"[(4>@0NX4>1K_]\!:+0/+;[/TH]^J[*,H;F\'PY_,L'?_F[D?A+#H\[;&
M(A^HQRK"C-56@2"."QF *8'J4/D@:+.9_F(#_:MTYK@&:8M0)B#J#]:)OY9Y
ME: FD1O2[(O;:OJ565%9(]'62*5WQRD?OYIH&11X3'G6V:(#'V_YN6A>6 /:
M.>H94*V1%=9'*GODD',U5@9#%(])7;W:B]3_^G!G2_CW723)3Y_CGX_WM^,+
M5SYO>&$6TE=F3!]EPO0+F\J@^$4C\79L$NZ0J/'$+1/=:\O$GL>6:2VB>#<7
MQI,6Y+F0]N=Y/E>U[URQF*I=TK7QBU+3Z_;':0D1;N*'.UA+O\0KWH<WU<\7
M6V$J+A62V" L&,-:$<J9%Q"D<<SYC5;1XNWBC;J]:+I60/(^3F"X9"UT1W=5
M8MEAK9L'-SS)FARD@<0]S&0D<<,S'\I&!;LC3X]_M9IL]=7ZNZ77Z>6B'_BK
MB2M\S2E\@'#QJ8]^?)@S=BS-1[%8SF+C_N1WN)WHK7D_U:A8XOK,WW^8F?"O
M)SZ2J[Z??Y@.:,#/,PKKLJT ',&"*BP,1)L#:^[ ,TF-$(&JG2I/;LNVHI99
MK!3AK#H4DEK@^,I0%U3< J1;[  TAPGLKPO,3=G"T=(HJLQ1_%TQIU_Q(?ZB
M^&>E"^=$3SF@\\79D'NTM6#)=J+L0<GI*<CR><<N-2F:H_E.=1!VG=AV7?2H
MD7V<>L&JZ.XR>64&A9FO]-@,^G+=C;9H-^V8>[UR<=^\6&B@7PQF6;SI@^&,
M12H[JHS"743;M^S&\9GAPEU>33@L_JJ$Q0SH<E4=54.],??%6(O%:WKP*6)K
MHNEPT"L&GR=&FTD[MKBCN8MC'D54CH,9F6Z_@!#&"=BS2T;745=_NJZ2FJ?S
MCA^:43J9O$YTZ8YZ*>,N]<08SP_*N?=P?9[_C[TW;6XCN=*%O_>OP&C&$>T(
MBLY]Z?:K"$HMV9HK2[H2;<=\<N0JXC8(T%A:S?GU;V96%5@ "EL!!1;(\GAD
M$B *F2?/.7G6YV1?G:QZ%3N^9X/I1;ZUTE^6:)QZ^8R)71G!](_N@2IC.2SA
M+N072G32'A[Q8__275YD)(W8#'.;]H]IW</1--XXJA>59WIE,C>WRXL*5U+Y
M5")S;#[2!T8([N/8^4$@;N9?JF B*)VNY<!4<WK-F],#^5/95@S0]5(+?;:3
ML(3YE;E A&%AH 1F'*Q\?>+3P7T!EUU-Z+&[C3R0+^>A&3^\4A432@=9G$P@
M1S"3LCL]N1;I3"-VQB20-RS;AS^>QN\/YS<L?O3IFS8\/H\\+:ZYM.\'EBS(
MF4YF-1"=AY[+HAE5=XXQL*"ZRX<XFJK!]KS"PX40[X,DK ^WP?7HX2Y8"'=I
MAJ04"E!&H+?24D&ME=H0+QVK4[ZVNWG&\27=$'N:)FG/42]C_+E$\4#7#:&-
MI3D%,<C\:5AEJ)0'S%'+ >."2J9(C*4JS(P'! FK#5!5E&@"VAI=LE63]0])
MRA?%)(L?QQB$ZED5[I+@TDSZ@>&C-@T7B<J4<\_]'N4GTX6+'!:<:%5 -A3B
M%H%F)LZEE_PL?D,Y,AM5S6(PL,3)1=@JY]:LL..XP5GF,*'<@=C>21 .;$N5
M IAY&]$F^1&"LQOB@SN+US$]&"$W>3!K_).,]/$"Z0_-8&:WJXX]ST$JS@TE
M$-O@AV-C!#*.(0"#ZPF-0168R]DY5'Q-(NW?OU['>-AL?/] Y+TA:MIV=(1?
MKO98E#%J_G[Y-<AUMO&PM.T9R?T.B4.-!>$0.T5(<)F4YEIX'=QXK16JFG*\
M[9#^$@VW87KAFPM_XB8QAOR$C@R#R]7I[14@,='\R=/5*E+B/GR=#O;C#IA/
M>QZBMTP+S*2"%I%8H&@Q8)I" S1D7*W-,J\[Q+^-QM-O8<VOE?G5E5SP]Y-)
M<.!>WY</^>M=M/Z"I?HV>AUWX_[D"1PQA)L4ZNK!WN8$>ZD3Q18L[VK[#I7M
MNS+:V^-:>@YHX(*9!ZA@A"*F ;;24XLM9IRZ"OBEK8,M=Z<ZV]/2:\"^\Y@!
MR"20&#/"6(2RTQ(XR2'4(.C'$\T) )<5G7>9?;>S:75D'<,@!HX1PH.&(<QS
MB32#/%SFT')IUN(&G[$28*0"N:\*#*Q:P'L-FE96*J$)%8)02GA@5P0U1QYC
M2:A7#*X[C.=\:^--*?5U=_61+6*KH<40*$-]M(L%8"#\+Z%&V*!YULV\>UX6
M,905YM4&B[@!>PH"0AGTSABL(K"F$M Y*K@0S $%*[S\S>?4V5/P<K61I4+X
M%J)EVRRKK1F!A4S:B=,$O0H\[8HEF(%3X]0X<S/ONIZ.[HH,3_Y*T3R3/;N
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M9CGFH 0&U$/)J0SN&5-"&\4)\812ZLT.[MFY'1VMZ* L<D4^Z8NFJ%_NK!6
M!,I;Q[ @4"KI*3/4 1$4+M-L!TB^<R,[JZ9Z63@>]%R>Y%Y M%G0D+?JUY0Q
MC-E2-\A;P"?*N]Z-&NO1>$%E;ND767.@5W.DG%J"Y2/^@X9$&&F)54&NF+4T
M^A_($R>K2@O._(17R^S3"3L5]-U\#GUQ395 !!X8X++W]O?XBXLYZ$'*Y^8Y
M\OSLXZTZV;719<VY1H3!+\Z,O@TC%L/"+0:\<X1QI27QC"DO&6,X..>&>,BW
M>^&/=F)U1PT0PC<UNL3_%,,>8WPU!6%WJ+K?E_"<,RZI5!:S<.U@I0+I->&
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M5=U7C7@K;#5MN!HGKPH9-12%WK,K_)" V.5B76HCX4E9JU04U(Q/[A6;W1H
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M%+1)4)S*$T["Z6F-+?8&&H:!JW9^'Q=_NPP4&3>S8'OFX)-S'-F$CKJ,0)T
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M%S?,YIK'H6<N^K^I0+P]MV%G>K?,])X/6EHPNW,^>IVST<*8<V^5=X '8YQ
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MH>T-W3>5?G&IR=.XB_1=ZC8<:RJ$"T\/?)#J\ -5U&^J/X@ZJ&?4>'P?&YR
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MUVSUA@3#'BEEBBXDD;NB79[B$MA7(MID9G4ZI],YI]8Y2]"[\]&(T2]:G@:
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M=EY%NVN',['.SDC='6OISZRD]>SH]NA*=+]N2P0,8-9)Q A"1C'M!00"2^"
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M]],@GRYMRV*-*-FN^^LWDZ14E(HJ210E464V9KI5>I#)R(B3$9&1)P"'V#)
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MRU*3OQL@Y_^FP_'TO\+7(SEJ]0RC-(P#YIR%GKC82DI!JQG2V#%%&>V.NX
M& C<Y9.+G7,*>ILZB4T1C8VS\5">H(0PKHT/ML4,!-!XP3NT:D.)!I)WV0?O
M[-I<GWT^<%:AH-=5A\OM-8L]=A;%*0.23=LL1QAXPV!DKY'OM'>T 2AS-2PR
MS!78PX!S!I!7D#!BM13&:&TP%UP:*83MCBL18A6 MVV^TATLW-',NN>/]$#1
M T4 "@VHYY@3IZ4BS FEF H1AQ*,4$"!ZHY_A 8<;=W \D<!BE,Z661]'<2V
MGA04!>URFO?5Z;HK15HLCFH3!FTZBZ5LC\S'6LA8UU&\2WG?UA_Z<9Q\ )'
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ML=1'J8\H^0:H*R;_MS#UUY/TR^NBT"D87YD0#B#U*E>(XGN?U'>777V?3E0
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M[41-P?[IX[8=CN-T0-/.E:JDM^ESM6G"!-58:0 U)-A3A24DFDG$('$4G>J
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MO6ZH]5ZROO/FUU*'WE14Z%.ZJ$6[J[:X, 0QS#366A.FK) ,0:&Y8DY@YKM
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M*N[L >Z06NS-^,F9\7&LV"@D)83$ $(H$(AZ+3T'&$J)U*D.*'1V'Z\U$^Z
M?[%7@4+Y])//^B<P2.+_?MX]G;]E,/=ADAKG[+SP+<MF4:MCJZ/;B?-N,HE\
M65&Q3QW1=0,0.X-ZNT+;/+DUG^_(A/.VG.WW_L-\KG,,NQS;X@T7/EQ%-0:0
M<H"A@&:4$.U4> -"Z92#F"C=A1;TG4*U3A<B]&;5%;,B'%!NJ5=0>.($559
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M#2C=,N/5H1,4]0K2=['IKO%VU'8-,@@3#R5TC&!G!9 8*@(5<+&K>3?Y2\B
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ML.!((((D\01!*P#7 CO)G*>,U!4 'BA-1N@YUU.?54JM!Z M#*X'H.7W#P5
MF#H.H(,6*T&\9PI1#XVE&$H6*^F/EQ8$9QIY[@] .VK"7D)IPR6NMFK8FA.N
M 7#5W.<T3$\;!G(TUJ<M!+\5C'5%((=9G'NUZ=6F"QF!-4>= !DD"(ORJ%,K
M>8#_SLN#G T1N9NHSVZI$CQ+TMDTFZJ"#2&>K='1!UA?.MZY$I ZL75K\_F
M(VQKAWGC$)ML-L\5[[+0NW>S>,SLO2_Z:+V_5[L':5'();?80D4$X2*$O%P#
MP3G3B%M?1S_U:-B+JEXG6#B=8-,QX@%#?  X[/Q^=,WD=3"P[2WWZ5NN!1QP
M:X@ QA((N?# :8DEQQQ9YC<W_FW%<N4 4#B VS9_ZI9^G8?[THIC<FGMKXF-
MI_:&7UWB<CK7+![YG8V_NBQZ+),%,45YUE=]4Q/;\WIWEQJX688JY_N-':K4
MJ$Q*Y4AS6:G9^93.#WLZ^Z%H9W4YF<1#XE]6V2L! % 0X2W1!%HOO+1>&<%1
MK#!U]CCN X1D0.699*TZYRWT-M9M&Y.&2,<PU<YI(B'5T$.,+9*>.BM='1O0
M 1;ZL,H'S^*IFU@'ZQ0ZDJJPQ8G_SB8K]I!FA[;UPJCG6UC+I2'G$"\=[E':
MQ.8U\5;):/$@[*I&7$X ZH"PG##B@-?84DDT$EXQ ?GF?B4MY4HX@0/&MVQD
M<&HL;FZ7W?.4>I#I0>;0(,,]4%H88H21P=OC"H6XBBFLB+;4UW%V'R:M P$:
M"/:T2I&ZEP+J-_#[G=A3[\3V:M.K31\J=[&Z_VHMI]Q%43IPUG7]/Y"7O)MK
M>1X5MUUUO6LI*ZM-<03"!GJ#G C!.Z!"2*$EP0ASKCBH::7\:!2/JPXVVMK!
M!B\HZGWK/H#OH:F'IOL$(P%(*$T!)XYH!P2TV%J+"2&. @-WC/T;0Q/KH>G\
MS@+\L.PCCWG)Y:[5>?C)9TE)\!37CZ/S'*PN#&6>N'H\E1M$@ 726T"@,P'E
M!*-YR0U#'FS3.: =KW7+$MVN+0T]*TD/ 6<. 5@*(W$P?*KB9A 4P4L,QLUL
M@ 4C?>\=M@,!)_;[%B\/UT-L<W^"!DT-6%O]&W;M/U:YIQDY-<EUX6;AH0;_
M=]Z\H'QGK@_%;><M"U[]_N'Z@_KL7DV<^O,R_&M)$_*[K'SS.DVGL953>?.E
M1@ASO=APB6)?.+_;(\S3*UW+=I"L6/0GF_-6+W49RR^X>._YR^L+3)8[.ZV.
MOQS";1C[A8Z2NE ^#/'71(V^J;MLC3A7C.H?-Y/YA4K4+667]R6KF<0BHL\_
MK4HYN2D?*K?L^6GO>6^+FH/@\UY/OVPY/?_IE%T[P\N/E&.!2FXF$5W_\NGR
MU6]7[Z]?OW_WZ>K=IX]U$[@Z0>5<#*=A[DWL,Y/3^:0^>1U!/6^27$Z,JAO]
MRCL/_FX,!JP)&/##]-[)Z1.2]#8^0=' [/$U]3*,>W[FX9X9[.J[&<VLL]>3
M],OK^]X\#YL=77X)VC.M5N)*&4E:,4$.$,^1% I(C1$7"JG8SW"3$_ZO/4?T
MZJ[^ GF?N:LOMZ/TSKE<2N]S(=5UFVM8$8+A -&:?G/S<E&_Q#L5KU51S]@@
MZ2Z8=>+&X3&3-\[D TO"16,_.3Q(OKD0KX_3:91@-@Q65W16*GHGQ1K4C?6G
MB79&S3(7;W977$\%8<7N8T#^?2ZS%_MTM-RL]@UL11RMW5CS!ZMM*KKI1XN>
MHDO@MUW;R=HUJY5\T<9VG1OZ:SY_F6S=_/  $-A\#F6C;H'@AY_$?>P&@D9"
M7VU=MV5CW&.+MG9^'VU6.\\AYZY<[<QTK'UMG=4^?_GJ(6U#L02MKH+#K%S!
MPL)U.YMDLR"_2-$8U\/IM_0B]S>3+VYZD]I$WX5%[NLP/W$1R;1':98M.9F;
M6!Z#[,/5\FN$=3:,2PUM$KZSCGX[^6EQ^/-^%:\< ZW>XN>\NXT:WP5?HL+)
MF@]R:[[O^(CQT;]M??1DZ?EMN$RX7KQ"$/DPM2^23SM=+?*31T<KJQ_%.(_&
MHA#6.#752^6RWG"9[<7[(KGZ^/[#_'MJI0]RQ2=:/98SO8DZID9F-BJP:3;.
M1S8;1_5T041OZARG->I:%<_*8>'EYZD<$"X4P]IAO+T:);=I#%=BCYOE>1AF
M0?VC@@0%BB.H^O(OUCCR>9?GK0[3O2E'>Y4/-GC.W]W$##/WWE?<X>JI.D&#
M,Z^,A1AP8IV6EEO%HROO!**L)INV_V&.BV *T;..<):Y<6R1^]"AKA=RF.HF
M@BW\X')><X^ZUH\NU"%\ZH9AZB>YK[Z%I[S7TMBH-R]<;1/:+XW=6AJ3AYF.
MCGJ #QL3[N(2]KIU?-U:GJSFR-.H9S;$A\AI[1HC[:/PEZ/1\G)?=BW,LUQA
M&==I6.QO@A>3:.?&*WL7$S>=I'&)^NI&=V&YCT_L["!1X8>WMZ.AB2O0H'1)
MW#(*Q&7O8OC]XF9H@Q[^FB^_0$L'C#1$,T@8CHV.,30448L<U= \?PDOPL4N
M1&F480#!O<K<?.CAEM/2,XD^RKLP]MSK*A-*+XJ<2/+1Q<^F+D';+6</$ZO-
MU:Q1XVU(:@/N+@/I1MQL+QG]%*5ST&S1V4GI[ :\JMOM97*?/<2D^]?/[O=&
M][AC33_WU;VRE\_FV_/_<7'QX??W?CAR]UN7O[O,3?\67O\-T[]=7_SM;Q<7
MA4)7-\WSU\L;TT&*X4<AB#<K6S8?9SIS_YX%=^7J:]SUBK#P:A0@__D]2E"B
M-76( N8E@1X)*X$7"'JF%)"XII7+@]#-A?CL-MK99.;J8%IBZ[Q40 LG"85:
M.8:-1=9A08WQ:#5#M]Y>EQH&-VDKFZ]>((G[&!"&%6TAH*204!58[L6Z3=9_
M\T,VD,QJ@':*[8Q=Q]@2VL9D5-R^BUDR]U6-9K%!43(,OM6##:\\I1/+B_*O
M^$5;X&P:WL@)@')7*KN?;)=/=G"N@O/]^:;(T(3OQA?!*ZJ]0A'[9UF8OBV\
MGU8A[.$&]%X736JK0EJY^!($/E)P<;]?G]=)T#G^'VQ@R_4G]R43#8L>ZIZS
M+'J;QX!+-=UJ-DT7;TV*6^;O/?_E9;+C"O6+3NU=_._-],OHY?\"4$L#!!0
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M2%>I#'<P5N\_HTZI,G@A/KE8.*"N&?EQ/*65^!,=@\1]^(BXM2!KP@XDP35
M2Z2"=:YA14L6I&;,4<>?76+7;,Z@3_^W^T0G<1E^A1?@6/CX"8=R0=ZBBZ/S
MBV_=P["S]C \FH>U<*;GE&X'.TNA#-ZCYO]'SFI>#9*Y'&O-B@SFW.A)'Z>X
MHT9U0>NMSLCV].QM\@7,RN$8S"PV1YB_HB$5H96:1R>?53E,X>=/93I4H4?&
M4RF-7#C*;YT(X(%8Y<](*;#M'&,$ 89Z7J12,@_AK<Z0)J,.Y!$[=MP$GYN
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MYM1C&]BOBZG9;_T-_%P7$_VE)=Y?SC^]^Q1?J5]*%?]^!/\GLA7$*Z9PR>8
MK]F,1S4F"<3937Q;S7G0AHB!M"<]Z.?RV"C+@0^</F#][>WO3$+"IOX.CK-)
MBMAY8%*$7*$-?XGEW_^QN:FS7W F9T0"YPJ,X^_@[^]VOMN,OHLVO],9+B_6
M!EO[>Q]K@_G'=I[#]W)Y4<W6 1EM!3B3$HH&:@# H.]0\:W:L8@G(7<6[B++
MG.&ZV*W#1-7C(EG\(%2FT"E.#FRGV2#WAZ'"T/1HI1<N8)X\$-3J8#!:10(6
MB^[K,<RQA-=.X08,ZW20?5B-;!ZO1[[>SM;A2[;A0*J J,)/F"Q7LL]^&I<V
MV"1"O<$#K5ON[\6-NL9[M2$PC#D>IQ4VLTVHHGO2\F9<],RZF5'5QKKL1<5-
M7FEEH%2@#%0H=O,K]N/3RH#J*U?$+<AU05=.86 DX7!=Z62SF-,:L1^+0V,+
M_F-#<;<]W[78W*SR7EOF#[+_)-NV"N& G74XX G" <1D,*7FC270D)L[$C[*
M)0L%.D76Y/@DWT_F=(MR2J95:\R/ GFS$D\<7034GA9)A0:8\;/<PXESFL,Y
MBH"1X-D?&Y;"HW.VK^:GZO,43,,H0Y[E> 'P@&YT"XH0O'M4Z^"$/CC"L*TU
M,WYCTB@2\4(VBW5X4W Q=])1V89YC-"V[NR;%W+XTKP/_\"['-__(N88G/W'
M,4>AP3\AES3;=U;42":PT;F-IXQ@,%<%?+*B@;:7UUC/#=X'S!-SM)%[)D O
M^HUB_?7>=SB9@V;'R]=]_MR4U.:FL*&EA8 >I!X9;#.0$B43:^7!>::R^*:'
MR_;\(W5##2PZH<G ^FII9=RP">E \ P<]U"5E,.E)M.LN%7XC#)*X*@-ZZ*L
M[B0&8 /*A/TV!AF8*YO%K-8,88/%F[EY6L *\3.B#63RF[/I1A2#(L*9*Z35
MU?'O*B=3NLAS;1T3-T*7;57-B#TAK:HA,"#*=G+\!5\3"'%#5-+WY/B?=J6-
M:$P\:+XX+>O;J+,+W 4(%,YZD67%C:%RN,D\,E-78*P;4J!8;+@*.&&<[6SJ
MYKH:XGQO+<X?G85S:Y*VF#AED'^1R4;6Q-3=73>-"X^3WM-R"@+YENQ_6&F'
MZHK%ZR[F;&*0XL!$H%DL'&:V!$<SH(2 DD9%V7 9.F$RFVK!+D5EW!*@LU0V
MC=/$,Y^1GZ,>:9[0(Y5KRGI#FY5I7Q67E)!+QX!R>:];375./&O&?F#:G6'7
M'B2MO%*R"Z:0%!Q4F&+"LQ;N3LTT8U@'&[[-LQ%J;"TLE"@V#'Z&U-5;IDI*
MI^?66&P8;J!\=DQ"!NVH*$G9(R<7#A.UFY*T<1WW1D5U6&-\(5$9F#/EK0P'
M\.\P)RSA(%VF$; ?XK$T\==@&5QJE;G-!"]$!!9SO-+!C)\!3 0U.LNJVI5M
M3F\C]Q2QC:87);:*JC8G'".!2:%I"^KGL)@,TMPD?ZM2%;#<RU73W3K /O**
M7JBZSE2RVDQD^)=B(D[NH#R9(M^H UL?[E29?@2<YS;>,T>L&F$Z$/(U+4MU
M7> H;K'L=5R4Z9]X#&,R9!*JQ;FEO J%KA60M:,1C 0E'E:-B/R-YGFGB+P6
M\G-L8:X$PDDZGL#%#HO>%&>4*(J>E4HN [HURL9JL/L*KH@_NWFC78C%#3A7
M&/8L(^\&^64\=6(UK*W]E3I#7\/:.BNB<S4%>@(RF1<!.V'%DSP"">XX9Z-(
M2>6"]CN=4=?/:D8*=O<YX4JI77"09D.O:B*D\J8&ZY7\R*JF5H5EI!TTQ:RV
M?CG?CRK\08E"P 14X:U2*P2U%S3*L9HBQF*C!8\.;4R=<DUF)7 H_);]GAZ/
MJ-#34Z6)R0;'*5BW)SN02@4TKLN;_%>R9RC*R*%IV1-N\4M-/@@NXX \7;<@
M5[OMN'Q)YO9A(W$;-G829_YYT=]M_+P9[42;+<OX5\RC>)DRX=5:)CQ2)OR*
M;*9R#C@*;DDO'+"9L)[&1=6 )X+]-0,&B0$BYJOLKX"GJ(GU7".O$A&XMMM:
M[C+F#[KGV7Y#%T@/^.%57"89)X!%-V.EHR1H]Z5P9L"\B[%L)[J)J[E)FB0I
M.+XR-9^=,\7&Z&0Z0"ZB'ZUS[/D*Z]3X(?%PA1JC%XEDC1 K $VRYQQ=4_)]
M$*M3HX:',71^\A"C!1D[CXH2KR]TK(J'CH^")^IG<\YA\&@W?5(IZ35N<<R&
MMBZ(T=1GM8P*.@>2E7#2U$5[=72/I;[G8^VF<.#4!A_Y>53<I==J'%^[?0CV
M4-  IT "R\Q2\3QZ4,OF3:U6TAP#OUR[W%PFQ=P\"9J.*1MHN Z?,DMB*:5:
M+Z!6Z]T_WK^/_GGT_A\GT=&_CL[??O/%6KOK8JTG+-8*I9[C DM*$7R'L0@^
M_\0L6DHD'+>3-=^-_&8,[S)[=PG;"^_0(8?1K)Z5()5</@R]3_KQ* <# P8B
M=B:?K#F7C<+<Y4Y>A]J^H0/J2N.L*L.I"\*@)1-6./^L-3\MU75:S*J,G(0@
M)"= #O#D:Y"9%6D"UFYVB"U-#!,M09/9.A+UC9,.T WZD<AQQ/Q'8Q 97Y(F
M$\Z!T<4A44%L!V&+3$Z>+/K@')35IHP5"R^T4(:0+2C(*LK2 U(8@5TX*P4Q
M(.80Z-QLR1)[(&R4+)Y6(J00D)445X1LY>2;]&TBZ\ELN:=F5$9^"09'K.MA
ME/O\'OI'JM!!%72HF7#>*ZQ<8?,'Q):1XF#8MTFB[?E[I3-L^?P/"15*VUH!
MGH[9&ZM";'W;&OL++.UIT9(?:7N%2O:YW'I$4"0B6DTNO9)*GQ_CM?7(P)U#
MUN E?.<>OAV>\$^.,6[^0L&88Z'A";R#YH,KX9RR(T@\=8)YC<.W6\#X/0[M
M&+-,-VR]PKW/0](3\XH^J!@T6;R4@MY/6RGZHBE_Q7364UVG;RQI#9P&5*#K
M'5K(/ZW:"-'7)9H*J]0P-.:CS$(7^=WC$$P1+\?LZX#66PG2JB)S:+MCG.M%
M26YZ4H?X++<]KZO] 1K(@'"H8C=]' :N%7L!0.";H9+/,UPX?I0H)LE2-;.&
MH =-:?D%^7IYA>T8F@N*_EC*\]2#<4<8Y^@7M77Z7.\2=:0..AS"27;VK9V4
MS>.J*>6#4E_:SGM0'F+PQUJ,Y$3%];B'>6/Q(,W2^A;UIEJC1 A,M.,Q ;/"
M8X^!ILLBX\ROZR*;Y346*K"VI.'%UK'AQ\>&=]>QX:\?1OCGUX\B'!]=_%U
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MK:-+MWAV?X!5DF"<);G%/-]:$ZIX"0Z806-,A-4@D=T;%:36D^F!$65@_R5
M)#=YM1SWRO#A0[<9&>'H4TE1I%YDC>AV;QXH0\_H7>X1"["@1"^< .]"NJZ+
MJ3DJ1Q?_0,R%5YO;KY^AEV_(C"1\U"8OFOPJZEP6TW08'?0/NZ;L/"&!27A%
M!"/QRDN?]GJZVSR&/7/\=):9F[K),D)92S!3%APH1 =!+"/,@, 4IEF-S87G
M9(ZY0/WB6TK2,% )>:<2LAN1/1*."/D13<ZE+#*&PUL6Z+QE?DJ*#3)BR6IU
MFB1<HCLCH_OR>6/92Q/_Z[:?3]+BC2CM'Q3<\. E*'84=+HYO0>:GU\($6 ^
MN P.5X?O6%U8,FT!=F"$[D B$)Q7RR>S;N3+S:A;TIEVMO;]]J2E:7_:%>'[
M=MP*Q-')@(]B-/V:[0)J8;JH.AD5%1&T#+F[:4Y:SVDZ%X(6$0B<Q92[]<(P
M\^Z/H\&LPH ?1>O9CNV1;L:0<K8+L9L_"RSL)C0'!2$81[=EQ0GVX!I96B8,
M>9/]\] 4LG#AF@HDQ2NN8S#6D>$UTBXK[1HK)R+DQ\%&B1;LUN!*MT$LN;RA
MP@YO.>]H,C-0%6[SO B"+D+WMJ(!0!6LH>3P=";H&91N=?^'8!K(;,+Y47;7
M10K(W*0X_Q1Z\4QW='9ZC:C[W*1BOVR?T LE_M2]9M<+<*RMUL\1:/3Y..%W
MQ\2Y\S@K4S0</U@JGH1JE4Q#^Z(.?.RN<@O U-0S>=KM*0$X@K9,9SR(B&P&
MGT@O"))Q%-A.Q00T)&T,66,'%]R#JU^$3+'?\"<W2EK]^]VM_?UU;.P)8F.O
MUK&Q%ZUWKEL+/[J3HLZ!9,YO/DGM\\0"/[>T&&;E3^@\S4!!,^6$;NIZ[+^U
MPHPX=HAM;9(V.:"A_Q;@U+:B+2S":,WJT>.GWK\#-4+%EB0@'F0O\7G1[:G1
M1'HZG:DGX:JZ/:V\V9%I54I7Y5!]F$.[0O4'[DIM[KK)^(Y,AUJOBQ7IX^TX
M&KC:[ )?W,Q1XD.SR6[K7RJA?9DT<T[LIB%JIV)B::A]3UAE4VF.J\-E<8W:
MNYZ=18#(??]F5'-Z43GL\%"?\X9DTL3LXNL0KTS_UT0@9G:'+,?$7RV3YX6&
MGT6"OR 6?;!FT8]%GO3*T=J< 3)] 2G1CS93.-DR'SPV?@ A9)2^J>T\XVWN
MZJK7" ZT!N!(V=;L0BKA_"[BES(M7E>:S#O1KJU<&!JX""(,EF%)G[\Q%$VN
MJK6MJV*B:MJUTJ2A(0NNEH5@ZQAOT$78SZUMYY1N$1[/,L,%;FE9H)-0B;.3
MH-.$@.O&<,_"P63RAOT<A%Z#V7.<%(<);'&H$FHF &-,V?\@.'DC-]M-7W!4
M(S+% #S)E:)Y 4^=)[B<?-5OP>4CW &LQ77BHL(G%2YY<:Z<T*$K'%?#;I?I
MD+[IJKM:B/Q)6I2\9J1K2OL4OO/V9,E>:%X>^. E;2G&;DNIZZ_D0V;XK--5
M-H]87!4F\TKB\)PS?" O$<1S*SI75UL1+M?!F_X6#GRSWQET._O=3MKM''4[
MN]VHHVP$T/DNTUR0@,F?KAA] ;/=$0^!SA&:]+P(UDEV$F-IKO/96&&=I5Q^
MAT4U04L5YW*R+I8FUI7?JJ-NIC_0FGG("W'-!\1$#2B<I1LN1Z6IQ&;*A@>(
M4;-B)RI=FOY7U/%0^,YJ>IASNN)$J745^R?%4\/L?]%,#Z9:9-=W=#I9JT5M
M:M'A6BUZ;,($UEL 0]%T.U\C>F"Z@ ?*[Z55(*.L[5LSKA_A)PO>W0S@XU<$
MY<* "_@K)=A1.Y9JJ'3@1XK&U2#RUVLB?R21O\/H"!+'):L"GF,F4VVYS-$_
MPC0$UTT+U>H4]"Z%\D[I^UT7QJ(4\K1V7;((%.8V1%6S32DKK!@RV1)T6VL&
M4,^Z$-Q+9)5+CY7)ZV+H&0&B=X<4\3<E:W&C%-\JVV^:! LM7&M>>'0YX$>,
M-_%(&LIGJ"H['U;5H\./,?N\@F.JI(NJT09D7E=LL]!KU_P3N.8/UJ[Y%\W[
M^]MKYO](YG]T52JVI# QU(1@E]55Q+H@?%__/2I>F.T25]0>!^N.F,]%%S%.
MXMXH4,#<$/:-RWWI4?AU"-J39WJTC<'W3+08:<*Z&>DNAE)VX/TH>V#T,NY!
MPK0L\G38C9)B.*-M0R/]?JYW&.#TUOJ@[0/L6%S%9C'7QIN3Q]NC?APYXJMP
M=VCCK3')]W+NP#FHG+QE,"ZA1(XP]7UE$KN'FEPMRW7&VVE/3. _0[B@,LET
ML;?I^=C8>5+A9Z7B6;%2M!J:>'_= ._1W-ABI+2U>(^$RZ01)KV-XKLU[3K^
M7>5M65WPGS;7U."6_2^V' P9Y( AG# F5P)#*DKVK0_L" J_>RO#8EGME6_W
M4M@L#I1W31<.4<'(>;/L5@0)71<@:L'NHI9T&PW&>._JL&/ PHJ:^U73=.EF
M&I0<2S$"(T,GMW%0D99W1<[VNKG;$U0()QJ/A\V>^=ZD?Z%52H2+D118S2A.
ML-=.+[HIT&^$H!5 EE?\1#ZM)GC@<A/Y9W$/>7GAQ,VPLM&_BU,/9R8377QL
M7F<>L2*4O:Y]?RQEOQ=YOJ/HE&I^O?2><TJE-?2^PL6T7[5(/7H.>CHSN+Z>
M%IO[&>SLGM-F%.D,<<7$8-N.UP'J9L_D+M%S. ,KI>PM\O$9HXGQ[42&T&BF
M<X P,5:5'$M:K,W<@!52%08+Z6ZH/_9D#OE5/3,$X8TT;_: MMI?[EF5GC&)
M 5]X,#P><].(HXN5H@"9C9>YZ?N6L3/MFL8EH0(4.>HH&MJ4D9EMLIM+."LL
MUD2/P<UAV-/XEO2@T+TZRZETWJ!XWUH$PCMV@0U', ['W!4^)[S.Q#/F>. 4
M(T[K&4*O1E>SF#+-/810;53>\\W2?8 J6JHX2@HSI"NM)UF3'%/S7X%+K5KA
MOZ&CI( +T0_AD9(Y!$@P"F14H>'?R$UOXQ3H4 BR1'7ZPA7U\T8"<3P-G3+T
M**4L?Y#)?)3O@:?.2S,EOX]/__R4NVE9&SKV49QI,]/5 9SG:@/Y^I O.).&
MC_/S, B?Q>G$G 136-#D 0[[([AS'(MD1L-)8P3ABX=#2OQP#VO$-(($EO9@
MJB=#3(_R=H\A+,X(OIU-=?41]W1WB5]FXA7ONNC['F[$E%IUZ_5D3.5<L'^Q
MT:-9-@**D16V/!+C&AQ1 &JHTJG+!^51K(@^O89I>*P^?4))8D,5&HB&HLSO
MPM5#U(Q.E^ @Z#0^D-4"<P1X'@C")+Y.@?U9+ZO5;](<?="LAS@:UTH>NG@P
MKPVU&MN"@5*DX'N395 JSFG2S!7(4E%*8:)8<U.5RD4: RM4Q%>)2Q&#58\Y
M#^L0I@EA'JY#F"^;7:[+VI_._5"%;:%]4-+ 9]Z6./C7QMB+5A5D3SLQ9-EK
MX,)H ]OS>PVUY2WKI.D%D,<Z)$)IRB)[?@X^+^/3"A0!O*2PEW < HN"0;%F
M <WZ-]^GBQY,L&=NCG8(S>N#0<?WA.)%O.![#&U.P_8X=^@'W<;XOR64WQ=\
MGE?:W-=68DOOYV5#1GL5\_Y1 P,U0. >>_:@KA&TYJ K<[QS7OIFV3:,.(XN
MX/$J.20"@J@QX-P+^TIT0H)NG.=*Y_V'8.+F5AU,MATCY;'&."CZ-0U,2C+S
MH-B:K>J:7' Z*Q%*L;Y7M<;)RK7JB?QC.URM8WOI"]<%A4%![X'"M=TDZO8E
ML:#J^*[Z;?1RRU(F*Z:KA_0&\$&V%O4(F-,:X(GH5EN87T*$C6T,J/+BY/CR
M].-9],_3KSR0'V<_'__]Z.S7D^CT+#K^>'9Y_O']C]_/OFE7V:NMU<J7TB4!
M(A/1R9]F!0PY93U/NT7;D]W*/5\]R43M_ZUO5':MHDY_IPML(J_'E3/.9&^2
M8X9TAKN.T?]?9(R!-<MU4YAW,_C$P#ZZ*,<H_72J_08R6%H OS6J*JV=H*6;
MK>>+D46E!3 ?QELR,CLNL]1YF=7G:5KR?$V_OJ90U,; *"TK=++E6 M=Q:6-
M&;2LI-!+YBWI(F H1*JX*@AZL 5!R+*&GHUAN/9KC54W2;>:L])%EV90\(:3
M:X[%M!*$7N\>+3;[%)O;IOM8TZZY_9+HWFYKK()!9KTH6(4SR3%3,-_R0EB%
M8]($5<Y.3)B7*0U!((P"-"9MYJ'21@*E,3F;I*9#-@9+FM[/N:QY8B\B7*NI
M5)Q,2S8,7M0%H8@8#1:_FG&N3Q$T(L,J2(J X9.H':-5$6DO<SC/&J$+\:N=
M3Q:NP[Y%5#//K?28%CE";//DN/)^.AO Y^QVLRYCM"L9;8YUR+32\IG:..E?
M])Q:7](3JRCQKV23K;AR6'&.W91\_;5,/FERGM1XM9E>_?6O#8!6^TKK/GL<
M4TSX$KK JO4<C=,G0NO2^. P[%79>-U*9/^^VEJM!,&CBO%B:2,U@2![6E*F
M>8-_^KGF'E"?C%,R&4X44;-DR#KGG$[D$M&G69T>B$B5"7\C_J32#> JT 4J
M"F&?UFH2]7G(IO,;7ZMK\( '8;FB6X##S?_CL7/#R?N[>%C[^YVD:Q;IQ/1W
MP(X1A&V@H?F-6/Y8IE<IZNLG]#7&^]]:>:R)8#F TPXKFP6F3?GD*)RPMRF)
MRJ34H*#5D_TESG\W.H.A#J$^(8EH? K\^'>4FA]O@%E56NI&[PNTMEQO#:J;
MB2>,!F%8I</2 %5AEFDG/#"VR2R[DI7*'RDY6I(K#C83D7;:[>%MU%G2$?MX
M?.P?JBYY-#$1: J$JK1@BA'%Y+;;^V*"Z44=!^9M.@R26]7H68D:I<ZL'-JC
M;W84WHP.%9 S(!:='*&U]Z&SY"88)?+XF&4T-UYF!N%D&,WWMUER-7$J2ER+
MF[O48+,]6XY%=(NR%_:;AW/)Z6A#.M2)5S>+\UMFPU<X")K$^#"9^IU.;)IW
M@H!&M<4( ,U2*N IR$UPH?M[<_F*.1G-K1 ]:_ J>QOI)A6IF<LB?M#>0^*O
MA19)I=MM!"_-$XD<[Y0H?=Z)VGK:N,#9^GW-N5DF+;]>=*O.&8*!#SK7@(\"
MYB\TG**>KMO"\HQ"S'R2?3,];!P KQZG4_SUNC! />9^*TSM?G4)M;_4Y@4K
MM'JG;"O[C!\KJ8D.-M/0.1Q6H)]D<U><X'L3SLGQO;9'5"T^:)^ NW$I#T,#
M8C83?^J1D]B1[0+9@H#:E-9!7.T&_B!A1< 3G9WM[[JV'$@\Q%IX_L/<UP)#
M6PQ#.8 C?Y_DLP50SZR$=:Z:<-8MMILVT-"V%K873=C Y%"@:V0P$X(!>._"
MW]#U]\<,5'3"1K#)@B:UCL&[W5N6HUZ(_LLN=:VB<BN1,NFDQA>=?OSEK:D0
M"Q75CCA"SSW=TWR(.3KP#AI7R/B&"EO]&F+2J>NUMQ+ GS+XGES2\6]%R<:M
M1H[PHZE.26-NP05NIE*.48G^F"D'U$2+JC,280.P*8C)1;V)*VO1<LT9,"ON
M2JP')+.B2Z4V@=) K7;+;2OT\!/W8RO3RB@>P<(0L^0A(+"T=A<1:+89D7^
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MP^X9A'7=PM';2GN5V^X)V&YDY4S5D#OR71?9C#/:]<#9#*VQ7+.&Y]N7JL]
M![3%5T6<5:0.T5\>7I_H,UEINE#410Y6_(UGK7$$9C(P"?LU]X"S%C]FC>'S
M;5K99VRP:,D6JU-@Z#6YF+XO2CV*:Z)MU.ST;7;J7CLKUAB]+;07IB:N:]>
M2B%B%ZIPK>N]8M7O=9R"+L5*4=W V;\K#"C1&'(*:7")K;/QL/A4$_HF#\\0
M+T\/"P.PK*$Y&;DEPWB*'*OGE5"8+L=,ZV;TIF.4:")%9Q#WD(B5E>#"ME$K
MZ0CSI]64C5$G6TO%ATE%#+,]K\;7>&46YU_9ZJ591V(@34_ZD6@>?JX(;$\
MIKF<0."(.1F4QZ[W6[2SO7T8O2_RJTUL\R?2R;FSPP.JIY#'?8#W[!SVZ*FK
M>FXGZW/[H$/$GL<+52,@P%<^36UC"0]4# ;:U'19^ZS*85H9UY N2)3RF57?
M1&5P9C1V9@,-W_K>F_UC7,5M'2-2E^]Z3]*1R=$:J/I&J?SYF_X=V9Y_.()&
MA*'A]C>:/>5<H-O95GDZE[-S7./W@3<^G4Q4@K"0F=!DG2?;VP9VHTVP$^HT
M2]TRNB77-32P7M0K5=^HP:*???%^\1:O+N ,1"=F\)^D]]\;I[!A_ %3!@TI
MUN3P%^1P^ZCMF;LU7C-PWI\%6[&:+-XP^GS-Z!_.Z%\"@V]E[(X78\\IC*%Q
M_.T_M[>V^XCMILWDOU+J>+&F\(=1N,@47)#DJFG(<?6OD^3JXE-S<UM%%^@>
MX1OFH,B/TVDO^JU(87#8ZW=6BJ1.W7P\F94&97<* R@2U\<<I$NFT%,1@] 9
MU;<FKN56H[./ 2[=[IC[/!,^E//8513S2DR0++ME=X'YU O,$0+(0-!)S-;E
M 9*4H_9Q(D/(2Z3MNH1=GIKU2)E)(X[451[7;=J:U[9=#J-M#"(^,&\PT9AZ
M).,+TU$Z)"03O1P4ZA.:H_;DB)X9C=9]Z\31)T@<W5DGCGY30BWJ3-?B[$'B
M[-(')+S@O/- L&'_3XDH;4'[3<=/W2Z"O/&UBMYB65$91)![KMK(%C2TX2DN
M23+.16(,!&7'HC<TQR^D^V)@2/$RKU&L+%VWUZ#-:F^%R[_F*E4*- )>)$K
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MR)7(J/OQ^T&1W-(?XWJ2P1__'U!+ P04    " !)>K187X])6Z45  !PJ0
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M0<S#V>GS[*T=@DW A$<S-D;%3AAGEYGOLW]Q/Q-EU3N;<N4R&=("O0A(!&,
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M*3AY%@1>V/Z6'CL>6(=4G[?]%T]@\-^>P%_<=[-H;+\B;M)]*G\"4$L#!!0
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MM1-!M\<]$)JU=SONO^!P4-2%$8^XB-(T]J(LSG*(4I'QC*69!PD7SP.'T5/
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MMUCM4&'O=(W; 5?.\-C5:$JL@ #5"!K?G?7^,+ %D:5>N8>[T'06C;C"(#*
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M"VM<[NLZ7#VA:FZOB"+F&1FPM#&E1(V=Y%T+,E?;=99($C$,2]C L43XPN1
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MH_V<)7C&?,)OA=X7O'K(WPK]"FSO @DG3_''9NF#_T7=_P)02P$"% ,4
M" !)>K18I5XB/JLB   :F@$ $0              @ $     8GEF8RTR,#(S
M,3(S,2YX<V102P$"% ,4    " !)>K18C>L_0:4F  "[3@( %0
M    @ ':(@  8GEF8RTR,#(S,3(S,5]C86PN>&UL4$L! A0#%     @ 27JT
M6'QO-,@.D0  ?P(+ !4              ( !LDD  &)Y9F,M,C R,S$R,S%?
M9&5F+GAM;%!+ 0(4 Q0    ( $EZM%CHDL>@86X! /(T%@ 5
M  "  ?/:  !B>69C+3(P,C,Q,C,Q7VQA8BYX;6Q02P$"% ,4    " !)>K18
M#C!0:_B^  !NGPX %0              @ &'20( 8GEF8RTR,#(S,3(S,5]P
M<F4N>&UL4$L! A0#%     @ 27JT6(J)9#V[:04 _8E6 !(
M ( !L@@# &5F,C P,38W-#1?,3!K+FAT;5!+ 0(4 Q0    ( $EZM%CY NB=
M*T(  +Z^ 0 5              "  9UR" !E9C(P,#$V-S0T7V5X,3 M-"YH
M=&U02P$"% ,4    " !)>K187X])6Z45  !PJ0  %0              @ '[
MM @ 968R,# Q-C<T-%]E>#$P+34N:'1M4$L! A0#%     @ 27JT6'@H2Z]K
M P  ?@\  !4              ( !T\H( &5F,C P,38W-#1?97@R,2TQ+FAT
M;5!+ 0(4 Q0    ( $EZM%AKX(P"N (  #,'   5              "  7'.
M" !E9C(P,#$V-S0T7V5X,C,M,2YH=&U02P$"% ,4    " !)>K18"QBQU_<(
M  !E,@  %0              @ %<T0@ 968R,# Q-C<T-%]E>#,Q+3$N:'1M
M4$L! A0#%     @ 27JT6-$[A/O6"   ;S$  !4              ( !AMH(
M &5F,C P,38W-#1?97@S,2TR+FAT;5!+ 0(4 Q0    ( $EZM%@=[9N,% 0
M !(.   5              "  8_C" !E9C(P,#$V-S0T7V5X,S(M,2YH=&U0
M2P$"% ,4    " !)>K18>8?F,P0$  "_#0  %0              @ '6YP@
M968R,# Q-C<T-%]E>#,R+3(N:'1M4$L! A0#%     @ 27JT6&P[(GCY$@
M6E<  !4              ( !#>P( &5F,C P,38W-#1?97@Y-RTQ+FAT;5!+
4!08     #P / .8#   Y_P@    !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>131
<FILENAME>ef20016744_10k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:byfc="http://broadwayfed.com/20231231"
  xmlns:dei="http://xbrl.sec.gov/dei/2023"
  xmlns:ecd="http://xbrl.sec.gov/ecd/2023"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:srt="http://fasb.org/srt/2023"
  xmlns:us-gaap="http://fasb.org/us-gaap/2023"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xhtml="http://www.w3.org/1999/xhtml"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="byfc-20231231.xsd" xlink:type="simple"/>
    <context id="c20230101to20231231">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230630">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <instant>2023-06-30</instant>
        </period>
    </context>
    <context id="c20240430_StatementClassOfStockAxis_NonvotingClassBCommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassBCommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-04-30</instant>
        </period>
    </context>
    <context id="c20240430_StatementClassOfStockAxis_VotingClassACommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingClassACommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-04-30</instant>
        </period>
    </context>
    <context id="c20240430_StatementClassOfStockAxis_NonvotingClassCCommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassCCommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-04-30</instant>
        </period>
    </context>
    <context id="c20221231">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassCCommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingClassACommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassBCommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassCCommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingClassACommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:NonvotingClassBCommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231101to20231101">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2023-11-01</startDate>
            <endDate>2023-11-01</endDate>
        </period>
    </context>
    <context id="c20220101to20221231">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20211231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_StatementEquityComponentsAxis_TreasuryStockCommonMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementEquityComponentsAxis_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_StatementEquityComponentsAxis_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_CommonStockHeldByESOPMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20211231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20211231">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_NoncontrollingInterestMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_TreasuryStockCommonMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20211231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_StatementEquityComponentsAxis_NoncontrollingInterestMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_StatementEquityComponentsAxis_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:LongTermIncentivePlanParticipantsExcludingDirectorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">byfc:CommonStockHeldByESOPMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementEquityComponentsAxis_RetainedEarningsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:PreferredStockNonVotingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonvotingCommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockCommonMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231001to20231231">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2023-10-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20230930">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-09-30</endDate>
        </period>
    </context>
    <context id="c20230701to20230930">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2023-07-01</startDate>
            <endDate>2023-09-30</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MaximumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MinimumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureFixtureAndEquipmentMember_RangeAxis_MinimumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">byfc:FurnitureFixtureAndEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureFixtureAndEquipmentMember_RangeAxis_MaximumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">byfc:FurnitureFixtureAndEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_OwnershipAxis_AffordableHousingLimitedPartnershipMember_RangeAxis_MaximumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:OwnershipAxis">byfc:AffordableHousingLimitedPartnershipMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AdjustmentsForNewAccountingPronouncementsAxis">us-gaap:AccountingStandardsUpdate201613Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-06-07</instant>
        </period>
    </context>
    <context id="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-06-07</startDate>
            <endDate>2022-06-07</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesCPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220331_StatementClassOfStockAxis_SeriesAPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-03-31</instant>
        </period>
    </context>
    <context id="c20220101to20220331_StatementClassOfStockAxis_CommonClassAMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-03-31</endDate>
        </period>
    </context>
    <context id="c20220331_StatementClassOfStockAxis_CommonClassAMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-03-31</instant>
        </period>
    </context>
    <context id="c20231031_StatementClassOfStockAxis_CommonClassAMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="c20231031_StatementClassOfStockAxis_CommonClassBMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassBMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="c20231031_StatementClassOfStockAxis_CommonClassCMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassCMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="c20231031to20231031">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2023-10-31</startDate>
            <endDate>2023-10-31</endDate>
        </period>
    </context>
    <context id="c20231031to20231031_StatementClassOfStockAxis_VotingClassACommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">byfc:VotingClassACommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-10-31</startDate>
            <endDate>2023-10-31</endDate>
        </period>
    </context>
    <context id="c20231031to20231031_RangeAxis_MaximumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-10-31</startDate>
            <endDate>2023-10-31</endDate>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_DepositsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:DepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_DepositsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:DepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:PaycheckProtectionProgramMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:PaycheckProtectionProgramMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember_RangeAxis_MinimumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:PaycheckProtectionProgramMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember_RangeAxis_MaximumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:PaycheckProtectionProgramMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CumulativeEffectPeriodOfAdoptionAxis">srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20211231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedChurchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedChurchMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedSingleFamilyMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedBusinessAssetsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">byfc:CollateralPledgedMultiUseResidentialMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20211231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20220101to20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CreditLossStatusAxis">us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20230401to20230630">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2023-04-01</startDate>
            <endDate>2023-06-30</endDate>
        </period>
    </context>
    <context id="c20230101to20230630">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-06-30</endDate>
        </period>
    </context>
    <context id="c20221231_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_NonAccrualStatusMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">byfc:NonAccrualStatusMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_AccrualStatusMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">byfc:AccrualStatusMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">byfc:WatchMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:SmallBusinessAdministrationLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_InternalCreditAssessmentAxis_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:MultifamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:UnlikelyToBeCollectedFinancingReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">byfc:CommercialPortfolioSegmentExcludingSBALoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_DoubtfulMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:SingleFamilyLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">byfc:ChurchLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_PropertyPlantAndEquipmentByTypeAxis_RightOfUseAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">byfc:RightOfUseAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_RightOfUseAssetsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">byfc:RightOfUseAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PropertyPlantAndEquipmentByTypeAxis_LandMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_PropertyPlantAndEquipmentByTypeAxis_LandMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20211231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20220101to20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:SmallBusinessAdministrationSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MunicipalBondsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CounterpartyNameAxis_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CounterpartyNameAxis">byfc:ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CounterpartyNameAxis_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CounterpartyNameAxis">byfc:ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_CounterpartyNameAxis_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CounterpartyNameAxis">byfc:NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByBenchmarkAxis">byfc:DepositsTotalMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByTypeAxis">us-gaap:CustomerConcentrationRiskMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember_MajorCustomersAxis_FiveCustomersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:MajorCustomersAxis">byfc:FiveCustomersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByBenchmarkAxis">byfc:DepositsTotalMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByTypeAxis">us-gaap:CustomerConcentrationRiskMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember_MajorCustomersAxis_FiveCustomersMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:MajorCustomersAxis">byfc:FiveCustomersMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByBenchmarkAxis">byfc:DepositsTotalMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:ConcentrationRiskByTypeAxis">us-gaap:CustomerConcentrationRiskMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_CollateralAxis_CommercialRealEstateMember_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalHomeLoanBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralWithoutRightMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_CollateralAxis_CommercialRealEstateMember_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalHomeLoanBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralWithoutRightMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20240311to20240311_PledgingPurposeAxis_FederalReserveBankAdvancesMember_SubsequentEventTypeAxis_SubsequentEventMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-03-11</startDate>
            <endDate>2024-03-11</endDate>
        </period>
    </context>
    <context id="c20231227to20231227_PledgingPurposeAxis_FederalReserveBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-12-27</startDate>
            <endDate>2023-12-27</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalReserveBankAdvancesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralWithoutRightMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_LineOfCreditFacilityAxis_OtherFinancialInstitutionsMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LineOfCreditFacilityAxis">byfc:OtherFinancialInstitutionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgedStatusAxis">us-gaap:AssetPledgedAsCollateralMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PledgingPurposeAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_DebtInstrumentAxis_NotesPayableBMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableBMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_DebtInstrumentAxis_NotesPayableAMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableAMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_DebtInstrumentAxis_NotesPayableAMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableAMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_DebtInstrumentAxis_NotesPayableBMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableBMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20240101to20240131_DebtInstrumentAxis_NotesPayableAMember_SubsequentEventTypeAxis_SubsequentEventMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableAMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-01-31</endDate>
        </period>
    </context>
    <context id="c20240101to20240131_DebtInstrumentAxis_NotesPayableBMember_SubsequentEventTypeAxis_SubsequentEventMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">byfc:NotesPayableBMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-01-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanNameAxis">byfc:CityFirstBank401KPlanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanNameAxis">byfc:CityFirstBank401KPlanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:RetirementPlanTypeAxis">us-gaap:PensionPlansDefinedBenefitMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:DomesticCountryMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_IncomeTaxAuthorityAxis_StateAndLocalJurisdictionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:StateAndLocalJurisdictionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember_TaxCreditCarryforwardAxis_GeneralBusinessMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:DomesticCountryMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:TaxCreditCarryforwardAxis">us-gaap:GeneralBusinessMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20230621_PlanNameAxis_AmendedAndRestatedLtipMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-06-21</instant>
        </period>
    </context>
    <context id="c20230620_PlanNameAxis_TwoThousandEighteenLtipMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-06-20</instant>
        </period>
    </context>
    <context id="c20230621to20230621_PlanNameAxis_AmendedAndRestatedLtipMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-06-21</startDate>
            <endDate>2023-06-21</endDate>
        </period>
    </context>
    <context id="c20221231_AwardTypeAxis_EmployeeStockOptionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_AwardTypeAxis_EmployeeStockOptionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20220101to20221231_AwardTypeAxis_EmployeeStockOptionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardDateAxis">byfc:GrantDateAsOfFebruary242016Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20220201to20220228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-02-01</startDate>
            <endDate>2022-02-28</endDate>
        </period>
    </context>
    <context id="c20230201to20230228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-02-01</startDate>
            <endDate>2023-02-28</endDate>
        </period>
    </context>
    <context id="c20220301to20220331_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-03-01</startDate>
            <endDate>2022-03-31</endDate>
        </period>
    </context>
    <context id="c20230621to20230621_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-06-21</startDate>
            <endDate>2023-06-21</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">srt:DirectorMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_RangeAxis_MinimumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_RangeAxis_MinimumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_RangeAxis_MaximumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:TwoThousandEighteenLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_RangeAxis_MaximumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">byfc:OfficersAndEmployeesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_PlanNameAxis_AmendedAndRestatedLtipMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">byfc:AmendedAndRestatedLtipMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_AwardTypeAxis_RestrictedStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_AwardTypeAxis_RestrictedStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_AwardTypeAxis_RestrictedStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_AwardTypeAxis_RestrictedStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_UnusedLinesOfCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:UnusedLinesOfCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_UnfundedConstructionLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:UnfundedConstructionLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_FinancialInstrumentAxis_UnfundedConstructionLoansMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">byfc:UnfundedConstructionLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_UnusedLinesOfCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:UnusedLinesOfCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember_RangeAxis_MaximumMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommitmentsToExtendCreditMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c20211231_ConsolidatedEntitiesAxis_ParentCompanyMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c20230101to20231231_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_EmployeeStockOptionMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c20210101to20211231">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001001171</identifier>
        </entity>
        <period>
            <startDate>2021-01-01</startDate>
            <endDate>2021-12-31</endDate>
        </period>
    </context>
    <unit id="U001">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="U002">
        <measure>shares</measure>
    </unit>
    <unit id="U003">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <unit id="U004">
        <measure>pure</measure>
    </unit>
    <unit id="U005">
        <measure>byfc:Office</measure>
    </unit>
    <unit id="U006">
        <measure>byfc:Segment</measure>
    </unit>
    <unit id="U007">
        <measure>byfc:Loan</measure>
    </unit>
    <unit id="U008">
        <measure>byfc:Option</measure>
    </unit>
    <unit id="U009">
        <measure>byfc:Customer</measure>
    </unit>
    <unit id="U010">
        <measure>byfc:Note</measure>
    </unit>
    <dei:AmendmentFlag
      contextRef="c20230101to20231231"
      id="Fact_03eab761db9c47059cac318bb3d47a65">false</dei:AmendmentFlag>
    <dei:CurrentFiscalYearEndDate
      contextRef="c20230101to20231231"
      id="Fact_50453a2175684ed69f93d5c929034124">--12-31</dei:CurrentFiscalYearEndDate>
    <dei:DocumentFiscalYearFocus
      contextRef="c20230101to20231231"
      id="Fact_a766f80b40244dec951b70687313b4d2">2023</dei:DocumentFiscalYearFocus>
    <dei:DocumentFiscalPeriodFocus
      contextRef="c20230101to20231231"
      id="Fact_ce481f85ed72429b8dfe093b28dd6512">FY</dei:DocumentFiscalPeriodFocus>
    <dei:EntityCentralIndexKey
      contextRef="c20230101to20231231"
      id="Fact_dedb250a0a49469f8223770146054108">0001001171</dei:EntityCentralIndexKey>
    <dei:EntityInteractiveDataCurrent
      contextRef="c20230101to20231231"
      id="Fact_e385ff7c09c04243a7789637cfb33a43">No</dei:EntityInteractiveDataCurrent>
    <us-gaap:StockholdersEquityNoteStockSplitConversionRatio1
      contextRef="c20231101to20231101"
      decimals="INF"
      id="Fact_bd2955a2d3594d208c540edc19d47667"
      unitRef="U004">0.125</us-gaap:StockholdersEquityNoteStockSplitConversionRatio1>
    <us-gaap:StockholdersEquityNoteStockSplitConversionRatio1
      contextRef="c20231101to20231101"
      decimals="INF"
      id="Fact_75fe5815725e403b8f6c0d9f2512b896"
      unitRef="U004">0.125</us-gaap:StockholdersEquityNoteStockSplitConversionRatio1>
    <us-gaap:StockholdersEquityNoteStockSplitConversionRatio1
      contextRef="c20231101to20231101"
      decimals="INF"
      id="Fact_f064ef0cd23f4a90a5b7373c0f990ef6"
      unitRef="U004">0.125</us-gaap:StockholdersEquityNoteStockSplitConversionRatio1>
    <us-gaap:StockholdersEquityNoteStockSplitConversionRatio1
      contextRef="c20231101to20231101"
      decimals="INF"
      id="Fact_14268ee7464a4c1f9ca228eba7a134aa"
      unitRef="U004">0.125</us-gaap:StockholdersEquityNoteStockSplitConversionRatio1>
    <us-gaap:AccountingStandardsUpdateExtensibleList
      contextRef="c20230101to20231231"
      id="Fact_46e3faf1717d4167be83c47c750932c0">http://fasb.org/us-gaap/2023#AccountingStandardsUpdate201613Member</us-gaap:AccountingStandardsUpdateExtensibleList>
    <us-gaap:StockholdersEquityNoteStockSplitConversionRatio1
      contextRef="c20231031to20231031"
      decimals="INF"
      id="Fact_108df240e00047dea5984caac3d887e0"
      unitRef="U004">0.125</us-gaap:StockholdersEquityNoteStockSplitConversionRatio1>
    <us-gaap:StockholdersEquityNoteStockSplitConversionRatio1
      contextRef="c20231031to20231031"
      decimals="INF"
      id="Fact_91379155f1684b0ebba44d78bc68bab1"
      unitRef="U004">0.125</us-gaap:StockholdersEquityNoteStockSplitConversionRatio1>
    <us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList
      contextRef="c20231231"
      id="Fact_6426b83fa8ea4fd99004b9059ef12c92">http://fasb.org/us-gaap/2023#InterestReceivable</us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList>
    <us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList
      contextRef="c20221231"
      id="Fact_2d6f98a5aaad4cb0baec5a545821eb79">http://fasb.org/us-gaap/2023#InterestReceivable</us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList>
    <byfc:FinancingReceivableTerm
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember_RangeAxis_MinimumMember"
      id="Fact_04958e61d38a4ae6b69a249b58b2ad94">P2Y</byfc:FinancingReceivableTerm>
    <us-gaap:OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList
      contextRef="c20231231"
      id="Fact_2632c99bbee849d2a67fcc7873fb9c10">http://fasb.org/us-gaap/2023#PropertyPlantAndEquipmentNet</us-gaap:OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList>
    <us-gaap:OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList
      contextRef="c20231231"
      id="Fact_6a15f88fc5fa47698c0b367f10dc10df">http://fasb.org/us-gaap/2023#AccruedLiabilitiesAndOtherLiabilities</us-gaap:OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList>
    <us-gaap:StockholdersEquityNoteStockSplitConversionRatio1
      contextRef="c20210101to20211231"
      decimals="INF"
      id="Fact_0b9e0c9c4b61463aa4931c525d2e5b1c"
      unitRef="U004">0.125</us-gaap:StockholdersEquityNoteStockSplitConversionRatio1>
    <dei:SecurityExchangeName
      contextRef="c20230101to20231231"
      id="Fact_2f8aff7e36504cf1a089edefe5eb4ac9">NASDAQ</dei:SecurityExchangeName>
    <dei:AuditorFirmId
      contextRef="c20230101to20231231"
      id="Fact_c7f1512600d24d1887166bf9bbdb99ee">659</dei:AuditorFirmId>
    <dei:DocumentType
      contextRef="c20230101to20231231"
      id="Fact_9f2a83b67fbd4d919abfb98c87d66e65">10-K</dei:DocumentType>
    <dei:DocumentAnnualReport
      contextRef="c20230101to20231231"
      id="Fact_c4cb250aba92483687fcdb31edb64546">true</dei:DocumentAnnualReport>
    <dei:DocumentPeriodEndDate
      contextRef="c20230101to20231231"
      id="Fact_f1982e32ca224273941a03cc12513a35">2023-12-31</dei:DocumentPeriodEndDate>
    <dei:DocumentTransitionReport
      contextRef="c20230101to20231231"
      id="Fact_c80e5307885f483db4569eff4fc597e2">false</dei:DocumentTransitionReport>
    <dei:EntityFileNumber
      contextRef="c20230101to20231231"
      id="Fact_9c9d11ea9eef4bb6aff61f81a77c075e">001-39043</dei:EntityFileNumber>
    <dei:EntityRegistrantName
      contextRef="c20230101to20231231"
      id="Fact_ae73f19467794717a4041b0f39881e4e">BROADWAY FINANCIAL CORPORATION</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="c20230101to20231231"
      id="Fact_511be8fc08c7479087daea6ebcb8ac62">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityTaxIdentificationNumber
      contextRef="c20230101to20231231"
      id="Fact_24e1d2a387fe43aa927e0c4085b0ce39">95-4547287</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="c20230101to20231231"
      id="Fact_8f7e21b3ab56421d94c15774fb82d93e">4601 Wilshire Boulevard, Suite 150</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="c20230101to20231231"
      id="Fact_9ee1d8a798db47238de16b6a194d19c6">Los Angeles</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="c20230101to20231231"
      id="Fact_1b8e17c506b34402af67b287eceeee12">CA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="c20230101to20231231"
      id="Fact_097a4a4004a140a184b391f5a4770ecc">90010</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="c20230101to20231231"
      id="Fact_0caf3d4c8ebf437d9712e67e0b5743ed">323</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="c20230101to20231231"
      id="Fact_d1cf6ab3cacd47fba337a634612f93b6">634-1700</dei:LocalPhoneNumber>
    <dei:Security12bTitle
      contextRef="c20230101to20231231"
      id="Fact_7530d0097027448d8ea60aa082d0221d">Common Stock, par value $0.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="c20230101to20231231"
      id="Fact_9885276275434f388784fb009f5eb8ac">BYFC</dei:TradingSymbol>
    <dei:EntityWellKnownSeasonedIssuer
      contextRef="c20230101to20231231"
      id="Fact_9ede780254bd458f80cea5fbcf7693e1">No</dei:EntityWellKnownSeasonedIssuer>
    <dei:EntityVoluntaryFilers
      contextRef="c20230101to20231231"
      id="Fact_59c3225580e2474896b834386fbde94b">No</dei:EntityVoluntaryFilers>
    <dei:EntityCurrentReportingStatus
      contextRef="c20230101to20231231"
      id="Fact_c63394eb90ab451f9c828d8c27010013">No</dei:EntityCurrentReportingStatus>
    <dei:EntityCurrentReportingStatus
      contextRef="c20230101to20231231"
      id="Fact_c0fcc292e3864b3cb50c1c1270dfd2d0">No</dei:EntityCurrentReportingStatus>
    <dei:EntityFilerCategory
      contextRef="c20230101to20231231"
      id="Fact_de91748b55884991b82afef4f88d5707">Non-accelerated Filer</dei:EntityFilerCategory>
    <dei:EntitySmallBusiness
      contextRef="c20230101to20231231"
      id="Fact_fd1defc4343f48739261ca10c74f917d">true</dei:EntitySmallBusiness>
    <dei:EntityEmergingGrowthCompany
      contextRef="c20230101to20231231"
      id="Fact_2aa63f431e6a431bb234a64713e167cb">false</dei:EntityEmergingGrowthCompany>
    <dei:EntityShellCompany
      contextRef="c20230101to20231231"
      id="Fact_1a3f5d599d3e4e31a6e00b9369cc0d07">false</dei:EntityShellCompany>
    <dei:IcfrAuditorAttestationFlag
      contextRef="c20230101to20231231"
      id="Fact_1459321fc97b436d8a91f0d038f32899">false</dei:IcfrAuditorAttestationFlag>
    <dei:DocumentFinStmtErrorCorrectionFlag
      contextRef="c20230101to20231231"
      id="Fact_08a040eaeb9f4ab6b9c05511a32933c0">false</dei:DocumentFinStmtErrorCorrectionFlag>
    <dei:EntityPublicFloat
      contextRef="c20230630"
      decimals="-5"
      id="Fact_7476ef75f344408781ed565478b7aac5"
      unitRef="U001">65400000</dei:EntityPublicFloat>
    <dei:EntityCommonStockSharesOutstanding
      contextRef="c20240430_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="INF"
      id="Fact_82a21b35b5dd421a97482bf76c4d90a0"
      unitRef="U002">6033212</dei:EntityCommonStockSharesOutstanding>
    <dei:EntityCommonStockSharesOutstanding
      contextRef="c20240430_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="INF"
      id="Fact_232874e8acf444e0b8471d74ce96a02c"
      unitRef="U002">1425574</dei:EntityCommonStockSharesOutstanding>
    <dei:EntityCommonStockSharesOutstanding
      contextRef="c20240430_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="INF"
      id="Fact_f9b168a36cb644ab953f771c804b355c"
      unitRef="U002">1672562</dei:EntityCommonStockSharesOutstanding>
    <ecd:NonRule10b51ArrAdoptedFlag
      contextRef="c20231001to20231231"
      id="Fact_bf0ccf050c30452782b9440a91fcc624">false</ecd:NonRule10b51ArrAdoptedFlag>
    <ecd:Rule10b51ArrTrmntdFlag
      contextRef="c20231001to20231231"
      id="Fact_bc27b3c94f7b40738607da9241c844aa">false</ecd:Rule10b51ArrTrmntdFlag>
    <ecd:Rule10b51ArrAdoptedFlag
      contextRef="c20231001to20231231"
      id="Fact_697ad8b54bc448a99e4843ca8598bf04">false</ecd:Rule10b51ArrAdoptedFlag>
    <ecd:NonRule10b51ArrTrmntdFlag
      contextRef="c20231001to20231231"
      id="Fact_0c599050bfcd4c7d9ab154dfdf066aa4">false</ecd:NonRule10b51ArrTrmntdFlag>
    <dei:AuditorName
      contextRef="c20230101to20231231"
      id="Fact_80714aee53d843b1a68867db54624e37">Moss Adams LLP</dei:AuditorName>
    <dei:AuditorLocation
      contextRef="c20230101to20231231"
      id="Fact_676c3950f9b74bd18e6597999bf4f838">Sacramento, California</dei:AuditorLocation>
    <us-gaap:CashAndDueFromBanks
      contextRef="c20231231"
      decimals="-3"
      id="Fact_66212a3f41024a948ecf066d9f22f332"
      unitRef="U001">5460000</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks
      contextRef="c20221231"
      decimals="-3"
      id="Fact_2cee6ae1319345d7bccc61891756dfad"
      unitRef="U001">7459000</us-gaap:CashAndDueFromBanks>
    <us-gaap:InterestBearingDepositsInBanks
      contextRef="c20231231"
      decimals="-3"
      id="Fact_ad9d9b21416c4a4da97c73991d428301"
      unitRef="U001">99735000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks
      contextRef="c20221231"
      decimals="-3"
      id="Fact_b7a1aee77dc94667baa53a4ed78c6835"
      unitRef="U001">8646000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue
      contextRef="c20231231"
      decimals="-3"
      id="Fact_3759f74c97e54191831d87a93b052777"
      unitRef="U001">105195000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue
      contextRef="c20221231"
      decimals="-3"
      id="Fact_ce5da95a278b450bbd47a79f998eb87e"
      unitRef="U001">16105000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231"
      decimals="-3"
      id="Fact_32fea39e420e4519848ab32f297a7d0c"
      unitRef="U001">316950000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231"
      decimals="-3"
      id="Fact_631b2ff752b044a9a2f38b817c45fc3e"
      unitRef="U001">328749000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231"
      decimals="-3"
      id="Fact_8c5de1ecba3e47dfad80edf9e3d7f34c"
      unitRef="U001">7348000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231"
      decimals="-3"
      id="Fact_d2767e88e13648ea9dc5bb2aa4a647fa"
      unitRef="U001">4388000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:NotesReceivableNet
      contextRef="c20231231"
      decimals="-3"
      id="Fact_28e41b4dd3d74d688b62b45895a18bc8"
      unitRef="U001">880457000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_0f64f718ea564ada839ecfcdd7912ee5"
      unitRef="U001">768046000</us-gaap:NotesReceivableNet>
    <us-gaap:InterestReceivable
      contextRef="c20231231"
      decimals="-3"
      id="Fact_d98fc07773cc4b5db056409f12c17346"
      unitRef="U001">4938000</us-gaap:InterestReceivable>
    <us-gaap:InterestReceivable
      contextRef="c20221231"
      decimals="-3"
      id="Fact_9572b8b5dc494061992f4a92146314f6"
      unitRef="U001">3973000</us-gaap:InterestReceivable>
    <us-gaap:FederalHomeLoanBankStock
      contextRef="c20231231"
      decimals="-3"
      id="Fact_98d5a025ecd24c248f08342b98664c9e"
      unitRef="U001">10156000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalHomeLoanBankStock
      contextRef="c20221231"
      decimals="-3"
      id="Fact_7cffdb400c354d35b28b1c7e0b205072"
      unitRef="U001">5535000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalReserveBankStock
      contextRef="c20231231"
      decimals="-3"
      id="Fact_a98e37af48d94d89aedd00b4ea34d2dd"
      unitRef="U001">3543000</us-gaap:FederalReserveBankStock>
    <us-gaap:FederalReserveBankStock
      contextRef="c20221231"
      decimals="-3"
      id="Fact_19494a07796a4288a34a94ba2a09b4d2"
      unitRef="U001">5264000</us-gaap:FederalReserveBankStock>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="c20231231"
      decimals="-3"
      id="Fact_b72f840ddf204f0d95defe95bfb4b178"
      unitRef="U001">9840000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_a81a5ddfc7a9476b9b22c856ca349caa"
      unitRef="U001">10291000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:BankOwnedLifeInsurance
      contextRef="c20231231"
      decimals="-3"
      id="Fact_9bc86805591b4c239697b24dd028e483"
      unitRef="U001">3275000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:BankOwnedLifeInsurance
      contextRef="c20221231"
      decimals="-3"
      id="Fact_7a937ef28960446fa53506a1bf497bdc"
      unitRef="U001">3233000</us-gaap:BankOwnedLifeInsurance>
    <us-gaap:DeferredIncomeTaxAssetsNet
      contextRef="c20231231"
      decimals="-3"
      id="Fact_92ff5d2236b242a39e087aceb56570d5"
      unitRef="U001">9538000</us-gaap:DeferredIncomeTaxAssetsNet>
    <us-gaap:DeferredIncomeTaxAssetsNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_0b8d5be45cbb4ad3a819e3c2128562e6"
      unitRef="U001">11872000</us-gaap:DeferredIncomeTaxAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20231231"
      decimals="-3"
      id="Fact_a86ba9fe8bc64eadbe7173378fa95c2c"
      unitRef="U001">2111000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_45114ffbde594f48a5790226bbf6ca57"
      unitRef="U001">2501000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:Goodwill
      contextRef="c20231231"
      decimals="-3"
      id="Fact_4a6cfc1b36114e2caed1055cf47948d5"
      unitRef="U001">25858000</us-gaap:Goodwill>
    <us-gaap:Goodwill
      contextRef="c20221231"
      decimals="-3"
      id="Fact_2b76c4e7083e44eb872a4f1b12e15ba4"
      unitRef="U001">25858000</us-gaap:Goodwill>
    <us-gaap:OtherAssets
      contextRef="c20231231"
      decimals="-3"
      id="Fact_45565fbb6a654bd99d6b86fda9ecd21f"
      unitRef="U001">3543000</us-gaap:OtherAssets>
    <us-gaap:OtherAssets
      contextRef="c20221231"
      decimals="-3"
      id="Fact_9faec2dc132b4833b8b4aa22c26587aa"
      unitRef="U001">2866000</us-gaap:OtherAssets>
    <us-gaap:Assets
      contextRef="c20231231"
      decimals="-3"
      id="Fact_81c4b508ffd24cb489da28ae97940698"
      unitRef="U001">1375404000</us-gaap:Assets>
    <us-gaap:Assets
      contextRef="c20221231"
      decimals="-3"
      id="Fact_1597bd69a1274bddb7a590e3a17cf7aa"
      unitRef="U001">1184293000</us-gaap:Assets>
    <us-gaap:Deposits
      contextRef="c20231231"
      decimals="-3"
      id="Fact_59b22725ea6848e4beb0dfec0902917e"
      unitRef="U001">682635000</us-gaap:Deposits>
    <us-gaap:Deposits
      contextRef="c20221231"
      decimals="-3"
      id="Fact_4979f11c9b434a04b4b4b97b68efc0e2"
      unitRef="U001">686916000</us-gaap:Deposits>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase
      contextRef="c20231231"
      decimals="-3"
      id="Fact_5337118e2c5a41fa88d81cbbf58ed379"
      unitRef="U001">73475000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase
      contextRef="c20221231"
      decimals="-3"
      id="Fact_21a1af1959574a6990559e74d8fed4b5"
      unitRef="U001">63471000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:AdvancesFromFederalHomeLoanBanks
      contextRef="c20231231"
      decimals="-3"
      id="Fact_ca7fd3087cde4185a37cd57ff6cbb5e1"
      unitRef="U001">209319000</us-gaap:AdvancesFromFederalHomeLoanBanks>
    <us-gaap:AdvancesFromFederalHomeLoanBanks
      contextRef="c20221231"
      decimals="-3"
      id="Fact_7174984b4acc49d48dac3cc54ed94673"
      unitRef="U001">128344000</us-gaap:AdvancesFromFederalHomeLoanBanks>
    <us-gaap:FederalFundsPurchased
      contextRef="c20231231"
      decimals="-3"
      id="Fact_439f788eacd14d0fa540831738079614"
      unitRef="U001">100000000</us-gaap:FederalFundsPurchased>
    <us-gaap:FederalFundsPurchased
      contextRef="c20221231"
      decimals="-3"
      id="Fact_b4e20445bdca41e3bd46aa61d24ac303"
      unitRef="U001">0</us-gaap:FederalFundsPurchased>
    <us-gaap:NotesPayable
      contextRef="c20231231"
      decimals="-3"
      id="Fact_db2764e847b64a44bbe47931bad4ee81"
      unitRef="U001">14000000</us-gaap:NotesPayable>
    <us-gaap:NotesPayable
      contextRef="c20221231"
      decimals="-3"
      id="Fact_ca860a1dacfd46f0b3c0fb00ab05fc6f"
      unitRef="U001">14000000</us-gaap:NotesPayable>
    <us-gaap:AccruedLiabilitiesAndOtherLiabilities
      contextRef="c20231231"
      decimals="-3"
      id="Fact_e33f5d932b16428581f2f0df9c189236"
      unitRef="U001">13878000</us-gaap:AccruedLiabilitiesAndOtherLiabilities>
    <us-gaap:AccruedLiabilitiesAndOtherLiabilities
      contextRef="c20221231"
      decimals="-3"
      id="Fact_8f2a83dd721442749f7c51e39d6c694b"
      unitRef="U001">11910000</us-gaap:AccruedLiabilitiesAndOtherLiabilities>
    <us-gaap:Liabilities
      contextRef="c20231231"
      decimals="-3"
      id="Fact_ee3a553f05574e27951a209b88821054"
      unitRef="U001">1093307000</us-gaap:Liabilities>
    <us-gaap:Liabilities
      contextRef="c20221231"
      decimals="-3"
      id="Fact_e0e4bda5236c4900869056e88650878b"
      unitRef="U001">904641000</us-gaap:Liabilities>
    <us-gaap:PreferredStockSharesAuthorized
      contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_c19dd89e745f41e2a747bdeacb39772f"
      unitRef="U002">150000</us-gaap:PreferredStockSharesAuthorized>
    <us-gaap:PreferredStockSharesAuthorized
      contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_2fdb02efcca542409336a7bb8a5dbf42"
      unitRef="U002">150000</us-gaap:PreferredStockSharesAuthorized>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_c1b4c6da1d0743208e443019a48dcee9"
      unitRef="U002">150000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesOutstanding
      contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_617b33adfc584925a15e6f2ba21a125d"
      unitRef="U002">150000</us-gaap:PreferredStockSharesOutstanding>
    <us-gaap:PreferredStockSharesIssued
      contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_522123560aca41598c7327a068876f2d"
      unitRef="U002">150000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesIssued
      contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_0d984e98f2e74a1da211feb074a9bff2"
      unitRef="U002">150000</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockLiquidationPreference
      contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_db431a06c8b14a8a801ed5e47b7c982b"
      unitRef="U003">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:PreferredStockLiquidationPreference
      contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_51a70919eff149359ca085d878de5564"
      unitRef="U003">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:PreferredStockValue
      contextRef="c20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="-3"
      id="Fact_a938d5585ab64d62970c1b3bc4e51af0"
      unitRef="U001">150000000</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockValue
      contextRef="c20221231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="-3"
      id="Fact_15859db20741483a8cae308d0f077ebd"
      unitRef="U001">150000000</us-gaap:PreferredStockValue>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="2"
      id="Fact_bcbacb7790bb40579783f8859ae4de5b"
      unitRef="U003">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="2"
      id="Fact_053101842af5462db1e8796a182c1ee1"
      unitRef="U003">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockSharesAuthorized
      contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="0"
      id="Fact_52f694c9eef7403b8a11b05014160403"
      unitRef="U002">75000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesAuthorized
      contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="0"
      id="Fact_3bd684bcfb6840e2bf05793229693939"
      unitRef="U002">75000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesIssued
      contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="0"
      id="Fact_e7b8b6654d374d93a6c064b4aaa52f40"
      unitRef="U002">6230705</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockSharesIssued
      contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="0"
      id="Fact_e73ea8c3d9424f129319e9f26cd27e8d"
      unitRef="U002">6408151</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockSharesOutstanding
      contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="0"
      id="Fact_d731af5c41564db9afcd12306cfcfc0a"
      unitRef="U002">5914861</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesOutstanding
      contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="0"
      id="Fact_c764941cbef9464e83715821b4ea5632"
      unitRef="U002">6080745</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockValue
      contextRef="c20231231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="-3"
      id="Fact_b3ca3c6b3f3a4616a8679fea65eaefc5"
      unitRef="U001">62000</us-gaap:CommonStockValue>
    <us-gaap:CommonStockValue
      contextRef="c20221231_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="-3"
      id="Fact_7b2f0138c29145c98e4596c7a3ab853a"
      unitRef="U001">64000</us-gaap:CommonStockValue>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="2"
      id="Fact_ae192222bd604049bfd67587ba5164a2"
      unitRef="U003">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="2"
      id="Fact_039ea9ba600942839c7149e532e76be0"
      unitRef="U003">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockSharesAuthorized
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="0"
      id="Fact_7b570ee77e7249a6a0db6ad15ec7426e"
      unitRef="U002">15000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesAuthorized
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="0"
      id="Fact_56752f6f3da74cd29e32e0444469e194"
      unitRef="U002">15000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesIssued
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="0"
      id="Fact_9c419266a7794059b897ee46babd0775"
      unitRef="U002">1425574</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockSharesOutstanding
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="0"
      id="Fact_955c25c31bdd406db84e4bf3f44cd634"
      unitRef="U002">1425574</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesOutstanding
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="0"
      id="Fact_4d5dba36274d4bee86e8240092660061"
      unitRef="U002">1425574</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesIssued
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="0"
      id="Fact_08c89e14bc6d4dd4bbd714790ecff5db"
      unitRef="U002">1425574</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockValue
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="-3"
      id="Fact_efb113f2164c4198af58db132409fc74"
      unitRef="U001">14000</us-gaap:CommonStockValue>
    <us-gaap:CommonStockValue
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassBCommonStockMember"
      decimals="-3"
      id="Fact_d45153d0c3ed4c6080fe10a1c21db217"
      unitRef="U001">14000</us-gaap:CommonStockValue>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="2"
      id="Fact_ec104113b61046d9af3977c9b243ce2a"
      unitRef="U003">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="2"
      id="Fact_12f2fb41bf3a462a8400ea297a8eff8b"
      unitRef="U003">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockSharesAuthorized
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="0"
      id="Fact_df009482afb6429a8237372cb4fcff11"
      unitRef="U002">25000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesAuthorized
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="0"
      id="Fact_4516d5a463694a6391201505fee7c59e"
      unitRef="U002">25000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesIssued
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="0"
      id="Fact_dc04ed0867e441298622bace498c407e"
      unitRef="U002">1672562</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockSharesOutstanding
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="0"
      id="Fact_c471d3cbc9a740969426b3bed9752a46"
      unitRef="U002">1672562</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesOutstanding
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="0"
      id="Fact_57eca0510c5d4c48b4f89d5b043b8c2c"
      unitRef="U002">1672562</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesIssued
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="0"
      id="Fact_0599795c0f87467b83cd13ec35b6d955"
      unitRef="U002">1672562</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockValue
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="-3"
      id="Fact_8bf78ccba6e64dd3a11af3ac43353713"
      unitRef="U001">17000</us-gaap:CommonStockValue>
    <us-gaap:CommonStockValue
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingClassCCommonStockMember"
      decimals="-3"
      id="Fact_20226be8d7b34beaaf41bb6b8436c87d"
      unitRef="U001">17000</us-gaap:CommonStockValue>
    <us-gaap:AdditionalPaidInCapital
      contextRef="c20231231"
      decimals="-3"
      id="Fact_a95895ade7934da5b8699668ff062d47"
      unitRef="U001">142601000</us-gaap:AdditionalPaidInCapital>
    <us-gaap:AdditionalPaidInCapital
      contextRef="c20221231"
      decimals="-3"
      id="Fact_39d623e0988f4c70a9f3e3cb87f6979c"
      unitRef="U001">144157000</us-gaap:AdditionalPaidInCapital>
    <us-gaap:RetainedEarningsAccumulatedDeficit
      contextRef="c20231231"
      decimals="-3"
      id="Fact_292314269c414b78beb80504fd96b239"
      unitRef="U001">12552000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:RetainedEarningsAccumulatedDeficit
      contextRef="c20221231"
      decimals="-3"
      id="Fact_eaec25a4b6b6452a8e1fb2f2734c1fae"
      unitRef="U001">9294000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <byfc:UnearnedESOPSharesCost
      contextRef="c20231231"
      decimals="-3"
      id="Fact_f7ff48f5ae8b49b9ae97abf58498773a"
      unitRef="U001">4492000</byfc:UnearnedESOPSharesCost>
    <byfc:UnearnedESOPSharesCost
      contextRef="c20221231"
      decimals="-3"
      id="Fact_562cb7bdb1804afeaae2e4ab3dd8a271"
      unitRef="U001">1265000</byfc:UnearnedESOPSharesCost>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax
      contextRef="c20231231"
      decimals="-3"
      id="Fact_9b1dfc9fb2704fb7b14580652727a26e"
      unitRef="U001">-13525000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax
      contextRef="c20221231"
      decimals="-3"
      id="Fact_be912ab3387a4c51a53f9da0cb2e3ab4"
      unitRef="U001">-17473000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
    <us-gaap:TreasuryStockCommonShares
      contextRef="c20221231"
      decimals="0"
      id="Fact_f8dd4b098dee4772a709d4d854a4ad78"
      unitRef="U002">327228</us-gaap:TreasuryStockCommonShares>
    <us-gaap:TreasuryStockCommonShares
      contextRef="c20231231"
      decimals="0"
      id="Fact_14e2d871831c41dba7680cfbb0801825"
      unitRef="U002">327228</us-gaap:TreasuryStockCommonShares>
    <us-gaap:TreasuryStockValue
      contextRef="c20231231"
      decimals="-3"
      id="Fact_6675f5a84ac747d6b01a4feb5448252f"
      unitRef="U001">5326000</us-gaap:TreasuryStockValue>
    <us-gaap:TreasuryStockValue
      contextRef="c20221231"
      decimals="-3"
      id="Fact_2e1cc12fc058429c87c60596e269819a"
      unitRef="U001">5326000</us-gaap:TreasuryStockValue>
    <us-gaap:StockholdersEquity
      contextRef="c20231231"
      decimals="-3"
      id="Fact_221e7f759e734147bd70f3a36d4fa110"
      unitRef="U001">281903000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="c20221231"
      decimals="-3"
      id="Fact_c91355a7044a42b4988bd8b30b9e17b2"
      unitRef="U001">279482000</us-gaap:StockholdersEquity>
    <us-gaap:MinorityInterest
      contextRef="c20231231"
      decimals="-3"
      id="Fact_91dd35d15cda489db4db9d333989e356"
      unitRef="U001">194000</us-gaap:MinorityInterest>
    <us-gaap:MinorityInterest
      contextRef="c20221231"
      decimals="-3"
      id="Fact_7dc20ee6fd094879a6139d463b095905"
      unitRef="U001">170000</us-gaap:MinorityInterest>
    <us-gaap:LiabilitiesAndStockholdersEquity
      contextRef="c20231231"
      decimals="-3"
      id="Fact_35bf2b4db99047dbb1fe671533cb2d12"
      unitRef="U001">1375404000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity
      contextRef="c20221231"
      decimals="-3"
      id="Fact_7b05499d1a044ece80b4e48ebc98634a"
      unitRef="U001">1184293000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_39cf4b58471a4ef3829096b7ad3c8b6b"
      unitRef="U001">37143000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_daec7ec000c14dda95944ff91045280f"
      unitRef="U001">28732000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestAndDividendIncomeSecurities
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_1b6c7c92d05742c7af8dc14a767b62f9"
      unitRef="U001">8697000</us-gaap:InterestAndDividendIncomeSecurities>
    <us-gaap:InterestAndDividendIncomeSecurities
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_168183c3d5bb412c98b85b0b938c5857"
      unitRef="U001">5596000</us-gaap:InterestAndDividendIncomeSecurities>
    <us-gaap:OtherInterestAndDividendIncome
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_15f5b2fb5bcb43a2aebb0771e25387c2"
      unitRef="U001">1388000</us-gaap:OtherInterestAndDividendIncome>
    <us-gaap:OtherInterestAndDividendIncome
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_119fcf2a747547e7a825c9001e280ea0"
      unitRef="U001">1941000</us-gaap:OtherInterestAndDividendIncome>
    <us-gaap:InterestAndDividendIncomeOperating
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_9abb1394235149b8afc94296f2c58cf4"
      unitRef="U001">47228000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestAndDividendIncomeOperating
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_db3c9c06c09e4fb3abeaece89e1dd8a9"
      unitRef="U001">36269000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestExpenseDeposits
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_fc14ca3d8f914a0cb9c18f95ac2238a5"
      unitRef="U001">7512000</us-gaap:InterestExpenseDeposits>
    <us-gaap:InterestExpenseDeposits
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_3d06901e694b457a8b5063fe41fe8501"
      unitRef="U001">2104000</us-gaap:InterestExpenseDeposits>
    <us-gaap:InterestExpenseBorrowings
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_c05baf7025a94fdf9ff8e3dbe9e402fd"
      unitRef="U001">10254000</us-gaap:InterestExpenseBorrowings>
    <us-gaap:InterestExpenseBorrowings
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_9d8cac6d8cab4415b2996b0076e66411"
      unitRef="U001">1305000</us-gaap:InterestExpenseBorrowings>
    <us-gaap:InterestExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_58a710ea063447d8b4a526bed6564f39"
      unitRef="U001">17766000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_0044d746825847c7a1a2d8fa4d86b644"
      unitRef="U001">3409000</us-gaap:InterestExpense>
    <us-gaap:InterestIncomeExpenseNet
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_6e4ba9cc4c1744f0a0c2e8481678bee1"
      unitRef="U001">29462000</us-gaap:InterestIncomeExpenseNet>
    <us-gaap:InterestIncomeExpenseNet
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_cb0775f7b6854444aebf63ab9a077256"
      unitRef="U001">32860000</us-gaap:InterestIncomeExpenseNet>
    <byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_d0ed7b2ec7dc45a9bf8371ebdd54b63b"
      unitRef="U001">933000</byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments>
    <byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_7a27eeba05f646bc89da858c236cfc02"
      unitRef="U001">997000</byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_8e1a7a960653440aadfc91d2dca385cc"
      unitRef="U001">28529000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_a4b8a3d72d334559a48e04dc828227f0"
      unitRef="U001">31863000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_e0fbbc0e7f914db8b720dd8b2095071d"
      unitRef="U001">179000</us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax>
    <us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_9a77d5e9a8c541b29ec57673348575a3"
      unitRef="U001">145000</us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax>
    <us-gaap:RevenueNotFromContractWithCustomer
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_0564a0140b5242b9b9690a1aa328ba2d"
      unitRef="U001">4156000</us-gaap:RevenueNotFromContractWithCustomer>
    <us-gaap:RevenueNotFromContractWithCustomer
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_13bff1450f754ff783fe0118eb9cf627"
      unitRef="U001">0</us-gaap:RevenueNotFromContractWithCustomer>
    <us-gaap:NoninterestIncomeOtherOperatingIncome
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_379f3d49c1d3452785170a4a57772c97"
      unitRef="U001">1022000</us-gaap:NoninterestIncomeOtherOperatingIncome>
    <us-gaap:NoninterestIncomeOtherOperatingIncome
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_d1d862732a0543fcbb0e7910016b1ef6"
      unitRef="U001">1050000</us-gaap:NoninterestIncomeOtherOperatingIncome>
    <us-gaap:NoninterestIncome
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_60431e839a144d339a2c8a8b39e0fddc"
      unitRef="U001">5357000</us-gaap:NoninterestIncome>
    <us-gaap:NoninterestIncome
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_9c320fc6f6544084be360f8dc8c80b53"
      unitRef="U001">1195000</us-gaap:NoninterestIncome>
    <us-gaap:LaborAndRelatedExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_c1e2d21ffbb947508e7b6bf130e792bc"
      unitRef="U001">15653000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:LaborAndRelatedExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_428e23d560ca4841a2725e556e4ab203"
      unitRef="U001">14303000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:OccupancyNet
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_283d0090f3bd44d0b4111939fca0c9ac"
      unitRef="U001">1870000</us-gaap:OccupancyNet>
    <us-gaap:OccupancyNet
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_d8e1681376a54ed79e4216152154fcee"
      unitRef="U001">1615000</us-gaap:OccupancyNet>
    <us-gaap:InformationTechnologyAndDataProcessing
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_5a0924961c5d4a07b75e2f2a4f4162e6"
      unitRef="U001">2777000</us-gaap:InformationTechnologyAndDataProcessing>
    <us-gaap:InformationTechnologyAndDataProcessing
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_a88d973cf70748cf8af1d618670a899d"
      unitRef="U001">2933000</us-gaap:InformationTechnologyAndDataProcessing>
    <us-gaap:ProfessionalFees
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_90a84a205d3744afbc64add6a7e5ba41"
      unitRef="U001">3126000</us-gaap:ProfessionalFees>
    <us-gaap:ProfessionalFees
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_cf08d828ad714c93838db6a620683fed"
      unitRef="U001">2758000</us-gaap:ProfessionalFees>
    <byfc:SupervisoryCost
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_5047909bc17949b596d51126c2bd35a0"
      unitRef="U001">613000</byfc:SupervisoryCost>
    <byfc:SupervisoryCost
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_1148db06e9364ac7afa02f8c6d4081fe"
      unitRef="U001">413000</byfc:SupervisoryCost>
    <byfc:OfficeServicesAndSuppliesExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_b8460c6e01fc4ddcaf01cb7ab722365e"
      unitRef="U001">101000</byfc:OfficeServicesAndSuppliesExpense>
    <byfc:OfficeServicesAndSuppliesExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_51dabd9448ed4f55b1cc50f3858dfe21"
      unitRef="U001">174000</byfc:OfficeServicesAndSuppliesExpense>
    <us-gaap:GeneralInsuranceExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_fadc38f0bde84eccadb08eddef677e12"
      unitRef="U001">245000</us-gaap:GeneralInsuranceExpense>
    <us-gaap:GeneralInsuranceExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_1b244fa33e164328b20dd29a1bbd0b63"
      unitRef="U001">231000</us-gaap:GeneralInsuranceExpense>
    <us-gaap:AmortizationOfIntangibleAssets
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_86c7eaa560fb46a08dcc3ef7f5594e3e"
      unitRef="U001">390000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_2ab28e695a864e8dab4193858c6ede4f"
      unitRef="U001">435000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:MarketingAndAdvertisingExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_daad5783c26a44838ebbd3436626f598"
      unitRef="U001">168000</us-gaap:MarketingAndAdvertisingExpense>
    <us-gaap:MarketingAndAdvertisingExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_83af142b968e4abea35de0401d5cf031"
      unitRef="U001">137000</us-gaap:MarketingAndAdvertisingExpense>
    <byfc:TravelExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_b0a72d3941ab4ef5a4300e38bc0103f0"
      unitRef="U001">221000</byfc:TravelExpense>
    <byfc:TravelExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_7b13c35be9c546c58996825983240429"
      unitRef="U001">188000</byfc:TravelExpense>
    <us-gaap:OtherNoninterestExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_00e2024df7774cf19aad1fd345c745ad"
      unitRef="U001">2199000</us-gaap:OtherNoninterestExpense>
    <us-gaap:OtherNoninterestExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_3ce453fff92241ecbbd18d9032ec2907"
      unitRef="U001">1752000</us-gaap:OtherNoninterestExpense>
    <us-gaap:NoninterestExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_15502b44f959440e961bdc35b712d5df"
      unitRef="U001">27363000</us-gaap:NoninterestExpense>
    <us-gaap:NoninterestExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_4f72357d62e24c3c9861616433054f58"
      unitRef="U001">24939000</us-gaap:NoninterestExpense>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_c17373d482dd48d1bb89fd4f0a378e2e"
      unitRef="U001">6523000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_6b0a3c8707d241d99f2b30c51871d171"
      unitRef="U001">8119000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_f1774f86afd34bc69e9b1bceae75a9aa"
      unitRef="U001">1985000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_1a9ef2200820483186500228e9889ab1"
      unitRef="U001">2413000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_8d748e245eb14e7abaa09120f9b78cc9"
      unitRef="U001">4538000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_6ce29f87fcac417db3e9e1c18f7b94ba"
      unitRef="U001">5706000</us-gaap:ProfitLoss>
    <us-gaap:NetIncomeLossAttributableToNoncontrollingInterest
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_5a4272f45bea41edafac2fbb028ffaab"
      unitRef="U001">24000</us-gaap:NetIncomeLossAttributableToNoncontrollingInterest>
    <us-gaap:NetIncomeLossAttributableToNoncontrollingInterest
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_6aa1882286d24a2d9640e4dbdd4b5a72"
      unitRef="U001">70000</us-gaap:NetIncomeLossAttributableToNoncontrollingInterest>
    <us-gaap:NetIncomeLoss
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_4951303526c04c67b7bfa10b81875889"
      unitRef="U001">4514000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_b7e0f35052ff4ca68415655047336567"
      unitRef="U001">5636000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_c917d7b65f674a7cb23e1eb05fefebb2"
      unitRef="U001">5552000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_dc82a76ca4a84470a654325ca14fac75"
      unitRef="U001">-24047000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_99f8747e08dc4cc19e2e5b94c1beb680"
      unitRef="U001">1604000</us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1>
    <us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_21151ea7d9144ea7ae305b18c7651a5f"
      unitRef="U001">-7125000</us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_fc38b845c39e40ee9f3e9580815a4544"
      unitRef="U001">3948000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_edb5af1569ab4b8e97f898e19d1ed054"
      unitRef="U001">-16922000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_735edf2d3f444585bdfc3ec71132687c"
      unitRef="U001">8462000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_74ec6a9786c64bfc96779d99f45b1637"
      unitRef="U001">-11286000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:EarningsPerShareBasic
      contextRef="c20230101to20231231"
      decimals="2"
      id="Fact_dde5bba95c4b44f69eeaa99e20c31390"
      unitRef="U003">0.52</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="c20220101to20221231"
      decimals="2"
      id="Fact_4d66f2b021564aa38f0ad122233549a7"
      unitRef="U003">0.62</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c20230101to20231231"
      decimals="2"
      id="Fact_9928d1ded8694c96870038f96151c50a"
      unitRef="U003">0.51</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c20220101to20221231"
      decimals="2"
      id="Fact_95574815a57545c2865fa42013fe8a18"
      unitRef="U003">0.62</us-gaap:EarningsPerShareDiluted>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_094618c4c78a413f90051ef7b23cb2ab"
      unitRef="U001">3000000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_0bcbf33d19d8439080674116b12ce504"
      unitRef="U001">58000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_a8593467ad0c405bb94e1253b5a52eb4"
      unitRef="U001">35000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_c37af1ddf8284b65949e62f00615b2ad"
      unitRef="U001">140940000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_7598354abf0f4db28c34dc9be7648334"
      unitRef="U001">-551000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_72162ff28fe24487b8e277c11b0d129d"
      unitRef="U001">3673000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_ddf03ce1f00c49c2a81a62bc596c9fd5"
      unitRef="U001">-829000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_2da8e3f06fdc4efb8c278909e86c4553"
      unitRef="U001">-5326000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_b352cabb67624c029641b7198a75f5e8"
      unitRef="U001">100000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20211231"
      decimals="-3"
      id="Fact_a49c2eb6fc55468fae5a3caf684a2204"
      unitRef="U001">141100000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_4046b268f1f94b34ac80766bf69a68b7"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_202ecc0850f84cb7ac24f7e1a17d29cb"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_52d19e9e25e04d2798caa773f6e33200"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_92fc5408dbe5402ebdec5377b9e1e420"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_f4d8f28dccd64bc98ba9ffb29c218999"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_4a36e8057ab341d5b95961ef9c28f667"
      unitRef="U001">5636000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_e5339eaccb4c497b92df62cfa5405757"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_625a598ad6d9412a8b80d82f9fac772d"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_94e50f896570456a9d493df14397f35d"
      unitRef="U001">70000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_4f7fc30e19d746e8ac50ebaeab497cf2"
      unitRef="U001">5706000</us-gaap:ProfitLoss>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_d1ce26541a6e43e4bd446570481d1191"
      unitRef="U001">150000000</byfc:FairValueOfPreferredSharesIssued>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_0d6a717f3ad7485fa715b96d814737c9"
      unitRef="U001">0</byfc:FairValueOfPreferredSharesIssued>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_e399ac95d168469da3283309479b72b6"
      unitRef="U001">0</byfc:FairValueOfPreferredSharesIssued>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_579d11c589ec452fb1a88d5810df5b51"
      unitRef="U001">0</byfc:FairValueOfPreferredSharesIssued>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_23092fc219ac4771b9ba282de500f78e"
      unitRef="U001">0</byfc:FairValueOfPreferredSharesIssued>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_b92ed387bf9d46049ed45f75da55033c"
      unitRef="U001">0</byfc:FairValueOfPreferredSharesIssued>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_d8bc66b0d8e948749b8f103e104b447c"
      unitRef="U001">0</byfc:FairValueOfPreferredSharesIssued>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_c05ba89c7d1a4c43a73e2c12f56b6919"
      unitRef="U001">0</byfc:FairValueOfPreferredSharesIssued>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_ccfa1e1ac9f942c6ba4a85659e746aed"
      unitRef="U001">0</byfc:FairValueOfPreferredSharesIssued>
    <byfc:FairValueOfPreferredSharesIssued
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_5660867e4c1a4dc186613ebb56ce4a7b"
      unitRef="U001">150000000</byfc:FairValueOfPreferredSharesIssued>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_4563367e6996439dbc6b8b383bc3ebfb"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_1ff19aa1ed754c62abed8280b58c286e"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_755bcb7110584febbc31f77c902780cc"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_069f7944a0c34f7688ec2c16900edf50"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_d155ac18d44640da8c993ee02962064c"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_7d01172aac4a419fb60576fa80585588"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_acd90c91b6884caca75a513d80ecf912"
      unitRef="U001">-500000</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_aab2c4723a804b6caface6e236285aa5"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_32feda397f9d48f8adf5ff8dc335424f"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_53645d0b182646d8a097985a169f7168"
      unitRef="U001">-500000</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_a9067ed548b347eeb6492366084f6ba7"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_734f2f829407428d9614448cf3963751"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_d7997b770955438ea58e0ebdc7839829"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_8f3ad11478d145428aea6a35f2b19608"
      unitRef="U001">2000</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_d09490d374754d2e8fde24f859643f3b"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_b619281a9ecd4815b8961e989eedbc34"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_db1cca7fde95494790197568a11f6c42"
      unitRef="U001">64000</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_50adf51d74d644b8ba401954ef088efc"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_17716deeff0e4c7484ed6e444308000d"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_2d8b2efd293f46a5a4ecf1028a5416ee"
      unitRef="U001">66000</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_a0631468cc9e4351871efd0f34bc8552"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_67d1a9cad1624665a6bfbf47ec247033"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_2a7753b10922493f8cb0315521951a87"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_b54b0fcededa44b98a8073776b8779e6"
      unitRef="U001">133000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_ce091ac9dd7c480aa3786fd2958f958e"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_8d10854acb204ee58a0814da8b1d3184"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_8b123fe586794e1587a762fed61ff31e"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_a374ee37c07944029acfa2f7b2c7f4b0"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_99b2b4662ec247ceb67c82fa9236495b"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_1ac5aa9ff543429caae9d2bcf9662f2c"
      unitRef="U001">133000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_2bdd238e8a1b4f08a7447ffe93952bbb"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_d32c1cca4dee4822a6e540a0652e04f7"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_dfe490e0d18a4fb6a92edcf041e3c1b4"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_c6ea8c2a15ca4cd7bab0076ffc921439"
      unitRef="U001">84000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_c0d0289c67ed40818da73da6d58a0211"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_47fc5abd6d084fef857d2d13bbc7593d"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_7b621277dc3e4490bdb85f5a83de2766"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_beb45990af4e43429eaefd01bf55b50a"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_957f1eb97d40408195ba3044961e29db"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20220101to20221231_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_e0d5224918bd4eb1b17feb3a5decb1e0"
      unitRef="U001">84000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_e373f8834cd14c3db757e4ab3c40fb8e"
      unitRef="U001">-3000000</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_c1c3322515ef477f9da27a4f9cb596a5"
      unitRef="U001">2000</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_82aabd43c1e14334919e0d72ec8d5661"
      unitRef="U001">0</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_cbceac0e8bdd414190f70413d988915c"
      unitRef="U001">2998000</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_83e4f2dfbacb491a95c2c53a02696dc6"
      unitRef="U001">0</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_169ece2fd33748a8baffa60ecee81d5e"
      unitRef="U001">0</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_52649429a6ac41cc964c37fd6a9abdc2"
      unitRef="U001">0</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_811109883350447681d880374ae3289f"
      unitRef="U001">0</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_65e038dabc1546e9805327732f8d60d8"
      unitRef="U001">0</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_b519ac8c212d4355986815362827f9e6"
      unitRef="U001">0</us-gaap:StockIssuedDuringPeriodValueConversionOfConvertibleSecurities>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_9be6d94d7ea34e1eb0c90617f331f564"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_055dd9cdb5c442099dad3e02691b904a"
      unitRef="U001">4000</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_9f6021c15d994ef1b95e0486fd24dbd6"
      unitRef="U001">-4000</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_cc672829d1014c2a97b7951905ec5bc2"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_09690ba612744f789c17f87384d1edb7"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_a2c26d42ab1a4751813d2ee96ce634e9"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_bce1cb4439ee4004b1e1ea108ee5bb7a"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_9c070afb101043da89bb90ad51b86904"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_8474fe51d7d949398b43278e5f05fdfb"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_f10d0a998fed46e6ad65474323f54a60"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_da58d52962ec48518e87ebc84a383c18"
      unitRef="U001">0</us-gaap:DividendsPreferredStock>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_2a65b2bd2bf84478a73631912f7cf6a9"
      unitRef="U001">0</us-gaap:DividendsPreferredStock>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_df1a38812d964a40871572d909aad437"
      unitRef="U001">0</us-gaap:DividendsPreferredStock>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_ddaf5e21c9f54cfb9649281eba9af0ce"
      unitRef="U001">0</us-gaap:DividendsPreferredStock>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_0ace007bba044ad1a53d7009ab252f41"
      unitRef="U001">0</us-gaap:DividendsPreferredStock>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_d1529519b2e94cf18c36893ab821a844"
      unitRef="U001">15000</us-gaap:DividendsPreferredStock>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_0c64b81044df4f6ea73f5ddb48c34282"
      unitRef="U001">0</us-gaap:DividendsPreferredStock>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_328faf1ae2744f3787362ff8c0b312e3"
      unitRef="U001">0</us-gaap:DividendsPreferredStock>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_8d12478c542840caae443a500f5c11c5"
      unitRef="U001">0</us-gaap:DividendsPreferredStock>
    <us-gaap:DividendsPreferredStock
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_c54914186ced41e59ceab7d7e1cf50c2"
      unitRef="U001">15000</us-gaap:DividendsPreferredStock>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_13ebd56adf2f4609874ae3516a55c638"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_c7b67b5b1d814175ae2b65daf065478d"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_3d763eb09ba24b7da3870119279884e6"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_4892760353934d25ab9b2ac2531fd6f6"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_57bc761f64304730bbd2b610cf1a657c"
      unitRef="U001">-16922000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_0b7fcb36e1224a9e91ae28ee47197af7"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_b2680d2e35a94c9fba6439d1e3a1e48d"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_a292311d51fc48dc950549053d3683c4"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_3e37987c20e6404baf54557929e001c2"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_6b3215389ac748f4bb9421b43b79f1a5"
      unitRef="U001">-16922000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_c15bd59a15ac4891abe465427144253f"
      unitRef="U001">150000000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_69015ae8883b4112ae1d8ec3444a1549"
      unitRef="U001">64000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_b0e334be05b045b081fcadfef0720564"
      unitRef="U001">31000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_ea5b1e2da0e44a2aabdc8564bb96eea8"
      unitRef="U001">144157000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_8370a6832cf2451eb492267f473df941"
      unitRef="U001">-17473000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_310fc43a1a1c473d91fc7d2e51e90f85"
      unitRef="U001">9294000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_633b5f1a77ea4fd488c4e5c80a172781"
      unitRef="U001">-1265000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_eb1e941a1f0441fd992a83ecd8481e39"
      unitRef="U001">-5326000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_62bd86430aa241349b33ef70c6037643"
      unitRef="U001">170000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231"
      decimals="-3"
      id="Fact_f563244fec474eb6a13912395b0ce34b"
      unitRef="U001">279652000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_bc0f436a1fae41d890bd9709cd9b3ecc"
      unitRef="U001">-1256000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"
      decimals="-3"
      id="Fact_5bca77c4771e4d0d9caf774c338def42"
      unitRef="U001">-1256000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_e0476b718f3e47f886dc259cf7f6e0a0"
      unitRef="U001">150000000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_99063901bc814c89b5023d9893b96e0e"
      unitRef="U001">64000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_5e8c44981acf476285f719927e823335"
      unitRef="U001">31000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_5217754194694189ba437d9ac5234df6"
      unitRef="U001">144157000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_16f66162fa2e41dd862d7952ab344808"
      unitRef="U001">-17473000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_ce216bf4f7054ac4ab3b6aea5242004c"
      unitRef="U001">8038000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_41cea6d925694f0fa1b08203b5471676"
      unitRef="U001">-1265000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_0fdef48ea37e40ee9024bc711bd089c4"
      unitRef="U001">-5326000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_1e10a44450b84ada832fd90aad6d52af"
      unitRef="U001">170000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember"
      decimals="-3"
      id="Fact_bcf28a804440456ea9ded773574f8c30"
      unitRef="U001">278396000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_f9effb20c8d748c7a7448999af7dc044"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_03d7bb3e8d574c95b1f0d2e125a282ee"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_082afbae39324f9497241c74c4a341ec"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_6495be6fabaa4ff59685962c01cf3e93"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_33ccd5fa18af46c988cee7287b4e94bc"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_c2318e56fc52406caeef92806df57670"
      unitRef="U001">4514000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_a3cd677802ad413482449c049cf00464"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_fbae588f0ffb444a9423a2fe90550d53"
      unitRef="U001">0</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_47768914ec0344ef87af389c796e2e65"
      unitRef="U001">24000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_f45903a2e4824ad6b252e92ac646f8e2"
      unitRef="U001">4538000</us-gaap:ProfitLoss>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_360de118d61541ab8614331ce52ed446"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_6badd7499f6a445fbd91d23194a99946"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_d47a0d7762ed4b4b9f394a72ad42908d"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_25cb6080fe7a4f64bc56ec258a8ff867"
      unitRef="U001">-80000</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_1429540959ab4692aa6fb5def775ad17"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_405caac636624432b55a19d799626e93"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_f60adeb796404212a11847f4991e66fb"
      unitRef="U001">173000</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_413af72156f04c49a74f8e829d9a3437"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_167d32f1543b47c99169184e669ff358"
      unitRef="U001">0</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_fbd779ffef9447e896cb7715051cb5e8"
      unitRef="U001">93000</byfc:StockIssuedDuringPeriodValueEmployeeStockOwnershipPlanIncludingPriorYearCorrection>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_9c486c6276c54a848d798cef440c3063"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_5eb726f0ba984352a1a4a61a9517c261"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_aec1020cb52242dd946604e51fb5f388"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_b7ce4932e3d5431fa8413b4f351129a7"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_7efe1fa0df3344c99648039cb0cd93bb"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_84042f95a7924079806cdfe93aebd2a6"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_98d7e186f84f4bbbb047ef962d714f35"
      unitRef="U001">-3400000</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_f86fd882f05b498b90ded9c1e763c3ea"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_192d05ff33cf4ad8836febfeaf90dcf8"
      unitRef="U001">0</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_3eec4b9e8725494d92d0eb048ad4c56f"
      unitRef="U001">-3400000</byfc:AdjustmentsToAdditionalPaidInCapitalIncreaseInUnreleasedShares>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_605f1e28ef8b443ba1bc7dbc5964eeb5"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_4681f653b47a4a99860cc0a428beca2c"
      unitRef="U001">-2000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_2df94388a8614ee0a8f5036880ceabad"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_35bb76d035b44b29a0b8e2894d69c169"
      unitRef="U001">210000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_878e5a312fc64b1f81b95348abd06a99"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_4e633d12fe534bfb9a126e365ae90079"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_c8a8197d0e5f434983810c8b0e1127bb"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_4f8bd452d4cd4293b6fb202ba29104d4"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_05af164e1706498c9bf6b27aed165478"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_7b3daf0a01f14e4f9095f7b9c141a078"
      unitRef="U001">208000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_b32ff3de672e456fbd26b58ecf32d4a1"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_0b3b498b06524bf1b33db952eaef51cb"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_84116da38bfd4dbca117f56a630994f2"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_312193c4fcdb4f21aee9b5a5c51c6491"
      unitRef="U001">95000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_5cea50bc3fde4471a0aa806958461ff7"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_c70b52b01d254678a7f4425f2365dfd3"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_67178c9fa423446c8f73e78fd4cc402e"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_8f9b5058836549f6a9d9aedf009a8d14"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_95bae0762a0b4419b9575ee64362bc7e"
      unitRef="U001">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition
      contextRef="c20230101to20231231_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_6e0846a1da5e49d795006220669e4e31"
      unitRef="U001">95000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_622a6539ea2844dd8111f55c120c553c"
      unitRef="U001">0</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_e3b761f3e55c4383bb13361aa51d3197"
      unitRef="U001">0</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_a4c69acb591146fd83789c13cef08f54"
      unitRef="U001">0</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_dc4d93cf91d84e1f96f4e1dff8ecd937"
      unitRef="U001">1781000</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_5451d94ff22a4de9b3daeb629efce7fd"
      unitRef="U001">0</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_907ba2ccccd243dc98e1e28fce93c6f3"
      unitRef="U001">0</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_cf9c56e6152046b6a1b0ec72888f1b66"
      unitRef="U001">0</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_0b93b1b5f25945769504fc3d8f6cf9fa"
      unitRef="U001">0</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_5adcaef8de2f46da93c09700771a1bc3"
      unitRef="U001">0</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <byfc:FederalDepositInsuranceCorporationStockRepurchased
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_6caad67e5c084b68b3e221535bdbad1c"
      unitRef="U001">1781000</byfc:FederalDepositInsuranceCorporationStockRepurchased>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_007ab1ef48814671859a19b8ce515a3c"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_8c340edbb538483b8b895d7c022d03c9"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_29839a61c9df4c84a233d3c81391a1f8"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_227c077522864ea3a5f95a7d488d3cf3"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_756c33ffb3f541ac961ddb30d9826b51"
      unitRef="U001">3948000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_08311dbe2c754d60976a208d80b2d350"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_bf0b0faeeaff45c7ad1031fd6dacfd4e"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_64de69c0790841e2827859adeedd339a"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_1c23d2e645b744b3b6eb9803d7ecd48f"
      unitRef="U001">0</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_4d6a658c2a3c49ab8428c90ffa0f8b01"
      unitRef="U001">3948000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231_StatementClassOfStockAxis_PreferredStockNonVotingMember_StatementEquityComponentsAxis_PreferredStockMember"
      decimals="-3"
      id="Fact_3a85fde1c5ce4249ba2ec9b9a5db3544"
      unitRef="U001">150000000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231_StatementClassOfStockAxis_VotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_1d4ebdbff3824888af195216263279f9"
      unitRef="U001">62000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231_StatementClassOfStockAxis_NonvotingCommonStockMember_StatementEquityComponentsAxis_CommonStockMember"
      decimals="-3"
      id="Fact_1cf876fdf13d4579a6df59ab04dc0647"
      unitRef="U001">31000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember"
      decimals="-3"
      id="Fact_4c7d67e9e9eb42ffb16b9421d1f7ce29"
      unitRef="U001">142601000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember"
      decimals="-3"
      id="Fact_abb4945a15e24a2aa716cd9b0beb9f36"
      unitRef="U001">-13525000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231_StatementEquityComponentsAxis_RetainedEarningsMember"
      decimals="-3"
      id="Fact_4ff91e79dc7b4e35af620e2708f68a43"
      unitRef="U001">12552000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231_StatementEquityComponentsAxis_CommonStockHeldByESOPMember"
      decimals="-3"
      id="Fact_f444d08e644846fb8e0e11b7af3efd8e"
      unitRef="U001">-4492000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231_StatementEquityComponentsAxis_TreasuryStockCommonMember"
      decimals="-3"
      id="Fact_12745ccbd5534b7ea3a4657f16697dc5"
      unitRef="U001">-5326000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231_StatementEquityComponentsAxis_NoncontrollingInterestMember"
      decimals="-3"
      id="Fact_8c2fd9b825fe423cac46975cb41396da"
      unitRef="U001">194000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
      contextRef="c20231231"
      decimals="-3"
      id="Fact_f9150a05d31647b1bb9a0dbb507bc48c"
      unitRef="U001">282097000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
    <us-gaap:ProfitLoss
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_fb351e301d08494bb91754d99e357e6d"
      unitRef="U001">4538000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_8e4c14b1cec14b6b93cbc69fc47423a6"
      unitRef="U001">5706000</us-gaap:ProfitLoss>
    <byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_2311672dc6bf44869add7a0c038d01d2"
      unitRef="U001">933000</byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments>
    <byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_3e72aa8a0f04424daf36f7c8fcbe5802"
      unitRef="U001">997000</byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments>
    <us-gaap:DepreciationDepletionAndAmortization
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_7267ef3f89244022abecee119287f228"
      unitRef="U001">385000</us-gaap:DepreciationDepletionAndAmortization>
    <us-gaap:DepreciationDepletionAndAmortization
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_7738121cce364deab1f7dfd4e0681a76"
      unitRef="U001">376000</us-gaap:DepreciationDepletionAndAmortization>
    <us-gaap:AmortizationOfDeferredLoanOriginationFeesNet
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_ae6e810d531c405b8ee0a7a05528c09d"
      unitRef="U001">-413000</us-gaap:AmortizationOfDeferredLoanOriginationFeesNet>
    <us-gaap:AmortizationOfDeferredLoanOriginationFeesNet
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_10bd3051d88e49fea654ae8082cbc54f"
      unitRef="U001">-229000</us-gaap:AmortizationOfDeferredLoanOriginationFeesNet>
    <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_952ee7133a0543dcaba65154ec2875c0"
      unitRef="U001">1044000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
    <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_cf322ec0573243d1b650c039bce0cb88"
      unitRef="U001">225000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
    <byfc:AmortizationAccretionOfPurchaseAccountingMarksOnLoans
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_bde95f3853d24ed1bd5863a9de9488e9"
      unitRef="U001">-235000</byfc:AmortizationAccretionOfPurchaseAccountingMarksOnLoans>
    <byfc:AmortizationAccretionOfPurchaseAccountingMarksOnLoans
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_efea47c287ba4a9e972473dbb36ed4de"
      unitRef="U001">-831000</byfc:AmortizationAccretionOfPurchaseAccountingMarksOnLoans>
    <us-gaap:AmortizationOfIntangibleAssets
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_07ea12e61e4f49ed80079972bf398c30"
      unitRef="U001">390000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_adf5cbdc6abc40b6be720621ac3ac678"
      unitRef="U001">435000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:ShareBasedCompensation
      contextRef="c20230101to20231231_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_1ba7aaffd46a42d4825afc70e4ac828e"
      unitRef="U001">95000</us-gaap:ShareBasedCompensation>
    <us-gaap:ShareBasedCompensation
      contextRef="c20220101to20221231_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_a778e8268f08490fbba202c609d00210"
      unitRef="U001">84000</us-gaap:ShareBasedCompensation>
    <byfc:AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_cf10cd49d54a4431a167e5fe7a5ac8a7"
      unitRef="U001">-23000</byfc:AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances>
    <byfc:AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_799d5159d52f46dda90b6c0fe564c151"
      unitRef="U001">-38000</byfc:AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances>
    <us-gaap:ShareBasedCompensation
      contextRef="c20230101to20231231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_1feef3919aea4dbdb43aa15faf69b4a4"
      unitRef="U001">208000</us-gaap:ShareBasedCompensation>
    <us-gaap:ShareBasedCompensation
      contextRef="c20220101to20221231_TitleOfIndividualAxis_LongTermIncentivePlanParticipantsExcludingDirectorsMember"
      decimals="-3"
      id="Fact_30d76f3568034322af5bfb00cef1c71e"
      unitRef="U001">133000</us-gaap:ShareBasedCompensation>
    <byfc:EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_5ea8b17f81aa4539824d4b123244c445"
      unitRef="U001">93000</byfc:EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection>
    <byfc:EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_febaf59524954d14ac6ddfee3b0a3693"
      unitRef="U001">66000</byfc:EmployeeStockOwnershipPlanESOPCompensationExpenseIncludingPriorYearCorrection>
    <us-gaap:BankOwnedLifeInsuranceIncome
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_930d8d409b9940519e2a87a06c905278"
      unitRef="U001">42000</us-gaap:BankOwnedLifeInsuranceIncome>
    <us-gaap:BankOwnedLifeInsuranceIncome
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_4e3ce1bbf1ed457dbf7f149458d72e5c"
      unitRef="U001">43000</us-gaap:BankOwnedLifeInsuranceIncome>
    <us-gaap:IncreaseDecreaseInDeferredIncomeTaxes
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_52bafb0506cc4b3aa902c75054fdfec6"
      unitRef="U001">-1238000</us-gaap:IncreaseDecreaseInDeferredIncomeTaxes>
    <us-gaap:IncreaseDecreaseInDeferredIncomeTaxes
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_8859d3171b484a7fb3b804dc9ad440af"
      unitRef="U001">-1492000</us-gaap:IncreaseDecreaseInDeferredIncomeTaxes>
    <us-gaap:IncreaseDecreaseInInterestAndDividendsReceivable
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_50ed0e54e98547b2ab8e227a133200b9"
      unitRef="U001">965000</us-gaap:IncreaseDecreaseInInterestAndDividendsReceivable>
    <us-gaap:IncreaseDecreaseInInterestAndDividendsReceivable
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_aa8072c25b4a4921aae974a790374edf"
      unitRef="U001">601000</us-gaap:IncreaseDecreaseInInterestAndDividendsReceivable>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_096e34bef70e452abfd80a201af78ffa"
      unitRef="U001">677000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_a4ea59ff2aea499fad3dbdcbc975773b"
      unitRef="U001">995000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_755665ce0d664743b99f9ad9e2f4f837"
      unitRef="U001">2287000</us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_032ef47baa7949d597bd17232f199ff1"
      unitRef="U001">-461000</us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_84c654679d784b67a1b40a599a8682ef"
      unitRef="U001">7594000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_ebfd13376f654bd990fc773b1c4b5053"
      unitRef="U001">6324000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:PaymentsForProceedsFromLoansAndLeases
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_c9bc886d3d0647678419a8252a2cb2ea"
      unitRef="U001">115331000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
    <us-gaap:PaymentsForProceedsFromLoansAndLeases
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_33299170867a453a8cf46cef6cdb3523"
      unitRef="U001">119928000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_3f563ab14c794f8ea90e77fb71e10b65"
      unitRef="U001">18395000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_629e7ef557a9450c93d021a51e9f80b1"
      unitRef="U001">19325000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_625445079c924b75a5f79fc86550e37b"
      unitRef="U001">0</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_1f39e51f753e4f55aebda27f7e9d33d6"
      unitRef="U001">215500000</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
    <us-gaap:PaymentsToAcquireFederalReserveStock
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_5169de971c2a41e8944d6d5bbdb59f38"
      unitRef="U001">0</us-gaap:PaymentsToAcquireFederalReserveStock>
    <us-gaap:PaymentsToAcquireFederalReserveStock
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_d308f32750dd4e1da9b68b032c3c77da"
      unitRef="U001">4571000</us-gaap:PaymentsToAcquireFederalReserveStock>
    <us-gaap:PaymentsToAcquireFederalHomeLoanBankStock
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_c4d513c3c246409286200ed41b3e96c1"
      unitRef="U001">13287000</us-gaap:PaymentsToAcquireFederalHomeLoanBankStock>
    <us-gaap:PaymentsToAcquireFederalHomeLoanBankStock
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_7f2b252197324802b5278c6f45fb82d2"
      unitRef="U001">5414000</us-gaap:PaymentsToAcquireFederalHomeLoanBankStock>
    <us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_65047366520947bb8efa9cb71fe6fc7c"
      unitRef="U001">8667000</us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock>
    <us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_ccdc6bbd97b7467ebf6f8381edf00ea4"
      unitRef="U001">2452000</us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock>
    <us-gaap:ProceedsFromSaleOfFederalReserveStock
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_2edc55cc649843bc9003a4756cd71dac"
      unitRef="U001">1720000</us-gaap:ProceedsFromSaleOfFederalReserveStock>
    <us-gaap:ProceedsFromSaleOfFederalReserveStock
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_9f2c5b53361e48269f62821bf572e3e9"
      unitRef="U001">0</us-gaap:ProceedsFromSaleOfFederalReserveStock>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_ce73e14bc44749e1bc6285729837d489"
      unitRef="U001">208000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_c63cf57078d848f4a81ec63350b2f627"
      unitRef="U001">323000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_e844850a8a4a4dbeac20873d4d2c13ab"
      unitRef="U001">-100044000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_e2d6b4c80be348d7b37beeba1a71e148"
      unitRef="U001">-323959000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:IncreaseDecreaseInDeposits
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_45734489ea6b4967a0cd41e9eca150fa"
      unitRef="U001">-4281000</us-gaap:IncreaseDecreaseInDeposits>
    <us-gaap:IncreaseDecreaseInDeposits
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_22ff3b933c0e4413a27b114e8ada32ea"
      unitRef="U001">-101136000</us-gaap:IncreaseDecreaseInDeposits>
    <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_57382c74f1404f32b2bb1a73658d5ed2"
      unitRef="U001">10004000</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
    <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_7df26c56e8a44f018c89e2ac3fc7732e"
      unitRef="U001">11511000</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
    <byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_c06241096203447ea30810796fe1250c"
      unitRef="U001">-3400000</byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares>
    <byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_c8ae09140ff44679a9e41cf40ab59dc9"
      unitRef="U001">-500000</byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares>
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_4631c204af9c4961b05cea2a36141273"
      unitRef="U001">0</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_01ccaa1c962f477cb922b966962cfd59"
      unitRef="U001">150000000</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
    <byfc:ProceedsFromBankTermFundingProgram
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_a33b3c7be5914676bd445cb04335ed49"
      unitRef="U001">100000000</byfc:ProceedsFromBankTermFundingProgram>
    <byfc:ProceedsFromBankTermFundingProgram
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_9dfd77ddf75e46df87ebecf37a1eeb9f"
      unitRef="U001">0</byfc:ProceedsFromBankTermFundingProgram>
    <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_b1403a4bc4c940d6811fdba267cbed81"
      unitRef="U001">0</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
    <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_2a9561247d834d488beba6ca95a77c5d"
      unitRef="U001">15000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
    <byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_874ca8f40bc14db4a1203deaed3cd640"
      unitRef="U001">1781000</byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock>
    <byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_0b1df2d772364e2e8a45f12e2127cb12"
      unitRef="U001">0</byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock>
    <us-gaap:ProceedsFromFederalHomeLoanBankBorrowings
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_3437b4028e71454a8b84399c7116ee29"
      unitRef="U001">456138000</us-gaap:ProceedsFromFederalHomeLoanBankBorrowings>
    <us-gaap:ProceedsFromFederalHomeLoanBankBorrowings
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_0d48c77c50334f6eaca66dd0265a2fbc"
      unitRef="U001">95500000</us-gaap:ProceedsFromFederalHomeLoanBankBorrowings>
    <us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_f272c24553a641a6b1271616ef2f2412"
      unitRef="U001">375140000</us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings>
    <us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_aa66ac470fcc4342acf8fdfa701c8765"
      unitRef="U001">53140000</us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_ae22825b13bd464ea409e59146ea9d37"
      unitRef="U001">181540000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_2eedc15eb54340ad820bac2958b58d1b"
      unitRef="U001">102220000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_33f1885d50894345a41a8999d7ab449f"
      unitRef="U001">89090000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_c0cb38afd5af4dc4bf4698b599d6a247"
      unitRef="U001">-215415000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="c20221231"
      decimals="-3"
      id="Fact_e9cc664fbc5f49f29b5808535b06c76d"
      unitRef="U001">16105000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="c20211231"
      decimals="-3"
      id="Fact_71b138a84c1f40c0b5836312e0c91673"
      unitRef="U001">231520000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="c20231231"
      decimals="-3"
      id="Fact_0aa1ce54d4bb4fd6bf4a4bcaf413cc69"
      unitRef="U001">105195000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="c20221231"
      decimals="-3"
      id="Fact_bd9bc3b5a22845bcae168eb5c76e6aef"
      unitRef="U001">16105000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:InterestPaidNet
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_2571da56a7cd45929bf8fcdece445de6"
      unitRef="U001">16921000</us-gaap:InterestPaidNet>
    <us-gaap:InterestPaidNet
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_f65657cf08ff4b95bc5a372cc3b2a46d"
      unitRef="U001">3053000</us-gaap:InterestPaidNet>
    <us-gaap:IncomeTaxesPaidNet
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_c7ce1818717a4fd3a831d81e048b023a"
      unitRef="U001">2036000</us-gaap:IncomeTaxesPaidNet>
    <us-gaap:IncomeTaxesPaidNet
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_c13cadeccf324c9695d27073fc40a2d0"
      unitRef="U001">332000</us-gaap:IncomeTaxesPaidNet>
    <byfc:CommonStockIssuedInExchangeForPreferredStock
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_7cf591bd5a524757b98941813b406076"
      unitRef="U001">0</byfc:CommonStockIssuedInExchangeForPreferredStock>
    <byfc:CommonStockIssuedInExchangeForPreferredStock
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_4f4a60c97d0143ae82a4df4ae5845837"
      unitRef="U001">3000000</byfc:CommonStockIssuedInExchangeForPreferredStock>
    <byfc:NoncashOrPartNoncashAcquisitionGoodwillAcquired
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_0cc105787ace44b6ac5229c8cec598ee"
      unitRef="U001">0</byfc:NoncashOrPartNoncashAcquisitionGoodwillAcquired>
    <byfc:NoncashOrPartNoncashAcquisitionGoodwillAcquired
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_425147967aea4ff582ed70ffe393688c"
      unitRef="U001">-138000</byfc:NoncashOrPartNoncashAcquisitionGoodwillAcquired>
    <byfc:NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_1b89ce73bb6440bf990dcb0a0ef92a41"
      unitRef="U001">0</byfc:NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed>
    <byfc:NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_033072e21bb844da834707d0d94c2ecf"
      unitRef="U001">138000</byfc:NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed>
    <us-gaap:SignificantAccountingPoliciesTextBlock
      contextRef="c20230101to20231231"
      id="Text_4c131233f12d40abbab314bfe485ab6b">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 1 &#x2013; Summary of Significant Accounting Policies&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Nature of Operations and Principles of Consolidation&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"&gt;Broadway Financial Corporation (the &#x201c;Company&#x201d;) was incorporated under Delaware law in 1995 for the purpose of acquiring
          and holding all of the outstanding capital stock of Broadway Federal Savings and Loan Association as part of the bank&#x2019;s conversion from a federally chartered mutual savings association to a federally chartered stock savings bank. In connection
          with the conversion, the bank&#x2019;s name was changed to Broadway Federal Bank, f.s.b. (&#x201c;Broadway Federal&#x201d;). The conversion was completed, and Broadway Federal became a wholly&#x2011;owned subsidiary of the Company, in January 1996.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"&gt;On April 1, 2021, the Company completed its merger with CFBanc Corporation, with the Company continuing as the surviving
          entity. Immediately following the CFBanc Merger, Broadway Federal merged with and into City First Bank of D.C, National Association with City First Bank of D.C., National Association (the &#x201c;Bank&#x201d;) continuing as the surviving entity (combined with
          Broadway Federal). Concurrently with the Merger, the Bank changed its name to City First Bank, National Association.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"&gt;The Bank&#x2019;s business is that of a financial intermediary and consists primarily of attracting deposits from the general
          public and using such deposits, together with borrowings and other funds, to make mortgage loans secured by residential and commercial real estate located in the Bank&#x2019;s market areas. At December 31, 2023, the Bank operated three retail&#x2011;banking offices: Los Angeles and in the nearby city of Inglewood in California, and another in Washington, D.C. The Bank is subject to
          significant competition from other financial institutions and is also subject to regulation by certain federal agencies and undergoes periodic examinations by those regulatory authorities.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"&gt;The accompanying consolidated financial statements include Broadway Financial Corporation and its wholly owned subsidiary,
          City First Bank, National Association (together with the Company, &#x201c;City First Broadway&#x201d;). Also included in the consolidated financial statements are the following subsidiaries of City First Bank: 1432 U Street LLC, Broadway Service Corporation,
          City First Real Estate LLC, City First Real Estate II LLC, City First Real Estate III LLC, City First Real Estate IV LLC, and CF New Markets Advisors, LLC (&#x201c;CFNMA&#x201d;). In addition, CFNMA also consolidates CFC Fund Manager II, LLC; City First New
          Markets Fund II, LLC; City First Capital IX, LLC; and City First Capital 45, LLC (&#x201c;CFC 45&#x201d;) into its financial results. The results of Broadway Service Corporation, a wholly owned subsidiary of the Bank, are also included in the consolidated
          financial statements. All significant intercompany balances and transactions have been eliminated in consolidation.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Out-of-Period Adjustments&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-family: 'Times New Roman';"&gt;&#160;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;Following the quarter ended September 30, 2023, the Company performed a review of internal controls over financial reporting, encompassing an examination of financial reporting processes. During this assessment and while preparing
                financial statements for the three and nine months ended September 30, 2023, certain previously unrecorded adjustments totaling $8
                thousand, net of tax expense, increasing net income were identified pertaining to prior periods. In accordance with SEC Staff Accounting Bulletin Nos. 99 and 108, these adjustments were evaluated both individually and collectively.
                Following this assessment, management determined these adjustments were immaterial to both historical and current reporting periods. Consequently, the Company determined that no amendment to the previously filed reports was warranted.
                However, recognizing the importance of transparency and accuracy, the Company addressed these prior period adjustments and incorporated them into its financial statements for the three and nine months ended September 30, 2023. These
                adjustments are included in the Other Expense line item on the Consolidated Statements of Operations and Comprehensive Income (Loss).&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="text-decoration: underline;"&gt;Use of Estimates&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;To prepare consolidated financial statements in conformity
          with U.S. generally accepted accounting principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the
          disclosures provided, and actual results could differ from these estimates. The allowance and provision for credit losses, deferred tax asset valuation allowance, and fair values of investment securities and other financial instruments are
          particularly subject to change.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Cash and Cash Equivalents&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Cash and cash equivalents include cash on hand, cash items in the process of collection, amounts due from correspondent banks and the Federal Reserve Bank of San
          Francisco (the &#x201c;Federal Reserve Bank&#x201d;), and interest&#x2011;bearing deposits in other banks with initial terms of ninety days or less. The Company may be required to maintain reserve and clearing balances with the Federal Reserve Bank under the Federal
          Reserve Act of 1913, as amended. Effective on March 26, 2020, as a part of Federal Reserve Bank&#x2019;s tools to promote maximum employment, Federal Reserve Bank Board reduced reserve requirement ratios to zero. The reserve and clearing requirement
          balance were no longer required at December 31, 2023. Net cash flows are reported for customer loan and deposit transactions, interest&#x2011;bearing deposits in other banks, deferred income taxes and other assets and liabilities.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160; &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Investment Securities&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Debt securities are classified as held&#x2011;to&#x2011;maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt
          securities are classified as available&#x2011;for&#x2011;sale when they might be sold before maturity. Securities available&#x2011;for&#x2011;sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level&#x2011;yield method without
          anticipating prepayments. Gains and losses on sales are recorded on the trade date and determined using the specific identification method.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Effective January 1, 2023, the Company accounts for the allowance for credit losses (&#x201c;ACL&#x201d;) on securities in accordance with Accounting Standards Codification Topic
          326 (&#x201c;ASC 326&#x201d;) &#x2013; Financial Instruments-Credit Losses. The ACL on securities is recorded at the time of purchase or acquisition, representing the Company&#x2019;s best estimate of current expected credit losses (&#x201c;CECL&#x201d;) as of the date of the
          consolidated statements of financial condition.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; For available-for-sale investment securities, the Company performs a qualitative evaluation for those securities that are in an unrealized loss position to
          determine if the decline in fair value is credit related or non-credit related. In determining whether a security&#x2019;s decline in fair value is credit related, the Company considers a number of factors including, but not limited to: (i) the extent
          to which the fair value of the investment is less than its amortized cost; (ii) the financial condition and near-term prospects of the issuer; (iii) any downgrades in credit ratings; (iv) the payment structure of the security; (v) the ability of
          the issuer of the security to make scheduled principal and interest payments; and (vi) general market conditions which reflect prospects for the economy as a whole, including interest rates and sector credit spreads. For investment securities
          where the Company has reason to believe the credit loss exposure is remote, a zero credit loss assumption is applied. Such investment securities typically consist of those guaranteed by the U.S. government or other government enterprises, where
          there is an explicit or implicit guarantee by the U.S. government, that are highly rated by rating agencies, and historically have had no credit loss experience.&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; If it is determined that the unrealized loss, or a portion thereof, is credit related, the Company records the amount of credit loss through a charge to the
          provision for credit losses in current period earnings. However, the amount of credit loss recorded in current period earnings is limited to the amount of the total unrealized loss on the security, which is measured as the amount by which the
          security&#x2019;s fair value is below its amortized cost. If the Company intends to sell a security that is in an unrealized loss position, or if it is more likely than not the Company will be required to sell a security in an unrealized loss position,
          the total amount of the unrealized loss is recognized in current period earnings through the provision for credit losses. Unrealized losses deemed non-credit related are recorded, net of tax, in accumulated other comprehensive income (loss).&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; The Company&#x2019;s assessment of available-for-sale investment securities as of December 31, 2023, indicated that an ACL was not required. The Company analyzed
          available-for-sale investment securities that were in an unrealized loss position and determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market
          conditions. As such, no ACL was recorded for available-for-sale securities as of December 31, 2023.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Loans Receivable Held for Investment&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding,
          net of allowance for credit losses, deferred loan fees and costs and unamortized premiums and discounts. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct loan origination costs, premiums and
          discounts are deferred, and recognized in income using the level&#x2011;yield method without anticipating prepayments.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Interest income on all loans is discontinued at the time the loan is 90
          days delinquent unless the loan is well&#x2011;secured and in process of collection. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on non&#x2011;accrual or charged&#x2011;off at an earlier date if collection of
          principal or interest is considered doubtful.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;All interest accrued but not received for loans placed on non&#x2011;accrual is reversed against interest income. Interest received on such loans is accounted for on the
          cash&#x2011;basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Concentration of Credit Risk&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;Concentrations of credit risk arise when several customers are engaged in similar business activities, or activities in the same geographic region, or
            have similar economic features that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. The Company&#x2019;s lending activities are predominantly in real estate loans that are secured
            by properties located in Southern California and in Washington, D.C. and many of the borrowers reside in those areas. Therefore, the Company&#x2019;s exposure to credit risk is significantly affected by changes in the economy and real estate market in
            the markets in which the Company operates.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Purchased Credit Deteriorated Loans&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
            &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Prior to the adoption of ASC 326, loans that were purchased in a business combination that showed evidence of credit deterioration since their origination and for
          which it was probable, at acquisition, that not all contractually required payments would be collected were classified as purchased-credit impaired (&#x201c;PCI&#x201d;). The Company accounted for PCI loans and associated income recognition in accordance with
          ASC Subtopic 310-30 &#x2013; Receivables-Loans and Debt Securities Acquired with Deteriorated Credit Quality. Upon acquisition, the Company measured the amount by which the undiscounted expected future cash flows on PCI loans exceeded the estimated fair
          value of the loan as the &#x201c;accretable yield,&#x201d; representing the amount of estimated future interest income on the loan. The amount of accretable yield was re-measured at each financial reporting date, representing the difference between the
          remaining undiscounted expected cash flows and the current carrying value of the PCI loan. The accretable yield on PCI loans was recognized in interest income using the interest method.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; Following the adoption of ASC 326 on January 1, 2023, the Company analyzes all acquired loans at the time of acquisition for more-than-insignificant deterioration
          in credit quality since their origination date. Such loans are classified as purchased credit deteriorated (&#x201c;PCD&#x201d;) loans. Acquired loans classified as PCD are recorded at an initial amortized cost, which is comprised of the purchase price of the
          loans and the initial ACL determined for the loans, which is added to the purchase price, and any resulting discount or premium related to factors other than credit. PCI loans were considered to be PCD loans at the date of adoption of ASC 326.
          The Company accounts for interest income on PCD loans using the interest method, whereby any purchase discounts or premiums are accreted or amortized into interest income as an adjustment of the loan&#x2019;s yield. An accretable yield is not determined
          for PCD loans.&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Allowance for Credit Losses - Loans&lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Effective January 1, 2023, the Company accounts for credit losses on loans in accordance with ASC 326, which requires the Company to record an estimate of expected
          lifetime credit losses for loans at the time of origination or acquisition. The ACL is maintained at a level deemed appropriate by management to provide for expected credit losses in the portfolio as of the date of the consolidated statements of
          financial condition. Estimating expected credit losses requires management to use relevant forward-looking information, including the use of reasonable and supportable forecasts. The measurement of the ACL is performed by collectively evaluating
          loans with similar risk characteristics. The Company measures the ACL for each of its loan segments using the weighted-average remaining maturity (&#x201c;WARM&#x201d;) method. The weighted average remaining life, including the effect of estimated prepayments,
          is calculated for each loan pool on a quarterly basis. The Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004
          through the most recent quarter.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company&#x2019;s ACL model also includes adjustments for qualitative factors, where appropriate. Since historical information (such as historical net losses) may not
          always, by itself, provide a sufficient basis for determining future expected credit losses, the Company periodically considers the need for qualitative adjustments to the ACL. Qualitative adjustments may include, but are not limited to factors
          such as: (i) changes in lending policies and procedures, including changes in underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in
          the nature and volume of the portfolio and terms of loans; (iv) changes in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the
          quality of the organization&#x2019;s loan review system; (vii) changes in the value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such
          concentrations; and (ix) the effect of other external factors (i.e., competition, legal and regulatory requirements) on the level of estimated credit losses.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company has a credit portfolio review process designed to detect problem loans. Problem loans are typically those of a substandard or worse internal risk grade,
          and may consist of loans on nonaccrual status, loans that have recently been modified in response to a borrower&#x2019;s deteriorating financial condition, loans where the likelihood of foreclosure on underlying collateral has increased, collateral
          dependent loans, and other loans where concern or doubt over the ultimate collectability of all contractual amounts due has become elevated. Such loans may, in the opinion of management, be deemed to no longer possess risk characteristics similar
          to other loans in the loan portfolio, because the specific attributes and risks associated with the loan have likely become unique as the credit quality of the loan deteriorates. As such, these loans may require individual evaluation to determine
          an appropriate ACL for the loan. When a loan is individually evaluated, the Company typically measures the expected credit loss for the loan based on a discounted cash flow approach, unless the loan has been deemed collateral dependent.
          Collateral dependent loans are loans where the repayment of the loan is expected to come from the operation of and/or eventual liquidation of the underlying collateral. The ACL for collateral dependent loans is determined using estimates of the
          fair value of the underlying collateral, less estimated selling costs.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The estimation of the appropriate level of the ACL requires significant judgment by management. Although management uses the best information available to make these
          estimates, future adjustments to the ACL may be necessary due to economic, operating, regulatory, and other conditions that may extend beyond the Company&#x2019;s control. Changes in management&#x2019;s estimates of forecasted net losses could materially
          change the level of the ACL. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#x2019;s ACL and credit review process. Such agencies may require the Company to recognize
          additions to the ACL based on judgments different from those of management.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company has segmented the loan portfolio according to loans that share similar attributes and risk characteristics. Each segment possesses varying degrees of
          risk based on, among other things, the type of loan, the type of collateral, and the sensitivity of the borrower or industry to changes in external factors such as economic conditions. The Company determines the ACL for loans based on this more
          detailed loan segmentation and classification. These segments, and the risks associated with each segment, are as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: Single-Family &#x2013; &lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Subject to adverse employment conditions in the local economy leading to increased default rate, decreased market values from
              oversupply in a geographic area and incremental rate increases on adjustable-rate mortgages which may impact the ability of borrowers to maintain payments&lt;/span&gt;&lt;/span&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;.&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: Multi&#x2011;Family&lt;/span&gt; &#x2013; Subject to adverse various market conditions that cause a decrease in market value or lease
          rates, changes in personal funding sources for tenants, oversupply of units in a specific region, population shifts and reputational risks.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: &lt;/span&gt;Commercial Real Estate&lt;/span&gt; &#x2013; Subject to adverse conditions in the local
          economy which may lead to reduced cash flows due to vacancies and reduced rental rates and decreases in the value of underlying collateral.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: &lt;/span&gt;Church&lt;/span&gt; &#x2013; Subject to adverse economic and employment conditions, which
          may lead to reduced cash flows from members&#x2019; donations and offerings, and the stability, quality, and popularity of church leadership.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: &lt;/span&gt;Construction&lt;/span&gt; &#x2013; Subject to adverse conditions in the local economy,
          which may lead to reduced demand for new commercial, multi&#x2011;family, or single-family buildings or reduced lease or sale opportunities once the building is complete.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;Commercial&lt;/span&gt; and SBA Loans&#x2013; Subject to industry and economic conditions including decreases in product demand.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;Consumer&lt;/span&gt; &#x2013; Subject to adverse employment conditions in the local economy, which may lead to higher default rates.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;span style="text-decoration: underline;"&gt;Modified Loans to Borrowers Experiencing Financial Difficulty&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt; &lt;/span&gt;&lt;br/&gt;
          In certain instances, the Company makes modifications to loans in order to alleviate temporary difficulties in the borrower&#x2019;s financial condition and/or constraints on the borrower&#x2019;s ability to repay the loan, and to minimize potential losses to
          the Company. Modifications include: changes in the amortization terms of the loan, reductions in interest rates, acceptance of interest only payments, and reductions to the outstanding loan balance (or any combination of such changes). Such loans
          are typically placed on nonaccrual status when there is doubt concerning the full repayment of principal and interest or the loan has been in default for a period of 90 days or more. Such loans may be returned to accrual status when all
          contractual amounts past due have been brought current, and the borrower&#x2019;s performance under the modified terms of the loan agreement and the ultimate collectability of all contractual amounts due under the modified terms is no longer in doubt.
          The Company typically measures the ACL on these loans on an individual basis as the loans are deemed to no longer have risk characteristics that are similar to other loans in the portfolio. The determination of the ACL for these loans is based on
          a discounted cash flow approach, unless the loan is deemed collateral dependent, which requires measurement of the ACL based on the estimated expected fair value of the underlying collateral, less selling costs.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;Business Combinations&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;br/&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;Business combinations are accounted for using the acquisition accounting method. Under the acquisition method, the Company measures the identifiable
            assets acquired, including identifiable intangible assets, and liabilities assumed in a business combination at fair value on the acquisition date. Goodwill is generally determined as the excess of the fair value of the consideration
            transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;Goodwill and intangible assets acquired in a purchase business combination and that are determined to have an indefinite useful life are not amortized,
              but tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed. The Company has selected December 31st as the date to perform the annual
              impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Company&#x2019;s consolidated
              statement of financial condition.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; &lt;br/&gt;
            &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; Core deposit intangible assets arising from mergers and acquisitions are amortized on an accelerated basis reflecting the pattern in which the
              economic benefits of the intangible asset are consumed or otherwise used up. The estimated life of the core deposit intangible is approximately 10
              years.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;
          &lt;span style="text-decoration: underline;"&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Office Properties and Equipment&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the
          straight&#x2011;line method with useful lives ranging from 10 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight&#x2011;line method with useful lives ranging from 3 to 10 years. Leasehold improvements are amortized over the lease term or
          the estimated useful life of the asset, whichever is shorter.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Bank is a member of the FHLB and FRB systems. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may
          invest in additional amounts. FHLB and FRB stock are carried at cost, classified as restricted securities, and periodically evaluated for impairment based on ultimate recovery of their par value. Both cash and stock dividends are reported as
          income when declared.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Bank&#x2011;Owned Life Insurance&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Bank has purchased life insurance policies on a former key executive. Bank owned life insurance is recorded at the amount that can be realized under the
          insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Investment in Affordable Housing Limited Partnership&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Bank owns a less than 5% interest in an
          affordable housing limited partnership. The investment is recorded using the cost method and is being amortized over the life of the related tax credits. The tax credits are being recognized in income tax expense in the consolidated financial
          statements to the extent they are utilized on the Company&#x2019;s income tax returns. The investment is reviewed for impairment on an annual basis or on an interim basis if an event occurs that would trigger potential impairment.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Loan Commitments and Related Financial Instruments&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Financial instruments include off&#x2011;balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer
          financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;Variable Interest Entities (&#x201c;VIE&#x201d;)&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);"&gt;&lt;br/&gt;
          &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);"&gt;An entity is considered to be a VIE when it
            does not have sufficient equity investment at risk, the equity investors as a group lack the characteristics of a controlling financial interest, or the entity is structured with disproportionate voting rights and substantially all of the
            entity&#x2019;s activities are conducted on behalf of an investor with disproportionately few voting rights. The Company is required to consolidate a VIE when it holds a variable interest in the VIE and is also the primary beneficiary of the VIE. CFC
            45 is a Community Development Entity (&#x201c;CDE&#x201d;), and is considered to be a VIE. The Company is the primary beneficiary because it has the power to direct activities that most significantly affect the economic performance of CFC 45 and has the
            obligation to absorb the majority of the losses or benefits of its financial performance.&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt; &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
              &lt;/span&gt;&lt;/span&gt; &lt;/div&gt;

&lt;div&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;
          &lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;Noncontrolling Interests&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt; &lt;br/&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;For consolidated subsidiaries that are less than wholly-owned, the third-party holdings of equity interests
              are referred to as noncontrolling interests. The portion of net income attributable to noncontrolling interests for such subsidiaries is presented as net income applicable to noncontrolling interests on the consolidated statements of
              operations and comprehensive income (loss), and the portion of the stockholders&#x2019; equity of such subsidiaries is presented as noncontrolling interests on the consolidated statements of financial condition and consolidated statements of changes
              in stockholders&#x2019; equity.&lt;/span&gt;&lt;span style="text-decoration: underline;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="text-decoration: underline;"&gt;&lt;/span&gt;
          &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Revenue Recognition&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Accounting Standard Codification (&#x201c;ASC&#x201d;) 606, Revenue from Contracts with Customers (&#x201c;ASC 606&#x201d;), establishes principles for reporting information about the nature,
          amount, timing and uncertainty of revenue and cash flows arising from the entity&#x2019;s contracts to provide goods or services to customers. The core principle requires the Company to recognize revenue to depict the transfer of goods or services to
          customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. Most of our revenue&#x2011;generating transactions are not
          subject to ASC 606, including revenue generated from financial instruments, such as our loans and investment securities, as these activities are subject to other GAAP discussed elsewhere within our disclosures. The Company&#x2019;s revenue stream that
          is within the scope of Topic 606 is primarily service charges on deposit accounts, which consist of monthly service fees, check orders, and other deposit account related fees. The Company&#x2019;s performance obligation for monthly service fees is
          generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transaction based, and therefore, the Company&#x2019;s performance obligation is
          satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers&#x2019; accounts.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Stock&#x2011;Based Compensation&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Compensation cost is recognized for stock options and restricted stock awards issued to employees and directors, based on the fair value of these awards at the date
          of grant. A Black&#x2011;Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company&#x2019;s common stock at the date of grant is used for restricted stock awards.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Compensation cost is recognized over the required service period, generally defined as the vesting period. Compensation cost is recognized on a straight&#x2011;line basis
          over the requisite service period for the entire award. The Company&#x2019;s accounting policy is to recognize forfeitures as they occur.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Income Taxes&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and
          liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the
          amount expected to be realized.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;A tax position is recognized as a benefit only if it is &#x201c;more likely than not&#x201d; that the tax position would be sustained in a tax examination, with a tax examination
          being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the &#x201c;more likely than not&#x201d; test, no tax benefit is recorded.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company recognizes interest related to income tax matters in interest expense and penalties related to tax matters in income tax expense.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Retirement Plans&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Employee 401(k) expense is the amount of matching contributions made by the Company.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Employee Stock Ownership Plan (ESOP)&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of stockholders&#x2019; equity. Compensation expense is based on the
          market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Earnings Per Common Share&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;Basic earnings per share of common stock is computed
            pursuant to the two&#x2011;class method by dividing net income available to common stockholders less dividends paid on participating securities (unvested shares of restricted common stock) and any undistributed earnings attributable to participating
            securities by the weighted average common shares outstanding during the period. The weighted average common shares outstanding includes the weighted average number of shares of common stock outstanding less the weighted average number of
            unvested shares of restricted common stock. ESOP shares are considered outstanding for this calculation unless unearned. Diluted earnings per share of common stock includes the dilutive effect of unvested stock awards. It also includes the
            dilutive effect of additional potential common shares issuable under stock options using the treasury method.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Comprehensive Income (Loss)&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Comprehensive income (loss) consists of the net income
            from operations and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available&#x2011;for&#x2011;sale, net of tax, which are also recognized as separate components of equity.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Loss Contingencies&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is
          probable, and an amount or range of loss can be reasonably estimated. Management does not believe that any such matters existed as of the balance sheet date that will have a material effect on the consolidated financial statements.&lt;/div&gt;

&lt;div&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;L&lt;/span&gt;&lt;span style="text-decoration: underline;"&gt;eases&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company determines if an arrangement is a lease at inception. Operating lease right-of-use (&#x201c;ROU&#x201d;) assets and operating lease liabilities are included in the
            Company&#x2019;s consolidated financial statements. ROU assets represent the Company&#x2019;s right-of-use of an underlying asset for the lease term, and lease liabilities represent the Company&#x2019;s obligation to make lease payments pursuant to the Company&#x2019;s
            leases. The ROU assets and liabilities are recognized at commencement of the lease based on the present value of lease payments over the lease term. To determine the present value of lease payments, the Company uses its incremental borrowing
            rate. The lease term may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Lease expense is recognized on a straight-line basis over the lease term.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Fair Value Measurements&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for
          the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Level 2: Significant observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not
          active; or other inputs that are observable or can be corroborated by observable market data.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Level 3: Significant unobservable inputs that reflect a company&#x2019;s own assumptions about the assumptions that market participants would use in pricing an asset or
          liability.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Fair values are estimated using relevant market information and other assumptions, as more fully disclosed in Note 8 &#x201c;Fair Value&#x201d;. Fair value estimates involve
          uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could
          significantly affect the estimates.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Operating Segments&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company operates as a single segment. The operating information used by management to assess performance and make operating decisions about the Company is the
          consolidated financial data presented in these financial statements. For the years ended 2023 and 2022, the Company has determined that banking is its one reportable business segment.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;Accounting Pronouncements Recently Adopted&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
            &lt;/span&gt;&lt;/span&gt; &lt;/div&gt;

&lt;div&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;In June 2016, the Financial Accounting Standards Board (&#x201c;FASB&#x201d;) issued Accounting Standards Update (&#x201c;ASU&#x201d;) 2016-13 &#x2013; Financial Instruments-Credit Losses (Topic
          326): Measurement of Credit Losses on Financial Instruments. This ASU replaces the incurred loss impairment model in previous GAAP with a model that reflects current expected credit losses. The CECL model is applicable to the measurement of
          credit losses on financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. CECL also requires credit losses on available-for-sale debt securities be measured through an allowance for credit
          losses when the fair value is less than the amortized cost basis. The new guidance also applies to off-balance sheet credit exposures. The ASU requires that all expected credit losses for financial assets held at the reporting date be measured
          based on historical experience, current conditions, and reasonable and supportable forecasts. The ASU also requires enhanced disclosures, including qualitative and quantitative disclosures that provide additional information about significant
          estimates and judgments used in estimating credit losses. The provisions of this ASU became effective for the Company for all annual and interim periods beginning January 1, 2023.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;In April 2019, the FASB issued ASU 2019-04 &#x2013; Codification Improvements to Topic 326, Financial
            Instruments-Credit Losses, Topic 815-Derivatives and Hedging, and Topic 825-Financial Instruments. This ASU was issued as part of an ongoing project on the FASB&#x2019;s agenda for improving the Codification or correcting for its unintended
            application. The amendments in this ASU became effective for all interim and annual reporting periods for the Company on January 1, 2023. The Company adopted the provisions within this ASU in conjunction with the implementation of ASC 326,
            including: (i) the election to not measure credit losses on accrued interest receivable when such balances are written-off in a timely manner when deemed uncollectable and (ii) the election to not include the balance of accrued interest
            receivable as part of the amortized cost of a loan or security.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;br/&gt;
             &lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"&gt;In May 2019, the FASB issued ASU 2019-05 - Financial Instruments-Credit Losses (Topic 326): Targeted Transition Relief. This ASU was issued to allow entities that have certain financial instruments
              within the scope of ASC 326-20 - Financial Instruments-Credit Losses-Measured at Amortized Cost to make an irrevocable election to elect the fair value option for those instruments in accordance with ASC 825 &#x2013; Financial Instruments upon the
              adoption of ASC 326, which for the Company was January 1, 2023. The fair value option is not applicable to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. The Company did not
              elect the &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;fair value option for any of its financial assets upon the adoption of ASC 326.&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;span style="font-family: 'Times New Roman';"&gt; &lt;/span&gt; &lt;span style="font-family: 'Times New Roman';"&gt; &lt;/span&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"&gt;&lt;span style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt; &lt;/span&gt;Effective January 1, 2023, the Company adopted the provisions of ASC 326 through the application of the modified retrospective transition approach, and recorded a net decrease of $1.3 million to the beginning balance of retained earnings as of January 1, 2023 for the cumulative effect adjustment. &lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;"&gt;The
                following table illustrates the impact of the adoption of the CECL model under ASC 326 on the Company&#x2019;s consolidated statements of financial position as of January 1, 2023:&lt;/span&gt;&lt;/span&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
              &lt;/span&gt; &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255);"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;
              &lt;/span&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Pre-CECL &lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Adoption&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Impact of CECL&lt;br/&gt;
                        Adoption&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;As Reported &lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Under CECL&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="10" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Assets:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Allowance for credit losses on available-for-sale securities&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Allowance for credit losses on loans&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;4,388&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;1,809&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;6,197&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Deferred tax assets&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;11,872&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;508&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;12,380&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Liabilities:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Allowance for credit losses on off-balance sheet exposures&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;412&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;(45&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;367&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Stockholders&#x2019; equity:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Retained earnings&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;9,294&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;(1,256&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;8,038&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                &lt;/span&gt; &lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The Company&#x2019;s assessment of
                available-for-sale investment securities as of January 1, 2023 indicated that an ACL was not required. The Company analyzed available-for-sale investment securities that were in an unrealized loss position as of the date of adoption and
                determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market conditions. As such, no ACL was recorded for available-for-sale securities as of January
                1, 2023. &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Upon the adoption of ASC 326, the Company did not reassess purchased loans with credit deterioration (previously classified as purchased
                  credit impaired loans under ASC 310-30).&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;In February 2019, the U.S. federal bank regulatory agencies approved a final rule modifying their regulatory capital rules and providing
                  an option to phase in the adverse regulatory capital effects of the impact of adoption of ASC 326 over a three-year period. As a result, entities have the option to gradually phase in the full effect of CECL on regulatory capital over a
                  three-year transition period. The Company implemented its CECL model commencing January 1, 2023 and elected to phase in the effect of CECL on regulatory capital over the three-year transition period.&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;In March 2022, the FASB issued ASU 2022-02 &#x2013;
                  Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. The FASB issued this ASU in response to feedback the FASB received from various stakeholders in its post-implementation review process
                  related to the issuance of ASU 2016-13. The amendments in this ASU include the elimination of accounting guidance for troubled debt restructurings (&#x201c;TDRs&#x201d;) in Subtopic 310-40 &#x2013; Receivables-Troubled Debt Restructurings by Creditors, and
                  introduce new disclosures and enhance existing disclosures concerning certain loan refinancings and restructurings when a borrower is experiencing financial difficulty. Under the provisions of this ASU, an entity must determine whether a
                  modification results in a new loan or the continuation of an existing loan. Further, the amendments in this ASU require that an entity disclose current period gross charge-offs on financing receivables within the scope of ASC 326 by year
                  of origination and class of financing receivable. The amendments in this ASU became effective for the Company on January 1, 2023, for all interim and annual periods. The adoption of the provisions in this ASU are applied prospectively and
                  have resulted in additional disclosures concerning modifications of loans to borrowers experiencing financial difficulty, as well as disaggregated disclosure of charge-offs on loans.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;span style="font-style: normal;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                      &lt;/span&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-style: normal;"&gt; &lt;span style="text-decoration: underline;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt; &lt;/span&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="font-style: normal;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"&gt;Accounting Pronouncements Yet to Be Adopted&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
                  &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;In March 2023, the FASB issued ASU 2023-02 &#x2013;
                  Investments-Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method, a Consensus of the Emerging Issues Task Force. The amendments in this ASU allow the
                  option for an entity to apply the proportional amortization method of accounting to other equity investments that are made for the primary purpose of receiving tax credits or other income tax benefits, if certain conditions are met. Prior
                  to this ASU, the application of the proportional amortization method of accounting was limited to investments in low-income housing tax credit structures. The proportional amortization method of accounting results in the amortization of
                  applicable investments, as well as the related income tax credits or other income tax benefits received, being presented on a single line in the consolidated statements of operations and comprehensive loss (within income tax expense).
                  Under this ASU, an entity has the option to apply the proportional amortization method of accounting to applicable investments on a tax-credit-program-by-tax-credit-program basis. In addition, the amendments in this ASU require that all
                  tax equity investments accounted for using the proportional amortization method use the delayed equity contribution guidance in paragraph 323-740-25-3, requiring a liability be recognized for delayed equity contributions that are
                  unconditional and legally binding or for equity contributions that are contingent upon a future event when that contingent event becomes probable. Under this ASU, low-income housing tax credit investments for which the proportional
                  amortization method is not applied can no longer be accounted for using the delayed equity contribution guidance. Further, this ASU specifies that impairment of low-income housing tax credit investments not accounted for using the equity
                  method must apply the impairment guidance in Topic 323 &#x2013; Investments-Equity Method and Joint Ventures. This ASU also clarifies that for low-income housing tax credit investments not accounted for under the proportional amortization method
                  or the equity method, an entity shall account for them under Topic 321 &#x2013; Investments-Equity Securities. The amendments in this ASU also require additional disclosures in interim and annual periods concerning investments for which the
                  proportional amortization method is applied, including the nature of tax equity investments and the effect of tax equity investments and related income tax credits and other income tax benefits on the consolidated statements of financial
                  position and results of operations. The provisions of this ASU are effective for the Company for interim and annual periods beginning after December 15, 2023. Early adoption is permitted. The Company is currently evaluating the impact of
                  this ASU on its consolidated financial statements.&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;In November 2023, the FASB issued ASU 2023-07 &#x2013; Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The
                  amendments in this ASU improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The new ASU adds required disclosure of significant segments expenses that are regularly
                  provided to the chief operating decision maker (&#x201c;CODM&#x201d;) and included within each reported measure of segment profit or loss, as well as the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of
                  segment profit or loss in assessing segment performance. The ASU also clarifies that if the CODM uses more than one measure of a segment&#x2019;s profit or loss in assessing segment performance, an entity may report one or more of those
                  additional measures of segment profit; however, at least one of the reported segment profit or loss measures should be the measure that is most consistent with the measurement principals used in measuring the corresponding amounts in the
                  entity&#x2019;s consolidated financial statements. Finally, the new ASU requires that an entity that has only one reportable segment provide all of the disclosures required by this ASU and all existing segment disclosures in Topic 280. The
                  provisions of this ASU are effective, on a prospective basis, for the Company for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. The
                  amendments in this ASU will not affect the Company&#x2019;s consolidated statements of financial condition or consolidated statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#x2019;s
                  consolidated financial statements after the ASU is adopted.&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;In December 2023, the FASB issued ASU 2023-09 &#x2013; Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments in this
                  ASU address investor requests for more transparency about income tax information through improvements to income tax disclosures. The ASU enhances existing requirements that an entity disclose a tabular reconciliation, using both reporting
                  currency amounts and percentages, of the entity&#x2019;s reported income tax expense and the amount computed by multiplying income from continuing operations before income taxes by the applicable statutory Federal income tax rate by including
                  specific categories in the rate reconciliation table and requiring additional information for reconciling items that meet a quantitative threshold (if the effect of those reconciling items is equal to or greater than 5% of the amount
                  computed by multiplying pretax income or loss by the applicable statutory income tax rate). The ASU also includes requirements to disclose the amount of income taxes paid (net of refunds received) disaggregated by Federal, state, and
                  foreign taxes and the amount of income taxes paid (net of refunds received) disaggregated by individual jurisdictions in which income taxes paid are equal to or greater than 5% of total income taxes paid. The amendments in this ASU are
                  effective, on a prospective basis, for annual periods beginning after December 31, 2024. Early adoption is permitted. The amendments in this ASU will not affect the Company&#x2019;s consolidated statements of financial condition or consolidated
                  statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#x2019;s consolidated financial statements after the ASU is adopted.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;
</us-gaap:SignificantAccountingPoliciesTextBlock>
    <us-gaap:ConsolidationPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_0987a41bf51b47fc89c47cbe8d6dac15">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Nature of Operations and Principles of Consolidation&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"&gt;Broadway Financial Corporation (the &#x201c;Company&#x201d;) was incorporated under Delaware law in 1995 for the purpose of acquiring
          and holding all of the outstanding capital stock of Broadway Federal Savings and Loan Association as part of the bank&#x2019;s conversion from a federally chartered mutual savings association to a federally chartered stock savings bank. In connection
          with the conversion, the bank&#x2019;s name was changed to Broadway Federal Bank, f.s.b. (&#x201c;Broadway Federal&#x201d;). The conversion was completed, and Broadway Federal became a wholly&#x2011;owned subsidiary of the Company, in January 1996.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"&gt;On April 1, 2021, the Company completed its merger with CFBanc Corporation, with the Company continuing as the surviving
          entity. Immediately following the CFBanc Merger, Broadway Federal merged with and into City First Bank of D.C, National Association with City First Bank of D.C., National Association (the &#x201c;Bank&#x201d;) continuing as the surviving entity (combined with
          Broadway Federal). Concurrently with the Merger, the Bank changed its name to City First Bank, National Association.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"&gt;The Bank&#x2019;s business is that of a financial intermediary and consists primarily of attracting deposits from the general
          public and using such deposits, together with borrowings and other funds, to make mortgage loans secured by residential and commercial real estate located in the Bank&#x2019;s market areas. At December 31, 2023, the Bank operated three retail&#x2011;banking offices: Los Angeles and in the nearby city of Inglewood in California, and another in Washington, D.C. The Bank is subject to
          significant competition from other financial institutions and is also subject to regulation by certain federal agencies and undergoes periodic examinations by those regulatory authorities.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; background-color: rgb(255, 255, 255);"&gt;The accompanying consolidated financial statements include Broadway Financial Corporation and its wholly owned subsidiary,
          City First Bank, National Association (together with the Company, &#x201c;City First Broadway&#x201d;). Also included in the consolidated financial statements are the following subsidiaries of City First Bank: 1432 U Street LLC, Broadway Service Corporation,
          City First Real Estate LLC, City First Real Estate II LLC, City First Real Estate III LLC, City First Real Estate IV LLC, and CF New Markets Advisors, LLC (&#x201c;CFNMA&#x201d;). In addition, CFNMA also consolidates CFC Fund Manager II, LLC; City First New
          Markets Fund II, LLC; City First Capital IX, LLC; and City First Capital 45, LLC (&#x201c;CFC 45&#x201d;) into its financial results. The results of Broadway Service Corporation, a wholly owned subsidiary of the Bank, are also included in the consolidated
          financial statements. All significant intercompany balances and transactions have been eliminated in consolidation.&lt;/div&gt;
</us-gaap:ConsolidationPolicyTextBlock>
    <byfc:NumberOfRetailBankingOffices
      contextRef="c20231231"
      decimals="INF"
      id="Fact_2c5ff94019b4448bb8135f6caa8e68c5"
      unitRef="U005">3</byfc:NumberOfRetailBankingOffices>
    <byfc:OutOfPeriodAdjustmentsPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_07ec0d1df70f4a04be05b6d413b4bd48">
&lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Out-of-Period Adjustments&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-family: 'Times New Roman';"&gt;&#160;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;Following the quarter ended September 30, 2023, the Company performed a review of internal controls over financial reporting, encompassing an examination of financial reporting processes. During this assessment and while preparing
                financial statements for the three and nine months ended September 30, 2023, certain previously unrecorded adjustments totaling $8
                thousand, net of tax expense, increasing net income were identified pertaining to prior periods. In accordance with SEC Staff Accounting Bulletin Nos. 99 and 108, these adjustments were evaluated both individually and collectively.
                Following this assessment, management determined these adjustments were immaterial to both historical and current reporting periods. Consequently, the Company determined that no amendment to the previously filed reports was warranted.
                However, recognizing the importance of transparency and accuracy, the Company addressed these prior period adjustments and incorporated them into its financial statements for the three and nine months ended September 30, 2023. These
                adjustments are included in the Other Expense line item on the Consolidated Statements of Operations and Comprehensive Income (Loss).&lt;/span&gt;&lt;/div&gt;
</byfc:OutOfPeriodAdjustmentsPolicyTextBlock>
    <us-gaap:PriorPeriodReclassificationAdjustment
      contextRef="c20230701to20230930"
      decimals="-3"
      id="Fact_f6e32c9cea184b618c3e3cd0fcc3729c"
      unitRef="U001">8000</us-gaap:PriorPeriodReclassificationAdjustment>
    <us-gaap:PriorPeriodReclassificationAdjustment
      contextRef="c20230101to20230930"
      decimals="-3"
      id="Fact_8185d1b56d4a41379fb738c3b72b2744"
      unitRef="U001">8000</us-gaap:PriorPeriodReclassificationAdjustment>
    <us-gaap:UseOfEstimates
      contextRef="c20230101to20231231"
      id="Text_ce1b9c7b6bbb46a8b64b0c895658fb98">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="text-decoration: underline;"&gt;Use of Estimates&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;To prepare consolidated financial statements in conformity
          with U.S. generally accepted accounting principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the
          disclosures provided, and actual results could differ from these estimates. The allowance and provision for credit losses, deferred tax asset valuation allowance, and fair values of investment securities and other financial instruments are
          particularly subject to change.&lt;/div&gt;
</us-gaap:UseOfEstimates>
    <us-gaap:CashAndCashEquivalentsPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_2d7a28c8cead4ce480b1ebc3f018616f">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Cash and Cash Equivalents&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Cash and cash equivalents include cash on hand, cash items in the process of collection, amounts due from correspondent banks and the Federal Reserve Bank of San
          Francisco (the &#x201c;Federal Reserve Bank&#x201d;), and interest&#x2011;bearing deposits in other banks with initial terms of ninety days or less. The Company may be required to maintain reserve and clearing balances with the Federal Reserve Bank under the Federal
          Reserve Act of 1913, as amended. Effective on March 26, 2020, as a part of Federal Reserve Bank&#x2019;s tools to promote maximum employment, Federal Reserve Bank Board reduced reserve requirement ratios to zero. The reserve and clearing requirement
          balance were no longer required at December 31, 2023. Net cash flows are reported for customer loan and deposit transactions, interest&#x2011;bearing deposits in other banks, deferred income taxes and other assets and liabilities.&lt;/div&gt;
</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
    <us-gaap:MarketableSecuritiesPolicy
      contextRef="c20230101to20231231"
      id="Text_d93434a1fff84b44a6321ae1c19c03ea">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Investment Securities&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Debt securities are classified as held&#x2011;to&#x2011;maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt
          securities are classified as available&#x2011;for&#x2011;sale when they might be sold before maturity. Securities available&#x2011;for&#x2011;sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level&#x2011;yield method without
          anticipating prepayments. Gains and losses on sales are recorded on the trade date and determined using the specific identification method.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Effective January 1, 2023, the Company accounts for the allowance for credit losses (&#x201c;ACL&#x201d;) on securities in accordance with Accounting Standards Codification Topic
          326 (&#x201c;ASC 326&#x201d;) &#x2013; Financial Instruments-Credit Losses. The ACL on securities is recorded at the time of purchase or acquisition, representing the Company&#x2019;s best estimate of current expected credit losses (&#x201c;CECL&#x201d;) as of the date of the
          consolidated statements of financial condition.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; For available-for-sale investment securities, the Company performs a qualitative evaluation for those securities that are in an unrealized loss position to
          determine if the decline in fair value is credit related or non-credit related. In determining whether a security&#x2019;s decline in fair value is credit related, the Company considers a number of factors including, but not limited to: (i) the extent
          to which the fair value of the investment is less than its amortized cost; (ii) the financial condition and near-term prospects of the issuer; (iii) any downgrades in credit ratings; (iv) the payment structure of the security; (v) the ability of
          the issuer of the security to make scheduled principal and interest payments; and (vi) general market conditions which reflect prospects for the economy as a whole, including interest rates and sector credit spreads. For investment securities
          where the Company has reason to believe the credit loss exposure is remote, a zero credit loss assumption is applied. Such investment securities typically consist of those guaranteed by the U.S. government or other government enterprises, where
          there is an explicit or implicit guarantee by the U.S. government, that are highly rated by rating agencies, and historically have had no credit loss experience.&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; If it is determined that the unrealized loss, or a portion thereof, is credit related, the Company records the amount of credit loss through a charge to the
          provision for credit losses in current period earnings. However, the amount of credit loss recorded in current period earnings is limited to the amount of the total unrealized loss on the security, which is measured as the amount by which the
          security&#x2019;s fair value is below its amortized cost. If the Company intends to sell a security that is in an unrealized loss position, or if it is more likely than not the Company will be required to sell a security in an unrealized loss position,
          the total amount of the unrealized loss is recognized in current period earnings through the provision for credit losses. Unrealized losses deemed non-credit related are recorded, net of tax, in accumulated other comprehensive income (loss).&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; The Company&#x2019;s assessment of available-for-sale investment securities as of December 31, 2023, indicated that an ACL was not required. The Company analyzed
          available-for-sale investment securities that were in an unrealized loss position and determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market
          conditions. As such, no ACL was recorded for available-for-sale securities as of December 31, 2023.&lt;/div&gt;
</us-gaap:MarketableSecuritiesPolicy>
    <us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
      contextRef="c20231231"
      decimals="0"
      id="Fact_700a4f0773734774a9a18a27a4b46c73"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss>
    <us-gaap:FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy
      contextRef="c20230101to20231231"
      id="Text_6e88e445dd8944d9b5c32d7a6660f0a4">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Loans Receivable Held for Investment&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding,
          net of allowance for credit losses, deferred loan fees and costs and unamortized premiums and discounts. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct loan origination costs, premiums and
          discounts are deferred, and recognized in income using the level&#x2011;yield method without anticipating prepayments.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Interest income on all loans is discontinued at the time the loan is 90
          days delinquent unless the loan is well&#x2011;secured and in process of collection. Past due status is based on the contractual terms of the loan. In all cases, loans are placed on non&#x2011;accrual or charged&#x2011;off at an earlier date if collection of
          principal or interest is considered doubtful.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;All interest accrued but not received for loans placed on non&#x2011;accrual is reversed against interest income. Interest received on such loans is accounted for on the
          cash&#x2011;basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.&lt;/div&gt;
</us-gaap:FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy>
    <byfc:FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued
      contextRef="c20230101to20231231"
      id="Fact_71fc632d0e06425e8e9bb415d12fe2ef">P90D</byfc:FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued>
    <us-gaap:ConcentrationRiskCreditRisk
      contextRef="c20230101to20231231"
      id="Text_0dfbbabb473840c5b9a21c3afc8587fd">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Concentration of Credit Risk&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;Concentrations of credit risk arise when several customers are engaged in similar business activities, or activities in the same geographic region, or
            have similar economic features that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. The Company&#x2019;s lending activities are predominantly in real estate loans that are secured
            by properties located in Southern California and in Washington, D.C. and many of the borrowers reside in those areas. Therefore, the Company&#x2019;s exposure to credit risk is significantly affected by changes in the economy and real estate market in
            the markets in which the Company operates.&lt;/div&gt;
</us-gaap:ConcentrationRiskCreditRisk>
    <byfc:PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_065ba7f640d54f1f857b30ce76cdb01e">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Purchased Credit Deteriorated Loans&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
            &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Prior to the adoption of ASC 326, loans that were purchased in a business combination that showed evidence of credit deterioration since their origination and for
          which it was probable, at acquisition, that not all contractually required payments would be collected were classified as purchased-credit impaired (&#x201c;PCI&#x201d;). The Company accounted for PCI loans and associated income recognition in accordance with
          ASC Subtopic 310-30 &#x2013; Receivables-Loans and Debt Securities Acquired with Deteriorated Credit Quality. Upon acquisition, the Company measured the amount by which the undiscounted expected future cash flows on PCI loans exceeded the estimated fair
          value of the loan as the &#x201c;accretable yield,&#x201d; representing the amount of estimated future interest income on the loan. The amount of accretable yield was re-measured at each financial reporting date, representing the difference between the
          remaining undiscounted expected cash flows and the current carrying value of the PCI loan. The accretable yield on PCI loans was recognized in interest income using the interest method.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; Following the adoption of ASC 326 on January 1, 2023, the Company analyzes all acquired loans at the time of acquisition for more-than-insignificant deterioration
          in credit quality since their origination date. Such loans are classified as purchased credit deteriorated (&#x201c;PCD&#x201d;) loans. Acquired loans classified as PCD are recorded at an initial amortized cost, which is comprised of the purchase price of the
          loans and the initial ACL determined for the loans, which is added to the purchase price, and any resulting discount or premium related to factors other than credit. PCI loans were considered to be PCD loans at the date of adoption of ASC 326.
          The Company accounts for interest income on PCD loans using the interest method, whereby any purchase discounts or premiums are accreted or amortized into interest income as an adjustment of the loan&#x2019;s yield. An accretable yield is not determined
          for PCD loans.&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
</byfc:PurchasedCreditDeterioratedFinancingReceivablePolicyPolicyTextBlock>
    <us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy
      contextRef="c20230101to20231231"
      id="Text_c2bcdba1bcfb44fd9bbaeb20f7ba1e86">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Allowance for Credit Losses - Loans&lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Effective January 1, 2023, the Company accounts for credit losses on loans in accordance with ASC 326, which requires the Company to record an estimate of expected
          lifetime credit losses for loans at the time of origination or acquisition. The ACL is maintained at a level deemed appropriate by management to provide for expected credit losses in the portfolio as of the date of the consolidated statements of
          financial condition. Estimating expected credit losses requires management to use relevant forward-looking information, including the use of reasonable and supportable forecasts. The measurement of the ACL is performed by collectively evaluating
          loans with similar risk characteristics. The Company measures the ACL for each of its loan segments using the weighted-average remaining maturity (&#x201c;WARM&#x201d;) method. The weighted average remaining life, including the effect of estimated prepayments,
          is calculated for each loan pool on a quarterly basis. The Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004
          through the most recent quarter.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company&#x2019;s ACL model also includes adjustments for qualitative factors, where appropriate. Since historical information (such as historical net losses) may not
          always, by itself, provide a sufficient basis for determining future expected credit losses, the Company periodically considers the need for qualitative adjustments to the ACL. Qualitative adjustments may include, but are not limited to factors
          such as: (i) changes in lending policies and procedures, including changes in underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in
          the nature and volume of the portfolio and terms of loans; (iv) changes in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the
          quality of the organization&#x2019;s loan review system; (vii) changes in the value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such
          concentrations; and (ix) the effect of other external factors (i.e., competition, legal and regulatory requirements) on the level of estimated credit losses.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company has a credit portfolio review process designed to detect problem loans. Problem loans are typically those of a substandard or worse internal risk grade,
          and may consist of loans on nonaccrual status, loans that have recently been modified in response to a borrower&#x2019;s deteriorating financial condition, loans where the likelihood of foreclosure on underlying collateral has increased, collateral
          dependent loans, and other loans where concern or doubt over the ultimate collectability of all contractual amounts due has become elevated. Such loans may, in the opinion of management, be deemed to no longer possess risk characteristics similar
          to other loans in the loan portfolio, because the specific attributes and risks associated with the loan have likely become unique as the credit quality of the loan deteriorates. As such, these loans may require individual evaluation to determine
          an appropriate ACL for the loan. When a loan is individually evaluated, the Company typically measures the expected credit loss for the loan based on a discounted cash flow approach, unless the loan has been deemed collateral dependent.
          Collateral dependent loans are loans where the repayment of the loan is expected to come from the operation of and/or eventual liquidation of the underlying collateral. The ACL for collateral dependent loans is determined using estimates of the
          fair value of the underlying collateral, less estimated selling costs.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The estimation of the appropriate level of the ACL requires significant judgment by management. Although management uses the best information available to make these
          estimates, future adjustments to the ACL may be necessary due to economic, operating, regulatory, and other conditions that may extend beyond the Company&#x2019;s control. Changes in management&#x2019;s estimates of forecasted net losses could materially
          change the level of the ACL. Additionally, various regulatory agencies, as an integral part of their examination process, periodically review the Company&#x2019;s ACL and credit review process. Such agencies may require the Company to recognize
          additions to the ACL based on judgments different from those of management.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company has segmented the loan portfolio according to loans that share similar attributes and risk characteristics. Each segment possesses varying degrees of
          risk based on, among other things, the type of loan, the type of collateral, and the sensitivity of the borrower or industry to changes in external factors such as economic conditions. The Company determines the ACL for loans based on this more
          detailed loan segmentation and classification. These segments, and the risks associated with each segment, are as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: Single-Family &#x2013; &lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Subject to adverse employment conditions in the local economy leading to increased default rate, decreased market values from
              oversupply in a geographic area and incremental rate increases on adjustable-rate mortgages which may impact the ability of borrowers to maintain payments&lt;/span&gt;&lt;/span&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;.&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: Multi&#x2011;Family&lt;/span&gt; &#x2013; Subject to adverse various market conditions that cause a decrease in market value or lease
          rates, changes in personal funding sources for tenants, oversupply of units in a specific region, population shifts and reputational risks.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: &lt;/span&gt;Commercial Real Estate&lt;/span&gt; &#x2013; Subject to adverse conditions in the local
          economy which may lead to reduced cash flows due to vacancies and reduced rental rates and decreases in the value of underlying collateral.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: &lt;/span&gt;Church&lt;/span&gt; &#x2013; Subject to adverse economic and employment conditions, which
          may lead to reduced cash flows from members&#x2019; donations and offerings, and the stability, quality, and popularity of church leadership.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;&lt;span style="font-style: italic;"&gt;Real Estate: &lt;/span&gt;Construction&lt;/span&gt; &#x2013; Subject to adverse conditions in the local economy,
          which may lead to reduced demand for new commercial, multi&#x2011;family, or single-family buildings or reduced lease or sale opportunities once the building is complete.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;Commercial&lt;/span&gt; and SBA Loans&#x2013; Subject to industry and economic conditions including decreases in product demand.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: italic;"&gt;Consumer&lt;/span&gt; &#x2013; Subject to adverse employment conditions in the local economy, which may lead to higher default rates.&lt;/div&gt;
</us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy>
    <byfc:ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_0ada3c876c5a4557840631f3ecebfda2">
&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;span style="text-decoration: underline;"&gt;Modified Loans to Borrowers Experiencing Financial Difficulty&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt; &lt;/span&gt;&lt;br/&gt;
          In certain instances, the Company makes modifications to loans in order to alleviate temporary difficulties in the borrower&#x2019;s financial condition and/or constraints on the borrower&#x2019;s ability to repay the loan, and to minimize potential losses to
          the Company. Modifications include: changes in the amortization terms of the loan, reductions in interest rates, acceptance of interest only payments, and reductions to the outstanding loan balance (or any combination of such changes). Such loans
          are typically placed on nonaccrual status when there is doubt concerning the full repayment of principal and interest or the loan has been in default for a period of 90 days or more. Such loans may be returned to accrual status when all
          contractual amounts past due have been brought current, and the borrower&#x2019;s performance under the modified terms of the loan agreement and the ultimate collectability of all contractual amounts due under the modified terms is no longer in doubt.
          The Company typically measures the ACL on these loans on an individual basis as the loans are deemed to no longer have risk characteristics that are similar to other loans in the portfolio. The determination of the ACL for these loans is based on
          a discounted cash flow approach, unless the loan is deemed collateral dependent, which requires measurement of the ACL based on the estimated expected fair value of the underlying collateral, less selling costs.&lt;/div&gt;
</byfc:ModifiedLoansToBorrowersExperiencingFinancialDifficultyPolicyTextBlock>
    <us-gaap:BusinessCombinationsPolicy
      contextRef="c20230101to20231231"
      id="Text_9f39bb23c6414b62bf3d5d17df48e25f">
&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;Business Combinations&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;br/&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;Business combinations are accounted for using the acquisition accounting method. Under the acquisition method, the Company measures the identifiable
            assets acquired, including identifiable intangible assets, and liabilities assumed in a business combination at fair value on the acquisition date. Goodwill is generally determined as the excess of the fair value of the consideration
            transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;Goodwill and intangible assets acquired in a purchase business combination and that are determined to have an indefinite useful life are not amortized,
              but tested for impairment at least annually or more frequently if events and circumstances exist that indicate the necessity for such impairment tests to be performed. The Company has selected December 31st as the date to perform the annual
              impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Company&#x2019;s consolidated
              statement of financial condition.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; &lt;br/&gt;
            &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; Core deposit intangible assets arising from mergers and acquisitions are amortized on an accelerated basis reflecting the pattern in which the
              economic benefits of the intangible asset are consumed or otherwise used up. The estimated life of the core deposit intangible is approximately 10
              years.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;
</us-gaap:BusinessCombinationsPolicy>
    <us-gaap:AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife
      contextRef="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      id="Fact_3be6e67ad4124e99bd6eed7353def62e">P10Y</us-gaap:AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_e397442750ad43ca9f13ac7cdaea10f7">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Office Properties and Equipment&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the
          straight&#x2011;line method with useful lives ranging from 10 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight&#x2011;line method with useful lives ranging from 3 to 10 years. Leasehold improvements are amortized over the lease term or
          the estimated useful life of the asset, whichever is shorter.&lt;/div&gt;
</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MinimumMember"
      id="Fact_8316d353ae774bb6b94ccf2a6585022c">P10Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MaximumMember"
      id="Fact_cd3131181a434754bc5ae12e00dbcc5b">P40Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureFixtureAndEquipmentMember_RangeAxis_MinimumMember"
      id="Fact_af303b5a004b4e3585657d98f4f963a0">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife
      contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureFixtureAndEquipmentMember_RangeAxis_MaximumMember"
      id="Fact_9c8563f1eb1d41a7a8d45b60886febd3">P10Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <byfc:FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_516f4cd420c544c2aa62ac6e87a4815c">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB) stock&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Bank is a member of the FHLB and FRB systems. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may
          invest in additional amounts. FHLB and FRB stock are carried at cost, classified as restricted securities, and periodically evaluated for impairment based on ultimate recovery of their par value. Both cash and stock dividends are reported as
          income when declared.&lt;/div&gt;
</byfc:FederalHomeLoanBankAndFederalReserveBankStockPolicyTextBlock>
    <byfc:BankOwnedLifeInsurancePolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_91d27d8366d54c01b5f04d060d886537">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Bank&#x2011;Owned Life Insurance&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Bank has purchased life insurance policies on a former key executive. Bank owned life insurance is recorded at the amount that can be realized under the
          insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.&lt;/div&gt;
</byfc:BankOwnedLifeInsurancePolicyTextBlock>
    <byfc:InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_f9ad8785629b4bde8a80fa8351f86919">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Investment in Affordable Housing Limited Partnership&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Bank owns a less than 5% interest in an
          affordable housing limited partnership. The investment is recorded using the cost method and is being amortized over the life of the related tax credits. The tax credits are being recognized in income tax expense in the consolidated financial
          statements to the extent they are utilized on the Company&#x2019;s income tax returns. The investment is reviewed for impairment on an annual basis or on an interim basis if an event occurs that would trigger potential impairment.&lt;/div&gt;
</byfc:InvestmentInAffordableHousingLimitedPartnershipPolicyTextBlock>
    <us-gaap:LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest
      contextRef="c20230101to20231231_OwnershipAxis_AffordableHousingLimitedPartnershipMember_RangeAxis_MaximumMember"
      decimals="2"
      id="Fact_1046736a8673401396a20333b48b1ed5"
      unitRef="U004">0.05</us-gaap:LimitedLiabilityCompanyLLCOrLimitedPartnershipLPMembersOrLimitedPartnersOwnershipInterest>
    <us-gaap:OffBalanceSheetCreditExposurePolicyPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_2f722e4dc44a4056869ae00fca60345f">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Loan Commitments and Related Financial Instruments&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Financial instruments include off&#x2011;balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer
          financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.&lt;/div&gt;
</us-gaap:OffBalanceSheetCreditExposurePolicyPolicyTextBlock>
    <us-gaap:ConsolidationVariableInterestEntityPolicy
      contextRef="c20230101to20231231"
      id="Text_f48a06067df14ff0a885f269fb4be906">
&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;Variable Interest Entities (&#x201c;VIE&#x201d;)&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);"&gt;&lt;br/&gt;
          &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; color: rgb(0, 0, 0);"&gt;An entity is considered to be a VIE when it
            does not have sufficient equity investment at risk, the equity investors as a group lack the characteristics of a controlling financial interest, or the entity is structured with disproportionate voting rights and substantially all of the
            entity&#x2019;s activities are conducted on behalf of an investor with disproportionately few voting rights. The Company is required to consolidate a VIE when it holds a variable interest in the VIE and is also the primary beneficiary of the VIE. CFC
            45 is a Community Development Entity (&#x201c;CDE&#x201d;), and is considered to be a VIE. The Company is the primary beneficiary because it has the power to direct activities that most significantly affect the economic performance of CFC 45 and has the
            obligation to absorb the majority of the losses or benefits of its financial performance.&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;
</us-gaap:ConsolidationVariableInterestEntityPolicy>
    <us-gaap:ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy
      contextRef="c20230101to20231231"
      id="Text_d7fbf939948645168010f66c7d622bca">
&lt;div&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;
          &lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;Noncontrolling Interests&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt; &lt;br/&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;For consolidated subsidiaries that are less than wholly-owned, the third-party holdings of equity interests
              are referred to as noncontrolling interests. The portion of net income attributable to noncontrolling interests for such subsidiaries is presented as net income applicable to noncontrolling interests on the consolidated statements of
              operations and comprehensive income (loss), and the portion of the stockholders&#x2019; equity of such subsidiaries is presented as noncontrolling interests on the consolidated statements of financial condition and consolidated statements of changes
              in stockholders&#x2019; equity.&lt;/span&gt;&lt;span style="text-decoration: underline;"&gt; &lt;/span&gt;&lt;/div&gt;
</us-gaap:ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy>
    <us-gaap:RevenueFromContractWithCustomerPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_fee0de9037d34392a90b1825af24e095">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Revenue Recognition&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Accounting Standard Codification (&#x201c;ASC&#x201d;) 606, Revenue from Contracts with Customers (&#x201c;ASC 606&#x201d;), establishes principles for reporting information about the nature,
          amount, timing and uncertainty of revenue and cash flows arising from the entity&#x2019;s contracts to provide goods or services to customers. The core principle requires the Company to recognize revenue to depict the transfer of goods or services to
          customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. Most of our revenue&#x2011;generating transactions are not
          subject to ASC 606, including revenue generated from financial instruments, such as our loans and investment securities, as these activities are subject to other GAAP discussed elsewhere within our disclosures. The Company&#x2019;s revenue stream that
          is within the scope of Topic 606 is primarily service charges on deposit accounts, which consist of monthly service fees, check orders, and other deposit account related fees. The Company&#x2019;s performance obligation for monthly service fees is
          generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transaction based, and therefore, the Company&#x2019;s performance obligation is
          satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers&#x2019; accounts.&lt;/div&gt;
</us-gaap:RevenueFromContractWithCustomerPolicyTextBlock>
    <us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy
      contextRef="c20230101to20231231"
      id="Text_bedeb170cea24ce9aab12dc636de7aea">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Stock&#x2011;Based Compensation&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Compensation cost is recognized for stock options and restricted stock awards issued to employees and directors, based on the fair value of these awards at the date
          of grant. A Black&#x2011;Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company&#x2019;s common stock at the date of grant is used for restricted stock awards.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Compensation cost is recognized over the required service period, generally defined as the vesting period. Compensation cost is recognized on a straight&#x2011;line basis
          over the requisite service period for the entire award. The Company&#x2019;s accounting policy is to recognize forfeitures as they occur.&lt;/div&gt;
</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
    <us-gaap:IncomeTaxPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_b54e22789a774db180d8b1e3e3670c51">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Income Taxes&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and
          liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the
          amount expected to be realized.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;A tax position is recognized as a benefit only if it is &#x201c;more likely than not&#x201d; that the tax position would be sustained in a tax examination, with a tax examination
          being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the &#x201c;more likely than not&#x201d; test, no tax benefit is recorded.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company recognizes interest related to income tax matters in interest expense and penalties related to tax matters in income tax expense.&lt;/div&gt;
</us-gaap:IncomeTaxPolicyTextBlock>
    <us-gaap:PensionAndOtherPostretirementPlansPolicy
      contextRef="c20230101to20231231"
      id="Text_0f0bb422333e4e95a435293259e055d6">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Retirement Plans&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Employee 401(k) expense is the amount of matching contributions made by the Company.&lt;/div&gt;
</us-gaap:PensionAndOtherPostretirementPlansPolicy>
    <us-gaap:EmployeeStockOwnershipPlanESOPPolicy
      contextRef="c20230101to20231231"
      id="Text_38ef127ace0344608d1a3db70687cfd0">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Employee Stock Ownership Plan (ESOP)&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of stockholders&#x2019; equity. Compensation expense is based on the
          market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest.&lt;/div&gt;
</us-gaap:EmployeeStockOwnershipPlanESOPPolicy>
    <us-gaap:EarningsPerSharePolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_c8aa032f3e9c40fa85d0dafc84493a2a">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Earnings Per Common Share&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;Basic earnings per share of common stock is computed
            pursuant to the two&#x2011;class method by dividing net income available to common stockholders less dividends paid on participating securities (unvested shares of restricted common stock) and any undistributed earnings attributable to participating
            securities by the weighted average common shares outstanding during the period. The weighted average common shares outstanding includes the weighted average number of shares of common stock outstanding less the weighted average number of
            unvested shares of restricted common stock. ESOP shares are considered outstanding for this calculation unless unearned. Diluted earnings per share of common stock includes the dilutive effect of unvested stock awards. It also includes the
            dilutive effect of additional potential common shares issuable under stock options using the treasury method.&lt;/div&gt;
</us-gaap:EarningsPerSharePolicyTextBlock>
    <us-gaap:ComprehensiveIncomePolicyPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_a87db76b88794479b5ba577fd5aaa4c0">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Comprehensive Income (Loss)&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Comprehensive income (loss) consists of the net income
            from operations and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available&#x2011;for&#x2011;sale, net of tax, which are also recognized as separate components of equity.&lt;/div&gt;
</us-gaap:ComprehensiveIncomePolicyPolicyTextBlock>
    <us-gaap:CommitmentsAndContingenciesPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_a5753f027b634c509b22debed297e639">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Loss Contingencies&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is
          probable, and an amount or range of loss can be reasonably estimated. Management does not believe that any such matters existed as of the balance sheet date that will have a material effect on the consolidated financial statements.&lt;/div&gt;
</us-gaap:CommitmentsAndContingenciesPolicyTextBlock>
    <us-gaap:LesseeLeasesPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_7ac7d9a5fe8741e8bc93f643d81d3af9">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;L&lt;/span&gt;&lt;span style="text-decoration: underline;"&gt;eases&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company determines if an arrangement is a lease at inception. Operating lease right-of-use (&#x201c;ROU&#x201d;) assets and operating lease liabilities are included in the
            Company&#x2019;s consolidated financial statements. ROU assets represent the Company&#x2019;s right-of-use of an underlying asset for the lease term, and lease liabilities represent the Company&#x2019;s obligation to make lease payments pursuant to the Company&#x2019;s
            leases. The ROU assets and liabilities are recognized at commencement of the lease based on the present value of lease payments over the lease term. To determine the present value of lease payments, the Company uses its incremental borrowing
            rate. The lease term may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Lease expense is recognized on a straight-line basis over the lease term.&lt;/div&gt;
</us-gaap:LesseeLeasesPolicyTextBlock>
    <us-gaap:FairValueMeasurementPolicyPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_3fcaa8c2729d4c45badab65535bb1c66">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Fair Value Measurements&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for
          the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Level 2: Significant observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not
          active; or other inputs that are observable or can be corroborated by observable market data.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Level 3: Significant unobservable inputs that reflect a company&#x2019;s own assumptions about the assumptions that market participants would use in pricing an asset or
          liability.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Fair values are estimated using relevant market information and other assumptions, as more fully disclosed in Note 8 &#x201c;Fair Value&#x201d;. Fair value estimates involve
          uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could
          significantly affect the estimates.&lt;/div&gt;
</us-gaap:FairValueMeasurementPolicyPolicyTextBlock>
    <us-gaap:SegmentReportingPolicyPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_37a666ff70f54d499b5675a68886ee0b">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Operating Segments&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company operates as a single segment. The operating information used by management to assess performance and make operating decisions about the Company is the
          consolidated financial data presented in these financial statements. For the years ended 2023 and 2022, the Company has determined that banking is its one reportable business segment.&lt;/div&gt;
</us-gaap:SegmentReportingPolicyPolicyTextBlock>
    <us-gaap:NumberOfReportableSegments
      contextRef="c20230101to20231231"
      decimals="INF"
      id="Fact_d631dc5b9e474c5dabfb2cdfef1c081a"
      unitRef="U006">1</us-gaap:NumberOfReportableSegments>
    <us-gaap:NumberOfReportableSegments
      contextRef="c20220101to20221231"
      decimals="INF"
      id="Fact_c5b9c947b759482cba2540636287d2ff"
      unitRef="U006">1</us-gaap:NumberOfReportableSegments>
    <us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock
      contextRef="c20230101to20231231"
      id="Text_217396c86ae94429beaa67cfc190153d">
&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;Accounting Pronouncements Recently Adopted&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
            &lt;/span&gt;&lt;/span&gt; &lt;/div&gt;

&lt;div&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;In June 2016, the Financial Accounting Standards Board (&#x201c;FASB&#x201d;) issued Accounting Standards Update (&#x201c;ASU&#x201d;) 2016-13 &#x2013; Financial Instruments-Credit Losses (Topic
          326): Measurement of Credit Losses on Financial Instruments. This ASU replaces the incurred loss impairment model in previous GAAP with a model that reflects current expected credit losses. The CECL model is applicable to the measurement of
          credit losses on financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. CECL also requires credit losses on available-for-sale debt securities be measured through an allowance for credit
          losses when the fair value is less than the amortized cost basis. The new guidance also applies to off-balance sheet credit exposures. The ASU requires that all expected credit losses for financial assets held at the reporting date be measured
          based on historical experience, current conditions, and reasonable and supportable forecasts. The ASU also requires enhanced disclosures, including qualitative and quantitative disclosures that provide additional information about significant
          estimates and judgments used in estimating credit losses. The provisions of this ASU became effective for the Company for all annual and interim periods beginning January 1, 2023.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;In April 2019, the FASB issued ASU 2019-04 &#x2013; Codification Improvements to Topic 326, Financial
            Instruments-Credit Losses, Topic 815-Derivatives and Hedging, and Topic 825-Financial Instruments. This ASU was issued as part of an ongoing project on the FASB&#x2019;s agenda for improving the Codification or correcting for its unintended
            application. The amendments in this ASU became effective for all interim and annual reporting periods for the Company on January 1, 2023. The Company adopted the provisions within this ASU in conjunction with the implementation of ASC 326,
            including: (i) the election to not measure credit losses on accrued interest receivable when such balances are written-off in a timely manner when deemed uncollectable and (ii) the election to not include the balance of accrued interest
            receivable as part of the amortized cost of a loan or security.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;&lt;br/&gt;
             &lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"&gt;In May 2019, the FASB issued ASU 2019-05 - Financial Instruments-Credit Losses (Topic 326): Targeted Transition Relief. This ASU was issued to allow entities that have certain financial instruments
              within the scope of ASC 326-20 - Financial Instruments-Credit Losses-Measured at Amortized Cost to make an irrevocable election to elect the fair value option for those instruments in accordance with ASC 825 &#x2013; Financial Instruments upon the
              adoption of ASC 326, which for the Company was January 1, 2023. The fair value option is not applicable to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. The Company did not
              elect the &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;fair value option for any of its financial assets upon the adoption of ASC 326.&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="margin: 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;span style="font-family: 'Times New Roman';"&gt; &lt;/span&gt; &lt;span style="font-family: 'Times New Roman';"&gt; &lt;/span&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"&gt;&lt;span style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt; &lt;/span&gt;Effective January 1, 2023, the Company adopted the provisions of ASC 326 through the application of the modified retrospective transition approach, and recorded a net decrease of $1.3 million to the beginning balance of retained earnings as of January 1, 2023 for the cumulative effect adjustment. &lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;"&gt;The
                following table illustrates the impact of the adoption of the CECL model under ASC 326 on the Company&#x2019;s consolidated statements of financial position as of January 1, 2023:&lt;/span&gt;&lt;/span&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
              &lt;/span&gt; &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255);"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;
              &lt;/span&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Pre-CECL &lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Adoption&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Impact of CECL&lt;br/&gt;
                        Adoption&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;As Reported &lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Under CECL&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="10" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Assets:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Allowance for credit losses on available-for-sale securities&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Allowance for credit losses on loans&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;4,388&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;1,809&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;6,197&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Deferred tax assets&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;11,872&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;508&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;12,380&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Liabilities:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Allowance for credit losses on off-balance sheet exposures&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;412&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;(45&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;367&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Stockholders&#x2019; equity:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Retained earnings&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;9,294&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;(1,256&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;8,038&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                &lt;/span&gt; &lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The Company&#x2019;s assessment of
                available-for-sale investment securities as of January 1, 2023 indicated that an ACL was not required. The Company analyzed available-for-sale investment securities that were in an unrealized loss position as of the date of adoption and
                determined the decline in fair value for those securities was not related to credit, but rather related to changes in interest rates and general market conditions. As such, no ACL was recorded for available-for-sale securities as of January
                1, 2023. &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Upon the adoption of ASC 326, the Company did not reassess purchased loans with credit deterioration (previously classified as purchased
                  credit impaired loans under ASC 310-30).&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;In February 2019, the U.S. federal bank regulatory agencies approved a final rule modifying their regulatory capital rules and providing
                  an option to phase in the adverse regulatory capital effects of the impact of adoption of ASC 326 over a three-year period. As a result, entities have the option to gradually phase in the full effect of CECL on regulatory capital over a
                  three-year transition period. The Company implemented its CECL model commencing January 1, 2023 and elected to phase in the effect of CECL on regulatory capital over the three-year transition period.&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;In March 2022, the FASB issued ASU 2022-02 &#x2013;
                  Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. The FASB issued this ASU in response to feedback the FASB received from various stakeholders in its post-implementation review process
                  related to the issuance of ASU 2016-13. The amendments in this ASU include the elimination of accounting guidance for troubled debt restructurings (&#x201c;TDRs&#x201d;) in Subtopic 310-40 &#x2013; Receivables-Troubled Debt Restructurings by Creditors, and
                  introduce new disclosures and enhance existing disclosures concerning certain loan refinancings and restructurings when a borrower is experiencing financial difficulty. Under the provisions of this ASU, an entity must determine whether a
                  modification results in a new loan or the continuation of an existing loan. Further, the amendments in this ASU require that an entity disclose current period gross charge-offs on financing receivables within the scope of ASC 326 by year
                  of origination and class of financing receivable. The amendments in this ASU became effective for the Company on January 1, 2023, for all interim and annual periods. The adoption of the provisions in this ASU are applied prospectively and
                  have resulted in additional disclosures concerning modifications of loans to borrowers experiencing financial difficulty, as well as disaggregated disclosure of charge-offs on loans.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;span style="font-style: normal;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                      &lt;/span&gt; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-style: normal;"&gt; &lt;span style="text-decoration: underline;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt; &lt;/span&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="font-style: normal;"&gt;&lt;span style="text-decoration: underline;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-variant: normal; text-transform: none;"&gt;Accounting Pronouncements Yet to Be Adopted&lt;/span&gt;&lt;/span&gt;&lt;/span&gt; &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
                  &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;In March 2023, the FASB issued ASU 2023-02 &#x2013;
                  Investments-Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method, a Consensus of the Emerging Issues Task Force. The amendments in this ASU allow the
                  option for an entity to apply the proportional amortization method of accounting to other equity investments that are made for the primary purpose of receiving tax credits or other income tax benefits, if certain conditions are met. Prior
                  to this ASU, the application of the proportional amortization method of accounting was limited to investments in low-income housing tax credit structures. The proportional amortization method of accounting results in the amortization of
                  applicable investments, as well as the related income tax credits or other income tax benefits received, being presented on a single line in the consolidated statements of operations and comprehensive loss (within income tax expense).
                  Under this ASU, an entity has the option to apply the proportional amortization method of accounting to applicable investments on a tax-credit-program-by-tax-credit-program basis. In addition, the amendments in this ASU require that all
                  tax equity investments accounted for using the proportional amortization method use the delayed equity contribution guidance in paragraph 323-740-25-3, requiring a liability be recognized for delayed equity contributions that are
                  unconditional and legally binding or for equity contributions that are contingent upon a future event when that contingent event becomes probable. Under this ASU, low-income housing tax credit investments for which the proportional
                  amortization method is not applied can no longer be accounted for using the delayed equity contribution guidance. Further, this ASU specifies that impairment of low-income housing tax credit investments not accounted for using the equity
                  method must apply the impairment guidance in Topic 323 &#x2013; Investments-Equity Method and Joint Ventures. This ASU also clarifies that for low-income housing tax credit investments not accounted for under the proportional amortization method
                  or the equity method, an entity shall account for them under Topic 321 &#x2013; Investments-Equity Securities. The amendments in this ASU also require additional disclosures in interim and annual periods concerning investments for which the
                  proportional amortization method is applied, including the nature of tax equity investments and the effect of tax equity investments and related income tax credits and other income tax benefits on the consolidated statements of financial
                  position and results of operations. The provisions of this ASU are effective for the Company for interim and annual periods beginning after December 15, 2023. Early adoption is permitted. The Company is currently evaluating the impact of
                  this ASU on its consolidated financial statements.&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;In November 2023, the FASB issued ASU 2023-07 &#x2013; Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The
                  amendments in this ASU improve reportable segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The new ASU adds required disclosure of significant segments expenses that are regularly
                  provided to the chief operating decision maker (&#x201c;CODM&#x201d;) and included within each reported measure of segment profit or loss, as well as the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of
                  segment profit or loss in assessing segment performance. The ASU also clarifies that if the CODM uses more than one measure of a segment&#x2019;s profit or loss in assessing segment performance, an entity may report one or more of those
                  additional measures of segment profit; however, at least one of the reported segment profit or loss measures should be the measure that is most consistent with the measurement principals used in measuring the corresponding amounts in the
                  entity&#x2019;s consolidated financial statements. Finally, the new ASU requires that an entity that has only one reportable segment provide all of the disclosures required by this ASU and all existing segment disclosures in Topic 280. The
                  provisions of this ASU are effective, on a prospective basis, for the Company for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted. The
                  amendments in this ASU will not affect the Company&#x2019;s consolidated statements of financial condition or consolidated statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#x2019;s
                  consolidated financial statements after the ASU is adopted.&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
                &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;In December 2023, the FASB issued ASU 2023-09 &#x2013; Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments in this
                  ASU address investor requests for more transparency about income tax information through improvements to income tax disclosures. The ASU enhances existing requirements that an entity disclose a tabular reconciliation, using both reporting
                  currency amounts and percentages, of the entity&#x2019;s reported income tax expense and the amount computed by multiplying income from continuing operations before income taxes by the applicable statutory Federal income tax rate by including
                  specific categories in the rate reconciliation table and requiring additional information for reconciling items that meet a quantitative threshold (if the effect of those reconciling items is equal to or greater than 5% of the amount
                  computed by multiplying pretax income or loss by the applicable statutory income tax rate). The ASU also includes requirements to disclose the amount of income taxes paid (net of refunds received) disaggregated by Federal, state, and
                  foreign taxes and the amount of income taxes paid (net of refunds received) disaggregated by individual jurisdictions in which income taxes paid are equal to or greater than 5% of total income taxes paid. The amendments in this ASU are
                  effective, on a prospective basis, for annual periods beginning after December 31, 2024. Early adoption is permitted. The amendments in this ASU will not affect the Company&#x2019;s consolidated statements of financial condition or consolidated
                  statements of operations and comprehensive loss; however, the required disclosures will be added to the Company&#x2019;s consolidated financial statements after the ASU is adopted.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;
</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
    <us-gaap:RetainedEarningsAccumulatedDeficit
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"
      decimals="-5"
      id="Fact_649cfb81b70d4d74ad6910d925999a56"
      unitRef="U001">-1300000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock
      contextRef="c20230101to20231231"
      id="Text_740c111c08584c248eb311611a6e666e">&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;"&gt;The
                following table illustrates the impact of the adoption of the CECL model under ASC 326 on the Company&#x2019;s consolidated statements of financial position as of January 1, 2023:&lt;/span&gt;
&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="margin: 0px 0px 0px; letter-spacing: normal; white-space: normal; word-spacing: 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-indent: 0px; text-transform: none;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255);"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;
              &lt;/span&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Pre-CECL &lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Adoption&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Impact of CECL&lt;br/&gt;
                        Adoption&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;As Reported &lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Under CECL&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="10" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Assets:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Allowance for credit losses on available-for-sale securities&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Allowance for credit losses on loans&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;4,388&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;1,809&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;6,197&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Deferred tax assets&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;11,872&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;508&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;12,380&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Liabilities:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Allowance for credit losses on off-balance sheet exposures&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;412&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;(45&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;367&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Stockholders&#x2019; equity:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 18pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Retained earnings&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;9,294&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;(1,256&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;8,038&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock>
    <us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
      contextRef="c20221231"
      decimals="-3"
      id="Fact_7b826d73b47746aa87be8e4def1f9ef3"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"
      decimals="-3"
      id="Fact_0a4dcb91bb58494eb0cbbcc3fccae00e"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember"
      decimals="-3"
      id="Fact_187831f2ff1f4c2fb8c95d7fb0809f52"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231"
      decimals="-3"
      id="Fact_da37b200c7694b4d8deb60f4e92c5377"
      unitRef="U001">4388000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"
      decimals="-3"
      id="Fact_f5711fbcf0d849e8a96e83c1330f4c87"
      unitRef="U001">1809000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember"
      decimals="-3"
      id="Fact_ec8dcbcf1fa94019920a31224eed988f"
      unitRef="U001">6197000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:DeferredIncomeTaxAssetsNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_8487f381fb254e048fb4391e2e23ed4b"
      unitRef="U001">11872000</us-gaap:DeferredIncomeTaxAssetsNet>
    <us-gaap:DeferredIncomeTaxAssetsNet
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"
      decimals="-3"
      id="Fact_1ae876a10d6d4401b4a89c3951775f04"
      unitRef="U001">508000</us-gaap:DeferredIncomeTaxAssetsNet>
    <us-gaap:DeferredIncomeTaxAssetsNet
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember"
      decimals="-3"
      id="Fact_63583508293c453ea58357d079177de9"
      unitRef="U001">12380000</us-gaap:DeferredIncomeTaxAssetsNet>
    <us-gaap:OffBalanceSheetCreditLossLiability
      contextRef="c20221231"
      decimals="-3"
      id="Fact_64956c4fda2d4407a6dd03261fa951e8"
      unitRef="U001">412000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"
      decimals="-3"
      id="Fact_b88f4fdf3e3a48459afd2fb4a44e87a9"
      unitRef="U001">-45000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember"
      decimals="-3"
      id="Fact_352c0ce470044dd3a4c377501af0bd0f"
      unitRef="U001">367000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:RetainedEarningsAccumulatedDeficit
      contextRef="c20221231"
      decimals="-3"
      id="Fact_99f4cf4bc64540689de701ce4d215a4e"
      unitRef="U001">9294000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:RetainedEarningsAccumulatedDeficit
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"
      decimals="-3"
      id="Fact_d056ca5a1bec4eb0b00426712f9a4f6f"
      unitRef="U001">-1256000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:RetainedEarningsAccumulatedDeficit
      contextRef="c20221231_AdjustmentsForNewAccountingPronouncementsAxis_AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember"
      decimals="-3"
      id="Fact_ce854a60d7364915979877dbab26ff89"
      unitRef="U001">8038000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:StockholdersEquityNoteDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_a95da1f0a9244feba7fa051894df0ba2">
&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-weight: bold;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 2 &#x2013; Capital&lt;/span&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-weight: bold;"&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;On June 7, 2022, the Company closed a private placement of shares of the Company&#x2019;s Senior Non-Cumulative Perpetual
        Preferred Stock, Series C, par value $0.01, pursuant to a Letter Agreement, dated as of June 7, 2022, with the United States Department
        of the Treasury. The Purchase Agreement was entered into pursuant to the Purchaser&#x2019;s Emergency Capital Investment Program.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; &lt;br/&gt;
      &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; Pursuant to the Purchase Agreement, the Purchaser acquired an aggregate of 150,000 shares of Series C Preferred Stock, for an aggregate purchase price equal to $150.0 million in cash. The liquidation value of the Series C Preferred Stock is $1,000
        per share. This is non-cumulative redeemable perpetual preferred stock which does not have any voting rights, with the exception of voting rights on certain matters. The holders of Series C Preferred Stock will be entitled to a dividend payable in
        cash quarterly at an annual rate dependent on certain factors as reported by the Company to the Purchaser in a quarterly supplemental report, as set forth in the Purchase Agreement. The initial dividend rate is zero percent for the first two years
        after issuance, and thereafter the floor dividend rate is 0.50% and the ceiling dividend rate is 2.00%.&lt;br/&gt;
      &lt;/div&gt;

&lt;div&gt;
      &#160; &lt;br class="Apple-interchange-newline"/&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;During the
        first quarter of 2022, the Company completed the exchange of all the Series A Fixed Rate Cumulative Redeemable Preferred Stock, with an aggregate liquidation value of $3.0 million, plus accrued dividends, for 149,164 shares of Class A Common
        Stock at an exchange price of $20.08 per share of Class A Common Stock.&lt;/span&gt;&lt;br/&gt;
    &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;On October 31, 2023, the Company effected a reverse stock split of the Company&#x2019;s outstanding shares of Class A common stock, Class B common stock, and Class C common
        stock, par value $0.01 per share, at a ratio of &lt;span style="-sec-ix-hidden:Fact_75fe5815725e403b8f6c0d9f2512b896"&gt;1-for-8 &lt;/span&gt; (the &#x201c;Reverse Stock Split&#x201d;). The shares of Class A Common Stock listed on The Nasdaq Capital Market commenced trading on The Nasdaq Capital Market on a post-Reverse Stock Split adjusted basis at the open
        of business on November 1, 2023.&#160; As a result of the Reverse Stock Split, the number of issued and outstanding shares of common stock immediately prior to the Reverse Stock Split was reduced, such that every eight shares of common stock held by a
        stockholder immediately prior to the Reverse Stock Split were combined and reclassified into one share of common stock. &lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;A&lt;/span&gt;ll common stock share amounts and per share numbers
        discussed herein have been adjusted f&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;or the Reverse Stock Split.&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;On October 31, 2023 the Company purchased 244,771
          shares of its Class A (voting) Common Stock (adjusted for the &lt;span style="-sec-ix-hidden:Fact_108df240e00047dea5984caac3d887e0"&gt;1-for-8&lt;/span&gt; reverse stock split effective November 1, 2023) from the Federal
          Deposit Insurance Corporation (&#x201c;FDIC&#x201d;), which obtained the shares when it was appointed receiver for First Republic Bank upon its closure earlier in 2023. The purchased shares represented just under 4.0% of the Company&#x2019;s total voting shares prior to the purchase, and over 2.6%
          of the Company&#x2019;s total common equity. The Company purchased the shares at a price of $7.2760 per share (adjusted for the &lt;span style="-sec-ix-hidden:Fact_91379155f1684b0ebba44d78bc68bab1"&gt;1-for-8&lt;/span&gt; reverse stock split effective November 1, 2023), which represented the 20-day volume weighted average price for the Class A shares over the period ended October 24, 2023. The purchase was financed from cash on hand and the shares were retired.&lt;/div&gt;
</us-gaap:StockholdersEquityNoteDisclosureTextBlock>
    <us-gaap:PreferredStockParOrStatedValuePerShare
      contextRef="c20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="INF"
      id="Fact_a0893669364e44709f57326c91b15b40"
      unitRef="U003">0.01</us-gaap:PreferredStockParOrStatedValuePerShare>
    <us-gaap:StockIssuedDuringPeriodSharesAcquisitions
      contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_91d08f024d814751930a0bc8e996b1eb"
      unitRef="U002">150000</us-gaap:StockIssuedDuringPeriodSharesAcquisitions>
    <us-gaap:SaleOfStockConsiderationReceivedOnTransaction
      contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="-5"
      id="Fact_5ba194a55dbf4861ba3cd5d82313f357"
      unitRef="U001">150000000</us-gaap:SaleOfStockConsiderationReceivedOnTransaction>
    <us-gaap:PreferredStockLiquidationPreference
      contextRef="c20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="0"
      id="Fact_364f1465e20648cf9063ec2c4b27eec9"
      unitRef="U003">1000</us-gaap:PreferredStockLiquidationPreference>
    <us-gaap:PreferredStockDividendRatePercentage
      contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="2"
      id="Fact_b9a7704fcd974575b18cd53bbe2398f5"
      unitRef="U004">0</us-gaap:PreferredStockDividendRatePercentage>
    <byfc:PreferredStockPeriodForInitialDividendRate
      contextRef="c20230101to20231231_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      id="Fact_d10806474c8b4ac895368f5a5f5fd702">P2Y</byfc:PreferredStockPeriodForInitialDividendRate>
    <byfc:PreferredStockDividendRateFloor
      contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="4"
      id="Fact_e2ba1fc820b84b0f8bf055bbfe8d0ba3"
      unitRef="U004">0.005</byfc:PreferredStockDividendRateFloor>
    <byfc:PreferredStockDividendRateCeiling
      contextRef="c20220607to20220607_StatementClassOfStockAxis_SeriesCPreferredStockMember"
      decimals="4"
      id="Fact_1ba6d9a2b1c24c839bbd3dc2b5377472"
      unitRef="U004">0.02</byfc:PreferredStockDividendRateCeiling>
    <us-gaap:PreferredStockLiquidationPreferenceValue
      contextRef="c20220331_StatementClassOfStockAxis_SeriesAPreferredStockMember"
      decimals="-5"
      id="Fact_686f1f0e93354f50b778fcf510a6d850"
      unitRef="U001">3000000</us-gaap:PreferredStockLiquidationPreferenceValue>
    <byfc:CommonStockSharesUponConversionFromPreferredStock
      contextRef="c20220101to20220331_StatementClassOfStockAxis_CommonClassAMember"
      decimals="0"
      id="Fact_384f37a61b8f469ca1d050f398038689"
      unitRef="U002">149164</byfc:CommonStockSharesUponConversionFromPreferredStock>
    <byfc:ConversionOfStockExchangePricePricePerShare
      contextRef="c20220331_StatementClassOfStockAxis_CommonClassAMember"
      decimals="2"
      id="Fact_44049fbb82ff4e2493a460dbc84992f5"
      unitRef="U003">20.08</byfc:ConversionOfStockExchangePricePricePerShare>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="c20231031_StatementClassOfStockAxis_CommonClassAMember"
      decimals="INF"
      id="Fact_c7ec2d2c961c4fedb78682032d2c19fc"
      unitRef="U003">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="c20231031_StatementClassOfStockAxis_CommonClassBMember"
      decimals="INF"
      id="Fact_8e4e3d32eaaf4e168345370dd86c9162"
      unitRef="U003">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:CommonStockParOrStatedValuePerShare
      contextRef="c20231031_StatementClassOfStockAxis_CommonClassCMember"
      decimals="INF"
      id="Fact_08c40958fd4547959abdebdc3321966f"
      unitRef="U003">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
    <us-gaap:StockRepurchasedDuringPeriodShares
      contextRef="c20231031to20231031_StatementClassOfStockAxis_VotingClassACommonStockMember"
      decimals="0"
      id="Fact_2fc158bc4b884180ab84ea4fabdde408"
      unitRef="U002">244771</us-gaap:StockRepurchasedDuringPeriodShares>
    <byfc:PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase
      contextRef="c20231031to20231031_RangeAxis_MaximumMember"
      decimals="3"
      id="Fact_1ad429f3388e4a06bc0ab6e34121e24b"
      unitRef="U004">0.04</byfc:PercentageOfPurchasedSharesOfTotalVotingSharesPriorToPurchase>
    <byfc:PercentageOfPurchasedSharesOfTotalCommonEquity
      contextRef="c20231031to20231031"
      decimals="3"
      id="Fact_e7287f5d1cd645d7828a7e59dcc89ae4"
      unitRef="U004">0.026</byfc:PercentageOfPurchasedSharesOfTotalCommonEquity>
    <byfc:ShareRepurchasePerShare
      contextRef="c20231031to20231031"
      decimals="4"
      id="Fact_443a69778ac24159b5e6fd0e12d59df7"
      unitRef="U003">7.276</byfc:ShareRepurchasePerShare>
    <byfc:VolumeWeightedAveragePrice
      contextRef="c20231031to20231031"
      id="Fact_4e87e56c6a3b48aba6b4a7287f672cc6">P20D</byfc:VolumeWeightedAveragePrice>
    <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_b28b7b3653694e2f97522b8c9889c724">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 3 &#x2013; Securities&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table summarizes the amortized cost and fair value of the available&#x2011;for&#x2011;sale investment securities portfolios at December 31, 2023 and December 31,
          2022 and the corresponding amounts of unrealized gains (losses) which are recognized in accumulated other comprehensive income (loss):&lt;/div&gt;

&lt;div&gt;&#160; &lt;br/&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Amortized&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Cost&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Gross&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Gains&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Gross&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Losses&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;"&gt;December 31, 2023:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency mortgage-backed securities&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;76,091&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;3&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(9,316&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;66,778&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency Collateralized Mortgage Obligations &#x201c;CMOs&#x201d;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;24,720&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(1,381&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;23,339&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency debt&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;50,893&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(3,057&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;47,836&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Municipal bonds&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4,833&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(460&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4,373&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;U. S. Treasuries&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;167,055&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(3,175&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;163,880&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;SBA pools&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;12,386&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(1,646&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;10,744&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;"&gt;Total available-for-sale securities&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;335,978&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;7&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(19,035&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;316,950&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;"&gt;December 31, 2022:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency mortgage-backed securities&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;84,955&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;2&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(10,788&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;74,169&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency CMOs&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;27,776&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(1,676&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;26,100&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency debt&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;55,687&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;26&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(4,288&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;51,425&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Municipal bonds&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4,866&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(669&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4,197&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;U. S. Treasuries&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;165,997&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(5,408&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;160,589&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;SBA pools&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;14,048&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;9&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(1,788&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;12,269&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;"&gt;Total available-for-sale securities&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;353,329&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;37&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(24,617&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;328,749&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;There were no sales of securities during the
          years ended December 31, 2023 or 2022.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The amortized cost and estimated fair value of all investment securities available-for-sale at December 31, 2023, by contractual maturities are shown below.
            Contractual maturities may differ from expected maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;
          &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Cost&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;br/&gt;
                  &lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;&#160;Unrealized&lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Gains&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Unrealized&lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Losses&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Due in one year or less&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;103,441&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(1,179&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;102,262&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Due after one year through five years&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;119,530&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(5,231&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;114,299&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Due after five years through ten years&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;29,078&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;2&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(1,802&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;27,278&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Due after ten years&#160;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;83,929&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;5&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(10,823&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;73,111&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;335,978&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;7&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(19,035&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;316,950&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
        &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div&gt;
            &lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);"&gt;


  &lt;tr&gt;

    &lt;td style="width: 18pt; vertical-align: top;"&gt;
                    &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;(1)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td style="width: auto; vertical-align: top;"&gt;
                    &lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Mortgage-backed securities, CMOs and SBA pools do
                      not have a single stated maturity date and therefore have been included in the &#x201c;Due after ten years&#x201d; category.&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
            &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman';"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman';"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The table below indicates the length of time individual securities had been in a continuous unrealized loss position:&lt;br/&gt;
            &lt;/span&gt; &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman';"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman';"&gt;
            &lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="margin: 0px; padding: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&lt;br/&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Less than 12 Months&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;12 Months or Longer&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Total&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; Losses&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; Losses&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; Losses&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31, 2023:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: bottom;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency mortgage-backed securities&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;66,575&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(9,316&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;66,575&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(9,316&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency CMOs&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;23,339&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,381&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;23,339&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,381&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency debt&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;3,018&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(37&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;44,818&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,020&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;47,836&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,057&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Municipal bonds&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;4,373&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(460&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;4,373&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(460&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;U. S. Treasuries&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;163,880&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,175&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;163,880&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,175&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; padding-bottom: 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;SBA pools&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;286&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;9,439&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,645&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;9,725&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,646&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 18pt;"&gt;Total&lt;br/&gt;
                    &lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;3,304&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(38&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;312,424&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(18,997&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;315,728&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(19,035&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31, 2022:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency mortgage-backed securities&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;38,380&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(4,807&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;35,526&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(5,981&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;73,906&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(10,788&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="margin-left: 9pt;"&gt;Federal agency CMOs&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;20,997&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(885&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;5,103&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(791&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;26,100&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(1,676&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency debt&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;26,383&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,529&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;21,956&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(2,759&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;48,339&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(4,288&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Municipal bonds&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;2,176&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(315&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;2,021&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(354&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;4,197&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(669&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;U. S. Treasuries&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;143,989&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,884&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;16,600&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,524&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;160,589&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(5,408&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="margin-left: 9pt;"&gt;SBA pools&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;3,743&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;(365&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;6,763&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;(1,423&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;10,506&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;(1,788&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; padding-bottom: 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 18pt;"&gt;Total&lt;br/&gt;
                    &lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;235,668&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(11,785&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;87,969&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(12,832&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;323,637&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(24,617&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

            &lt;div style="margin: 0px 0px; padding: 0px 0px;"&gt;&lt;br/&gt;
            &lt;/div&gt;

          &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"&gt;Securities with a market value of $89.0 million were pledged as collateral for securities sold under agreements to
              repurchase as of December 31, 2023 and included $47.8 million of U.S. Treasuries, $30.2 million of federal agency debt, and $11.0 million of
              federal agency mortgage-backed securities. Securities with a market value of $64.4 million were pledged as collateral for
              securities sold under agreements to repurchase as of December 31, 2022 and included $33.3 million of federal agency debt, $19.2 million of U.S. Treasuries and $11.9
              million of federal agency mortgage-backed securities.&lt;/span&gt; Investment securities with a book value of $107.3 million and a fair
            value of $98.3 million were pledged as collateral to the Federal Reserve as of December 31, 2023 for borrowings under the Bank Term
            Funding Program&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"&gt;.&lt;br/&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;At December 31, 2023 and 2022, there were no
            securities pledged to secure public deposits since those public deposits are under $250 thousand which are fully insured by FDIC. At December 31, 2023 and 2022, there were no holdings of securities by any one issuer, other than the U.S. Government and its agencies, in an amount greater than 10% of stockholders&#x2019; equity. Accrued interest receivable on
            securities was $1.2 million at December 31, 2023 and 2022, and is included in the consolidated statement of financial condition
            in &lt;span style="-sec-ix-hidden:Fact_6426b83fa8ea4fd99004b9059ef12c92"&gt;&lt;span style="-sec-ix-hidden:Fact_2d6f98a5aaad4cb0baec5a545821eb79"&gt;accrued interest receivable&lt;/span&gt;&lt;/span&gt;. &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0);"&gt;At December 31,
              2023 and 2022, there were no securities in nonaccrual status. All securities in the portfolio were current with their
              contractual principal and interest payments. At December 31, 2023 and 2022, there were no securities purchased with
              deterioration in credit quality since their origination, and there were no collateral dependent securities.&lt;/div&gt;
</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
    <us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_c6d30dabdad44aa7970494f644bde7dd">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table summarizes the amortized cost and fair value of the available&#x2011;for&#x2011;sale investment securities portfolios at December 31, 2023 and December 31,
          2022 and the corresponding amounts of unrealized gains (losses) which are recognized in accumulated other comprehensive income (loss):&lt;/div&gt;

&lt;div&gt;&#160; &lt;br/&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Amortized&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Cost&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Gross&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Gains&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Gross&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Losses&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;"&gt;December 31, 2023:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency mortgage-backed securities&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;76,091&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;3&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(9,316&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;66,778&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency Collateralized Mortgage Obligations &#x201c;CMOs&#x201d;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;24,720&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(1,381&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;23,339&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency debt&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;50,893&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(3,057&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;47,836&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Municipal bonds&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4,833&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(460&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4,373&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;U. S. Treasuries&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;167,055&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(3,175&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;163,880&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;SBA pools&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;12,386&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(1,646&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;10,744&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;"&gt;Total available-for-sale securities&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;335,978&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;7&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(19,035&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;316,950&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; font-weight: bold; margin-left: 7.2pt;"&gt;December 31, 2022:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency mortgage-backed securities&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;84,955&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;2&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(10,788&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;74,169&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency CMOs&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;27,776&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(1,676&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;26,100&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Federal agency debt&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;55,687&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;26&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(4,288&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;51,425&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Municipal bonds&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4,866&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(669&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;4,197&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;U. S. Treasuries&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;165,997&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(5,408&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;160,589&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;SBA pools&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;14,048&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;9&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(1,788&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;12,269&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 21.6pt;"&gt;Total available-for-sale securities&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;353,329&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;37&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(24,617&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;328,749&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_4c8b2b251e2f41298ebfebf8610f2d95"
      unitRef="U001">76091000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_6523fa46c70443de88757ca0a9a9cbdc"
      unitRef="U001">3000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_3fb761e05d604dcb990db88784a42798"
      unitRef="U001">9316000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_530be271a0e04ef4a49b710084a8ac39"
      unitRef="U001">66778000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_7e0b8029546c4a7886263ba427c73005"
      unitRef="U001">24720000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_22c1f06ef2934cbb941de1aec8d62a9e"
      unitRef="U001">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_1c060a22443948e9b55ae42e6d896391"
      unitRef="U001">1381000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_2ded8ec0bb10409b937a7ad3153ec7b2"
      unitRef="U001">23339000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_a70b56bf78b2479e9d52a32070b6a117"
      unitRef="U001">50893000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_9e392c6055eb4892ae84ae0589ee7ceb"
      unitRef="U001">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_245bcfe68ca24e5db76778c6003643b7"
      unitRef="U001">3057000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_d26cade948fd4ff3b6f3885e217f9bde"
      unitRef="U001">47836000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_87eef173b3f041689764f4ba80b0009f"
      unitRef="U001">4833000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_3f0034e7a7094a8a9e7cddd9bd84dc75"
      unitRef="U001">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_0c98ef4580cd4e4b8ab4ed7045ab8c18"
      unitRef="U001">460000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_6395ccfa4ad34250afc03a33ce75d6de"
      unitRef="U001">4373000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_bc404a08bd08421ab39a56e1751f6858"
      unitRef="U001">167055000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_25574e47fa874629a122e6400e3d2d9a"
      unitRef="U001">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_fed53ef877a34ff3be2a2f1561448ce0"
      unitRef="U001">3175000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_36c2d8e9ab254d84aa1e5cb95ecae97f"
      unitRef="U001">163880000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_233928fc2a1e4f268ec71130465c2f56"
      unitRef="U001">12386000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_9366cd6a837643d9a1b5cdafdca76ae5"
      unitRef="U001">4000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_864b20439ddc48c18b9de7914011e62b"
      unitRef="U001">1646000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_b4c03b3b8fac418bb8d01dc525a71138"
      unitRef="U001">10744000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20231231"
      decimals="-3"
      id="Fact_949cae0a94b04ea79a808259a804f496"
      unitRef="U001">335978000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20231231"
      decimals="-3"
      id="Fact_a2a5b1fe03274d53b36e029d13d35220"
      unitRef="U001">7000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20231231"
      decimals="-3"
      id="Fact_06f06298ffc946439341e9ccf1305756"
      unitRef="U001">19035000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231"
      decimals="-3"
      id="Fact_654370ee02904e1ea9d99d785cec6d5c"
      unitRef="U001">316950000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_afbb862734a149b7b678c18e3d8851c6"
      unitRef="U001">84955000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_efa2f275854940faae35e98a74b4bd5b"
      unitRef="U001">2000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_c7e9446a8a5f417491f2c8aac249c0bf"
      unitRef="U001">10788000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_4efa7ac9dda84dba8b3d6ee5414ee512"
      unitRef="U001">74169000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_8737e977bc204a1e8373380a779be2f0"
      unitRef="U001">27776000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_c7b7e6b7703645219c10fa43bcdc7869"
      unitRef="U001">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_ee52f77be975483b8a5fcb5f911e0617"
      unitRef="U001">1676000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_e611b6d691494175aab355d0524f9c8e"
      unitRef="U001">26100000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_e7a03de94e294cbf8149694230c49b74"
      unitRef="U001">55687000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_d8901ba40cd24254b9b08b716515c4d0"
      unitRef="U001">26000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_4ad56971589246458d71a9ff6d4fa202"
      unitRef="U001">4288000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_604d8ddb989e4e6eb359e4c170fa346e"
      unitRef="U001">51425000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_ab3f014b6afd424b94c2dd78ca44d72d"
      unitRef="U001">4866000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_b6ec0d11a03e4beab934594e08d16dbb"
      unitRef="U001">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_458ec23eb580410b9c5d50d1b938eef3"
      unitRef="U001">669000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_f225358fd693469584b74e589e19bed9"
      unitRef="U001">4197000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_2045f9b5c09d4e8d8d358075c73f29e4"
      unitRef="U001">165997000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_8358546f8d394ed4b802e3c9aac64dc9"
      unitRef="U001">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_c167cf27f3d649d28ee7bc4f5703ea8a"
      unitRef="U001">5408000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_a9fb97a2c8b8496fbef85f7904689941"
      unitRef="U001">160589000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_3e1ade87e1e144e49f616c59e34a2262"
      unitRef="U001">14048000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_ac26e62af80a428f876e880c2fe9866c"
      unitRef="U001">9000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_6a6d99e710834f42be3529e3415ebdc4"
      unitRef="U001">1788000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_58bf0a99ca9e4858872b3cb950ac0ef4"
      unitRef="U001">12269000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20221231"
      decimals="-3"
      id="Fact_6f68da5c49a24fbf9fdb2c47229358ad"
      unitRef="U001">353329000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20221231"
      decimals="-3"
      id="Fact_1b294d6e3e974e29bc04da23b29abd1b"
      unitRef="U001">37000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20221231"
      decimals="-3"
      id="Fact_e25ef33d06fe4c94aabe6ebb643121f5"
      unitRef="U001">24617000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231"
      decimals="-3"
      id="Fact_ea5df521875947c3aba5886ddf3b3347"
      unitRef="U001">328749000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_94d341e2c1cd45c2834520810f5d5a47"
      unitRef="U001">0</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_7c377f3d26ab4e629255660ebc171772"
      unitRef="U001">0</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt>
    <us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_811bb9fd6f3e47f8ba6cc0fb2262a9fc">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The amortized cost and estimated fair value of all investment securities available-for-sale at December 31, 2023, by contractual maturities are shown below.
            Contractual maturities may differ from expected maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;
          &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Cost&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;br/&gt;
                  &lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;&#160;Unrealized&lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Gains&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Unrealized&lt;/div&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Losses&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Due in one year or less&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;103,441&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(1,179&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;102,262&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Due after one year through five years&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;119,530&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(5,231&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;114,299&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Due after five years through ten years&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;29,078&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;2&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(1,802&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;27,278&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Due after ten years&#160;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;83,929&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;5&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(10,823&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;73,111&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 52%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;335,978&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;7&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(19,035&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;316,950&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
        &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div&gt;
            &lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);"&gt;


  &lt;tr&gt;

    &lt;td style="width: 18pt; vertical-align: top;"&gt;
                    &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;(1)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td style="width: auto; vertical-align: top;"&gt;
                    &lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Mortgage-backed securities, CMOs and SBA pools do
                      not have a single stated maturity date and therefore have been included in the &#x201c;Due after ten years&#x201d; category.&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
            &lt;/div&gt;
</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
      contextRef="c20231231"
      decimals="-3"
      id="Fact_6239df806f8e4eb19dd093b1ed722513"
      unitRef="U001">103441000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost>
    <byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne
      contextRef="c20231231"
      decimals="-3"
      id="Fact_1716edd5fa70400cbc357e9f49364875"
      unitRef="U001">0</byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateYearOne>
    <byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne
      contextRef="c20231231"
      decimals="-3"
      id="Fact_158ab075f07c4c47b0c4cab55f299ac1"
      unitRef="U001">1179000</byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateYearOne>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
      contextRef="c20231231"
      decimals="-3"
      id="Fact_bc1e49e0b03f413c9d461c5c2f5f1f75"
      unitRef="U001">102262000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
      contextRef="c20231231"
      decimals="-3"
      id="Fact_b01a6cd2b80d40978859138cf0984b56"
      unitRef="U001">119530000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
    <byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive
      contextRef="c20231231"
      decimals="-3"
      id="Fact_4c9a87126d76438791b52ca85d97b28c"
      unitRef="U001">0</byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive>
    <byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive
      contextRef="c20231231"
      decimals="-3"
      id="Fact_fe9350cb43b041b1bade5499df87152f"
      unitRef="U001">5231000</byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
      contextRef="c20231231"
      decimals="-3"
      id="Fact_dba9e7192f2449c19de518ad586f147f"
      unitRef="U001">114299000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
      contextRef="c20231231"
      decimals="-3"
      id="Fact_e80b3290665d4fb685276bdee06dc7de"
      unitRef="U001">29078000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
    <byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10
      contextRef="c20231231"
      decimals="-3"
      id="Fact_2cce5ba38ad34ad2abee10844879a683"
      unitRef="U001">2000</byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10>
    <byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10
      contextRef="c20231231"
      decimals="-3"
      id="Fact_31e59cff6b3d41ba8974691ae2ed6450"
      unitRef="U001">1802000</byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLossesMaturityAllocatedAndSingleMaturityDateAfterYear5Through10>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
      contextRef="c20231231"
      decimals="-3"
      id="Fact_d52a821f73354596a12f462955b10f30"
      unitRef="U001">27278000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
      contextRef="c20231231"
      decimals="-3"
      id="Fact_2af14269d2574c6abd6f08d91d9cb243"
      unitRef="U001">83929000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost>
    <byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10
      contextRef="c20231231"
      decimals="-3"
      id="Fact_c5519eaeb07e41eab92c1305ef605a11"
      unitRef="U001">5000</byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear10>
    <byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10
      contextRef="c20231231"
      decimals="-3"
      id="Fact_bbb10ecd41fc485ab3c1ebd06dbd0b7c"
      unitRef="U001">10823000</byfc:DebtSecuritiesAvailableForSaleGrossUnrealizedLosseMaturityAllocatedAndSingleMaturityDateAfterYear10>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
      contextRef="c20231231"
      decimals="-3"
      id="Fact_5c6a2b6bbaa94972946fbe2cfb18c9d4"
      unitRef="U001">73111000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
      contextRef="c20231231"
      decimals="-3"
      id="Fact_fb12728aef2c4ce4945430b0dd91445a"
      unitRef="U001">335978000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
      contextRef="c20231231"
      decimals="-3"
      id="Fact_9b025e54d82e4f4685aef4414462ed57"
      unitRef="U001">7000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
      contextRef="c20231231"
      decimals="-3"
      id="Fact_4175142244d846d39a4d9e1074a664f5"
      unitRef="U001">19035000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231"
      decimals="-3"
      id="Fact_df40ed875a98438da762a0f996e4a183"
      unitRef="U001">316950000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_cefb084aced54a6c8a9abdb1bffe57d9">
&lt;div style="font-family: 'Times New Roman';"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The table below indicates the length of time individual securities had been in a continuous unrealized loss position:&lt;br/&gt;
            &lt;/span&gt; &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman';"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman';"&gt;
            &lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="margin: 0px; padding: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&lt;br/&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Less than 12 Months&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;12 Months or Longer&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Total&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; Losses&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; Losses&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Fair Value&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;Unrealized&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; Losses&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31, 2023:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: bottom;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency mortgage-backed securities&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;66,575&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(9,316&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;66,575&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(9,316&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency CMOs&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;23,339&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,381&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;23,339&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,381&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency debt&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;3,018&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(37&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;44,818&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,020&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;47,836&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,057&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Municipal bonds&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;4,373&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(460&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;4,373&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(460&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;U. S. Treasuries&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;163,880&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,175&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;163,880&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,175&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; padding-bottom: 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;SBA pools&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;286&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;9,439&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,645&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;9,725&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,646&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 18pt;"&gt;Total&lt;br/&gt;
                    &lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;3,304&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(38&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;312,424&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(18,997&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;315,728&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(19,035&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31, 2022:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency mortgage-backed securities&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;38,380&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(4,807&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;35,526&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(5,981&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;73,906&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(10,788&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="margin-left: 9pt;"&gt;Federal agency CMOs&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;20,997&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(885&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;5,103&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(791&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;26,100&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(1,676&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Federal agency debt&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;26,383&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,529&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;21,956&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(2,759&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;48,339&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(4,288&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;Municipal bonds&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;2,176&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(315&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;2,021&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(354&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;4,197&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(669&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 9pt;"&gt;U. S. Treasuries&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;143,989&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(3,884&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;16,600&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(1,524&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;160,589&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(5,408&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; width: 28%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="margin-left: 9pt;"&gt;SBA pools&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;3,743&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;(365&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;6,763&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;(1,423&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;10,506&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;(1,788&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 28%; padding-bottom: 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); margin-left: 18pt;"&gt;Total&lt;br/&gt;
                    &lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;235,668&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(11,785&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;87,969&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(12,832&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;323,637&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;(24,617&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

            &lt;div style="margin: 0px 0px; padding: 0px 0px;"&gt;&lt;br/&gt;
            &lt;/div&gt;

          &lt;/div&gt;
</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_02c5e9f89593456b8720ccf65adc8639"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_84c7a04733f24c98837729a68b01a2c8"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_de797b6ac9db4d508fdb98a37f242327"
      unitRef="U001">66575000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_11db16df512541029bd1f96c874bfb8e"
      unitRef="U001">9316000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_cb22485f6ec94f28856dc489e66431ce"
      unitRef="U001">66575000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_061bdd2a321443e09f0995a04f6b51b1"
      unitRef="U001">9316000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_67455d6dfadf4fdfa06d712f746d52f6"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_f04477a6ba7a4defbca152bdcd1cd84d"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_6e8e43d3aff94a709adc3e9100f8343f"
      unitRef="U001">23339000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_39595e92b2dd4df9954abd61f79fcd86"
      unitRef="U001">1381000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_05d8abbb60064358bf3fbf95cdba5cf7"
      unitRef="U001">23339000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_56be8c3fbbf14f7c84c3f4da0cdb18a6"
      unitRef="U001">1381000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_9997b936bd334407842f8f3890c609e1"
      unitRef="U001">3018000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_2cae077073154f62b70dd1cd4c8e95aa"
      unitRef="U001">37000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_fa3079c6ebe7414095af4abba9427308"
      unitRef="U001">44818000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_ce7ec530251f4a8294ab42780d12e276"
      unitRef="U001">3020000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_b4ab0aa9adb740478da1d19a3a81e7a0"
      unitRef="U001">47836000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_7f3dff3c87414f25a911b0a4d8b6fc3e"
      unitRef="U001">3057000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_05cac45333f14a65a1bf98931d89657a"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_bdbd7b34810d43458bfd55698504ed74"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_aec2f65c7da2458d9ee3114d4400fec7"
      unitRef="U001">4373000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_9e3fb9ec90424158bd926a52cd60e042"
      unitRef="U001">460000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_8079226096474ff7bd6bba0c72658fe6"
      unitRef="U001">4373000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_77986319ddbd4cd09b5afdedcb35fbe5"
      unitRef="U001">460000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_050163a593174f94b0b8a563a5ce8a36"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_091e45bce8b14f3b841f6056a67ff21a"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_896e7232eda245d18f4fa8884bfd15ce"
      unitRef="U001">163880000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_a1478bc0185b4dac8834a091d1f3ba7b"
      unitRef="U001">3175000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_2d0b9c977909414189de32fb6051cf9f"
      unitRef="U001">163880000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_99138bda8f264cb086b585e7ceb00ef5"
      unitRef="U001">3175000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_139f74a9c0d440e1b62c1926963d89cf"
      unitRef="U001">286000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_97c5f16f61b54700b0d2ad8e751d949f"
      unitRef="U001">1000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_812bcac62b55415e947b2d0dc6040352"
      unitRef="U001">9439000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_878c40d2d19a4bd181f7ade30f41d350"
      unitRef="U001">1645000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_283d5b22fb6341819c9b9c43ea0b6b84"
      unitRef="U001">9725000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20231231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_42a7192fe8b743fc88dc49d00f0ea02c"
      unitRef="U001">1646000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20231231"
      decimals="-3"
      id="Fact_e674c481284d4299bd5b8506029b4935"
      unitRef="U001">3304000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20231231"
      decimals="-3"
      id="Fact_8745f12437e6471b95f842e467bcc921"
      unitRef="U001">38000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20231231"
      decimals="-3"
      id="Fact_1e46d4abfb2246bfb8bd4dfde6e931bb"
      unitRef="U001">312424000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20231231"
      decimals="-3"
      id="Fact_90bf38f9d4ee4979b18f321fd0fea9b5"
      unitRef="U001">18997000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20231231"
      decimals="-3"
      id="Fact_7a216f18b9554a9a801bd7dda85e640b"
      unitRef="U001">315728000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20231231"
      decimals="-3"
      id="Fact_3d2c945456d14a879466b00e1d157bd7"
      unitRef="U001">19035000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_43d7e3a5955f48b7abc3f97b36de1eb8"
      unitRef="U001">38380000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_8bc294ccd1bf4fb79a984310306632e3"
      unitRef="U001">4807000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_5c2db06aeb9a4091905b2b9756549363"
      unitRef="U001">35526000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_e85de47bcfbb431ea1676bc3e8fbfae8"
      unitRef="U001">5981000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_4424bc402cfe45469397ab1592353173"
      unitRef="U001">73906000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_8d855e4396b54f24a8d010d8d72f2ea6"
      unitRef="U001">10788000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_f62440516d314a01a114a7a0be786f22"
      unitRef="U001">20997000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_2a5671643ee64b1181df6b4cd79b5f16"
      unitRef="U001">885000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_10137b53b29648ddae20ae53deb23fe7"
      unitRef="U001">5103000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_d9aafe6db41148cbb3ce58910e9fddf1"
      unitRef="U001">791000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_d253a46de63940b6809fcc292deb4c8f"
      unitRef="U001">26100000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_68a5083b62a94bcbad4180cae5da0828"
      unitRef="U001">1676000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_c7034cd72deb44b2b3826ce53ee57f37"
      unitRef="U001">26383000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_b0594257b5b14648bfd01d217acb2fbd"
      unitRef="U001">1529000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_7ade37c085154591add0aed2bb5dc1c3"
      unitRef="U001">21956000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_cf441024aad746b1bc5b0b7cc2b61d2b"
      unitRef="U001">2759000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_d393c2b80bf2492380345711f96bc6d4"
      unitRef="U001">48339000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_62e078cad4594a8bbda8267115971429"
      unitRef="U001">4288000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_763a455cb003449db8c0095c124f51e6"
      unitRef="U001">2176000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_ff259bb4be8842de9f0f822ebaab728b"
      unitRef="U001">315000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_05fa25eda3db4a818e2cd424b7850890"
      unitRef="U001">2021000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_6677f920d5d74f658015ec95093c7a61"
      unitRef="U001">354000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_5d1c8c17f6fa4d79b2cbdb7307d4a3b9"
      unitRef="U001">4197000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_ae5fff3fd2c348c8938ce227c155add8"
      unitRef="U001">669000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_80fac49f75c5404f9e431620308cd090"
      unitRef="U001">143989000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_c481b67b328443e298239444a56396da"
      unitRef="U001">3884000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_1086a588870b4b8dbb9dae9674ea7cdc"
      unitRef="U001">16600000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_0468b591b03b43d182196b341bb33991"
      unitRef="U001">1524000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_f77fa8bfb78c48388b91987546466e02"
      unitRef="U001">160589000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_ab31f485ad764b64b97d7ad3d39e07fa"
      unitRef="U001">5408000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_76324caef25b41949bcb04e139056941"
      unitRef="U001">3743000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_59da73f58c0a4f069fd42fc75109952d"
      unitRef="U001">365000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_2965843fb7d14f33ab1427ad9276417d"
      unitRef="U001">6763000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_a9993634c0294fa6afc4ad0a31a8862a"
      unitRef="U001">1423000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_326715b589d941fe9ad95413fe1ccbad"
      unitRef="U001">10506000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20221231_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_4cd2ceb7b2ff4e62b3605bdfdc92b4c6"
      unitRef="U001">1788000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
      contextRef="c20221231"
      decimals="-3"
      id="Fact_b2d34eb4be7f49f08376306a1c934231"
      unitRef="U001">235668000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
      contextRef="c20221231"
      decimals="-3"
      id="Fact_d188ac1df9b74e4c8d0473c1444b76fd"
      unitRef="U001">11785000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
      contextRef="c20221231"
      decimals="-3"
      id="Fact_85a303d14542456c93741659b6127e58"
      unitRef="U001">87969000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
      contextRef="c20221231"
      decimals="-3"
      id="Fact_e6bc7b821291449ea576bb79af176341"
      unitRef="U001">12832000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
      contextRef="c20221231"
      decimals="-3"
      id="Fact_61139f271e36477c82f69e660e2bbd54"
      unitRef="U001">323637000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
      contextRef="c20221231"
      decimals="-3"
      id="Fact_f867f01ec81341f794feb0a94f396c74"
      unitRef="U001">24617000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_6fc0b4fa78e343cfbe58bc852d9a16f0"
      unitRef="U001">89000000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_a3b6cf75bec54bd0b4f6a109b1a35e62"
      unitRef="U001">47800000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_46c19acaae8d4292ae2305d768747db3"
      unitRef="U001">30200000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_ce9ac214c436426681ae29dca39e0555"
      unitRef="U001">11000000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20221231_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_ed440ea839a54ffa82673af5d050719f"
      unitRef="U001">64400000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_0c5bd56d926640a1a93e2f88e876c858"
      unitRef="U001">33300000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_eccf2a4eacd742e9bd00a06fad8bd461"
      unitRef="U001">19200000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_2d6c7fb25b3a4038baad758a674f3e61"
      unitRef="U001">11900000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <byfc:FinancialInstrumentsOwnedAtAmortizedCost
      contextRef="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember"
      decimals="-5"
      id="Fact_5a59e54cbc284f0aae97d41733fd2f8f"
      unitRef="U001">107300000</byfc:FinancialInstrumentsOwnedAtAmortizedCost>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember"
      decimals="-5"
      id="Fact_4554e5ccccf34f2b8419979f9c528505"
      unitRef="U001">98300000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20221231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_DepositsMember"
      decimals="-6"
      id="Fact_fd9f65b9279c42c9aa4a885c5304470c"
      unitRef="U001">0</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_DepositsMember"
      decimals="-6"
      id="Fact_a79a8050f3fc4e3892dc0db0e9bdb90e"
      unitRef="U001">0</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity
      contextRef="c20221231"
      decimals="-6"
      id="Fact_d936bfcb39e34dc99699f887d6636918"
      unitRef="U001">0</byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity>
    <byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity
      contextRef="c20231231"
      decimals="-6"
      id="Fact_0b86b391ee5a4da69c4026ec0b2620ed"
      unitRef="U001">0</byfc:AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity>
    <us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss
      contextRef="c20231231"
      decimals="-5"
      id="Fact_5ca44242b42748358446075c38f977b1"
      unitRef="U001">1200000</us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss
      contextRef="c20221231"
      decimals="-5"
      id="Fact_2895ff90838b4b4ea8f2ddd7f21b33d8"
      unitRef="U001">1200000</us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityNonaccrual
      contextRef="c20221231"
      decimals="-6"
      id="Fact_fdb760fc33ee4ea6a8e04d190e44d996"
      unitRef="U001">0</us-gaap:DebtSecuritiesHeldToMaturityNonaccrual>
    <us-gaap:DebtSecuritiesHeldToMaturityNonaccrual
      contextRef="c20231231"
      decimals="-6"
      id="Fact_a53d9f927a914ec6a177c84ed1b9d2c2"
      unitRef="U001">0</us-gaap:DebtSecuritiesHeldToMaturityNonaccrual>
    <us-gaap:DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice
      contextRef="c20230101to20231231"
      decimals="-6"
      id="Fact_a27d497ab251426f9b49ca8d0ea16c8b"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice>
    <us-gaap:DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice
      contextRef="c20220101to20221231"
      decimals="-6"
      id="Fact_802d228238084c5da46d89158841aef8"
      unitRef="U001">0</us-gaap:DebtSecuritiesAvailableForSalePurchasedWithCreditDeteriorationAmountAtPurchasePrice>
    <byfc:SecuritiesCollateralDependent
      contextRef="c20221231"
      decimals="-6"
      id="Fact_3a0757b92b3f4d4d9388e9d50d4e8ebc"
      unitRef="U001">0</byfc:SecuritiesCollateralDependent>
    <byfc:SecuritiesCollateralDependent
      contextRef="c20231231"
      decimals="-6"
      id="Fact_012c24b729be4c0abbf18900eb1a5d5d"
      unitRef="U001">0</byfc:SecuritiesCollateralDependent>
    <us-gaap:FinancingReceivablesTextBlock
      contextRef="c20230101to20231231"
      id="Text_12f258198d684f259c20b92fe7b6dcc6">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 4 &#x2013; Loans Receivable Held for Investment&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Loans receivable held for investment were as follows as of the periods indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt; 2023&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt; 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Real estate:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;24,702&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;30,038&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: 0pt; margin-left: 9pt;"&gt;Multi-family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;561,447&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;502,141&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Commercial real estate&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;119,436&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;114,574&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;12,717&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;15,780&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Construction&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;89,887&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;40,703&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Commercial &#x2013; other&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;63,450&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;64,841&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;SBA loans &lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14,954&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;3,601&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Consumer&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;13&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;11&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Gross loans receivable before deferred loan costs and premiums&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;886,606&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;771,689&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Unamortized net deferred loan costs and premiums&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,971&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,755&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;888,577&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;773,444&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;Credit and interest marks on purchased loans, net&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;(772&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;(1,010&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Allowance for credit losses&lt;sup&gt;(2)&lt;/sup&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(7,348&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(4,388&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Loans receivable, net&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;880,457&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;768,046&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="width: 100%; font-family: 'Times New Roman'; font-size: 10pt;"&gt;


  &lt;tr style="vertical-align: top;"&gt;

    &lt;td style="vertical-align: top; width: 18pt; text-align: left;"&gt; (1) &lt;/td&gt;

    &lt;td style="align: left; vertical-align: top; width: auto;"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;Including Paycheck Protection Program (PPP) loans.&lt;/div&gt;
                &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;
            &lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);"&gt;


  &lt;tr&gt;

    &lt;td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(2)&lt;/td&gt;

    &lt;td style="width: auto; vertical-align: top; text-align: justify; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.&lt;br/&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt;As of December 31, 2023 and 2022, the commercial loan category above included $2.5 million and $2.7 million of loans issued under the SBA&#x2019;s Paycheck
          Protection Program. PPP loans have terms of &lt;span style="-sec-ix-hidden:Fact_04958e61d38a4ae6b69a249b58b2ad94"&gt;two&lt;/span&gt; to five years and earn interest at 1%. PPP loans are fully guaranteed by the
          SBA and have virtually no risk of loss. The Bank expects the vast majority of the PPP loans to be fully forgiven by the SBA. &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Effective January
              1, 2023, the Company accounts for credit losses on loans in accordance with ASC 326. ASC 326 requires the Company to recognize estimates for lifetime losses on loans and off-balance sheet loan commitments at the time of origination or
              acquisition. The recognition of losses at origination or acquisition represents the Company&#x2019;s best estimate of the lifetime expected credit loss associated with a loan given the facts and circumstances associated with the particular loan, and
              involves the use of significant management judgment and estimates, which are subject to change based on management&#x2019;s on-going assessment of the credit quality of the loan portfolio and changes in economic forecasts used in the model. The
              Company uses the WARM method when determining estimates for the ACL for each of its portfolio segments. The weighted average remaining life, including the effect of estimated prepayments, is calculated for each loan pool on a quarterly basis.
              The Company then estimates a loss rate for each pool using both its own historical loss experience and the historical losses of a group of peer institutions during the period from 2004 through the most recent quarter.&lt;/div&gt;

&lt;div style="text-align: justify;"&gt; &lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The
                Company&#x2019;s ACL model also includes adjustments for qualitative factors, where appropriate. Qualitative adjustments may include, but are not limited to factors such as: (i) changes in lending policies and procedures, including changes in
                underwriting standards and collections, charge offs, and recovery practices; (ii) changes in international, national, regional, and local conditions; (iii) changes in the nature and volume of the portfolio and terms of loans; (iv) changes
                in the experience, depth, and ability of lending management; (v) changes in the volume and severity of past due loans and other similar conditions; (vi) changes in the quality of the organization&#x2019;s loan review system; (vii) changes in the
                value of underlying collateral for collateral dependent loans; (viii) the existence and effect of any concentrations of credit and changes in the levels of such concentrations; and (ix) the effect of other external factors (i.e.,
                competition, legal and regulatory requirements) on the level of estimated credit losses. These qualitative factors incorporate the concept of reasonable and supportable forecasts, as required by ASC 326.&lt;/span&gt;&lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify;"&gt; &lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The following table summarizes the activity in the allowance for credit losses on loans for the period indicated:&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
                &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;
              &lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: middle; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;
                        &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;"&gt;For the Year Ended December 31, 2023&lt;/div&gt;
                      &lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Beginning&lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Balance&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Impact of&lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;CECL&lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Adoption&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;"&gt;Charge-offs&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;"&gt;Recoveries&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Provision&lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;(Recapture)&lt;br/&gt;
                      &lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Ending &lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Balance&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: middle; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(In thousands)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;"&gt;Loans receivable held for investment:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;Real estate:&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Single-family&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;109&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;214&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(63&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;260&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Multi-family&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;3,273&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;603&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;109&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;428&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;4,413&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Commercial real estate&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;449&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;466&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;107&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;72&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;1,094&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Church&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;65&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;37&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(30&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;72&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Construction&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;313&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;219&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;400&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;932&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Commercial - other&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;175&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;254&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;100&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;529&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;SBA loans&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;20&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;28&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;48&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; padding-bottom: 2px;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Consumer&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;4&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(4&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Total&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;4,388&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;1,809&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;216&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;935&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;7,348&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
            &lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents the activity in the allowance for loan losses by loan type for the period indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;For the Year Ended December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Real Estate&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Single-&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Multi&#x2011;&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Commercial&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;real estate&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Church&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Construction&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Commercial&#x2013;&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;other&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Consumer&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Beginning balance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;145&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;2,657&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;236&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;103&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;212&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;23&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;15&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3,391&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Provision for (recapture of) loan losses&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;(36&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;616&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;213&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;(38&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;101&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;152&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;(11&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;997&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Recoveries&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Loans charged off&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Ending balance&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;109&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,273&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;449&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;65&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;313&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;175&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,388&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; The ACL increased to $7.3 million as of December 31, 2023, compared to $4.4 million as of December 31, 2022. The increase was primarily due to the implementation of the CECL methodology adopted by the Bank effective
            January 1, 2023, which increased the ACL by $1.8 million. In addition, the Bank recorded an additional provision for credit losses of
            $935 thousand for the twelve months ended December 31, 2023 due to loan growth of $114.9 million. The CECL methodology includes estimates of expected loss rates in the future, whereas the former ALLL methodology did not.&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Prior to the Company&#x2019;s adoption of ASC 326 on January 1, 2023, the Company maintained ALLL in accordance with ASC 310 and ASC 450 that covered estimated credit losses on individually evaluated loans
            that were determined to be impaired, as well as estimated probable incurred losses inherent in the remainder of the loan portfolio.&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; Beginning on January 1, 2023, the Company evaluates loans collectively for purposes of determining the ACL in accordance with ASC 326. Collective evaluation is based on aggregating loans deemed to
            possess similar risk characteristics. In certain instances, the Company may identify loans that it believes no longer possess risk characteristics similar to other loans in the loan portfolio. These loans are typically identified from those
            that have exhibited deterioration in credit quality, since the specific attributes and risks associated with such loans tend to become unique as the credit deteriorates. Such loans are typically nonperforming, downgraded to substandard or
            worse, and/or are deemed collateral dependent, where the ultimate repayment of the loan is expected to come from the operation of or eventual sale of the collateral. Loans that are deemed by management to no longer possess risk characteristics
            similar to other loans in the portfolio, or that have been identified as collateral dependent, are evaluated individually for purposes of determining an appropriate lifetime ACL. The Company uses a discounted cash flow approach, using the
            loan&#x2019;s effective interest rate, for determining the ACL on individually evaluated loans, unless the loan is deemed collateral dependent, which requires evaluation based on the estimated fair value of the underlying collateral, less estimated
            selling costs. The Company may increase or decrease the ACL for collateral dependent loans based on changes in the estimated fair value of the collateral.&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; The following table presents collateral dependent loans by collateral type as of the date indicated:&lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;"&gt;
            &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, 2023&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Single-Family&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;Multi-Family&lt;br/&gt;
                      &lt;/span&gt;&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;Residential&lt;br/&gt;
                      &lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Church&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Business &lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Assets&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Real estate:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Single-family&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;45&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;45&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                    &lt;div style="margin-left: 9pt;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;Multi-family&lt;br/&gt;
                      &lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;&#x2013;&lt;/span&gt;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;5,672&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;5,672&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; margin-left: 9pt;"&gt;Commercial real estate&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;65&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;65&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Church&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;391&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;391&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left;"&gt;Commercial &#x2013; other&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;268&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;268&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; padding-bottom: 4px;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Total&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;45&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,672&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;456&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;268&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,441&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
            &lt;/div&gt;

&lt;div&gt;&#160;
          &lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;At December 31, 2023, $6.4 million of individually evaluated loans were evaluated based on the underlying value of the collateral and no individually evaluated loans were evaluated using a discounted cash flow approach. These loans had an associated ACL of $112 thousand as of December 31, 2023.&#160; None
                of these collateral dependent loans were on nonaccrual status at December 31, 2023.&lt;br/&gt;
              &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;As
              part of the CFBanc merger on April 1, 2021, the Company acquired PCD loans. Prior to the CFBanc merger, there were no such
              acquired loans. &lt;/span&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;"&gt;The carrying amount of those loans was as follows:&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify;"&gt;
            &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; 2023&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; 2022&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Real estate:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Single-family&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;68&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Commercial real estate&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Commercial &#x2013; other&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;47&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;57&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;47&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;125&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The following table summarizes the discount on the PCD
            loans for the periods indicated:&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;2023&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;2022&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Balance at the beginning of the period&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;27&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;289&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Deductions due to payoffs&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Accretion&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(12&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(262&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Balance at the end of the period&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;2&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;27&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Prior to the adoption of ASC 326 on January 1, 2023, the Company classified loans as impaired when, based on current information and events, it was probable that the Company
              would be unable to collect all amounts due according to the contractual terms of the loan agreement or it was determined that the likelihood of the Company receiving all scheduled payments, including interest, when due was remote. Credit
              losses on impaired loans were determined separately based on the guidance in ASC 310. Beginning January 1, 2023, the Company accounts for credit losses on all loans in accordance with ASC 326, which eliminates the concept of an impaired loan
              within the context of determining credit losses, and requires all loans to be evaluated for credit losses collectively based on similar risk characteristics. Loans are only evaluated individually when they are deemed to no longer possess
              similar risk characteristics with other loans in the loan portfolio.&lt;/span&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents the balance in the allowance for loan losses and the recorded investment (unpaid contractual principal balance less charge-offs, less
          interest applied to principal, plus unamortized deferred costs and premiums) by loan type and based on the impairment method as of the date indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Real Estate&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Single&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Multi&#x2011;&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Commercial&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;real estate&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Church&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Construction&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Commercial&#x2013;&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;other&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Consumer&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Allowance for loan losses:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Ending allowance balance attributable to loans:&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Individually evaluated for impairment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;4&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;7&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Collectively evaluated for impairment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;106&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,273&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;449&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;61&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;313&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;175&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,381&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total ending allowance balance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;109&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,273&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;449&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;65&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;313&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;175&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,388&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Loans:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Loans individually evaluated for impairment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;57&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,655&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,712&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Loans collectively evaluated for impairment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;20,893&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;462,539&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;63,929&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;9,008&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;38,530&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;29,558&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;11&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;624,468&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt;"&gt;Subtotal&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;20,950&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;462,539&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;63,929&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;10,663&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;38,530&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;29,558&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;626,180&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt;"&gt;Loans acquired in the Merger&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;9,088&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;41,357&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;50,645&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;5,117&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;2,173&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;38,884&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;147,264&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total ending loans balance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;30,038&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;503,896&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;114,574&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;15,780&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;40,703&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;68,442&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;11&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;773,444&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents information related to loans individually evaluated for impairment by loan type as of the period indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Unpaid&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Principal&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Balance&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Recorded&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Investment&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Allowance&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;for Loan&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Losses&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Allocated&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="10" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;With no related allowance recorded:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Multi-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,572&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,572&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;With an allowance recorded:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;57&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;57&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;3&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;83&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;83&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;4&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,712&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,712&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;7&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The recorded investment in loans excludes accrued interest receivable due to immateriality. For purposes of this disclosure, the unpaid principal balance is not
          reduced for net charge&#x2011;offs.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents the monthly average of loans individually evaluated for impairment by loan type and the related interest income for the periods
          indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;For the Year Ended &lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Recorded&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Investment&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Cash Basis&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Interest&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Income&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Recognized&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;83&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Multi-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;2,381&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;103&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;2,464&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;106&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="text-decoration: underline;"&gt;Past Due Loans&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following tables present the aging of the recorded investment in past due loans by loan type as of the periods indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;December 31, 2023&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;30&#x2011;59&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;60&#x2011;89&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-weight: bold;"&gt;Greater than&lt;/div&gt;
                  &lt;div style="font-weight: bold;"&gt;90 Days&lt;/div&gt;
                  &lt;div&gt;&lt;span style="font-weight: bold;"&gt;Past Due&lt;/span&gt;&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Current&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Loans receivable held for investment:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 28%;" valign="bottom"&gt;Real estate:&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;24,702&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;24,702&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Multi-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;401&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;401&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;563,017&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;563,418&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Commercial real estate&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;119,436&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;119,436&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;12,717&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;12,717&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Construction&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;89,887&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;89,887&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Commercial - other&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;63,450&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;63,450&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;SBA loans&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;379&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;379&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;14,575&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;14,954&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Consumer&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;13&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;13&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;379&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;401&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;780&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;887,797&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;888,577&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;30&#x2011;59&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;60&#x2011;89&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Greater than&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;90 Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Current&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Loans receivable held for investment:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 28%;" valign="bottom"&gt;Real estate:&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;30,038&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;30,038&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Multi-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;503,896&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;503,896&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Commercial real estate&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;114,574&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;114,574&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;15,780&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;15,780&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Construction&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;40,703&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;40,703&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;Commercial - other&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;64,841&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;64,841&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;SBA loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,601&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,601&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 28%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Consumer&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;773,444&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;773,444&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents the recorded investment in non&#x2011;accrual loans by loan type as of the periods indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; text-indent: -9pt; margin-left: 9pt; width: 70%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt; 2023&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt; 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 70%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Loans receivable held for investment:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 70%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;-&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;144&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 70%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total non-accrual loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;-&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;144&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;There were no loans 90 days or more delinquent
          that were accruing interest as of December 31, 2023 or December 31, 2022. None of the church non-accrual loans were delinquent,
          but none qualified for accrual status as of the dates indicated.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Cash&#x2011;basis interest income recognized represents cash received for interest payments on accruing impaired loans and interest recoveries on non&#x2011;accrual loans that
          were paid off. Interest payments collected on non&#x2011;accrual loans are characterized as payments of principal rather than payments of the outstanding accrued interest on the loans until the remaining principal on the non&#x2011;accrual loans is considered
          to be fully collectible or paid off. When a loan is returned to accrual status, the interest payments that were previously applied to principal are deferred and amortized over the remaining life of the loan. Foregone interest income that would
          have been recognized had loans performed in accordance with their original terms amounted to $31 thousand for the year ended December
          31, 2022, and was not included in the consolidated results of operations.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-weight: bold;"&gt;Modified Loans to Troubled Borrowers&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
          &lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;On January 1, 2023, the Company adopted
            ASU 2022-02, which introduces new reporting requirements for modifications of loans to borrowers experiencing financial difficulty. GAAP requires that certain types of modifications of loans in response to a borrower&#x2019;s financial difficulty be
            reported, which consist of the following: (i) principal forgiveness, (ii) interest rate reduction, (iii) other-than-insignificant payment delay, (iv) term extension, or (v) any combination of the foregoing. The ACL for loans that were modified
            in response to a borrower&#x2019;s financial difficulty is measured on a collective basis, as with other loans in the loan portfolio, unless management determines that such loans no longer possess risk characteristics similar to others in the loan
            portfolio. In those instances, the ACL for such loans is determined through individual evaluation. There were no loan
            modifications to borrowers that were experiencing financial difficulty during the year-ended December 30, 2023.&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-style: normal;"&gt;Troubled Debt Restructurings (TDRs)&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Prior to the adoption of ASU 2022-02 &#x2013; &lt;span style="font-style: italic;"&gt;Financial Instruments-Credit Losses: Troubled Debt Restructurings and Vintage Disclosures&lt;/span&gt;
          on January 1, 2023, the Company accounted for TDRs in accordance with ASC 310-40. When a loan to a borrower that was experiencing financial difficulty was modified in response to that difficulty, the loan was classified as a TDR. At December 31,
          2022, loans classified as TDRs totaled $1.7 million, of which $144 thousand were included in non-accrual loans and $1.6
          million were on accrual status.&#160; The Company had allocated $7 thousand of specific reserves for accruing TDRs as of December 31, 2022.&#160;
          TDRs on accrual status were comprised of loans that were accruing at the time of restructuring or loans that have complied with the terms of their restructured agreements for a satisfactory period of time and for which the Company anticipates
          full repayment of both principal and interest.&#160; TDRs that were on non-accrual status could be returned to accrual status after a period of sustained performance, generally determined to be six months of timely payments, as modified.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;ASU 2022-02 eliminated the concept of TDRs in current GAAP, and therefore, beginning January 1, 2023, the Company no longer reports loans modified as TDRs except for those loans modified and reported
            as TDRs in prior period financial information under previous GAAP.&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;br/&gt;
        &lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;span style="font-weight: bold;"&gt;Credit
            Quality Indicators&lt;/span&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial
          information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. For single-family residential, consumer and other smaller balance homogenous loans, a credit grade is
          established at inception, and generally only adjusted based on performance. Information about payment status is disclosed elsewhere herein. The Company analyzes all other loans individually by classifying the loans as to credit risk. This
          analysis is performed at least on a quarterly basis. The Company uses the following definitions for risk ratings:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;"&gt;


  &lt;tr&gt;

    &lt;td style="width: 36pt;"&gt;&lt;br/&gt;
              &lt;/td&gt;

    &lt;td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;"&gt;&#x25cf;&lt;/td&gt;

    &lt;td style="width: auto; vertical-align: top; text-align: justify;"&gt;
                &lt;div&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;Watch.&lt;/span&gt; Loans classified as watch exhibit weaknesses that could threaten the current net worth and paying capacity of the obligors. Watch graded loans are generally performing
                  and are not more than 59 days past due. A watch rating is used when a material deficiency exists, but correction is anticipated within an acceptable time frame.&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;"&gt;


  &lt;tr&gt;

    &lt;td style="width: 36pt;"&gt;&lt;br/&gt;
              &lt;/td&gt;

    &lt;td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;"&gt;&#x25cf;&lt;/td&gt;

    &lt;td style="width: auto; vertical-align: top; text-align: justify;"&gt;
                &lt;div&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;Special Mention.&lt;/span&gt; Loans classified as special mention have a potential weakness that deserves management&#x2019;s close attention. If left uncorrected, these potential weaknesses may
                  result in deterioration of the repayment prospects for the loan or of the institution&#x2019;s credit position at some future date.&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;"&gt;


  &lt;tr&gt;

    &lt;td style="width: 36pt;"&gt;&lt;br/&gt;
              &lt;/td&gt;

    &lt;td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;"&gt;&#x25cf;&lt;/td&gt;

    &lt;td style="width: auto; vertical-align: top; text-align: justify;"&gt;
                &lt;div&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;Substandard.&lt;/span&gt; Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans
                  so classified have a well&#x2011;defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;"&gt;


  &lt;tr&gt;

    &lt;td style="width: 36pt;"&gt;&lt;br/&gt;
              &lt;/td&gt;

    &lt;td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;"&gt;&#x25cf;&lt;/td&gt;

    &lt;td style="width: auto; vertical-align: top; text-align: justify;"&gt;
                &lt;div&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;Doubtful.&lt;/span&gt; Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection
                  or liquidation in full, based on currently existing facts, conditions, and values, highly questionable and improbable.&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;"&gt;


  &lt;tr&gt;

    &lt;td style="width: 36pt;"&gt;&lt;br/&gt;
              &lt;/td&gt;

    &lt;td style="width: 18pt; vertical-align: top; align: right; font-weight: bold;"&gt;&#x25cf;&lt;/td&gt;

    &lt;td style="width: auto; vertical-align: top; text-align: justify;"&gt;
                &lt;div&gt;&lt;span style="font-weight: bold; font-style: italic;"&gt;Loss.&lt;/span&gt; Loans classified as loss are considered uncollectible and of such little value that to continue to carry the loan as an active asset is no longer warranted.&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass rated loans. Pass rated loans
          are generally well protected by the current net worth and paying capacity of the obligor and/or by the value of the underlying collateral. Pass rated loans are not more than 59 days past due and are generally performing in accordance with the
          loan terms.&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; The following table stratifies the loans held for investment portfolio by the Company&#x2019;s internal risk grading, and by year of origination as of December 31, 2023:&lt;/span&gt;&lt;br/&gt;
          &lt;span style="font-family: 'Times New Roman';"&gt;&lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Term Loans Amortized Cost Basis by Origination Year&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; &lt;span style="font-family: 'Times New Roman';"&gt;2023&lt;/span&gt;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;2022&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;2021&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;2020&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Prior&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Revolving &lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Single-family:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,474&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,862&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,940&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,485&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,374&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;21,135&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;750&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;999&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,749&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;116&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;116&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,365&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;337&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,702&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,474&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,612&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;4,305&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,485&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13,826&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;24,702&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Multi-family:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;81,927&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;183,295&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;145,652&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;27,356&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;44,511&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;47,119&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;529,860&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;4,686&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,203&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,186&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,474&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;18,549&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;899&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,344&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,243&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;363&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,403&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,766&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;81,927&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;187,981&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;152,754&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;27,356&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;46,060&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;67,340&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;563,418&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Commercial real estate:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,881&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;22,131&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;26,019&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;24,684&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,718&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;15,106&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;104,539&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;442&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,286&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,599&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;8,327&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;325&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;325&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,245&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;&lt;br/&gt;
                    &lt;/span&gt; &lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,245&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,881&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;22,573&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;26,019&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;29,970&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;7,043&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;23,950&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;119,436&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Church:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,923&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,210&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,748&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,704&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,585&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;636&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,525&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,161&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;971&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;971&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,923&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,210&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,748&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;636&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,200&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,717&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Construction:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,109&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,198&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,307&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;42,300&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;35,179&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,484&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,097&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;85,060&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,520&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,520&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;42,300&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;36,288&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,202&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,097&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;89,887&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Commercial &#x2013; other:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;15,000&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,077&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;87&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,600&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,154&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;54,918&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;312&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,500&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,550&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;8,362&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;170&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;170&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;15,000&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,389&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;257&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;7,100&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,550&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,154&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;63,450&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;SBA:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;11,809&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;109&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,453&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;16&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;100&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;14,487&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;467&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;467&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;11,809&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;109&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,453&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;467&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;16&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;100&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;14,954&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Consumer:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Total loans:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;121,553&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;218,195&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;179,481&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;62,328&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;52,730&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;102,557&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;736,844&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;42,300&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;40,619&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,437&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,786&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;8,372&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13,694&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;124,208&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;3,589&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;467&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;325&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,460&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,841&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,365&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;363&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;19,956&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;21,684&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total loans&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;163,853&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;258,814&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;195,507&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;70,946&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;61,790&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;137,667&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;888,577&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Based on the most recent analysis performed, the risk
            categories of loans by loan type as of the dates indicated were as follows:&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;
          &lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="26" rowspan="1" style="vertical-align: top; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;December 31, 2022&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Pass&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Watch&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Special Mention&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Substandard&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Doubtful&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Loss&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Total&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;
                  &lt;div style="text-align: center;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Single-family&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;29,022&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;354&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;260&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;402&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;30,038&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Multi-family&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;479,182&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;9,855&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;14,859&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;503,896&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Commercial real estate&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;104,066&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="vertical-align: bottom; padding-bottom: 2px;"&gt;4,524&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;1,471&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;4,513&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;114,574&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Church&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;14,505&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;728&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;547&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;15,780&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Construction&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;2,173&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;38,530&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;40,703&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom"&gt;
                  &lt;div&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;Commercial &#x2013; others&lt;/div&gt;
                  &lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;53,396&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;11,157&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;288&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;64,841&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;SBA&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;3,032&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;569&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;3,601&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 2px;" valign="bottom"&gt;Consumer &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;Total &lt;br/&gt;
                &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;685,387&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;65,717&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;16,590&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;5,750&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;773,444&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
           &lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;
         &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-weight: bold;"&gt;Allowance for Credit Losses for Off-Balance Sheet Commitments&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-weight: bold;"&gt; &lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt;&lt;span style="font-weight: bold;"&gt;&lt;span style="font-weight: normal;"&gt; The Company maintains an allowance for credit losses on off-balance sheet commitments related to
              unfunded loans and lines of credit, which is included in other liabilities of the consolidated statements of financial condition. Upon the Company&#x2019;s adoption of ASC 326 on January 1, 2023, the Company applies an expected credit loss
              estimation methodology for off-balance sheet commitments. This methodology is commensurate with the methodology applied to each respective segment of the loan portfolio in determining the ACL for loans held-for-investment. The loss estimation
              process includes assumptions for the probability that a loan will fund, as well as the expected amount of funding. These assumptions are based on the Company&#x2019;s own historical internal loan data.&lt;/span&gt;&lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-weight: bold;"&gt;&lt;span style="font-weight: normal;"&gt; &lt;br/&gt;
            &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt;&lt;span style="font-weight: bold;"&gt;&lt;span style="font-weight: normal;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; The allowance for off-balance sheet commitments was $364 thousand and $412 thousand at December 31, 2023 and
                2022, respectively. These amounts are included in accrued expenses and other liabilities on the consolidated statements of condition.&#160; The recovery of credit losses for off-balance sheet commitments was $2 thousand for the year ended December 31, 2023.&lt;/span&gt;&lt;br/&gt;
            &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
</us-gaap:FinancingReceivablesTextBlock>
    <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
      contextRef="c20230101to20231231"
      id="Text_ace74419029545208d6167d8b1b0d8fa">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Loans receivable held for investment were as follows as of the periods indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt; 2023&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt; 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Real estate:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;24,702&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;30,038&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: 0pt; margin-left: 9pt;"&gt;Multi-family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;561,447&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;502,141&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Commercial real estate&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;119,436&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;114,574&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;12,717&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;15,780&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Construction&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;89,887&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;40,703&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Commercial &#x2013; other&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;63,450&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;64,841&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;SBA loans &lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14,954&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;3,601&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Consumer&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;13&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;11&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Gross loans receivable before deferred loan costs and premiums&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;886,606&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;771,689&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Unamortized net deferred loan costs and premiums&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,971&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,755&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;888,577&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;773,444&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;Credit and interest marks on purchased loans, net&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;(772&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;(1,010&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Allowance for credit losses&lt;sup&gt;(2)&lt;/sup&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(7,348&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(4,388&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 16.2pt;"&gt;Loans receivable, net&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;880,457&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;768,046&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="width: 100%; font-family: 'Times New Roman'; font-size: 10pt;"&gt;


  &lt;tr style="vertical-align: top;"&gt;

    &lt;td style="vertical-align: top; width: 18pt; text-align: left;"&gt; (1) &lt;/td&gt;

    &lt;td style="align: left; vertical-align: top; width: auto;"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;Including Paycheck Protection Program (PPP) loans.&lt;/div&gt;
                &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;
            &lt;table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);"&gt;


  &lt;tr&gt;

    &lt;td style="width: 18pt; vertical-align: top; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(2)&lt;/td&gt;

    &lt;td style="width: auto; vertical-align: top; text-align: justify; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.&lt;br/&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
          &lt;/div&gt;
</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_471e590c3aa14533a9c43d7373cfa169"
      unitRef="U001">24702000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_ba3c8ede8e7d439a92f235359060d335"
      unitRef="U001">30038000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_8ed28e1f5f634083946f0b7a01d70341"
      unitRef="U001">561447000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_0d114632fa354b15968a293becd7b25d"
      unitRef="U001">502141000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_0388ca2509584a2db12323060ba25f20"
      unitRef="U001">119436000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_45354be9d5e64af18e21f75ebad0624e"
      unitRef="U001">114574000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_c19cdb8c106d49df98f602ab9fa81c2c"
      unitRef="U001">12717000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_8242653e258e416ca91fb10c1ee97cf9"
      unitRef="U001">15780000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_658536b718ce43ed94aabc4c8d70a2c9"
      unitRef="U001">89887000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_22789d3875e04373acb725dec0f5e774"
      unitRef="U001">40703000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_d4616ec3f684417eba21fb342bf9576b"
      unitRef="U001">63450000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_1853ff05a93a4b80aee84841705dbf50"
      unitRef="U001">64841000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_34093baca27d459aa1b6230e41ac9c31"
      unitRef="U001">14954000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_b2de6c13b97440ac92933cc169c9e47b"
      unitRef="U001">3601000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_b9d9ee55bc0a4dc39ed5907587a50747"
      unitRef="U001">13000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_a1688f2c565d41cfb026f4757c707347"
      unitRef="U001">11000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231"
      decimals="-3"
      id="Fact_96e63c66d6184ce7a65ad0bbe87e7eb7"
      unitRef="U001">886606000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231"
      decimals="-3"
      id="Fact_db69a1d0c82249e197f621290adb8816"
      unitRef="U001">771689000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount
      contextRef="c20231231"
      decimals="-3"
      id="Fact_5e5c10eb87744bd883669f55147bee3f"
      unitRef="U001">1971000</us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount>
    <us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount
      contextRef="c20221231"
      decimals="-3"
      id="Fact_5d218b70985740aaab2093f5fa266254"
      unitRef="U001">1755000</us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231"
      decimals="-3"
      id="Fact_618e20a14cb143c1bdcbc45297942406"
      unitRef="U001">888577000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231"
      decimals="-3"
      id="Fact_074695767baf485bb8ce3bcd882fbe7a"
      unitRef="U001">773444000</us-gaap:NotesReceivableGross>
    <byfc:CreditAndInterestMarksOnPurchasedLoansNet
      contextRef="c20231231"
      decimals="-3"
      id="Fact_f96b9b79995d48649eb76a520bbd687b"
      unitRef="U001">772000</byfc:CreditAndInterestMarksOnPurchasedLoansNet>
    <byfc:CreditAndInterestMarksOnPurchasedLoansNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_c867f70ce15a4c1ba80984c68c0d707b"
      unitRef="U001">1010000</byfc:CreditAndInterestMarksOnPurchasedLoansNet>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231"
      decimals="-3"
      id="Fact_eede4a0042484d9db38f2f6f2255793f"
      unitRef="U001">7348000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231"
      decimals="-3"
      id="Fact_3f5a49d41983457b844078c50914868e"
      unitRef="U001">4388000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:NotesReceivableNet
      contextRef="c20231231"
      decimals="-3"
      id="Fact_c6b7eb2e617947b69987d55192444732"
      unitRef="U001">880457000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_c243ef09d90e485eb3764a437817b3de"
      unitRef="U001">768046000</us-gaap:NotesReceivableNet>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember"
      decimals="-5"
      id="Fact_f025adcd214341b884f7452dcb83afe2"
      unitRef="U001">2500000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember"
      decimals="-5"
      id="Fact_b410dc986bc44461839bf403ad83f9c2"
      unitRef="U001">2700000</us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee>
    <byfc:FinancingReceivableTerm
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember_RangeAxis_MaximumMember"
      id="Fact_297a15ccb45a4e389ba35658c6ddaa4e">P5Y</byfc:FinancingReceivableTerm>
    <byfc:FinancingReceivableInterestRate
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_PaycheckProtectionProgramMember"
      decimals="2"
      id="Fact_172e70afda8c4194bc457e31a4fc9c79"
      unitRef="U004">0.01</byfc:FinancingReceivableInterestRate>
    <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_62c242002848420eb463dd6da035a3c9">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The following table summarizes the activity in the allowance for credit losses on loans for the period indicated:&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
                &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;
              &lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: middle; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;
                        &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;"&gt;For the Year Ended December 31, 2023&lt;/div&gt;
                      &lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Beginning&lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Balance&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Impact of&lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;CECL&lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Adoption&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;"&gt;Charge-offs&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;"&gt;Recoveries&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Provision&lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;(Recapture)&lt;br/&gt;
                      &lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-weight: bold; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Ending &lt;/div&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Balance&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: middle; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(In thousands)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none;"&gt;Loans receivable held for investment:&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: middle; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;Real estate:&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Single-family&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;109&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;214&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(63&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;260&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Multi-family&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;3,273&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;603&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;109&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;428&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;4,413&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Commercial real estate&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;449&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;466&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;107&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;72&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;1,094&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Church&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;65&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;37&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(30&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;72&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Construction&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;313&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;219&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;400&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;932&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Commercial - other&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;175&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;254&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;100&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;529&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;SBA loans&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;20&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;28&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;48&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; padding-bottom: 2px;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Consumer&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;4&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;(4&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;)&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: middle; width: 28%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Total&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;4,388&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;1,809&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;216&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;935&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                      &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;7,348&lt;/div&gt;
                    &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
            &lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents the activity in the allowance for loan losses by loan type for the period indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;For the Year Ended December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Real Estate&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Single-&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Multi&#x2011;&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Commercial&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;real estate&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Church&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Construction&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Commercial&#x2013;&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;other&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Consumer&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Beginning balance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;145&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;2,657&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;236&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;103&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;212&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;23&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;15&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3,391&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Provision for (recapture of) loan losses&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;(36&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;616&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;213&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;(38&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;101&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;152&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;(11&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                &lt;div&gt;997&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Recoveries&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Loans charged off&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Ending balance&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;109&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,273&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;449&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;65&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;313&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;175&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,388&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_6db1531bf12e4f829b588978f465d6c2"
      unitRef="U001">109000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_4ebe78ee4dbb4c0a9a0f2a6a9d30e308"
      unitRef="U001">214000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_ac7b83a0e1a34330b12ee43188424867"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_1d979f4ecf3a4fba9e99859ed654198a"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_7b91d8c172634461bf83f886d86adc6a"
      unitRef="U001">-63000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_765f0fe56e5a46ce869cc57463d4d901"
      unitRef="U001">260000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_e9a11f1d0be2464eb42bd67ec68c3a49"
      unitRef="U001">3273000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_f7d9c32f2a6543a199f5119dee5ac97b"
      unitRef="U001">603000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_b4c105b431754244a15eb67652bd7605"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_93e6ac25fb6d42fca024844110ece726"
      unitRef="U001">109000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_704bf92c7b30412cb488f1e2f071350d"
      unitRef="U001">428000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_79b4cc1fc1764393a2d66c39af845485"
      unitRef="U001">4413000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_c0efe39fc0c34ee88a04d65e9078463e"
      unitRef="U001">449000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_2f856fa5ee2f48469bf924841c3a0bfe"
      unitRef="U001">466000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_56086a11dc48484abbb551dd7560df7b"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_189eadd4a9ce40deb759f375973a571d"
      unitRef="U001">107000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_7768853337dc4f648fe358977bb77d65"
      unitRef="U001">72000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_55155eaf4eb64560b146c14db6038f08"
      unitRef="U001">1094000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_a12b8a1dda2f415e95685e21b9d0a3d7"
      unitRef="U001">65000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_e229ec5a1508497ea6b909001e354999"
      unitRef="U001">37000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_6764f8eb0da54321a45289a82b26f4c2"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_3a4880e42c094723ab1b7d198dcc075b"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_4d67bd170fbf4d6ca1cdb523d3aa2f73"
      unitRef="U001">-30000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_5cbe7f8948974852b6171ea979cdd88e"
      unitRef="U001">72000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_728c4dc775884ec188abebf07effccaa"
      unitRef="U001">313000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_97f1085fa2194aef8af706668a2a08fa"
      unitRef="U001">219000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_03de5c4d9ec44bac9b77605b75b38f5e"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_5545d5136a8a4d8aab6c6dcccc315df7"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_daac760b8415447aa2aa4f1032b53bd6"
      unitRef="U001">400000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_37b068f0a5194da9b39da8fbb437e0ce"
      unitRef="U001">932000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_27ebd8a86f6c4f55b8024e4acf6b3f0a"
      unitRef="U001">175000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_e70546462eba452787f5b055ea6da7ab"
      unitRef="U001">254000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_c43a6b99456042098ed2ce1720e10869"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_fd1dea3ab27e4db78feb1ab99a3e16bb"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_612b90b758444d95a4b07fb2c3a6000a"
      unitRef="U001">100000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_ab6d791078dc4d8ca42edec5edf5baf2"
      unitRef="U001">529000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_01ffbd55efff4dc783f7e7afe50092bb"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_3b425947f10c45f9823e524d7d4a151a"
      unitRef="U001">20000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_61b842cae0e949438031696a667b83c0"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_f5ffa60b8b71443f81fc692d9f5f1637"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_7ef7454836dc46368a7fc335501b5f0b"
      unitRef="U001">28000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_310074192aa8427db8da81a22ce6b9d1"
      unitRef="U001">48000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_801f52c669134b2d87b1d4ba1e1561df"
      unitRef="U001">4000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_fce171d43e994856854788a443eaeafe"
      unitRef="U001">-4000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_3bc14e0d9cd2425084ade9d2679d4ae2"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_192305d309bf42a89f79004182dea1f2"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_3fa786c17a1d4a569fcd8e98a097285c"
      unitRef="U001">0</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_656104d297eb4780a694bd7e05a4e403"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231"
      decimals="-3"
      id="Fact_4f6d2a768e5f4da69d845fae87d45177"
      unitRef="U001">4388000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"
      decimals="-3"
      id="Fact_490065bb714d4c7188fc462a1223e576"
      unitRef="U001">1809000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_6bcdeea0d1aa485086f4d2f4a6652842"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_2359b2460df147f69e7482512955503c"
      unitRef="U001">216000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_dcafdcb6ea614778ab69f06967b0ec68"
      unitRef="U001">935000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231"
      decimals="-3"
      id="Fact_923c5256ce154f0bb84897c1e270b2ec"
      unitRef="U001">7348000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_989c50c8d21047dcbc6d38583addd65b"
      unitRef="U001">145000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_9867419ebc67464dbda5b071393c00cc"
      unitRef="U001">2657000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_1d4ced102bb24b3c892c7e1378dfaf37"
      unitRef="U001">236000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_ba44b1fa3c97437e9c3c4992a23b3614"
      unitRef="U001">103000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_6cd5905f1ef74c1889f1ecaf6854b292"
      unitRef="U001">212000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_fd5c17046a6e498587effa17025a49f4"
      unitRef="U001">23000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20211231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_2d4e1cd1249f4233a4897d151207ba67"
      unitRef="U001">15000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20211231"
      decimals="-3"
      id="Fact_3b91dd9e2c1144f69ce2b6fe4aa32b42"
      unitRef="U001">3391000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_7d81ae5a7e2f4b58b67eeeefc6e73a74"
      unitRef="U001">-36000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_d4bcc080c4cc4046b6af5b7f6c23371f"
      unitRef="U001">616000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_ff0a5aacb3d84eacb603a7eeae225825"
      unitRef="U001">213000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_cda4c8e1d9f844ecb07f836411dd909b"
      unitRef="U001">-38000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_07aea4dbde954e02be34b7cef3935813"
      unitRef="U001">101000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_4b078ca50f194e89aeb02fd0aa8798b6"
      unitRef="U001">152000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_2d5c72791b2d4ff19ed157d6bd82b5cf"
      unitRef="U001">-11000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_90cee7d7fc7f492fb85ffbf6a4f6fc79"
      unitRef="U001">997000</us-gaap:ProvisionForLoanLossesExpensed>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_04d186eea89d4055b387e1345ee21d51"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_135c8e0148db42a0bbd0d4e24266ed4c"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_bb946d8d0a40494a9b3012270c44c087"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_9f37c84359da49a69ed837db46c32809"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_dc5dbe355b8a4d95a24d3e08ebb60fb4"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_168a4e28283c457f8336a2c075008f75"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_5ead075b6a0548e4b887c4e1cfce9c17"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_4414d38aaf7a4809bce1ecdfdabd4975"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_ac88bdc80f7d4822a74581812c95165a"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_5298762d8cbd4cf5a61accd3e30434a2"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_1eaefbcc718f406a9137692c9f385adc"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_7f8f065706db4ed7bd35bbcfef069db5"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_46f3f133f4b446a0a3432c2928a3b3d2"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_e2da0f7d384d484dbb015d34b6571d4b"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_fac945bd9b2e4d5e8ff0a36b6d102210"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_479b70eeaa884faf8c21141ce9cc8b59"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_9a4b8491fba7483e9d4c3e44e86fc3f8"
      unitRef="U001">109000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_c2dead0147b5422794fda20b76a06d87"
      unitRef="U001">3273000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_ba835adc23bc4b8781fbbabe111f4fad"
      unitRef="U001">449000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_ae0ca42d7f954e19b39435ce9741d2f6"
      unitRef="U001">65000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_b9232e8e64fa420aa08a4b2d5928ac68"
      unitRef="U001">313000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_282259e1edca4a1cab7e26abda475992"
      unitRef="U001">175000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_c3d0e464e6b042689b376e36220a0492"
      unitRef="U001">4000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231"
      decimals="-3"
      id="Fact_a2e5a76e8e1744148d60ab8827a19540"
      unitRef="U001">4388000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20231231"
      decimals="-5"
      id="Fact_679518fd03ee4fe6adda678c594ebdbd"
      unitRef="U001">7300000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231"
      decimals="-5"
      id="Fact_55cc7335ec19411991ad9420a49bd915"
      unitRef="U001">4400000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_CumulativeEffectPeriodOfAdoptionAxis_CumulativeEffectPeriodOfAdoptionAdjustmentMember"
      decimals="-5"
      id="Fact_8a54b82501b94f81a7eb18a56939243a"
      unitRef="U001">1800000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:ProvisionForLoanLossesExpensed
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_4164e9fb37534a87a26229675704e52c"
      unitRef="U001">935000</us-gaap:ProvisionForLoanLossesExpensed>
    <byfc:FinancingReceivableAllowanceForCreditLossDueToLoanGrowth
      contextRef="c20230101to20231231"
      decimals="-5"
      id="Fact_da033aafceff41a18eb88fb7e1cb5953"
      unitRef="U001">114900000</byfc:FinancingReceivableAllowanceForCreditLossDueToLoanGrowth>
    <byfc:FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock
      contextRef="c20230101to20231231"
      id="Text_19efccd8e2024145b10f94365cf8940e">
&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; The following table presents collateral dependent loans by collateral type as of the date indicated:&lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;"&gt;
            &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, 2023&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Single-Family&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;Multi-Family&lt;br/&gt;
                      &lt;/span&gt;&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;Residential&lt;br/&gt;
                      &lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Church&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Business &lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Assets&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Real estate:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Single-family&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;45&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;45&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                    &lt;div style="margin-left: 9pt;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;Multi-family&lt;br/&gt;
                      &lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;&#x2013;&lt;/span&gt;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;5,672&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;5,672&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; margin-left: 9pt;"&gt;Commercial real estate&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;65&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;65&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Church&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;391&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;391&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left;"&gt;Commercial &#x2013; other&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;268&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;268&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; padding-bottom: 4px;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Total&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;45&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,672&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;456&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;268&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,441&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
            &lt;/div&gt;
</byfc:FinancingReceivableCollateralDependentLoansByCollateralTypeTextBlock>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_12641ce07a2d49209159db22c2867824"
      unitRef="U001">45000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_cadf784fbc254e1ebcd04e17bc1a8866"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_abfcd30e8456423d8431896de1124ecf"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_60aff833fd484728bbcfb94f87429d99"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_453366fd37ce49828288ca2e96f9779c"
      unitRef="U001">45000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_6d57a5b92adb4c349e300e57d0c8c1bc"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_629b021172f8457e8a9122c17aa9e2fa"
      unitRef="U001">5672000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_857a31690bc84e91ab16e5af04d604bf"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_4668f3285cf144ee8535c79947e1e117"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_94b53b55ef7a4087b7c932d4c599a2bb"
      unitRef="U001">5672000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_c2f9d27cb5144813849c0a88cfb1aa54"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_ef418a5c72f7416eb3bded382d145f62"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_cd9e5e5b017d459b83a22412b80c9cb4"
      unitRef="U001">65000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_1829d6a2298c4c788a96b185a100b0e1"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_8f1c90a237e94bd5b91d0ae86eae752c"
      unitRef="U001">65000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_f65c996d0eed49928217264f3d632f7f"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_94f93d0e8ac9417786723d057a1db0c6"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_dd1f0581870e4fd29d07742036ce21d4"
      unitRef="U001">391000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_b1119c3b1b074f94b3665446ec37b795"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_77f3ecaebdc749a2802aa84f6a98ef1d"
      unitRef="U001">391000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_ec488fe9032149c7a2b002964094a30f"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_c1b735dd970343c098c0261b9430e31c"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_f634963cdd1149f99c853eb893fc9525"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_ae4b964231e34cc985fba056b67f13a6"
      unitRef="U001">268000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_87940ad34f114502bdb9e74689441d5a"
      unitRef="U001">268000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedSingleFamilyMember"
      decimals="-3"
      id="Fact_818cdef4498941eea20fee97539f240e"
      unitRef="U001">45000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMultiUseResidentialMember"
      decimals="-3"
      id="Fact_11509c14dc0f4247b93ee8f5ffd65566"
      unitRef="U001">5672000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedChurchMember"
      decimals="-3"
      id="Fact_2b74b52882f34a9f9132b382d6bd5e2f"
      unitRef="U001">456000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedBusinessAssetsMember"
      decimals="-3"
      id="Fact_813ea90424c7481093f73213c1eb5509"
      unitRef="U001">268000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CollateralPledgedMember"
      decimals="-3"
      id="Fact_f457daae3ad74fc1a7deef2296c81b75"
      unitRef="U001">6441000</us-gaap:NotesReceivableGross>
    <byfc:FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral
      contextRef="c20231231"
      decimals="-5"
      id="Fact_873da1b6a48140cda127a12c38622947"
      unitRef="U001">6400000</byfc:FinancingReceivableIndividuallyEvaluatedBasedOnUnderlyingValueOfCollateral>
    <byfc:NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach
      contextRef="c20230101to20231231"
      decimals="INF"
      id="Fact_a1f6a0658d34437eb7ae0a07413c2cfb"
      unitRef="U007">0</byfc:NumberOfLoansIndividuallyEvaluatedUsingDiscountedCashFlowApproach>
    <byfc:FinancingReceivableAllowanceForCreditLossCollateralDependentLoan
      contextRef="c20231231"
      decimals="-3"
      id="Fact_c773eede61cd40849ff7b6aff0abf5b6"
      unitRef="U001">112000</byfc:FinancingReceivableAllowanceForCreditLossCollateralDependentLoan>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="c20231231"
      decimals="-3"
      id="Fact_7140fa4a4a554384adabc8f43927a124"
      unitRef="U001">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <byfc:AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition
      contextRef="c20231231"
      decimals="INF"
      id="Fact_44709b3c68f447baadfb6fd712028a56"
      unitRef="U007">0</byfc:AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition>
    <byfc:CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_6fa558a701974ebea55e9d025932c8c9">&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;"&gt;The carrying amount of those loans was as follows:&lt;/span&gt;
&lt;div style="text-align: justify;"&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify;"&gt;
            &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; 2023&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt; 2022&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Real estate:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Single-family&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;68&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Commercial real estate&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Commercial &#x2013; other&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;47&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;57&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;47&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;125&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
          &lt;/div&gt;
</byfc:CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock>
    <us-gaap:NotesReceivableNet
      contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_b1a15f37f0c047d19d63dd85a2f9ef9b"
      unitRef="U001">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_68641b4343654a69b1ab03ae4afc1f2a"
      unitRef="U001">68000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_73a0051cab214951acbed290e8509446"
      unitRef="U001">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_20d30ea1def94e95a60fa5eba93ebfed"
      unitRef="U001">0</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_96d2ad24882542c798f461776e697eef"
      unitRef="U001">47000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_cee74b2c3d8346b6a795b516a7a8f2a4"
      unitRef="U001">57000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember"
      decimals="-3"
      id="Fact_dbed3389d13d49f8b3255a18a75e3914"
      unitRef="U001">47000</us-gaap:NotesReceivableNet>
    <us-gaap:NotesReceivableNet
      contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember"
      decimals="-3"
      id="Fact_5bc693d0e5e54c16ba4cf83c1d7c81cb"
      unitRef="U001">125000</us-gaap:NotesReceivableNet>
    <byfc:DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_ad723a7037e741f38543ab160fc2f38c">
&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The following table summarizes the discount on the PCD
            loans for the periods indicated:&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;2023&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;2022&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Balance at the beginning of the period&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;27&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;289&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Deductions due to payoffs&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 14.4pt;"&gt;Accretion&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(12&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(262&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Balance at the end of the period&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;2&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;27&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</byfc:DiscountOnPurchasedCreditDeterioratedLoansTableTextBlock>
    <byfc:FinancingReceivablePurchasedWithCreditDeterioration
      contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"
      decimals="-3"
      id="Fact_fa0f1970d83d4183a8bdc944e63c7f87"
      unitRef="U001">27000</byfc:FinancingReceivablePurchasedWithCreditDeterioration>
    <byfc:FinancingReceivablePurchasedWithCreditDeterioration
      contextRef="c20211231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"
      decimals="-3"
      id="Fact_4d398cf675964deda76b437e42dc9d0a"
      unitRef="U001">289000</byfc:FinancingReceivablePurchasedWithCreditDeterioration>
    <byfc:FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff
      contextRef="c20230101to20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"
      decimals="-3"
      id="Fact_3f661d77c7b04d49bb755044712efb1f"
      unitRef="U001">13000</byfc:FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff>
    <byfc:FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff
      contextRef="c20220101to20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"
      decimals="-3"
      id="Fact_543c47ddc76c44cfb47e0d21111bcbb2"
      unitRef="U001">0</byfc:FinancingReceivablePurchasedWithCreditDeteriorationDeductionDueToPayoff>
    <us-gaap:FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
      contextRef="c20230101to20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"
      decimals="-3"
      id="Fact_1679af0846f54b8cad4ccb53b0a7ff80"
      unitRef="U001">-12000</us-gaap:FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium>
    <us-gaap:FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
      contextRef="c20220101to20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"
      decimals="-3"
      id="Fact_b3b94183badd467fb88e7d543b918224"
      unitRef="U001">-262000</us-gaap:FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium>
    <byfc:FinancingReceivablePurchasedWithCreditDeterioration
      contextRef="c20231231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"
      decimals="-3"
      id="Fact_6ceaefbdcbec4790a07a9afad6b6d67f"
      unitRef="U001">2000</byfc:FinancingReceivablePurchasedWithCreditDeterioration>
    <byfc:FinancingReceivablePurchasedWithCreditDeterioration
      contextRef="c20221231_CreditLossStatusAxis_FinancialAssetAcquiredWithCreditDeteriorationMember"
      decimals="-3"
      id="Fact_17dbfa4fcab747feb4d228a34a455a28"
      unitRef="U001">27000</byfc:FinancingReceivablePurchasedWithCreditDeterioration>
    <byfc:FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_6f207dbf048e480e93400f5e4de7c72f">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents the balance in the allowance for loan losses and the recorded investment (unpaid contractual principal balance less charge-offs, less
          interest applied to principal, plus unamortized deferred costs and premiums) by loan type and based on the impairment method as of the date indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Real Estate&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Single&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Multi&#x2011;&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;family&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Commercial&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;real estate&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Church&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Construction&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Commercial&#x2013;&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;other&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Consumer&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Allowance for loan losses:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Ending allowance balance attributable to loans:&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Individually evaluated for impairment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;4&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;7&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Collectively evaluated for impairment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;106&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,273&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;449&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;61&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;313&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;175&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,381&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total ending allowance balance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;109&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,273&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;449&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;65&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;313&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;175&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,388&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Loans:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Loans individually evaluated for impairment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;57&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,655&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,712&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Loans collectively evaluated for impairment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;20,893&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;462,539&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;63,929&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;9,008&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;38,530&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;29,558&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;11&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;624,468&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt;"&gt;Subtotal&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;20,950&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;462,539&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;63,929&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;10,663&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;38,530&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;29,558&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;626,180&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt;"&gt;Loans acquired in the Merger&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;9,088&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;41,357&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;50,645&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;5,117&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;2,173&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;38,884&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;147,264&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 20%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total ending loans balance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;30,038&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;503,896&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;114,574&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;15,780&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;40,703&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;68,442&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;11&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;773,444&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</byfc:FinancingReceivableAllowanceForCreditLossByLoanTypeAndBasedOnImpairmentMethodTableTextBlock>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_c152c9031d254005b6a74a2027ae2dca"
      unitRef="U001">3000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_7a67db79305240e1885520deeb3fc5c5"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_b59b1d44442044459d61beb9381f6a5b"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_bd0697b0b65a4d72b942def31d6ad9a8"
      unitRef="U001">4000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_844a72aee0734dca95f64da75f443372"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_1bfa07a0a0bb4a95a88c1aee64976028"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_74b7f1b2abef47ed872662b4c0c4b52d"
      unitRef="U001">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
      contextRef="c20221231"
      decimals="-3"
      id="Fact_65db21c04f854883af850d5ad3214826"
      unitRef="U001">7000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_1572cfbef0a149848a286343478f38db"
      unitRef="U001">106000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_3006c141614a4c7c9f732ab0fe8e43b7"
      unitRef="U001">3273000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_f1b05dae70994c078ad22faa97753e41"
      unitRef="U001">449000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_827615d974a74a599ef9032f63e6a419"
      unitRef="U001">61000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_5a42d340958b444884228fef9bbea913"
      unitRef="U001">313000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_559a500f52eb4faf905f28e09b9bd882"
      unitRef="U001">175000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_9010b945e7b54803a05d528a138738ee"
      unitRef="U001">4000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
      contextRef="c20221231"
      decimals="-3"
      id="Fact_ca66cdc03b004fb3abd10b5c61fe8e71"
      unitRef="U001">4381000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_0e60a8acfb8f4a5db0b09489bac5020b"
      unitRef="U001">109000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_bc982051ed284e53ad4011b398c1d2f1"
      unitRef="U001">3273000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_6a92d3e92f964a1b95a4f6a8221b3bef"
      unitRef="U001">449000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_20d4dbd143d84191ae08016083cc6f1d"
      unitRef="U001">65000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_af7f599c2b8647acb29dcdb7af2c92b5"
      unitRef="U001">313000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_745c36f8b8a542ad9b25d023cbf1d5de"
      unitRef="U001">175000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_9e5dc3e1e62e45a3a2bb902c0577503a"
      unitRef="U001">4000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableAllowanceForCreditLosses
      contextRef="c20221231"
      decimals="-3"
      id="Fact_fec154803c4844e5b68451a78e9d8d2a"
      unitRef="U001">4388000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_7f530f956fd64b4983694a6a178697d1"
      unitRef="U001">57000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_2001294162904933a19b64785edd8ffc"
      unitRef="U001">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_d9f0e9b0dc8c409481b0e42575bfa3db"
      unitRef="U001">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_22897e94965945b2b3ba6b04afda3086"
      unitRef="U001">1655000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_8cb5c470a94341df80c02902bf62f72c"
      unitRef="U001">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_8998d6023715442bbeb513f0e86b1f0c"
      unitRef="U001">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_78edcdc5bf8d419f984c9dcc5b44943c"
      unitRef="U001">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment
      contextRef="c20221231"
      decimals="-3"
      id="Fact_e730b81541364d70b9ecfba82c21b19d"
      unitRef="U001">1712000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_589096f8dcf84f1ebd3c149ce3ce45be"
      unitRef="U001">20893000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_402478fa77eb4833b00dd2e26cbd8263"
      unitRef="U001">462539000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_b7239c80637e4729a264971225fcb4d1"
      unitRef="U001">63929000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_44a990584d0544a89554b18bbfcc96a7"
      unitRef="U001">9008000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_11cde37fcc96481ea806ce6458aa55ca"
      unitRef="U001">38530000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_a6a8b8c7684f43ff94893a6d590e05a0"
      unitRef="U001">29558000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_9a6c7cd5ea6d4ab889ea927730907c8d"
      unitRef="U001">11000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment
      contextRef="c20221231"
      decimals="-3"
      id="Fact_4392802e507e41a18540d6306ebf6046"
      unitRef="U001">624468000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
    <byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_68497b97611449c6bbc0016d54f58e9a"
      unitRef="U001">20950000</byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger>
    <byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_51d8b1df9a4f41f3ab949bd047fe0265"
      unitRef="U001">462539000</byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger>
    <byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_7cdac073014b4655ac85de7086932d26"
      unitRef="U001">63929000</byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger>
    <byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_1688d20b6231453cb1f472e336a4b258"
      unitRef="U001">10663000</byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger>
    <byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_bc5cbe265fa946da90a7dfb4d90e8257"
      unitRef="U001">38530000</byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger>
    <byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_b4679e30fdc14327be7d0dba19b1884b"
      unitRef="U001">29558000</byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger>
    <byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_329f6cb921b2457b9bd7de1a44de3c8d"
      unitRef="U001">11000</byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger>
    <byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger
      contextRef="c20221231"
      decimals="-3"
      id="Fact_1d61c876907044d7ba98cb0893230e6f"
      unitRef="U001">626180000</byfc:FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger>
    <byfc:FinancingReceivableAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_dd8b47e4c6354df4acc0099077ca9db5"
      unitRef="U001">9088000</byfc:FinancingReceivableAcquiredInMerger>
    <byfc:FinancingReceivableAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_a95a3c1eb2b848089d30a8cdf50ebbdd"
      unitRef="U001">41357000</byfc:FinancingReceivableAcquiredInMerger>
    <byfc:FinancingReceivableAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_fd0b8026bfa943e3b2e7fb053024cabc"
      unitRef="U001">50645000</byfc:FinancingReceivableAcquiredInMerger>
    <byfc:FinancingReceivableAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_1dd500b652684b9ebed212ec15e760b4"
      unitRef="U001">5117000</byfc:FinancingReceivableAcquiredInMerger>
    <byfc:FinancingReceivableAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_9b77ec6e4bb343a3af9a5a6b49d582e5"
      unitRef="U001">2173000</byfc:FinancingReceivableAcquiredInMerger>
    <byfc:FinancingReceivableAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_95b219f75bae47bc9d259df6dbeda85d"
      unitRef="U001">38884000</byfc:FinancingReceivableAcquiredInMerger>
    <byfc:FinancingReceivableAcquiredInMerger
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_07ca9786354241609015c422e5431acf"
      unitRef="U001">0</byfc:FinancingReceivableAcquiredInMerger>
    <byfc:FinancingReceivableAcquiredInMerger
      contextRef="c20221231"
      decimals="-3"
      id="Fact_576eec82d6e14e4db37b8dd1d059ba25"
      unitRef="U001">147264000</byfc:FinancingReceivableAcquiredInMerger>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_f69e5d06f27f4ed6824792b14cb6910e"
      unitRef="U001">30038000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_f54e3db33546493bb7ac40a913b25ecd"
      unitRef="U001">503896000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_d967831c63e14b19ac9e3dffe1390ffb"
      unitRef="U001">114574000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_139c2fb83f174952b56f72a006b85f26"
      unitRef="U001">15780000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_9698812dfc214caf81f969a5ef6a8314"
      unitRef="U001">40703000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentMember"
      decimals="-3"
      id="Fact_fd35e098aded41dcb95b78119064d79c"
      unitRef="U001">68442000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_d0231f07f9dd4f5c850110f64eb5a02e"
      unitRef="U001">11000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231"
      decimals="-3"
      id="Fact_573d52dd42cc40b5a1e6198111e5e282"
      unitRef="U001">773444000</us-gaap:NotesReceivableGross>
    <byfc:ImpairedLoansFinancingReceivablesTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_85549a6c4cae40f8a613d8dcefddc1f8">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents information related to loans individually evaluated for impairment by loan type as of the period indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Unpaid&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Principal&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Balance&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Recorded&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Investment&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Allowance&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;for Loan&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Losses&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Allocated&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="10" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;With no related allowance recorded:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Multi-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,572&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,572&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;With an allowance recorded:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;57&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;57&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;3&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;83&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;83&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;4&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,712&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,712&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;7&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</byfc:ImpairedLoansFinancingReceivablesTableTextBlock>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_f3e9ef54839648cbb8d7b36bc835cb9e"
      unitRef="U001">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_17522fdece6244c7b5f2b14e3aab6183"
      unitRef="U001">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_55f3965b19664b0cbc4157b08343ba9f"
      unitRef="U001">1572000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_b3378a473cd1454ca6b2f21b2b41efbd"
      unitRef="U001">1572000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_794f07f5b1064e9aa86e6d4bf1da05f9"
      unitRef="U001">57000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_9305079875d543b5a872b34157d3c756"
      unitRef="U001">57000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_e50e05f5bf0f409ab2ac9459db9f2636"
      unitRef="U001">3000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_80900c02507c480ab2035718d8721f8c"
      unitRef="U001">83000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_6d783de9adf8468aa0600f615d523fa9"
      unitRef="U001">83000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_fcf660f58dc34d2f8fab86f5fe748b00"
      unitRef="U001">4000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance
      contextRef="c20221231"
      decimals="-3"
      id="Fact_2ccb91001f894e4a901ad827e61dd719"
      unitRef="U001">1712000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
    <us-gaap:ImpairedFinancingReceivableRecordedInvestment
      contextRef="c20221231"
      decimals="-3"
      id="Fact_a0dfcefb981e45e082b6ec0599f0fa3f"
      unitRef="U001">1712000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableRelatedAllowance
      contextRef="c20221231"
      decimals="-3"
      id="Fact_ce4d5369595c455e9ab1351031094d6e"
      unitRef="U001">7000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
    <byfc:ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_a34a3a5d8a0447daaa931064286a8ddf">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents the monthly average of loans individually evaluated for impairment by loan type and the related interest income for the periods
          indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;For the Year Ended &lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Recorded&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Investment&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Cash Basis&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Interest&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Income&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Recognized&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;83&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Multi-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;2,381&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;103&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;2,464&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;106&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</byfc:ImpairedLoansAverageInvestmentInterestIncomeTableTextBlock>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_b57e41e9703943d0995d497e41861a56"
      unitRef="U001">83000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_f429d77902c74a7285803209da334c47"
      unitRef="U001">3000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_1ed2207728624add9a9fbddcd7e6ba22"
      unitRef="U001">0</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_257b5708a534420c8d969c07b38a350c"
      unitRef="U001">0</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_81b5caf7eec84afd9fd2d569a98b6e49"
      unitRef="U001">2381000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod
      contextRef="c20220101to20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_0a393445ba4a48d4b0fa3cc1c42243ba"
      unitRef="U001">103000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
    <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_4c74a3dbe7da4f82afd4dafed073f553"
      unitRef="U001">2464000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
    <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_fd04c27cbea64f8e95c60937fec2dc16"
      unitRef="U001">106000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
    <us-gaap:PastDueFinancingReceivablesTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_5c5182a3cda34580829f569ba68a9562">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following tables present the aging of the recorded investment in past due loans by loan type as of the periods indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;December 31, 2023&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;30&#x2011;59&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;60&#x2011;89&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-weight: bold;"&gt;Greater than&lt;/div&gt;
                  &lt;div style="font-weight: bold;"&gt;90 Days&lt;/div&gt;
                  &lt;div&gt;&lt;span style="font-weight: bold;"&gt;Past Due&lt;/span&gt;&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Current&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Loans receivable held for investment:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 28%;" valign="bottom"&gt;Real estate:&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;24,702&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;24,702&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Multi-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;401&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;401&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;563,017&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;563,418&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Commercial real estate&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;119,436&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;119,436&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;12,717&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;12,717&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Construction&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;89,887&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;89,887&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Commercial - other&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;63,450&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;63,450&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;SBA loans&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;379&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;379&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;14,575&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;14,954&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Consumer&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;13&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;13&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;379&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;401&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;780&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;887,797&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;888,577&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;30&#x2011;59&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;60&#x2011;89&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Greater than&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;90 Days&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Past Due&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Current&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Loans receivable held for investment:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 28%;" valign="bottom"&gt;Real estate:&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Single-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;30,038&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;30,038&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Multi-family&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;503,896&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;503,896&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Commercial real estate&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;114,574&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;114,574&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;15,780&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;15,780&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Construction&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;40,703&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;40,703&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;Commercial - other&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;64,841&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;64,841&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;SBA loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,601&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;3,601&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 28%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Consumer&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;773,444&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;773,444&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:PastDueFinancingReceivablesTableTextBlock>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_7416b90da9fa4f8fbd35d58e2862b6f3"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_bc99a8ab24be4133abfd4eee63f010a3"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_c3939eada0394340aa9a70a696aec7df"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_5576dfa97b94455e9e76bbb4820f7512"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_ed64fd05fbe94d778fcc0877e2f9693d"
      unitRef="U001">24702000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_966325c9a6d24d9cb6b48a95fbc68e5f"
      unitRef="U001">24702000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_e832b8fdc59d461a99e9029458379f4f"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_1cc79ca87fe64b8b990ffbb4eab955a9"
      unitRef="U001">401000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_40f79d5289764067b6b90e03f2175e54"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_ed800ba57cf2476baa2b6fb3c0687bd4"
      unitRef="U001">401000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_c420a1652e8040a6ae617f43706c597f"
      unitRef="U001">563017000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_655bb9ff1a2b4403bf08ebb9fad2312b"
      unitRef="U001">563418000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_38af18d612d741d595f89952bfacd052"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_a6bddb3c34f64f72bd12c2fcd9894c71"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_8d90d702c061401daee530ff37567d76"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_e148591d36304861a6514c7638454ef7"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_f024b84f316e4393aa7b6eb5964e2219"
      unitRef="U001">119436000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_9d067a7385524a82a45a192468cb9e28"
      unitRef="U001">119436000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_8beb7c23de7b4cf6acb8dbd21652554a"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_9359e0d13e1842279c93be7cfb058794"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_2d27f11f8c374e42b881494a99b22418"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_8eb35728d20a45da9e8effa5e2febcc4"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_990acf8ab7ee4aaabc47ce187c873e17"
      unitRef="U001">12717000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_30d6b4ffff4d4739bce5fd991aafd39b"
      unitRef="U001">12717000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_cc151ff5642c40dba13016c77f60bc72"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_9de266d95f3242b081fd8b15328717b5"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_df6812c55a59426887344a3923eff126"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_a4a4f5654b9d4f459bd910f7f1bdb708"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_9b0d3f5c3d064f47985fee33061fa187"
      unitRef="U001">89887000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_0c328d68508047bca4b0429efc7c16cc"
      unitRef="U001">89887000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_0a29ffc315b443a4bb316ee0cd231255"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_0f60478b42cc4b06a9da134406cb30d6"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_5117bbab422147ce9f8861eeb21ac715"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_8de2af33c88b4e8a85de5a8c963aac64"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_d2099770634e411f9b0712ac45bd60d3"
      unitRef="U001">63450000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_25df84408257456f9bd4f9206ea19172"
      unitRef="U001">63450000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_a5325abe1d854476b54d4293ed0b346f"
      unitRef="U001">379000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_4dcee66d20ce4bf28b780e04c217678c"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_28b546b971d14492853bad74f693987c"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_d57f897159874a3bada144d89ef9e390"
      unitRef="U001">379000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_7f38a778da1e4b8cb683dcd61549531a"
      unitRef="U001">14575000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_991fb1f11f694824ad6a7fb0e411fa96"
      unitRef="U001">14954000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_a40b073cc3554331ac97839032bc4c05"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_48ae040a36ff476691f0d98ffa71d6b4"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_63afd8c5d6234a6c975f186b9287d64d"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_ffd3a9191f9c4f09a596a62b8adbaa39"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_01d87d0c47f742f99e95c0a338dc1c00"
      unitRef="U001">13000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_335144dd014b49a39eeae0ed0ca1d33d"
      unitRef="U001">13000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_eb2bc81578de42c1883ebeee4ed804cf"
      unitRef="U001">379000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_ad9da7f2f3844368998ceb2aa478d34b"
      unitRef="U001">401000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_9702d522af18446e8c44d09f629314db"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_d10313d3f4c548fa8dff7b8269dc510d"
      unitRef="U001">780000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_6925f855b4cf4cef8a3afafe581569ed"
      unitRef="U001">887797000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231"
      decimals="-3"
      id="Fact_7066aebc4efe4017b802e9dd0eab857e"
      unitRef="U001">888577000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_36949aa9eca64e67827eb9d605b9fe15"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_7263cb02dee74c8e90557be5fff46b7c"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_1e8cb4be76d347949a1ae93fe7f677ce"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_afc9ea27561846608623514a4822daa8"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_ddd44613f99947139dc6aa42f1fcc167"
      unitRef="U001">30038000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_53ce2c4ed7b84d02b779faf4861a9923"
      unitRef="U001">30038000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_457c551454e9436baee5ecfa863590d1"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_ff533a2faaf1471cbc29611c6b321604"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_1895372ecd1946439710a0ea453f5c11"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_12093c8f8e6548028b3d91d657e47d8e"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_af1aeb2f340942e0a817485f2c517e5b"
      unitRef="U001">503896000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_e4bf1321ee3b4da88c769a9275fef07d"
      unitRef="U001">503896000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_9521a5d5590f4a27b23cb08642c66236"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_4483d5be69f641cda3d7c54680742dfc"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_dabe149cf9e1472c95634339f731874f"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_585a8edcc865467cbf45df2285a8b2b2"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_6226a8ec99f2422f825fef969efacdc0"
      unitRef="U001">114574000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_bc0c778737f24caab7ba9bcf8536611e"
      unitRef="U001">114574000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_e326106bcb56408fb7aeddf196f16d22"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_6ac35f0aeb384a8fbbb4afcad85eece9"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_07b69fe5242847a786bc602ae905bffd"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_b98c723a7d684af4b7b3c303d9a94bb2"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_00965925b70741acb9bf7cf3e5c75f62"
      unitRef="U001">15780000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_a58d626fcb2443f1931a092183a92070"
      unitRef="U001">15780000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_8fe5ce5a0c97416ab3bd763e57c571db"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_5291a6d1d5734cf7922fa6a9c4907f96"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_74650400baf540dc95c64b7b29e8a221"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_ca4cb6533e034f92be25cabe9b828b74"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_c2d956de87954507b3d9808da343390f"
      unitRef="U001">40703000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_0f60ec9f968347d7ac4fe277b01ebaf8"
      unitRef="U001">40703000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_85ae79b6b39e453182c06c87a48b724f"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_659766323a574d57a2b50dae7e572034"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_2ea1d720a0814536b1949dda58502ecd"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_d155fbd9ffb948f2acab0fe39e7cb5c7"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_ace11bdf16e940a89480704d7e64cec5"
      unitRef="U001">64841000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_c8526fd05d1a40b9a1eca4100b9a449a"
      unitRef="U001">64841000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_7151617c18ed4a8ea187793330ad4ccc"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_69a37585630949cca070322de413e366"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_1a5d076a0bf749389f2c0c4be0161ca9"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_e8de50c0645b4b939bb4d28179f7d8ce"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_f9767331b14948cc9ecd6930d35730d3"
      unitRef="U001">3601000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_7a1fc251c9934800897c5719a8c30a73"
      unitRef="U001">3601000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_86e7679103834a0e90c16b6cce61985f"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_d49acdeabcce4d208afe35d6e3110800"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_f7237a8c4923449f9730413578d90e3b"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_dd64823e945f4d5d8c2614f5a9e9c9b1"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_fc39e506e77e4549aae6304675937b91"
      unitRef="U001">11000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_5fc59a9559bf4d4e897caa3cdbf18ca3"
      unitRef="U001">11000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To59DaysPastDueMember"
      decimals="-3"
      id="Fact_d2f09ba8bc754e35ad8fd7542767d74a"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables60To89DaysPastDueMember"
      decimals="-3"
      id="Fact_ba5e97c83172406a97ec61b3bb0ecd68"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"
      decimals="-3"
      id="Fact_282c0470409244cfb6bb14d19a688792"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_07143a52caf94ca5a78bfba5599bd273"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablesPeriodPastDueAxis_FinancialAssetNotPastDueMember"
      decimals="-3"
      id="Fact_145b3a0e03ef41f99fbdcf757194a732"
      unitRef="U001">773444000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231"
      decimals="-3"
      id="Fact_0b667e1753044ceba7ab9fbef1c74e25"
      unitRef="U001">773444000</us-gaap:NotesReceivableGross>
    <us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_9f7e728df5904f29a412b47207b2ff3a">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table presents the recorded investment in non&#x2011;accrual loans by loan type as of the periods indicated:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; text-indent: -9pt; margin-left: 9pt; width: 70%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt; 2023&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt; 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 70%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Loans receivable held for investment:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 70%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Church&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;-&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;144&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 70%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total non-accrual loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;-&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 12%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;144&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_1dd2cc524cd44571aa8c181d737465e8"
      unitRef="U001">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_200e182e460d4c8d93571d4f66abcc9e"
      unitRef="U001">144000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="c20231231"
      decimals="-3"
      id="Fact_896d248964ce4bf5bef1ab0a756658a8"
      unitRef="U001">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus
      contextRef="c20221231"
      decimals="-3"
      id="Fact_8a228a033f3844a196cdbf336485323d"
      unitRef="U001">144000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="c20231231"
      decimals="-3"
      id="Fact_1c8b534c08bb4de5bbaa971ccdca0cbc"
      unitRef="U001">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
      contextRef="c20221231"
      decimals="-3"
      id="Fact_1aa07e2fc789459bacfa32f44c2e6b9b"
      unitRef="U001">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_625a08bbabe94cf488a56a5f1740017e"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancialAssetPastDueMember"
      decimals="-3"
      id="Fact_54d832b057ce45ea8641938eaf92da01"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_6b2b3f6236b94ef9bf61390090cd3562"
      unitRef="U001">31000</us-gaap:LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans>
    <byfc:FinancingReceivableModifications
      contextRef="c20230101to20230630"
      decimals="-3"
      id="Fact_ea2de9cbc9b843b290491823b5b689c9"
      unitRef="U001">0</byfc:FinancingReceivableModifications>
    <byfc:FinancingReceivableModifications
      contextRef="c20230401to20230630"
      decimals="-3"
      id="Fact_4639c25ab89d436e98999aba4bbd1628"
      unitRef="U001">0</byfc:FinancingReceivableModifications>
    <us-gaap:FinancingReceivableModificationsRecordedInvestment
      contextRef="c20221231"
      decimals="-5"
      id="Fact_6993998c11f8415bbc4328644721e02e"
      unitRef="U001">1700000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
    <us-gaap:FinancingReceivableModificationsRecordedInvestment
      contextRef="c20221231_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_NonAccrualStatusMember"
      decimals="-3"
      id="Fact_bd1682f77e0f4830b4e053678205ad35"
      unitRef="U001">144000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
    <us-gaap:FinancingReceivableModificationsRecordedInvestment
      contextRef="c20221231_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_AccrualStatusMember"
      decimals="-5"
      id="Fact_b17ec7f8cc0949d59256e9a35503b571"
      unitRef="U001">1600000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
    <byfc:AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans
      contextRef="c20221231"
      decimals="-3"
      id="Fact_8b34b9d5ed314df1a7a21fa5831d753d"
      unitRef="U001">7000</byfc:AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans>
    <byfc:FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments
      contextRef="c20230101to20231231"
      id="Fact_ad74c06a2da94af592237ab5dd1d426f">P6M</byfc:FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments>
    <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_2004c497f46c4b74bd30bd0bb7db5d8c">
&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; The following table stratifies the loans held for investment portfolio by the Company&#x2019;s internal risk grading, and by year of origination as of December 31, 2023:&lt;/span&gt;&lt;br/&gt;
          &lt;span style="font-family: 'Times New Roman';"&gt;&lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Term Loans Amortized Cost Basis by Origination Year&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; &lt;span style="font-family: 'Times New Roman';"&gt;2023&lt;/span&gt;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;2022&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;2021&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;2020&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Prior&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Revolving &lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="30" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Single-family:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,474&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,862&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,940&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,485&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,374&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;21,135&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;750&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;999&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,749&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;116&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;116&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,365&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;337&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,702&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,474&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,612&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;4,305&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,485&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13,826&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;24,702&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Multi-family:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;81,927&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;183,295&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;145,652&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;27,356&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;44,511&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;47,119&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;529,860&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;4,686&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,203&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,186&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,474&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;18,549&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;899&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,344&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,243&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;363&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,403&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,766&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;81,927&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;187,981&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;152,754&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;27,356&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;46,060&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;67,340&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;563,418&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Commercial real estate:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,881&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;22,131&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;26,019&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;24,684&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,718&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;15,106&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;104,539&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;442&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,286&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,599&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;8,327&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;325&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;325&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,245&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-family: 'Times New Roman';"&gt;&lt;br/&gt;
                    &lt;/span&gt; &lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,245&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,881&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;22,573&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;26,019&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;29,970&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;7,043&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;23,950&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;119,436&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Church:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,923&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,210&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,748&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,704&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,585&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;636&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,525&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,161&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;971&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;971&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,923&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,210&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,748&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;636&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,200&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,717&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Construction:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,109&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,198&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,307&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;42,300&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;35,179&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,484&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,097&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;85,060&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,520&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,520&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;42,300&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;36,288&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,202&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,097&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;89,887&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Commercial &#x2013; other:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;15,000&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,077&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;87&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,600&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,154&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;54,918&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;312&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,500&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,550&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;8,362&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;170&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;170&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;15,000&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9,389&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;257&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;7,100&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,550&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,154&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;63,450&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;SBA:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;11,809&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;109&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,453&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;16&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;100&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;14,487&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;467&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;467&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;11,809&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;109&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,453&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;467&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;16&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;100&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;14,954&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Consumer:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Total loans:&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Pass&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;121,553&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;218,195&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;179,481&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;62,328&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;52,730&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;102,557&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;736,844&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Watch&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;42,300&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;40,619&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12,437&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;6,786&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;8,372&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;13,694&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;124,208&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Special Mention&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;3,589&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;467&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;325&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,460&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;5,841&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Substandard&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,365&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;363&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;19,956&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;21,684&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 20%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Total loans&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;163,853&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;258,814&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;195,507&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;70,946&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;61,790&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;137,667&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;888,577&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Based on the most recent analysis performed, the risk
            categories of loans by loan type as of the dates indicated were as follows:&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;
          &lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="26" rowspan="1" style="vertical-align: top; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;December 31, 2022&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Pass&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Watch&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Special Mention&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Substandard&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Doubtful&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-align: center; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Loss&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt; Total&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="22" style="vertical-align: bottom; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;" valign="bottom"&gt;
                  &lt;div style="text-align: center;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Single-family&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;29,022&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;354&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;260&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;402&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;30,038&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Multi-family&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;479,182&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;9,855&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;14,859&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;503,896&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Commercial real estate&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;104,066&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="vertical-align: bottom; padding-bottom: 2px;"&gt;4,524&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;1,471&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;4,513&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;114,574&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Church&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;14,505&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;728&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;547&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;15,780&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Construction&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;2,173&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;38,530&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div&gt;40,703&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%;" valign="bottom"&gt;
                  &lt;div&gt;
                    &lt;div style="color: rgb(0, 0, 0);"&gt;Commercial &#x2013; others&lt;/div&gt;
                  &lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;53,396&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;11,157&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;288&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div&gt;64,841&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;SBA&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;3,032&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;569&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;3,601&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 2px;" valign="bottom"&gt;Consumer &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;11&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; width: 16%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;Total &lt;br/&gt;
                &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;685,387&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;65,717&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;16,590&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;5,750&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;773,444&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
           &lt;/div&gt;
</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_285359bec51a4c8caf0b593ff00edfcf"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_0862fd13d18a402190289185187dff89"
      unitRef="U001">2474000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_ae0f85a0b3d545caacab5e79c3b1f8e7"
      unitRef="U001">1862000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_a9cfd9f8bf9d4d8286fbec6b7d72a92d"
      unitRef="U001">2940000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_165b79da12794af692ebfb97f292a98b"
      unitRef="U001">1485000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_50d800b682e5464c862d09ebd725a8ee"
      unitRef="U001">12374000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_8126349e494445d2bd9dd9505423c71f"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_6b32e7df860b43e9ab828d97b7dda378"
      unitRef="U001">21135000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_62184d4169d241c09e9b12136f72bfd5"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_3599d6a4bf7040ef9f329b7924483886"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_415faaea395b430a970ca19aa79dcedf"
      unitRef="U001">750000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_aaf0002e21d74fbd9622224d971c773e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_8692c6e2dda44d9c8e2a32ff9fe834aa"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_2b105f3e5550451a9c50c7e3f15d6a92"
      unitRef="U001">999000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_ff4647a941844e5e9748abbf0e235f0b"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_87d3e5b278874064845f3e92890d0e5d"
      unitRef="U001">1749000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_304e2b997399407a8e26192dea57bdee"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_7dd4e508a4194c8fbefcb1b5f364770a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_744b989fd012460ea5de680013309e13"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_1fc21478e7e249b1a8b41e933e7842be"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_e2bf08a084f24cbabe5cdc524c11b18a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_24c86726cc9b49dabc2966f14a0fffd7"
      unitRef="U001">116000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_5327c614ee6b439985782420c525847b"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_18cf550cb81442538e7856c343b78d2d"
      unitRef="U001">116000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_6febc66581014432983f60d45bd2d7a3"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_f9857077172d46798085e103d800b644"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_9acd65ec783942c7aa37ee3c8299b31a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_62faab3d56fe4f7ab0c07dfe35aeaab1"
      unitRef="U001">1365000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_40b335154331481ab32c7a66c99c9b90"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_ac88b5409f5442a09bb5e47834891ce8"
      unitRef="U001">337000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_c22fc04a31c349c88d606194bc1d8349"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_a6849eb756f1447c82ee2ca20a296225"
      unitRef="U001">1702000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_0409ea082cce4b16b7236e387f826f07"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_60c1ac6f749b4632b87337e6f1948025"
      unitRef="U001">2474000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_29d6893448cd44c7bd5ab6763d085580"
      unitRef="U001">2612000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_0355f3a3c9da4044ab3f0697b63aa4ab"
      unitRef="U001">4305000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_e24f5e5e48214d539feb476d8a3c631b"
      unitRef="U001">1485000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_57ca729587384391b79663c35de570ef"
      unitRef="U001">13826000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_be4bfc9a356a46c08b06cd6d61a44ee8"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_85da78cda23c4376a6904ab54ea0f27f"
      unitRef="U001">24702000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_4b1bcda1c14545318d69a526a69a52fa"
      unitRef="U001">81927000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_0a7801d0f1c34d5eb5f4c6307309fec8"
      unitRef="U001">183295000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_72bc43ec3ab6443b8a98634699a97e34"
      unitRef="U001">145652000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_1d81a351bfb94e0286b5a121a4a00812"
      unitRef="U001">27356000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_2ecb512d249246ee8f705cec7849a620"
      unitRef="U001">44511000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_24f49e582aa44266aac9d25812389ef9"
      unitRef="U001">47119000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_b3fb71d5f41348a490c2e72ce143a490"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_947ceae957574b24bec087e59f839395"
      unitRef="U001">529860000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_f79e9b40ba1541eaaf8ef55740802377"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_3e14bd500b8e462ba38e034d951ba3ce"
      unitRef="U001">4686000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_0529c5c5337e409d9b2a97a303f59b24"
      unitRef="U001">6203000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_a767f581169f41519a6b91b79ad6a0c7"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_42c5404e1960428c88b4ef1f5565980d"
      unitRef="U001">1186000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_918887b6f6304176b9185a26a20a5140"
      unitRef="U001">6474000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_f50eb28cd15d4bf6b42eb371be1f953e"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_2a1b89eaa51849acb297b10b914f71b3"
      unitRef="U001">18549000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_8f16dc263b284d60b086d081d403d770"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_fe64181e51e341e69035a2e86c1d5d55"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_06188cfc88be4f2793868147e0713a7e"
      unitRef="U001">899000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_2b2f9739b263400686d132345330fb78"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_11b7435c0a774f5d8809d15ebe5af36e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_89daeb4bca3e4507ab5d380dacc701a8"
      unitRef="U001">1344000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_aae729bf67764368a3552552eacf1fca"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_0ad2b8bf7b7f4b64a7386c661c876511"
      unitRef="U001">2243000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_e8345b94bbf34efaadb5357d23729390"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_80ea2eb86cc8416981f87e46291aa236"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_c6e6580efd0345609ca3d68061829aba"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_3488a2b7f5e14aaaa4b10da7cb877a95"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_44b19676e79f40c982719622922f19f5"
      unitRef="U001">363000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_ecf562f18c6849f48e8c8791917e6cde"
      unitRef="U001">12403000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_0355662a63fe443895626c866dc61475"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_d3e9e6f7a74f4f7ab70ea928396be403"
      unitRef="U001">12766000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_3cb1ca3a6f8f4b7fb73dd71122cb4f84"
      unitRef="U001">81927000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_1789be5af1ed4c4c8a544723880e05f9"
      unitRef="U001">187981000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_bc9a4db954a04d37aeccac8df06ad863"
      unitRef="U001">152754000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_ec735b07b29446b4a097612dbea6acd9"
      unitRef="U001">27356000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_7a558ee5f1ab477f90183a7335b1b0aa"
      unitRef="U001">46060000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_b4f547d8220e410b8a0cc32f62eec740"
      unitRef="U001">67340000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_6dbd385ef47d4d42bb47d1ff4fcb9fec"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_e9fee927814d4195b1a76dd2975ae8c9"
      unitRef="U001">563418000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_322351c0138e43f193d76a08bdabc35d"
      unitRef="U001">9881000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_bfca2b0c96b34ea0ba0bf57374b06bc0"
      unitRef="U001">22131000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_0e0a1c2b7fc742b297036217ac402959"
      unitRef="U001">26019000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_a6bcaf122b3343e4b571405f7274d9a8"
      unitRef="U001">24684000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_1e0a958da1b0454ca1c476e593bfee0f"
      unitRef="U001">6718000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_a4858a8bf3c34ce3b0ead6ac2191a929"
      unitRef="U001">15106000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_72b681479a0a409c9b26941cf307e167"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_3b5194b7b72141b3b241ff456a278d7b"
      unitRef="U001">104539000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_362d45018b5742d2b2abe6914d9a5e53"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_e074a5be55bd47de8c5e76eebb29684e"
      unitRef="U001">442000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_0a349ce934ee47f7b86871f1225398c5"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_410bc1afae8645a3b996bdf0fa45b50a"
      unitRef="U001">5286000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_4da4b9342c164c5f8e39c86836a87f08"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_7b07edd79d174cf0ad55711ce3d4d25a"
      unitRef="U001">2599000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_880f5ba8f17f49a88dc856e0cd51dbdc"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_5786852627f7411e8affc640d72b1ea6"
      unitRef="U001">8327000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_c0b1370bbfe342e8b88d8142128f968c"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_65f448c8e6f243868f055e02ffab911f"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_6f74499572874a5fb0c02e87f950d1e0"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_71e9482c26744cdba272bf22ebc3a801"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_249c3927153d47d9bf25bbe9bd41b212"
      unitRef="U001">325000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_ad02a1ca131b41ffb8e81c2bba0152d4"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_4d547fd0bc6b4b9cafe77010b015066a"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_42d1eede23a24706881164009b0845c0"
      unitRef="U001">325000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_b68b80be2775473dbfae94cd41c0b8ab"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_168961a270f1470787b7cfd65bf1a9e2"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_e8f66b4ffaf3448ab69b1df2e02c85f6"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_ef3eb88d0af343e9aa0091fa57714a6d"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_6a4bb8fd8bcb4d39b07f6c25a855cbdc"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_dd54834396374ed3a05eb557f6a8d088"
      unitRef="U001">6245000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_4e97fdf403454883baa734694bcb1ab0"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_ec63689acf024bb3a9f1f9ac52c14f56"
      unitRef="U001">6245000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_fcf4039c89744ef8b11c72075ad260de"
      unitRef="U001">9881000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_f2310a0163e845cbaadec96f3b36e617"
      unitRef="U001">22573000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_8be585cd93bb4674946295474fba928e"
      unitRef="U001">26019000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_06b9f1727e8d449bb75712a20f873901"
      unitRef="U001">29970000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_127428584b674f669c5e3c3e44235634"
      unitRef="U001">7043000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_ae5d6bb16c0943209487b4a9d2c851c1"
      unitRef="U001">23950000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_0427c25a96e143909bc91f44620e8d8d"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_518ee6e174244cd2b4651c05224a9db2"
      unitRef="U001">119436000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_0b7bd3db77df4e18b6893e70ea2f8ee7"
      unitRef="U001">2923000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_5b0593e545d348ca818d774b4547795d"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_4e99ee4bb8624528b7e93f93b00e673f"
      unitRef="U001">2210000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_324453104fb142b2be03add2bdfc95d7"
      unitRef="U001">1748000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_5862cbd140994f6498be15fff1e5b94e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_20f984f2c90a4e1797a443ab212d768f"
      unitRef="U001">2704000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_36dbc575c2804811b9329233ec429bc8"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_1b94a052e7584615ac16fc8fe1b2b88a"
      unitRef="U001">9585000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_189faa151e62451dbff211feb9d5250e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_7f24aa9dc7cc4d87901a8bf62abee3f5"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_5ffc43b0a9114506a289f18025f5fc6e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_735cdf524d0b4fbfb96b55e2fc09a677"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_8dc18e13830049caa201fde88c44b630"
      unitRef="U001">636000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_055dc38272ab4b85aba06f34f2e03c02"
      unitRef="U001">1525000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_1f8a73f798b6427e87725897e8a33f78"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_b0e3f33da99b4dd784170ad48766428c"
      unitRef="U001">2161000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_d194036e86554174a6b07be2e04e1470"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_2a3f35b374394d5ab1032bb3d31d2ff0"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_79066e60c4f547e8a7c5b8c95dbfdb8f"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_57319d451254410d928237f230b97167"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_15a6525813ce45a8823fab1ed8ab3c25"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_9de1f2ad48a8425fa272507873c49cff"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_afb21438eb724ecab7dd33d1d9186704"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_d7746cff8a7741759dc711b8728c4b4d"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_2b6f39e7698947b79351ef68deef1454"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_4a1fb0d464b34b30853399e113228a8a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_e1c6a133a1bd4bab93c98319d0d7c95a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_2340319605eb4ee4bc23f228f9800bd5"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_5ae938e71b0148638aca987cf6a27c68"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_bd100f4bba324daab36a2819b23bd3dc"
      unitRef="U001">971000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_a6cdd6c1818b4ab082068093e03c595e"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_65fe9193e0ce443ebb512c29bd800371"
      unitRef="U001">971000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_e7fc16b181f94274ab09f9d0504d8417"
      unitRef="U001">2923000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_35c48ec00fe649b584eca50f8bc13468"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_ad0767d662964036967967a38a021acd"
      unitRef="U001">2210000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_ab1eb6486a504caa9329a575adbe0f2e"
      unitRef="U001">1748000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_451e9da3f2f7409d86106b67447952c2"
      unitRef="U001">636000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_cdb968a49d4541e1a79e010db88e7625"
      unitRef="U001">5200000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_e5e25f7e830a4986811d8b5449082727"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_996ba451c71a4549b032513d5d9f0da4"
      unitRef="U001">12717000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_eb11bb39e91e41d7a548168cef4f891a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_ada0e785ea974ee1bc3ecd8365aaacb3"
      unitRef="U001">1109000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_332059bfcfc14f028cd2fe6b5f3ee9f3"
      unitRef="U001">1198000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_dd3202dc9d70481da7079e1daab0cdb7"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_4df6dc2c1e0a4d12b06915db647daf83"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_1ada1398544d479fa4256932ba7c0730"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_01b9bd275b614ca2a0522005258bfd09"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_8a46359a73e64a75b50355555e5e6289"
      unitRef="U001">2307000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_0fdc142c22c74686ba24a9a9ba1c9658"
      unitRef="U001">42300000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_0a9a4522c0e44d50b604c87d249c15e4"
      unitRef="U001">35179000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_a9b286a183284d60a365e338b4f1eb1f"
      unitRef="U001">5484000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_971e72727d4c4f69943c95b54f6c0b13"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_a0517f9a198c456bbeb380e1cc094370"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_2e0570aefd9646638512b398bb58cd9f"
      unitRef="U001">2097000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_37b071eaf3f64665a4111a9b77b12ae8"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_7e607b58d52641798c4c14e3ddd7d7ed"
      unitRef="U001">85060000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_aa6d7a6e7f0a4bde8d499d874582d9b4"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_f2f1144f4aa34145acaf28ac863798b7"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_4ec895fd948447d49bef81cc34cead66"
      unitRef="U001">2520000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_7985490c461e44eeb86489c001560090"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_9dc2c2072a1d40d28c2b76297406d1ea"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_a6eb4eeb8d11485db29746fd3f7ac301"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_fa66a4adb01b4d938fc554fc1d2216b3"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_2b7318d19708468c8863380070fb19d2"
      unitRef="U001">2520000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_8f75524f865f4ed7b6fa40b97ca99ac6"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_a71b739288be4e24b16739a13b8722cf"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_c96bbc3cbcd64a8ea263069a877302e5"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_81ca7e289e394ccda9b4b3cbb03b47be"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_0bf848c224914bff8426267eafe846fa"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_bfba9244424e4e9c97baf0d2f0d03ab5"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_10316967b3b74777bd3bd1580f5567cd"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_64bbe22528e64e98b481f17d43a41592"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_90d2a01ed7ef4b5ebe422d3de15502cd"
      unitRef="U001">42300000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_18a06ca8339e48a68c8400d0f7355df6"
      unitRef="U001">36288000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_20c716d0c91540118515a703157e3f1b"
      unitRef="U001">9202000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_d1c4133db98a4ddcbe045f70b5300d4b"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_96df601fde7a467e8d7bf771b83abc82"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_c879d1098c994b0a994315da491e73bd"
      unitRef="U001">2097000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_384a9a54d46745e787ef8d70f17b8c25"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_309f44b96bc342e4946f85ae881f77ea"
      unitRef="U001">89887000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_68590d72844f44009bc1ef7c5c5290b5"
      unitRef="U001">15000000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_84bfe18bf7e149f3b0d0c03b47fd75a6"
      unitRef="U001">9077000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_4e9f36f150bd4b9d9b3540a65caf6277"
      unitRef="U001">87000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_bb405dcb68034d4f91261fc530237778"
      unitRef="U001">5600000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_00208147da364877b6d6bb816cf033dd"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_4dd232cd6380436fbd4dfe1a375d516b"
      unitRef="U001">25154000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_4f8f07647dd74788b5c4a8b8147a067f"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_c2db0940e7c24f0ab1e81aeef92de9a7"
      unitRef="U001">54918000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_4c52a43b3ef240429c3916113f2a3c9c"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_0143e49ea745423d8379bfb7431454da"
      unitRef="U001">312000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_9cb9966ec2554c7fb8b2e53c9bebd906"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_2d5d9d6d1d0c48738c73ddf8b5a46154"
      unitRef="U001">1500000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_3b649280ca7f42ea90250f455deecd90"
      unitRef="U001">6550000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_106a16ec16474baab4c09f411ef3ebc4"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_2e3eb181c97447cda50fce05b90b2c18"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_892af46e37c44f6dbbe225d92e973ce0"
      unitRef="U001">8362000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_61f0b41740ba479bb6ec1fdcba018270"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_2b0a1ed2ad61498c84267577991b8b11"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_2149ffe08dbd46d99952b166ac26e6be"
      unitRef="U001">170000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_aff890bd51d3460ba88008c785716ac8"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_20bf09926f644badba2637823b8b228c"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_1dba4d90464e4a50b8883e3d8cb66c25"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_4fc6f62077d3476eb8f69823940bca30"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_93990bc8d4554f92ab763d4542a6ada1"
      unitRef="U001">170000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_1f34b0a239cd4c92a06c5651c80ff624"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_09421e13efdf421686217bc0b7596f4d"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_8955d4548e8e4ca1930893fdf0f05d8a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_bcdbc1cdaa5249fc8971a62cd6a6c15e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_cb268307d5f54e5dbc29d144a152dc38"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_5ad2e67fc40c42e9bc13047d63cdb46e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_11ea87a0f7144d3db949096b3e612048"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_34561030b7ad4314853322152d9b8f7b"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_ee17b220323d4145af5d2d2d45caaf26"
      unitRef="U001">15000000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_82c4465e52bb4801bcb8655347b84ea6"
      unitRef="U001">9389000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_7dfd89e1bf464850b117c537f9d24c35"
      unitRef="U001">257000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_7436d2c016c14343bda1b7d0e61cb6e1"
      unitRef="U001">7100000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_2113923d656d4956874b1908d5129f93"
      unitRef="U001">6550000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_52a7a38a46094a8b854057a0911091af"
      unitRef="U001">25154000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_c9ed4a774718421f9105ea7ffbb0f531"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_559298341a724e449eb3b4aeafebc167"
      unitRef="U001">63450000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_8047f509980a4792a8fb44932f924e29"
      unitRef="U001">11809000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_f371ef76514f43b2a0e3e2b1c920bbd1"
      unitRef="U001">109000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_a9627f645924499daa1bb2e550b60a59"
      unitRef="U001">2453000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_6d5943c9ec5049359aa5ec5740ac2488"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_fba15603333b4316978ea09535e1a1d5"
      unitRef="U001">16000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_d1cf29e980b4446b9ea20c07d682b403"
      unitRef="U001">100000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_880aa5183c0a49a98ea9d0e0d90121a5"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_a3ed509f6fd34978ac0366e82789b67d"
      unitRef="U001">14487000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_3f8711cddb4449bbb0fb7934b71db2c1"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_e8fedf61757e4d3da9c9d0a436423ce2"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_a3bef2cb7d884949b76460fc2c76c97a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_3bc60ae5601740cfbead324e753df01f"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_f94a4ef1425f4cd5b2cd8db9448b699b"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_8be16bb79dec4c69b06d94548e1ed78f"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_e40b0d63423f4fdfaf0763886270ea01"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_56e5ede207814fd88f2a454f91fe35a6"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_e1704a707bf846459e4f0a85f7e605e2"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_a963a5cc43a04f17be562e290b5610db"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_733ca005484747928ad030cb3eb2b6f2"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_9d0e4e0862494e21b431fb584fdab7ba"
      unitRef="U001">467000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_30158ad820cb4e9490e98272a5b6173b"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_698c71bf26ad4cd68dca52992380494b"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_3fc443473f794b09a84b01bedb42b5b6"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_ae59ac3f80d34822bc9ee7a2088dd88b"
      unitRef="U001">467000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_0dd55b70647d4056b502452ad96cb9c4"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_8948655ca4574f819e7bfc159c2057a0"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_28c3efa94db04287953b0a407fe6a4cb"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_7aea93bdefcb4456b35b857fcc95276e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_04e3a0373eee45c6ae6e5d089ecb9ba8"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_082a4307d8904a2394968a11952075eb"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_b7c52f0324f449aea3ce1716a9b2917e"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_c8dd7ca64be84f9282e940aba15515a4"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_48a1f81e640f496db4e3a08d03aadad0"
      unitRef="U001">11809000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_b71b6ab8ff9c427f87a2412d315d65ba"
      unitRef="U001">109000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_b0a79cdb973942daa413ab975c591d46"
      unitRef="U001">2453000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_ddf50df9408d43379b8acbeb229ab58b"
      unitRef="U001">467000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_734335bac0ba4515b03410d6f6dfc2e4"
      unitRef="U001">16000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_69ecc7dd26524b2484bf9d81320599bd"
      unitRef="U001">100000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_cb857720249b4709b05d157f8f736695"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_f4350520b05b4f16829a6a97e31fd905"
      unitRef="U001">14954000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_a876b5d994864fadb2532cb1a944dce6"
      unitRef="U001">13000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_40868707f4144238817c3439504f8a01"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_3bfffcf2fbf74d2e81d6bc45f011eaaf"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_4a02f830d3ac404582f6dc055a563bf6"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_b533dc283b2f4c14be044bda1cd68c05"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_fff39280dec644718e4bd1053dde2d07"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_d4f70ada88ab495fb822ab94cf3ab1e1"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_fc3750dab26146d1a46557e5b3f3c36d"
      unitRef="U001">13000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_f42f6112de8e45259c6250004272cc21"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_2b7c66c9ae8d4dedb7bc855027174f6b"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_f8c2ec1a61974e2aa6ff2c174ac0b4d9"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_cd82b9aaf72d4e8794294a9e34f618c0"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_5fb13b8dbbc84ad2afccbc03694cb0f3"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_8b5256c923b34297b6d0737d6186b68e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_befb0a124b7f4702a834803e339a43e6"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_17d56d45c77f47328620fa123d7151d2"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_764614b711c842038e420a677e327bcf"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_0f08b4dbf948411d90e0cc1ad3d0dd6b"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_afc9d634cc2c46fd9e0bb221e197c14e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_1ba57c6f883f423d91d727c98574ed40"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_72f31dc1bfc64bb28c53af2d0dbc57a0"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_7dc901d3b61344968ae750c31f22ff1a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_89778df32de344019966113f2b681ad0"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_5779dbfcff4648e99e224300396f97cd"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_6cac77026e62477486e3ac9a33b65a9d"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_62487200a49e4618a45e8c3cefdae078"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_102948fc583544d48680509db30421fe"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_0dd1dc4d0b674d009294f0127d666b7e"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_859a1df1dc6a4c07a8d43d968f344fe4"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_a10996ad2ceb409db0e0c24c4b8bfbad"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_8cd3cbdcf8aa4dcab4559287bd06ffae"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_a3d41cf84ba44bf5a8a8443c9ff6eab0"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_b8a4b48646214aefb62587aec7678ae1"
      unitRef="U001">13000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_24191a296197409bb54ac7debeaf3545"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_dc8760299c424aaab744890c6d01dc55"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_41abba6654f6472c9ca0c3800ca4e714"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_c13869b3c30b41f9a6e934e44b6f1e11"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_052af9739cb746f2993166e4bb74ccf1"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_c67a01435c1341ae8ddd380ba5e828af"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_799adfd2a35649768729d3caf84f16f7"
      unitRef="U001">13000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_8b7217734f4b4bbe9c5e35d91e78d4ee"
      unitRef="U001">121553000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_730ba806a7d54aa7a6fb814f99e0be8c"
      unitRef="U001">218195000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_9389e3e1197847e38657ddbd04f85048"
      unitRef="U001">179481000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_65f6996e3d0148c5be789c92b2df62df"
      unitRef="U001">62328000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_c0f8d2fd44634a82859879a9a7793030"
      unitRef="U001">52730000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_5420d86c467f49ec9807eadcad85c3f2"
      unitRef="U001">102557000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_80a42eb92026436e81d37a282d877619"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_e749a0e84ea14e34ba311eba314b70e0"
      unitRef="U001">736844000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_f11fec1d69d1430782960efd7bd818f7"
      unitRef="U001">42300000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_0cd5332aa91c49358081d1150aa9e54d"
      unitRef="U001">40619000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_19619519e7124d49be68b727917cf9d8"
      unitRef="U001">12437000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_de17810467f34b4d8381ffd468a9c599"
      unitRef="U001">6786000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_990a4f3884e94907a40072bf79fed257"
      unitRef="U001">8372000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_3e45cbd3285a46c39e496abf5e82c088"
      unitRef="U001">13694000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_74ec3f42994d425db99b93c8b2f0d8e8"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_6f86c9948d5e43b4b4781e4b1db4f087"
      unitRef="U001">124208000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_c9dcabeef08044aea288f2c1a3cbdf95"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_75f41ecd23414d2dab2cb9e7f5988194"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_3b1e9525c58c4e2aa42a6efece0fa945"
      unitRef="U001">3589000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_4d1fb2b67bf643d28539130f75cb3849"
      unitRef="U001">467000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_fedc9f1bca1443658d6f010889779c2e"
      unitRef="U001">325000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_11a9c32e6d4a47429effcaa510a24bbd"
      unitRef="U001">1460000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_71725f4ca57c42cf95ae69ae4f8538a1"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_eacd4add734440d3ab525c9340c0c0da"
      unitRef="U001">5841000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_69e8e1d5028745b59c7e4547ad5f462a"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_73eed22cefb9438aa98335286965e4a7"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_1fe023c5e41043a3bd1e3c0adeb2d8fc"
      unitRef="U001">0</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_f63ce9c3489d42528e2768656b561560"
      unitRef="U001">1365000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_13fbb2235f8d4e8dba6fa32b966c07c0"
      unitRef="U001">363000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_34ede11159e44fc2a1942676cd97c297"
      unitRef="U001">19956000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_173845acdeaf431caf06fe89df584f3f"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_87c2c364a75d4911b2008f4b6174f940"
      unitRef="U001">21684000</us-gaap:NotesReceivableGross>
    <us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
      contextRef="c20231231"
      decimals="-3"
      id="Fact_8aa5fcb56ec14d55b55d6e9dfa1a9b16"
      unitRef="U001">163853000</us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear>
    <us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
      contextRef="c20231231"
      decimals="-3"
      id="Fact_a0a3884259554371a430707f928996ba"
      unitRef="U001">258814000</us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
      contextRef="c20231231"
      decimals="-3"
      id="Fact_bd932c55a30f40e29acdffb00b278798"
      unitRef="U001">195507000</us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
      contextRef="c20231231"
      decimals="-3"
      id="Fact_636f3461a806409d960ec25c2c795338"
      unitRef="U001">70946000</us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
      contextRef="c20231231"
      decimals="-3"
      id="Fact_7575c56f708047b7b0dcdbf9f5b9d862"
      unitRef="U001">61790000</us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
      contextRef="c20231231"
      decimals="-3"
      id="Fact_d29d88ef757c47d78c575ce0636ff7f7"
      unitRef="U001">137667000</us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear>
    <us-gaap:FinancingReceivableRevolving
      contextRef="c20231231"
      decimals="-3"
      id="Fact_c3ee7676f9ba43c4bd14d58b451e1552"
      unitRef="U001">0</us-gaap:FinancingReceivableRevolving>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231"
      decimals="-3"
      id="Fact_618fec5380f0414e8da4cfe7bd79fac1"
      unitRef="U001">888577000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_7dffd24a7ae241909c7673547045dbfb"
      unitRef="U001">29022000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_1bd086bc71234fd98cd87f874b14d76b"
      unitRef="U001">354000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_f1262a71e3f44c959b069ac1d3e8a742"
      unitRef="U001">260000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_ab0c356ddae848ebbbf59882aa249d7d"
      unitRef="U001">402000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_DoubtfulMember"
      decimals="-3"
      id="Fact_045762504b5f405296d8152f001dcf5d"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"
      decimals="-3"
      id="Fact_72041773b13b42e8b4df40d9b6a6ad01"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_SingleFamilyLoanMember"
      decimals="-3"
      id="Fact_f6eb13072b974064bff658167cd8c746"
      unitRef="U001">30038000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_9af23b481eff49acb9f9d59fcd82221b"
      unitRef="U001">479182000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_5ef62608f24e4e1cacf2db1e61ecbbf8"
      unitRef="U001">9855000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_ff2714df5f384b3a84a7ed98d81a9817"
      unitRef="U001">14859000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_257c4ecc154e4788846085eb4b77b3bb"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_DoubtfulMember"
      decimals="-3"
      id="Fact_53a48caaf10348248f1f654677da6e55"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"
      decimals="-3"
      id="Fact_5b83d42f408d4372a53bf09be07529e2"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyLoanMember"
      decimals="-3"
      id="Fact_a0b31931851544d9b8eee7448e692dc8"
      unitRef="U001">503896000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_b8df5ac7d8b54d7b9007a0b71946b274"
      unitRef="U001">104066000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_188ed0d391ef4b7d8bc5beee9655d3c9"
      unitRef="U001">4524000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_4343c4bc55144b179b4af50c4f24dbeb"
      unitRef="U001">1471000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_df00420ddb7c4cb0a4fbab8e49e382ac"
      unitRef="U001">4513000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_DoubtfulMember"
      decimals="-3"
      id="Fact_b1894710c28b411e84048380b6a8a2d7"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"
      decimals="-3"
      id="Fact_82c6f21ac6434038878551396ce30326"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember"
      decimals="-3"
      id="Fact_152e3e10e14d43fa913c4e1d572fdfd6"
      unitRef="U001">114574000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_6c103f1227da46e0a3ea12a1b45795ec"
      unitRef="U001">14505000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_e27f5ec7534846308f6bb530c2da77a6"
      unitRef="U001">728000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_2e694911ccfb4407b86ebfc44093ecc7"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_fbd3e5a5862e44e8b53518bba3acccc5"
      unitRef="U001">547000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_DoubtfulMember"
      decimals="-3"
      id="Fact_6e997a9565594f12b3efc896c2630b1e"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"
      decimals="-3"
      id="Fact_481e876373674fa7af396146bed6b3ba"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ChurchLoanMember"
      decimals="-3"
      id="Fact_a84b7460b59344d894d1971991910bca"
      unitRef="U001">15780000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_c3189e63d93e4e4e890c3766dfda2fa2"
      unitRef="U001">2173000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_4ac512a7dd0b4cedbf5e80e8c04f10c8"
      unitRef="U001">38530000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_a8ecb06f10cb4331a91f5b4380c2b6ba"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_2655f8d9428d43d993ca42cb3153963b"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_DoubtfulMember"
      decimals="-3"
      id="Fact_1120fe79e81c4a158c55daba576c82e6"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"
      decimals="-3"
      id="Fact_492ad25b221b411786fc533b6cee9d75"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember"
      decimals="-3"
      id="Fact_68d701a2f20444909af1f30ca22a1005"
      unitRef="U001">40703000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_43c0e93e38534288b02a8fa72e9ee30d"
      unitRef="U001">53396000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_c1dd383dfa0541d58b19a7a4e36eda3f"
      unitRef="U001">11157000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_04858d30d8c44802a2a40c2481c88ff4"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_75572939fa534311bb2b5e8d989c9d7a"
      unitRef="U001">288000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_DoubtfulMember"
      decimals="-3"
      id="Fact_a644fe9bf609487c9d7ee552307ff851"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"
      decimals="-3"
      id="Fact_2eae783610cd4599a80d52e2640df876"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_CommercialPortfolioSegmentExcludingSBALoansMember"
      decimals="-3"
      id="Fact_1b91cd5dbaa84e349322973544cd3b62"
      unitRef="U001">64841000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_1da3569fecd949df913b0cad7675df8c"
      unitRef="U001">3032000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_8adcf4a499c94f54aab2e594fe2c5eae"
      unitRef="U001">569000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_12f904919f254f4d9ebf83186a1b3b61"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_9f89f2f2a2da4634bf3c48a03e67a85e"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_DoubtfulMember"
      decimals="-3"
      id="Fact_fe0558e053a44014a346b09f6e7f9f8c"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"
      decimals="-3"
      id="Fact_4cd03844ccc24162957b66df0cc785dc"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_SmallBusinessAdministrationLoanMember"
      decimals="-3"
      id="Fact_daf5c02f37ea499c870f0cf95284eca8"
      unitRef="U001">3601000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_18bdf20a55974dccb1eda83b23c264d3"
      unitRef="U001">11000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_b3ec4b7da8ab4d898104aa7c6296cf70"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_489b03e0dccd490f9a4ca24fe79a9f90"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_b75b210160894688982cd513b4147f35"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_DoubtfulMember"
      decimals="-3"
      id="Fact_ca44c82fa2414ee4a33ad64e362d29c3"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"
      decimals="-3"
      id="Fact_92c25eba1ec24d2bafca3a6666bb976c"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember"
      decimals="-3"
      id="Fact_254f91dbeeb34daeaea7322fa9647bce"
      unitRef="U001">11000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_InternalCreditAssessmentAxis_PassMember"
      decimals="-3"
      id="Fact_deb97e809651481dab5d7efb536227be"
      unitRef="U001">685387000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_InternalCreditAssessmentAxis_WatchMember"
      decimals="-3"
      id="Fact_54a9bc50228540769c37c38540fb03b6"
      unitRef="U001">65717000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_InternalCreditAssessmentAxis_SpecialMentionMember"
      decimals="-3"
      id="Fact_1df616e45dde4e618bef0dc7c17fa39d"
      unitRef="U001">16590000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_InternalCreditAssessmentAxis_SubstandardMember"
      decimals="-3"
      id="Fact_aa214ce2311d421cbc1b6e097df5d381"
      unitRef="U001">5750000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_InternalCreditAssessmentAxis_DoubtfulMember"
      decimals="-3"
      id="Fact_fdc25542a82d40c08beba2c34d31a07d"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_InternalCreditAssessmentAxis_UnlikelyToBeCollectedFinancingReceivableMember"
      decimals="-3"
      id="Fact_9d37fd786cc04e2cb4f576c1ce2983f4"
      unitRef="U001">0</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231"
      decimals="-3"
      id="Fact_ff7b239e3e0f48e79dfeca58b7a4d4f0"
      unitRef="U001">773444000</us-gaap:NotesReceivableGross>
    <us-gaap:OffBalanceSheetCreditLossLiability
      contextRef="c20231231"
      decimals="-3"
      id="Fact_52bdca66524e423185cbfd05beda98b3"
      unitRef="U001">364000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability
      contextRef="c20221231"
      decimals="-3"
      id="Fact_30277199ede34b1a9aef3e409fc2c8b7"
      unitRef="U001">412000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_ee4ca42c976f4cddbfd0fb431455e9a1"
      unitRef="U001">-2000</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_a4eb900b6cde492da786219cb0ce957a">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 5 &#x2013; Office Properties and Equipment, net&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Year&#x2011;end office properties and equipment were as follows:&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Land&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;5,322&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;5,322&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Office buildings and improvements&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;6,433&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;6,303&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Right of use assets&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;655&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;889&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Furniture, fixtures, and equipment&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;2,318&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;2,185&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;14,728&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;14,699&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Less accumulated depreciation&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(4,888&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(4,408&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Office properties and equipment, net&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;9,840&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;10,291&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Depreciation expense was $385 thousand and $376 thousand for the years 2023 and 2022, respectively.&lt;/div&gt;
</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
    <us-gaap:PropertyPlantAndEquipmentTextBlock
      contextRef="c20230101to20231231"
      id="Text_2be1b1b3bb104532ac3a49aaba42f00b">
&lt;div style="text-align: justify; font-weight: normal; font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Year&#x2011;end office properties and equipment were as follows:&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Land&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;5,322&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;5,322&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Office buildings and improvements&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;6,433&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;6,303&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Right of use assets&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;655&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;889&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Furniture, fixtures, and equipment&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;2,318&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;2,185&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;14,728&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;14,699&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Less accumulated depreciation&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(4,888&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;(4,408&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;)&lt;/div&gt;
                &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Office properties and equipment, net&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;9,840&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0);"&gt;10,291&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:PropertyPlantAndEquipmentTextBlock>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_LandMember"
      decimals="-3"
      id="Fact_5e637f8c615640749607a9862c02243d"
      unitRef="U001">5322000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20221231_PropertyPlantAndEquipmentByTypeAxis_LandMember"
      decimals="-3"
      id="Fact_eab0801a478d426e85e8e2ee697cd433"
      unitRef="U001">5322000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember"
      decimals="-3"
      id="Fact_4c2a6f23c8314062976113f2563d3d1f"
      unitRef="U001">6433000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20221231_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember"
      decimals="-3"
      id="Fact_7d3a2014f87242818f8085f727aa7215"
      unitRef="U001">6303000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_RightOfUseAssetsMember"
      decimals="-3"
      id="Fact_12ff1c3599b548c8a113597ca44df64d"
      unitRef="U001">655000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20221231_PropertyPlantAndEquipmentByTypeAxis_RightOfUseAssetsMember"
      decimals="-3"
      id="Fact_b8357046311c4e4abf62d6775374eb78"
      unitRef="U001">889000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20231231_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember"
      decimals="-3"
      id="Fact_542ca71dd6d841faace8d0aea4ad297f"
      unitRef="U001">2318000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20221231_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember"
      decimals="-3"
      id="Fact_ad3961039b754e70989dc5666c654ce6"
      unitRef="U001">2185000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20231231"
      decimals="-3"
      id="Fact_e528e4bb30cb4b37959d03707028560e"
      unitRef="U001">14728000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross
      contextRef="c20221231"
      decimals="-3"
      id="Fact_efa244c9a3fc445b94406a6e9346dc2f"
      unitRef="U001">14699000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
      contextRef="c20231231"
      decimals="-3"
      id="Fact_878c43a7e8d143bbbffde7e87b3258e0"
      unitRef="U001">4888000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
      contextRef="c20221231"
      decimals="-3"
      id="Fact_ec32cc58373f4afaaab13af2807a6c72"
      unitRef="U001">4408000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="c20231231"
      decimals="-3"
      id="Fact_f79fe1d9a402439d80fdb577f495238c"
      unitRef="U001">9840000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_0d54400668574e0a816169d33e600263"
      unitRef="U001">10291000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:Depreciation
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_71c1de955e734605a9eba60cf38445f3"
      unitRef="U001">385000</us-gaap:Depreciation>
    <us-gaap:Depreciation
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_d87a143ae5e54d378c21ef51622ee443"
      unitRef="U001">376000</us-gaap:Depreciation>
    <us-gaap:LesseeOperatingLeasesTextBlock
      contextRef="c20230101to20231231"
      id="Text_48f0c65afd8c48a1b6b401f6b302d66d">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Note 6 &lt;/span&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;span style="font-weight: bold;"&gt; Leases&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
          &lt;/span&gt; &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Effective October 1, 2021, the Bank entered into an operating lease for its administrative offices at 4601 Wilshire Boulevard in Los Angeles.&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;The ROU asset represents our right to use the underlying asset during the lease
          term. Operating lease liabilities represent our obligation to make lease payments arising from the lease. ROU assets and lease liabilities are recognized based on the present value of the remaining lease payments using a discount rate that
          represents our incremental borrowing rate at the date of implementation of the new accounting standard. The ROU asset totaled $655
          thousand as of December 31, 2023 and was included in &lt;span style="-sec-ix-hidden:Fact_2632c99bbee849d2a67fcc7873fb9c10"&gt;office properties and equipment, net&lt;/span&gt;, on the consolidated statements of financial
          condition. The lease liability totaled $655 thousand as of December 31, 2023 and was included in &lt;span style="-sec-ix-hidden:Fact_6a15f88fc5fa47698c0b367f10dc10df"&gt;accrued expenses and other liabilities&lt;/span&gt; on the consolidated statements of financial condition.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
          &lt;/span&gt; &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;The operating lease has one 5-year extension option at the then fair market rate. As
          this extension option is not reasonably certain of exercise, it is not included in the lease term. The Bank has no finance leases.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company recognized rent expense of $305
            thousand in 2023 and $214 thousand in 2022.&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
          &lt;/span&gt; &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none; text-align: justify;"&gt;Additional information regarding our operating leases is summarized below for
          the periods indicated (dollars in thousands):&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
          &lt;/span&gt; &lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: top; padding-bottom: 2px;" valign="bottom"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                &lt;/span&gt;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="font-weight: bold;"&gt;Year Ended&lt;/span&gt;&lt;/div&gt;
                &lt;span style="font-weight: bold;"&gt; &lt;/span&gt;
                &lt;div style="text-align: center; font-style: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-transform: none; font-weight: bold;"&gt; December 31, 2023&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Year Ended&lt;/div&gt;
                &lt;div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;December 31, 2022&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Cash paid for amounts included in the measurement of
                  lease liabilities for operating leases:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;242&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;229&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;ROU assets obtained in exchange for lease liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Weighted average remaining lease term in months&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;33&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;45&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Weighted average discount rate&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;1.1&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;%&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;1.1&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;%&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="clear: both; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
          &lt;/span&gt; &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;The future minimum payments for operating leases with remaining terms of one
          year or more as of December 31, 2023 were as follows (in thousands):&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;
          &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Year ended December 31, 2024&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;242&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Year ended December 31, 2025&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;242&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Year ended December 31, 2026&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;181&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 18pt;"&gt;Total future minimum lease payments&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;665&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Amounts representing interest&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(10&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%; padding-bottom: 4px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Present value of net future minimum lease payments&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;$&lt;/span&gt;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;655&lt;/span&gt;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
        &lt;/div&gt;
</us-gaap:LesseeOperatingLeasesTextBlock>
    <us-gaap:OperatingLeaseRightOfUseAsset
      contextRef="c20231231"
      decimals="-3"
      id="Fact_f287a7642441458f81a8f7ba7d62d8f2"
      unitRef="U001">655000</us-gaap:OperatingLeaseRightOfUseAsset>
    <us-gaap:OperatingLeaseLiability
      contextRef="c20231231"
      decimals="-3"
      id="Fact_b427601aa0c8436886908a3b440b50be"
      unitRef="U001">655000</us-gaap:OperatingLeaseLiability>
    <byfc:LesseeOperatingLeaseNumberOfLeaseExtensionOptions
      contextRef="c20231231"
      decimals="INF"
      id="Fact_a1044fa90cd846ebb9dd8372d067716e"
      unitRef="U008">1</byfc:LesseeOperatingLeaseNumberOfLeaseExtensionOptions>
    <us-gaap:LesseeOperatingLeaseRenewalTerm
      contextRef="c20231231"
      id="Fact_d8d1ad411ec745e2b63b20c2b637b643">P5Y</us-gaap:LesseeOperatingLeaseRenewalTerm>
    <us-gaap:OperatingLeaseExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_3ebbc95bf8264997a86ac12c3aecdd2a"
      unitRef="U001">305000</us-gaap:OperatingLeaseExpense>
    <us-gaap:OperatingLeaseExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_4d120e13efef4c1eaccf466173edf021"
      unitRef="U001">214000</us-gaap:OperatingLeaseExpense>
    <us-gaap:LeaseCostTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_aca81b13a0924b10883f437f7d883225">
&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none; text-align: justify;"&gt;Additional information regarding our operating leases is summarized below for
          the periods indicated (dollars in thousands):&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
          &lt;/span&gt; &lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: top; padding-bottom: 2px;" valign="bottom"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                &lt;/span&gt;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="font-weight: bold;"&gt;Year Ended&lt;/span&gt;&lt;/div&gt;
                &lt;span style="font-weight: bold;"&gt; &lt;/span&gt;
                &lt;div style="text-align: center; font-style: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-transform: none; font-weight: bold;"&gt; December 31, 2023&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Year Ended&lt;/div&gt;
                &lt;div style="text-align: center; background-color: rgb(255, 255, 255); font-weight: bold; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;December 31, 2022&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Cash paid for amounts included in the measurement of
                  lease liabilities for operating leases:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;242&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;229&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;ROU assets obtained in exchange for lease liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Weighted average remaining lease term in months&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;33&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;45&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Weighted average discount rate&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;1.1&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;%&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: right; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; vertical-align: bottom; text-align: right; width: 9%; white-space: nowrap;" valign="bottom"&gt;1.1&lt;/td&gt;

    &lt;td colspan="1" style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;%&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:LeaseCostTableTextBlock>
    <us-gaap:OperatingLeasePayments
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_fa49c25fcd604c27969389a259546def"
      unitRef="U001">242000</us-gaap:OperatingLeasePayments>
    <us-gaap:OperatingLeasePayments
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_09c803a839474a0ea268dfc0745c6580"
      unitRef="U001">229000</us-gaap:OperatingLeasePayments>
    <us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_10c59909180b4062ad05b4224ca11c44"
      unitRef="U001">0</us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability>
    <us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_1ea8b774b0f741f990d78c088e946b69"
      unitRef="U001">0</us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability>
    <us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1
      contextRef="c20231231"
      id="Fact_1e7e24dd1a8546aa9f737258023d6644">P33M</us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1>
    <us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1
      contextRef="c20221231"
      id="Fact_776c444989124a258e90e44fcd32b63a">P45M</us-gaap:OperatingLeaseWeightedAverageRemainingLeaseTerm1>
    <us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent
      contextRef="c20231231"
      decimals="3"
      id="Fact_950cb3cd6c9a4633989eee9bbed128a6"
      unitRef="U004">0.011</us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent>
    <us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent
      contextRef="c20221231"
      decimals="3"
      id="Fact_2229f98a2a324ec5949fcd548ae2ad35"
      unitRef="U004">0.011</us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent>
    <us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_8c0e82997ede497ba80424c4449dc574">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;The future minimum payments for operating leases with remaining terms of one
          year or more as of December 31, 2023 were as follows (in thousands):&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;
          &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Year ended December 31, 2024&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;242&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Year ended December 31, 2025&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;242&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Year ended December 31, 2026&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;181&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%;" valign="bottom"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 18pt;"&gt;Total future minimum lease payments&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;665&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Amounts representing interest&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;(10&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 88%; padding-bottom: 4px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Present value of net future minimum lease payments&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;$&lt;/span&gt;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;655&lt;/span&gt;&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
        &lt;/div&gt;
</us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
      contextRef="c20231231"
      decimals="-3"
      id="Fact_2e431bf4e3bb498cabd4b33b95101bb8"
      unitRef="U001">242000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
      contextRef="c20231231"
      decimals="-3"
      id="Fact_a29607174ff44e839c01b08819bc8870"
      unitRef="U001">242000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearTwo>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree
      contextRef="c20231231"
      decimals="-3"
      id="Fact_391c8173f2034f5881260f151a6e741d"
      unitRef="U001">181000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearThree>
    <us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue
      contextRef="c20231231"
      decimals="-3"
      id="Fact_b59fbd41946247dabda54e125174b128"
      unitRef="U001">665000</us-gaap:LesseeOperatingLeaseLiabilityPaymentsDue>
    <us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
      contextRef="c20231231"
      decimals="-3"
      id="Fact_daf88c9cd232415ea30dbf25681b149f"
      unitRef="U001">10000</us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount>
    <us-gaap:OperatingLeaseLiability
      contextRef="c20231231"
      decimals="-3"
      id="Fact_78b8875e53ec41f38b3f455fc28310fe"
      unitRef="U001">655000</us-gaap:OperatingLeaseLiability>
    <us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_3d04004aad3b436db6fa44f90cee3c86">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Note 7 &#x2013; Goodwill and Core Deposit Intangible&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
      &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company recognized goodwill of $25.9 million and a
        core deposit intangible of $2.1 million. &lt;span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;"&gt;The following table presents the changes in the carrying
        amounts of goodwill and core deposit intangibles for the year ended December 31, 2023 and 2022:&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
      &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-weight: bold; white-space: nowrap;"&gt;December 31, 2023&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Goodwill&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Core&lt;/div&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Deposit&lt;/div&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Intangible&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Balance at the beginning of the period&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,858&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,501&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Additions&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;Change in deferred tax estimate &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Amortization&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;(390&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
            &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Balance at the end of the period&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,858&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,111&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;div&gt;
        &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;December 31, 2022&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Goodwill&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Core&lt;/div&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Deposit&lt;/div&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Intangible&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Balance at the beginning of the period&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,996&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,936&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Additions&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;Change in deferred tax estimate &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(138&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Amortization&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;(435&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Balance at the end of the period&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,858&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,501&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
      &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;No impairment charges were recorded during 2023 or 2022 for goodwill. Management&#x2019;s assessment of goodwill is performed in accordance with ASC 350-20
        &#x2013; Intangibles-Goodwill and Other, which allows the Company to perform a qualitative assessment of goodwill to determine if it is more likely than not the fair value of the Company&#x2019;s equity is below its carrying value. The Company performed its
        qualitative assessment as of December 31, 2023 as well as a quantitative assessment as of December 31, 2023 due to concerns regarding declines in the Company&#x2019;s stock price. No impairment charges were necessary as a result of the quantitative
        assessment.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
      &lt;/div&gt;

&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The&lt;/span&gt; carrying value and accumulated amortization related to the Company&#x2019;s core&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; deposit intangible consisted of the following at December 31, 2023 and 2022:&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
        &lt;br/&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, 2023&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Core deposit intangible acquired&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;$&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;3,329&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;3,329&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Less: accumulated amortization&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;(1,218&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;)&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;(828&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;$&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;2,111&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,501&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The following table outlines the estimated amortization expense
            related to the core deposit intangible during the next five fiscal years:&lt;/span&gt;&lt;/span&gt; &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;div&gt;
        &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;336&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2025&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;315&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2026&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;304&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2027&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;291&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2028&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;279&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Thereafter&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;586&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,111&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;&#160;&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

      &lt;/div&gt;
</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
    <us-gaap:Goodwill
      contextRef="c20231231"
      decimals="-5"
      id="Fact_83732b3dd52c400cbae8c1703ab4791c"
      unitRef="U001">25900000</us-gaap:Goodwill>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-5"
      id="Fact_bfb38056daff413790fa62589c960755"
      unitRef="U001">2100000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_25b42ce4103b43cea0539031e759b601">&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000;"&gt;The following table presents the changes in the carrying
        amounts of goodwill and core deposit intangibles for the year ended December 31, 2023 and 2022:&lt;/span&gt;
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
      &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-weight: bold; white-space: nowrap;"&gt;December 31, 2023&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Goodwill&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Core&lt;/div&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Deposit&lt;/div&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Intangible&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Balance at the beginning of the period&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,858&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,501&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Additions&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;Change in deferred tax estimate &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Amortization&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;(390&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
            &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Balance at the end of the period&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,858&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,111&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;div&gt;
        &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; font-weight: bold; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" rowspan="1" style="vertical-align: bottom; text-align: center; font-weight: bold; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;December 31, 2022&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="font-weight: bold; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Goodwill&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Core&lt;/div&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Deposit&lt;/div&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt; Intangible&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Balance at the beginning of the period&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,996&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,936&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Additions&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; text-indent: 9pt; margin-left: 9pt; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;Change in deferred tax estimate &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(138&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Amortization&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;(435&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Balance at the end of the period&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;25,858&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,501&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
      &lt;/div&gt;
</us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock>
    <us-gaap:Goodwill
      contextRef="c20221231"
      decimals="-3"
      id="Fact_e76b2ff3ad08423da47c17610c364e99"
      unitRef="U001">25858000</us-gaap:Goodwill>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_7232c299b23f4f98a0c596b6efd4cf84"
      unitRef="U001">2501000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:GoodwillAcquiredDuringPeriod
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_fda11ffcb81545cebf09be17d4f7f745"
      unitRef="U001">0</us-gaap:GoodwillAcquiredDuringPeriod>
    <us-gaap:FinitelivedIntangibleAssetsAcquired1
      contextRef="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_22157173b594425cb7427492d55d5993"
      unitRef="U001">0</us-gaap:FinitelivedIntangibleAssetsAcquired1>
    <byfc:GoodwillChangeInDeferredTaxEstimate
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_7208528f7a104f97a2fa3d0848026a85"
      unitRef="U001">0</byfc:GoodwillChangeInDeferredTaxEstimate>
    <byfc:FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate
      contextRef="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_206b51ce712445888c62b4a20d30ed71"
      unitRef="U001">0</byfc:FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate>
    <byfc:GoodwillAmortization
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_f77388d2251b4b94aee2e39053503e48"
      unitRef="U001">0</byfc:GoodwillAmortization>
    <us-gaap:AmortizationOfIntangibleAssets
      contextRef="c20230101to20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_0561665745c44d699f26acdd792ebfcb"
      unitRef="U001">390000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:Goodwill
      contextRef="c20231231"
      decimals="-3"
      id="Fact_bcc2290c928b4abdb0bd1405452007f3"
      unitRef="U001">25858000</us-gaap:Goodwill>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_eca38969d57549d29294ecba153f80d3"
      unitRef="U001">2111000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:Goodwill
      contextRef="c20211231"
      decimals="-3"
      id="Fact_d4b759d57ddb4180aa1636106a4ae657"
      unitRef="U001">25996000</us-gaap:Goodwill>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20211231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_2fef0abdfa624f36bdf27c3db1b63dff"
      unitRef="U001">2936000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:GoodwillAcquiredDuringPeriod
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_bbc620f3322545aa83b1064e6397a3a8"
      unitRef="U001">0</us-gaap:GoodwillAcquiredDuringPeriod>
    <us-gaap:FinitelivedIntangibleAssetsAcquired1
      contextRef="c20220101to20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_df1f7ed919da4b4baf0700c414ad5689"
      unitRef="U001">0</us-gaap:FinitelivedIntangibleAssetsAcquired1>
    <byfc:GoodwillChangeInDeferredTaxEstimate
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_da528723f8e84181977719d5e7790e0d"
      unitRef="U001">138000</byfc:GoodwillChangeInDeferredTaxEstimate>
    <byfc:FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate
      contextRef="c20220101to20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_6db1baef3a8f4855909f0924091a131e"
      unitRef="U001">0</byfc:FiniteLivedIntangibleAssetsChangeInDeferredTaxEstimate>
    <byfc:GoodwillAmortization
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_e6881484c25c495aa5d276824b41a704"
      unitRef="U001">0</byfc:GoodwillAmortization>
    <us-gaap:AmortizationOfIntangibleAssets
      contextRef="c20220101to20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_28e5baf166c74a23be61d3ecd930c94b"
      unitRef="U001">435000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:Goodwill
      contextRef="c20221231"
      decimals="-3"
      id="Fact_e92a1d573a614df6a489f2e9634e82f1"
      unitRef="U001">25858000</us-gaap:Goodwill>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_22c6198627034ba78831ca4c461e1096"
      unitRef="U001">2501000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:GoodwillImpairmentLoss
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_6ddf6836b75f4a759ccb99420daa3622"
      unitRef="U001">0</us-gaap:GoodwillImpairmentLoss>
    <us-gaap:GoodwillImpairmentLoss
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_2545ed943e5d4e38a17ed573ff62ecad"
      unitRef="U001">0</us-gaap:GoodwillImpairmentLoss>
    <us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_a0b1b941098649289f6cb0aee03589cb">
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-align: justify; text-transform: none;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The&lt;/span&gt; carrying value and accumulated amortization related to the Company&#x2019;s core&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; deposit intangible consisted of the following at December 31, 2023 and 2022:&lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
        &lt;br/&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, 2023&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, 2022&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Core deposit intangible acquired&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;$&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;3,329&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;3,329&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Less: accumulated amortization&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;(1,218&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;)&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;(828&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;$&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;2,111&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,501&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;
</us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_1432ec6e7dd042a286d2ff5647c8a786"
      unitRef="U001">3329000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsGross
      contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_0d9192e8fc904c5f8b7ffd1d5e2c5c48"
      unitRef="U001">3329000</us-gaap:FiniteLivedIntangibleAssetsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_a0e94001e7264522b213c9bee7b06d9a"
      unitRef="U001">1218000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization
      contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_e19d38c56d4d4550b735c36da74c181e"
      unitRef="U001">828000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_b6cee978e4f6446683385816b68d099b"
      unitRef="U001">2111000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20221231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_3269c09760f04c11a3406be22dfef913"
      unitRef="U001">2501000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_9dd5e0678bd7458ebf7d24b5022b2153">
&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;The following table outlines the estimated amortization expense
            related to the core deposit intangible during the next five fiscal years:&lt;/span&gt;&lt;/span&gt; &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;div&gt;
        &lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: top;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2024&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;336&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2025&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;315&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2026&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;304&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2027&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;291&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;&lt;span style="text-indent: 0pt;"&gt;2028&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;279&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; text-indent: -9pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Thereafter&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;586&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;2,111&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;&#160;&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

      &lt;/div&gt;
</us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_4c4486fac3f44df4b59426231ec19e49"
      unitRef="U001">336000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_6d4434050300462fb0c736b893cf1d41"
      unitRef="U001">315000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_00afd892d64d41f199d1948b445d5c9f"
      unitRef="U001">304000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_bcaefdb3df01421aac7d37affd5287cd"
      unitRef="U001">291000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_e78aff8631c94376836ab103ab9b88dc"
      unitRef="U001">279000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_990d5b4972124f6b86d3f59dbe04c06d"
      unitRef="U001">586000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive>
    <us-gaap:FiniteLivedIntangibleAssetsNet
      contextRef="c20231231_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember"
      decimals="-3"
      id="Fact_a47507b95d4b407698703a31485ea4b5"
      unitRef="U001">2111000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:FairValueDisclosuresTextBlock
      contextRef="c20230101to20231231"
      id="Text_5007d162ae8940c989fb1bce8a22de17">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 8 &#x2013; Fair Value&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company used the following methods and significant assumptions to estimate fair value:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The fair values of securities available&#x2011;for&#x2011;sale are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix
          pricing, which is a mathematical technique to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities&#x2019; relationship to other benchmark quoted securities (Level 2
          inputs).&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The fair value of loans that are collateral dependent is generally based upon the fair value of the collateral, which is obtained from recent real estate appraisals.
          These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for
          differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Collateral dependent loans are evaluated on a
          quarterly basis for additional required calculation adjustments (taken as part of the ACL) and adjusted accordingly.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Appraisals for collateral-dependent loans and assets acquired through or by transfer of in lieu of foreclosure are performed by certified general appraisers (for
          commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, an independent third-party licensed appraiser reviews the
          appraisals for accuracy and reasonableness, reviewing the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide
          statistics.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Assets Measured on a Recurring Basis&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Assets measured at fair value on a recurring basis are summarized below:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Fair Value Measurement&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Quoted Prices&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;in Active&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Markets for&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Identical Assets &lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;(Level 1)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Significant&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Other&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Observable&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Inputs&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;(Level 2)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Significant&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Unobservable&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Inputs&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;(Level 3)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center;"&gt;&lt;span style="font-weight: bold;"&gt;Total&lt;/span&gt; &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&lt;br/&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;At December 31, &lt;span style="text-indent: 0pt;"&gt;2023&lt;/span&gt;:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Securities available-for-sale: &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal agency mortgage-backed securities&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;66,778&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;66,778&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Federal agency CMOs &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;23,339&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;23,339&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Federal agency debt &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;47,836&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;47,836&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Municipal bonds&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;4,373&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;4,373&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;U.S. Treasuries&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;163,880&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;163,880&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;SBA pools &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;10,744&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;10,744&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;At December 31, &lt;span style="text-indent: 0pt;"&gt;2022&lt;/span&gt;:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Securities available-for-sale:&#160; &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal agency mortgage-backed&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;74,169&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;74,169&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Federal agency CMO &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;26,100&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;26,100&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal agency debt &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;51,425&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;51,425&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" valign="bottom"&gt;Municipal bonds &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;4,197&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;4,197&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt;" valign="bottom"&gt;U.S. Treasuries &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;160,589&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;160,589&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" valign="bottom"&gt;SBA pools&#160; &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;12,269&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;12,269&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;There were no transfers between Level 1, Level 2, or Level 3 during the years ended December 31, 2023 and 2022.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Fair Values of Financial Instruments&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The carrying amounts and estimated fair values of financial instruments as of the periods indicated were as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;Carrying&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Fair Value Measurements at December 31, 2023&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Value&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 1&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 2&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 3&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Financial Assets:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;105,195&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;105,195&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;105,195&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Securities available-for-sale&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;316,950&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;163,880&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;153,070&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;316,950&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Loans receivable held for investment&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;880,457&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;746,539&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;746,539&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Accrued interest receivable&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;4,938&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;306&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,301&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;3,331&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;4,938&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Bank owned life insurance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3,275&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3,275&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3,275&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Financial Liabilities:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;682,635&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;536,171&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;536,171&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;FHLB advances&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;209,319&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;208,107&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;208,107&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Securities sold under agreements to repurchase&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;73,475&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;72,597&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;72,597&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt; text-indent: -9pt;"&gt;Bank Term Funding Program borrowing&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;100,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;100,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;100,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;Note payable &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Accrued interest payable&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,420&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,420&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,420&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;Carrying&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Fair Value Measurements at December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Value&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 1&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 2&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 3&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;"&gt;Financial Assets:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;16,105&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;16,105&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;$&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;$&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;16,105&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Securities available-for-sale&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;328,749&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;160,589&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;168,160&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;328,749&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Loans receivable held for investment&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;768,046&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom"&gt;641,088&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;641,088&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Accrued interest receivable&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;3,973&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;442&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;793&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;2,738&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;3,973&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Bank owned life insurance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;3,233&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;3,233&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;3,233&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;"&gt;Financial Liabilities:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;686,916&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;$&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;673,615&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;$&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;673,615&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;FHLB advances&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;128,344&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;126,328&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;126,328&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Securities sold under agreements to repurchase&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;63,471&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;60,017&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;60,017&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top;" valign="bottom"&gt;Note payable&#160; &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Accrued interest payable&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;453&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;453&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;453&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:FairValueDisclosuresTextBlock>
    <us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock
      contextRef="c20230101to20231231"
      id="Text_718a0834f8424dfb8a66c788dd683c32">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Assets measured at fair value on a recurring basis are summarized below:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Fair Value Measurement&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Quoted Prices&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;in Active&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Markets for&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Identical Assets &lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;(Level 1)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Significant&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Other&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Observable&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Inputs&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;(Level 2)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Significant&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Unobservable&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Inputs&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;(Level 3)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div style="text-align: center;"&gt;&lt;span style="font-weight: bold;"&gt;Total&lt;/span&gt; &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&lt;br/&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;At December 31, &lt;span style="text-indent: 0pt;"&gt;2023&lt;/span&gt;:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Securities available-for-sale: &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal agency mortgage-backed securities&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;66,778&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;66,778&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Federal agency CMOs &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;23,339&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;23,339&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Federal agency debt &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;47,836&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;47,836&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Municipal bonds&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;4,373&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;4,373&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;U.S. Treasuries&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;163,880&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;163,880&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;SBA pools &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;10,744&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;10,744&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;At December 31, &lt;span style="text-indent: 0pt;"&gt;2022&lt;/span&gt;:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Securities available-for-sale:&#160; &lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal agency mortgage-backed&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;$&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;74,169&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;$&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;74,169&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt"&gt;Federal agency CMO &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;26,100&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;26,100&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal agency debt &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;51,425&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;51,425&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" valign="bottom"&gt;Municipal bonds &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;4,197&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;4,197&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt;" valign="bottom"&gt;U.S. Treasuries &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;160,589&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;160,589&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 52%; text-indent: 9pt; margin-left: 9pt; background-color: rgb(204, 238, 255);" valign="bottom"&gt;SBA pools&#160; &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;12,269&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;12,269&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_1abb4b1995ba4e5f8b537d5823395e62"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_dfaded5f3b3b4181afe6d97df9ea1989"
      unitRef="U001">66778000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_7ae2f41dc1a7494290585a0e10d33317"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_f296a0fd6b2a4942862f5d72ae6be5d0"
      unitRef="U001">66778000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_cc8ef795a6e348ad9468ba9310352e4f"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_bb3f40c037da4d669de2e3753caebcad"
      unitRef="U001">23339000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_6cd578ade51d4a319ec89f0b4ebabb2a"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_a886d3b761424fff9799d300e9bff864"
      unitRef="U001">23339000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_79a59c8baa9d4876a733564c426009f5"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_78b237cc117842cbbb9f510cd0488e3a"
      unitRef="U001">47836000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_25244a716af24595ba8fae8cae65358f"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_d4f3f81d348e4b5c902d12c037ee8902"
      unitRef="U001">47836000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_ea2697f42e19445b8dd18fc195aad66c"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_564c5fe77df24c4fb7421d96d65af3be"
      unitRef="U001">4373000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_eab1325fe9b9424d8e00a0d658333e15"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_7b22572d789e4e838a6d561578d22864"
      unitRef="U001">4373000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_43eac5f4e1c74048b691cac4706199bc"
      unitRef="U001">163880000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_6652511ff5f84c6ca86ff1e765d37a71"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_c9e721d59ba947f7b86f5994aabc703b"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_ce6bae3ea5814ad0832fe10dff0e0255"
      unitRef="U001">163880000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_f86e5f5820ce44ab8fd19a392f168230"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_caf073f24c054af1918efcd40b65e4c1"
      unitRef="U001">10744000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_a5bacc06293748578b349b507c224cef"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_20d288a6e42044d893964d08895caba5"
      unitRef="U001">10744000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_9e49cfeb59a14ccb8b36fe2c255bb2ee"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_8c836f1a605b41a6a18a9f658abcc248"
      unitRef="U001">74169000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_055f3bb34bb840bab0f4d65a1f2029a3"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"
      decimals="-3"
      id="Fact_946091564fce4e59beeed5c1b59d18cc"
      unitRef="U001">74169000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_f0ae6e7ddaf74d0695546894a948e61b"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_f2d8a750066f427db2c21531c2a866bd"
      unitRef="U001">26100000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_a4e66882265647cab9ce7140382c356f"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember"
      decimals="-3"
      id="Fact_ed301bfcab8a43508acc1eeb6d0dc6d5"
      unitRef="U001">26100000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_753e13ea1c9c411897502e00ff573d1f"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_9fa37c4c3dc645989e838ed7d922a208"
      unitRef="U001">51425000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_2c6f1197be7f4aeabf2bc8abc8c109e6"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember"
      decimals="-3"
      id="Fact_1f80758bc1574b9d8311e8d1ef2ad48b"
      unitRef="U001">51425000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_a90dc0a93f0e4392a50c7dee5cb891a9"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_d52f0487b21a46a4a5d10c27f27cc129"
      unitRef="U001">4197000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_cc1b04c5328144d2b6607d71a49fb345"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalBondsMember"
      decimals="-3"
      id="Fact_7d4362127db746f186b5e0d174de4026"
      unitRef="U001">4197000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_ccea722dbfcc4b16b0352664a5bcb28f"
      unitRef="U001">160589000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_62106ef7d1e6435f90960bee20176e7b"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_0c3344c92d6f412ab01a9f65412656fc"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USTreasurySecuritiesMember"
      decimals="-3"
      id="Fact_a9c84276f4c84d1db0ddbab02dbef3aa"
      unitRef="U001">160589000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_0ece4bdc81974d7694dde0e8cecb1efd"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_e598c345b55a43af977097e8eec604a5"
      unitRef="U001">12269000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_7c5a3c124ca544eda94c6de699a8f76c"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_SmallBusinessAdministrationSecuritiesMember"
      decimals="-3"
      id="Fact_1c66a962f78742339e8d65ac63e70c79"
      unitRef="U001">12269000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:FairValueByBalanceSheetGroupingTextBlock
      contextRef="c20230101to20231231"
      id="Text_85ad629ca53145d0ba236ebcdbdc5be1">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The carrying amounts and estimated fair values of financial instruments as of the periods indicated were as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;Carrying&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Fair Value Measurements at December 31, 2023&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Value&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 1&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 2&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 3&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Financial Assets:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;105,195&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;105,195&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;105,195&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Securities available-for-sale&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;316,950&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;163,880&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;153,070&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;316,950&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Loans receivable held for investment&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;880,457&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;746,539&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;746,539&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Accrued interest receivable&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;4,938&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;306&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,301&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;3,331&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;4,938&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Bank owned life insurance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3,275&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3,275&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;3,275&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Financial Liabilities:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;682,635&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;536,171&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;536,171&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;FHLB advances&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;209,319&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;208,107&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;208,107&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Securities sold under agreements to repurchase&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;73,475&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;72,597&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;72,597&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="margin-left: 9pt; text-indent: -9pt;"&gt;Bank Term Funding Program borrowing&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;100,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;100,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;100,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 40%; background-color: #CCEEFF;" valign="bottom"&gt;Note payable &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Accrued interest payable&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,420&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,420&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,420&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;Carrying&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Fair Value Measurements at December 31, 2022&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Value&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 1&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 2&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Level 3&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Total&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="18" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;"&gt;Financial Assets:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;16,105&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;16,105&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;$&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;$&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;16,105&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Securities available-for-sale&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;328,749&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;160,589&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;168,160&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;328,749&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Loans receivable held for investment&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;768,046&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255); text-align: right;" valign="bottom"&gt;641,088&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;641,088&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Accrued interest receivable&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;3,973&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;442&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;793&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;2,738&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;3,973&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Bank owned life insurance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;3,233&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;3,233&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;3,233&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 40%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;"&gt;Financial Liabilities:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;686,916&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;$&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;673,615&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;$&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;673,615&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;FHLB advances&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;128,344&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;126,328&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;
                &lt;div&gt;126,328&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Securities sold under agreements to repurchase&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;63,471&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;60,017&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;60,017&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top;" valign="bottom"&gt;Note payable&#160; &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right;" valign="bottom"&gt;14,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Accrued interest payable&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;453&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;453&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;453&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_e7e84583689a4ca48a04cebd57f640ad"
      unitRef="U001">105195000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_eae7049597da47c6b6fbabc00405190d"
      unitRef="U001">105195000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_bfae9ce432474539bd9c2d7777663296"
      unitRef="U001">0</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_3de4af592870463fae1f23a01e63d1a8"
      unitRef="U001">0</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_4090c437b6fb4756ac61a25d65073ca7"
      unitRef="U001">105195000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_06ee678ece4e4d8db31e40561f5669e9"
      unitRef="U001">316950000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_0e5fee39110b4ab1a5fb2bdd9c5cdba5"
      unitRef="U001">163880000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_d4f6db77c2cf43a8af500a313633b1ee"
      unitRef="U001">153070000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_bb832ba372ef4e6389b9d3db18e2a4e5"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_2388b80f4eb9428da540984b13247710"
      unitRef="U001">316950000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_a137b28d852743a29e30da47e7f1d39c"
      unitRef="U001">880457000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_b8a76ed458f94cfb9ec89a8e8bab5c4d"
      unitRef="U001">0</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_bb992bc2cd894b81b1ad07970fcda0f7"
      unitRef="U001">0</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_6e155f4b7ebf40fc855a410b819e7542"
      unitRef="U001">746539000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_cdae5477d0ee487cabab7a97d8478e66"
      unitRef="U001">746539000</us-gaap:LoansReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_209d3b8576834e36930756ce892226fa"
      unitRef="U001">4938000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_1bdc4d00257b4ab7b55c641e65a42a77"
      unitRef="U001">306000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_29cf9c40a34c43d1a3a22e5de13bcafc"
      unitRef="U001">1301000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_1369c0a8a4b741029a403e76d918b24e"
      unitRef="U001">3331000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_d5e7067ef72a44a9b7b08d3e482fc358"
      unitRef="U001">4938000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_cfe5a49c9bd04c5fbdc064391f3b726a"
      unitRef="U001">3275000</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_9dd804dd895f4dd3b1d8847414aeb8e2"
      unitRef="U001">3275000</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_e5ab03c5697f4c9dbe8629f765d2cee0"
      unitRef="U001">0</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_2ffc6eeee8fe47af8ffd0c47062b1ee7"
      unitRef="U001">0</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_8e09cc9c41634229aba618cbd8ffcfbe"
      unitRef="U001">3275000</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_896eb4ad0c124089808c040f72792f69"
      unitRef="U001">682635000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_693e99b1ba634442b29fe58f46f9728e"
      unitRef="U001">0</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_6fcb8f30fe774702aeb53013824740ba"
      unitRef="U001">536171000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_77b0d1fca8934ce8b09be267fe3fb969"
      unitRef="U001">0</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_5d9744b58ad04f4fb452ef51ae6cd891"
      unitRef="U001">536171000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_eaf3549eac384288826f18c467252cb4"
      unitRef="U001">209319000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_1b87c39b2e974445895fed52edef8c24"
      unitRef="U001">0</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_b730a2a41a94416b94db4e0f16203525"
      unitRef="U001">208107000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_464a85f946934d37a1d70c425da7b5ee"
      unitRef="U001">0</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_d52c3a75e7b24e67ba7e5783afb07a85"
      unitRef="U001">208107000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_7418b2da0aaf452ab486cbba03671d64"
      unitRef="U001">73475000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_b9b83979fd53417ebd09e7be971a9ea9"
      unitRef="U001">0</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_51af614926144e61b03f0a529fe1d073"
      unitRef="U001">72597000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_805f850a140645389935ec3988c46e39"
      unitRef="U001">0</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_33b566979d7d4ec9a57aed0e7311a903"
      unitRef="U001">72597000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:FederalFundsPurchasedFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_5ae517ae1bee44319a26ca006cf600be"
      unitRef="U001">100000000</us-gaap:FederalFundsPurchasedFairValueDisclosure>
    <us-gaap:FederalFundsPurchasedFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_09a468f5935c4c1096b99837988c87eb"
      unitRef="U001">0</us-gaap:FederalFundsPurchasedFairValueDisclosure>
    <us-gaap:FederalFundsPurchasedFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_1d5a79487ff24a79a0f7e41e9a2ddbbe"
      unitRef="U001">100000000</us-gaap:FederalFundsPurchasedFairValueDisclosure>
    <us-gaap:FederalFundsPurchasedFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_88b296b046fc4b86a463f2070334af52"
      unitRef="U001">0</us-gaap:FederalFundsPurchasedFairValueDisclosure>
    <us-gaap:FederalFundsPurchasedFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_07221e4b04fe48afb0ddbcfc0c497818"
      unitRef="U001">100000000</us-gaap:FederalFundsPurchasedFairValueDisclosure>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_71d4cbff320f4d3aa9c704c5aa1fd677"
      unitRef="U001">14000000</us-gaap:NotesPayableFairValueDisclosure>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_d184bb1915a2472895f0624cbfafbecc"
      unitRef="U001">0</us-gaap:NotesPayableFairValueDisclosure>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_93566c32a6c74a1c82f6e35fe0f87d38"
      unitRef="U001">0</us-gaap:NotesPayableFairValueDisclosure>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_8dc27cb7d7bf44a580977c0254cc1780"
      unitRef="U001">14000000</us-gaap:NotesPayableFairValueDisclosure>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_70e0b4520c244ccfaf9ac39800997601"
      unitRef="U001">14000000</us-gaap:NotesPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_9319f04bbe654b24814a7bdf761c8432"
      unitRef="U001">1420000</byfc:AccruedInterestPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_6b9910f326d74a3b9a2936752a44e44e"
      unitRef="U001">0</byfc:AccruedInterestPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_c889c61db16f490f8d6192617a8e79f6"
      unitRef="U001">1420000</byfc:AccruedInterestPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20231231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_2d5c163781e2487496a69738fa46642d"
      unitRef="U001">0</byfc:AccruedInterestPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20231231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_1ff6a21f87ba45ca87a4cfa5b35a0e5a"
      unitRef="U001">1420000</byfc:AccruedInterestPayableFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_3c8ff294fbba48d4a7decb5231c7807a"
      unitRef="U001">16105000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_2701fbbedd0e4a9d9efcab86ec5d6c9b"
      unitRef="U001">16105000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_130ed48666c64b36a056083019c641bf"
      unitRef="U001">0</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_80cb6daf83d04deebc8e2aebb0a2dab5"
      unitRef="U001">0</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:CashAndCashEquivalentsFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_7654bdb50cdc43b3ae61c21184d9ff46"
      unitRef="U001">16105000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_1d882f7d5d8b4c7ab84ee09715b2109a"
      unitRef="U001">328749000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_5dcc8e9019d3414885873845aab5b5b1"
      unitRef="U001">160589000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_f832e3c16e07439d9c96ed83a9d960e0"
      unitRef="U001">168160000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_e46f37f6b0794e4881d1535e98b44b6c"
      unitRef="U001">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_57bfd51252aa46a3a41fcea712daadeb"
      unitRef="U001">328749000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_42d79c5a16cc4002b47e2eed1827d02d"
      unitRef="U001">768046000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_6e07616c9007460aac193b8a519fd252"
      unitRef="U001">0</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_bf0adaf0c4be4cf784daaf067eb8795c"
      unitRef="U001">0</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_915f666a5cb84b7dbc64fe02643281f3"
      unitRef="U001">641088000</us-gaap:LoansReceivableFairValueDisclosure>
    <us-gaap:LoansReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_afae8ade1a28442da218a483045b520c"
      unitRef="U001">641088000</us-gaap:LoansReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_c3907bcd1ea74d27bca945e378b0ac68"
      unitRef="U001">3973000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_d315ba16fe5e416dac0a196e0780052b"
      unitRef="U001">442000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_b69526cf25a5482093e1dcf52bf0883a"
      unitRef="U001">793000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_d5c6b3e7ec774dafa64ae5e4f403e38a"
      unitRef="U001">2738000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:AccruedInterestReceivableFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_1bd5e1c042df456f891aa95482794089"
      unitRef="U001">3973000</byfc:AccruedInterestReceivableFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_dae9339b099a4a378fbd1c0b19507554"
      unitRef="U001">3233000</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_7008b753aee64187bd41d14b93d50a5f"
      unitRef="U001">3233000</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_804e61b0140f45c3807ec815699e836c"
      unitRef="U001">0</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_c0fd54d914a04ce9a8b6eae93fc1ed67"
      unitRef="U001">0</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <byfc:BankOwnedLifeInsuranceFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_ded4ded1e38f4d4689c03662e294d648"
      unitRef="U001">3233000</byfc:BankOwnedLifeInsuranceFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_18af0d920f8a40dd91fdc0f6b2c1fbc3"
      unitRef="U001">686916000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_2573f99ba5f5451cb5fb5a6b6de999ab"
      unitRef="U001">0</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_87c769ea7474470396865025db5f5fb9"
      unitRef="U001">673615000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_decda68f29ee4b2ea01355f3b9145d6f"
      unitRef="U001">0</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:DepositsFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_c9948ec72f33461baff42512b69b76bc"
      unitRef="U001">673615000</us-gaap:DepositsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_7be3658e918743cda55af76aaa968113"
      unitRef="U001">128344000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_b204a46e86394f9088d2d1fa36f1d70a"
      unitRef="U001">0</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_20f9103556fe4bb1968db7c2b9f98700"
      unitRef="U001">126328000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_ac9a72c9d1f84102b4be0751aeddadcc"
      unitRef="U001">0</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_0141173efa4d43818d99af4877627175"
      unitRef="U001">126328000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_90be61e78ca44e319f8e3a5e5f6d1b29"
      unitRef="U001">63471000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_6cefc39ad63d4ccea422a52c12072783"
      unitRef="U001">0</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_34f6edf85ce541ffa0c19e5c0b6ec644"
      unitRef="U001">60017000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_f3f935362e3c4b49b0e5c96d749f6eb6"
      unitRef="U001">0</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_4b980833e34940688e3335b7f947e2d2"
      unitRef="U001">60017000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_82e7670754f74b8f8013944e118d2803"
      unitRef="U001">14000000</us-gaap:NotesPayableFairValueDisclosure>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_42ef7c33820e4de9bec00b94b20ed84a"
      unitRef="U001">0</us-gaap:NotesPayableFairValueDisclosure>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_a144c52202944fa29d00a01a8915b865"
      unitRef="U001">0</us-gaap:NotesPayableFairValueDisclosure>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_f22218eb9e9a4a7290ae960158f285f7"
      unitRef="U001">14000000</us-gaap:NotesPayableFairValueDisclosure>
    <us-gaap:NotesPayableFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_030e06548e0b448bad6d8142975e4de6"
      unitRef="U001">14000000</us-gaap:NotesPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"
      decimals="-3"
      id="Fact_1744e2eb2de74d59b1b424fb0dd7a8a1"
      unitRef="U001">453000</byfc:AccruedInterestPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_37ca344472594a91a581905573a73043"
      unitRef="U001">0</byfc:AccruedInterestPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_31c273aa85614243b61097832ff829fe"
      unitRef="U001">453000</byfc:AccruedInterestPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20221231_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_e10564abc4bf45e8971dd595bc458e30"
      unitRef="U001">0</byfc:AccruedInterestPayableFairValueDisclosure>
    <byfc:AccruedInterestPayableFairValueDisclosure
      contextRef="c20221231_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"
      decimals="-3"
      id="Fact_4a2053414ae64b9e9ee5b08c9062b6e2"
      unitRef="U001">453000</byfc:AccruedInterestPayableFairValueDisclosure>
    <us-gaap:DepositLiabilitiesDisclosuresTextBlock
      contextRef="c20230101to20231231"
      id="Text_c5c58c042e3447dbbfafd70e780aace9">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 9 &#x2013; Deposits&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Deposits are summarized as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                &lt;/div&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                &lt;/div&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Interest checking and other demand deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;219,138&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;244,562&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Non&#x2011;interest-bearing demand deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;107,891&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;89,779&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Money market deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;127,590&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;155,200&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Savings deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;59,981&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;62,322&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Certificates of deposit&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;168,035&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;135,053&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;682,635&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;686,916&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Bank accepts two types of deposits from a deposit placement service called the Certificate of Deposit Account Registry Service (&#x201c;CDARS&#x201d;). Reciprocal deposits are
          the Bank&#x2019;s own retail deposits in amounts in excess of the insured limits. The CDARS program allows banks to place their customers&#x2019; funds in FDIC&#x2011;insured certificates of deposit at other banks and, at the same time, receive an equal sum of funds
          from the customers of other banks in the CDARS Network. These deposits totaled $114.8 million and $74.6 million at December 31, 2023 and 2022, respectively and are not considered to be brokered deposits. The other type of deposit that may be
          accepted under the CDARS program is nonreciprocal deposits which are considered to be brokered funds. As of December 31, 2023, the Bank had no
          such deposits.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;At December 31, 2023 and 2022, the Bank had $0 and $4.3 million in (non-CDARS) brokered deposits, respectively.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;As of December 31, 2023 and 2022, approximately $286.4
          million and $212.9 million of our total deposits (including deposits from affiliates) were not insured by FDIC insurance, which
          represented 37% and 31%
          of total deposits, respectively.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Scheduled maturities of certificates of deposit for the next five years are as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: left; font-weight: bold;"&gt;Maturity&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Amount&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap;"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2024&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;141,705&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2025&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;20,002&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2026&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;6,000&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2027&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;178&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2028&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;10&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;Thereafter&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;140&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;168,035&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Certificates of deposit of $250 thousand or more totaled $23.5
          million and $30.2 million at December 31, 2023 and 2022, respectively.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="margin: 0px 0px; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;"&gt;The Company has a significant concentration of deposits with five long&#x2011;time customers that accounted for approximately 28% and 27% of its deposits as of December&#160;31, 2023 and 2022, respectively. The Company expects to maintain the relationships with the customers for the
            near term.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Deposits from principal officers, directors, and their affiliates totaled $21.3 million and $24.3 million at December 31, 2023 and 2022, respectively.&lt;/div&gt;
</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
    <us-gaap:DepositLiabilitiesTypeTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_c24d318750af48bcb817eafbc3aa421b">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Deposits are summarized as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                &lt;/div&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;December 31,&lt;/div&gt;
                &lt;/div&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Interest checking and other demand deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;219,138&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;244,562&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Non&#x2011;interest-bearing demand deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;107,891&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;89,779&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Money market deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;127,590&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;155,200&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Savings deposits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;59,981&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;62,322&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Certificates of deposit&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;168,035&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;135,053&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;682,635&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;686,916&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:DepositLiabilitiesTypeTableTextBlock>
    <us-gaap:InterestBearingDomesticDepositChecking
      contextRef="c20231231"
      decimals="-3"
      id="Fact_c590fa36d10b4202a158897a3ebaed94"
      unitRef="U001">219138000</us-gaap:InterestBearingDomesticDepositChecking>
    <us-gaap:InterestBearingDomesticDepositChecking
      contextRef="c20221231"
      decimals="-3"
      id="Fact_ce531cab35d04d25a230618f130e4f40"
      unitRef="U001">244562000</us-gaap:InterestBearingDomesticDepositChecking>
    <us-gaap:NoninterestBearingDomesticDepositDemand
      contextRef="c20231231"
      decimals="-3"
      id="Fact_cefd0adb87cd4907b5dcefc0ca2bb106"
      unitRef="U001">107891000</us-gaap:NoninterestBearingDomesticDepositDemand>
    <us-gaap:NoninterestBearingDomesticDepositDemand
      contextRef="c20221231"
      decimals="-3"
      id="Fact_db41fe34499e44eca47e155453611232"
      unitRef="U001">89779000</us-gaap:NoninterestBearingDomesticDepositDemand>
    <us-gaap:DepositsMoneyMarketDeposits
      contextRef="c20231231"
      decimals="-3"
      id="Fact_e636b7bcd701424baec010aafb7b870f"
      unitRef="U001">127590000</us-gaap:DepositsMoneyMarketDeposits>
    <us-gaap:DepositsMoneyMarketDeposits
      contextRef="c20221231"
      decimals="-3"
      id="Fact_603eb0cf7b814e5f98211232e21e1fcc"
      unitRef="U001">155200000</us-gaap:DepositsMoneyMarketDeposits>
    <us-gaap:DepositsSavingsDeposits
      contextRef="c20231231"
      decimals="-3"
      id="Fact_b3495c3f8baf4d33886299de265a382d"
      unitRef="U001">59981000</us-gaap:DepositsSavingsDeposits>
    <us-gaap:DepositsSavingsDeposits
      contextRef="c20221231"
      decimals="-3"
      id="Fact_d2d9d2bea32544f2a9aa9dbaee5ebf46"
      unitRef="U001">62322000</us-gaap:DepositsSavingsDeposits>
    <us-gaap:TimeDeposits
      contextRef="c20231231"
      decimals="-3"
      id="Fact_d7d7aa90d6004d45ab3ce8a3107b6d4d"
      unitRef="U001">168035000</us-gaap:TimeDeposits>
    <us-gaap:TimeDeposits
      contextRef="c20221231"
      decimals="-3"
      id="Fact_c13abe703f254651ab076e48e32e1e55"
      unitRef="U001">135053000</us-gaap:TimeDeposits>
    <us-gaap:Deposits
      contextRef="c20231231"
      decimals="-3"
      id="Fact_7554ca2e5f99476493d2f6f1553fd436"
      unitRef="U001">682635000</us-gaap:Deposits>
    <us-gaap:Deposits
      contextRef="c20221231"
      decimals="-3"
      id="Fact_442b0073bb4a4767af9492299ca0a3bc"
      unitRef="U001">686916000</us-gaap:Deposits>
    <us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit
      contextRef="c20231231_CounterpartyNameAxis_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember"
      decimals="-5"
      id="Fact_067abe5658e0451e86f7b9c3eacb7ac9"
      unitRef="U001">114800000</us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit>
    <us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit
      contextRef="c20221231_CounterpartyNameAxis_ReciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember"
      decimals="-5"
      id="Fact_25cb0c1069b443acaf5e6d355c308dc6"
      unitRef="U001">74600000</us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit>
    <us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit
      contextRef="c20231231_CounterpartyNameAxis_NonreciprocalDepositsFromCertificateOfDepositAccountRegistryServiceMember"
      decimals="-3"
      id="Fact_0c7495d46694404a835efd132ef06384"
      unitRef="U001">0</us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit>
    <us-gaap:InterestBearingDomesticDepositBrokered
      contextRef="c20231231"
      decimals="-2"
      id="Fact_1b78844f40b14988acc84aa99367af8e"
      unitRef="U001">0</us-gaap:InterestBearingDomesticDepositBrokered>
    <us-gaap:InterestBearingDomesticDepositBrokered
      contextRef="c20221231"
      decimals="-5"
      id="Fact_4ba84ae2dd0d4162abdc81845c761d04"
      unitRef="U001">4300000</us-gaap:InterestBearingDomesticDepositBrokered>
    <us-gaap:CashUninsuredAmount
      contextRef="c20231231"
      decimals="-5"
      id="Fact_f00f461eda7f4ae28f3b36289d28652c"
      unitRef="U001">286400000</us-gaap:CashUninsuredAmount>
    <us-gaap:CashUninsuredAmount
      contextRef="c20221231"
      decimals="-5"
      id="Fact_0d5a90b1f30d4b1981124856326529e1"
      unitRef="U001">212900000</us-gaap:CashUninsuredAmount>
    <byfc:PercentageOfUninsuredDeposits
      contextRef="c20231231"
      decimals="2"
      id="Fact_ed17de8bd5324818ae4a8817dace75ca"
      unitRef="U004">0.37</byfc:PercentageOfUninsuredDeposits>
    <byfc:PercentageOfUninsuredDeposits
      contextRef="c20221231"
      decimals="2"
      id="Fact_964e4508d0c741b2964156c418ccd29e"
      unitRef="U004">0.31</byfc:PercentageOfUninsuredDeposits>
    <us-gaap:TimeDepositMaturitiesTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_8d2ba28618d04dee838d10cfacafab7d">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Scheduled maturities of certificates of deposit for the next five years are as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: left; font-weight: bold;"&gt;Maturity&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Amount&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap;"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2024&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;141,705&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2025&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;20,002&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2026&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;6,000&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2027&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;178&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;2028&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;10&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; text-align: left;"&gt;Thereafter&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;140&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: middle; text-align: center; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;168,035&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:TimeDepositMaturitiesTableTextBlock>
    <us-gaap:TimeDepositMaturitiesYearOne
      contextRef="c20231231"
      decimals="-3"
      id="Fact_8e00fcbeaadf4f548e30925345c7db35"
      unitRef="U001">141705000</us-gaap:TimeDepositMaturitiesYearOne>
    <us-gaap:TimeDepositMaturitiesYearTwo
      contextRef="c20231231"
      decimals="-3"
      id="Fact_8cf871b14bf3450195a228aabd4c50e7"
      unitRef="U001">20002000</us-gaap:TimeDepositMaturitiesYearTwo>
    <us-gaap:TimeDepositMaturitiesYearThree
      contextRef="c20231231"
      decimals="-3"
      id="Fact_5c92055021b340a299f23430812df4cb"
      unitRef="U001">6000000</us-gaap:TimeDepositMaturitiesYearThree>
    <us-gaap:TimeDepositMaturitiesYearFour
      contextRef="c20231231"
      decimals="-3"
      id="Fact_35f91c8082e844eb8da33c2d7eda4fb9"
      unitRef="U001">178000</us-gaap:TimeDepositMaturitiesYearFour>
    <us-gaap:TimeDepositMaturitiesYearFive
      contextRef="c20231231"
      decimals="-3"
      id="Fact_2f00ac2cfbd64268a44370b2c33c54da"
      unitRef="U001">10000</us-gaap:TimeDepositMaturitiesYearFive>
    <us-gaap:TimeDepositMaturitiesAfterYearFive
      contextRef="c20231231"
      decimals="-3"
      id="Fact_ae0e6db765a74604a976663f827ad7dd"
      unitRef="U001">140000</us-gaap:TimeDepositMaturitiesAfterYearFive>
    <us-gaap:TimeDeposits
      contextRef="c20231231"
      decimals="-3"
      id="Fact_1e6a54b5e6ed4f7b88b97e53c0a4b7b7"
      unitRef="U001">168035000</us-gaap:TimeDeposits>
    <byfc:TimeDeposits250000OrMore
      contextRef="c20231231"
      decimals="-5"
      id="Fact_0c00f1c7e7d1441586d707315720de5a"
      unitRef="U001">23500000</byfc:TimeDeposits250000OrMore>
    <byfc:TimeDeposits250000OrMore
      contextRef="c20221231"
      decimals="-5"
      id="Fact_f87d332974d34dc6b2844bf2caf09c65"
      unitRef="U001">30200000</byfc:TimeDeposits250000OrMore>
    <byfc:NumberOfSignificantCustomers
      contextRef="c20230101to20231231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember"
      decimals="INF"
      id="Fact_3eea7793d9184cd28936b0819cfcd38b"
      unitRef="U009">5</byfc:NumberOfSignificantCustomers>
    <us-gaap:ConcentrationRiskPercentage1
      contextRef="c20230101to20231231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember_MajorCustomersAxis_FiveCustomersMember"
      decimals="2"
      id="Fact_c423c97aceeb4ba0818027d3d40bfcd6"
      unitRef="U004">0.28</us-gaap:ConcentrationRiskPercentage1>
    <us-gaap:ConcentrationRiskPercentage1
      contextRef="c20220101to20221231_ConcentrationRiskByBenchmarkAxis_DepositsTotalMember_ConcentrationRiskByTypeAxis_CustomerConcentrationRiskMember_MajorCustomersAxis_FiveCustomersMember"
      decimals="2"
      id="Fact_40830c8531fc40dbbe91bce08140f413"
      unitRef="U004">0.27</us-gaap:ConcentrationRiskPercentage1>
    <us-gaap:RelatedPartyDepositLiabilities
      contextRef="c20231231"
      decimals="-5"
      id="Fact_b14a7427c20141a38499ca6f286ce18a"
      unitRef="U001">21300000</us-gaap:RelatedPartyDepositLiabilities>
    <us-gaap:RelatedPartyDepositLiabilities
      contextRef="c20221231"
      decimals="-5"
      id="Fact_e55175a37b124bd89ddd56990ab7e8a6"
      unitRef="U001">24300000</us-gaap:RelatedPartyDepositLiabilities>
    <us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_86119ce1eb8343708076a461a55f4588">
&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 700; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"&gt;Note 10 &#x2013; Borrowings&lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 700; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"&gt; &lt;br/&gt;
      &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"&gt;The following table summarizes information relating to FHLB advances at or for the periods indicated:&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; letter-spacing: normal; text-transform: none; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;At or For the Year Ended December 31,&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt; 2023&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;2022&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;(Dollars in thousands)&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;FHLB Advances:&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Average balance outstanding during the year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;177,261&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;61,593&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Maximum amount outstanding at any month&#x2011;end during the year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;210,242&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;128,823&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Balance outstanding at end of year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;209,319&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;128,344&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Weighted average interest rate at end of year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;4.91&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;%&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;3.74&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;%&lt;/div&gt;
            &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Average cost of advances during the year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;4.70&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;%&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;1.74&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;%&lt;/div&gt;
            &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Weighted average maturity (in months)&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;2&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;7&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;Each advance is
          subject to a prepayment penalty if paid before its maturity date. The advances were collateralized by $435.4 million and $328.1 million of commercial real estate loans at December 31, 2023 and 2022, respectively, under a blanket lien arrangement. Based on collateral
          pledged and the Company&#x2019;s holdings of FHLB stock as of December 31, 2023, the Company was eligible to borrow up to an additional $117.0
          million at year&#x2011;end 2023.&lt;/div&gt;

&lt;div style="text-align: justify; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"&gt;Scheduled maturities of FHLB advances are as follows:&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;2024&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;176,638&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;2025&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;32,681&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;209,319&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt;On December 27,
              2023, the Company borrowed $100.0 million from the Federal Reserve under the Bank Term Funding Program (&#x201c;BTFP&#x201d;). As of December 31,
              2023, $100.0 million was outstanding. The interest rate on this borrowing is fixed at 4.84% and the borrowing matures on December 29, 2024.
              Investment securities with a book value of $107.3 million and a fair value of $98.3 million were pledged as collateral for this borrowing as of December 31, 2023. There are no prepayment penalties for early payoff. As the BTFP ended on March 11, 2024, no additional borrowings can be made under the program.&lt;/div&gt;

&lt;div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant: normal; text-transform: none;"&gt; In addition, the
              Bank had additional lines of credit of $10.0 million with other financial institutions as of December 31, 2023.&lt;/div&gt;
</us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock>
    <us-gaap:FederalHomeLoanBankAdvancesTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_da42858fb9774f269981469cb6515b47">
&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"&gt;The following table summarizes information relating to FHLB advances at or for the periods indicated:&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"&gt;&lt;br/&gt;
      &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; letter-spacing: normal; text-transform: none; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;At or For the Year Ended December 31,&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt; 2023&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;2022&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="7" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;
              &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;(Dollars in thousands)&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman';" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;FHLB Advances:&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Average balance outstanding during the year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;177,261&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;61,593&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Maximum amount outstanding at any month&#x2011;end during the year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;210,242&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;128,823&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Balance outstanding at end of year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;209,319&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;128,344&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Weighted average interest rate at end of year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;4.91&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;%&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;3.74&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;%&lt;/div&gt;
            &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Average cost of advances during the year&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;4.70&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;%&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;1.74&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;%&lt;/div&gt;
            &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 76%;" valign="bottom"&gt;
              &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 14.4pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;Weighted average maturity (in months)&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;2&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
              &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;7&lt;/div&gt;
            &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:FederalHomeLoanBankAdvancesTableTextBlock>
    <us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_bdc7f5886f2942399503fd4ac2b116de"
      unitRef="U001">177261000</us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding>
    <us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_a288365673834c60acf7f3b3790a3c7f"
      unitRef="U001">61593000</us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageBalanceOfAgreementsOutstanding>
    <us-gaap:FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd
      contextRef="c20231231"
      decimals="-3"
      id="Fact_e6e40544b1d740c4b73fc8b7ea3c24b8"
      unitRef="U001">210242000</us-gaap:FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd>
    <us-gaap:FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd
      contextRef="c20221231"
      decimals="-3"
      id="Fact_7d0c5c88911345b68c2eaa1ebe8b3755"
      unitRef="U001">128823000</us-gaap:FederalHomeLoanBankAdvancesActivityForYearMaximumOutstandingAtAnyMonthEnd>
    <us-gaap:AdvancesFromFederalHomeLoanBanks
      contextRef="c20231231"
      decimals="-3"
      id="Fact_94c19fd7cef24126a7a73aeb56160ca8"
      unitRef="U001">209319000</us-gaap:AdvancesFromFederalHomeLoanBanks>
    <us-gaap:AdvancesFromFederalHomeLoanBanks
      contextRef="c20221231"
      decimals="-3"
      id="Fact_c4e789bcc93b45ec8d8423c2456c3d9e"
      unitRef="U001">128344000</us-gaap:AdvancesFromFederalHomeLoanBanks>
    <us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate
      contextRef="c20231231"
      decimals="4"
      id="Fact_658a168cadc7405286f51a9e599f4f47"
      unitRef="U004">0.0491</us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate>
    <us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate
      contextRef="c20221231"
      decimals="4"
      id="Fact_10a1b5284db542949892fafa742d0a3c"
      unitRef="U004">0.0374</us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate>
    <us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear
      contextRef="c20230101to20231231"
      decimals="4"
      id="Fact_cd0dbaa9e2b043b3aa822b8e289e94df"
      unitRef="U004">0.047</us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear>
    <us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear
      contextRef="c20220101to20221231"
      decimals="4"
      id="Fact_c08799cbf64c4b529cf3cbb8ef1e63c5"
      unitRef="U004">0.0174</us-gaap:FederalHomeLoanBankAdvancesActivityForYearAverageInterestRateForYear>
    <us-gaap:FederalHomeLoanBankAdvancesMaturityPeriodFixedRate
      contextRef="c20231231"
      id="Fact_d953c518d73340fab0579a8226c90320">P2M</us-gaap:FederalHomeLoanBankAdvancesMaturityPeriodFixedRate>
    <us-gaap:FederalHomeLoanBankAdvancesMaturityPeriodFixedRate
      contextRef="c20221231"
      id="Fact_d9242edfa211494595b1e54642a65852">P7M</us-gaap:FederalHomeLoanBankAdvancesMaturityPeriodFixedRate>
    <us-gaap:NotesReceivableGross
      contextRef="c20231231_CollateralAxis_CommercialRealEstateMember_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalHomeLoanBankAdvancesMember"
      decimals="-5"
      id="Fact_3d207c44ddb344979f4abd40fc03fbc8"
      unitRef="U001">435400000</us-gaap:NotesReceivableGross>
    <us-gaap:NotesReceivableGross
      contextRef="c20221231_CollateralAxis_CommercialRealEstateMember_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalHomeLoanBankAdvancesMember"
      decimals="-5"
      id="Fact_0f568d44eb69496bb23a733c7b48812b"
      unitRef="U001">328100000</us-gaap:NotesReceivableGross>
    <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds
      contextRef="c20231231"
      decimals="-5"
      id="Fact_39fca07306d2461ab66a532321e20698"
      unitRef="U001">117000000</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds>
    <byfc:ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_07d745f7d6fe4ed58ee7a695040280ed">
&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"&gt;Scheduled maturities of FHLB advances are as follows:&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; text-decoration-style: initial; text-decoration-color: initial; text-align: justify; font-family: 'Times New Roman';"&gt; &lt;br/&gt;
          &lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="letter-spacing: normal; width: 100%; word-spacing: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; text-transform: none;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman';" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="3" style="vertical-align: bottom; font-family: 'Times New Roman'; white-space: nowrap;" valign="bottom"&gt;
                  &lt;div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;2024&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;176,638&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 2px;" valign="bottom"&gt;
                  &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-size: 10pt;"&gt;2025&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;32,681&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; font-family: 'Times New Roman'; width: 88%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; font-family: 'Times New Roman'; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                  &lt;div style="color: rgb(0, 0, 0); font-size: 10pt;"&gt;209,319&lt;/div&gt;
                &lt;/td&gt;

    &lt;td colspan="1" style="font-family: 'Times New Roman'; text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</byfc:ScheduleOfFederalHomeLoanBankAdvancesFiscalYearMaturityTableTextBlock>
    <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
      contextRef="c20231231"
      decimals="-3"
      id="Fact_30d552cddc764f779af61df716f11b8d"
      unitRef="U001">176638000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate>
    <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate
      contextRef="c20231231"
      decimals="-3"
      id="Fact_56680b26ecec48298bced22ce92feb2a"
      unitRef="U001">32681000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate>
    <us-gaap:AdvancesFromFederalHomeLoanBanks
      contextRef="c20231231"
      decimals="-3"
      id="Fact_b37a41eeee844be19eb0c0fa62ed0254"
      unitRef="U001">209319000</us-gaap:AdvancesFromFederalHomeLoanBanks>
    <us-gaap:IncreaseDecreaseInFederalFundsPurchased
      contextRef="c20231227to20231227_PledgingPurposeAxis_FederalReserveBankAdvancesMember"
      decimals="-5"
      id="Fact_103b8ffaab714afe984dc2febb8cdca7"
      unitRef="U001">100000000</us-gaap:IncreaseDecreaseInFederalFundsPurchased>
    <us-gaap:FederalFundsPurchased
      contextRef="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember"
      decimals="-5"
      id="Fact_02b28051183e4b86ac54ca13dfdc4054"
      unitRef="U001">100000000</us-gaap:FederalFundsPurchased>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember"
      decimals="4"
      id="Fact_e5e46d1dd1974d7d8e461f0760368217"
      unitRef="U004">0.0484</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentMaturityDate
      contextRef="c20230101to20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember"
      id="Fact_48bd0a78ff2b4d1ea5a421e4b2631e5f">2024-12-29</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalReserveBankAdvancesMember"
      decimals="-5"
      id="Fact_b46559be76714949af34d736194569e0"
      unitRef="U001">107300000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <byfc:FinancialInstrumentsOwnedAtAmortizedCost
      contextRef="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralWithoutRightMember_PledgingPurposeAxis_FederalReserveBankAdvancesMember"
      decimals="-5"
      id="Fact_f675226609a2409da13de31826fcd61d"
      unitRef="U001">98300000</byfc:FinancialInstrumentsOwnedAtAmortizedCost>
    <byfc:DebtInstrumentPrepaymentPenaltiesForEarlyPayoff
      contextRef="c20230101to20231231_PledgingPurposeAxis_FederalReserveBankAdvancesMember"
      decimals="-6"
      id="Fact_5bab0df3d18a42b9b8e62c567fe48607"
      unitRef="U001">0</byfc:DebtInstrumentPrepaymentPenaltiesForEarlyPayoff>
    <us-gaap:IncreaseDecreaseInFederalFundsPurchased
      contextRef="c20240311to20240311_PledgingPurposeAxis_FederalReserveBankAdvancesMember_SubsequentEventTypeAxis_SubsequentEventMember"
      decimals="-6"
      id="Fact_c183bae9cc3d4e3990b6bd486d0c0cc4"
      unitRef="U001">0</us-gaap:IncreaseDecreaseInFederalFundsPurchased>
    <us-gaap:LineOfCredit
      contextRef="c20231231_LineOfCreditFacilityAxis_OtherFinancialInstitutionsMember"
      decimals="-5"
      id="Fact_a8578071a016441982354d6ef7ac4cd0"
      unitRef="U001">10000000</us-gaap:LineOfCredit>
    <us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_eec2163816ae42b195ced473a66f38df">
&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Note 11 &#x2013; Securities Sold Under Agreements to Repurchase&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Bank enters into agreements under which it sells securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the
          Bank may transfer legal control over the assets but still retain effective control through an agreement that both entitles and obligates the Bank to repurchase the assets. As a result, these repurchase agreements are accounted for as
          collateralized financing agreements (i.e., secured borrowings) and not as a sale and subsequent repurchase of securities. The obligation to repurchase the securities is reflected as a liability in the Bank&#x2019;s consolidated statements of financial
          condition, while the securities underlying the repurchase agreements remain in the respective investment securities asset accounts. In other words, there is no offsetting or netting of the investment securities assets with the repurchase
          agreement liabilities. As of December 31, 2023, securities sold under agreements to repurchase totaled $73.5 million at an average rate
          of 2.60%. These agreements mature on a daily basis, but management expects the agreements to be available in the foreseeable future.
          The fair value of securities pledged totaled&#160;$89.0 million as of December 31, 2023&#160;and included $47.8 million of U.S. Treasuries, $30.2
          million of federal agency debt, and $11.0 million of federal agency mortgage-backed securities. As of December 31, 2022, securities
          sold under agreements to repurchase totaled $63.5 million at an average rate of 0.38%. The fair value of securities pledged totaled $64.4
          million as of December 31, 2022 and included $33.3 million of federal agency debt, $19.2 million of U.S. Treasuries and $11.9 million of federal
          agency mortgage-backed securities.&lt;/div&gt;
</us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase
      contextRef="c20231231"
      decimals="-5"
      id="Fact_b4b62998a05641fd9d585dd9bc4f9e6a"
      unitRef="U001">73500000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
    <byfc:WeightedAverageRateOnRepurchaseAgreements
      contextRef="c20230101to20231231"
      decimals="4"
      id="Fact_95d70678596a40a78a36cf0428dbc0aa"
      unitRef="U004">0.026</byfc:WeightedAverageRateOnRepurchaseAgreements>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_6e3457e0004242398a5aa036fdc90370"
      unitRef="U001">89000000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_9a77c5413d5743cc82ce6201add1cc25"
      unitRef="U001">47800000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_71b384713ea4442bab7b8fb807bba255"
      unitRef="U001">30200000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20231231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_fd6b8369a1d24c0fad306b51c0b167a4"
      unitRef="U001">11000000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase
      contextRef="c20221231"
      decimals="-5"
      id="Fact_e0b0ea0505864526b03d9f5d3d3675e8"
      unitRef="U001">63500000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
    <byfc:WeightedAverageRateOnRepurchaseAgreements
      contextRef="c20220101to20221231"
      decimals="4"
      id="Fact_f360169093364664979b90e9711b0442"
      unitRef="U004">0.0038</byfc:WeightedAverageRateOnRepurchaseAgreements>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20221231_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_6130e644724c46f792b6171ad1d79c52"
      unitRef="U001">64400000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20221231_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_d9a8b45884554790921b72f33945fa61"
      unitRef="U001">33300000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20221231_FinancialInstrumentAxis_USTreasurySecuritiesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_9db1d310ac5f413d806041345c8df36c"
      unitRef="U001">19200000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:FinancialInstrumentsOwnedAtFairValue
      contextRef="c20221231_FinancialInstrumentAxis_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_PledgedStatusAxis_AssetPledgedAsCollateralMember_PledgingPurposeAxis_SecuritiesSoldUnderAgreementsToRepurchaseMember"
      decimals="-5"
      id="Fact_104561fecc3a4eb6a81ee587886e0a1a"
      unitRef="U001">11900000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
    <us-gaap:DebtDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_cbee73a31e104983ae81f1c5923fe3fd">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;Note 12 &#x2013; Notes Payable&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;In
            connection with the New Market Tax Credit activities of City First Bank, CFC 45 is a partnership whose members include CFNMA and City First New Markets Fund II, LLC. This CDE acts in effect as a pass-through for a Merrill Lynch allocation
            totaling $14.0 million that needed to be deployed. In December 2015, Merrill Lynch made a $14.0 million non-recourse loan to CFC 45, whereby CFC 45 passed that loan through to a Qualified Active Low-Income Community Business. The loan to the QALICB is secured by
            a Leasehold Deed of Trust that, due to the pass-through, non-recourse structure, is operationally and ultimately for the benefit of Merrill Lynch rather than CFC 45. Debt service payments received by CFC 45 from the QALICB are passed through to
            Merrill Lynch in return for which CFC 45 receives a servicing fee. The financial statements of CFC 45 are consolidated with those of the Bank and the Company.&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
        There were two notes outstanding at CFC 45 as of December 31, 2023. Note A was in the amount of $9.9 million with a fixed interest rate of 5.2%
        per annum. Note B was in the amount of $4.1 million with a fixed interest rate of 0.24% per annum. Quarterly interest only payments commenced in March 2016 and continued through March 2023 for Notes A and B. Beginning in September 2023, quarterly principal
        and interest payments were due for Notes A and B. Both notes would have matured on December 1, 2040, but were paid off during
        January 2024. &lt;/div&gt;
</us-gaap:DebtDisclosureTextBlock>
    <us-gaap:NotesPayable
      contextRef="c20231231"
      decimals="-5"
      id="Fact_ad4e60f7ef8a46a49d692f86f7b4ffe4"
      unitRef="U001">14000000</us-gaap:NotesPayable>
    <us-gaap:NotesPayable
      contextRef="c20231231"
      decimals="-5"
      id="Fact_3069a1d4f9c34949bfde85f6e0de1f10"
      unitRef="U001">14000000</us-gaap:NotesPayable>
    <byfc:NumberOfNotesPayables
      contextRef="c20230101to20231231"
      decimals="INF"
      id="Fact_1420d037a2144569a2c3b4c5334c2a98"
      unitRef="U010">2</byfc:NumberOfNotesPayables>
    <us-gaap:NotesPayable
      contextRef="c20231231_DebtInstrumentAxis_NotesPayableAMember"
      decimals="-5"
      id="Fact_5c46f631ea7543bdb7d88f03b7ff6a08"
      unitRef="U001">9900000</us-gaap:NotesPayable>
    <us-gaap:RepaymentsOfDebt
      contextRef="c20240101to20240131_DebtInstrumentAxis_NotesPayableAMember_SubsequentEventTypeAxis_SubsequentEventMember"
      decimals="-5"
      id="Fact_4fbb39f144cc47608a7efeface53546c"
      unitRef="U001">9900000</us-gaap:RepaymentsOfDebt>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c20231231_DebtInstrumentAxis_NotesPayableAMember"
      decimals="3"
      id="Fact_e8bb36a67aa143748fa02ce6764a9ac7"
      unitRef="U004">0.052</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:RepaymentsOfDebt
      contextRef="c20240101to20240131_DebtInstrumentAxis_NotesPayableBMember_SubsequentEventTypeAxis_SubsequentEventMember"
      decimals="-5"
      id="Fact_91910c1a7f074f0eabfd749f42ef5759"
      unitRef="U001">4100000</us-gaap:RepaymentsOfDebt>
    <us-gaap:NotesPayable
      contextRef="c20231231_DebtInstrumentAxis_NotesPayableBMember"
      decimals="-5"
      id="Fact_418be5786835467f9957fefa2fff14ad"
      unitRef="U001">4100000</us-gaap:NotesPayable>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c20231231_DebtInstrumentAxis_NotesPayableBMember"
      decimals="4"
      id="Fact_2263cd12bd284406b16408ac10d6a71e"
      unitRef="U004">0.0024</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentMaturityDate
      contextRef="c20230101to20231231_DebtInstrumentAxis_NotesPayableAMember"
      id="Fact_f7410724933340cf8a5e6226531cc91c">2040-12-01</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:DebtInstrumentMaturityDate
      contextRef="c20230101to20231231_DebtInstrumentAxis_NotesPayableBMember"
      id="Fact_eca40241e9044149b0daa129f346b439">2040-12-01</us-gaap:DebtInstrumentMaturityDate>
    <us-gaap:CompensationAndEmployeeBenefitPlansTextBlock
      contextRef="c20230101to20231231"
      id="Text_e285133b8df04eb88eb2f18cacdb812b">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 13 &#x2013; Employee Benefit Plans&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-variant: normal; text-transform: none;"&gt;401(k) Plans&lt;/div&gt;

&lt;div style="background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal; text-transform: none;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;In July of 2022, the Broadway Federal Bank 401(k) benefit plan and the City First Bank 401(k) benefit plan were combined into one plan called &#x201c;the City First
              Bank 401(k) benefit plan&#x201d; (the &#x201c;401(k) Plan&#x201d;). The 401(k) Plan allows employee contributions for substantially all employees up to 15%
              of their compensation, which are matched at a rate equal to 50% of the first 6% of compensation contributed. In addition, the 401(k) Plan makes a non-elective safe harbor contribution of 3% of each eligible employee&#x2019;s compensation. Expenses related to the 401(k) plans totaled $447
              thousand in 2023 and $309 thousand for 2022.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-variant: normal; text-transform: none;"&gt;&#160; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; font-style: italic; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;ESOP Plan&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;Employee&lt;/span&gt;&lt;span style="color: rgb(0, 0, 0); font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-family: 'Times New Roman';"&gt;s participate in an Employee Stock Ownership Plan (&#x201c;ESOP&#x201d;) after attaining certain age and service
            requirements.&#160;During 2022, the ESOP purchased 58,369 shares of the Company&#x2019;s common stock at an average cost of $8.57 per share for a total cost of $500
            thousand which was funded with a $5 million line of credit from the Company. During 2023, the ESOP purchased 369,958 additional shares of the Company&#x2019;s common stock at an average cost of $9.19 per share for a total cost of $3.4 million which was funded with the
            line of credit. Any loans or borrowings under the line of credit will be repaid from the Bank&#x2019;s&#160;discretionary contributions to the ESOP, net of dividends paid, over a period of 20 years. Shares of the Company&#x2019;s common stock purchased by the ESOP are held in a suspense account until released for allocation to participants. When loan payments are made, shares are
            allocated to each eligible participant based on the ratio of each such participant&#x2019;s compensation, as defined in the ESOP, to the total compensation of all eligible plan participants. As the unearned shares are released from the suspense
            account, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the ESOP shares released differs from the
            cost of such shares, the difference is charged or credited to equity as additional paid&#x2011;in capital. Dividends on allocated shares increase participant accounts. Dividends on unallocated shares will be used to repay the loan. At the end of
            employment, participants will receive shares for their vested balance. Compensation expense related to the ESOP was $307 thousand for
            2023 and $66 thousand for 2022&lt;/span&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;.&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0);"&gt; &lt;br/&gt;
            &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Shares held by the ESOP were as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;2023&lt;br/&gt;
                    &lt;/span&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;2022&lt;br/&gt;
                    &lt;/span&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;(Dollars in thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Allocated to participants&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;134,444&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;132,188&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Committed to be released&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;28,669&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,237&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Suspense shares&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;458,829&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;118,561&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Total ESOP shares&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;621,942&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;251,986&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Fair value of unearned shares&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;4,217&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,016&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;During 2023 and 2022, 28,669 and 5,032 of ESOP shares were released for allocation to participants, respectively. The outstanding book balance of unearned ESOP shares at December 31,
          2023 and 2022 was $4.5 million and $1.3
          million, respectively, which is shown as unearned ESOP shares in the equity section of the consolidated statements of financial condition.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;During December of 2022, the Company issued a $5 million line of credit to the ESOP Plan
            for the purchase of additional shares. As of December 31, 2023, &lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 13.3333px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"&gt;the trustee for the ESOP had purchased 428,327 shares at a total cost of $3.9 million. As of December 31, 2022,
              the trustee for the ESOP had purchased 58,369 shares at a total cost of $500 thousand&lt;/span&gt;.&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;All common stock &lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;share amounts and per share amounts above have been retroactively adjusted, as
                applicable, for&lt;/span&gt; the &lt;span style="-sec-ix-hidden:Fact_14268ee7464a4c1f9ca228eba7a134aa"&gt;1-for-8&lt;/span&gt; reverse stock split effective November 1, 2023. See Note 2.&lt;/div&gt;
</us-gaap:CompensationAndEmployeeBenefitPlansTextBlock>
    <us-gaap:DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent
      contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember"
      decimals="2"
      id="Fact_9734ee0e32db45f8a6114d37354c69f1"
      unitRef="U004">0.15</us-gaap:DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent>
    <us-gaap:DefinedContributionPlanEmployerMatchingContributionPercentOfMatch
      contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember"
      decimals="2"
      id="Fact_2a8305f197594146a8bca744f4555fc9"
      unitRef="U004">0.50</us-gaap:DefinedContributionPlanEmployerMatchingContributionPercentOfMatch>
    <us-gaap:DefinedContributionPlanEmployerMatchingContributionPercent
      contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember"
      decimals="2"
      id="Fact_b804a83de638419a9f56c5e08fe36b6f"
      unitRef="U004">0.06</us-gaap:DefinedContributionPlanEmployerMatchingContributionPercent>
    <byfc:DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch
      contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember"
      decimals="2"
      id="Fact_fb796b148c9d4daa8b6dd5dd412f4e94"
      unitRef="U004">0.03</byfc:DefinedContributionPlanAdditionalEmployerMatchingContributionPercentOfMatch>
    <us-gaap:DefinedContributionPlanCostRecognized
      contextRef="c20230101to20231231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember"
      decimals="-3"
      id="Fact_970fee467ab94f66af96663e28c4f17b"
      unitRef="U001">447000</us-gaap:DefinedContributionPlanCostRecognized>
    <us-gaap:DefinedContributionPlanCostRecognized
      contextRef="c20220101to20221231_RetirementPlanNameAxis_CityFirstBank401KPlanMember_RetirementPlanTypeAxis_PensionPlansDefinedBenefitMember"
      decimals="-3"
      id="Fact_7767959ad36f453aa6afb47050776002"
      unitRef="U001">309000</us-gaap:DefinedContributionPlanCostRecognized>
    <us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP
      contextRef="c20220101to20221231"
      decimals="0"
      id="Fact_39f0b18976bc42aa9da42c20701492b6"
      unitRef="U002">58369</us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP>
    <us-gaap:EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased
      contextRef="c20220101to20221231"
      decimals="2"
      id="Fact_bca2f8e5c9b64a8aa685eb3aff94d096"
      unitRef="U003">8.57</us-gaap:EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased>
    <byfc:CostOfSharesPurchasedByESOP
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_702174273802443c8a4cae5531ab71ce"
      unitRef="U001">500000</byfc:CostOfSharesPurchasedByESOP>
    <us-gaap:OriginationOfLoansToEmployeeStockOwnershipPlans
      contextRef="c20220101to20221231"
      decimals="-6"
      id="Fact_ec82ca838b8c4f979c787fda53b7bc74"
      unitRef="U001">5000000</us-gaap:OriginationOfLoansToEmployeeStockOwnershipPlans>
    <us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP
      contextRef="c20230101to20231231"
      decimals="0"
      id="Fact_9ccd85f270964f33a6f8c78efddd4cc8"
      unitRef="U002">369958</us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP>
    <us-gaap:EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased
      contextRef="c20230101to20231231"
      decimals="2"
      id="Fact_ba586735c98c4b57a2c837d78bfee19b"
      unitRef="U003">9.19</us-gaap:EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased>
    <byfc:CostOfSharesPurchasedByESOP
      contextRef="c20230101to20231231"
      decimals="-5"
      id="Fact_0f61a698a0584d7e8b22997fc1a05ca9"
      unitRef="U001">3400000</byfc:CostOfSharesPurchasedByESOP>
    <byfc:EmployeeStockOwnershipPlanLoanTerm
      contextRef="c20230101to20231231"
      id="Fact_9f3c9a85ab834305868ba0f180a796e3">P20Y</byfc:EmployeeStockOwnershipPlanLoanTerm>
    <us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_7d28c15f00094f7d91f29443a8bde364"
      unitRef="U001">307000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
    <us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_f00c10a374604477ac23912476789098"
      unitRef="U001">66000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
    <us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock
      contextRef="c20230101to20231231"
      id="Text_59f5984d1ff7447a8cd3529b7ba8a279">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Shares held by the ESOP were as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;2023&lt;br/&gt;
                    &lt;/span&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;December 31,&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;&lt;span style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;2022&lt;br/&gt;
                    &lt;/span&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;(Dollars in thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Allocated to participants&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;134,444&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;132,188&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Committed to be released&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;28,669&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,237&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Suspense shares&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;458,829&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;118,561&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Total ESOP shares&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;621,942&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;251,986&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Fair value of unearned shares&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;4,217&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;1,016&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock>
    <us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
      contextRef="c20231231"
      decimals="0"
      id="Fact_97c835e1d75249589374a9b4613da636"
      unitRef="U002">134444</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares>
    <us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
      contextRef="c20221231"
      decimals="0"
      id="Fact_dae2a963451c4bfab5d452d932fba906"
      unitRef="U002">132188</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares>
    <us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares
      contextRef="c20231231"
      decimals="0"
      id="Fact_73fe67d98195418da9e215bb55d63f04"
      unitRef="U002">28669</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares>
    <us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares
      contextRef="c20221231"
      decimals="0"
      id="Fact_e2a1f480f40b47fda589535a6fb45acf"
      unitRef="U002">1237</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares>
    <us-gaap:EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares
      contextRef="c20231231"
      decimals="0"
      id="Fact_602be01dc2cf4395a94bca9a9a31619d"
      unitRef="U002">458829</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares>
    <us-gaap:EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares
      contextRef="c20221231"
      decimals="0"
      id="Fact_033b11d8a2b94fa69658a263183a5ae0"
      unitRef="U002">118561</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares>
    <us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP
      contextRef="c20231231"
      decimals="0"
      id="Fact_948775000c814b8cb7ffe0443fc43271"
      unitRef="U002">621942</us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP>
    <us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP
      contextRef="c20221231"
      decimals="0"
      id="Fact_9fd647640866495a8bb7ad728a0da699"
      unitRef="U002">251986</us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP>
    <us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue
      contextRef="c20231231"
      decimals="-3"
      id="Fact_20785d5f48d24d8db2154ff001c45f10"
      unitRef="U001">4217000</us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue>
    <us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue
      contextRef="c20221231"
      decimals="-3"
      id="Fact_d19a02db2ee848a883b9e53ab1516505"
      unitRef="U001">1016000</us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue>
    <byfc:EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation
      contextRef="c20230101to20231231"
      decimals="0"
      id="Fact_8c2696b3e27943c1b34b83551d0f417e"
      unitRef="U002">28669</byfc:EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation>
    <byfc:EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation
      contextRef="c20220101to20221231"
      decimals="0"
      id="Fact_1a26f87985164f298a3360029938f2f0"
      unitRef="U002">5032</byfc:EmployeeStockOwnershipPlanEsopNumberOfSharesReleasedForAllocation>
    <byfc:UnearnedESOPSharesCost
      contextRef="c20231231"
      decimals="-5"
      id="Fact_accf076fd9494462871891f7b8afd97d"
      unitRef="U001">4500000</byfc:UnearnedESOPSharesCost>
    <byfc:UnearnedESOPSharesCost
      contextRef="c20221231"
      decimals="-5"
      id="Fact_a1348c3c1ddf4e3da97b86f66b30c497"
      unitRef="U001">1300000</byfc:UnearnedESOPSharesCost>
    <us-gaap:OriginationOfLoansToEmployeeStockOwnershipPlans
      contextRef="c20220101to20221231"
      decimals="-6"
      id="Fact_32b866fdaf474dd4bb3d3fc1c630e505"
      unitRef="U001">5000000</us-gaap:OriginationOfLoansToEmployeeStockOwnershipPlans>
    <byfc:EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate
      contextRef="c20231231"
      decimals="0"
      id="Fact_0e4bfeb389624be1ba93a85ea64babd7"
      unitRef="U002">428327</byfc:EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate>
    <byfc:EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP
      contextRef="c20231231"
      decimals="-5"
      id="Fact_4922b69956ea46f090436f9dcc2c2bef"
      unitRef="U001">3900000</byfc:EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP>
    <byfc:EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate
      contextRef="c20221231"
      decimals="0"
      id="Fact_1e5f8a358ae54634aa8f60c5e5adef06"
      unitRef="U002">58369</byfc:EmployeeStockOwnershipPlanESOPSharesContributedToESOPToDate>
    <byfc:EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP
      contextRef="c20221231"
      decimals="-3"
      id="Fact_bf43beb2afa644059be50a068057b064"
      unitRef="U001">500000</byfc:EmployeeStockOwnershipPlanESOPCostOfSharesPurchasedByESOP>
    <us-gaap:IncomeTaxDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_5e630f1ebced473b9cea152d1c6e3792">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 14 &#x2013; Income Taxes&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company and its subsidiary are subject to U.S. federal and state income taxes. Income tax expense is the total of the current year income tax due or refundable
          and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and
          liabilities and their respective tax bases and operating loss and tax credit carry forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary
          differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Income tax expense was as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Current&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;300&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;700&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;State&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;398&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;218&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Deferred&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,046&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;944&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;State&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;241&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;551&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="margin: 0px 0px 0px 27pt; text-indent: -9pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,985&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;2,413&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Effective tax rates differ from the federal statutory rate of 21%
          applied to income before income taxes due to the following:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Federal statutory rate times pre-tax net income&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,370&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,705&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Effect of:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;State taxes, net of federal benefit&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;512&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;623&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Earnings from bank owned life insurance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(9&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(9&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Low-income housing credits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(6&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Change in valuation allowance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;80&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Tax effect of stock-based compensation&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;25&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Other, net&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;18&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;75&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 27pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,985&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;2,413&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Year&#x2011;end deferred tax assets and liabilities were due to the following:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Deferred tax assets:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Allowance for credit losses&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;2,008&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,063&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Accrued liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;580&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;555&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;State income taxes&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;30&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;45&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Stock compensation&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;196&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;226&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Net operating loss carryforward&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,982&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;2,616&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Partnership investment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;340&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;257&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;General business credit&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,962&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,962&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Alternative minimum tax credit&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;11&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;5&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Net unrealized loss on securities available-for-sale&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;5,815&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;7,388&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Right of use liability&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;196&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;266&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Fair value adjustment on acquired loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;223&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;291&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Other&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;212&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;332&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 27pt;"&gt;Total deferred tax assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;13,555&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;15,006&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Less: valuation allowance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(449&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(369&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 27pt;"&gt;Total deferred tax assets&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;, net of valuation allowance&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;13,106&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;14,637&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Deferred tax liabilities:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Section 481 adjustments to bad debts&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(7&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Deferred loan fees/costs&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(1,743&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(776&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Basis difference on fixed assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(748&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(723&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;FHLB stock dividends&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(98&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(90&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="margin-left: 9pt;"&gt;Nonaccrual loan interest&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(8&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Prepaid expenses&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(180&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(186&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Right of use assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(189&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(256&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Core deposit intangibles&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(610&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(719&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="margin: 0px 0px 0px 27pt;"&gt;Total deferred tax liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(3,568&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(2,765&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net deferred tax assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;9,538&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;11,872&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;Deferred tax assets
          are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion, or all, of the deferred tax asset will not be realized. In assessing the realization of deferred tax assets, management
          evaluated both positive and negative evidence, the amount of taxes paid in available carry&#x2011;back years, and the forecasts of future income and tax planning strategies. Based on this analysis, management determined that, as of December 31, 2023, a
          valuation allowance of $449 thousand was required on the Company&#x2019;s deferred tax assets, which totaled $9.5 million (net of valuation allowance). As of December 31, 2022, a valuation allowance of $369 thousand was required on the Company&#x2019;s deferred tax assets, which totaled $11.9
          million (net of valuation allowance).&lt;br/&gt;
        &lt;/div&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;As of December 31,
            2023, the Company had federal net operating loss carryforwards of $536 thousand, all of which can be carried forward
            indefinitely. The Company also had California net operating loss carryforwards of $21.8 million which will expire in 2031 through
            2041, if not utilized. The Company also had federal general business credits of $2.0 million, which will expire in 2030 through 2041,
            if not utilized.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#160;&#160; &lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;The Company did not have any unrecognized tax benefits as of December 31, 2023 or 2022.&lt;/div&gt;

&lt;div style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; word-spacing: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"&gt;2022 is the most recent tax year for which the Company has filed federal and state income
              or franchise tax returns. Federal tax years 2020 through 2022 remain open for the assessment of Federal income tax. California tax years 2019 through 2022 remain open for the assessment of California franchise tax. Washington, D.C. tax years
              2020 through 2022 remain open for the assessment of D.C. franchise tax. The Company is not currently under examination by any tax authorities&lt;/span&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;.&lt;/span&gt;&lt;/div&gt;
</us-gaap:IncomeTaxDisclosureTextBlock>
    <us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_86e44043df6a4f8a99489c10c29e58b6">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Income tax expense was as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Current&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;300&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;700&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;State&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;398&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;218&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Deferred&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Federal&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,046&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;944&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;State&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;241&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;551&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="margin: 0px 0px 0px 27pt; text-indent: -9pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,985&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;2,413&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
    <us-gaap:CurrentFederalTaxExpenseBenefit
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_f58f814dc0974ca9ae1e238cc8f2e3e7"
      unitRef="U001">300000</us-gaap:CurrentFederalTaxExpenseBenefit>
    <us-gaap:CurrentFederalTaxExpenseBenefit
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_0780bf31e5f44c75b16caddd1c650983"
      unitRef="U001">700000</us-gaap:CurrentFederalTaxExpenseBenefit>
    <us-gaap:CurrentStateAndLocalTaxExpenseBenefit
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_814921e81e87444fbbb34c9028f99dfc"
      unitRef="U001">398000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
    <us-gaap:CurrentStateAndLocalTaxExpenseBenefit
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_8c7917b4860f4f16a21293d054d3d53f"
      unitRef="U001">218000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
    <us-gaap:DeferredFederalIncomeTaxExpenseBenefit
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_6487c57ba8174c8087c2a64c7a0aac7c"
      unitRef="U001">1046000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredFederalIncomeTaxExpenseBenefit
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_283bf8a7fac146639c10ba1b51dd32b2"
      unitRef="U001">944000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_54c4b6994fa74c5c913b05431c9efdda"
      unitRef="U001">241000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_971d9f2de74b413e98616daa2b6ac386"
      unitRef="U001">551000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_5ba4c7da67ce4912b33d470a4422851c"
      unitRef="U001">1985000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_24ee200c0c0747fea8cf50f97c909a36"
      unitRef="U001">2413000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_d5045a2f4cc342e3ac9b41a5708cd5be">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Effective tax rates differ from the federal statutory rate of 21%
          applied to income before income taxes due to the following:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Federal statutory rate times pre-tax net income&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,370&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,705&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Effect of:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;State taxes, net of federal benefit&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;512&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;623&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Earnings from bank owned life insurance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(9&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(9&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Low-income housing credits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(6&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Change in valuation allowance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;80&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Tax effect of stock-based compensation&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;14&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;25&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Other, net&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;18&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;75&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 27pt;"&gt;Total&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;1,985&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;2,413&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
    <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
      contextRef="c20230101to20231231"
      decimals="2"
      id="Fact_7ef56109f3d74c4f87df4dcfdbd30821"
      unitRef="U004">0.21</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
    <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_bb576a009419467fa5da374091837eaf"
      unitRef="U001">1370000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
    <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_9f93fb9510c84811bdad91d68587f58f"
      unitRef="U001">1705000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
    <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_f6c1e572423f4baa89873ef5a3757bcd"
      unitRef="U001">512000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
    <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_91e7b5d7c89d43f7b3a97a0a3c3a0748"
      unitRef="U001">623000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
    <byfc:EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_5c75831185434596b2169324489af496"
      unitRef="U001">9000</byfc:EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount>
    <byfc:EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_f98a14e5a0964957a6b9dc885ed921ab"
      unitRef="U001">9000</byfc:EffectiveIncomeTaxRateReconciliationEarningsLossesFromBankOwnedLifeInsuranceAmount>
    <us-gaap:IncomeTaxReconciliationTaxCreditsInvestment
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_f1c34c12242845df85bad2cc9bde6bc6"
      unitRef="U001">0</us-gaap:IncomeTaxReconciliationTaxCreditsInvestment>
    <us-gaap:IncomeTaxReconciliationTaxCreditsInvestment
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_1729694f198b4437a19fca5ca04c73d4"
      unitRef="U001">6000</us-gaap:IncomeTaxReconciliationTaxCreditsInvestment>
    <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_0cbbee6045ac492190e12a346e856f3f"
      unitRef="U001">80000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
    <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_1d3b1a14282f4b29822e2d76f69bdc98"
      unitRef="U001">0</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
    <us-gaap:EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_65f3ce82be3e459986a7187c909d1f40"
      unitRef="U001">14000</us-gaap:EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount>
    <us-gaap:EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_8437ca51807e46fd8b008a18653231c7"
      unitRef="U001">25000</us-gaap:EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount>
    <us-gaap:IncomeTaxReconciliationOtherAdjustments
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_5fd056955e334cd9a521a5f18c2eee95"
      unitRef="U001">18000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
    <us-gaap:IncomeTaxReconciliationOtherAdjustments
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_fc38acfb796a491bacbdf3d3be05e9e9"
      unitRef="U001">75000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_2fc34a3b365c40579ab5f1a7ef04253f"
      unitRef="U001">1985000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_680b5063c3ab4c8f91a06c58ab244ff3"
      unitRef="U001">2413000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_696669c5b41b4e3d95e1efbecab796df">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Year&#x2011;end deferred tax assets and liabilities were due to the following:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Deferred tax assets:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Allowance for credit losses&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;2,008&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,063&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Accrued liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;580&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;555&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;State income taxes&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;30&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;45&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Stock compensation&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;196&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;226&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Net operating loss carryforward&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,982&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;2,616&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Partnership investment&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;340&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;257&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;General business credit&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,962&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;1,962&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Alternative minimum tax credit&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;11&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;5&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Net unrealized loss on securities available-for-sale&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;5,815&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;7,388&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Right of use liability&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;196&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;266&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Fair value adjustment on acquired loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;223&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;291&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Other&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;212&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;332&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 27pt;"&gt;Total deferred tax assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;13,555&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;15,006&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 18pt;"&gt;Less: valuation allowance&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(449&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(369&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 27pt;"&gt;Total deferred tax assets&lt;span style="font-size: 10pt; font-family: 'Times New Roman';"&gt;, net of valuation allowance&lt;/span&gt;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;13,106&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;14,637&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Deferred tax liabilities:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Section 481 adjustments to bad debts&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(7&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Deferred loan fees/costs&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(1,743&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(776&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Basis difference on fixed assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(748&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(723&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;FHLB stock dividends&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(98&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(90&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="margin-left: 9pt;"&gt;Nonaccrual loan interest&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(8&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Prepaid expenses&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(180&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(186&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Right of use assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(189&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(256&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 9pt;"&gt;Core deposit intangibles&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(610&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(719&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="margin: 0px 0px 0px 27pt;"&gt;Total deferred tax liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(3,568&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(2,765&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net deferred tax assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;9,538&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;11,872&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
      contextRef="c20231231"
      decimals="-3"
      id="Fact_5ce2f9bd4fdb4389a2798c3a203a863a"
      unitRef="U001">2008000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
      contextRef="c20221231"
      decimals="-3"
      id="Fact_49b8b0c1c46a4e338d47b152ba7f5de5"
      unitRef="U001">1063000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
      contextRef="c20231231"
      decimals="-3"
      id="Fact_38a1f7951c6941fb9ac9bec54d79eac7"
      unitRef="U001">580000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
      contextRef="c20221231"
      decimals="-3"
      id="Fact_b28aceddc26a44fb846c81af62585938"
      unitRef="U001">555000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
    <us-gaap:DeferredTaxAssetsStateTaxes
      contextRef="c20231231"
      decimals="-3"
      id="Fact_34ef3a82671945888f986744a2cc7f4d"
      unitRef="U001">30000</us-gaap:DeferredTaxAssetsStateTaxes>
    <us-gaap:DeferredTaxAssetsStateTaxes
      contextRef="c20221231"
      decimals="-3"
      id="Fact_a7ec7bfa43be4534982e90ad18c66f0a"
      unitRef="U001">45000</us-gaap:DeferredTaxAssetsStateTaxes>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
      contextRef="c20231231"
      decimals="-3"
      id="Fact_d4b94c56d54e4f4b9886b1dae6be149a"
      unitRef="U001">196000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
      contextRef="c20221231"
      decimals="-3"
      id="Fact_89e0e52fd2184ac88ccc180d24e35160"
      unitRef="U001">226000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost>
    <us-gaap:DeferredTaxAssetsOperatingLossCarryforwards
      contextRef="c20231231"
      decimals="-3"
      id="Fact_f8301b1b20544bef87aee4ad301ac9fa"
      unitRef="U001">1982000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
    <us-gaap:DeferredTaxAssetsOperatingLossCarryforwards
      contextRef="c20221231"
      decimals="-3"
      id="Fact_9a918e33dbcd45448713bacee852aee7"
      unitRef="U001">2616000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
    <us-gaap:DeferredTaxAssetsInvestments
      contextRef="c20231231"
      decimals="-3"
      id="Fact_c4e1369addd341e9bcc2c57cd8d6a9d2"
      unitRef="U001">340000</us-gaap:DeferredTaxAssetsInvestments>
    <us-gaap:DeferredTaxAssetsInvestments
      contextRef="c20221231"
      decimals="-3"
      id="Fact_c58e50e4f825401590f0d695e09c71d9"
      unitRef="U001">257000</us-gaap:DeferredTaxAssetsInvestments>
    <us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness
      contextRef="c20231231"
      decimals="-3"
      id="Fact_f6fdafe0791841648504a8a9242ed90c"
      unitRef="U001">1962000</us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness>
    <us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness
      contextRef="c20221231"
      decimals="-3"
      id="Fact_88479bfe98a746cca43c45d835b71d44"
      unitRef="U001">1962000</us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness>
    <us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax
      contextRef="c20231231"
      decimals="-3"
      id="Fact_50538ce8f07245c5842733c81e22d6f5"
      unitRef="U001">11000</us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax>
    <us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax
      contextRef="c20221231"
      decimals="-3"
      id="Fact_b275903d00804c64b923fc595d0192ba"
      unitRef="U001">5000</us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax>
    <us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
      contextRef="c20231231"
      decimals="-3"
      id="Fact_3fb3cc8630d64f34980b1e4b7c263bde"
      unitRef="U001">5815000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
    <us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
      contextRef="c20221231"
      decimals="-3"
      id="Fact_dc01210f703d4f1bb817fadc8d3c084e"
      unitRef="U001">7388000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
    <byfc:DeferredTaxAssetsRightOfUseLiability
      contextRef="c20231231"
      decimals="-3"
      id="Fact_84dec1864e93451f8762541db89bea41"
      unitRef="U001">196000</byfc:DeferredTaxAssetsRightOfUseLiability>
    <byfc:DeferredTaxAssetsRightOfUseLiability
      contextRef="c20221231"
      decimals="-3"
      id="Fact_35a9c4ab20a246808ce16e0a78fa33b3"
      unitRef="U001">266000</byfc:DeferredTaxAssetsRightOfUseLiability>
    <byfc:DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans
      contextRef="c20231231"
      decimals="-3"
      id="Fact_79232c6d0f0a4f7392be2186298e6021"
      unitRef="U001">223000</byfc:DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans>
    <byfc:DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans
      contextRef="c20221231"
      decimals="-3"
      id="Fact_617cdb8eb36a4c8f95a9fe6a0e71d0cd"
      unitRef="U001">291000</byfc:DeferredTaxAssetsFairValueAdjustmentOnAcquiredLoans>
    <us-gaap:DeferredTaxAssetsOther
      contextRef="c20231231"
      decimals="-3"
      id="Fact_3d619093ea0d4369b56c005e0f3f4c37"
      unitRef="U001">212000</us-gaap:DeferredTaxAssetsOther>
    <us-gaap:DeferredTaxAssetsOther
      contextRef="c20221231"
      decimals="-3"
      id="Fact_0bc17f33b67642db8f671b44eb036898"
      unitRef="U001">332000</us-gaap:DeferredTaxAssetsOther>
    <us-gaap:DeferredTaxAssetsGross
      contextRef="c20231231"
      decimals="-3"
      id="Fact_c25fd712c98f46679215a27ff062e86c"
      unitRef="U001">13555000</us-gaap:DeferredTaxAssetsGross>
    <us-gaap:DeferredTaxAssetsGross
      contextRef="c20221231"
      decimals="-3"
      id="Fact_5a18a898cb6e451d8c5f900e7c44b7de"
      unitRef="U001">15006000</us-gaap:DeferredTaxAssetsGross>
    <us-gaap:DeferredTaxAssetsValuationAllowance
      contextRef="c20231231"
      decimals="-3"
      id="Fact_a01aa289246847feade5307050672381"
      unitRef="U001">449000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsValuationAllowance
      contextRef="c20221231"
      decimals="-3"
      id="Fact_f4d051f21620465eb81562600fa65982"
      unitRef="U001">369000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsNet
      contextRef="c20231231"
      decimals="-3"
      id="Fact_c4e8f31ea659475daa77e1021f765f87"
      unitRef="U001">13106000</us-gaap:DeferredTaxAssetsNet>
    <us-gaap:DeferredTaxAssetsNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_52bbe07d2779416dbd78939c3e1c6f94"
      unitRef="U001">14637000</us-gaap:DeferredTaxAssetsNet>
    <byfc:DeferredTaxLiabilitiesBadDebtAdjustments
      contextRef="c20231231"
      decimals="-3"
      id="Fact_2f62daaeda7a4e33a8c6732e9de9f219"
      unitRef="U001">0</byfc:DeferredTaxLiabilitiesBadDebtAdjustments>
    <byfc:DeferredTaxLiabilitiesBadDebtAdjustments
      contextRef="c20221231"
      decimals="-3"
      id="Fact_0d8cff3daf814e9296fca7cb0e9e4083"
      unitRef="U001">7000</byfc:DeferredTaxLiabilitiesBadDebtAdjustments>
    <us-gaap:DeferredTaxLiabilitiesDeferredExpense
      contextRef="c20231231"
      decimals="-3"
      id="Fact_212b1bf8051e433ab8edec4a196573af"
      unitRef="U001">1743000</us-gaap:DeferredTaxLiabilitiesDeferredExpense>
    <us-gaap:DeferredTaxLiabilitiesDeferredExpense
      contextRef="c20221231"
      decimals="-3"
      id="Fact_db15e68391a643a094a8e4679113ee5b"
      unitRef="U001">776000</us-gaap:DeferredTaxLiabilitiesDeferredExpense>
    <us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment
      contextRef="c20231231"
      decimals="-3"
      id="Fact_80d3d4fa6919457f827e107f7215737a"
      unitRef="U001">748000</us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment>
    <us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment
      contextRef="c20221231"
      decimals="-3"
      id="Fact_ef443e0e1be9457e9df8d715d9c4ba05"
      unitRef="U001">723000</us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment>
    <byfc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends
      contextRef="c20231231"
      decimals="-3"
      id="Fact_0d1d568b2f5940d9bb8b6ec62ca0c439"
      unitRef="U001">98000</byfc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends>
    <byfc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends
      contextRef="c20221231"
      decimals="-3"
      id="Fact_18e3ad5c73574b8e8162c936b434b4d8"
      unitRef="U001">90000</byfc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends>
    <byfc:DeferredTaxLiabilitiesNonaccrualInterestOnLoans
      contextRef="c20231231"
      decimals="-3"
      id="Fact_05040b3e6abc429682efe899288612bf"
      unitRef="U001">0</byfc:DeferredTaxLiabilitiesNonaccrualInterestOnLoans>
    <byfc:DeferredTaxLiabilitiesNonaccrualInterestOnLoans
      contextRef="c20221231"
      decimals="-3"
      id="Fact_d72eceed19114efb928facc03cecc1a7"
      unitRef="U001">8000</byfc:DeferredTaxLiabilitiesNonaccrualInterestOnLoans>
    <us-gaap:DeferredTaxLiabilitiesPrepaidExpenses
      contextRef="c20231231"
      decimals="-3"
      id="Fact_4ea44826f9804bdb9b99fe80e05e020e"
      unitRef="U001">180000</us-gaap:DeferredTaxLiabilitiesPrepaidExpenses>
    <us-gaap:DeferredTaxLiabilitiesPrepaidExpenses
      contextRef="c20221231"
      decimals="-3"
      id="Fact_b713cf32389749b0ac25b6f083517983"
      unitRef="U001">186000</us-gaap:DeferredTaxLiabilitiesPrepaidExpenses>
    <byfc:DeferredTaxLiabilitiesRightOfUseAssets
      contextRef="c20231231"
      decimals="-3"
      id="Fact_bbb38dc512af4f1c82cb9caa5be7c161"
      unitRef="U001">189000</byfc:DeferredTaxLiabilitiesRightOfUseAssets>
    <byfc:DeferredTaxLiabilitiesRightOfUseAssets
      contextRef="c20221231"
      decimals="-3"
      id="Fact_039a2caae09046289d31ceee02a6c044"
      unitRef="U001">256000</byfc:DeferredTaxLiabilitiesRightOfUseAssets>
    <us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
      contextRef="c20231231"
      decimals="-3"
      id="Fact_99ae6cc3e5ba4cbcbfd2aec57a10c018"
      unitRef="U001">610000</us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets>
    <us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
      contextRef="c20221231"
      decimals="-3"
      id="Fact_a1a3771d6a0e41d48166a6e4ce1e0a72"
      unitRef="U001">719000</us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets>
    <us-gaap:DeferredIncomeTaxLiabilities
      contextRef="c20231231"
      decimals="-3"
      id="Fact_4e431a0727aa4e5697191dfb8e046600"
      unitRef="U001">3568000</us-gaap:DeferredIncomeTaxLiabilities>
    <us-gaap:DeferredIncomeTaxLiabilities
      contextRef="c20221231"
      decimals="-3"
      id="Fact_b4f72b3c015446e8bc8807dcf4969572"
      unitRef="U001">2765000</us-gaap:DeferredIncomeTaxLiabilities>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="c20231231"
      decimals="-3"
      id="Fact_0b03ce01d92d497d887df16af6381a3c"
      unitRef="U001">9538000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="c20221231"
      decimals="-3"
      id="Fact_1e2577cd32a1409780e8ac4d996df7ac"
      unitRef="U001">11872000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:DeferredTaxAssetsValuationAllowance
      contextRef="c20231231"
      decimals="-3"
      id="Fact_30b05fd3c309465292d883a64058eac1"
      unitRef="U001">449000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="c20231231"
      decimals="-5"
      id="Fact_2d0e33b7b54d4ec39fe9c301af75fed6"
      unitRef="U001">9500000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:DeferredTaxAssetsValuationAllowance
      contextRef="c20221231"
      decimals="-3"
      id="Fact_b3f99c2e907340dd84026b5d85adc40d"
      unitRef="U001">369000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet
      contextRef="c20221231"
      decimals="-5"
      id="Fact_ebd21e0fb91441929fab55026e1e6108"
      unitRef="U001">11900000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <byfc:OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod
      contextRef="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember"
      decimals="-3"
      id="Fact_7dd34771cb214bc9a53181d67f1110d8"
      unitRef="U001">536000</byfc:OperatingLossCarryforwardsWithIndefiniteCarryforwardPeriod>
    <us-gaap:OperatingLossCarryforwards
      contextRef="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember"
      decimals="-3"
      id="Fact_2af1752274d2426b8668bc470ffc40d2"
      unitRef="U001">536000</us-gaap:OperatingLossCarryforwards>
    <byfc:OperatingLossCarryforwardsGoingToExpireIfNotUtilized
      contextRef="c20231231_IncomeTaxAuthorityAxis_StateAndLocalJurisdictionMember"
      decimals="-5"
      id="Fact_83fc96a336f545858ed83f9ec51bec49"
      unitRef="U001">21800000</byfc:OperatingLossCarryforwardsGoingToExpireIfNotUtilized>
    <us-gaap:TaxCreditCarryforwardAmount
      contextRef="c20231231_IncomeTaxAuthorityAxis_DomesticCountryMember_TaxCreditCarryforwardAxis_GeneralBusinessMember"
      decimals="-5"
      id="Fact_029b602cd3354dc4acbb87cca5467922"
      unitRef="U001">2000000</us-gaap:TaxCreditCarryforwardAmount>
    <us-gaap:UnrecognizedTaxBenefits
      contextRef="c20231231"
      decimals="-3"
      id="Fact_ab04d85acb9b403cab3e9b287550456c"
      unitRef="U001">0</us-gaap:UnrecognizedTaxBenefits>
    <us-gaap:UnrecognizedTaxBenefits
      contextRef="c20221231"
      decimals="-3"
      id="Fact_94b8d56e7a9843c9beb2ae8d21062cbf"
      unitRef="U001">0</us-gaap:UnrecognizedTaxBenefits>
    <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock
      contextRef="c20230101to20231231"
      id="Text_b91c1bf7b2284dc599cb42cb3ffe3fe1">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 15 &#x2013; Stock&#x2011;Based Compensation&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Prior to June 21, 2023, the Company issued stock-based
              compensation awards to its directors and officers under the 2018 Long Term Incentive Plan (&#x201c;LTIP&#x201d;) which allowed the grant of non-qualified and incentive stock options, stock appreciation rights, full value awards and cash incentive awards.&#160;
              The maximum number of shares that could be awarded under that plan was 161,639 shares.&lt;/div&gt;

&lt;div style="text-align: justify;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
              &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;On June 21, 2023, stockholders approved the Amended
                  and Restated 2018 Long Term Incentive Plan (&#x201c;Amended and Restated LTIP&#x201d;) which allows the issuance of 487,500 additional
                  shares and brought the number of shares that may be issued under the Amended and Restated LTIP to 649,139 shares.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;
        &lt;br/&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;No stock options were granted during the year ended
          December 31, 2023.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table summarizes stock option activity during the year ended December 31, 2023:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Number&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Weighted&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Exercise&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Price&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Outstanding at beginning of year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;31,250&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;12.96&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Granted during the year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Exercised during the year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Forfeited or expired during the year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Outstanding at end of year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;12.96&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Exercisable at end of year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;12.96&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"&gt;There was no stock-based compensation expense related to stock options during 2022 or 2023 as there was no remaining unrecognized compensation cost related to non-vested options granted under the plan as of December 31, 2021.&lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"&gt; &lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Options outstanding and exercisable at year&#x2011;end 2023 were as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="11" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Exercisable&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;"&gt;Grant Date&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Number&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Weighted&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Remaining&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Contractual&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Life&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Weighted&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Exercise&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Price&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Aggregate&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Intrinsic&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Value&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Number&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Weighted&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Exercise&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Price&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Aggregate&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Intrinsic&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Value&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: top; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;February 24, 2016&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;12.96&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;12.96&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: top; width: 14%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; width: 14%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: right;"&gt;2.13 years&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;12.96&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;12.96&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-weight: bold; background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;Stock Awards to Directors&lt;/span&gt;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;In February 2023 and 2022, the Company awarded 9,230
          and 5,898 shares of common stock, respectively, to its directors under the LTIP, which are fully vested. The Company recorded $95 thousand and $84 thousand of
          compensation expense in the years ended December 31, 2023 and December 31, 2022, respectively, based on the fair value of the stock on the date of the award.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); font-style: normal; font-variant: normal; text-transform: none;"&gt;Restricted Stock
              Awards to Employees&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;In March of 2022, the Company issued 61,908 shares of restricted stock to its officers and
                employees under the LTIP, of which 17,012 shares have been forfeited as of December 31, 2023. Each restricted stock award was
                valued based on the fair value of the stock on the date of the award. These awarded shares of restricted stock fully vest over periods ranging from 36 months to 60 months from their respective dates of grant. Stock-based compensation is
                recognized on a straight-line basis over the vesting period.&#160; During 2023 and 2022, the Company recorded $106 thousand and $133 thousand of stock-based compensation expense related to shares awarded to employees.&lt;/span&gt;&lt;/div&gt;

&lt;div style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;On June 21, 2023, the Company issued 92,720 shares of restricted stock to its officers and employees under the Amended and Restated LTIP, of which 11,237 shares have been forfeited as of December 31, 2023. Each restricted stock award was valued based on the fair value of the stock on the date
              of the award. These awarded shares of restricted stock fully vest over periods ranging from 36 months to 60 months from their respective dates of grant. Stock-based compensation is recognized on a straight-line basis over the vesting period. During
              the year ended December 31, 2023, the Company recorded $104 thousand of stock-based compensation expense related to these
              restricted stock awards.&lt;/div&gt;

&lt;div style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;As of December 31, 2023, 199,268 shares had been awarded under the Amended and Restated LTIP and 449,871 shares were available to be awarded.&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"&gt; &lt;br/&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;A summary of restricted stock unit activity for the year ended December&#160;31, 2023 is as follows:&lt;/span&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div&gt; &lt;br/&gt;
            &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Restricted Stock Units&lt;/div&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Weighted Average&lt;/div&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Grant Date Fair Value&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center;"&gt;&lt;span style="font-weight: bold;"&gt;Remaining&lt;/span&gt;&lt;/div&gt;
                    &lt;div style="text-align: center;"&gt;&lt;span style="font-weight: bold;"&gt;Contractual Life&lt;/span&gt;&lt;/div&gt;
                    &lt;div style="text-align: center;"&gt;&lt;span style="font-weight: bold;"&gt;(months)&lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Unvested at December 31, &lt;span style="text-indent: 0pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;52,949&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12.24&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;43&lt;br/&gt;
                    &lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Granted during period&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;92,720&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;8.56&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;52&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Vested during period&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;11,848&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; padding-bottom: 2px;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Forfeited or expired during period&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;(19,290&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Unvested at December 31, &lt;span style="text-indent: 0pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;114,531&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9.12&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;39&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; text-align: justify;"&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;As of December 31, 2023, there was $1.1 million of total
              unrecognized equity-based compensation expense that the Company expects to recognize over the remaining contractual life.&lt;/span&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;br/&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;All common stock share amounts above have been
              retroactively adjusted, as applicable, for the &lt;span style="-sec-ix-hidden:Fact_bd2955a2d3594d208c540edc19d47667"&gt;1-for-8&lt;/span&gt; reverse stock split effective November 1, 2023.&#160; See Note 2.&lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;
</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized
      contextRef="c20230620_PlanNameAxis_TwoThousandEighteenLtipMember"
      decimals="0"
      id="Fact_8bf6f13641d946d08c1f454319830690"
      unitRef="U002">161639</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized
      contextRef="c20230621to20230621_PlanNameAxis_AmendedAndRestatedLtipMember"
      decimals="0"
      id="Fact_49563785313c47528c564c09ef1037f8"
      unitRef="U002">487500</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized
      contextRef="c20230621_PlanNameAxis_AmendedAndRestatedLtipMember"
      decimals="0"
      id="Fact_4c7c68b1a0b64975896c96b04489afb4"
      unitRef="U002">649139</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
      contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="INF"
      id="Fact_ae94f1096a3c4228beef7495478d2aee"
      unitRef="U002">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
    <us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_1378b7a891c94bc49299a52e4c0aec50">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The following table summarizes stock option activity during the year ended December 31, 2023:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Number&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Weighted&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Exercise&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Price&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Outstanding at beginning of year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;31,250&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;12.96&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Granted during the year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Exercised during the year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Forfeited or expired during the year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Outstanding at end of year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;12.96&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 68.48%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Exercisable at end of year&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1.28%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 11.84%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;12.96&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1.28%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
      contextRef="c20221231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_afe487987ced4393bae20f01d0258c77"
      unitRef="U002">31250</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
      contextRef="c20221231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="2"
      id="Fact_2beaaf9a7c2f48f489e5e4d249184664"
      unitRef="U003">12.96</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
      contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="INF"
      id="Fact_82cbb812e1e3467497f6f8513bb2715a"
      unitRef="U002">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
      contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_9c495d0188824356a5160100a7f755e8"
      unitRef="U003">0</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice>
    <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised
      contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="INF"
      id="Fact_0ef95c5c1cb6440e82518e9e2de1c4e9"
      unitRef="U002">0</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
      contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_dbfe3079d0ec4779b45a4806cd8b59a6"
      unitRef="U003">0</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod
      contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="INF"
      id="Fact_3957f9f9c675440094b933cca72adc26"
      unitRef="U002">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice
      contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_d986f886876244d6abe329751ae47ae3"
      unitRef="U003">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_adc7e70e784c4124bd9a236e9f0ee0fd"
      unitRef="U002">31250</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="2"
      id="Fact_83e2b170b54d4ffeb9e886275b7dc560"
      unitRef="U003">12.96</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_03974c28237e4c25bf07fd96b8fee943"
      unitRef="U002">31250</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="2"
      id="Fact_b418c1129c4c4e4cb3b98ef6af81157c"
      unitRef="U003">12.96</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="c20220101to20221231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="-3"
      id="Fact_e66d125019e540c0bae31c78d535f94c"
      unitRef="U001">0</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="-3"
      id="Fact_2ece72f00390492bb063383d0dc69fcb"
      unitRef="U001">0</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions
      contextRef="c20221231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="-3"
      id="Fact_2693f568e1da4fb2a6918d43d30fb895"
      unitRef="U001">0</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions>
    <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="-3"
      id="Fact_14d78313406946b2b3397c27fe874149"
      unitRef="U001">0</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions>
    <us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock
      contextRef="c20230101to20231231"
      id="Text_89597823a84648f797ada6fb83575ed0">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt; &lt;br/&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Options outstanding and exercisable at year&#x2011;end 2023 were as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="11" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Exercisable&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt; font-weight: bold;"&gt;Grant Date&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Number&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Weighted&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Remaining&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Contractual&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Life&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Weighted&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Exercise&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Price&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Aggregate&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Intrinsic&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Value&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Number&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Weighted&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Average&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Exercise&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Price&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Aggregate&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Intrinsic&lt;/div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;Value&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: top; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;February 24, 2016&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: right;"&gt;&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;12.96&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;12.96&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: top; width: 14%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td style="vertical-align: bottom; width: 14%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: right;"&gt;2.13 years&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;12.96&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;31,250&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;12.96&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions
      contextRef="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_8a75340a9df44479970310595edfdc74"
      unitRef="U002">31250</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1
      contextRef="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="2"
      id="Fact_9f4e4729398a47ef9fc8cd72492c34a0"
      unitRef="U003">12.96</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions
      contextRef="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_9630f47187b54a1db0bebb3238f8ab27"
      unitRef="U002">31250</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1
      contextRef="c20231231_AwardDateAxis_GrantDateAsOfFebruary242016Member_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="2"
      id="Fact_6e12a8ed99b042519342880b2b52b916"
      unitRef="U003">12.96</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_a3068b971d8543dab34830032ccc8acb"
      unitRef="U002">31250</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2
      contextRef="c20230101to20231231_AwardTypeAxis_EmployeeStockOptionMember"
      id="Fact_17c56925f00c4cb8a5c8ffae22b085f0">P2Y1M17D</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="2"
      id="Fact_cb3a6e907a014c02905d70bb92f95d65"
      unitRef="U003">12.96</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_636be84483b444f1b54a4fae3e4554fc"
      unitRef="U001">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
    <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_3a33b38bb6884636beac8e6d4d1b6f07"
      unitRef="U002">31250</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
    <us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="2"
      id="Fact_2bb959dab4b14c69839bc239f83d44d6"
      unitRef="U003">12.96</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
    <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
      contextRef="c20231231_AwardTypeAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_d9a3fdb5b214485e8bc1b3b40f20e2bc"
      unitRef="U001">0</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="c20230201to20230228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="0"
      id="Fact_8d5b97c782384910b232ee478826fd88"
      unitRef="U002">9230</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
      contextRef="c20230201to20230228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="0"
      id="Fact_2c217aa46645457b99f200b0c97b9059"
      unitRef="U002">9230</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="c20220201to20220228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="0"
      id="Fact_be3da6a18b59458ba38d47ec32cd4470"
      unitRef="U002">5898</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
      contextRef="c20220201to20220228_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="0"
      id="Fact_99a589691e7f4ad088a4875cfb91f804"
      unitRef="U002">5898</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="c20230101to20231231_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_db4936b3bf304886b00c214a5eca9ab7"
      unitRef="U001">95000</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="c20220101to20221231_PlanNameAxis_TwoThousandEighteenLtipMember_StatementEquityComponentsAxis_CommonStockMember_TitleOfIndividualAxis_DirectorMember"
      decimals="-3"
      id="Fact_f753fc7dbf554c50978738dfca084e89"
      unitRef="U001">84000</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="c20220301to20220331_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      decimals="0"
      id="Fact_012acc187db544aa824d08821be413f5"
      unitRef="U002">61908</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      decimals="0"
      id="Fact_dcedde1f16d44e88ae0e595f10c67fb9"
      unitRef="U002">17012</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_RangeAxis_MinimumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      id="Fact_c7c0baad5a4746e78762a83c83ad310c">P36M</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_RangeAxis_MaximumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      id="Fact_f39c20310d9049008d50bda0c61910ab">P60M</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      decimals="-3"
      id="Fact_06d4dc4b5eb74d929af6186e13f9f5db"
      unitRef="U001">106000</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="c20220101to20221231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_TwoThousandEighteenLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      decimals="-3"
      id="Fact_8077f4b1464d4915b4c0db87fdc4411b"
      unitRef="U001">133000</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="c20230621to20230621_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      decimals="0"
      id="Fact_6d329a61ee0c4a0c860ddccdb9d1c27b"
      unitRef="U002">92720</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      decimals="0"
      id="Fact_7fa0d844ef4c4c1597f63bb5ce7dccbd"
      unitRef="U002">11237</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_RangeAxis_MinimumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      id="Fact_aa477feac5ab406f84a04c0237c8cfb7">P36M</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_RangeAxis_MaximumMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      id="Fact_8c20f2c2acfd488ebebf83b1c245fb3a">P60M</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
    <us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember_PlanNameAxis_AmendedAndRestatedLtipMember_TitleOfIndividualAxis_OfficersAndEmployeesMember"
      decimals="-3"
      id="Fact_221a49f312234ad79b55002cc0da4d02"
      unitRef="U001">104000</us-gaap:AllocatedShareBasedCompensationExpenseNetOfTax>
    <byfc:ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan
      contextRef="c20231231_PlanNameAxis_AmendedAndRestatedLtipMember"
      decimals="0"
      id="Fact_bc8f735d8b6848938460d0352c6d73b5"
      unitRef="U002">199268</byfc:ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant
      contextRef="c20231231_PlanNameAxis_AmendedAndRestatedLtipMember"
      decimals="0"
      id="Fact_18fc2f75ce6943bd9e2a0215be0b1e97"
      unitRef="U002">449871</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant>
    <us-gaap:ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_528959b320ed41dbbc78216adadb32ab">
&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;A summary of restricted stock unit activity for the year ended December&#160;31, 2023 is as follows:&lt;/span&gt;&lt;br/&gt;&lt;/div&gt;

&lt;div&gt; &lt;br/&gt;
            &lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td colspan="1" style="vertical-align: top; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Restricted Stock Units&lt;/div&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Weighted Average&lt;/div&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Grant Date Fair Value&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center;"&gt;&lt;span style="font-weight: bold;"&gt;Remaining&lt;/span&gt;&lt;/div&gt;
                    &lt;div style="text-align: center;"&gt;&lt;span style="font-weight: bold;"&gt;Contractual Life&lt;/span&gt;&lt;/div&gt;
                    &lt;div style="text-align: center;"&gt;&lt;span style="font-weight: bold;"&gt;(months)&lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Unvested at December 31, &lt;span style="text-indent: 0pt;"&gt;2022&lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;52,949&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;12.24&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;43&lt;br/&gt;
                    &lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Granted during period&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;92,720&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;8.56&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;52&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Vested during period&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;11,848&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; padding-bottom: 2px;" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Forfeited or expired during period&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;(19,290&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;)&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#x2013;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 64%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Unvested at December 31, &lt;span style="text-indent: 0pt;"&gt;2023&lt;/span&gt;&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;114,531&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;9.12&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;39&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber
      contextRef="c20221231_AwardTypeAxis_RestrictedStockMember"
      decimals="-3"
      id="Fact_70f5a85fd9e0432d88341f9c8a348ee3"
      unitRef="U002">52949000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue
      contextRef="c20221231_AwardTypeAxis_RestrictedStockMember"
      decimals="2"
      id="Fact_2e3f2535e83c4561a5920ee40297eff0"
      unitRef="U003">12.24</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms
      contextRef="c20220101to20221231_AwardTypeAxis_RestrictedStockMember"
      id="Fact_f8b4598521be4a27b462b7537e87f447">P43M</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember"
      decimals="-3"
      id="Fact_8d59c31825d3429e8530e0684c34c5ba"
      unitRef="U002">92720000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember"
      decimals="2"
      id="Fact_3bd8b47b0ff5491c985760aee7be3248"
      unitRef="U003">8.56</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <byfc:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember"
      id="Fact_bfb9d320068e413b8eb3f63232b91329">P52M</byfc:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantedWeightedAverageRemainingContractualTerms>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember"
      decimals="-3"
      id="Fact_617adc88549a483abdcb4ee878f3ba0b"
      unitRef="U002">11848000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember"
      decimals="0"
      id="Fact_6df4499d3c734fa8a38ab053a36d47eb"
      unitRef="U003">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember"
      decimals="-3"
      id="Fact_f9c7bdae087d4beb9e995b68475b10f7"
      unitRef="U002">19290000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember"
      decimals="0"
      id="Fact_bf929289bdf04008a8d2567cfeb5bc13"
      unitRef="U003">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber
      contextRef="c20231231_AwardTypeAxis_RestrictedStockMember"
      decimals="-3"
      id="Fact_034d9e65d3ba4b35b9f5d3f8bed64d4e"
      unitRef="U002">114531000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue
      contextRef="c20231231_AwardTypeAxis_RestrictedStockMember"
      decimals="2"
      id="Fact_2e20c06de926422ca6bf8108390e0e6c"
      unitRef="U003">9.12</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms
      contextRef="c20230101to20231231_AwardTypeAxis_RestrictedStockMember"
      id="Fact_15b413b7847e4e8cba5a61be9e6148ee">P39M</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms>
    <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions
      contextRef="c20231231_AwardTypeAxis_RestrictedStockMember"
      decimals="-5"
      id="Fact_b9e37ec1e43148ce87cde69854ae509d"
      unitRef="U001">1100000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions>
    <us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
      contextRef="c20230101to20231231"
      id="Text_5dec177081c54ef3854c245f4c31b89c">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 16 &#x2013; Regulatory Matters&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;The Bank&#x2019;s capital
            requirements are administered by the Office of the Comptroller of the Currency (&#x201c;OCC&#x201d;) and involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital
            amounts and classifications are also subject to qualitative judgments by the OCC. Failure to meet capital requirements can result in regulatory action.&lt;/div&gt;

&lt;div style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
          &lt;/div&gt;

&lt;div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;"&gt;As a result of the
            Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies have developed a &#x201c;Community Bank Leverage Ratio&#x201d; (&#x201c;CBLR&#x201d;) (the ratio of a bank&#x2019;s tier 1 capital to average total consolidated assets) for financial
            institutions with assets of less than $10 billion. A &#x201c;qualifying community bank&#x201d; that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered
            &#x201c;well capitalized&#x201d; under Prompt Corrective Action statutes. The federal banking agencies have set the Community Bank Leverage Ratio at 9%. &lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;"&gt;Actual and required capital amounts and ratios as of the dates indicated are presented below:&lt;br/&gt;
          &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;br/&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Minimum Required to be&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Well Capitalized Under&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Prompt Corrective&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Action Provisions&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" rowspan="1" style="vertical-align: bottom; text-align: center;" valign="bottom"&gt;&lt;span style="font-weight: bold;"&gt;(Dollars in thousands)&lt;/span&gt;&lt;br/&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                    &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, &lt;span style="text-indent: 0pt;"&gt;2023&lt;/span&gt;:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Community Bank Leverage Ratio&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;185,773&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;14.97&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;%&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;111,696&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;9.00&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;%&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                    &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, &lt;span style="text-indent: 0pt;"&gt;2022&lt;/span&gt;:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Community Bank Leverage Ratio&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;181,304&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;15.75&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;%&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;103,591&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;9.00&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;%&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt;&lt;br/&gt;
            &lt;/div&gt;

&lt;div style="text-align: justify;"&gt; &lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;At
              December 31, 2023, the Company and the Bank met all the capital adequacy requirements to which they were subject. In addition, the Bank was &#x201c;well capitalized&#x201d; under the regulatory framework for prompt corrective action. Management believes
              that no conditions or events have occurred that would materially adversely change the Bank&#x2019;s capital classifications. From time to time, we may need to raise additional capital to support the Bank&#x2019;s further growth and to maintain the &#x201c;well
              capitalized&#x201d; status. &lt;/span&gt;&lt;/div&gt;
</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
    <us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
      contextRef="c20230101to20231231"
      id="Text_ed65beefb2b24005bbc5e22c36db30c2">&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal;"&gt;Actual and required capital amounts and ratios as of the dates indicated are presented below:&lt;br/&gt;
          &lt;/span&gt;
&lt;div&gt;&lt;br/&gt;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Minimum Required to be&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Well Capitalized Under&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Prompt Corrective&lt;/div&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Action Provisions&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                    &lt;div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="14" rowspan="1" style="vertical-align: bottom; text-align: center;" valign="bottom"&gt;&lt;span style="font-weight: bold;"&gt;(Dollars in thousands)&lt;/span&gt;&lt;br/&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                    &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, &lt;span style="text-indent: 0pt;"&gt;2023&lt;/span&gt;:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Community Bank Leverage Ratio&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;185,773&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;14.97&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;%&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;111,696&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;9.00&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;%&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%;" valign="bottom"&gt;
                    &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;December 31, &lt;span style="text-indent: 0pt;"&gt;2022&lt;/span&gt;:&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 52%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;Community Bank Leverage Ratio&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;$&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;181,304&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;15.75&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;%&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;$ &lt;br/&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;103,591&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;9.00&lt;/div&gt;
                  &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                    &lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"&gt;%&lt;/div&gt;
                  &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
    <byfc:BankingRegulationCommunityBankLeverageCapitalActual
      contextRef="c20231231"
      decimals="-3"
      id="Fact_1b65d39912c44ccb9b8722af10330df6"
      unitRef="U001">185773000</byfc:BankingRegulationCommunityBankLeverageCapitalActual>
    <byfc:BankingRegulationCommunityBankLeverageCapitalRatioActual
      contextRef="c20231231"
      decimals="4"
      id="Fact_e3f9791489334e0eb47842ab86d0a9a9"
      unitRef="U004">0.1497</byfc:BankingRegulationCommunityBankLeverageCapitalRatioActual>
    <byfc:BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum
      contextRef="c20231231"
      decimals="-3"
      id="Fact_86decef9fbb94e96b3b97eba9965604a"
      unitRef="U001">111696000</byfc:BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum>
    <byfc:BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum
      contextRef="c20231231"
      decimals="4"
      id="Fact_bb23860ddbc44a3382407e68542fe5ca"
      unitRef="U004">0.09</byfc:BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum>
    <byfc:BankingRegulationCommunityBankLeverageCapitalActual
      contextRef="c20221231"
      decimals="-3"
      id="Fact_2670713d605540499eb2895dd5e39d98"
      unitRef="U001">181304000</byfc:BankingRegulationCommunityBankLeverageCapitalActual>
    <byfc:BankingRegulationCommunityBankLeverageCapitalRatioActual
      contextRef="c20221231"
      decimals="4"
      id="Fact_d633f661b5864dd7b7db5bd534d7c87e"
      unitRef="U004">0.1575</byfc:BankingRegulationCommunityBankLeverageCapitalRatioActual>
    <byfc:BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum
      contextRef="c20221231"
      decimals="-3"
      id="Fact_f9ccdda072b64554bf340f220ac58510"
      unitRef="U001">103591000</byfc:BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum>
    <byfc:BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum
      contextRef="c20221231"
      decimals="4"
      id="Fact_d775cfd0a2dc4afb874f1a0b34869248"
      unitRef="U004">0.09</byfc:BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum>
    <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_aaf978570b5c4d22a078cc328d02ffb7">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 17 &#x2013; Loan Commitments and Other Related Activities&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These
          are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off&#x2011;balance&#x2011;sheet risk for credit loss
          exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The contractual amounts of financial instruments with off&#x2011;balance&#x2011;sheet risk at year&#x2011;end were as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Commitments to make loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;7,560&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;15,160&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Unfunded construction loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;42,678&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;27,811&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Unused lines of credit &#x2013; variable rates&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;3,302&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;13,341&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Commitments to make loans are generally made for periods of 60
            days or less.&lt;br/&gt;
          &lt;/div&gt;
</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
    <byfc:ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_9e1bbb10a4c045798f517a090594fa30">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The contractual amounts of financial instruments with off&#x2011;balance&#x2011;sheet risk at year&#x2011;end were as follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Commitments to make loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;7,560&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;15,160&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -10pt; margin-left: 10pt;"&gt;Unfunded construction loans&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;42,678&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;27,811&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Unused lines of credit &#x2013; variable rates&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;3,302&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;13,341&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</byfc:ScheduleOfContractualAmountsOffBalanceSheetRisksTableTextBlock>
    <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability
      contextRef="c20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember"
      decimals="-3"
      id="Fact_443d1bb5a51c4dea9c850dc74cb267ff"
      unitRef="U001">7560000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
    <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability
      contextRef="c20221231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember"
      decimals="-3"
      id="Fact_a6cfdf69542c4f2f832efd9b85f574b1"
      unitRef="U001">15160000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
    <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability
      contextRef="c20231231_FinancialInstrumentAxis_UnfundedConstructionLoansMember"
      decimals="-3"
      id="Fact_52f7e56b37424976ae790e57f704abf2"
      unitRef="U001">42678000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
    <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability
      contextRef="c20221231_FinancialInstrumentAxis_UnfundedConstructionLoansMember"
      decimals="-3"
      id="Fact_71fc1b949acd476e8bab042365c5a7f7"
      unitRef="U001">27811000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
    <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability
      contextRef="c20231231_FinancialInstrumentAxis_UnusedLinesOfCreditMember"
      decimals="-3"
      id="Fact_4543d4d33ab04458b870a4b9d28219c4"
      unitRef="U001">3302000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
    <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability
      contextRef="c20221231_FinancialInstrumentAxis_UnusedLinesOfCreditMember"
      decimals="-3"
      id="Fact_26e790bd70fd45298f86bf8a32073f8f"
      unitRef="U001">13341000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
    <byfc:LoanCommitmentPeriod
      contextRef="c20230101to20231231_FinancialInstrumentAxis_CommitmentsToExtendCreditMember_RangeAxis_MaximumMember"
      id="Fact_82234d8f627e46809931f451634c544c">P60D</byfc:LoanCommitmentPeriod>
    <us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock
      contextRef="c20230101to20231231"
      id="Text_cd0e93eda1c5411a8ede1ee5a4d02d44">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 18 &#x2013; Parent Company Only Condensed Financial Information&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Condensed financial information of Broadway Financial Corporation follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Condensed Balance Sheets&lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;December 31,&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;77,457&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;84,015&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Investment in bank subsidiary&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;200,830&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;192,977&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Other assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,003&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;2,725&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;282,290&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;279,717&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Liabilities and stockholders&#x2019; equity&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;387&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;235&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Stockholders&#x2019; equity&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;281,903&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;279,482&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total liabilities and stockholders&#x2019; equity&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;282,290&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;279,717&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Condensed Statements of Income&lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Years Ended December 31,&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Interest income&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;268&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;88&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Interest expense&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Other expense&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(1,099&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(877&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Income (loss) before income tax and undistributed subsidiary income&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(831&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(789&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Income tax benefits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;196&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;85&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Equity in undistributed subsidiary income&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;5,149&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;6,340&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net income&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,514&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;5,636&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Condensed Statements of Cash Flows&lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Years Ended December 31,&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Cash flows from operating activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net income&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;4,514&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;5,636&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Adjustments to reconcile net loss to net cash used in operating activities:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Equity in undistributed subsidiary income&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(5,149&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(6,340&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Change in other assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(1,222&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,196&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Change in accrued expenses and other liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;152&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(348&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net cash (used in) provided by operating activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(1,705&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;144&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Cash flows from investing activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Capital distribution to bank subsidiary&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(75,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Net cash used in investing activities&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(75,000&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Cash flows from financing activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;Share repurchase - FDIC&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(1,781&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Proceeds from issuance of preferred stock&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;150,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Increase in unreleased ESOP shares&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(3,400&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(500&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Proceeds from repayment of ESOP loan&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;328&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;66&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net cash (used in) provided by financing activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(4,853&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;149,566&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net change in cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(6,558&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;74,710&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Beginning cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;84,015&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;9,305&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Ending cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;77,457&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;84,015&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div&gt; &lt;br/&gt;
        &lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="text-indent: -18pt; margin-left: 18pt; text-align: justify;"&gt;&lt;span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; display: inline ! important; float: none;"&gt;There
            was $3.0 million of non-cash financing activities for the exchange of preferred stock for common stock in 2022.&lt;/span&gt;&lt;/div&gt;
</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
    <srt:ScheduleOfCondensedBalanceSheetTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_9d9588a9c7eb42ec8b4d2c9739b99627">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Condensed financial information of Broadway Financial Corporation follows:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Condensed Balance Sheets&lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;December 31,&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;77,457&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;84,015&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Investment in bank subsidiary&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;200,830&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;192,977&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Other assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,003&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;2,725&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;282,290&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;279,717&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Liabilities and stockholders&#x2019; equity&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;387&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;$ &lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;235&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Stockholders&#x2019; equity&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;281,903&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;279,482&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Total liabilities and stockholders&#x2019; equity&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;282,290&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;279,717&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</srt:ScheduleOfCondensedBalanceSheetTableTextBlock>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue
      contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_1d606aa8d6884a4eb655776fedb49566"
      unitRef="U001">77457000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue
      contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_d21f60b46d6f4260b11e95ba49a07f9b"
      unitRef="U001">84015000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures
      contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_a9c6706eed1f4e2895a1db62b3e6a565"
      unitRef="U001">200830000</us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures>
    <us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures
      contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_4b3ced7424854467bcff4e6c101cf87b"
      unitRef="U001">192977000</us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures>
    <us-gaap:OtherAssets
      contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_3077602fa1464db98ccbbc37879c988d"
      unitRef="U001">4003000</us-gaap:OtherAssets>
    <us-gaap:OtherAssets
      contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_b05f7374eb9a46e8aa6a62ba8645050a"
      unitRef="U001">2725000</us-gaap:OtherAssets>
    <us-gaap:Assets
      contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_0d186f433a5840849a22cba52d1c7580"
      unitRef="U001">282290000</us-gaap:Assets>
    <us-gaap:Assets
      contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_d3998097247b42b991617f2ea041662b"
      unitRef="U001">279717000</us-gaap:Assets>
    <us-gaap:AccruedLiabilitiesAndOtherLiabilities
      contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_8c8d2b9bd02e4021a158054102d2f664"
      unitRef="U001">387000</us-gaap:AccruedLiabilitiesAndOtherLiabilities>
    <us-gaap:AccruedLiabilitiesAndOtherLiabilities
      contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_6fa66d7734174471b0b022c98cee12aa"
      unitRef="U001">235000</us-gaap:AccruedLiabilitiesAndOtherLiabilities>
    <us-gaap:StockholdersEquity
      contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_b4180ab6c2bd4bec92a8cf62f653d356"
      unitRef="U001">281903000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity
      contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_b3c242c1b1814d1ea56b07831cebe781"
      unitRef="U001">279482000</us-gaap:StockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity
      contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_169866a748044c00b112ec5be2368b22"
      unitRef="U001">282290000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity
      contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_6512bac9de454de78bf711fbeec0be35"
      unitRef="U001">279717000</us-gaap:LiabilitiesAndStockholdersEquity>
    <srt:ScheduleOfCondensedIncomeStatementTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_3ee369851ce441cc81c4f0f5aec73f55">
&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Condensed Statements of Income&lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Years Ended December 31,&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Interest income&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;268&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;88&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Interest expense&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;&#x2013;&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Other expense&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(1,099&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(877&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Income (loss) before income tax and undistributed subsidiary income&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(831&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(789&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Income tax benefits&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;196&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;85&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Equity in undistributed subsidiary income&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;5,149&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;6,340&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net income&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,514&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;5,636&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</srt:ScheduleOfCondensedIncomeStatementTableTextBlock>
    <us-gaap:InterestAndDividendIncomeOperating
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_ec7da7e9c09244b79fcf4a095a333700"
      unitRef="U001">268000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestAndDividendIncomeOperating
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_ea95e436440b4da8acef8ff6f5a9c53b"
      unitRef="U001">88000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestExpense
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_e2f55c7fe44a4781b0801bad0ec6c952"
      unitRef="U001">0</us-gaap:InterestExpense>
    <us-gaap:InterestExpense
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_a4b915954e814c448cc204784dd11ae3"
      unitRef="U001">0</us-gaap:InterestExpense>
    <us-gaap:OtherNoninterestExpense
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_f2fd95c2089942cb9567be50f648839f"
      unitRef="U001">1099000</us-gaap:OtherNoninterestExpense>
    <us-gaap:OtherNoninterestExpense
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_730e2bd7058e42db896ef045da6a895a"
      unitRef="U001">877000</us-gaap:OtherNoninterestExpense>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_23eae0d8ffe24d69ba07165792e7d0c7"
      unitRef="U001">-831000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_90da6a46341b4398bcde56aa6c624b1e"
      unitRef="U001">-789000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_8297d6b10eb1459287db38d138f0c234"
      unitRef="U001">-196000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_5a303e9999c648498f50e255956ac81f"
      unitRef="U001">-85000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeLossFromSubsidiariesNetOfTax
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_82ee2a673b1a46a2a11364663b72c3d0"
      unitRef="U001">5149000</us-gaap:IncomeLossFromSubsidiariesNetOfTax>
    <us-gaap:IncomeLossFromSubsidiariesNetOfTax
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_a65ec7cbf2c44370ad030493340ab80d"
      unitRef="U001">6340000</us-gaap:IncomeLossFromSubsidiariesNetOfTax>
    <us-gaap:NetIncomeLoss
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_c5a111fc253e4377aa2b890a3ad9169a"
      unitRef="U001">4514000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_223567f76ccf473cb83a45ce6a2cc628"
      unitRef="U001">5636000</us-gaap:NetIncomeLoss>
    <srt:ScheduleOfCondensedCashFlowStatementTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_443d890251e24c7695060d4648849fe6">
&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Condensed Statements of Cash Flows&lt;/div&gt;

&lt;div style="text-align: center; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Years Ended December 31,&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table cellpadding="0" cellspacing="0" class="cfttable" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Cash flows from operating activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net income&lt;br/&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;4,514&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;5,636&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Adjustments to reconcile net loss to net cash used in operating activities:&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Equity in undistributed subsidiary income&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(5,149&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;(6,340&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Change in other assets&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(1,222&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;1,196&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 18pt;"&gt;Change in accrued expenses and other liabilities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;152&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(348&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net cash (used in) provided by operating activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(1,705&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;144&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Cash flows from investing activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Capital distribution to bank subsidiary&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;(75,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Net cash used in investing activities&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&#x2013;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(75,000&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="font-weight: bold; text-indent: -9pt; margin-left: 9pt;"&gt;Cash flows from financing activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;Share repurchase - FDIC&lt;br/&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(1,781&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Proceeds from issuance of preferred stock&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#x2013;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;150,000&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-indent: -9pt; margin-left: 9pt;"&gt;Increase in unreleased ESOP shares&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(3,400&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;(500&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;)&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Proceeds from repayment of ESOP loan&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;328&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;66&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net cash (used in) provided by financing activities&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;(4,853&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;)&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;149,566&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Net change in cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;(6,558&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;74,710&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Beginning cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;84,015&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;9,305&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px;" valign="bottom"&gt;
                &lt;div style="text-indent: -7.2pt; margin-left: 7.2pt;"&gt;Ending cash and cash equivalents&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;77,457&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;84,015&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</srt:ScheduleOfCondensedCashFlowStatementTableTextBlock>
    <us-gaap:NetIncomeLoss
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_606127ddef3445b693e4474438a3eb2c"
      unitRef="U001">4514000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_9a17fd3b19a74a90b34ec4c777684ae3"
      unitRef="U001">5636000</us-gaap:NetIncomeLoss>
    <us-gaap:IncomeLossFromSubsidiariesNetOfTax
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_bdb30ce4d58c41dfa65e9f13e4debe8d"
      unitRef="U001">5149000</us-gaap:IncomeLossFromSubsidiariesNetOfTax>
    <us-gaap:IncomeLossFromSubsidiariesNetOfTax
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_4685b3ab01b143f5a3914b692614e52f"
      unitRef="U001">6340000</us-gaap:IncomeLossFromSubsidiariesNetOfTax>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_75a38f32fc224752a085eaf002f52fec"
      unitRef="U001">1222000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_f0924ba6cf214c8bbf68249b1cc977c7"
      unitRef="U001">-1196000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_f216396ba67a4f24a6899afce13c69b7"
      unitRef="U001">152000</us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_311ada268e2b4f27a1abc87155f203c7"
      unitRef="U001">-348000</us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_de8da5f295b149d7b127049e4e4aef6c"
      unitRef="U001">-1705000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_cc5c8743b8ca4a9da0c7ee3de3555602"
      unitRef="U001">144000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <byfc:CapitalDistributionToSubsidiary
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_5c42636b3bbb46ad896218b7a6e836fa"
      unitRef="U001">0</byfc:CapitalDistributionToSubsidiary>
    <byfc:CapitalDistributionToSubsidiary
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_cb82b4ff7ef04d83a00c285462928a80"
      unitRef="U001">75000000</byfc:CapitalDistributionToSubsidiary>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_00c250efb6624c9998698fcd92e33286"
      unitRef="U001">0</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_4be51054e9654354a27eca9e2aca92d9"
      unitRef="U001">-75000000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_d2670d56ed93421182d275921e59c48d"
      unitRef="U001">1781000</byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock>
    <byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_d2ca299114c04450825fb9f7031992a7"
      unitRef="U001">0</byfc:PaymentsForRepurchaseOfFederalDepositInsuranceCorporationStock>
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_602ae062825544bea602119eae134ab0"
      unitRef="U001">0</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
    <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_47057d5fa18f4e85ad81b296234c0cdf"
      unitRef="U001">150000000</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
    <byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_994f6b7d4ef14043baf8370231882f35"
      unitRef="U001">-3400000</byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares>
    <byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_4bda1790ef184f55a04815dcb82cfabc"
      unitRef="U001">-500000</byfc:IncreaseInUnreleasedEmployeeStockOwnershipPlanShares>
    <us-gaap:ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_801fe77aa08e4cadaf2b45894c89ec88"
      unitRef="U001">328000</us-gaap:ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans>
    <us-gaap:ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_3656fca696734310ac69f29b589b254b"
      unitRef="U001">66000</us-gaap:ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_29a4686a6912469ca4c9eb5f330316cc"
      unitRef="U001">-4853000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_4c94c0d1814f4f889028d373b8061d9e"
      unitRef="U001">149566000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
      contextRef="c20230101to20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_5c44ae85454b46beb43297222ad84dc6"
      unitRef="U001">-6558000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_c2c234f191e643ed80931a41a0ea17f0"
      unitRef="U001">74710000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_1f6f899a94f94a77bd277ef7596a1698"
      unitRef="U001">84015000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="c20211231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_4790f4b6155f48c981747b7d81913952"
      unitRef="U001">9305000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="c20231231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_9cc2513f010c4158b694e46923905988"
      unitRef="U001">77457000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
      contextRef="c20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-3"
      id="Fact_8d39b5c8eafc45bfb3abd0f8e7916997"
      unitRef="U001">84015000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <byfc:NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock
      contextRef="c20220101to20221231_ConsolidatedEntitiesAxis_ParentCompanyMember"
      decimals="-5"
      id="Fact_289db161fa5e4a72878fae208731190c"
      unitRef="U001">3000000</byfc:NonCashFinancingActivitiesExchangeOfPreferredStockForCommonStock>
    <us-gaap:EarningsPerShareTextBlock
      contextRef="c20230101to20231231"
      id="Text_a066828d35a14670804fe4c51ac3a5e9">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 19 &#x2013; Earnings Per Common Share&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The factors used in the earnings per common share computation follow:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; text-indent: -9pt; margin-left: 9pt;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(Dollars in thousands,&lt;/div&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;except share and per share)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Net income attributable to Broadway Financial Corporation&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;4,514&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;5,636&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Less net income attributable to participating securities&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;59&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;27&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Income available to common stockholders&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,455&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;5,609&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Weighted average common shares outstanding for basic earnings per common share&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;8,627,071&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;9,051,128&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Add: dilutive effects of unvested restricted stock awards&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;114,599&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;51,737&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Weighted average common shares outstanding for diluted earnings per common share&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;8,741,670&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;9,102,865&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Earnings per common share - basic&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;0.52&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;0.62&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Earnings per common share - diluted&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;0.51&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;0.62&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;br/&gt;
        &lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Stock options for 31,250 shares of common stock for
          the year ended December 31, 2023, were not considered in computing diluted earnings per common share because they were anti&#x2011;dilutive.&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt;Basic earnings per share of common stock is computed pursuant to the two-class method by dividing net loss
            available to common stockholders less dividends paid on participating securities (unvested shares of restricted common stock) and any undistributed loss attributable to participating securities by the weighted average common shares outstanding
            during the period. The weighted average common shares outstanding includes the weighted average number of shares of common stock outstanding less the weighted average number of unvested shares of restricted common stock. ESOP shares are
            considered outstanding for this calculation unless unearned. Diluted earnings per share of common stock includes the dilutive effect of unvested stock awards and additional potential common shares issuable under stock options. No unvested stock awards or potential common shares issuable under stock options were included in diluted earnings per share in either year.&lt;/div&gt;

&lt;div style="display:none;"&gt;&lt;br/&gt;&lt;/div&gt;
&lt;div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: justify;"&gt; &lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt;&lt;br/&gt;
            &lt;/span&gt;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: normal; color: rgb(0, 0, 0); font-style: normal; font-variant: normal; text-transform: none;"&gt;All common stock share amounts above have been
              retroactively adjusted, as applicable, for the &lt;span style="-sec-ix-hidden:Fact_0b9e0c9c4b61463aa4931c525d2e5b1c"&gt;1-for-8&lt;/span&gt; reverse stock split effective November 1, 2023.&#160; See Note 2.&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;

&lt;div&gt;&lt;span style="font-weight: normal; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: normal; font-variant: normal; text-transform: none;"&gt; &lt;/span&gt;&lt;/div&gt;
</us-gaap:EarningsPerShareTextBlock>
    <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock
      contextRef="c20230101to20231231"
      id="Text_2421c646dc7a4aa783083ccd2ac4c4e2">
&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The factors used in the earnings per common share computation follow:&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;table border="0" cellpadding="0" cellspacing="0" class="cfttable" style="color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left; width: 100%;"&gt;


  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2023&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div style="text-align: center; font-weight: bold;"&gt;2022&lt;br/&gt;
                  &lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: bottom; text-indent: -9pt; margin-left: 9pt;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="6" style="vertical-align: bottom;" valign="bottom"&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;(Dollars in thousands,&lt;/div&gt;
                &lt;div style="text-align: center; font-weight: bold;"&gt;except share and per share)&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Net income attributable to Broadway Financial Corporation&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;4,514&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;$&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;5,636&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;&lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Less net income attributable to participating securities&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;59&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;27&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Income available to common stockholders&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;4,455&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 double 4px; background-color: #CCEEFF;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;5,609&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: #CCEEFF; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Weighted average common shares outstanding for basic earnings per common share&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;8,627,071&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;9,051,128&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Add: dilutive effects of unvested restricted stock awards&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;114,599&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;51,737&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Weighted average common shares outstanding for diluted earnings per common share&lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;8,741,670&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;9,102,865&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td rowspan="1" style="vertical-align: top; width: 76%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Earnings per common share - basic&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;0.52&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255);" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;0.62&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;

  &lt;tr&gt;

    &lt;td style="vertical-align: top; width: 76%; padding-bottom: 2px;" valign="bottom"&gt;
                &lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;
                  &lt;div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"&gt;Earnings per common share - diluted&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;0.51&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px;" valign="bottom"&gt;&#160;&lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;$&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;0.62&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

    &lt;td colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; white-space: nowrap;" valign="bottom"&gt;
                &lt;div&gt;
                  &lt;div&gt;&lt;/div&gt;
                &lt;/div&gt;
              &lt;/td&gt;

  &lt;/tr&gt;


&lt;/table&gt;
</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
    <us-gaap:NetIncomeLoss
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_a9eba509cd87416193e3f160a092e6f5"
      unitRef="U001">4514000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_18540bad4b7248df95aae28cbf7edfb5"
      unitRef="U001">5636000</us-gaap:NetIncomeLoss>
    <us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_3b5b8af9bbd24b4da6094eff8ea589af"
      unitRef="U001">59000</us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic>
    <us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_869b38e862684aed8542ea35195ccd0a"
      unitRef="U001">27000</us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
      contextRef="c20230101to20231231"
      decimals="-3"
      id="Fact_e3872824294f421d807b83e96ef5640c"
      unitRef="U001">4455000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
      contextRef="c20220101to20221231"
      decimals="-3"
      id="Fact_35e701e1d3a84ff6a25f1cd531962562"
      unitRef="U001">5609000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
      contextRef="c20230101to20231231"
      decimals="0"
      id="Fact_81797d3d1a48478b837b08776b27df98"
      unitRef="U002">8627071</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
      contextRef="c20220101to20221231"
      decimals="0"
      id="Fact_d0707dc480cd41178f0eb9397372d6ff"
      unitRef="U002">9051128</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
      contextRef="c20230101to20231231"
      decimals="0"
      id="Fact_10001848fd4b41df8f9dfac872160aed"
      unitRef="U002">114599</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
    <us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
      contextRef="c20220101to20221231"
      decimals="0"
      id="Fact_9c49e635beeb4915b1f133d29f5ed9e7"
      unitRef="U002">51737</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
      contextRef="c20230101to20231231"
      decimals="0"
      id="Fact_de805e08d7464e0fb3d594b28fa68176"
      unitRef="U002">8741670</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
      contextRef="c20220101to20221231"
      decimals="0"
      id="Fact_7f0ab8c4c8c94917a241d6a3a4bd5f52"
      unitRef="U002">9102865</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:EarningsPerShareBasic
      contextRef="c20230101to20231231"
      decimals="2"
      id="Fact_4823c1fc2e894b058898b9432377a70e"
      unitRef="U003">0.52</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="c20220101to20221231"
      decimals="2"
      id="Fact_d4028ab5074e4be081d3ddd3444e50c1"
      unitRef="U003">0.62</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c20230101to20231231"
      decimals="2"
      id="Fact_e7c240d09fd041ecbac86541df862f09"
      unitRef="U003">0.51</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c20220101to20221231"
      decimals="2"
      id="Fact_398c93bac5aa4bd1874e0236d0d0c9f1"
      unitRef="U003">0.62</us-gaap:EarningsPerShareDiluted>
    <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
      contextRef="c20230101to20231231_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_EmployeeStockOptionMember"
      decimals="0"
      id="Fact_999bf7e342e04f7298a09b3278a2a519"
      unitRef="U002">31250</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
    <byfc:IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions
      contextRef="c20230101to20231231"
      decimals="0"
      id="Fact_8599bacd13074deb9d7da7278ae82561"
      unitRef="U002">0</byfc:IncrementalCommonSharesAttributableToDilutiveEffectOfExerciseOfStockOptions>
    <us-gaap:SubsequentEventsTextBlock
      contextRef="c20230101to20231231"
      id="Text_54bb5e2506f941f28d90f821f6aa093a">
&lt;div style="text-align: justify; font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"&gt;Note 20 &#x2013; Subsequent Events&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman'; font-size: 10pt;"&gt;&#160;&lt;/div&gt;

&lt;div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"&gt;The Company evaluated its December 31, 2023 consolidated financial statements for subsequent events through the date these financial statements were issued.&lt;/div&gt;
</us-gaap:SubsequentEventsTextBlock>
    <link:footnoteLink
      xlink:role="http://www.xbrl.org/2003/role/link"
      xlink:type="extended">
        <link:loc
          xlink:href="#Fact_0599795c0f87467b83cd13ec35b6d955"
          xlink:label="Fact_0599795c0f87467b83cd13ec35b6d955"
          xlink:type="locator"/>
        <link:footnote id="Foot_4ae60b0ac27c4568813ba13c0189d7e2" xlink:label="Foot_4ae60b0ac27c4568813ba13c0189d7e2" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Retroactively adjusted, as applicable, for the <xhtml:span style="-sec-ix-hidden:Fact_f064ef0cd23f4a90a5b7373c0f990ef6">1-for-8</xhtml:span> reverse stock split effective November 1, 2023 - see Note 2</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_0599795c0f87467b83cd13ec35b6d955"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_9c419266a7794059b897ee46babd0775"
          xlink:label="Fact_9c419266a7794059b897ee46babd0775"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_9c419266a7794059b897ee46babd0775"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_dc04ed0867e441298622bace498c407e"
          xlink:label="Fact_dc04ed0867e441298622bace498c407e"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_dc04ed0867e441298622bace498c407e"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_08c89e14bc6d4dd4bbd714790ecff5db"
          xlink:label="Fact_08c89e14bc6d4dd4bbd714790ecff5db"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_08c89e14bc6d4dd4bbd714790ecff5db"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_e73ea8c3d9424f129319e9f26cd27e8d"
          xlink:label="Fact_e73ea8c3d9424f129319e9f26cd27e8d"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_e73ea8c3d9424f129319e9f26cd27e8d"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_c764941cbef9464e83715821b4ea5632"
          xlink:label="Fact_c764941cbef9464e83715821b4ea5632"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_c764941cbef9464e83715821b4ea5632"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_955c25c31bdd406db84e4bf3f44cd634"
          xlink:label="Fact_955c25c31bdd406db84e4bf3f44cd634"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_955c25c31bdd406db84e4bf3f44cd634"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_c471d3cbc9a740969426b3bed9752a46"
          xlink:label="Fact_c471d3cbc9a740969426b3bed9752a46"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_c471d3cbc9a740969426b3bed9752a46"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_57eca0510c5d4c48b4f89d5b043b8c2c"
          xlink:label="Fact_57eca0510c5d4c48b4f89d5b043b8c2c"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_57eca0510c5d4c48b4f89d5b043b8c2c"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_4d5dba36274d4bee86e8240092660061"
          xlink:label="Fact_4d5dba36274d4bee86e8240092660061"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_4d5dba36274d4bee86e8240092660061"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_14e2d871831c41dba7680cfbb0801825"
          xlink:label="Fact_14e2d871831c41dba7680cfbb0801825"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_14e2d871831c41dba7680cfbb0801825"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_f8dd4b098dee4772a709d4d854a4ad78"
          xlink:label="Fact_f8dd4b098dee4772a709d4d854a4ad78"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_f8dd4b098dee4772a709d4d854a4ad78"
          xlink:to="Foot_4ae60b0ac27c4568813ba13c0189d7e2"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_2af14269d2574c6abd6f08d91d9cb243"
          xlink:label="Fact_2af14269d2574c6abd6f08d91d9cb243"
          xlink:type="locator"/>
        <link:footnote id="Foot_1acda786e61e475681b49299822ae593" xlink:label="Foot_1acda786e61e475681b49299822ae593" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Mortgage-backed securities, CMOs and SBA pools do
                      not have a single stated maturity date and therefore have been included in the &#x201c;Due after ten years&#x201d; category.</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_2af14269d2574c6abd6f08d91d9cb243"
          xlink:to="Foot_1acda786e61e475681b49299822ae593"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_5c6a2b6bbaa94972946fbe2cfb18c9d4"
          xlink:label="Fact_5c6a2b6bbaa94972946fbe2cfb18c9d4"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_5c6a2b6bbaa94972946fbe2cfb18c9d4"
          xlink:to="Foot_1acda786e61e475681b49299822ae593"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_c5519eaeb07e41eab92c1305ef605a11"
          xlink:label="Fact_c5519eaeb07e41eab92c1305ef605a11"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_c5519eaeb07e41eab92c1305ef605a11"
          xlink:to="Foot_1acda786e61e475681b49299822ae593"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_bbb10ecd41fc485ab3c1ebd06dbd0b7c"
          xlink:label="Fact_bbb10ecd41fc485ab3c1ebd06dbd0b7c"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_bbb10ecd41fc485ab3c1ebd06dbd0b7c"
          xlink:to="Foot_1acda786e61e475681b49299822ae593"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_3f5a49d41983457b844078c50914868e"
          xlink:label="Fact_3f5a49d41983457b844078c50914868e"
          xlink:type="locator"/>
        <link:footnote id="Foot_918a556703a2406cb2f48b3f6362d8fc" xlink:label="Foot_918a556703a2406cb2f48b3f6362d8fc" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450
                    and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is
                    reflective of estimated expected lifetime credit losses.</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_3f5a49d41983457b844078c50914868e"
          xlink:to="Foot_918a556703a2406cb2f48b3f6362d8fc"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_eede4a0042484d9db38f2f6f2255793f"
          xlink:label="Fact_eede4a0042484d9db38f2f6f2255793f"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_eede4a0042484d9db38f2f6f2255793f"
          xlink:to="Foot_918a556703a2406cb2f48b3f6362d8fc"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_b2de6c13b97440ac92933cc169c9e47b"
          xlink:label="Fact_b2de6c13b97440ac92933cc169c9e47b"
          xlink:type="locator"/>
        <link:footnote id="Foot_156768d9022c47c390189a4bb71b8ea6" xlink:label="Foot_156768d9022c47c390189a4bb71b8ea6" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Including Paycheck Protection Program (PPP) loans.</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_b2de6c13b97440ac92933cc169c9e47b"
          xlink:to="Foot_156768d9022c47c390189a4bb71b8ea6"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_34093baca27d459aa1b6230e41ac9c31"
          xlink:label="Fact_34093baca27d459aa1b6230e41ac9c31"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_34093baca27d459aa1b6230e41ac9c31"
          xlink:to="Foot_156768d9022c47c390189a4bb71b8ea6"
          xlink:type="arc"/>
    </link:footnoteLink>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
